Underwriter Jobs in Wixom, MI

Looking for a mortgage underwriter with experience with FHA loans. This will be a remote underwriting position.

Responsibilities Responsible for assisting a team of underwriters with Excess & Surplus Lines (E&S) Property & Casualty business on a contract binding basis via a nationwide network of wholesale brokers. Responsibilities: * Assist and support underwriters with new and renewal business including rating, form selection, binding, policy issuance and invoicing * Quality control of various documents including quotes, policies, endorsements, cancellations and invoices * Handle a high volume workload in a fast-paced environment, maintaining excellence service standards * Deliver high quality service to wholesale broker customers * Learn the underwriting process and appetite and assist underwriters with new business, endorsement and renewal underwriting * Evaluate submission, renewal and inspection information as part of the underwriting process * In conjunction with underwriters, work closely with wholesale brokers to develop relationships and enhance their understanding of the Company's Underwriting rationale, philosophy and criteria Qualifications * Bachelor's degree * 2+ years of Property & Casualty underwriting support experience * Underwriting support in Excess and Surplus lines environment strongly preferred * Proficient in policy and workflow insurance applications * High energy and desire to learn Compensation Package: * Competitive base compensation * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Protect What Matters: Elite Field Underwriters Needed Life-Changing Mission Medical bills destroy 500,000+ American dreams annually. As our Field Underwriter, you'll be the shield between families and financial devastation. When clients reach out desperately seeking protection for their new homes, businesses, and loans, you'll step in with solutions that truly transform lives. Unlimited Earning Potential Our top performers experience: Immediate rewards: Commission deposits hitting your account multiple times weekly Growing wealth: Residual income that compounds year after year Complete freedom: Design your schedule around your life, not the other way around "I doubled my corporate salary in 9 months and now help my clients sleep soundly knowing their investments are protected." - Cliff Dullock, Dallas TX What Sets Our Winners Apart The difference between those who merely survive and those who thrive with us isn't experience-it's mindset. Our most successful team members: Have unshakable self-belief Embrace coaching as a pathway to excellence Hunger for personal and professional growth The Opportunity Independent contractor position with premium flexibility Performance-based compensation (unlimited ceiling) Qualified leads provided-never waste time cold calling Comprehensive training program at zero cost Choose your commitment: full-time career or part-time income boost This isn't just another job. This is your opportunity to build financial security while providing peace of mind to families facing life's biggest challenges. Apply now to secure your interview slot. Positions filling quickly.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Executive Underwriter - UW07CDSenior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. As an Inland Marine Underwriter within the Middle & Large Commercial organization, you will quarterback the sales and underwriting process by building exceptionally strong and lasting relationships with agents and brokers, ensuring that The Hartford is the carrier of choice. Success in this role will also entail effective account stewardship by managing the sales process from strategic planning to operational excellence and developing cross-sell and up-sell opportunities across the team. We have a collaborative and results oriented environment, where approachable industry leaders mentor and inspire their teams to win in the market and have fun while doing it. We'll Be a Good Match if You Have: + A customer-first mindset, putting our customers at the center of everything you do. + A passion for making decisions through both analyzing data and employing critical thinking skills. + A team spirit and desire to work collaboratively. + A financial mindset to help make the best decisions. + Ability to own our work and following through on commitments. + Ability to decipher and execute within a fluid and changing business environment. + An understanding of how to build relationships and trust among diverse groups. + The ability to advance their careers into technical OR leadership positions. Qualifications: + Bachelor's Degree strongly preferred, or equivalent combination of education, training and experience + Executive Underwriter title: 5+ years of commercial Inland Marine production underwriting experience + Senior Underwriter title: 3+ years of commercial Inland Marine production underwriting experience + Expertise in underwriting construction, transportation, and renewable energy risks preferred + Demonstrated success in developing and maintaining solid relationships with all internal and external business partners + Excellent communication, interpersonal and presentation skills + An ability to think analytically about business problems, make recommendations and propose solutions. + High energy self-starter, who is resilient and has an entrepreneurial spirit + Demonstration of solid time, organizational, and desk management skills + Goal-oriented and delivers outcomes + Ability to challenge the status quo and compete to win + Superior technical knowledge and sound decision-making and analytical skills. + Valid driver's license, as company pool car may be provided Location: This role will have a Hybrid work arrangement, with the expectation of working out of the Grand Rapids, MI; Troy, MI; Independence, OH; or Cincinnati, OH office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $96,560 - $182,640 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Culture & Employee Insights (***************************************************** | Diversity, Equity and Inclusion (********************************************************* | Benefits (********************************************* Human achievement is at the heart of what we do. We believe that with the right encouragement and support, people are capable of achieving amazing things. We put our belief into action by ensuring individuals and businesses are well protected, and by going even further - making an impact in ways that go beyond an insurance policy. Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines - from developing the latest technology to creating and promoting our products to evaluating future financial risks. We're also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it's the right thing to do, and because when our customers, communities and employees succeed, we all do. About Us (************************************* Culture & Employee Insights (***************************************************** Diversity, Equity and Inclusion (********************************************************* Benefits (********************************************* Legal Notice (***************************************** Accessibility StatementProducer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information)

MORTGAGE CONVENTIONAL UNDERWRITER- JOB DESCRIPTION Position Title: Mortgage Conventional Underwriter Title Grade: I (Junior) Reports to: Underwriting Manager Department: Underwriting Status: Full-Time Location: Must work out of Plymouth, MI Schedule: Hybrid 3 days in office, 2 home FLSA Status: Exempt Pay Grade: Salary (DOE) SUMMARY & PURPOSE OF POSITION Our Underwriting Team is the primary player in making sure that our loans meet company, investor, industry, and regulatory standards. Underwriters are a wealth of knowledge on loan transactions, and the reason that Gold Star has become an industry leader in service and quality. Mortgage Underwriters pride themselves not only on paying close attention to detail, but also in serving as a resource for questions, scenarios, and to help ensure that our clients receive the “white glove treatment” of the industry. We seek individuals who have a strong desire to challenge themselves in a fast-paced, high energy atmosphere, and who have the resourcefulness to stand out among the best. PRIMARY POSITION-SPECIFIC RESPONSIBILITIES  Carefully review loan applications, including all loan related documents and disclosures, including but not limited to: loan approval, 1003, URAR, income and asset information, reserves, tax information, GFE/TIL/LE/CD, and enter data completely and accurately into Gold Star's LOS;  Underwrite loans and review loan conditions for final approval, and provide explanation where appropriate for rationale behind credit decisions;  Meet daily production goals for new underwrites and conditions;  Where possible, identify and recommend alternative loan structures to find viable solutions for credit applicants;  Utilize DO/DU/LP and other automated underwriting systems, properly verify and calculate income, assets, employment, and other pertinent loan information;  Stay abreast of changing company policy, mortgage regulations, laws, and generally accepted industry best practices, and be willing to take initiative to train and stay informed;  Field calls related to loan level questions, scenarios, and conditions, as well as provide thorough, detail oriented responses in a timely manner;  For Senior Underwriters: underwrite and condition difficult files with atypical credit profiles;  Complete other duties as assigned. ESSENTIAL SKILLS AND EXPERIENCE  High School Diploma or equivalent required;  At least three (3) years of prior experience in underwriting or risk assessment required;  Have a strong knowledge of all fair lending laws, net tangible benefit requirements, and laws for decisioning loan applications such as Truth in Lending, Equal Credit Opportunity, and their associated regulations;  Solid understanding of lender/borrower paid compensation, TILA, RESPA guidelines and TRID;  Direct Endorsement required for FHA loans and SAR for VA (Staff Appraisal Reviewer);  Strong understanding of investor and agency underwriting guidelines;  Must have exceptional attention to detail and strong organizational skills;  Must be dependable with meeting deadlines and managing time;  Have an ability to work independently on multiple files simultaneously;  Possess strong oral and written communication skills. PREFERRED EDUCATION/EXPERIENCE  Two year degree or vocational certification, preferably in finance, mathematics, or accounting, required; Bachelor's degree strongly preferred.  At least five (5) years of prior experience in underwriting or risk assessment preferred;  Knowledge of Encompass 360, LexisNexis, CoreLogic, Mavent, and other fraud detection/ prevention systems preferred. PHYSICAL DEMANDS/ENVIRONMENT The environment is characteristic of an office setting. Must be able to execute complex tasks on time sensitive transactions, and be able to work flexible hours including some evenings (after 6:00pm) and weekends.

General information Career area Underwriting 1450 American Lane, IL, 500 Woodward Avenue, MI Remote? No Ref # 19413 Posted Date 03-11-25 Working time Full time Ally and Your Career Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too? Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need. The Opportunity Evaluates risks according to location, physical and moral hazards, underwriting guidelines and loss experience in order to accept, decline or modify submission. Also, evaluates information received concerning risk characteristics, inspection reports, producer information, etc. May review loss experience of individual accounts and assigned territory. This is a newly formed team that specializes in underwriting large national groups as well as lender specific programs. Top 3 things we're looking for: Insurance Underwriting experience in the Auto Physical damage space with experience of large or complex accounts being a plus, Insurance designations or insurance related education background, Someone who is comfortable working in a dynamic and fast paced environment. Location: hybrid role in Detroit, MI or Schaumburg, IL (3 days in office / 2 days remote). The Work Itself * Serves as a consultant to producers and customer service personnel and claim personnel, as required. * Works closely with external producers to place insurance coverage within the program. * Submits complex or unusual risks or exposures and risks exceeding personal underwriting authority to Senior Underwriter or line-of-business head for approval. * Authority level will be greater than associate underwriters but less than senior underwriters. * May be assigned accounts or territories deemed to be more complex or more catastrophe exposed than those assigned to associate underwriters. * Will be part of the Open Market underwriting team. The Skills You Bring * 2+ years in financial services or similar industry is needed. * Previous physical damage insurance underwriting experience preferred. * Prior leadership experience is preferred. * Bachelor's degree in business related discipline preferred. * Education may be used as a proxy for experience. * Perform technical tasks required to support ongoing business operations. * Skilled technician in a hands-on environment, often highly specialized. * Typically requires advanced knowledge of Microsoft Office Programs. #DFS #LI-hybrid How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including: * Time Away: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date) * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access. * Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts. * Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs. * Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity. * To view more detailed information about Ally's Total Rewards, please visit this link: ****************************************************************************** Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit ************* Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at *************. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. Base Pay Range: $55000 - $80000 USD An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Incentive Compensation: This position is eligible to participate in our annual incentive plan.

Underwriter - Midwest Office Farmington Hills, MI Life at YES YES Communities strives to hire a diverse workforce that shares our vision of what a manufactured home community should be. We empower our employees to develop a strong sense of community with our residents because we know that happy, dedicated employees make the difference. Our culture is relaxed and one where leaders set clear expectations and give you the freedom to manage your goals. We invest in our employees and take pride as we watch them achieve results and make a difference in their roles every day. Your Role at YES: The Underwriter will report to the Underwriting Manager. This position entails the review of applicant accounts regarding residency, analyzing applicant financial and activity risk, compliance with the law and Fair Housing. Responsibilities Assist management staff with the review and approval of rental applications. Review and follow up on all community applications submitted for occupancy for site rent or home/site rent. Review and approve required conditions for all approved applications. Request additional documentation as needed. Reviewed denied applications or failed background checks for exceptions following the Underwriting Guidelines. As needed, forward requests for exception outside of the Underwriting Guidelines to VP or higher. Perform general administrative functions such as answering phones, typing, copying, faxing, filing, etc. Manage large amounts of inbound communications in a timely and effective manner Other duties as assigned Qualifications At least two (2) years underwriting experience preferred Ability to pay strict attention to detail Understand Fair Housing requirements Familiarity and knowledge of credit reports Good problem-solving skills Intermediate to advanced computer proficiency with the ability to use various Microsoft computer programs, email, the internet, and provide data entry in a timely and efficient manner Team oriented with an exceptionally strong work ethic and outstanding interpersonal skills Demonstrated analytical and organizational skills, problem solving abilities, and attention to detail Poised and polished professional with excellent oral and written communication skills Strong judgement and decision-making skills The YES! Difference Competitive salary | Comprehensive health benefits | Life, long and short-term disability insurance | 401(k) with company match

Underwriter - Contact Center CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more! A Contact Center Underwriter is responsible for handling auto insurance calls and requests from CURE's customers. This position works closely with our customers, answering questions, solving issues and fostering relationships with current clients. In this position, you will also process various underwriting-related activities, like policy changes and cancellations, ensuring accuracy and recognizing logical next steps resulting from such changes. You will spend a significant portion of each day on the phone, demonstrating empathy for customers' needs while working efficiently and with accuracy to meet priorities. Essential Job Functions Responding with professionalism and appropriate urgency to telephone inquiries Having the 'right' conversations with customers (right questions, right guidance, right amount of time) that address issues or concerns Accurately processing various underwriting activities such as policy changes and payments and recognizing the logical next steps that result from those changes. Managing your time to ensure calls to related tasks are completed in a timely manner and efficient manner Analyzing your own work for accuracy and identifying opportunities for process improvement Communicating and collaborating with team members to share information, document processes, resolve issues, and provide support for learning Must be willing to complete tasks outside of formal job requirements\ Performs other duties as assigned. CURE will pay for the cost to obtain your Personal Lines License. Obtaining your license is a requirement during the new hire process. Requirements: High School Diploma or GED equivalent required. Recent college graduates are encouraged to apply! Excellent written, oral and interpersonal skills, as well as a strong customer service orientation. Prior experience in Customer Service and/or in a Call Center. Prior experience in Insurance industry a plus Great organizational skills. Must be able to multitask while being detail oriented. Ability to follow directions. Team player who is self-motivated. Ability to utilize critical thinking to recognize discrepancies and problem-solve. Openness to feedback and a strong desire to learn. Bilingual Spanish is a plus. Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions. Starting Salary: Salary for this position starts at $23/hour, if licensed, with additional salary consideration commensurate with licensing and experience. <

div class="description"pstrong Responsibilities:/strong/p ulli Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines/lili Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions/lili Perform quantitative research and equity research to evaluate market trends and property values/lili Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements/lili Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions/lili Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards/lili Collect and analyze financial data to assess borrower's ability to repay the loan/lili Prepare comprehensive financial reports summarizing findings and recommendations/li/ul pstrong Requirements:/strong/p ulli Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees/lili Strong knowledge of quantitative analysis, underwriting principles, and financial concepts/lili Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices/lili Excellent attention to detail and ability to work in a fast-paced environment/lili Strong analytical skills with the ability to interpret complex financial information/lili Proficient in data collection, organization, and analysis/lili Exceptional written and verbal communication skills for effective report writing and communication with stakeholders/lili Ability to work independently and make sound underwriting decisions within established guidelines/li/ul pNote: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization./ppstrong Benefits:/strong/p ulli 401(k)/lili 401(k) matching/lili Dental insurance/lili Health insurance/lili Paid time off/lili Parental leave/lili Professional development assistance/lili Referral program/lili Vision insurance/li/ul/div

Join Priority Health as a Senior Underwriter and play a key role in shaping the financial success of our Large Group Commercial business. In this role, you'll apply your expertise in healthcare underwriting to assess risk, analyze data, and develop competitive pricing strategies that align with business objectives. You will collaborate with internal teams and external partners to ensure sound underwriting decisions while maintaining compliance with regulatory standards. If you have a strong background in health insurance underwriting and a passion for driving financial sustainability in the healthcare industry, we invite you to be part of our growing team! Job Summary Assess and calculate the financial responsible and marketable premium rates for current and prospective group accounts. Understand and work towards departmental objectives. Coordinate the proposal process for self-funded and insured requests. Assure that fully insured rates are calculated correctly and that customer needs are met. Essential Functions * Accurately analyze employer's risk profile and develop rates on fully-insured prospective and renewal accounts within our approved community rating guidelines. Audit on a periodic basis, the cases rated by the marketing department to assure their compliance with the company's approved underwriting guidelines. Maintain on a consistent basis, renewal and prospective account files that assist the underwriters in the accurate development of premium rates. * Calculate and recommend final fully-insured rates for renewals and proposals requested by Sales. Work with the Sales Department to arrive at a competitive and financially responsible rate level. Calculate suggested COBRA premium rates for new and renewing groups as requested. * Run reports (P&Ls, In and out of Network reports) and investigate high claim issues for our group customers. * Work with the Underwriting staff and Sales staff to develop decisions that reflect teamwork. Promote discussion and resolution of customer pricing issues. Maintain, on a consistent basis, renewal and prospective account files that assist underwriters in the accurate development of premium rates. * Coordinate self-funded proposal and renewal requests with insurance carriers in a timely fashion. Analyze stop loss proposals and prepare easily understood financial exhibits which highlight benefits options, cost savings and projected fixed and claim costs. * Effectively implement the administrative fee of the new and renewal proposals to maintain a competitive market position and meet PHMB revenue guidelines. * Maintain consultative relationships with brokers/agents, consultants and employer groups, as needed. Attend with the sales department, proposal and renewal client presentations. Provide necessary technical assistance in the communication of the administration fees, premium rates and financial exhibits. * Provide essential paperwork for ASO sold case including Underwriting Disclosure and stop loss verification form. Calculate ASO binder check amount. Qualifications Required * Bachelor's Degree or equivalent * 5 years of experience in underwriting typically gained through skills/knowledge/abilities in related field Preferred * Healthcare Experience * Provider based carrier experience * Stop Loss underwriting experience About Corewell Health As a team member at Corewell Health, you will play an essential role in delivering personalized health care to our patients, members and our communities. We are committed to cultivating and investing in YOU. Our top-notch teams are comprised of collaborators, leaders and innovators that continue to build on one shared mission statement - to improve health, instill humanity and inspire hope. Join a nationally recognized health system with an ambitious vision of continued advancement and excellence. How Corewell Health cares for you * Comprehensive benefits package to meet your financial, health, and work/life balance goals. Learn more here. * On-demand pay program powered by Payactiv * Discounts directory with deals on the things that matter to you, like restaurants, phone plans, spas, and more! * Optional identity theft protection, home and auto insurance, pet insurance * Traditional and Roth retirement options with service contribution and match savings * Eligibility for benefits is determined by employment type and status Primary Location SITE - Priority Health - 1231 E Beltline - Grand Rapids Department Name PH - Underwriting West Employment Type Full time Shift Day (United States of America) Weekly Scheduled Hours 40 Hours of Work 8 a.m. to 5 p.m. Days Worked Monday to Friday Weekend Frequency N/A CURRENT COREWELL HEALTH TEAM MEMBERS - Please apply through Find Jobs from your Workday team member account. This career site is for Non-Corewell Health team members only. Corewell Health is committed to providing a safe environment for our team members, patients, visitors, and community. We require a drug-free workplace and require team members to comply with the MMR, Varicella, Tdap, and Influenza vaccine requirement if in an on-site or hybrid workplace category. We are committed to supporting prospective team members who require reasonable accommodations to participate in the job application process, to perform the essential functions of a job, or to enjoy equal benefits and privileges of employment due to a disability, pregnancy, or sincerely held religious belief. Corewell Health grants equal employment opportunity to all qualified persons without regard to race, color, national origin, sex, disability, age, religion, genetic information, marital status, height, weight, gender, pregnancy, sexual orientation, gender identity or expression, veteran status, or any other legally protected category. An interconnected, collaborative culture where all are encouraged to bring their whole selves to work, is vital to the health of our organization. As a health system, we advocate for equity as we care for our patients, our communities, and each other. From workshops that develop cultural intelligence, to our inclusion resource groups for people to find community and empowerment at work, we are dedicated to ongoing resources that advance our values of diversity, equity, and inclusion in all that we do. We invite those that share in our commitment to join our team. You may request assistance in completing the application process by calling ************.

United Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters. Join a company that invests in you. On top of your starting salary, a role as an Underwriter sets you up for success right out of the gate with up to $20,000 in potential incentives.* COMPENSATION $45,000 starting salary $10,000 in forgivable loan incentives $10,000 in RSUs Bonus opportunities MUST-KNOWS This is an 8-hour shift, Monday-Friday This position requires full-time, on-site attendance in Pontiac, MI This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future WHAT YOU WILL BE DOING Collect, review and examine an applicant's financial history and records Perform risk assessment reports Analyze client's financial statements and identify effective alternatives to application Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation Keep up with changes and adaptations as they occur Provide elite service to internal and external clients Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners Manage multiple priorities while building rapport with clients WHAT WE NEED FROM YOU Completed 2 or 4-year degree Complex rationale and problem-solving skills Computer literacy in Microsoft Word, Excel, Outlook and other internet resources Excellent written and verbal communication skills Willingness to learn and be coached Adaptable to a flexible, fast-changing industry Self-motivated with a strong work ethic Ability to take accountability for actions Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable) THE PLACE & THE PERKS Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It's all happening on UWM's campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement. It's no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It's at the very heart of how we treat each other, our clients and our community. Whether it's providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life. From the team member that holds a door open to the one that helps guide your career, you'll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you'll be welcomed here. Accepted here. And empowered to Be You Here. More reasons you'll love working here include: Paid Time Off (PTO) after just 30 days Additional parental and maternity leave benefits after 12 months Adoption reimbursement program Paid volunteer hours Paid training and career development Medical, dental, vision and life insurance 401k with employer match Mortgage discount and area business discounts Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court Wellness area, including an in-house primary-care physician's office, full-time massage therapist and hair salon Gourmet cafeteria featuring homemade breakfast and lunch Convenience store featuring healthy grab-and-go snacks In-house Starbucks and Dunkin Indoor/outdoor café with Wi-Fi DISCLAIMER *Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. Description This is an exciting opportunity to join the Educational underwriting Public Entity Team. We are the largest insurers of educational k-12 accounts in the country. We have been writing in this space for over 50 years. We write an all lines solution for educational risks. We have a very wide appetite in this space which gives us a chance to work on a wide array of accounts. Underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America more likely to underwrite complex/unusual policies - or those of high individual line size - policies assessed will include those of some complexity. Responsibilities * Manages portfolio of brokers/agents and clients. Leverages market presence and knowledge to develop and underwrite profitable business, acting as a representative for Liberty. * Maintains a strong market presence, including established relationships with agents and brokers. * Looks to strengthen these relationships and develop new ones. Contributes ideas for product development and participates in development and execution. * Contributes to team projects (e.g., process / tool improvement). Understands the work implications of relevant legislation and regulation. * Collaborates effectively across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in GRS North America). * Mentors junior underwriters and new hires (not as a line manager). * May analyze department`s portfolio and make suggestions for development. May recognize and communicate emerging trends of exposures within line of business expertise. Qualifications * Degree in Business or equivalent typically required * A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience * CPCU or professional insurance designation preferred * Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques * Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues * Proven track record of developing and underwriting profitable business About Us As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are proud to support a diverse, equitable and inclusive workplace, where all employees feel a sense of community, belonging and can do their best work. Our seven Employee Resource Groups (ERGs) offer a centralized, open space to bring employees and allies together to connect, learn and engage. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

AAA Life is seeking a Life Insurance Underwriter that will, analyze, evaluate and classify risk for life insurance applications. This underwriter will determine whether to approve, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information pertinent to the decision. Has contact with the field sales team, customers and vendors to gather information on which to base decisions. Has authority to approve cases up to specific standard and substandard limits. Note: Mortgage underwriting experience will NOT be considered Call volume on average is about 4-6 calls a day. Regular late night is 1 day every other week. Friday night late nights are rotated which is about 1 per quarter. Position Responsibilities Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures. Provide support for contract change and reinstatement underwriting that may be required. Prepares presentations for underwriters or sales agents that assist with training and development. Qualifications • 2 year College Degree in Finance, Business or Economics • 1-2 years' Life Insurance industry experience (sales experience or strong life insurance sales support and training) • Knowledge of life and annuity sales strongly preferred • Proficient in Microsoft Word, PowerPoint and Excel • Strong communication skills - verbal and written • Ability to provide strong customer service • Possesses some technology knowledge of insurance system applications and data • Works well in a team environment • Demonstrates proactive skills • Willingness to work extended hours and weekends, if required • Team player and self-starter, highly motivated, and results driven • Ability to effectively function in a fast-paced team environment • Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities • Strong organizational and follow-up abilities • Ability to thrive in fast-paced challenging environment Benefits: We offer a variety of social programs, flexible work hours and family-friendly benefits to all of our employees. Pension and Retirement Plans Medical, Dental and Vision Coverage Paid Time Off Paid Parental Leave Hybrid Work Environment 401K Support for Community Involvement

It's ok if you don't meet every requirement. At Grange, we prioritize creating a diverse, equitable and inclusive workplace. If you're enthusiastic about this role but your previous experience only partially matches qualifications in the job description, we still encourage you to apply. We believe in fostering growth and providing opportunities for continuous learning and development of skills as you progress in your career with us. Summary: This position is responsible for achieving growth and profit objectives by appropriate risk selection, book management, business development and agency management. What You'll Be Doing: Underwriting - Select and price risks for profit and growth. Select new risks based on department guidelines within delegated authority utilizing appropriate forms, pricing and reinsurance where needed. File documentation should reflect logical thought process. Demonstrate understanding of risk exposure, classifications and price for exposure. Refer viable risks outside authority once pre-underwritten demonstrating sound judgment, decision making and file documentation. Possess knowledge of forms, coverage, rating plans, manuals and company position papers. In conjunction with Underwriting leadership, serve as an active participant in the quality review process In conjunction with Actuarial, implement pricing modeling and monitor performance to model. Assure underwriting actions align with the model by measuring and monitoring pricing by individual, territory and state. Maintain department service standards and respond to producer needs. Maintain technical proficiency Ensure that new and renewal business fits Company strategy and policies and that the underwriting process and procedures are aligned. Seek out new ways to improve the underwriting process. Agency Management - execute agency management routines to build the business and gain relevance. Develops and manages New Business pipeline to ensure a steady stream of business opportunities. Manages the production, profitability and relationships with all agencies in assigned territory. Develop and execute annual success and territory plans and monitor agency performance. Monitors agency results and follows up with agency as to both growth/profitability and compliance with company initiatives, procedures, risk appetite and policies. Analyzes quality, volume, mix of business and profit for assigned producers. Identifies trends in submission activity and works to meet production targets as established. Executes actions to achieve policy retention and pricing objectives. Participates in agency review process. In collaboration with the TSM, responsible for identifying and evaluating new agency prospects and developing new agencies in the fulfillment of Middle Market growth objectives. Serves as a resource to our agents, conducts underwriting, sales, product and process training for agencies and their staff. Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy and product offerings maximizing time with the right agencies. Record all agency management actions in CRM. Must be located in the current market (or surrounding area) Territory Leadership- responsible for profit, growth, pricing, underwriting quality and meeting service standards in assigned territory. Develops and implements territory plan to attract desired business and gain relevance with key agents. Mentors and guides less experienced underwriters. Monitors market conditions, develops competitive intelligence, and makes recommendations regarding new and/or existing products, programs, risk appetite and services. What You'll Bring To The Company: Bachelor's degree or CPCU designation or comparable education and experience plus three or more years commercial multiple lines underwriting experience preferred. Must possess excellent communication, decision-making, sales and negotiation skills, PC skills and work management skills, and the ability to complete multiple tasks within set deadlines and should be willing to continue learning and updating skills. Significant travel is required to develop effective agency relations. Must be a self-starter and be able to work independently in a remote setting. Must be located in the current market or surrounding area. About Us: Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent). Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave. Who We Are: We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength. We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow. Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals. Our Diversity, Equity and Inclusion Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth. Together, we use our individual experiences to learn from one another and grow as professionals and as people.  We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship. Grange Enterprise is proud to be part of the CEO Action for Diversity and Inclusion™, a national initiative of more than 1400 CEOs working for the advancement of diversity and inclusion within the workplace.

The Lower Middle Market (“LMM”) New Business Underwriter is a field-underwriting role fully dedicated to new revenue generation for multiline accounts for an assigned group of agents. This individual reports into a Commercial Insurance branch office and matrixes into a regional LMM underwriting team. The individual is accountable for reviewing, triaging, underwriting, and quoting submissions and securing binds to achieve his/her individual production goal while adhering to Chubb standards of underwriting and compliance. The ideal candidate will possess strong underwriting skills, exceptional communication abilities, strong organizational skills, and the capacity to build and maintain impactful relationships. In this role, you will effectively manage agent relationships and collaborate with internal partners in Field Underwriting, Distribution and Operations to ensure seamless processes and superior service delivery. Primary responsibilities: Multiline underwriting including Package, Umbrella, Workers Compensation, Auto, and ancillary lines while ensuring adherence to our established underwriting strategy and authority, as well as following a referral process to maintain compliance and audit standards. Cross-sell additional lines of business to maximize revenue per account, including P&C, Multinational, Financial Lines, Cyber, Accident & Health, and other relevant products. Work closely with local Business Development Managers to identify opportunities for growth and production enhancement within assigned agencies. Establish and maintain strong working relationships with assigned agents to drive profitable growth. Disciplined desk management, including production planning and forecasting for assigned book of business. Qualifications The preferred candidate has experience in Commercial Lines Property & Casualty underwriting and has demonstrated the ability to drive profitable new business revenue while adhering to audit and compliance requirements. The following are required: Minimum 2 years commercial lines underwriting experience. Proven ability to use technical analysis and underwriting skills to profitably grow new business revenue. Strong interpersonal, communication, and negotiation skills. Demonstrated record of teamwork and integrity. Strong organizational and time management skills. Desire to work in a dynamic, fast-paced environment. Bachelor's degree or equivalent experience. The following is preferred: Package underwriting experience

The Credit Reporting Analyst III will be responsible for handling all processing activities related to credit reporting, as well as collaborating in the resolution of direct and indirect credit bureau disputes from homeowners. They will work with all Servicing departments to establish a net-new mortgage servicer. This role involves ensuring compliance with regulatory requirements and executing Credit Reporting policies and procedures effectively. This position plays a critical role in supporting CMG through various loan statuses and requests, ensuring precise and reliable information is delivered to the credit reporting agencies and borrowers. ESSENTIAL DUTIES and RESPONSIBILITIES, include the following responsibilities, but not limited to: Ensures all credit reporting processing complies with company policies, investor guidelines, and regulatory requirements. Ensures accurate and timely documentation and reporting of loan statuses and actions. Ensures a customer-centric approach. Collaborates in the resolution of escalated customer issues and complaints received related to credit reporting. Promotes a culture of empathy and understanding in dealing with distressed borrowers. Assists in the design and building of the Special Loans ecosystem. Executes Credit Reporting policies and procedures effectively and provides feedback to management in relation to them, as needed. Ensures compliance with State, Federal, Regulatory, and Investor Requirements and guidelines, maintains up-to-date knowledge of internal policies and procedures, and understands how requirement changes affect the operation. Collaborates with risk management and compliance teams to ensure adherence to internal controls and regulatory standards. Stay updated on industry trends, regulatory changes, and best practices within the Credit Reporting functions and continuously evaluate and improve processes to enhance efficiency and effectiveness. Other projects and assignments as needed. QUALIFICATIONS AND EXPERIENCE: The Ideal candidate will have 1-2 years of previous experience with knowledge of credit reporting and FCRA's principles and regulatory requirements. Demonstrates a deep understanding of FNMA, FHLMC, FHA, VA, USDA guidelines. Ability to have a cross-functional impact across the servicing operation. Highly organized, reliable, and results driven. Ability to hustle, willingness to learn, and adapt quickly to working in a fast-paced, fluid environment. Excellent communication skills both written and verbal. Ability to engage with peers and stakeholders effectively to achieve goals and objectives. Ability to work independently and as a member of a high performing team. Commitment to excellence, integrity and extraordinary standards. SUPERVISORY RESPONSIBILITIES: Direct Reports: None PHYSICAL and ENVIRONMENTAL CONDITIONS: This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required. COMPENSATION: Non-Exempt hourly range of $31.25/hour - $33.65/hour (Salary equivalent: $65,000 - $70,000) Factors that affect salary may include Mortgage Servicing, overall knowledge of mortgage servicing industry, number of years worked in mortgage industry, computer skills, customer service experience specific to working with mortgage customers, and education. CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected]. CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company's gift to CMG Financial and may be forwarded to our recruiters for their attention.

Location : Address 27000 Evergreen Location : City Lathrup Village Location : Postal Code 48076 Responsibilities Primary responsibilities include the day-to-day underwriting of Consumer, Indirect and Business loans. Evaluates the character, capacity and possible collateral of borrowers to make the appropriate loan decision. KEY JOB RESPONSIBILITIES: Assumes responsibility for reviewing and accurately evaluating the credit worthiness of potential borrowers. Evaluates applicant's employment history. Ensures that the probability of continued employment is good. Verifies applicant had adequate employment history and ensures that all income used in qualifying is expected to continue. Evaluates likelihood of job tenure. Evaluates adequacy of the applicant's income and the probability that the member will be able to meet the expected financial obligations. Examines income trends and determines possibilities for increased income in future years. Reviews borrower's credit. Reviews the manner in which obligations have been met and financial affairs managed. Investigates derogatory credit. Completes all underwriting functions in accordance with various program requirements, Michigan First Credit Union standards, and related legal and regulatory requirements. Ensures a documented record is kept of the underwriting process documentation in the application notes. Ensures that all lending conditions have been satisfactorily met prior to closing. Assumes responsibility for reviewing appraisals and ensuring that determined values are well documented. Ensures properties do not need repairs, and sets conditions for inspections if repairs are necessary. Reviews comparables to ensure they meet the guidelines for adjustments. Reviews appraisal and ensures that risks are appropriate and meet all guidelines of the applicable loan type. Assumes responsibility for establishing and maintaining professional working relations with members and external lending professionals and governmental agencies. Develops and grows the loan portfolio with quality loans and superior service to our Members. May work with outside vendors (Dealers, business partners, etc.) to establish a relationship with the Credit Union that provides superior level of service to our members. Maintains awareness of changes in the credit granting field, including government regulation, technological advancements in computerized credit granting, consumer needs and preferences, and other related topics. Ensures the Core Values, Isms and other aspects of the culture are upheld. Be an advocate of the Michigan First culture, supporting diversity, philosophy and other Credit Union initiatives. Fosters a positive image of Michigan First via professional representation in all contacts and complies with all of Michigan First's mission and vision goals. Completes special projects as assigned. Qualifications QUALIFICATIONS/REQUIREMENTS: Must have at least five years' underwriting experience in a bank, credit union, finance company or savings and loan, or the equivalent combination of formal training and experience obtained at a credit granting institution of comparable size and complexity. Manual underwriting experience is required. Experience working in indirect lending, finance company, consumer lending or working with car dealerships is a plus. Must have experience preparing loan production reports, analyzing reports and developing appropriate recommendations and solutions to present to leadership. Must have a proven track record of following ethical standards, making solid decisions and following safe and sound lending practices. Need to have experience utilizing a loan processing system and a Personal Computer. Must have experience with Microsoft Applications such as Excel, Word and Power Point. Must have excellent written and verbal presentation and communication skills. Must be able to present professionally, persuasively and effectively to external and internal individuals and/or groups. Who We Are Michigan First Credit Union was founded more than 90 years ago by educators and delivers world-class service to more than 160,000+ members at our branches throughout the State of Michigan, and we're still growing! We offer financial solutions for every life stage and seek to positively transform our members' lives through personalized service that meets their unique needs. Simply put, Michigan First Credit Union's sole mission is to provide the highest quality member experience. Working here, you'll get to participate in a strong culture, centered around service, professionalism, and growth. Michigan First highlights: 500 team members 32 locations spanning the Metro Detroit area, Grand Rapids, Lansing and Jackson Industry leader in community support and charitable giving through the Michigan First Foundation Member Services Call Center operates 24/7/365 Over $1.5 Billion in assets Awards Michigan First Credit Union has been the proud recipient of: 2024 Best & Brightest in the Nation 2024 Best & Brightest in Metro Detroit 2024 Best & Brightest in West Michigan 2024 Best Credit Unions to Work For 2024 Crain's Cool Places to Work 2024 Detroit Free Press Top Workplaces 2024 Michigan Veterans Affairs Agency - Certified Veteran Friendly Employer - Bronze Level 2021 Credit Union of the Year by NAFCU (National Association of Federally-Insured Credit Unions) Benefits and perks of joining our award-winning team include: Very competitive pay Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance 401(k) - 100% match up to 5% deferral Tuition reimbursement for both Undergraduate and Graduate degree program Access to a complimentary concierge service that assists with nearly any item on your to-do list Free, state-of-the-art fitness center at our Lathrup Village headquarters with exercise equipment, showers and locker rooms Wellness initiatives and events throughout the year to help team members stay healthy Loan discounts for certain secured and unsecured loans and mortgages Opportunities for pay increases, incentives and profit-sharing, based on performance Onsite subsidized top notch Cafe 26 for team members' use Onsite bowling center Michigan First Credit Union is an Equal Opportunity Employer.

AAA Life is seeking an experienced Senior Life Underwriter that will, analyze, evaluate and classify risk for life insurance applications. This underwriter will determine whether to approve, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information pertinent to the decision. Has contact with the field sales team, customers and vendors to gather information on which to base decisions. Has authority to approve cases up to specific standard and substandard limits. Note: Mortgage underwriting experience will NOT be considered Call volume on average is about 4-6 calls a day. Regular late night is 1 day every other week. Friday night late nights are rotated which is about 1 per quarter. Position Responsibilities Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures. Provide support for contract change and reinstatement underwriting that may be required. Prepares presentations for underwriters or sales agents that assist with training and development. Qualifications • 2 year College Degree in Finance, Business or Economics • 1-2 years' Life Insurance industry experience (sales experience or strong life insurance sales support and training) • Knowledge of life and annuity sales strongly preferred • Proficient in Microsoft Word, PowerPoint and Excel • Strong communication skills - verbal and written • Ability to provide strong customer service • Possesses some technology knowledge of insurance system applications and data • Works well in a team environment • Demonstrates proactive skills • Willingness to work extended hours and weekends, if required • Team player and self-starter, highly motivated, and results driven • Ability to effectively function in a fast-paced team environment • Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities • Strong organizational and follow-up abilities • Ability to thrive in fast-paced challenging environment Benefits: We offer a variety of social programs, flexible work hours and family-friendly benefits to all of our employees. Pension and Retirement Plans Medical, Dental and Vision Coverage Paid Time Off Paid Parental Leave Hybrid Work Environment 401K Support for Community Involvement PM21