Underwriter Jobs in Vermont

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Underwriting **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $111,600.00 - $184,200.00 **Target Openings** 1 **What Is the Opportunity?** The Bond and Specialty Insurance division of Travelers is seeking an experienced Underwriting Manager to join our Home Office in Construction Services. This is a great opportunity to work with some of the largest companies in the world, underwrite complex contracts & obligations, and be on the leading edge of industry innovation and thought leadership. It is also an opportunity to join a successful, dedicated, and collaborative team of underwriters in a highly visible and challenging role. The candidate will have the ability to build a unique and rewarding career at an Industry leader within a highly specialized niche of the Insurance Industry. Underwrite new and renewal business in a Business Unit for assigned offices. Considers all strategic aspects of the situation and can make independent decisions within underwriting authority. Assist field office in achieving their budgeted financial results (premium, loss ratio, retention, commissions, pricing, and new business) through execution of Business Unit strategies. Support sales goals and plans of field offices and help build and maintain producer relationships. Communicate product information and strategies to field offices and provide technical leadership. **What Will You Do?** Underwriting Responsibilities: + Underwrite and assess risk for Bond and Specialty Insurance and accounts in a Business Unit. + Make appropriate decisions within own underwriting authority and make appropriate recommendations to referral Underwriter. + Underwrite most complex/demanding accounts and risks and consider different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, and security) by considering all factors related to the account. + Within authority limit, make timely and prudent decisions consistent with Bond and Specialty Insurance Business Unit requirements and standards and within submission timeframe. + Understand and communicate segment strategies to the field. Execute strategies on their accounts to produce budgeted results. Actively seek feedback regarding strategies and work with the field to take actions necessary to address issues. + Portfolio Management - Continuously manage portfolio of business (maintain quality of business required by Business Unit strategy). + Accountable for accurate underwriting documentation/ information in account management systems and adherence to documentation standards. Monitors and reports on finding for the field. + Act as the Hub or industry/subject resident expert. + As the referral Underwriter, assure that policies and accounts are effectively underwritten, handled and documented in compliance with Business Unit and regulatory standards and requirements. Sales Management Responsibilities: + Act as a partner with the Field to review sales plans and determine appropriate levels of Home Office visibility to support producer relationships. + Work strategically and tactically with producers to ensure appropriate level of understanding of company goals and objectives. + May participate with Field on account specific direct sales efforts to influence the outcome of the sale. + Partner with the Field Office on sensitive account specific communication and participate in the communication if necessary. + Support and encourage cross sell opportunities within Bond and Specialty Insurance and Travelers. + Participate in producer and industry functions to increase visibility in the marketplace, network with key players in the territory and industry, and increase knowledge of the industry. + Producer and account interaction focuses on meeting customer expectations regarding response time and knowledge of products and business. + Operations Responsibilities: + Maintain a collaborative relationship with Field Office and Home Office (i.e. Claim, Legal) colleagues. + Actively participate in Business Unit and Hub meetings. + Demonstrate superior responsiveness to the Field (consistency, quick response, knowledge of products). + Interact and participate on national projects having an impact on the business. Leads projects as required. + Execute on policies, procedures, and strategies. + Perform other duties as assigned. **What is a Must Have?** + Minimum of 5 years of equivalent work and/or industry experience. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

Residential Whole Loan Mortgage Analyst For 175 years, National Life Group ("NLG") has aimed to keep their promises to provide families stability in good times and in bad. And throughout that history, they have provided peace of mind to those families as they plan their futures. As a mission-driven business, the cause of what they do is as important as the products they sell. And their cause is a very simple one, directed at the people who live and work on America's Main Streets: "To Do good in our communities and with the individual families we serve." NLG Capital, the investment management company of NLG, manages approximately $40+ billion in AUM. Our purpose is simple - to allow NLG to keep its promises. How we do this - an obsessive focus on delivering investment results. We drive results through a rigorous but collaborative investment process, and we hold ourselves to the highest of standards, both as investors and teammates. While our process is based on rigor, our culture is based on our guiding principles: Meritocracy, Uncompromising Transparency, Intellectual Honesty, Performance Driven Learning, Relentless Pursuit of Excellence. These principles serve as the foundation of our team. They govern the way we conduct ourselves, how we interact with teammates and how we approach every investment decision. We act with the integrity and humility required to make the investment decision that is right for the firm, and ultimately our policyholders. Our culture has been deliberately built to foster curiosity and provide opportunities to learn and grow, both as people and investors. The flat and collaborative nature of our team promotes an atmosphere where the best ideas are continually expressed and rewarded. Our pursuit of excellence is unwavering. Role Summary The Residential Whole Loan Analyst will be a key contributor to the execution of our residential mortgage investment strategy spanning over $1.5 billion in whole loan residential mortgages. In this role, the Analyst will support market analysis, loan stratification and data-driven pricing, underwriting support, and portfolio monitoring and reporting. The role requires strong technical skills to enhance data processing, automation, and analytics within the investment process. The ideal candidate should be eager to learn, adaptable to evolving capital markets, and comfortable integrating technology into financial analysis. Additionally, this role will also support ongoing business development efforts, including analyzing new origination channels and conducting due diligence. The Analyst will cross train and develop other members of the team, ensuring proper depth of talent and resources within the capital markets function. The Analyst should have experience in structured products or financial data analytics, with an emphasis on coding and automation. Exposure to residential mortgage and/or RMBS structured finance markets is helpful but not required. The ideal candidate will be an effective communicator and presenter, analytical, detail oriented, ethical, collegial, and an individual with strong problem-solving abilities with the desire to work at the intersection of finance and technology. Essential Duties and Responsibilities * Build, develop, and enhance analytical systems supporting the Residential Mortgage Investment team * Support the residential mortgage team on transactions and asset management of the residential mortgage investment portfolio * Develop and automate data pipelines for market analysis, asset valuation, and performance monitoring * Support research identifying potential trade opportunities, and communicate ideas across the team * Keep portfolio managers updated on key developments in mortgage related sectors, and contribute to the team's strategic outlook in both whole loan and securitized markets * Maintain and enhance internal models and databases for portfolio analytics and reporting * Support the automation of portfolio reporting and analytics, integrating visualization tools * Collaborate with trade support, accounting, and technology teams to streamline data processes * Compile and manage the residential mortgage monthly reporting (portfolio analysis, trade activity, performance attribution, asset exposure) Minimum Qualifications * Undergraduate degree (preferably in Finance, Financial engineering, Economics, Math, Computer Science or related field of study) * 2+ years of experience in structured finance or financial data analytics * Strong academic and applied experience in Python, SQL, and other programming languages for data analysis and automation * Strong quantitative skills with experience in Excel modeling and data visualization tools (Tableau, Power BI, etc.) * Exposure to mortgage markets or other structured products is a plus * Strong problem-solving mindset with the ability to automate processes and improve efficiencies * Detail-oriented, with the ability to connect to form meaningful working partnerships * Experience driving projects to completion * Ability and desire to work in a dynamic and demanding environment * Strong communication and collaboration skills Preferred Qualifications * Experience with institutional code development best practices a strong plus * Knowledge of mortgage modeling systems (Intex, Yieldbook, S&P Levels) a plus Benefits * Your benefits start day one and are flexible and customizable to your and your family's specific needs. Check out the BENEFITS of a Career at National Life! * The base salary range for this role is between $90,000-$125,000 annually. We are open to varying levels of experience. In addition to base salary, other rewards may include an annual bonus, quarterly bonuses, commissions, and other long-term incentive compensation, depending on the position. National Life offers a competitive total rewards package which includes: a 401(k) retirement plan match; medical, dental, and vision insurance; a company funded wellness account for director and below employees; 10 paid holidays; a generous paid time off plan (22 days of combined time-off for non-exempt employees and exempt employees have discretion in managing their time, including scheduling time off in the normal course of business, but in no event will exempt employees receive less sick time than required by state or local law); 6 weeks of paid parental leave; and 6 weeks of paid family leave after a year of full-time employment National Life is accepting applications for this role on an ongoing basis and the role remains open until filled. National Life Group is a trade name of National Life Insurance Company, Montpelier, VT - founded in 1848, Life Insurance Company of the Southwest, Addison, TX - chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group. National Life Group 1 National Life Dr Montpelier, VT 05604 Social Media Policy Site Disclosure and Privacy Policy #LI-KV1 #LI-Hybrid

Your Future. Secured. ISC2 is a force for good. As the world's leading nonprofit member organization for cybersecurity professionals, our core values - Integrity, Advocacy, Commitment, Diversity, Equity & Inclusion and Excellence - drive everything we do in support of our vision of a safe and secure cyber world. Our globally recognized, award-winning portfolio of certifications provide an independent and globally recognized endorsement of cybersecurity knowledge, skills and experience for all career levels. Our charitable arm, the Center for Cyber Safety and Education, enables ISC2 and our members to serve the public by educating the most vulnerable about cyber risks and empowering access to enter and thrive in the cyber profession. Learn more at ISC2 online and connect with us on Twitter, Facebook and LinkedIn. When you join ISC2, you'll demonstrate your commitment to an inclusive and equitable environment. Your support of the unique perspectives and experiences shared by our global cybersecurity workforce and profession will be recognized. We invite you to take an active role in helping us create a true sense of belonging across our organization - an environment of authenticity, trust, empowerment and connectedness that empowers all of our successes. Learn more. **Position Summary** The Operational Auditor plays a crucial role in ensuring ISC2's internal controls over financial, operational, and compliance activities. This individual will work closely with the internal audit team to conduct audits, evaluate internal controls, and identify opportunities for process improvement. **Responsibilities** - Assists in the planning, execution, and reporting of internal audit engagements. - Performs testing of internal controls to assess their effectiveness in mitigating risks. - Reviews activities, transactions, and records to ensure accuracy and compliance with policies and procedures. - Identifies control deficiencies, process weaknesses, and areas of non-compliance. - Documents audit findings, including detailed work papers and recommendations for corrective action. - Communicates audit results to management and provides guidance on implementing remediation measures. - Collaborates with cross-functional teams to support process improvement initiatives and enhance internal controls. - Stays informed about regulatory changes and industry best practices related to internal auditing and compliance. - Participates in training and development activities to enhance knowledge and skills in internal auditing and related areas. - Contributes to the maintenance and enhancement of the ISC2's internal audit methodology, tools, and templates. **Behavioral Competencies** - Strong analytical skills and attention to detail. - Excellent written and verbal communication skills. - Ability to work independently and collaboratively in a fast-paced remote environment. - Commitment to upholding ethical standards and promoting accountability. **Qualifications** - Possession of or willingness to obtain internal audit, IT audit and cyber-related certifications. - Proficiency in Microsoft Office suite, particularly Excel, Word, PowerPoint, Smartsheet, and SharePoint. **Education and Work Experience** - Bachelor's degree in accounting, finance, or related field. - 1 year of relevant audit experience is required. - 1 year experience or internship in auditing, accounting, or cyber security is required. - Possession of or willingness to obtain internal audit, IT audit and cyber-related certifications. - Proficiency in Microsoft Office suite, particularly Excel, Word, PowerPoint, Smartsheet, and SharePoint. **Physical and Mental Demands** - Work extended hours or overtime, when necessary - Remain in a stationary position, often standing or sitting, for prolonged periods - Regular use of office equipment such as a computer/laptop and monitor computer screens - Up to 5-10% travel may be required **Equal Employment Opportunity Statement** All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic as protected by applicable law. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. **Job Locations** _US-Remote_ **Posted Date** _3 weeks ago_ _(3/3/2025 11:41 AM)_ **_Job ID_** _2024-1991_ **_\# of Openings_** _1_ **_Category_** _Other_

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Underwriting **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $142,500.00 - $235,100.00 **Target Openings** 1 **What Is the Opportunity?** Ocean Marine specializes in ocean cargo, marine liabilities, hull and protection indemnity, and yacht coverage for small and mid-size businesses. As an Underwriting Officer, Ocean Marine, you are an underwriting subject matter expert and integral member of a field leadership team. By leveraging your expertise to educate underwriters, lead Collaborative Underwriting Review Evaluations (CUREs), and drive the development and successful execution of underwriting strategies, you will influence the overall profitability, growth, and retention of business for an assigned region. **What Will You Do?** + As an underwriting subject matter expert, assess, design, implement, and/or lead regional underwriting strategies and practices in support of profit and growth objectives. + Oversee and influence underwriting execution through individual risk and/or portfolio CUREs as well as through the evaluation of underwriter proficiency and underwriting quality. + Drive the development of key underwriting capabilities and best practices through coaching and trainings while educating underwriters on strategy and guidelines to enhance regional efficiency and effectiveness. + Monitor trends, emerging issues, and underwriting results for regional book of business and partner with underwriting leadership to take action, as needed. + Perform other duties as assigned. **What Will Our Ideal Candidate Have?** + Bachelor's degree. + Eight or more years of commercial underwriting experience with experience in Ocean Marine. + Expert level knowledge of risk appetite and risk selection, Ocean Marine products, as well as the regulatory environment and local insurance marketplace. + Strong critical thinking skills with the ability to proactively identify underwriting and financial challenges and analyze available information to make timely decisions in alignment with risk appetite. + Strong interpersonal and communication skills with the ability to lead and influence others. **What is a Must Have?** + Six years of commercial underwriting experience. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium. + Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses. + Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer. + Proactively monitor the close ratio, participation and persistency results within their assigned regions. + Report results work closely with their sales representatives to develop an action plan to help increase results. + Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary. + Learns to underwrite pending files received for review and contestable claims files for underwriting. + Works with reinsurer on cases that require facultative review. + Provides training and mentoring to less experienced Underwriters. + Acts as the underwriting representative at producer VIP meetings for assigned territory. + Effectively explains underwriting process and rules and answer questions. **Minimum Requirements** + Bachelor's Degree and/or 4 - 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $69,776.00 - $100,788.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. **For the fifth consecutive year we were selected as a Top Workplace by the Chicago Tribune.** The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Build your future with us The Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in Vermont or Western Massachusetts. The candidate is required to reside within this territory or in proximity to our Fairfield, OH Headquarters. Salary: The pay range for this position is $75,000 - $140,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: * working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business * determine individual risk acceptability, pricing, coverage, terms and conditions * develop, analyze and evaluate information and exposures for complex risks * achieve production and loss ratio goals within assigned regional territory * work independently with a high level of authority and judgment * determine need for and secure appropriate reinsurance on individual accounts * mentor and train underwriters and underwriting assistants * develop successful business relationships with producers and reinsurers * research new products and coverage forms * travel within assigned territory which may include some overnight stays Be equipped with: * property and casualty underwriting experience * proficient use of Microsoft Word, Excel and Outlook * strong interpersonal skills * organizational and time management skills * strong decision-making, analytical, and negotiating abilities * desire to build relationships and listen effectively * ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all * skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written * a valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle Bring education or experience from: * bachelor's degree or extensive relevant excess and surplus lines underwriting experience * 5 years of experience working with commercial lines property and casualty products is required * prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred * ASLI or CPCU designations preferred * candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

This position is located on our Montpelier, Vermont or Dallas, Texas campus and candidates must be able to work onsite at one of those locations in a hybrid role. There are no remote opportunities at this time. Join our quickly growing, fast-paced Underwriting team! We are hiring several full-time experienced Underwriters. The primary purpose of all levels of Underwriting is to provide accurate and timely risk assessment and evaluation of life applications utilizing National Life underwriting policies, guidelines and insurance laws and regulations. Key Responsibilities Conducts risk assessments and follows NLG Underwriting philosophies by analyzing data, using tools (e.g. medical records, prescription databases, borrowing history, credit rating etc.), and third party information (e.g. medical records, prescription databases, borrowing history, credit rating etc.) to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books. Proactively seeks information (e.g. processes, philosophies, etc.), takes advantage of both formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities. Coordinates and communicates (verbal and written) with internal and external constituents to gather information, gain insights, and explain Underwriter decisioning and works to build relationships in a way that demonstrates seamless service excellence. Participates in interdepartmental presentations, helps with new hire training in various subjects. At the higher levels of Underwriting, will guide and educate others to improve Underwriting quality, capabilities, efficiencies, and output. Identifies, communicates, and resolves escalations to deliver on seamless service and protect the bottom line. Factors that lead to success in this role: You get excited, and feel rewarded, in helping people (Customer Focus) You bounce back from setbacks easily (Being Resilient) You tackle tough assignments, face difficult issues, and challenge the status quo with courage You readily and easily adapt to people and situations, using appropriate empathy (Situational Adaptability, Empathy) You relate comfortably with different types of people and easily build rapport and long-standing relationships (Interpersonal Savvy) You use a mixture of analysis, wisdom, experience, and judgement to make sound decisions (Decision Quality) You can clearly convey your message verbally and written (Communicates effectively), and demonstrates strong listening skills You use business knowledge and experience to guide actions (Business insights) You deal constructively with problems that do not have clear answers, appropriately handling risk (Manages Ambiguity) You are great at multi-tasking in a fast-paced, production environment and are technology savvy (web searches, MS Office, data bases, and Mainframes) Minimum Qualifications: Bachelor's degree preferred, and minimum 2 years Life Underwriting experience in production-oriented environment required Must be able to pass a background check What You'll Find at National Life Group Competitive pay and outstanding health, wellness, and insurance benefits Genuine opportunities for growth and career advancement Full tuition sponsorship for completing your undergraduate and graduate degrees with University Arizona World Campus; additional $5K in annual tuition reimbursement Paid time off and holidays 40 hours of community service hours annually A culture committed to inclusion and diversity Remote / hybrid work opportunities The base compensation range represents the low and high end of the range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to qualifications, skills, competencies, location, and experience. The range listed is just one component of our total compensation package for employees. Other rewards may include an annual bonus, quarterly bonuses, commissions, and other long-term incentive compensation, depending on the position. National Life offers a competitive total rewards package which includes: a 401(k) retirement plan match; medical, dental, and vision insurance; a company funded wellness account for director and below employees; 10 paid holidays; a generous paid time off plan (22 days of combined time-off for non-exempt employees and exempt employees have discretion in managing their time, including scheduling time off in the normal course of business, but in no event will exempt employees receive less sick time than required by state or local law); 6 weeks of paid parental leave; and 6 weeks of paid family leave after a year of full-time employment National Life Group is a trade name of National Life Insurance Company, Montpelier, VT - founded in 1848, Life Insurance Company of the Southwest, Addison, TX - chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group. Fortune 1000 status is based on the consolidated financial results of all National Life Group companies. National Life Group 1 National Life Dr Montpelier, VT 05604 Social Media Policy Site Disclosure and Privacy Policy #LI-BL1 National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.

This job prices quotes and analyzes the structure of a contract for a group based on claims experience, characteristics of the employee groups, etc. The incumbent uses discretion of Underwriting authority within the policies of HMIG and ensures appropriate levels of profitability and growth over time. Identifying when to decline quotes that do not fit into the overall HMIG strategy and risk structure. Analyzes risk factors for new enrollment, annual renewals, and amendments of group insurance contracts or of self-funded plans in conformance with established underwriting policies, practices, and standards. Analyzes associated policies, guidelines, market data to continuously improve risk management and gain appropriate enrollment or manage existing membership. Analyzes data such as financial conditions of the organization, participation percentage, type of industry, characteristics of employee groups, or past claim experience to determine what benefits can be offered and to set the rates. Prepares a variety of reports and provides rationale and support to other areas within the organization, clients, and possibly producers regarding one or more of the following: underwriting results, rate computations and financial activity. Provides expense estimates and accurate analysis of financial exhibits. The incumbent provides oversight, guidance and/or assistance to lower level HMIG Underwriters. **ESSENTIAL RESPONSIBILITIES** + Responsible for a book of business of renewing accounts and writing new business at profitable levels to help HMIG achieve overall business targets or assigned volume of new applications or RFP's.Utilize various systems and tools to obtain necessary data and accurately complete and track assigned work. + Calculate rates, employ different financial arrangements, interpret pricing policy and adapt to unusual situations. + Identify questionable claim patterns of renewal clients and issues with competitor's claims experience for prospect clients and develops recommendations to account for these situations. + Apply corporate risk management policies and adjust for unusual situations that may not have been considered in the standard pricing formula. + Identify when clients do not comply with corporate risk management policies, disclosure rules, or conditions/criteria for enrollment. + Recommend appropriate adaptation of pricing within the appropriate policy/guideline to accommodate each client specific or individual situation. + Analyze member risk and engage internal departments to manage this risk. + Support other internal initiatives which may include but not limited to fraud detection, corporate compliance, wellness/disease management, and product development efforts. + Complete renewals, prospect quotes, review of lower level analyst work in accordance with production and timeliness standards. + Adapt to changing priorities as quotes come in from different markets and adapt to new priorities and requirements. + Communicate recommendations of policy adaptation to accommodate client-specific situations supported by a clear rationale or management principles. + Influence sales and external audiences toward appropriate risk solutions. + Influence sales team towards the appropriate pricing and structure of each quote.When necessary, influence other market partners, e.g. brokers and TPA's + Guide, assist and provide technical assistance to lower level analysts. + Assume primary support for maintenance of departmental tools and processes, as assigned, + Represent departmental perspectives and needs on system development and process improvement teams, as assigned, + Other duties as assigned or requested. **EDUCATION** **Required** + Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline **Substitutions** + 6 years relevant, progressive experience in the area of specialization **Preferred** + None **EXPERIENCE** **Required** + 5 - 7 years' experience in underwriting of self-funded and converting fully insured prospects to self-funding **Preferred** + None **SKILLS** + Skilled and knowledgeable interaction with various internal departments and external stakeholders + Ability to use applicable computer systems, electronic tools and applications + Ability to work independently and assume responsibility for projects across a continuum from routine to highly complex + Demonstrate an understanding and support of corporate and departmental goals and initiatives + Demonstrate ethical business practices with adherence to all privacy and confidentiality policies and regulations + Good problem-solving, organizational, and negotiation skills required + Excellent math aptitude required to complete analysis **REQUIRED LICENSURE** + None **PREFERRED LICENSURE** + Actively pursuing a professional designation related to the healthcare industry and be willing to complete one course within twelve months in either Life Office Management Association (LOMA) Certified Employee Benefit Specialist (CEBS), or America's Health InsurancePlans (AHIP) **Language (Other than English):** None **Travel Requirement:** 0% - 25% **PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS** **Position Type** Office-based Teaches / trains others regularly Occasionally Travel regularly from the office to various work sites or from site-to-site Rarely Works primarily out-of-the office selling products/services (sales employees) Never Physical work site required Yes Lifting: up to 10 pounds Constantly Lifting: 10 to 25 pounds Occasionally Lifting: 25 to 50 pounds Rarely **_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._ **_Compliance Requirement_** _: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies._ _As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy._ _Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements._ **Pay Range Minimum:** $67,500.00 **Pay Range Maximum:** $126,000.00 _Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._ Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the email below. For accommodation requests, please contact HR Services Online at ***************************** California Consumer Privacy Act Employees, Contractors, and Applicants Notice Req ID: J259865

120684 Zurich Insurance is currently to hire an experienced Senior Market Facing Underwriter for our Group Captives Team in our Schaumburg office or US Remote locations.As one of the leaders in this space, we work together with the largest captives consultants in the U.S. to deliver a wide range of services to member-owned, agency and other (fronted) captives. In this role, your responsibilities will include but not limited to: + Proactively seek renewal and new account opportunities for captives + Complete detailed opportunity assessment with key distributors to identify growth opportunities. + Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. + Help with the daily administrative requests that come in on policy maintenance + Manage broker and captive consultant interactions. + Serve as a technical resource to less tenured team members. + Negotiate Terms & Conditions and close deals. + Participate in Sales Team meeting as related to assigned brokers and / or territory + Measure exposure/analyze risk and pricing on new business. + Travel at least 50% Internationally **Basic Qualifications:** + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment **Preferred Qualifications:** + Bachelors Degree + Strong verbal and written communication skills + Microsoft Office experience + Established Underwriting/Insurance exposure + Intermediate insurance level understanding + Evidence of effective negotiation skills + Experience handling difficult conversations At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary rangefor this position is $120,000.00 - $170,000.00, with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time ( ************************************ ). A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers' expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Schaumburg, AM - Remote Work (US) Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-SG1 #LI-ASSOCIATE #LI-HYBRID

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

This position is located on our Montpelier, Vermont or Dallas, Texas campus and candidates must be able to work onsite at one of those locations in a hybrid role. There are no remote opportunities at this time. Join our quickly growing, fast-paced Underwriting team! We are hiring several full-time experienced Underwriters. The primary purpose of all levels of Underwriting is to provide accurate and timely risk assessment and evaluation of life applications utilizing National Life underwriting policies, guidelines and insurance laws and regulations. Key Responsibilities Conducts risk assessments and follows NLG Underwriting philosophies by analyzing data, using tools (e.g. medical records, prescription databases, borrowing history, credit rating etc.), and third party information (e.g. medical records, prescription databases, borrowing history, credit rating etc.) to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books. Proactively seeks information (e.g. processes, philosophies, etc.), takes advantage of both formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities. Coordinates and communicates (verbal and written) with internal and external constituents to gather information, gain insights, and explain Underwriter decisioning and works to build relationships in a way that demonstrates seamless service excellence. Participates in interdepartmental presentations, helps with new hire training in various subjects. At the higher levels of Underwriting, will guide and educate others to improve Underwriting quality, capabilities, efficiencies, and output. Identifies, communicates, and resolves escalations to deliver on seamless service and protect the bottom line. Factors that lead to success in this role: * You get excited, and feel rewarded, in helping people (Customer Focus) * You bounce back from setbacks easily (Being Resilient) * You tackle tough assignments, face difficult issues, and challenge the status quo with courage * You readily and easily adapt to people and situations, using appropriate empathy (Situational Adaptability, Empathy) * You relate comfortably with different types of people and easily build rapport and long-standing relationships (Interpersonal Savvy) * You use a mixture of analysis, wisdom, experience, and judgement to make sound decisions (Decision Quality) * You can clearly convey your message verbally and written (Communicates effectively), and demonstrates strong listening skills * You use business knowledge and experience to guide actions (Business insights) * You deal constructively with problems that do not have clear answers, appropriately handling risk (Manages Ambiguity) * You are great at multi-tasking in a fast-paced, production environment and are technology savvy (web searches, MS Office, data bases, and Mainframes) Minimum Qualifications: * Bachelor's degree preferred, and minimum 2 years Life Underwriting experience in production-oriented environment required * Must be able to pass a background check What You'll Find at National Life Group * Competitive pay and outstanding health, wellness, and insurance benefits * Genuine opportunities for growth and career advancement * Full tuition sponsorship for completing your undergraduate and graduate degrees with University Arizona World Campus; additional $5K in annual tuition reimbursement * Paid time off and holidays * 40 hours of community service hours annually * A culture committed to inclusion and diversity * Remote / hybrid work opportunities The base compensation range represents the low and high end of the range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to qualifications, skills, competencies, location, and experience. The range listed is just one component of our total compensation package for employees. Other rewards may include an annual bonus, quarterly bonuses, commissions, and other long-term incentive compensation, depending on the position. National Life offers a competitive total rewards package which includes: a 401(k) retirement plan match; medical, dental, and vision insurance; a company funded wellness account for director and below employees; 10 paid holidays; a generous paid time off plan (22 days of combined time-off for non-exempt employees and exempt employees have discretion in managing their time, including scheduling time off in the normal course of business, but in no event will exempt employees receive less sick time than required by state or local law); 6 weeks of paid parental leave; and 6 weeks of paid family leave after a year of full-time employment National Life Group is a trade name of National Life Insurance Company, Montpelier, VT - founded in 1848, Life Insurance Company of the Southwest, Addison, TX - chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group. Fortune 1000 status is based on the consolidated financial results of all National Life Group companies. National Life Group 1 National Life Dr Montpelier, VT 05604 Social Media Policy Site Disclosure and Privacy Policy #LI-BL1 National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.

This job prices quotes and analyzes the structure of a contract for a group based on claims experience, characteristics of the employee groups, etc. The incumbent uses discretion of Underwriting authority within the policies of HMIG and ensures appropriate levels of profitability and growth over time. Identifying when to decline quotes that do not fit into the overall HMIG strategy and risk structure. Analyzes risk factors for new enrollment, annual renewals, and amendments of group insurance contracts or of self-funded plans in conformance with established underwriting policies, practices, and standards. Analyzes associated policies, guidelines, market data to continuously improve risk management and gain appropriate enrollment or manage existing membership. Analyzes data such as financial conditions of the organization, participation percentage, type of industry, characteristics of employee groups, or past claim experience to determine what benefits can be offered and to set the rates. Prepares a variety of reports and provides rationale and support to other areas within the organization, clients, and possibly producers regarding one or more of the following: underwriting results, rate computations and financial activity. Provides expense estimates and accurate analysis of financial exhibits. The incumbent provides oversight, guidance and/or assistance to lower level HMIG Underwriters. **ESSENTIAL RESPONSIBILITIES** + Responsible for a book of business of renewing accounts and writing new business at profitable levels to help HMIG achieve overall business targets or assigned volume of new applications or RFP's.Utilize various systems and tools to obtain necessary data and accurately complete and track assigned work. + Calculate rates, employ different financial arrangements, interpret pricing policy and adapt to unusual situations. + Identify questionable claim patterns of renewal clients and issues with competitor's claims experience for prospect clients and develops recommendations to account for these situations. + Apply corporate risk management policies and adjust for unusual situations that may not have been considered in the standard pricing formula. + Identify when clients do not comply with corporate risk management policies, disclosure rules, or conditions/criteria for enrollment. + Recommend appropriate adaptation of pricing within the appropriate policy/guideline to accommodate each client specific or individual situation. + Analyze member risk and engage internal departments to manage this risk. + Support other internal initiatives which may include but not limited to fraud detection, corporate compliance, wellness/disease management, and product development efforts. + Complete renewals, prospect quotes, review of lower level analyst work in accordance with production and timeliness standards. + Adapt to changing priorities as quotes come in from different markets and adapt to new priorities and requirements. + Communicate recommendations of policy adaptation to accommodate client-specific situations supported by a clear rationale or management principles. + Influence sales and external audiences toward appropriate risk solutions. + Influence sales team towards the appropriate pricing and structure of each quote.When necessary, influence other market partners, e.g. brokers and TPA's + Guide, assist and provide technical assistance to lower level analysts. + Assume primary support for maintenance of departmental tools and processes, as assigned, + Represent departmental perspectives and needs on system development and process improvement teams, as assigned, + Other duties as assigned or requested. **EDUCATION** **Required** + Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline **Substitutions** + 6 years relevant, progressive experience in the area of specialization **Preferred** + None **EXPERIENCE** **Required** + 5 - 7 years' experience in underwriting of self-funded and converting fully insured prospects to self-funding **Preferred** + None **SKILLS** + Skilled and knowledgeable interaction with various internal departments and external stakeholders + Ability to use applicable computer systems, electronic tools and applications + Ability to work independently and assume responsibility for projects across a continuum from routine to highly complex + Demonstrate an understanding and support of corporate and departmental goals and initiatives + Demonstrate ethical business practices with adherence to all privacy and confidentiality policies and regulations + Good problem-solving, organizational, and negotiation skills required + Excellent math aptitude required to complete analysis **REQUIRED LICENSURE** + None **PREFERRED LICENSURE** + Actively pursuing a professional designation related to the healthcare industry and be willing to complete one course within twelve months in either Life Office Management Association (LOMA) Certified Employee Benefit Specialist (CEBS), or America's Health InsurancePlans (AHIP) **Language (Other than English):** None **Travel Requirement:** 0% - 25% **PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS** **Position Type** Office-based Teaches / trains others regularly Occasionally Travel regularly from the office to various work sites or from site-to-site Rarely Works primarily out-of-the office selling products/services (sales employees) Never Physical work site required Yes Lifting: up to 10 pounds Constantly Lifting: 10 to 25 pounds Occasionally Lifting: 25 to 50 pounds Rarely **_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._ **_Compliance Requirement_** _: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies._ _As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy._ _Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements._ **Pay Range Minimum:** $67,500.00 **Pay Range Maximum:** $126,000.00 _Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._ Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the email below. For accommodation requests, please contact HR Services Online at ***************************** California Consumer Privacy Act Employees, Contractors, and Applicants Notice Req ID: J260760

120386 Zurich is currently hiring a Senior Technical Auto Underwriter to join the North America Technical Underwriting team at Zurich North America. The Senior Technical Auto Underwriter will report to the Auto Technical Director. This is an exciting time to join the North America Technical Underwriting team at Zurich! This person will utilize their underwriting expertise to manage, design and drive diverse multidimensional strategies for our Auto book of business. S/he will work closely with our Global Colleagues and Business Unit Heads of Underwriting to deliver portfolio quality and performance measurements, technical underwriting strategies, product management and pricing that support the achievement of the financial plans for our market-facing units. Key Accountabilities: + Monitor underwriting strategy relating to performance metrics, data and insights, syndicate findings and adjust underwriting strategy as necessary. + Operate in established Zurich Risk Policy, Global Underwriting Policy and underwriting governance policies, and operationalize the policies into guidelines and best practices. + Lead initiatives that have a high impact on the development of technical underwriting guidelines, and Best Practices, including controls and procedures. + Lead various projects, aligning appropriate resources, setting project direction and engage work team with successful outcome. + Handle the most complex queries and referrals within delegated authority. + Assist with approval of terms and conditions and Line of Business-wide issues, enabling Underwriters to write profitable business. + Be responsible for key aspects of portfolio management, including analysis to monitor profitability and growth of specialty areas of business. + Implement recommendations on aspects requiring change or remedial action. + Monitor Technical Price accuracy and develop and implement solutions to enhance Technical Price. + Lead underwriting operational transformation and support a sound governance framework in assigned area. + Contribute to the development of strategic Line of Business underwriting goals, and underwriting policy for the assigned Line of Business. + Partner with peer Technical Underwriting members and Business Units to execute underwriting strategy. + Lead relevant Line of Business projects, partnering with Technical Underwriting and Business Unit team members. + Participate in Technical Underwriting Reviews, identify trends, and contribute to the development of action plans and agreed upon action items. + Participate in compliance-related queries, including regulatory exams and insurance department inquiries. + Act as a subject matter expert in developing underwriting technical training content and deliver technical training. + Address emerging issues and identify opportunities for growth or change within the specific Line of Business. Basic Qualifications: + Bachelors Degree and 8 or more years of experience in the Underwriting area OR + High School Diploma or Equivalent and 10 or more years of experience in the Underwriting area Preferred Qualifications: + CPCU + Advanced knowledge of line/s of business and the legal and regulatory environment + Strong listening, verbal and written communication skills + Advanced knowledge of Auto lines of business + Portfolio management, underwriting, product underwriting, product development, risk selection and pricing experience + Strong influencing, collaboration, conflict resolution, and presentation skills + Executive presence and the ability to interact across all levels of the organization + Ability to mlead the organization through innovative and creative thinking At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** .Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary rangefor this position is 130,000.00 - 213,000.00, with short-term incentive bonus eligibility set at 20%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time ( ************************************ ). A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers' expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Remote Work (US), AM - Illinois Virtual Office Remote Working: Yes Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-MG1 #LI-DIRECTOR