Underwriter Jobs in University, FL

Research & Credit Underwriting Associate Role And Responsibilities Under the supervision of the V.P. Credit Underwriting, the Research & Credit Underwriting Associate will work closely with the Investment Management and Acquisition teams alongside the firm's management. The role will be primarily responsible for drafting investment summary commentary to be submitted to the firm's management, investment committee, and Board of Directors, including amendments to existing transactions. Primary duties include maintaining an existing portfolio by providing ongoing credit underwriting of corporate tenants and research in the healthcare industry under moderate supervision. The successful candidate will play a role in supporting the acquisition and management of commercial real estate to drive asset-level and portfolio-level performance reporting aligned with the REIT's strategy. The role requires organizational, analytical, and reporting skills. This role will gather and analyze data to provide comprehensive summaries of the property acquisitions contemplated, and reviews of tenants in the existing assets. Our successful candidate will be intelligent, strategic, and results-driven in order to support our acquisition and underwriting efforts. Essential Duties Perform due diligence and research of real estate markets, tenants, and the healthcare industry. Collect and analyze tenant financial statements for current and past trends in key performance indicators including revenue, expenses, and cash flow, as well as financial position indicators such as liquidity and leverage, to identify strength and weaknesses in financial performance and position. Read, abstract, and analyze legal real estate related documentation (i.e. leases, LOIs, and PSAs), and corporate financial statements for relevant financial information that will have an impact on the real estate financial analysis. Prepare clear concise summary documentation and spreadsheets that support and explain the basis of the analyses for use in presentations, proposals and/or reports. Draft investment summary commentary for presentation to the firm's management, investment committee, and for financing approval. Develop and maintain financial models and other analytical tools for property and portfolio analysis. Perform financial modeling and due diligence in support of the company's ongoing real estate acquisition and asset management activities. Help implement process and procedure improvements and adjustments. Other related duties and projects as assigned. Qualifications And Education Requirements Bachelor's degree in finance, accounting, or related field; MBA nor CFA are required. 3+ years of progressive financial analysis/accounting and underwriting work experience in middle market, corporate and/or real estate credit analysis, and/or real estate finance area at a financial institution. Strong financial modeling skills and ability to summarize data via Excel functions is required. Formal credit training is a plus. Knowledge of Yardi a plus. Candidate should possess exceptional analytical, interpersonal and organizational skills. Candidate must be proficient with Microsoft Suite (Excel, Word, Outlook, etc.). Candidate must possess and demonstrate core values of humility, integrity, accountability, open & honest communication, and by embracing teamwork (H.I. A.C.T.). Candidate must demonstrate high attention to detail in analytical assessments and can perform error free analyses. Candidate must possess strong verbal and written communication skills. Candidate must be able to effectively engage in multiple initiatives simultaneously and balance the workload. Candidate must be able to work in a dynamic, deadline-driven environment with moderate supervision. Candidate must have a flexible attitude with the ability to manage change effectively as the team grows. Candidate must be able to function effectively as part of a team. Candidate must be able to work in a hybrid environment whereby 3 days are performed in our corporate office and 2 days may be performed remote

Group Underwriter II Location: Elevance Health operates in a Hybrid Workforce Strategy, providing various levels of flexibility while also ensuring that associates have opportunities to connect in-person. Unless in a designated virtual-eligible role and specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Alternate locations may be considered. This position will work in a hybrid model (remote and office). The ideal candidate will live within 50 miles of one of our Elevance Health PulsePoint locations. The Group Underwriter II is responsible for determining acceptability of insurance risks and appropriate premium rates for renewal and prospect employer groups in accordance with corporate underwriting guidelines and authority limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates stop loss rates for group cases based on analysis of group's experience, industry and demographics. * Prepares post-sale reviews. Minimum Requirements: Requires a BA/BS in a related field; Minimum 3 years of experience in underwriting; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Stop Loss underwriting experience preferred For candidates working in person or remotely in the below location(s), the salary* range for this specific position is $60,816 to $104,256. Locations: California, Colorado, District of Columbia (Washington, DC), Maryland, New York, Washington State In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws. * The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. Candidates must reside within 50 miles or 1-hour commute each way of a relevant Elevance Health location. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Overall Demeanor/Goals - Loan underwriting is one of the most essential components of the overall process and function for FBDC. Loan underwriting demonstrates one's institutional credit quality which is corollary to the loan portfolio's risk and return consistent to that of the Board's risk appetite, SBA objective, and basic sound credit analyses. As for any financial institution, underwriting sets the foundation in the process of defining the level of creditworthiness and standard to which we assess our loan portfolio's ability to withstand the anticipated or unforeseen changes to the economic and market conditions. At a minimum, it is expected that underwriters meet the requirements set forth in the FBDC credit policy. These standards comply with those identified in the SBA SOP and ratified by the Board. Additionally, it is absolute that each underwriter exert the desired characteristics and commitment to hard work, industry expertise, professionalism, integrity and dedication to excellence that is imbedded within our culture. The result of this commitment will be measured by how well we perform relative to our competition in terms of SBA 504 loan volume in dollars and units as well as on going audits both internal and external. Leadership - As a member of the FBDC team, we exhibit the standards of a well-established leader in the SBA 504 industry. For that reason, we must always represent FBDC in a professional and respectful manner, in and out of the office environment. Furthermore, as team members of one of the top performing CDCs in the nation, we must strive to meet our client's expectations and be a resource for those that need assistance and insight to the program. We are all equally accountable for the performance and reputation of FBDC. Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to comprehend and interpret the SBA SOP as this is essential to daily operations and defined role. Underwriters are held responsible to insure all necessary documents, with applicable signature(s), are in file in order to comply with random audits both internal and external. It is essential to keep abreast of economic conditions and changes in the market and SBA industry, including any updates to underwriting standards in order to deliver a sound risk decision. SBA eligibility requirements, risk identification, credit analysis, remediation, process loan package and procurement of an SBA guarantee is not the Business Development Officer's responsibility, this is a credit determination and accountability lies with the underwriting team. Performance - Responsibilities to include: •Effectively communicate with customers and fellow co-workers both written and verbally. •Understand and retain SBA eligibility/procedure requirements. •Must execute in a fast paced, high demand, environment while managing multiple obligations/tasks. •Ability to interpret and discuss analytical financial data and reports. •Ability to timely identify, document, and/or mitigate credit risk. •Ability to underwrite, structure, and determine credit worthiness while meeting lender and borrower expectations. •Thoroughly and independently analyze simple to complex credit situations and conform a sound credit decision/recommendation. •Comply with reasonable set expectations and completion of loan processing in all stages from initial underwriting, submission, authorization, verification, document storage and funding. •Must be able to excel in a team environment and be willing to take on additional tasks or roles for the betterment of the company. •Knowledge of FBDC's loan management software (currently Ventures+) Underwriter: (4+ years of SBA credit experience or equivalent): •Must possess the skills to underwrite the loan request and package the application according to SBA guidelines and FBDC standards. •Must perform all necessary tasks and responsibilities required to insure SBA and FBDC compliance which include but not limited to successfully obtain SBA authorization, perform 327 change action, review and receive acceptable appraisal and environmental reports, insure verification of necessary documentation, and other tasks as required. •Maintain all 327 action changes in the loan management software so that it reflects the Authorization requirements at all times. •Application packages are audited internally and externally. Exceptions are to be minimal. The underwriter will be held accountable for any and all exceptions to the application package. •Ability to assist in any additional project(s) or task(s) upon request. •Mentor or review loan requests and documentation of less experienced underwriter(s). •Share knowledge and expertise within the company. •Production volume - it is expected that a senior level underwriter(s) has capacity to perform all the above tasks and responsibilities for 48 loan requests per fiscal year. Market/Industry Intelligence - It is expected that every underwriter keeps abreast to the ever changing market and industry, not just SBA but all developments in their sector. There are several resources that all team members can take advantage of within the company and in the industry, such as RMA, Coleman, NAGGL, NADCO, etc. An underwriter should initiate insightful research in order to have a deeper analytical understanding of key industries. This continuous development and improvement of our knowledge along with sharing information, skills, and expertise is essential to our competitive advantage in the SBA 504 industry. Time Management - As our company environment allows to self-manage our time, it nonetheless requires delivery of quality write-ups to internal and external parties within deadlines. This requires that we all pay attention to details and are accountable for the accuracy of our work to ensure completion within expectations. We must always recognize the urgency of each situation and respond appropriately and efficiently in order to consistently deliver on time. The underwriter must possess the organizational skills to manage workflow efficiently as they should have multiple deals (including funding analyses and 327s) at a time in different stages of completion. It is imperative that an underwriter know how to prioritize various tasks. Management understands they will need to stop on one task and pick up on another based upon the situation. Conclusion - Every member of FBDC is essential to our operation but none more so than the underwriters as they are the primary liaisons between the BDO and the SBA. Based upon the high expectations FBDC has in terms of dollar volume and unit volume, it is inherent that each underwriter be an industry expert. Each credit we oversee makes an impact not just within the company but more so in our communities and in our States. Annual Production Expectation The expectation is to review 1 deal per week or 45 per year factoring in vacations & holidays. FBDC conducts annual performance reviews every September. Education/Experience • 4-year degree required in Finance, Business Administration or related field • Minimum 4 years of SBA 7a/504 experience required. Benefits • 100% company-paid healthcare, dental, vision for the entire family • Life insurance policy for the employee • Production bonuses paid bi-annually • 3% safe harbor 401(k) • Up to 9% profit sharing to the 401(k) based on company results • 15 paid vacation days and 7 sick days per year ************

Senior Underwriter - UW08CA Underwriter - UW08BB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. Responsibilities: * Manages and Underwrites a Middle Market book of business * Analyzes agency book on quarter-to-quarter basis for potential action * Expertly applies all applicable Underwriting guidelines when making decisions * Capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes * Has thorough knowledge of applicable laws, regulations and governance * Agency Management which includes creating, driving and execution of strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) * Acts as a trusted advisor and solution provider to Brokers and Agents Qualifications: * 5+ years of P&C Middle Market Broker-facing Carrier Underwriting experience required; position title and tier will be determined upon careful review of selected candidate's qualifications * Demonstrated success in developing and maintaining solid relationships with all internal and external business partners * Excellent communication, interpersonal and presentation skills * An ability to think analytically about business problems, make recommendations and propose solutions * High energy self-starter, who is resilient and has an entrepreneurial spirit * Demonstration of solid time, organizational, and desk management skills * Goal-oriented and delivers outcomes * Ability to challenge the status quo and compete to win * Superior technical knowledge and sound decision-making and analytical skills This role will have a Hybrid work arrangement, with the expectation of working in office OR on agency visits three days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $85,690- $142,680 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Objective Under the supervision of the Multifamily Credit Underwriting Manager and senior associates, underwrite affordable multifamily transactions that utilize various forms of construction and permanent financing, including but not limited to, Section 42 Low Income Housing Tax Credit (LIHTC) equity, tax exempt multifamily mortgage revenue bonds, various state and federal loans/grants, and/or other conventional financing. Requirements Major Duties and Responsibilities: Prepare and analyze financial models detailing development budgets and operating proformas for multifamily transactions subject to various rental restrictions; Collect, review and organize due diligence required to evaluate transaction feasibility, including, but not limited to, entity organizational documents, financing documents, financial statements, and construction documents; Review, interpret, and apply rules and guidelines governing the allocation of LIHTCs, tax exempt multifamily mortgage revenue bonds, and various construction and permanent debt products; Engage, review, and analyze third party reports including, but not limited to, appraisals, market studies, plan and cost reviews, physical needs assessments, and phase I environmental site assessments; Evaluate the feasibility of proposed affordable multifamily transactions and either support or decline advancement to closing and funding; Prepare detailed underwriting reports supporting a recommendation for a LIHTC allocation, tax-exempt multifamily mortgage revenue bond allocation, and/or other debt products; Present underwriting reports to committees and boards and answer questions related to the analysis, risks, recommendations and conclusions; Perform other duties as assigned. Supervisory Requirements: None Additional Expectations: Provide a professional example, accuracy, and consistency in work performance. Respect teammates. Participates and is an active team member by assisting others. Communicates in a courteous manner. Have a solution rather than a complaint to resolve issues promptly. Keep management informed of pertinent information. Communicate openly and often. Maintains the quality and integrity of the services provided by the department. Supports the overall goals of the Company and that services are delivered professionally and efficiently. Create an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision-Mission-Values and our Goals and Objectives “VMVGO”. Embrace change without resistance and adapt quickly, however do provide feedback when necessary. Independent Judgment: This position requires a high level of independent judgement. Requirements & Qualifications: A Bachelor's Degree from a college or university with a major in Business, Accounting or Finance and 3 years of related experience; Ability to communicate clearly and concisely in a professional environment, both in writing and verbally, to senior management, clients, boards, and committees; Must be able to work independently and within a team; Working knowledge of Section 42 Low Income Housing Tax Credit (LIHTC) program; Working knowledge of affordable development financing structures, including conventional financing provided by Fannie Mae, Freddie Mac, or HUD, tax exempt multifamily mortgage revenue bonds, private placement bonds, and other federal and state loan programs; Proficient with financial modeling in Excel and creating and amending documents in Word; Strong comfort level with technology, including ability to adapt to new systems quickly and easily. Thorough knowledge of and comfort with the Microsoft office suite applications. Ability to manage multiple assignments simultaneously; Must be able to produce at a high level and meet strict deadlines in a fast-paced demanding environment. Physical Requirements Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Hearing - Able to hear average or normal conversations and receive ordinary information. Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers. Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery. Physical Strength - Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position. AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long-term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required. AmeriNat will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. AmeriNat is an Equal Opportunity Employer.

The Underwriters review, evaluate, and rate insurance applications and renewals. They evaluate the degree of risk involved and determine the appropriate course of action. They also establish good relations with assigned agents and maintain acceptable service standards. Essential Duties and Responsibilities: Uses available data to make decisions on individual risks submitted as new business within underwriting authority. Reviews requests for cancellations, endorsements, reinstatements, etc. Reviews inspections for eligibility. Underwrites renewal risks and makes non-renewal decisions as necessary. Requests additional documentation necessary for the processing of applications, endorsements, or cancellations. Builds, maintains, and manages successful producer relationships to achieve new business development and retention. This may include travel to agents' offices, trade shows, conventions, and agent council meetings. Provides support to agents as they use policy processing systems and underwriting guidelines to quote, issue and service business. Provides customer service to agents at a level that is consistent with Company values. Serves as a first point of contact for agents. Reviews and analyzes key data for assigned agents or territories. Effectively collaborates within the Underwriting, Operations, Product Management, Claims, and Sales teams. Communicates with co-workers, management, clients, vendors, and others to ensure understanding of policy processing systems, underwriting guidelines, products, and coverages. Maintains the integrity of the company and products offered by complying with federal and state regulations as well as company policies and procedures. Actively works to enhance the agents' overall experience & eliminates obstacles to doing business with the Company. Uses discretion and independent judgment to make decisions and resolve operational issues. May handle special projects and perform other duties and responsibilities as assigned. Job Qualifications: Bachelor's Degree preferred. Applicable experience may substitute for some of the education requirements. 2 or more years of Property and Casualty underwriting or related experience including claims, agency, etc. Proficiency with Microsoft Office programs required. Demonstrated customer service focus / superior customer service skills. Excellent communication and interpersonal skills. Results driven with strong problem solving and analytical skills. Ability to work independently in a fast-paced environment; meet deadlines and manage changing priorities effectively. Ability to travel to agent and conference locales. Very detail oriented. Exceptional organizational skills. Collaborative partner; ability to contribute to a positive work environment. General Information: All employees must pass a pre-employment background check. Other checks may be needed based on position: driving history, credit report, etc. The preceding has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Heritage Insurance Holdings, Inc. is an Equal Opportunity Employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, marital status, place of birth, military service status, or other basis protected by law.

Slide Insurance - Fun. Innovation Driven. Fueled by Passion, Purpose and Technology. At Slide, you will not only be part of a successful team, but you will also be a part of our Slide Vibe/award winning culture where collaboration and innovation are expected, recognized and awarded! What you will be doing: Review inspections, process changes, process cancellations and non-renewals. Analyze new and existing personal lines business to evaluate degree of risk and potential exposure. Obtain and analyze additional applicant information to determine coverage needs. Evaluate the level of risk for insuring each property. Provide recommendations regarding the approval of an application. Assist agents with premium cost determination. Evaluate insurance claims for accuracy and ensure appropriate coverage amounts. Perform other duties, as assigned What you already have: Education, Experience, and Licensing: Bachelor's degree or an equivalent combination of a High School diploma and pertinent work experience is required. 3+ years' experience in the Property & Casualty Homeowner's insurance industry required. 1-2 years of personal lines underwriting experience required. Qualifications/Skills and Competencies: In-depth understanding of insurance coverage and policy writing. Proficiency in technical underwriting and associated skills. Ability to make complex decisions using critical thinking in the assessment and management of risk according to established guidelines and authority. Strong written and verbal communication skills with the ability to interact on a professional level. Ability and desire to deliver exceptional customer service. Exceptional organizational and time management skills with the ability to plan and prioritize effectively. Project management and organization skills. Proficient in MSO/365 applications such as Microsoft Teams, SharePoint, Word, Excel, PowerPoint, and Outlook. Desire to live Slide's Core Values. What Slide offers to you: The Slide Vibe - An opportunity to be a part of a fun and innovation-driven culture fueled by Passion, Purpose and Technology! Slide offers many opportunities to collaborate and innovate across the company and departments, as well as get to know other Sliders. From coffee chats, to clubs, to social events - we plan it, so all Sliders feel included and Enjoy their Journey. Benefits - Created using Slider feedback, Slide offers a comprehensive and affordable benefits package to cover all aspects of health...Physical, Emotional, Financial, Social and Professional. A Lifestyle Spending Account is set up for each Slider and Slide contributes to it monthly for use on any benefit that individually suits you - Health Your Way! 2023, 2024 & 2025 BEST PLACE TO WORK - Tampa Bay Business Journal 2024 TOP WORKPLACE - Tampa Bay Times (Local) & USA Today (National)

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. As the Underwriter, you will be held accountable for quality and accuracy of decisions. The Underwriter will: Decisions full range of mortgage loans, preferably including FHA loans Review all mortgage applications and documentation for accuracy and completeness Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials Approve or deny mortgages on a timely basis Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Bachelor's degree or equivalent work experience 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act Knowledge of state and federal agency mortgage loan guidelines and regulations helpful Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $55,000 - $85,000 Work Model REMOTE

Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap Insurance Services, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The New Business Underwriter/Producer role is focused on new business development including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The New Business Underwriter/Producer will work hybrid from our Largo, FL office. Responsibilities: Effectively develop and present proposals on a timely basis Negotiate/execute new and renewal production and goals as established with management Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly Efficiently coordinate, present and process new business on timely basis Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate. Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.

The Underwriters review, evaluate, and rate insurance applications and renewals. They evaluate the degree of risk involved and determine the appropriate course of action. They also establish good relations with assigned agents and maintain acceptable service standards. Essential Duties and Responsibilities: * Uses available data to make decisions on individual risks submitted as new business within underwriting authority. * Reviews requests for cancellations, endorsements, reinstatements, etc. * Reviews inspections for eligibility. * Underwrites renewal risks and makes non-renewal decisions as necessary. * Requests additional documentation necessary for the processing of applications, endorsements, or cancellations. * Builds, maintains, and manages successful producer relationships to achieve new business development and retention. This may include travel to agents' offices, trade shows, conventions, and agent council meetings. * Provides support to agents as they use policy processing systems and underwriting guidelines to quote, issue and service business. * Provides customer service to agents at a level that is consistent with Company values. * Serves as a first point of contact for agents. * Reviews and analyzes key data for assigned agents or territories. * Effectively collaborates within the Underwriting, Operations, Product Management, Claims, and Sales teams. * Communicates with co-workers, management, clients, vendors, and others to ensure understanding of policy processing systems, underwriting guidelines, products, and coverages. * Maintains the integrity of the company and products offered by complying with federal and state regulations as well as company policies and procedures. * Actively works to enhance the agents' overall experience & eliminates obstacles to doing business with the Company. * Uses discretion and independent judgment to make decisions and resolve operational issues. * May handle special projects and perform other duties and responsibilities as assigned. Job Qualifications: * Bachelor's Degree preferred. Applicable experience may substitute for some of the education requirements. * 2 or more years of Property and Casualty underwriting or related experience including claims, agency, etc. * Proficiency with Microsoft Office programs required. * Demonstrated customer service focus / superior customer service skills. * Excellent communication and interpersonal skills. * Results driven with strong problem solving and analytical skills. * Ability to work independently in a fast-paced environment; meet deadlines and manage changing priorities effectively. * Ability to travel to agent and conference locales. * Very detail oriented. * Exceptional organizational skills. * Collaborative partner; ability to contribute to a positive work environment. General Information: All employees must pass a pre-employment background check. Other checks may be needed based on position: driving history, credit report, etc. The preceding has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Heritage Insurance Holdings, Inc. is an Equal Opportunity Employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, marital status, place of birth, military service status, or other basis protected by law.

The Life Science Lower Middle Market ("LMM") New Business Underwriter is a field-underwriting role fully dedicated to new revenue generation for multiline accounts for an assigned group of agents. This individual reports into the Tampa branch office and matrixes into a regional LMM underwriting team. The individual is accountable for reviewing, triaging, underwriting, and quoting submissions and securing binds to achieve his/her individual production goal while adhering to Chubb standards of underwriting and compliance. The ideal candidate will possess strong underwriting skills, exceptional communication abilities, strong organizational skills, and the capacity to build and maintain impactful relationships. In this role, you will effectively manage agent relationships and collaborate with internal partners in Field Underwriting, Distribution and Operations to ensure seamless processes and superior service delivery. Primary responsibilities: * Multiline underwriting including Package, Umbrella, Workers Compensation, Auto, and ancillary lines while ensuring adherence to our established underwriting strategy and authority, as well as following a referral process to maintain compliance and audit standards. * Cross-sell additional lines of business to maximize revenue per account, including P&C, Multinational, Financial Lines, Cyber, Accident & Health, and other relevant products. * Work closely with local Business Development Managers to identify opportunities for growth and production enhancement within assigned agencies. * Establish and maintain strong working relationships with assigned agents to drive profitable growth. * Disciplined desk management, including production planning and forecasting for assigned book of business. The preferred candidate has experience in Commercial Lines Property & Casualty underwriting and has demonstrated the ability to drive profitable new business revenue while adhering to audit and compliance requirements.

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the RAH (Regions Affordable Housing) Affordable Housing Underwriter serves as part of the first line of defense, evaluating and underwriting tax credit investments to ensure each supports Regions' objectives and meets or exceeds investment guidelines. Through timely and thorough underwriting, this role supports Regions strategy to maintain and expand investor relationships. This position identifies and mitigates risk in existing and proposed transactions. This position will also work directly with teammates in Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure, and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This individual will evaluate and underwrite low-income housing tax credit (LIHTC) investments and construction/bridge loans to ensure each supports RAH's objectives and meets or exceeds investment guidelines. **Primary Responsibilities** + Prepares comprehensive executive summaries of proposed investments for review by team management, internal committee and investor approval, including a detailed project description, a list of merits, as well as risks and risk mitigates + Prepares credit approval packages on new and renewed debt products including determination of the appropriate risk rating as well as risk factors that could change the risk rating, analysis of financial performance, performance vs. projections, covenant compliance, relationship profitability (RAROC), and any other significant risk drivers + Conducts analyses of guarantors as needed to support credit underwriting + Reviews closing due diligence in collaboration with and oversight by more senior RAH team members + Maintains credit files including post-closing items (actively manages financial reporting requirements, covenant requirements, past dues and documentation exceptions and ensures credit files are complete with all up to date information) + Creates and maintains financial models, operating expense analysis, and sensitivity analyses + Coordinates initial closing, internal department, and third-party review process + Responds to developer and investor inquiries and underwriting and due diligence questions + Conducts site visits when necessary + Assists with special projects, equity payments, or other priorities, as requested + Conducts ongoing portfolio monitoring and servicing activities + Validates the appropriate risk rating for a company and proactively identifies risk rating changes + Identifies opportunities for exposure reduction or new opportunities within assigned portfolio + Develops a strong working knowledge of and ensures compliance with internal bank commercial loan policy, credit risk management policy, and external regulatory requirements documents any exceptions to policy and provides related rationale/mitigants + Offers advice and guidance to junior underwriters on occasion This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible. **Requirements** + Bachelor's degree in related field + Four (4) years of underwriting and/or portfolio management or similar experience + Completion of a major corporate credit training program or equivalent corporate banking/finance experience + Proven ability to competently complete credit packages and credit servicing agreements under limited supervision **Skills and Competencies** + Ability to research, analyze data, and derive facts + Ability to work in a team environment when applicable + Ability to work under pressure and meet deadlines + Demonstrated leadership capabilities + Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.) + Strong negotiation skills + Strong verbal, written communication, and organizational skills + Strong work ethic and self-motivation **Position Type** Full time **Compensation Details** Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. **Job Range Target:** **_Minimum:_** $95,271.26 USD **_Median:_** $121,219.20 USD **Incentive Pay Plans:** This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. *********************************************** **Location Details** Regions Affordable Housing - NY **Location:** Great Neck, New York Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap Insurance Services, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The New Business Underwriter/Producer role is focused on new business development including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The New Business Underwriter/Producer will work hybrid from our Largo, FL office. Responsibilities: Effectively develop and present proposals on a timely basis Negotiate/execute new and renewal production and goals as established with management Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly Efficiently coordinate, present and process new business on timely basis Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate. Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.

Working Title: AUDIT EVALUATION & REVIEW ANALYST - 41000713 Pay Plan: Career Service 41000713 Salary: $59,740.20 Annually Total Compensation Estimator Tool Our Organization and Mission: The Office represents the State of Florida in state and federal civil and criminal courts, from trial courts to the Supreme Court of the United States. Position Summary: This position is in the Office of the Attorney General within the Medicaid Fraud Control Unit in Tampa, Florida, and involves auditing complex multi-million-dollar healthcare fraud investigations that can result in criminal and/or civil litigation. This position's primary duties require professional auditing or financial analysis work experience. The ability to exercise discretion and judgment when applying the rules, regulations and laws of the Medicaid unit, both Federal and State. Pay: $59,740.20 Annually Preference will be given to candidates with a bachelor's degree or master's degree from an accredited college or university with a major in accounting, finance or a related area, a Certified Public Accountant (C.P.A.) or Certified Internal Auditor (C.I.A.) license. Qualifications: Six (6) years of work experience in the area of professional auditing or financial analysis experience; or A bachelor's degree from an accredited college or university with a major in accounting, finance or a related area and at least two (2) years work experience as stated above; or A master's or other advanced degree from an accredited college or university in accounting, finance, business or related area and one (1) year of work experience as stated above; or A Certified Public Accountant (C.P.A.) or Certified Internal Auditor (C.I.A.) license can substitute for one year of required work experience. SKILLS VERIFICATION TEST All applicants who meet the screening criteria/minimum job requirements will be required to take a timed Skills Verification Test. Applicants must receive a core of at least 70% to move tothe interview phase. The Work You Will Do: The responsibilities of this position include, but are not limited to the following: This position's primary duties require professional auditing or financial analysis work experience. The ability to exercise discretion and judgement when applying the rules, regulations and laws of the Medicaid unit, both Federal and State. 40% Requires the use of professional judgement and experience regarding Medicaid Laws and Regulations and the ability to provide financial expertise to the investigative team by: 1) Reviewing resident trust accounts, 2) Guiding and directing Medicaid Analysts as needed 3) Conducting random sampling in accordance with HHS-OIG standards, 4) Calculating Medicaid overpayments and exploitation losses, 5) Providing financial interpretation and guidance as required by Assistant Attorneys General, Lead Investigators and Medical Investigators. 30% Serve as lead investigator on cases involving suspected Cost Report Fraud and Prospective Payment System Medicaid provider fraud involving: 1) Nursing Homes, 2) Hospitals, and 3) Intermediate Care Facilities for Individuals with Intellectually Disabilities (ICF/IID). In this capacity, an Auditor gathers or assists in gathering financial evidence; performs audits, examinations and reviews of financial evidence gathered in accordance with the Agency's and the Medicaid Fraud Control Unit's (MFCU) standard operating procedures, the U.S. Generally Accepted Accounting Principles (GAAP), the U.S. Generally Accepted Auditing Standards (GAAS), and other applicable financial standards/procedures governed by authorative bodies and organizations such as the Financial Accounting Standards Board (FASB), the Auditing Standards Board (ASB), the Accounting and Review Services Committee (ARSC), the Securities and Exchange Commission (SEC), the American Institute of Certified Public Accountants (AICPA). 25% Provide complex analysis ( including link analysis) and interpretation of: 1) Bank and credit card statements, 2) IRS tax returns, both corporate and individual, 3) Target assets subject to seizure, 4) Financial records, including general ledger, trial balance, income statement, balance sheet, and statement of cash flow. 5% Perform other related duties as assigned. Candidate Profile (application) must be completed in its entirety. * Include supervisor names and phone numbers for all periods of employment. * Account for and explain any gaps in employment so that the hiring process is not delayed. * Experience, education, training, knowledge, skills and/or abilities as well as responses to pre-qualifying questions must be verifiable to meet the minimum qualifications. * It is unacceptable to use the statement "See Resume" in place of entering work history. * If you experience problems applying online, please call the People First Service Center at **************. The Benefits of Working for the State of Florida: Working for the State of Florida is more than a paycheck. The State's total compensation package for employees features a highly competitive set of employee benefits including: * Annual and Sick Leave benefits. * Nine paid holidays and one Personal Holiday each year. * State Group Insurance coverage options, including health, life, dental, vision, and other supplemental insurance options. * Retirement plan options, including employer contributions (For more information, please click *************** * Flexible Spending Accounts * Tuition waivers. * And more! For a more complete list of benefits, visit ***************************** IMPORTANT NOTICE: To be considered for the position, all applicants must: Submit a complete and accurate application profile necessary for qualifying such as dates of service, reason for leaving, etc. In addition, all applicants must ensure all employment and/or detailed information about work experience is listed on the application (including military service, self-employment, job-related volunteer work, internships, etc.) and that gaps in employment are explained. NOTE: Any required experience and/or preferences listed in the advertisement must be verified at the time of application. * Ensure that applicant responses to qualifying questions are verifiable by skills and/or experience stated on the employment application and/or resume. Applicants who do not respond to the qualifying questions will not be considered for this position. * The elements of the selection process may include a skill assessment exercise. * Current and future vacancies may be filled from this advertisement for a period of up to six months. Following the six-month period, a new application must be submitted to an open advertisement to be considered for that vacancy. * OAG employees are paid biweekly. All state employees are required to participate in the direct deposit program pursuant to s. 110.113, Fs. CRIMINAL BACKGROUND CHECKS/ DRUG FREE WORKPLACE: All OAG positions are "sensitive or special trust" and require favorable results on a background investigation including fingerprinting, pursuant to s. 110.1127(2)(a), F.S. The State of Florida supports a Drug-Free Workplace, all employees are subject to reasonable suspicion or other drug testing in accordance with section 112.0455, F.S., Drug-Free Workplace Act. We hire only U.S. citizens and those lawfully authorized to work in the U.S. E-VERIFY STATEMENT: The Office of the Attorney General participates in the U.S. government's employment eligibility verification program (e-verify). E-verify is a program that electronically confirms an employee's eligibility to work in the United States after completion of the employment eligibility verification form (i-9). PERSONS WITH DISABILITY/ADA STATEMENT: The OAG supports the employment of individuals with disabilities and encourages them to seek employment within our agency. If you need an accommodation because of a disability, as defined by the Americans with Disabilities Act, in order to participate in the application process, please notify the people first service center at ************. If you need an accommodation during the selection process, please notify the hiring authority in advance to allow sufficient time to provide an accommodation. REMINDERS: Male applicants born on or after October 1, 1962, will not be eligible for hire or promotion unless they are registered with the Selective Service System (SSS) before their 26th birthday, or have a Letter of Registration Exemption from SSS. For more information, please visit the SSS website at: https: //************ If you are a retiree of the Florida Retirement System (FRS), please check with the FRS on how your current benefits will be affected if you are re-employed with the State of Florida. If you return to FRS employment before satisfying the required waiting period, your retirement may be voided, and you may have to repay all benefits you have received, including any Deferred Retirement Option Program (DROP) payout. The State of Florida is an Equal Opportunity Employer/Affirmative Action Employer, and does not tolerate discrimination or violence in the workplace. Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (***************. Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation. The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act. VETERANS' PREFERENCE. Pursuant to Chapter 295, Florida Statutes, candidates eligible for Veterans' Preference will receive preference in employment for Career Service vacancies and are encouraged to apply. Certain service members may be eligible to receive waivers for postsecondary educational requirements. Candidates claiming Veterans' Preference must attach supporting documentation with each submission that includes character of service (for example, DD Form 214 Member Copy #4) along with any other documentation as required by Rule 55A-7, Florida Administrative Code. Veterans' Preference documentation requirements are available by clicking here. All documentation is due by the close of the vacancy announcement. Location: TAMPA, FL, US, 33607

About Insurance Administrative Solutions Insurance Administrative Solutions (IAS) is a third-party provider of comprehensive administrative solutions for our clients in the insurance industry. We offer a business process outsourcing solution that helps insurers optimize administrative workload, bolster their industry expertise, leverage emerging technologies, and streamline operations. With strong industry knowledge, we deliver value to our customers by providing compassionate customer service, efficient processing, and quality results. Here at IAS, we embrace the fact that great things are only accomplished by working as a team. We believe that all of our employees have valuable input no matter the level. Our highly collaborative team environment offers each of our employees a place where they can excel. Job Summary Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier's guidelines to determine eligibility. Candidate must be local. This is not a remote position, at this time. Primary Responsibilities: Must be able to work your scheduled shift and if needed, rotate schedules with other employees for proper departmental staffing needs, work overtime if needed and (including mandatory AEP overtime). Must be detailed oriented and possess good verbal/written/typed communication skills. Must be able to work in a work environment where procedures change frequently. Must be able to work independently and efficiently to meet contractual time service agreements. Assist agents with comments or questions about applications and the likelihood of acceptance by the company. Using the main frame computer system, log applications using automated log/proposal program, ensuring that agent is appointed in the state where the application was written, application was signed by both the agent and applicant, and the correct state-approved application and required miscellaneous forms are submitted and complete. Calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form. Using the main frame computer system input CWA into the CWA database, when applicable. Make out going calls to agents or applicants to verify information that is left blank or unclear on the application. Complete non-medical telephone interviews with applicants when necessary. Order and follow up on requirements pre and post issue. Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications. Primary Skills & Requirements: High School Diploma/GED with one (1) year experience in insurance, the medical field or customer service. Language skills: ability to read and interpret documents such as procedure manuals and written handouts. Reasoning ability: need to apply common sense to carry out written and/or verbal instructions. Must be able to deal with problems containing multiple variables. Must be a team player, also multi-tasked, organized, and work efficiently. Exhibit self-direction and proactive problem solving. Uses tact when expressing ideas or opinions to respond to objections successfully. Work in a timely manner to meet deadlines, while maintaining a high level of accuracy and quality. Calculate figures and amounts, with and without use of an adding machine. Must be able to type at least 40 wpm. Must have knowledge of Microsoft Word, Microsoft Outlook (email), and other computer systems. Pharmacy and/or insurance background is preferred. Honesty, as well as respect, for the company and its policies & procedures is crucial. Schedule: Monday to Friday 37 hour work week About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com. Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.

Company Value Statements In the performance of their respective tasks and duties, all employees are expected to demonstrate the following: Acting with the highest level of honesty, trust, character and transparency. Making a unified effort to achieve the goals of the organization; embracing accountability for exceptional performance every day. Commitment to excellence in reaching our full potential as individuals and as an organization, surpassing the ordinary and the expectations of our stakeholders. Approaching every challenge with creative energy, discovering unique solutions to maximize success; focus on creating and delivering compelling customer value. Belief in the power of a diverse workforce and in creating a positive impact on both the environment and our community. Essential Functions Process and manage significant bond risks in-house and after hours on call. Review and identification of proper completion of various legal documents such as deeds of trust, mortgages, and security agreements with approved large bond risks. Prepare reconveyances and satisfactions. Supervisory Responsibility N/A Work Environment This job operates in a professional office environment and uses standard office equipment. Physical Demands The employee is frequently required to sit for a long period of time. The employee is regularly required to talk and hear and move about inside the office to access office machinery, attend meetings, etc. The employee is required to carry a laptop to and from work. Position Type/Expected Hours of Work Full-time status, Monday-Friday, 40 hours Travel None Preferred Education and Experience Bail and court system knowledge is a plus. Work Authorization/Security Clearance Must be authorized to work in the United States.

Safepoint Insurance is a Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department! If you have a passion for risk analysis and a strong background in underwriting, we encourage you to apply! Job Summary Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines. Duties and responsibilities Reviews exterior inspection reports, new business submissions, risk alerts as well as follow up tasks on accounts needing additional underwriting review/action. Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability. Interprets manuals and contracts for multiple lines of business in multiple states. Researches and correctly enters information into the company policy administration system. Communicates effectively internally and externally, escalating issues when warranted. Adheres to the established productivity and quality metrics established. Other tasks and projects may be assigned. Essential Functions Assists internal service associates via telephone and e-mail with exception requests beyond their authority level. Ability to think critically, assess risk, and make informed decisions Assists agents via telephone and e-mail with new business exception requests. Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company. Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States Qualifications 3-5 years of agency or underwriting experience in property and casualty insurance. FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states Thorough knowledge of the underwriting process and the analytics involved Excellent communication and organizational skills Advanced computer skills and strong systems knowledge College degree preferred Licensing Requirements Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position. Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms. Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide: Market Competitive Wages commensurate with experience Prof. Development and Educational Assistance Programs Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution Paid Time-Off (Discretionary, PTO, Parental Leave, and others) Company Paid Holidays Health Insurance Dental Insurance Vison Insurance Short and Long Term Disability Insurance Flexible Spending Accounts with Company Contribution Health Savings Accounts with Company Contribution Employee Life and AD&D Insurance Dependent Life and AD&D Insurance Free AAA Membership Identity Theft Protection Other Ancillary Insurance Benefit Programs And more… Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications. #ZR

What part will you play? If you're looking for a place where you can make a meaningful difference, you've found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you'll find your fit amongst our global community of optimists and problem-solvers. We're always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs. Join us and play your part in something special! The primary purpose of this position is to underwrite new business and renewals in a profitable manner and according to authority level and established guidelines, and participate in special projects having an impact on the business. Assigned larger and more important agents/brokers. Utilize underwriting tools to determine accurate classifications, rates, and premium charges. Understand state laws, including cancellation and non-renewal, within assigned territory to properly transact business within each state. Knowledgeable in coverage forms and policy language; appropriate utilization of forms and exclusions. Assist with resolving premium audit disputes within assigned agents/brokers. Able to provide coaching to others. What you'll be doing: * Expert understanding and proven ability to allied/miscellaneous medical facility business. * Thorough grasp of policy language including primary, lead umbrella and excess. * Ability to analyze complex loss data and work with experience rating and loss rating; familiar with actuarial concepts and ability to work collaboratively with internal actuaries. * Actively participate in product meetings, providing input related to allied healthcare appetite. * Quote and bind new and renewal accounts according to our underwriting guidelines and strategy. * Maintain and adhere to all underwriting file documentation standards. * Cultivate and improve retail broker relationships across the east region of the US. * Present innovative marketing strategies with the casualty brokerage community. * Collaboration with Regional Leadership. What we're looking for: * 5+ years of underwriting experience preferred. * Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility. * Demonstrated marketing and relationship building skills. * Four-year college degree and/or RPLU or similar designation preferred. * Excellent oral and written communication skills. * Strong analytical and organizational skills. * Proven experience with Excel. * Must be a team player that enjoys a flexible and spontaneous business environment. * Ability to travel up to 25%. US Work Authorization US Work Authorization required. Markel does not provide visa sponsorship for this position, now or in the future. Who we are: Markel Group (NYSE - MKL) a fortune 500 company with over 60 offices in 20+ countries, is a holding company for insurance, reinsurance, specialist advisory and investment operations around the world. We're all about people | We win together | We strive for better We enjoy the everyday | We think further What's in it for you: In keeping with the values of the Markel Style, we strive to support our employees in living their lives to the fullest at home and at work. * We offer competitive benefit programs that help meet our diverse and changing environment as well as support our employees' needs at all stages of life. * All full-time employees have the option to select from multiple health, dental and vision insurance plan options and optional life, disability, and AD&D insurance. * We also offer a 401(k) with employer match contributions, an Employee Stock Purchase Plan, PTO, corporate holidays and floating holidays, parental leave. Are you ready to play your part? Choose 'Apply Now' to fill out our short application, so that we can find out more about you. Caution: Employment scams Markel is aware of employment-related scams where scammers will impersonate recruiters by sending fake job offers to those actively seeking employment in order to steal personal information. Frequently, the scammer will reach out to individuals who have posted their resume online. These "job offers" include convincing offer letters and frequently ask for confidential personal information. Therefore, for your safety, please note that: * All legitimate job postings with Markel will be posted on Markel Careers. No other URL should be trusted for job postings. * All legitimate communications with Markel recruiters will come from Markel.com email addresses. We would also ask that you please report any job employment scams related to Markel to ***********************. Markel is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of any protected characteristic. This includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Should you require any accommodation through the application process, please send an e-mail to the ***********************. No agencies please.

About Us: Clasp is a venture-backed, mission-driven startup transforming access to education and career pathways. We are revolutionizing the way employers attract and retain critical talent while simultaneously tackling the student debt crisis. (Yep, we think BIG.) Our innovative platform meaningfully connects employers, educational institutions, and diverse talent to drive mutual benefit-using accessible education financing as the thread. We like to think of ourselves as more than a fintech; we're a catalyst for economic mobility. A Forbes Fintech 50 company, portfolio company of SHRM (Society of Human Resource Management - the largest HR organization out there!) and recipient of “43 Start Ups to Bet Your Career On in 2025” by Business Insider, Clasp is driven by our commitment to social impact and innovation. We are reshaping the future of the workforce one opportunity at a time. Join us on our journey to give power to learners and unlock fulfilling careers that drive positive change in their communities and beyond. We are looking for a Customer Success Associate to join our dynamic team, with responsibilities that also include Loan Underwriting and Customer Relations. In this multi-faceted role, you will be responsible for evaluating loan applications, assessing risk, ensuring compliance with lending policies, and advocating for our customers throughout the loan process. Additionally, you will serve as the first point of contact for customer inquiries via phone, email, and chat, ensuring exceptional service and seamless communication. You will guide customers through the application process, address concerns, and resolve issues, all while maintaining a positive and customer-centric experience.What you will do: Customer Success (Support via Calls, Email, and Chat): Answer customer inquiries promptly, providing clear information on loan products and statuses. Assist customers with online applications and troubleshooting. Deliver personalized support with empathy, while maintaining positive relationships with customers at every stage of their journey. Serve as the main point of contact for customers, addressing inquiries, resolving concerns, and managing escalated issues with clear and timely communication to ensure smooth and efficient resolutions. Capable of handling complaints, conducting thorough research, and supplying required documentation to external agencies as needed. Loan Underwriting: Review loan applications, credit reports, and financial documents to assess eligibility and risk. Communicate loan decisions clearly, ensuring compliance with company and legal standards. Collaborate with internal teams to resolve underwriting issues and maintain accurate files. What you will need: Experience with Financial Aid preferred but not required Strong communication skills, with an ability to clearly explain loan products. Customer-focused, empathetic, able to effectively handle escalated calls, and proactive in resolving issues. Ability to handle a high volume of tasks in a fast-paced environment. Basic technical skills and willingness to learn new tools (e.g., MS Office, loan origination systems, Zendesk) Strong analytical skills with attention to detail and accuracy. What we give in return: Competitive cash and equity compensation Health benefits (health, dental, & vision) 401k Commuter benefits Flexible PTO policy Opportunities to grow and perform in a fast-paced environment alongside a stellar team. $25 - $30 an hour The salary range for this position is competitive and will be commensurate with the candidate's experience, qualifications, and industry knowledge, ranging between $25 to $30 an hour. In addition to the base salary, we offer an attractive equity component as part of our compensation package, providing an opportunity for eligible employees to share in the success and growth of our company. We are committed to offering competitive compensation and benefits packages to attract and retain top talent. If you are a highly driven individual with a passion for technology, and you thrive in a dynamic and fast-paced environment, we want to hear from you! Join us in revolutionizing the workforce solution industry and making a meaningful impact on businesses worldwide. Apply now to be a part of our growing team! We are committed to creating a diverse and inclusive workplace where all employees feel valued, respected, and empowered to contribute their unique perspectives and talents. Clasp is an equal opportunity employer and prohibits discrimination and harassment of any kind. We embrace diversity and are dedicated to providing equal employment opportunities to all individuals regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by law.