Underwriter Jobs in Troy, MI

Executive Underwriter - UW07CDSenior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. As an Inland Marine Underwriter within the Middle & Large Commercial organization, you will quarterback the sales and underwriting process by building exceptionally strong and lasting relationships with agents and brokers, ensuring that The Hartford is the carrier of choice. Success in this role will also entail effective account stewardship by managing the sales process from strategic planning to operational excellence and developing cross-sell and up-sell opportunities across the team. We have a collaborative and results oriented environment, where approachable industry leaders mentor and inspire their teams to win in the market and have fun while doing it. We'll Be a Good Match if You Have: + A customer-first mindset, putting our customers at the center of everything you do. + A passion for making decisions through both analyzing data and employing critical thinking skills. + A team spirit and desire to work collaboratively. + A financial mindset to help make the best decisions. + Ability to own our work and following through on commitments. + Ability to decipher and execute within a fluid and changing business environment. + An understanding of how to build relationships and trust among diverse groups. + The ability to advance their careers into technical OR leadership positions. Qualifications: + Bachelor's Degree strongly preferred, or equivalent combination of education, training and experience + Executive Underwriter title: 5+ years of commercial Inland Marine production underwriting experience + Senior Underwriter title: 3+ years of commercial Inland Marine production underwriting experience + Expertise in underwriting construction, transportation, and renewable energy risks preferred + Demonstrated success in developing and maintaining solid relationships with all internal and external business partners + Excellent communication, interpersonal and presentation skills + An ability to think analytically about business problems, make recommendations and propose solutions. + High energy self-starter, who is resilient and has an entrepreneurial spirit + Demonstration of solid time, organizational, and desk management skills + Goal-oriented and delivers outcomes + Ability to challenge the status quo and compete to win + Superior technical knowledge and sound decision-making and analytical skills. + Valid driver's license, as company pool car may be provided Location: This role will have a Hybrid work arrangement, with the expectation of working out of the Grand Rapids, MI; Troy, MI; Independence, OH; or Cincinnati, OH office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $96,560 - $182,640 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Culture & Employee Insights (***************************************************** | Diversity, Equity and Inclusion (********************************************************* | Benefits (********************************************* Human achievement is at the heart of what we do. We believe that with the right encouragement and support, people are capable of achieving amazing things. We put our belief into action by ensuring individuals and businesses are well protected, and by going even further - making an impact in ways that go beyond an insurance policy. Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines - from developing the latest technology to creating and promoting our products to evaluating future financial risks. We're also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it's the right thing to do, and because when our customers, communities and employees succeed, we all do. About Us (************************************* Culture & Employee Insights (***************************************************** Diversity, Equity and Inclusion (********************************************************* Benefits (********************************************* Legal Notice (***************************************** Accessibility StatementProducer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information)

Protect What Matters: Elite Field Underwriters Needed Life-Changing Mission Medical bills destroy 500,000+ American dreams annually. As our Field Underwriter, you'll be the shield between families and financial devastation. When clients reach out desperately seeking protection for their new homes, businesses, and loans, you'll step in with solutions that truly transform lives. Unlimited Earning Potential Our top performers experience: Immediate rewards: Commission deposits hitting your account multiple times weekly Growing wealth: Residual income that compounds year after year Complete freedom: Design your schedule around your life, not the other way around "I doubled my corporate salary in 9 months and now help my clients sleep soundly knowing their investments are protected." - Cliff Dullock, Dallas TX What Sets Our Winners Apart The difference between those who merely survive and those who thrive with us isn't experience-it's mindset. Our most successful team members: Have unshakable self-belief Embrace coaching as a pathway to excellence Hunger for personal and professional growth The Opportunity Independent contractor position with premium flexibility Performance-based compensation (unlimited ceiling) Qualified leads provided-never waste time cold calling Comprehensive training program at zero cost Choose your commitment: full-time career or part-time income boost This isn't just another job. This is your opportunity to build financial security while providing peace of mind to families facing life's biggest challenges. Apply now to secure your interview slot. Positions filling quickly.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Responsibilities Responsible for assisting a team of underwriters with Excess & Surplus Lines (E&S) Property & Casualty business on a contract binding basis via a nationwide network of wholesale brokers. Responsibilities: * Assist and support underwriters with new and renewal business including rating, form selection, binding, policy issuance and invoicing * Quality control of various documents including quotes, policies, endorsements, cancellations and invoices * Handle a high volume workload in a fast-paced environment, maintaining excellence service standards * Deliver high quality service to wholesale broker customers * Learn the underwriting process and appetite and assist underwriters with new business, endorsement and renewal underwriting * Evaluate submission, renewal and inspection information as part of the underwriting process * In conjunction with underwriters, work closely with wholesale brokers to develop relationships and enhance their understanding of the Company's Underwriting rationale, philosophy and criteria Qualifications * Bachelor's degree * 2+ years of Property & Casualty underwriting support experience * Underwriting support in Excess and Surplus lines environment strongly preferred * Proficient in policy and workflow insurance applications * High energy and desire to learn Compensation Package: * Competitive base compensation * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Join Dynagen Lending - Where Top Talent Fuels Our Growth! At Dynagen Lending, we are one of the fastest-growing mortgage brokerages in the country, committed to excellence, innovation, and empowering our team to succeed. We believe in providing top-tier resources, cutting-edge technology, and a dynamic work environment where every team member can thrive. If you're looking for a company that values talent, transparency, and career growth, Dynagen Lending is the place for you! Join Dynagen Lending as a Mortgage Loan Officer Assistant! Looking for a career with growth potential in a thriving, fast-paced industry? Dynagen Lending is expanding, and we're seeking a Mortgage Loan Officer Assistant to help us deliver exceptional service to our clients. This is an entry level sales position that does not require previous mortgage experience! This is your chance to build a rewarding career with a company that values its people and promotes from within. Compensation & Benefits Base pay + commission, giving you the opportunity to significantly increase your earnings. Ability to earn up to six figures in your first year! Full-time benefits including health, dental, vision, 401K company match. Comprehensive Paid Training to Set You Up for Success We believe that your success is our success-which is why we offer fully paid, hands-on training to get you up to speed and confident in your role. Expert-Led Learning: You'll receive personalized instruction from experienced mortgage professionals who will guide you through every step of the process. Real-World Scenarios: Our training includes practical, on-the-job exercises, so you'll gain firsthand experience with the systems, tools, and processes you'll use every day. Continuous Support: You won't be thrown into the deep end-we'll be with you every step of the way, offering mentorship and support as you learn and grow. Skill Development: From mastering loan applications to understanding compliance regulations, you'll develop a well-rounded skill set that will prepare you for long-term success. Our goal is to empower you with the knowledge and confidence you need to excel-while earning a paycheck from day one! Why You'll Love It Here Career Growth: Be part of a company with big plans. We're expanding rapidly, creating plenty of room for advancement. Dynamic Environment: Work alongside a team of driven, high-performing professionals. Modern Perks: Our new Southfield office (opening soon) features a gym, lounge, locker rooms, and more! Your Responsibilities Support Loan Officers by gathering and reviewing client documents. Communicate with clients, underwriters, and processors to keep loans on track. Maintain accurate records and update loan files. Deliver outstanding customer service and follow up on applications. Ensure all lending processes comply with regulations and company policies. What We're Looking For High school diploma or GED required. Previous Sales Experience Strong organizational skills and sharp attention to detail. Excellent communication and customer service skills. Willingness to learn and be responsive to feedback Availability: Monday through Friday, 9 AM - 6 PM, with two late nights until 9 PM. Preferred Qualifications Experience in mortgage, banking, financial services, or sales is a plus. Familiarity with loan processing systems. NMLS licensing is a bonus but not required. Your Future Starts Here At Dynagen Lending, you're not just filling a role-you're building a career with a company that invests in its people. If you're ready for a high-energy, growth-oriented opportunity, apply today and let's make an impact together!

Underwriter - Midwest Office Farmington Hills, MI Life at YES YES Communities strives to hire a diverse workforce that shares our vision of what a manufactured home community should be. We empower our employees to develop a strong sense of community with our residents because we know that happy, dedicated employees make the difference. Our culture is relaxed and one where leaders set clear expectations and give you the freedom to manage your goals. We invest in our employees and take pride as we watch them achieve results and make a difference in their roles every day. Your Role at YES: The Underwriter will report to the Underwriting Manager. This position entails the review of applicant accounts regarding residency, analyzing applicant financial and activity risk, compliance with the law and Fair Housing. Responsibilities Assist management staff with the review and approval of rental applications. Review and follow up on all community applications submitted for occupancy for site rent or home/site rent. Review and approve required conditions for all approved applications. Request additional documentation as needed. Reviewed denied applications or failed background checks for exceptions following the Underwriting Guidelines. As needed, forward requests for exception outside of the Underwriting Guidelines to VP or higher. Perform general administrative functions such as answering phones, typing, copying, faxing, filing, etc. Manage large amounts of inbound communications in a timely and effective manner Other duties as assigned Qualifications At least two (2) years underwriting experience preferred Ability to pay strict attention to detail Understand Fair Housing requirements Familiarity and knowledge of credit reports Good problem-solving skills Intermediate to advanced computer proficiency with the ability to use various Microsoft computer programs, email, the internet, and provide data entry in a timely and efficient manner Team oriented with an exceptionally strong work ethic and outstanding interpersonal skills Demonstrated analytical and organizational skills, problem solving abilities, and attention to detail Poised and polished professional with excellent oral and written communication skills Strong judgement and decision-making skills The YES! Difference Competitive salary | Comprehensive health benefits | Life, long and short-term disability insurance | 401(k) with company match

United Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters. Join a company that invests in you. On top of your starting salary, a role as an Underwriter sets you up for success right out of the gate with up to $20,000 in potential incentives.* COMPENSATION * $45,000 starting salary * $10,000 in forgivable loan incentives * $10,000 in RSUs * Bonus opportunities MUST-KNOWS * This is an 8-hour shift, Monday-Friday * This position requires full-time, on-site attendance in Pontiac, MI * This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future WHAT YOU WILL BE DOING * Collect, review and examine an applicant's financial history and records * Perform risk assessment reports * Analyze client's financial statements and identify effective alternatives to application * Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation * Keep up with changes and adaptations as they occur * Provide elite service to internal and external clients * Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners * Manage multiple priorities while building rapport with clients WHAT WE NEED FROM YOU * Completed 2 or 4-year degree * Complex rationale and problem-solving skills * Computer literacy in Microsoft Word, Excel, Outlook and other internet resources * Excellent written and verbal communication skills * Willingness to learn and be coached * Adaptable to a flexible, fast-changing industry * Self-motivated with a strong work ethic * Ability to take accountability for actions * Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable) THE PLACE & THE PERKS Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It's all happening on UWM's campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement. It's no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It's at the very heart of how we treat each other, our clients and our community. Whether it's providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life. From the team member that holds a door open to the one that helps guide your career, you'll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you'll be welcomed here. Accepted here. And empowered to Be You Here. More reasons you'll love working here include: * Paid Time Off (PTO) after just 30 days * Additional parental and maternity leave benefits after 12 months * Adoption reimbursement program * Paid volunteer hours * Paid training and career development * Medical, dental, vision and life insurance * 401k with employer match * Mortgage discount and area business discounts * Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court * Wellness area, including an in-house primary-care physician's office, full-time massage therapist and hair salon * Gourmet cafeteria featuring homemade breakfast and lunch * Convenience store featuring healthy grab-and-go snacks * In-house Starbucks and Dunkin * Indoor/outdoor café with Wi-Fi DISCLAIMER * Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting "Apply for this job online" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

Underwriter - Contact Center CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more! A Contact Center Underwriter is responsible for handling auto insurance calls and requests from CURE's customers. This position works closely with our customers, answering questions, solving issues and fostering relationships with current clients. In this position, you will also process various underwriting-related activities, like policy changes and cancellations, ensuring accuracy and recognizing logical next steps resulting from such changes. You will spend a significant portion of each day on the phone, demonstrating empathy for customers' needs while working efficiently and with accuracy to meet priorities. Essential Job Functions Responding with professionalism and appropriate urgency to telephone inquiries Having the 'right' conversations with customers (right questions, right guidance, right amount of time) that address issues or concerns Accurately processing various underwriting activities such as policy changes and payments and recognizing the logical next steps that result from those changes. Managing your time to ensure calls to related tasks are completed in a timely manner and efficient manner Analyzing your own work for accuracy and identifying opportunities for process improvement Communicating and collaborating with team members to share information, document processes, resolve issues, and provide support for learning Must be willing to complete tasks outside of formal job requirements\ Performs other duties as assigned. CURE will pay for the cost to obtain your Personal Lines License. Obtaining your license is a requirement during the new hire process. Requirements: High School Diploma or GED equivalent required. Recent college graduates are encouraged to apply! Excellent written, oral and interpersonal skills, as well as a strong customer service orientation. Prior experience in Customer Service and/or in a Call Center. Prior experience in Insurance industry a plus Great organizational skills. Must be able to multitask while being detail oriented. Ability to follow directions. Team player who is self-motivated. Ability to utilize critical thinking to recognize discrepancies and problem-solve. Openness to feedback and a strong desire to learn. Bilingual Spanish is a plus. Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions. Starting Salary: Salary for this position starts at $23/hour, if licensed, with additional salary consideration commensurate with licensing and experience. <

Responsibilities: Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions Perform quantitative research and equity research to evaluate market trends and property values Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards Collect and analyze financial data to assess borrower's ability to repay the loan Prepare comprehensive financial reports summarizing findings and recommendations Requirements: Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent attention to detail and ability to work in a fast-paced environment Strong analytical skills with the ability to interpret complex financial information Proficient in data collection, organization, and analysis Exceptional written and verbal communication skills for effective report writing and communication with stakeholders Ability to work independently and make sound underwriting decisions within established guidelines Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization. Benefits: 401(k) 401(k) matching Dental insurance Health insurance Paid time off Parental leave Professional development assistance Referral program Vision insurance

Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. Description Liberty Mutual Surety is currently recruiting for a Senior Surety Underwriter to join our Regional Surety Plus Operation. As a Senior Surety Underwriter you will develop and underwrite profitable surety business, and service independent agents, brokers, and small to mid-sized contract accounts within an assigned territory. Using your excellent relationship skills, you will build and maintain positive partnerships our agents, brokers, and accounts as a trusted advisor and underwriting resource for our producers and customers. You will also use your business and financial acumen to perform primary credit underwriting and financial/risk analysis, provide recommendations, and make decisions on new and existing accounts. This is an excellent opportunity for an experienced and self-motivated surety professional looking to grow their career with a top surety company that focuses on its employees and customers first. Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest globally Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries. Responsibilities: * Underwrite and negotiate accounts to maximize profitability whilst minimizing risk, which may include the most complex accounts based on level of role. Makes thorough evaluations and assessments of a customer's financial, technical, organizational, and management capacities, including experience, desired objectives as well as a subjective judgment of character. * Manage the profitability and retention of an assigned book of business while continue to develop the portfolio through strong relationships and active engagement with new and existing agents and brokers. May assist in developing the marketing plan. * Performs analytical evaluations of financial statements on both a static and trend basis. Determines the present and historical financial position of accounts and monitors financial position of risk through analysis of quarterly statements and work in progress data as appropriate. * Stay abreast of Liberty Mutual Surety and Global Risk Solutions product lines and identify/promote opportunities across with agents and brokers, leveraging domestic and global capabilities. * Responsible for investigation, analyzing, and managing all necessary underwriting/accounting/workflow issues, within framework of Surety policies and procedures. * May assess and identify changes in all aspects of the business including, but not limited to, work program to financial strength criteria, nature of work performed (inherent risk), accuracy and timeliness of data flow, and exposure analyses. Coordinate and surface issues to Home Office Underwriters and Field Management. * Assists in the evaluation of business continuity arrangements and funding mechanisms (such as adequacy of life insurance) to preclude financial drain of customer in the event of the demise of (an) owner or other insurable loss. * May mentor more junior staff based on level. * Performs special projects and other duties as assigned. Qualifications * BA/BS in Business Administration or related field typically required. * A minimum of 5 years' experience expected, typically 7 or more years surety underwriting experience and/or equivalent surety related business experience preferred. * Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility. * Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes. * Demonstrated effective communication and interpersonal skills in dealing with agents, brokers, CPAs, bankers, attorneys, etc. required. * Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/ workflows to properly manage or administer those issues. * Demonstrated track record of business development. About Us As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are proud to support a diverse, equitable and inclusive workplace, where all employees feel a sense of community, belonging and can do their best work. Our seven Employee Resource Groups (ERGs) offer a centralized, open space to bring employees and allies together to connect, learn and engage. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

AAA Life is seeking a Life Insurance Underwriter that will, analyze, evaluate and classify risk for life insurance applications. This underwriter will determine whether to approve, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information pertinent to the decision. Has contact with the field sales team, customers and vendors to gather information on which to base decisions. Has authority to approve cases up to specific standard and substandard limits. Note: Mortgage underwriting experience will NOT be considered Call volume on average is about 4-6 calls a day. Regular late night is 1 day every other week. Friday night late nights are rotated which is about 1 per quarter. Position Responsibilities Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures. Provide support for contract change and reinstatement underwriting that may be required. Prepares presentations for underwriters or sales agents that assist with training and development. Qualifications • 2 year College Degree in Finance, Business or Economics • 1-2 years' Life Insurance industry experience (sales experience or strong life insurance sales support and training) • Knowledge of life and annuity sales strongly preferred • Proficient in Microsoft Word, PowerPoint and Excel • Strong communication skills - verbal and written • Ability to provide strong customer service • Possesses some technology knowledge of insurance system applications and data • Works well in a team environment • Demonstrates proactive skills • Willingness to work extended hours and weekends, if required • Team player and self-starter, highly motivated, and results driven • Ability to effectively function in a fast-paced team environment • Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities • Strong organizational and follow-up abilities • Ability to thrive in fast-paced challenging environment Benefits: We offer a variety of social programs, flexible work hours and family-friendly benefits to all of our employees. Pension and Retirement Plans Medical, Dental and Vision Coverage Paid Time Off Paid Parental Leave Hybrid Work Environment 401K Support for Community Involvement

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus. We are recruiting for an Underwriting Analytics Specialist to join our team in Michigan. Ideally this role will be hybrid in our Farmington Hills, MI office. However, for the right candidate, this role can sit remote in most locations in the U.S. POSITION SUMMARY: Drives the use of advanced analytics thought development and maintenance of tools to support the Underwriting Strategy team in portfolio management and field execution. Systematically collects, processes and performs statistical analysis on data sets. Analyzes data to identify patterns, relationships and trends. Prepares reports and presentations to share findings and make recommendations to stakeholders to positively influence underwriting strategy and decision-making processes. Creates tools to enable field execution aligned with predictive analytics to positively impact underwriting results. RESPONSIBILITIES Gather data needs regularly from stakeholders that will assist in making informed decisions. Collaborate with Line of Business Directors to provide data sets and insights to support line of business and state reviews, annual planning, and strategic catastrophe management. Collect data from primary and secondary sources, structuring it in a way that allows for effective analysis. Scrutinize data through sophisticated analytical techniques to derive meaningful insights and to generate informed business decisions. Provide analyses, monitoring, and testing of established and new key metrics for the underwriting portfolio, including the spread of risk and exposure concentration. Support market research through categorizing and synthesizing industry data into digestible and usable formats to support strategic profit and growth decisions. Utilize internal data available to construct tools, create reports and make recommendations that enable improved underwriting decision making at the underwriting desk level as well as reporting tools for leadership. Translate quantitative analyses and findings into accessible visuals for non-technical audiences, providing a clear view into interpreting the data. Provide competitive market intelligence and industry analyses regularly. Partner with analytics to integrate predictive pricing analytics into selection-based tools and provide underwriting perspective for ongoing adjustments to models. Support Special Risk through enhanced tools including comparative analysis to other programs Establish operational processes and procedures with a focus on continuous improvement. Participate in project work, occasionally leading complex projects and project teams. REQUIREMENTS: Bachelor's degree in Mathematics, Statistics, Economics, Analytics, Actuarial Science, Insurance & Risk Management or related field and 4 years of experience in risk analysis. Underwriting experience preferred. Sound knowledge of predictive analytic techniques and statistical diagnostics of models. Demonstrated successful ability to evaluate analytical and technical tools and programs to determine their value. Demonstrated ability to lead discussions, exchanging ideas and conveying complex information clearly and concisely, both verbally and in writing. Ability to establish and build effective relationships within and outside the organization. Experience with advanced predictive analytics techniques. Familiarity with actuarial practices and principles. #LI-CR1 #LI-Remote Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance , we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you. Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.

United Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters. Must-Knows This is an 8-hour shift, Monday-Friday This position requires 100% full-time, on-site attendance located in Pontiac, MI This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future WHAT YOU WILL BE DOING Collect, review and examine an applicant's financial history and records Perform risk assessment reports Analyze client's financial statements and identify effective alternatives to application Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation Keep up with changes and adaptations as they occur Provide elite service to internal and external clients Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners Manage multiple priorities while building rapport with clients WHAT WE NEED FROM YOU Completed 2 or 4-year degree Complex rationale and problem-solving skills Computer literacy in Microsoft Word, Excel, Outlook and other internet resources Excellent written and verbal communication skills Willingness to learn and be coached Adaptable to a flexible, fast-changing industry Self-motivated with a strong work ethic Ability to take accountability for actions Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable) THE PLACE & THE PERKS United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions) Paid time off (PTO) Medical, dental and vision insurance Disability and life insurance 401(k) with employer match Paid training and career development Paid holidays Referral bonuses Flexible start time Maternity and paternity leave DISCLAIMER *Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

The Lower Middle Market (“LMM”) New Business Underwriter is a field-underwriting role fully dedicated to new revenue generation for multiline accounts for an assigned group of agents. This individual reports into a Commercial Insurance branch office and matrixes into a regional LMM underwriting team. The individual is accountable for reviewing, triaging, underwriting, and quoting submissions and securing binds to achieve his/her individual production goal while adhering to Chubb standards of underwriting and compliance. The ideal candidate will possess strong underwriting skills, exceptional communication abilities, strong organizational skills, and the capacity to build and maintain impactful relationships. In this role, you will effectively manage agent relationships and collaborate with internal partners in Field Underwriting, Distribution and Operations to ensure seamless processes and superior service delivery. Primary responsibilities: Multiline underwriting including Package, Umbrella, Workers Compensation, Auto, and ancillary lines while ensuring adherence to our established underwriting strategy and authority, as well as following a referral process to maintain compliance and audit standards. Cross-sell additional lines of business to maximize revenue per account, including P&C, Multinational, Financial Lines, Cyber, Accident & Health, and other relevant products. Work closely with local Business Development Managers to identify opportunities for growth and production enhancement within assigned agencies. Establish and maintain strong working relationships with assigned agents to drive profitable growth. Disciplined desk management, including production planning and forecasting for assigned book of business. Qualifications The preferred candidate has experience in Commercial Lines Property & Casualty underwriting and has demonstrated the ability to drive profitable new business revenue while adhering to audit and compliance requirements. The following are required: Minimum 2 years commercial lines underwriting experience. Proven ability to use technical analysis and underwriting skills to profitably grow new business revenue. Strong interpersonal, communication, and negotiation skills. Demonstrated record of teamwork and integrity. Strong organizational and time management skills. Desire to work in a dynamic, fast-paced environment. Bachelor's degree or equivalent experience. The following is preferred: Package underwriting experience

It's ok if you don't meet every requirement. At Grange, we prioritize creating a diverse, equitable and inclusive workplace. If you're enthusiastic about this role but your previous experience only partially matches qualifications in the job description, we still encourage you to apply. We believe in fostering growth and providing opportunities for continuous learning and development of skills as you progress in your career with us. Summary: This position is responsible for achieving growth and profit objectives by appropriate risk selection, book management, business development and agency management. What You'll Be Doing: Underwriting - Select and price risks for profit and growth. Select new risks based on department guidelines within delegated authority utilizing appropriate forms, pricing and reinsurance where needed. File documentation should reflect logical thought process. Demonstrate understanding of risk exposure, classifications and price for exposure. Refer viable risks outside authority once pre-underwritten demonstrating sound judgment, decision making and file documentation. Possess knowledge of forms, coverage, rating plans, manuals and company position papers. In conjunction with Underwriting leadership, serve as an active participant in the quality review process In conjunction with Actuarial, implement pricing modeling and monitor performance to model. Assure underwriting actions align with the model by measuring and monitoring pricing by individual, territory and state. Maintain department service standards and respond to producer needs. Maintain technical proficiency Ensure that new and renewal business fits Company strategy and policies and that the underwriting process and procedures are aligned. Seek out new ways to improve the underwriting process. Agency Management - execute agency management routines to build the business and gain relevance. Develops and manages New Business pipeline to ensure a steady stream of business opportunities. Manages the production, profitability and relationships with all agencies in assigned territory. Develop and execute annual success and territory plans and monitor agency performance. Monitors agency results and follows up with agency as to both growth/profitability and compliance with company initiatives, procedures, risk appetite and policies. Analyzes quality, volume, mix of business and profit for assigned producers. Identifies trends in submission activity and works to meet production targets as established. Executes actions to achieve policy retention and pricing objectives. Participates in agency review process. In collaboration with the TSM, responsible for identifying and evaluating new agency prospects and developing new agencies in the fulfillment of Middle Market growth objectives. Serves as a resource to our agents, conducts underwriting, sales, product and process training for agencies and their staff. Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy and product offerings maximizing time with the right agencies. Record all agency management actions in CRM. Must be located in the current market (or surrounding area) Territory Leadership- responsible for profit, growth, pricing, underwriting quality and meeting service standards in assigned territory. Develops and implements territory plan to attract desired business and gain relevance with key agents. Mentors and guides less experienced underwriters. Monitors market conditions, develops competitive intelligence, and makes recommendations regarding new and/or existing products, programs, risk appetite and services. What You'll Bring To The Company: Bachelor's degree or CPCU designation or comparable education and experience plus three or more years commercial multiple lines underwriting experience preferred. Must possess excellent communication, decision-making, sales and negotiation skills, PC skills and work management skills, and the ability to complete multiple tasks within set deadlines and should be willing to continue learning and updating skills. Significant travel is required to develop effective agency relations. Must be a self-starter and be able to work independently in a remote setting. Must be located in the current market or surrounding area. About Us: Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent). Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave. Who We Are: We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength. We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow. Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals. Our Diversity, Equity and Inclusion Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth. Together, we use our individual experiences to learn from one another and grow as professionals and as people.  We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship. Grange Enterprise is proud to be part of the CEO Action for Diversity and Inclusion™, a national initiative of more than 1400 CEOs working for the advancement of diversity and inclusion within the workplace.

Location : Address 27000 Evergreen Location : City Lathrup Village Location : Postal Code 48076 Responsibilities Primary responsibilities include the day-to-day underwriting of Consumer, Indirect and Business loans. Evaluates the character, capacity and possible collateral of borrowers to make the appropriate loan decision. KEY JOB RESPONSIBILITIES: Assumes responsibility for reviewing and accurately evaluating the credit worthiness of potential borrowers. Evaluates applicant's employment history. Ensures that the probability of continued employment is good. Verifies applicant had adequate employment history and ensures that all income used in qualifying is expected to continue. Evaluates likelihood of job tenure. Evaluates adequacy of the applicant's income and the probability that the member will be able to meet the expected financial obligations. Examines income trends and determines possibilities for increased income in future years. Reviews borrower's credit. Reviews the manner in which obligations have been met and financial affairs managed. Investigates derogatory credit. Completes all underwriting functions in accordance with various program requirements, Michigan First Credit Union standards, and related legal and regulatory requirements. Ensures a documented record is kept of the underwriting process documentation in the application notes. Ensures that all lending conditions have been satisfactorily met prior to closing. Assumes responsibility for reviewing appraisals and ensuring that determined values are well documented. Ensures properties do not need repairs, and sets conditions for inspections if repairs are necessary. Reviews comparables to ensure they meet the guidelines for adjustments. Reviews appraisal and ensures that risks are appropriate and meet all guidelines of the applicable loan type. Assumes responsibility for establishing and maintaining professional working relations with members and external lending professionals and governmental agencies. Develops and grows the loan portfolio with quality loans and superior service to our Members. May work with outside vendors (Dealers, business partners, etc.) to establish a relationship with the Credit Union that provides superior level of service to our members. Maintains awareness of changes in the credit granting field, including government regulation, technological advancements in computerized credit granting, consumer needs and preferences, and other related topics. Ensures the Core Values, Isms and other aspects of the culture are upheld. Be an advocate of the Michigan First culture, supporting diversity, philosophy and other Credit Union initiatives. Fosters a positive image of Michigan First via professional representation in all contacts and complies with all of Michigan First's mission and vision goals. Completes special projects as assigned. Qualifications QUALIFICATIONS/REQUIREMENTS: Must have at least five years' underwriting experience in a bank, credit union, finance company or savings and loan, or the equivalent combination of formal training and experience obtained at a credit granting institution of comparable size and complexity. Manual underwriting experience is required. Experience working in indirect lending, finance company, consumer lending or working with car dealerships is a plus. Must have experience preparing loan production reports, analyzing reports and developing appropriate recommendations and solutions to present to leadership. Must have a proven track record of following ethical standards, making solid decisions and following safe and sound lending practices. Need to have experience utilizing a loan processing system and a Personal Computer. Must have experience with Microsoft Applications such as Excel, Word and Power Point. Must have excellent written and verbal presentation and communication skills. Must be able to present professionally, persuasively and effectively to external and internal individuals and/or groups. Who We Are Michigan First Credit Union was founded more than 90 years ago by educators and delivers world-class service to more than 160,000+ members at our branches throughout the State of Michigan, and we're still growing! We offer financial solutions for every life stage and seek to positively transform our members' lives through personalized service that meets their unique needs. Simply put, Michigan First Credit Union's sole mission is to provide the highest quality member experience. Working here, you'll get to participate in a strong culture, centered around service, professionalism, and growth. Michigan First highlights: 500 team members 32 locations spanning the Metro Detroit area, Grand Rapids, Lansing and Jackson Industry leader in community support and charitable giving through the Michigan First Foundation Member Services Call Center operates 24/7/365 Over $1.5 Billion in assets Awards Michigan First Credit Union has been the proud recipient of: 2024 Best & Brightest in the Nation 2024 Best & Brightest in Metro Detroit 2024 Best & Brightest in West Michigan 2024 Best Credit Unions to Work For 2024 Crain's Cool Places to Work 2024 Detroit Free Press Top Workplaces 2024 Michigan Veterans Affairs Agency - Certified Veteran Friendly Employer - Bronze Level 2021 Credit Union of the Year by NAFCU (National Association of Federally-Insured Credit Unions) Benefits and perks of joining our award-winning team include: Very competitive pay Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance 401(k) - 100% match up to 5% deferral Tuition reimbursement for both Undergraduate and Graduate degree program Access to a complimentary concierge service that assists with nearly any item on your to-do list Free, state-of-the-art fitness center at our Lathrup Village headquarters with exercise equipment, showers and locker rooms Wellness initiatives and events throughout the year to help team members stay healthy Loan discounts for certain secured and unsecured loans and mortgages Opportunities for pay increases, incentives and profit-sharing, based on performance Onsite subsidized top notch Cafe 26 for team members' use Onsite bowling center Michigan First Credit Union is an Equal Opportunity Employer.

Introduction Discover a world of endless possibilities at Gallagher Benefit Services, where you'll have the power to shape the future of workplaces across industries. As a member of our team, you become the driving force behind positive change, helping clients build environments where employees thrive. Embrace the opportunity to impact lives, unlock potential, and create a legacy of remarkable transformation. We believe that every candidate brings something special to the table, including you! So, even if you feel that you're close but not an exact match, we encourage you to apply. How you'll make an impact Independently and under limited supervision, evaluates companies to provide health insurance quotes for our client. Identifies and analyzes health risk to follow carrier underwriting guidelines. Receives and processes requests for quotations and escalations. Identifies appropriate carriers, sends requests, negotiates favorable quotes and prepares recommendations. Resolves most questions and problems, and refers only the most complex issues to higher levels. Maintains high accuracy and timeliness while balancing high production volume. May provide guidance to lower level staff, but has no formal supervisory responsibility. About You Required: Bachelor's degree and 3 years related experience required or equivalent industry experience. Working knowledge of Microsoft Windows applications and Microsoft Office. Preferred: Carrier experience highly preferred. Behaviors: Detail oriented; strong analytical skills and good communication and interpersonal skills #LI-TW2 Compensation and benefits On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you'll get, depending on your job level these benefits may improve: * Medical/dental/vision plans, which start from day one! * Life and accident insurance * 401(K) and Roth options * Tax-advantaged accounts (HSA, FSA) * Educational expense reimbursement * Paid parental leave Other benefits include: * Digital mental health services (Talkspace) * Flexible work hours (availability varies by office and job function) * Training programs * Gallagher Thrive program - elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing * Charitable matching gift program * And more... We value inclusion and diversity Click Here to review our U.S. Eligibility Requirements and Pay Disclosure Statement Inclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as "protected characteristics") by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

United Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters. Must-Knows * This is an 8-hour shift, Monday-Friday * This position requires 100% full-time, on-site attendance located in Pontiac, MI * This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future WHAT YOU WILL BE DOING * Collect, review and examine an applicant's financial history and records * Perform risk assessment reports * Analyze client's financial statements and identify effective alternatives to application * Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation * Keep up with changes and adaptations as they occur * Provide elite service to internal and external clients * Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners * Manage multiple priorities while building rapport with clients WHAT WE NEED FROM YOU * Completed 2 or 4-year degree * Complex rationale and problem-solving skills * Computer literacy in Microsoft Word, Excel, Outlook and other internet resources * Excellent written and verbal communication skills * Willingness to learn and be coached * Adaptable to a flexible, fast-changing industry * Self-motivated with a strong work ethic * Ability to take accountability for actions * Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable) THE PLACE & THE PERKS United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. * Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions) * Paid time off (PTO) * Medical, dental and vision insurance * Disability and life insurance * 401(k) with employer match * Paid training and career development * Paid holidays * Referral bonuses * Flexible start time * Maternity and paternity leave DISCLAIMER * Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting "Apply for this job online" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus. We are recruiting for an Underwriting Analytics Specialist to join our team in Michigan. Ideally this role will be hybrid in our Farmington Hills, MI office. However, for the right candidate, this role can sit remote in most locations in the U.S. POSITION SUMMARY: Drives the use of advanced analytics thought development and maintenance of tools to support the Underwriting Strategy team in portfolio management and field execution. Systematically collects, processes and performs statistical analysis on data sets. Analyzes data to identify patterns, relationships and trends. Prepares reports and presentations to share findings and make recommendations to stakeholders to positively influence underwriting strategy and decision-making processes. Creates tools to enable field execution aligned with predictive analytics to positively impact underwriting results. RESPONSIBILITIES * Gather data needs regularly from stakeholders that will assist in making informed decisions. * Collaborate with Line of Business Directors to provide data sets and insights to support line of business and state reviews, annual planning, and strategic catastrophe management. * Collect data from primary and secondary sources, structuring it in a way that allows for effective analysis. * Scrutinize data through sophisticated analytical techniques to derive meaningful insights and to generate informed business decisions. * Provide analyses, monitoring, and testing of established and new key metrics for the underwriting portfolio, including the spread of risk and exposure concentration. * Support market research through categorizing and synthesizing industry data into digestible and usable formats to support strategic profit and growth decisions. * Utilize internal data available to construct tools, create reports and make recommendations that enable improved underwriting decision making at the underwriting desk level as well as reporting tools for leadership. * Translate quantitative analyses and findings into accessible visuals for non-technical audiences, providing a clear view into interpreting the data. * Provide competitive market intelligence and industry analyses regularly. * Partner with analytics to integrate predictive pricing analytics into selection-based tools and provide underwriting perspective for ongoing adjustments to models. * Support Special Risk through enhanced tools including comparative analysis to other programs * Establish operational processes and procedures with a focus on continuous improvement. * Participate in project work, occasionally leading complex projects and project teams. REQUIREMENTS: * Bachelor's degree in Mathematics, Statistics, Economics, Analytics, Actuarial Science, Insurance & Risk Management or related field and 4 years of experience in risk analysis. * Underwriting experience preferred. * Sound knowledge of predictive analytic techniques and statistical diagnostics of models. * Demonstrated successful ability to evaluate analytical and technical tools and programs to determine their value. * Demonstrated ability to lead discussions, exchanging ideas and conveying complex information clearly and concisely, both verbally and in writing. * Ability to establish and build effective relationships within and outside the organization. * Experience with advanced predictive analytics techniques. * Familiarity with actuarial practices and principles. #LI-CR1 #LI-Remote Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you. Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.