Underwriter Jobs in Texas

- 385 Jobs
  • Commercial Lines Underwriter

    Burns & Wilcox 4.6company rating

    Underwriter Job In The Woodlands, TX

    Summary: When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit and drive for career advancement to join our team as a Commercial Lines Underwriter. The Commercial Lines Underwriter will have the opportunity to grow a book of business by underwriting new commercial business and increasing renewal business through the cultivation of client relationships. Responsibilities: Build, maintain, and grow a book of business Manage agency relationships and serve as lead client contact Create and execute marketing plans to increase new and renewal business Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio Lead, train, and develop Assistant and Associate Underwriters Qualifications: Bachelor's degree or equivalent combination of education and experience 3+ years of commercial lines underwriting experience required, excess & surplus lines experience preferred Demonstrated proficiency in sales and marketing Insurance license, CPCU, CIC or comparable designations preferred Proven organization skills and ability with a strong attention to detail Interest in continued education and professional development Travel if necessary in order to foster strong client relationships Benefits: Competitive base compensation with a sales bonus plan Employer paid continuing education courses and designations via access to Kaufman Institute Health and welfare benefits including medical, vision and dental 401K with employer match Paid vacation, sick time, and holidays Access to Kaufman Wellness Program Flexible and hybrid work options About our Company: Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
    $51k-88k yearly est. 7d ago
  • Assistant Underwriter

    RB Jones

    Underwriter Job In Houston, TX

    We are seeking a dedicated and focused underwriting assistant to work closely with our underwriting experts to deliver high quality service to our clients. This role supports our Marine & Energy Underwriting team based out of New York and New Jersey offices. The Ideal Candidate You're organized and a master multi-tasker. You pay attention to details and can effectively manage your time and priorities in a fast-paced environment. You take initiative. You don't wait until you are told what to do. You anticipate project needs and can roll up your sleeves to get the job done. You're a team-player. Our organization collaborative atmosphere where supporting each other is critical for success. You're professional and customer service focused. You put the needs of your internal and external clients first and take pride in your work and reputation. Responsibilities: Client Service: Representing the Brand Provide clients with exemplary customer service Maintain relationships with clients and carriers and serve as a point of contact Service insurance policies by answering questions or requests from clients and carriers Communicate with brokers, and carriers to troubleshoot issues and follow up on accounts Handle accounting or payment issues Upload claims data and pull claims reports Work with internal team members for ad-hoc underwriting projects and requests Underwriting: Processing New Business & Renewals Process new business and renewal submissions within all systems in a timely manner Correctly classify submissions and renewals (which carriers to choose, if it is a declined class, if rate is not competitive) Choose the right wording to form policy documents Stay up to date on renewal book - send notices and quotes on time (solicit renewals) Complete in-house rating worksheets for binding contracts accurately (Binding) Follow all audit requirements for files (e.g. all subjectivities collected, all missing information received, u/w file notes, etc.) Attend all relevant internal training sessions for contracts, new products, skills Qualifications: Bachelor's degree or equivalent combination of education and work experience Insurance administration experience in underwriting and/or brokerage support with excess & surplus lines preferred but not required Proven organization skills and ability with a strong attention to detail Interest in continued education and professional development to obtain full underwriting authority Compensation Package Competitive base compensation Flexible and hybrid work options Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About our Company: Founded in 1905, RB Jones is a leader in providing specialty risk coverage solutions to brokers, agents and wholesalers, including: Commercial Marine, Excess Energy, Commercial Property, Professional Liability, Specialty General Liability, Commercial Umbrella/Excess Liability and other unique products. RB Jones is a subsidiary of the H.W. Kaufman Group. No other specialty insurance organization can match the unique ability of the H.W. Kaufman Group to broker, write, insure and finance the most highly specialized risks in the world. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
    $46k-82k yearly est. 41d ago
  • Surplus Lines Commercial P&C Account Underwriter Underwriter

    Insurors Indemnity Companies

    Underwriter Job In Waco, TX

    Job Purpose: Utilize frontline underwriting and marketing skills to drive profitable surplus lines growth with assigned agency partners. Serve as a liaison between non-admitted underwriting company and agents to bind business on behalf of agents. Operate within the letter of authority of the underwriting company for referral underwriting. Key responsibilities: Objectively consider information regarding a risk and its exposures and hazards based on information provided. Review new business submissions to be placed with non-admitted carrier within carriers' underwriting guidelines. Offer coverage for Lines of Business not specifically requested to round-out accounts. Properly apply forms, endorsements, and deductibles to help mitigate risk within carriers' underwriting guidelines. Provide instruction to Account Specialist for rating and quoting or declination of new business submissions. Follow up on open quotes to increase the quote to bind ratio. Notify agencies of adverse underwriting decisions, additional requirements, and declinations. Review accuracy of information or quality of risk based on inspection reports or claims reports received and recommend appropriate action. Advance knowledge of P&C coverages offered within IIU. Other duties as assigned. Qualifications & Education Minimum Requirements: Associate degree or equivalent business experience. Three or more years' experience in a surplus lines commercial underwriting position. Industry specific designation (AINS, AU, CPCU) or the willingness to complete designation within prescribed time period. Multi-state underwriting experience preferred. Proficient in the use of contemporary business software (Microsoft Suite) Occasional travel Physical Requirements: Job conditions may require light lifting, sitting, walking and standing May be required to sit at a desk or computer for long periods of time Ability to see details of objects at a close range (within a few feet of the observer) Ability to make fast, simple, repeated movements of the fingers, hands and wrists
    $58k-101k yearly est. 26d ago
  • Senior Underwriter

    FCE Benefit Administrators, Inc. 4.1company rating

    Underwriter Job In San Antonio, TX

    We are currently recruiting for an experienced Senior Medical Underwriter. PRIMARY PURPOSE: The Medical Underwriter is responsible for the accurate and timely data, and financial analysis of various actuarial/financial projects for pricing of Medical, Dental, Vision, Life, and Disability programs for fully insured and self-funded plans for clients while ensuring regulatory compliance. Helps oversee and manage the workflow of Underwriting professionals to support company operations by maintaining office systems and supervising staff. ESSENTIAL FUNCTIONS AND RESPONSIBILITIES Establishes policy and procedures to assure compliance to best practices, underwriting management services standards, state regulations, and client service requirements. Oversees the work of assigned analysts, including project assignment and workflow. Monitors management reports relating to the area/office performance. Analyzes and performs audits of analysts work for liabilities and adherence to company standards. Resolves and adjusts errors and complaints. Performs additional duties as assigned. Supports the organization's quality program(s). Completes operational requirements by scheduling and assigning employees; following up on work results. Administers company personnel policies in plan building areas and follows company staffing standards and training recommendations. Maximizes performance within the team with the development of strategies that enhance productivity Provides support, guidance, leadership and motivation to promote maximum performance. Evaluate and manage staff performance. Implement procedural and policy changes to improve operational efficiency. Review and manage staff time cards. Review and approve staff overtime. Perform review and analysis of special projects and keep the management properly informed. Education & Licensing Bachelor's degree from an accredited college or university preferred. Experience Five (5) years of related experience and/or training or equivalent combination of education and experience required. Skills & Knowledge Must be able to demonstrate a high level of underwriting knowledge. Excellent oral and written communication, including presentation skills. Expert abilities within Excel. Analytical and interpretive skills. Excellent organizational skills, accuracy, and attention to detail. Excellent interpersonal skills & customer service skills. Ability to handle multiple projects and set priorities. Ability to work in a team environment. Ability to meet or exceed Performance Standards. Benefits Offered: We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefit packages, and outstanding advancement opportunities. For this reason, we offer a comprehensive benefits plan including the following: · Competitive overall compensation package · Career enhancement and growth opportunities · 401(k) match up to 50% contribution · Medical, dental, and vision coverage · Life/AD&D insurance · Accident/critical illness insurance · FSA and HSA accounts · Competitive paid time off · Professional development/tuition funds · Continuing education and career certification · Employee engagement activities · Service recognition compensation · Work/life resources
    $68k-97k yearly est. 17d ago
  • Associate Underwriter - Wholesale Insurance Brokerage

    Brown & Riding 4.5company rating

    Underwriter Job In Houston, TX

    Manage assigned accounts Assist with the Underwriting and processing of new and renewal business written within the scope of the Underwriting Department. Job duties include servicing active and expired policy files, and developing and fostering profitable relationships with clients, internal and external, in accordance with established Brown & Riding values, goals, and procedures. Essential Functions: Responsible for handling all aspects of a file in consultation with binding underwriter, apart from the original quoting of accounts other than those assigned by the binding underwriter. Will also initially screen all renewals and will oversee sending out renewal letters or non-renewal letters where appropriate. Will pull loss runs for upcoming renewals and advise U/W of any issues relative to losses. Will assist with training as required. Submissions: Clear & log in Submissions into management system. Obtain appropriate underwriting information as stated in our underwriting manuals per our contract carrier company guidelines. Quoting: all pertinent information must be on the quote for policy issuance such as forms, rating & class code information. Obtain and state all information needed upon binding from the retailer including forms for out of state filings. Set suspense's as appropriate. Label and file rating worksheet. Inspections: Initially review inspections when received and compared against what was quoted and bound. Advise binding underwriter of any discrepancies and present to the underwriter for final approval. Recommendations will be sent out by the UA's upon direction of the underwriter. Follow up on recommendations as appropriate. The underwriter will direct to the UA if a DNOC will be sent if the recommendations are not complied with by the retailer. Assisting: the underwriter with tasks such as obtaining information, training the UA's for quoting and marketing renewals where appropriate. Will also need to know how to issue policies and binders when needed and will issue automated policies and endorsements where applicable Marketing: assist on joint calls with other departments to our retailer brokers and make calls independently when appropriate. Other marketing functions will include retailer broker & company calls or invitations to join them on events as directed or needed. Assisting with marketing flyers and obtaining market information as needed for our contract carriers. Above all, ensure that the policy delivered to client is what was promised by Brown & Riding. Develop and maintain strong market and client relationships. Specific Duties · Maintain customer relations to the highest level possible. · Develop and maintain relationships with customers and/or insurance companies. · Visit customers and carriers to establish and enhance company presence. · Work as a team to meet short-term department goals and long-term corporate goals. · Learn and increase system skills to improve efficiency. · Suggest changes to production-related procedures. · Obtain and maintain insurance licenses in all jurisdictions where appropriate. · Maintain continuing education requirements. · Identify opportunities to leverage synergies with customers and insurance companies. · Keep apprised of new developments in the industry. · Maintain knowledge of the marketplace. · Attend industry conventions and meetings. · Network with industry professionals. · Prepare and present seminars or sales presentations. · Instruct training and/or continuing education classes. · Coordinate with customers to obtain and/or provide claim information related to existing business. · Review renewal and/or new business information submitted by the customer and request supplemental or explanatory information if required. · Determine appropriate markets for new and renewal submissions. · Negotiate with underwriters. · Analyze and compare insurance forms against account exposures. · Prepare matrices for the department to compare coverages from difference carriers. · Create policy review presentations. · Analyze quotes received to determine recommended insurance program. · Explain policies and/or coverage issues to retail customers and negotiate modifications with underwriters. · Request binders from carriers. · Review and sign policies and affidavits when appropriate. · Compare binder requests from retail customers against coverage quotations for accuracy. · Review requests to bind before sending to insurance carrier. · Check policies against binders and/or quotes to ensure accuracy. · Review and analyze policies and endorsements for accuracy. · Call customers to follow up on outstanding receivables. · Other duties as assigned Education, Experience and Skills Required: 1. Licensed - Property & Casualty 2. 2-5 years insurance experience 3. Strong preference for commercial property and casualty & surplus line experience 4. Exceptional organization, follow-up, communication, management, leadership and interpersonal skills 5. Possess an intuitive and proactive approach to business problems and solutions 6. Exhibit good listening skills and a willingness to help and support others 7. Advanced skill level in PC software (Word, Excel and other software, as required) 8. Ability to be flexible in work schedule as needed 9. Utilizes reasoning ability to define problems, collect data, establish facts and draw conclusions Work Environment 1. Physical activities of job are within the normal expectations of an office environment where the amount of standing, walking, sitting, reaching, and other movements are within the control of the incumbent. 2. Vision requirements are in the normal range, correctable with glasses or contacts, where color vision, peripheral vision, depth perception have no significant impact on job performance. 3. Working environment is generally within the confines of an office where normal climate conditions support effective job performance. Some daily travel may include limited time spent outside in the elements as part of the normal commute. 4. Risk of exposure to hazardous materials, electrical shock, explosives, radiation, vibration or airborne particles are at the extreme minimum. Protective clothing is usually not necessary to effective job performance or safety.
    $36k-82k yearly est. 5d ago
  • Commercial Lines Underwriter

    Selby Jennings

    Underwriter Job In Houston, TX

    We are working with a carrier on to help them search for a Commercial Lines Underwriter to join their team. They have shorter work weeks, great benefits and offer competitive pay and bonuses. It is a hybrid position out of their San Antonio office. They have been growing across the country because of their financial performance.
    $45k-81k yearly est. 13d ago
  • Commercial Lines Underwriter

    CRC Group 4.4company rating

    Underwriter Job In Houston, TX

    Markets, identifies, solicits, and arranges appropriate insurance coverage for clients by accessing markets. Responsibilities includes but not limited to underwriting new and renewal business, approving policy changes, developing staff, maintaining workload, and managing written business up to and including the time of binding according to company guidelines and established procedures. Serves as an intermediary between the agent and the insurance company while effectively providing leadership to a team of underwriters and brokers. Job Description ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Meet or exceed production targets as assigned by management. 2. Ensure adherence to carrier underwriting guidelines and policies and procedures 3. Mentor and develop staff. 4. Develop, maintain and cultivate agent and company relationships. 5. Supervise a multi-person team ensuring all pertinent information is communicated. 6. Solicit, market, quote, bind and confirm new and existing business. 7. Negotiate the best terms and coverages available with accessible markets while properly communicating with all producers regarding submissions and decisions for new or renewal business in a timely manner. 8. Approve and disapprove endorsement/property authority requests according to internal and company guidelines. 9. Monitor production, hit ratios, renewal retention ratios spread of risks and other production and quality measures to minimize risk and predict future success. 10. Monitor accounts to ensure compliance with the firm's policies and procedures. 11. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits performed by markets and our Internal Review Department. 12. Maintain necessary licenses to produce business. 13. If applicable, monitor call center environment, assuring adequate coverage during peak hours. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or appropriate insurance designation 2. Three years of experience in underwriting or brokering E&S insurance products 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk profiles associated 6. Recognize new trends and developments to the insurance industry and be able to incorporate into strategies 7. Must have knowledge and experience in commercial multi-line underwriting and rating 8. Ability to develop, foster, and maintain an excellent working relationship with agencies and carriers 9. Leadership and team skills 10. Maintain current knowledge of the insurance industry 11. Good written and verbal skills 12. Maintain travel schedule depending on the needs of clients, agents and new business 13. Ability to work extended hours when necessary CRC supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $44k-79k yearly est. 40d ago
  • Commercial Underwriter (Hybrid)

    Great West Casualty Company 4.6company rating

    Underwriter Job In Arlington, TX

    We are now hiring for a Commercial Underwriter, located in our Arlington, TX office. Are you an experienced professional looking to take the next step in your career? Do you have a strong background in risk assessment, financial analysis, business decision-making or sales? If you're ready to leverage your expertise in a dynamic and rewarding field, we invite you to apply for our Commercial Underwriter position! We excel at taking diverse experiences and transitioning them into successful commercial underwriters. Whether you come from banking, finance, insurance, or another analytical field, we provide the training, tools, and support to help you succeed. Building relationships and having resiliency are keys to your success as an underwriter, but you won't be doing this alone. You will work closely with our collaborative team to meet company goals and grow as a professional. In this position, you will: Analyze and evaluate commercial auto applications to determine risk and make informed decisions. Directly impact the profitability and success of our business. Have autonomy in your work and manage your own book of business in a fast-paced environment. Become a trusted partner with our agents and insureds through your relationship-building skills. Demonstrate your experience and expertise by collecting, analyzing, evaluating potential loss hazards and structuring insurance programs to meet the needs of our insureds. Participate in a training program that includes one-on-one mentoring, classroom instruction, and self-study. Successful candidates will have: Prior experience in finance, banking, sales or a profession where you built and developed long-term relationships. Negotiation skills and the ability to analyze risk. The ability to identify customer needs and market Great West products and services to them. This position offers an optional hybrid work schedule, with three days working in the office and two days working remotely. Your Future Starts Here: Benefits That Support Your Lifestyle Competitive Compensation Generous paid time off and paid company holiday schedule Medical, Dental, Vision, Life, Long-Term Disability, Company Match 401(k), HSA, FSA Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance, Retail Discount Programs Community volunteer opportunities Wellness programs, gym subsidies, and support for maintaining a healthy lifestyle Scholarships for dependents and tuition reimbursement to further your education Company paid continuing education and monetary awards for professional development Opportunities for a hybrid work schedule (three days in the office, two days remote) Who we are: For over 65 years, Great West Casualty Company has provided premier insurance products and services to thousands of truck drivers and trucking companies across America. We have offices located around the country, and nearly 1,200 professionals are proud to call us an employer of choice. We are dedicated to the success, happiness, and wellness of our employees. If you are looking for a company where your contributions are valued, your continued learning is financially supported, and customer service is a priority, we want to talk to you. Apply today and join one of America's largest insurers of trucking companies as we help keep the nation's economy moving forward one mile at a time. Location: Arlington, TX Great People Great Careers Great West Casualty Company Great West Casualty Company is an Equal Opportunity Employer.
    $55k-71k yearly est. 11d ago
  • Sr. Commercial Underwriter (CRE/C&I)

    JCW 3.7company rating

    Underwriter Job In Austin, TX

    Please closely read the job requirements. No exceptions will be made for candidates who do not meet the minimum qualifications. Our client, a regional bank, is hiring three new commercial underwriter positions covering the Texas market. The Sr. Underwriter (7-10 years experience) can be worked hybrid out of either Addison, Fort Worth, or south Austin, TX. The portfolio, mostly middle-market relationships, spans several Texas regions and consists about 70-75% CRE, with the remainder being mainly C&I. As the portfolio continues to grow, most of the new business is C&I. Candidates must have strong experience underwriting either CRE or C&I, with a preference towards both. Candidates must have had exposure to loans of the size $20M or larger. The right candidate: Must have 7+ years of commercial credit experience (CRE and/or C&I) Must be able to work 2-3 days per week out of either Addison, Fort Worth, or south Austin. If you're interested and meet the above qualifications, email Sean at ******************************, attaching your resume. Thanks!
    $39k-57k yearly est. 38d ago
  • Multifamily Conventional Underwriter - Advisor (Flexible Hybrid)

    Fannie Mae 4.6company rating

    Underwriter Job In Texas

    At Fannie Mae, futures are made. The inspiring work we do helps make a home a possibility for millions of homeowners and renters. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will grow your career and help create access to fair, affordable housing finance. Job Description As a valued contributor to our team, you will advise team members on managing communications and/or negotiations between Fannie Mae and clients regarding loans and other investments. In this role, you will review and comment on underwriting and reviewing the issuance of securities to customers. THE IMPACT YOU WILL MAKE The Multifamily Conventional Underwriter - Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities: Perform forensic underwriting reviews and identify potential red flags to prevent the enterprise from acquiring loans with potential fraud, deficient property values or increased borrower exposure risk. Advise on potential risks and costs involved with providing services to a customer. Analyze the risks and costs of a lending decision and make recommendations on process improvement related to decision process. Advise on process related to issuance of the securities or other financial loans to the customer. Qualifications THE EXPERIENCE YOU BRING TO THE TEAM Minimum Required Experience 6 years of relevant Multifamily underwriting experience Desired Experience Bachelor's degree or equivalent Financial analysis Leveraging ratios Loan application evaluation Loan management skills Property analysis Risk assessment and management skills Risk mitigation Skilled in Excel Additional Information Multifamily Risk - Underwriting - Advisor The future is what you make it to be. Discover compelling opportunities at careers.fanniemae.com. Fannie Mae is a flexible hybrid company. We embrace flexibility for our employees to work where they choose, while also providing office space for in-person work if desired. At times, while business need may call for on-site collaboration, which means proximity within a reasonable commute to your designated office location is preferred unless job is noted as open to remote. Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at [email protected]. The hiring range for this role is set forth on each of our job postings located on Fannie Mae's Career Site. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.
    $94k-131k yearly est. 18d ago
  • Underwriter

    CRC Insurance Svcs 4.3company rating

    Underwriter Job In Texas

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Underwrite new and renewal business in a call center atmosphere, approve policy changes, maintain workload, and control written business up to and including the time of binding according to Company guidelines and established TAPCO procedures. Provide high quality professional service to Agents and Companies. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Underwrite new and renewal business. 2. Meet or exceed production goals as assigned by TAPCO. 3. Make approvals and disapprovals of endorsement quote requests according to internal and Company guidelines. 4. Develop and maintain excellent relationships with clients. 5. Market TAPCO products and services to clients. 6. Instruct support staff on the handling of cancellation and non-renewal notices according company requirements. 7. Review inspection reports and compare to the conditions that were represented to us at the time of quoting and binding and take appropriate or needed actions 8. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Licensed in corresponding areas of insurance or willing to obtain appropriate licensures upon hire 2. Ability to understand and analyze necessary components of insurance policies 3. Ability to understand the client's needs and have knowledge of the risk profiles associated 4. Ability to recognize new trends and developments in the insurance industry and be able to incorporate into strategies 5. Knowledge of commercial multi-line underwriting and rating 6. Ability to use company automation to include Windows, Word, Excel, TAPSYS 7. Ability to develop, foster, and maintain an excellent working relationship with agencies 8. Ability to exercise discretion in making decisions 9. Leadership and team playing skills 10. Ability to maintain current knowledge of the insurance industry 11. Good written and verbal skills 12. Good telephone communication skills and phone etiquette 13. Ability to maintain travel schedule depending on the needs of the company 14. Ability to work extended hours when necessary Preferred Qualifications: 1. Bachelor's degree or appropriate insurance designation 2. Three years of experience in production and marketing of new accounts General Description of Available Benefits for Eligible Employees of TIH Insurance: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of TIH Insurance offering the position. TIH offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on TIH's generous benefit plans, please visit our site. Depending on the position and division, this job may also be eligible for TIH's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. CRC supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $70k-114k yearly est. 59d ago
  • Corporate Credit Underwriter

    First Foundation Inc. 4.6company rating

    Underwriter Job In Dallas, TX

    Summary: The Corporate Credit Underwriter is responsible for the daily management of an assigned Corporate Loan portfolio. Duties and Responsibilities: * Daily management of an assigned Corporate Loan portfolio with a focus on Structured Finance, Asset Based Lending, and other complex credits * Understands and complies with the requirements of all laws and regulations applicable to the position * May maintain corporate loan files in partnership with assigned Corporate Underwriter(s) to ensure documentation is organized and complete in electronic files for third-party reviewers * May prepare internal reports for senior management that identify trends, concentrations, and opportunities within the portfolio * Monitors ongoing borrower compliance with loan covenants and financial reporting requirements on all assigned loans * Responsible for ensuring that approved loans adhere to the Bank's credit policies and procedures * Ensure that all aspects of requested credit accommodations meet regulatory requirements and achieve profitable loan objectives, which have a significant impact on the Bank's profitability * Responsible for drafting Commitment Letters; ensuring that the terms and conditions of the loan approval are accurately reflected * May attend and represent FFB in various syndication opportunities and other Lender meetings * Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes but is not limited to Structured Finance, Asset Based Lending, Business Lines of Credit, Business Equipment Loans, and Owner-Occupied Commercial Real Estate Loans * Evaluate the creditworthiness of prospective Borrower(s) and all Guarantor(s) * May conduct property inspections of proposed collateral to satisfy any questions or doubts raised in the underwriting process * Recommend approval of loans, declination of loans, or required changes in the amount, interest rate, or loan structure to ensure conformity with the Bank's credit policy * Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers * Cross-sell the Bank's numerous wholesale and retail Bank products where applicable * Perform other duties as assigned Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Education and/or Experience: * Bachelor's degree in business administration or financial field required * Master's degree in business administration and/or completion of Banking School preferred * Must have strong knowledge of credit analysis, including real property analysis and valuation, real estate lending, loan underwriting, and financial and credit analysis acquired through at least 10 years of previous lending experience and credit analysis training at a financial institution * Must have a strong knowledge of structured finance, asset-based lending, and corporate loan syndications through at least 5 years of previous lending experience and credit analysis training at a financial institution Skills: * Must have a strong understanding of accounting principles * Proficiency in Windows applications, including Microsoft Word, Excel, and Outlook * Must be organized, and self-motivated with strong verbal communication and written skills * Must be able to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions * Must be familiar with business entity documentation including partnership agreements, trust agreements, corporate documentation, and limited liability companies * Must have expertise in dealing with borrowers, have strong customer service ethics, and team-building skills * Must have the ability to prioritize, organize, and produce in a high-volume, deadline-driven production workgroup * Must have strong grammar, composition, and analytical skills Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit for long periods; use hands to operate controls on the computer; reach with hands and arms for phone and computer work; and communicate on the phone while wearing a headset for extended periods. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. This job description is subject to change at any time. First Foundation is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
    $82k-125k yearly est. 13d ago
  • Underwriter II

    Third Coast Bank 4.1company rating

    Underwriter Job In Houston, TX

    The Underwriter II is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations with existing and potential borrowers. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Insure loan packages are complete according to bank policy. * Input and analyze financial statements, tax returns, and credit bureaus * Determine business and global cash flow of commercial borrowers, and individual cash flow of consumer borrowers. * Establish and track loan reporting covenants for compliance, as well as imaging various types of financial statements required by said covenants. * Perform analysis on diverse types of collateral. * Assist lenders in determining appropriate loan structures. * Partner with lenders in completing credit memorandums for various requests. * Collaborate with lenders and senior credit officers to complete annual reviews on large borrowers. * Assist Chief Credit Officer with regulatory compliance. * Various other duties and projects as assigned. * Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. * Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank's goals and values; benefits the bank through outside activities. * Performs all other duties as assigned. Supervisory Responsibility: This position has no supervisory responsibilities. Position Type: This is a full-time, non-exempt position. Work Environment: This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers. Physical Demands: This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. Mental Demands: The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions. Education and Experience: * Bachelor's degree from an accredited 4 year college or university; and more than or equal to two (2) years of credit analyst experience in a financial institution. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related, with emphasis on finance, economics, or accounting. * Intermediate experience, knowledge and training in credit analyst activities and terminology. * Basic knowledge of related state and federal banking compliance regulations, and other Bank operational policies. * Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and account opening software programs. * Intermediate skills in computer terminal and personal computer operation, with advanced use of Excel. * Advanced math skills, including time value of money calculations. * Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees. * Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations. * Effective organizational and time management skills. * Ability to work independently. * Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
    $61k-110k yearly est. 4d ago
  • Underwriter III

    Amerihome Mortgage Company 4.0company rating

    Underwriter Job In Texas

    Job Title: Underwriter III What you'll do: A Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. * Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times * Identify any document deficiencies, request additional information and/or documentation from Clients as needed * Expert ability to navigate and interpret all agency and company guidelines * Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. * Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans * Other duties as assigned What you'll need: * Knowledge of FNMA and FHLMC guidelines * Bachelor's degree preferred but not required * Loan quality and risk management * Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor * Excellent Customer/Client service skills * Ability to work in a fast paced production environment * Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints * Excellent written and verbal communication skills * Prioritization and Time Management skills * Ability to learn and adapt to guideline changes * 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. * Ability to communicate effectively and professionally * Basic proficiency in Microsoft Office products (Excel, Word, etc.) * Encompass LOS experience preferred * Project management experienc Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation
    $37k-64k yearly est. 25d ago
  • Small CL Field Underwriter

    Hanover Insurance Group, Inc. 4.9company rating

    Underwriter Job In Texas

    For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, ESG initiatives and IDE journey. Our Small Commercial Underwriting team is currently seeking a Field Underwriter to join our new business team in South Central/Mountain Plains region. This is a full time, exempt role. POSITION OVERVIEW: Field Underwriters are responsible for driving the growth of Small CL business by underwriting new business across all lines and sizes of POS and Non-POS accounts, within Small CL definition, and building and maintaining strong agency relationships, partnering with Agency staff and SCSMs. The Field UW should work closely with and direct the activities of their UT partner(s), following established workflows, to ensure all policies are underwritten in the most efficient and effective manner while meeting service standards and performance goals, up through first renewal. RESPONIBILITIES/ESSENTIAL FUNCTIONS: * Lead the daily triage of new business with UT, including POS business. * Assess submissions, categorize, and direct UT on next steps to be taken based on assessment and categorization. * Provide direction and guidance to UT to properly prepare a new business account including Quick Declines and how to communicate with Agent (ex. Declination letter or phone call). Additional information needed for underwriting analysis: Interaction with agency necessary to gather needed information in an organized manner. Reports necessary to perform underwriting analysis. Providing accurate instructions to rating. Preparing and delivering quote proposal to agent. Following up on open quotes. Documenting underwriting decisions within standards and expectations in Underwriting systems, including ARF and CAAMS. * Ensure all submissions are effectively managed to reach decline or quoting status. * Determine the pricing, coverages, including coverage advantages to highlight in the quoting process, account rounding opportunity, and identify cross-sell opportunity for Specialty businesses on accounts being quoted * Refer accounts as appropriate if additional authority is required. * Own all aspects of the New Business underwriting process including acceptability and documentation at inception as well as subsequent validation through other sources including Loss Control Responsible for reviewing and responding to back end underwriting reviews and new business audits. After these steps, the account responsibility falls to the Portfolio underwriter, although consultation between Field and Portfolio Underwriter is expected as required. * Clearly communicate appetite, declination reasons and coverage advantages to Agents to improve hit ratio * Leverage relationships with Agents and SCSMS to identify opportunities to help write business * Communicate proactively with Agents to convey a sense of ownership and service during all interactions; instill confidence with agents in their decision to place new business with The Hanover * Agency travel as needed to build and maintain strong relationships * Partner with internal colleagues, mainly SCSMs, UTs and Renewal UW colleagues, to most effectively communicate difficult messages with Agent partners and on overall agency management KEY MEASURES OF SUCCESS: * New Business production (approx. $2 Million annually) * UW profitability based on quality of referrals, quality of audits/ file reviews, and achievement of mix goals * Service metrics, aligned with workflows * Agency relationships - as measured by agency feedback * Hit and Yield ratios * LOB and class mix targets REQUIRED SKILLS, KEY COMPETENCIES AND EXPERIENCE: * Strong underwriting skill and coverage knowledge; ability to make underwriting decisions on POS and CPP accounts up to $50,000 premium size * Underwriting systems knowledge to document and underwrite accounts within workflow expectations * Ability to manage workload to meet goals and service standards, while following workflow standards * Thorough understanding of Agent partners, including agency personnel, agency business plan and results with The Hanover across the Franchise, Hanover's position with the agency, etc. * Sales orientation: able to solicit, qualify, negotiate and close accounts in a manner that promotes deeper partnership with Agents. - Demonstrated commitment to service and partners; high level of responsiveness - Able to build and maintain close working relationships with Agents, UTs, SCSMs, and renewal UWs, demonstrating strong relationship building, teamwork and collaboration skills * Able to understand and execute to strategic priorities (Ex. mix targets, CAT strategy, pricing strategy, agent strategy, etc.) CAREER DEVELOPMENT: It's not just a job, it's a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you - at every level - to grow and develop. BENEFITS: We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you'll enjoy what you do and have the support you need to succeed. Benefits include: * Medical, dental, vision, life, and disability insurance * 401K with a company match * Tuition reimbursement * PTO * Company paid holidays * Flexible work arrangements * Cultural Awareness Day in support of IDE * On-site medical/wellness center (Worcester only) * Click here for the full list of Benefits EEO statement: The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law. Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law." As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: ********************** and include the link of the job posting in which you are interested. Privacy Policy: To view our privacy policy and online privacy statement, click here. Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here. Other details * Pay Type Salary Apply Now * Kansas City, KS, USA * Salt Lake City, UT, USA * Texas, USA
    $50k yearly 9d ago
  • Sr. Commercial Lines Underwriter

    Berkley 4.3company rating

    Underwriter Job In Texas

    Company Details Berkley Southwest offers commercial property and casualty products and services through independent agents in Arizona, Arkansas, New Mexico, Oklahoma and Texas. We maintain a strong local presence in each of our markets, keeping underwriting and support close to the customer. Now more than ever, financial strength is critical to a successful, long term insurance relationship. Berkley Southwest is a member company of W. R. Berkley Corporation, a Fortune 500 company, whose insurance company subsidiaries are rated A+ (Superior) by A.M. Best. #LI-AV1 #LI-HYBRID This position will ideally be located in our Irving or San Antonio, TX office which offers a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so. The company is an equal opportunity employer. Responsibilities As a Sr Commercial Lines Underwriter, you'll be responsible for the management and growth of assigned book of business and acquisition of new business. You'll evaluate acceptability of individual risks and determines terms, conditions and pricing to achieve company profit objectives. We'll trust you to work with agents/brokers to develop productive and profitable relationships and to ensure compliance with company underwriting guidelines. You will also serves in a informal leadership role in the branch by providing guidance to less experienced underwriters. What you can expect: Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent Internal mobility opportunities Visibility to senior leaders and partnership with cross functional teams Opportunity to impact change Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education We'll count on you to: Underwrite new business by reviewing the application for acceptability, requesting additional information, if necessary, and accepting or rejecting risks in conformance with company guidelines. Underwrite within authority set forth by Commercial Lines Vice President and within confines of company's reinsurance treaties and corresponds with agency to collect additional information. Underwrite renewal business by reviewing insured's file, producing agency's experience, nature and frequency of losses, loss control surveys, motor vehicle reports, and prior carrier loss experience. Assist Commercial Lines Vice President in development of new products, pricing, or coverage's needed. Develop productive and profitable relationships with agents/brokers. Maintain an established loss ratio. Meet established production goals and delivers timely service. Serve as the staff liaison for the assigned line in disseminating line updates and developing staff. Travel within the assigned territory to facilitate customer development and relationship through agency visitation and prospect calls. Pursue a program of continuing education by participating in industry sponsored and company sponsored educational courses. Assist in training of other personnel as directed. Qualifications Bachelor's degree in insurance or related field and/or seven (7) years minimum commercial lines management and/or marketing experience or equivalent industry experience. Demonstrated ability to develop a profitable commercial lines book of business. Ability to apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, employees, agents, and vendors. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, circumference, and volume. Ability to project a warm and friendly manner in all business contacts and maintain a professional relationship with fellow workers, agency contacts, and the general public. Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
    $73k-95k yearly est. 9d ago
  • Mortgage Underwriter- Hybrid after Training

    National Mortgage Staffing 3.9company rating

    Underwriter Job In Dallas, TX

    The Underwriter is primarily responsible for reviewing mortgage files submitted for underwriting. This role involves calculating income, analyzing debts and assets, and conducting a thorough review of appraisals and titles. Additional duties include entering data into the client's loan operating system and using an automated underwriting system to determine loan approvals and clear conditions for final approval. Candidates should demonstrate a strong sense of urgency and the ability to work effectively in a team environment, along with excellent organizational, communication, and computer skills. ### Essential Job Functions: - Conduct comprehensive reviews of mortgage loan files, including income, assets, credit, and collateral. - Utilize the client's loan operating system to ensure precise data entry. - Underwrite loans in accordance with client guidelines, whether through automated underwriting systems (AUS) or manual methods. - Ensure all loan documents are accurate, complete, and compliant. - Identify and resolve any red flags or alerts in the loan file. - Issue loan decisions and set conditions accordingly. - Review and approve conditions to ensure compliance and completeness of the loan file. - Provide outstanding customer service to both internal and external clients. - Stay updated on client and investor requirements. - Resolve pre- and post-closing issues related to underwriting. - Assist Processors and Loan Officers in understanding underwriting decisions and conditions. - Maintain composure in a high-stress environment while delivering exceptional customer service. - Be available to work over 40 hours as needed. ### Requirements: - Minimum of 2 years of current conventional mortgage loan underwriting experience. - Strong knowledge of income calculations, tax returns, and reading credit reports, with the ability to identify red flags. - Basic understanding of appraisals, including recognizing red flags and ineligible properties. - In-depth knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP). - Excellent analytical, interpersonal, and verbal and written communication skills. - Detail-oriented with strong time management abilities. - Ability to thrive in a flexible, production-oriented environment. - Willingness to collaborate as part of a team. - Proficiency in multiple systems within a paperless environment. - Must be able to work in a strictly secure environment. - NMLS-MLO Licensure preferred. - Availability to work outside of normal business hours when necessary.Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $56k-71k yearly est. 3d ago
  • Senior Mortgage Loan Underwriter

    UFCU Main 4.1company rating

    Underwriter Job In Austin, TX

    The Senior Mortgage Loan Underwriter performs appropriate and complex mortgage loan risk assessments to ultimately ensure the origination of an investment quality loan product. This role conducts a thorough evaluation of loan files to ensure they meet minimum requirements of the loan program, laws, regulations, policies, and procedures. The Senior Mortgage Underwriter reports to the Manager, Mortgage Underwriting. About UFCU Our Credit Union was founded in 1936 and has grown to serve members throughout Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration. Essential Functions Manages mortgage loan pipeline in accordance with departmental processes and expectations Evaluates and determines compliance with: Loan program guidelines Federal, state, or local government guidelines, and regulations Internal policies and procedures Department compliance and quality control monitoring Assists mortgage production and origination team in qualifying loans and answering questions Maintains collaborative working relationships with all partners throughout the loan process Determines and recommends alternative loan terms or products as appropriate Keeps current on all internal policies and procedures, state and federal regulations, and coordinates with management to address any changes as needed Responds timely to all post funding audits, investor suspense, and other quality issues Assists with timely and accurate regulatory reporting requirements Supports all departmental areas and actively participates in departmental and organizational meetings Other Adheres to all company policies, procedures and business ethics codes Completes required regulatory training as assigned. Maintain strict adherence and compliance to all laws, rules, regulations and internal controls specific to your role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulations. Knowledge/Skills/Abilities Knowledge Thorough knowledge and experience in underwriting conforming loan products Extensive knowledge of primary Automated Underwriting Systems Strong knowledge of mortgage lending compliance and regulations Skills Strong analytical, documentation, organizational and time management skills with ability to multi-task in a deadline-driven environment Excellent interpersonal, written and verbal communication skills Abilities Ability to efficiently work both independently and in a team environment Strong ability to effectively manage daily workload to meet or exceed service levels Ability to exhibit adaptability to effectively adjust to frequent changes Ability to be solution-oriented and an innovative problem solver Competencies Demonstrating Member Obsession Puts themselves in the Member's shoes Looks for friction points Makes it personalized and easy Demonstrating Performance Excellence Sets standards for elevating excellence Ensures elevated quality Takes responsibility Conducts continuous improvement Demonstrating Innovation Challenges current thinking Approaches change with a positive mindset Experience Minimum Requirements Five (5) years in mortgage lending operations underwriting loans Strong experience analyzing and evaluating documentation provided to ensure quality, completeness, qualifying eligibility, and compliance. This includes thorough analysis of: Credit history Qualifying income Assets Collateral, including property-type requirements (e.g. condominium, PUD) Title and Survey Insurance Disclosures Specific program requirements Experience in reviewing complex income scenarios for self-employed borrowers Experience in working with Encompass LOS Underwriting experience or designations for: Direct Endorsement / FHA loans VA SAR / LAPP / Veterans Administration loans USDA Non-conforming products Non-QM products Renovation and Construction Lending MCC, DPA, Bond programs Must be bondable Physical Demands The physical demands described are representative of those that must be met by an employee, with or without accommodation, to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Frequent While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. Employee will make extensive use of the telephone and virtual communications requiring the ability to explain complex information effectively and accurately. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. This position requires frequently working onsite at UFCU Plaza in Austin, Texas. This position may involve periodic stressful conditions. May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. Frequent computer use at a workstation up to two hours at a time. The noise level in the work environment is usually moderate INDUFCU
    $39k-50k yearly est. 32d ago
  • Credit Underwriter - Houston

    Midfirst Bank 4.8company rating

    Underwriter Job In Houston, TX

    The primary purpose of this position is to facilitate loan growth while preserving credit quality in the commercial loan portfolio. The function involves complex data acquisition and analysis resulting in executive level management reports and loan presentations. Incumbent participates with lending officers on customer calls, attends bank group meetings and assists in the development of junior credit and lending officers. Position Requirements: Bachelor's degree in a business related field. Minimum of five years' experience in commercial bank underwriting or lending. Thorough knowledge of commercial/industrial loan underwriting. Working knowledge of investor real estate underwriting. Thorough knowledge of Microsoft Office and Moody's (or comparable) spreading software. High level of initiative and accountability. Results-driven, team-oriented and client-focused approach. Excellent written, verbal and interpersonal communication skills.
    $38k-54k yearly est. 38d ago
  • Sr. Commercial Underwriter (CRE/C&I)

    JCW 3.7company rating

    Underwriter Job In Fort Worth, TX

    Please closely read the job requirements. No exceptions will be made for candidates who do not meet the minimum qualifications. Our client, a regional bank, is hiring three new commercial underwriter positions covering the Texas market. The Sr. Underwriter (7-10 years experience) can be worked hybrid out of either Addison, Fort Worth, or south Austin, TX. The portfolio, mostly middle-market relationships, spans several Texas regions and consists about 70-75% CRE, with the remainder being mainly C&I. As the portfolio continues to grow, most of the new business is C&I. Candidates must have strong experience underwriting either CRE or C&I, with a preference towards both. Candidates must have had exposure to loans of the size $20M or larger. The right candidate: Must have 7+ years of commercial credit experience (CRE and/or C&I) Must be able to work 2-3 days per week out of either Addison, Fort Worth, or south Austin. If you're interested and meet the above qualifications, email Sean at ******************************, attaching your resume. Thanks!
    $38k-55k yearly est. 38d ago

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Top 10 Underwriter companies in TX

  1. Chubb

  2. City National Bank

  3. CRC Insurance Services Inc

  4. Brown & Brown

  5. Zurich

  6. Berkshire Hathaway Specialty Insurance

  7. BOK Financial

  8. Fannie Mae

  9. Third Coast Bank

  10. BSI Financial Services

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