Underwriter Jobs in Michigan

Looking for a mortgage underwriter with experience with FHA loans. This will be a remote underwriting position.

Develops and manages independent agency relationship including the development of new business and retention of existing business in a region or territory. Reviews, analyzes, approves or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. Responsible for assisting in establishing the territories or region's overall agency plan. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority. Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements. Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. Develops and manages agency relationships. Develops agency plans in cooperation with other staff. Addresses agents' and policyholders' concerns/needs. Responsible for development of new business, profitability and retention of existing business in a given territory or region. Works with all internal departments to resolve problems and maintain company relations. Participates as necessary on special committees and task forces. Interprets and develops territory reports which reflect the status of the territory. Participates in promotional plans for both company and agent activities Analyzes and reviews production and loss information for agents, determines exposure and proper pricing to develop corrective action plans as needed to correct poor performance. Prepares periodic reports as requested. Manages small territory or region under close supervision. Research and coordinate responses to agents, policyholders and regulatory entities. Appoints and trains new agents and new agency employees on the use of company specific automation systems. Reviews loss trends and develops action plans to correct problem areas. Gathers competitive and product information from the field. Represents company at trade associations and exhibits to promote corporate product. Conducts annual agency audits. EDUCATION AND EXPERIENCE Bachelor's degree in marketing, insurance or related field. MBA or other advanced degree is preferred. Relevant combination of education and experience may be considered in lieu of degree. Certification, or progress toward an AFIS, highly preferred and encouraged. A minimum of three years of experience in an insurance organization with demonstrated technical knowledge in one or more of the following areas: underwriting, marketing, loss prevention, auditing or similar knowledge that provide the necessary skills and abilities. P&C insurance experience required. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. OTHER SKILLS AND ABILITIES Excellent oral and written communication skills. Excellent presentation and facilitation skills. Demonstrated leadership and project management abilities. Ability to make competent, independent decisions. Ability and proficiency in the use of computers and Company standard software specific to position. Ability to exercise advanced judgment skills in evaluating and determining pricing for prospective policyholders using corporate underwriting guidelines. Ability to manage agency relationships and demonstrated ability to make sound underwriting decisions. Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders. Ability to analyze territory or region in order to identify problems and take the appropriate corrective action. Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. Ability to be innovative and creative when presented with unique situations. Excellent verbal and written communication skills with the ability to effectively communicate with agents, policyholders and internal customers. Ability to analyze and solve practical problems which deal with a variety of variables. Ability to analyze and manage data. Ability to meet customers changing needs. Excellent time management and organizational skills with the ability to shift priorities appropriately. Ability to understand and implement audit procedures and processes for agencies. ADDITIONAL INFORMATION The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. This job description does not constitute a contract for employment. WORKING CONDITIONS: Work is performed in an office setting with no unusual hazards. The qualifications listed above are intended to represent the minimal skills and experience levels associated with performing the duties and responsibilities contained in this position description. The qualifications should not be viewed as absolute standards, but as general guidelines that should be considered with other position-related criteria. Pay Range - Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $62,000 and $103,700. We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-JL1

We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, our people are high-achieving, top performers who believe in collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. We've built a workplace where talent is valued and success is celebrated. In this team-driven environment, Amwins creates the perfect place for you to grow your career with built-in support and opportunity to advance your knowledge base. We, like you, recognize that your team plays an integral part of the success of your book. You will have the opportunity to curate and mentor an outstanding group. Amwins is the industry leader because we hold ourselves accountable to deliver results - for our employees, our clients, our markets and our shareholders. Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and Personal Lines Insurance division, Amwins Access. Available Office Locations: * Edison, NJ * New York, NY * Bedford, NH * Baltimore, MD * Westborough, MA * Grand Rapids, MI * Chicago, IL * Waukesha, WI * Columbus, OH Each Underwriter is a vital member of our teams, providing: * Successfully create and manage a profitable book of new and renewal business * Prospect for new business by developing relationships with retail agents through both traditional and creative marketing strategies * Remain up to date with new insurance companies' offers and how to leverage them * Prospect for new business markets and/or lines to write with sales techniques based in trust and relationship building * Mentor and train new team members We are looking for people with: * 2-3 years of E&S binding authority experience * Bachelor's degree not required but preferred * Knowledge of the sales process and pipeline management * Ability to travel * Licensed preferred Snapshot of what Amwins provides to our team members: * Compensation includes a competitive base plus an industry-leading bonus plan * Broad benefits package available, with eligibility starting the first day of employment * Most benefits available first day of employment * Medical, Dental, Vision, Life, etc * Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc * Generous Paid Time Off and Company Holiday Schedule * Collaborative, continuing education focused work environment * Career advancement opportunities No direct inquiries, please

Protect What Matters: Elite Field Underwriters Needed Life-Changing Mission Medical bills destroy 500,000+ American dreams annually. As our Field Underwriter, you'll be the shield between families and financial devastation. When clients reach out desperately seeking protection for their new homes, businesses, and loans, you'll step in with solutions that truly transform lives. Unlimited Earning Potential Our top performers experience: Immediate rewards: Commission deposits hitting your account multiple times weekly Growing wealth: Residual income that compounds year after year Complete freedom: Design your schedule around your life, not the other way around "I doubled my corporate salary in 9 months and now help my clients sleep soundly knowing their investments are protected." - Cliff Dullock, Dallas TX What Sets Our Winners Apart The difference between those who merely survive and those who thrive with us isn't experience-it's mindset. Our most successful team members: Have unshakable self-belief Embrace coaching as a pathway to excellence Hunger for personal and professional growth The Opportunity Independent contractor position with premium flexibility Performance-based compensation (unlimited ceiling) Qualified leads provided-never waste time cold calling Comprehensive training program at zero cost Choose your commitment: full-time career or part-time income boost This isn't just another job. This is your opportunity to build financial security while providing peace of mind to families facing life's biggest challenges. Apply now to secure your interview slot. Positions filling quickly.

INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.

Responsibilities Responsible for assisting a team of underwriters with Excess & Surplus Lines (E&S) Property & Casualty business on a contract binding basis via a nationwide network of wholesale brokers. Responsibilities: * Assist and support underwriters with new and renewal business including rating, form selection, binding, policy issuance and invoicing * Quality control of various documents including quotes, policies, endorsements, cancellations and invoices * Handle a high volume workload in a fast-paced environment, maintaining excellence service standards * Deliver high quality service to wholesale broker customers * Learn the underwriting process and appetite and assist underwriters with new business, endorsement and renewal underwriting * Evaluate submission, renewal and inspection information as part of the underwriting process * In conjunction with underwriters, work closely with wholesale brokers to develop relationships and enhance their understanding of the Company's Underwriting rationale, philosophy and criteria Qualifications * Bachelor's degree * 2+ years of Property & Casualty underwriting support experience * Underwriting support in Excess and Surplus lines environment strongly preferred * Proficient in policy and workflow insurance applications * High energy and desire to learn Compensation Package: * Competitive base compensation * Health benefits & 401K with employer match * Employer paid continuing education courses and designations * Many opportunities for career advancement This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business. About Our Company A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team! Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium. + Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses. + Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer. + Proactively monitor the close ratio, participation and persistency results within their assigned regions. + Report results work closely with their sales representatives to develop an action plan to help increase results. + Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary. + Learns to underwrite pending files received for review and contestable claims files for underwriting. + Works with reinsurer on cases that require facultative review. + Provides training and mentoring to less experienced Underwriters. + Acts as the underwriting representative at producer VIP meetings for assigned territory. + Effectively explains underwriting process and rules and answer questions. **Minimum Requirements** + Bachelor's Degree and/or 4 - 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $69,776.00 - $100,788.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. **For the fifth consecutive year we were selected as a Top Workplace by the Chicago Tribune.** The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

MORTGAGE CONVENTIONAL UNDERWRITER- JOB DESCRIPTION Position Title: Mortgage Conventional Underwriter Title Grade: I (Junior) Reports to: Underwriting Manager Department: Underwriting Status: Full-Time Location: Must work out of Plymouth, MI Schedule: Hybrid 3 days in office, 2 home FLSA Status: Exempt Pay Grade: Salary (DOE) SUMMARY & PURPOSE OF POSITION Our Underwriting Team is the primary player in making sure that our loans meet company, investor, industry, and regulatory standards. Underwriters are a wealth of knowledge on loan transactions, and the reason that Gold Star has become an industry leader in service and quality. Mortgage Underwriters pride themselves not only on paying close attention to detail, but also in serving as a resource for questions, scenarios, and to help ensure that our clients receive the “white glove treatment” of the industry. We seek individuals who have a strong desire to challenge themselves in a fast-paced, high energy atmosphere, and who have the resourcefulness to stand out among the best. PRIMARY POSITION-SPECIFIC RESPONSIBILITIES  Carefully review loan applications, including all loan related documents and disclosures, including but not limited to: loan approval, 1003, URAR, income and asset information, reserves, tax information, GFE/TIL/LE/CD, and enter data completely and accurately into Gold Star's LOS;  Underwrite loans and review loan conditions for final approval, and provide explanation where appropriate for rationale behind credit decisions;  Meet daily production goals for new underwrites and conditions;  Where possible, identify and recommend alternative loan structures to find viable solutions for credit applicants;  Utilize DO/DU/LP and other automated underwriting systems, properly verify and calculate income, assets, employment, and other pertinent loan information;  Stay abreast of changing company policy, mortgage regulations, laws, and generally accepted industry best practices, and be willing to take initiative to train and stay informed;  Field calls related to loan level questions, scenarios, and conditions, as well as provide thorough, detail oriented responses in a timely manner;  For Senior Underwriters: underwrite and condition difficult files with atypical credit profiles;  Complete other duties as assigned. ESSENTIAL SKILLS AND EXPERIENCE  High School Diploma or equivalent required;  At least three (3) years of prior experience in underwriting or risk assessment required;  Have a strong knowledge of all fair lending laws, net tangible benefit requirements, and laws for decisioning loan applications such as Truth in Lending, Equal Credit Opportunity, and their associated regulations;  Solid understanding of lender/borrower paid compensation, TILA, RESPA guidelines and TRID;  Direct Endorsement required for FHA loans and SAR for VA (Staff Appraisal Reviewer);  Strong understanding of investor and agency underwriting guidelines;  Must have exceptional attention to detail and strong organizational skills;  Must be dependable with meeting deadlines and managing time;  Have an ability to work independently on multiple files simultaneously;  Possess strong oral and written communication skills. PREFERRED EDUCATION/EXPERIENCE  Two year degree or vocational certification, preferably in finance, mathematics, or accounting, required; Bachelor's degree strongly preferred.  At least five (5) years of prior experience in underwriting or risk assessment preferred;  Knowledge of Encompass 360, LexisNexis, CoreLogic, Mavent, and other fraud detection/ prevention systems preferred. PHYSICAL DEMANDS/ENVIRONMENT The environment is characteristic of an office setting. Must be able to execute complex tasks on time sensitive transactions, and be able to work flexible hours including some evenings (after 6:00pm) and weekends.

OBJECTIVE Senior Commercial Underwriter Objective To underwrite designated commercial lines of insurance. To implement company philosophy and underwriting guidelines in the acceptance, rejection or modification of risks, pricing, classification, hazard recognition, and providing service to policyholders, Farm Bureau Insurance agents and their staff. RESPONSIBILITIES Senior Commercial Underwriter Responsibilities Evaluate, examine and/or physically survey risks submitted for coverage by Farm Bureau Insurance agents. Accept, modify or reject risks based upon all relevant information available, including guidelines, directives, inspections and claims information. Properly classify and rate risks, verify coverage amounts, and develop appropriate premium. Work with Farm Bureau Insurance agents, and in some cases insureds, to determine exposure and appropriate coverages. Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents. QUALIFICATIONS Senior Commercial Underwriter Qualifications Required: Bachelor's degree required, or equivalent experience may be considered. Minimum three years' experience in commercial underwriting or commensurate insurance industry required. Must possess a valid driver license with an acceptable driving record. Associate in Commercial Underwriting (AU) or Associate in Personal Insurance (API) designation required, or equivalent education may be considered. Preferred: Designation in Chartered Property Casualty Underwriter (CPCU) preferred, or actively being pursued. Note - Must live in Michigan. If within 60-miles of the office located in Lansing, Michigan, we require in-office 6-scheduled days a month, and can work remotely the remainder of days. If a candidate is not selected, a Commercial Underwriter will be considered based on the level of experience and qualifications. PM19

United Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters. Join a company that invests in you. On top of your starting salary, a role as an Underwriter sets you up for success right out of the gate with up to $20,000 in potential incentives.* COMPENSATION * $45,000 starting salary * $10,000 in forgivable loan incentives * $10,000 in RSUs * Bonus opportunities MUST-KNOWS * This is an 8-hour shift, Monday-Friday * This position requires full-time, on-site attendance in Pontiac, MI * This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future WHAT YOU WILL BE DOING * Collect, review and examine an applicant's financial history and records * Perform risk assessment reports * Analyze client's financial statements and identify effective alternatives to application * Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation * Keep up with changes and adaptations as they occur * Provide elite service to internal and external clients * Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners * Manage multiple priorities while building rapport with clients WHAT WE NEED FROM YOU * Completed 2 or 4-year degree * Complex rationale and problem-solving skills * Computer literacy in Microsoft Word, Excel, Outlook and other internet resources * Excellent written and verbal communication skills * Willingness to learn and be coached * Adaptable to a flexible, fast-changing industry * Self-motivated with a strong work ethic * Ability to take accountability for actions * Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable) THE PLACE & THE PERKS Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It's all happening on UWM's campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement. It's no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It's at the very heart of how we treat each other, our clients and our community. Whether it's providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life. From the team member that holds a door open to the one that helps guide your career, you'll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you'll be welcomed here. Accepted here. And empowered to Be You Here. More reasons you'll love working here include: * Paid Time Off (PTO) after just 30 days * Additional parental and maternity leave benefits after 12 months * Adoption reimbursement program * Paid volunteer hours * Paid training and career development * Medical, dental, vision and life insurance * 401k with employer match * Mortgage discount and area business discounts * Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court * Wellness area, including an in-house primary-care physician's office, full-time massage therapist and hair salon * Gourmet cafeteria featuring homemade breakfast and lunch * Convenience store featuring healthy grab-and-go snacks * In-house Starbucks and Dunkin * Indoor/outdoor café with Wi-Fi DISCLAIMER * Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting "Apply for this job online" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

Underwriter - Contact Center CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more! A Contact Center Underwriter is responsible for handling auto insurance calls and requests from CURE's customers. This position works closely with our customers, answering questions, solving issues and fostering relationships with current clients. In this position, you will also process various underwriting-related activities, like policy changes and cancellations, ensuring accuracy and recognizing logical next steps resulting from such changes. You will spend a significant portion of each day on the phone, demonstrating empathy for customers' needs while working efficiently and with accuracy to meet priorities. Essential Job Functions Responding with professionalism and appropriate urgency to telephone inquiries Having the 'right' conversations with customers (right questions, right guidance, right amount of time) that address issues or concerns Accurately processing various underwriting activities such as policy changes and payments and recognizing the logical next steps that result from those changes. Managing your time to ensure calls to related tasks are completed in a timely manner and efficient manner Analyzing your own work for accuracy and identifying opportunities for process improvement Communicating and collaborating with team members to share information, document processes, resolve issues, and provide support for learning Must be willing to complete tasks outside of formal job requirements\ Performs other duties as assigned. CURE will pay for the cost to obtain your Personal Lines License. Obtaining your license is a requirement during the new hire process. Requirements: High School Diploma or GED equivalent required. Recent college graduates are encouraged to apply! Excellent written, oral and interpersonal skills, as well as a strong customer service orientation. Prior experience in Customer Service and/or in a Call Center. Prior experience in Insurance industry a plus Great organizational skills. Must be able to multitask while being detail oriented. Ability to follow directions. Team player who is self-motivated. Ability to utilize critical thinking to recognize discrepancies and problem-solve. Openness to feedback and a strong desire to learn. Bilingual Spanish is a plus. Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions. Starting Salary: Salary for this position starts at $23/hour, if licensed, with additional salary consideration commensurate with licensing and experience. <

First National Bank of America is hiring a Residential Loan Underwriter to join the Process Underwriting team. This role will work closely with our sales team and processors to ensure compliance with bank guidelines for credit quality standards and rendering final approvals accordingly. Our retail loan officers and account executives are a dedicated group of individuals that work diligently to provide the best mortgage solutions for each client. A successful Residential Loan Underwriter will act as a resource to loan officers and processors through daily communication. Responsibilities: Examine loan disclosures and documentation for accuracy and completeness and work with loan originators and processing staff to secure all required documents needed to process the loan. Reviews and clears all conditions of loan approval. Reviews and evaluates information on mortgage loan application to ensure accuracy and completeness, validate findings to determine that all information matches. Instruct Mortgage Loan Originators and Loan Processors on any errors. Review titles and appraisal documents. Meet all departmental goals for productivity, quality, and turnaround time. Remain up to date and knowledgeable on industry requirements and standards through various training opportunities, current loan products along with all of FNBA's policies and procedures. Qualifications: Communicate effectively in written and verbal forms Experience in navigating various websites for research Demonstrates experience in federal consumer lending regulations (TILA, RESPA, HMDA, ECOA, and other mortgage protection laws and regulations) Understanding of the various documentation types and loan programs Knowledge of different income sources Encompass Loan Origination System preferred Ability to work independently, but interact in team-oriented environment Self-motivated with ability to work in a fast paced operations center while practicing sound lending judgment Employee benefits Medical - Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00 Dental - Premiums as low as $0.00 Vision - Low premium Plan Discounted childcare Pet Insurance Paid Time Off (PTO) 401k with employer match Adjustable desks that can be raised or lowered to sit or stand At First National Bank of America , we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference. First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy. Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job. First National Bank of America is an Equal Opportunity Employer. #LI-Onsite

div class="description"pstrong Responsibilities:/strong/p ulli Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines/lili Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions/lili Perform quantitative research and equity research to evaluate market trends and property values/lili Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements/lili Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions/lili Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards/lili Collect and analyze financial data to assess borrower's ability to repay the loan/lili Prepare comprehensive financial reports summarizing findings and recommendations/li/ul pstrong Requirements:/strong/p ulli Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees/lili Strong knowledge of quantitative analysis, underwriting principles, and financial concepts/lili Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices/lili Excellent attention to detail and ability to work in a fast-paced environment/lili Strong analytical skills with the ability to interpret complex financial information/lili Proficient in data collection, organization, and analysis/lili Exceptional written and verbal communication skills for effective report writing and communication with stakeholders/lili Ability to work independently and make sound underwriting decisions within established guidelines/li/ul pNote: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization./ppstrong Benefits:/strong/p ulli 401(k)/lili 401(k) matching/lili Dental insurance/lili Health insurance/lili Paid time off/lili Parental leave/lili Professional development assistance/lili Referral program/lili Vision insurance/li/ul/div

Full-time Description Who we are: Michigan Millers Mutual Insurance Company is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service. At Michigan Millers our core values, Team - Customers - Results, are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry. We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships. Does this opportunity interest you? Michigan Millers is seeking a Commercial Lines Associate Underwriter to join our team in our Lansing office! The individual in this role will be responsible for creating strong agency relationships that operate under a designated level of authority at the direction of assigned underwriters. They develop profitable premium growth through policy processing and technical support for both new and renewal business. Responsibilities of an Associate Underwriter include: Engage in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions Use established practices, processes, and procedures to renew and write new policies based on underwriting authority Review new and renewal business application documents, gather additional information as needed to accurately underwrite policies Understand rating methodology and coverage Perform special projects and other duties as assigned Requirements What is a must-have? Ability to follow processes and attention to details Knowledge of industry practices, standards, and underwriting concepts Effective oral and written communication skills Able to multitask and solve basic problems Flexibility to handle various assignments Valid and unrestricted driver's license with an acceptable driving record Bachelor's degree in Insurance or Finance; experience in lieu of degree Preferred Skills AU and/or INS certification Compensation Overview: The targeted hiring range for this role is $50,388 - $60,465. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions. Michigan Millers offers full-time employees a significant Total Rewards Package, including: Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (plus company match) Time Off - including vacation, volunteer, and holiday pay Paid Parental Leave Bonus opportunities Tuition assistance Wellness Program - including an onsite fitness studio Michigan Millers and Western National Insurance believes in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs. #LI-MM2 Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorships of an employment Visa at this time. Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. #LI-AN1 #IND123

WHAT IS THE OPPORTUNITY? The role of the Underwriter II is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter II analyzes and interprets more complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter II is also responsible for LLCs along with other complex borrower types. The Underwriter works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required. * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Escalates problems as necessary * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Bachelor's degree or equivalent experience * Minimum 5 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 5 years of experience in jumbo underwriting to investor or organization's guidelines required. * Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree preferred * Familiarity with FNMA/FHLMC guidelines. * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Ability to communicate effectively in both verbal and written form. * Strong time management skills to plan and organize a high daily loan volume. * Strong ability to be very detail oriented. * Must be a team player and work constructively with their fellow colleagues. * General knowledge and exposure to funding and loan documentation is helpful but not required. *Compensation* Starting base salary: $37.96 - $60.64 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.

OBJECTIVE Commercial Underwriter Objective To underwrite designated commercial lines of insurance. To implement company philosophy and underwriting guidelines in the acceptance and rejection of risks, pricing, classification, hazard recognition, and providing service to policyholders, Farm Bureau Insurance agents and their staff. RESPONSIBILITIES Commercial Underwriter Responsibilities Evaluate, examine and physically survey risks submitted for coverage by Farm Bureau Insurance agents. Accept, modify or reject risks based upon all relevant information available, including guidelines, directives, inspections and claims information. Properly classify and rate risks, verify coverage amounts, and develop appropriate premium. Work with Farm Bureau Insurance agents, and in some cases insureds, to determine exposure and appropriate coverages. Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents. QUALIFICATIONS Commercial Underwriter Qualifications Required: Bachelor's degree required, or equivalent experience may be considered. Minimum one-year experience in commercial underwriting or commensurate insurance industry required. Must possess a valid driver license with an acceptable driving record. Associate in Commercial Underwriting (AU) or Associate in Personal Insurance (API) required, or must be completed within 24 months of hire, or equivalent education may be considered. Preferred: Chartered Property Casualty Underwriter (CPCU) designation preferred. PM19

United Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters. Must-Knows * This is an 8-hour shift, Monday-Friday * This position requires 100% full-time, on-site attendance located in Pontiac, MI * This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future WHAT YOU WILL BE DOING * Collect, review and examine an applicant's financial history and records * Perform risk assessment reports * Analyze client's financial statements and identify effective alternatives to application * Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation * Keep up with changes and adaptations as they occur * Provide elite service to internal and external clients * Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners * Manage multiple priorities while building rapport with clients WHAT WE NEED FROM YOU * Completed 2 or 4-year degree * Complex rationale and problem-solving skills * Computer literacy in Microsoft Word, Excel, Outlook and other internet resources * Excellent written and verbal communication skills * Willingness to learn and be coached * Adaptable to a flexible, fast-changing industry * Self-motivated with a strong work ethic * Ability to take accountability for actions * Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable) THE PLACE & THE PERKS United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. * Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions) * Paid time off (PTO) * Medical, dental and vision insurance * Disability and life insurance * 401(k) with employer match * Paid training and career development * Paid holidays * Referral bonuses * Flexible start time * Maternity and paternity leave DISCLAIMER * Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting "Apply for this job online" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

WHAT IS THE OPPORTUNITY? The role of the Underwriter II is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter II analyzes and interprets more complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter II is also responsible for LLCs along with other complex borrower types. The Underwriter works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required. * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Escalates problems as necessary * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 5 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 5 years of experience in jumbo underwriting to investor or organization's guidelines required. * Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree required. * Familiarity with FNMA/FHLMC guidelines. * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Ability to communicate effectively in both verbal and written form. * Strong time management skills to plan and organize a high daily loan volume. * Strong ability to be very detail oriented. * Must be a team player and work constructively with their fellow colleagues. * General knowledge and exposure to funding and loan documentation is helpful but not required. *Compensation* Starting base salary: $37.96 - $60.64 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.