Underwriter Jobs in Lowell, MA

Apply Description Assist the Underwriting Team in account maintenance while learning various underwriting tasks necessary for advancement. Job Responsibilities: Ordering, analyzing, and interpreting inspections on accounts written Navigating and understanding numerous company manuals Processing policy audits. Quoting, entering & binding Renewal accounts with New Business as tasked Contributes to organization effectiveness by identifying short-term and long-range issues that must be addressed; providing information and commentary pertinent to deliberations; recommending options and courses of action; implementing directives. Maintains inter- and intradepartmental workflow by fostering a spirit of cooperation Maintains professional underwriting and technical knowledge by attending educational workshops Adhere to Minimum Company service standards, going above and always striving to be better than the norm Assist with creating and implementing Standard Operating Procedures for the department processes and training team members Contributes to team effort by accomplishing various tasks as they are assigned Pursue education to enhance industry knowledge by completing: AICPCU courses: Program in General Insurance (INS); Associate in Insurance Services (AIS) and Associate in Commercial Underwriting (AU) Travel as deemed necessary by the Manager, to both agencies & companies Other duties as assigned Education and Work Experience: · 2-year degree in General Business or related field, preferred but not required · Minimum of 2 years experience in Insurance or related field preferred Knowledge Skills & Abilities: Confidentiality Analytical Skills Research Skills Attention To Detail Decision-Making Coordination Teamwork General Math Skills Typical Physical Demands: · Must be able to lift to 25 pounds; must be able to sit for long periods of time

This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact. Essential Duties and Responsibilities: Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. Evaluate the experience of a risk against the class of business under review. Evaluate the loss potential due to catastrophe, severity, and/or frequency. May rate policies or check previously rated policies for proper rating. Utilizes knowledge of automated systems to develop information for new or renewal policies. Prepares quotations for agents and answers questions from agents, policyholder, or prospects. Assists agents with comments or questions about applications and the likelihood of acceptance by the company. Reviews requests for cancellation, endorsements, etc. Reviews policies for renewal consideration. Request additional documentation necessary for the processing of an application, endorsement or cancellation. Conduct marketing visits to agents. Performs other duties as assigned. Qualifications/Requirements: Must have Producer's License. 3 plus years of insurance experience. Prior exposure to insurance underwriting type activities. Basic familiarity with computers. Good oral and written communications skills. Strong analytical skills and the ability to pay attention to details. Resourceful and controlled assertive behavior characteristics. Must have demonstrated negotiation skills Technical knowledge of insurance coverage forms and their application to exposure. Knowledge of departmental regulations and policies. Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices. Strong interpersonal skills working with Staff and Company Underwriters Experience in standard underwriting practices and procedures. Associated classes or courses and/or industry license, or designation. We offer a total compensation package which includes salary plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. Visit Us On LinkedIn: ************************************************* View All Openings: ************************************ Website: **************

Who are we? A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world. Part of Berkshire Hathaway's insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet, and the expertise of our global team of professionals, who exude excellent capabilities and strong character. We are a values-based organization where respect, integrity, excellence, collaboration, and passion define who we are and how we do business. We value diversity of backgrounds, experience, and perspectives and strive to foster an inclusive environment that enables all our team members to bring their best selves to work. We are one team committed to building a culture where every teammate has the opportunity to contribute and be recognized. Want to be part of the team building the finest property, casualty and specialty lines insurance company in the world? Learn more about our unique culture and history. Job Opportunity: BHSI has an incredible opportunity for an Underwriter to join and help build our Excess & Surplus Lines Small Business platform. It is an exciting time to join, as we launch a new business, with tremendous potential for upside and growth in 2025 and beyond. You will be joining a small, yet mighty team with the opportunity to make an immediate impact that drives further growth at BHSI. This new position can be based in our Atlanta, Boston, New York City or Chicago office and would report to the Head of Excess & Surplus Lines Small Business. Duties & Responsibilities: * Support the development and build-out of the Excess & Surplus Lines Small Business book of business. * Collaborate with the team to set the business strategy contemplating desired industry sectors and lines of business. * Assist with product development, underwriting appetite, guidelines and policy forms. * Identify and develop new business pipelines and manage renewal retention to meet and exceed financial plans. * Proactively interact and maintain relationships with intermediaries. * Actively manage the evaluation, selection, and pricing of small business accounts. * Work with the actuarial team to construct tools used for the assessment of new opportunities and the monitoring of the portfolio. * Collaborate with the claims and legal teams to evaluate and build coverage forms. * Create, evaluate and interpret data from various reports and adjust the portfolio accordingly. * Be a positive reflection on the company by demonstrating integrity and leadership in the marketplace. Qualifications, Skills and Experience: * A minimum of 5 years of prior Small Business insurance experience with an insurance carrier or insurance broking firm. * Technical underwriting skill set with expertise in property, casualty, and professional lines. * Strong portfolio management skills and deep external broker relationships. * Experience and understanding of policy forms. * Strong verbal and written communication skills. * Excellent analytical and organizational skills. * Advanced Excel skills, including familiarity with Lookup and PivotTable functions. BHSI Offers: * A competitive package and exciting growth opportunities for career-oriented teammates. * A dynamic, action oriented, and thoughtful environment centered on always doing the right thing for our customers, teammates, and our other stakeholders. * A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework. * Benefits that support your life and well-being, which include: * Comprehensive Health, Dental and Vision benefits. * Disability Insurance (both short-term and long-term). * Life Insurance (for you and your family). * Accidental Death & Dismemberment Insurance (for you and your family). * Flexible Spending Accounts. * Health Reimbursement Account. * Employee Assistance Program. * Retirement Savings 401(k) Plan with Company Match. * Generous holiday and Paid Time Off. * Tuition Reimbursement. * Paid Parental Leave. The base salary range for this position is from $90,000 to $135,000 along with annual bonus eligibility; a candidate's actual salary is commensurate with their relevant experience and skills. We value our teammates - both their capabilities and character - as demonstrated by our amazing culture. NOTE: Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.

Senior Underwriter - UW08BAUnderwriter - UW08BB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. As a Middle and Large Commercial Underwriter in the technology sector, you will quarterback the sales and underwriting process by building exceptionally strong and lasting relationships with agents and brokers, ensuring that The Hartford is the carrier of choice. Success in this role will also entail effective account stewardship by managing the sales process from strategic planning to operational excellence and developing cross-sell and up-sell opportunities across the team. We have a collaborative and results oriented environment, where approachable industry leaders mentor and inspire their teams to win in the market and have fun while doing it. We are seeking a highly skilled Underwriter, who is responsible for the following: Manages and Underwrites a Middle Market Technology book of business Analyzes agency book on quarter-to-quarter basis for potential action Expertly applies all applicable Underwriting guidelines when making decisions Capable of underwriting highly complex business and will require limited support from senior underwriters and infrequent referral activity to complete quotes Has thorough knowledge of applicable laws, regulations and governance Agency Management which includes creating, driving and execution of strategies for new and/or renewal accounts (prospective book management, executes on the mix strategy, low strategy, territorial and agency sales plans, etc.) Acts as a trusted advisor and solution provider to Brokers and Agents Qualifications: Bachelor's Degree preferred, or equivalent combination of education, training and experience. Minimum of 2+ years of P&C Middle Market or Technology Carrier production underwriting experience is required; E&O underwriting experience is a plus. Demonstrated success in developing and maintaining solid relationships with all internal and external business partners. Excellent communication, interpersonal and presentation skills An ability to think analytically about business problems, make recommendations and propose solutions. High energy self-starter, who is resilient and has an entrepreneurial spirit. Demonstration of solid time, organizational, and desk management skills. Goal-oriented and delivers outcomes. Ability to challenge the status quo and compete to win. Superior technical knowledge and sound decision-making and analytical skills. Location: This role will have a Hybrid work arrangement, with the expectation of working in the Boston, MA office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $76,000- $144,600 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Amwins Program Underwriters (“APU”) is conducting a candidate search looking for a Program Underwriter, Scrap Recycling (RecycleGuard). Please visit ************************************************ APU is a Managing General Agent (MGA) with brokerage capabilities within the Amwins Underwriting division. Depending on the specific program, we do everything from underwriting, to coverage analysis, brokering, pricing, claims, actuarial, loss control, policy issuance, and audits. We administer over 30 programs generating more than $380 million in premium across nine office locations and through 155 dedicated professionals. Within APU, we create bespoke insurance programs for underserved niches. Generally, these industries are underserved because the risk is difficult to understand and service, as with the scrap industry. Our expertise in these niches allows us to out select the competition, allowing our programs to grow over the long term while maintaining stable relationships with our carrier partners. While not an insurance company, we underwrite on behalf of the insurance companies we partner with on our various programs. APU's parent company is Amwins Group, Inc. (“Amwins”) is the largest wholesale brokerage and group insurance administrator in the US with annual placed premiums over $26b, 155 locations around the world, and 6.2k employees. Amwins has expertise across a diversified mix of property, casualty and group benefits products, and offers value-added services to support some of these products, including product development, underwriting, premium and claims administration and actuarial services. Please visit us at ************** Scrap Recycling Insurance ─ Program Coverages Automobile ▪ General liability ▪ Umbrella ▪ Property ▪ Impaired Property ▪ Equipment Breakdown (including production machinery) ▪ Crime ▪ Inland Marine ▪ Conversion Coverage (Purchasing product/stock/material for recycling from a seller who does not have legal title or possession) ▪ Products (redefined to clarify coverage for material to be recycled, reconditioned, or reclaimed) ▪ Limited Pollution ▪ Stock (available with manufacturer's selling price valuation clause) Position Overview The Program Underwriter reviews accounts to determine acceptability within company underwriting authority. Completes underwriting and pricing of accepted accounts. If account is not within underwriting authority, prepares and submits it to the carrier; negotiates pricing and coverages. Initiates and assists sales staff with developing business. Serves as primary contact for agents and brokers in servicing and quoting accounts. Serves as interface between carrier and agent. Handles account problems with the agent, company and sales staff. Primary Job Objective The primary job objectives of this position are to grow the specific program book of business profitably, development of relationships with key program production sources in conjunction with team leaders and other team members. Responsibilities Underwrites new and renewal program business for acceptability based on guidelines established by company and Amwins Program Underwriters: reviews applications, coverages, classifications, exposures, financial condition, loss information, and engineering reports; discusses pricing with producer, broker, or agent; quotes accounts within authority. Works with rating department to achieve pricing, terms, and conditions. Completes Account Summary detailing hazards, controls, coverages, terms, pricing and thought process for each account. Submits accounts above authority to underwriting manager and/or company. Sends out proposals. Initiates new business development. Serves as primary contact for agents and brokers; serves as interface between carrier and agents/brokers. Requests policies to be issued. Orders loss control in accordance with company guidelines, reviews completed reports and takes appropriate action, if any. Responsible for coverage changes and policy form modification, works in conjunction with company to provide modifications. Coordinates with other department personnel: consults engineering and claims to obtain necessary information in the handling of an account. Responds to phone calls and e-mails in a timely fashion. Approves endorsements within authority and refers those outside own authority. Completes Rate Change Reports. Quality reviews proposals and binding acknowledgements. Performs Quarterly Audits on peer files. Performs other duties as assigned. Qualifications Minimum of one year of commercial property and casualty underwriting experience. Prior experience underwriting general liability, heavy auto and/or property a plus. Prefer carrier underwriting experience / training. Equal Opportunity Policy: The acceptance of the requested information for consideration and referral of candidates will be without regard to a candidate's race, creed, color, age, gender, marital status, veteran status, national origin, sexual orientation/identification/expression, disability status, or weight and will be based solely on the candidate's qualifications for the position. We are an equal opportunity employer.

About Everest Everest is a leading global reinsurance and insurance provider, operating for nearly 50 years through subsidiaries in the Europe, Bermuda, Canada, Singapore, US, and other territories. Our strengths include extensive product and distribution capabilities, a strong balance sheet, and an innovative culture. Throughout our history, Everest has maintained its discipline and focuses on creating long-term value through underwriting excellence and strong risk and capital management. But the most critical asset in this organization is our people. Everest is a growth company offering Property, Casualty, and specialty products among others, through its various operating subsidiaries located in key markets around the world. Everest has been a global leader in reinsurance with a broad footprint, deep client relationships, underwriting excellence, responsive service, and customized solutions. Our insurance arm draws upon impressive global resources and financial strength to tailor each policy to meet the individual needs of our customers. At Everest, we are committed to the development of our people. We offer dynamic training & professional development to our employees. You will benefit from career development and learning opportunities that will let you set career goals and fulfill them, including: * Generous tuition/continuing education reimbursement * Mentoring opportunities * Flexible work arrangements * Talent development initiatives * Networking groups Job Summary: Responsibilities include but not limited to: * New and renewal business production underwriting of monoline pollution business including Site Pollution Liability, Contractors Pollution Liability, and Contractors Pollution & Professional Liability * Adherence to underwriting authority and guidelines * Building a profitable book of business * Developing strong customer relationships through providing top-notch service Qualifications, Education & Experience: * Bachelor's degree or above and insurance certifications, environmental engineering/science and technical knowledge a plus * 5 -10 years of experience in monoline pollution production underwriting, including contaminated property transactions and construction wrap-up projects * Wholesale and retail distribution experience required with a strong broker following Knowledge, Skills & Competencies: * Proven ability to generate profitable new business * Strong relationship management skills * Excellent analytical, communication, and computer skills * Ability to successfully complete multiple tasks concurrently within a fast-paced, dynamic, and team-oriented, working environment * A positive, customer-oriented approach * Ability to travel required at least 25%. Our Culture At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture. * Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Diversity, Equity and Inclusion. * Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together. For CA and NYC Only: The base salary range for this position is $145,000 - $175,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve. #LI-Hybrid #LI-AS1 Type: Regular Time Type: Full time Primary Location: Philadelphia, PA Additional Locations: Boston, MA, Chicago, IL - South Riverside, Houston, TX, Los Angeles, CA, San Francisco, CA, Stamford, CT, Warren, NJ Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at *********************************. Everest U.S. Privacy Notice | Everest (everestglobal.com)

Job Description As a valued contributor to our team, you will advise team members on managing communications and/or negotiations between Fannie Mae and clients regarding loans and other investments. In this role, you will review and comment on underwriting and reviewing the issuance of securities to customers. *THE IMPACT YOU WILL MAKE* The Multifamily Conventional Underwriter - Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities: * Perform forensic underwriting reviews and identify potential red flags to prevent the enterprise from acquiring loans with potential fraud, deficient property values or increased borrower exposure risk. * Advise on potential risks and costs involved with providing services to a customer. * Analyze the risks and costs of a lending decision and make recommendations on process improvement related to decision process. * Advise on process related to issuance of the securities or other financial loans to the customer. Qualifications *THE EXPERIENCE YOU BRING TO THE TEAM* Minimum Required Experience * 6 years of relevant Multifamily underwriting experience Desired Experience * Bachelor's degree or equivalent * Financial analysis * Leveraging ratios * Loan application evaluation * Loan management skills * Property analysis * Risk assessment and management skills * Risk mitigation * Skilled in Excel Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at careers_*********************.

Ready to help us transform healthcare? Bring your true colors to blue. What We Need Underwriting is instrumental to securing the financial wellbeing of insurance companies. At Blue Cross Blue Shield of Massachusetts, Underwriters are valued partners in contributing to the organization's success by influencing business segments such as Marketing, Product Portfolio, Infrastructure Planning and Network Planning. The Senior Underwriter, Stop Loss will underwrite accounts of a variety of Stop Loss programs for self-funded accounts. This position is eligible for our Flex persona. Key Accountabilities: * Responsible for the accurate and timely calculation of Stop Loss New Business and Renewal quotations. * Maintain adherence to Underwriting Guidelines and be responsible for approval of exceptions. * Prepare complete underwriting analyses for New Business prospects and Renewals. * Monitor and report on the profitability and persistency of the assigned book of business. * Maintain consistent high level of service to our sales representatives and clients with respect to renewal and proposal timeliness and accuracy. * Participate actively in both account renewal and new business presentations to existing and prospective policyholders and brokers/consultants. Capabilities: * Utilize Underwriting/Actuarial models to develop quotations and associated renewals, project future account performance, and propose alternative programs and/or financial arrangements when necessary. * Leverage working knowledge of account specific rating strategies including lasering, aggregating specific and other creative underwriting approaches to minimize adverse selection. * Make independent decisions consistent with stated UW guidelines and represent the financial needs of the Corporation at meetings with accounts and brokers/consultants. * Will be expected to deal directly with Sales Staff, and/or their Consultant(s) in a consultative capacity as needed. Education & Experience: * Minimum of five (5) years underwriting or related experience is required. * Must possess superior oral and written communication skills to explain difficult technical concepts to clients, consultants, and sales staff. * Must have a working knowledge of health benefit programs and financial arrangements from both a risk and cash flow aspect. * A creative problem solving ability is required. A highly motivated self starter is desired. * Must be familiar with Excel and other Microsoft Office products software. * An Undergraduate from an accredited college or university is required. Masters Degree preferred. * Stop-Loss Insurance experience is desired. #LI-Hybrid Minimum Education Requirements: High school degree or equivalent required unless otherwise noted above Location Boston Time Type Full time Salary Range: $96,930.00 - $118,470.00 The job posting range is the lowest to highest salary we in good faith believe we would pay for this role at the time of this posting. We may ultimately pay more or less than the posted range, and the range may be modified in the future. An employee's pay position within the salary range will be based on several factors including, but limited to, relevant education, qualifications, certifications, experience, skills, performance, shift, travel requirements, sales or revenue-based metrics, and business or organizational needs and affordability. This job is also eligible for variable pay. We offer comprehensive package of benefits including paid time off, medical/dental/vision insurance, 401(k), and a suite of well-being benefits to eligible employees. Note: No amount of pay is considered to be wages or compensation until such amount is earned, vested, and determinable. The amount and availability of any bonus, commission, or any other form of compensation that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law. WHY Blue Cross Blue Shield of MA? We understand that the confidence gap and imposter syndrome can prevent amazing candidates coming our way, so please don't hesitate to apply. We'd love to hear from you. You might be just what we need for this role or possibly another one at Blue Cross Blue Shield of MA. The more voices we have represented and amplified in our business, the more we will all thrive, contribute, and be brilliant. We encourage you to bring us your true colors, , your perspectives, and your experiences. It's in our differences that we will remain relentless in our pursuit to transform healthcare for ALL. As an employer, we are committed to investing in your development and providing the necessary resources to enable your success. Learn how we are dedicated to creating an inclusive and rewarding workplace that promotes excellence and provides opportunities for employees to forge their unique career path by visiting our Company Culture page. If this sounds like something you'd like to be a part of, we'd love to hear from you. You can also join our Talent Community to stay "in the know" on all things Blue. At Blue Cross Blue Shield of Massachusetts, we believe in wellness and that work/life balance is a key part of associate wellbeing. For more information on how we work and support that work/life balance visit our "How We Work" Page.

Company Details Gemini Transportation Underwriters is a leading provider of excess liability insurance for companies in the transportation industry. We offer excess liability coverage for all types of vehicles and excess liability and railroad protection for freight and passenger railroads and public transit systems. As part of W. R. Berkley Corporation, one of the nation's premiere commercial lines property casualty insurance providers, we combine the resources of a Fortune 500 company with the underwriting expertise and personalized service of a specialty carrier. We are pleased to underwrite and issue policies on behalf of Gemini Insurance Company*, also a W.R. Berkley member company, which carries an A. M. Best Financial Strength Rating of A+ (Superior) and a Financial Size Category of XV. Company URL: *********************************** The company is an equal opportunity employer. Responsibilities The Transportation Underwriter will be responsible for evaluating and determining risk acceptability, pricing and coverage for excess liability insurance within company underwriting guidelines and profitability goals. Key functions include but are not limited to: Review new and renewal commercial insurance risks and determine accurate classification of business, policy contract forms and pricing of risk Review operations, exposures and controls, claims and loss information on individual risks. Use this information to evaluate accounts and develop pertinent attachment, limits, pricing and coverage solutions Responsible for achieving predetermined premium goals and profitability objectives, effectively executing the company underwriting philosophy and assuring compliance of underwriting best practices Assist in developing new products, coverage enhancements, and procedures that drive production and processing efficiency Maintain quality and time standards as established Cultivate effective broker relationships; conduct broker visits, communicate expectations and make recommendations for proper action(s) when appropriate Identify and cultivate brokers with new business opportunities Develop presentations to be delivered to the broker, retail agent and/or insured detailing coverages, pricing and services Build and maintain productive relationships with internal service teams including Claims, Finance, and Actuarial to develop best practices and deliver world class service both internally and externally Maintain current knowledge of the regulatory environment (state/federal rules and regulations) pertaining to the industry; exhibit desire to continue education in the insurance field Display positive image in the marketplace with all clients, including broker contacts; maintain positive, professional appearance Exhibit high level of technical underwriting expertise, leadership and professionalism Qualifications Bachelor's Degree UW experience in Transportation such as Auto, Truck and/or Big Fleets Proven analytical and problem-solving skills required, detail oriented Excellent communication and collaboration skills required Strong time management and organizational skills Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

Spieldenner Financial Group is a part of one the fastest-growing insurance organizations in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

WHAT IS THE OPPORTUNITY? The role of the Underwriting Supervisor is to ensure that all underwriters who report to them evaluate first mortgage and home equity applications against company standards to determine the borrower's ability to repay a residential mortgage. The Underwriting Supervisor assists the underwriting team in analyzing and interpreting the most complex financial and non-financial data to determine if the mortgage application meets the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. In addition to assisting the team in reviewing all complex transactions and escalated customer service issues, the Underwriting Supervisor is responsible for the day-to-day assignment of work, training, and general oversite of the underwriting team that reports to them. What you will do * Ensures that the underwriting team is capable of and is correctly performing the following tasks: * Review of the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identification of issues and recommendations of appropriate resolutions within policy service level agreements * Analysis and determination of the financial capacity of the borrower's ability to repay: * Analysis of the borrower's credit, financial statements, cash flow, liquidity qualification, and payment calculation spreads * Review of stability of residency and employment * Verification of income per established policy * Identification of any exceptions to current policies * Documentation of a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurate setting and clearing of conditions * Interaction with the RLC, RM and Processor throughout the life cycle of the loan, providing information, updates and assistance as required. * Updates to the System(s) with pertinent information and appropriate data as required * Rendering of a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Origination of appropriate client letters; Commitment, Counter Offer, Declination * Ensuring compliance with bank and statutory/regulatory guidelines * Hires, manages team member performance, terminates, develops, coaches, and motivates team members; identifies staff development needs and provides educational/training opportunities. * Maintains appropriate staffing ratios and manages resources to optimize client support and unit profitability. * Reviews escalated loan and customer service issues * Review and decision exception requests within given authority. * Preform random audits on Underwriters work to determine quality. * Responsible and accountable for appropriate quality controls related to the financial products the bank provides, the services the bank delivers, the processes employed and the incentives with which colleagues are awarded. * All City National products, financial solutions and services are to be provided ethically and with integrity in a manner that is consistent with the client-first culture and values embodied in City National's PRIDE statement. *Must-Have** * Bachelor's Degree or equivalent * Minimum 10 years experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 10 years experience in jumbo underwriting to investor or organization's guidelines required. *Skills and Knowledge* * Complete knowledge of FNMA/FHLMC guidelines and with commercial cash flow analysis. * Strong knowledge of state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg Z, Reg B, ECOA,, Fair Lending, etc.). * Computer literate with experience using Microsoft applications with mortgage industry standard software. * Ability to communicate effectively in both verbal and written form. * Strong time management skills to plan and organize a high daily loan volume. * Strong ability to be very detail oriented. * Must be a team player and work constructively with their fellow colleagues. * General knowledge and exposure to all areas of mortgage banking outside of underwriting. *Compensation* Starting base salary: $127,626 - $237,014 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium. + Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses. + Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer. + Proactively monitor the close ratio, participation and persistency results within their assigned regions. + Report results work closely with their sales representatives to develop an action plan to help increase results. + Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary. + Learns to underwrite pending files received for review and contestable claims files for underwriting. + Works with reinsurer on cases that require facultative review. + Provides training and mentoring to less experienced Underwriters. + Acts as the underwriting representative at producer VIP meetings for assigned territory. + Effectively explains underwriting process and rules and answer questions. **Minimum Requirements** + Bachelor's Degree and/or 4 - 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $69,776.00 - $100,788.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. **For the fifth consecutive year we were selected as a Top Workplace by the Chicago Tribune.** The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

MSL Captive Solutions Inc., a division of Strategic Risk Solutions Inc. (SRS), the world's largest independent insurance company manager, is growing and looking for a Stop Loss Policy Administration Team Lead experienced in stop loss policy administration. This remote U.S. based role is tailored for experienced Underwriters with solid knowledge of underwriting philosophies and techniques within medical stop loss. Responsibilities and Duties Lead and manage the underwriting operations as we grow in an emerging, exciting segment of the medical stop loss market Conduct in-depth analysis of applications, financial documents, and other relevant information to make informed decisions Performing risk assessments on potential clients to minimize financial loss Underwrite and analyze new and renewal business Develop, and maintain relationships with agents and brokers in support of business acquisition and retention Work with customers and distributors to determine their (re)insurance related needs and to provide solutions Attributes and Skills Bachelor's Degree required 5+ years' experience of medical stop loss underwriting experience Intermediate Excel skills Solid knowledge of processing methods and workflow procedures, and basic knowledge of insurance underwriting and regulations for assigned territories In-depth knowledge of medical stop loss line of business and the legal and regulatory guidelines Previous experience with medical stop loss captives is preferred but not required Superior skills in relationship building, active listening, needs analysis and win-win negotiating Ability to communicate and negotiate with all areas related to the captive functions, including underwriting, program management, carrier management as well as producers and employers Ability to effectively assess risk Guide and mentor junior underwriters Strong documentation skills About Strategic Risk Solutions SRS is the world's largest independent insurance company manager. With over 25 years of experience, SRS provides management and consulting services to a wide range of insurance company entities, from single parent captives to complex commercial insurers and reinsurers. SRS has operations in the United States, Canada, Europe, Barbados, Bermuda, Cayman Islands, Latin America, and South Africa. Offering a competitive salary, bonus plan, and a generous benefits package, SRS strives to provide every employee with opportunities for rewarding growth and advancement in an environment of genuine equity and inclusion. The pace is fast and demanding, and SRS's dedication to its people has established a company-wide network of colleagues committed to each other's, as well as the Company's, success. EOE For more information on SRS, please visit ***********************

Requirements Associate's degree or its equivalent in specialized lending coursework or training. Three to five years' experience in loan originating and underwriting (Indirect Lending experience is preferred). Strong organizational, analytical, financial analysis, and member service skills are required. Ability to work occasional Saturdays is required, including the ability to work on a high-volume holiday weekend as needed. Employees are expected to embody All One Credit Union's core values in all interactions, fostering partnerships, trust, and community both internally and externally. This commitment supports a culture of inclusion and drives the achievement of All One's goals. All One Credit Union is an Equal Opportunity Employer.

You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world. Job Description: At Sun Life, we look for optimistic people who want to make life brighter for our Clients. We understand the value of diverse cultures, perspectives, and identities, and want you to bring your full and authentic self to work. Every day, you'll be empowered and challenged by working with dynamic colleagues to find new and innovative ways to make Sun Life the best benefits company in America. The opportunity: Sun Life is seeking a passionate individual who can exercise independent and creative thinking to achieve defined sales and profitability goals to join us in a Senior Underwriter, Stop Loss role. As a member of the Stop Loss Underwriting Team, you will be part of the leading direct provider of stop loss insurance in the United States. This is a great opportunity to join the Sun Life Stop Loss Underwriting Team! Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work in the contiguous states plus AK. How you will contribute: * Evaluate, price, and propose rate and strategy on Stop Loss prospects, including specific and aggregate benefits * Investigate case-level information to properly assess risk and provide client centric solutions * Operate within established underwriting guidelines and profitability targets * Manage the sold case process including review of required sold case paperwork, case contingencies, and final risk assessment * Manage assigned workload to meet productivity and time service standards * Demonstrate strong decision-making skills, while recognizing and accounting for anticipated consequences * Identify and assess the impact of emerging market conditions * Act as a resource for other underwriters and sales team members * Partner with regional sales team to implement successful strategies for profitable growth * Display teamwork and collaboration with internal and external partners * Support the identification and development of best practices, workflows and procedures What you will bring with you: * Ability to work with a diverse range of people * 5+ years of Medical Stop Loss underwriting experience is required * 7+ years of other medical underwriting experience will be considered * Proficient knowledge of Microsoft Excel * Strong math, communication, negotiation, and analytical skills * Demonstrates multi-tasking ability * Must be detail oriented, well organized and have the ability to manage a high-volume workload with multiple priorities * Continuous improvement mindset Do you see yourself in this role even if you haven't checked all the boxes above? We welcome all talented candidates and are committed to a culture that represents diversity in all forms. If you think you might thrive in this setting, we would love to hear from you. Not ready to apply yet but want to stay in touch? Join our talent community to stay connected until the time is right for you! Life is brighter when you work at Sun Life * Excellent benefits and wellness programs to support the three pillars of your well-being - mental, physical and financial - including generous vacation and sick time, market-leading paid family, parental and adoption leave, a partially-paid sabbatical program, medical plans, company paid life and AD&D insurance as well as disability programs and more * Retirement and Stock Purchase programs to help build and enhance your future financial security including a 401(k) plan with an employer-paid match as well as an employer-funded retirement account * A flexible work environment with a friendly, caring, collaborative and inclusive culture * Great Place to Work Certified in Canada and the U.S. * Named as a "Top 10" employer by the Boston Globe's "Top Places to Work" two years running All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Salary Range: $77,400-$116,100 At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions. Sun Life Financial is a leading provider of group insurance benefits in the U.S., helping people protect what they love about their lives. More than just a name, Sun Life symbolizes our brand promise of making life brighter -for our customers, partners, and communities. Join our talented, diverse workforce and launch a rewarding career. Visit us at ****************** to learn more. At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs. #LI-remote Our Affirmative Action Program affirms our commitment to make reasonable accommodation to the known physical or mental limitation of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email ************************* to request an accommodation. At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs. For applicants residing in California, please read our employee California Privacy Policy and Notice. Job Category: Underwriting - Group Posting End Date: 13/04/2025 All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Effectively apply the Commercial Lines underwriting process to accomplish the objective of selecting profitable business while maintaining productive relationships with an assigned group of agents. The Commercial Lines Underwriter will accept, reject, or modify policy coverages, and establish a logical pricing approach for new business submissions and policy change requests. Responsibilities Review and analyze risk characteristics associated with small to medium commercial policies Work within underwriting guidelines to reject, or modify policy coverages for new business submissions and policy change requests Effectively communicate our underwriting guidelines, positive and negative underwriting decisions, and other related matters to agents and other business partners Document underwriting files to reflect decision making related to risk selection, pricing and controls Collect market intelligence related to emerging issues and underwriting trends for commercial business nationally and in assigned territory Develop and maintain strong and effective Agency relationships Conduct agency visits to reinforce the partnership between carrier and Agency and to maintain awareness of underwriting positions and expectations Participate in agency review meetings for assigned agency group to evaluate performance, outline accomplishments and opportunities, and actively engage in agency development planning and execute on action items Occasional overnight travel may be required Requirements Bachelor's degree or other post-secondary education required 3-5 years' P&C underwriting experience specific to Commercial Lines Holding or pursuing industry designations, and certificates is desirable Excellent written and verbal communication skills Strong sales presence Proficient in Microsoft Office and other software products Effective analytical and time management skills Benefits Concord Group employees are eligible for a comprehensive total compensation package including but not limited to medical, vison, dental, life, and disability insurance. We offer a generous Paid Time Off Program that includes vacation, personal, sick time and holiday pay. Invest in your future with our competitive 401(k) plan with company match!

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Underwriting **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $83,300.00 - $137,400.00 **Target Openings** 1 **What Is the Opportunity?** Select Accounts provides a broad array of competitive products and coverages that offer agents and insureds value and flexibility. Select Accounts' core product, the Business Owner's Policy (BOP), provides property and liability coverage for small businesses of all types, from Main Street retailers to small manufacturers and property owners. The Account Executive (AE), Select will partner with agents to provide property, general liability, commercial auto, workers' compensation, and/or umbrella coverage for new business based on customers' needs. As an AE, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to assess risk and sell our products in a high-volume, fast paced environment will contribute to the profitability and success of Travelers. **What Will You Do?** + Manage the profitability, growth, and retention of an assigned book of business in a high-volume, fast paced environment. Balance individual account underwriting within an assigned portfolio of business. + Underwrite and skillfully negotiate property and casualty accounts to minimize risk and maximize profitability. + Ensure underwriting quality and profitability through application of the appropriate level of underwriting analysis based on risk complexity to accept, decline, modify, or rate and quote accounts. + Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities. + Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings. + Partner with Sales Executives to identify and write new business opportunities using consultative marketing and sales skills. + Collaborate effectively with underwriting leadership, as appropriate. + Perform other duties as assigned. **What Will Our Ideal Candidate Have?** + Bachelor's degree. + Three to five years of relevant underwriting experience with experience in commercial lines. + Knowledge of commercial lines products. + Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. + Communication skills with the ability to successfully negotiate with agents and brokers. + CPCU designation. **What is a Must Have?** + Two years of underwriting experience. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

We are a team of employees who are passionate to deliver best in class customer service and innovation in the industry. It's because we put Integrity, Relationships and Excellence in all aspects of our work. Our employees have the opportunity to fully utilize their talents and bring their best self. We believe that who you are is just as important as what you do! As a Commercial Lines Underwriter, you will help fulfill the promise that Central makes to our customers with effective management of your assigned territory through building strong relationships with agents, writing a profitable book of business, and providing top-notch service. How You'll Make an Impact Develops and maintains strong relationships with agents, traveling as needed for agency visits Communicates effectively, providing prompt and professional service Develops and maintains strong internal relationships within the underwriting team and with other business units such as loss control, customer service, claims, and marketing Selects profitable new business through analysis of the risks presented, coverage requested, and losses incurred Classifies and prices risks appropriately using underwriting judgement and analytical tools and resources Manages and underwrites assigned book of business to achieve profitability and meet financial objectives Provides input and data to help drive and implement strategic underwriting initiatives Maintains appropriate underwriting file documentation Demonstrates a commitment to continuing education and development What You'll Bring Bachelor's degree in relevant field and 2 years of experience in Insurance Or 4 years of experience in Insurance Knowledge of Commercial Lines coverages and policies in assigned states Ability to professionally interact with our customers Ability to investigate, gather facts and information, and analyze coverage Understand the importance of capturing data Possess an innovative and continuous improvement mindset Possess a positive, professional, cooperative, and quality-conscious service attitude Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload Possesses analytical and problem-solving skills Possesses verbal and written communication skills, including negotiation, presentation, and influence skills Ability to understand Central Insurance's policies and processes Ability to travel to assigned agents including occasional overnight Preferred Commercial Lines Underwriting experience Work Authorization Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1(including those with OPT or CPT) , H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire. Equal Opportunity Employer It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI-CM1 #LI-Hybrid Other details Job Family Insurance Underwriting- Regional

Associate Underwriters experience a structured training program designed to incorporate a variety of professional development opportunities including hands-on training, industry specific coursework, mentoring, and job shadowing to gain a strong foundation of industry knowledge to become a Personal Lines Underwriter. Under supervision of mentors and management, Underwriter Trainees underwrite individual insurance applications within guidelines set for the issuance of policies. Responsibilities Utilize underwriting criteria to evaluate individual risk of polices including: physical property evaluations, driving records, financial ratings, and loss experience Interact with peers, independent agency representatives, and vendors to collect risk information, explain underwriting policies and procedures, and effectively negotiate coverage terms and conditions Develop relationships with internal and external stakeholders and business partners Requirements Associate's degree required; Bachelor's degree preferred, or equivalent industry exposure/experience Holding or pursuing industry licenses, designations, and certificates is a plus Excellent verbal and written communication skills Thrive in a team-oriented environment Excellent problem-solving skills Strong organizational skills Benefits Concord Group employees are eligible for a comprehensive total compensation package including but not limited to medical, vison, dental, life, and disability insurance. We offer a generous Paid Time Off Program that includes vacation, personal, sick time and holiday pay. Invest in your future with our competitive 401(k) plan with company match!