Underwriter Work From Home jobs

SBA Commercial Loan Underwriter Highlights: Direct hire Hourly / Salary: $100k/yr. based on experience Residency Status: US Citizen On-site (Phoenix, AZ) Our client is looking for a SBA Commercial Loan Underwriter to join their team! Position Summary: You own it, are highly competitive, accountable and likely are a top performing credit underwriter specializing in business lending including: SBA (7A & 504), C&I and CRE loans. A top candidate may not be happy with their current employer's culture, limited growth potential, tightening credit box, reduced loan growth or perhaps interested in exploring a change. You have a passion for helping small businesses. Ethics, integrity, building trust, delivering on your promises, and delivering results for your small business clients is of paramount importance to you. You are intrigued to learn about our client's technology - the proprietary consultative services and technology we invented and provide to business owners, helping you maximize accepted LOI's with a competitive differentiator not offered by any other bank in the USA. You are also excited that our client is ranked as the #1 top-performing bank among all Arizona-based banks in key measures like: Loan Growth #1, Deposit Growth #1, and Net Interest Margin #1. As a Preferred Lender, the SBA recently ranked our client as the #1 Arizona-based bank over the past 12 months, funding a higher dollar amount of SBA loans than Bank of America and Western Alliance banks. To support this rapid growth, we are hiring! You either live in the Phoenix Arizona metro area or have family or friends and are interested in being based here. If this sounds like you, please keep reading and we encourage you to apply. Responsibilities:Review and spread business and personal financial information including leases and rent rolls received to provide detail for historical comparison and analysis. Document cash flows for operating business entities, real estate holding companies and individuals, as well as an overall global cash flow for loan analysis and loan approval. Produce projections, pro-forma statements and sensitivity analysis as appropriate. Identify and document exceptions to the Bank credit policy as well as pertinent mitigating factors. Prepare written and verbal presentations of financial information including detailed formal credit analysis with recommendations for loan approval or denial. The Senior Credit Underwriter attends and presents loans to Credit Officers and/or Credit Committee(s) for approval. Conduct Annual Reviews of existing relationships and Annual Loan Covenant Compliance with consideration of Risk Rating accuracy. Manage outstanding ticklers, covenant monitoring, requesting financial items from clients, review and provide updates to lenders and management. Assist the Relationship Manager and Credit Administration on Past-Due loans, Watchlist credits and loan workouts, preparing Problem Loan Report as needed. Develop and maintain an acceptable turn-around time on all loan requests to sustain our reputation as a service-oriented and personable community bank. Act as a training resource for Relationship Managers and Junior Credit Underwriters related to understanding and interpreting financial statements and tax returns and upon request review the cash flow preparations and analysis of Relationship Managers and Junior Credit Analysts for correctness and completeness. Also reinforce the Bank's commitment to sustaining high credit quality and strong credit culture. Participate in continuing education courses to stay abreast of new banking regulations. Maintain thorough knowledge of Bank's credit policy and other Bank policies and procedures. Maintain a thorough knowledge of all our client's products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts Qualifications: Knowledge, Skills & Abilities Demonstrated analytical and problem-solving skills. Experience working in a fast-paced environment where required to prioritize and deal effectively with varying workloads and meet deadlines. Time management is critical. Proven experience working independently with assertive decision-making for loan recommendations. Exceptional communication skills required, both verbal and written, including courteous and professional interaction, establishing trust and maintaining productive relationships with customers, peers, relationship managers and bank management. Quickly grasps Bank analysis software and retains information. Experience with Abrigo Sageworks, and FIS Horizon (core system) platforms highly desired. Broad experience in C&I, CRE, SBA lending underwriting highly desired. Proficient with Microsoft Office Products - Word, Excel and Outlook. Education & Experience Bachelor's Degree in accounting, business or finance preferred. 5 years in Commercial Banking (e.g., Credit Administration, Commercial Credit Underwriting, Portfolio Management or Commercial lending), required 5 years of SBA Underwriting experience required. This as with any other role may be an in-office or work-from-home position and may be subject to our client's work-from-home policy. The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

JCW is currently working on behalf of a growing MGU looking to add a Production Underwriter focused within Real Estate and/or hospitality. In this role, you'll be working on a growing $15M book of business focused on Real Estate/Hospitality What You'll Do: Meet with Clients and Brokers Underwrite Real Estate and/or hospitality book of business What We Need: 5+ years of experience as an underwriter; specifically within a Real Estate or Hospitality book of business If you're interested, please apply directly or email your resume to ****************************** ** POSSIBILITY OF BEING FULLY REMOTE BUT IDEALLY LOOKING FOR CANDIDATES WHO CAN GO INTO NYC OFFICE 1-2 TIMES PER WEEK ***

Our client, a top rated insurance carrier, is expanding their underwriting department and seeking to add a Senior E&S Production Casualty Underwriter to their team. This person will be responsible for underwriting and pricing new and renewal Commercial Casualty business within the Excess & Surplus (E&S) market. Working closely with producers, this role focuses on soliciting new business, managing renewals, and ensuring underwriting profitability across the Vermont and Western Massachusetts territory. This is a fully remote position! Assess individual risk acceptability, pricing, coverage, terms, and conditions for complex surplus lines commercial property and casualty policies. Develop, analyze, and evaluate information to identify exposures and make well-informed underwriting decisions. Visit producers / wholesale brokers Build and maintain strong relationships with producers, assisting in client retention and achieving mutual business growth. Achieve established production and loss ratio targets for the assigned regional territory. Maintain awareness of market trends and competitive landscape to drive new business opportunities. Qualifications: 3 - 8+ years experience in Commercial Casualty underwriting, preferably in the surplus lines/E&S market. Must have Production Underwriting and/or Territory Marketing experience. Strong analytical skills with the ability to evaluate complex risks. Excellent communication and interpersonal skills, with a focus on building producer relationships. Bachelor's degree highly preferred. Salary/Benefits: $130,000 to $175,000+ annual base salary plus lucrative production bonus Company Car Flex schedule and ability to work remotely Extremely competitive Medical, Dental, Vision and Life plans Employer matching 401(k) plan Generous PTO plan

As an Underwriter (Inland Marine), you will be dedicated to providing underwriting expertise and first class service to our customers, with a proven track of digital insurance platforms and channel partners whilst building and managing a book of business for Loadsure's Inland Marine products in the US. You will focus on the accurate and timely delivery of work and build and manage relationships within assigned relationships. You will be highly organised and comfortable building relationships and working with all levels of the firm. Stakeholder management and communication will be vital to the success of the role. This position requires a self-driven, high-energy, professional who's passionate about disrupting an industry and wants to be rewarded for their performance and contributions. We believe that with a growth mindset, tech-first innovation, and focused execution, anything is possible. We value others' insights and ideas to build a collaborative, entrepreneurial, and lighthearted environment. Key Responsibilities; Sourcing submissions from assigned trading partners through dedicated marketing and sales techniques Growing the broker source usage based business for single shipments and shipper interest clients Review and provide clearance on High Value Shipment referrals within your partners and territory Clear annual business submissions and perform desk underwriting to review pertinent details of exposures to quote business within your authority and utilising the Loadsure pricing tools Ensure timely and accurate data entry in Loadsure portal Maintain your book of business by providing timely renewals to brokers and assureds Liaising with claims, finance, compliance and engineering etc on matters affecting or relating to to accounts within the portfolio Help maintain team standards through supporting other team members in achieving their service/quality levels and targets as required Provide weekly reports to VP of product lines outlining production, referrals and booked premiums Complete required continued education training as assigned Provide a professional service to brokers in person, writing, email and telephone Attend client meetings as required Key Competencies; Excellent communication skills and proven ability to forge and maintain relationships with clients Solutions focused attitude to resolve any challenges Excellent organisational skills - ability to provide the client with clear and accurate agendas, status reports and updates on request Monitor project deadlines and budgets; identify and communicate potential changes that may be required. Prepare materials for client presentations. Answer any queries regarding customer policies in a compliant and timely manner Generate and provide policy quotes for immediate coverage and short-term needs Ability to produce high quality documentation. Experience delivering presentations to senior stakeholders. The ability to facilitate workshops and meetings. For example, requirements gathering, project boards, technical review sessions or process design workshops. Proven ability to influence those outside of their direct reporting line. Proven attention to detail/extreme precision about the content of requirements of documents, weekly reports and status updates. The ability to work within an unstructured environment and without clear guidance. A good knowledge of corporate systems such as CRM etc. Skills and Qualifications; Essential; Minimum of 2 years experience within ocean and inland marine Willingness to travel - 20% Strong numeracy skills Excellent time management and organisational skills Strong communication skills Comfortable dealing with internal and external senior representatives Eagerness and willingness to learn Accuracy and attention to detail Self-starter and takes initiative Effective listening, strong verbal and written communications skills (including grammar) Must have outstanding interpersonal and problem solving skills Thrive in a fast-paced, high-growth, rapidly changing technical environment Desirable; Enthusiastic about emerging technology and insurtech Proficiency in Microsoft Word, Excel, PowerPoint About Us; We've combined groundbreaking AI and industry expertise to create a service that goes beyond conventional cargo insurance. This is holistic freight protection. With trailblazing end-to-end InsurTech, our mission is simple: empower brokers to better serve the freight community, maximizing profits and minimizing losses for all. At Loadsure, we celebrate the spirit of individuals and empower them to grow. Fostering a culture of personal freedom, mutual respect, and collaboration, we enable the professional success of each person, regardless of race, ethnicity, culture, nationality, religious belief, sexual orientation, gender identity and expression, age, marital status, or disability. Understanding, communication, respect among all people: This is how we're nurturing a diverse and inclusive workplace in which everyone can thrive. We Strive for continuous growth and excellence in everything we do. We Unite through collaboration, leveraging our diverse strengths to achieve common goals. We Pioneer innovative solutions, embracing new technologies and forward-thinking approaches. We Deliver outstanding results, ensuring reliability and quality in every project. Why work for Loadsure? Competitive salary Fantastic company stock options Remote working with great flexibility 25 annual leave days, in addition to our recognised national holidays Enhanced maternity/paternity/adoption/shared parental leave Birthday day off Subsidised gym/wellbeing membership Strong healthcare coverage for employees and their families A culture of work-life balance A community that gives back Engaging and collaborative work environment An exciting opportunity to work with a talented team that's passionate about what they do and believes in their product and people Career development opportunities Online learning platform loadsure.net

*This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* We are looking for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships. The candidate will play a critical role in driving the growth and profitability of our ocean marine liability business. Interested? Join our team! Responsibilities Maintain and grow a book of ocean marine liability business including Hull/P&I, Primary Marine Liability, and Excess Marine Liability as part of the RB Jones Marine team Manage and develop broker relationships Produce new business as well as maintain a book of renewal business Prequalify accounts and utilize underwriting acumen to select sound marine risks Underwrite, rate, quote and bind, profitable new and renewal marine business to meet goals in agreement with underwriting guidelines and underwriting authority Regular national travel as required Qualifications Bachelor's degree or equivalent combination of education and experience Minimum 3 years of marine underwriting experience required Wholesale, MGA or carrier experience preferred Demonstrated proficiency in sales and marketing Proven organization skills and ability with a strong attention to detail Interest in continued education and professional development Insurance license, CPCU, CIC, AMIM or comparable designations preferred Compensation Package Competitive base compensation Flexible, hybrid, and remote work options Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About Our Company Founded in 1905, RB Jones is a leader in providing specialty risk coverage solutions to brokers, agents and wholesalers, including: Commercial Marine, Excess Energy, Commercial Property, Professional, Flood, Builders Risk, Terrorism, Inland Marine and other unique products. RB Jones is a member of H.W. Kaufman Group, which employs more than 2,000 professionals in over 60 offices across the United States, Canada, Latin America, the United Kingdom and the European Union. At H.W. Kaufman Group and RB Jones, we prioritize a culture grounded in family values that fosters and sustains a supportive and welcoming workplace. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions. This is a Full-Time/Remote opportunity offering competitive pay ranging from $81,000 to $100,000 annually. Key Responsibilities: Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud. Efficiently enter data into DU/LP systems and execute the final AUS processing. Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs. Accurately log loan data and decisions into our operating system, ensuring precision at every step. Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines. Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file. Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns. Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients. Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills. Requirements Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and proce-dures. Current jumbo, non-agency, and alternative document experience for at least 3 years. Must be able to multi-task in a fast-paced environment while maintaining a high level of quality. Extensive knowledge of all FNMA/FHLMC and investor guidelines. Extensive knowledge of complex tax returns including multiple businesses and multi-ple financed properties. Able to handle multiple investors guidelines. Maintain quality and production standards as set forth by management. Strong attention to detail, organization, and communication skills. Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience. Must comply with all BSA/AML requirements as well as any mandatory changes. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

About the role We are looking for a dynamic individual who is a self-starter, and who will take ownership of actively generating profitable business from an assigned group of brokers, and partner closely with our Sales organization. The Production Underwriter will primarily underwrite and manage a wide range of products, including Coalition's Technology E&O, Cyber and MDR products. The ideal candidate will have the ability to educate both brokers and customers on how to keep their businesses protected. If this sounds like you, we would love to speak with you. This is a fully remote position that can be based anywhere in the United States. Responsibilities Work closely with sales and product staff to assess cyber products and capabilities Work with the Sales organization, execute strategies specific to technology and cyber insurance, and develop and manage key strategic relationships in order to achieve production and profit targets Identify new customers through effective pipelining, pre-qualification, and territory analysis/management Exhibit a thorough understanding of the local cyber insurance marketplace and trends, Coalition's capabilities within the geography, and corporate vision Develop and execute recommendations to profitably capture market share across assigned geography 20-35% travel depending on territory. Including but not limited to quarterly onsite visits and internal gatherings Skills and Qualifications 2+ years of multi-line underwriting experience within the Technology E&O/Cyber segment Bachelor's degree preferred; professional designations such as CIC and CIPP preferred Ability to work independently within the current level of underwriting authority Strong sales, communication and marketing skills are critical; must be able to demonstrate success with managing tight time frames, high volumes of work, direct agency relationships Proficient background in risk analysis (especially in Technology & Cyber insurance) Knowledge and proficiency with technical issues, compliance, coverage, products and pricing strategies Demonstrated ability to achieve monthly, quarterly, and annual production goals Negotiation, relationship-building, influencing skills, and a creative approach to challenges and opportunities Self-starter and ability to take initiative with brokers in scheduling meetings, broker events, quarterly sales and metrics calls with brokers, etc. Compensation Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $98,000.00/year in our lowest geographic market up to $132,000.00year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed. Perks 100% medical, dental and vision coverage Flexible PTO policy Annual home office stipend and WeWork access Mental & physical health wellness programs (One Medical, Headspace, Wellhub, and more)! Competitive compensation and opportunity for advancement

Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote.ABOUT US:At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.JOB SUMMARY:Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking.ESSENTIAL FUNCTIONS AND DUTIES:· Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending.· Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation· Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list· Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval.· Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company.· Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA.· Performs other job-related duties and special projects as assigned.QUALIFICATIONS:Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans.Experience in Microsoft Office applications.Excellent written and verbal communication skills.Knowledge of financial analysis techniques.Ability to work in a team-based, fast-paced work environment.High degree of accuracy and strong organizational skills.Ability to work under pressure and on deadline EDUCATION:Bachelor's degree in related field or equivalent experience.

MGA seeking a dynamic Commercial P&C Underwriter to join a technology advanced and growing carrier. This is an insuretech environment with some automated underwriting processes. Responsibilities: The Underwriter is primarily responsible for risk selection, analysis, documentation, pricing and sales of commercial property and liability new business, as being responsible for renewal retention and ongoing management of existing portfolio Manage book of business by evaluating submissions, making decisions consistent with guidelines in a timely manner Maintain complete and well-organized electronic underwriting files according to guidelines Maintaining a good relationship with assigned brokers by responding promptly to requests and clearly communicating underwriting decisions Review and evaluate upcoming renewals in a thorough and timely manner, ensuring that nonrenewal notices and renewal quotes are issued accurately and timely Book is focused on property, habitational, real estate and condominium accounts Qualifications: Someone who thinks outside of the box. Entrepreneurial spirit Commercial Property Underwriting *****PLEASE DO NOT APPLY IF YOU ONLY HAVE MORTGAGE EXPERIENCE Location: 100% remote, must be located in on the West Coast inclusive of CA, AZ, UT, WA

Job Details Remote Opportunity Available or Fishers, IN - Fishers , IN About the Role: As the SBA Loan Underwriter II you will provide the initial step in the bank's overall Credit Risk Management process over the SBA loan portfolio. You will be a financial expert who analyzes the financial condition of prospective SBA borrowers and assesses how much risk First IB will be assuming if a decision is made to approve a loan request. More specifically, you will evaluate credit history, assets, liabilities, cash flows and other factors to determine a borrower's ability to pay back a loan request. You will work closely with bank management and other members of the SBA lending function to ensure that loans meet SBA requirements and close in a timely manner. What You Will Do: Underwrite primarily SBA 7(a) loans, Express Loans, and 504 loans up to program maximums for a lender possessing a national lending footprint. Ensure request meets both SBA SOP requirement and Bank Credit Policy/Guidelines. Maintain up to date knowledge of current SOP requirements through continuous learning individually and through NAGGL and/or other outlets. Present credit write-ups in a concise, consistent, organized fashion, fully supported with proper justification/rationale. Use critical thinking skills/research to provide recommendations for credit decisions. Collect, spread, analyze and evaluate financial and related data to determine credit worthiness of prospective or existing borrowers in adherence with First Internet Bank Credit Guidelines/Policy and SBA SOP requirements. Perform financial analysis including pro-forma balance sheet analysis, working capital adequacy, leverage positions, collateral shortfall, ratio analysis, etc. Perform joint calls with Business Development Officers (BDOs) and prospective Borrowers to answer any questions and gain understanding of the proposed transaction. Notify Borrower and/or BDOs of underwriting decisions, underwriting requirements, current status, and declinations. Negotiate with Borrower/BDOs to reach positive solution for both Bank and Borrower. Prepare Commitment Letters in adherence to loan conditions once loan has been approved. Review third party reports including appraisals, business valuations, RSRAs, and Phase I/II environmental reports to ensure consistency with approval requirements. Analyze and craft solutions to accommodate changes to the SBA loan request on a post-approval basis via change memos. Assist in preparing for periodic portfolio reviews conducted by regulatory agencies, loan review and internal audit. Prepare draft responses to audits, reviews and regulatory exam reports as requested. Mentor and assist in training new or junior staff. Perform other duties/projects as assigned. What We're Looking For: A minimum of three years of relevant SBA lending, portfolio management and/or commercial credit experience required, or minimum of two years of SBA underwriting experience within a fast-paced SBA 7(a) lending program. Full knowledge of current SBA SOP. Ability to understand and analyze complex transactions. Ability to understand and analyze both historic and projected financial statements. Capability of working effectively under limited supervision. Good organizational skills. Thorough understanding of financial statement preparation and content. Strong PC, Internet and administrative skills. Ability to work in a team environment. Ability to work in a fast-paced environment that may require occasional work beyond normal working hours. Excellent written and verbal communication skills. Working Conditions/Demands: Professional office setting. Primarily sedentary position requiring long periods of time working at a computer. Must be able to move throughout the office and buildings to obtain or relay information. Must be able to perform the essential functions of the position with or without reasonable accommodation. Remote working conditions may be permitted for qualified candidates. Working Conditions/Demands: Professional office setting. Primarily sedentary position requiring long periods of time working at a computer. Must be able to move throughout the office and buildings to obtain or relay information. Must be able to perform the essential functions of the position with or without reasonable accommodation. Who Are We? We're not just another bank and we're not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since. We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It's your career, you deserve to imagine more. Keep reading, we think you will like you what see. Why Join Us? Our success has been driven, in part, by four core competencies - customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result, we've been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state-of-the-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day. Beyond that, the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness. Have we mentioned free snacks, soft drinks and beer available on tap? Want more? How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the “first” step and apply today. Our benefits package includes the following and so much more: Medical Dental, Vision Insurance 401(k) Retirement Plan with Generous Match Professional Development Reimbursement 3 Weeks Paid Vacation Plus Paid Holidays Paid Volunteer Time Business Apparel Allowance Equal Opportunity Employer - Women, Minorities, Veterans and Individuals with Disabilities If you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Click here to read more. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c). Click here to read more.

About the Role Donegal Insurance Group has an opening for a Production Underwriter in the state of North Carolina. This position will function as a key member of our Atlantic South Underwriting team playing a key role in generating new commercial lines business opportunities within given territory. This would be a Full-Time Remote position with preferred candidates residing in or near the following areas: Charlotte, NC. Responsibilities and Duties * Develop strong business relationships with key agents and provide underwriting guidance to the agents. * Select, price, and develop coverage terms for commercial lines accounts to achieve profitable underwriting results and assist with providing leadership, support, and coaching for the underwriting function * Manage a territory of independent agents to ensure that profitability and growth objectives for the company are being met * Review new business applications to evaluate the degree of risk involved * Accept or decline risks based on the company's underwriting policies * Review application for completeness * Contact agents for missing or incomplete information * Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness * Interpret insurance coverage's for agents and insureds * Maintain and establish a good working relationship with agents and communicate underwriting decisions to agents and insureds Qualifications and Skills * Bachelor's Degree with a background in insurance or equivalent experience * At least 5 years of underwriting and marketing experience at a company or agency level with a minimum of 5 years of underwriting experience should be in the commercial lines sector of insurance * Demonstration of self-development through the attainment of professional insurance designations, CPCU, ARM, PLU, etc. * Ability to create business opportunities by demonstrating excellent underwriting skills and product knowledge. Must possess a value-added service mentality * The expectation is this employee will travel 2 to 3 days per week to visit agents in the designated territory. Starting Pay: The pay range for this position is $90,000 to $120,000 annually. The specific offer will vary based on an applicant's education, qualifications, professional experience, skills, abilities, and any applicable designations/certifications. The posted pay range reflects our ability to hire at different position titles and levels depending on background and experience. The pay range may also be adjusted based on an applicant's geographic location. The base pay is just one component of Donegal's total compensation package for employees. This role may also be eligible to participate in a discretionary annual incentive program. The amount of any bonus varies and is subject to the terms and conditions of the applicable incentive plan. Ongoing applications are being accepted.

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As an Underwriter III in auto finance, you will review policy and/or pricing exceptions and assist in daily operations. You'll structure decisions to maximize profit and enhance relationships. You'll also decision automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved. You'll meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics. You'll also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you'll provide prompt, accurate responses to all internal and external customer inquiries. Job responsibilities Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations Review policy and/or pricing exceptions and assist in daily operations Structure decisions to maximize profit and enhance relationships Make decisions on automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved Meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics Initiate sales calls via telephone, and where appropriate, prepare written follow-up Provide prompt, accurate responses to all internal and external customer inquiries Required qualifications, capabilities and skills 5+ years of credit auto experience Experience reviewing credit bureau reports Skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending Comprehensive knowledge of indirect loan and lease programs, bank products, and services Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues. Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks. Superior analytical skills supported by excellent written and verbal communication skills. Results-oriented with a high level of personal initiative and proven leadership ability Preferred qualifications, capabilities and skills Sales and/or leasing experience Demonstrated judgment and ability to act decisively THIS IS A WORK FROM HOME POSITION

Full-time Description Responsible for the review of conventional and government mortgage loan applications ensuring quality and compliance with company, investor & appraisal guidelines and meeting closing schedules. Essential Responsibilities Completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. Evaluate the entire credit package for residential mortgage loans and ultimately ensure an “investment” quality loan product. Check accuracy of calculations. Assists with training of new underwriters. Recommend the loan disposition for loan amounts in excess of authority limitations to underwriting manager. Communicate decision on loans to appropriate parties both verbally and in writing. Be available to processors and correspondents for general guideline interpretations and questions on specific loan files. Respond to post-closing reviews and audits in a timely fashion. Maintains a professional image and standards consistent with company policies and procedures. Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation. Perform other tasks as requested. Knowledge, Skills and Abilities Ability to read, write, and communicate at a level consistent with the requirements of this position, including legal documents and to non-technical staff. Ability to clearly organize information, understand relevant laws, identify and fix any financial discrepancies that may arise, and perform mathematical equations accurately. Ability to learn and support new systems and applications, and use critical thinking to make good decisions and meet deadlines. Demonstrated ability to handle multiple projects and details simultaneously; holds self to a high level of quality. Must be self-motivated and enthusiastic to obtain personal and company goals. Ability to stay organized to easily retrieve information and documents as needed. Experience and Training Bachelor's degree in related field, preferred. High school diploma or equivalent is required. Minimum of three years' mortgage loan underwriting experience, required. DE/SAR designations for FHA/VA, preferred. Proficient with Microsoft Office including Outlook, Word, Excel and PowerPoint. Must maintain industry standard training according to company policies. Job Dimensions Reporting to this position: No direct reports. Internal Relationships: All internal operations staff and management, loan officers, underwriting, and compliance. External Relationships: Credit and title companies, Realtors, appraisers, and other outside professionals. Requirements Physical Demands and Work Environment Physical Demands: This position is primarily sedentary, with occasional movement required, including walking, reaching, and occasional stooping. You will be expected to spend over 50% of your time reading and using a computer. Effective communication, both verbal and written, is essential for sharing detailed information with colleagues and clients via phone, video calls, and messaging. While rare, you may need to lift or move items up to 15 pounds. Regular attendance and consistent availability during work hours are crucial for success in this role. Work Environment: This position is fully remote, allowing you to work from the comfort of your home office. You will use standard office equipment such as a computer, phone, and various digital tools to complete your tasks efficiently. A professional, self-motivated atmosphere is essential for maintaining productivity and meeting objectives. Why is Ruoff Mortgage the right career choice? At Ruoff Mortgage, we truly believe that where you work and loving your job matters, so you will receive all the vital resources necessary for your career to take off! Our team is focused on helping our clients achieve their home borrowing goals while providing our employees with a rewarding, professional experience, and a friendly team-oriented work environment. We offer a comprehensive Ruoff Total Rewards benefits package designed to support the well-being and success of our employees. Health & Wellness: Enjoy comprehensive health insurance plans, including medical, dental, and vision coverage, to keep you and your family healthy. Retirement Savings: Take advantage of a 401(k) plan with company match to help you plan for your future. Paid Time Off: Benefit from paid vacation, holidays, and sick leave to ensure you maintain a healthy work-life balance. Professional Development: We support your growth with training, education, and opportunities for career advancement. Employee Assistance Program (EAP): Access confidential counseling and support services for personal or professional challenges. We're committed to providing our employees with the tools and resources they need to thrive both personally and professionally. Ruoff Mortgage reserves the right to modify, interpret, or apply this in any manner the company desires. This in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. The employment relationship remains "At Will." The aforementioned job requirements are subject to change to reasonably accommodate qualified individuals with disabilities. While we thank all candidates for your interest in our company, only those selected for interviews will be contacted. Ruoff Mortgage is an equal opportunity employer.

Company Details Berkley Aspire is an excess & surplus lines insurer of commercial risks unable to find a home in the standard markets. We are an operating unit of WR Berkley, a publicly traded (NYSE “WRB”) global insurer founded in 1967. We make excess & surplus lines easy - easy for our distribution partners, easy for the businesses they represent, and easy to navigate. The lines of coverage we underwrite include general liability, property, and excess liability. Our model is different than our competitors - we do the premium billing and do not add interest/ finance percentage, we offer enhanced commissions, and we handle the stamping, affidavit filings, and other behind-the-scenes paperwork. Our company culture is entrepreneurial, employee centric, and focused on sustainable growth. Aspire teammates work either remotely or on a hybrid schedule from offices in Scottsdale, Cincinnati, and Richmond. If you are looking for a company that offers room for advancement, great benefits, and positive vibes, then Aspire may be the place for you! Benefit Highlights • Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro. • Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding. • We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire! • Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together. • We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun. ********************* Responsibilities Berkley Aspire is seeking a Small Business Underwriter to join our growing team, covering the state of Florida. The role can be based from remote in the state of Florida or from our Westchester, OH or Glen Allen, VA offices. The Small Business Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. Specific Duties Review and underwrite new business submissions for acceptability according to authority granted. Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. Make sound risk and pricing decisions that achieve profitable loss ratios. Achieve designated customer service standards with a focus on fast turn-around time. Participate in territory team marketing calls, video conferences, and agency visits. Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. Recognize and create cross-selling opportunities for other company products. Actively market small commercial product to agents and travel within assigned territory, as necessary. Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis. Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). Operates according to underwriting authority as granted by Berkley Aspire. #LI-Remote #LI-RS1 Qualifications Minimum of two years of experience in E&S underwriting. Must have strong customer service background in a professional environment. Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred. Strong customer focus and the ability to respond with a sense of urgency. Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done. Teamwork, providing and welcoming open, honest, respectful, and constructive feedback. Ability to work independently and in a team environment. Ability to communicate effectively. Ability to travel within your assigned region to visit with agents 3-4 times per year. Demonstrated strong written and verbal communication skills. Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience. Additional Company Details The Company is an equal employment opportunity employer. We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

Underwriting Assistant Aegis General Energy, a unit of the Aegis General Insurance Agency, a wholly owned subsidiary of K2 Insurance Services, LLC, is seeking a full-time Underwriting Assistant to join its team. This position is remote based out of their Conway, AR office. Aegis General Insurance Agency, acquired by San Diego-based K2 Insurance Services in 2013, Aegis continues to expand its product offerings and distribution by developing new insurance programs and increasing the number and geographic diversity of its marketing, sales, and support staff. Aegis offers the opportunity to join an established company in growth mode. Our compensation program includes competitive pay; bonus plan; medical, dental, and vision insurance with no waiting period; paid time-off in year of hire; and 401(k) with employer match. Underwriting Assistant duties: Provide best-in-class service and response times to our select agency partners Data Entry into multiple internet based systems Make, and follow-through with, request for missing information from outside sources Use Microsoft Office software, (e.g. Outlook, Word and Excel) Answer incoming calls Multi-Tasking Assist in the day-to-day operations as assigned Rating and preparation of new or renewal quotes as directed by Underwriter Review and handling of inspection recommendations and discrepancies Process bind requests as directed by Underwriter Reviewing submissions information required to issue new or renewal quotes Review renewal applications to confirm that information is appropriate to proceed in underwriting actions Receive referral approval from Senior Underwriting on all accounts when required Complete Quality Assurance and Quality Control review on all bind orders Underwriting Assistant requirements: Property/Casualty insurance experience, preferred Utilize time management abilities in a fast-paced, high volume environment Excellent computer skills including typing proficiency, Microsoft Office proficiency with an emphasis in Excel spreadsheets Excellent verbal and written communication High-level of motivation Ability to multitask while prioritizing important and pressing tasks Exceptional attention to detail with an innate capacity for organization Drive to succeed and advance your knowledge and career Ability to work in a customer service and driven environment Ability to resolve moderately complex problems Organize tasks effectively Willingness and ability to go above and beyond to help and provide value to team Attention to detail Self-motivated Ability to work in high pressure situations Ability to apply feedback in order to improve performance Consistent dependability, promptness, and excellent people skills Pay Range: 20-26 USD per hour

Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees. Here, the possibilities are endless - come for a job, stay for a career. This position is eligible for remote work schedule. The ideal candidate will reside within the footprint of Zions Bancorporation. The ideal candidate for the SBA Underwriter position will have the skills and experience necessary to: * Underwrite SBA guaranteed loan products, primarily 7a, Express, and 504 loans ensuring adherence to SBA SOP, bank policies, banking regulations and laws. * Compile data as it relates to the preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of related collateral, appraisals, audits and other data. * Interpret outcome of analysis and prepares summary, recommendations and may make joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted. * Evaluate, analyze and form opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications. * Spread financial statements, identify credit strengths and weaknesses, provide detailed and documented analysis of credit worthiness. * Identify risk and mitigating factors related to conducting a thorough credit analysis for approval. * Respond to internal and external customer inquiries. * Recommend exceptions based on findings. * May work closely with Relationship Manager on the more complex aspects of loan structuring, including long term, fixed vs. variable rates, pre-payment penalty and other variables. * May have authority to approve loans beyond the organization's guidelines. * Senior most level may function as a lead and be responsible for second level approvals. * Other duties as assigned. Required Qualifications: * Requires a Bachelor's in Finance, Business, Accounting or a related field and 1+ year commercial, commercial real estate credit or small business underwriting, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience. * A combination of education and experience may meet qualifications. * Basic knowledge of commercial, commercial RE and/or small business credit underwriting, spread analysis, lending, underwriting concepts, practices and procedures. * Basic knowledge of C&I and CRE loan requirements with the ability to identify risk and mitigating factors related to conducting a thorough credit analysis for approval. Knowledge of balance sheets, income and cash flow statements. * Good understanding of commercial and/or small business lending policies and procedures and general banking laws and regulations. * Ability to analysis and research financial statements, business plans, credit reports, debt ratios and loan to value information. * Possess good judgment, ability to make sound decisions. * Ability to accept responsibility and handle confidential information. * Must have good customer relations and communication skills. * Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills. * Working knowledge of various related software applications, including spreadsheets, word processing, etc. Preferred Qualifications: * Knowledge of the SBA SOP (Standard Operating Procedures). * 3+ years of direct SBA underwriting experience including 7a, Express, and 504 loans. * Experience underwriting commercial loans with a construction component (i.e. - ground-up construction, building expansion, tenant improvements). Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Parental Leave and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts * Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Salary Range - Depending on experience § Level II - $55,500 to $81,400 § Level III - $65,625 to $96,250 § Level IV - $78,375 to $114,950 * Mental health benefits including coaching and therapy sessions * Tuition Reimbursement for qualifying employees * Employee Ambassador preferred banking products * Employees may, at the company's discretion, be eligible to receive a cash bonus award

Job Title: Remote Rehab Underwriter Employment Type: Full-Time | Direct Hire Industry: Private Lending / Real Estate Investment About the Role We are seeking a highly skilled and detail-oriented Rehab Underwriter with proven experience underwriting true rehab loan products in the private lending or non-QM real estate investment space. This role is critical to our loan origination process and requires a deep understanding of the unique risks and nuances involved in fix-and-flip, value-add, and renovation-based investment loans. This is a remote position for professionals who are self-motivated, deadline-driven, and comfortable working independently in a fast-paced environment. Key Responsibilities Independently underwrite fix-and-flip and rehab loans with a focus on property acquisition, construction budget, and after-repair value (ARV). Analyze borrower credit, experience, liquidity, and exit strategies. Review detailed scopes of work, construction budgets, and draw schedules for completeness and accuracy. Assess collateral by reviewing appraisals, BPOs, and supporting market data to confirm ARV. Ensure underwriting decisions meet investor guidelines, company risk tolerance, and compliance standards. Coordinate with loan processors, sales, and asset management teams to ensure a smooth and timely closing process. Identify and mitigate risks related to construction feasibility, borrower capacity, and market conditions. Maintain detailed loan documentation and provide written rationale for all underwriting decisions. Required Qualifications Minimum 3 years of direct experience underwriting true rehab loan products in the private lending or real estate investment sector. Note: Experience in conventional, agency, or retail mortgage products will not be considered equivalent. In-depth understanding of fix-and-flip, value-add, and construction/renovation loan structures. Familiarity with underwriting rehab budgets and validating ARV using real estate market data. Strong working knowledge of investor guidelines, title review, and draw processes. Excellent analytical and organizational skills with acute attention to detail. Proficient in loan origination and underwriting systems; ability to adapt quickly to new technologies. Exceptional written and verbal communication skills. Preferred Qualifications Experience working for a private lender, hard money lender, or non-QM investment firm. Exposure to both residential and small-balance commercial rehab loans. Knowledge of multiple state markets and property types. Previous remote underwriting experience. Compensation & Benefits Competitive base salary commensurate with experience. Paid time off and company holidays. Flexible remote work environment. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Amwins Program Underwriters (APU), An Amwins Group Company, is seeking a Senior Underwriter to join our team in Portsmouth, NH. This is a remote position with limited travel to the team throughout the year. The primary focuses of this position will be to grow the specific program book of business profitably through retention and new business goals established by the Program Manager and the development of relationships with key program production sources. The ideal candidate will be thoughtful and dynamic. This position requires self-direction and motivation to learn the job and continue to seek better ways to complete the job as an ongoing process. The individual in this role should possess the capacity to understand concepts and the drive to succeed in a team environment. As a Senior Production Underwriter, you will have the opportunity to grow your career with one of the largest independent wholesale insurance brokers and general agencies in the U.S. insurance industry. To the qualified candidate we offer: Compensation includes a base salary commensurate with experience plus an industry-leading bonus plan Full benefit package including: Medical, Dental, Life, Disability and 401(k) Collaborative, continuing education-focused work environment Opportunity for advancement Opportunity for formal sales and leadership training Generous Paid Time Off (PTO) with Vacation and Personal days Pursuant to state regulations, the salary range for this position is $75,000 to $105,000, and includes eligibility for performance-based bonuses. Senior Production Underwriter duties: Responsible to manage the larger, more complex accounts handled by the team Underwrites new and renewal program business for acceptability based on guidelines established by company and APU; reviews applications, coverages, classifications, exposures, financial condition and losses, claims and engineering reports, discusses pricing with producer, broker or agent, quotes accounts within authority Submits accounts above authority to company with suggested pricing and negotiates pricing with company Re-rates quotations as necessary Prepares and sends out proposals Completes Account Summary for each account Reviews bound account information Initiates and assists sales staff with new business development, when appropriate Serves as primary contact for agents and brokers Serves as interface between carrier and agents/brokers Maintains premium and exposure information in underwriting systems, including comments as necessary Maintains account logs for control of outstanding items Orders loss control in accordance with company guidelines, reviews completed reports and takes appropriate action, as necessary Responsible for coverage changes and policy form modifications, works in conjunction with company to provide modifications Coordinates with other department personnel; consults engineering, claims and sales personnel to obtain necessary information in the handling of an account. Responds to phone calls and e-mails in a timely fashion Acts as departmental resource; answers technical and general questions from others in department Provides guidance, direction and mentoring to team members as needed Approves endorsements outside authority of other team members and refers those outside own authority Completes Rate Change Reports Quality controls policies, proposals and binding acknowledgements Performs quarterly quality control Self Assessments and AIG Self Audits on peer files Performs other duties as assigned Senior Production Underwriter requirements: 5-7 years of multi-line commercial underwriting or equivalent experience Bachelor's degree and AINS, ARM OR CPCU designation completed or in process with goal to complete Prior experience underwriting program business a plus Application Deadline: February 15, 2025

Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. MiniCo has nearly 50 years of experience in program management, underwriting, binding authority, and claims, offering a portfolio of exclusive programs to address even the most unique risk exposures. Our dedicated program teams provide niche underwriting process and flexibility, industry specialization, and unparalleled customer service. Today, MiniCo is a member of the Jencap Program Administrators division, offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. The Commercial Underwriter - E&S will work a hybrid schedule in our Phoenix office ideally and we would be open to have the role fully remote for the right candidate. They will manage a book of business and service, rate and write specialty commercial insurance policies in support of our Commercial Self-storage program. Responsibilities: • Manage large and specialty accounts as part of our commercial insurance team. • Underwrite Property, General Liability and Surplus Lines policies utilizing sound judgment and discretion following underwriting guidelines, rating and insurance regulations. • Reviews, evaluates, and prices new and renewal applications, endorsements, and related documents within granted authority level. • Ensure delivery, follow-up and servicing of all new business and renewal accounts as required. • Provide technical underwriting support for assigned accounts/agencies within the team as well as making individual underwriting decisions on referred accounts. • Accept, reject, classify, price, and bind insurance risks within granted underwriting authority. • Effectively communicate with and service agents on new and renewal business. • Provide appropriate and timely response to questions posed by agents, underwriters, and other team members. • Assist in the development and implementation of new marketing strategies. Requirements: • Minimum 3 - 5 years of work-related experience underwriting Commercial Property & Casualty Insurance. • Knowledge of Excess & Surplus Lines business required. • Strong sense of customer service & attention to detail. • Demonstrated ability to build relationships with both agencies and carriers. • Ability to work as part of an underwriting team, including the mentoring of others. Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.