Underwriter resume examples for 2025
Build a better Underwriter resume with Zippi, your AI resume builder robot.

All resume examples
Table Of Content
Underwriter Resume
Work Experience Underwriter, Wells Fargo - Tempe, AZ 2020 Analyzed and pre-underwrote mortgage loan applications. Mentor and coach junior underwriters by frequently providing them credit decision guidance and to ensure there underwriting meets investor requirements. Maintain consistent and effective communication with internal and external customers with the objective to increase market sales and client retention. Mortgage Loan Processor, Prospect Mortgage - San Diego, CA 2017 - 2020 Maintained positive relationships with Lenders, Title companies, Realtors and Appraisers. Receive and complete setup of incoming loan applications. Maintain contact with members, appraisers, title agents/attorneys, etc., regarding loan status to resolve processing problems. Follow any manual guidelines as it pertains to investor requirements as found in AIIRegs and/or Selling Guide. Mortgage Loan Specialist, Wells Fargo - San Diego, CA 2016 - 2017 Serviced home mortgage loans in bankruptcy and foreclosure status. Performed credit evaluations, reviewed, and took loan applications. Reviewed and analyzed loan applications, purchase contracts, title reports, homeowners insurance and income documents. Ensured loan applications were consistent with credit reports, worked with underwriters on workout options and discussed alternatives with borrowers. Skills Education Bachelor's Degree Business 2008 - 2011 Ashford University - San Diego, CA |
Junior Underwriter Resume
Brittany Lane Junior Underwriter Experience Junior Underwriter 2012 Auto-Owners InsuranceMarion, IN • Reviewed mortgage and commercial loan applications. • Specialized in working with high risk investors such as IMPAC, IMPAC Retail, VA, California Housing. • Reviewed financial statements, credit reports, and applicable ratios according to Fannie guidelines and apply specific lender overlays. • Ensured timely outbound calls to brokers and customers regarding loan status. • Communicated with real estate agents, title companies and other third parties. Junior Underwriter 2011 - 2012 Auto-Owners InsuranceMarion, IN • Processed retail mortgage loan applications which included purchase and prime refinance programs. • Approve and reject loan applications and request additional information. • Processed mortgage loan applications by reviewing applications, supporting documentation, and working with Underwriters for approval/denial. • Review loan applications to assure completeness of data, information listed and additional documentation. Sales Specialist 2008 - 2011 Kleenco GroupMarion, IN • Facilitated communication and trained new employees on firm's database. • Provided excellent customer service and built rapport with clients in order to maintain sales goals. • Dedicated to continuously improving sales abilities and product knowledge. • Worked closely with store management and operations staff to ensure product availability without increasing inventory. • Authored process documents and conducted training presentations to assist with HR shared services development which reduced case escalations by 85%. Skills Borrowers Loan Applications Sales Activities Va Account Executives Customer Service Sales Goals Sales Floor Customer Orders Portfolio Education Bachelor's Degree Business 2005 - 2008 Indiana Wesleyan UniversityMarion, IN |
Senior Underwriter Resume
Sandra Butler Senior Underwriter Experience: 2017 Senior Underwriter / Travelers / Boston, MA • Determined acceptability of surety submissions through analysis of financial statements, credit reports, bank letters and past history. • Provided assistance to agents regarding questions of the underwriting guidelines • Delegated authority in 100% alignment with corporate underwriting guidelines, policies, and procedures. • Analyzed corporate financial statements for bonding limits of commercial accounts. 2016 - 2017 Auditor / Ernst & Young / Boston, MA • Performed analytical procedures in order to investigate fluctuations of balance sheet and income statement balances. • Review of client's compliance with generally accepted accounting principles and auditing standards (GAAP and GAAS). • Worked independently and as part of a team in completing audit work for public and private companies. • Worked as a CPA on audit staff through promotion to supervisor. 2015 - 2016 Customer Service Representative / Nestle / Pawtucket, RI • Assist customers with new orders, billing, over the phone Payments, Trouble Shooting, Claims, Upsell additional items. • Answered general questions regarding our products and services, Completed monetary transactions and resolved customer issues as needed. • Provided excellent customer service resulting in repeat business. • Assisted with training of new CSRs. 2013 - 2015 Insurance Underwriter, Sales / Liberty / Pawtucket, RI • Conveyed complex information about protection and coverage to prospects and policyholders and provided outstanding customer service. • Supervised from 14 to 21 customer service representatives. • Attended extensive boot camp training for sales, customer service, and client retention. • Enrolled members into Medicare Part D plans following plan & CMS guidelines. Skills: Communication, Borrowers, CMS, CSR, Insurance Underwriting, Gaap, New Customers, Casualty Insurance, Portfolio, Internal Departments Education: 2003 - 2006 Bachelor's Degree Business / Northeastern University / Boston, MA |
Account Underwriter Resume
Kelly Washington Account Underwriter Experience: 2013 Account Underwriter / Auto-Owners Insurance / Marion, IN • Review new business submissions from agents to decide necessary action: approve, deny, or recommend changes prior to issuing. • Review new business submissions to determine eligibility based on company underwriting guidelines. • Managed a profitable book of business by applying sound underwriting judgment. • Assisted with incoming loan status inquiries, requests for loan files and distribution of files to senior underwriters. 2012 - 2013 Personal Lines Underwriter / Auto-Owners Insurance / Marion, IN • Review new business submissions to determine eligibility based on company underwriting guidelines. • Review new business submissions from agents to decide necessary action: approve, deny, or recommend changes prior to issuing. • Process requests from insured's and made policy additions or change requests using underwriting guidelines. • Negotiated directly with FNMA/FHLMC to resolve agency mortgage loan repurchase requests. 2010 - 2012 Mortgage Loan Processor / ALLETE / Marion, IN • Evaluated and qualified loan applications through credit worthiness procedures. • Processed loans according to state and federal regulations and lending guidelines to ensure compliance. • Evaluated information on residential loan applications, facilitated communication between clients, loan officer, and underwriter. Skills: Party Vendors, Personal Lines Policies, Title Companies, Usda, Customer Service, Personal Lines Business, Underwriting Guidelines, Loan Applications, Complex Cases, Va Education: 2002 - 2005 Bachelor's Degree Business / Indiana Wesleyan University / Marion, IN |
Administrative Underwriter Resume
Marie Howard Administrative Underwriter Employment History: Bank of America - Dallas, TX 2013 Administrative Underwriter • Verified customers' employment, credit risk, reason for default and income. • Provided feedback to sales and processing partners to ensure accuracy of loan applications. American International Group - Los Angeles, CA 2011 - 2013 Administrative Underwriter • Examined insurance applications, financial statements and claim history to determine if amendments are needed. • Review, evaluate and recommend modifications to underwriting guidelines in order to attain profitable growth. • Developed extensive knowledge of the financial underwriting process. Staples - San Diego, CA 2008 - 2011 Auditor • Handled all customer relations issues in a gracious manner and in accordance with company policies. • Audit sales tags and record store logs, cashiering, merchandising, loss prevention, and stock and inventory. • Promoted to lead specialized teams in performing audits of financial statements for industry-leading business clients within respected multinational professional services firm. • Audited teacher's payroll, minimized discrepancies and assisted employees with payroll questions/concerns. Skills: Compliance Requirements, Compliance Audits, Va, CPA, Communication, Private Companies, Loan Applications, Gaas, Asset Utilization, Insurance Underwriting Education: Ashford University - San Diego, CA 2005 - 2008 Bachelor's Degree Business |
Automobile And Property Underwriter Resume
Linda Greene Automobile And Property Underwriter Skills Sales Floor Sales Process Product Knowledge Product Information Store Management Communication Ensure Accuracy Surplus Lines Company Policies SBA Employment History Automobile And Property Underwriter 2020 Marsh & McLennan CompaniesAustin, TX • Develop relationships with both internal and external customers. • Demonstrated full knowledge of secondary market pricing and premium pricing. • Input and updated AU systems such as FNMA DU/DO and FHLMC LP. Property Underwriter 2010 - 2020 AT&TAustin, TX • Rendered appropriate credit decisions and conditioned loans within underwriting guidelines. • Utilized a fundamental knowledge of automobile underwriting processes and policies while adhering to and implementing both Federal and State requirements. • Specialized in underwriting FHLMC conforming products through the loan prospector system. • Approved, modified, rejected and cancelled accounts in accordance to company underwriting guidelines. Sales Representative/Assistant 2009 - 2010 AT&TAustin, TX • Managed B2B vertical growth across accounts; oversaw placement, account management/development, servicing, consulting, billing, and repairs. • Answer a high volume of calls from states nation-wide Troubleshoot lan-line problems using a mechanized testing system. Education Bachelor's Degree Business 2006 - 2009 Colorado Technical UniversityColorado Springs, CO |
Commercial Lines Underwriter Resume
Anna West Commercial Lines Underwriter 54968 E. Second St., Los Angeles, CA | (420) 555-9604 | awest@example.com Work Experience Commercial Lines Underwriter, The Hartford - Los Angeles, CA 2015 Determined if 'gray area' policy requests were acceptable company risk and educated new hires on underwriting guidelines. Determine eligibility for group life/LTD/STD products Assess risk to determine eligibility Handle customer issues Met customer service standards Assist in various projects Analyzed public documents and financial statements to verify regulatory compliance. Advanced knowledge of underwriting processes. Insurance Underwriter, Farmers Insurance - Los Angeles, CA 2007 - 2015 Job Knowledge- Basic billing, Underwriting guidelines and policy processing. Accepted, declined, modified, and reinstated homeowner and auto policies Advised field agents of underwriting guidelines Worked with insurance agents to write auto insurance policies that were compliant with company policies. Identify and evaluate opportunities applying stringent underwriting guidelines, analytical/actuarially based review and common sense. Inform and Educate customers about their insurance and advise them regarding any possible better options Provide excellent Customer Service Personal Lines Underwriter, ALLIANCE FUNDING - San Jose, CA 1998 - 2007 Trained existing employees' the self-owned annuity and lottery underwriting processes and procedures. Review Applications for Purchase, Lease and Transfer based on underwriting guidelines. Analyze complex company s financial statements and assess risk to make loan decisions. Skills Education Bachelor's Degree Business 1995 - 1998 San Jose State University - San Jose, CA |
Commercial Underwriter Resume
Juan Rice Commercial Underwriter phone(710) 555-2066 address19598 E. Maple St., Dallas, TX emailjrice@example.com Experience 2012 Commercial Underwriter Capital One · Dallas, TX • Estimated income and reviewed financial statements for personal and business returns. • Applied analytical and business expertise in the interpretation of applicable internal and regulatory underwriting guidelines. • Worked in DU and LP systems underwriting FHA and VA loans conforming and non-conforming. • Direct endorsement underwriter as wall as VA LAPP & SAR licensed underwriter 2002 - 2012 Risk Analyst Capital One · Dallas, TX • Educated customers on contract terms while Adhere to company policies and procedures. • Assisted with identifying, designing, and executing the appropriate risk management processes and practices for establishing a well-managed business. • Worked directly with Risk Stewards to ensure completion of risk management initiatives. • Key member of the Global Risk Data Quality Team that was in charge of the credit risk system. 1999 - 2002 Commercial Credit Analyst Bank of America · Dallas, TX • Sourced information from various product processors to perform credit analysis and due diligence on customers. • Completed the monthly financial statements review and quarterly risk rating to identify risk deterioration. • Reviewed customer's financial statements and assessed credit worthiness. Skills • Ensure Compliance • R • Legal Documents • Portfolio • Risk Management • Procedures • Financial Statements • Foreclosure • Risk Assessments • Analyze Data Education 1996 - 1999 Bachelor's Degree Business Ashford University · San Diego, CA |
Consumer Loan Underwriter Resume
Donna Coleman Consumer Loan Underwriter Employment History Consumer Loan Underwriter 2016 Wells Fargo · Tempe, AZ • Checked financial statements, credit reports, applicable ratios (DTI and LTV) and other supporting documentation. • Reviewed financial/income documents, credit reports, and applicable ratios (i.e. • Review financial statements, credit reports, applicable ratios (debt ratios, loan-to-value) and other supporting documentation. • Communicated with loan originators and processors regarding loan status, approvals, suspensions, denials and conditions. Mortgage Processor 2014 - 2016 Bank of America · Phoenix, AZ • Helped communicate loan status and needs between processing, sales and closing. • Reviewed loan applications for accuracy. • Processed loan applications approved by underwriter or those input using Desktop Underwriter. • Contract Position Underwrote and Processed mortgage loan applications for loan approval. Mortgage Originator 2013 - 2014 Bank of America · Phoenix, AZ • Submit loan applications, process loans, close loans (refinances, lines of credits, etc. • Maintained top 5% in both quality and production within line of business - Reviewed loan applications for completeness. • Ensured applications remained in compliance with federal regulations and investor guidelines. • Called hot and cold leads to generate loan applications and complete entire process through loan closing. • Followed policy and procedure for conventional, FHA, FNMA, FHLMC and VA loans. Skills Loan Applications Real Estate Debt Ratios Portfolio Formal Reports Appropriate Decisions FHA Usda DU Financial Services Education Bachelor's Degree Business 2003 - 2006 San Jose State University · San Jose, CA |
Health Underwriter Resume
Alice Ford Health Underwriter Experience Health Underwriter, Great American Insurance, Oakbrook Terrace, IL 2019 • Review submissions to determine if risk was appropriate for quoting and under what terms per underwriting guidelines established for the division. • Examined insurance applications, financial statements and claim history to determine if amendments are needed. Health Underwriter, Great American Insurance, Oakbrook Terrace, IL 2012 - 2019 • Monitored phone reports and controlled workflow for Customer Service Representatives. • Determined appropriate price, coverage, terms and conditions on exposure using established rating plans and underwriting guidelines. Customer Care Specialist, Xerox, Oakbrook Terrace, IL 2010 - 2012 • Support and adhere to all company policies, procedures and guidelines. • Participated in National Process development and implementation of a Center Communication and Customer Problem Resolution Process. Skills • Customer Interaction • Potential Customers • Underwriting Guidelines • Medical Underwriting • Insurance Underwriting • Communication • Customer Service • Customer Feedback • Quality Standards • Loss Ratio Education 2002 - 2005 Bachelor's Degree Business, DeVry University Oakbrook Terrace, IL |
Insurance Underwriter Resume
Brenda Dixon Insurance Underwriter Employment History Insurance Underwriter 2019 Bank of America · Newark, DE • Communicated with residential lending sales and operations staff regarding loan decisions, deficiencies, scenarios, and underwriting guidelines. • Make recommendations on mortgage loan applications to senior management which exceed loan authority or are outside normal guidelines. • Underwrite files using Underwriting guidelines. • Apply knowledge of mortgage servicing process and/or BOA credit underwriting guidelines. • Managed a pipeline of 65 and more loan applications. Insurance Underwriter 2016 - 2019 Wells Fargo · Des Moines, IA • Reviewed and analyzed financial statements, credit reports, and all forms of income to determine appropriate decision. • Evaluated mortgagors who did not qualify for the Home Affordable Modification Program, and modified loans based on investor guidelines. • Verified the HUD 1 for accuracy and discrepancies were noted and corrected if needed.. Bank Specialist 2006 - 2016 Wells Fargo · West Des Moines, IA • Reviewed more than 50 financial statements per quarter. • Maintained a database of loan applicants, credit histories and corporate financial statements. • Included in my expertise are Business Lines of Credit, secured and unsecured. • Branch consistently provided exceptional customer service, evidenced by survey results and "in the moment" coaching of peers. Skills Financial Eligibility Account Balances Financial Goals Insurance Brokers Insurance Underwriting Loss Ratio Financial Needs Online Risk Assessments Business Partners Education Bachelor's Degree Psychology 2003 - 2006 Liberty University · Lynchburg, VA |
Investment Underwriter Resume
Janet Bennett Investment Underwriter Contact Information Skills • Secondary Market • SBA • Application Information • Investor Guidelines • Complex Loan Packages • Ensure Compliance • Foreclosure • Loan Modifications • Va • Regulatory Agencies Employment History Investment Underwriter 2020 CitiIslandia, NY • Decisioned loan applications and communicated all underwriting decisions to the appropriate parties. • Reviewed file specifics, program underwriting guidelines, and any initial documentation provided in the file. • Reviewed Fannie Mae Freddie Mac loans with singing authority of $417K. • Reviewed assets, credit reports and appraisals for risk potential. Investment Underwriter 2017 - 2020 Wells FargoCharlotte, NC • Communicated with Loan consultants on loan status. • Reviewed financial statements, credit reports and applicable ratios such as DTI and LTV. • Review financial statements and other supporting information provided by customers. • Respond to management inquiries regarding loan status. Mortgage Specialist 2016 - 2017 SunTrust BanksWashington, DC • Guide clients throughout the mortgage process, explain any documentation requests needed, and keep clients informed of their loan status. • Communicate with multiple bank branches and referral partners on a daily basis. • Process FHA, VA and Conventional loans purchased from previous lenders. • Transfer loans out of foreclosure for third party sale, reinstatement, payoff, loss mitigation, bankruptcy or conveyance. • Suggest alternatives to foreclosure by offering in-house programs such as Deed-in-Lieu, Forbearance, and sale of property. Education Bachelor's Degree Business 2008 - 2011 Northeastern UniversityBoston, MA |
Life Underwriter Resume
Skills Underwriting Guidelines Brokerage Medical Records Risk Selection Loss Ratio Credit Analysis Approval Authority APS High Volume PPO Employment History Life Underwriter 2019 NORTHWESTERN LIFE INSURANCEMilwaukee, WI • Provided customer service support to agents and insureds in writing and over the phone. • Analyze personal financial statements, tax returns, pay stubs, credit bureau reports and employment status. • Provided assistance to senior level credit officers for complex loan applications. Life Underwriter 2016 - 2019 Wells FargoMilwaukee, WI • Communicated frequently with customers and sales partners and monitored the quality of customer service and internal partnerships. • Communicated with account executives and loan processors regarding loan status and conditions. • Evaluated mortgagors who did not qualify for the Home Affordable Modification Program, and modified loans based on investor guidelines. • Review prior financials, dti ratios, employment and asset history. • Analyzed financial statements, credit reports and applicable ratios to determine credit worthiness of borrowers. • Maintain production, quality and customer service standards as set forth by senior leadership. Health Underwriter 2011 - 2016 AetnaPhiladelphia, PA • Qualified New Business prospects to ensure that Underwriting Guidelines are satisfied. • Analyzed and evaluated renewals using underwriting guidelines, authority limits and renewal strategies with the primary focus on retaining profitable businesses. • Verified contracts to ensure established underwriting guidelines are met. Education Bachelor's Degree Finance 2003 - 2006 Temple UniversityPhiladelphia, PA |
Marine Underwriter Resume
Matthew Daniels Marine Underwriter Employment History: Farmers Insurance - East Grand Rapids, MI 2018 Marine Underwriter • Analyzed, clarified, and resolved complex policy and account related questions from internal and external customers. • Evaluated risk and eligibility of new and existing personal lines insurance policies while adhering to the company's underwriting guidelines. • Job Knowledge- Basic billing, Underwriting guidelines and policy processing. • Handled customer service for new and existing business by assisting agents regarding coverage, endorsements, underwriting guidelines, and billing. • Research and provide coverage alternatives, offer risk management suggestions, and adequately price insurance coverage within the company underwriting guidelines. Fifth Third Bank - East Grand Rapids, MI 2015 - 2018 Property Underwriter • Identified and communicated cross-sell opportunities discovered during the underwriting process. • Maintained a thorough understanding of underwriting policies and procedures, including knowledge of Fannie Mae & Freddie Mac guidelines. • Assisted and counseled sales managers in the processing of loan applications. • Review documentation: income, credit reports, appraisals, assets, etc. Aerotek - East Grand Rapids, MI 2014 - 2015 Underwriting Assistant • Supported the underwriters in all aspects of the production and underwriting process. • Handled all post sale underwriting processes including issuance, billing and follow-up underwriting related tasks. • Audit and correct commercial property & casualty insurance policies using specified underwriting guidelines. Skills: Underwriting Guidelines, Policy Status, New Customers, Coverage Forms, Financial Statements, Loss Ratio, Credit Risk, Personal Lines, Multiple Lines, Special Projects Education: Davenport University - East Grand Rapids, MI 2011 - 2014 Bachelor's Degree Insurance |
Mortgage Underwriter Resume
Cheryl Greene Mortgage Underwriter 4194 W. Main Ave., Chicago, IL | (330) 555-4587 | cgreene@example.com Work Experience Mortgage Underwriter, The PNC Financial Services Group - Chicago, IL 2017 Evaluate the overall strengths and weaknesses of the borrower and guarantors for an account by reviewing personal and business financial statements. Gathered loan information, communicated loan status to partners, referral sources and borrower. Loan Servicing Specialist, Bank of America - Chicago, IL 2016 - 2017 Handled loan modifications, special forbearances, repayment plans, deed in lieu and short payoffs. Tracked loan status to assure guidelines were maintained through and with adequate time frames Processed and filed Government FHA/VA, GNMA, HUD Settlement, Post sale foreclosure claims. Provide borrower pertinent information regarding loan status qualification for DOJ, MHA, and Traditional. Loan Representative, Countrywide Home Loans - Simi Valley, CA 2014 - 2016 Interview applicants and request required documentation for loan applications to meet compliance guidelines. Managed over 30 mortgage closing per month; verified, complied, and input financial data for loan applications. Prepared financial analysis of retail mortgage loan applications. Skills Education High School Diploma 2014 - 2014 |
Personal Lines Underwriter Resume
Experience Personal Lines Underwriter, Chubb, Warren, NJ 2018 • Determined risk acceptability and coverage of Property & Casualty policy applications through utilization of standard corporate underwriting guidelines. • Maintained a diverse book of business and abided by underwriting guidelines within WI, IL, MI, and IA. • Managed and built out a $14.5 million book of personal lines business through careful consideration of risk and mitigation details. • Managed an assigned territory of 40 independent agents, accounting for $14 million in premium volume. • Worked with marketing on review of underwriting guidelines in order to promote flexibility in attracting new business opportunities. • Manage loss ratios and retention rates. Personal Lines Underwriter, BankUnited, Miami, FL 2011 - 2018 • Advanced knowledge of underwriting processes. • Investigated risk exposures utilizing inspection reports, risk maps, and claims experience. • Evaluated residential loan applications from initial application to closing. Personal Lines Underwriter, NEIGHBORHOOD HEALTH AGENCIES, Miami, FL 2008 - 2011 • Developed, implemented and maintained underwriting guidelines and standard operating procedures. • Manage Porfolio and Profitability of Independent Agent's Personal Lines Books with Allied. • Reviewed risk acceptability to make subjective decisions based on underwriting guidelines; ensuring standards for state compliance regulations were met. Skills • Customer Service • Financial Statements • Risk Management • Loan Applications • Personal Lines Business • Profitable Business • CNA • Underwriting Guidelines • Credit Analysis • Policy Changes Education 2005 - 2008 Bachelor's Degree Business, Miami Dade College Miami, FL |
Property Underwriter Resume
Pamela Cole Property Underwriter Contact Information Skills • Underwriting Guidelines • Loan Applications • Insurance Laws • Personal Lines Policies • Cpcu • Personal Lines Business • Risk Management • Necessary Information • Pertinent Information • Risk Selection Employment History Property Underwriter 2019 State FarmBloomington, IL • Utilized a fundamental knowledge of automobile underwriting processes and policies while adhering to and implementing both Federal and State requirements. • Supported underwriting practices by formulating policies relating to the underwriting process. • Adhered to corporate and state insurance underwriting guidelines. • Train new employees on products and underwriting guidelines. Personal Lines Underwriter 2009 - 2019 ChubbWashington, DC • Ensured proper selection and pricing of personal lines business with an emphasis on development of large complex exposure. • Managed an assigned territory of 40 independent agents, accounting for $14 million in premium volume. Underwriting Assistant 2005 - 2009 ChubbWashington, DC • Pull reports and loss runs as requested. • Work on special projects as needed for Underwriting Manager, Sale Reps and Underwriters. • Rated small business policies by utilizing application, D&B reports, and loss runs. Education Bachelor's Degree Business 2002 - 2005 Strayer UniversityWashington, DC |
How to write an underwriter resume
Craft a resume summary statement
A well-written resume summary is basically an elevator pitch. You are summing up your skills and experience in a few sentences to wow recruiters, hiring managers, and decision makers into giving you an interview. Here are some tips to putting your best foot first with your resume summary:
Step 1: Start with your professional title, or the one you aspire to.
Step 2: Detail your years of experience in underwriter-related roles and your industry experience.
Step 3: What are your biggest professional wins? Here is your opportunity to highlight your strongest accomplishments by placing them at the start of your resume.
Step 4: Don't forget, your goal is to summarize your experience. Keep it short and sweet, so it's easy for recruiters to quickly understand why you're a great hire.
These four steps should give you a strong elevator pitch and land you some underwriter interviews.Hi, I'm Zippi, your job search robot. Let me write a first draft of your summary statement.
List the right project manager skills
Your Skills section is a place to list all relevant skills and abilities. Here is how to make the most of your skills section and make sure you have the right keywords:
- You often need to include the exact keywords from the job description in your resume. Look at the job listing and consider which of the listed skills you have experience with, along with related skills.
- Include as many relevant hard skills and soft skills as possible from the listing.
- Use the most up to date and accurate terms. Don't forget to be specific.
Here are example skills to include in your “Area of Expertise” on an underwriter resume:
- Customer Service
- Investor Guidelines
- Mortgage Loans
- Underwriting Guidelines
- Financial Statements
- FHA
- Credit Decisions
- Underwriting Process
- Financial Analysis
- Excellent Interpersonal
- Strong Analytical
- Income Documentation
- Loan Applications
- Tax Returns
- Excellent Organizational
- Credit Worthiness
- Credit Reports
- Credit Analysis
- Credit Risk
- Origination
- Underwriting Decisions
- Renewal Business
- Due Diligence
- Return Analysis
- Strong Negotiation
- Automated Underwriting
- Insurance Policies
- Fannie MAE
- Loan Packages
- Underwriting Authority
You can let Zippi customize your resume.
How to structure your work experience
A work experience section is a vital part of your resume because it shows you have the experience to succeed in your next job.
- Put your most recent experience first. Prospective employers care about your most recent accomplishments the most.
- Put the job title, company name, city, and state on the left. Align dates in month and year format on the right-hand side.
- Include only recent, relevant jobs. This means if you're a fairly experienced worker, you might need to leave off that first internship or other positions in favor of highlighting more pertinent positions.
How to write underwriter experience bullet points
Your resume is your chance to show your biggest accomplishments. Don't just list your job responsibilities, instead take the opportunity to show why you're really good at what you do. Here is how you do that:
- Start with strong action verbs like managed, spearheaded, created, etc. Your goal is to show what you did and verbs will help demonstrate your contributions.
- Use numbers to quantify your achievements. Did you save time with a new report? Increase revenue? How large was the team you managed?
- Keep it concise. You're highlighting your achievements. Consider if all details you are sharing are relevant, or can be written more efficiently.
Here are examples from great underwriter resumes:
Work History Example #1
Personal Lines Underwriter
State Farm
- Initiated cancellations and non-renewals in accordance with company procedures and state laws to ensure compliance.
- Applied effective oral and written communication in regular dialogue with prospects and customers.
- Trained in handling cancellations, mortgagee requests, added endorsements, additional insured, and all aspects of client business insurance.
- Selected to serve on a multi-state task force for procedural variance recommendations.
- Collaborated with agents to determine which State Farm products best meets their customers' needs and identified multi-line/package opportunities.
Work History Example #2
Mortgage Loan Specialist
Wells Fargo
- Proceeded with skip tracing efforts and assisted with locating borrowers who vacated properties or foreclosures.
- Prepared Conventional, FHA and VA loan documents for underwriting.
- Used to determine DTI (Debt to Income) ratios to qualify clients for a specific repayment program.
- Collaborated with peers in the Engagement Committee that helps promote morale within the department.
- Responded to foreclosure inquiries from attorneys and legal staff related to customer's bankruptcy and court proceedings.
Work History Example #3
Underwriter
Wells Fargo
- Volunteered to move to the FHA portfolio again to help assist with a backlog of files.
- Trained to underwrite FHA/VA and Jumbo Loans.
- Demonstrated ability to calculate loan to value ratios, utilize market extraction, and derive gross rent multipliers.
- Reviewed VA disclosure items: VA Questionnaire, VA Addendum, Nearest Living Relative and more.
- Provided clients with high levels of service through professionalism and resourcefulness.
Work History Example #4
Underwriter
1st United Credit Union
- Evaluated 75% more loan documents than peer teams.
- Processed conforming residential and FHA loans using automated underwriting programs as well as lenders guidelines.
- Reviewed and prepared submissions for the IRB/PB Committee agenda.
- Scheduled the closing of loans with lenders, clients, real estate agents and title companies.
- Tracked underwritten evaluations of medical conditions to maintain consistency.
You can let Zippi customize your resume.
Add an education section to your resume
The education section should display your highest degree first.
Place your education section appropriately on your resume. If you graduated over 5 years ago, this section should be at the bottom of your resume. If you just graduated and lack relevant work experience, the education section should go to the top.
If you have a bachelor's or master's degree, do not list your high school education. If your graduation year is more than 15-20 years ago, it's better not to include dates in this section.
Here are some examples of good education entries for resumes:
Bachelor's Degree In Business
Ashford University, San Diego, CA
2008 - 2011
Highlight your underwriter certifications on your resume
Certifications are a great way to showcase special expertise or niche skills. Some jobs even require certifications to be hired.
Start simple. Include the full name of the certification. It's also good to mention the organization that issued the certification. Next, specify when you obtained the certification.
Here are some of the best certifications to have on underwriter resumes:
- Chartered Property Casualty Underwriter (CPCU)
- Certified Professional, Life and Health Insurance Program (CPLHI)
- Certified Residential Underwriter (CRU)
- International Accredited Business Accountant (IABA)
- Associate in Commercial Underwriting (AU)
- Associate in Insurance Services (AIS)
- Associate in Risk Management (ARM)
- Certified Medical Office Manager (CMOM)
- Registered Professional Liability Underwriter (RPLU)
- Chartered Life Underwriter (CLU)