Senior Underwriter
Remote Underwriter Job
JCW is currently working on behalf of a growing MGU looking to add a Production Underwriter focused within Real Estate and/or hospitality. In this role, you'll be working on a growing $15M book of business focused on Real Estate/Hospitality
What You'll Do:
Meet with Clients and Brokers
Underwrite Real Estate and/or hospitality book of business
What We Need:
5+ years of experience as an underwriter; specifically within a Real Estate or Hospitality book of business
If you're interested, please apply directly or email your resume to ******************************
** POSSIBILITY OF BEING FULLY REMOTE BUT IDEALLY LOOKING FOR CANDIDATES WHO CAN GO INTO NYC OFFICE 1-2 TIMES PER WEEK ***
Underwriter- Trucking/Transportation
Remote Underwriter Job
Seren Specialty Insurance (SEREN) is a program management company providing insurance solutions to the specialty liability insurance market. SEREN offers beginning to end policyholder, underwriting, claims management, risk management and distribution services. By providing a platform with a full suite of services we can maximize the use of capital within the insurance industry to our owned and contracted companies
.
We are seeking a highly qualified and experienced individual to join our team as a Trucking/Transportation Underwriter. The ideal candidate will have a background in underwriting, with specific expertise in Trucking or Transportation.
St. Petersburg, FL or 100% Remote,
Job Responsibilities:
Engage in the end-to-end underwriting process, including account underwriting, quote issuance, policy binding, endorsement management, and state/federal filing.
Foster effective communication with agency partners to drive profitable growth.
Execute daily tasks related to underwriting with precision and attention to detail.
You will play a crucial role in ensuring client satisfaction by:
Proactively interacting with all agency partners and management on a daily basis, ensuring exceptional client support.
Qualifications:
3+ years of hands-on Trucking/Transportation underwriting experience.
Proven track record of successful underwriting in the trucking industry.
In-depth knowledge of state and federal regulations governing trucking insurance.
Exceptional communication and people skills, essential for effective collaboration.
Ability to thrive independently in a remote work environment.
Willingness to travel occasionally for industry events, showcasing commitment to professional development.
Commercial E&S Underwriter (100% work-from-home)
Remote Underwriter Job
Polikov Recruitment Solutions is working on an amazing opportunity for a notable A+ rated Insurance Carrier for an E&S Production Underwriter. The Underwriter would work in the field and be close to the agents with the ability to build direct relationships quickly.
This books of business is 85% casualty driven with a large portion of it being focused around Construction/Contractors & Production/Manufacturing liability accounts.
Our client is well known, highly respected, very profitable and promotes a work environment that is 100% work from home & free of red-tape and bureaucracy.
Favorable candidates will have a great personality and have strong underwriting acumen. They must enjoy being in an underwriting role, working non-standard E&S accounts, while collaborating internally and externally.
Please email Lindsay McLure at ******************* for more information or to be considered.
We keep all names and conversations confidential.
KEYWORDS:
Underwriter, Underwriting, Account Executive, Umbrella, Excess, Casualty, E&S, Excess & Surplus, Wholesale, Broker, Commercial, Marketing, AVP, Vice President, VP, Branch Manager, Commercial Underwriter, Excess Underwriter, Liability, Commercial, Casualty Underwriter, P&C, Production Underwriter, Liability, Commercial, Casualty Underwriter, P&C, Production Underwriter
Underwriter (Inland Marine)
Remote Underwriter Job
As an Underwriter (Inland Marine), you will be dedicated to providing underwriting expertise and first class service to our customers, with a proven track of digital insurance platforms and channel partners whilst building and managing a book of business for Loadsure's Inland Marine products in the US. You will focus on the accurate and timely delivery of work and build and manage relationships within assigned relationships.
You will be highly organised and comfortable building relationships and working with all levels of the firm. Stakeholder management and communication will be vital to the success of the role.
This position requires a self-driven, high-energy, professional who's passionate about disrupting an industry and wants to be rewarded for their performance and contributions.
We believe that with a growth mindset, tech-first innovation, and focused execution, anything is possible. We value others' insights and ideas to build a collaborative, entrepreneurial, and lighthearted environment.
Key Responsibilities;
Sourcing submissions from assigned trading partners through dedicated marketing and sales techniques
Growing the broker source usage based business for single shipments and shipper interest clients
Review and provide clearance on High Value Shipment referrals within your partners and territory
Clear annual business submissions and perform desk underwriting to review pertinent details of exposures to quote business within your authority and utilising the Loadsure pricing tools
Ensure timely and accurate data entry in Loadsure portal
Maintain your book of business by providing timely renewals to brokers and assureds
Liaising with claims, finance, compliance and engineering etc on matters affecting or relating to to accounts within the portfolio
Help maintain team standards through supporting other team members in achieving their service/quality levels and targets as required
Provide weekly reports to VP of product lines outlining production, referrals and booked premiums
Complete required continued education training as assigned
Provide a professional service to brokers in person, writing, email and telephone
Attend client meetings as required
Key Competencies;
Excellent communication skills and proven ability to forge and maintain relationships with clients
Solutions focused attitude to resolve any challenges
Excellent organisational skills - ability to provide the client with clear and accurate agendas, status reports and updates on request
Monitor project deadlines and budgets; identify and communicate potential changes that may be required.
Prepare materials for client presentations.
Answer any queries regarding customer policies in a compliant and timely manner
Generate and provide policy quotes for immediate coverage and short-term needs
Ability to produce high quality documentation.
Experience delivering presentations to senior stakeholders.
The ability to facilitate workshops and meetings. For example, requirements gathering, project boards, technical review sessions or process design workshops.
Proven ability to influence those outside of their direct reporting line.
Proven attention to detail/extreme precision about the content of requirements of documents, weekly reports and status updates.
The ability to work within an unstructured environment and without clear guidance.
A good knowledge of corporate systems such as CRM etc.
Skills and Qualifications;
Essential;
Minimum of 2 years experience within ocean and inland marine
Willingness to travel - 20%
Strong numeracy skills
Excellent time management and organisational skills
Strong communication skills
Comfortable dealing with internal and external senior representatives
Eagerness and willingness to learn
Accuracy and attention to detail
Self-starter and takes initiative
Effective listening, strong verbal and written communications skills (including grammar)
Must have outstanding interpersonal and problem solving skills
Thrive in a fast-paced, high-growth, rapidly changing technical environment
Desirable;
Enthusiastic about emerging technology and insurtech
Proficiency in Microsoft Word, Excel, PowerPoint
About Us;
We've combined groundbreaking AI and industry expertise to create a service that goes beyond conventional cargo insurance. This is holistic freight protection.
With trailblazing end-to-end InsurTech, our mission is simple: empower brokers to better serve the freight community, maximizing profits and minimizing losses for all.
At Loadsure, we celebrate the spirit of individuals and empower them to grow. Fostering a culture of personal freedom, mutual respect, and collaboration, we enable the professional success of each person, regardless of race, ethnicity, culture, nationality, religious belief, sexual orientation, gender identity and expression, age, marital status, or disability. Understanding, communication, respect among all people: This is how we're nurturing a diverse and inclusive workplace in which everyone can thrive.
We Strive for continuous growth and excellence in everything we do.
We Unite through collaboration, leveraging our diverse strengths to achieve common goals.
We Pioneer innovative solutions, embracing new technologies and forward-thinking approaches.
We Deliver outstanding results, ensuring reliability and quality in every project.
Why work for Loadsure?
Competitive salary
Fantastic company stock options
Remote working with great flexibility
25 annual leave days, in addition to our recognised national holidays
Enhanced maternity/paternity/adoption/shared parental leave
Birthday day off
Subsidised gym/wellbeing membership
Strong healthcare coverage for employees and their families
A culture of work-life balance
A community that gives back
Engaging and collaborative work environment
An exciting opportunity to work with a talented team that's passionate about what they do and believes in their product and people
Career development opportunities
Online learning platform
loadsure.net
Junior Underwriter
Remote Underwriter Job
Wright Flood Jr. Underwriters are expected to provide the best customer experience in the industry to all agent partners, policyholders and internal teammates alike. Teammates must embrace and exemplify our Mission, Vision, and Core Values. Teammates will be responsible for interpreting the NFIP and underwriting guidelines for our agents and policyholders clearly and accurately.
Essential Duties & Functions:
Use all available resources effectively to quickly locate internal procedures and NFIP/FEMA guidelines to ensure accuracy and adherence. This includes the NFIP FIM, OneSource and the School of Flood. Provide feedback to leadership for revisions.
Review and issue All NB applications, any occupancy, construction type and rating method.
Process and issue endorsements and invoices when applicable.
Process cancellations and invoices when applicable.
Any premium bearing tasks including URCs, renewals, and cash corrections. Research policy payment and refund history.
Make outgoing phone calls to agents to follow up on any missing documentation or discussion, as needed.
Take payments over the phone, as needed.
Provide support for phone calls and chats for Customer Care and/or Customer Experience when the business need arises.
Partner with other departments, agents, and carriers to resolve issues and address needs.
Competencies:
Strong customer service skills and a willingness to provide the best support for our customers in every interaction: phone calls, chats, emails and handling of all underwriting tasks.
Training in all levels of FEMA/NFIP underwriting.
Training with all policy administration systems (Hobbes/WIN), agent and insured websites, workflow management system (ImageRight), as well as phone and chat systems (Five9). As well as Workday for timecard and PTO management and intranet.
Have continued improvement to meet and maintain a quality review score of 85% or better.
Understanding of the Flood Insurance Manual and other standard resource materials including OneSource.
Ability to effectively communicate with professionalism and accuracy to both internal and external customers.
Aptitude to learn multiple computer systems.
Proficiency with MS Office Suite including MS Teams.
Ability to work independently or in a team environment to achieve common goals.
Teammate must be able to adapt in an ever changing, fast paced environment where priorities will shift, or delays may be encountered.
Stay current with all processing guidelines, FEMA updates. Teammates should also possess strong self-management skills, be trustworthy and adhere to all company policies of conduct while in the office or in a work from home environment.
The teammate must always maintain a professional and courteous demeanor, especially in difficult situations as well as treat all customers and teammates with professionalism and respect.
Requirements:
HS Diploma or equivalent
AA Degree preferred but not required.
Bi-lingual a plus but not required
Insurance experience a plus but not required
Call center experience
The ability to work overtime at management discretion and business needs.
Unless otherwise indicated, this is a Hybrid position, you will be required to work in the office as needed or scheduled.
What We Offer
Excellent growth and advancement opportunities
Competitive pay based on experience
Paid Time Off (PTO)
Generous benefits package: health, dental, vision, 401(k), etc.
Employee Stock Purchase Plan
Tuition Reimbursement
Student Loan Repayment Program
Wright Flood is an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.
Marine Underwriter
Remote Underwriter Job
*This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.*
We are looking for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships. The candidate will play a critical role in driving the growth and profitability of our ocean marine liability business. Interested? Join our team!
Responsibilities
Maintain and grow a book of ocean marine liability business including Hull/P&I, Primary Marine Liability, and Excess Marine Liability as part of the RB Jones Marine team
Manage and develop broker relationships
Produce new business as well as maintain a book of renewal business
Prequalify accounts and utilize underwriting acumen to select sound marine risks
Underwrite, rate, quote and bind, profitable new and renewal marine business to meet goals in agreement with underwriting guidelines and underwriting authority
Regular national travel as required
Qualifications
Bachelor's degree or equivalent combination of education and experience
Minimum 3 years of marine underwriting experience required
Wholesale, MGA or carrier experience preferred
Demonstrated proficiency in sales and marketing
Proven organization skills and ability with a strong attention to detail
Interest in continued education and professional development
Insurance license, CPCU, CIC, AMIM or comparable designations preferred
Compensation Package
Competitive base compensation
Flexible, hybrid, and remote work options
Health benefits & 401K with employer match
Employer paid continuing education courses and designations
Many opportunities for career advancement
About Our Company
Founded in 1905, RB Jones is a leader in providing specialty risk coverage solutions to brokers, agents and wholesalers, including: Commercial Marine, Excess Energy, Commercial Property, Professional, Flood, Builders Risk, Terrorism, Inland Marine and other unique products.
RB Jones is a member of H.W. Kaufman Group, which employs more than 2,000 professionals in over 60 offices across the United States, Canada, Latin America, the United Kingdom and the European Union.
At H.W. Kaufman Group and RB Jones, we prioritize a culture grounded in family values that fosters and sustains a supportive and welcoming workplace.
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Small Business E&S Underwriting Manager
Underwriter Job In Olde West Chester, OH
Join an innovative excess and surplus lines insurance provider known for its exceptional specialty insurance products. With a focus on growth and excellence, they offer a dynamic work environment with a diverse and talented team, fostering a great company culture and a profitable business model.
Role Overview:
As the Small Business Underwriting Manager, you will play a pivotal role in leading their Small Business Underwriting team to achieve production and underwriting goals, ensuring profitability. You will provide guidance and mentorship to your team, focusing on sales strategies and retail agency management to drive the success of surplus lines insurance products.
Key Qualifications:
Bachelor's degree in Business Administration, Finance, or Marketing preferred.
8+ years of experience in the Property & Casualty (P&C) insurance industry.
Excess & Surplus lines underwriting experience is REQUIRED.
Residential P&C and Surplus Line License, or ability to obtain within 90 days of employment.
Established relationships with retail agents are advantageous.
Strong business acumen and financial understanding.
Proven ability to influence both internal and external stakeholders.
Exceptional relationship-building skills.
Demonstrated capability to manage multiple projects concurrently.
Employee Benefits:
Competitive salary package.
Comprehensive health insurance, including dental, vision, and life insurance, along with LTD coverage.
401(k) retirement savings plan.
Emphasis on work/life balance, offering generous PTO and flexible hours.
Engaging and diverse team environment.
Ample opportunities for career development and advancement.
Apply today!
Commercial Lines Production Underwriter | Remote
Remote Underwriter Job
Our client, an A-rated insurance carrier, is expanding their underwriting department and seeking to add a results-driven Commercial Lines Production Underwriter to join their Michigan team. In this role, you will play a key part in underwriting commercial lines business, cultivating relationships with agency partners, and driving profitable growth in your assigned territory. This position requires a strategic thinker with strong analytical skills and the ability to make sound decisions in a fast-paced environment. This person will have the ability to work remotely with occasional travel required within the defined Michigan territory.
Key Responsibilities:
Underwrite and manage a portfolio of commercial lines accounts, ensuring profitability and growth objectives are met.
Evaluate new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines.
Develop and maintain strong relationships with independent agents and brokers to drive new business opportunities.
Provide exceptional service and support to agency partners, including training and guidance on underwriting processes.
Conduct agency visits to review books of business, identify growth opportunities, and deliver market insights.
Collaborate with internal teams, including product management and claims, to ensure effective policy management.
Monitor market trends and competitive landscape to adapt underwriting strategies and achieve business goals.
Maintain compliance with all regulatory and company standards.
Qualifications:
Bachelor's degree in business, finance, insurance, or related field preferred.
4 - 8+ years of experience in commercial lines underwriting or related field.
Strong knowledge of commercial insurance products, coverages, and underwriting principles.
Excellent interpersonal and communication skills, with the ability to build lasting agency relationships.
Salary & Benefits:
$120,000 to $150,000 Annual Based Salary + lucrative bonus
Comprehensive benefits package, including health, dental, vision, life, and retirement plans.
Company Car
Generous PTO plan
Flex schedule and ability to work remotely
A collaborative and supportive team environment
Non-Conforming Underwriter
Remote Underwriter Job
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions.
This is a Full-Time/Remote opportunity offering competitive pay ranging from $81,000 to $100,000 annually.
Key Responsibilities:
Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud.
Efficiently enter data into DU/LP systems and execute the final AUS processing.
Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs.
Accurately log loan data and decisions into our operating system, ensuring precision at every step.
Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines.
Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file.
Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns.
Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients.
Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills.
Requirements
Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and proce-dures.
Current jumbo, non-agency, and alternative document experience for at least 3 years.
Must be able to multi-task in a fast-paced environment while maintaining a high level of quality.
Extensive knowledge of all FNMA/FHLMC and investor guidelines.
Extensive knowledge of complex tax returns including multiple businesses and multi-ple financed properties.
Able to handle multiple investors guidelines.
Maintain quality and production standards as set forth by management.
Strong attention to detail, organization, and communication skills.
Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience.
Must comply with all BSA/AML requirements as well as any mandatory changes.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Group Underwriter
Remote Underwriter Job
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.
We're actively seeking a talented Group Underwriter to join our Workforce Benefits team. This role can be 100% remote.
As a Group Underwriter, you will report to the AVP of Underwriting and work closely with the products and actuarial teams. You will play an important role in the start-up and long-term success of this business by helping to define the structure and operating model of the underwriting organization.
How you'll help move us forward:
* Evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business.
* Strong ability to partner with our Distribution sales team, brokers and all internal partners.
* Consult with our distribution partners to provide the products and plan options that meets the needs of our clients.
* Adhere to underwriting procedures and guidelines, while developing strong sales Rep and producer relationships.
* Exhibit strong product knowledge, especially in Disability (as well as dental, vision, life, and supplemental health).
* Strong understanding of the sales, implementation and enrollment process and market trends.
* Conduct high quality risk assessments across all case sizes to ensure business guidelines, target profit and metrics are met.
* Possess the technical expertise to Identify and analyze risk trends and provide recommendations to address.
* Collaboration with product development, actuarial/pricing and sales distribution.
* Assist with training, technical development and mentoring.
* Understand the business drivers and foster a digital-first philosophy.
The experience you bring:
* Bachelor's degree and 1-3+ years in the group benefits underwriting field
* Comfortable learning and adopting new technologies
* Demonstrates consistent proficiency at the Underwriter level
* Strong problem solving and critical thinking/analytical reasoning skills
* Strong communication skills, both verbal and written
* Strong organizational skills and ability to handle multiple priorities
* Ability to work cross functionally; putting the customer firstd
* Experience underwriting our core products: group life, dental, vision, and supplemental health products such as critical illness, hospital indemnity and accident are strongly preferred.
What makes you stand out:
* Experience working in a high volume, fast paced production environment
* Dental, vision, life supplemental health and disability product experience strongly preferred
The associated pay range will be determined by the incumbents work experience, skillset and geographic location and are generally in the following pay range:
$30.00 - $36.00 per hour
#LI-KB1
You can be who you are.
People come first here. We're committed to a diverse, equitable and inclusive workforce. Learn more about how we create a welcoming work environment through Diversity, Equity, and Inclusion at ******************** What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife.
Benefits start Day 1.
Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
* Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
* Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
* Paid Parental Leave as well as an Adoption Assistance Program
* Competitive 401k savings plan with company match and an additional contribution regardless of participation.
Base Pay Range:
The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
* Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
* Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
* Paid Parental Leave as well as an Adoption Assistance Program
* Competitive 401k savings plan with company match and an additional contribution regardless of participation
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
Contract Binding Underwriter
Remote Underwriter Job
MGA seeking a dynamic Commercial P&C Underwriter to join a technology advanced and growing carrier. This is an insuretech environment with some automated underwriting processes.
Responsibilities:
The Underwriter is primarily responsible for risk selection, analysis, documentation, pricing and sales of commercial property and liability new business, as being responsible for renewal retention and ongoing management of existing portfolio
Manage book of business by evaluating submissions, making decisions consistent with guidelines in a timely manner
Maintain complete and well-organized electronic underwriting files according to guidelines
Maintaining a good relationship with assigned brokers by responding promptly to requests and clearly communicating underwriting decisions
Review and evaluate upcoming renewals in a thorough and timely manner, ensuring that nonrenewal notices and renewal quotes are issued accurately and timely
Book is focused on property, habitational, real estate and condominium accounts
Qualifications:
Someone who thinks outside of the box. Entrepreneurial spirit
Commercial Property Underwriting
*****PLEASE DO NOT APPLY IF YOU ONLY HAVE MORTGAGE EXPERIENCE
Location:
100% remote, must be located in on the West Coast inclusive of CA, AZ, UT, WA
E&S Production Underwriter
Underwriter Job In Columbus, OH
We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, our people are high-achieving, top performers who believe in collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs. We've built a workplace where talent is valued and success is celebrated. In this team-driven environment, Amwins creates the perfect place for you to grow your career with built-in support and opportunity to advance your knowledge base. We, like you, recognize that your team plays an integral part of the success of your book. You will have the opportunity to curate and mentor an outstanding group. Amwins is the industry leader because we hold ourselves accountable to deliver results - for our employees, our clients, our markets and our shareholders. Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and Personal Lines Insurance division, Amwins Access. Available Office Locations:
Edison, NJ
New York, NY
Bedford, NH
Baltimore, MD
Westborough, MA
Grand Rapids, MI
Chicago, IL
Waukesha, WI
Columbus, OH
Each Underwriter is a vital member of our teams, providing:
Successfully create and manage a profitable book of new and renewal business
Prospect for new business by developing relationships with retail agents through both traditional and creative marketing strategies
Remain up to date with new insurance companies' offers and how to leverage them
Prospect for new business markets and/or lines to write with sales techniques based in trust and relationship building
Mentor and train new team members
We are looking for people with:
2-3 years of E&S binding authority experience
Bachelor's degree not required but preferred
Knowledge of the sales process and pipeline management
Ability to travel
Licensed preferred
Snapshot of what Amwins provides to our team members:
Compensation includes a competitive base plus an industry-leading bonus plan
Broad benefits package available, with eligibility starting the first day of employment
Most benefits available first day of employment
Medical, Dental, Vision, Life, etc
Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc
Generous Paid Time Off and Company Holiday Schedule
Collaborative, continuing education focused work environment
Career advancement opportunities
No direct inquiries, please
SBA Underwriter
Underwriter Job In Columbus, OH
FIRE! FIRE! FIRE SBA UNDERWRITER
Our retained community bank client is actively seeking a high-performing SBA (Small Business Administration) Underwriter to join their team. In this role, you will be instrumental in evaluating and underwriting SBA loan applications, ensuring compliance with established guidelines, managing risk effectively, and contributing to the growth of small businesses. We are looking for an individual with strong analytical skills, a deep understanding of SBA lending programs, with a specific focus on SBA Acquisition deals and the ability to make well-informed credit decisions.
If you are passionate about supporting small businesses and possess the necessary skills, we invite you to apply and become an essential member of the Banks growing team.
For more information contact Brian Rhonemus ************************
Underwriter
Underwriter Job In Columbus, OH
Reviews, analyzes, approves, or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. Responsible for providing temporary assistance to field BDC and providing input when requested as part of the territory's or regions overall agency plan.
RESPONSIBILITIES / TASKS:
Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority
Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements
Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority.
Supports agency relationships.
Supports agency plans in cooperation with other staff.
Addresses agents' and policyholders' concerns/needs.
Develops new business and retention of existing business in a given territory or region.
Explains and emphasizes benefit of workers' compensation insurance products and services to customers (agents and policyholders).
Works with all internal departments to resolve problems and maintain company relations.
Participates as necessary on special committees and task forces.
Interprets and develops territory reports which reflect the status of the territory.
Participates in promotional plans for both Accident Fund and agent activities.
Analyzes and reviews production and loss information for agents.
Prepares periodic reports as requested
Research and coordinates responses to agents, policyholders and regulatory entities
Analyzes agency performance and develop corrective action plans as needed to correct poor performance.
Analyze accounts to determine exposure and proper pricing
Gathers competitive and product information from the field
Responsible for profitability of territory.
Trains agency employees on the use of company specific automation systems
Reviews loss trends and develops action plans to correct problem areas
Supports schedule for large account service plans with claims, loss control, premium audit, and other departments as needed
Provides input for agency advisory council meetings
Assists in the development of regional goals.
Additional Senior Business Development Associate Responsibilities:
Develop and manage agency relationships within scope of authority
Develop and manage annual agency plans in cooperation with BDC
On selected agents, coordinate and support agency training and utilization of company systems
Represents our company at industry events to promote marketing efforts
Helps to mentor and develop Business Development Associates
Demonstrates leadership in BDA responsibilities
Conducts 2-4 presentations each year for colleagues and/or agencies
This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required.
EMPLOYMENT QUALIFICATIONS:
EDUCATION:
Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience in the following areas may be considered in lieu of a degree: Underwriting, marketing, loss prevention, and/or auditing. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged.
SKILLS/KNOWLEDGE/ABILITIES REQUIRED:
Ability to exercise good judgment in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage
Ability to initiate insurance transactions in compliance with all policies, procedures, legal and ethical guidelines.
Ability to negotiate while establishing a personal rapport and maintaining an effective working and client relationship.
Knowledge of workers' compensation insurance and the independent agency system.
Ability to apply creative and persuasive techniques to generate new, and maintain, existing business and ability to be creative when presented with unique situation.
Ability and proficiency in the use of computers and company standard software.
Strong interpersonal skills and ability to create and maintain mutually beneficial relationships.
Ability to work with minimum supervision and balance demands of a field position by supporting agents while keeping current with underwriting workload.
Ability to perform other assignments at locations outside the office.
Ability to support agency relationships and to make sound underwriting decisions.
knowledge of appropriate jurisdictional workers compensation laws
Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders
Ability to analyze territory or region in order to identify problems and take the appropriate corrective action
Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making.
Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate.
Ability to analyze and solve practical problems which deal with a variety of variables.
Ability to make and implement competent, independent decisions and to build consensus.
Ability to understand and implement audit procedures and processes for agencies.
Ability to relocate.
Additional Senior Business Development Associate:
In conjunction with BDC, ability to manage agency relationships and demonstrated ability to make sound underwriting decisions
Higher level knowledge of appropriate jurisdictional workers' compensation laws
Ability to exercise intermediate judgment skills in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage.
Demonstrate ability to work on more complex, larger accounts than BDA role
Excellent oral and written communications skills with the ability to effectively communicate with agents and policyholders
WORKING CONDITIONS:
Work is performed in the office and occasionally in the field with minimal hazards. Minimal travel is required with occasional overnight stays. May be required to lift and carry computer equipment and other marketing promotional items weighing up to 35 lbs. Must be willing and able to relocate.
PAY RANGE:
Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $52,700 and $88,300.
The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description.
We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract.
#LI-CD1
Case Underwriter III
Underwriter Job In Columbus, OH
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium.
+ Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses.
+ Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer.
+ Proactively monitor the close ratio, participation and persistency results within their assigned regions.
+ Report results work closely with their sales representatives to develop an action plan to help increase results.
+ Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary.
+ Learns to underwrite pending files received for review and contestable claims files for underwriting.
+ Works with reinsurer on cases that require facultative review.
+ Provides training and mentoring to less experienced Underwriters.
+ Acts as the underwriting representative at producer VIP meetings for assigned territory.
+ Effectively explains underwriting process and rules and answer questions.
**Minimum Requirements**
+ Bachelor's Degree and/or 4 - 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$69,776.00 - $100,788.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
**For the fifth consecutive year we were selected as a Top Workplace by the Chicago Tribune.** The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization.
All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
Mortgage Loan Underwriter Senior
Underwriter Job In Columbus, OH
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Mentor and train Underwriters I and II
* 2nd level review of Underwriters I and IIs' work
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required
* Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required.
* Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required
* Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Familiar with FNMA/FHLMC guidelines
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Superior ability to communicate effectively in both verbal and written form
* Strong time management skills to plan and organize a high daily loan volume
* Strong ability to be very detail oriented
* Must be a team player and work constructively with their fellow colleagues
* Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives
*Compensation*
Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Remote Rehab Loan Underwriter
Remote Underwriter Job
Job Title: Remote Rehab Underwriter Employment Type: Full-Time | Direct Hire Industry: Private Lending / Real Estate Investment
About the Role
We are seeking a highly skilled and detail-oriented Rehab Underwriter with proven experience underwriting true rehab loan products in the private lending or non-QM real estate investment space. This role is critical to our loan origination process and requires a deep understanding of the unique risks and nuances involved in fix-and-flip, value-add, and renovation-based investment loans.
This is a remote position for professionals who are self-motivated, deadline-driven, and comfortable working independently in a fast-paced environment.
Key Responsibilities
Independently underwrite fix-and-flip and rehab loans with a focus on property acquisition, construction budget, and after-repair value (ARV).
Analyze borrower credit, experience, liquidity, and exit strategies.
Review detailed scopes of work, construction budgets, and draw schedules for completeness and accuracy.
Assess collateral by reviewing appraisals, BPOs, and supporting market data to confirm ARV.
Ensure underwriting decisions meet investor guidelines, company risk tolerance, and compliance standards.
Coordinate with loan processors, sales, and asset management teams to ensure a smooth and timely closing process.
Identify and mitigate risks related to construction feasibility, borrower capacity, and market conditions.
Maintain detailed loan documentation and provide written rationale for all underwriting decisions.
Required Qualifications
Minimum 3 years of direct experience underwriting true rehab loan products in the private lending or real estate investment sector.
Note: Experience in conventional, agency, or retail mortgage products will not be considered equivalent.
In-depth understanding of fix-and-flip, value-add, and construction/renovation loan structures.
Familiarity with underwriting rehab budgets and validating ARV using real estate market data.
Strong working knowledge of investor guidelines, title review, and draw processes.
Excellent analytical and organizational skills with acute attention to detail.
Proficient in loan origination and underwriting systems; ability to adapt quickly to new technologies.
Exceptional written and verbal communication skills.
Preferred Qualifications
Experience working for a private lender, hard money lender, or non-QM investment firm.
Exposure to both residential and small-balance commercial rehab loans.
Knowledge of multiple state markets and property types.
Previous remote underwriting experience.
Compensation & Benefits
Competitive base salary commensurate with experience.
Paid time off and company holidays.
Flexible remote work environment.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
SBA Underwriter III
Underwriter Job In Columbus, OH
The SBA Underwriter III role supports the Commercial and Small Business Banking lines of business. This position functions as a credit resource who engages in eligibility determination, recommends appropriate loan structures, analyzes financials/projections and underwrites facility for a wide range of business credits while maintaining appropriate service level agreement. This position underwrites more complex credits and may coach and mentor junior underwriters.
The ideal candidate will help us grow the line of business through thoughtful efficiency recommendations and will become a trusted resource for the SBA sales team.
Essential Functions
Efficiently and thoroughly determine the credit worthiness of new SBA loan requests and risk ratings for annual reviews
SBA loan decision authority under the Dual Loan Approval Authority matrix structure
Disseminate Northwest's and SBA credit risk appetite to lenders and team partners in their assigned regions
Engage in monitoring of all SBA credit-related portfolio trends, and banking rules and regulations applicable to SBA loan portfolio
Review and decision SBA credit requests, annual reviews and portfolio monitoring / management up to designated joint lending authority
Determine the appropriate level of credit underwriting and due diligence to appropriately characterize the risk profile of each credit
Identify credit strengths, weaknesses, and mitigating factors
Engage in pre-flight reviews of credits
Determine eligibility requirements based on SBA SOP
Meet or exceed established service level expectations
Review term sheets and commitment letters prior to issuance to customers
Prepare and present updates as needed to senior leadership
Support the Bank in developing understanding of SBA eligibility and processes within the organization
Support training across organization as needs arise
Ensure complete data integrity in origination and annual review process and ensuring that loan requests are accurately and completely presented
Ensure compliance with Northwest's policies and procedures, and Federal/State regulations
Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency
Work as part of a team
Work with on-site equipment
Education + Experience
Bachelor's degree in accounting or finance related degree preferred
5-6 years of experience in SBA lending or credit administration including credit analysis, portfolio management, loan review and/or special assets with a focus on SBA required
Experience with and knowledge of SBA eligibility required
Experience with and knowledge of USDA programs preferred
Experience as a Commercial Loan Officer preferred
#LI-EK1
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Underwriter III- Mortgage
Underwriter Job In Columbus, OH
If you want to make valuable contributions to your team and expand your knowledge, skills, and expertise in Home Lending Operations and even more so in Underwriting, then JP Morgan Chase has a great opportunity for you. With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential.
As an Underwriter III- Mortgage in Assumptions, you will be responsible for delivering top notch support that is vital to Home Lending and the Consumer and Community Bank. You will handle the analysis of underwriting file for Capacity, Capital, Character, Collateral, and Condition and also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counter-offer when appropriate. You must follow investor guidelines in the process to ensure compliance and meet compliance and regulatory requirements.
Job responsibilities
Ensure that loan transaction meets investor assumption transfer of ownership guidelines
Ensure that loan request meets program and product specifications or counter-offer, when appropriate
Communicate decision of loan (approval, suspense, denial) to appropriate individuals within JPMorgan Chase
Uphold fair lending practices of JPMorgan Chase Mortgage
Meet productivity targets for productivity, quality, and customer satisfaction
Contribute continually to the success of the business, customers, profitability and controls
Contribute to the initiatives that improve our business
Required qualifications, capabilities, and skills
3+ years' Conventional mortgage underwriting experience
Expertise in Government, Agency and Jumbo guidelines as well as understanding of Government lending
Demonstrated high productivity and quality in prior role in a consistent manor
Demonstrates ability to work in a team, and coach/mentor others
Strong verbal and written communication skills
Strong analytical, decision making, and negotiation skills
Preferred qualifications, capabilities, and skills
Demonstrates understanding of the end to end origination and/or assumptions process flow
Knowledge of Mortgage insurance policies
Experience in creative solutions, exceptions justification, and customer focus
Underwriter IV- Mortgage
Underwriter Job In Columbus, OH
If you want to make valuable contributions to your team and expand your career and skills in mortgage underwriting, then an Underwriting position within JP Morgan Chase has a great opportunity for you. With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality, and customer satisfaction, and perform second review of contract underwritten denials.
As an Underwriter IV- Mortgage in the Consumer and Community Bank, you will be responsible for the analysis of underwriting file for Capacity, Capital, Character, Collateral, and Condition. You will also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counter-offer when appropriate. You must follow investor guidelines in the process to ensure compliance. Meet compliance and regulatory requirements.
Job responsibilities
Ensure that loan transaction meets investor assumption transfer of ownership guidelines
Ensure that loan request meets program and product specifications or counter-offer, when appropriate
Communicate decision of loan (approval, suspense, denial) to appropriate individuals within JPMorgan Chase
Uphold fair lending practices of JPMorgan Chase Mortgage
Meet productivity targets for productivity, quality, and customer satisfaction
Contribute continually to the success of the business, customers, profitability and controls
Contribute to the initiatives that improve our business
Required qualifications, capabilities, and skills
Minimum 3+ years Conventional mortgage underwriting experience
Minimum 2+ years' Government mortgage underwriting experience
HUD (US Department of Housing and Urban Development) Direct Endorsement (DE) and VA (Veteran Affairs) credit
Expertise in Government, Agency and Jumbo guidelines as well as understanding of Government lending
Demonstrated high productivity and quality in prior role in a consistent manor
Demonstrates ability to work in a team, and coach/mentor others
Strong verbal and written communication skills and strong analytical, decision making, and negotiation skills
Preferred qualifications, capabilities, and skills
Demonstrates understanding of the end to end origination and/or assumptions process flow
Knowledge of Mortgage insurance policies
Experience in creative solutions, exceptions justification, and customer focus
This position is in office 5 days a week.