Underwriter Jobs in Garland, TX

Please closely read the job requirements. No exceptions will be made for candidates who do not meet the minimum qualifications. Our client, a regional bank, is hiring three new commercial underwriter positions covering the Texas market. The Sr. Underwriter (7-10 years experience) can be worked hybrid out of either Addison, Fort Worth, or south Austin, TX. The portfolio, mostly middle-market relationships, spans several Texas regions and consists about 70-75% CRE, with the remainder being mainly C&I. As the portfolio continues to grow, most of the new business is C&I. Candidates must have strong experience underwriting either CRE or C&I, with a preference towards both. Candidates must have had exposure to loans of the size $20M or larger. The right candidate: Must have 7+ years of commercial credit experience (CRE and/or C&I) Must be able to work 2-3 days per week out of either Addison, Fort Worth, or south Austin. If you're interested and meet the above qualifications, email Sean at ******************************, attaching your resume. Thanks!

The Underwriter III is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; is responsible for writing loan requests; promotes business for the Bank by maintaining good customer relations with existing and potential borrowers. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Insure loan packages are complete according to bank policy. * Input and analyze financial statements, tax returns, and credit bureaus * Determine business and global cash flow of commercial borrowers, and individual cash flow of consumer borrowers. * Establish and track loan reporting covenants for compliance, as well as imaging various types of financial statements required by said covenants. * Perform analysis on diverse types of collateral. * Assist lenders in determining appropriate loan structures. * Partner with lenders in completing credit memorandums for various requests. * Collaborate with lenders and senior credit officers to complete annual reviews on large borrowers. * Assist Chief Credit Officer with regulatory compliance. * Various other duties and projects as assigned. * Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. * Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank's goals and values; benefits the bank through outside activities. * Performs all other duties as assigned. Supervisory Responsibility: This position has no supervisory responsibilities. Position Type: This is a full-time, non-exempt position. Work Environment: This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers. Physical Demands: This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. Mental Demands: The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions. Education and Experience: * Bachelor's degree from an accredited 4 year college or university; and more than or equal to 3-5 years of credit analyst experience in a financial institution. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related, with emphasis on finance, economics, or accounting. * Intermediate experience, knowledge and training in credit analyst activities and terminology. * Basic knowledge of related state and federal banking compliance regulations, and other Bank operational policies. * Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and account opening software programs. * Intermediate skills in computer terminal and personal computer operation, with advanced use of Excel. * Advanced math skills, including time value of money calculations. * Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees. * Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations. * Effective organizational and time management skills. * Ability to work independently. * Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

there are two positions for underwriters in an energy group with a national carrier. They do not need to have energy experience but they do need experience underwriting all casualty lines for large accounts (500K and up through large risk management size) including experience with retros / loss sensitive etc. They would be writing new and renewal business for GL, Auto and Comp and working with large national brokers throughout the mid-south, southwest. Candidates should have existing relationships with the Marsh's and Aon's of the world in some combination of Houston / Southwest /West Coast. If we had someone in Dallas who has those West Coast broker relationships my client might just do a snoopy dance on his desk. :) Can be brought in at one of 3 salary grades so could go anywhere from 3-5 years experience and up and salary could be anywhere from 90-130. Bonus between 12-20% depending, again, on the salary grade they are brought in at. Must have 4 year degree. Client would like to get them onboard ASAP to be up to speed by 10/1 and 1/1 renewals.

Summary: The Corporate Credit Underwriter is responsible for the daily management of an assigned Corporate Loan portfolio. Duties and Responsibilities: * Daily management of an assigned Corporate Loan portfolio with a focus on Structured Finance, Asset Based Lending, and other complex credits * Understands and complies with the requirements of all laws and regulations applicable to the position * May maintain corporate loan files in partnership with assigned Corporate Underwriter(s) to ensure documentation is organized and complete in electronic files for third-party reviewers * May prepare internal reports for senior management that identify trends, concentrations, and opportunities within the portfolio * Monitors ongoing borrower compliance with loan covenants and financial reporting requirements on all assigned loans * Responsible for ensuring that approved loans adhere to the Bank's credit policies and procedures * Ensure that all aspects of requested credit accommodations meet regulatory requirements and achieve profitable loan objectives, which have a significant impact on the Bank's profitability * Responsible for drafting Commitment Letters; ensuring that the terms and conditions of the loan approval are accurately reflected * May attend and represent FFB in various syndication opportunities and other Lender meetings * Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes but is not limited to Structured Finance, Asset Based Lending, Business Lines of Credit, Business Equipment Loans, and Owner-Occupied Commercial Real Estate Loans * Evaluate the creditworthiness of prospective Borrower(s) and all Guarantor(s) * May conduct property inspections of proposed collateral to satisfy any questions or doubts raised in the underwriting process * Recommend approval of loans, declination of loans, or required changes in the amount, interest rate, or loan structure to ensure conformity with the Bank's credit policy * Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers * Cross-sell the Bank's numerous wholesale and retail Bank products where applicable * Perform other duties as assigned Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Education and/or Experience: * Bachelor's degree in business administration or financial field required * Master's degree in business administration and/or completion of Banking School preferred * Must have strong knowledge of credit analysis, including real property analysis and valuation, real estate lending, loan underwriting, and financial and credit analysis acquired through at least 10 years of previous lending experience and credit analysis training at a financial institution * Must have a strong knowledge of structured finance, asset-based lending, and corporate loan syndications through at least 5 years of previous lending experience and credit analysis training at a financial institution Skills: * Must have a strong understanding of accounting principles * Proficiency in Windows applications, including Microsoft Word, Excel, and Outlook * Must be organized, and self-motivated with strong verbal communication and written skills * Must be able to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions * Must be familiar with business entity documentation including partnership agreements, trust agreements, corporate documentation, and limited liability companies * Must have expertise in dealing with borrowers, have strong customer service ethics, and team-building skills * Must have the ability to prioritize, organize, and produce in a high-volume, deadline-driven production workgroup * Must have strong grammar, composition, and analytical skills Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit for long periods; use hands to operate controls on the computer; reach with hands and arms for phone and computer work; and communicate on the phone while wearing a headset for extended periods. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. This job description is subject to change at any time. First Foundation is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

As a valued contributor to our team, you will advise team members on managing communications and/or negotiations between Fannie Mae and clients regarding loans and other investments. In this role, you will review and comment on underwriting and reviewing the issuance of securities to customers. THE IMPACT YOU WILL MAKE The Multifamily Conventional Underwriter - Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities: * Perform forensic underwriting reviews and identify potential red flags to prevent the enterprise from acquiring loans with potential fraud, deficient property values or increased borrower exposure risk. * Advise on potential risks and costs involved with providing services to a customer. * Analyze the risks and costs of a lending decision and make recommendations on process improvement related to decision process. * Advise on process related to issuance of the securities or other financial loans to the customer. THE EXPERIENCE YOU BRING TO THE TEAM Minimum Required Experience * 6 years of relevant Multifamily underwriting experience Desired Experience * Bachelor's degree or equivalent * Financial analysis * Leveraging ratios * Loan application evaluation * Loan management skills * Property analysis * Risk assessment and management skills * Risk mitigation * Skilled in Excel Multifamily Risk - Underwriting - Advisor The future is what you make it to be. Discover compelling opportunities at careers.fanniemae.com. Fannie Mae is a flexible hybrid company. We embrace flexibility for our employees to work where they choose, while also providing office space for in-person work if desired. At times, while business need may call for on-site collaboration, which means proximity within a reasonable commute to your designated office location is preferred unless job is noted as open to remote. Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at careers_*********************. The hiring range for this role is set forth on each of our job postings located on Fannie Mae's Career Site. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Primary Function The Quality Control (QC) Underwriter III is responsible for re-underwriting loans files selected for review in accordance with the company's Quality Control Plan. Accuracy and timeliness are key to this process. Results from these reviews are key leading and lagging indicators used by executive management to assess underwriting risk for the organization. Principal Duties Conduct reviews in accordance with agency and company standards to include individual analysis of: Loan application Credit profile/report(s) Debt and assets Income/financial statements Loan values/loan-to-value ratios Appraisal reports Collateral and supporting documentation Identify loan deficiencies and calculate the risk grade on each (significant, moderate, minor) Provide Operations with a clear picture of the findings noted with required detail to ensure understanding and provide an adequate response Escalate files with suspected fraud to the Fraud Investigations Unit Identify quality trends and work with the Quality Control Management Team to recommend and drive corrective action Ensure compliance with Caliber policies, processes, and practices Perform other duties and/or participate on department projects as assigned Education and Experience Requirements High School Diploma or equivalent; Bachelor's degree preferred 5-7 years of progressive related experience. Residential mortgage underwriting experience DE certification; VA LAAP/SAR preferred Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector Knowledge, Skill, and Ability Requirements Knowledge of FHA, VA, USDA, Non-QM, FNMA and FHLMC policies and guidelines Knowledge of mortgage loan processing, compliance, investor products and underwriting guidelines Knowledge of mortgage insurance (MI) guidelines Working knowledge of various fraud tools Strong interpersonal, oral and written communication skills Excellent customer service orientation Ability to multi-task, effectively prioritize tasks and responsibilities; effective time management Strong analytical skills; effective decision making skills with the ability to appropriately exercise independent judgment Strong quality orientation with an attention to detail and accuracy Ability to work independently, as well as, effectively function as a member of the QC Team Accountability; strong work ethic Integrity, ability to maintain and work with confidential information Strong Microsoft Office skills to include MS Word & Excel While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Primary Function The Quality Control (QC) Underwriter III is responsible for re-underwriting loans files selected for review in accordance with the company's Quality Control Plan. Accuracy and timeliness are key to this process. Results from these reviews are key leading and lagging indicators used by executive management to assess underwriting risk for the organization. Principal Duties Conduct reviews in accordance with agency and company standards to include individual analysis of: Loan application Credit profile/report(s) Debt and assets Income/financial statements Loan values/loan-to-value ratios Appraisal reports Collateral and supporting documentation Identify loan deficiencies and calculate the risk grade on each (significant, moderate, minor) Provide Operations with a clear picture of the findings noted with required detail to ensure understanding and provide an adequate response Escalate files with suspected fraud to the Fraud Investigations Unit Identify quality trends and work with the Quality Control Management Team to recommend and drive corrective action Ensure compliance with Caliber policies, processes, and practices Perform other duties and/or participate on department projects as assigned Education and Experience Requirements High School Diploma or equivalent; Bachelor's degree preferred 5-7 years of progressive related experience. Residential mortgage underwriting experience DE certification; VA LAAP/SAR preferred Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector Knowledge, Skill, and Ability Requirements Knowledge of FHA, VA, USDA, Non-QM, FNMA and FHLMC policies and guidelines Knowledge of mortgage loan processing, compliance, investor products and underwriting guidelines Knowledge of mortgage insurance (MI) guidelines Working knowledge of various fraud tools Strong interpersonal, oral and written communication skills Excellent customer service orientation Ability to multi-task, effectively prioritize tasks and responsibilities; effective time management Strong analytical skills; effective decision making skills with the ability to appropriately exercise independent judgment Strong quality orientation with an attention to detail and accuracy Ability to work independently, as well as, effectively function as a member of the QC Team Accountability; strong work ethic Integrity, ability to maintain and work with confidential information Strong Microsoft Office skills to include MS Word & Excel While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

We're thrilled that you are interested in joining us here at the Amynta Group! Underwriters on the Strata Underwriting Managers team are key to the success of the Strata Program. This role requires good written, verbal communication skills, some light travel, and marketing capabilities, good organizational skills, and a strong work ethic. Essential Functions: Individuals at this level should be able to perform each essential duty. The essential functions listed below are representative of the knowledge, skill, and/or ability required by a Underwriter. E&S property underwriting experience Strong understanding of common property policy language Ability to follow underwriting protocol based on submission information, guidelines, and underwriting experience Must be willing to think “outside the box” as is required for E&S exposures Strong verbal and written communication skills Ability to work and contribute in a team environment Ability to follow underwriting guidelines and adhere to prescribed underwriting authority Ability to manage producer relationships with some marketing and light travel requirements Pro-actively manage portfolio for ongoing success of the Program Stay abreast of competition and market dynamics Experience with larger (TIV) accounts - $100M+ in TIV Ability to work efficiently, independently, and have strong time management skills Some General Liability experience is helpful Skills Required: Able to exercise independent judgement and understand and communicate regarding complex transactions, policy language, and underwriting thought process. Excellent skills in conducting in-depth investigations on underwriting criteria Prepare and effectively present recommendations Establish and maintain effective working relationships our wholesale producers Proficiency in MS Office including Word and Excel Detail-oriented with strong organizational and leadership skills, able to work well under deadlines in a changing environment and perform multiple tasks effectively and concurrently Demonstrate ability to work effectively under pressure and within a collaborative team-oriented environment using sound judgment and decision-making Must possess strong communication, teamwork, negotiation, and conflict resolution skills both internally and externally. Perform other related job duties as directed or needed. Education: BS/BA degree or commensurate work experience is required. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

Chubb is an exciting and dynamic place for individuals who are seeking career opportunity and advancement. The Commercial Insurance team has an opening for an Underwriter to join our Energy Practice (salary and title commensurate with experience level). This is a high-impact role that is focused on growing a predominantly Renewable Energy and Power book of business with a specific focus on property, both 100% placements and quota share. The Underwriter will also learn and be trained to handle other lines of business: Package, Automobile, Pollution, Workers' Compensation, Umbrella and International. Demonstration of the following skills and abilities: Strong sales and marketing skills along with the ability to position accounts and close deals. Demonstrated success in marketing, producer/book management and new business development. Ability to successfully negotiate on all levels with both internal and external partners and nurture key producer relations. High proficiency with the multi-line P&C underwriting process and risk analysis. Effective desk management. Exemplary ability to effectively interact with customers and coworkers at all levels. Knowledge and proficiency with underwriting technical issues, compliance, coverage, products, pricing & strategies. Results orientation, entrepreneurial spirit, business acumen, self-motivation and strong ability to work in a collaborative team environment. Responsible for the professional development, retention, and performance assessment of team members. MINIMUM REQUIREMENTS 2+ years underwriting experience within the energy industry and/or commercial P&C multi-line experience with a desire to specialize in the energy sectors of renewable energy, power generation, mining, and oil & gas Experience with multiple lines of insurance Bachelor's degree Qualifications Knowledge of insurance industry Knowledge of underwriting concepts, practices, and procedures Microsoft Word, Excel, and Outlook Internet usage Oral and written communication skills Negotiation skills Marketing skills Basic leadership skills.

The SBA Underwriter II is responsible for 1) providing credit decision makers with the in-depth, independent risk analysis necessary for making informed credit decisions; 2) producing SBA-compliant credit memos to ensure loan guaranty protection; and 3) staying abreast of the SBA SOP to ensure government guaranty program eligibility and loan guaranty compliance. Responsibilities and Duties: Underwrite the creditworthiness of prospective and existing borrowers applying for government guaranty loan programs (7a & 504) assisting SBA Lenders and credit decision-makers in determining repayment ability and loan eligibility. Ensure appropriate credit underwriting, reliable risk assessment, and credit loss minimization consistent with credit policy and regulatory requirements. Confirm government guaranty loan program eligibility. Complete financial statement analysis for reasonable assurance of loan repayment. Confirm accuracy of use of proceeds chart. Confirm equity injection source. Guarantor analysis. Industry analysis. Complete collateral assessment in accordance with the government guaranty loan program requirements. Prepare in-depth credit packages and recommend credit decision to the SBA Lender and SBA Senior Credit Officer. Interact with the SBA Senior Credit Officer and SBA Lenders and participate in loan presentations to provide additional information and/or support conclusions reached in analysis. Serve as an accomplished resource regarding credit/industry analysis. Ensure the credit memo is completed in compliance with established Bank credit policy, procedure, and business strategy as well as SBA SOP guidelines. Suggest an asset quality rating based on relationship review. Complete / maintain SBA Underwriter sections of the Bank's loan origination system (Sageworks). Collaborate with the SBA Underwriting Manager regarding underwriting procedures, continuous process improvement, and the line of business lending strategy. Assist fellow GGLD team members resolving complicated credit and underwriting issues achieving satisfactory resolutions. Job Skills and Qualifications: Bachelor's degree or Bachelor of Science in related discipline, or equivalent work experience. 5 - 7 years' experience in credit underwriting or related experience with a focus on government guaranty loan programs (7a & 504). Thorough knowledge of SBA Standard Operating Procedures and eligibility criteria. A high level of interpersonal skills to communicate policies, procedures, and objectives effectively throughout the Bank and to cultivate working relationships with bankers and clients. A high level of analytical skill to assess and manage areas of responsibility, including determination of credit risk involved and making final approval decisions. Strong written and verbal communications skills. Thorough knowledge of commercial loans, principles, policies, and practices. Knowledge of current lending laws and regulations. Company Overview: Truth in Texas Banking. That's what we're about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune's 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we've built a bank forever rooted in truth, transparency, and uncompromising integrity. We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to “Be Your True Self.” Our “True You” culture is made up of five pillars: Be Mindful Be Healthy Be Better Be Prosperous Be Faithful With this as our foundation, we've built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect. Visit our website at ******************* and come see how we're bringing truth and transparency to Texas banking. Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies. Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement. In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank. If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at ************************** . Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds. The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl. The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer. Veritex Community Bank Corporate Human Resources, Dallas, Texas. We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances. The information collected by this application is solely to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company. Please inform the Company's personnel representative if you need assistance completing any forms or to otherwise participate in the application process. Other details Pay Type Salary

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Our Hull & Company team seeks a Renewal Underwriter to join their team. Reviews renewal insurance applications to evaluate, classify, and rate individuals and groups for insurance and accepts or rejects applications by performing the following duties. WHAT YOU WILL DO: Examines such documents as application forms, inspection reports, insurance maps, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property, Confer with the department Leader before underwriting or brokering unusual or unfamiliar coverages or manuscript forms Provide full assistance and support for the sales and production process in the dept, Foster and improve relationships with other departments, producers, companies and competitors, Provide guidance and training others in the dept., to enable them to reduce the underwriter's clerical workload, Instruct and train processors and assistants, review indications, quotes, binders, submissions and policies for completeness and accuracy, Service and perpetuate existing business, and have a keen awareness of priorities, See that coding on specific required forms are completed and utilized, Understand and extend Company facilities, utilizing binding authorities or brokering risks when required to successfully negotiate a placement; and assist the dept. with overall underwriting results, Together with the Underwriter/Broker will market and meet with retail agency customers to develop business and cultivate relationships to grow a book of business, Assist the Underwriter/Broker with the review, analysis and underwriting of primarily renewal risks, as well as new business as directed, rate accounts for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies, Underwrite or broker renewal accounts, ensuring that all required information is obtained per carrier guidelines, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. Secure payments on risks bound or written, Reviews company records to determine amount of insurance in force on single risk or group of closely related risks and evaluates possibility of losses due to catastrophe or excessive insurance. WHAT YOU'LL NEED: Bachelor's degree (B. A.) from four-year college or university is desired or five years insurance experience, two years of which are as an underwriting assistant. P&C State licensed. Proficient with MS Office Exceptional telephone demeanor 1-3 years' experience with excess and surplus lines underwriting agency or company. Preferred: Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions, and terms. WHAT WE OFFER: Excellent growth and advancement opportunities Competitive pay based on experience Discretionary Time Off Generous benefits package health, dental, vision, 401(k), etc. Employee Stock Purchase Plan #LI-Remot We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.

Responsibilities Summary: When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit and drive for career advancement to join our team as a Transportation Underwriter. The Transporation Underwriter will have the opportunity to grow a book of business by underwriting new business and increasing renewal business through the cultivation of client relationships. Responsibilities: * Build, maintain, and grow a book of transportation business * Manage agency relationships and serve as lead client contact * Create and execute marketing plans to increase new and renewal business * Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business * Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio * Lead, train, and develop Assistant and Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * 3+ years of transportation underwriting experience required, excess & surplus lines experience preferred * Demonstrated proficiency in sales and marketing * Insurance license, CPCU, CIC or comparable designations preferred * Proven organization skills and ability with a strong attention to detail * Interest in continued education and professional development * Travel if necessary in order to foster strong client relationships Benefits: * Competitive base compensation with a sales bonus plan * Employer paid continuing education courses and designations via access to Kaufman Institute * Health and welfare benefits including medical, vision and dental * 401K with employer match * Paid vacation, sick time, and holidays * Access to Kaufman Wellness Program * Flexible and hybrid work options About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

General Job Title: Underwriter - Miscellaneous Medical Division: Specialty Risks Reports To: As per Beazley's organisation chart Key Relationships: Brokers, Underwriters, Claims staff, Coverholders, external Clients and Suppliers Job Summary: To underwrite a Miscellaneous Medical & Life Sciences account within the Healthcare Team and provide counsel and advice on Underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand. Key Responsibilities: Underwriting Develop and underwrite a profitable portfolio of Miscellaneous Medical & Life Sciences business as part of the Healthcare team. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the French and continental European Miscellaneous Medical & Life Sciences account. Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, or Beazley's internal MGAs. Develop a good working relationship with the claims managers on this class of business. Client Management Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients. General Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within the Healthcare and Specialty Risks team. Work with peers within Healthcare and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the Miscellaneous Medical & Life Sciences account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers. We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system Display business ethics that uphold the interests of all our customers Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups Personal Specification: Skills and Abilities Proficient underwriting skills Accurate and numerate Computer skills - good working knowledge of MS Office, advanced Excel skills Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skills Knowledge and Experience General commercial and financial knowledge Experience in insurance industry Experience of Healthcare underwriting Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experience Aptitude and Disposition Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customer Competencies Achievement drive Analytical thinking Strategic thinking Service focus Team working Forward thinking Conceptual thinking The rewards: The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related annual bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days annual PTO (full-time, prorated for 1st calendar year of employment), plus paid public holidays with the ability to flex the religious bank holidays to suit your religious beliefs. Additional PTO purchase is available up to a maximum of 5 days per calendar year. Up to $700 reimbursement towards home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance in support of your wellbeing The opportunity to save for, and purchase, shares of Beazley stock Six months fully paid parental leave, regardless of how you come to parenthood Company paid sabbatical up to 12 weeks after 10 years of continued service Support with exam/study leave and fees for relevant qualifications related to furthering education Up to 2. 5 days matched paid leave for volunteering at a charity of your choice and 5 days paid leave to provide or arrange care for a dependent with a long term care need annually Smart working policy and flexible working culture, trusting our employees to do what works best for them, their role and the needs of the business Salary for this role will be tailored to the successful individual's location and experience. The expected compensation range for this position is 125k - 175k per year plus profit related pay and discretionary annual bonus. You will be able to discuss your salary expectations should you be contacted about this role. Don't meet all the requirements? At Beazley we're committed to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles. This document is subject to review after consultation with your Manager.

Spieldenner Financial Group is a part of one the fastest-growing insurance organizations in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The Producer/New Business Underwriter role is focused on new business development within the Garage and Transportation vertical including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The Producer/New Business Underwriter will work from our Houston, TX office. Responsibilities: Effectively develop and present proposals on a timely basis. Negotiate/execute new and renewal production and goals as established with management. Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations. Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly. Efficiently coordinate, present and process new business on timely basis. Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file. Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed. Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.

About Us We're not like other insurance companies. From our specialty products to our business model, our culture to our results - we're different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn't just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar - a testament to our culture and validation of our reputation as an excellent underwriting company Under general oversight, performs similar to Underwriter I and II but builds upon existing expectations; builds even stronger relationships with producers, reinsurers, and contacts; and rather than assist, has more ownership and responsibility to review complex sources of profit by selecting appropriate risks. Also responsible for increasing submission flows. Principal Duties & Responsibilities Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions with high premium or risk exposure. Build strong relationships between agents, reinsurers, and contacts. Review complex submissions, account losses, pricing models, and profitable premiums. Review complex sources of profit by selecting appropriate risks. Assist with special projects or other duties as needed. Education & Experience Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field Minimum of 5+ years of related experience for consideration [OR] equivalent level of education and experience Knowledge, Skills, & Competencies Ability to use analytical methods in underwriting processes to find workable solutions. Ability to verbally and in writing, communicate findings and recommendations to internal and external contacts on underwriting matters. Ability to use software to summarize and analyze large amounts of data. Understands, applies, & properly documents nature of operations of the risk for accounts assigned & communicates findings. Ability to prepare, review, and complete underwriting analysis of accounts. Analytical skills and understanding of submission requirements, model entry, and product appetite. Participates in underwriting related continuing education. Ability to generate innovative solutions within the underwriting department. Has typically obtained letter of authority. Has a good understanding of the markets and clients being serviced. Has some authority to process approval, issuance, or change requests for policies. Works on slightly more complex risks than UW I and has obtained higher level of authority. Presents solutions to management on non-standard issues without prior oversight or guidance from manager. Ability to know proper sign off & correct UW judgement in most cases. Possess a thorough understanding of the internal processes of the product and displayed understanding of loss rating/credibility. Working toward building and maintaining a profitable book of business. Compensation OverviewThe base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future. Base Pay Range$104,211.00 - $146,077.00Total RewardsAt RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.Financial Incentives Annual bonus plans Employee stock ownership plan (ESOP) 401(k) - automatic 3% company contribution Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings) Work & Life Paid time off (PTO) and holidays Paid volunteer time off (VTO) to support our communities Parental and family care leave Flexible & hybrid work arrangements Fitness center discounts and free virtual fitness platform Employee assistance program Health & Wellness Comprehensive medical, dental and vision benefits Flexible spending and health savings accounts 2x base salary for group life and AD&D insurance Voluntary life, critical illness, & accident insurance for purchase Short-term and long-term disability benefits Personal & Professional GrowthRLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include: Training & certification opportunities Tuition reimbursement Education bonuses Diversity & InclusionOur goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for performing deal analysis, preparing supporting deal justification, and processing approvals. Key responsibilities include underwriting aspects of a credit transaction (e.g., construction debt, term debt, and tax credit equity) for all product types, performing material modifications to existing facilities, and advising the Commercial Real Estate Banking portfolio group on any post closing credit actions as needed. Job expectations may include driving operational excellence and influencing leaders, peers, and clients. Responsibilities: Leads the underwriting of secured and unsecured transactions to Commercial Real Estate clients, including real estate secured construction and term debt, tax credit equity investments, unsecured corporate revolvers, bridge financing, commercial agency warehouse lines, and subscription lines Performs the requisite due diligence once a credit opportunity is mandated, preparing the approval request documents, receiving final loan approval on a timely basis, and participating in the loan closing process Collaborates with the client, relationship coverage team, and product partners, as applicable, to facilitate timely and client-centric loan closings Leads the end-to-end process for loan modifications and extensions on existing loans including structuring, due diligence, gaining approval, and closing Completes Scheduled Exposure Reviews (SERs) and Risk Rating Scorecards for adversely risk rated loans for approval, and presents SERs at quarterly SER meetings Required Qualifications: 3+ years experience within financial institution Workig knowledge of Commercial Real Estate Credit Experience analyzing and interpreting commercial real estate financial statements, market and portfolio information Financial modeling experience Excellent technical writing skills Excellent communication, collaboration and time management skills Desired Qualifications: Commercial Real Estate Credit Underwriting Experience Skills: Credit and Risk Assessment Financial Analysis Underwriting Written Communications Analytical Thinking Attention to Detail Customer and Client Focus Due Diligence Oral Communications Collateral Management Interpret Relevant Laws, Rules, and Regulations Legal Structures and Legal Forms Loan Structuring Prioritization Shift: 1st shift (United States of America) Hours Per Week: 40

About The Role: Underwrite and manage an assigned territory within the Continental U.S. Overall responsibilities include approving all commercial and commercial contract surety bonds within your authority, managing agency relationships and appointments, marketing for new business, budgeting and strategic planning for the territory/region, receivable collections and, through the use of financial and qualitative analysis, achieve minimum loss ratio and maximum profitability for the Division. Essential Responsibilities: * Ensure profitable underwriting decisions through appropriate financial analysis to determine the feasibility of providing surety credit. * Perform analysis on annual and internal financial statements and review other relevant credit information for new and existing accounts. * Analyze new account submissions for all commercial agents in the assigned territory. * Maintain current underwriting files in accordance with the Swiss Re Surety Group Procedure Manual for Commercial Surety. * Enhance existing agency relationships, identify and secure new agency relationships and terminate agent relationships that do not meet company revenue and profit objectives. Schedule regular meetings with established agents. * Establish revenue goals and monitor losses for assigned region * Maintain a strong working relationship with the Claims Division and review all losses with Claims. * Assist the Regional Manager in developing one to three year territory strategic plan. * Assist the SVP - Commercial Surety with internal audits on a monthly basis or as necessary. * Plan and manage regular meetings with agents, attend group functions, large account meetings and Swiss Re Corporate Solutions Surety Group regional meetings as required. * Manage any special projects as delegated by the SVP- Commercial About You: * Bachelor's Degree with emphasis in business, preferably finance or accounting, or, the following years of relevant experience in commercial surety underwriting * 10+ years to be considered for Branch Manager level * 7-10 years to be considered for Senior Underwriter level * 3-5 years to be considered for Underwriter level * Strong marketing skills and ability to obtain new business and work with commercial clients. * Strong competency in quantitative and financial analysis. * Effective written and verbal communication skills. * Competent computer skills including knowledge of Excel and Word. * Ability to travel up to 35%. The estimated base salary range for this position ( in the USA ) is $156,000 to $246,000. The specific salary offered for any given role will take into account a number of factors including but not limited to job location, scope of role, qualifications, complexity/specialization/scarcity of talent, experience, education, and employer budget. At Swiss Re, we take a "total compensation approach" when making compensation decisions. This means that we consider all components of compensation in their totality (such as base pay, short-and long-term incentives, and benefits offered), in setting individual compensation. Swiss Re has a hybrid work model where the expectation is that you will be in the office three days per week. About Swiss Re Corporate Solutions Swiss Re is one of the world's leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime. Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience. Swiss Re is an equal opportunity employer. It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled. During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed. Keywords: Plano, Houston, Denver, New Orleans Reference Code: 132683 Job Segment: Surety, Claims, Accounts Receivable, HR, Strategic Planning, Insurance, Finance, Human Resources, Strategy

Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for diverse, talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company - delivering on Toyota's vision to move people beyond what is possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment. Who we're looking for Toyota Financial Services/Mazda Financial Services' Dealer Lending Department is looking for a passionate and highly motivated Senior Dealer Lending Analyst. This role is in Toyota Headquarter in Plano, TX. The primary responsibility of this role is to underwrite complex dealer credit packages for Toyota, Lexus, and Mazda dealers across the country. Typical loan package will range from $1 million - $500 million for various credit facilities including syndicated/participated asset-based lending loans, direct floorplan lines of credit, real estate loans, working capital loans, and revolving lines of credit. Team member will interface with field associates, syndicated lead agent bank, TFS/MFS legal, and dealership personnel as needed. Credit assessment includes collateral position, capacity, condition, and any recommendations to improve credit strength. Other responsibilities include reviewing Syndicated/Participated loan documentation, assisting Dealer Lending Operations team with set up, settlement transactions, and reviewing Borrowing Base and Financial Statement and required financial covenants. Reporting to the Dealer Lending Manager, the person in this role will support the Toyota Financial Services/Mazda Financial Services Dealer Lending Department's objective to maintain and service its commercial lending portfolio of loans. What you'll be doing * Manage and perform financial analysis of syndicated/participated loan facilities: review available term sheets, company prepared financial statements, tax returns, 10K/10Q, and CPA reviewed/audited financial statements to determine the Borrower's liquidity, leverage, and capitalization. * Complete bank statement, GL Trial Balance, and tax return reconciliations to financial statements provided (if required). * Provide cash flow analyses (Debt Service Coverage Calculation and/or Fixed Charges Calculation). * Evaluate, assess, and determine the risk associated with all credit requests and provide the approval authority with appropriate information to support conclusions. * Review legal structure to determine proper conclusions related to ownership, guaranties, and collateralization. For multi-franchise/corporation requests, consolidate the information into a cohesive, simplified version noting the inter-relationships and potential problem areas. * Review includes Syndication/Participation term sheet and loan agreements, buy/sell agreements, LLCs, partnerships, and real estate related documentation. * Review Borrowing Base and Financial Covenants certificate. Consult with Field, Legal, and Risk for any non-compliant situation to determine the resolution. * Work with National Account Operations team to assist any unreconciled daily funding/payment activities including complex interest and fee calculation and past due. * Consult with TFS/MFS Legal to address any modification to documents or approvals. * Participate in TFS/Private Label Group internal projects relating to system enhancement and process improvements. * Prepare ad hoc reports per request from upper management and work with cross-departmental teams. * Assist in the training and development of new and existing Team Members. * Complete peer reviews of outputs to ensure accuracy and completeness in addition to providing constructive feedback. What you bring * Bachelor's degree in Finance, Accounting, or related discipline (preferable) * Three or more years of experience in financial analysis of commercial loan documents, including complex organizational structures, cash flow analysis, industry-standard financial ratios/covenants, and establishing loan collateralization. * Experience presenting complex financial information and credit structure to a credit approval authority. * Experience reviewing financial information in conjunction with policies and procedures to identify key credit risks and deviations from operational standards in order to make suggestions to mitigate credit and operational risk. * Demonstrated proficiency using Crowe Navigator, or similar financial analysis program. Added bonus if you have * Three or more years of experience in financial analysis of syndicated/participation loans * Experience leading department projects and initiatives effectively and efficiently while managing workload of package underwriting. * Experience in underwriting expertise with automotive dealer borrowers. What we'll bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: * A work environment built on teamwork, flexibility, and respect * Professional growth and development programs to help advance your career, as well as tuition reimbursement * Team Member Vehicle Purchase Discount * Toyota Team Member Lease Vehicle Program (if applicable) * Comprehensive health care and wellness plans for your entire family * Flexible work options based on business needs * Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute * Paid holidays and paid time off * Referral services related to prenatal services, adoption, childcare, schools and more * Tax Advantaged Accounts (Health Saving Account, Health Care FSA, Dependent Care FSA) Belonging at Toyota Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.