Underwriter Jobs in Catao, PR

OFG is a mid-cap, publicly traded, diversified modern financial services holding company with operations spanning OFG Bancorp, US Banking and Chello, alongside new and innovative FinTech offerings. Our digital platforms, deliver unique value to important segments of the US marketplace - ranging from enterprise businesses to small and midsized entrepreneurs. And our core banking operations provide a wide range of retail and commercial banking, lending and wealth management products, services and technology for all audiences. From its inception, OFG Bancorp has been a challenger enterprise. We differentiate ourselves across our portfolio of traditional and FinTech banks through transformed customer experience, enabled by distinctive digital capabilities, more efficient and agile operations, and expert advice. OFG's US Banking commercial loan program focuses on developing and managing commercial relationships, through its internally developed operations, with commercial and investment banks across the U.S. and engages primarily in the activities of participating in credit facilities of corporate, commercial, and industrial loans to the middle-market as well as other sectors. JOB SUMMARY: The Analyst, US Banking focuses on new commercial loan originations and credit approval underwriting as well as portfolio management efforts for the existing portfolio. You will play a critical role in the analysis, preparation, and presentation of credit approval memorandums for new, potential, and existing loan opportunities on an ongoing basis as well as, but not limited to, portfolio management and supporting project management efforts initiated by the Management Team. The Team works in an on-site setting with some work from home flexibility. For this role, it is important to work, collaborate and interact in an in-person environment at the Bank's PR office based in San Juan, PR. MAJOR DUTIES & RESPONSIBILITIES: Assist in establishing “credit boxes” and other eligibility criteria for Lending & Risk Partners. Assist in the preparation of commercial loan approvals, modification approvals and periodic business reviews including financial analysis on historical, forecast, performance bases, risk rating assessment and compliance performance. Collaborate with the USLP Team including Risk Team to manage optimal workflow, assist in identifying and escalating process breakdowns as well as developing enhancements. Participate in frequent calls with internal and external stakeholders. Prepare portfolio analysis by utilizing certain approaches and tools including the USLP Dashboard. Assist in the analysis of the individual whole loans participations as well as loan pools. Understand and assist in measuring and monitoring the profitability of the portfolio. Liaise with U.S. Loan Program Lending Partners and assist in joint efforts including loan syndication and data fulfillment perspective. Assist in the periodic review and update of the U.S. Loan Program Policy, Guidelines, Procedures Manual and other Risk Management and U.S. Loan Committee needs. Assist in preparing reports to the US Loan Committee and the Board of Directors, presenting certain information such as portfolio activity, performance, and results quarterly. Other duties may be assigned. EDUCATION & EXPERIENCE: Bachelor's Degree in Business Administration, Accounting, Economics and/or Finance required. Master's Degree in Business Administration or related curriculum, preferred. One (1) year of banking and/or financial services experience required. Experience in credit/portfolio analysis and/or portfolio management support is highly desirable but not required. Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge, skills, and abilities. Basic knowledge of commercial credit analysis for the general corporate purposes, mergers, and acquisitions, secured asset financings as well as industry verticals. Self-starter, results oriented, dynamic, and able to work with minimum supervision. Analytical, problem solving, organized, detail oriented and able to meet strict deadlines. Understanding of financial/accounting principles, industry assessment, research, due diligence, skills highly preferred. Credit and risk assessment, as well as exposure to portfolio management and monitoring, as well as financial exposure to: forecasting, performance analysis & ratio analysis are all desirable skills. Computer skills in the use of Word, Excel, Power Point, Outlook, MS Teams, Internet Tools and other operative programs. Excellent English communication skills both written and verbal required. Legally authorized to work in the US required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization. Employee is responsible for maintaining eligible work authorization through his tenure with the organization. At OFG, it's our mission to ensure that our customers and partners thrive in our modern world and our US Banking Team is committed to this mission. Our culture is built on the foundation of our shared purpose, our focus on innovation, and our character. And ultimately, we believe that with teamwork, trust and personality, we can build lasting relationships, and deliver true, lasting value. Oriental is an Equal Opportunity Employer (EEO Employer / Affirmative Action for Females / Disabled / Veterans) Recruitment Privacy Statement Compliance Posters

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

OFG is a mid-cap, publicly traded, diversified modern financial services holding company with operations spanning OFG Bancorp, US Banking and Chello, alongside new and innovative FinTech offerings. Our digital platforms, deliver unique value to important segments of the US marketplace - ranging from enterprise businesses to small and midsized entrepreneurs. And our core banking operations provide a wide range of retail and commercial banking, lending and wealth management products, services and technology for all audiences. From its inception, OFG Bancorp has been a challenger enterprise. We differentiate ourselves across our portfolio of traditional and FinTech banks through transformed customer experience, enabled by distinctive digital capabilities, more efficient and agile operations, and expert advice. OFG's US Banking commercial loan program focuses on developing and managing commercial relationships, through its internally developed operations, with commercial and investment banks across the U.S. and engages primarily in the activities of participating in credit facilities of corporate, commercial, and industrial loans to the middle-market as well as other sectors. JOB SUMMARY: The Analyst, US Banking focuses on new commercial loan originations and credit approval underwriting as well as portfolio management efforts for the existing portfolio. You will play a critical role in the analysis, preparation, and presentation of credit approval memorandums for new, potential, and existing loan opportunities on an ongoing basis as well as, but not limited to, portfolio management and supporting project management efforts initiated by the Management Team. The Team works in an on-site setting with some work from home flexibility. For this role, it is important to work, collaborate and interact in an in-person environment at the Bank's PR office based in San Juan, PR. MAJOR DUTIES & RESPONSIBILITIES: * Assist in establishing "credit boxes" and other eligibility criteria for Lending & Risk Partners. * Assist in the preparation of commercial loan approvals, modification approvals and periodic business reviews including financial analysis on historical, forecast, performance bases, risk rating assessment and compliance performance. * Collaborate with the USLP Team including Risk Team to manage optimal workflow, assist in identifying and escalating process breakdowns as well as developing enhancements. * Participate in frequent calls with internal and external stakeholders. * Prepare portfolio analysis by utilizing certain approaches and tools including the USLP Dashboard. * Assist in the analysis of the individual whole loans participations as well as loan pools. * Understand and assist in measuring and monitoring the profitability of the portfolio. * Liaise with U.S. Loan Program Lending Partners and assist in joint efforts including loan syndication and data fulfillment perspective. * Assist in the periodic review and update of the U.S. Loan Program Policy, Guidelines, Procedures Manual and other Risk Management and U.S. Loan Committee needs. * Assist in preparing reports to the US Loan Committee and the Board of Directors, presenting certain information such as portfolio activity, performance, and results quarterly. * Other duties may be assigned. EDUCATION & EXPERIENCE: * Bachelor's Degree in Business Administration, Accounting, Economics and/or Finance required. Master's Degree in Business Administration or related curriculum, preferred. * One (1) year of banking and/or financial services experience required. Experience in credit/portfolio analysis and/or portfolio management support is highly desirable but not required. * Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge, skills, and abilities. * Basic knowledge of commercial credit analysis for the general corporate purposes, mergers, and acquisitions, secured asset financings as well as industry verticals. * Self-starter, results oriented, dynamic, and able to work with minimum supervision. * Analytical, problem solving, organized, detail oriented and able to meet strict deadlines. * Understanding of financial/accounting principles, industry assessment, research, due diligence, skills highly preferred. * Credit and risk assessment, as well as exposure to portfolio management and monitoring, as well as financial exposure to: forecasting, performance analysis & ratio analysis are all desirable skills. * Computer skills in the use of Word, Excel, Power Point, Outlook, MS Teams, Internet Tools and other operative programs. * Excellent English communication skills both written and verbal required. * Legally authorized to work in the US required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization. * Employee is responsible for maintaining eligible work authorization through his tenure with the organization. At OFG, it's our mission to ensure that our customers and partners thrive in our modern world and our US Banking Team is committed to this mission. Our culture is built on the foundation of our shared purpose, our focus on innovation, and our character. And ultimately, we believe that with teamwork, trust and personality, we can build lasting relationships, and deliver true, lasting value. Oriental is an Equal Opportunity Employer (EEO Employer / Affirmative Action for Females / Disabled / Veterans) Recruitment Privacy Statement Compliance Posters

120684 Zurich Insurance is currently to hire an experienced Senior Market Facing Underwriter for our Group Captives Team in our Schaumburg office or US Remote locations.As one of the leaders in this space, we work together with the largest captives consultants in the U.S. to deliver a wide range of services to member-owned, agency and other (fronted) captives. In this role, your responsibilities will include but not limited to: + Proactively seek renewal and new account opportunities for captives + Complete detailed opportunity assessment with key distributors to identify growth opportunities. + Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. + Help with the daily administrative requests that come in on policy maintenance + Manage broker and captive consultant interactions. + Serve as a technical resource to less tenured team members. + Negotiate Terms & Conditions and close deals. + Participate in Sales Team meeting as related to assigned brokers and / or territory + Measure exposure/analyze risk and pricing on new business. + Travel at least 50% Internationally **Basic Qualifications:** + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment **Preferred Qualifications:** + Bachelors Degree + Strong verbal and written communication skills + Microsoft Office experience + Established Underwriting/Insurance exposure + Intermediate insurance level understanding + Evidence of effective negotiation skills + Experience handling difficult conversations At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary rangefor this position is $120,000.00 - $170,000.00, with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Schaumburg, AM - Remote Work (US) Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-SG1 #LI-ASSOCIATE #LI-HYBRID EOE Disability / Veterans

Personal Lines Underwriter Guaynabo, PR ABOUT US At Triple S, we are committed to provide meaningful job experiences for Valuable People (Gente Valiosa). We encourage an environment of very high ethical standards, always excelling in service, collaboration among the company, agility to deliver timely, and embracing accountability for results. When you join Triple S, you will be key to our efforts on delivering high-quality and affordable healthcare as well as contribute to our purpose to enable healthier lives. We serve more than 1 million consumers in Puerto Rico through our Medicare Advantage, Medicaid, Commercial, Life and Property & Casualty Businesses. Let's build healthier communities together, join now! ABOUT THE ROLE Requires the ability to learn and follow policies, procedures and standards of your area, department and other related departments. Conducts planning efforts within your department, whether for day-to-day operational situations or assigned projects or to coordinate multiple resources within your department or division. Anticipates customer needs and acts proactively to achieve customer satisfaction. Responsible for influencing decisions through fundamental recommendations or opinions. Maintain a direct relationship with the Producers of the assigned accounts through immediate and effective attention to the service needs they present. WHAT YOU'LL DO * Evaluates new business and personal lines renewals to select new risks to underwrite and renewals to maintain according to underwriting guidelines. * Provides guidance and service to producers and/or authorized representatives by telephone, in writing or in person. * Provides follow-up to new businesses that are listed to close them. * Evaluates the loss experience of the policies to be renewed, identifies cases with adverse experience, takes measures or requests notice of non-renewal for them. * Evaluates new business and personal lines renewals to select new risks to underwrite and renewals to maintain according to underwriting guidelines. * Provides guidance and service to producers and/or authorized representatives by telephone, in writing or in person. * Provides follow-up to new businesses that are listed to close them. * Evaluates the loss experience of the policies to be renewed, identifies cases with adverse experience, takes measures or requests notice of non-renewal for them. WHAT YOU'LL BRING Bachelor's degree, preferably with 1 to 3 years of experience as an Underwriter-Personal Lines. Or, Associate Degree (60 to 64 college credits) with at least 3 to 5 years of experience in related roles. It is company policy to seek for the qualified applicants for positions throughout the company without distinction of race, color, national origin, religion, gender, gender identity, real or perceived sexual orientation, civil status, social condition, political ideologies, age, physical or mental disability, veteran status or any other characteristic protected by law. Drug-free company. Equality Employment Opportunity/Affirmative Action for Minorities/Females/People with Disabilities/Veterans". Employer with E-Verify to verify the eligibility of employment of all the new employees. We encourage Females, Veterans and Disabled to Apply

The Senior Process Improver continuously evaluates the performance of existing manufacturing processes and equipment through a structured approach to achieve efficiency. Position is accountable for overall manufacturing / production improvement implementation. Main Duties and Responsibilities include: * Creating action plan and guidelines for troubleshooting and advanced improvements. * Analysis and identification of root and/or possible causes of variation/ failure/ under performance for the assigned business unit. * End to end documentation (diagnostics, solution method, impact and troubleshooting implementation). * Process KPI measurements, improvement and reporting (OEE). * Designing, coordinating and documenting engineering tests/qualifications, among others. * Ensure readiness and requirement specs for product transfers (from assessment to start-up / implementation and execution). * Implementation of optimization efforts. Identifying and Implementing Corrective/ Preventive Actions * Define and develop requirements for TPM/ PM/ PDM procedures for manufacturing. * Implement equipment upgrades and optimization changes. * Ensure compliance with exiting and applicable SOPs, guidelines, laws & regulations (Safety, Calibrations, PMs, among others). * Administrative matters such as purchase requisitions, project scoping and approvals, SOP revisions, protocols, execution, deviation, reports and improvements, * Providing technical solutions that increase utilization and cost reduction. * Supply Chain performance indicators, area RM usage optimization, unit MRO, spare parts usage, insert inventory supply. * Capital /infrastructure projects. * Collaborating for Quality first pass, DPM & CPM metrics and overall QA and awareness. * Provide training and/or process refreshers to ensure area resources have required skills and knowledge in support of improvements and projects. * Developing process and regulatory documentation for automation systems * Shutdown Planning and Execution * Overall resource and material monitoring, optimization, cost efficiency and modeling for process improvements. * Material, supplier and overall compliance and proactive, preventive problem solving. * Data gathering, evaluation, investigation and initiation and closure of quality, process and related issue resolution. * Implementing safety corrective actions and non-conformance resolution Experience: * Five (5) years of related manufacturing or process improvement experience within the regulated industry. Education: * Bachelor's degree in life sciences or engineering required. * Advanced (master's) degree, Lean Six Sigma, or technical certifications, EIT license, CIAPR membership highly desirable. Knowledge, Skills, and Abilities: * Proficiency using software and applications to measure key performance indicators. * Strong knowledge of methodology and tools for problem solving and statistical analysis. * Proven expertise on equipment and process and/or automation and technical elements. * Excellent organization skills, ability to multi-task, and a commitment to timely follow-up; strong results orientation. * Ability to establish tools and ways of working to ensure accurate and timely follow-up and on-time deliverables. * Able to communicate professionally across a wide variety of employee levels and locations. * Strong technical writing, collaboration and presentation skills * Bilingual (English/Spanish) "We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender, gender identity or expression, or veteran status. We are proud to be an equal opportunity workplace." #LI-LL2 #onsite