How To Become A Property Adjuster: What It Is and Career Path

What is a property adjuster and how to become one

Updated January 8, 2025

4 min read

A property adjuster usually works for insurance organizations and focuses on the scrutinization of property damages. This is done to analyze and determine an organization's financial duty. Your job also involves contacting customers through phone calls, collating and validating data, and traveling to meet with customers. Furthermore, you will be required to carry out deals on settlements and organize appointments. Hence, you must possess vast knowledge of property prices to ensure the precision of claims. Oftentimes, you may have to investigate suspicious claims as well as arrange reports to be used by property analysts. You will also have to sometimes discuss with other experts like architects, lawyers, physicians, and engineers.

As a property adjuster, you must pay attention to details and must have excellent interactive, interpersonal, and analytical skills. In addition, you must have either a bachelor's degree or a master's degree, depending on the employer. Your annual average salary will be $40,134 or $19.30 per hour.

ScoreProperty AdjusterUS Average

Salary

4.3

Avg. Salary $54,661

Avg. Salary $59,228

Stability Level

8.3

Growth Rate -6%

Growth Rate 0.3%

Diversity

4.7

Race

American Indian and Alaska Native 0.50%

Asian 5.16%

Black or African American 12.43%

Hispanic or Latino 16.60%

Unknown 4.40%

White 60.92%

Gender

female 32.43%

male 67.57%

Age - 43

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 43

Stress Level

8.3

Stress level is high

7.1 - high

Complexity Level

8.4

Complexity Level is challenging

7 - challenging

Work Life Balance

5.3

Work Life balance is fair

6.4 - fair

Key steps to become a property adjuster

Explore property adjuster education requirements

Most common property adjuster degrees

Bachelor's

73.0 %

Associate

12.5 %

Master's

5.9 %

Start to develop specific property adjuster skills

Skills	Percentages
Customer Service	16.89%
Xactimate	10.73%
Claims Handling	6.07%
State Regulations	5.89%
Strong Analytical	5.37%

Complete relevant property adjuster training and internships

Accountants spend an average of 1-3 months on post-employment, on-the-job training. New property adjusters learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a property adjuster based on U.S. Bureau of Labor Statistics data and data from real property adjuster resumes.

Gain additional property adjuster certifications

Property adjuster certifications can show employers you have a baseline of knowledge expected for the position. Certifications can also make you a more competitive candidate. Even if employers don't require a specific property adjuster certification, having one may help you stand out relative to other applicants.

The most common certifications for property adjusters include Chartered Property Casualty Underwriter (CPCU) and Certified Work Adjustment Specialist (CWA).

More About Certifications

Research property adjuster duties and responsibilities

Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Complete property appraisals on residential dwelling and commercial property including business interruption and business personal property using Xactimate program.
Analyze homes, automobiles, boats, RV's, etc.
Issue payments via ECS system.

Prepare your property adjuster resume

When your background is strong enough, you can start writing your property adjuster resume.

You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a property adjuster resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

Choose From 10+ Customizable Property Adjuster Resume templates

Build a professional Property Adjuster resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your Property Adjuster resume.

Apply for property adjuster jobs

Now it's time to start searching for a property adjuster job. Consider the tips below for a successful job search:

Browse job boards for relevant postings
Consult your professional network
Reach out to companies you're interested in working for directly
Watch out for job scams

How do property adjusters rate their job?

-/5

5 Stars

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1 Star

Property Adjuster reviews

A zippia user wrote a review on Aug 2019

Pros

Working from home

Cons

Amount of work expected, duplicative data entry and oversight adjusters. Angry phone calls.

A zippia user wrote a review on Feb 2019