Orange Bank & Trust Jobs

The Branch Administrator and Security Officer is responsible for all branch operations and security policies and procedures. This position provides administrative support and handles various operational functions to ensure that all branch locations are operating in an efficient manner. Ensures compliance and uniformity with established Bank policies and procedures, and acts as a key contact for the branches regarding operational questions. Manages the evaluation of branch operational services and makes recommendations, and resolves issues that affect the ability of the branch to provide prompt and responsive customer service. This position indirectly oversees the operations staff in the branch locations and directly manages the Branch Service Manager III, the Client Service Manager in the Goshen Office and the Facilities Manager. This position requires a high level of decision-making and problem solving on multiple operational or administrative related items. Ensures all Policies and Procedures are in place and are adhered to across the branches by visiting locations regularly and collaborating with staff. Responsible for coordinating proper training for all branch operations related items. This position requires a focus on process improvement to recognize efficiencies within the branch network. Handle/facilitate all requests from auditors related to branch operations. This position also acts as bank's Security Officer. Participates in security groups and maintains a good working knowledge of recent security events in our marketplace and beyond. Ensure all staff receives any necessary security training. This position is also responsible for security oversight of all bank facilities and locations. The Branch Administrator and Security Officer also oversees all Facilities of the bank, including routine maintenance, payment of invoices, branch renovations, opening new offices and closures. Essential Duties and Job Responsibilities: Branch Operations * Oversee all Branch activity and ensure compliance to bank policies and procedures. * Maintain all branch operations and security policies and procedures. * Point of contact for all branch operation's related questions; "help desk" assistance to field related to new account openings and transaction processing. * Visit each branch location regularly to provide on site support, collaborate with branch staff, identify training needs and monitor service levels. * Conduct cash counts, reviews of appropriate paperwork, logs and processes at each branch location via the branch review process, at least twice per year. * Train and coach branch staff as appropriate as procedure changes and new products and services are introduced. * Directly manages the Branch Service Manager III and the Client Service Manager in Goshen and indirectly manages the branch operations staff, including float staff. * Emergency Preparedness, maintain the bank's Business Continuity plan for the branches. * Facilitate any new location openings/changes, handling all supply orders, regulatory signage, to ensure the location is sufficiently staffed and operational. * Hold monthly branch operations meetings to keep the staff up to date on any policy and procedure changes, address any recent issues, etc. * Work to improve processes to create efficiency in the branches. * Actively participate on projects that involve branch operations. Be able to lead a small to medium sized project. * Maintain the bank's job aides/manuals/procedures to assist the field in transaction processing. SECURITY OFFICER / FACILITIES MANAGEMENT * Oversees the Facilities Manager and all activities included in that role. * Vendor oversight * Maintenance across the bank * New branch builds * Branch location moves or closures * Oversight of staff seating * Oversee the bank wide supply ordering system. Review usage reports and raise any issues to management. * Attend and actively participate on security groups and develop/maintain a network of peers * Secure the overall physical safety of the Bank * Protect people, assets, and property through the development and administration of a comprehensive and proactive security program. * Report the Security Program to the Board of Directors annually. * Develop and conduct security and safety training to all bank employees * Manage and maintain all alarm systems; first responder to all branch related incidents * Monitor and maintain video surveillance systems and equipment EDUCATION, CERTIFICATION, EXPERIENCE: Education: Required: College Degree or 10 Years Branch Operations and Security and Management Experience Preferred: College Degree and 15 Years Branch Operations and Security Operations Management Experience Experience: Required: 10 Years Banking Operations and Management Experience Preferred: KNOWLEDGE, SKILLS, ABILITIES: * Leadership - This position requires someone with strong communication skills. Need the ability to maintain a positive demeanor, handle difficult situations and have an open mind. Needs to be able to handle change and pressure. Needs to coach, cross train and motivate employees. Needs the ability to assist clients and employees in a professional manner. Must be able to supervise off site staff in an effective manner. * Confidentiality - This position requires a high level of confidentiality. This position has access to customer's financial information and personal information, employee records, and security and closing procedures. * Communication- This position has a high level of contact with the public and departments. This position also interacts with a large number of internal and external contacts. Must be able to communicate effectively with vendors as needed. * Multitasking/Sound Judgment- Needs the ability to multitask, quick and accurate decisions and be organized. Decisions need to be made in the best interest of the bank while mitigating any risk to loss. Must be able to handle various processes at the same time. * Computer Skills/Technology- This position requires a high volume of computer usage, including core systems, vendor sites, etc. Should be familiar with copier/scanner/shredder equipment. WORK ENVIRONMENT: * Working Conditions: Flexibility to work additional hours including nights, weekends and holidays, as required. Typically the noise level in the work environment is low to moderate. Will have high volume of interactions in person and over the telephone. Fast-paced environment. May experience occasional job stress in response to job demands. PHYSICAL DEMANDS: * Frequently required to sit for prolonged periods of time. * Frequently required to talk and hear. * Normal range of vision and hearing abilities required. * Mobility required greeting and assisting employees and visitors. * Frequently required to skillfully operate a computer, telephone and other standard office equipment. * Regular travel between all locations of the bank. * Occasionally travel outside of work location to attend meetings and training programs. * Occasionally lift and/or move up to 20 pounds. Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.

LNB has a Part-Time opening for a Custodian in our Newark Branch Office. The hours for this position occur after normal business hours. This position will be responsible for performing a variety of duties relating to the cleanliness and maintenance of the Bank's buildings, grounds, and equipment. Duties include but are not limited to sweeping, mopping, and vacuuming floors; cleaning restrooms and trash removal. Skills needed for this position include basic reading, writing, and math skills; ability to bend, stoop, sit, stand, reach, and lift objects weighing up to 50 pounds, visual and auditory skills; valid driver's license. Qualified candidates will possess a high school diploma or equivalent. Candidates must be able to successfully pass a background check, including criminal history. The pay range for this position is $17.00 to $20.00 per hour, depending on experience and qualifications. (Range may be adjusted for applicants with significant experience.) If you are interested in applying for this position please visit ******************* to apply online. The Lyons National Bank is an Equal Opportunity Employer, and as such affirms the right of every person to participate in all aspects of employment without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at 315 - 325-4543 or email at **********************.

Customer Service Representative The Lyons National Bank has a Full Time opening for a Customer Service Representative in our Farmington Branch. The Customer Service Representative is responsible for performing a variety of duties to support the customer service and sales function of a branch office; responding to inquiries or requests for information. Completes the documentation and performs point-of-sale processing on all types of new accounts, e.g., loans, deposits, etc. This position will also provide direct service to customers of the bank with respect to deposit products, consumer loans, and services; or referrals for Insurance Investments and Non-Traditional Bank Products. Qualified candidates will possess a high school diploma or equivalent along with a minimum of three (3) years' related experience preferred. The pay range for this position is $19.00 to $26.00 per hour, depending on experience and qualifications. (Range may be adjusted for applicants with significant experience.) The Lyons National Bank is an Equal Opportunity Employer, and as such affirms the right of every person to participate in all aspects of employment without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at 315 - 325 - 4543 or email at **********************.

The Senior Treasury Analyst is responsible for assisting in the development of quantitative/analytic models and applications in support of the firm's interest rate and liquidity risk management efforts. In addition, the individual supports securities, foreign exchange, interest rate swap, and borrowings transactions and reporting. The Senior Treasury Analyst will also be responsible for managing any and all Internal Audit, External Regulatory requests. Essential Functions * Develop quantitative / analytic models and applications in support of the firm's interest rate and liquidity risk management efforts using a third party loan-level cashflow engine * Lead the preparation, current position load, and reporting of asset liability scenarios and models, including Interest Rate Risk sensitivity, Liquidity Risk, and capital stress testing reported to Asset/Liability Committee on a quarterly basis * Develop and maintain assumptions and model inputs for Asset/Liability Management modeling by engaging with Line of Business Finance teams as well as calculating historical statistical relationships and trends * Adhere to ongoing monitoring cadence and change management standards, perform model back-testing, satisfy 2LOD requests * Ensure compliance with third party vendor management practices and procedures, and document and data integrity * Ensure compliance with Northwest's risk appetite through cash flow analysis of the balance sheet * Working knowledge of interest rate curves and the impact of economic and Central Bank activity on Northwest, and experience with interest rate derivatives * Participate in the forecast process particularly for the generation of net interest income * Prepare management reports * Prepare various footnotes and schedules for required quarterly and annual reports * Assist in the Finance Transformation Initiative utilizing Workday ERP * Recommend profitability increasing alternatives, and improvements to procedures * Seek continuing education opportunities * Maximize technology tools available * Manage personal workload/workflow Additional Essential Functions * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Additional Responsibilities * Complete special projects as they are assigned Safety and Health for those without supervisory duties * Abide by the rules of the safety and loss prevention program * Perform work tasks in a safe manner * Report any and all injuries to supervisor * Know what to do in case of an emergency QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's Degree Finance, Economics, Mathematics, Statistics or Banking Work Experience 6 - 8 years Related risk analytical experience in the financial services industry 6 - 8 years Fixed income securities, derivatives or stress testing experience' General Employee Knowledge, Skills, and Abilities * Ability to establish effective working relationships among team members and participate in solving problems and making decisions * Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written * Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information * Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information * Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Working Additional Knowledge, Skills and Abilities Ability to identify existing and potential problems, obtain and evaluate relevant information, identify possible causes of the problems, and suggest an alternative course of action including innovative or creative approaches Ability to allocate and effectively use information, personnel, time, and other resources necessary for implementation of Northwest's strategic plans Ability to make decisions, render judgments, and take action on tasks within the scope of given authority in a timely fashion Ability to develop, evaluate, and implement alternative courses of action, based on correct assumptions concerning resources and guidelines, and support decisions or recommendations with data or reasoning Ability to present and express ideas and information effectively and concisely in an oral and/or written mode in a manner appropriate for the audience Ability to listen and comprehend what others are saying and facilitate the open exchange of ideas and information Ability to motivate and provide direction in the activities of others, appropriately assigning work and authority, in the accomplishment of goals; providing advice and assistance as required Ability to understand and appropriately apply procedures, requirements, regulations, and policies; maintain credibility with others on specialty matters Knowledge of interest rate curves and the impact of economic and Central Bank activity on Northwest, and experience with interest rate derivatives Proven ability to utilize a variety of computer software programs and proficiency in designing new analytic models, including QRM, Empyrean systems Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

The Private Banker is responsible for the overall affluent (based on complexity / financial needs) client experience, ensuring collaboration of relevant entities to deliver the full spectrum of Northwest Bank products and services with respect to capabilities and solutions. The includes identification of other experts such as investments, mortgage, small business banking and personal trust services. Essential Functions * Initiate contacts for developing and closing new business * Collaborate across business lines including investments, mortgage, small business, trust, lending, and other Northwest products and services. * Cultivate and maintain relationships with numerous sources of new business including company officials, life underwriters, attorneys, accountants and social acquaintances * Discuss the advantages of proper planning and obtaining background information on corporate or personal finances, family relationships and employee status * Develop a high community profile * Utilize Northwest office network for referrals and prospects, subject to opt out of affiliate sharing * Communicate on the development of new business accounts * Meet and/or exceed annual production guidelines * Complete financial profiles and accurately analyze customer needs and prepare proposals * Recommend products and services accordingly, taking into account all available alternatives * Perform presentations, meetings, and seminars with prospects * Cross-sell Northwest products and services * Provide product and services training for Retail Office and Northwest Department personnel on a periodic basis * Ensure Compliance with FINRA/SEC regulations and requirements (licensed representatives) * Monitor client accounts on an ongoing basis * Schedule client meetings on a periodic basis * Review financial / investment markets daily * Develop a high community profile * Minimize nonstandard fee schedules Additional Essential Functions * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Additional Responsibilities * Assist with setting personal goals and targets * Recommend improvements to sales and procedures * Recommend new marketing initiatives / potential new business opportunities * Recommend additions to product and services offerings QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Preferred Education Bachelor's Degree Finance / related degree preferred Preferred Work Experience 6 - 8 years relevant experience X General Employee Knowledge, Skills, and Abilities * Ability to establish effective working relationships among team members and participate in solving problems and making decisions * Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written * Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information * Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information * Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Additional Knowledge, Skills and Abilities Knowledge of the securities industry, investment and insurance products and services Knowledge of private banking products and services, including credit processes and policies Ability to effectively present investment strategies to clients and maintains a holistic approach to planning Strong relationship management, sales and new business skills Well-developed analytical and problem-solving skills Ability to analyze financial data Knowledge of mutual funds, stocks and bonds Knowledge of investment markets, general economic fundamentals and available products and services Knowledge of Custodian Accounts Knowledge of Financial Planning Knowledge in Investments, IRA's and Estates Knowledge of Fiduciary, ERISA and brokerage account types Knowledge of Private Banking products Licenses and Certifications Series 7 Life/Accident/Health Series 63 and 65 or 66 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

The Relationship Manager is responsible for increasing and maintaining the sales volume of a bank branch office. In addition, the Relationship Manager is responsible for networking with the community for new business acquisition and customer retention, primarily in the Construction, Manufacturing and Trade industry. This role focuses on fostering relationships within the construction, manufacturing, and trade industries to drive deposit growth, expand lending portfolios including Orange Wealth Management services and Cash Management products, and enhance client satisfaction. The Relationship Manager must identify both customers and prospects to determine if they are retention, expansion or acquisition customers and market and sell the Bank's services accordingly. The Relationship Manager shall support the execution of successful sales and client relationships to achieve desired business results. The Relationship Manager shall be responsible for managing existing client relationships and referring new clients to all areas of the Bank, such as Lending and Orange Wealth Management opportunities. The Relationship Manager will have oversight of budgeting and cost control, security, compliance, consumer and commercial lending, customer service and internal and external business development. Essential Duties and Job Responsibilities: Business Development: Develop and implement strategies to attract and retain clients in the construction, manufacturing, and trade sectors. Develop internal and external business development plans to ensure that branch deposit and loan referral goals are met or exceeded. The Relationship Manager is expected to engage with customers and potential customers to increase branch business. Responsible for Business Development efforts to foster the Bank's growth within various markets, utilizing the full complement of Bank services and products.. Develop prospects from current commercial customers, referral leads, and sales and trade meetings. Manage relationships through scheduling and executing calls, responding to referrals from Centers of Influence (COI's), Business Advisory Council members (BAC), and Director's resolving issues, problems, concerns and other matters. Manage customer relationships to ensure customer satisfaction. Work to expand the overall profitability of relationships through cross-selling, upgrading services, and other sales techniques. Participate in joint calls with all business lines of the Bank for their customers and prospects. Participate in external networking and community activities and other appropriate business development efforts. Participate in contractor and trade associations Develop client events with efforts to solicit new business development opportunities Drive membership and participations within the construction/trade association spaces Sales Force: Utilize Salesforce (SFS) to track all business development, networking, calling activities and pre-call plans. All activities must be notated in the SFS system for documentation purposes and goal accomplishment. Prepare and submit timely and accurate business development and customer retention records through the utilization of SFS.. Cash Management: Identify clients best suited for the Bank's Cash Management products and services. Work directly with the Cash Management Department to ensure all clients' needs are being met. Lending Responsibilities: Understand all loan offerings including residential, consumer and commercial loan products. Possess a fundamental understanding of underwriting requirements and principles including cash flow. Basic comprehension of tax returns and financial statements utilized in the underwriting process. Refer commercial loans to the commercial lending team which includes obtaining complete financial documentation from the customer or prospect for underwriting purposes. Assist the commercial lending team, as necessary, with the customer or prospect in getting the loan completed and submitted for approval. Process applications for consumer loans including residential mortgages, home equity lines of credit and personal loans Other Duties: Spontaneous decision making ability is an essential function of this position as policies and procedures must be complied with to ensure compliance. Meet with Regional President, President & CEO, and Senior Board Management as necessary Adhere to company policies to ensure compliance with all applicable internal and external rules and regulations. Work nights, weekends, holidays, and off business hours as required. Attend and participate in internal and external meetings as required. Participate in personal development activities, internally and externally, as appropriate. Performs other duties as assigned. EDUCATION, CERTIFICATION, EXPERIENCE: Education: Required: High School diploma Preferred: Bachelor's degree in business or related field. Experience: Required: At least 5+ years of proven sales and new business development experience, including new deposits and ability to manage large and diverse portfolio of commercial clients. Excellent communication and relationship building skills. Proven sales and business development abilities to attract new clients preferred Preferred: Five (5) Years Relationship Management experience with a Commercial Bank and/or related Trade/Construction experience WORK ENVIRONMENT: Working Conditions: The work locations for this position are split between the Branch and various outside sites when engaging in external business development activities. Equipment Operations: A general knowledge of personal computer applications including windows and word perfect. Keyboard and typing skills required. KNOWLEDGE, SKILLS, ABILITIES: Superior customer service skills. Deep knowledge of and contacts in the Hudson Valley, and the New York City boroughs. Ability to source new relationships. Ability to influence and persuade to achieve desired outcomes. Strong problem solving and negotiation skills. Excellent organizational, planning and prioritization skills. Willingness to travel. Well-developed sales skills. Effective interpersonal skills in dealing with customers, direct reports, peers and others. Ability to communicate and manage employee performance requirements. General knowledge and experience with Bank deposit and commercial loan products and processes. Ability to work collaboratively to achieve business goals. Ability to work well with a minimum of direct supervision Ability to exercise judgment in the decision-making process while working within established authority. A demonstrated commitment to self-development and education. PHYSICAL DEMANDS: Ability to lift or carry 50 pounds or more. Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.

OPERATIONS SPECIALIST TRAINING PROGRAM Objective: To provide a training program that will equip employees with the skills and knowledge needed to help them become successful in the operations areas of the bank. Goal: To create well rounded employees to support the operations areas of the bank. Upon successful completion of the program, the trainee will be placed in one of the operations areas of the bank, depending on business need and fit. General Summary: This position is part of the bank's Operations Training Program. Employee will be required to successfully complete training in each area listed below. Compensation: Starting salary will be lateral to the previous position held with increases awarded after successful completion of each phase. ESSENTIAL DUTIES AND JOB RESPONSIBILITIES: Deposit Operations and Cash Management Support * Process daily items including overdrafts and returns, chargebacks, returned deposited items, ACH transactions, wire transfers and deposit escrow transactions. * Excessive transactions tracking and reporting. * Process Debit Card requests- for new cards, replacements cards or claims. * Reconcile Deposit Operations GLs daily. * Review large dollar report and watch status accounts to take appropriate action. * Process Cash Management Applications for Treasury Premium, ACH Origination, Positive Pay, Remote Deposit Capture, Lockbox * Learn and become familiar with all Cash Management Offerings * Review of suspect transactions via on line banking * Provide overall support for clients using any of the bank's products or services Loan Operations * Book all new loans, extensions, renewals & modifications for commercial and consumer * Processes monthly & quarterly tax payments * Perform monthly and quarterly GL reconciliations * Tracks insurance renewals on small business loans, flood insurance expirations * Performs daily loan maintenance, i.e. Loan Review updates, Risk Rating changes * Prepares monthly commercial delinquency report * Process daily incoming wires, weekly participation remittance, loan payment requests, advance payments, payoff checks, payoff and assignment letters, * Monitor & review weekly rate changes * Perform loan verifications for customers * Internal & external customer service calls and email requests Branch Operations * Perform all Teller Functions- cashing checks, accepting deposits, coin orders, selling bank checks, cash deposits, night drop, etc. * Assist consumer and business customers in their selection of various accounts, products and financial services available from the Bank; ensures cross-sell opportunities are presented by applying professional sales techniques. * Open accounts and assist clients with inquiries. Interview clients to obtain information; establish proper identification of new customers. * Maintain a working knowledge of the complete line of products and services offered. * Maintain branch cash limits by ordering and selling money as necessary Trust Operations * Learn about different Trusts and products offered * Process daily recap * Deposits - Operate remote check scanner * Disbursements - Checks, wires and ACHs * Process transactional requests for Trust staff as needed * Stage mutual fund and custody trade orders as directed * Update trade confirmations * Create/retrieve system reports as needed * Assist with opening and closing accounts as directed * Assist with all quality control matters * Perform account maintenance as directed * Assist with daily, monthly, quarterly and annual reporting and reconciliations * Prepare monthly TAC meeting and quarterly TCB meeting materials * Provide support for operational projects as needed * Assist with True Link debit cards - orders, reporting and maintenance * Scan and store documents in electronic file storage system * The training program will also include rotations through several other operations/support areas of the bank; to include BSA, Compliance, Human Resources, Accounting and IT. EDUCATION, CERTIFICATION, EXPERIENCE: * Education Required: High School Diploma or GED * Education Preferred: College Degree/attending College * Experience Required: 1 Year Banking Experience * Experience Preferred: 2 Years Banking Experience * Certifications Required: N/A KNOWLEDGE, SKILLS, ABILITIES: * Confidentiality - This position requires a high level of confidentiality. This position has access to customer's financial information and personal information. * Communication- This position has a high level of contact with the public and departments. Must be able to communicate effectively. * Multitasking/Sound Judgment- Needs the ability to multitask, quick and accurate decisions and be organized. Decisions need to be made in the best interest of the bank while mitigating any risk to loss. Must be able to handle various processes at the same time. * Computer Skills/Technology- This position requires a high volume of computer usage, including core systems, vendor sites, etc. Should be familiar with copier/scanner/shredder equipment. WORK ENVIRONMENT: * Flexibility to work additional hours including nights, weekends and holidays, as required. * Typically the noise level in the work environment is low to moderate. * Will have high volume of interactions in person and over the telephone. * Fast-paced environment. * May experience occasional job stress in response to job demands. * There are no significant hazardous conditions. PHYSICAL DEMANDS: * Frequently required to sit for prolonged periods of time. * Normal range of vision, speech and hearing abilities required. * Mobility required greeting and assisting employees and visitors. * Frequently required to skillfully operate a computer, telephone and other standard office equipment. * Travel between all locations of the bank. * Occasionally travel outside of work location to attend meetings and training programs. * Occasionally lift and/or move up to 20 pounds. Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank & Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.

Essential Functions: * Work with directors and Board members at a high level * Ensure compliance with third party vendors/service providers * Protect confidentiality and sensitivity of information * Partner with outside agencies and coordinate activities * Administer service contracts and equipment maintenance * Research and investigate regulations as required * Coordinate payment of department bills * Monitor and coordinate department calendars * Type correspondence, meeting minutes, contracts, and other documents and distribute as necessary * Organize and update project files * Complete department projects * Schedule meetings, seminars, and hotel and travel arrangements * Manage appointment calendars and vacation time (internal/external) * Record and track department expenditures * Develop and maintain database * Generate statistics and reports * Produce various expense reports * Represent self in professional manner * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. General Knowledge, Skills and Abilities: * Ability to establish effective working relationships among team members and participate in solving problems and making decisions * Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written * Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information * Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information * Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Education: High School Diploma or equivalent preferred Administrative or secretarial and department related business experience preferred Customer Service experience preferred Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

General Summary: Develop, originate, manage and underwrite commercial & industrial loans & commercial real estate loans which meets established lending requirements and provide maximum profitability to the Bank with a minimum of risk. ESSENTIAL DUTIES AND JOB RESPONSIBILITIES: * Interview loan applicants and collects and analyzes financial data to determine the general creditworthiness and appropriateness of the loan request. * Establish and negotiate the terms under which credit will be extended including loan pricing, structure, repayments terms and collateral requirements that are consistent with the Bank's policies. * Meet established loan production goals as well as deposit and fee income goals. * Participate in community activities to increase the Bank's visibility and to enhance new business opportunities. * Develop analysis and Credit Memorandums for presentation and approval of loan requests. * Monitor loan portfolio for repayments, and take necessary actions for the collection of past due accounts, as well as the annual collection of financial information and annual reviews. * Periodically visit with Borrowers, performing site visits and to promote good customer relations. * Participate in sales meetings and blitzes. * Cross sell Bank products and services. EDUCATION, CERTIFICATION, EXPERIENCE: * Bachelor's Degree in Business/Economics/Accounting of finance or equivalent work experience. * 5-10 years of Commercial Lending experience required. KNOWLEDGE, SKILLS, ABILITIES: * Accounting and financial skills * Strong analytical skills * Strong banking and legal knowledge * Advanced understanding of commercial loan documentation * Strong personal computer skills * Strong interpersonal skills WORK ENVIRONMENT: * Non-confined office type setting in which he or she is free to move about at will. The position includes driving a bank or personal owned vehicle approximately 50-75% of the time which I includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances PHYSICAL DEMANDS: * The ability to lift 25 pounds. Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.

The Branch Service Manager manages the branch office and is responsible for providing superior client service and all operations activity to the assigned location. This position manages the staff in the assigned branch location. Essential Duties and Job Responsibilities: Manages the branch office. Assumes responsibility for all administrative and operational duties. Responsible for ensuring proper service levels are achieved to all clients, including potential clients, existing clients and clients that are a part of the Private Bank or Orange Wealth Management. Responsible for staff development and management Conduct the interviewing process for available positions. Conduct various monthly meetings with staff including but not limited to operational, security, staff and etc. Motivates, coordinates and monitors employees interaction with clients to ensure proper service levels are met. Maintain the appropriate level of product knowledge to assist clients and offer cross sell opportunities to clients while assisting them. Ensure all branch staff also has the appropriate level of knowledge in their position. Takes a leadership role in maintaining the bank's culture Be attentive to the bank building and equipment. May need to function as a Business Banker Responsible for audit outcomes and internal controls as they are documented in policies and procedures. Performs as a mortgage loan originator and ensures submittal of complete mortgage package. Perform daily, weekly & monthly audit of operations. Perform additional duties assigned by management. EDUCATION, CERTIFICATION, EXPERIENCE: Education: Required: High School Diploma Preferred: College Degree or attending college Experience: Required: 5 Years Banking Experience and 3 Years Management Experience Preferred: 8 Years Banking Experience and 5 Years Management Experience KNOWLEDGE, SKILLS, ABILITIES: This position supervises all branch personnel. This position has a high level of confidentiality. This position has access to customer's financial information, Employee payroll, personnel file, accounts, security procedures and closing procedures. This position requires initiative, good judgment skills to determine customer, staff and branch needs. Knowledge of banks policies and procedures is required. Spontaneous decision making skills are essential for this position. An error in judgment in this position could result in a loss of goodwill and monetary loss to the bank and a possible legal situation. Required: This position requires someone with strong Communication and Leadership skills. They need the ability to maintain a positive attitude, handle difficult situations and have an open mind. Needs to be able to handle change, stress, and pressure. Needs to coach, cross train and motivate employees. Needs the ability to deal with customers and employees in a professional manner. Needs the ability to multitask; make fast and accurate decisions and to be organized. This position has a high level of contact with the public and departments. This position also interacts with a large number of internal and external contacts. WORK ENVIRONMENT: Working Conditions: Position is performed in a branch setting with some external business conduct. Equipment Operations - Network System, Computer (various software programs), adding machine, office equipment. PHYSICAL DEMANDS: Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.

in our Farmington Branch If you are a Confident individual who exemplifies an Enthusiastic Personality with a Passion to provide Superior Customer Service, why not consider joining our team at LNB. LNB is a growth oriented community bank who is committed to building strong customer relationships in providing quality products and exceptional service. This position will be responsible for performing a variety of duties to support the paying and receiving function of the branch office; such as accepting deposits for several account types, cashing checks within approved authority and operating policy, selling various cashier checks, money orders, and certified checks. Other responsibilities include coordinating work within the department, providing guidance and on-the-job training to Senior Tellers and Tellers; assisting the immediate supervisor with administrative tasks to support department operations. Qualified candidates will possess a high school diploma or equivalent along with a minimum of three years related experience. The pay range for this position is $19.00 to $26.60 per hour, depending on experience and qualifications. (Range may be adjusted for applicants with significant experience.) The Lyons National Bank is an Equal Opportunity Employer, and as such affirms the right of every person to participate in all aspects of employment without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at 315 - 325 - 4543 or email at **********************.

As part of the Branch Banking team, Financial Center Banker will have or acquire an in-depth knowledge of Northwest products and services to provide financial options to clients through a consultative approach while expanding the banking relationship. The Financial Center Banker connects customers with Northwest products and services, through opening accounts; as well as identifying customer financial needs while connecting customers to other Northwest financial experts who can help with their needs while ensuring an exceptional customer experience. ESSENTIAL FUNCTIONS: * Performance Metrics: Meet or exceed performance targets related to customer satisfaction, product sales, and financial wellness conversations. Continuously strive to improve skills and knowledge through training and professional development opportunities * Financial Needs Assessment: Conduct comprehensive financial assessments for customers to identify areas for improvement and opportunities for growth. Analyze customer accounts, transactions, and behaviors to offer personalized recommendations * Operational Soundness: Ensure compliance with all banking regulations, policies, and procedures. Provide leadership while ensuring efficiency and accuracy in all operational activities and financial center security. Proactively identify areas for improvement and implement strategies to enhance operational effectiveness * Leadership Portraying the Northwest Bank Culture: Deliver exceptional customer service experiences. Address customer concerns and complaints promptly and effectively, turning negative experiences into positive ones * Customer Engagement: Initiate proactive conversations with customers to build rapport and understand their financial objectives. Utilize active listening skills to uncover opportunities to enhance their financial well-being * Relationship Building: Build long-term relationships with customers by providing ongoing support and follow-up. Anticipate customer needs and proactively reach out to offer assistance and guidance * Compliance and Regulations: Adhere to all bank policies, procedures, and regulatory requirements to ensure compliance and mitigate risk. Maintain confidentiality and always protect customer information * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment * Responsible for adherence to all security and dual control processes, daily branch tasks, and branch opening and closing tasks as needed * Complete other duties and special projects as requested by management KNOWLEDGE, SKILLS, AND ABILITIES: * Ability to establish effective working relationships among team members and participate in solving problems and making decisions * Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written * Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information * Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information * Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: * High school diploma or equivalent preferred Work Experience: * 1 year banking and/or retail experience preferred * Sales experience preferred * Customer Service experience preferred The pay range for this position is generally $16.00 - $22.00 per hour. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available. Northwest is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Credit Underwriter The Lyons National Bank, a growth oriented community bank located in the Finger Lakes Region of Central New York, is currently seeking an extremely self-motivated and responsible professional to fill the position of Credit Underwriter; this is not a remote position, office will be located within the LNB footprint This position is responsible for providing an in-depth financial analysis of moderate to complex credit relationships relating to the lending activities of the institution, including evaluating financial information and identifying associated credit risks; complying with operating policies and procedures established for the credit analysis function; communicating with Commercial Loan Officers, management and other appropriate personnel and assisting with special projects in support of credit risk management as assigned by the Director of Credit Administration and/or Chief Credit Officer. A Bachelors' Degree in Accounting, Finance, Business Management or a related field of study is preferred along with a minimum of two (2) years related experience. This person will also exhibit strong organizational, communication, analytical, and interpersonal skills as well as proficiency in all Microsoft Office functions. The pay range for this position is $20.00 - $40.00 per hour, depending on experience and qualifications. (Range may be adjusted for applicants with significant experience.) The Lyons National Bank is an Equal Opportunity Employer, and as such affirms the right of every person to participate in all aspects of employment without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at 315 - 325 - 4543 or email at **********************.

Mortgage Specialist The Lyons National Bank, a growth oriented community bank that focuses on the communities it serves, is currently seeking an extremely self-motivated and responsible sales driven professional with a passion for excellent customer service to deliver to our expanding customer base in the Farmington Market. The successful candidate must possess proficient interpersonal relations, communicative and sales skills; a thorough knowledge of current mortgage lending regulations. Responsibilities include interviewing customers applying for residential mortgage loans and home equities; explain the advantages and disadvantages of different products, available and financing options; obtain pertinent financial and loan information from the customer; analyze the customer's financial status and review with the customer the products that best fit their needs and recommend the same. Qualified candidates will possess a National Mortgage License Service number, with a minimum of five years related experience. The initial pay range for the first six months to one year in this position ranges from $60,000 to $100,000 annually, depending on experience and qualifications. After the initial timeframe, the compensation will be adjusted to a combination of base pay plus commissions. (Range may be adjusted for applicants with significant experience.) The Lyons National Bank is an Equal Opportunity Employer, and as such affirms the right of every person to participate in all aspects of employment without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at 315 - 325 - 4543 or email at **********************.

divp id="is Pasted"strongu General Summary/u/strongstrong: /strong/pp The Business Banker is responsible for performing intermediate duties and support related to branch operational activities and financial services; handles all teller transactional activity, processes all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types; performing branch clerical duties; promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The position of Business Banker also is required to be fully knowledgeable and skilled in the areas of new account desk, teller, and safe deposit. /ppstrongu Essential Duties and Job Responsibilities:/u/strong/polli Provides support to all assigned areas of branch operations where service or assistance is needed, including platform area, teller line, and safe deposit./lili Perform regular daily, weekly and monthly customer service duties./lili Maintain a cash drawer to process client transactions./lili Handle large sums of cash accurately and efficiently. Maintain Cash Limits. Perform all phases of teller work. /lili To achieve and maintain customer satisfaction through excellence in service delivery, follow up and problem resolution./lili Assist consumer and business customers in their selection of various accounts, products and financial services available from the Bank; ensures cross-sell opportunities are presented by applying professional sales techniques./lili Interviews customers to obtain information; establishes proper identification of new customers; determines need and extent of reference investigation./lili Assist management with business phone calls and client outreach as necessary to achieve budget goals./lili Prepare for audits./lili Alternate opening and closing branch with management./lili Maintains a working knowledge of the complete line of products and services offered. Takes responsibility to keep up to date and request assistance for further development needs./lili Perform all other duties assigned by management./li/olpstrongu EDUCATION, CERTIFICATION, EXPERIENCE:/u/strong/ppustrong Education/strong:/u/pp Required: High School Diploma or GED /pp Preferred: Associates Degree/ppustrong Experience:/strong/u/pp Required: Cash Handling Experience and 1 Year Customer Service Experience/pp Preferred: 2 Years Banking Experience and 1 Year Sales Experience./ppstrongu KNOWLEDGE, SKILLS, ABILITIES:/u/strong/pulli Required: Needs the ability to maintain a positive and professional attitude at all times. Accurately count currency, friendly and outgoing personality, good customer service skills. Good decision making skills. Must be able to make quick informed decisions and seek assistance when needed. Must be a team player and work well with co-workers and management. Must have the ability to work with minimal supervision. This position has a high level of confidentiality. This position has access to customer's financial information, accounts, security procedures and closing procedures. High levels of internal amp; external contact with the public and departments/lili Preferred: This position also requires organization, the ability to work at a fast pace and perform multi-tasks, the knowledge of the bank policies and procedures for the teller line amp; customer service, and good judgment skills. An ability to handle change, stress and the pressures of daily activity when multi-tasking and working at a fast pace./li/ulpstrongu WORK ENVIRONMENT:/u/strong/pp Position is performed in a branch setting with some external business conduct./pp Equipment Operations: Network System, Computer (various software programs), adding machine, office equipment./ppstrongu PHYSICAL DEMANDS/u/strongstrong:/strong/pp-/ppstrong Special Note:/strong/pp External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances./pp Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. /pp This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities./p /div

LNB has a Part-Time opening for a Custodian in our Canandaigua Branch Office. The hours for this position occur after normal business hours. This position will be responsible for performing a variety of duties relating to the cleanliness and maintenance of the Bank's buildings, grounds, and equipment. Duties include but are not limited to sweeping, mopping, and vacuuming floors; cleaning restrooms and trash removal. Skills needed for this position include basic reading, writing, and math skills; ability to bend, stoop, sit, stand, reach, and lift objects weighing up to 50 pounds, visual and auditory skills; valid driver's license. Qualified candidates will possess a high school diploma or equivalent. Candidates must be able to successfully pass a background check, including criminal history. The pay range for this position is $17.00 to $20.00 per hour, depending on experience and qualifications. (Range may be adjusted for applicants with significant experience.) The Lyons National Bank is an Equal Opportunity Employer, and as such affirms the right of every person to participate in all aspects of employment without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at 315 - 325-4543 or email at **********************.

Relationship Manager Training Program Objective: To provide a training program that will teach employees the skills and knowledge needed to become a successful Relationship Manager and overall Banker. Relationship Manager purpose/role: The Relationship Manager is responsible for the oversight of the branch or market, including developing business and managing overall bank business, at their location; support a branch and/or region by executing successful sales and developing deep client relationships to achieve desired business results; responsible for managing existing client relationships, developing new business, and referring new clients to all areas of the Bank, including Commercial Banking, Trust, HVIA and Private Banking, and managing a team of branch employees. Goal: To prepare the trainee for a future Relationship Manager position. Requirements: A minimum of three (3) years of Branch experience as a Business Banker, Assistant Branch Manager, etc. required. Duration: 12 Month Program Candidate Selection: Candidates will be interviewed by Human Resources, EVP, Regional President and select current Relationship Mangers. Areas of Concentration: * Deposit Operations/Cash Management Support (on site at HQ and possibly the LPO) * Loan Operations (on site at HQ) * Branch Operations (on site at various branch locations in Westchester) * Credit (on site at HQ and the LPO) * Commercial Lending Training * Private Banking * Hudson Valley Investment Advisors * Special Projects may be assigned in an area during the training process Training Methods and Tools: * On the job training and rotations (may vary across all locations) Training may be accelerated if the trainee previously worked in one of the concentrated areas at Orange Bank & Trust. Approval should be granted by Human Resources and the Program Leader. * Training Checklist detailed for each Phase * May be required to complete an external class * Monthly Progress Reports with Trainee, Program Leader and Department Manager Program Leader: Assigned Relationship Manager Program Sponsors: EVP, Regional President & VP, Human Resources & Training Mgr. The trainee reports to the program leader monthly along with the Department Manager of the Phase. * Items are "checked off" as they are learned/ implemented and trainee shows competency in that area. Trainee's performance is critiqued during/after each Phase of the program. * Trainee displays the aptitude and attitude required for placement. * Trainee displays the organizational skills needed to fulfill this position. * Trainee builds on the foundation given to them in each phase of training. * Trainee fulfills role according to the Bank's needs.

The Business Banker is responsible for performing intermediate duties and support related to branch operational activities and financial services; handles all teller transactional activity, processes all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types; performing branch clerical duties; promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The position of Business Banker also is required to be fully knowledgeable and skilled in the areas of new account desk, teller, and safe deposit. Essential Duties and Job Responsibilities: Provides support to all assigned areas of branch operations where service or assistance is needed, including platform area, teller line, and safe deposit. Perform regular daily, weekly and monthly customer service duties. Maintain a cash drawer to process client transactions. Handle large sums of cash accurately and efficiently. Maintain Cash Limits. Perform all phases of teller work. To achieve and maintain customer satisfaction through excellence in service delivery, follow up and problem resolution. Assist consumer and business customers in their selection of various accounts, products and financial services available from the Bank; ensures cross-sell opportunities are presented by applying professional sales techniques. Interviews customers to obtain information; establishes proper identification of new customers; determines need and extent of reference investigation. Assist management with business phone calls and client outreach as necessary to achieve budget goals. Prepare for audits. Alternate opening and closing branch with management. Maintains a working knowledge of the complete line of products and services offered. Takes responsibility to keep up to date and request assistance for further development needs. Perform all other duties assigned by management EDUCATION, CERTIFICATION, EXPERIENCE: Education: Required: High School Diploma or GED Preferred: Associates Degree Experience: Required: Cash Handling Experience and 1 Year Customer Service Experience Preferred: 2 Years Banking Experience and 1 Year Sales Experience. KNOWLEDGE, SKILLS, ABILITIES: Required: Needs the ability to maintain a positive and professional attitude at all times. Accurately count currency, friendly and outgoing personality, good customer service skills. Good decision making skills. Must be able to make quick informed decisions and seek assistance when needed. Must be a team player and work well with co-workers and management. Must have the ability to work with minimal supervision. This position has a high level of confidentiality. This position has access to customer's financial information, accounts, security procedures and closing procedures. High levels of internal & external contact with the public and departments Preferred: This position also requires organization, the ability to work at a fast pace and perform multi-tasks, the knowledge of the bank policies and procedures for the teller line & customer service, and good judgment skills. An ability to handle change, stress and the pressures of daily activity when multi-tasking and working at a fast pace. WORK ENVIRONMENT: Position is performed in a branch setting with some external business conduct. Equipment Operations: Network System, Computer (various software programs), adding machine, office equipment. PHYSICAL DEMANDS: - Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.

The Business Banker is responsible for performing intermediate duties and support related to branch operational activities and financial services; handles all teller transactional activity, processes all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types; performing branch clerical duties; promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The position of Business Banker also is required to be fully knowledgeable and skilled in the areas of new account desk, teller, and safe deposit. Essential Duties and Job Responsibilities: * Provides support to all assigned areas of branch operations where service or assistance is needed, including platform area, teller line, and safe deposit. * Perform regular daily, weekly and monthly customer service duties. * Maintain a cash drawer to process client transactions. * Handle large sums of cash accurately and efficiently. Maintain Cash Limits. Perform all phases of teller work. * To achieve and maintain customer satisfaction through excellence in service delivery, follow up and problem resolution. * Assist consumer and business customers in their selection of various accounts, products and financial services available from the Bank; ensures cross-sell opportunities are presented by applying professional sales techniques. * Interviews customers to obtain information; establishes proper identification of new customers; determines need and extent of reference investigation. * Assist management with business phone calls and client outreach as necessary to achieve budget goals. * Prepare for audits. * Alternate opening and closing branch with management. * Maintains a working knowledge of the complete line of products and services offered. Takes responsibility to keep up to date and request assistance for further development needs. * Perform all other duties assigned by management. EDUCATION, CERTIFICATION, EXPERIENCE: Education: Required: High School Diploma or GED Preferred: Associates Degree Experience: Required: Cash Handling Experience and 1 Year Customer Service Experience Preferred: 2 Years Banking Experience and 1 Year Sales Experience. KNOWLEDGE, SKILLS, ABILITIES: * Required: Needs the ability to maintain a positive and professional attitude at all times. Accurately count currency, friendly and outgoing personality, good customer service skills. Good decision making skills. Must be able to make quick informed decisions and seek assistance when needed. Must be a team player and work well with co-workers and management. Must have the ability to work with minimal supervision. This position has a high level of confidentiality. This position has access to customer's financial information, accounts, security procedures and closing procedures. High levels of internal & external contact with the public and departments * Preferred: This position also requires organization, the ability to work at a fast pace and perform multi-tasks, the knowledge of the bank policies and procedures for the teller line & customer service, and good judgment skills. An ability to handle change, stress and the pressures of daily activity when multi-tasking and working at a fast pace. WORK ENVIRONMENT: Position is performed in a branch setting with some external business conduct. Equipment Operations: Network System, Computer (various software programs), adding machine, office equipment. Special Note: External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances. Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his/her mental and physical abilities.