Internal Wholesaler
Massmutual Job In Boston, MA
MMSD Annuity Distribution - Internal Wholesaler
The Opportunity
We are building a dynamic team of Internal Wholesalers to drive the sales of MassMutual's Annuity Distribution to third party distributors. In this role you will build and grow relationships within a dedicated territory across our channel with Banks, Credit Unions, Wirehouses, National/Regional Broker Dealers, and Independent Broker Dealers. You will be responsible for territory production, penetration rates, and diversity of products sold through third-party distributors in partnership with an External Wholesaler. You will have a strong desire to broaden financial wellness and education to communities throughout the country.
The Team
We have assembled a team of industry leading professionals making up our internal sales, key account management, advanced sales, and sales enablement & marketing teams. The team has a track record of focusing on the customer, collaboration and achieving sales results. The team is entrepreneurial in spirit and doesn't back away from a challenge. The team has built a great sense of community and desire to execute since the MMSD division was established in 2021.
The Impact
As the Internal Wholesaler, MMSD Annuity Distribution, your key responsibilities include:
Proactively contact and consult with financial professionals across our channel on pre-and-post-sale annuity product support and respond to inquiries
Execute specific activity expectations and territory management to maximize opportunities and grow sales across our channel with banks, credit unions, wirehouses, national/regional broker dealers, and independent broker dealers
Communicate confidently with your customer base and drive sales in partnership with your territory's External Wholesaler, with the ability to use software tools including Salesforce, Outlook, PowerPoint, Excel, Zoom, Illustration software, and financial planning software
Demonstrate understanding of the annuity industry and competitive landscape by building expertise of annuity products, positioning, associated riders, and sales concepts while gaining industry knowledge and insights on market trends
Develop and maintain strong business relationships with key distributors to help meet sales goals and collaborate with various internal departments to ensure proper processing of business
Travel with external partner to observe and learn territory specifics, relationship building
Other duties as assigned
The Minimum Qualifications
FINRA Series 6 or 7 at time of application
State Securities License Series 63 at time of application
State Life & Health Insurance License at time of application
Bachelor's Degree or 4+ years' work experience in financial institution and/or financial services
3+ years' experience of sales or sales support experience with annuity products.
2+ years' working experience with annuity solutions with financial services and/or financial institutions (banks, credit unions, wires, broker dealers)
2+ years' experience with a contact management system
The Ideal Qualifications
6+ years' work experience in financial institution and/or financial services
4+ years' experience of sales or sales support experience with annuity products.
Possess excellent oral and written communication skills, interpersonal and customer service skills
Possess excellent speaking skills and presentation skills to groups of varying sizes in virtual forum
Well-established self-management skills, e.g., territory management, time management, prioritization, managing internal & external relationships
Commitment to building, maintaining, and growing partnerships with all stakeholders
Proficiency with Word, Excel, PowerPoint, Zoom, and Salesforce as well as various internet search tools
Must be detailed-oriented and well-organized self-starter with high energy and creativity
Extensive knowledge about annuity products (fixed, income, variable annuities), practices, trends and information affecting the business and organization
Experience working with financial institutions (banks, credit unions, wirehouses, national/regional broker dealers, and independent broker-dealers)
Proven ability to multitask and attention to detail
Compensation: $70 - 85k base salary range, plus sales-based incentive opportunity resulting in total target compensation package of $100 -125k
What to Expect as Part of MassMutual and the Team
Regular meetings with the MMSD Annuity Sales Team and Learning & Performance Consultant
Focused one-on-one meetings with your manager(s)
Access to mentorship opportunities
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits.
#LI-CR41
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
Annuity Quantitative Associate
Massmutual Financial Group Job In Boston, MA
Annuity Product Team Full-Time Springfield, MA or Boston, MA The Opportunity As a member of the Income Annuity Pricing team, you will help support the product management and pricing of MassMutual's multibillion-dollar annuity business. You will work in a collaborative environment partnering with a diverse group of stakeholders representing product, sales, marketing, technology, and risk management. This role will largely focus on the rate implementation of MassMutual's full annuity suite with a secondary focus on pricing support for the income annuity business.
The Team
The Annuity Pricing team is a motivated group dedicated to maintaining our position as a market leader in the annuity space. In this role you will primarily interact with the Annuity Product team, distribution (Career Agency and third party), marketing, technology, and corporate oversight teams. The role will report to the Director of Income Annuity Pricing.
The Impact
* Lead the end-to-end annuity rate implementation process, ensuring both accuracy and efficiency
* Drive process improvements and partner with Product Marketing to streamline and enhance the rate implementation process
* Serve as the data steward for annuity pricing, maintaining data integrity, and ensuring the accuracy of pricing models and assumptions
* Support the rate setting of income annuities by providing insights and recommendations to optimize profitability and competitiveness
* Evaluate pricing for large case requests
* Support the pricing review and approval process with both Corporate Actuarial and Product
* Contribute to strategic initiatives to grow and optimize the income annuity suite
The Minimum Qualifications
* Bachelor's degree in accounting, actuarial science, economics, finance, or related discipline
* 3+ years of actuarial, financial, pricing or related experience
* 2+ years of advanced knowledge of Excel (advanced features including pivot tables, VLOOKUPs, etc)
The Ideal Qualifications
* 5+ years of actuarial, financial, pricing or related experience
* Strong analytical and financial modeling skills, including experience in Prophet, SQL, and Alteryx.
* Detail-oriented with strong organizational, critical thinking, and problem-solving skills
* Excellent interpersonal and communication skills (written, verbal, presentation) with an ability to convey technical ideas to non-technical audiences
* Comfortable dealing with both complexity and ambiguity, with ability to explore multiple solutions to a problem
* Demonstrated initiative and has a sense of urgency; takes ownership and is results-oriented in a fast-paced work environment
* Passion for process improvement/development
* Knowledge of annuity products and pricing
What to Expect as Part of MassMutual and the Team
* Regular meetings with the Annuity Product team
* Focused one-on-one meetings with your manager
* Access to mentorship opportunities
* Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
* Access to learning content on Degreed and other informational platforms
* Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-ST1
Salary Range:
$97,600.00-$128,100.00
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.
PWM Wealth Management Associate
Boston, MA Job
Wealth Management Associates provide exceptional service to our clients and support Financial Advisor(s) (FAs)/ Private Wealth Advisor(s) (PWAs)/ teams on a daily basis. As senior members of the service team, through regular interactions with clients, individuals in this role build trusted relationships. Leading with a client first mindset, a successful candidate for this role will have strong interpersonal skills and their focus will be on delivering an exceptional client experience. In supporting Financial Advisor(s) (FAs)/ Private Wealth Advisor(s) (PWAs)/ teams, this role will focus on assisting in areas such as digital marketing, portfolio holdings and/or proposal tools and financial planning.
DUTIES and RESPONSIBILITIES:
Client Support:
As a senior member of the service team, provide coverage for an FA/PWA/team including:
Cultivating relationships with business partners and colleagues internally and externally
Supporting the FA/PWA/team in enhancing new and existing client relationships by providing an exceptional client experience
Assisting the FA/PWA/team in delivering against their client service model, including preparing for regular meetings as well as tracking follow-ups
Ensuring all client service functions are performed in a timely manner, assigning work to team members on a daily basis if/as needed
Providing backup coverage for traditional registered or unregistered Client Service Associate responsibilities at the request of the client and/or FA/PWA/team, such as executing money movement transactions, answering general non-investment related questions concerning clients accounts, educating or enrolling clients in digital tools (e.g., MS Online), accepting or entering unsolicited orders and/or entering solicited orders in a clerical capacity
Remaining current on all policies, procedures and new platforms and sharing reminders and best practices with other service team members
Business Development & Operational Support:
Assisting the FA/PWA/team in organizing around and executing against their business plan, partnering closely with other market stakeholders such as Practice Strategy Consultants and Branch Management
At the direction of FA/PWA/team, executing against all administrative elements of digital and in-person marketing strategies including conferences and seminars or webinars, websites, social media and regular email connectivity
At the request of the client and/or FA/PWA/team, preparing and reviewing various client reports or financial plans from firm-approved systems for existing or prospective clients
At the request of the client and/or FA/PWA/team, assisting with research using firm-approved systems
Qualifications
EDUCATION, EXPERIENCE, KNOWLEDGE, and SKILLS:
Education and/or Experience
At the request of FA/PWA/team, participating in existing client and/or prospective client meetings, representing the service lens
Participating in firm initiatives (e.g., training or education programs), special projects and/or other duties directed by local management
Knowledge/Skills
Strong leadership skills
Knowledge of financial services products, including but not limited to equities, bonds, options, mutual funds, annuities, insurance, and managed accounts
Technically proficient and quick learner of new and updated platforms
Detail oriented with superior organizational skills and ability to prioritize
Expert knowledge of basic personal computer, MS Office (particularly MS Excel) and internet applications
Exceptional writing, interpersonal and client service skills
Strong time management skills
Team player with the ability to collaborate with others
Ability to work in a fast-paced, evolving environment
Adaptable and ability to multi-task
Goal oriented, self-motivated and results driven
REPORTS TO:
Business Service Officer
Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.
It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet)
Registered Client Service Associate
Boston, MA Job
Registered Client Service Associates provide exceptional service to our clients and support Financial Advisor(s) (FAs)/ Private Wealth Advisor(s) (PWAs)/ teams on a daily basis. Through regular interactions with clients, individuals in this role build trusted relationships. Leading with a client first mindset, a successful candidate for this role will have strong interpersonal skills and will be able to assist clients with their everyday needs.
DUTIES and RESPONSIBILITIES:
CLIENT SUPPORT
Provide service coverage for a FA/PWA/team including:
Supporting the FA/PWA/team in cultivating and enhancing new and existing client relationships
Executing money movement transactions at the request of the client and/or FA/PWA/team
Answering general non-investment related questions concerning client accounts, including relaying stock positions, and providing account balances (e.g., funds due and margin debit)
Enter profile information or pre-fill account documentation on client accounts and/or documents in aa clerical capacity at the direction of the client and/or FA/PWA/team
Educating or enrolling clients in digital tools (e.g. MSOnline, eSign, eAuthorization)
Onboard and maintain client accounts, including collecting client information and required documentation in a clerical capacity at the direction of the client and/or FA/PWA/team
Provide existing clients with details around their account information (e.g., investment objectives, risk tolerance)
Accept or enter unsolicited orders and/or enter solicited orders in a clerical capacity at the direction of the FA/PWA/team
Supporting the FAs / PWAs / teams' marketing strategy (e.g., website maintenance)
Assist FAs / PWAs/ teams in delivering against their business plan and client service model
Remaining current on all policies, procedures, and new platforms
Participating in firm initiatives (e. g., training or education programs) , special projects and/or other duties directed by local management
ADMINISTRATIVE SUPPORT
Answering inbound phone calls or making outbound calls with updates on service requests (e.g., scheduling follow-up calls with FAs / PWAs / teams as needed)
Managing the calendar including coordinating meetings or events with logistics such as material prep (e.g., maintaining agendas, sending calendar invites with Zoom credentials)
Maintaining travel itineraries, preparing expense reports and managing the reimbursement process
Assisting with general in-office support functions such as copying, filing and scanning documentation
Preparing and submitting expense reports for processing at the direction of the FA/PWA
EDUCATION, EXPERIENCE, KNOWLEDGE, and SKILLS:
Education and/or Experience
High School Diploma/Equivalency
College degree preferred
Active Series 7 (GS), and Series 66 (AG/RA) or Series 63 (AG) and Series 65 (RA)
Two or more years of industry experience preferred
Knowledge/Skills
Knowledge of financial services products, including but not limited to equities, bonds, options, mutual funds, annuities, insurance, and managed accounts
Detail orientated with superior organizational skills and ability to prioritize
Advanced Microsoft Office skills (Word, Excel, Outlook and PowerPoint)
Exceptional writing, interpersonal and client service skills
Strong time management skills
Team player with the ability to collaborate with others
Ability to work in a fast-paced, evolving environment
Adaptable and ability to multitask
Goal oriented, self-motivated and results driven
Reports To:
Business Service Officer
Morgan Stanley
EOE committed to diversifying its workforce.
M/F/D/V
Version: 7/10/2024
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. We Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry.
We're committed to bringing passion and customer focus to the business.
Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.
It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
Financial Advisor Internship - BOSTON, MA
Boston, MA Job
College Financial Representatives in the internship program at Northwestern Mutual Boston are provided guidance, connection, and a framework for building an integrated financial planning practice from the ground up. Our college financial representatives, who come from varying academic backgrounds and experiences, have the unique opportunity to build a financial planning practice while engaging local and nationwide experts, selling exclusive financial products, and having the support of a Fortune 500 company. You will have the opportunity to build your confidence, develop a professional network, and help people achieve financial freedom. Here, hard work pays off!
Our internship program mimics our full-time Financial Representative career, allowing you to:
Learn how to prospect and network to build your business and client base
Develop and execute on a business strategy
Call on potential clients and set meetings to understand their financial goals
Prepare plans and offer useful recommendations
Gain exposure to proprietary planning software platforms
Engage in weekly coaching, training, and development meetings
Get licensed with your Life, Accident, and Health insurance license
Build life skills that create future career opportunities
As a Northwestern Mutual College Financial Representative, you can expect a flexible schedule to work around your life and your classes. With the option to participate in our internship program year-round, you can continue to grow your practice and obtain support for registrations and certifications such as the Series 6 & 63 or CFP . Get inspired at local and national recognition events, earn access to leadership programs, and collaborate with experts in our business. In fact, you'll find diverse resources across our culture to ensure that you experience personal and professional growth in this program. With interest, eligible students have an opportunity to interview for a full-time Financial Representative or Advisor role upon graduation.
Are you a fit for this internship?
Class of May 2026 graduates
Entrepreneurial ambitions and curiosity for sales
Highly involved on campus (leader, athlete, campus orgs, student government, etc.)
Excellent time-management skills
Interest in financial literacy and planning tools
Business savvy and desire to increase critical thinking abilities
Compensation & Benefits
Performance-based earnings and revenue
Learning and Development Incentives (up to $1000/month, not inclusive of earned commissions)
Productivity Bonuses
Support for insurance licensing (life, health, DI, LTC)
Support for SIE, Series 6, Series 63 registrations (eligibility required)
About Us
For over 165 years, we have helped our clients spend their lives living through comprehensive and innovative financial planning. We combine the expertise of our financial professionals with personalized digital experience and industry-leading products to give our clients the ability to successfully navigate their financial lives.
Our tailored approach includes multiple financial strategies-insurance, investments, and annuities-built to reinforce each other, keeping our clients consistently on track to meet goal after goal. We lead with unmatched financial strength and access to the best products and services for our clients.
Our Financial Representatives and College Financial Representatives are valued partners and proud business owners. As such, they are considered independent contractors1 for income tax purposes, and a "statutory employee" for Federal Insurance Contributions Act (FICA) tax purposes.
As a company, we value an inclusive and belonging workplace where everyone's unique viewpoints bring new successes. We strive to create teams that reflect our customers and communities, fostering an environment where all employees are welcomed, valued, and heard.
Why join Northwestern Mutual:
Fortune 500 company (June 2024)
Top 100 Internship Programs, Yello x WayUp (2024)
5.1+ million clients and growing2
Unsurpassed financial strength with total company assets of $366 billion3
Forbes' Best Employers for Diversity (2023)
Best Place to Work for LGBTQ+ Equality- Human Rights Campaign Corporate Equality Index (2023)
1 Northwestern Mutual College Financial Representatives are Independent Contractors whose income is based on production. If offered to apply for approval of an intern contract to become a Northwestern Mutual College Financial Representative, a national criminal background check is required. Should the background check results provide information which would not allow someone to work for Northwestern Mutual, approval to contract will be withdrawn.
2 As of December 31, 2023
3 Among U.S. life insurers. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Ratings as of: 08/24 (Aaa, Moody's Investors Service), 08/23 (A++, A.M. Best Company), 07/24 (AAA, Fitch Ratings), 04/24 (AA+, S&P Global Ratings). Ratings are subject to change. Total company assets as of June 30, 2024.
Accelerated Path to Management Program
Boston, MA Job
New York Life Accelerated Path to Management Program
Are you looking for a job where you can use your experience to propel your career into management? At New York Life, we will invest in you from the start to help you learn and grow as a financial professional first. We'll train you in valuable skills, such as marketing, business development, and customer relationship management, and provide you with the tools you need to further your career. Then we'll train you and provide you with access to the tools you need for a career in management.
What we're looking for
We're looking for people who want to make a lasting impact on the financial well-being of individuals, families, and small businesses-motivated people who can answer yes to one of the following questions:
• Do you have sales or managerial experience in another industry?
• Have you previously run your own business?
• Do you have an MBA or other equivalent degree?
• If so, the Accelerated Path to Management Program may be right for you.
In the Accelerated Path to Management Program, you'll start off as a financial professional*, learning how to sell our products, building client relationships, and meeting specific requirements1 before transitioning into a management role. You'll then undergo a six-month intensive training program designed to prime you for success as a manager. You will use that experience to understand how to recruit and coach others to success.
What we offer
Phase 1: Firsthand experience as a financial professional
You'll learn firsthand about a financial professional's role and day-to-day work by working as a financial professional during the first year of your career journey with New York Life. We will provide you with extensive training, access to digital tools, and a comprehensive product suite.
Training and resources
You will receive top-notch training that will give you an understanding and appreciation for the strength and value of New York Life. Beyond this training and support, New York Life will provide access to the resources you need to succeed day-to-day, including experts on hand to answer your questions and a suite of digital sales, prospecting and marketing tools that will help you attract and retain your clients with web, social and email content.
Product Solutions
You will learn about our robust products and services that can help clients achieve their financial goals. Together with its subsidiaries, New York Life provides a range of competitive insurance and financial products, including life insurance, annuities, long-term care insurance, disability income insurance, and investment products such as mutual funds through our broker-dealer, NYLIFE Securities LLC (member of FINRA and SIPC), a Licensed Insurance Agency. You will be required to hold securities licenses and FINRA registrations and affiliate with NYLIFE Securities as a registered representative before you can offer investment products.
Phase 2: Your transition to Associate Partner
After meeting specific requirements during the first 12 months as a financial professional, you will enter a specialized six-month Associate Partner training program.1
We'll help you to lead and build your team of financial professionals. Throughout your career journey with New York Life, you'll continue to have opportunities to grow and be promoted to increasingly senior levels of management.
How we will compensate you
When you begin with New York Life as a financial professional2, your income will be commission-based. For more information about commission-based income and benefits for financial professionals, please follow this link: ******************************************************************************* If you meet the requirements and approvals to become an Associate Partner, you will receive a salary. The salary range for an Associate Partner is $60,000-$150,000 (in California and Washington, the minimum salary is $66,560 and $67,725, respectively), plus you will be eligible for certain bonuses and other incentives based on the performance of agents in your unit, including additional compensation related to the agents you recruit and develop (“R&Ds”). R&Ds are additional compensation that is designed to increase your income and to reimburse for any reasonable and necessary expenses we do not otherwise reimburse. You will also be eligible for medical, dental, and vision benefits, life, long-term disability, and accidental death and dismemberment coverages, a pension plan,3 and a 401(k) savings plan.4 New York Life will value and reward your hard work and success. You'll have significant income potential over time, because our field managers' compensation is directly aligned with their recruiting performance and the production level of their team of financial professionals. The average income among our 568 recruiters at all levels in 2023 was $280,000.5
About New York Life
New York Life is a Fortune 100 company with a long history of doing good. We have been in business for over 175 years, helping generations of Americans protect their families and attain their financial goals. As a mutual company, we are accountable only to our policyholders, not to Wall Street or outside investors. We are focused on long-term success for our clients. To prepare for the future, we are constantly innovating and looking ahead to find more ways to increase value for our clients. New York Life accepts applications to become a financial professional on an on-going basis. Candidates who qualify for the Accelerated Path to Management program will need to meet specific requirements as a New York Life financial professional before entering a specialized six-month Associate Partner training program.
*The terms ”agent” and ”financial professional” are used interchangeably throughout this brochure and refer to someone who is in a sales role under an agent contract.
1Specific production and licensing requirements must be met, and approvals obtained before transitioning to field management. Once you meet all the requirements, the timing of your transition to the Associate Partner role will also depend on openings in the schedule for Associate Partner training. Currently, training cohorts open four times during each year, but are subject to change. Please ask your New York Life recruiter for details.
2If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life as an independent contractor while continuing to work at your current job, with limited exceptions. PTAS Agents are not eligible for benefits. During this preview period of up to six months, any sales you make will continue to accrue until you either make enough sales to become a full-time agent under a Training Allowance Subsidy (TAS) Contract or the passage of six months, whichever is earlier. If you do not become a full-time agent, all commissions on any sales you made will be paid to you at the end of six months. If you become a full-time agent under a TAS Contract, you will be credited with the commissions you accrued under the Introductory Contract.
3Certain eligibility requirements apply. Monthly payments are determined by your earnings, years of service, age, and the form of payment you choose. The company reserves the right to amend or terminate the plan at any time for any reason.
4This is necessarily brief and provides only a list of benefits available to Associate Partners under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. The Company reserves the right to amend or terminate benefit plans at any time for any reason.
5Based on 2023 Company data for 110 Managing Partners, 94 Executive Partners/Senior Partners and 364 Partners/Associate Partners who were active as of December 31, 2023. Average recruiter income is provided for illustrative purposes only. A recruiter's income is determined based on the applicable field management compensation plan in effect for that pay year. A recruiter's income also varies from year to year, and is dependent upon the recruitment, development and retention of quality agents and the sales generated by each agent in the recruiter's unit and/or in the General Office. In addition to salary, average recruiter income includes certain non-guaranteed income that is dependent on a number of factors, including the recruiter's field management title/level, the sales results of the recruiter's unit and/or General Office, and the recruiter's applicable field management compensation plan. The historical income numbers shown above include additional compensation payments designated to reimburse all of a field manager's business expenses not otherwise reimbursed by the company. The company reserves the right to amend, modify, or terminate the compensation plans at any time.
New York Life is an Equal Opportunity Employer - M/F/Veteran/Disability/Sexual Orientation/Gender Identity New York Life Insurance Company
AR10901.052024 SMRU5058493 (Exp.04.30.2025)
Registered Operations Leader
Boston, MA Job
Do you have leadership experience and want to advance your career with an industry-leading firm? If so, we want you to join our team as a Registered Operations Leader! Ameriprise Financial is America's leader in financial planning and ranked #1 in customer loyalty.
As a Registered Operations Leader, you will be responsible for all operational processes that support business objectives and assist advisors in serving their clients. Leverage your strong leadership skills by managing branch staff (including Registered Client Service Associates and non-registered Client Service Associates), working directly with employee advisors, and partnering with additional branch leaders. Looking to advance your career further through licensing? We are dedicated to your career development through training, mentoring and licensing support - it's all about helping you optimally develop to reach your full potential!
At Ameriprise Financial, we take pride in providing our clients with a personalized experience every step of the way; if you thrive in an environment where you can help others and create a positive impact on a client's overall experience, we invite you to take your career to the next level by applying to join our team today!
Key Responsibilities:
Manage activities that support business results, revenue growth, client experience and efficiencies in practice. Manage resources to achieve business results, including revenue and client acquisition targets. Partner with Branch Manager to ensure advisor business plans are completed and marketing events are tracked and measured.
Assist advisors in servicing clients including preparing financial plans, conducting investment research and completing trades and transactions. Prepare and summarize client meetings by scheduling and confirming meetings, crafting an agenda and summary of meeting, escorting clients to advisors' office and providing follow-up. Prepare and ensure new business paperwork processes are successfully filled out. Provide general administrative duties such as answering phones, processing reports, preparing correspondence, setup files, etc.
Build, manage, track and analyze reports and branch vitals. Review advisor expense reports, branch P & L, budgeting, reporting/correcting errors, identify and implement expense reduction opportunities. Partner with Registered Principal to ensure compliance support is established and training needs are met. Lead real estate and facilities initiatives.
Lead, coach, mentor and provide performance management for direct reports. Partner with Senior Operations Leader and Regional Director of Operations to determine staffing needs; request, hire and allocate staff. Conduct 1:1s with staff.
Required Qualifications
Bachelors degree or equivalent.
5 - 7 years relevant experience required.
Series 7 or ability to obtain within 150 days.
State securities agent registration (S63 or S66) or ability to obtain within 150 days.
Previous successful supervisory experience including knowledge of HR policies and labor laws.
Excellent written and verbal communication skills; demonstrated ability to motivate team members to delivery results.
Ability to manage multiple priorities in a fast-paced environment with little or no supervision and strong organizational/time management skills.
Able to communicate with all levels within the organization.
Detail orientated, strong math, and analytical skills. Good organization and time management skills.
Process oriented and can work with a team. Proficient with standard business software applications.
About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Exempt
Job Family Group
Business Support & Operations
Line of Business
AAG Ameriprise Advisor Group
Associate Actuary - PCS
Boston, MA Job
At AIG, we are reimagining the way we help customers to manage risk. Join us as the Associate Actuary - PCG to take on key responsibilities within a world-class actuarial function. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk.
How you will create an impact
We are seeking a reserving actuary to support our US Personal Lines Programs business. This role is critical to business profit evaluation and optimal reserving. The Associate Actuary will also support price monitoring, trend analyses, and building out portfolio management & steering and insight tools. The individual will be a trusted business partner, working with groups like Claims, Underwriting, and Finance to support Personal Lines Programs in ensuring profitable growth. Our actuaries work closely with our MGA partners as well, providing insight and tool assistance as a value add for our business.
* Assist with analysis of the reserving segments
* Analyze data and other information to determine of loss and expense reserve adequacy using actuarial techniques
* Prepare reserve study documentation; prepare information for financial statements
* Evaluate the appropriate IBNR to be booked each quarter, and prepare Sarbanes Oxley documentation
* Estimate, review, and evaluate actual monthly claim emergence against expectations
* Assist MGA partners in better understanding their own data capabilities. Build data "bridges", performance monitoring, and rate tool support
* Monitor loss trends and relevant industry/regulatory changes, and effectively communicate to management
* Support the annual planning process
* Ensure model validation, SOX compliance and documentation standards are met
What you'll need to succeed
* BS in Actuarial Science, Mathematics, Statistics, or related area preferred
* ACAS, or nearing ACAS
* 5+ years' experience, personal lines required, with history of Programs or delegated underwriting preferred
* Proficiency in Microsoft Office required
* Experience in SQL and/or R highly preferred, Power BI or Tableau preferred
* Strong relationship building skills, with the ability to influence others and drive a process to a conclusion while meeting critical deadlines are critical to success
* Ability to dive into technical and execution level details, do hands-on work, connect the dots while thinking strategically
* Work well both independently and as part of a team
* Flexibility and effective time management skills
* Excellent communication, presentation, and interpersonal skills
Ready to set new industry standards? We would love to hear from you.
#LI-CM1 #Actuary #Actuarial #Reserving
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of belonging
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to *********************.
AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class or jobs. For more information about Philadelphia law specifically, copy and paste the following link within your browser: ***********************************************************************
Functional Area:
AC - Actuarial
National Union Fire Insurance Company of Pittsburgh, Pa.
Advisory Research Relations Associate
Boston, MA Job
Support senior Advisory Research Consultants relationships with intermediary research departments and their efforts to gain and service placements on research department discretionary and nondiscretionary research platforms. Key Responsibilities * Help team deepen relationships with intermediary research departments.
* Support senior team members with each step of the sales process - Requests for Proposals, quarterly reporting, presentation materials, meeting preparation, and ad hoc requests.
* Assist in building relationships, developing strategic initiatives and overseeing ongoing client service with sales & marketing partners (with goal to broaden and deepen relationships across partner firms)
* Analyze intermediary research platform recommended lists and model portfolios to identify opportunities and risks.
* Collaborate with Columbia's Product Management and Investment teams to ensure that Advisory Research Relations team is fully informed about our commercially viable strategies, provide client feedback regarding industry trends and clients demand.
* Prepare competitor and market analytics. Assist in the creation of customized reports utilizing tools such Morningstar, Genesys Research, and Zephyr.
* Assist in maintaining internal intermediary research platform reporting used with senior management.
Required Qualifications
* Bachelors degree.
* Minimum of 3-5 years of related industry experience, preferably within an asset management organization or broker dealer.
* Demonstrated interest in the capital markets and understanding of the mutual fund research process.
* Strong relationship and sales experience in the asset management business, including distribution of mutual funds, and/or SMA strategies preferred.
* In-depth understanding of investment analytics.
* Strong communication and presentation skills, as well as strong organizational skills required.
* Experience in, or willingness to learn, analyzing mutual funds and/or recommended lists and discretionary models, identifying opportunities and strategically positioning strategies.
* Series 7 (or SIE and Series 7 top off exam) and 66 (or 63 & 65 combined) or the ability to obtain within a defined period of time.
* Familiarity with Morningstar Direct, Zephyr, and Factset.
Preferred Qualifications
* CFA or progress toward CFA.
About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Exempt
Job Family Group
Sales
Line of Business
AMINV US Asset Management
Senior Administrative Assistant
Boston, MA Job
In this role you will provide team assistant support to approx. 5-6 individuals, to process expense reports and invoices, coordinate travel arrangements, schedule meetings/conferences, produce reports using Microsoft Excel, prepare presentations and manage calendars as directed/required.
Key Responsibilities
* Manage leader(s) calendar and meeting prioritization as directed/required.
* Schedule meetings and/or conferences by interacting with internal/external clients/partners to coordinate calendars, accommodation, meeting materials and supplies.
* Prepare expense reports, invoices, presentations, internal/external communication, travel arrangements, and other misc. reports.
* Respond to ad hoc requests (reporting, spreadsheets, etc.) and provide project/program support representing the team (researching issues or questions about policies or practices, coordinate a conference, etc.).
* Provide new hire training and/or mentoring to administrative staff within department or business unit.
* Back-up other administrative assistants
Required Qualifications
* Associate (2-year) degree or equivalent.
* 2 years of relevant work experience.
* Proficiency with MS Excel, PowerPoint, Word and Outlook.
* Ability to multi-task, quickly change direction and independently prioritize work in order to support multiple people.
* Ability to anticipate needs and use independent judgement given limited availability of leader.
* Ability to exercise discretion due to accessing and handling sensitive information.
Preferred Qualifications
* Proficiency with Ariba, Concur, SharePoint and Salesforce
About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Non-Exempt
Job Family Group
Business Support & Operations
Line of Business
AMINV US Asset Management
Chief Portfolio Strategist
Boston, MA Job
You will be responsible for shaping the position of Columbia Threadneedle Investments on overall market strategies and implications which includes providing unique perspectives, insights and actionable views on global and capital market themes and their impact on portfolio construction and asset allocation.
You will communicate and present these views to educate clients, media, and sales channels with the goal of guiding them toward value-added investment decisions. You will also be expected to oversee and engineer the development of flagship thought leadership related to global markets across institutional and retail channels.
This role reports into our Head of North America Product & Business Intelligence.
Key Responsibilities
* Responsible for shaping and articulating our investments points of views and portfolio implications across Fixed Income, Equities, and Alternatives.
* Work with the firm's portfolio managers, research analysts, distribution leadership and product teams to identify unique perspectives, insights, and actionable views on capital markets.
* Incorporate and address portfolio construction and asset allocation themes. Communicate and present these views to educate clients, media, and sales channels with the goal of guiding them toward good investment decisions.
* Maintain thorough/relevant market, economic and asset class knowledge to represent the company's views on markets and the investment outlook in a variety of formats including media appearances (television, radio and print), in-person meetings, podcasts and research reports.
* Be a proven facility with often spontaneous and unplanned requests, affording with little or no preparation time.
* Partnering with the North America Marketing team to publish a series of investment thought leadership materials, including (but not limited to) a quarterly review of capital markets insights and forward-looking opportunities, for use within our Institutional and Intermediary sales channels.
* Ensure effective controls are in place to pro-actively manage risk and remain in compliance with company policies and procedures.
* Travel within the United States will be expected in this position.
Required Qualifications
* 10+ years industry experience, preferably with an asset manager, private bank, or wealth manager, with a foundation in economics, or asset class specialization.
* Seasoned media presenter, effectively communicating complex investment information to a wide variety of audiences. Someone who is both media ready and recognizable.
* Extensive knowledge of investment industry and portfolio strategy.
* Ability to articulate investment view within macroeconomic framework on economic sectors and individual securities.
* Ability to communicate investment views on economic individual securities to audiences with differing degrees of investment knowledge.
* Excellent relationship and leadership skills.
Preferred Qualifications
* CFA, CIMA, or CAIA
As this is a senior leadership role, you will be expected to:
* Think strategically, creatively, and drive innovation with a focus on continuous improvement.
* Demonstrate accountability and focus on client needs and creating value for the shareholder.
* Build and develop talent and manage performance of assigned team(s) whilst effectively managing and lead through change.
About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Base Pay Salary
New York Residents Only: The estimated base salary for this role is $220,000-$260,000 per year. Base salaries are determined in part based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that support all aspects of your health and well-being.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Exempt
Job Family Group
Marketing/Product Management
Line of Business
AMINV US Asset Management
Law Technology Director
Massachusetts Mutual Life Insurance Company Job In Boston, MA
The Opportunity
As the
Director of Law Technology
, you will create and align a technology vision, objectives, and roadmaps with business strategy for all areas related to Law Operations, Compliance, Procurement and Audit, to foster and drive a digital transformation. You will be accountable for ensuring successful execution of those initiatives and delivering business outcomes - strategic, operational, and BAU. You will lead highly complex, cross-functional initiatives, manage multiple agile/waterfall squads, and ensure cost-effectiveness and transparency for business partners. You will also engage with the industry and bring relevant insights to MM.
Using your deep technology leadership and program management expertise and experience, you will collaborate with other Enterprise Technology & Experience (ETX) leaders to ensure technology strategy alignment, value propositions, and strategic imperatives for growth that can help reduce costs, increase speed-to-market, modernize, optimize, and transform capabilities for Law Operations, Compliance, Procurement and Audit. You will be accountable for delivering projects on time, within budget, and with expected functionality per business partners' requirements. The role will regularly interact with business and technology leaders to ensure optimal collaboration, communication, and delivery. It is expected that the candidate will collaborate and support the delivery of projects by other delivery leaders within Regulatory HR Technology to ensure adequate leadership backup and succession planning.
The Team
This role reports to the Head of Regulatory HR Technology. The Regulatory HR Technology Team provides essential platforms that enable strategic capabilities for the Enterprise Risk, Law, Compliance, Procurement, Audit, Human Resources & Employee Experience, Digital Communications. Our mission is to propel corporate functions to new heights through innovation, collaboration, and achieving excellence in all we do. Our culture emphasizes engineering and operational excellence, transforming our business, and achieving enterprise objectives.
The Impact
You will:
Play a pivotal role on the Regulatory HR Technology leadership team by identifying improvement opportunities and reducing costs while providing exceptional technical solutions and business capabilities.
·Be accountable for the creation and execution of technology strategies, roadmaps, delivery, quality, continuous improvement, and budget management, ensuring alignment with Law Operations, Compliance, Procurement and Audit and Regulatory HR Technology business objectives to enable business growth and expansion.
Deliver large-scale initiatives that align with and support strategic goals on time and within budget.
Align short to medium term technology strategy with business-based decisions and foster consensus at all levels of the organization to ensure the achievement of business objectives.
Be fully accountable for planning, prioritization, and delivery for Law Technology team.
Influence creation of roadmaps at the division and BU level that enable business growth and future business needs.
Work with technology and business teams to address financial, operational, and strategic challenges, ensuring implementation of security, privacy, disaster recovery, and business continuity plans.
Attract, retain, and develop diverse talent in an inclusive, data-driven, agile, and collaborative environment.
Provide thought leadership and strategic counsel to Law Operations, Compliance, Procurement and Audit business partners on leveraging technology.
Evaluate vendors and technology options including ROI, total cost of ownership, and tradeoffs and share recommendations with ETX and business leaders.
Collaborate with Corporate business partners and technology teams to develop and maintain sustainable technology platform(s) that allows for a cost-effective, compliant, and seamless customer experience.
The Minimum Qualifications
Bachelor's degree in computer science, computer engineering, or a similar technical discipline.
8+ years of experience leading and managing engineering teams
The Ideal Qualifications
Master's degree in computer science, computer engineering, or a similar technical discipline.
Experience with cloud platform migration and implementation for improved efficiency, e.g., AWS, Azure, Google Cloud, or similar private clouds.
Extensive IT experience including Application Teams, Information Security, Business Process Management, Program and Portfolio Management, IT Partner and Supplier Management, IT Architecture Management, Digital Platforms, IT Infrastructure and Operations, and intranet development with tools such as Tableau and MicroStrategy.
Skilled in defining vision, leading and inspiring teams to create high-value products, and driving large-scale initiatives that deliver significant value to internal customers.
Expert in change management, technology transformation, and innovative problem-solving.
Proven in strategic thinking, planning, and execution with strong analytical skills.
Effective collaborator and influencer, excelling in innovation, budget management, software engineering, agile, and DevOps practices.
Experienced in managing technology for financial institutions.
What to Expect as Part of MassMutual and the Team
Regular collaboration with the Corporate Technology Leadership Team, key stakeholders from corporate functions, and other Engineering Teams across Enterprise Technology & Experience (ETX)
Focused one-on-one meetings with your manager
Access to mentorship opportunities
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-SC1
Salary Range:
$134,400.00-$176,400.00
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.
Executive Underwriter, Complex Liability Solutions
Boston, MA Job
Executive Underwriter - UW07CDSenior Underwriter - UW08CA
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
Our Complex Liability Solutions (CLS) team is a dedicated group of underwriters, risk engineering consultants and liability claims specialists experienced in hard-to-place products and premises risks. We face catastrophic exposures in our high-hazard book every day.
This is a great opportunity for Middle Market or Primary Casualty, or Excess Casualty Underwriters looking to expand their knowledge into high hazard liability risks. In this role, they are able entertain accounts often viewed as out of appetite for traditional retail carriers.
Our CLS underwriters are responsible for:
Providing technical underwriting expertise in the risk selection, pricing, administration and account management of the CLS book of business.
Profitably underwrite new and renewal tough to place General Liability, Products and Excess driven business that requires strong exposure and control evaluation skills.
Identify appropriate opportunities consistent with risk appetite.
Creates, drives and executes on strategies for new and renewal accounts
Consults and provides solutions.
Effectively provides excellent account management service of an assigned territory through strategic planning and operational excellence. Has the ability to tailor a service plan for each client based on their individual needs. Positively impacts and influences final account pricing and terms.
Establishes and maintains a strong account pipeline.
Manages the sales process including planning, operating routines, and monitoring
Manages cross-sell and up-sell opportunities across the team; generates cross-sell opportunities
Is well versed about every aspect of The Hartford's Value proposition to best position us for success.
Being professionally demanding and holding internal and external customers accountable.
Qualifications:
Bachelor's Degree strongly preferred, or equivalent combination of education, training and experience
3 + years of P&C Carrier Casualty underwriting experience; ideally strong liability background.
Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
Excellent communication, interpersonal and presentation skills
Ability to think analytically about business problems, make recommendations and propose solutions
High energy self-starter, who is resilient and has an entrepreneurial spirit
Demonstration of solid time, organizational, and desk management skills
Goal-oriented and delivers outcomes
Ability to challenge the status quo and compete to win
Superior technical knowledge and sound decision-making and analytical skills
Ability to travel approximately 25%
Position title and level to be determined upon careful examination of the selected candidate's qualifications and experience.
Location:
This role will have a Hybrid work arrangement, with the expectation of working out of the Boston, MA or Hartford, CT office three days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$98,800 - $184,800
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits
Global 1st Line Risk - Senior Risk Manager
Boston, MA Job
Sitting in the 1st Line, implement, execute and manage risk for Columbia Threadneedle's Distribution and Investment Risk business units. Ensure an integrated risk framework and strong control environment by leading the organization in the proactive identification of risk, continuous control improvement and issue mitigation. Lead a team responsible for risk event management, risk and controls identification, self assessment and testing, risk reporting and governance for global business partners.
How you'll spend your time..
* Provide operational risk and controls thought leadership and expertise to the business unit. Lead the development of risk management strategies that drive identification, quantification and mitigation of risk within the business, while providing acute depth of knowledge and influence. Benchmark industry-wide data and act as a liaison with industry sources in the business on trends, best practices, issues, and concerns.
* Establish and lead a governance framework designed to monitor and ensure efficacy of operational risk management and process controls within the business unit Influence adoption of governance protocols and change controls across all regions and departments of the business unit. Implement reporting routines that ensure strong communication and interaction with all stakeholders including other Columbia Threadneedle Investments and Ameriprise risk partners.
* Identify high risk processes and controls and build out a testing program to ensure these processes and controls are reviewed and tested throughout the year. Where areas of enhancements are identified, work with the business to implement these changes and perform due diligence on the effectiveness of these processes and controls
* Be the point person for risk events as they occur in the business unit by helping to review and log such risk events in a timely manner. Work with the business on remediation and establish regular working group to track complex risk events. Assess if issues are corrected appropriately and controls/mitigation are put in place. Facilitate and lead crisis prevention sessions and post-follow-up.
* Provide oversight, guidance and leadership on KRI population and risk reporting to senior business forums. Ensure adequate governance of key risks by escalating risks and following up on decisions, where applicable. Working with the business to ensure breaches in KRIs are brought back within tolerances promptly.
* Participate in the Operational Resiliency program for in-scope legal entities. This includes identifying key metrics relating to Important Business Services, establishing service tolerances and performing scenario stress tests throughout the year on operational risk factors.
To be successful in this role you will have..
* Strong analytical, organizational and time-management skills.
* Strong ability to lead, partner and influence across leadership levels.
* Excellent written and verbal communication skills.
* Ability to drive results and meet deadlines.
* Must be able to work independently.
About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Base Pay Salary
The estimated base salary for this role is $101,000 - $174,200 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Exempt
Job Family Group
Business Support & Operations
Line of Business
AMINV US Asset Management
Property Adjuster Specialist (Field)
Providence, RI Job
Why USAA? Let's do something that really matters. At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members.
We believe in our core values of honesty, integrity, loyalty and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special!
The Opportunity
As a Insurance Property Adjuster Specialist, you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements.
Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available.
This is a field-based role in the North East Rhode Island or South Massachusetts area (targeted around Attleboro). Candidates who are willing and able to work in this area are encouraged to apply.
What you'll do:
* Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
* Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
* Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
* Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
* Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
* Maintains accurate, thorough, and current claim file documentation throughout the claims process.
* Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
* Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
* May be assigned CAT deployment travel with minimal notice during designated CATs.
* Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
* Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
* Adjusts complex claims with attorney involvement.
* Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
* May require travel to resolve claims, attend training, and conduct in-person inspections.
* Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
* High School Diploma or General Equivalency Diploma.
* 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
* Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
* Proficient knowledge of residential construction.
* Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
* Proficient negotiation, investigation, communication, and conflict resolution skills.
* Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
* Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
* Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
* Successful completion of a job-related assessment may be required.
What sets you apart:
* US Military service or a Military spouse/domestic partner
* Prior experience handling higher severity/complex losses (i.e. vandalism, malicious mischief, foreclosures, earth movement, collapse, liability, etc.)
* Prior experience adjusting property claims using virtual technologies
* Prior property field adjuster experience handling DWG, APS and ALE adjustments
* Industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
* Xactimate Level 1 and/or Level 2 certification
* Prior deployments in support of catastrophes
* Currently hold an active Adjuster License
* Currently reside within or have the ability to self-relocate within the North East RI/South MA area
Physical Demand Requirements:
* May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
* May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver's license.
* May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
* May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.
The above description reflects the details considered vital to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
What we offer:
Compensation:
USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $73,640 - $132,220.
Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.
Benefits:
At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.
Relocation assistance is not available for this position.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Sales Desk Manager - MMSD Annuity Distribution
Massachusetts Mutual Life Insurance Co Job In Boston, MA
The Opportunity
MassMutual Strategic Distributors (MMSD) is looking for an experienced and passionate Annuity Sales Desk Manager (Internal Wholesale Director of Sales Support) to drive results and outperform our competitors in the Internal Wholesaler market. You should have a strong desire to broaden financial wellness and education to communities throughout the country.
The MMSD Annuity Sales Desk Manager leads a team of talented professionals who work with financial institution distributors (banks, wires, broker-dealers) to offer our Annuity Solutions- Fixed, Income and Variable Annuities through the financial institution's financial professionals.
You will be recruiting, developing, coaching, and managing a team of internal wholesalers who partner with external wholesalers in achieving and exceeding their territorial sales goals.
The Team
We're growing and our clients deserve the best. MMSD's annuity strategy is to aggressively grow top line sales by expanding existing and establishing new partnerships with our channel- Banks, Credit Unions, Wirehouse, National/Regional Broker Dealers, and Independent Broker-Dealers. MMSD is making significant investments in technology, sales, operations, marketing, and product development. Our strategy will be driven by the MMSD Annuity Team to work across the enterprise where we will prioritize a dynamic, agile, and entrepreneurial culture.
The Impact
As the Sales Desk Manager, your responsibilities will include but not be limited to the following:
Deliver sales through the development and coaching a team of internal wholesalers, focusing on sales skills, territory management and strategy execution.
Provide strategic insight on sales desk planning, in collaboration with Head of Key Accounts and National Sales Manager.
Keeping current on the competitive and industry landscape as related to the product line.
Overseeing the daily operations of the team and overseeing activities in Salesforce.
Managing staff in the development and implementation of departmental policies, procedures, and programs.
Ensuring compliance with both company policy and governmental regulations concerning department.
Partnering with MMSD Annuity Distribution Head of Key Accounts to direct campaigns and focus efforts of financial institutions (banks, wires, broker dealers).
Partnering with MMSD Annuity Distribution National Sales Manager to direct campaigns and focus efforts with identified financial institutions and financial professionals.
Partner with MMSD Annuity Learning and Performance Consultant to provide training on product features.
Provides feedback and insight to managing departmental structure, employee development, training, and planning.
May have project management responsibility.
Attracts, develops, and retains a diverse, engaged, high performing team.
Other duties as assigned.
A successful Sales Desk Manager will possess the following skills and competencies:
Leadership- drive performance, provide recognition, and achieve revenue results; set the highest possible standards for individual and group performance, lead by example, inspire trust, act with integrity, live the MassMutual values, accountable and accepts responsibility for own mistakes and those of the team.
Work Collaboratively- Foster a positive team environment, build, maintain, and grow a sales culture, partner across function and business units, promote an open, diverse exchange of ideas.
Communication- possess effective communication skills, effective conflict resolution, foster open communication.
Management-develop and retain top talent, effectively utilize overall budget to drive cost effectiveness and achieve top line results.
Business Building- Partner with MMSD Annuity Leadership, Key Account Managers, External Wholesalers, and MMSD resources, hold associates accountable for execution, measure results, adjust tactics to ensure maximum sales impact.
Business Insight- Articulate, inspire, create buy-in, and help associates understand the MMSD Annuity Team strategy and how it fits in with overall MassMutual strategy, drive business insight competencies with team members, identify trends and opportunities to drive increased sales results.
Sales Acumen- Mastery of the sales process, ongoing assessments, and coaching of team, identify sales opportunities, drive team to strong closing ratio and results.
Sales Presentations-mastery of sales presentation skills, ongoing assessments, and ability to coach associate skills.
The Minimum Qualifications
5+ years of experience in annuity wholesaling or 3+ years of experience as a Sales Desk Manager in financial services.
Life & Health License.
FINRA Series 6 or 7 at time of application.
FINRA Series 24 or Series 26 at time of application.
State Securities License Series 63 license at time of application or ability to obtain within 6 months of employment.
2+ years of experience with Word, Excel, PowerPoint, and Salesforce as well as various internet search tools.
High school diploma
The Ideal Qualifications
Bachelor's degree
2+ year of experience with Annuity Sales Desk Management, Annuity Internal Wholesale Director, or people leadership experience.
3+ years' experience with industry knowledge of annuities and financial institutions (banks, wires, broker-dealers).
Possess excellent oral and written communication skills, interpersonal and customer service skills.
Possess excellent presentation skills to groups of varying sizes in virtual forum.
Strong relationship building skills & sense of time management.
Must be a detailed-oriented and well-organized self-starter with high energy and creativity.
Expert knowledge of Microsoft Office (especially Outlook, Excel & PowerPoint) and Salesforce CRM.
Lead a team using a demonstrated ability to hire, coach, develop, retain, and evaluate a sales team on both technical and leadership skills.
Experience with implementing process improvement opportunities with a sales team.
Consistently model the ability to influence others and manage both internal and customer relationships.
Proven ability to multitask and attention to detail.
Compensation: $90k - $100k base range plus sales-based incentive opportunity resulting in a total target compensation package of $140k - $150k.
What to Expect as Part of MassMutual and the Team
Regular meetings with the MMSD Annuity team
Focused one-on-one meetings with your manager.
Access to mentorship opportunities
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits.
#LI-BC1
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.
Analyst-Sales
Boston, MA Job
**You Lead the Way. We've Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
**How will you make an impact in this role?**
The Sales Analyst position is part of a fast-paced, innovative team responsible for supporting the Global Merchant & Network Services (GM&NS) Regional & Centralized Client Group diverse portfolio. The role allows the incumbent to develop and gain knowledge of the Global Merchant & Network Services business, experience working as part of a large, national organization, and opportunity to drive and lead key projects. Reporting to the Senior Manager of Business Development, the Sales Analyst will collaborate across the organization with internal and external stakeholders and partners to drive forward business critical tasks.
**Responsibilities:**
+ Serve as project manager for key RCCG initiatives, including, but not limited to:
+ Ensuring a strong control and compliance environment (Data Security, Risk Initiatives).
+ Complex hierarchy set-ups and management.
+ Executing scalable marketing (Offers).
+ Support Client Management and work with servicing partners as an escalation point on complex operational opportunities.
+ Collaborate with internal business partners to facilitate onboarding process for new hire client managers on systems and underlying processes.
+ Ensure key deliverables are met and team is aware of timelines.
+ Engage directly with merchant clients as needed.
+ Other ad hoc projects as needed.
**Minimum Qualifications**
+ Strong merchant background with an ability to navigate through the various internal departments.
+ Strong project management skills.
+ Excellent organization and attention to detail.
+ Strong verbal and written communication skills.
+ Ability to manage workflow and timing on multiple projects simultaneously.
+ Ability to act independently and work cohesively with a virtual and in office team.
+ High motivation and willingness to assume accountability to do what it takes to get the job done.
**Qualifications**
Salary Range: $24.05 to $48.10 hourly bonus benefits
The above represents the expected hourly pay range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
US Job Seekers/Employees - Click here to view the "Know Your Rights" poster and the Pay Transparency Policy Statement.
If the links do not work, please copy and paste the following URLs in a new browser window: ****************************************** to access the three posters.
**Job:** Sales
**Primary Location:** United States
**Schedule** Full-time
**Req ID:** 25004313
IT Audit Manager
Boston, MA Job
Ameriprise Financial is looking for an IT Audit Manager to join the team. The individual in this role will plan and execute basic to complex portions of the Risk and Control Services plan, including audit activities and SOX/MAR/FDICIA compliance activities and presenting objectives and results to various levels of management. In this role you will supervise and lead assigned projects, while providing leadership to peers and others as needed in the work assigned.
Key Responsibilities
* Be responsible for planning and executing basic to complex portions of the Risk and Control Services plan, including audit activities and SOX/MAR/FDICIA compliance activities. Present work objectives and results to various levels of management that focuses on the impact of control deficiencies. Execute on a structured approach to evaluate and improve the effectiveness of risk management, control, and governance processes. Complete risk assessments in conformance with department standards, generally in moderately complex areas.
* Identify control deficiencies, assess exposure and significance, and propose cost effective recommendations. Monitor and validate Management Action Plan status. Recommend closure of Management Action Plans when actions are complete and identified deficiency has been addressed.
* Supervise and lead assigned projects. Provide leadership to peers and others as needed in the work assigned. Manage the scope, schedule, and deliverables of assigned work. Ensure work is completed within established timelines.
* Coordinate with the appropriate control groups in planning and executing assigned work. Proactively communicate/escalate challenges and roadblocks that impact ability to meet established timelines.
* Recommend changes to Risk and Control Services plan to focus efforts on risk areas and provide value to stakeholders. Recommend changes to Risk and Control Services processes and methodologies, as appropriate.
Required Qualifications
* Bachelor's degree
* 3-5 years of experience
* 2+ years of audit experience
* Experience with leading multiple projects
* Solid knowledge and experience with the proper application of control and audit theory
* Demonstrated proficiency in project leadership skills
* Ability to assist staff/Sr. Auditors to improve basic audit skills and business knowledge
Preferred Qualifications
* Accounting or Finance degree
* 4-7 years of professional experience
* Certifications Preferred: CIA, CISA, CPA, CFSA
* Strong oral and written communication skills
* Standard desktop computing skills, Power BI
About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Base Pay Salary
The estimated base salary for this role is $82,400- 142,300/ year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.
Full-Time/Part-Time
Full time
Exempt/Non-Exempt
Exempt
Job Family Group
Finance
Line of Business
FIN Finance
Head of Institutional Solutions Strategic Finance
Massmutual Financial Group Job In Boston, MA
ABOUT CORPORATE FINANCE: At MassMutual, we're passionate about helping millions of people find financial freedom and this passion has driven our approach to developing highly interactive digital experiences for our customers. As a member of Corporate Finance, you'll have an opportunity to join an engaged team of professionals who provide high-quality analysis and advice to the enterprise's leadership team and actively support both growth and profitability.
JOB DESCRIPTION
The Head of Institutional Solutions Strategic Finance will work with executive management of the Institutional Solutions to provide high quality analysis and information to facilitate decision-making. The incumbent will report to the Head of MMFA Strategic Finance Business Partners, who reports to the Head of Strategic Finance Business Partners.
As the senior corporate finance executive working regularly with the senior management team of Institutional Solutions, this role is responsible for leading the Corporate Finance work with Institutional:
* Lead matrixed teams that prepare high quality financial analysis and information to influence important decisions. This includes regular reviews of key financial and business KPIs versus plan, trends to develop proactive and informed forecasts and contribute to the development of robust CBAs and measuring progress versus deal model.
* Senior finance partner for Institutional leadership teams on the development and support of strategic plans, and short-term and long-term management goals and objectives, appropriately balancing finance partner and corporate stewardship responsibilities.
* Respected thought partner in the development and execution of strategies and initiatives to achieve organizational aspirations, including active, ongoing involvement in pursuing the Strategic Planning and Delivery revenue enhancement and efficiency goals. This includes working to simplify financial processes, data flows and assignment and allocations of costs.
* Drive business strategies and execution transparency and discipline related to Funding Agreements, B2B life products, Pension Risk Transfer, and Stable value mutual fund trends - including competitive landscape, and key industry metrics - which are used to assess performance vs. plan and prior trends.
* Monitor financial performance drivers, risks, metrics and timely communicating trends and observations
* Evolve reporting and current processes to modern approaches (e.g. dashboards with high quality financial analysis and insights) to facilitate important decisions, working with FP&A, Controllers, Actuarial, Corporate Strategy and others. This includes leading teams that develop financial story that is representative of factual performance and deep insights to drive decision support and track management action.
* Lead matrixed teams that drive the development of Institutional forecasts with a focus on material aspects of P&L and Balance Sheet impacts with clear documentation of basis for assumptions. Establish formal sign off on forecast and plan assumptions with Institutional leaders.
* Key liaison between Institutional and the CFO organization, leveraging work done throughout CFO to provide holistic finance support to Institutional and streamlining requests between finance and the business.
* Improve transparency around leading indicators to improve financial performance of products and distribution trends - Institutional products (Pension Risk Transfer, Funding agreements, Life insurance (COLI/BOLI), and Stable Value IO). Identify outliers, trends and influence optimal decision making.
* Strong finance partner and leader contributing to the modernization of strategic finance organization - ability to work through ambiguity, strong communication and change management and mobilize matrixed team's around most important work. Partner with Center of Excellence to realize SFBP operating model.
LEADERSHIP RESPONSIBILITIES:
* Develop and maintain strong working relationships with business, finance and corporate leaders, through regular value-add involvement in planning, strategy and team update meetings.
* Communicate complex information and analysis in clear, simple and understandable terms with appropriate context, focused on actionable content.
* Inspire, lead and execute on CFO finance transformation goals, including data-driven financial analysis, automated reporting, advanced analytics, developing staff and successors for key roles. Also, work to influence the culture, promoting self-service, collaboration, benchmarking and disciplined cost-benefit analyses
* Create an environment that fosters a culture of innovation, empowerment and collaboration.
* Actively champion the CFO division's work to attract, retain, and develop top-tier diverse talent.
QUALIFICATIONS AND REQUIREMENTS:
* Experience leading and developing high caliber teams
* Required: CPA or MBA strongly preferred, prior experience supporting large distribution channel in Financial services (including Wealth Management)
* Deep knowledge of U.S. GAAP, statutory financial reporting requirements relating to life insurance products
* Exceptional relationship building and influencing skills
* Extensive (7-10years) experience with wealth management retail broker-dealer, life insurance, annuities and proprietary mutual funds
* Excellent communication skills, including the ability to convey complex information in readily understandable terms.
* Demonstrated experience with creative problem-solving
* Ability to work well under pressure and manage multiple deliverables
* Ability to travel between Boston and Springfield regularly
* Must be authorized to work in the US without sponsorship now or in the future
Salary Range:
$194,700.00-$255,400.00
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.
Investment Coordination Consultant
Massmutual Financial Group Job In Boston, MA
Investment Strategy & Governance Team Full-Time Boston, MA, Springfield, MA or New York, NY The Opportunity Investment Management (IM) is looking for a highly motivated and engaged Investment Coordination Consultant. They must be task-driven and detailed oriented while having clear and concise written and verbal communication skills with the ability to orchestrate multiple simultaneous initiatives which will require excellent communication, organization, time management, and problem-solving skills. Other duties include SharePoint development and maintenance, employee and contractor onboarding and offboarding, and supporting BAU project needs. We are looking for someone who enjoys working in a fast-paced environment, is comfortable taking on complex tasks and enjoys working in partnership with others both on our team and across the enterprise. This position is based in Springfield, Boston, or New York with a hybrid schedule.
The Team
The Planning and Enablement team is part of the Investment Management (IM) Strategy and Governance Organization and is responsible for third party supplier management, financial planning and analysis, BAU project coordination, strategic communications, and the employee onboarding experience. The Strategy and Governance team drives IM's strategy forward, optimizing governance and decision-making processes, analyzes, and establishes common metrics, processes, and tools and supports key internal and external stakeholders in progressing the IM target operating model. The team is also responsible for coordinating the department's strategic initiatives, Investment Compliance, Investment Due-Diligence and Investment Data Strategy and Governance.
The Impact
* Serve as the division's Unit Information Consultant, managing information storage across the division with the support of identified sub coordinators
* SharePoint development and maintenance for the Investment Management Portal
* Support preparation of presentation materials to communicate the team's overall progress to achieve its goals and escalate any risks, issues and/or decisions where appropriate
* Support the onboarding and off-boarding activities of employees and contingent resources
* Assists with employee engagement, team building, event planning and other organizational functions as needed
* Assist with oversight and coordinating of BAU project status, budgets (actuals, plan and forecast), milestones and risks, actions, issues, decisions (RAID) logs
* Prepare and support BAU project artifact preparation and maintenance
* Handles small project tasks and coordinates or performs activities as needed
* Troubleshoot issues with process, tools and/or reporting
The Minimum Qualifications:
* Associate's degree or 5+ years of equivalent professional experience
* 2+ years of related experience as an investment consultant, project coordinator or similar role
The Ideal Qualifications:
* Bachelor's Degree
* 3+ years of work experience as an experience as an investment consultant, project coordinator or similar roles, preferably in an investment management business
* Can-do, positive attitude and comfortable working with senior, executive and external stakeholders
* Team Player/Relationship Building: Collaborative with strong interpersonal skills; able to relate to and build strong relationships with diverse internal and external audiences; leverages the ability to deliver effectively
* Innovation: Continually looks within and beyond their job, anticipating business needs and opportunities.
* Expert knowledge and comfort working with advanced versions of Microsoft Office suite (Word, Excel, PowerPoint, etc.)
* Working knowledge of Smartsheet, Resource Management, Clarity and Microsoft Project
* Strong communication skills with the ability to communicate effectively using verbal and written methods to all levels within the organization
* High-level of attention to detail and time management, with a strong understanding of the importance of being responsive and proactive in a deadline driven environment
* Collaborative approach, demonstrates openness and provides assistance as urgent situations and ad hoc needs arise
* Previous experience working in a financial services/insurance organization
What to Expect as Part of MassMutual and the Team:
* Regular meetings with the Planning and Enablement Team
* Focused one-on-one meetings with your manager
* Access to mentorship opportunities
* Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups
* Access to learning content on Degreed and other informational platforms
* Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-FT1
Salary Range:
$86,200.00-$113,100.00
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.