Loan Administration Processor
Loan Processor Job In Covington, LA
RESOURCE BANK
Loan Administration Processor
This position reports to the Loan Administration Manager and is responsible for reviewing loan papers to ensure completeness and is responsible for the functions required to complete transactions between the loan establishment and borrowers for commercial and real estate loans.
Essential Functions:
Verify and examine information and accuracy of loan application.
Prepare loan documents within Laser Pro.
Board loans into the core system.
Prepare loan file to be scanned.
Works on correcting exceptions found in loan files.
Uses independent judgment and decision making in carrying out the essential functions of the position.
Conduct UCC searches and file UCC Statements.
Responsible for HMDA and HOEPA.
Type and book letters of credit.
Title work for DMV.
Orders title work from attorney's office or title companies.
Request flood certificates.
May have the authority to sign official checks.
All other duties assigned.
Skills and Abilities:
Reading Comprehension - Understanding written sentences and paragraphs in work- related documents.
Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Time Management - Managing one's own time.
Speaking - Talking to others to convey information effectively.
Mathematics - Using mathematics to solve problems.
Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Regulations - A full understanding and knowledge of TRID, HOEPA, HMDA, Reg B and Reg Z.
Competencies:
Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.
Written Comprehension - The ability to read and understand information and ideas presented in writing.
Oral Expression - The ability to communicate information and ideas in speaking so others will understand.
Speech Clarity - The ability to speak clearly so others can understand you.
Speech Recognition - The ability to identify and understand the speech of another person.
Written Expression - The ability to communicate information and ideas in writing so others will understand.
Experience and Education:
Associate's Degree (or other 2-year degree) and/ or equivalent loan administration experience. Three years of experience in consumer and commercial loan processing preferred. Experience in Laser-Pro preferred.
Resource Bank strives to be the employer of choice - EEO\Minority\Female\Vets\Disabled
View all jobs at this company
Senior Mortgage Loan Processor
Loan Processor Job In New Orleans, LA
Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
* Reviews and inputs incoming documents (i.e. VOE, VOD, credit, etc.) into Mortgage Loan Operating System (LOS)
* Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
* Reruns Automated Underwriting System (AUS) to ensure same automated decision is applicable
* Recommends that loan not meeting standards be denied
* Calls specified companies to obtain property abstract, survey, and appraisal if needed
* Determines if appraisal is to be ordered and what type
* Reviews appraisal for errors and meets underwriting criteria and notifies lender of any discrepancies
* Informs supervisor of discrepancies in title or survey
* Assembles file in electronic imaging system and reviews for completeness and accuracy
* Notes the estimated closing date and type of transaction
* Reads notepad for pertinent information not obvious in file, identifies missing items and notifies appropriate party
* Orders updates to credit report
* Requests needed documentation not previously requested
* Reconciles LOS and AUS
* Gathers all required documentation prior to closing and resubmits for final approval
* Submits mortgage loan application file for underwriting approval
* Orders flood determination
* Types and mails approval and denial letters to applicants
* Confirms closing date and location of closing
* Sends out construction package if necessary to branch lenders
* Prepares closing sheet and sends file to closing department for settlement
* Notates denial or withdrawal status in LOS and prints appropriate package
* Submits denied files to underwriting for review and signatures
* Reconciles fees to determine if funds are missing
* Records data on status of loans, including number of new applications and loans approved, canceled, or denied
Minimum Required Education and Experience:
* Required: High school diploma or general education degree (GED) and four to six years related experience and/or training; or equivalent combination of education and experience
* Preferred: Bachelor's degree and four to six years related experience and/or training
* Experience Preferred: Four to six years of mortgage lending or similar finacial experience and/or education.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
Mortgage Loan Processor
Loan Processor Job In Metairie, LA
Full-time Description
Role:
The Mortgage Loan Processor is responsible for the end-to-end management of mortgage and real estate loan processes. This includes interviewing and assessing loan applications, underwriting loans, processing applications, and servicing loans throughout their lifecycle. The role requires comprehensive knowledge of lending programs, policies, procedures, and regulatory requirements, ensuring compliance and maintaining a high level of member service.
Essential Functions & Responsibilities:
· Loan Application & Processing:
· Conduct interviews with loan applicants to assess financial needs and explain loan options.
· Gather and review necessary documentation for underwriting and processing.
· Pull credit reports, verify debts, and estimate unlisted payments.
· Ensure accuracy of loan amounts, repayment terms, and disbursement processes.
· Prepare and send documents for signatures, ensuring all paperwork is complete and organized.
· Credit Analysis & Decision-Making:
· Analyze financial data to assess credit risk and calculate financial ratios.
· Recommend loan approvals within assigned limits or escalate to management as needed.
· Establish and review loan terms with applicants, offering alternatives for denied or countered loans.
· Cross-sell loan and credit products when applicable.
· Pipeline & Documentation Management:
· Manage a pipeline of active loans, ensuring timely progress and organization.
· Conduct thorough reviews of loan files to ensure accuracy and compliance before underwriting or closing.
· Oversee pre- and post-closing activities, including funding loans, processing payments, and disbursing escrow funds.
· Scan, file, and organize closed loan packages, trailing documents, and insurance records.
· Assist in Quality Control Audits and report the status of title work to department managers.
· Title & Appraisal Coordination and Review:
· Order appraisals and other property valuation reports as required.
· Review appraisal reports to ensure accuracy, compliance, and alignment with loan terms.
· Address discrepancies or concerns in appraisal findings with appraisals and underwriters.
· Order title commitments and other property abstract reports as required.
· Review title documents to verify ownership, lien status, and compliance with requirements.
· Ensure all mortgage liens are satisfied through the transaction process.
· Regulatory Compliance:
· Maintain up-to-date knowledge of federal, state, and local mortgage regulations.
· Ensure all processes comply with applicable laws, including HMDA reporting.
· Participate in compliance training and uphold professional ethics.
· Dispute & Escrow Management:
· Investigate and process disputes through the e-OSCAR dispute management system.
· Oversee escrow administration, including insurance verification, disbursements, and addressing complex issues.
· Customer Communication & Service:
· Proactively communicate loan status updates to members and address concerns.
· Deliver exceptional service by understanding member needs and providing clear explanations of loan terms.
· Collaboration & Support:
· Work with underwriting and compliance teams to resolve discrepancies and advance loans.
· Provide administrative support to Commercial Lending as needed.
· Serve as a backup for Consumer Loan Underwriter duties when required.
· Additional Duties:
· Conduct light collections activities, such as contacting past-due accounts and mailing demand letters.
· Stay informed of trends in consumer credit and participate in relevant training.
· Complete other tasks as assigned to support operational goals.
Requirements
Experience: Two years to five years of similar or related experience.
Education: A high school education or GED.
Licensing: This position is subject to SAFE Act registration requirements. Pursuant to the Safe Act Requirements, all employees engaged in residential loan mortgage origination must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, successful candidates are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in immediate termination. Successful candidates must also meet ongoing regulatory requirements and continuing education.
Interpersonal Skills:
A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.
Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
Teamwork and cross training are a must, as all of our office staff work closely with each other to ensure the success of the credit union as a whole.
Other Skills
Attention to detail/detail orientated.
Ability to read and interpret documents such as credit bureau reports, financial statements, debt to income ratio reports, policy and procedure manuals.
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percentages.
Ability to solve practical problems and deal with a variety of concrete variables in situations where a considerable amount of standardization exists. Ability to interpret a variety of instructions furnished in written form, including but not limited to Loan Policy and Procedural Manuals, Federal, State and local regulations.
Ability to operate general office machines and equipment such as: personal computer, loan system, keyboard/typewriters, photocopier, fax machine, postage machine, Nautilus and printers. Knowledge Microsoft Office suite and proprietary software products used in support of business is a plus
Experience with Calyx Point and Fiserv XP2 preferred.
Self-starter with the ability to work with little supervision.
Community Home Loan Originator (NOLA)
Loan Processor Job In New Orleans, LA
We are seeking a Community Home Loan Originator for the NOLA Home Loan Origination Department.
Credit Human has committed to a vision of serving communities by alleviating financial stress and a mission of helping people build, create, and maintain financial slack. Buying and maintaining a home is a source of slack and stability for families. The Community Home Loan Originator serves an integral role in our mission and the tangible impact to our members.
The primary responsibility of the Community Home Loan Originator is to act as the single point of contact for the member or potential borrowers through the home loan process establishing an exceptional member experience. They will proactively solicit new residential home loans that meet established loan quality and production goals while helping members or potential borrowers find the loan that best fits their financial needs. This will be achieved through developing and expanding relationships with builders, contractors, financial planners and their personal network. They will also work with large community groups, non-profits and our Financial Health Centers within the communities we serve.
If you have sales and lending experience, you should apply right away!
Highlights:
Establish relationships within the industry and maintain a pipeline of contacts that will serve as future sources of business by promoting the Credit Union in the community and business events
Develop and maintain a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities
Efficiently manage your pipeline by funding loans promptly, following up on outstanding conditions, and following through with commitments and promises to members by meeting and exceeding their expectations
Provide thorough and complete communication on each transaction by effective and efficient use of our systems and technology to enhance stakeholder and member experience as well as improve quality and communication
Timely processing of loans in the system in preparation for underwriting
Experience:
Required
2 years of sales experience in residential loan lending or related field with a general knowledge of mortgages, basic mortgage calculations and definitions, mortgage underwriting, and equity loans
Preferred
Underwriting experience
Education:
Required
High School diploma or equivalent
Preferred
4-year college degree
Licenses & Certifications:
Required
Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry
Preferred
NMLS registered
Skills & Knowledge:
Required
Professional in appearance and conduct
Time management skills and reliability - arrives on time to work and meetings, completes tasks, and assignments within the required timeframe with the ability to plan, prioritize, and self- manage
Problem-solving through independence and creativity
Sense of urgency and ownership
Customer service-oriented and member-centric
Detail-oriented and organized
Team player and works well with others, Contributes to a positive teamwork environment and high morale
Proficient in Microsoft Office Suite (Excel, Work, Access, PowerPoint, Outlook)
Active listening skills
Verbal and written communication skills
Supportive of Credit Human and management
Be an advocate, by sharing ideas and providing suggestions for process improvement or improved member experience; also recommend changes to support organizational effectiveness
Must be a highly motivated individual and possess a true entrepreneurial spirit
Preferred
Bilingual a plus
Schedule: Monday-Friday, 8:30 am-5:30 pm
Level of Work: 2C
Starting Salary: $75,987 Annually, with a bonus potential up to 7%.
Flexibility: In office, on site; not remote or hybrid.
Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.
To get to know Credit Human and learn more about our benefits, visit our careers page at ****************************
Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Interview day for Loan Specialists and Assistant Managers
Loan Processor Job In Metairie, LA
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are excited to host an interview day on March 25th for our Loan Specialist, Assistant Manager, and Manager Trainee positions. Click that apply button and we will schedule all qualified applicants for an interview.
Job Intro
The core of an Assistant Manager is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Assistant Managers into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
* Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Review Analyst
Loan Processor Job In Houma, LA
Job Details Main - HOUMA, LA Full Time 4 Year Degree Negligible FinanceDescription
Assists in maintaining consistent and acceptable loan quality by performing loan reviews, loan grading, and maintaining adequate processes for effective credit analysis.
POSITION RESPONSIBILITIES: General Job Functions
Administers the Bank's Loan Review Program as detailed in the Bank's Loan Policy and Credit Risk Review Policy.
Recommend updates to Loan, Credit Risk Review and Highly Leveraged Loan Policies to the CRO as warranted.
Responsible for reviewing loan documentation, financial documentation, appraisals, and repayment histories to determine the borrower's continued ability to repay loans. Discusses concerns with the loan officer and CRO.
Perform annual penetration of loan portfolio review as well as new loan reviews as required by policy
Assign grades/risk codes to new loans and changes grades/risk codes to existing loans based on Loan Review Policy. Provides quarterly reports to CRO.
Ensures Regulation O as detailed in regulatory requirements and Bank's Loan Policy is adhered to. Works with CRO to provide annual reports and training to the Board of Directors.
Provide monthly Board reports to CRO and quarterly reports to the Board of Directors.
Ensures process is in place to request current financial and tax returns on existing borrowers as required by Loan Policy. Works closely with lenders to ensure timely receipt.
Monitors loans to ensure all remain within bank's legal lending limit.
Works closely with CRO to solve loan related problems. Utilizing the expertise of all to make sure risk to the bank is taken into consideration when working out problems and making process changes.
Provides CRO, External and Internal Auditors, Board of Directors, and Examiners with documentation and other requested data.
Be a team player willing to take on any special projects and assist other employees as needed.
Provides the Synergy Bank standard of excellence in customer service.
Maintain honesty and the highest level of ethical standards.
Qualifications REQUIRED QUALIFICATIONS:
Knowledge of Bank policies, pertinent regulations, local economy, and customer base
Analytical ability including financial statement analysis.
Ability to communicate professionally and effectively both verbally and in writing.
Ability to evaluate the soundness of the Loan Portfolio
Ability to review loan relationships in detail to detect potential credit exposure.
Ability to work independently and as part of a team.
Ability to self-motivate, organize, and prioritize daily tasks.
Proficiency in Microsoft Word and Excel
Ability to pay close attention to detail.
Ability to comprehend and analyze information to draw a conclusion.
Ability to organize and prioritize daily tasks.
Ability to present a business professional appearance.
EDUCATION AND EXPERIENCE REQUIRED:
Bachelor's degree in business or finance OR equivalent experience
EDUCATION AND EXPERIENCE PREFERRED:
Master of Business Administration
10+ Years of Experience in similar job functions
COMMUNICATION:
Must be able to provide information to supervisors, co-workers, and customers both verbally and in written format.
PHYSICAL REQUIREMENTS:
Must be able to work at a computer station in front of a monitor for up to 4 hours at a time without the opportunity for a break.
Must be able to interact with the public utilizing various methods of communication.
Employees may be required to squat and remain in that position for short periods of time while searching for and/or reaching for files and supplies at ground level. This could occur as few or as many times as necessary to accomplish the required task.
Must be able to lift and carry approximately 10-15 pounds multiple times throughout the day.
Occasional travel may be needed.
MENTAL REQUIREMENTS:
Must have the attention span to stay alert and attentive during a normal 8-hour workday.
Must be able to follow instructions and procedures exactly as trained or directed by his or her supervisor.
Must be able to listen to, grasp, and respond positively to supervision and instructions by Management.
Physical and cognitive ability to perform the essential duties and functions of his/her job.
EQUAL OPPORTUNITY EMPLOYER / VETERANS / DISABLED
Mortgage Loan Officer- New Orleans, LA
Loan Processor Job In New Orleans, LA
On The Money Talent is honored to represent a $3 Billion Louisiana-based community bank with a proud history dating back to the late 1800s. Deeply rooted in its community, this organization actively supports economic, cultural, and civic initiatives while fostering an inclusive culture that celebrates diversity of thought, experience, and background.
This bank operates with the spirit of innovation, embracing bold opportunities like the "pirates of the financial world," and is poised for growth. Now, we're seeking passionate and driven CRA (Community Reinvestment Act) Mortgage Loan Officers and Retail Mortgage Loan Officers to join their team.
Why This Opportunity Stands Out:
Independent Lender Feel: Experience the flexibility of an independent lender within the stability of a top-10 Louisiana community bank.
Local Name Recognition: Leverage a trusted, well-established brand to grow your business.
Aggressive Compensation: Earn up to 150 bps, with flexible and rewarding plans tailored to high-performing professionals.
Streamlined Operations: Benefit from local processing, common-sense underwriting, and quick loan closings that keep your clients satisfied.
Marketing Muscle: Tap into the marketing resources of a $3 Billion financial powerhouse to support your outreach and lead generation efforts.
Potential Sign-On Bonus/Guarantee: Enjoy additional incentives to reward your experience and success.
Community-Centered Banking: Thrive in a supportive environment that prioritizes relationships and exceptional customer service.
What We're Looking For:
2-4 years of mortgage sales experience, with a proven record of originating conventional and government loans.
A commitment to delivering excellent service and fostering strong community connections.
Why Join Us?
This is more than just a job-it's an opportunity to make a lasting impact in a growing organization that values innovation, community, and people. With top-tier support, robust resources, and a reputation for excellence, this is the perfect environment for mortgage professionals ready to take their careers to the next level.
Are you ready to be part of a forward-thinking organization with deep roots and big ambitions? Apply now and join a legacy of excellence in Louisiana!
New Orleans Regional Loan Officer
Loan Processor Job In New Orleans, LA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Regional Loan Officer - New Orleans, LA
Loan Processor Job In New Orleans, LA
Full-time Description
In this key Outside Sales position, you will be responsible for selling the Lima One product suite by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors. You clearly educate the market on the Lima One product set and company advantages, negotiating and closing loans. You will have access to selling the entire Lima One product suite of Fix and Flip loans, New Construction Loans, Rental Property Loans, and Multi-Family loans. These products are in high demand and you will have a best in class team to support you in everything you do.
You will have incredible impact in our growth which means tremendous opportunities for you. You will achieve both the sales goals and service levels of the organization by developing and maintaining strong partnerships and always striving to exceed expectations.
Duties and Responsibilities:
Personally, source and fund $3+ million in closed loans per month (after initial training and ramp period)
Carry yourself with the highest level of professionalism in the industry
Fully understand the real estate investment property industry and be able to effectively communicate how the Lima One product set can help our clients grow and prosper
Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance
Speak at industry events, host meetups, seminars, and industry networking functions to build your book of business and promote the Lima One brand
Act with urgency and attack each day with great motivation to succeed and be the best in the industry
Provide unmatched customer service
Functioning as the Responsible Individual for Nevada state licensing
Requirements
Bachelor's degree
Must possess current NMLS license or must obtain within 30 days of hire, and 2 years of loan origination experience
2+ years experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes.
Excellent communication and presentation skills
Proven ability to creatively source and develop new business
Energetic and passionate about providing the best customer experience in the industry
What We Offer:
Competitive salary
Uncapped Commissions
First year income $100k-$200k with top performers earning more than $200k
Amazing Culture
Medical, Dental and Vision benefits
Life, Short-Term Disability, Long-Term Disability
Additional benefits such as Pet, Hospitalization and Accidental Insurance
401K with company match
Excellent training
PTO, sick days and holidays
Parental Leave
Growth opportunities
About Lima One Capital:
Lima One Capital is the nation's premier lender for real estate investors. Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, multifamily properties, and new construction. The company, founded by Marines, is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina, and is a wholly owned subsidiary of MFA Financial, Inc (NYSE) and markets its lending products over a national footprint of 46 states and the District of Columbia. Learn more about us at limaone.com.
Notice to Third Party Recruiters and Agencies
Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).
Loan Originator NE
Loan Processor Job In Slidell, LA
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Commercial Loan Document Specialist III
Loan Processor Job In Metairie, LA
The Commercial Loan Document Specialist III is responsible for timely and accurate productions of all types of commercial loan documentation, including but not limited to large complex credits, participations, and lease transactions; additional responsibilities include ensuring credits are documented in accordance with loan approvals, loan policy and applicable laws and regulation.
Specific Job Functions
* Produce standard loan and collateral documents for all types of commercial loans which comply with bank policy and all federal and state laws.
* Prepare and/or review documentation for both purchased and sold participation loans.
* Review existing loan and collateral documentation to ensure any existing errors or deficiencies are resolved when processing renewals or originating new loans secured
by existing collateral.
* Engage and collaborate with outside counsel, as needed, for loan closings
* Obtain and review all supporting documentation for loans prior to closing, including but not limited to:
* Credit approval and adherence to loan policy.
* Financial reporting requirements and adherence to loan policy.
* Organizational documents for all borrower types to ensure proper borrower authorization.
* Lien searches and Real Estate title documents to ensure the bank's ability to prefect their lien position.
* Flood determinations and applicable flood insurance to ensure compliance with federal flood regulations.
* Other various insurance types to ensure the bank's collateral is protected.
* Environmental due diligence documents to ensure policy requirements are met.
* Real Estate appraisals and reviews to ensure policy and regulatory requirements are met.
* Assist with second reviews of loan documentation packages prior to closing.
* Assist with loan documentation personnel in the due diligence and preparation of their loan packages.
Minimum Job Requirements
* Bachelor's degree in a business or finance related field required.
* Four (4) years of commercial loan documentation experience can be used in lieu of a degree.
* Six (6) - Eight (8) years commercial loan documentation experience required.
* Two (2) years of Laser Pro experience required.
* Strong knowledge of state and federal banking regulations, including but not limited to, HMDA, Fair Lending, Community Reinvestment Act, and the Flood Disaster Protection Act preferred.
* Strong knowledge of real estate documents (Title Opinions, Title Insurance Documents, Mortgages, Appraisals, etc.) preferred.
* Strong knowledge of UCC rules and regulations preferred.
* Strong knowledge of other departments, as they relate to loan operations.
* Strong interpersonal communication.
* Strong organizational and time management skills.
* Strong computer, keyboard, and software application (Microsoft Word and Excel) skills.
Equal Opportunity Employer/Veterans/Disabled
Mortgage Loan Officer - Louisiana (Baton Rouge, Shreveport, Monroe, New Orleans)
Loan Processor Job In New Orleans, LA
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
**Job Description:**
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
**Primary Responsibilities**
+ Completes mortgage applications for submission to the loan processing and underwriting departments
+ Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
+ Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
+ Structures loan to comply with acceptable lending practices and Federal regulations
+ Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
+ Answers customer calls and walk- in customers to discuss various loan products and qualification information
+ Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
+ Cross-sells other bank products and services
+ Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
+ May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
*Compensation is Commission based
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
**Requirements**
+ High School Diploma or GED
+ One (1) year of mortgage lending experience with proven mortgage production
+ Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
**Preferences**
+ Bachelor's degree
+ Prior Mortgage Loan Officer experience
**Skills and Competencies**
+ Good organizational skills
+ Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
+ Knowledgeable on agency and investor regulations and guidelines
+ Must be able to build and maintain internal and external relationships to deliver high levels of service
+ Must be able to multi-task competing priorities and meet tight deadlines
+ Proficient in Microsoft Office products
+ Sales acumen
+ Strong written and verbal communication skills
Positions may be available in other cities within LA.
**Position Type**
Full time
**Incentive Pay Plans:**
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
**Position Type**
Full time
**Benefits Information**
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
+ Paid Vacation/Sick Time
+ 401K with Company Match
+ Medical, Dental and Vision Benefits
+ Disability Benefits
+ Health Savings Account
+ Flexible Spending Account
+ Life Insurance
+ Parental Leave
+ Employee Assistance Program
+ Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
***********************************************
**Location Details**
New Orleans Main Poydras St
**Location:**
New Orleans, Louisiana
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Mortgage Loan Officer
Loan Processor Job In Metairie, LA
As a dedicated member of the OnPath FCU team, this role performs a variety of tasks that, in partnership with the surrounding departments, provide cost effective financial services for the benefit of our members, who are our primary focus. Our core values are what make us E.P.I.I.C. We are Empathetic to the vast situations and needs of our member's and to each other. We are Passionate about the financial growth and success of our members. We are Innovative in our ideas and goals to remain at the top of our class in financial services. Our Integrity is not an option. We require our employees to be honest and have strong moral principles. We are Committed to our promise to be the best financial advocates for our members and the communities we serve. We are looking for Mortgage Loan Officers to join our team! The Mortgage Loan Officers will work out of our corporate office in Metairie, but travel is required. PRIMARY FUNCTIONS: Conducts daily business interactions and maintains constant alignment with OnPath's mission, culture, and core values and core behaviors. Initiative and judgment are required in the absence of specific direction from management. Ensures value through decision making that supports credit union goals and interests while upholding OnPath's service standards and ethics. Increase OnPath's mortgage lending by assisting customers and members from the loan application process through the closing of the mortgage loan. KEY AREAS OF RESPONSIBILITY:
Successfully complete XINNIX training program within assigned time if under three years of experience.
Successfully complete other department required training within specified time.
Satisfy all NMLS requirements to obtain required license (training, testing, and background check).
Develop strategic business partners to create a strong referral network.
Prospect daily to increase networking and contacts, both face-to-face and telephone contact
Build relationships with customers and OnPath members to provide them with the products and services to meet their needs.
Participate in OnPath sponsored events and education classes as applicable.
Consistently exceed member expectations.
Take thorough loan applications following all applicable regulations.
Coordinate all aspects of the mortgage loan application process.
Communicate effectively with peers, members, and management.
Meet and exceed loan production standards as set annually based on credit union goals and seat goal requirements.
Actively cross-sell additional OnPath products and services
Keeps promises and commitments, earns and maintains trust of others by acting consistently with words and actions. Is direct and truthful by providing straight, honest feedback. Keeps confidence, and is dedicated to the highest standards of integrity, honesty, and trust.
Holds self and others accountable for professional and ethical behavior as defined by OnPath Federal Credit Union's mission, culture, and values. Continually works to expand knowledge of what goes on in other parts of the credit union.
Communicates with clarity and direction, and provides frequent exchange of direct, consistent, constructive feedback. Resolves conflict, recommends solutions, and monitors their progress. Maintains positive relationships, shares credit for accomplishments, celebrates success of others, and takes responsibility for mistakes.
Abides by OnPath's commitment to a Sales and Service Culture
Agrees to stay informed on OnPath products and services to provide the right product to the right member at the right time for the right reason.
Performs such tasks as may be assigned by his/her supervisor, which is commensurate with the position.
Leadership:
Encourage and develop cooperation among peer members to ensure a "team effort" and commitment to the established Service Expectations.
Leads by example, takes initiative, and is open to change.
Help create a positive and consistent attitude in your department by owning issues and following up when necessary.
Participate in continuing education as approved.
Performs such tasks as may be assigned by his/her supervisor, which is commensurate with the position.
Holds self and others accountable for professional and ethical behavior as defined by OnPath Federal Credit Union's mission, culture, and values. Continually works to expand knowledge of what goes on in other parts of the credit union.
Maintains positive relationships, shares credit for accomplishments, celebrates success of others, and takes responsibility for mistakes.
Service:
Promote and maintain a positive image of the credit union to assigned personnel, members, and the community.
Maintain professional, respectful, persuasive communication and a courteous attitude when working will internal and external members.
Acts as a voice of the credit union.
Keeps promises and commitments, earns and maintains trust of others by acting consistently with words and actions. Is direct and truthful by providing straight, honest feedback. Keeps confidence, and is dedicated to the highest standards of integrity, honesty, and trust.
Abides by OnPath FCU's commitment to a Sales and Service Culture.
Agrees to stay informed on OnPath's products and services to provide the right product to the right member at the right time for the right reason.
Community:
Participate in community outreach by volunteering to work at different volunteer opportunities presented throughout each year.
BASIC REQUIREMENTS: SKILLS
Exceptional work ethic
Strong oral and written communication skills
Excellent interpersonal skills
Superb listening skills
Good presentation skills
Foundational sales skills
Quality team player
KNOWLEDGE
Demonstrated proficiency in:
Microsoft Outlook, Word, Excel, PowerPoint
Database management preferred but not required
Experience with CALYX or other Mortgage Loan Origination System
Knowledge of the mortgage and/or real estate market a plus
EXPERIENCE
Preferred three-year previous mortgage origination experience
EDUCATION
Bachelor's degree preferred or a combination of education and work experience in sales and/or real estate
COMPENSATION
Base salary plus commission
QUALIFICATIONS: Behaviors
Preferred
Enthusiastic: Shows intense and eager enjoyment and interest
Innovative: Consistently introduces new ideas and demonstrates original thinking
Dedicated: Devoted to a task or purpose with loyalty or integrity
Motivations Preferred
Self-Starter: Inspired to perform without outside help
Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
Flexibility: Inspired to perform well when granted the ability to set your own schedule and goals
DISCLAIMERS AND WORK ENVIRONMENT Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle or feel, reach with hands and arms, view customer information, and talk or hear. The employee frequently is required to stand and walk. The employee must regularly lift and/or move up to 5 pounds and frequently lift and/or move up to 25 pounds.
Community Home Loan Originator (NOLA)
Loan Processor Job In New Orleans, LA
We are seeking a Community Home Loan Originator for the NOLA Home Loan Origination Department. Credit Human has committed to a vision of serving communities by alleviating financial stress and a mission of helping people build, create, and maintain financial slack. Buying and maintaining a home is a source of slack and stability for families. The Community Home Loan Originator serves an integral role in our mission and the tangible impact to our members.
The primary responsibility of the Community Home Loan Originator is to act as the single point of contact for the member or potential borrowers through the home loan process establishing an exceptional member experience. They will proactively solicit new residential home loans that meet established loan quality and production goals while helping members or potential borrowers find the loan that best fits their financial needs. This will be achieved through developing and expanding relationships with builders, contractors, financial planners and their personal network. They will also work with large community groups, non-profits and our Financial Health Centers within the communities we serve.
If you have sales and lending experience, you should apply right away!
Highlights:
* Establish relationships within the industry and maintain a pipeline of contacts that will serve as future sources of business by promoting the Credit Union in the community and business events
* Develop and maintain a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities
* Efficiently manage your pipeline by funding loans promptly, following up on outstanding conditions, and following through with commitments and promises to members by meeting and exceeding their expectations
* Provide thorough and complete communication on each transaction by effective and efficient use of our systems and technology to enhance stakeholder and member experience as well as improve quality and communication
* Timely processing of loans in the system in preparation for underwriting
Experience:
Required
* 2 years of sales experience in residential loan lending or related field with a general knowledge of mortgages, basic mortgage calculations and definitions, mortgage underwriting, and equity loans
Preferred
* Underwriting experience
Education:
Required
* High School diploma or equivalent
Preferred
* 4-year college degree
Licenses & Certifications:
Required
* Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry
Preferred
* NMLS registered
Skills & Knowledge:
Required
* Professional in appearance and conduct
* Time management skills and reliability - arrives on time to work and meetings, completes tasks, and assignments within the required timeframe with the ability to plan, prioritize, and self- manage
* Problem-solving through independence and creativity
* Sense of urgency and ownership
* Customer service-oriented and member-centric
* Detail-oriented and organized
* Team player and works well with others, Contributes to a positive teamwork environment and high morale
* Proficient in Microsoft Office Suite (Excel, Work, Access, PowerPoint, Outlook)
* Active listening skills
* Verbal and written communication skills
* Supportive of Credit Human and management
* Be an advocate, by sharing ideas and providing suggestions for process improvement or improved member experience; also recommend changes to support organizational effectiveness
* Must be a highly motivated individual and possess a true entrepreneurial spirit
Preferred
* Bilingual a plus
Schedule: Monday-Friday, 8:30 am-5:30 pm
Level of Work: 2C
Starting Salary: $75,987 Annually, with a bonus potential up to 7%.
Flexibility: In office, on site; not remote or hybrid.
Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.
To get to know Credit Human and learn more about our benefits, visit our careers page at ****************************
Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.
Interview day for Loan Specialists and Assistant Managers
Loan Processor Job In Metairie, LA
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.
For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are excited to host an interview day on March 25th for our Loan Specialist, Assistant Manager, and Manager Trainee positions. Click that apply button and we will schedule all qualified applicants for an interview.
Job Intro
The core of an Assistant Manager is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Assistant Managers into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Workout Specialist 4
Loan Processor Job In New Orleans, LA
Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.
JOB FUNCTION / SUMMARY:
Loan Workout Specialists monitor delinquent commercial and/or consumer loans and advise, restructure/rehabilitate, collect, recover, convert and/or liquidate assets (usually adversely classified) assigned by management to limit losses.
ESSENTIAL DUTIES & RESPONSIBILITIES:
Monitors the commercial delinquencies weekly and in conjunction with management
Works closely with officials of lending and borrowing institutions to review and restructure credit and repayment terms and to better secure collateral, attain an equity position, or otherwise establish recourse to other borrower assets
Successfully manages multiple complicated and complex troubled credits/relationships.
Develops and implements strategies to recover principal from borrowers whose non-performing loans have been charged off
Reviews files assigned and develops a plan of action according to Bank and external policy/procedure and regulations.
Communicates and coordinates with legal counsel both in-house and outside all legal activity associated with an assigned file.
Reviews and evaluates appraisals (real estate or movables) as well as environmental reports relative to assigned accounts.
Collects and incorporates all pertinent information for assembly into the department's working and bank files.
Drafts, updates, and presents watch list reports for review to watch loan and selected asset review committees.
Initiates and participates in meetings with clients and many times their advisors, counselors, attorneys and CPA's to address problems and develop solutions.
Coordinates and facilitates interactions between various departments.
Advises and assists loan officers and department managers with account deterioration and changes to approved plans of action.
Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.
SUPERVISORY RESPONSIBILITIES:
None.
MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
Bachelor's degree preferably in Business Administration, Finance, or Accounting
6 years of relevant experience in credit and/or collections required
Knowledge of sound credit, underwriting, and collateral recovery methods and procedures
Knowledge of tax, legal, and Bank credit/loan policy
Thorough understanding of the legal system relating to loan collections
Ability to prevent losses and to turn around non-performing credits
Ability to understand large and complex loans
1+ years of supervisory experience preferred.
An equivalent amount of related training, education and experience may be considered
ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
Ability to travel if required to perform the essential job functions
Ability to work under stress and meet deadlines
Ability to operate related equipment to perform the essential job functions
Ability to read and interpret a document if required to perform the essential job functions
Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
Mortgage Loan Officer (Community Reinvestment Act)- Hammond, LA
Loan Processor Job In Hammond, LA
On The Money Talent is honored to represent a $3 Billion Louisiana-based community bank with a proud history dating back to the late 1800s. Deeply rooted in its community, this organization actively supports economic, cultural, and civic initiatives while fostering an inclusive culture that celebrates diversity of thought, experience, and background.
This bank operates with the spirit of innovation, embracing bold opportunities like the "pirates of the financial world," and is poised for growth. Now, we're seeking passionate and driven CRA (Community Reinvestment Act) Mortgage Loan Officers and Retail Mortgage Loan Officers to join their team.
Why This Opportunity Stands Out:
Independent Lender Feel: Experience the flexibility of an independent lender within the stability of a top-10 Louisiana community bank.
Local Name Recognition: Leverage a trusted, well-established brand to grow your business.
Aggressive Compensation: Earn up to 150 bps, with flexible and rewarding plans tailored to high-performing professionals.
Streamlined Operations: Benefit from local processing, common-sense underwriting, and quick loan closings that keep your clients satisfied.
Marketing Muscle: Tap into the marketing resources of a $3 Billion financial powerhouse to support your outreach and lead generation efforts.
Potential Sign-On Bonus/Guarantee: Enjoy additional incentives to reward your experience and success.
Community-Centered Banking: Thrive in a supportive environment that prioritizes relationships and exceptional customer service.
What We're Looking For:
2-4 years of mortgage sales experience, with a proven record of originating conventional and government loans.
A commitment to delivering excellent service and fostering strong community connections.
Why Join Us?
This is more than just a job-it's an opportunity to make a lasting impact in a growing organization that values innovation, community, and people. With top-tier support, robust resources, and a reputation for excellence, this is the perfect environment for mortgage professionals ready to take their careers to the next level.
Are you ready to be part of a forward-thinking organization with deep roots and big ambitions? Apply now and join a legacy of excellence in Louisiana!
Loan Officer
Loan Processor Job In Kenner, LA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Commercial Loan Document Specialist III
Loan Processor Job In Covington, LA
The Commercial Loan Document Specialist III is responsible for timely and accurate productions of all types of commercial loan documentation, including but not limited to large complex credits, participations, and lease transactions; additional responsibilities include ensuring credits are documented in accordance with loan approvals, loan policy and applicable laws and regulation.
Specific Job Functions
* Produce standard loan and collateral documents for all types of commercial loans which comply with bank policy and all federal and state laws.
* Prepare and/or review documentation for both purchased and sold participation loans.
* Review existing loan and collateral documentation to ensure any existing errors or deficiencies are resolved when processing renewals or originating new loans secured
by existing collateral.
* Engage and collaborate with outside counsel, as needed, for loan closings
* Obtain and review all supporting documentation for loans prior to closing, including but not limited to:
* Credit approval and adherence to loan policy.
* Financial reporting requirements and adherence to loan policy.
* Organizational documents for all borrower types to ensure proper borrower authorization.
* Lien searches and Real Estate title documents to ensure the bank's ability to prefect their lien position.
* Flood determinations and applicable flood insurance to ensure compliance with federal flood regulations.
* Other various insurance types to ensure the bank's collateral is protected.
* Environmental due diligence documents to ensure policy requirements are met.
* Real Estate appraisals and reviews to ensure policy and regulatory requirements are met.
* Assist with second reviews of loan documentation packages prior to closing.
* Assist with loan documentation personnel in the due diligence and preparation of their loan packages.
Minimum Job Requirements
* Bachelor's degree in a business or finance related field required.
* Four (4) years of commercial loan documentation experience can be used in lieu of a degree.
* Six (6) - Eight (8) years commercial loan documentation experience required.
* Two (2) years of Laser Pro experience required.
* Strong knowledge of state and federal banking regulations, including but not limited to, HMDA, Fair Lending, Community Reinvestment Act, and the Flood Disaster Protection Act preferred.
* Strong knowledge of real estate documents (Title Opinions, Title Insurance Documents, Mortgages, Appraisals, etc.) preferred.
* Strong knowledge of UCC rules and regulations preferred.
* Strong knowledge of other departments, as they relate to loan operations.
* Strong interpersonal communication.
* Strong organizational and time management skills.
* Strong computer, keyboard, and software application (Microsoft Word and Excel) skills.
Equal Opportunity Employer/Veterans/Disabled
Community Home Loan Originator (NOLA)
Loan Processor Job In New Orleans, LA
We are seeking a Community Home Loan Originator for the NOLA Home Loan Origination Department.
Credit Human has committed to a vision of serving communities by alleviating financial stress and a mission of helping people build, create, and maintain financial slack. Buying and maintaining a home is a source of slack and stability for families. The Community Home Loan Originator serves an integral role in our mission and the tangible impact to our members.
The primary responsibility of the Community Home Loan Originator is to act as the single point of contact for the member or potential borrowers through the home loan process establishing an exceptional member experience. They will proactively solicit new residential home loans that meet established loan quality and production goals while helping members or potential borrowers find the loan that best fits their financial needs. This will be achieved through developing and expanding relationships with builders, contractors, financial planners and their personal network. They will also work with large community groups, non-profits and our Financial Health Centers within the communities we serve.
If you have sales and lending experience, you should apply right away!
Highlights:
Establish relationships within the industry and maintain a pipeline of contacts that will serve as future sources of business by promoting the Credit Union in the community and business events
Develop and maintain a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities
Efficiently manage your pipeline by funding loans promptly, following up on outstanding conditions, and following through with commitments and promises to members by meeting and exceeding their expectations
Provide thorough and complete communication on each transaction by effective and efficient use of our systems and technology to enhance stakeholder and member experience as well as improve quality and communication
Timely processing of loans in the system in preparation for underwriting
Experience:
Required
2 years of sales experience in residential loan lending or related field with a general knowledge of mortgages, basic mortgage calculations and definitions, mortgage underwriting, and equity loans
Preferred
Underwriting experience
Education:
Required
High School diploma or equivalent
Preferred
4-year college degree
Licenses & Certifications:
Required
Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry
Preferred
NMLS registered
Skills & Knowledge:
Required
Professional in appearance and conduct
Time management skills and reliability - arrives on time to work and meetings, completes tasks, and assignments within the required timeframe with the ability to plan, prioritize, and self- manage
Problem-solving through independence and creativity
Sense of urgency and ownership
Customer service-oriented and member-centric
Detail-oriented and organized
Team player and works well with others, Contributes to a positive teamwork environment and high morale
Proficient in Microsoft Office Suite (Excel, Work, Access, PowerPoint, Outlook)
Active listening skills
Verbal and written communication skills
Supportive of Credit Human and management
Be an advocate, by sharing ideas and providing suggestions for process improvement or improved member experience; also recommend changes to support organizational effectiveness
Must be a highly motivated individual and possess a true entrepreneurial spirit
Preferred
Bilingual a plus
Schedule: Monday-Friday, 8:30 am-5:30 pm
Level of Work: 2C
Starting Salary: $75,987 Annually, with a bonus potential up to 7%.
Flexibility: In office, on site; not remote or hybrid.
Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.
To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.
Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.