Mortgage Loan Processor III
Loan Processor Job In Salt Lake City, UT
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
What you will do
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
*Must-Have**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Skills and Knowledge*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
*Compensation*
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Consumer Loan Processor
Loan Processor Job In Washington Terrace, UT
WHO WE ARE
Goldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive/commission schedule. We provide outstanding benefits, including:
• Medical insurance (we pay 100% of your deductible!)
• Dental insurance (we pay 100% of your premium!)
• Paid time-off (we pay you to take 34 days off!)
• Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum!)
• Retirement (we pay 100% of your pension and match your 401K!)
• And many, many more…
If what we offer interests you and you are committed to being part of an extraordinary team, apply now! We'd love to create a mutually beneficial partnership!
WHAT WE LOOK FOR
Ideal candidates will exhibit an energetic, friendly and positive attitude! We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren't afraid to grow! We are an organization of people helping people!
Key Competencies
• Strong ability to think critically and solve problems.
• Timely and meticulous attention to verbal and written communication.
• Devotion to earning and maintaining member trust.
• Attentiveness to professionalism in appearance and action.
WHAT YOU CAN EXPECT
Our Consumer Loan Processors eagerly assists members with credit card, auto, RV and home equity loans.
Location, Schedule Availability & Salary Information
• South Ogden, Utah
• Monday through Friday 8:30 AM - 5:30 PM, rotating Saturdays 8:00 AM - 4:00 PM
• Full-time, 40 hours per week
• Guaranteed Base Wage + Bonus + Incentive
Essential Duties & Responsibilities
• Cultivate and effectively manage long-term, trusting relationships.
• Provide consistent member follow-up.
• Process inbound consumer loan applications.
• Pair corresponding credit union products and services with members' financial needs.
• Comply with all regulations as required by law.
• Actively participate in continuing education related to credit union career development.
Experience, Education & Certification
• High school diploma required
• 1-2 years consumer lending experience is preferred.
SBA Loan Processor
Loan Processor Job In Orem, UT
I am Brett Jensen, SVP Team Lead for our SBA department at the Bank of Utah. Founded in 1952, Bank of Utah is one of Utah's largest, privately owned community banks. Nasdaq ranked us Best Bank in Utah for 2025! He re we strive to unlock the potential of our team members, clients, and community. We act with integrity in every decision, build trust through every interaction, and exceed expectations at every opportunity. We seek to responsibly create lasting prosperity today and for generations to come.
We are currently looking for a SBA Loan Processor to work Monday - Friday at our Branch located at 1000 W 800 North, Orem, UT. This SBA Loan Processor is responsible for managing the processing of SBA loans from initial application through closing. This role involves working closely with loan officers, underwriters, and borrowers to ensure all documentation is accurate, complete, and compliant with SBA guidelines. The ideal candidate will have strong attention to detail, excellent communication skills, and a deep understanding of SBA loan programs.
Job Qualifications:
Experience:
Minimum of 2 years of experience in SBA loan processing or a related role in commercial lending.
Familiarity with SBA 7(a) and 504 loan programs is highly desirable.
Skills:
Strong understanding of SBA lending guidelines and regulations.
Excellent organizational and time management skills.
Ability to manage multiple loan files simultaneously while meeting deadlines.
Proficient in Microsoft Office Suite and loan processing software.
Working knowledge of Abrigo Software (Sageworks) would be ideal
Personal Attributes:
Detail-oriented with a high degree of accuracy.
Strong communication and interpersonal skills.
Ability to work independently and as part of a team.
Customer-focused with a commitment to providing excellent service.
Benefits of Working with Us:
Bank of Utah's comprehensive benefits package includes:
Great work-life balance, with a Monday-Friday schedule
Competitive pay and benefits, including medical, dental and vision plans
401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)
12 paid bank holidays + paid time off
Volunteer opportunities to make a difference in the communities where you work and live
Awards and recognition to celebrate you and your colleagues for living the bank's values
Regular Duties and Responsibilities:
Loan Processing:
Review and process SBA loan applications, ensuring all required documentation is complete and accurate.
Collaborate with loan officers and underwriters to resolve any issues or discrepancies in loan files.
Prepare and organize loan files for submission to underwriting and closing.
Compliance & Documentation:
Ensure all loans comply with SBA guidelines and internal policies.
Verify borrower eligibility and confirm that all required documents are included in the loan package.
Maintain accurate and up-to-date records in the loan processing system.
Communication & Coordination:
Serve as a main point of contact for borrowers throughout the loan process.
Communicate with thrid-pary vendors, such as appraisers and title companies, to facilitate the loan process.
Provide timely updates to borrowers, loan officers, and other stakeholders on the status of the loan applications.
Problem-Solving:
Identify and address potential issues or delays in the loan process.
Work proactively with internal and external parties to resolve problems and ensure timely loan closings.
*The wage listed is within the range associated with this position. Actual compensation will be based on qualifications and experience.
Loan Processor III
Loan Processor Job In Saint George, UT
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Pay Ranges: $22hr to $30hr
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Regional Loan Officer - St. George, UT
Loan Processor Job In Utah
In this key Outside Sales position, you will be responsible for selling the Lima One product suite by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors. You clearly educate the market on the Lima One product set and company advantages, negotiating and closing loans. You will have access to selling the entire Lima One product suite of Fix and Flip loans, New Construction Loans, Rental Property Loans, and Multi-Family loans. These products are in high demand and you will have a best in class team to support you in everything you do.
You will have incredible impact in our growth which means tremendous opportunities for you. You will achieve both the sales goals and service levels of the organization by developing and maintaining strong partnerships and always striving to exceed expectations.
Duties and Responsibilities:
Personally, source and fund $3+ million in closed loans per month (after initial training and ramp period)
Carry yourself with the highest level of professionalism in the industry
Fully understand the real estate investment property industry and be able to effectively communicate how the Lima One product set can help our clients grow and prosper
Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance
Speak at industry events, host meetups, seminars, and industry networking functions to build your book of business and promote the Lima One brand
Act with urgency and attack each day with great motivation to succeed and be the best in the industry
Provide unmatched customer service
Functioning as the Responsible Individual for Nevada state licensing
Requirements
Qualifications:
Bachelor's degree
Must possess current NMLS license or must obtain within 30 days of hire, and 2 years of loan origination experience
2+ years experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes.
Excellent communication and presentation skills
Proven ability to creatively source and develop new business
Energetic and passionate about providing the best customer experience in the industry
What We Offer:
Competitive salary
Uncapped Commissions
First year income $100k-$200k with top performers earning more than $200k
Amazing Culture
Medical, Dental and Vision benefits
Life, Short-Term Disability, Long-Term Disability
Additional benefits such as Pet, Hospitalization and Accidental Insurance
401K with company match
Excellent training
PTO, sick days and holidays
Parental Leave
Growth opportunities
About Lima One Capital:
Lima One Capital is the nation's premier lender for real estate investors. Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, multifamily properties, and new construction. The company, founded by Marines, is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina, and is a wholly owned subsidiary of MFA Financial, Inc (NYSE) and markets its lending products over a national footprint of 46 states and the District of Columbia. Learn more about us at limaone.com.
Notice to Third Party Recruiters and Agencies
Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).
Loan Officer
Loan Processor Job In Utah
Loan Officer - Western AgCredit
COMPENSATION: Grade 10-12 (base salary range $62,000-$93,419), plus additional performance based variable incentive compensation. Depending on education and experience. Comprehensive benefits package also provided.
RESPONSIBILITY: Responsible to develop and service loan portfolio within delegated authority, manage credit quality, credit administration, and portfolio performance. Develop new business and ensure that the needs of members and prospects are met in accordance with the goals and objectives of the Association. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority. Loan officers represent the Association in the local community through active participation in community and industry affairs. Perform field reports, inspections, and perform other duties as assigned.
EXPERIENCE: BA/BS degree with emphasis in accounting, agriculture or business. Applicant must have a basic understanding of production agriculture. Good analytical, accounting, written and verbal communication skills. Experience using office equipment, personal computers and related software. Experience in Agricultural lending preferred.
Applicant must have ability to interact effectively and work well with people at all levels and to convey ideas clearly. Require skills in planning and organization. Applicant must be a self-motivator with a good work ethic and ability to exercise initiative and judgment.
Mobility on unimproved properties and ability to lift 40 pounds or more required. Some travel required in performance of job.
GENERAL DATA: For over 100 years, the Association has been providing agricultural lending services to commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada and Arizona.
FINAL FILING DATE: Applications will be accepted until the position is filled.
If you have any questions or need additional information please call **************.
Date: March 5, 2025
We are an equal opportunity employer and all qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
EEO/AA Employer M/F/V/D
Mortgage Loan Officer - Heber
Loan Processor Job In Utah
Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
You have the drive, ambition and skills, and we want to give you the opportunity. Zions Bank is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let's talk about how we can help one another succeed.
You will:
Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
Ensure compliance with regulatory guidelines in the performance of loan originator duties.
Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data.
Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
Ensure any re-disclosures are made timely.
Order appraisals through system, arrange for title search and obtain necessary documents.
Be responsible to communicate with the customer throughout the process and work with processors through closing.
Originate residential home loan
Qualifications:
A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.
A combination of education and experience may meet requirements.
Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills.
Ability to work effectively in high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Loan Officer Outside Sales
Loan Processor Job In Salt Lake City, UT
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
· Originates their own sales by contacting prospective clients,
· Develops and maintains referral sources,
· Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
· Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
· Meets with clients in person to sell mortgage loan products/packages,
· Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
· Obtains credit information and necessary documentation for application process,
· In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
· Engages in marketing and promotional activities in support of their own sales,
· Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
· Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
· Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
· Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
· Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
· Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
· Provides origination services in the state of licensure
· Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
· Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
· Sales experience in the mortgage industry is preferred
· Familiarity with mortgage processes, procedures, rules, regulations, and compliance
· Exceptional customer service skills with a strong attention to detail
· Excellent written and verbal communication skills
· Strong computer skills to include a working knowledge of MS Office
· Ability to comprehend and analyze financial information
· Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
· Established contact and referral list within the real estate and mortgage industries preferred
· Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
Mortgage Loan Officer - PAID Training Program
Loan Processor Job In Salt Lake City, UT
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need:
Passion for helping people achieve their dreams
Experience selling and/or engaged in a service-oriented environment
Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
Competitive, energetic and positive attitude
Detail oriented and demonstrate excellent decision-making skills
Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST). Remote work applicants may not work from the following states: California-**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation:The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year! Benefits: · 401(k)· Dental insurance· Disability insurance· Employee discounts· Health insurance· Life insurance· Paid training· Referral program· Vision insurance Supplemental pay types: · Hourly draw· Commissions· Ramp up incentive· Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Processor Job In Salt Lake City, UT
Job Details Salt Lake City, UT - Salt Lake City, UT Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Coordinator
Loan Processor Job In Cottonwood Heights, UT
Full-time Description
The Loan Coordinator plays a pivotal role in bridging key areas of the credit process, ensuring that loan closing preparation and activities are packaged effectively for the Loan Administration Department. By serving as a central point of contact, the Loan Coordinator facilitates the movement of loan applications and documentation from final approval to closing, ensuring that every step is conducted accurately and in a timely manner. The Loan Coordinator coordinates closely with the Loan Administration Department to synchronize efforts, minimize delays, and uphold regulatory and procedural compliance. The Loan Coordinator is responsible for general loan portfolio management and tickler management reporting.
Requirements
Essential Duties & Responsibilities:
Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; and provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards.
Order flood determinations, environmental reports, preliminary title reports, UCC searches, credit reports, and other necessary loan reports; review and report any potential issues or discrepancies to the Relationship Manager (RM) and/or Assistant Relationship Manager (ARM).
Obtain proper evidence of insurance in accordance with Bank guidelines, to include flood insurance, if required.
Pre-document review: work collaboratively with RM/ARM to ensure accurate, complete and timely loan document requests are submitted to Loan Administration. Act as liaison between lending team and Loan Administration for both pre-document review and post loan signing.
Coordinate internal/external payoffs with Production and Loan Administration teams.
Responsible for ensuring all financial and other information needed for credit approval and loan portfolio administration is imaged in AccuLoan within defined Bank standards.
Manage post-close loan conditions; ensure all loan ticklers are set up properly; work with lending team to resolve in timely manner.
Monitor reports such as tickler, past-due and maturing loan reports, and work with lending team to resolve in a timely manner, as assigned.
Perform other duties as assigned.
Preferred Qualifications:
3 years of experience in commercial loan processing and documentation.
Bachelor's degree in Finance or Accounting a plus but not required.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
Business Loan Specialist
Loan Processor Job In Salt Lake City, UT
This position is responsible for ensuring that commercial loan files are organized and that documentation is complete and current. This individual will be responsible for helping to manage and minimize risk to the Bank. The individual works closely with loan portfolio managers, relationship managers, clients, and third parties. This employee reports to the Credit Administration Manager.
Provide exceptional customer service.
Maintain well organized and complete commercial loan files.
Complete post-closing loan file reviews.
Coordinate with the Scanning department to ensure that documentation is saved correctly.
Proactively maintain tracking items for commercial loan portfolio
Correspond with clients and third parties to obtain documentation.
Verify insurance documentation is complete and adequate.
Draft loan maintenance requests, memos, and letters for loan file.
Assist Loan Portfolio Manager with responding to audits and promptly resolving exceptions.
Correspond with and provide documentation to loan participants.
Maintain collateral vault and process paid loans.
Answer incoming phone calls and direct walk-in clients to commercial lending personnel.
Complete other general office duties.
The Family and Medical Leave Act (FMLA)
The Employee Polygraph Protection Act (EPPA)
Know Your Rights: Workplace Discrimination is Illegal | U.S. Equal Employment Opportunity Commission
Experience and Skills:
Demonstrated commitment to superior customer service.
Attention to detail and strong organizational skills.
Ability to anticipate problems and recommend solutions.
Task oriented and driven to see projects through to completion.
Effective and professional written and verbal communication skills.
Ability to multi-task and work effectively with a team.
Proficiency in Microsoft Word, Excel, and Outlook.
Familiarity with applicable banking regulations.
This description reflects the general nature and functions of this position and is not an all-inclusive list of qualifications, tasks, duties, or responsibilities associated with this particular position.
Experience
1-2 years of experience in banking, finance, or related field.
Education
High School Diploma or equivalent
Some College Desired
Benefits
Medical, Dental, and Vision Insurance (employer pays 75% of premiums)
401K Plan (dollar-for-dollar employer match up to 5% of employee deferral)
PTO and Holiday Pay
Employee Development and Internal Promotion is a Core Focus
Quarterly Employee Events
Incentive Plan
Company-paid Life Insurance
Tuition Reimbursement after 1 year of service
Loan Review Specialist
Loan Processor Job In Cedar City, UT
At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates who find connection with our core values:
Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.
Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.
Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.
Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.
Share Positivity: We lift each other. We interact with a positive and optimistic attitude.
Apply at State Bank of Southern Utah and be part of a team that lives by these values every day!
As a Loan Review Specialist, you will be integral to our lending operations, ensuring the accuracy and compliance of loan documentation throughout the loan lifecycle. Your role involves conducting thorough initial and post-closing reviews of loan documents, including underwriting, lien perfection, and regulatory compliance. You will also perform regular compliance monitoring and communicate findings to the Compliance Manager, escalating issues when necessary. Providing exceptional customer service through professional and responsive communication with internal employees is essential. Additionally, you will conduct periodic reviews of existing loans to maintain accurate risk ratings and support the continuous improvement of our loan documentation processes. This position is in-office and is not a remote work opportunity.
Essential Duties And Responsibilities
Perform Initial and Post Closing loan reviews relative to credit policies and procedures. This includes reviewing underwriting, loan documentation, lien perfection and regulatory compliance.
Perform periodic (daily, weekly, monthly, quarterly) compliance monitoring and communicate results to Compliance Manager, escalating issues as appropriate.
Provide great customer service through friendly, professional, and responsive communication with internal employees.
Perform quarterly and annual reviews of existing loans to ensure accurate risk ratings.
Additional duties as assigned
Minimum Qualifications
1+ years banking experience
Bachelor's degree in accounting, business, or finance from an accredited four-year college or university
Must pass a credit & background check
High School Graduate or (GED)
Must be at least 18 years of age
Preferred Qualifications
2+ plus years' experience working for a bank or financial institution
Skills
Collaborate with and support colleagues and peers across the organization, while still being able to work independently when needed.
Meet deadlines on assignments, manage multiple demands and work with all types of individuals within the organization.
Initiative and ability to get things done and find solutions with practical application of regulations.
Strong attention to detail.
Ability to think critically.
Proficient in Excel
Ability to be discreet with employee and customer information
Full-time employees will be eligible to participate in the following benefits and programs:
Medical Insurance & HSA
Dental & Vision Insurance
Basic Life, AD&D and Long-term disability insurance
Supplemental life and AD&D options available
401K with employer match
Annual Incentive Program
Paid Time Off (PTO) accrual every pay period
Up to 12 paid holidays per year
Childcare reimbursement program
Employee recognition program
Monthly wellness activities
Mortgage Closer/Funder
Loan Processor Job In West Jordan, UT
Cyprus Credit Union is looking to hire a Mortgage Closer/Funder. Do you have a strong work ethic that embodies what credit unions stand for? Are you interested in starting a career with an exciting and respected financial institution that offers opportunities for comradery, professional growth, and advancement? If so, please read on!
The future of Cyprus Credit Union is only as bright as our team. We employ a team of like-minded banking professionals. In order to attract and retain quality talent, we offer competitive pay, and comprehensive benefits, provide opportunities for employee advancement, share resources for career development, and encourage a work-hard/play-hard lifestyle. Additionally, we value diversity, volunteering for our communities and taking steps to do our part in reducing our carbon footprint.
As a Mortgage Closer/Funder you will earn a competitive pay depending on your experience and qualifications with the opportunity for bonuses and incentives. We also offer both our part-time and full-time member services employees the following comprehensive benefits:
* Health, dental, life, and vison insurance plans
* 401k and retirement savings plan
* 12 paid holidays
* Paid day off for your birthday
* PTO that will start accumulating on day one
* Earn additional PTO when you volunteer in the community
* Competitive tuition reimbursement
Due to our "Most loved" atmosphere, Cyprus Credit Union was named one of the BEST credit unions to work for since 2020!
Here at Cyprus we value the success and rewards that come as we learn and grow together! Through our "career pathing "programs we offer continuous trainings that can provide you with opportunities in advancement. If this sounds like something you have been waiting for, don't hesitate apply now to start your future with Cyprus!
A DAY IN THE LIFE OF THE MORTGAGE CLOSER/FUNDER
the Post Closer is Responsible for providing administrative support for all mortgage loan closing and post-closing activities. Responsible for ensuring that final loan documents are received and delivered to investors in a timely and accurate manner. Maintain departmental records, reports, and files. Assist in preparing, organizing, and delivering accurate and complete loan packages for both loan servicing and secondary market activities. Organize loan documents for closing, funding, and imaging processes. Assist in processes necessary for secondary market loan purchase. Assists other departmental functions in secondary reviews of loan processes.
Assume responsibility for providing effective administrative support for mortgage loan closings.
* Help prepare appropriate closing documents for members in accordance with loan program. Calculate closing figures.
* Review all closing documents for completeness and accuracy including title reports and lock confirmations.
* Coordinate closings with title companies
* Ensure compliance with underwriting conditions.
* Obtain and sign off closing conditions.
Assumes responsibility for monitoring final loan documentation for delivery to the secondary market
* Monitors internal and investor reports for outstanding final docs.
* Accounts for the status of all missing documents.
* Obtains final documents from title companies and/or applicable systems.
* Files and images documents as they are received.
* Checks mortgage loan documentation for accuracy and completeness.
* Forward necessary documents and information to investors.
Assumes responsibility for the effective completion of closing, funding and loan purchase activities.
* Prepare file for the closing, funding, and delivery of loans.
* Assist in the second review for Cenlar data, 2nd mortgage funding's, and construction draws.
* Completes uploading of files and suspense items for purchase by investors.
* Deliver necessary bar-coded documents to Cenlar for loan servicing.
* Assist in monitoring, document review, and shipping of files to FHA
Assumes responsibility for assisting in related accounting and computer maintenance for loan purchase processes.
* Assist in balancing loans purchased on secondary market.
* Assist in distributing purchase information to appropriate departments.
* Enter computer data for loan tracking
Assumes responsibility for maintaining effective coordination and communication with area personnel, Credit Union personnel, and management.
* Assists and supports area and Credit Union personnel as needed.
* Completes reports and records promptly and accurately.
* Assists in tasks for QC Audits.
* Maintains departmental files. Files loans after closing and shreds files as determined by QC Audits.
* Attends and participates in meetings as required.
* Keeps management informed of area activities and of any significant problems.
Assumes responsibility for establishing and maintaining profession business relationships with members and investors.
* Resolves requests and problems promptly and courteously.
* Maintains and conveys the Credit Union's professional reputation.
Assumes responsibility for related duties as required or assigned.
* Ensures that work is clean, secure, and well maintained.
* Completes special projects as assigned.
PERFORMANCE MEASUREMENTS
* Records, reports, and files are accurate and up-to-date.
* Loan packages are legally compliant, complete, and submitted, purchased and insured in a timely manner to the secondary market.
* Good business relations exist with members. Problems and questions are courteously and promptly resolved or referred.
* Good business relations exist with secondary market investors. Loan packages are processed and delivered according to Credit Union procedures and legal policies.
* Loan shipping activities are effectively coordinated with record retention functions.
* Good coordination exists with area personnel and with management. Assistance and support are provided as needed. Management is properly informed.
* The Credit Union's professional reputation is maintained and conveyed
QUALIFICATIONS
Required Knowledge:
Basic knowledge of legal documents related to mortgage loans. Understanding of loan financing process. Familiarity with loan funding's
Skills/Abilities
Good verbal and public relations skills. Strong typing abilities. Good basic math skills. Able to use related computer applications. Well organized.
Experience Required
Minimum of two years of experience with the Credit Union
Education/Certification
High school graduate or equivalent.
Ready to join a team that values growth and community? Apply now and begin your future with Cyprus Credit Union!
Express Loan Closer
Loan Processor Job In Salt Lake City, UT
Are you looking to break into a new career-not just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a Loan Closer at Celtic Bank.
As a Loan Closer at Celtic Bank, you'll be exposed to the inner workings of SBA lending and gain the knowledge you need to build or continue your career in commercial banking. However, you're not just another resource in a cubicle; you're a valued member of an essential team.
At Celtic we offer hands-on training and the freedom to do your job well and grow in the process. You'll have ample opportunities to be mentored and to mentor, so that you can, ultimately, enjoy and excel at your work.
And did we mention every day is business casual? We know our employees are more innovative and productive when they feel free to be themselves.
Want to know more? Apply for or ask about this opening! It's time to work for a different kind of bank.
WHAT MAKES CELTIC DIFFERENT
Managers are mentors
Questions are encouraged
Business causal is everyday
Hard work is rewarded
You're always learning
WHAT YOU'LL DO AT CELTIC BANK
Manage the commercial small loan closing process to ensure that all closing requirements are met and that closing deadlines are achieved for each loan file in respective pipeline.
Ensure loan file accuracy including all packaging documents, satisfaction of credit conditions and compliance with SBA lending requirements.
Answer to Audited loan packages to ensure compliance with Bank and regulatory guidelines.
Review closing documents for accuracy and compare the documents to commitment and loan summaries
Identify missing documents or discrepancies in closing packages and ensure timely satisfaction of requirements.
Clear conditions of loan commitments, clear loans for closing and document approved exceptions.
Discern and resolve issues that may emerge during the loan closing process.
Schedule loans for closing and prepare loan closing worksheets for funding.
Maintain superior level of customer service with customers, bank employees and department members.
Maintain professional and technical knowledge of all regulations related to closing procedures.
Requirements
WHAT YOU'LL NEED TO DO IT
Demonstrated superior customer service skills.
Ability to collaborate, influence and motivate.
Exceptional interpersonal, verbal and written communication skills.
Strong organizational skills and exceptional attention to detail.
Strong time management skills and ability to prioritize work load.
Strong multi-tasking skills, ability to handle multiple files or projects at one time.
Position requires a highly motivated go-getter with a great attitude.
Proficiency in Microsoft Office, Internet and related computer skills.
Benefits
HOW YOU'LL BENEFIT
Medical, dental, vision
401(k) with employer match
Life and long-term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (we're talking catered meals three times a week, lunch and learns, and onsite gym!)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.
Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.
Loan Coordinator- $32k-$36k DOE
Loan Processor Job In West Jordan, UT
We are a direct hard money lender offering loans on residential real estate in 13 states across the USA. We have doubled our staff and revenue in the last 12 months and are on track to do so again this year.
First and foremost, we need someone who pays attention to detail. Please do not just send us your resume without reading the entire . A thoughtful cover letter also goes a long way in helping us know you are serious. This is so important because a huge part of this job is paying attention to detail and having a very organized approach to accomplishing moderately complex work.
With that said, the right person is going to thrive in an environment that is high-energy, very hands on, a place where you will wear multiple hats with a 'can do' attitude, and where you can become your best self as you help our company reach its full potential as you progress toward your personal full potential as well. We also want someone who will hit the ground running by taking thorough notes, asking the right questions, and demonstrating a thirst for learning.
Job Description: Loan Coordinator
The Loan Coordinator is responsible for processing and servicing of hard money loans. This position confirms fulfillment of approved eligibility requirements and possesses the ability to recognize and resolve issues in the closing process to assure the accuracy and completion of all required loan documents.
Summary of Essential Job Functions
Manage the hard money loan closing process to ensure that all closing requirements are met and that closing deadlines are achieved.
Ensure loan file accuracy including all packaging documents, satisfaction of credit conditions and compliance with state and federal lending requirements.
Review closing documents for accuracy and compare the documents to commitment and loan summaries
Identify missing documents or discrepancies in closing packages and ensure timely satisfaction of requirements.
Clear conditions of loan commitments, clear loans for closing and document approved exceptions.
Discern and resolve issues that may emerge during the loan closing process.
Regularly provide production and loan status reports.
Ensure correct lien position on all collateral.
Maintain superior level of customer service with customers, company employees and department members.
Collaborate with loan officers, borrowers and brokers.
Maintain professional and technical knowledge of all regulations related to closing procedures.
Qualifications
Minimum Education and Experience
High School Diploma or GED.
Demonstrated superior customer service skills.
Ability to collaborate, influence and persuade.
Exceptional interpersonal, verbal and written communication skills.
Strong organizational skills and exceptional attention to detail.
Position requires a highly motivated go-getter with a great attitude.
Real Estate Investment or Mortgage loan closing experience highly desired.
Current knowledge of lending regulations preferred, but not required.
Proficiency in Microsoft Office, Internet and related computer skills.
Desired Experience:
1) Experience in real estate is a huge plus.
2) Specifically, experience in real estate investing/finance is highly desired.
3) loan processing experience.
4) Call center experience.
5) Confidence in handling crucial conversations.
6) Proficient in Microsoft Excel.
7) Connected and excited about new technologies.
8) Love being VERY busy each day and take time to have fun in your role at work.
9) A team player with a focus on succeeding together and also thriving in your individual role and tasks.
10) Not interested in 'just another job' but wants to build a CAREER with our company.
We are going places and we want Rock Stars to come and join us for a great ride up the mountain of success. If you meet each of these or at least most of these, please apply! We are so excited to meet you!
Additional Information
Compensation:
$32k-$36k DOE
Health Insurance Available
401K Plan
Job Type: Full Time
Consumer Loan Servicing Specialist
Loan Processor Job In West Jordan, UT
Hours: 8:30 am - 5:30 pm, Monday - Friday Pay: $19.50/hr. or possibly higher depending on experience. Your Purpose will be: The person in this position will be responsible for providing servicing and support for consumer loans, including employee support, processing payoffs, servicing backend products, insurance, etc. Also, every employee is responsible for fulfilling our Mission Statement: To improve the financial well-being of our members, while providing world class service.
What you'll do:
* Manage and complete all insurance and employee reports - including mailing notice of changes in coverage and rates.
* Verify all collateral-secured consumer loans have insurance, including CPI, and work the reconciliation reporting.
* Work with Insurance companies, dealerships, members, and LCC to assist with back-end product cancellations, GAP submissions and benefit posting.
* Process and post-consumer loan payoffs and assist with releasing the Credit Union's security interest.
* Process and post indirect chargeback checks.
* Update and sign letter of guarantee requests.
* Assist with phone inquiries from credit union branches, departments, and members, including MSC escalation calls regarding consumer loans.
* Process loan marketing incentives.
* Quote Lease Payoffs to front line staff.
* Assist members with end of lease processes.
* Provide support to Title Clerks.
* Other duties as assigned.
* Understands the Bank Secrecy Act and how it is applied.
Perks for you:
* Opportunity for advancement and career growth.
* Ongoing paid training opportunities.
* 12 paid holidays.
* Paid vacation, personal, and sick time off.
* Affordable health insurance and employer HSA contributions.
* 14.47% 401(k) contribution (no matching necessary).
* Discounts on Credit Card interest rates.
* Discounts on Mortgage Loan fees.
Requirements
Qualifications:
* One to two years experience working with auto Insurance, dealerships, lending, titles, or Credit Union experience preferred.
* Must have High School diploma or equivalent G.E.D.
* Proficient with standard office business machinery and software.
* Working knowledge of Microsoft Word/Excel/Outlook.
Work Environment & Physical Requirements:
* Works primarily in an office environment.
* While performing the duties of this job, the employee may regularly need to: see, talk, hear, and perform repetitive movements with arms, hands and fingers to handle, feel, grasp and reach. A computer, phone, and standard office equipment are normal tools for this position. Specific vision abilities that may be required by this job include close vision and distance vision. The employee may at times also need to: climb, balance, stoop, kneel, or crouch. The employee may occasionally lift and/or move up to 50 pounds.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Consumer Loan Servicing Specialist
Loan Processor Job In West Jordan, UT
Full-time Description
Hours: 8:30 am - 5:30 pm, Monday - Friday
Pay: $19.50/hr. or possibly higher depending on experience.
Your Purpose will be:
The person in this position will be responsible for providing servicing and support for consumer loans, including employee support, processing payoffs, servicing backend products, insurance, etc. Also, every employee is responsible for fulfilling our Mission Statement: To improve the financial well-being of our members, while providing world class service.
What you'll do:
Manage and complete all insurance and employee reports - including mailing notice of changes in coverage and rates.
Verify all collateral-secured consumer loans have insurance, including CPI, and work the reconciliation reporting.
Work with Insurance companies, dealerships, members, and LCC to assist with back-end product cancellations, GAP submissions and benefit posting.
Process and post-consumer loan payoffs and assist with releasing the Credit Union's security interest.
Process and post indirect chargeback checks.
Update and sign letter of guarantee requests.
Assist with phone inquiries from credit union branches, departments, and members, including MSC escalation calls regarding consumer loans.
Process loan marketing incentives.
Quote Lease Payoffs to front line staff.
Assist members with end of lease processes.
Provide support to Title Clerks.
Other duties as assigned.
Understands the Bank Secrecy Act and how it is applied.
Perks for you:
Opportunity for advancement and career growth.
Ongoing paid training opportunities.
12 paid holidays.
Paid vacation, personal, and sick time off.
Affordable health insurance and employer HSA contributions.
14.47% 401(k) contribution (no matching necessary).
Discounts on Credit Card interest rates.
Discounts on Mortgage Loan fees.
Requirements
Qualifications:
One to two years experience working with auto Insurance, dealerships, lending, titles, or Credit Union experience preferred.
Must have High School diploma or equivalent G.E.D.
Proficient with standard office business machinery and software.
Working knowledge of Microsoft Word/Excel/Outlook.
Work Environment & Physical Requirements:
Works primarily in an office environment.
While performing the duties of this job, the employee may regularly need to: see, talk, hear, and perform repetitive movements with arms, hands and fingers to handle, feel, grasp and reach. A computer, phone, and standard office equipment are normal tools for this position. Specific vision abilities that may be required by this job include close vision and distance vision. The employee may at times also need to: climb, balance, stoop, kneel, or crouch. The employee may occasionally lift and/or move up to 50 pounds.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Loan Servicing Specialist
Loan Processor Job In Ogden, UT
Hello, I am Cindee Himelright, VP Portfolio Manager-Residential Construction & Consumer at Bank of Utah. Bank of Utah is one of Utah's largest community banks, privately owned community banks. Nasdaq ranked us Best Bank in Utah in 2025! Here we strive to unlock the potential of our team members, clients, and community. We act with integrity in every decision, build trust through every interaction, and exceed expectations at every opportunity. We seek to responsibly create lasting prosperity today and for generations to come.
We are currently looking for a Loan Servicing Specialist to work Monday-Friday at 2605 Washington Blvd., Ogden, UT. This Specialist is responsible to board and balance new loans, review and process all accounts payable/draw items efficiently and timely in accordance with bank policy and procedure. Monitor progress of construction projects versus disbursement of construction funds. Provide outstanding customer service in handling exceptions to policy and procedure and resolving customer issues/problems relative to borrowers, builders, subcontractors, suppliers and loan officers. Perform all functions relative to construction loan servicing. Responsible for monitoring status of progression of all loans and reporting non progress to management. Assisting with the preparation and review of construction loan extensions and/or modifications.
Job Qualifications:
1-2 years Construction Loan Servicing experience preferred
Basic understanding of construction building process
CORE and draw software experience preferred but not required
Good understanding of debits and credits
Well-organized; detail and goal oriented
Familiar with Microsoft Word and Excel programs
Great Customer Service Skills
Excellent communication skills (oral and written)
Able to handle stress of meeting deadlines
Ability to work well in a team environment as well as independently
Must be able to work at a high level of productivity with little supervision
Benefits of Working with Us:
Bank of Utah's comprehensive benefits package includes:
Great work-life balance, with a Monday-Friday schedule
Competitive pay and benefits, including medical, dental and vision plans
401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)
12 paid bank holidays + paid time off
Volunteer opportunities to make a difference in the communities where you work and live
Awards and recognition to celebrate you and your colleagues for living the bank's values
Regular Duties and Responsibilities:
Directly responsible for all functions of the Construction Draw Department.
Book all new Construction loans to draw software as well as balance GL accounts
Verify the balancing of new Loans between CORE & draw software
Image closing documents into document storage and prepare paper file for long term storage
Directly involved with each step of the draw process:
Pull draws daily and order inspections (when applicable)
Verify signor on authorizing to disburse document matches the signor on the draw request form
Verify vendor information, including W-9 form on file as well as IRS validation, request updated W-9 as applicable. Vendor on draw request form must match invoicing.
Review invoices for: date, property/job site, borrower, amount and material supplied or work performed.
Analyze the inspection report to determine if it supports the work completed per draw request
Analyze percent complete versus percent disbursed
Analyze the availability of funds available in a category or line item
Communicate issues or concerns with appropriate parties promptly and courteously
Input draw/vendor information into draw software, issues payment of checks, remote printing of some checks, review checks for accuracy and create tickets or block transaction in CORE. Complete final verification process prior to release of funds
Balance draw software & CORE
Process monthly interest payments via draw software and CORE
Prepare payoff quotes for title companies, loan officers and others
Receive and process payoff checks. Responsible for processing each step of a paid off construction file:
Book & image all Extensions and Modifications
Prepare Reconveyances and send to the county for recording. Upon return of the recorded Reconveyance, image into document storage, send the borrower the original Note (stamped “paid”), plus copies of recorded Reconveyance
Box paid off files and store in vault/warehouse (7 years)
Track and obtain Title Policies and recorded Trust Deeds in a timely manner to insure Bank of Utah's lien position. Review title policies and recorded trust deeds meet the requirements set forth in our procedures.
Monitor hazard insurance policy expiration dates and coverage amounts, obtain updated policy from insurance company as needed
Assist with the preparation of Extension Agreements and/or Loan Modifications
Balance check registry
Image inspection to document storage timely
Responsible to seek out and complete training courses that are relevant to this job description, that will help them improve their knowledge, skills and abilities
Attend meetings as required
Keep management informed of any significant issues or concerns
Other duties as assigned
*The wage listed is within the range associated with this position. Actual compensation will be based on qualifications and experience.
Loan Specialist (File Management) - Midvale, UT
Loan Processor Job In Midvale, UT
Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees. Here, the possibilities are endless - come for a job, stay for a career.
Are you looking for opportunities to create a positive impact?
At Enterprise Loan Operations we inspire a culture of continuous improvement and innovation, and a focus on empowering team members through forward-thinking learning opportunities. We are committed to diversity, equity, and inclusion, and believe that success requires a work environment as diverse as our customer base, where people are respected and valued. We recognize our customers are the reason the bank exists and are committed to doing what's best for our customers, our company, and each other. Join our talented team today!
As a File Management Loan Specialist, you will:
Support the 6 affiliated banks by servicing the commercial and consumer loan portfolios. You will be responsible for reviewing and processing the original executed loan documents. You will aid partners regarding inquiries related to the original documents processed and filed and participate in projects and audits as needed.
You'll be a great fit if:
+ You have working knowledge of banking and lending processes, especially relating to loan documentation and account maintenance.
+ You enjoy collaborating with creative, top performing teams, and using your interpersonal and communication skills (both verbal and written).
+ You use prioritization and time management skills to complete your work and meet deadlines.
+ You take pleasure in continuously learning and growing.
+ Your attention to detail helps you deliver top quality work.
+ You can solve problems by researching and analyzing information.
+ You enjoy working in a fast-paced environment that quickly changes and provides challenges.
+ You are comfortable using various Microsoft Office tools (Word, Excel, Outlook, etc.) or similar software.
+ Your customer service skills create quality experiences for those you serve.
You'll need:
+ A High School diploma or equivalent.
+ 1+ years banking or loan processing, documentation, servicing or other directly related experience
+ A combination of education and experience may meet job requirements.
Location:
This position is fully in-office at the new Zions Technology Center in Midvale, Utah.
The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus will be the company's primary technology and operations center. This modern and environmentally friendly technology center will enable Zions to continue to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as:
+ Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station.
+ At least 75% of the building is powered by on-site renewable solar energy.
+ Access to outdoor recreation, parks, trails, shareable bikes and locker rooms.
+ Large modern cafe with a healthy and diverse menu.
+ Healthy indoor environment with ample natural light and fresh air.
+ LEED-certified sustainable building that features include the use of low VOC-emitting construction materials.
What we offer:
+ Our commitment to your success by providing the training, support, and resources you need.
+ Medical, Dental and Vision Insurance - STARTING ON YOUR FIRST DAY!
+ Competitive pay, Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
+ Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
+ Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
+ 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
+ Mental health benefits including coaching and therapy sessions.
+ Tuition Reimbursement for qualifying employees.
+ Employee Ambassador preferred banking products.
Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.
Req ID: 066777
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST.
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