Loan Processor Jobs in Schodack, NY

Full-time Description Performs all required functions as they relate to Consumer loan processing. Builds and maintains successful member relationships by funding and processing loans to the member's complete satisfaction, while simultaneously ensuring that supporting documentation and records are accurately prepared according to credit union policies. Duties & Responsibilities Works closely with Loan Experts and Underwriters to determine what information is outstanding and follows up on these items in a timely manner. This includes but is not limited to gathering insurance binders, vehicle titles and income verification. Coordinates the disbursal of loans with member via DocuSign, in Branch disbursals, transfer to share accounts or other means. Review and prepare various weekly, monthly and quarterly reports including, share secured, stock secured, certificate secured. Review and prepare department monthly billing statements for approval. Responsible for the inputting and updating of material changes to the department's policy and procedures manuals. Organize and prioritize responsibilities as they relate to job functions. Orders and maintains the department inventory of supplies. Conduct informational surveys upon request. Demonstrates the ability to excel in a fast-paced environment and meets goals and deadlines. All other duties that may be assigned. Requirements One to two years of similar or related experience in Loan Processing/Servicing. Have thorough computer knowledge in Excel and Word in order to create documents, letters, spreadsheets and templates. Strong organizational skills. Ability to work with members and staff tactfully and professionally, both in person and on the phone. Ability to maintain a high level of confidentiality. Interpersonal skills and ability to communicate clearly while handling multiple priorities. Work Schedule: Mon. - Fri. 8:15am - 5:00pm Sat. Rotational Salary Description $19.65 - $20.40/hr

We are growing! Invest in Your Future at BSNB! Ballston Spa National Bank is seeking an enthusiastic, detail-oriented individual for the position of Loan Servicing Specialist in our Loan Servicing department. A Loan Servicing Specialist provides administrative support to the mortgage/consumer loan/and commercial loan areas. This individual is responsible for the preparation of loan documents for our consumer and commercial loans, maintenance of the loans on the system, and working closely with customers and branch staff to provide loan account information in a professional manner. Ideal candidates will have a high school diploma or general education degree (GED); two years banking experience; or equivalent combination of education and experience. Prior experience in a customer service setting required. Computer literacy and a strong attention to detail required. Demonstrated customer service skills coupled with a strong work ethic a must. Familiarity with HMDA and RESPA a plus. BSNB provides a friendly work environment where teamwork is a priority, competitive salary, and a comprehensive benefits package including paid time off, medical and other insurances, a 401(k) Plan with a company match, pension plan, tuition reimbursement, and the opportunity to give back to your communities. If you are eager to start your banking career, we want to hear from you! Apply today! BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. We thank all applicants for their interest and will contact those candidates who are under consideration.

*12+ Month Contract Opportunity* Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 12+ month, hybrid opportunity in Ballston Lake, NY. Qualified remote employees will be considered. This role will be a W2 employee of Lighthouse Technology Services. What You'll Be Doing: Maintain effective communication with customers, brokers, correspondents, loan officers, and internal teams to ensure a seamless loan application process. Work with various internal departments and external organizations to obtain necessary processing documentation, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. Notify relevant parties of irregularities related to standard mortgage guidelines. Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications to ensure compliance with product, underwriting, and investor guidelines. Perform administrative duties such as preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspension notices, and providing closing attorneys with required documentation. Ensures adherence to all regulatory requirements and guidelines. What You'll Need to Have: Associates degree with a minimum of one year mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year mortgage industry experience. Knowledge of Product, Investor and Compliance Requirements. Knowledge of mortgage processing and underwriting requirements. Customer service experience. Strong organizational skills and attention to detail. Analytical and mathematical ability to evaluate loan applications and regulatory requirements. Ability to assess loan applications, restructure loans as needed, and recommend solutions. Familiarity with mortgage loan systems such as Empower and Encompass preferred. Pay Rate: $24/hr Questions about any of our jobs? Email us at?************************** View all of our open jobs here:?jobs.lhtservices.com

At Citizens, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented CRA Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Maintain 55% of your overall business as CRA eligible and create 8 preapprovals/prequals per month. Conduct 12 homebuyer seminars per year in designated MSA's and report out on referrals from those organizations; the PSM should attend 6 seminars a year with CRA LO. Conduct and participate in mortgage lunch and learn. 1 per month. Work with Low and Moderate income (LMI) branches in their MSA to educate on CRA mortgage products to generate referrals ( if you are assigned branches). Work closely with the Community Development Market manager in your market to participate in CRA related events (Housing Fairs, etc). Volunteer to be on a Board or committee of a not for profit. Schedule on call days with Community Development Market managers (CDMMs) 1 per quarter. Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree or equivalent experience in residential mortgage sales preferred. Three plus years of retail residential mortgage sales experience. Documented residential mortgage loan volume in the past 12 months of $12 million (minimum). Established relationships with local referral networks. Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Strong computer skills and experience utilizing laptop technology. Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the pre-employment screening checks and obtaining a unique identifier from the NMLS. Hours & Work Schedule Hours per Week: 40 Work Schedule: Monday through Friday Pay Transparency Commissioned based. Individuals in this role have historically earned between $80,000.00 - $100,000.00 per year, based on performance and productivity against commission plan parameters. A component of that compensation includes salary ranging between $53,000.00 - $65,000.00 per year We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ***************************************

Seasoned mortgage processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product underwriting and investor guidelines. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. PRIMARY RESPONSIBILITIES: + Maintain effective communication with all necessary parties involved in a new loan application from the customer broker correspondent loan officer and co-workers to ensure a seamless and positive application experience + Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application + Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines + Monitor update and analyze credit reports appraisals income documentation and all verifications to ensure they adhere to product underwriting and investor guidelines + Perform other administrative duties supporting the origination department including but not limited to: preparing and mailing commitment letters review title and homeowner's insurance mailing loan suspend notices providing the closing attorney with additional documentation and all applicable processing checklists. SCOPE OF RESPONSIBILITIES: Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Pay and Benefits The pay range for this position is $18.57 - $30.95/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision- Critical Illness, Accident, and Hospital- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available- Life Insurance (Voluntary Life & AD&D for the employee and dependents)- Short and long-term disability- Health Spending Account (HSA)- Transportation benefits- Employee Assistance Program- Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Ballston Lake,NY. Application Deadline This position is anticipated to close on Mar 21, 2025. About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Scope of Responsibilities: Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Supervisor/Managerial Responsibilities:Education and Experience Required: Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred: Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Physical Requirements:M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator ("Outside LO") is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC ("CCM") processes and product guidelines. Job Responsibilities: * Source mortgage leads. * Build relationships with real estate agents and other lead sources. * Analyze potential loan markets and develop referral networks to locate prospects for loans. * Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. * Meet with applicants to obtain information for loan applications and answer questions about the process. * Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. * Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. * Generate complete loan applications with corresponding documentation. * Improve loan applications and documentation by informing the applicant of additional requirements. * Help customers by answering questions and responding to requests. * Handle customer complaints and take appropriate action to resolve them. * Own the communication with the real estate agent or referral source. * Confer with processing and underwriting to aid in resolving mortgage application problems. * Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. * Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. * Mortgage coaching available. Qualifications and Skills: * NMLS License Required under the S.A.F.E. Act of 2008. * Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems. * Experience proactively soliciting new business. * Encompass experience, preferred. * Knowledge of all mortgage products and programs. * Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. * Advanced communication and collaboration skills. * Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Commission only. * The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Job: Loan Originator Job Type: Permanent (Non-Officer/Sales; Exempt) Salary: Base of $40,000 plus Commissions of 15 bps on new Commercial & Residentail loans and 40 bps on new Morgages. Compensation package includes $500 Auto allowance and Company cell phone. Education Requirements and Experience Requirements: AAS Business Administration, Finance or Equivalent Minimum of 5 years previous experience in the Banking Industry Minimum 2 - 3 years previous experience in mortgage Origination including sales, loan processing underwriting and closing. Minimum of 2 years currently in Commercial Banking/Lending Industry Qualifications: Solid knowledge of mortgage loan products, as well as FHLMC, FNMA, FHA, VA and SONYMA guidelines Desire to be successful with a willingness to learn and a proactive attitude. Ability to work in a team setting. Knowledge of the market, and the ability to identify and engage with potential sales opportunities. The ability to develop, retain and expand relationships with Centers of Influence. Ability to acquire new business by prospecting in assigned territory. Ability to work self-directed. Core Competencies: Leadership: The ability to take charge, willingness to lead, offer opinions and direction. Integrity: The ability to always work in an honest and ethical capacity. Cooperation: The ability to be pleasant amongst others on the job, work in a team-setting environment and rely on partners. Attention to Detail: The ability to be thorough in completing work tasks such as credit memos. Dependability: The ability to be reliable, responsible, dependable, and fulfill set forth obligations in a timely manner. Position Description: This position requires you to be offsite a minimum of one to two hours a day, one or two times a week to engage in selling. This requirement will be tracked through the scheduling tool of the CRM platform (Quest). Use of this tool is mandatory to ensure this requirement is being met. While working as a Loan Originator, the candidate will develop and maintain a mortgage referral network of residential and commercial real estate agents, brokers, and other sources. Responsible for interviewing applicants, collecting, and analyzing financial, credit and related information. Responsible for advising applicants of all the necessary requirements involved from application through closing. Negotiating provisions and structuring of loans, working in coordination with the processing staff to ensure timely turnaround of loan applications. The candidate originates both Residential and Commercial Loan requests in accordance with established lending policies including having an understanding of Fannie Mae guidelines if applicable. The Loan Originator will work with the Loan Underwriter to determine creditworthiness of borrowers and feasibility of loans by preparing loan proposals for presentation by understanding the business, its borrowers, guarantors and business history, and its ability to repay the loan. The Loan Originator will ensure that all documentation is complete and compliant with regulatory requirements prior to closing and be responsible for knowledge of all bank products and will work with underwriting for pricing each loan according to the Bank's pricing matrix based on the associated risk; this requires an understanding of each customer's needs and matching those to the risk level each credit brings. They will review completed applications prior to submission on all required documents, completion of all forms, and the adherence to all applicable guidelines and regulations. They will respond to customer inquiries and, through knowledge of the Bank's products and programs, counsel all prospective mortgage customers as to the financing that best suits the borrower's needs. They will support the growth of the Bank throughout the year through cross-selling, meeting, and surpassing sales goals (as applicable), proactively make suggestions for products or initiatives that enhance product offerings or streamlines operations, saving money and/or allowing for potential bank growth. They will be responsible for protecting and keeping secure the business of the Bank and for compliance with the high standards of conduct: strength of character, trustworthiness, honesty, reliability, discretion, and sound judgment, which is normally required of persons within a financial institution holding a position of trust. They will participate in the Bank's business development activities and promote the Bank's favorable image. Must be active within the community and participate in various organizations and will provide management with information on the community and recommendations on how the Bank can meet customer needs and take a proactive role in changes affecting the commercial banking industry. They will actively assist in ensuring compliance of loans with state and federal regulations and adherence to Bank Compliance policy. They will complete all Bank training programs as assigned in a timely manner. They will always represent themselves with a high-level of professionalism with Bank personnel at all levels as well as outside contacts to include regulatory agencies, attorneys, and Bank customers. Position reports to V.P. - Lending.

Pay Range: $25.00 - $33.34The Commercial Loan Administrator provides ongoing customer service and documentation support acting as the Relationship Manager's liaison on assigned commercial accounts, providing professional and superior service to external and internal customers to ensure data accuracy, avoid losses and reduce undue risk. The Commercial Loan Administrator is responsible to handle basic commercial loans by providing review of transaction structure, determining pertinent information to gather from a variety of sources, coordinate preparation and review of loan documentation, and ensure bank policy and regulatory compliance. This is an entry level position within the Commercial Department under direct supervision of the Commercial Loan Administrator Supervisor that requires no commercial lending experience; however, the candidate must demonstrate good problem-solving skills, customer service and transaction processing experience, and the ability to multi-task, and attention to detail. Education / Experience Associates or Bachelor's degree in Business or Accounting preferred. Experience in Commercial, Credit, Retail, or Banking Operations preferred. Skills and Abilities: Strong listening and communication skills with the ability to deliver quality customer service to both internal and external customers in a fast-paced, ever-changing environment. Previous experience relating to customer service and transaction processing. Beginner-to-Intermediate competency with Microsoft Office (Word, Excel, Outlook, PowerPoint, Teams). Tasks Performed: 20% Assist Relationship Manager(s) with requests for both new and existing borrowers to the bank to ensure proper documentation is obtained to underwrite, document and book loans. Responsible to review requests entered into the loan origination system to ensure data integrity, streamline the origination process, increase efficiency, and minimize downstream impacts 25% Responsible to review loan approval and perform post-approval due diligence to ensure all compliance requirements are met and loan adheres to bank policies and procedures. Gather additional documentation and order third party reports as required by loan approval to meet loan terms and conditions. Review business entity and organizational documents to ensure the entity is in good standing and identify authorized signers. 25% Collaborate with Relationship Manager and Attorney to facilitate loan closing. Coordinates Pre-Review of draft documents, gather fees associated with closing, calculate interim interest and provide amortization schedule, as applicable. Perform initial review of signed loan documents to ensure proper documentation was obtained, signed, and dated properly and submit completed package for final review and boarding. Upload all documentation into the electronic file system and ensure original required documents are kept according to retention policy. Monitor document exceptions and follow up to ensure resolution. Responsible to disburse loan closing proceeds such as payoffs, wire transfers, and official checks in accordance with the Loan Closing Statement. 15% Responsible for ongoing loan maintenance and customer service activities, including direct contact with borrowers, attorneys, accountants, insurance agents and other vendors, to ensure receipt of updated documentation to maintain loan and credit file. Process on-going loan transactions such as loan advances, pay downs, payments and constructions draws. Monitor reports for upcoming renewals, past dues, maturities, overdrafts, and delinquencies. Acts as a liaison between the customer and subject matter experts to research, resolve and expedite problem resolution for loan servicing issues. 10% Perform general administrative duties, such as maintaining electronic loan files, assist with internal/external file audits, maintain and send financial statement request letters, and support Regional Leadership with reporting, contributions, general office duties, and distributing mail. 5% Other duties as assigned Physical Requirements: Communicate effectively with internal and/or external customers Stationary 75% of time or greater Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. Parental Leave: Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage: Ensuring your overall health and well-being. Flexible Spending Accounts: For healthcare and dependent care expenses. Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits: Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance: Supporting your growing family. Tuition Reimbursement: Invest in your education and career growth. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Generous Parental Leave: Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave: For your health and safety. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Representative This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of clerical functions in the Loan Services area including: filing, updating systems, assembling documents, and providing customers with accurate, timely information. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* * Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Provide administrative assistance to Loan Services Department including: updating loan data for entry into computer system, assembling documentation for loans, delivering documents to internal customers, and ordering supplies. > Ensure loan files contain accurate documents with proper signatures, dates, and other relevant data according to Company policy, department procedures, and applicable government laws/regulations. > Check documents for proper vesting, legal descriptions, closing dates, and signatures. > Maintain new and paid loan files. Provide internal and external customers with appropriate documentation. Provide information or reports to meet government requirements as appropriate. > Perform variety of clerical duties requiring knowledge of department procedures. Use office computers for data input and other activities, and order reports as required. > Respond to internal and external customer inquiries regarding loan processing, documentation, and other loan information. What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications > High School Diploma or equivalent required > 1 year of office environment experience preferred Skills/Knowledge > Proficient with Microsoft Office Suite including: Word, Excel, Outlook and PowerPoint > Strong communications skills, written and verbal; comfortable communicating with customers, co-workers, and management > Ability to manage multiple tasks, meet deadlines, and work cooperatively in team environment; attention to detail a must Physical Demands: > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes., Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $17.00 - $19.00 commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus and incentive programs, subject to individual and company performance. L1-st1

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of all mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. Advanced communication and collaboration skills. Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Commission only. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. **Primary Responsibilities:** + Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience + Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. + Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. + Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. + Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. + Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. + Empowered to review and accept loan conditions based on underwriter requirements. + Ensures adherence to all regulatory requirements and guidelines. + Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. **Scope of Responsibilities:** Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. **Supervisor/Managerial Responsibilities:** **Education and Experience Required:** Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. **Education and Experience Preferred:** Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. **Physical Requirements:** M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Ballston Lake, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Job Details Kingston, NY Full Time $34,200.00 - $135,000.00 Base+Commission/year Monday - FridayDescription Working at Ulster Savings Bank At Ulster Savings Bank, you'll be part of an enthusiastic team of people where we believe in working closely together for the benefit of our customers, communities, and each other. When you add this to an environment that allows skills and experience to bring forth growth and change, you'll find plenty of room to grow professionally. We offer an excellent benefit package, including paid time off, paid holidays, medical, dental and vision insurance, matching 401k plan, and educational assistance. Final candidates are subject to a pre-employment background check, which will include, but is not limited to credit history. Ulster Savings Bank is officially Certified™ by Great Place To Work Click here to learn about our benefit package. Qualifications Are you looking for a rewarding career with growth potential? Loan Originators will be required to originate on behalf of the Bank, within Representative's assigned territory, residential mortgage loans to be made by the Bank in connection with purchase and refinancing of owner-occupied or non-owner occupied one-to-four family residential dwellings, except cooperative residences. In addition, mortgage applications for home improvement and home equity lending. Representatives shall also solicit such other types of proposed loans as may be authorized in writing from time to time by the Bank. Position Hours: Monday through Friday - 8:00am - 5:00pm Essential Duties and Responsibilities: Advise the loan customer about the risks and benefits of various loan program alternative as a result of the financial information they have provided; and place the customer in the program most suitable to their needs and qualifications. Representative shall solicit loan applications from prospective borrowers, real estate brokers and agents, builders, developers, attorneys, title insurance agencies and such other persons and/or entities which may be a referral source for such loans. Regularly visit real estate brokers and agents, builders, developers, attorneys, title insurance agencies and such other persons and/or entities to explain new mortgage products offered by Ulster Savings Bank and maintain good business relations. Representative shall solicit loan applications from prospective borrowers, real estate brokers and agents, builders, developers, attorneys, title insurance agencies and such other persons and/or entities which may be a referral source for such loans. Represent Ulster Savings Bank and its subsidiaries in the field and keep the Bank abreast of changes in the market and new market developments. Develop new relationships with real estate brokers, attorneys and financial planners who will assist in originating mortgage brokers. Keep the real estate brokers abreast of mortgage applicant's status, production numbers, timely commitment or rejection of their files. Deliver quality applications to processing and underwriting. Complete all information necessary to efficiently serve the customer and use discretion and independent judgment in placing the customer in the correct lending program to meet their needs. Obtain all pertinent data concerning the transaction relating to each loan application. Market to loan applicants products of the Bank's subsidiaries which relate to such loans, including, but not limited to, casualty and property insurance, title insurance and other financial services, and shall assist said subsidiaries in the delivery of such products. Maintain and submit complete records of all loan solicitations made by Representative. Rate locks, registrations must be completed accurately, timely and in compliance with deadlines. Follow and familiarize yourself with all policies and procedures outlined in the lending manual and by lending policies. Attend all on the-job or off-site training courses as may be requested from time to time by the Bank. Abide and comply with all applicable federal and state lending laws and regulations. Perform such other or further duties as Ulster Savings Bank may assign. Bi-lingual is a plus. Regularly visit and build a relationship with all of the local nonprofits (including but not limited to RUPCO, PathStone, Hudson River Housing, Habitat for Humanity, Neighborworks, Patterns for Progress) Regularly visit and build a relationship with local community groups (including but not limited to churches, community centers, community groups. Essential Knowledge and Skills: Ability to travel. Computer skills (Encompass, Word, Excel) Excellent written and verbal communication skills. Ability to work independently. Ability to analyze data and exercise discretion and judgment in making decisions which affect the Bank and or its subsidiaries. Ability to interpret government regulations and mortgage loan documents. Ability to promote the Bank's financial products and services and advise as to the appropriate financial product(s) to correspond to their financial needs. Time management skills. Essential Requirments: Minimum three (3) years prior experience Be registered with the NMLS and must adhere to the requirements of the SAFE Act Ability to work independently and prospect new business within the market area Travel is essential Ulster Savings Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability or protected veteran status, and any other basis protected by applicable local, state, or federal law or Executive Orders.

Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. We have an exciting opportunity in our Loan Center! Who you are: You are an excellent communicator with a solid understanding of different loan products, organized, and possess a commitment to exceptional member service. You pay attention to detail, act with strong ethical conduct, and have the capacity to build rapport with members while ensuring transparency throughout the loan process. What you will do: As a Loan Officer Trainee, you will ensure a positive member journey by processing and servicing, whether by phone or online, consumer loans, Visa Credits Cards, accurately and timely in a collaborative environment. Collecting required documents and communicating with our members every step of the loan process. You will educate our members on new products and services that allow them to reach their financial goals. Our Loan Center Progression Model that is designed to provide you advancement in your role and an increase in your salary through on-the-job training and structured compensation increase. Employment Details: Location: HRCCU Operations Center in Corinth, NY. Schedule: Monday through Friday 8:00am to 5pm, with a Saturday shift 9am-1pm rotation. Full time, benefited, ~40 hours per week. Pay rate : Starting at $17.75 to $19.00 per hour, depending on experience. What you will need: Experience: At least one year of similar or related experience. Education: A high school diploma or GED. Why work with us: We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued. Learn more about our company culture and benefits on our careers page! If you are unable to complete this application online due to a disability, please contact Human Resources at ************************ HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser. ***********************************************************************

*Hybrid Contract Opportunity* Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 6+ month contract opportunity and will be hybrid in Ballston Lake, NY. This role will be a W2 employee of Lighthouse Technology Services. What You'll Be Doing: Maintain effective communication with customers, brokers, correspondents, loan officers, and internal teams to ensure a seamless loan application process. Work with various internal departments and external organizations to obtain necessary processing documentation, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. Notify relevant parties of irregularities related to standard mortgage guidelines. Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications to ensure compliance with product, underwriting, and investor guidelines. Perform administrative duties such as preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspension notices, and providing closing attorneys with required documentation. What You'll Need to Have: 2-3 years of mortgage processing or underwriting experience. Knowledge of mortgage processing and underwriting requirements. Familiarity with mortgage loan systems such as Empower and Encompass. Strong organizational skills and attention to detail. Analytical and mathematical ability to evaluate loan applications and regulatory requirements. Associates Degree or two years of equivalent work experience. Ability to assess loan applications, restructure loans as needed, and recommend solutions. Preferred Experience: Experience in reviewing and accepting loan conditions based on underwriter requirements. Understanding of federal compliance guidelines under the SAFE Act. Strong problem-solving skills related to borrower fee structures and regulatory documentation. Pay Rate: $25/hr Questions about any of our jobs? Email us at?************************** View all of our open jobs here:?jobs.lhtservices.com

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Go above and beyond for customers - Aspire to deliver outstanding customer service Drive sales through service - Achieve sales and referral goals by developing a positive customer experience Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree preferred or equivalent experience in residential mortgage sales Three plus years of retail residential mortgage sales experience Documented residential mortgage loan volume in the past 12 months of $12 million (minimum) Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences Strong computer skills and experience using laptop technology Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Hours & Work Schedule Hours per Week: 40 Work Schedule: M-F Pay Transparency Commissioned based. Individuals in this role have historically earned between $100,000.00 - $250,000.00 per year, based on performance and productivity against commission plan parameters. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit ***************************************

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of all mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. Advanced communication and collaboration skills. Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Commission only. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Scope of Responsibilities: Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Supervisor/Managerial Responsibilities:Education and Experience Required: Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred: Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Physical Requirements:M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. We have an exciting opportunity in our Loan Center! Who you are: You are an excellent communicator with a solid understanding of different loan products, organized, and possess a commitment to exceptional member service. You pay attention to detail, act with strong ethical conduct, and have the capacity to build rapport with members while ensuring transparency throughout the loan process. What you will do: As a Loan Officer Trainee, you will ensure a positive member journey by processing and servicing, whether by phone or online, consumer loans, Visa Credits Cards, accurately and timely in a collaborative environment. Collecting required documents and communicating with our members every step of the loan process. You will educate our members on new products and services that allow them to reach their financial goals. Our Loan Center Progression Model that is designed to provide you advancement in your role and an increase in your salary through on-the-job training and structured compensation increase. Employment Details: * Location: HRCCU Operations Center in Corinth, NY. * Schedule: Monday through Friday 8:00am to 5pm, with a Saturday shift 9am-1pm rotation. Full time, benefited, ~40 hours per week. * Pay rate: Starting at $17.75 to $19.00 per hour, depending on experience. What you will need: Experience: At least one year of similar or related experience. Education: A high school diploma or GED. Why work with us: We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued. Learn more about our company culture and benefits on our careers page! If you are unable to complete this application online due to a disability, please contact Human Resources at ************************ HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser.