Consumer Processor
Loan Processor Job 20 miles from Sacramento
Description The Consumer Loan Processor performs consumer loan processing functions including document collection and organization, auditing, and quality assurance. The Processor works in alignment with Service Level Agreements, meeting all production and quality metrics. Here's what you can expect from the job and what you need to be successful: Job Duties:
Solicit, review and audit supporting documents for full completion and accuracy
Organize complete loan application file and submit for loan fulfillment
Document loan application status and member inquiries as appropriate
Respond to and resolve a high volume of member loan inquiries, both written and verbal
Collaborate with peer Processors, Loan Fulfillment Associates, and other internal and external points of contact in loan processing
Essential Skills:
Education: High School Diploma or equivalent
Minimum two years' experience in customer service, financial services experience preferred
Familiar with the use of loan calculators to execute basic financial mathematics including simple interest calculations and amortization schedules
Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines in a high-volume production environment
Strong analytical and problem solving skills; ability to apply sound independent judgement
Ability to communicate clearly (verbal and written) with all levels within organization
Excellent listening skills with ability to ask probing questions to determine member needs and overcome objections
Proven skills and commitment in meeting or exceeding member expectations and requirements
Some knowledge of lending practices and industry standard processes, including Bank Secrecy Act regulations
Familiarity with regulatory policies and procedures, including SCRA, Truth in Lending, Reg. B, FCRA, and MLA is preferred
Strong knowledge of Microsoft Office Suite
Location: Rocklin Corporate Office - Rocklin, CA 95765 Target Compensation in Rocklin, CA: $23.00 to $25.00 hourly + annual bonus Benefits options include:
Traditional medical, dental, and vision coverage
401K matching up to 5% per pay period
Accrue up to 17 days of Paid Time Off your first year of employment
11 paid federal holidays
Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Click here to learn more! First Tech is not currently offering Visa sponsorship for this position #FT123 #LI-MG1
Home Loan Equity Processor
Loan Processor Job In Sacramento, CA
JOB TITLE: Home Loan Equity Processor
DEPARTMENT: Home Loans Operations
STATUS: Non - Exempt
PAY RANGE: $22.75 - $27.30 Hourly
GENERAL DESCRIPTION:
Organize and execute processes related to equity loans. Effective pipeline management. Partner with the internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing.
TASKS, DUTIES, FUNCTIONS:
Coordinate and communicate information with Member, Home Loan Advisors and vendors for loan transactions.
Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required.
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position..
Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1's policies/procedures and update the LOS (Loan Origination System) accordingly.
Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending.
Review and evaluate credit documentation for compliance with Golden 1's policies.
Acquire and maintain knowledge of rules and regulations regarding equity lending.
Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy.
Maintain and respond to quality control issues.
Perform functions in accordance with Golden 1's performance competency standards.
Perform other tasks as assigned.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:
Effective oral and written communication skills required to interact with members and vendor company staff on the telephone, to produce monthly reports, and to perform other clerical functions.
Must possess sufficient manual dexterity to skillfully operate standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
INTERNAL: Home Loan staff, Branch staff and various other staff at Corporate Headquarters.
EXTERNAL: Title companies, appraisers, members, government agencies and various other vendors.
QUALIFICATIONS:
EDUCATION: Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma.
EXPERIENCE: Two years in a financial institution. Mortgage lending experience preferred. .
KNOWLEDGE/SKILLS:
Maintain knowledge of real estate industry and Golden 1's policies/procedures & guidelines.
Strong oral and written communication skills
Strong interpersonal skills
Strong member relation skills
Ability to manage high volume telephone contact
Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate.
PHYSICAL REQUIREMENTS:
Prolonged sitting throughout the workday with occasional mobility required.
Corrected vision within the normal range.
Heavy telephone volume. Hearing within normal range. A device to enhance hearing will be provided if needed.
Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
LICENSES/CERTIFICATIONS:
None
#LI-Remote
REV. 1/24/2025
Other details
Job Family Non-Manager
Job Function Non-Manager
Pay Type Hourly
Employment Indicator Remote
Min Hiring Rate $22.75
Max Hiring Rate $27.30
Mortgage Loan Processor
Loan Processor Job 37 miles from Sacramento
Processes 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines; provides strong oral and written communication and support to originators and customers. Responsibilities * Reviews loans in process daily with the ability to prioritize files according to the mortgage contingency dates and rate lock expiration dates.
* Performs a diligent and thorough review of income, credit and asset documents to determine eligibility.
* Initiates a welcome call and missing items letter within the designated Service Level Agreement (SLA) from receipt of the loan file.
* Completes applicable agency income calculation forms accurately.
* Orders services required for the loan process (i.e.: flood certification, appraisal, automated underwriting etc.)
* Provides follow-up on a consistent basis with originators, borrowers, the closing department and agents to complete processing.
* Responds to inquiries from originators, agents, the closing department and borrowers regarding status of loans in process.
* Maintains and accurate and complete continuing history of the loan file via conversation log entries.
* Re-discloses the loan in compliance with applicable changed circumstance.
* Gathers various documentation deemed necessary by underwriting and organizes / files appropriately for use by department.
* Sends necessary documents such as disclosures (in the case of home equity loan and home equity line of credit applications), revised disclosures, consumer explanation letters, commitment letters, and flood notices.
* Corresponds with the borrowers, loan officers, and underwriters to keep the process moving and resolve any outstanding issues.
* Maintains a complete paperless file through the loan origination software accurately.
* Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status.
Qualifications
* High school diploma or equivalent required, bachelor's preferred.
* Two to four years related experience or equivalent.
* Thorough working knowledge of real estate documentation, policies, compliance and procedures.
* High level of proficiency with mortgage loan processing and underwriting systems.
* Excellent written and oral communication skills
* MS Office Suite proficiency.
* Experience with Encompass preferred.
* Excellent customer service skills.
WORKING CONDITIONS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus.
Loan Processor - Insurance
Loan Processor Job 37 miles from Sacramento
Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.
Weekly Working Hourly: 40
Hazard and Flood Insurance Tracking
Responsibilities
* Monitor all loan types for required Hazard and Flood Insurance utilizing reports and notifications.
* Under strict timelines send required letters and/or force placement of insurance through the bank's designated vendor.
* Process, sort and document information for insurance documents received via mail on a daily basis.
* Reports, spreadsheets and conversation logs completed with accuracy.
* Provide exceptional customer service whether working with a customer directly or by working with bank personnel.
Requirements
* One year general business experience preferably within banking.
* Knowledge of insurance and/or property type loans and lines.
* Solid computer skills with experience working with different system applications including Microsoft Word and Excel.
* Comfort and confidence in working directly with senior banking staff.
* Excellent verbal and written communication including spelling and grammar.
* PC and typing proficiency, organizational and analytical skills.
* Self-starter with an ability to work under strict timelines and in a fast paced environment.
EOE
Westamerica Bank's Privacy Policy may be found at: *********************************
Salary Description
$16.50 - $19.61
Senior Loan Documentation Specialist
Loan Processor Job 10 miles from Sacramento
Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Senor Loan Documentation Specialist to join our Credit Risk Management team located at either our corporate office in Novato or office in Rancho Cordova. This position supports the loan documentation/quality control functions of the Bank by preparing loan documents for all commercial, consumer, real estate and construction loans, at the highest level of complexity ensuring that all bank policies, procedures and applicable compliance regulations are adhered to; work with officers to structure the more complex transactions, and document accurately and efficiently to ensure customer satisfaction and Bank compliance.
Professional / Educational Experience
* 3 - 5 years related experience and/or training. Associate's degree (A.A.) from a two-year college or technical school; or equivalent combination of experience and/or training.
The hourly hiring pay range for this position is $28.23 to $40.11. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.
Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.
Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability
Bilingual Loan Specialist
Loan Processor Job In Sacramento, CA
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.
For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pay Range: $23-$26/ Hour
Pay range only applies to California residents.
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Bilingual - English/Spanish
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
High degree of integrity.
Sales mentality.
Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
#RGNL
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Officer
Loan Processor Job In Sacramento, CA
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
* Obtain an accurate and thorough 1003.
* Collect supporting documentation from borrower:
* 30 day paystubs
* 2 years tax returns
* Last 2 years W2's
* Award letters, disability, trust income, etc.
* LOE for Gaps in jobs
* At initial contact with borrower provide needs list and complete application
* 2 months bank statements
* Obtain executed disclosures within regulations time frame.
* Obtain accurate AUS findings.
* Analyze credit report and financial scenario, determining appropriate loan product(s).
* Determine (price) a profitable loan and communicate fees to ops team.
* Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
* Lock in rate.
* Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
* Issue Lender Credit if needed
* If loan out of balance, work with processor & branch manager to request subsidy
* Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
* Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
* Coordinate, create, track and distribute marketing materials.
* Manage client and referral partner databases.
* Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
* Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
* High school diploma or equivalent required.
* At least two years of experience in Mortgage lending or related field.
* Active NMLS License.
* Ability to manage multiple priorities; strong detail orientation and highly organized.
* Works with a strong sense of urgency and responsiveness.
* Passionate about delivering excellence in customer service.
* Demonstrated patience and professionalism when interacting with both internal and external customers.
* Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
* Strong verbal and written communication skills.
Supervision
* Intermittent to low supervision required, depending on experience
* Apply sound judgment in execution of core job responsibilities
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; mobility in an office setting.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Home Loan Specialist II
Loan Processor Job In Sacramento, CA
California ,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Moorpark, CA
Pasadena, CA
Essential Duties:
- Perform complex data and document validation.
- Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Handle more complex calls, emails, or chat sessions.
- Complete appraisal eligibility tasks.
- Evaluate loan applications for compliance with product guidelines.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Proficiency in Microsoft Office.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141860
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Processor Job In Sacramento, CA
Job Details Sacramento, CA - Sacramento, CA Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Officer
Loan Processor Job In Sacramento, CA
PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.
Responsibilities
Essential Job Functions:
Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours
outside
of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.
Current, valid NMLS license or appointment in good standing.
Qualifications
Must have applicable state licensing.
Two to five years' experience are preferred.
Must also meet one of the following 3 options:
Actively funding more than 2 loans/month, or
Xinnix Training completion for Loan Origination required, or
Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).
Skills:
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.
Travel:
May be required.
Min USD $0.00/Yr. Max USD $250,000.00/Yr.
Jaguar Land Rover Sacramento Loaner Car Coordinator
Loan Processor Job In Sacramento, CA
Loaner Car Coordinator Qualifications * Driver's License * Clean DMV Education * High School Diploma or Equivalent Other * Ability to read and comprehend instructions and information. * Professional personal appearance. * Excellent verbal/written communication skills.
* Ability to meet company's production and quality standards.
* Basic Technology Skills (Email, Microsoft Office, Mobile Device etc.)
Physical Requirements (Surroundings)
* Spend time outdoors in the weather and elements.
* Spend time indoors in air-conditioned areas.
* Sitting on a regular basis.
* Standing on a regular basis.
* Walking on a regular basis.
* Bending, twisting and/or stooping infrequently.
* Kneeling and/or squatting infrequently.
* Lifting 25 lbs. to 50 lbs.
* Infrequently reaching and/or lifting overhead.
* Infrequently climbing stairs.
* Repetitive hand/finger movement on a regular basis.
* Grasping/grabbing with hands infrequently.
* Pushing and pulling.
General Expectations
* Devote himself/herself to ensuring satisfaction to customers.
* Determine management, production and quality requirements by asking questions and listening.
* Attend company meetings as required.
* Maintain a follow-up system that encourages follow through with assigned projects. This includes designated CRM Process.
* Establish personal performance goals that are consistent with company standards of productivity and devise a strategy to meet those goals.
* Review and analyze actions at the end of each day, week, month, and year to determine how to better utilize time and plans more effectively.
* Understand the terminology of the business and keep abreast of technology changes in products and services.
* Know and understand the federal, state and local requirements which govern the company's business.
* Follow lawful directions from supervisors.
* Understand and follow work rules and procedures.
* Participate in performance management.
* Interact well with others and be a positive influence on employee morale.
* Uphold the company's non-disclosure and confidentiality policies and agreements.
* Work evening, weekend and holiday work hours as required.
Job-Specific Expectations
* Perform a physical daily inventory of all service loaner vehicles.
* Ensure the fleet of loaner vehicles is clean and operational.
* Create and maintain Excel spreadsheets that monitor the length of time all loaners are in use.
* Coordinate with Service Advisors to determine if there are challenges with the customers' abilities to return the service loaner vehicles in a timely manner.
* Maintain a professional relationship with Enterprise Rent-A-Car.
* Monitor and track the?Land Rover?rentals that we obtain from Enterprise Rent-A-Car.
* Determine the optimum timing to place vehicles "In- Service" and when to replace them.
* Performs vehicle walk around inspection with customer at time of vehicle pickup and delivery.
* Collects for damage, mileage, fuel, overuse, etc. from customers.
* Effectively places and follows up insurance claims for damaged vehicles.
* Comprehend the depreciation process of each vehicle and be aware of the necessary steps to place the loaner vehicle into the Used Car Department's inventory.
* Greet and communicate with the customers, throughout the entire transaction, in a friendly and professional manner.
* Supervise employees in the Loaner Vehicle Department to ensure that all transactions are handled accurately and professionally.
* Conduct all business within the scope of the Company's Core Values, Mission Statement and Vision Statement.
* Reports to work with a positive attitude, on time and ready to work.
* Maintains high customer satisfaction standards.
* Complete additional tasks as directed.
Disclaimer and Approvals:
This document is intended to describe the general nature and level of work being performed by people assigned to this job. This information is current at the time of publication. Responsibilities may include other duties as assigned and may be amended at the discretion of The Niello Company with or without notice.
Equal Employment Opportunity with the Niello Company:
The Niello Company is an equal opportunity employer that does not discriminate on the basis of actual or perceived: race, religious creed, color, national origin, ancestry, physical or mental disability, medical condition, genetic information, marital status (including registered domestic partnership status), sex and gender (including pregnancy, childbirth, lactation, and related medical conditions), reproductive health decision-making, gender identity and gender expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), age (40 and over), sexual orientation, military and veteran status, domestic violence victim status, political affiliation, and any other consideration protected by federal, state or local law. We support an inclusive workplace where team members excel based on personal merit, qualifications, experience, ability, and job performance.
At-Will Employment:
Employment at The Niello Company is at-will, and therefore, can be terminated, with or without cause, at any time, at the option of the employee or Company. This at-will employment relationship will remain in effect throughout an employee's employment and may not be modified by any oral or implied agreement. Specifically, this job description is not a contract of employment and does not create any contractual rights of any kind between the Company and its employees and does not modify the at-will status of any employee hired via this job posting.
Compensation Range by Position:
The expected pay for this position is $17.00 per hour to $20.00 per hour and may vary based on factors such as location, skills, and relevant experience. Some positions may include additional compensation in the form of bonuses or commissions.
Benefits:
The Niello Company is proud to offer a competitive Benefits package, including Medical, Dental, & Vision plans, to all Full-time Team Members as well as Part-time Team Members who are deemed eligible based on a minimum hours requirement. In addition, TNC offers access to other Benefits such as a Health Savings Account, Flexible Spending Account, Life Insurance, Disability Insurance, 401(k), and an employee discount program. In addition, eligible employees also enjoy paid time off benefits that vary based on position.
Business Banking Loan Specialist
Loan Processor Job 16 miles from Sacramento
Mechanics Bank is currently searching for a Business Banking Loan Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Roseville, Walnut Creek or San Francisco Bay Area locations.
Participates on a team led by the Loan Administration Manager to support the Business Banking Relationship Managers, as assigned, to provide sales, administrative process, and relationship management support. The incumbent will assist with direct and proactive client outreach and collaboration with the Business Banking team to identify additional opportunities within the client relationship. Time will be spent managing the process and completion of loan packages from application through funding to ensure expeditious processing and client experience. In addition, the remaining time will be spent functioning as a central point of contact for internal business partners and clients, supporting Bank processes, products and services, and loan processes in order to deepen client relationships and ensure a positive total experience.
What you will be doing:
Manages and coordinates loan process, from initial engagement through post-funding. Works directly with Relationship Manager, Processing team, Underwriters, Credit Administration, Loan Services, as well as third-party processors to ensure compliance and resolve issues. Responsible for ensuring Underwriting guidelines, compliance requirements and regulatory requirements are met.
Contacts customer and third party processors as necessary to obtain required information and/or documentation and assists with resolving clientbased needs pertaining to transactions. Including but not limited to collecting, organizing and reviewing Appraisal Reports, Environmental Reports, Preliminary Title Reports, Financial Statements and Tax Returns, Insurance, Loan Package, CIP, and Legal Documentation. Ensures that all required activities are met within established timeframes.
Responsible for assisting assigned Relationship Managers with an existing portfolio of business clients, including the outreach and review of transactions for opportunities to expand current/existing portfolio.
Requests and monitors receipt of financial reporting requirements to meet the need of required covenants maintained in a tickler system. Review and analyze financials for completeness prior to submitting to Underwriting Team for review. Review changes in ownership, and ensure the banks loan package is completed and is accurate according to the financials received.
Additional duties may include but are not limited to: Facilitates the collection of fees; Responsible for reporting efforts to clear delinquent and past due/matured loans; Orders payoff demands as needed; Assist Relationship Manager with performing Site Visits, and assisting with Loan Signings as needed; Organizes and uploads documents into Bank systems; Communicates with client about covenant defaults as required.
Who you are:
High school diploma or GED required.
5 years of experience in the following Must have current knowledge of Business Lending Experience with commercial/business lending policies, practices and applicable banking/government regulations.
MS Office Suite applications systems; lending-related systems.
Possess excellent human relations, communications and business writing skills.
Ability to work effectively without direct supervision.
Possess effective time management and organizational skills.
Demonstrates teamwork in facilitating workflow.
High level of cooperation with others and is responsive to the Bank's needs.
Exemplary motivation, enthusiasm, professionalism and team skills.
Demonstrates excellent customer service skills.
Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities.
Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
Ability to travel between bank and customer locations and/or commute for training purposes.
Commercial/Business lending experience in a similar environment.
Valid Driver's License required or available transportation.
Willing to embrace client outreach and consultative sales practices.
Thorough knowledge of Bank operational policies and procedures, compliance regulations, and Bank product and services.
The ability to effectively resolve employee and customer relations issues.
#LI-DNI
Salary Range: $68,640 - 85,000 annually
Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data.
Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.
Please view Equal Employment Opportunity Posters provided by OFCCP here.
To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit
California Privacy Policy for Prospective Employees | Mechanics Bank
Senior Loan Documentation Specialist
Loan Processor Job 10 miles from Sacramento
Bank of Marin, voted by our employees as one of the “Best Places to Work” in the North Bay Business Journal, is seeking a Senor Loan Documentation Specialist to join our Credit Risk Management team located at either our corporate office in Novato or office in Rancho Cordova. This position supports the loan documentation/quality control functions of the Bank by preparing loan documents for all commercial, consumer, real estate and construction loans, at the highest level of complexity ensuring that all bank policies, procedures and applicable compliance regulations are adhered to; work with officers to structure the more complex transactions, and document accurately and efficiently to ensure customer satisfaction and Bank compliance.
Professional / Educational Experience
• 3 - 5 years related experience and/or training. Associate's degree (A.A.) from a two-year college or technical school; or equivalent combination of experience and/or training.
The hourly hiring pay range for this position is $28.23 to $40.11. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.
Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.
Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability
DRE Processor
Loan Processor Job 16 miles from Sacramento
Who We Are Join a team that puts its People First! Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for nine consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit ************************
What We Do
Come join our Roseville, California Homebuilders branch of First American, where we recognize our true worth is our people. Enable you to apply your administrative, support, and interpersonal skills to your team and our customers as we lead the industry in transforming how residential real estate transactions are completed. We value our culture and need energetic people who love the details while thriving in delivering exceptional customer experiences.
First American is looking to add a DRE Processor to our growing team. In this role you will act as the liaison between the Builder and Department of Real Estate to assist in all aspects of obtaining the Final Public Report from the Department of Real Estate.
What You'll Do:
* Provides a wide range of support within a functional area.
* Sets up and maintains project files.
* Processes the requests of agency letters and other documentation for DRE.
* Arranges for a team meeting with client, attorney, engineer, management company, etc., to discuss project plan.
* Prepares all forms required with the application, except management documents and budgets. Title officer should prepare title documents when possible.
* Reviews the project package and submits forms and documents to client for signatures.
* Calendars and controls the schedule/progress so that we always know when the client needs to go to the next step.
* Prepares and submits package when complete.
* Reviews deficiency letters and obtains documents needed to reply.
* Follows subdivision department rules and procedures.
* Maintains awareness of new regulations, policies and forms relating to DRE.
* Follows functional area's processes and procedures in daily activities, troubleshoot as needed and recommend suggestions for continuous improvements to overall operations.
* Actively contributes to the results of a team and works toward achieving goals and objectives.
What You'll Bring:
* Working knowledge of fundamental concepts, practices and procedures of department/field
* Good verbal and written communication skills
* Establishes effective working relationships at the work group level
* High School diploma or equivalent
* 1-3 years of experience
Pay Range: $22.80 - $30.38 Hourly
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
#LI-SD1
What We Offer
By choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it's the right thing to do, but also because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.
Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.
Loan Officer
Loan Processor Job 16 miles from Sacramento
PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U.
S.
mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture.
Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day The role of the Mortgage Loan Officer is to assist existing customers from our Servicing Portfolio telephonically with their current and future mortgage needs.
Each licensed Loan Officer is provided inbound/outbound leads to service in accordance with Pennymac policies, procedures and lending guidelines.
Compensation for the Loan Officer role is directly tied to performance.
The average estimated salary plus incentives for this position is $184,500 to $249,000.
The Mortgage Loan Officer will: Handle high volume of inbound/outbound calls to assist existing Pennymac customers as well as new customers Identify current customer needs and provide guidance for product solutions Advise and educate customers on home-buying or refinance processes Recommend loan solutions to customers to improve their overall financial position Assist applicants through the loan application process including reviewing disclosures and loan documents Emphasize benefits of Pennymac's offers and advantages to highlight how they are beneficial to the customer's needs and provide appropriate rebuttal options as applicable Manage pipeline activities while meeting production goals, compliance requirements and company guidelines in adherence with lending regulations Provide a "Best in Class" experience to every caller to represent the organization's culture and values Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 3+ years of origination and lending experience Must have current UST License Excellent interpersonal, written, and verbal communication skills Ability to multitask, work in a fast paced environment while navigating through different system applications and software Great sense of responsibility and organization Strong attention to detail and ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.
Our vision is to be the most trusted partner for home.
Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.
Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: *********************
page.
link/benefits For residents with state required benefit information, additional information can be found at: ************
pennymac.
com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Salary $50,000 - $250,000 Work Model OFFICE
2023-075 Loan Recovery Officer
Loan Processor Job 43 miles from Sacramento
Job Details Stockton, CA $65,000.00 - $75,000.00 SalaryLoan Recovery Officer
Manages and services a portfolio of the Bank's adversely-graded loans (“Special Loans”) to preserve loan principle and secure interest. Collects payments on delinquent Real Estate loans.
ESSENTIAL DUTIES
Develop repayment plans to accommodate customer and Bank needs.
Structure loan/repayment terms within established limits.
Collect assigned delinquent Real Estate loans.
Maintain tickler system on accounts to ensure proper follow-up.
Conduct “skip-tracing” on all accounts.
Arrange for property repossessions and foreclosures.
Receive and initiate appropriate action on bankrupt accounts.
Develop network of credit contacts as resource in recovery accounts.
Resolve legal issues regarding non-payments.
Maintain awareness of current collection and lending laws for all types of loans.
Court appearances as required.
SECONDARY DUTIES
The position of Loan Recovery Officer performs duties specific to the position and other function as assigned.
COMPLIANCE RESPONSIBILITIES
Must be familiar with all deposit related regulations and receive training on a regular basis as appropriate. This includes but in not limited to BSA, Reg E, Reg CC, Reg DD, BPA, RFPA/Reg P, Reg D and Branch Closing Procedures. Employee must follow all policies and procedures as set forth by the Bank as well as any regulations. Employee must also have knowledge of all lending related regulations including but not limited to: Reg Z, FEMA, HMDA, Fair Lending, FCRA, RESPA, and Predatory Lending.
The employee must be able to take and pass all the required regulatory training as outlined by the Bank on a quarterly basis.
This employee must adhere to all security related procedures of the Bank including Branch security, protection of customer information and security as it relates to the Bank's internet and technology systems.
SUPERVISORY RESPONSIBILITY
The position of Loan Recovery Officer is responsible for the supervision of Loan Recovery Specialists.
ENVIROMENTAL AND PHYSICAL ACTIVITY
The Loan Recovery Officer is in a non-confined office-type setting in which he or she is free to move about at will. It may include some minor annoyances such as noise, odors, drafts, etc,
This employee in the course of performing this position spends time writing, typing, speaking, listening, lifting up to 15 pounds, carrying, sitting, pulling, walking, standing, squatting, kneeling and reaching.
This employee for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), money counter, typewriter, computer terminal, personal computer and related printers.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
Employee must be able demonstrate their ability to read documents or instruments, detailed work, problem solving, customer contact, reasoning, language, presentations, verbal and written communications, analytical reasoning, multiple concurrent tasks and frequent interruptions.
MINIMUM REQUIREMENTS
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and /or ability required to perform the position in a satisfactory manner. Individual's abilities may result in some deviation from these guidelines.
Knowledge of Bank collection procedures and systems
Working knowledge of bankruptcy laws
Good oral and written communication skills
Negotiation skills
Knowledge of laws and regulations applicable to Special Loans (e.g., truth-in-lending, fair credit reporting)
3 - 5 years of collection experience
Loan Officer
Loan Processor Job In Sacramento, CA
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Vault Processor
Loan Processor Job In Sacramento, CA
Posted Date: Jan 28, 2025 Employment Type: Full Time Pay Range: (Specific to NY,CA,CO,WA,MD) $21. 85 - $26. 11 Hourly About Brink's: The Brink's Company (NYSE:BCO) is a leading global provider of cash and valuables management, digital retail solutions, and ATM managed services.
Our customers include financial institutions, retailers, government agencies, mints, jewelers, and other commercial operations.
Our network of operations in 52 countries serves customers in more than 100countries.
Brink's has been a trusted partner in securing commerce for more than 165 years.
Together, every Brink's Team Member is committed to providing the highest levels of service and support to our customers.
We take pride in our work, and we share a passion about our future.
Learn why so many people have made the choice to join our team - and stay here.
We believe that our team should be reflective of the customers we serve every day around the world.
We believe in building partnerships that secure commerce and doing that requires fostering an inclusive culture that values people with diverse backgrounds, ideas, and perspectives.
We build a sense of belonging, so all employees feel respected, safe, and valued, and we provide equal opportunity to participate and grow.
Job Description Who We Are: Brink's U.
S.
, a division of Brink's, Incorporated, is the premier provider of armored car transportation, currency and coin processing, ATM servicing and other value added services to financial institutions, retailers and other commercial and government entities.
The company has a proud history of providing growth and advancement opportunities for its employees.
We have a challenging opportunity for a Vault Personnel.
Who You Are: You are interested in being the backbone of modern finance by connecting banks and businesses around the world with modern solutions that keep them moving forward.
Our Vault Personnel are vital to the success of our branch locations, processing and verifying inbound and outbound liability while ensuring accurate reporting and the security of both our liability and personnel.
The Vault Personnel Role: In branch locations around the world, we're doing the critical cash accounting work that keeps modern commerce moving.
Our work is essential, so our team members are essential.
We verify bank deposits, prepare cash shipments and connect money from one place to the next.
We do it because it makes us proud - #BrinksProud.
Brink's vault security jobs are exceptional opportunities for highly motivated individuals with strong customer service, data entry, and bookkeeping/record keeping abilities.
Additional responsibilities include: Guard and maintain the safety and security of our employees, vault, and liability at all times Prepare outbound orders and replenishments for the next day's routes Monitor performance of processes and machines to ensure efficiency Complete data entry for all transactions of liability Generate and maintain all records and reports daily Other duties as directed Guard liability and assets The Qualifications You Must Have: Minimum of 21 years of age Able to lift at least 50 pounds Data Entry skills Flexibility to work in a fast pace ever changing environment A valid firearms permit OR ability to pass applicable firearms licensing requirements Ability to obtain a guard card or any other required licenses Ability to work collaboratively in our branch locations Ability to satisfactorily complete and maintain all required internal training applicable to the position.
The Additional Qualifications We Prefer: Experience in at least one of the following: cash handling, inventory control, deposit processing, vault balancing, account reconciliation, ATM processing, cashier/teller experience Military background Some Perks For You: A strong, team-oriented culture The strength and stability of our 160+ year history Robust internal growth potential Some uniform and protective equipment provided Insurance: including health, dental, and life (full time only) 401K with company match (full time only) Paid Time Off (full time only) A Career Worth Building: At Brink's, we value our team members and offer our Vault Personnel a fast-paced work environment.
We invest in growth and opportunity by providing world-class training.
We also believe in cross-training our team members in order to ensure diverse skillsets and to promote the internal growth of our team members.
What's Next? Upon completion of the application process (including the pre-hire questionnaire), you will receive an email confirming that we have received your application.
We will review all candidates and will reach out to you directly should this role match your credentials.
Thank you again for your interest in a career at Brink's U.
S.
For more information about future career opportunities, join our talent network, like our Facebook page or follow us on Twitter.
You deserve the best! Discover what it's like to be #BrinksProud - complete the application to be considered for a Brink's Team near you! Brink's is an equal opportunity/affirmative action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity, genetic information or history or any other characteristic protected by law.
Brink's is also committed to providing a drug free workplace.
What's Next? Thank you for considering applying for a job at Brink's.
To be considered for this position, you must complete the entire application process, which includes answering all prescreening questions and providing your eSignature.
Upon completion of the application process, you will receive an email confirming that we have received your application.
We will review all candidates and notify you of your status should we deem you fit for a job.
Thank you again for your interest in a career at Brink's.
For more information about future career opportunities, join our talent network, like our Facebook page or Follow us on X.
Brink's is an equal opportunity/affirmative action employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity, genetic information, or history or any other characteristic protected by law.
Brink's is also committed to providing a drug-free workplace.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Associate Mortgage Specialist.
Loan Processor Job 16 miles from Sacramento
GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap's proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $27 billion in financing for sustainable solutions since 2018.
GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America.
This position is the first step into becoming a licensed loan officer in a direct-to-consumer sales environment with an exclusive, high converting lead source. You will provide sales support to our top loan officers while learning about different mortgage products, qualifying customers, and providing excellent customer service. You will also be taking live calls and gathering pertinent information prior to transferring them to the sales floor.
Essential Job Duties & Responsibilities:
* Review mortgage applications taken by licensed loan officers; assist in collecting, uploading, and labeling documents within our Loan Origination system. Order disclosures, prepare income calculations, run automated underwriting, prepare, and scrub files prior to submitting to underwriting.
* Troubleshoot loan files. Become an expert in loan programs and qualifications.
* Take inbound live transfer calls / make outbound phone calls and gather the necessary information and commitment to transfer them to our sales floor. Provide excellent customer service to GoodLeap customers.
* Attend daily training in preparation for your promotion into sales or take NMLS test.
Required Skills, Knowledge & Abilities:
* 1-2 years top sales experience in a professional environment OR college degree
* Ability to learn quickly
* High energy
* Detail-oriented
* Excellent communication skills
* Collaborative personality
* Ability to work in fast-paced, high-volume environment
* High School Diploma or GED required
Compensation: $24.04/hr + potential bonus opportunities
Additional Information Regarding Job Duties and s:
Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you! Apply today!
Digital Mortgage Loan Officer
Loan Processor Job 30 miles from Sacramento
Description This position is considered HYBRID - working in the office 2-3 days per week. Candidates must reside within commutable distance to our corporate office in Vacaville, CA. Candidates from outside of this region will not be considered. Schedule: M-F, 8:30pm - 5:30pmSummary: Travis Credit Union's (TCU) Mortgage Loan Officers educate and sell prospective mortgage applicants on the best home loan for their financial situation, in compliance with all Credit Union and regulatory guidelines. TCU's Mortgage Loan Officers understand the value of providing excellent personalized member service by building and maintaining positive relationships with members and internal/external business partners through all delivery channels. Profile:
Responsible for all online, digital mortgage loan applications.
Responsible for monitoring the digital queue to support members.
Builds relationships and captures new loan growth via outbound calls by connecting with people and building trust.
Ensures all documentation in loan files is consistent with input data in all data systems utilized.
Determines methods and procedures on new assignments and may coordinate activities of other personnel.
Sells and originates mortgage loans within the guidelines of TCU policy, procedures and government regulations, and ensures all disclosures are sent within regulations and that required documents are accurate.
Pre-qualifies members in identifying portfolio and Fannie Mae underwriting guidelines and programs, FHA and VA requirements and available down payment assistance programs.
Quotes and explains rates and terms; educates prospective applicants of the best home loan for them. Pre-qualifies members for conventional and government mortgages, second mortgages, and our various down-payment assistance programs. Renegotiates loan terms due to changes from initial loan application.
Tracks pipeline to ensure loans are being processed according to established priorities. Acts as the main contact with members during the application process. Provides regular status reports to members to maintain good communication. Works with the operations staff to ensure on-time closings.
Professionally represents TCU within the communities we serve and develops relationships in a manner that will enhance the overall branding and loan growth of the credit union.
Understands and maintains current working knowledge of TCU products/services, policies and procedures, and real estate lending regulations through internal communications, training and attendance at meetings, seminars and workshops.
Actively participates and supports TCU's Sales and Service culture by offering other TCU products/services based on the needs of the member. Delivers quality member service at all times.
Achieves maximum loan volume, ensuring the member receives the best available product to meet their needs, while maintaining portfolio quality standards. Builds and maintains relationships with local realtors as a source of future business.
Stays abreast of state and federal laws and regulations including RESPA, HPML, HOEPA, HCML, ATR/QM, bank secrecy and anti-money laundering laws appropriate to the position.
Skills:
In-depth knowledge of real estate industry lending criteria (FNMA, FHLMC, FHA/VA), and federal and state regulations.
Professional verbal and written communication skills
Detail-oriented. \Work independently and self-motivate to achieve goals with minimal supervision.
Proven business development and/or sales skills.
Sound understanding of TCU's Real Estate loan programs.
Ability to successfully tailor communications according to the audience.
Proven account management skills with the ability to create, maintain and enhance business relationships.
Ability to prepare and effectively facilitate presentations.
Ability to interact with diverse groups of people including business community members, potential borrowers and referral agents in a professional and diplomatic manner.
Proven ability to meet sales objectives, recognize customer needs and match them to loan products.
Proficient in MS Office products (Word, Excel, Outlook). Experience with industry- related software programs.
Flexible in working hours.
Reporting and Experience:
Reports directly to Manager, Mortgage Originations.
High school diploma or equivalent.
AA degree in Business or related field preferred.
Minimum 3 years mortgage origination experience, including selling and processing 1st mortgage Conventional, FHA and 2nd mortgage loan originations in a mortgage-banking environment.
Previous credit analyst experience preferred.
Starting salary is commensurate with experience. In addition to our competitive benefits, this opportunity with Travis Credit Union has a range of:
Digital Loan Officer - Grade 11: $25.07hour - $33.53/hour
Our compensation philosophy is based on several factors such as (but not limited to) the scope and responsibilities of the position, the candidate's work experience, education/training, and key skills. At Travis Credit Union, our priority is that our employees and their loved ones are provided with a Total Rewards program that insures their health and welfare safety which allows our employees to focus on the financial welfare of our members and the credit unions objectives. As such, Travis Credit Union offers a robust benefits package to our eligible employees, including competitive medical, dental, and vision insurance, mental health offerings, employee performance incentive plan, merit increases, 401(k) program with immediately vested employer match, generous holiday and vacation policy, and extensive TCU specific perks like employee loan and credit card discounts! Travis Credit Union is an Affirmative Action Employer EOE/Individual with Disability/Veteran Status #traviscu