Loan Processor Jobs in Rocklin, CA

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  • Home Loan Equity Processor

    Golden 1 Talent Acquisition Team 4.3company rating

    Loan Processor Job 20 miles from Rocklin

    JOB TITLE: Home Loan Equity Processor DEPARTMENT: Home Loans Operations STATUS: Non - Exempt PAY RANGE: $22.75 - $27.30 Hourly GENERAL DESCRIPTION: Organize and execute processes related to equity loans. Effective pipeline management. Partner with the internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing. TASKS, DUTIES, FUNCTIONS: Coordinate and communicate information with Member, Home Loan Advisors and vendors for loan transactions. Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position.. Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1's policies/procedures and update the LOS (Loan Origination System) accordingly. Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending. Review and evaluate credit documentation for compliance with Golden 1's policies. Acquire and maintain knowledge of rules and regulations regarding equity lending. Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy. Maintain and respond to quality control issues. Perform functions in accordance with Golden 1's performance competency standards. Perform other tasks as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: Effective oral and written communication skills required to interact with members and vendor company staff on the telephone, to produce monthly reports, and to perform other clerical functions. Must possess sufficient manual dexterity to skillfully operate standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone. ORGANIZATIONAL CONTACTS & RELATIONSHIPS: INTERNAL: Home Loan staff, Branch staff and various other staff at Corporate Headquarters. EXTERNAL: Title companies, appraisers, members, government agencies and various other vendors. QUALIFICATIONS: EDUCATION: Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma. EXPERIENCE: Two years in a financial institution. Mortgage lending experience preferred. . KNOWLEDGE/SKILLS: Maintain knowledge of real estate industry and Golden 1's policies/procedures & guidelines. Strong oral and written communication skills Strong interpersonal skills Strong member relation skills Ability to manage high volume telephone contact Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate. PHYSICAL REQUIREMENTS: Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Heavy telephone volume. Hearing within normal range. A device to enhance hearing will be provided if needed. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. LICENSES/CERTIFICATIONS: None #LI-Remote REV. 1/24/2025 Other details Job Family Non-Manager Job Function Non-Manager Pay Type Hourly Employment Indicator Remote Min Hiring Rate $22.75 Max Hiring Rate $27.30
    $22.8-27.3 hourly 7d ago
  • Senior Loan Documentation Specialist

    American River Bankshares 4.2company rating

    Loan Processor Job 14 miles from Rocklin

    Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Senor Loan Documentation Specialist to join our Credit Risk Management team located at either our corporate office in Novato or office in Rancho Cordova. This position supports the loan documentation/quality control functions of the Bank by preparing loan documents for all commercial, consumer, real estate and construction loans, at the highest level of complexity ensuring that all bank policies, procedures and applicable compliance regulations are adhered to; work with officers to structure the more complex transactions, and document accurately and efficiently to ensure customer satisfaction and Bank compliance. Professional / Educational Experience * 3 - 5 years related experience and/or training. Associate's degree (A.A.) from a two-year college or technical school; or equivalent combination of experience and/or training. The hourly hiring pay range for this position is $28.23 to $40.11. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level. Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process. Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability
    $28.2-40.1 hourly 7d ago
  • Business Banking Loan Specialist

    Mechanics Bank 4.2company rating

    Loan Processor Job 4 miles from Rocklin

    Mechanics Bank is currently searching for a Business Banking Loan Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Roseville, Walnut Creek or San Francisco Bay Area locations. Participates on a team led by the Loan Administration Manager to support the Business Banking Relationship Managers, as assigned, to provide sales, administrative process, and relationship management support. The incumbent will assist with direct and proactive client outreach and collaboration with the Business Banking team to identify additional opportunities within the client relationship. Time will be spent managing the process and completion of loan packages from application through funding to ensure expeditious processing and client experience. In addition, the remaining time will be spent functioning as a central point of contact for internal business partners and clients, supporting Bank processes, products and services, and loan processes in order to deepen client relationships and ensure a positive total experience. What you will be doing: Manages and coordinates loan process, from initial engagement through post-funding. Works directly with Relationship Manager, Processing team, Underwriters, Credit Administration, Loan Services, as well as third-party processors to ensure compliance and resolve issues. Responsible for ensuring Underwriting guidelines, compliance requirements and regulatory requirements are met. Contacts customer and third party processors as necessary to obtain required information and/or documentation and assists with resolving clientbased needs pertaining to transactions. Including but not limited to collecting, organizing and reviewing Appraisal Reports, Environmental Reports, Preliminary Title Reports, Financial Statements and Tax Returns, Insurance, Loan Package, CIP, and Legal Documentation. Ensures that all required activities are met within established timeframes. Responsible for assisting assigned Relationship Managers with an existing portfolio of business clients, including the outreach and review of transactions for opportunities to expand current/existing portfolio. Requests and monitors receipt of financial reporting requirements to meet the need of required covenants maintained in a tickler system. Review and analyze financials for completeness prior to submitting to Underwriting Team for review. Review changes in ownership, and ensure the banks loan package is completed and is accurate according to the financials received. Additional duties may include but are not limited to: Facilitates the collection of fees; Responsible for reporting efforts to clear delinquent and past due/matured loans; Orders payoff demands as needed; Assist Relationship Manager with performing Site Visits, and assisting with Loan Signings as needed; Organizes and uploads documents into Bank systems; Communicates with client about covenant defaults as required. Who you are: High school diploma or GED required. 5 years of experience in the following Must have current knowledge of Business Lending Experience with commercial/business lending policies, practices and applicable banking/government regulations. MS Office Suite applications systems; lending-related systems. Possess excellent human relations, communications and business writing skills. Ability to work effectively without direct supervision. Possess effective time management and organizational skills. Demonstrates teamwork in facilitating workflow. High level of cooperation with others and is responsive to the Bank's needs. Exemplary motivation, enthusiasm, professionalism and team skills. Demonstrates excellent customer service skills. Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities. Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information. Ability to travel between bank and customer locations and/or commute for training purposes. Commercial/Business lending experience in a similar environment. Valid Driver's License required or available transportation. Willing to embrace client outreach and consultative sales practices. Thorough knowledge of Bank operational policies and procedures, compliance regulations, and Bank product and services. The ability to effectively resolve employee and customer relations issues. #LI-DNI Salary Range: $68,640 - 85,000 annually Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank
    $68.6k-85k yearly 60d+ ago
  • Bilingual Loan Specialist

    Regional Finance 4.1company rating

    Loan Processor Job 20 miles from Rocklin

    Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pay Range: $23-$26/ Hour Pay range only applies to California residents. Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Bilingual - English/Spanish Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** #RGNL Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $23-26 hourly 12h ago
  • Loan Officer

    Pennymac 4.7company rating

    Loan Processor Job 4 miles from Rocklin

    PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The role of the Mortgage Loan Officer is to assist existing customers from our Servicing Portfolio telephonically with their current and future mortgage needs. Each licensed Loan Officer is provided inbound/outbound leads to service in accordance with Pennymac policies, procedures and lending guidelines. Compensation for the Loan Officer role is directly tied to performance. The average estimated salary plus incentives for this position is $184,500 to $249,000. The Mortgage Loan Officer will: Handle high volume of inbound/outbound calls to assist existing Pennymac customers as well as new customers Identify current customer needs and provide guidance for product solutions Advise and educate customers on home-buying or refinance processes Recommend loan solutions to customers to improve their overall financial position Assist applicants through the loan application process including reviewing disclosures and loan documents Emphasize benefits of Pennymac's offers and advantages to highlight how they are beneficial to the customer's needs and provide appropriate rebuttal options as applicable Manage pipeline activities while meeting production goals, compliance requirements and company guidelines in adherence with lending regulations Provide a "Best in Class" experience to every caller to represent the organization's culture and values Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 3+ years of origination and lending experience Must have current UST License Excellent interpersonal, written, and verbal communication skills Ability to multitask, work in a fast paced environment while navigating through different system applications and software Great sense of responsibility and organization Strong attention to detail and ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $50,000 - $250,000 Work Model OFFICE
    $36k-49k yearly est. 28d ago
  • Senior Loan Documentation Specialist

    Bank of Marin 4.4company rating

    Loan Processor Job 14 miles from Rocklin

    Bank of Marin, voted by our employees as one of the “Best Places to Work” in the North Bay Business Journal, is seeking a Senor Loan Documentation Specialist to join our Credit Risk Management team located at either our corporate office in Novato or office in Rancho Cordova. This position supports the loan documentation/quality control functions of the Bank by preparing loan documents for all commercial, consumer, real estate and construction loans, at the highest level of complexity ensuring that all bank policies, procedures and applicable compliance regulations are adhered to; work with officers to structure the more complex transactions, and document accurately and efficiently to ensure customer satisfaction and Bank compliance. Professional / Educational Experience • 3 - 5 years related experience and/or training. Associate's degree (A.A.) from a two-year college or technical school; or equivalent combination of experience and/or training. The hourly hiring pay range for this position is $28.23 to $40.11. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level. Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process. Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability
    $28.2-40.1 hourly 2d ago
  • Mortgage Loan Officer / Home Loan Specialist - Bilingual

    Churchill Mortgage Corporation 3.2company rating

    Loan Processor Job 20 miles from Rocklin

    Job Details Sacramento, CA - Sacramento, CA Full Time Sales Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients. Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here. We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality. Responsibilities Educate customers on best financing solutions Manage a large pipeline of loans Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices. Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources. Provide applicants with information regarding the loan application process. Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors Other duties may be applicable as business needs may dictate and as assigned by management. Qualifications Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages Dedicated to growing yourself and your skills Active NMLS license 2+ years of self-gen mortgage origination experience required Knowledge of basic loan programs and loan structuring needed for success Desire to grow and be coachable with the best leadership in the industry Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed). Benefits Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program). Employees Own the Company Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP). Churchill Mortgage Corporation is an Equal Opportunity Employer
    $38k-56k yearly est. 60d+ ago
  • Loan Officer

    Guild Holdings Company

    Loan Processor Job 20 miles from Rocklin

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions * Obtain an accurate and thorough 1003. * Collect supporting documentation from borrower: * 30 day paystubs * 2 years tax returns * Last 2 years W2's * Award letters, disability, trust income, etc. * LOE for Gaps in jobs * At initial contact with borrower provide needs list and complete application * 2 months bank statements * Obtain executed disclosures within regulations time frame. * Obtain accurate AUS findings. * Analyze credit report and financial scenario, determining appropriate loan product(s). * Determine (price) a profitable loan and communicate fees to ops team. * Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. * Lock in rate. * Review CD to ensure fees and cash at closing are consistent with commitment to Customer: * Issue Lender Credit if needed * If loan out of balance, work with processor & branch manager to request subsidy * Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. * Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. * Coordinate, create, track and distribute marketing materials. * Manage client and referral partner databases. * Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. * Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications * High school diploma or equivalent required. * At least two years of experience in Mortgage lending or related field. * Active NMLS License. * Ability to manage multiple priorities; strong detail orientation and highly organized. * Works with a strong sense of urgency and responsiveness. * Passionate about delivering excellence in customer service. * Demonstrated patience and professionalism when interacting with both internal and external customers. * Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. * Strong verbal and written communication skills. Supervision * Intermittent to low supervision required, depending on experience * Apply sound judgment in execution of core job responsibilities * Travel: 0% Requirements * Physical: Work is primarily sedentary; mobility in an office setting. * Manual Dexterity: Frequent use of computer keyboard and mouse. * Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. * Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.
    $37k-57k yearly est. 60d+ ago
  • Home Loan Specialist II

    Solomonedwards 4.5company rating

    Loan Processor Job 20 miles from Rocklin

    California ,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist II for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Moorpark, CA Pasadena, CA Essential Duties: - Perform complex data and document validation. - Troubleshoot third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Handle more complex calls, emails, or chat sessions. - Complete appraisal eligibility tasks. - Evaluate loan applications for compliance with product guidelines. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Proficiency in Microsoft Office. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141860
    $20-26 hourly 60d+ ago
  • Loan Officer

    Guild Mortgage 4.3company rating

    Loan Processor Job 9 miles from Rocklin

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30 day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities; strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.
    $37k-53k yearly est. 60d+ ago
  • Jaguar Land Rover Sacramento Loaner Car Coordinator

    The Niello Company 4.3company rating

    Loan Processor Job 20 miles from Rocklin

    Loaner Car Coordinator Qualifications * Driver's License * Clean DMV Education * High School Diploma or Equivalent Other * Ability to read and comprehend instructions and information. * Professional personal appearance. * Excellent verbal/written communication skills. * Ability to meet company's production and quality standards. * Basic Technology Skills (Email, Microsoft Office, Mobile Device etc.) Physical Requirements (Surroundings) * Spend time outdoors in the weather and elements. * Spend time indoors in air-conditioned areas. * Sitting on a regular basis. * Standing on a regular basis. * Walking on a regular basis. * Bending, twisting and/or stooping infrequently. * Kneeling and/or squatting infrequently. * Lifting 25 lbs. to 50 lbs. * Infrequently reaching and/or lifting overhead. * Infrequently climbing stairs. * Repetitive hand/finger movement on a regular basis. * Grasping/grabbing with hands infrequently. * Pushing and pulling. General Expectations * Devote himself/herself to ensuring satisfaction to customers. * Determine management, production and quality requirements by asking questions and listening. * Attend company meetings as required. * Maintain a follow-up system that encourages follow through with assigned projects. This includes designated CRM Process. * Establish personal performance goals that are consistent with company standards of productivity and devise a strategy to meet those goals. * Review and analyze actions at the end of each day, week, month, and year to determine how to better utilize time and plans more effectively. * Understand the terminology of the business and keep abreast of technology changes in products and services. * Know and understand the federal, state and local requirements which govern the company's business. * Follow lawful directions from supervisors. * Understand and follow work rules and procedures. * Participate in performance management. * Interact well with others and be a positive influence on employee morale. * Uphold the company's non-disclosure and confidentiality policies and agreements. * Work evening, weekend and holiday work hours as required. Job-Specific Expectations * Perform a physical daily inventory of all service loaner vehicles. * Ensure the fleet of loaner vehicles is clean and operational. * Create and maintain Excel spreadsheets that monitor the length of time all loaners are in use. * Coordinate with Service Advisors to determine if there are challenges with the customers' abilities to return the service loaner vehicles in a timely manner. * Maintain a professional relationship with Enterprise Rent-A-Car. * Monitor and track the?Land Rover?rentals that we obtain from Enterprise Rent-A-Car. * Determine the optimum timing to place vehicles "In- Service" and when to replace them. * Performs vehicle walk around inspection with customer at time of vehicle pickup and delivery. * Collects for damage, mileage, fuel, overuse, etc. from customers. * Effectively places and follows up insurance claims for damaged vehicles. * Comprehend the depreciation process of each vehicle and be aware of the necessary steps to place the loaner vehicle into the Used Car Department's inventory. * Greet and communicate with the customers, throughout the entire transaction, in a friendly and professional manner. * Supervise employees in the Loaner Vehicle Department to ensure that all transactions are handled accurately and professionally. * Conduct all business within the scope of the Company's Core Values, Mission Statement and Vision Statement. * Reports to work with a positive attitude, on time and ready to work. * Maintains high customer satisfaction standards. * Complete additional tasks as directed. Disclaimer and Approvals: This document is intended to describe the general nature and level of work being performed by people assigned to this job. This information is current at the time of publication. Responsibilities may include other duties as assigned and may be amended at the discretion of The Niello Company with or without notice. Equal Employment Opportunity with the Niello Company: The Niello Company is an equal opportunity employer that does not discriminate on the basis of actual or perceived: race, religious creed, color, national origin, ancestry, physical or mental disability, medical condition, genetic information, marital status (including registered domestic partnership status), sex and gender (including pregnancy, childbirth, lactation, and related medical conditions), reproductive health decision-making, gender identity and gender expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), age (40 and over), sexual orientation, military and veteran status, domestic violence victim status, political affiliation, and any other consideration protected by federal, state or local law. We support an inclusive workplace where team members excel based on personal merit, qualifications, experience, ability, and job performance. At-Will Employment: Employment at The Niello Company is at-will, and therefore, can be terminated, with or without cause, at any time, at the option of the employee or Company. This at-will employment relationship will remain in effect throughout an employee's employment and may not be modified by any oral or implied agreement. Specifically, this job description is not a contract of employment and does not create any contractual rights of any kind between the Company and its employees and does not modify the at-will status of any employee hired via this job posting. Compensation Range by Position: The expected pay for this position is $17.00 per hour to $20.00 per hour and may vary based on factors such as location, skills, and relevant experience. Some positions may include additional compensation in the form of bonuses or commissions. Benefits: The Niello Company is proud to offer a competitive Benefits package, including Medical, Dental, & Vision plans, to all Full-time Team Members as well as Part-time Team Members who are deemed eligible based on a minimum hours requirement. In addition, TNC offers access to other Benefits such as a Health Savings Account, Flexible Spending Account, Life Insurance, Disability Insurance, 401(k), and an employee discount program. In addition, eligible employees also enjoy paid time off benefits that vary based on position.
    $17-20 hourly 59d ago
  • Digital Mortgage Loan Officer

    Travis Credit Union 4.6company rating

    Loan Processor Job 49 miles from Rocklin

    Description This position is considered HYBRID - working in the office 2-3 days per week. Candidates must reside within commutable distance to our corporate office in Vacaville, CA. Candidates from outside of this region will not be considered. Schedule: M-F, 8:30pm - 5:30pmSummary: Travis Credit Union's (TCU) Mortgage Loan Officers educate and sell prospective mortgage applicants on the best home loan for their financial situation, in compliance with all Credit Union and regulatory guidelines. TCU's Mortgage Loan Officers understand the value of providing excellent personalized member service by building and maintaining positive relationships with members and internal/external business partners through all delivery channels. Profile: Responsible for all online, digital mortgage loan applications. Responsible for monitoring the digital queue to support members. Builds relationships and captures new loan growth via outbound calls by connecting with people and building trust. Ensures all documentation in loan files is consistent with input data in all data systems utilized. Determines methods and procedures on new assignments and may coordinate activities of other personnel. Sells and originates mortgage loans within the guidelines of TCU policy, procedures and government regulations, and ensures all disclosures are sent within regulations and that required documents are accurate. Pre-qualifies members in identifying portfolio and Fannie Mae underwriting guidelines and programs, FHA and VA requirements and available down payment assistance programs. Quotes and explains rates and terms; educates prospective applicants of the best home loan for them. Pre-qualifies members for conventional and government mortgages, second mortgages, and our various down-payment assistance programs. Renegotiates loan terms due to changes from initial loan application. Tracks pipeline to ensure loans are being processed according to established priorities. Acts as the main contact with members during the application process. Provides regular status reports to members to maintain good communication. Works with the operations staff to ensure on-time closings. Professionally represents TCU within the communities we serve and develops relationships in a manner that will enhance the overall branding and loan growth of the credit union. Understands and maintains current working knowledge of TCU products/services, policies and procedures, and real estate lending regulations through internal communications, training and attendance at meetings, seminars and workshops. Actively participates and supports TCU's Sales and Service culture by offering other TCU products/services based on the needs of the member. Delivers quality member service at all times. Achieves maximum loan volume, ensuring the member receives the best available product to meet their needs, while maintaining portfolio quality standards. Builds and maintains relationships with local realtors as a source of future business. Stays abreast of state and federal laws and regulations including RESPA, HPML, HOEPA, HCML, ATR/QM, bank secrecy and anti-money laundering laws appropriate to the position. Skills: In-depth knowledge of real estate industry lending criteria (FNMA, FHLMC, FHA/VA), and federal and state regulations. Professional verbal and written communication skills Detail-oriented. \Work independently and self-motivate to achieve goals with minimal supervision. Proven business development and/or sales skills. Sound understanding of TCU's Real Estate loan programs. Ability to successfully tailor communications according to the audience. Proven account management skills with the ability to create, maintain and enhance business relationships. Ability to prepare and effectively facilitate presentations. Ability to interact with diverse groups of people including business community members, potential borrowers and referral agents in a professional and diplomatic manner. Proven ability to meet sales objectives, recognize customer needs and match them to loan products. Proficient in MS Office products (Word, Excel, Outlook). Experience with industry- related software programs. Flexible in working hours. Reporting and Experience: Reports directly to Manager, Mortgage Originations. High school diploma or equivalent. AA degree in Business or related field preferred. Minimum 3 years mortgage origination experience, including selling and processing 1st mortgage Conventional, FHA and 2nd mortgage loan originations in a mortgage-banking environment. Previous credit analyst experience preferred. Starting salary is commensurate with experience. In addition to our competitive benefits, this opportunity with Travis Credit Union has a range of: Digital Loan Officer - Grade 11: $25.07hour - $33.53/hour Our compensation philosophy is based on several factors such as (but not limited to) the scope and responsibilities of the position, the candidate's work experience, education/training, and key skills. At Travis Credit Union, our priority is that our employees and their loved ones are provided with a Total Rewards program that insures their health and welfare safety which allows our employees to focus on the financial welfare of our members and the credit unions objectives. As such, Travis Credit Union offers a robust benefits package to our eligible employees, including competitive medical, dental, and vision insurance, mental health offerings, employee performance incentive plan, merit increases, 401(k) program with immediately vested employer match, generous holiday and vacation policy, and extensive TCU specific perks like employee loan and credit card discounts! Travis Credit Union is an Affirmative Action Employer EOE/Individual with Disability/Veteran Status #traviscu
    $25.1-33.5 hourly 21d ago
  • Associate Mortgage Specialist.

    Goodleap 4.6company rating

    Loan Processor Job 4 miles from Rocklin

    GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap's proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $27 billion in financing for sustainable solutions since 2018. GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America. This position is the first step into becoming a licensed loan officer in a direct-to-consumer sales environment with an exclusive, high converting lead source. You will provide sales support to our top loan officers while learning about different mortgage products, qualifying customers, and providing excellent customer service. You will also be taking live calls and gathering pertinent information prior to transferring them to the sales floor. Essential Job Duties & Responsibilities: * Review mortgage applications taken by licensed loan officers; assist in collecting, uploading, and labeling documents within our Loan Origination system. Order disclosures, prepare income calculations, run automated underwriting, prepare, and scrub files prior to submitting to underwriting. * Troubleshoot loan files. Become an expert in loan programs and qualifications. * Take inbound live transfer calls / make outbound phone calls and gather the necessary information and commitment to transfer them to our sales floor. Provide excellent customer service to GoodLeap customers. * Attend daily training in preparation for your promotion into sales or take NMLS test. Required Skills, Knowledge & Abilities: * 1-2 years top sales experience in a professional environment OR college degree * Ability to learn quickly * High energy * Detail-oriented * Excellent communication skills * Collaborative personality * Ability to work in fast-paced, high-volume environment * High School Diploma or GED required Compensation: $24.04/hr + potential bonus opportunities Additional Information Regarding Job Duties and s: Job duties include additional responsibilities as assigned by one's supervisor or other managers related to the position/department. This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. The Company reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. The Company shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law. If you are an extraordinary professional who thrives in a collaborative work culture and values a rewarding career, then we want to work with you! Apply today!
    $43k-51k yearly est. 25d ago
  • Loan Officer - Outside

    Panorama Mortgage Group 4.5company rating

    Loan Processor Job 49 miles from Rocklin

    The Outside Loan Officers primary role is to source, qualify and originate mortgage loans by working primarily outside the Companys offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly. Responsibilities: Comply with outside sales and reporting obligations, duties, requirements and guidelines. Produce loans according to targets set by manager. Uphold integrity of the brand. Must be familiar with originating loans. Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines. Monitor loan pipeline through Lenders Office. Monitor productivity via reporting tools. Ensure compliance with all government and regulatory requirements. Loan Officer shall determine his or her hours or work. Loan Officers are not required to work any specific number of hours per week and when you do work is at your discretion. Take information from the prospective borrower and complete the loan application form. Set yearly goals/attend meetings with manager. Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford. Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product. Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process. Order in file credit report, when required by the Company. Determine whether the property is located in a flood area, where required by the Company. Attend the closing of the mortgage loan, if requested by the company. Under no circumstances shall the Loan Officer by compensated greater than the amount negotiated in the Loan Officer Compensation Agreement. Able to comply with the policies and procedures outlined in the Company handbook Perform other duties as assigned. Supervisory Responsibilities: This position has no supervisory responsibilities. Qualifications Requirement: Able to comply with the policies and procedures outlined in the Company Handbook Must have a current license through NMLS and be in good standing Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA Two (2) years prior mortgage or mortgage banking experience Ability to deliver effective results and to meet deadlines History of exceeding sales goals Reliable transportation, valid drivers license and current automotive insurance Sound judgment and decision-making skills Ability to work under pressure and meet deadlines with minimal supervision Excellent phone and service skills Develop and maintain relationships within the real estate community Timely communication and response times according to department standards Physical/Sensory Requirements: Must be able to lift 25 pounds at a time Bend, stoop and stretch as needed Prolonged periods of sitting, standing and or ambulating (Employee has some control over the length of time) Prolonged use of computers, telephone, and other standard office equipment which includes reading, writing, listening or speaking Fluency in English language (written, oral, spoken); fluency in a second language desirable
    $37k-49k yearly est. 60d+ ago
  • Loan Servicing Specialist

    First Northern Bank of Dixon 4.0company rating

    Loan Processor Job 39 miles from Rocklin

    What You'll Do The Loan Servicing Specialist is primarily responsible for processing high volume commercial and mortgage loans and ensuring the successful delivery of the loan related services quickly, accurately, courteously and in a confidential manner. Tasks include but are not limited to: processing and funding loans with a high level of accuracy and attention to detail, processing all loan payments and payoffs for active, charged-off, and non-accrual loans, and reconciling general ledger accounts daily. Primary Responsibilities Board loans and lines of credit to the Bank s loan accounting system Performs callback process on loans/lines boarded as back up Reconciles daily General Ledger accounts including: Loans in Process, Suspense and Escrow Process payments, payoffs, construction draws, charge offs, recoveries and non-accruals Handle phone call inquiries in regard to loan payments and advances Assist co-workers in completing daily workload when necessary to ensure all closing deadlines are me Provide high level of customer service to both internal and external customers Perform basic functions as needed daily such as file maintenance, organize and maintain files\ Qualifications High School Diploma or the equivalent required Loan Servicing experience or other directly related experience a plus Advanced skills in personal computer operation and proficiency in Microsoft Office Word and Excel, Fiserv ITI software Advanced math skills ability to calculate interest, percentages, ratios and locate routine mathematical errors Competencies Communication strong communication skills; can effectively assist other staff and follow up with customer inquires Accuracy and Thoroughness strong attention to detail and ability to meet productivity standards Dependability can exercise personal and professional responsibility and work with limited direction when needed Initiative undertake self-development activities and seek increased responsibilities, asking for and offering help when needed Productivity proven ability to produce results in a fast-paced environment Planning and Organizing able to prioritize, organize and manage your time effectively Service promptly respond to requests for service and meet commitments made to customers and other employees Judgment and Discretion maintain confidentiality of sensitive information and exhibit sound and accurate judgement when making decisions Collaboration can work well with other departments and individuals, maintaining communication needed to keep the workflow going Why You Should Apply Full-time position with excellent compensation and benefits package Generous time off programs Bonus program Profit-sharing Discounted stock purchase program Excellent growth and development opportunities And much more! Pay Range (Hourly): $20-$25/hour The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management. First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status. The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.
    $20-25 hourly 26d ago
  • Direct Loan Processor Specialist I

    Golden 1 Talent Acquisition Team 4.3company rating

    Loan Processor Job 20 miles from Rocklin

    TITLE: DIRECT LOAN PROCESSOR SPECIALIST I STATUS: NON-EXEMPT REPORT TO: SUPERVISOR - DIRECT LENDING DEPARTMENT: CONSUMER DIRECT LENDING OPERATIONS PAY RANGE: $20.70 - $23.00 HOURLY GENERAL DESCRIPTION: As a Direct Loan Processor Specialist I, your primary objective will be to provide prompt, efficient and accurate service to our members and co-workers from the application stage through the funding process on consumer loans. You will be responsible for managing a large volume of inbound and outbound consumer loan-related calls from members and co-workers daily. With the ability to multi-task in a fast-paced environment, you will be expected to actively listen to members, respond to their queries and concerns, and always deliver outstanding member service. As a Consumer Direct Lending Specialist I, you will support Member Service and Branch employees with complex loans, questions, or escalations. As a Direct Loan Processor Specialist I, you should have excellent verbal and written communication skills, attention to detail, and a strong commitment to accuracy and compliance with laws and regulations related to credit union compliance. TASKS, DUTIES, FUNCTIONS: Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position. Manage a high volume of inbound and outbound loan-related calls effectively and simultaneously manage loan applications. Continuously develop yourself to solve problems and improve department performance. Foster a positive work environment by actively listening to and responding to member and co-worker needs with a courteous and helpful attitude. Analyze data, research, and collect documentation, and prepare loan documents with minimal errors. Obtain and verify required Department of Motor Vehicles (DMV) documentation to properly record the company's lien on loan collateral. Collaborate with peers across different departments to carry out key steps in the loan application process. Audit various operational documents, including executed loan documents, and reports to ensure proper procedural compliance, accuracy, and authenticity. Maintain a working knowledge of Golden 1 lending policies and procedures to ensure compliance. Conduct supportive tasks including email correspondence, answering TEAM chat queries, conducting consumer loan fulfillment audits, providing assistance for escalated calls and branch emails. Identify and mitigate potential fraud, suspicious activity, and identity theft. Conduct member interviews, perform financial calculations and analysis on Proof of Income, and gather information to satisfy loan conditions in order to determine suitability for loan funding. Prepare loan documents and send them to members for signing and prepare approved loans for disbursement accordingly. Constantly develop critical thinking skills and enhance departmental performance. Monitor Outlook emails and TEAM chats efficiently, quickly collaborate in real-time, and respond promptly. Participate in video conferencing and online meetings while being comfortable in a virtual office culture. Provide effective oral and written communication skills to aid other employees and proactively follow up on member inquiries and concerns via Web Messaging or phone taking care to ensure proper grammar and a professional tone. Provide exceptional customer service to Golden 1 members, dealerships, and outside finance companies. Perform other tasks as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASK: At least three years of experience working in a busy call center environment where high call and loan application volume are the norm preferred. Strong multitasking skills with excellent mindfulness and accuracy. Exceptional verbal and written communication skills, including the ability to articulate technical information in a clear and concise manner. Strong knowledge retention and recall abilities to provide quick and accurate information to callers. Ability to handle pressure and remain calm in challenging situations with frustrated callers. Fast and efficient workstyle to accommodate high volume of calls while maintaining high quality customer support. Empathetic and friendly approach to gain customers' trust and establish positive rapport. Excellent organizational skills to multitask and manage various duties, such as note-taking, knowledge base checking, and LPQ/DataSafe system updating, while speaking with callers. Knowledge of DMV titling and lien filing is a plus. Familiarity with Microsoft Office programs. Ability to identify and mitigate potential fraud, suspicious activity, and identity theft. Initiative-taking individual with a can-do attitude and a willingness to take on any task required to meet or exceed team goals and objectives. A collaborator with exceptional customer service skills and a commitment to providing a positive experience for Golden 1 members. Knowledge of auto loans, and personal loans is a plus. The successful candidate has experience working in a high-volume call center environment with a proven track record of meeting established productivity and quality standards. Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Hearing within normal range. A device to enhance hearing will be provided if needed. Ability to lift 15 lbs. as may be required. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. ORGANIZATIONAL CONTACTS & RELATIONSHIPS: INTERNAL: Managers, Supervisors, branch staff, Member Services, Vehicle Services, back-office staff, peers, and all levels of leadership. Assists MSS I, II, and II's, as well as Branch Management, in handling complex loan applications and escalations that need to be taken over and completed for fulfillment of the loan. EXTERNAL:Members, dealerships, and finance companies. QUALIFICATIONS: EDUCATION: A high school diploma or equivalent is required, with some college preferred. EXPERIENCE: 3 years of experience in a fast-paced call center environment or work environment with high call volume and loan processing volume. #LI-Remote THIS JOB DESCRIPTION IN NO WAY STATES OR IMPLIES THAT THESE ARE THE ONLY DUTIES TO BE PERFORMED BY THIS EMPLOYEE. HE OR SHE WILL BE REQUIRED TO FOLLOW OTHER INSTRUCTIONS AND TO PERFORM OTHER DUTIES REQUESTED BY HIS OR HER SUPERVISOR THAT ARE WITHIN HIS / HER KNOWLEDGE, SKILL AND ABILITY AS WELL AS HIS / HER MENTAL AND PHYSICAL ABILITIES. REV. 10/1/2024
    $20.7-23 hourly 13d ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan Processor Job 20 miles from Rocklin

    California ,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Moorpark, CA Pasadena, CA Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141858
    $20-26 hourly 60d+ ago
  • Loan Officer

    Guild Mortgage 4.3company rating

    Loan Processor Job 20 miles from Rocklin

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers. Essential Functions Obtain an accurate and thorough 1003. Collect supporting documentation from borrower: 30 day paystubs 2 years tax returns Last 2 years W2's Award letters, disability, trust income, etc. LOE for Gaps in jobs At initial contact with borrower provide needs list and complete application 2 months bank statements Obtain executed disclosures within regulations time frame. Obtain accurate AUS findings. Analyze credit report and financial scenario, determining appropriate loan product(s). Determine (price) a profitable loan and communicate fees to ops team. Submit a complete loan package to processing. Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate. Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed If loan out of balance, work with processor & branch manager to request subsidy Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing. Coordinate, create, track and distribute marketing materials. Manage client and referral partner databases. Answer customer inquiries involving rates, products and loan application status to ensure quality customer service. Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer. Qualifications High school diploma or equivalent required. At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities; strong detail orientation and highly organized. Works with a strong sense of urgency and responsiveness. Passionate about delivering excellence in customer service. Demonstrated patience and professionalism when interacting with both internal and external customers. Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required. Strong verbal and written communication skills. Supervision Intermittent to low supervision required, depending on experience Apply sound judgment in execution of core job responsibilities Travel: 0% Requirements Physical: Work is primarily sedentary; mobility in an office setting. Manual Dexterity: Frequent use of computer keyboard and mouse. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media. Environmental: Office environment - no substantial exposure to adverse environmental conditions. Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match. Guild Mortgage Company is an Equal Opportunity Employer.
    $37k-53k yearly est. 60d+ ago
  • Dealer Services Ops - Processing - Indirect Loan Processor I

    Golden 1 Talent Acquisition Team 4.3company rating

    Loan Processor Job 20 miles from Rocklin

    JOB TITLE: Indirect Loan Processor I DEPARTMENT: Dealer Services Ops REPORTS TO: MGR - DLR SVCS OPS STATUS: Non-Exempt GRADE: 15H PAY SCALE: $20.70 - $23.00 Hourly GENERAL DESCRIPTION: Receives, reviews, audits and disburses loan applications through the Credit Union Direct Lending program to maintain quality of program, ensure accuracy of loan information, and provide member and dealership satisfaction. TASKS, DUTIES, FUNCTIONS: Receive and audit appropriate paperwork sent from the vehicle dealerships. Research and identify missing information and communicate discrepancies with dealership personnel. Perform verifications on application data to ensure accuracy prior to funding. Ability to identify red flags in loan documentation in order to avoid potential fraud. Determine whether loan warrants disbursal as per Golden 1 established guidelines. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position. Fund appropriate monies to dealerships with the appropriate administrative fee. Assist department staff with gathering information and preparation of reports. Communicate and interact with department management and staff to provide information on loan status. Help in other areas within Lending as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: 1. Prolonged sitting throughout the workday performing the job. 2. Normal vision range required to read loan documents to determine status. 3. Effective oral and written communication skill required to interact with dealerships, staff, and members to perform constructive follow-up. QUALIFICATIONS: 1. EDUCATION: Successful completion of High School curriculum is required. 2. EXPERIENCE: One year in a lending position performing contract review is desired. Appropriate related experience is acceptable. 3. KNOWLEDGE/SKILLS: Clerical skills, telephone skills, credit reporting equipment, electronic banking equipment, ten key, facsimile machine skills, and personal computer filing skills. Close attention to details. PHYSICAL REQUIREMENTS: Prolonged sitting throughout the workday. Corrected vision in the normal range. Must possess sufficient manual dexterity to skillfully operate an on- line computer terminal and other standard office equipment, including a typewriter, if needed, calculator, personal computer, facsimile machine, and telephone. LICENSES/CERTIFICATIONS:None #LI-Hybrid THIS JOB DESCRIPTION IN NO WAY STATES OR IMPLIES THAT THESE ARE THE ONLY DUTIES TO BE PERFORMED BY THIS EMPLOYEE. HE OR SHE WILL BE REQUIRED TO FOLLOW OTHER INSTRUCTIONS AND TO PERFORM OTHER DUTIES REQUESTED BY HIS OR HER SUPERVISOR THAT ARE WITHIN HIS/HER KNOWLEDGE, SKILL AND ABILITY AS WELL AS HIS/HER MENTAL AND PHYSICAL ABILITIES. REV. 2/20/2025 Other details Job Family Non-Manager Job Function Non-Manager Pay Type Hourly Employment Indicator Flex/Hybrid Min Hiring Rate $20.70 Max Hiring Rate $23.00
    $20.7-23 hourly 33d ago
  • Mortgage Closer

    Solomonedwards 4.5company rating

    Loan Processor Job 20 miles from Rocklin

    California ,USA About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Moorpark, CA Pasadena, CA Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-26. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141864
    $20-26 hourly 60d+ ago

Learn More About Loan Processor Jobs

How much does a Loan Processor earn in Rocklin, CA?

The average loan processor in Rocklin, CA earns between $32,000 and $64,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.

Average Loan Processor Salary In Rocklin, CA

$45,000
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