Loan Processor Jobs in Raynham, MA

You Belong Here People's Credit Union is built on the belief that members and employees should feel a sense of belonging. Based on our Core Values, we created that feeling by design to offer you a genuine sense of community where you are supported personally and professionally. If you work here, you belong here. Your Values Align With Ours We hire employees whose core values match our own. We can train for competency, but if you're also genuine, trustworthy, earnest, empathetic, and resourceful, we want you on our team. Your Voice Is Heard Here, hierarchy doesn't drive impact - all voices are sought out, heard, and respected. We are listeners, then doers. Your Team Makes You Stronger Independent work is expected, but collaboration with compassionate accountability makes us all stronger. Working together, we all learn and grow. Your Future Is Bright We recognize that careers are not always straight lines. Professional development is a shared responsibility. We are committed to providing opportunities and resources to help you navigate your career paths and achieve your goals. Let's work together to foster growth and development in our organization. What we offer • Health and dental benefits through Blue Cross Blue Shield, plus vision benefits through VSP • 401(k) and Roth plan with a competitive employer match • Robust Wellness Program • Employee Recognition Program • Fun, food, and events Position Summary The Consumer Loan Processer / Funder works with the Consumer Loan Underwriters to fund and quality-control indirect consumer loan bookings, and scans related loan documents into COCC / iDentifi. He/she also reviews all direct (branch and web originated) consumer loan applications for completeness, reaches out to applicants for outstanding items and information, submits completed applications to the Underwriters, and informs applicants of loan decisions. The Consumer Processer serves as the primary borrower contact for all branch originated loans after the initial app is taken by the branch and until the branch reaches out to the borrower to select a closing date, and for all web originated loans, start to finish. Essential Responsibilities and Accountabilities Indirect Loans Performs loan and member account opening transactions to ensure proper disbursement of loan proceeds and funding of miscellaneous accounts and fees (i.e. credit insurance, title fees, VSI fees, GAP insurance, and other fees as required). Works directly with auto dealers, merchants, Consumer Lending, and branch staff to close consumer loans, clear related outstanding issues, and provide other support as necessary. Scans closed loan documents into COCC / iDentifi. Direct Loans Reviews and prepares all loan applications from the branches and the web for underwriting. Reaches out to the applicant for any required information and/or documentation. Serves as the primary contact for applicants of branch originated loans between the initial application and loan closing, and for all web originated loans, start to finish. Serves as the primary contact for branch staff regarding loans in process. Informs all applicants of loan decisions - approved, countered, declined. Prepares closing documents for branch staff and borrowers. Reviews payment protection options with borrowers when informing of approval and loan details. Completes all online DocuSign loan closings. Scans closed loan documents into COCC / iDentifi. Quality Control Reviews closed indirect and direct loan contracts and supporting documentation for completeness and to ensure quality of work and compliance with Consumer Lending policies and regulations. Reviews maintenance within core system to confirm accuracy. Reconciliation Reviews, completes, and submits all GL reconciliations for Gap and LendPro accounts to Finance. Key Behavioral Competencies Communicativeness Individuals effective at this competency understand the importance of continued, relevant, and consistent information exchange. They understand that communication is best through different channels and actively seek to provide information using the best medium. They take responsibility for information and ensure that individuals have accurate and current information. They take responsibility for ensuring that any communication is effectively received and that they close the loop on any communications that are unclear. High Standards Individuals who are effective at this competency create, communicate, model, and set expectations for standards that result in a high-quality product and performance. They are committed to best practices and continuously improve processes and products. They hold others accountable to the same quality that they hold themselves accountable to. Informal Communication Individuals effective at this competency are able in informal situations (phone calls, spontaneous gatherings, collaborative meetings) to effectively convey clear information. They are able to spontaneously absorb and process information, read body language and other subtle cues, and clearly communicate without preparation. They understand the importance of all communications (body language, words, facial expressions) and take ownership of their own communication. Relationship Building Individuals who are effective at this competency enjoy and are good at interacting with people and find commonalities to build strong relationships. They understand genuine relationships are critical for success and that it is important to devote time and energy to nurturing relationships and maintain them over time. They are able to use relationships in a genuine way to help get things accomplished. Dependability / Reliability Individuals effective at this competency understand the importance of consistently meeting commitments and quality of work. They are able to be trusted to be on-time, prepared, and will make decisions that are aligned with the organization's purpose, values and goals. They communicate when they cannot meet commitments and make plans to cover any commitments they are missing. Knowledge and Skills High school diploma or equivalent At least one year's experience with consumer and/or indirect lending processing or servicing Working knowledge of consumer and/or indirect lending practices Must meet registration requirements under the SAFE ACT to obtain the appropriate federal NMLS number Good verbal and written communication skills Strong mathematical and organizational skills Working knowledge of Word and Excel Ability to perform multiple tasks concurrently meeting required deadlines ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and regularly lifting up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment. Must be able to routinely perform work on computer for an average of 6-8 hours per day. Must be able to work additional hours whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

Incorporated in 1834, Hingham Institution for Savings is one of America's oldest banks. The Bank provides commercial mortgage and relationship banking services in Boston, Nantucket, Washington, D.C. and the San Francisco Bay Area. Publicly-traded but family-run since 1993, our objective has been to build one of America's great banks, characterized by superior long-term financial results, a fortress balance sheet that provides unquestionable assurance to our depositors, and an enduring culture of growth and success. We have a small, entrepreneurial team - just under 100 people - and we hold ourselves to high standards. The Residential Lending Group is responsible for delivering outstanding service to our clients seeking residential lending products. We offer portfolio lending via our Massachusetts-based branch network as well financing both primary and second homes in the Washington DC metropolitan area and San Francisco. The processing, underwriting and closing of residential loans resides within this group. Hingham's bankers work closely with our customers to assist with their financial needs. With a personal approach, we have the ability to deliver and comment quickly, in a streamlined process, and we can structure unusual transactions that provide unique value to customers. Role: Strong candidates for this role will have a demonstrated record of accomplishment in residential mortgage loan processing, solid communications skills, the ability to work well under pressure, and in-depth knowledge of regulatory requirements for residential mortgage lending. In this position, you will process the loan file from origination through to closing, working closely with the residential mortgage loan officers and our law office and providing exceptional customer service. Responsibilities: * Responsible for reviewing and verifying the accuracy of the borrower(s) financial documentation and the mortgage loan application. * Responsible for gathering all the necessary documentation that is required to receive the loan approval. This includes income documentation, bank statements, liabilities and any other pertaining information as applicable. * Responsible for organizing, labeling and updating all documents that were provided into its appropriate folder within the Bank's google drive. * If the file is incomplete or not ready for credit decisions, issue and monitor Notice of Incomplete Application to keep within compliance timeframes. * Acts as a point of contact to loan officers, Attorneys, vendors from origination through the close of the mortgage transaction. * Attend weekly Pipeline meetings with Loan Officers * Prepares required initial or amended disclosures to ensure compliance with all state/federal regulations and bank guidelines. * Order services and monitor receipt of services included but not limited to: Flood Certifications, appraisal, title requests and credit reports. * Communicates loan status' and related documentation deficiencies to loan officers. Audits loan file documentation to confirm appropriate & accurate receipt and completion of any/all application documentation including, appropriate signatures, dates and other relevant data. * Reviews and evaluates loan file information/documentation for both compliance and pre-underwriting. * Ensures that the loan file is complete, accurate and in accordance with Bank requirements including HMDA data collection within Bank's core loan origination system (Encompass). * Prepares loan closing documents in accordance with all Bank and regulatory guidelines. * Review all closing conditions are satisfied and executed according to closing instructions. * Resolves any post-closing quality control issues. Qualifications: * 2+ years of experience directly processing and closing residential mortgage loans * Proficient understanding and commitment to regulatory compliance within residential lending * Strong analytical skill with the ability to collect, organize and disseminate significant amounts of information with attention to detail and accuracy * Ability to apply logical and creative thinking to solve complex lending problems * Strong written and verbal communication skill, including ability to organize and present ideas and information in a simple, concise and unambiguous manner. * Resilient and able to work autonomously in the face of ambiguity * Familiarity with Encompass LOS is a plus.

Join Our Exceptional Team at Seamen's Bank$1,000 Hiring Bonus! Are you an experienced administrative professional ready to elevate your career? Seamen's Bank offers a unique blend of personalized service and comprehensive financial solutions, making us a standout employer in the banking industry. Consistently recognized as one of the "Best Banks to Work For" nationwide, we invite you to discover what makes our team extraordinary and why our employees choose to grow their careers with us. Why Seamen's Bank? Personalized Service with a Broad Reach: As a part of our team, you'll support service-oriented delivery of financial services while benefiting from the expansive resources of a leading institution. Dynamic Career Opportunities: We provide an environment that supports your career aspirations and professional growth. Competitive Benefits Package Joining Seamen's Bank means accessing an array of benefits designed to support your personal and professional well-being: 3 Weeks of Vacation in Your First Year: Begin your journey with us while enjoying ample time for rest and rejuvenation. Subsidized Child Care at 65%: We support your family's needs with significant childcare savings. Comprehensive Medical Coverage: Access medical insurance with 75% of the premiums covered by us, starting on your first day. Free Dental Insurance and More: Enjoy dental coverage at no cost from day one, along with free life and long-term disability insurance. 401(k) Savings Plan: Secure your financial future with our generous employer match. 11 Paid Holidays: Celebrate and recharge with paid time off during holidays. Professional Development: Engage in continuous learning and seize opportunities for career advancement. If you're ready to be a part of a team that values your expertise and ambitions, explore the possibilities at Seamen's Bank. Here, your career growth is our priority. We look forward to welcoming dedicated professionals who are passionate about making a difference in the financial services landscape. Commercial Loan Processor/Closer The Commercial Loan Processor/Closer at Seamen's Bank plays a vital role in processing and closing commercial loans. Their attention to detail and understanding of loan documents uphold the bank's reputation for excellence. Essential Duties and Responsibilities Manage Application Workflows: Track and complete workflows in the Commercial Loan Origination System (LOS). Gather Information: Collect credit reports and other data for loan evaluations. Monitor Loan Progression: Track loan requests from initiation to final disposition. Prepare Documentation: Create clear and compliant documentation for various loan outcomes. Coordinate Interactions: Order third-party documents and schedule loan closings with stakeholders. Pre-Closing and Closing: Ensure all documentation is complete and oversee the closing process. Review and Follow-Up: Scrutinize closing packages and resolve discrepancies. Digital Management: Input data into the FIS system, scan documents, and process transactions. Customer Communication: Respond to inquiries and prepare written communications for customers. Compliance Knowledge: Stay updated on commercial loan policies and regulations. Qualifications and Experience Education: Associate's degree or equivalent, plus at least one year of relevant banking or lending experience. Communication Skills: Ability to effectively communicate with third-party service providers. Technical Skills: Proficiency in Microsoft Excel and Word, along with strong problem-solving abilities. Attention to Detail: Ensure accuracy in all tasks. AAP/EEO STATEMENT: Seamen's Bank is committed to a firm policy in favor of equal employment opportunity and will abide by all applicable state and federal regulations by not discriminating against any applicant or employee on the basis of race, religion, color, creed, sex, age, national origin, citizenship status, marital status, sexual orientation, gender identity and expression, disability or veteran status. Our commitment to equal employment opportunities shall include employment, upgrading, promotion, demotion, transfer, leaves or other absences from work, layoff, compensation and benefits, selection for training or other education, professional opportunities and conflict resolution. It is also the policy of Seamen's Bank to take affirmative action to employ and to advance in employment, all persons regardless of their status as woman, minority or individuals with disabilities or protected veterans, and to base all employment decisions only on valid job requirements. Please inform us of any necessary accommodations required during the application process and/or at any time during employment.

Title: Senior Loan Servicing Representative Department: Loan Servicing Reports to: Loan Servicing Officer Supervises: None Classification: Non-exempt Date Prepared: November 22, 2024 Summary / Objective The Senior Loan Servicing Representative responsibilities include performing a variety of loan servicing and processing activities in conformance with established bank policies, procedures and objectives. Functions include, but are not limited to, the booking of loans on the Bank's core system, quality control and auditing of loan documents, document maintenance, tracking and review of all pending loan documents, exceptions and end of month financial reporting. Experience & Education Requirements: Bachelor's degree or equivalent lending experience Background in financial institution's real estate, commercial and/or consumer lending procedures Excellent understanding of lending procedures, Federal and State lending regulations Proven customer service skills Essential Job Functions: Responsible for booking and/or modifying Residential and Consumer loans, as well as an understanding for Commercial loans. This entails the ability to read and interpret promissory notes and modification agreements to establish the proper schedules and data in the system that will reflect the contract with the member. Must be able to use sound judgment when selecting codes, such as property type, account type, flags, etc., as each of these is critical to the system and reporting Assist with Commercial onboarding, modification, and quality control checks Ensure all loan documentation is accurate, complete, and in compliance with internal and regulatory standards Maintain, manage, and track all pending and outstanding loan documents, resolve exceptions and ensure that any missing or incorrect information is identified and corrected promptly Perform loan field maintenance and transactions, such as printing notices, payoff processing, unapplied payments, returned payments, tax and insurance escrow disbursements and loan modifications Research and resolve servicing Issues, clear system errors and verify report within scope of authority and expertise. Process loan payments and perform complex transactions, including, but not limited to, recalculating principal, interest, escrow and other payment information for accounts, as necessary. Process and prepare all paid off documentation to the customer and/or attorney, releasing collateral liens appropriately Daily/Monthly reporting of FNMA MPF loans Monitor real estate taxes, flood & hazard insurance, and other charges on secured properties Instruct vendors to impose forced-placed insurance coverage on acquired properties, ensure proper coverage, and pay premiums. May manage collection activities to include telephone calls, letters to borrowers and documentation of same. Address credit bureau disputes, investigate claims, and confirm or remove derogatory items from customer's credit history. Adhere to timelines and deadlines established, based on client needs and department workflow. Comply with all federal and local rules, laws and regulations Maintain written policies and procedures. Maintain knowledge of department policies and procedures through internal and external training activities Assist with departmental ad hoc projects, as necessary. Conduct regular reviews to recommend improvements in workflow, efficiency, and quality. Assist in all areas of lending as required, including providing backup support, conducting system testing and upgrades Qualifications Required knowledge, skills & abilities: Excellent knowledge of banking regulations and policies and procedures Knowledge of loan processing practices, methods and procedures Knowledge of Commercial, Real Estate and Consumer loan files and documents Excellent interpersonal, communication & computer skills Ability to apply critical thinking and problem solving skills Ability to provide courteous, knowledgeable and professional customer service on the phone Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision. Ability to perform accurate data input into a variety of software. COCC, DNA preferred, yet not required. Successful completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Requires manual dexterity and sitting and standing for longer periods of time Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

It's an exciting time to be at Hanscom Federal Credit Union! As a member of our Consumer Lending Department, you will join a dynamic team of purpose-driven individuals committed to delivering exceptional service to our members. Who we are - Hanscom Federal Credit Union Members-first - our members are our top priority. We make business decisions with our members at the top of mind. Integrity - we're honest and committed to doing what's best for our members and our company. What is right isn't the same as what is easy. Teamwork - we are in this together and we all benefit from our success. Innovation - we identify new ideas for processes or products that will lead to positive changes and take the initiative to implement the changes. Empathy - we understand that communication starts by listening, understanding diverse perspectives, and caring about others' sustained success. What we offer A full-time, permanent position that will reward you through an annual bonus program. Medical, Dental, Vision, FSA, 401(k), Student Loan Paydown, and paid Sick and Vacation time benefits. A flexible hybrid work schedule environment. We are committed to fostering career growth and development - when you join our organization it's not just a job. We look to develop your skills aligned to our business needs and help you progress in your career. Who you are - Senior Consumer Loan Processor You are a dynamic, detail oriented, intuitive person with the ability to develop relationships, build rapport and become a trusted team member. You are able to provide everyone you assist or support with a high level of service, have strong organization and multi-tasking skills, and are searching for a rewarding career where you are valued and respected. What you'll do Responsible for the accurate and timely funding of all indirect loans, including but not limited to gathering and reviewing all necessary documentation, delaying funding as necessary, and contacting internal and external stakeholders to move loans to funding. Handle escalated and complex calls, including but not limited to difficult dealers, funding issues, and calls escalated from members and staff. Is the point of contact for underwriters, applicants and MEC to facilitate smooth communication and resolve issues in a timely manner. Provides prompt, efficient, and professional service to all members with transactions, loan maintenance, loan questions and payoff requests by answering the loan department extension. Processes monthly dealer reserve chargeback report and invoices; records dealer payments of chargebacks on spreadsheet and tracks payment of unpaid invoices. Coach and mentor new hires to the Consumer Lending Processing Team and ensure that existing staff are trained and following updates to HFCU's policies, procedures, and systems. Responsible for gathering loan documentation for examinations and audits of HFCU's lending programs; assists with investigating concerns presented by examiners and auditors. Participates in projects as requested. Processes changes and system upgrades. Works with vendors and internal staff to learn, understand and test new items as necessary. Identify lending platform inefficiencies and provide recommendations for solutions. Verifies and adheres to all lending regulations whether they are federal, state, or HFCU policies. Identify and escalate any irregularities or possible fraud to supervisors for review Responsible for reviewing Indirect vehicle loan title documentation to help ensure that HFCU's lien is in place so that a title may be obtained and held by HFCU. Assisting with Titles for direct loan Title Perfection Creating, updating and maintaining Processes and Procedures for Organization's use Assumes additional responsibilities as requested. Knowledge/Skills/Experience Required: 1-3 years of similar or related experience, including preparatory experience. Education/Certifications/Licenses A high school degree or equivalent PHYSICAL REQUIREMENTS Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. WORKING CONDITIONS Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. MENTAL AND/OR EMOTIONAL REQUIREMENTS Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. ** Must be authorized to work in the US **

About Us: At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners. About This Role: Responsible for the timely processing of all mortgage loan applications received by Credit Union through multiple lending channels in compliance with Federal, State and Local Regulatory Requirements, within established timelines to meet loan closing deadlines. Key Responsibilities: Provide strong verbal and written communication to members, mortgage brokers, and internal stakeholders during the application process. Effectively manage pipeline, prioritizing loan files to meet loan-level timelines including commitments, mortgage contingency dates, close dates, and rate locks. Generate Loan Estimates on a timely basis to meet Regulatory requirements including 3-day disclosure requirement. Accurately Calculate Fannie Mae Loan Level Price Adjustments (LLPA). Order services through 3rd parties including credit reports, flood certs, appraisals and settlement and title services. Assist with incoming calls to Real Estate Lending phone queue. Collect and review all loan documents to satisfy loan conditions, prepare loan files for underwriting, ensuring documentation is in order, accurate and complete prior to advancing to Underwriter for review. Note: Reviewing loan file requires working knowledge and understanding of loan applications, credit report, asset statements (including sourcing large deposits and EMD's), income docs (including paystubs, W- 2's, tax returns), appraisals, title work, etc...and the ability to identify possible deficiencies in file, including possible fraud/risk and ask appropriate questions, obtain clarifications and/or updated docs as needed. Perform File Maintenance, Compliance and QC tasks including but not limited to: Issuing 21-day letters, ensuring accuracy and completeness of HMDA data, performing Pre-Closing QC. Who You Are: Minimum 1-3 years current Conventional Mortgage Loan Processing experience. Processing loans through Encompass LOS experience preferred. Ability to multi-task and process high loan volume in fast-paced system & technology based. environment; encouraging and cultivating continuous process improvement. In-depth understanding of current Regulatory Requirements relative to TRID, as well as other State and Federal Regulatory requirements. Experience generating and reviewing Loan Estimates (LE's). Working knowledge and understanding of Fannie Mae Guidelines and AUS. Strong attention to detail is critical to success in the role. Excellent written and verbal communication skills. Candidate will be highly positive, proactive, self-motivated and possess the ability to effectively manage their time with competing task. Candidate must be able to work from our Chelmsford, MA location. What We Offer: Competitive salary and benefits package Opportunities for professional development and career growth Hybrid Schedule (min 3 days in office to maximize collaboration) A collaborative and inclusive work environment Paid Time Off, Wellness Time & Paid Federal holidays 401K with 6% match High Performance Culture Become a part of a team where your ideas are valued, your growth is supported, and your work makes a difference. Apply today and take the next step in your career with USALLIANCE. EQUAL OPPORTUNITY EMPLOYER USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce. This is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements. This may be modified at any time, for any reason, at the sole discretion of management. At this time, USAlliance Federal Credit Union will not sponsor a new applicant for employment authorization or offer any immigration related support for this position (i.e., H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, or another type of work authorization). If you need sponsorship now or in the future, look for this statement in the before you apply: “USAlliance Federal Credit Union will consider sponsoring a new, qualified applicant for employment authorization for this position”. If this is not listed in the job description, USAlliance Federal Credit Union will not provide sponsorship for the candidate to work in the United States. In the spirit of pay transparency, we are excited to share the base hourly range for this position is $23.43 - $28.70 , exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer. Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth. We also offer a generous compensation and benefits package. All positions must adhere to standard BSA/AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.

Temporary Description Processor: Under General supervision, responsible for processing of mortgage and home equity loan applications. Establishes loan files and orders appropriate documentation. Is accountable for completeness and accuracy of documents. Prepares the file for review prior to submission for underwriting, verifies that all requested documentation is received, and accurate and sufficient information received in order to make a tentative decision on the request. Responsibilities and Duties Include: Reviews mortgage loan files received via mail, internet or from Originators/Branch staff for further processing. Obtains credit report for initial analysis of the request. Look up deeds and assessed value information and upload to files. Responsible for initial review of online applications. Contact applicant for additional required information to proceed with application. Comprehensive understanding of Products and guidelines when reviewing new applications. Using original documents, inputs all data pertinent to the new file into the computer terminal. Responsible for ensuring that all loan documentation is complete, accurate, verified, and complies with credit union policies. Contacts borrowers for required fees and processes withdrawals from member accounts as specified. Responsible for the completion of all Disclosures and Regulatory documents. Processes the request by ordering credit reports, appraisals, flood determinations, employment, and liabilities and so forth. Prepares letters or emails requesting additional information if needed. Calculates estimated mortgage insurance premiums if applicable. Calculates income, property taxes and insurance. Checks the loan files when documents are returned to determine accuracy and if additional borrower information is needed as determined by secondary market guidelines. Updates the information on the file in the computer as changes are received. Contacts borrowers and others to obtain the necessary information. Maintains a number of activity logs to generate weekly or monthly reports. Maintains the HMDA documentation for reporting and updates accordingly. Assists in the updating of weekly mortgage rates on system for APR's, payment per thousand, etc. and updates applicable departments. Updates ARM indexes and product description forms. Compiles information for the rate sheet, weekly surveys, and distributes accordingly. If applicable, mails monthly, or when change warrants, lending rates to appropriate parties. When requested, assists in assembling loan files for packaging to private mortgage insurance companies and investors. Obtains various insurance commitments and verifies the accuracy of the information. When requested, updates the files after analysis from the Underwriter. Verifies that the figures on the analysis sheet corresponds to the figures on the final application. Assists with reviewing of the commitment letter for accuracy, consistency, and typos, and calculates the Annual Percentage Rates. When requested, assists with completion of denial letters, maintains the files based on retention schedules. Preforms additional duties as requested. Requirements Qualifications: A minimum of two (2) years experience in processing all types of mortgage 1st and 2nd lien products. Knowledgeable in secondary market documentation, MGL and regulations. Knowledge of TRID, RESPA, HMDA, Regulation B and Z requirements desired. Excellent organizational skills. Proficient Computer skills, including Word and Excel. Proficient clerical and typing skills and a broad knowledge of lending departmental operations and procedures. Good interpersonal skills necessary to gather data from a number of sources and to positively represent the Credit Union during such contacts. Salary Description $22 - $30

Automotive Loan Processor / Automotive Finance Assistant: Organizes, gathers and processes customer documentation for sales. ESSENTIAL DUTIESEssential Duties include the following. Other duties may be assigned.Receives cash, checks and credit card payments from customers; records amount received. Makes change and issues receipts to customers. Files within appropriate file system all dealership forms, records, reports, correspondence, or other important material. Establishes and maintains good working relationships with several finance sources, including the manufacturer. Processes finance and lease deals accurately and fairly through financial sources to secure approval. Provides refunds or credit memorandums to customers for returned merchandise or as directed by managers. Works with department managers to keep abreast of new products and services offered, their features and value, and any changes in price. Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner. Checks all paperwork for correct title, lien information, taxes, etc., before forwarding to accounting. Acquires and maintains current state insurance license, completing continuing credit insurance education as needed. Answers customer questions about service performed or products purchased, or refers them to someone who can. Processes all federal, state, and dealer paperwork related to vehicle transaction. Verify customer insurance requirements. Ensures collection of all finance and insurance fees. Processes all credit applications. Maintains an adequate and current supply of all required contracts and paperwork needed for completion and finalization of car deals Conducts business in an ethical and professional manner. Provides clerical and secretarial assistance to departments as needed. Maintains a professional appearance. Keeps work area neat and clean. Performs other duties as assigned.$17 - $19 an hour Murgado Automotive Group is an equal opportunity employer. Murgado Automotive Group does not discriminate in employment on account of race/ethnicity, color, religion, national origin, gender, sexual orientation/transgender status, age disability, martial/parental status, citizenship status, military status, political affiliation and/or beliefs, pregnancy, order of protection status or other non-merit status. We are an employer who participates in the E-verify program with the Department of Homeland and Security.

Salem Five is a growing regional financial services organization with a rich history of over 160 years. As an independent bank, we are deeply rooted in the communities we serve and offer our employees successful and rewarding careers. Salem Five has more than 30 retail banking branches throughout Essex, Middlesex, Norfolk and Suffolk counties, strong business banking capabilities, an Insurance division, a Wealth Management & Trust organization and a Mortgage Company that has provided homeownership to generations of families. Salem Five believes deeply in supporting the communities in which we reside. Donations through our Charitable Foundation or events at the branch or location-level are an important part of our DNA. We would not be the company we are without our commitment to businesses and organizations that help the region thrive and to our employees. Come see what we're all about. The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells Bank mortgage products to meet established loan quality and production goals. In this on-going sales role, the Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer's network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Salem Five business lines. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. • Develops and maintains successful relationships with business referral sources, existing and prospective. • Prospects new mortgage lending opportunities. • Meets with customers as necessary during various stages of the loan process. • Utilizes Salem Five training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customers and internal business partners. • Provides complete loan applications to loan processors. • Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners. • Consistently achieve and exceed sales goals through active prospecting and solicitation from referral resources. • Originate applications in accordance with company policy, compliance, and regulatory guidelines. EDUCATION and/or EXPERIENCE Bachelor's degree (B.A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience. 1-3 years of mortgage sales experience required. CERTIFICATES, LICENSES, REGISTRATIONS Valid Driver's License and acceptable driving record. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand and sit. The employee is occasionally required to walk and reach with hands and arms. The employee must regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision. Benefits/Incentives: Health Insurance, Dental, Vision, Flexible Spending Account, Health Savings Account, 401k Matching, Tuition Reimbursement, Employee Referral Program, Summer Family Outing, Annual Holiday Reception and more Ready to apply? If this job sounds like a fit for you, then click on Apply/Apply Now in this posting. We look forward to talking with you.

MasonWest LLC was founded in 2012 with our core industry focus being Banking, Financial Services, Insurance, Accounting, Finance & Legal . As a leader in the executive search industry, we take pride in our partnerships and strive in delivering the recruiting and human capital expertise you deserve. Our depth of experience and dedication to the process of executive search combined with delivering unparalleled results for our clients and candidates is the formula to a winning long term solution. Our focus is on attracting the right talent to help our client's business succeed while delivering searches on a national basis. Job Description MasonWest is currently searching for an experienced Loan Review Officer for one of our banking clients near Waltham, MA. Job Desrciption: The loan review function at our banking client oversees and conducts the independent loan review process across the company, which is designed to: Promptly identify loans having potential credit weaknesses so that timely corrective action can be taken to minimize losses. Assess relevant trends that may affect collectability. Provide information to assess the adequacy of the Allowance For Loan & Lease Losses (ALLL). Assess the adequacy of and adherence to internal loan policies. Evaluate the activities of lending personnel especially as it relates to thorough and complete underwriting, early detection of problem loans, and knowledge of his or her loan portfolio. Provide management and the board of directors with objective, accurate, and timely information of the quality of the portfolio. Essential Duties: 1. Under the direction of the Director of Credit Review conduct independent credit reviews of loans and portfolios in accordance with the annual plan. 2. Ensure that loan reviews done on individual loans analyze credit quality; sufficiency of credit and collateral documentation; proper lien perfection; proper approval by the loan officer and loan committees; adherence to any loan agreement covenants; and compliance with internal policies and procedures and laws and regulations; and the appropriateness and timeliness of identification of problem loans by loan officers. 3. Prepare information reports to assist senior management in risk related matters as needed. 4. Participate in risk discussions throughout the banks such that current review work is part of the banks' dialogue on risk appetite. 5. Perform other duties as requested or directed. Qualifications: Formal credit training or equivalent experience is preferred. At least 5 years of credit review and / or related credit work at similar sized and/or larger institutions. Awareness of sound lending practices and basic regulatory requirements covering extension of credit and managing credit risk. Curiosity and analytic sensibility. Excellent written and oral communication skills. Proficiency in Microsoft Word, Excel and PowerPoint. Diplomacy and tact. Position will require frequent traveling Bachelor's degree in relevant field. Additional Information All your information will be kept confidential according to EEO guidelines.

East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers Function : Under the general direction of the Secondary Market Lending Sales Manager, solicits and develops new sources of business and loan opportunities and originates residential loan products in accordance with established Bank policies and procedures. We are looking for candidates with: Proven loan origination sales experience at local bank or mortgage lender 2 or more years of mortgage origination experience preferred Familiarity with Middlesex County preferred Knowledge and understanding of secondary market underwriting guidelines Well developed interpersonal, communication and customer service skills Ability to travel freely and work without direct supervision Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act Essential Job Functions: Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business. Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits. Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries. Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers. Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible. Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards. Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken. Assists with special assignments/projects, and in the development of new products and services to remain competitive. Contact our Human Resources Division or visit ******************** for more details and to apply. Or submit your resume to: Email: **************** Fax: ************ Phone: ************ East Cambridge Savings Bank, Attn: Human Resources 344 Cambridge Street Cambridge, MA 02141 East Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, Develops and maintains referral sources, Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, Meets with clients in person to sell mortgage loan products/packages, Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, Obtains credit information and necessary documentation for application process, In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, Engages in marketing and promotional activities in support of their own sales, Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries Provides origination services in the state of licensure Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications Sales experience in the mortgage industry is preferred Familiarity with mortgage processes, procedures, rules, regulations, and compliance Exceptional customer service skills with a strong attention to detail Excellent written and verbal communication skills Strong computer skills to include a working knowledge of MS Office Ability to comprehend and analyze financial information Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management Established contact and referral list within the real estate and mortgage industries preferred Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

This inside sales position will be responsible for generating sales for home equity lines of credit through leads and applications obtained through, but not limited to, the retail branch network, internal phone and web referrals and other internal direct to customer campaigns. Primary responsibilities include Through timely and responsive customer contact; needs based selling techniques; and by adhering to all applicable quality and service guidelines, meet production and customer satisfaction targets. Ensure follow up and follow through with both Internal and External customers is occurring with a sense of urgency. Meet and exceed established department service level agreements. Qualifications, Education, Certifications and/or Other Professional Credentials BA /BS degree or equivalent experience 4 years of sales experience in financial services 3 years of current Mortgage and Home Equity experience Ability to work independently and successfully in a team environment Experience working in a call center environment Superior organization and time management skills Demonstrated ability to handle multiple tasks efficiently in fast environment Effective written and verbal communication skills essential Capable of delivering results within specified timeframe Proficient PC skills, including MS Office experience Hours & Work Schedule Hours & Work Schedule Hours per Week: 40 Work Schedule: M-F 8-5

ABOUT EAGLEPICHER EaglePicher Technologies is driving the electrification of defense, aviation and space. We provide the broadest range of battery systems in the world for the most demanding applications. We develop leading-edge products that make drones fly higher, undersea vessels run longer, aircraft fly farther, rockets launch safely and satellites operate longer. With our cutting-edge research and manufacturing, we continue to set new standards in the industry. For 100 years, we have provided mission-critical power solutions to the defense, aviation and space markets. EaglePicher's batteries power more than 85 percent of U.S. missile and munition programs and are a key component of the U.S. space program, powering the Mars Rovers and the next crewed mission to the moon. EaglePicher provides custom battery assemblies, battery management systems, pyrotechnic devices and other power solutions. Our employees are passionate, dedicated and empowered to realize our vision. We strive for the right mix of people with diverse backgrounds personalities and perspectives, and to ensure this works, we create an inclusive work environment that places a premium on communication and collaboration. At EaglePicher, we will give you the opportunity to harness all that is within you with access to the latest tools, information and training. EaglePicher is headquartered in St. Louis, MO with manufacturing and research and development facilities in Joplin, MO, Seneca, MO, Pittsburg, KS, East Greenwich, RI and in Southbridge, MA. For more information visit ******************* Responsibilities Technical Requirements: Possess basic computer and math skills Ability to use hand and power tools as well as fixtures and molds Ability for repetitive work with small parts either under a magnifying glass or microscope Capable of handling delicate materials Ability to use general office equipment (fax machine, copier, calculator, phones, etc.) Read, write and speak English Follow verbal and written instructions Ability to perform task-specific operations such as, but not limited to: Perform mechanical assembly, potting and soldering applications, Assemble products in accordance with technical drawings, specifications, documents and/or blueprints, Conduct product testing utilizing specialized task specific equipment such as electronic volt meters, helium leak test equipment and/or digital X-ray systems, Process electrodes (clean tabs, sort for defects, assemble cells, activation, etc.), Equipment set-up and programming such as laser beam weld, Execute process procedures for all aspects of cell manufacture and/or assembly, Operate specialized task specific equipment such as winders, wrappers, filling systems, X-ray, stackers, welders, winders, activation systems, mixing, coating, calendaring, slitting and blanking equipment, surface grinders, etc., Perform product quality self-inspections, Collect and organize process and product data from cell builds, Maintain proper inventory levels through use of ERP work orders Strong mechanical and electrical skills Strong project leadership skills Technical Preferences: Working knowledge and experience with implementation of manual and automated assembly equipment Battery and/or product assembly experience Experience operating HMI and PLC controlled equipment Knowledge of automated assembly manufacturing best practices Understanding of Six Sigma and Lean charts and trend analysis Experience as an automated systems operator and/or related position in manufacturing environment Experience in set-up and operation of automated pressing equipment dies Knowledge of chemical processing, intermediate electrical Experience in cell assembly such as lithium ion, CFX, thermal, alkaline, silver zinc, lithium oxyhalide or other similar chemistry Behavioral Requirements: Meet deadlines under pressure Work and contribute in a team environment Adhere to company policies and procedures Comply with company safety practices Attention to detail Excellent record of attendance and reliability Flexible and adaptable to change Practice good housekeeping Produce work product in an efficient manner with a quality first mentality Be results focused to meet efficiency and productivity goals Maintain appropriate documentation and records Work with commonly accepted industry standards Ability to train others Organizational and time managements skills with ability to multi-task Self-starter with high energy, exercise sound judgment and handle multiple priorities Strong interpersonal skills that enable the ability to work with and communicate effectively with people at all levels of the organization Excellent verbal and written communication skills Creativity to recommend solutions for cell and battery assembly problems Drive change to deliver performance Foster safe working practices Take ownership of equipment used in production environment Uphold “best practice” procedures for achieving company objectives Qualifications Education/Certification Requirements: High School graduate or GED Task specific certifications such as electronics soldering, spot welding, crimping, laser beam welding, electro-static discharge, DOT (packaging/shipping), X-ray (level I or II), brazing, etc preferred Physical Requirements: Ability to lift 50 lbs Ability to climb heights of up to 15' Good dexterity of hands Good hand-eye coordination Ability to stand for extended periods of time Ability to spend up to 12 hours per day in extremely dry environments while wearing clean-room gear (coveralls, hairnet, mask, glove, shoe covers, etc.) which may prevent the wearing of some cosmetics Ability to work with extremely delicate and/or hazardous materials while following proper safety protocols Employment Requirements: U.S. Persons Ability to work overtime or alternate schedules as required Ability to travel between local facilities occasionally PERKS OF BEING AN EAGLEPICHER EMPLOYEE Some of the great things about being an EaglePicher employee include: Medical, dental, vision, life, and disability insurance; 10 paid holidays and PTO; Matching 401K; Tuition reimbursement; Dependent scholarship programs. EaglePicher Technologies LLC is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.

ABOUT EAGLEPICHER EaglePicher Technologies is driving the electrification of defense, aviation and space. We provide the broadest range of battery systems in the world for the most demanding applications. We develop leading-edge products that make drones fly higher, undersea vessels run longer, aircraft fly farther, rockets launch safely and satellites operate longer. With our cutting-edge research and manufacturing, we continue to set new standards in the industry. For 100 years, we have provided mission-critical power solutions to the defense, aviation and space markets. EaglePicher's batteries power more than 85 percent of U.S. missile and munition programs and are a key component of the U.S. space program, powering the Mars Rovers and the next crewed mission to the moon. EaglePicher provides custom battery assemblies, battery management systems, pyrotechnic devices and other power solutions. Our employees are passionate, dedicated and empowered to realize our vision. We strive for the right mix of people with diverse backgrounds personalities and perspectives, and to ensure this works, we create an inclusive work environment that places a premium on communication and collaboration. At EaglePicher, we will give you the opportunity to harness all that is within you with access to the latest tools, information and training. EaglePicher is headquartered in St. Louis, MO with manufacturing and research and development facilities in Joplin, MO, Seneca, MO, Pittsburg, KS, East Greenwich, RI and in Southbridge, MA. For more information visit ******************* Responsibilities Technical Requirements: Possess basic computer and math skills Ability to use hand and power tools as well as fixtures and molds Ability for repetitive work with small parts either under a magnifying glass or microscope Capable of handling delicate materials Ability to use general office equipment (fax machine, copier, calculator, phones, etc.) Read, write and speak English Follow verbal and written instructions Ability to perform task-specific operations such as, but not limited to: Perform mechanical assembly, potting and soldering applications, Assemble products in accordance with technical drawings, specifications, documents and/or blueprints, Conduct product testing utilizing specialized task specific equipment such as electronic volt meters, helium leak test equipment and/or digital X-ray systems, Process electrodes (clean tabs, sort for defects, assemble cells, activation, etc.), Equipment set-up and programming such as laser beam weld, Execute process procedures for all aspects of cell manufacture and/or assembly, Operate specialized task specific equipment such as winders, wrappers, filling systems, X-ray, stackers, welders, winders, activation systems, mixing, coating, calendaring, slitting and blanking equipment, surface grinders, etc., Perform product quality self-inspections, Collect and organize process and product data from cell builds, Maintain proper inventory levels through use of ERP work orders Strong mechanical and electrical skills Strong project leadership skills Technical Preferences: Working knowledge and experience with implementation of manual and automated assembly equipment Battery and/or product assembly experience Experience operating HMI and PLC controlled equipment Knowledge of automated assembly manufacturing best practices Understanding of Six Sigma and Lean charts and trend analysis Experience as an automated systems operator and/or related position in manufacturing environment Experience in set-up and operation of automated pressing equipment dies Knowledge of chemical processing, intermediate electrical Experience in cell assembly such as lithium ion, CFX, thermal, alkaline, silver zinc, lithium oxyhalide or other similar chemistry Behavioral Requirements: Meet deadlines under pressure Work and contribute in a team environment Adhere to company policies and procedures Comply with company safety practices Attention to detail Excellent record of attendance and reliability Flexible and adaptable to change Practice good housekeeping Produce work product in an efficient manner with a quality first mentality Be results focused to meet efficiency and productivity goals Maintain appropriate documentation and records Work with commonly accepted industry standards Ability to train others Organizational and time managements skills with ability to multi-task Self-starter with high energy, exercise sound judgment and handle multiple priorities Strong interpersonal skills that enable the ability to work with and communicate effectively with people at all levels of the organization Excellent verbal and written communication skills Creativity to recommend solutions for cell and battery assembly problems Drive change to deliver performance Foster safe working practices Take ownership of equipment used in production environment Uphold “best practice” procedures for achieving company objectives Qualifications Education/Certification Requirements: High School graduate or GED Task specific certifications such as electronics soldering, spot welding, crimping, laser beam welding, electro-static discharge, DOT (packaging/shipping), X-ray (level I or II), brazing, etc preferred Physical Requirements: Ability to lift 50 lbs Ability to climb heights of up to 15' Good dexterity of hands Good hand-eye coordination Ability to stand for extended periods of time Ability to spend up to 12 hours per day in extremely dry environments while wearing clean-room gear (coveralls, hairnet, mask, glove, shoe covers, etc.) which may prevent the wearing of some cosmetics Ability to work with extremely delicate and/or hazardous materials while following proper safety protocols Employment Requirements: U.S. Persons Ability to work overtime or alternate schedules as required Ability to travel between local facilities occasionally PERKS OF BEING AN EAGLEPICHER EMPLOYEE Some of the great things about being an EaglePicher employee include: Medical, dental, vision, life, and disability insurance; 10 paid holidays and PTO; Matching 401K; Tuition reimbursement; Dependent scholarship programs. EaglePicher Technologies LLC is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.

Job Details Experienced Headquarters - Marlborough, MA Full Time $24.00 - $27.00 Hourly Admin - ClericalDescription Title: Loan Servicing Specialist II Salary Grade: FLSA Status: Non- Exempt Employment Status: Full Time Department: Loan Servicing Location: Granger/Hybrid Eligible Reports To: Loan Servicing Asst Manager Date Prepared: October 27, 2024 Human Resources Review: October 29, 2024 SUMMARY: Reporting to the Assistant Manager of Loan Servicing, the Loan Servicing Specialist II handles clerical and administrative tasks for Commercial, Residential, and Consumer loans in line with bank procedures and regulations. As a generalist in servicing the life of the loan responsibilities include but not limited to, managing all aspects of escrow administration, new loan funding/boarding, ensuring compliance, assisting with audits and compliance exams, maintaining loan files, some collections calls/reporting, providing customer service, and supporting other servicers. Additionally, it is expected that this position assists with departmental projects, serves as a resource to team members, and adopts the bank's sales and service culture. After successful completion of training and proven abilities, this position is eligible for a hybrid work arrangement with an agreed upon number of days per-week/month on site. Consistent availability is expected during core business hours. Work outside of regular business hours requires approval on an as needed basis to meet deadlines and fulfil the needs of both internal and external customers. ESSENTIAL DUTIES and RESPONSIBILITIES: In the performance of respective tasks and duties, the employee is expected to successfully perform quality work within deadlines with or without supervision, interact professionally with other employees, customers, and suppliers; work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations . Ensures the accurate and timely remittance of quarterly real estate tax payments due to each taxing authority in accordance with taxing jurisdiction guidelines. Conducts Annual Escrow Analysis ensuring accurate and timely tax payments have been recorded correctly in the core. Review and resolve analysis exceptions and ensure surplus checks are distributed timely. Ensures all loan payments are processed in accordance with prompt payment standards including the processing of payoffs. Monitors and decisions lockbox payment exceptions. Monitors all flood insurance, hazard and PMI insurance for loans ensuring compliance with regulatory requirements as well as payment of premiums. Manage weekly/daily reports from the insurance tracking vendor, including forced placed insurance processing, monitoring and reporting Takes charge of efficiently and professionally executing collection tasks following policy, procedure, and investor guidance for assigned loans. Responsible for the balancing of assigned general ledger accounts. Accurate and timely loan setup and maintenance of all assigned loans. Provide administration support for coordinating loan disbursements and preparation of mortgage and UCC discharges, processing general ledger transactions, preparation of correspondence and reports, monitoring collection of fees and payoffs General: May assist internal, external, and regulatory auditors with the collection of requested materials as assigned with their respective engagements. Effectively use tools and systems to be able to self-manage, organize, and complete work independently, proactively recognizing potential obstacles resolving them before they become an issue, managing to deadlines, creating action plans when not on track, enabling job functions to happen with minimal oversite and meeting conditions of satisfaction. Use discretion in dealing with large amounts of sensitive, confidential information, while adhering to all Bank policies and procedures Adhere to all company policies, consistently demonstrating our core values and service standards Regular and consistent attendance is required to ensure the high standard of customer service. In the performance of respective tasks and duties, the employee is expected to maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and adheres to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements and policies as well as attending all required training sessions and completing all required on-line training courses. Other duties as assigned, performing similar or related work as directed, required, or as situation dictates. LEVEL OF RESPONSIBILITY: This position interacts independently with other employees and customers, to investigate and resolve loan issues. Work is a mix of non-routine and routine responsibilities that are completed with general supervision and relies on prior related experience and specific bank policies. EQUIPMENT REQUIRED: Smart Phone - To enable the MFA (Multi Factor Authentication) facilitating access to MSB systems. HYBRID/REMOTE ENVIRONMENT: Your physical remote location must provide a dedicated workspace that is free from distraction and provides adequate light to be regularly visible on video calls. You must have access to a reliable internet connection with adequate bandwidth to join Teams and other video calls. SKILLS REQUIRED: Associates degree or equivalent, typically 2+ years' experience working in financial services/banking environment Loan Servicing environment preferred. Experience in all things escrow administration including flood, taxes and hazard Ins. Familiarity with a variety of loan types and billing (consumer, mortgage and commercial) Knowledge in financial institution operating policies and procedures, banking regulations (state and federal) Ability to handle phone calls for delinquency account and reporting Good working knowledge of data processing systems required (COCC, Encompass, Salesforce preferred) Proficient in Microsoft 365 Suite products including, but not limited to Excel, Word, Outlook, Teams, and Sharepoint. COMPETENCIES: Ability to multi- task, organize, accomplish tasks, and meet deadlines despite frequent interruptions in a fast-paced environment while maintaining attention to detail. Excellent communication skills (written & verbal) with a responsive approach to communication with internal and external stakeholders Relationship Builder - Develops and maintains relationships with officers, employees and external contacts and maintains alignment with core values, vision, strategy, and goals. Ability to meet deadlines along with excellent time management skills

Full-time Description We are seeking a dedicated and detail-oriented Consumer Loan Support Specialist to join our team. In this role, you will perform a variety of support duties related to the processing of consumer loan applications and the delivery of lending products and services to our members. You will need to have a thorough understanding of the credit union's Consumer Lending Policies and Procedures, as well as a strong grasp of all banking systems and software applications relevant to the position. Essential Functions & Responsibilities: Resolve issues with titles using various methods until the issues are completely corrected. Work on consumer loans as assigned by loan officers. Perform loan servicing duties including processing all consumer loans, E Oscar, reporting, and maintenance in Velocity. Execute administrative duties with high accuracy. Handle projects and special assignments within the consumer lending department. These projects can range from short-term (one day) to long-term (several months). Order and coordinate reviews of required due diligence items such as credit reports, OFAC checks, appraisals, environmental reports, flood certificates, insurance certificates and/or binders, UCC filings, etc. Serve as a secondary relationship contact for customers within the Member Business-Commercial portfolios. Respond to telephone inquiries and assist customers with problem resolution, walk-in coverage, and general questions regarding commercial loan products and services, including loan advances. Assist the residential loan servicing team as needed. Benefits: At Quincy Credit Union, we believe that our employees are our most valuable asset. That's why we're committed to providing a comprehensive benefits package designed to support your health, well-being, and future financial security. Here's a summary of the benefits you can expect as part of our team: Health Insurance: We offer competitive health insurance plans, including medical, dental, and vision coverage, to help you and your family stay healthy and happy. 401(k) Retirement Plan: Take advantage of our generous 401(k) retirement plan with a company contribution of 10%. Start building your nest egg for the future with confidence. Paid Time Off (PTO): We understand the importance of work-life balance. That's why we provide generous paid time off, including vacation days, holidays, and sick leave. Employee Assistance Program (EAP): Access confidential counseling, financial assistance, and other support services through our Employee Assistance Program, because your well-being matters to us. Professional Development: We invest in your growth and development with opportunities for training, workshops, and tuition reimbursement to help you reach your career goals. Wellness Programs: Stay healthy and active with our wellness programs, including fitness classes, wellness challenges, and access to resources for maintaining a healthy lifestyle. Life and Disability Insurance: Gain peace of mind with life insurance coverage and disability insurance options to protect you and your loved ones in unexpected circumstances. Employee Recognition: We believe in recognizing and celebrating your contributions. From peer-to-peer awards to milestone celebrations, we value your hard work and dedication. Requirements Thorough understanding of Consumer Lending Policies and Procedures. Proficiency in banking systems and relevant software applications. Strong problem-solving skills and the ability to resolve issues with titles. Attention to detail and high accuracy in performing loan servicing duties. Excellent customer service skills and the ability to handle telephone inquiries and assist customers with problem resolution. Ability to handle multiple projects and special assignments efficiently.

Title: Senior Commercial Loan Servicing Representative Department: Loan Servicing Reports to: Loan Servicing Officer Supervises: None Classification: Non-exempt Date Prepared: November 22, 2024 Summary / Objective The Senior Commercial Loan Servicing Representative responsibilities include performing a variety of loan servicing and processing activities in conformance with established bank policies, procedures and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. Experience & Education Requirements: Bachelor's degree or equivalent lending experience Background in financial institution's real estate, commercial and/or consumer lending procedures Excellent understanding of lending procedures, Federal and State lending regulations Proven customer service skills Essential Job Functions: Responsible for booking and/or modifying commercial loans. This entails the ability to read and interpret promissory notes and modifications agreements to establish the proper schedules and data in the system that will reflect the contract with the member. Must be able to use sound judgment when selecting codes such as property type, account type, flags, etc. as each of these is critical to the system and reporting Perform a post-closing review of all new loans and amendments for compliance and accuracy, while working closely with the closing attorneys and relationship managers to ensure that all changes are completed and loans are closed in compliance with the approval. Review legal documents for accuracy and completeness. Ensure collateral recording information is secure and maintained in the core banking system Maintain and manage the collateral document tracking Monitor, maintain and update rate and payment change records as required. Send adjustment notices to customers and respond to any customer inquiries or concerns. May manually calculate daily interest rate and per diem rate for customer/lender/attorney. Establish and maintain organized commercial loan files Review various reports to clear system errors and update loans as needed Research and resolve servicing issues in support of loan officers and customers within the scope of authority and expertise. Perform complex transactions, and loan payments, including but not limited to recalculating principal, interest and other payment information for accounts and performing escrow as necessary. Process commercial mortgage, commercial loan, and construction loan payoff requests from internal and external customers Prepare paid off documentation for the customer and/or attorney, releasing collateral liens Review various daily monitoring reports to ensure payments were processed correctly. Adhere to timelines and deadlines established based on client needs and department workflow. Perform other job-related duties as assigned by Managers(s). Qualifications Required knowledge, skills & abilities: Excellent knowledge of banking regulations and policies and procedures Knowledge of loan processing practices, methods and procedures Knowledge of Commercial, Real Estate and Consumer loan files and documents Excellent interpersonal, communication & computer skills Ability to apply critical thinking and problem solving skills Ability to provide courteous, knowledgeable and professional customer service on the phone Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision. Ability to perform accurate data input into a variety of software; COCC, DNA preferred, yet not required Successful completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Requires manual dexterity and sitting and standing for longer periods of time Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

About Us: At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners. About This Role: Responsible for the timely processing of all mortgage loan applications received by Credit Union through multiple lending channels in compliance with Federal, State and Local Regulatory Requirements, within established timelines to meet loan closing deadlines. Key Responsibilities: Provide strong verbal and written communication to members, mortgage brokers, and internal stakeholders during the application process. Effectively manage pipeline, prioritizing loan files to meet loan-level timelines including commitments, mortgage contingency dates, close dates, and rate locks. Generate Loan Estimates on a timely basis to meet Regulatory requirements including 3-day disclosure requirement. Accurately Calculate Fannie Mae Loan Level Price Adjustments (LLPA). Order services through 3rd parties including credit reports, flood certs, appraisals and settlement and title services. Assist with incoming calls to Real Estate Lending phone queue. Collect and review all loan documents to satisfy loan conditions, prepare loan files for underwriting, ensuring documentation is in order, accurate and complete prior to advancing to Underwriter for review. Note: Reviewing loan file requires working knowledge and understanding of loan applications, credit report, asset statements (including sourcing large deposits and EMD's), income docs (including paystubs, W- 2's, tax returns), appraisals, title work, etc...and the ability to identify possible deficiencies in file, including possible fraud/risk and ask appropriate questions, obtain clarifications and/or updated docs as needed. Perform File Maintenance, Compliance and QC tasks including but not limited to: Issuing 21-day letters, ensuring accuracy and completeness of HMDA data, performing Pre-Closing QC. Who You Are: Minimum 1-3 years current Conventional Mortgage Loan Processing experience. Processing loans through Encompass LOS experience preferred. Ability to multi-task and process high loan volume in fast-paced system & technology based. environment; encouraging and cultivating continuous process improvement. In-depth understanding of current Regulatory Requirements relative to TRID, as well as other State and Federal Regulatory requirements. Experience generating and reviewing Loan Estimates (LE's). Working knowledge and understanding of Fannie Mae Guidelines and AUS. Strong attention to detail is critical to success in the role. Excellent written and verbal communication skills. Candidate will be highly positive, proactive, self-motivated and possess the ability to effectively manage their time with competing task. Can