Mortgage Loan Processor
Loan Processor Job 5 miles from Portage
We are seeking a Mortgage Loan Processor to become part of our Kalamazoo, MI team! No prior mortgage experience is required. Above all we are looking for outgoing, energetic & personable people who can bring us their A-game.
The Loan Processor is responsible for processing the loan from contract to closing, while acting as a liaison between the loan origination team, the Underwriter, third party vendors, the borrower(s), and the closing department.
The Loan Processor reviews all borrower information and documentation, with the foresight and knowledge of underwriting requirements. In addition, they review all underwriting conditions, request additional documentation from involved parties, submit, and coordinate the loan for closing.
Essential Duties & Responsibilities:
Review, manage and prioritize a pipeline of loans, based on closing date and lock expiration.
Meet all closing dates.
Communicate clearly with the borrower and Realtor, using the most effective medium to obtain additional information/documents and answer any questions or concerns throughout the whole process.
Review and validate the 1003, credit, income, assets, property documents, and title for each loan file.
Take initiative to investigate, research and solve any issues that may arise.
Verify loan packages for accuracy, borrower signatures and anticipate underwriting conditions required for the loan.
Submit loans to underwriting for approval and clear to close.
Maintain confidentiality while processing loans and communicating with third parties.
Review, address and complete all underwriting conditions.
Submit a loan file to the closing department to request and approve closing disclosures.
Provide final closing numbers to the borrower prior to their scheduled closing.
Coordinate with the title company, Realtor, and borrower to schedule the closing date.
Escalates issues when necessary to the LO, LOA, Processing Manager, or Operations Manager.
Maintain a working knowledge of underwriting guidelines.
Stay up to date on Neighborhood Loans and Treadstone Funding policies and procedures.
Perform other tasks as assigned.
Essential Traits and Values:
At least 1 year of experience in mortgage loan processing, sales, or underwriting is preferred, but not required.
Personally demonstrates that customers are a high priority.
Strong verbal and written communication skills – communicates accurately, effectively, appropriately and with a positive attitude.
Works effectively as a team player and encourages their peers to succeed in their respective roles.
Establishes a record of producing work that is highly accurate.
Strong organizational skills.
Takes pride in a high quality of work with a thorough attention to detail.
Be proactive – take initiative to resolve any possible issues that can arise.
Personally commits to a high quality of work and encourages others to have similar standards.
The ability to prioritize and multitask throughout the day – managing interruptions until the highest priority tasks are accomplished.
Manages time to ensure that deadlines are met.
Mortgage Loan Officer- Kalamazoo/Grand Rapids, MI
Loan Processor Job 5 miles from Portage
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in the greater Grand Rapids, MI area to include Kalamazoo, MI
Ideal candidates will have a proven history of production in the market.
**Job Description**
+ Recommends loan solutions in accordance with lending guidelines and clients' requirements.
+ Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
+ Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
+ Collaborates with internal and external stakeholders to complete mortgage transactions.
+ Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
**Qualifications**
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
**Preferred Skills**
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
**Competencies**
Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.
**Work Experience**
Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
**Education**
No Degree
**Certifications**
No Required Certification(s)
**Licenses**
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
**Benefits**
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (******************************* .
**Disability Accommodations Statement**
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
**Equal Employment Opportunity (EEO)**
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
**California Residents**
Refer to the California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Loan Servicing Representative CLS
Loan Processor Job 49 miles from Portage
The Loan Servicing Representative - Consumer Loan Servicing is responsible for post loan closing duties for consumer loans. The incumbent will complete loan maintenance, loan adjustments, report monitoring, insurance monitoring, payment processing, credit reporting, lien perfection, payoffs, lien releases, document archival and retrieval. The Loan Servicing Representative Consumer Loan Servicing will provide exceptional service to members and employees, via telephone and email.
Primary Responsibilities and Duties:
Responsible for correspondence and communication with members and employees over the telephone and email regarding loan servicing related requests.
Responsible for processing internal and external requests for reversal of loan fees, adjustment of payments, loan payoffs, title, document retrieval and collateral releases.
Performs monitoring of loans for required collateral perfection process.
Responsible for ensuring compliant reporting to Credit Reporting Agencies.
Responsible for responding to Credit Report Disputes via e-Oscar, phone, e-mail or mail.
Processing payments for various insurance, third party collections agencies and bankruptcies. Assist in monitoring various loan reports to ensure accuracy and compliance with servicing Everwise lending policy.
Assumes additional responsibilities as necessary for the continued growth and advancement of the Credit Union.
Knowledge/Skills:
Transaction Reconciliation, highly accurate data entry skills and detail orientated in research.
Excellent communication skills, both verbal and written.
Strong organizational skills.
Ability to multi-task, prioritize the workload and work in a face pace work environment.
Ability to work independently and as part of a team.
Proficiency with computer systems and Microsoft Office Suite (e.g., Word, Excel, Outlook).
Minimum Requirements:
High School Diploma or GED
Previous work experience in payment processing, customer service or related field required.
Previous financial institution or consumer lending experience preferred.
Knowledge of lending regulations preferred.
Everwise is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Mortgage Loan Disbursement Specialist
Loan Processor Job 5 miles from Portage
Full-time Description
Job Title: Mortgage Loan Disbursement Specialist
FLSA: Non-Exempt Function: Mortgage Lending Reports To: Mortgage Servicing Manager
Purpose: The Mortgage Loan Disbursement Specialist I is responsible for receiving closing packages for Conventional, FHA, RD, VA, and promotional loans. This position maintains procedures, policies, and guidelines to ensure that the credit union's mortgage operations are current with the secondary market, and investor requirements and guidelines, and to ensure that all member information has been input correctly into all credit union systems. Provide members with an extraordinary experience in accordance with the credit union's core values and service promise.
Responsibilities:
Retrieve and review closing packages from title companies in electronic and physical form
Scan physical files and import them into Encompass to be indexed
Index closing packages that have been imported into Encompass and verify that all documents were scanned correctly and are placed in the correct file
Review closing packages for any missing information or errors and work with the title company, the member, and mortgage staff to find or resolve any incorrect or missing documents
Track mortgages sent for recording to ensure recording is completed in a timely manner and the mortgage is returned to the credit union
Assist in preparation of notes and supporting paperwork for sale to secondary market
Follow up on any deficiency requests by post-closing and quality control in a timely manner
Report compliance violations and other errors to management
Scan and electronically file discharged loans
Prepare and send welcome letters
Maintain the organization of the physical file system
Maintain an up-to-date and comprehensive knowledge of all state and federal legal obligations and regulations
Compliance with the Bank Secrecy Act, OFAC, and USA PATRIOT Act including Customer Identification Program, customer due diligence, identifying high risk accounts, reporting suspicious activities to supervisor or BSA Department
Support the credit union's focus on member service and sales
Promote and maintain a confidential environment to protect member, employee, and credit union information
Follow all credit union policies, procedures, and requirements, in addition to all applicable state and federal laws and regulations
Create and promote a positive professional image of one's self and the credit union
Exemplify the credit union's core purpose and core values
Perform all other duties as assigned
Requirements
Education and Experience:
A two-year college degree or; Completion of a specialized course of study at a business or trade school; or Completion of a specialized and extensive in-house training or apprenticeship program
Experience in retail mortgage lending preferred
Financial services experience desired
Experience with mortgage servicing software desired
Skills, Abilities, and other Requirements:
Strong computer and application skills
Necessary verbal and written communication and grammar skills
Ability to be bonded required
Ability to be registered under the SAFE Act
Ability to successfully organize, prioritize, and manage multiple responsibilities
Ability to keep up with a busy workflow
Ability to sit for long periods of time
Ability to perform repetitive tasks
Light lifting (up to 25 lbs.)
Team player with a positive attitude and flexibility
Professional demeanor and personal accountability
Loan Officer
Loan Processor Job 5 miles from Portage
Employment Type: Full-Time, On-site #LI-ONSITE
This Loan Officer position starts at $21.55 per hour with an uncapped incentive opportunity based off individual performance. We also offer the following benefits for all employees: 401k, Paid Holidays, Paid Time Off, Paid Volunteer Hours, and an Advia Sponsored Wellness Program.
Advia offers a bilingual premium for this role. This premium acknowledges and compensates bilingual employees who regularly use their language skills to assist our members. Proficiency testing is required, with a specific need for Spanish language proficiency.
What you should know about the role:
The most essential function of this position is to proactively identify financial solutions for our members by Interacting with customers both in person and through proactive phone calls. You will leverage products and services that can save them money and time, earn them money, add convenience and/or give the member peace of mind. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core.
What to know about Advia:
Advia is a fast-growing Credit Union. We are in the top 3% of credit unions in the United States and serve almost 200,000 members with assets over $3 Billion. We are deeply rooted in the communities we serve and have a passion for placing our members needs above all else. Our culture can only be described as “work hard, play hard.”
Why you should work for us:
Loan Officers enjoy the ability to earn more than your base pay through our weekly incentive program.
As a team member of Advia, you can expect regular and constructive guidance, development opportunities, great benefits including affordable medical/dental/vision insurance, 401k match, and generous PTO. You will also enjoy paid holidays and every Sunday off. You will work with a dedicated team and engaged leaders.
We are committed to Equal Employment Opportunity and are a proud Veteran & Military Friendly Employer. We would encourage you to come live the Advia life!
What you can expect to do as a Loan Officer:
Interview existing and potential members in person and by phone and explains specific services, products, and policies. Identify members' needs and cross-sell Credit Union services and products actively in an appropriate, professional manner, meeting Credit Union standards. This includes outbound call expectations pertaining to CRM and other call list leads.
Counsel members regarding money management and financial matters. Including communicating loan denials, explaining decisions, and providing direction for future consideration.
Perform timely and accurate lending functions and offer lending solutions of all varieties including HELOC and Business Lending.
Build and maintain a book of business to help improve present, past, and future member relationships. Proactively build and manage a pipeline that drives progress for the benefit of the members financial well-being.
Perform new account functions, explain various account and ownership options, and obtain the required information and documentation.
Cross-sell electronic services and assist members in setting up electronic services enrollment and understanding the e-statement process.
Ensure that the Credit Union's quality and professional reputation is projected and maintained. Stays informed regarding policy and procedure updates as well as local and national banking and lending trends.
What you will need:
Experience working in an environment with individual and team goals preferred.
Strong interpersonal skills. Courtesy and tact are essential elements of the job. Work involves personal contact with members and others inside and outside the organization.
Want to see more?
Check us out on our social media for an inside look at what the #advialife is all about.
Loan Officer
Loan Processor Job 20 miles from Portage
is for SUMMIT HOME MORTGAGE, one of the Family of Companies of Newrez LLC.
Title: Loan Officer
Code: SA2-005
FLSA Status: Non-exempt
Department: Originations
Reports To: JV President; Area Sales Manager; Region Manager; Manager - Joint Venture; Sales Manager
Company Perks:
• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities
Company Benefits:
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan
• Performance-based Incentives
• Pet Insurance
• Advancement Opportunities
Newrez NOW:
• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
• Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
Loan Officer
Loan Processor Job 20 miles from Portage
is for SUMMIT HOME MORTGAGE, one of the Family of Companies of Newrez LLC. Title: Loan Officer Code: SA2-005 FLSA Status: Non-exempt Department: Originations
Reports To: JV President; Area Sales Manager; Region Manager; Manager - Joint Venture; Sales Manager
Company Perks:
* 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
* 9 Paid Holidays
* Casual Workplace
* Employee Engagement Activities
Company Benefits:
* Medical (including Health Savings Account & Flexible Savings Account)
* Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan
* Performance-based Incentives
* Pet Insurance
* Advancement Opportunities
Newrez NOW:
* Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
* 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
* Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
* Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
Loan Officer
Loan Processor Job 49 miles from Portage
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Commercial Loan Coordinator I
Loan Processor Job 5 miles from Portage
Mercantile Bank in Kalamazoo, MI is looking to hire a full-time Commercial Loan Coordinator I. Do you love to solve problems? Do you like to learn and have a lot of variety in your work? Do you enjoy working independently AND collaborating and supporting a winning team? If so, please read on!
Commercial Loan Coordinators receive a competitive wage based on skills and experience. You would be eligible for a full benefits package that includes medical, dental, vision, a flexible spending account (FSA), paid vacation and sick time, life insurance, a 401(k) with a match at 100% up to the first 5% of your contribution, discounted bank services, adoption assistance, exceptional training and development opportunities, and more! If this sounds like the right opportunity for you, apply today!
MERCANTILE BANK STORY
Founded in 1997 with the firm belief that our customers, employees, and communities are best served by financial institutions with local ties, we have a strong and extensive commercial and retail banking presence in Michigan. We work together to solve problems and are leaders in the industry when it comes to innovative products. As a community bank, we are able to offer products that are tailored to meet the unique needs of our local customers.
We hire people that are able to connect, listen, and deliver the best solutions to our customers and communicate with integrity every time. Our employees are actively involved in the communities we serve. We offer a work environment where they can thrive and reach their full potential. We get that feeling valued, accepted and respected is key. We are a great place to work and grow. Come see for yourself why we have been named one of "West Michigan's Best and Brightest Companies to Work for."
A DAY IN THE LIFE OF A COMMERCIAL LOAN COORDINATOR I
You have an integral role in the Commercial Lending department, ensuring our customer's requests are met and fulfilled in the most efficient and timely way. We take pride in excellence and this shows when you work with this team. You will research, assemble, and verify all required information required for completing commercial loan document packages. This includes obtaining all required due diligence and review of documents including, but not limited to: real estate title commitments, identity papers (Corporations, LLC's, Partnerships, etc.), lien searches, flood determinations, surveys, environmental due diligence, appraisals and regulatory disclosures.
Our work is fast paced, so you will need to be prepared and organized. You will "stay in the know" by partnering with Commercial Lenders to gain understanding of loans that will be coming through for processing and on upcoming workload.
Preparing the correct loan documentation for closing using information gathered, analyze complex entity structures and complex collateral and gather supporting documentation and verification needed for analysis. You will partner with other departments within the Commercial Lending department, customers and maybe outside counsel to ensure we have appropriate documentation to proceed to closing.
You will answer the department phone and emails to support customers by disbursing funds at closing, answering inquiries regarding loan status, collateral, loan payments, etc. You will prepare outgoing mail and correspondence, including e-mail and faxes, prepare wire transfer requests, verify funds, obtain proper approval authority and general follow through, organize and maintain electronic filing system and coordinate and arrange meetings, conference calls and conference rooms.
QUALIFICATIONS
* High school diploma or GED
* 1-3 years' experience in a professional setting
* 1-3 years' banking experience with a basic understanding of the lending process
* Commercial Banking experience preferred
* Experience utilizing technology and multiple software systems
* Reliable and organized with ability to multi-task
* Ability to work independently and in a team environment
* Excellent communication skills
* Ability to work overtime when necessary
* Minimal day travel may be required
WORK SCHEDULE AND LOCATION
This position will be onsite at our location in Kalamazoo, MI. Office hours are Monday - Friday, 8:00 am - 5:00 pm.
READY TO JOIN OUR TEAM?
We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this lending position, please fill out our mobile-friendly application. We look forward to meeting you!
Mortgage Loan Officer
Loan Processor Job In Portage, MI
Reports to Mortgage Lending Manager. Responsible for originating conventional residential mortgages, FHA, VA, and RD loans. Participates in business development for residential mortgage loans. Solicits residential first mortgages through contacts with Realtors, Builders, Developers, major Employers, and community activities. Provides service to members and prospective members seeking residential mortgages.
Duties/Responsibilities:
Display KALSEE values at all times
Provide excellent service to members and prospective members seeking residential mortgage loans. Interview applicants to obtain information concerning their needs to assist in determining whether a loan will be an acceptable risk according to their financial situation and obtain pertinent financial and credit data.
Obtain necessary documentation from applicants to complete loan applications.
Ensures the preparation and processing of forms and legal documents required for residential loans and follow the loan to ensure compliance with terms. Negotiates terms and conditions with applicants.
Load loan file into Mortgage Cadence, obtain DU/LP findings, and print all documents/disclosures.
Have initial disclosure documents signed within the 3 day time frame.
Lock/float loan in marketing system according to loan type requirements.
Maintain database files of lock-ins and loans in process.
Notify applicant of approval/declination of loan. Obtain any additional documents required by underwriting.
Schedule closing with the borrower, Realtor's, and title company.
Cross-sell other products to loan applicants, if applicable.
Attend Realtor and Builder functions.
Conduct Realtor presentations.
Call on Realtors, Builders, and other referral sources on a regular basis.
Attend Realtor open houses.
Call on assigned KALSEE retail offices to generate referrals from employees.
Stay informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to Conventional, FHA, VA, and RD loans.
Participate in local community functions and organizations to obtain new or retain existing business.
Participate in credit union business development and community volunteer opportunities.
Performs additional duties and responsibilities, as requested.
COMPLIANCE
Review all activities for compliance with established policies procedures and regulations. Regulations include but are not limited to: Bank Secrecy Act/Anti-Money Laundering/Office of Foreign Assets Control regulations.
Participate in annual training as required by the BSA/OFAC Compliance Officer
#zr
Requirements
Qualifications:
3-5 years sales experience originating Conventional, FHA, VA, and RD mortgage loans.
Excellent member service and communication skills.
Effective problem solving skills.
Driven to succeed.
Possess a coachable spirit.
Must be organized and able to manage a high level of loan activity.
Available to work nights and weekends when needed.
Able to schedule appointments and make cold calls.
S.A.F.E. Act registration to obtain NMLS.
Must present a professional image and be a proper representative of KALSEE within the Community.
Must be willing to travel to all branch locations as needed.
Outside of the listed job description, this candidate will also be responsible to perform other duties as assigned. KALSEE Credit Union shall, at its discretion, modify or adjust the position to meet the credit union's changing needs.
Mortgage Loan Officer
Loan Processor Job 20 miles from Portage
div class="jv-job-detail-description" ng-non-bindable="" h3Description/h3 p ng-non-bindable="" pstrong Mortgage Loan Officer/strong/pp The Consumers Credit Union team is looking to hire a passionate Mortgage Loan Officer (MLO) to join our team. As a MLO, you will serve the members of the credit union by advising them on the best way to purchase or re-finance their home and facilitate the origination of those loans. In addition, you will generate leads through outside sources and serve credit union office referrals./pp Our ideal candidate has a proven track record of sales through personal service, experience with Emcompass, the ability to serve members on their schedule, strong written and verbal communication skills, and strong established connections and deep involvement in the community./pp As an employee of Consumers Credit Union, you are genuine and passionate. You are purposeful and like to be the solution, but more importantly, you are a servant leader./ppstrong What you will do:/strong/pulli Serve the membership of Consumers Credit Union by providing residential real estate financing./lili Originate mortgage applications that are eligible for sale to FNMA/FHLBI/USDA-Rural Development or Consumers Credit Union portfolio./lili Meet goals set for the position./lili Promote and cross sell other products and services as appropriate to the member./lili Interview members and request specific information/documents to insure a complete and accurate loan application./lili Keep interested parties informed of loan status from application to closing./lili Analyze member's financial status, credit, and property evaluation to determine feasibility of the loan./lili Compile a complete and accurate loan package with all necessary disclosures completed and signed by both the member and the MLO./lili Call on realtors, builders, CPA's, CFP's, and other third parties to obtain referrals for potential mortgage loan applications./lili Attend home mortgage functions such as home shows, Board of Realtors functions, Home Builders Association functions and promote all products and services offered by Consumers Credit Union./lili Attend continuing education classes/seminars as directed by the department manager./li/ulpstrong What you'll bring to the table:/strong/pulli Bachelor's Degree or equivalent work experience/lili Documented track record of sales through personal service/lili Ability to serve members on their schedule/lili Strong connections and deep involvement in the community/lili Ability to generate leads without a warm referrals/lili Strong written and verbal communication skills/li/ulpstrong What you didn't know about the team: /strong/pp The Mortgage Sales team support members finance potentially the biggest investment of their lives and the team takes a lot of ownership in that./pp“We're taught very early on to treat this as if we own it as well, and so we take a lot of pride in that.” - Renee Z., MLO/ppstrong Perks:/strong/pp Consumers offers outstanding health, dental, and vision plans and an excellent health insurance plan, which features low copays at the doctor and a low deductible for major medical. A 401(k) plan that provides a 100 percent match up to your first 10 percent of contribution following 60 days of employment. Plus generous paid time off, paid gym memberships, in-house training, wellness programs, life coaches, tuition reimbursement, and more. And don't forget, loan discounts.br/br//pp We are committed to Equal Employment Opportunity.span style="color: rgb(85,85,85);font-family: Arial;font-size: medium;"br style="color: rgb(85,85,85);font-family: sans-serif;font-size: 14.0px;background-color: rgb(255,255,255);"//span We are a proud Veteran amp; Military Friendly Employer./p
/p
/div
Mortgage Loan Officer
Loan Processor Job 5 miles from Portage
customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in the greater Grand Rapids, MI area to include Kalamazoo, MI
Job Description
* Recommends loan solutions in accordance with lending guidelines and clients' requirements.
* Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
* Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
* Collaborates with internal and external stakeholders to complete mortgage transactions.
* Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
Competencies
Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.
Work Experience
Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
No Degree
Certifications
No Required Certification(s)
Licenses
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Consumer Loan Specialist
Loan Processor Job 47 miles from Portage
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I started my journey with the company as a Customer Service Representative with the dream of one day moving up within the company. With hard work and the help of great leadership, I was promoted to Branch Manager. I love the ability to help our customers within our community in a fast-paced environment with a company that values their team members and has a great culture that feels like we are all family."
-Carrie C., Branch Manager in Tennessee
Responsibilities
What you will be doing:
Greet and assist every customer in a professional manner
Marketing for new loans to existing and new customers through solicitation calls
Educate and upsell customers on all product offerings including loan options and insurance products
Process loan applications to determine customer eligibility
Loan Services Specialist I, Construction Equipment Operations, South Bend, IN
Loan Processor Job 49 miles from Portage
Responsible for preparing business loan documentation, ensuring the bank has collateral perfection, and performing post-closing loan servicing to adhere to the credit approval and the bank's policies and procedures. ESSENTIAL REQUIREMENTS
* Reviews and determines the appropriate documentation and perfection requirements according to the credit approval within service standard agreements.
* Examines loan documentation or accuracy, completeness and properly executed signatures.
* Ensures appropriate due diligence requirements are completed and funds transaction within set authority.
* Works closely with relationship managers and documentation staff in processing loan and lease transactions.
* Boards loan to loan system and performs a 2nd day verification of financial data.
* Follows up directly with internal and external customers for pending items.
* Performs monthly review of various reports to ensure accuracy including financial and regulatory data and perfection of bank's lien.
* Performs necessary follow up and updates to ensure compliance.
* Manages various reports clearing exceptions and performs collateral audits working with relationship managers and customers to gather required documentation or information to clear the exceptions.
* Reviews paid loans to release banks' security interest and executes all related documentation.
* Responsible for the completion of all compliance training related to the position.
* Must understand all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS
Performs all other duties as assigned.
EXPERIENCE/SKILLS
* One (1) to three (3) years of related experience preferred.
* Prior commercial loan documentation and perfection of lien experience for titled, non-titled and real estate collateral preferred.
* Good PC skills--proficiency in Microsoft Word and Excel essential.
* Knowledge of commercial loan documentation is preferred but not required.
* Knowledge of UCC Article 9 perfection is preferred but not required.
* Knowledge of real property lien perfection is preferred but not required.
* Good communication and organizational skills.
* Ability to handle multiple tasks in a fast-paced environment.
* Detail oriented.
EDUCATION
Bachelors Degree preferred.
TRAVEL REQUIREMENTS
Ability to travel to all locations as well as ability to travel overnight, as needed for meetings, projects, seminars, etc.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.
EQUIPMENT
MS Office PC, fax, phone and standard office equipment.
Mortgage Loan Processor
Loan Processor Job 40 miles from Portage
Department: Loan
Reports to: Mortgage Loan Administration Manager
Supervises: None
Grade: 4
Summary: This position provides support to the lending function of the bank, and prompt, courteous customer service. This position requires handling more complex transactions and assignments in the loan processing area.
Essential Job Functions:
Accurately preparing loan documents. Ensure that adequate documentation is in order prior to loan closing.
Review documents/reports and verify information was entered correctly and in compliance with regulatory agencies and internal policy.
Preparing mortgage satisfactions for paid off loans and tearing down paid off loan files.
Presenting and logging legal documents presented to the County Recorder, Auditor and Treasurer.
Effective and tactful communication with customers, brokers, builders, appraisers and inspectors, creating and maintaining good public relations in day-to-day contact and the handling of complicated issues.
Processes loan payments and advances as needed.
Calculates and processes loan payoffs.
Balances various accounts.
Input rate changes for adjustable rate loans.
Filing of legal documents, scanning loan work daily.
Maintenance of the bank's scanning system which ensures all loan files are documented appropriately.
Perform customer requested loan changes all mortgage loan maintenance.
Prepares Closing packet/documentation on all new mortgages.
Flood insurance tickled and scanned for proper flood zones, coverage and cancellation dates.
Managing exceptions for mortgage recordings and final title policies
Managing Flood, Appraisal, & Veritax websites for critical loan information
Providing back up for other loan support positions and related duties as assigned.
Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. This position requires regular use of a computer. The employee must be able to travel between branch locations on a regular basis. The noise level in the work environment is usually light to moderate.
Requirements
Job Requirements:
High School Education or equivalent preferred.
2+ Years loan processing and operations experience.
Ability to provide Customer Service via phone and face to face.
Ability to perform computer entry/navigation, as well as use Excel, Word and Outlook programs.
Good knowledge of lending products and procedures.
Ability to accurately prepare loan documents or ability to learn.
Ability to handle multiple tasks and frequent interruptions.
E-Commerce Processor Retail - Niles - PT
Loan Processor Job 43 miles from Portage
Job Details Store - Niles - Niles, MI Full Time None $14.50 Hourly None Day RetailDescription
Job Objective:
Responsible for accepting and sorting donations, sending items into E-Commerce/E-Books, entering items into software, and shipping items that are to be placed for sale in an online store. This position reports directly to the Store Manager and performance is reviewed annually.
Essential Job Functions:
Knows and understands the Goodwill Mission: Strengthen communities by empowering individuals and families through education, training and job placement.
Receive and process donations/books from drive thru.
Responsible for quickly evaluating items condition and value.
Maintain knowledge of software used for processing E-Commerce/E-Book items.
Appropriately manifest and ship items to E-Commerce/E-Books department.
Regularly communicate with management/supervisor regarding E-Commerce needs.
Be familiar with the Do Not Send List and follow all guidelines.
Have a basic understanding of what is selling on E-Commerce.
Manage inventory to ensure sellable products are posted.
Pack and ship orders as directed by E-Commerce Department.
Help accept donations and fill in for DTA when needed.
Help supervise E-Book employee when needed.
Train store employees to identify what to look for to send to E-Commerce.
Other duties as assigned by supervisor.
Qualifications
Required Skills/Abilities:
Must be well groomed and personable.
Ability to read, write and do simple math functions.
Ability to work well under pressure.
Ability to exercise good judgment.
Must be knowledgeable and competent in use of the internet and web research.
Must have good computer skills and the ability to use a variety of computer software applications including but not limited to Microsoft Office applications, Upright lister.
Must have effective oral and written communication skills.
Must be detail oriented.
Must follow the dress code and wear designated identification as provided.
Must be present and on time for scheduled shifts.
Equipment Used:
Computer
Telephone
Dolly
Pallet jack
Pallet stacker
Barrels
Gaylords
Barcode scanner
Printer
Camera
Physical Requirements:
Must have good eyesight and hearing.
Must have good physical stamina and mobility as well as the ability to lift, bend and work on feet for at least (4) hours at a time.
Ability to move filled boxes and barrels weighing no more than 50 pounds.
Mortgage Closer
Loan Processor Job 49 miles from Portage
Everwise is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Loan Officer
Loan Processor Job 13 miles from Portage
Employment Type: Full-Time, On-site #LI-ONSITE
This Loan Officer (
also known as Financial Solutions Specialist at Advia Credit Union
) position starts at $21.55 per hour with an uncapped incentive opportunity based off individual performance. We also offer the following benefits for all employees: 401k, Paid Holidays, Paid Time Off, Paid Volunteer Hours, and an Advia Sponsored Wellness Program.
What you should know about the role:
The most essential function of this position is to proactively identify financial solutions for our members by Interacting with customers both in person and through proactive phone calls. You will leverage products and services that can save them money and time, earn them money, add convenience and/or give the member peace of mind. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core.
What to know about Advia:
Advia is a fast-growing Credit Union. We are in the top 3% of credit unions in the United States and serve almost 200,000 members with assets over $3 Billion. We are deeply rooted in the communities we serve and have a passion for placing our members needs above all else. Our culture can only be described as “work hard, play hard.”
Why you should work for us:
Loan Officers enjoy the ability to earn more than your base pay through our weekly incentive program.
As a team member of Advia, you can expect regular and constructive guidance, development opportunities, great benefits including affordable medical/dental/vision insurance, 401k match, and generous PTO. You will also enjoy paid holidays and every Sunday off. You will work with a dedicated team and engaged leaders.
We are committed to Equal Employment Opportunity and are a proud Veteran & Military Friendly Employer. We would encourage you to come live the Advia life!
What you can expect to do as a Loan Officer:
Interview existing and potential members in person and by phone and explains specific services, products, and policies. Identify members' needs and cross-sell Credit Union services and products actively in an appropriate, professional manner, meeting Credit Union standards. This includes outbound call expectations pertaining to CRM and other call list leads.
Counsel members regarding money management and financial matters. Including communicating loan denials, explaining decisions, and providing direction for future consideration.
Perform timely and accurate lending functions and offer lending solutions of all varieties including HELOC and Business Lending.
Build and maintain a book of business to help improve present, past, and future member relationships. Proactively build and manage a pipeline that drives progress for the benefit of the members financial well-being.
Perform new account functions, explain various account and ownership options, and obtain the required information and documentation.
Cross-sell electronic services and assist members in setting up electronic services enrollment and understanding the e-statement process.
Ensure that the Credit Union's quality and professional reputation is projected and maintained. Stays informed regarding policy and procedure updates as well as local and national banking and lending trends.
What you will need:
Experience working in an environment with individual and team goals preferred.
Strong interpersonal skills. Courtesy and tact are essential elements of the job. Work involves personal contact with members and others inside and outside the organization.
Want to see more?
Check us out on our social media for an inside look at what the #advialife is all about.
Mortgage Loan Set Up Specialist - Entry Level
Loan Processor Job 5 miles from Portage
We are seeking a Set Up Specialist to become a part of our team! This position is a great way to get your career in the mortgage industry started as this position offers tremendous opportunities for growth! Entry level candidates are encouraged to apply - no mortgage experience required.
Description
The Set Up Specialist is responsible for preparing a loan file for the processing department. They work cohesively with sales and Loan Processors, providing administrative support and assistance throughout the loan process. They assist with various tasks including, but not limited to: data entry, ordering title work, requesting various third party verifications, and assisting the processing department with other tasks as needed.
Essential Values and Traits:
Strong verbal and written communication skills.
Organizational skills.
Strong attention to detail.
Be proactive - take initiative to solve any possible issues that can arise.
Ability to prioritize and multitask.
Desire to learn and grow.
Loan Services Specialist I, Construction Equipment Operations, South Bend, IN
Loan Processor Job 49 miles from Portage
Responsible for preparing business loan documentation, ensuring the bank has collateral perfection, and performing post-closing loan servicing to adhere to the credit approval and the bank's policies and procedures. ESSENTIAL REQUIREMENTS
Reviews and determines the appropriate documentation and perfection requirements according to the credit approval within service standard agreements.
Examines loan documentation or accuracy, completeness and properly executed signatures.
Ensures appropriate due diligence requirements are completed and funds transaction within set authority.
Works closely with relationship managers and documentation staff in processing loan and lease transactions.
Boards loan to loan system and performs a 2
nd
day verification of financial data.
Follows up directly with internal and external customers for pending items.
Performs monthly review of various reports to ensure accuracy including financial and regulatory data and perfection of bank's lien.
Performs necessary follow up and updates to ensure compliance.
Manages various reports clearing exceptions and performs collateral audits working with relationship managers and customers to gather required documentation or information to clear the exceptions.
Reviews paid loans to release banks' security interest and executes all related documentation.
Responsible for the completion of all compliance training related to the position.
Must understand all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS Performs all other duties as assigned. EXPERIENCE/SKILLS
One (1) to three (3) years of related experience preferred.
Prior commercial loan documentation and perfection of lien experience for titled, non-titled and real estate collateral preferred.
Good PC skills--proficiency in Microsoft Word and Excel essential.
Knowledge of commercial loan documentation is preferred but not required.
Knowledge of UCC Article 9 perfection is preferred but not required.
Knowledge of real property lien perfection is preferred but not required.
Good communication and organizational skills.
Ability to handle multiple tasks in a fast-paced environment.
Detail oriented.
EDUCATION Bachelors Degree preferred. TRAVEL REQUIREMENTS Ability to travel to all locations as well as ability to travel overnight, as needed for meetings, projects, seminars, etc.
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds. EQUIPMENT MS Office PC, fax, phone and standard office equipment.