Mortgage Loan Processor
Loan Processor Job 9 miles from Pennsville
PLEASE NOTE: This role is NOT remote. Even if you have successfully worked remotely before you will not be considered if you don't live in the area and be willing to work in the office. This role is working for a leading home builder and is a career opportunity. They are willing to train someone without previous mortgage experience. They look for someone who is resilient and self-driven, with a desire to help others. In this role, you will help home buyers get approval for a mortgage loan. You will obtain and review their financial documents like credit reports, tax returns, pay history, and more, ensuring that they meet the requirements for the loan type that they are applying for. You will be communicating with the borrowers via phone, email, and in-person - listening, and assisting them throughout the process. This candidate will be responsible for the entire end-to-end mortgage loan process for new construction loans.
Responsibilities
Communicate with borrowers to set expectations of documentation and deadlines, answer questions, find solutions to get loan approved
Review each loan file to verify that documents are present, accurate, and complete before underwriting
Manage loan process through mortgage software system, Encompass
Ensure that loan rules, obligations, and deadlines are met
Audit and prepare quality files that meet closing objectives
Obtain mortgage loan documentation for clients
Qualifications
Bachelor's degree or equivalent preferred
Stable work history
Previous experience with mortgage loan processing preferred
Knowledge of FHA, VA, Conventional, and USDA loans
Encompass experience
Positive attitude/team player
Excellent written and verbal communication skills
Loan Administration Processor
Loan Processor Job 36 miles from Pennsville
Job Details Aberdeen Office - Aberdeen, MD Full Time $40,500.00 - $75,000.00 Salary/year BankingDescription
Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. “Community is our Strength” is more than just our tagline, it's how we operate.
At Harford Bank, we pride ourselves on following “The Harford Bank Way”, a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member.
Summary:
The Loan Operations Processor creates Laser Pro documents, coordinates settlement documentation with the consumer loan team, files lien position documentation, tracks missing documents, processes change in terms, processes loan payments and escrow disbursements.
Responsibilities:
Prepares loan documentation from Laser Pro for consumer/commercial installment loan settlements.
Inputs new loans into the core and sets up payment schedules according to loan documentation.
Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs.
Records bank's lien on consumer mortgages and home equity loans to ensure perfection of lien status.
Files liens for vehicle, boat and RV loans.
Sets up and maintains loan files. Organizes file with all required documentation.
Ensures all noted exception items are cleared in a timely manner.
Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items.
Ability to perform reconciliation of general ledger settlement and payable accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items.
Performs input of wire transfers for settlements.
Interacts with loan officers when needed to ensure proper adherence to procedures and policies.
Qualifications
Minimum of 2 years related experience is required.
Demonstrated decision-making.
Demonstrates excellent communications skills.
Proven knowledge of loan information systems, particularly Laser Pro.
Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines.
Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service.
Proven ability to interact with all internal bank departments.
Collaborative approach to business solutions.
Outstanding motivation and drive for team excellence.
Harford Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.
Loan Servicing Specialist
Loan Processor Job 6 miles from Pennsville
Come join a growing financial technology company that's leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Loan Servicing Representative I to support our Liberty Career Finance team. Liberty Career Finance provides loans to vocational schools in the transportation and other short-term training programs.
The Loan Servicing Representative I will support the team by processing loans for our customers and working as a liaison with our schools.
***CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)***
Essential Functions:
Utilize system to complete underwriting of applications submitted by schools and make sound underwriting decisions based on subjective underwriting guidelines.
Complete exit interviews with students completing schools to educate them on loan process and employment.
Verify files in preparation of funding including completion of exit interviews, verifying employment, e-mailing loan documents to employers for tuition reimbursement and payroll deduction, verifying phone numbers and compiling funding documents.
Follow up with customer related to delinquent accounts, payment arrangements, settlements, and general correspondence.
Liaison with new school and provide guidance and support in the onboarding process.
Contact carriers to submit tuition paperwork.
Provide support for completing glances of customer credit to determine issues.
Handle settlement offers to customers
Handle debt val letters and ACDV's.
Create, update, and maintain loan spreadsheets in Excel.
Manage new loan assignments, bankruptcies, and escalated customer calls.
Oversee loan processes such as servicing, month end and new loans.
Other operational responsibilities will be assigned as needed.
The ideal candidate will have the following:
Associates Degree or three years of equivalent work experience required.
Excellent communication skills with the ability to communicate with all levels of customers both internally and externally.
Understanding of reading credit reports preferred but not required.
Ability to multi-task in a fast-paced environment.
Experience working in the sub-to-near-prime credit space preferred but not required.
Proven ability to use good judgment in decision making.
Proven experience and proficiency in Microsoft Word and some advanced functions of Excel required.
Proven ability to manage multiple priorities while meeting daily, weekly, and monthly deadlines.
Strong math acumen and problem-solving skills.
Why Continental Finance?
Continental Finance Company (the “CFC”) is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment. With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.
CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.
CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today!
#LI-HYBRID
Loan Processor
Loan Processor Job 32 miles from Pennsville
Department: Loan Operations
What Sets Us Apart
At UMortgage, we have a customer-centric, service-based approach. We focus on home purchases, emphasizing consumer education, real estate agent relationships, and personalized experience for home buyers. Our goal is to empower our team members to provide a best-in-class experience while prioritizing long-lasting relationships.
What We Need
The Loan Processor will be responsible for managing the loan application process from initial submission through to approval and closing. This role requires specialized knowledge of specific loan types or programs including FHA, VA, USDA, and Jumbo loans, and strong skills in relationship building, documentation, and compliance. The ideal candidate will have a keen eye for detail and the ability to handle complex loan files with precision.
What You'll Do
Work efficiently and effectively to ensure a smooth loan process.
Collaborate and proactively communicate with internal and external parties such as:
Internal: Loan Originators, Underwriters, Branch Managers, Team Leaders, and additional team members
External: real estate agents, borrowers, Title companies, attorneys, HOI agents, and escrow agents
Build meaningful relationships with borrowers and collect documentation needed to complete the loan process.
Review, prepare and submit approved loan files to the Title company for settlement.
Review all loan approvals and address any conditions required for our Underwriting and Closing teams promptly.
Meet or exceed our service level agreements (SLA) for turnaround time between all internal and external clients
Obtain and Review documentation pertinent to various types of mortgages.
Embrace and embody our company's core values and consumer-centric model to provide superb customer service throughout the loan process.
Coordinate with our Sales and Closing teams to ensure all parties involved in the loan process are provided with timely and accurate updates and have a positive experience.
Schedule and track closing dates, contingency dates, and loan lock expirations.
Maintain a meticulous record of data on the volume and status of loans, including new applications, loans approved, canceled, or denied.
Additional responsibilities related to business needs.
Loan Processor
Loan Processor Job 6 miles from Pennsville
TEKsystems is looking for candidates with a loan processing or mortgage underwriting background and have a strong understanding of the regulatory laws listed below. We are also looking for candidates with credit card product experience for additional roles.
Description
This is for the consumer compliance and controls team. They run the gambit in terms of products such as Secured - mortgage, auto, credit cards. They have a QC independent testing function where they look at previous data of month or data from before that to perform compliance and controls testing. Testing to make sure they're in compliance for consumer laws rules and regs. Can range from wealth, to credit card, etc. anything in the US. They Are rolling out a brand new testing program to oversee reg requirements from consumer compliance.
From a technology perspective, this team is not using automated tools, currently working on an excel spreadsheet today. Deploying a power app in likely march that will have some automated work flow and longer term (a year from now) automation tool that houses all of their QC testing documents.
Additional Skills & Qualifications
Experience Testing compliance law, rule and regulation testing - will need to see the regulations displayed on the resume
Must have Understanding around US consumer compliance regs and testing, dabbled in them , testing oversight (compliance, audit, etc.) in consumer compliance
- 3 - 5 years of regulatory compliance testing experience
- Banking exp required (recent - not like a mix of financial services and other industries)
- Experience with regulations such as FCRA, UDAAP, Truth in Lending Act (TILA), HMDA, TILA, ECOA, etc.
Experience Level
Intermediate Level
Pay and Benefits
The pay range for this position is $35.00 - $43.00/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision- Critical Illness, Accident, and Hospital- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available- Life Insurance (Voluntary Life & AD&D for the employee and dependents)- Short and long-term disability- Health Spending Account (HSA)- Transportation benefits- Employee Assistance Program- Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type
This is a hybrid position in Wilmington,DE.
Application Deadline
This position is anticipated to close on Mar 31, 2025.
About TEKsystems:
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
Senior Mortgage Loan Processor
Loan Processor Job 34 miles from Pennsville
The primary purpose of this position is to perform processing functions for mortgage and home equity loans and provide information on credit union products and services to members and stake holders in accordance with credit union policies and procedures and State and Federal rules and regulations; The Mortgage Loan Processor will provide exceptional service and ensure loan milestones are efficiently reached meeting and/or exceeding industry standards.
Essential Functions
Perform all mortgage loan processor functions including- Order, review, and ensure accuracy/compliance for-title search/documents, appraisal, flood search, tax transcripts, verifications of real estate owned, debts, and employment, payoff letters, proof of insurance and recording of liens. Perform all processor functions for home equity loan products.
Prepare loan disclosures and other documents and deliver directly to applicants for signature.Perform final review of application and then submit to underwriting.
Work with applicants and other stake holders to satisfy underwriting conditions in a professional manner providing service with friendly, expedited, and forward-thinking approach.
Understand and possess adequate knowledge to explain loan products and loan processes to stake holders.
Monitor flow of loan files ensuring loan meets milestones in timely manner ultimately getting loans cleared to close and scheduled with closing team..
Follow up with phone calls, email, and texts to applicants/members, and vendors for status of loans applications.
Maintain and communicate reports for loan pipeline management indicating status of approved, declined, and cancelled/withdrawn.
Schedule appointments and record business development activities on behalf of the Mortgage Loan Officers.
Assist with closing and post-closing of mortgage loans as needed.
Support department supervisor with preparing reports, CDFI initiatives, scheduling calendar, creating/maintaining meeting agendas, maintaining CRM for borrower contacts and prospects including email campaigns and lead generation.
Represent the credit union as needed at community functions.
Other duties as assigned
Assist with opening deposit accounts for new mortgage loan members through third party software.
Requirements
Requires education equivalent to a four-year high school education.
At least 4 years' experience processing mortgage loans or other relevant experience
Work requires knowledge of mortgage and consumer loan policy, credit-granting criteria, and interest rates.
Must possess professional, well developed interpersonal skills essential for projecting a positive image as a representative of the credit union.
Must posess the ability to multi-task and prioritize tasks according to time constraints, work independently, analyze documents, and focus on accuracy and attention to detail Requires strong judgment skills. May be required to respond to unscripted questions that are critical to loan decisions.
Intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.)
Intermediate knowledge of computers and Microsoft Office Applications, specifically MS Word and Excel preferred.
Physical Requirement
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to sit, use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is occasionally required to stand, walk, bend, kneel, and reach above or at shoulder level. The employee must occasionally lift/push/pull and/or carry up to 25 pounds.
Loan Processor
Loan Processor Job 9 miles from Pennsville
If you're a bright, energetic individual who's customer-focused and dedicated to the success of your team, we'd love to talk to you. As a Loan Processor for NVR Mortgage, you will work directly with our homebuying customers from Ryan Homes, NVHomes and Heartland Homes. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional development. Your customer service expertise and financial background will allow you to help families purchase high quality homes in your community. You will act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience.
Primary Responsibilities
* Positively impact the customer experience, while maintaining frequent communication and providing exceptional customer service to homebuyers
* Maintain ongoing communication with NVR Mortgage and Homebuilding staff throughout the entire loan process
* Manage multiple loan files, collect and record customer information, and ensure timely processing of mortgages
* Set up loan files, order all exhibits (i.e., VOE's, VOD's credit report, etc.), and follow up on submitted and pending loans.
* Coordinate closing paperwork, ensure accuracy and completeness of loan files prior to passing to the closing department
Qualifications
* Excellent customer service, and strong oral and written communication skills
* Strong organization skills, attention to detail, and ability to multi-task
* At least 2 years of experience processing loans, preferred
* Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred
Life at NVR
As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948. We are committed to your success and we will give you the tools, training, and industry knowledge you need to excel and thrive. All of our roles at NVR, whether you are in the field or in the office, allow you to make a major impact in the lives of those who are looking to achieve home ownership. Our management team is tenured and talented (nearly 80% of them promoted from within), so you will have mentors who share their knowledge, provide career guidance and encourage your success.
View more about our exceptional culture and comprehensive benefits at ****************************
We are an Equal Opportunity Employer.
Drug Testing and Credit Check are required.
Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorship.
Consumer Loan Specialist
Loan Processor Job 6 miles from Pennsville
Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for career growth? If you answered yes to these questions, our Consumer Loan Specialist position, sounds like a fit for you. Apply with Mariner Finance today!
Consumer Loan Specialist
Reports To
Branch Manager
FLSA Status
Non- Exempt
Schedule:
Full-time, 40 hours
Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced.
To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs.
In This Role, You Will:
Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding your individual sales and delinquency targets/goals. You will primarily support sales and collections efforts of the branch through respectful, compassionate, and efficient customer service. Prepare to take on increasing responsibilities as you grow in this role and continue growing your career with Mariner Finance!
Responsibilities and Essential Duties:
Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products.
Process credit loan applications. Analyze credit & financial information for current and potential customers.
Proactively contact customers with past due balances to offer possible solutions and resolve delinquency.
Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services.
Learn Federal, State, and Local Application Consumer laws to ensure compliant actions.
Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.
Required Qualifications:
Minimum of one (1) year of experience in a customer service or sales position.
High school diploma or equivalent.
Reliable transportation required.
Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel.
Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs.
Ability to complete essential duties/functions in a timely, accurate manner.
Demonstrated problem-solving skills and interpersonal skills in demanding situations.
Must obtain applicable, required licenses to sell insurance products offered to customers by the branch.
Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies.
Preferred Qualifications:
Cash Handling, selling and/or collecting experience.
Some college coursework.
Bilingual fluency in Spanish/English.
Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and tal
Mortgage Loan Officer/Account Executive- DE and surrounding areas
Loan Processor Job 13 miles from Pennsville
On The Money Talent is proud to represent an innovative, privately owned mortgage lender founded in 2015 and headquartered in Pennsylvania. This visionary organization is led by an executive management team with decades of industry experience. Their mission? To create a streamlined, efficient lending process that benefits both borrowers and originators alike.
Driven by a culture of constant improvement, this forward-thinking lender is always exploring new ways to deliver exceptional service and meet client needs with cutting-edge solutions.
We are actively seeking existing branches, experienced self-generating originators, or aspiring branch managers throughout Deleware and surrounding New England areas.
Why Join This Team?
Flexibility: Enjoy the freedom to structure your work to meet your goals while maximizing your earning potential.
Diverse Product Offerings: Gain access to QM, Non-QM, Commercial, and Wholesale products, equipping you with the tools to serve a wide range of clients.
Additional Income Opportunities: Leverage the option to serve as an Account Executive and add an extra stream of income.
Entrepreneurial P&L Model: Benefit from a unique Profit & Loss model that empowers you to run your business like an owner while supported by a robust infrastructure.
What We're Looking For:
Proven self-generating originators with a strong track record of success.
Aspiring or experienced branch managers ready to take the next step in their career.
Professionals eager to work with an organization that values innovation, efficiency, and client satisfaction.
If you're passionate about delivering exceptional mortgage solutions and seeking a platform that allows you to grow, earn, and thrive, we'd love to hear from you.
Take the next step in your mortgage career today!
Loan Officer Part Time
Loan Processor Job 13 miles from Pennsville
- Responsibilities/Duties/Functions/Tasks
The purpose of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
Provides origination services in the state of licensure
Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
Sales experience in the mortgage industry is preferred
Familiarity with mortgage processes, procedures, rules, regulations, and compliance
Exceptional customer service skills with a strong attention to detail
Excellent written and verbal communication skills
Strong computer skills to include a working knowledge of MS Office
Ability to comprehend and analyze financial information
Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
Established contact and referral list within the real estate and mortgage industries preferred
Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
Loan Officer
Loan Processor Job 34 miles from Pennsville
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer
Loan Processor Job 34 miles from Pennsville
At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals.
Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.
Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Primary responsibilities include
Go above and beyond for customers - Aspire to deliver outstanding customer service
Drive sales through service - Achieve sales and referral goals by developing a positive customer experience
Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals
Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills
Qualifications, Education, Certifications and/or Other Professional Credentials
BA/BS degree preferred or equivalent experience in residential mortgage sales
Two plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months of $8 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences
Strong computer skills and experience using laptop technology
Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday through Friday
Third Party Loan Document Review Specialist
Loan Processor Job 13 miles from Pennsville
Join a team that supports your career growth, advancement and expanding opportunities! At JPMorgan Chase we take pride in valuing our employees' individualities, while supporting an inclusive culture of teamwork.
As a Third Party Loan Document Review Specialist within the Loan Trading Documentation team, you will be responsible for the review, coordination, and settlement of third-party assignments. Our team, part of the Wholesale Lending Services Middle Office, primarily supports the North America Credit Trading, Loan Total Return Swap, and Syndicated Leverage Finance businesses within the Corporate and Investment Bank. We are responsible for primary and secondary trade closing support and Third Party Agency Review.
Job responsibilities
Work with front office, clients, counsel and operations to settle third party assignments
Establish and maintain strong working relationships with clients/counterparts
Manage heavy trade portfolio across various lines of business while maintaining a clean ageing profile
Review loan syndication standard documents and credit agreements
Identify and escalate issues to the front office, in-house legal counsel and management, when necessary.
Prepare daily/weekly commentary for all open items to measure risk
Required qualifications, capabilities, and skills
Bachelor's degree
Proficiency with Microsoft Office Suite (Excel, Word, and PowerPoint)
General understanding of syndicated loans and trade lifecycle
Prior knowledge of loan products or trading operations including experience with Loan Syndication Trade Associate “LSTA” standard documentation and standard terms and conditions
Excellent oral and written communication skills
Excellent analytical and critical thinking skills
Highly motivated with a team-oriented mindset
Preferred qualifications, capabilities, and skills
Familiarity with loan-based software (LoanIQ, ClearPar)
Syndicated Loan experience
Mortgage Loan Officer - Dover, DE
Loan Processor Job 34 miles from Pennsville
Originates first mortgage loans, promotes the financial institution and lending services to the real estate community and helps identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meeting, and by participating in and promoting the institutions community actives.
Responsibilities
* Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations
* Assists loan applicant in completing application and necessary disclosures.
* Completes loan application and pre-processing functions in a timely manner - prepares for review initial disclosure including Loan Estimate
* Enters data from new loan applications and other documents into computer system.
* Orders credit reports and other items as needed.
* Answers incoming calls and schedules appointments.
* Provides follow-up on a consistent basis with borrowers, and agents to complete processing.
* Communicates complex approvals or denials to the borrower-agents including real estate agents / builders.
* Responds to inquiries from borrowers regarding status of loans in process.
* Completes necessary information such as log entries and business sourcing.
* Distributes Bank approved marketing materials and general information.
* Actively participates in local business development activities as directed by the Bank.
* In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies.
Qualifications
* HS Diploma or equivalent
* Two to four years related mortgage or similar sales experience or equivalent.
* Thorough working knowledge of real estate documentation, policies, compliance, and procedures.
* High level of proficiency with mortgage loan processing and underwriting systems.
* Commitment to excellence and high standards.
* Excellent written and oral communication skills.
* Strong organizational, problem-solving, and analytical skills.
* Ability to manage priorities and workflow.
* Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.
* Acute attention to detail.
* PC proficiency.
* Excellent customer service skills.
* Proven ability to handle multiple projects and meet deadlines.
* Strong interpersonal skills.
* Good judgement with the ability to make timely and sound decisions.
* Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages.
* Ability to effectively present information and respond to questions.
* Ability to effectively communicate with people at all levels and from various backgrounds.
WORKING CONDITIONS:
This position is a remote role that requires traveling out to clients.
Junior Loan Officer
Loan Processor Job 36 miles from Pennsville
Financial Freedom Mortgage based in Marlton, NJ is looking for qualified Junior Loan Officers. Within this role, you will be our customer's first contact so you must make a great initial impression. You will explain our process to potential borrowers and how they may qualify to work with us. When they are ready, you will take down their information, answer any questions they may have, and deliver excellent customer service. Once the potential borrower's information has been taken and put into an application, a licensed Loan Officer will take over the call to close the deal.
Duties:
- Make 200-300 outbound calls per day
-Deliver prepared questions, reading from scripts that describe our financial services
-Overcome any objections from homeowners to obtain any necessary information for loan application
-Input customer details on paper application, internal computer system, and automated phone system
-Verify customer information is correct on all forms
-Contribute to team effort by accomplishing daily and weekly performance objectives
Qualifications
-Positive attitude and lots of energy
-Experience in sales or call center environment preferred, such as previous financial services or banking
-Highly effective communication skills
-Ability to handle rejection and turn "No" into "Yes"
-Strong work ethic with desire to overachieve
Additional Information
All your information will be kept confidential according to EEO guidelines.
Mortgage Loan Specialist
Loan Processor Job 28 miles from Pennsville
If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Purpose
Experienced Mortgage Loan Specialist responsible for the full real estate loan process across all delivery channels. MLSs should have a solid understanding of the entire real estate loan cycle and servicing functions. Actively identifies, develops, and maintains a source of referrals from realtors, builders, Credit Union colleagues and the community for new mortgage lending opportunities.
Duties
Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process.
Independently assess and underwrite real estate loan applications including but not limited to applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk with the ability/authority to extend credit or deny for real estate loan products within assigned tiered approval lending limits. Communicate approval or denial decisions to members in a clear and professional manner.
Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
Seek guidance for complex lending situations and approval authority from a Sr MLS or above.
Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
Assist membership with servicing of existing mortgage and home equity loans.
Collaborate with RELO VP/SVP on training and loan approvals.
Follow up with prequalified applicants and on other leads in a timely and effective manner.
Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term, and market conditions.
Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration and assist members with real estate loan closings.
Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
Educate members on available services and make referrals for other Credit Union products and services based on their needs.
Ensure well documented, easy to review loan application history notes within the Loan Origination System.
Work with Lending Contact Center to provide assistance with mortgage lending calls when needed.
Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities.
Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume.
Work with lending contact center to provide assistance with mortgage lending calls when needed.
Consumer unsecured lending as assigned.
Answer phone and perform other clerical duties as needed.
Complete additional tasks assigned by management.
Requirements
Must have high school diploma or GED equivalent.
Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
Successful completion of Consumer Lending Program courses and subsequent exam is required before moving to this role.
Has demonstrated proficiency in all aspects of the Associate MLS role.
Minimum of 2 years' mortgage lending experience strongly preferred.
Minimum tier 2 lending limits assigned.
Demonstrated proficiency at current lending approval authority.
Must possess the highest level of integrity and objectivity.
Must possess excellent communication skills, both verbal and written.
Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
Must have strong networking and relationship development skills.
Meets compliance and regulatory standards.
Makes lending decisions consistent with SECU loan policies.
Has or is eligible to be registered as an active MLO with the NMLS.
Must be organized and meticulous.
Must be willing to engage in ongoing training and professional development.
Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
Has completed all required modules.
Has completed all required quarterly training courses & other training assigned by management.
Consistently demonstrates SECU's Core Values.
Recommendation of VP/SVP and RELO VP/SVP required for advancement to this level.
Must be able to speak and write English fluently.
Must understand and be dedicated to the Credit Union philosophy and work ethic.
Must adhere to the work schedule and attendance policies established by the Credit Union.
Job Environment
Office setting with physical proximity to other employees and members.
Some background noise from other employees, copy machine, and telephone.
Some local travel may be required.
Physical Demands
Must be able to comprehend and carry out job requirements.
Job requires a substantial amount of sitting and computer usage.
Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
Use hands and fingers to press telephone keypad and lift telephone receiver.
Answer and operate a telephone.
Lift up to15 lbs.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
Loan Administration Processor
Loan Processor Job 36 miles from Pennsville
Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. "Community is our Strength" is more than just our tagline, it's how we operate.
At Harford Bank, we pride ourselves on following "The Harford Bank Way", a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member.
Summary:
The Loan Operations Processor creates Laser Pro documents, coordinates settlement documentation with the consumer loan team, files lien position documentation, tracks missing documents, processes change in terms, processes loan payments and escrow disbursements.
Responsibilities:
* Prepares loan documentation from Laser Pro for consumer/commercial installment loan settlements.
* Inputs new loans into the core and sets up payment schedules according to loan documentation.
* Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs.
* Records bank's lien on consumer mortgages and home equity loans to ensure perfection of lien status.
* Files liens for vehicle, boat and RV loans.
* Sets up and maintains loan files. Organizes file with all required documentation.
* Ensures all noted exception items are cleared in a timely manner.
* Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items.
* Ability to perform reconciliation of general ledger settlement and payable accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items.
* Performs input of wire transfers for settlements.
* Interacts with loan officers when needed to ensure proper adherence to procedures and policies.
Qualifications
* Minimum of 2 years related experience is required.
* Demonstrated decision-making.
* Demonstrates excellent communications skills.
* Proven knowledge of loan information systems, particularly Laser Pro.
* Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines.
* Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service.
* Proven ability to interact with all internal bank departments.
* Collaborative approach to business solutions.
* Outstanding motivation and drive for team excellence.
Harford Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.
Loan Processor
Loan Processor Job 33 miles from Pennsville
NVR has been helping families build their happily ever after since 1948. As a Top 5 US homebuilder, we're committed to quality and to our customers and we take pride in the nearly 500,000 new homes we have sold and built across the country. Working in the homebuilding industry is tangible and rewarding, but not every job at NVR requires a hard hat. We don't just sell and build new homes; we also manage teams, acquire land, manufacture materials, provide mortgages to our customers, and provide corporate support to NVR's multi-billion dollar business operations.
As a Loan Processor, your customer service acumen and financial background will allow you to help families purchase high-quality homes in your community. You'll act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience.
This position is based on-site in our NVR mortgage offices.
Primary Responsibilities
* Maintain frequent communication while providing exceptional customer service to homebuyers, NVR Mortgage branch personnel, and the Homebuilding divisions throughout the entire loan process
* Manage multiple loan files
* Collect and record customer information in a timely manner to ensure timely processing of compliant mortgage loan files
* Ensure accuracy and completeness of each loan file processed prior to passing to the closing department
* Follow up on submitted loans and/or pended loans
* Coordinate closing paperwork and tasks, as required
* Remain knowledgeable in all NVRM loan programs and guidelines as well as company approved Broker options
Qualifications
* Excellent customer service skills
* Strong organization skills, attention to detail, and ability to multi-task
* Strong oral and written communication skills
* Experience processing loans, preferred
* Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred
* Minimal travel required
Life at NVR
At NVR, your desire to excel is matched by our commitment to your success and we'll give you the tools and industry knowledge you need. Our management team is tenured and talented, nearly 80% of them promoted from within, so you'll find mentors who can share their knowledge, provide career guidance and encourage your success.
NVR also offers benefits among the best in the industry that reflect the strong commitment we have to all of our employees.
* Competitive Compensation
* Home Purchase Discount
* Mortgage and Settlement Services Discounts
* Comprehensive Health, Life and Disability Insurance
* 401(k) (Full-time employees are eligible to contribute immediately)
* Employee Stock Ownership Program
* Vacation and Holidays
In addition to the traditional benefits, we offer all our employees stock ownership through a profit sharing trust as part of our retirement savings package. NVR has had the highest Earnings Per Share growth rate in the homebuilding industry for the past 10 years, so as we grow financially, so do you.
We are an Equal Opportunity Employer.
Drug Testing and Credit Check are required.
Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorships.
Consumer Loan Specialist
Loan Processor Job 9 miles from Pennsville
Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for career growth? If you answered yes to these questions, our Consumer Loan Specialist position, sounds like a fit for you. Apply with Mariner Finance today!
Consumer Loan Specialist
Reports To
Branch Manager
FLSA Status
Non- Exempt
Schedule:
Full-time, 40 hours
Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced.
To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs.
In This Role, You Will:
Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding your individual sales and delinquency targets/goals. You will primarily support sales and collections efforts of the branch through respectful, compassionate, and efficient customer service. Prepare to take on increasing responsibilities as you grow in this role and continue growing your career with Mariner Finance!
Responsibilities and Essential Duties:
* Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products.
* Process credit loan applications. Analyze credit & financial information for current and potential customers.
* Proactively contact customers with past due balances to offer possible solutions and resolve delinquency.
* Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services.
* Learn Federal, State, and Local Application Consumer laws to ensure compliant actions.
* Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
* May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.
Required Qualifications:
* Minimum of one (1) year of experience in a customer service or sales position.
* High school diploma or equivalent.
* Reliable transportation required.
* Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel.
* Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs.
* Ability to complete essential duties/functions in a timely, accurate manner.
* Demonstrated problem-solving skills and interpersonal skills in demanding situations.
* Must obtain applicable, required licenses to sell insurance products offered to customers by the branch.
* Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies.
Preferred Qualifications:
* Cash Handling, selling and/or collecting experience.
* Some college coursework.
* Bilingual fluency in Spanish/English.
Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
Disclaimer
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice.
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#Li-Onsite
#R90
Compensation: Hourly rate is commensurate with skills and experience. This role is also eligible for a competitive incentive program based on individual and company performance.
Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including:
* Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA
* Vision Insurance
* Dental Insurance
* Company-paid Basic Life, Long-Term Disability, and AD&D Insurance
* Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance
* 401(k) and Company Matching Contributions
* Paid Time Off - full-time employees may accrue a minimum of 120 hours per year
* 11 Paid Holidays
* FMLA
* Employee Assistance Program (EAP)
* Paid Parental Leave
* Referral Incentives
* Education Assistance Program
* Complimentary FIMC Membership Plan
* Access to industry-specific training programs
* Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact ************************** for additional information.
Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level.
For additional information, please visit: ************************************************
Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace.
Mariner Finance, LLC | NMLS #166564
Other details
* Pay Type Hourly
Apply Now
* Bear, DE, USA
Loan Coordinator
Loan Processor Job 32 miles from Pennsville
Responsibilities
Prepare and maintain all paperwork for existing and new loans, including loan disclosures.
Act as the initial point of contact once the application is completed.
Constant follow up and staying on top of third parties to receive documents.
Assess the loan upon receipt and confirm all borrower information has been submitted into the loan origination system (LOS).
Record and review the borrower's loan, property, credit, and financial information to ensure accuracy.
Provide assistance and status updates to the Loan Originator and borrower as needed.
Register, lock, and disclose files in collaboration with the internal parties.
Place orders and requests for Submit the file to the lender, obtain third party documents (i.e. title, HOI, appraisal, HOA, etc.).
Move signed and disclosed files to processing for continuation of the loan process.
Collaborate and proactively communicate with internal and external parties such as:
Internal: loan originators, processors, team leaders, Capital Markets, and additional team members
External: underwriters, real estate agents, borrowers, Title companies, attorneys, HOI agents, and escrow agents
Follow-up and document any potential red flags to review (i.e. late payments within the Derogatory Summary of a credit report.)
Become familiar with ARIVE and several different lender portals.
Additional responsibilities related to business needs.
Qualifications
Minimum 1 year of mortgage operations experience
Strong verbal and written communication skills
Team-oriented, adaptable, and accountable
Strong attention to detail and organization skills
Ability to prioritize and multitask multiple projects and deadlines
Ability to be highly motivated and goal-oriented
Experience with systems such as Salesforce, or the ability to learn systems quickly
Ability to work independently with minimal supervision
Physical Requirements
The physical requirements described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must be able to stand, sit, and walk for extended periods of time
Includes frequently reaching with hands and arms, and using hands to handle and feel
Requires close vision, distance vision, peripheral vision, color vision, depth perception, and ability to adjust focus
Must be able to perform activities with repetitive motions
Must be able to work in an environment with variable noise levels