Mortgage Loan Officer
Loan Processor Job In Las Vegas, NV
Join Vision Home Mortgage - Where Work Feels Like Fun!
At Vision Home Mortgage, we believe work should be exciting, rewarding, and-most importantly-fun! We're a women-owned, locally operated brokerage with 25 years in business and 60+ years of combined leadership experience in Las Vegas. Our owners are hands-on, in-office, and committed to helping you succeed.
Here, you're not just a number. You'll have the freedom to build your business your way-no micromanaging, no rigid quotas, no corporate red tape. Whether you're a seasoned pro or just starting out, we provide the support, flexibility, and tools to help you thrive.
We are also licensed in multiple states including: NV, CA, CO, IN, NC, and soon to be AZ! We are ready to help you get licensed in multiple states. If you're ready to expand your reach, make more money, and grow with a company that supports you, let's talk!
The Role
We're hiring Mortgage Loan Officers (full-time or part-time) who want to take control of their careers. Work remotely or in-office, set your own schedule, and get direct access to experienced leadership-including our owners, Holly (our Owner) originates full-time!
Your mission? Help clients achieve homeownership while building relationships that fuel your success by:
Generate leads and build a strong network of homebuyers, investors, and referral partners.
Guide clients through the mortgage process, making complex details simple and even fun!
Match borrowers with the best loan options for their needs.
Work closely with borrowers, real estate agents, processors, and underwriters to ensure smooth transactions.
Stay ahead of market trends, mortgage products, and lending guidelines.
What We Look For (preferred skills)
Must be a licensed Mortgage Loan Originator.
Strong mortgage knowledge and customer service skills.
Self-driven, goal-oriented, and great at building relationships.
Strong communication, problem-solving, and time-management skills.
Why Choose Vision Home Mortgage?
Competitive commission splits with multiple investor options. We have comp plans ranging from 1.5% to 2.75% giving you the flexibility to make the most while still being competitive in today's market.
No Junk fees. At Vision Home Mortgage we prioritize our clients. We have an extremely high percentage of return clients because we offer an affordable solution and expert guidance. We do this by limiting fees we as a company charge to our clients. No Admin fees, Applications fees, Underwriting fees are charged to the client from us.
No rate markups-your clients get the best deal. This means no set rate sheet or any added fees to the rates. When you price out a loan, rest assured you are providing your client with the best option.
Strong lender relationships & top-tier processing support. Without the middle man, and red tape, we can get loans closed as quick as you are needing. Closing loans in as little as two weeks or less.
Hands-on leadership and a culture that prioritizes growth. Our owners have years of origination experience, and understand your needs as a loan officer.
Hybrid work options (remote + in-office flexibility).
Pay Type: Commission-based (no base salary)
If you're ready to level up your career in a dynamic, supportive, and fun environment, let's connect!
Mortgage Loan Officer
Loan Processor Job In Las Vegas, NV
Welcome to Aquino Capital Group
your premier destination for expert mortgage solutions in the heart of Las Vegas, NV! We are thrilled to extend an invitation to talented individuals who are passionate about finance, customer service, and making dreams come true through homeownership. If you are ready to take your career to new heights and join a dynamic team of professionals, then look no further - we have a place for you!
Local Expertise, Global Impact
As Las Vegas residents, we understand the local market intricately. By joining our team, you'll have the opportunity to leverage your knowledge of the community while serving clients from diverse backgrounds. We are also licensed in 15 other states and are looking to expand! Combined, we create a global impact by helping people achieve their homeownership dreams.
Supportive Team Environment
At Aquino Capital Group, we prioritize a collaborative and inclusive workplace culture. We believe that a supportive team environment fosters creativity, innovation, and a sense of belonging. We work as a close-knit family, inspiring each other to achieve greatness and celebrate collective successes.
Client-Centric Approach
Our commitment to providing exceptional customer service is at the core of everything we do. When you join us, you become part of a team that prioritizes the needs and goals of our clients, helping them navigate the mortgage process with ease and confidence.
Professional Growth & Development
We are dedicated to helping our team members thrive in their careers. As a member of our team, you'll have access to ongoing training, workshops, BRANCH PROVIDED LEADS, and industry insights to keep you at the forefront of mortgage trends and best practices.
Innovative Technology
Embracing cutting-edge technology enables us to streamline processes and provide the best experience for our clients. By joining us, you'll be equipped with the tools you need to excel in your role and deliver top-notch service.
Mortgage Loan Processor
Loan Processor Job In Las Vegas, NV
Mortgage Loan Processor Full Time (40 Hours) Monday - Friday (8am - 5pm) Headquarters 630 Trade Center Drive Las Vegas, NV 89119 PURPOSE: The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, “Excellent Member Service and Financial Solutions - For Life,” by providing outstanding service to both members and internal members.
To deliver service in alignment with our Service Commitments:
I will earn respect and build trust by acting with integrity in every situation.
I will understand my role in supporting the team to achieve our purpose.
I will focus on people over products and build lasting relationships.
I will take ownership and accept responsibility.
I will treat my coworkers with the same high standards as I treat my member.
I will continuously look for ways to improve myself, my credit union, and my community.
I will accept there is no “they”. We are one working toward the same mission.
I will commit to the core values.
Meet all established service goals.
SUMMARY: A Mortgage Loan Processor primarily verifies, and coordinates borrower(s) supplied loan file documentation and the loan application detail in conformity with secondary market investor and/or credit union guidelines, the credit union's lending technology platform and underwriting approval conditions. This position contributes to ensure optimal lending department process fluidity and compliance with credit risk parameters. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:
Contribute to the development and refinement of the credit union's lending vision and strategy working in a team environment focused on member service and closing quality loans in a timely manner.
Develop and demonstrate a subject matter expertise pertaining to mortgage lending regulations, secondary market investor guidelines, credit union lending policies, operating guidelines, and operating procedures.
Communicate with Mortgage Loan Originators who are taking loan applications and with loan applicants themselves with respect to determining what a borrower is trying to accomplish with their loan request and obtaining a clear aspect of their capacity and intent to make payments, clarifying, and setting good expectations as well as providing an optimal level of member service. Note: this position does not and cannot discuss with a borrower their specific of mortgage loan level attributes or loan qualifying parameters but does speak generally about loan programs with members without addressing any borrower ability to qualify for a particular loan program or rate; without being properly licensed to discuss such items on loans secured by residential properties intended to be used as a dwelling unit.
Communicate with realtors, other loan application referral sources or interested third parties to a transaction only as to whether a borrower is approved or qualifies or what might assist in qualifying without disclosing confidential borrower information to any third-party involved in the loan transaction; or in the alternative that a borrower is not qualified.
Verify loan application data ensuring that all borrower supplied documentation, any associated service provider information matches the lending technology platform data and conforms to all loan approval parameters, lending regulations and the credit union's loan policies and operating guidelines.
Title, flood, and appraisals must be ordered and verified according to credit union policy, regulations, and guidelines.
Certification of each applicable task, stipulation or condition pertaining to underwriter's directive as stated within the lending technology platform as applicable, which is contemporaneously time and date stamped by the lending technology platform based on the user's platform login.
Ensure that all loan file supporting documentation is captured electronically, including work papers or checklists used in verifying loan file information within the lending technology platform.
Prepare and deliver any required loan disclosures to a borrower(s) as required by applicable regulation.
Divulge all aspects of a borrower's application as well as a judgment of any borrower's ability or intent to be able to make payment, any aspect of any collateral valuation or any issue regarding properly titling/pledging any collateral (on a secured loan application) to an underwriter making a credit decision on a loan. Notates such observations as well as any communication related to a loan file within the loan's comment log within the lending technology platform.
Re-submit new or changed loan file data to an underwriter, prior to loan closing and delivers any required re-disclosures to borrowers as applicable.
Prepare and deliver adverse action notices on loan files that are denied, cancelled, and withdrawn within regulatory timeframe.
Prepare appropriate loan documents on approved loans for borrower(s) signature.
Review executed loan documents on closed loans to ensure that they were completed correctly and if not have the documents re-executed in a timely manner.
Ensure that all executed closing documents are archived electronically within the credit union's lending technology platform.
Deliver closed/funded loan files to the credit union's Secondary Operations group in paper or electronic form; ensuring all applicable information that is required is being delivered in a timely basis.
Perform such other functions as assigned by upper management.
EDUCATION and/or EXPERIENCE: High School diploma and work experience of at least 2 years working as a First Mortgage Loan Processor with Secondary Market Lending experience. *ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)
DRUG-FREE WORKPLACE
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Processor Job In Las Vegas, NV
Job Details Las Vegas NV - Las Vegas, NV Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Officer
Loan Processor Job In Las Vegas, NV
Essential Duties and Responsibilities:
Originate quality FHA, VA and conventional mortgage and home equity loans.
Manage customers through the entire loan process, from data collection and analysis through loan conclusion while maintaining positive customer relationships.
Collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers.
Submits completed loan application and supporting documentation to the processing department.
Present the advantages and disadvantages of different financial products to determine the best option for each customerÕs financial situation.
Set proper customer expectations and provide timely status updates to ensure a positive customer experience.
Focus on marketing and promotional strategies to attract new purchase business, promoting a broad spectrum of mortgage products including but not limited to government, conventional, home equity and additional products within an assigned geographical area.
Build network and community relationships, aggressively promoting CMG to real estate agents, builders, developers, financial planners and other referral sources.
Preferred Qualifications and Experience:
BachelorÕs degree in Business or Finance preferred
A minimum of 3 years of current mortgage origination experience with a proven track record of success
An active NMLS license required
Current referral base from Realtors, Financial Planners, Builders, etc.
Strong relationship-building skills
Familiarity with current lending regulations
Must be self-motivated and have an ability to work independently as well as in a team setting
Excellent attention to detail
Intermediate experience with Microsoft Word, Excel, and email systems.
Ability to work in a fast paced, fluid environment.
Strong communication, interpersonal and organizational skills.
High integrity and confidentiality required.
CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected].
CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company's gift to CMG Financial and may be forwarded to our recruiters for their attention.
Loan Officer
Loan Processor Job In Las Vegas, NV
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
* Handle builder business and be on staff at the builder site.
* Obtain an accurate and thorough 1003.
* Collect supporting documentation from borrower:
* 30 day paystubs
* 2 years tax returns
* Last 2 years W2's
* Award letters, disability, trust income, etc.
* LOE for Gaps in jobs
* At initial contact with borrower provide needs list and complete application
* 2 months bank statements
* Obtain executed disclosures within regulations time frame.
* Obtain accurate AUS findings.
* Analyze credit report and financial scenario, determining appropriate loan product(s).
* Determine (price) a profitable loan and communicate fees to ops team.
* Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
* Lock in rate.
* Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
* Issue Lender Credit if needed
* If loan out of balance, work with processor & branch manager to request subsidy
* Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
* Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
* Coordinate, create, track and distribute marketing materials.
* Manage client and referral partner databases.
* Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
* Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
* High school diploma or equivalent required.
* At least two years of experience in Mortgage lending or related field.
* Active NMLS License.
* Ability to manage multiple priorities; strong detail orientation and highly organized.
* Works with a strong sense of urgency and responsiveness.
* Passionate about delivering excellence in customer service.
* Demonstrated patience and professionalism when interacting with both internal and external customers.
* Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
* Strong verbal and written communication skills.
Supervision
* Intermittent to low supervision required, depending on experience
* Apply sound judgment in execution of core job responsibilities
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; mobility in an office setting.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Loan Officer
Loan Processor Job In Las Vegas, NV
Job Details West Las Vegas - Las Vegas, NV SalesDescription
Core Values
PROVIDE our customers with the best combination of service, rates, and fees. PROMOTE sustainable careers for our employees so that they can be enriched personally and professionally. GIVE BACK to our community. These are the core values of NOVA Home Loans in which we act on employee feedback and implement changes that will make NOVA Home Loans a better place to work and promote a higher level of service to our clients.
Evolving as a Loan Officer by having…
A high school diploma or GED is required; a bachelor's degree in a related field is preferred.
Relevant education and work experience will be considered.
A valid and active Loan Originator License is required.
At least 2 years in the mortgage industry is preferred.
2 years in a client-focused role is preferred.
Exciting Opportunities to Grow by…
Deliver exceptional customer service, managing the loan process from application to closing with timely communication and accurate documentation.
Ensure compliance by overseeing quality control and adherence to regulations and company policies.
Lead team marketing efforts to expand the client base, including print ads, public relations, and product campaigns.
Conduct industry research on regulatory requirements, market strategies, audience development, and trends to support informed decision-making.
Supervise and develop team members, managing performance, promotions, and HR functions.
Exercise sound judgment in loan decisions, maintaining expertise in products, client needs, and compliance.
Build and maintain business relationships and referral networks to identify prospective clients.
Guide and pre-qualify potential clients, ensuring accurate application details and advising on loan options.
Collect and verify financial documentation, ensuring compliance with all loan terms and guidelines.
Secure loan terms, communicate with clients, and review closing documents for accuracy.
Stay current with underwriting guidelines, market trends, and emerging loan products.
Lead recruitment, onboarding, and training efforts in collaboration with HR.
Support NOVA's management and business operations as needed.
Show us your growth with…
Strong leadership, collaboration, and influencing skills.
Exceptional client service, organizational abilities, and communication skills.
In-depth knowledge of federal, state, and local mortgage lending laws and regulations.
Ability to handle confidential and proprietary information with discretion.
Proficiency in Microsoft Word, Excel, Outlook, and mortgage tracking software.
Responsiveness and commitment to customers and NOVA personnel.
Benefits Offered...
NOVA benefits to full-time employees include Employee Discount, Paid Time off, Health/Dental/Vision/Life/Disability Insurance, 401(k) with an employer match, Health Savings Account with employer contribution, and an Employee Assistance Program.
NOVA Home Loans Loan Officers earn between $35,568 - $200,000 annually. Our top performing Loan Officers average over $665K annually.
NOVA is an equal opportunity employer, substance-free workplace, and complies with the Americans with Disability Act regulations as applicable.
All applicants are considered for all positions without regard to race, religion, color, sex, gender, sexual orientation, pregnancy, age, national origin, ancestry, physical/mental disability, medical condition, military/veteran status, genetic information, marital status, ethnicity, alienage, or any other protected classification, in accordance with applicable federal, state, and local laws. Equal access to programs, services, and employment is available to all qualified persons. Those applicants requiring accommodation to complete the application and/or interview process should contact the Human Resources department at NOVA Home Loans.
Mortgage Loan Officer - PAID Training Program
Loan Processor Job In Las Vegas, NV
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!
Who Makes a Great Loan Originator?
Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you.
Do I Need Experience in the Mortgage Industry?
No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry.
Compensation? Perks?
Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn.
These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria.
What You'll Need:
* Passion for helping people achieve their dreams
* Experience selling and/or engaged in a service-oriented environment
* Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
* Competitive, energetic and positive attitude
* Detail oriented and demonstrate excellent decision-making skills
* Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST).
Remote work applicants may not work from the following states: California
* Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation.
Compensation:
The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year!
Benefits:
* 401(k)
* Dental insurance
* Disability insurance
* Employee discounts
* Health insurance
* Life insurance
* Paid training
* Referral program
* Vision insurance
Supplemental pay types:
* Hourly draw
* Commissions
* Ramp up incentive
* Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ********************************
AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ******************************************************
When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Loan Officer -Vision Mortgage Group
Loan Processor Job In Paradise, NV
The Outside Loan Officers primary role is to source, qualify and originate mortgage loans by working primarily outside the Companys offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly.
Responsibilities:
Comply with outside sales and reporting obligations, duties, requirements and guidelines.
Produce loans according to targets set by manager.
Uphold integrity of the brand.
Must be familiar with originating loans.
Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines.
Monitor loan pipeline through Lenders Office.
Monitor productivity via reporting tools.
Ensure compliance with all government and regulatory requirements.
Loan Officer shall determine his or her hours or work.
Loan Officers are not required to work any specific number of hours per week and when you do work is at your discretion.
Take information from the prospective borrower and complete the loan application form.
Set yearly goals/attend meetings with manager.
Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers.
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford.
Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product.
Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information.
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process.
Order in file credit report, when required by the Company.
Determine whether the property is located in a flood area, where required by the Company.
Attend the closing of the mortgage loan, if requested by the company.
Under no circumstances shall the Loan Officer by compensated greater than the amount negotiated in the Loan Officer Compensation Agreement.
Able to comply with the policies and procedures outlined in the Company handbook
Perform other duties as assigned.
Supervisory Responsibilities:
This position has no supervisory responsibilities.
Qualifications Requirement:
Able to comply with the policies and procedures outlined in the Company Handbook
Must have a current license through NMLS and be in good standing
Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA
Two (2) years prior mortgage or mortgage banking experience
Ability to deliver effective results and to meet deadlines
History of exceeding sales goals
Reliable transportation, valid drivers license and current automotive insurance
Sound judgment and decision-making skills
Ability to work under pressure and meet deadlines with minimal supervision
Excellent phone and service skills
Develop and maintain relationships within the real estate community
Timely communication and response times according to department standards
Physical/Sensory Requirements:
Must be able to lift 25 pounds at a time
Bend, stoop and stretch as needed
Prolonged periods of sitting, standing and or ambulating (Employee has some control over the length of time)
Prolonged use of computers, telephone, and other standard office equipment which includes reading, writing, listening or speaking Fluency in English language (written, oral, spoken); fluency in a second language desirable
Mortgage Loan Officer
Loan Processor Job In Las Vegas, NV
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Las Vegas, NV are Job Description
Recommends loan solutions in accordance with lending guidelines and clients' requirements.
Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
Collaborates with internal and external stakeholders to complete mortgage transactions.
Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsBanking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, SalesCompetenciesCustomer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.Work ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s) LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Licensed Mortgage Loan Officer
Loan Processor Job In Las Vegas, NV
*
available remotely or at our office location*
Attention Loan Officers:
Want to make up to 300bps LO Comp on each loan you close? Want to have competitive pricing and maximum comp? Rates are up and volume is moving around right now. LO's who want to win need to align themselves with nimble lenders who take care of their LO's. Our philosophy is simple; when you win, we all win. JFK Financial is a rapidly growing retail mortgage banker headquartered in Las Vegas Nevada. We are focused on bringing on top LOs/Production teams/ and branches in CA, NV, AZ, CO, FL, OR, and WA markets who want to take their game to the next level. We have been in business since 1995 and we have consistently grown for the past 16 years regardless of market cycles.
READY TO JOIN OUR TEAM? Interested parties should email Tarnita Woodard at *************************.
Loan Originator
Loan Processor Job In Las Vegas, NV
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type: - Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible) Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Loan Officer
Loan Processor Job In Las Vegas, NV
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Handle builder business and be on staff at the builder site.
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Mortgage Loan Officer
Loan Processor Job In Las Vegas, NV
Job Details Sunset - Las Vegas , NV $24,960.00 - $24,960.00 Salary/year Description
RESPONSIBILITIES- Develops and maintains successful relationships with business referral sources, existing and prospective Clark County Credit Union members. Prospects new mortgage lending opportunities. Meets with customers as necessary during various stages of the loan process. Utilizes Clark County Credit Union training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customer and internal business partners. Provides complete loan applications to fulfillment center partners. Ensures exceptional member experience by overseeing loan process from origination to close and providing on-going communication to members and business partners. Achieves production goals as established by Clark County Credit Union. Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities.
ACTIVITIES/TASKS-
On a day-to-day basis,
New Business Development: Develop Business Referral Network through marketing, cold-calling, prospecting, and networking activities. Participate in community efforts to promote home ownership.
Loan Application Process- Meet with prospective borrowers, review / analyze credit, and financial data. Determine borrower financing objectives and goals. Present appropriate CCCU products and programs and explain guidelines. Apprise borrowers of pricing and lock rate as required. Identify appropriate opportunities to sell additional products. Collect supporting loan documentation as required and provide complete package to Mortgage Loan Processor. Upload complete application via Encompass.
Manage workload with CCCU Compliance directly to ensure that loan docs are submitted to Fulfillment within 7 days or as modified by CCCU. Work with Mortgage Loan Processor to ensure that loan conditions are met.
Partner with Mortgage Loan Processors with on-going communication to customer regarding loan status. Utilize Encompass Milestones/Notes to check for notes and conditions.
Professional Development- Attend and complete all CCCU required training. Maintain current and thorough knowledge of all lending programs, policies, procedures, and regulatory requirements. Perform all job functions in accordance with CCCU policies and procedures.
Qualifications
Must have a State-Non Depository Mortgage Loan Originator license through the Nationwide Multistate Licensing System and Registry (NMLS) High School Diploma or equivalent.
4-year college degree preferred.
Minimum of 2 years residential mortgage lending experience with a focus on generating self-sourced business.
Mortgage Modification Specialist
Loan Processor Job In Las Vegas, NV
American Home Saver-TX. Mortgage Assistance "We Help Make the American Dream an Affordable Reality" American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP.
Visit us @ *************************
Job Description
American Home Saver offers the opportunity for you to start a business part-time, while maintaining the security of your full-time job.
Regardless of whether you love what you're doing now, and simply need to earn additional income - or if you want to launch an entire new career - American Home Saver offers you the flexibility to decide what's best for you.
American Home Saver lets you start part-time to earn a second income, or transition to a new full-time career while you keep your current full-time job.
American Home Saver is a company of people helping people.
As a
Mortgage Modification Specialist
(1099 Independent Contractor) you will be meeting face to face with homeowners that are delinquent on their mortgage and facing foreclosure (received NOD) or imminent default (no lates, but struggling to make their payments) . Your responsibility will be to fully explain how the American Home Saver-Mortgage Assistance Program can help them save their home and get back on their feet. You will collect all documentation required to complete the Home Affordable Modification Program (HAMP) paystubs, mortgage statement, bank statement W-2. We will provided you with a minimum of 5 pre-qualified leads per week, however you are allowed to share our services with anyone that may be in need. There are no territory restrictions.
Qualifications
We are seeking individuals in the Clark County area with a background in Home Loan Preservation to work as a independent contractor with our company. The ideal candidate should have a minimum of 1 year's experience working in Home Preservation or Loss Mitigation with Customer interaction. Must have a high school diploma / GED. Pass a criminal background check, have dependable transportation with proof of current liability insurance, access to a computer and a active smart/android cellular phone.
Support: We will provide you with our leading edge web-based technology operating system to give you the tools for success.
Additional Information
SALARY:
Commensurate with experience with excellent opportunity for advancement.
Loan Officer
Loan Processor Job In Las Vegas, NV
Loan Officer (Field) We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Requirements
Highschool Diploma or Equivalent
Four-year college degree (preferred)
Minimum of 3 years of Loan Originating experience
Valid driver's license and dependable mode of transportation
NMLS License & specific State license or be (willing to get within 30 days of employment)
Fluent in Spanish -Speaking and Writing (preferred)
Self-starter and able to work independently
Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
A genuine passion for delivering exceptional experiences to customers
Proficient in using standard office software (e.g., Microsoft Office Suite)
Proficient in using mortgage industry software and tools
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $24,000.00 - $24,000, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Mortgage Loan Processor
Loan Processor Job In Las Vegas, NV
Mortgage Loan Processor Full Time (40 Hours) Monday - Friday Headquarters 630 Trade Center Drive Las Vegas, NV 89119 PURPOSE: The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, “Excellent Member Service and Financial Solutions - For Life,” by providing outstanding service to both members and internal members.
To deliver service in alignment with our Service Commitments:
I will earn respect and build trust by acting with integrity in every situation.
I will understand my role in supporting the team to achieve our purpose.
I will focus on people over products and build lasting relationships.
I will take ownership and accept responsibility.
I will treat my coworkers with the same high standards as I treat my member.
I will continuously look for ways to improve myself, my credit union, and my community.
I will accept there is no “they”. We are one working toward the same mission.
I will commit to the core values.
Meet all established service goals.
SUMMARY: A Mortgage Loan Processor primarily verifies, and coordinates borrower(s) supplied loan file documentation and the loan application detail in conformity with secondary market investor and/or credit union guidelines, the credit union's lending technology platform and underwriting approval conditions. This position contributes to ensure optimal lending department process fluidity and compliance with credit risk parameters. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:
Contribute to the development and refinement of the credit union's lending vision and strategy working in a team environment focused on member service and closing quality loans in a timely manner.
Develop and demonstrate a subject matter expertise pertaining to mortgage lending regulations, secondary market investor guidelines, credit union lending policies, operating guidelines, and operating procedures.
Communicate with Mortgage Loan Originators who are taking loan applications and with loan applicants themselves with respect to determining what a borrower is trying to accomplish with their loan request and obtaining a clear aspect of their capacity and intent to make payments, clarifying, and setting good expectations as well as providing an optimal level of member service. Note: this position does not and cannot discuss with a borrower their specific of mortgage loan level attributes or loan qualifying parameters but does speak generally about loan programs with members without addressing any borrower ability to qualify for a particular loan program or rate; without being properly licensed to discuss such items on loans secured by residential properties intended to be used as a dwelling unit.
Communicate with realtors, other loan application referral sources or interested third parties to a transaction only as to whether a borrower is approved or qualifies or what might assist in qualifying without disclosing confidential borrower information to any third-party involved in the loan transaction; or in the alternative that a borrower is not qualified.
Verify loan application data ensuring that all borrower supplied documentation, any associated service provider information matches the lending technology platform data and conforms to all loan approval parameters, lending regulations and the credit union's loan policies and operating guidelines.
Title, flood, and appraisals must be ordered and verified according to credit union policy, regulations, and guidelines.
Certification of each applicable task, stipulation or condition pertaining to underwriter's directive as stated within the lending technology platform as applicable, which is contemporaneously time and date stamped by the lending technology platform based on the user's platform login.
Ensure that all loan file supporting documentation is captured electronically, including work papers or checklists used in verifying loan file information within the lending technology platform.
Prepare and deliver any required loan disclosures to a borrower(s) as required by applicable regulation.
Divulge all aspects of a borrower's application as well as a judgment of any borrower's ability or intent to be able to make payment, any aspect of any collateral valuation or any issue regarding properly titling/pledging any collateral (on a secured loan application) to an underwriter making a credit decision on a loan. Notates such observations as well as any communication related to a loan file within the loan's comment log within the lending technology platform.
Re-submit new or changed loan file data to an underwriter, prior to loan closing and delivers any required re-disclosures to borrowers as applicable.
Prepare and deliver adverse action notices on loan files that are denied, cancelled, and withdrawn within regulatory timeframe.
Prepare appropriate loan documents on approved loans for borrower(s) signature.
Review executed loan documents on closed loans to ensure that they were completed correctly and if not have the documents re-executed in a timely manner.
Ensure that all executed closing documents are archived electronically within the credit union's lending technology platform.
Deliver closed/funded loan files to the credit union's Secondary Operations group in paper or electronic form; ensuring all applicable information that is required is being delivered in a timely basis.
Perform such other functions as assigned by upper management.
EDUCATION and/or EXPERIENCE: High School diploma and work experience of at least 2 years working as a First Mortgage Loan Processor with Secondary Market Lending experience. *ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)
DRUG-FREE WORKPLACE
Mortgage Loan Officer - PAID Training Program
Loan Processor Job In Las Vegas, NV
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need:
Passion for helping people achieve their dreams
Experience selling and/or engaged in a service-oriented environment
Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
Competitive, energetic and positive attitude
Detail oriented and demonstrate excellent decision-making skills
Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST). Remote work applicants may not work from the following states: California-**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation:The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year! Benefits: · 401(k)· Dental insurance· Disability insurance· Employee discounts· Health insurance· Life insurance· Paid training· Referral program· Vision insurance Supplemental pay types: · Hourly draw· Commissions· Ramp up incentive· Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Loan Officer -Vision Mortgage Group
Loan Processor Job In Paradise, NV
The Outside Loan Officers primary role is to source, qualify and originate mortgage loans by working primarily outside the Companys offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly.
Responsibilities:
Comply with outside sales and reporting obligations, duties, requirements and guidelines.
Produce loans according to targets set by manager.
Uphold integrity of the brand.
Must be familiar with originating loans.
Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines.
Monitor loan pipeline through Lenders Office.
Monitor productivity via reporting tools.
Ensure compliance with all government and regulatory requirements.
Loan Officer shall determine his or her hours or work.
Loan Officers are not required to work any specific number of hours per week and when you do work is at your discretion.
Take information from the prospective borrower and complete the loan application form.
Set yearly goals/attend meetings with manager.
Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers.
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford.
Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product.
Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information.
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process.
Order in file credit report, when required by the Company.
Determine whether the property is located in a flood area, where required by the Company.
Attend the closing of the mortgage loan, if requested by the company.
Under no circumstances shall the Loan Officer by compensated greater than the amount negotiated in the Loan Officer Compensation Agreement.
Able to comply with the policies and procedures outlined in the Company handbook
Perform other duties as assigned.
Supervisory Responsibilities:
This position has no supervisory responsibilities.
Qualifications Requirement:
Able to comply with the policies and procedures outlined in the Company Handbook
Must have a current license through NMLS and be in good standing
Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA
Two (2) years prior mortgage or mortgage banking experience
Ability to deliver effective results and to meet deadlines
History of exceeding sales goals
Reliable transportation, valid drivers license and current automotive insurance
Sound judgment and decision-making skills
Ability to work under pressure and meet deadlines with minimal supervision
Excellent phone and service skills
Develop and maintain relationships within the real estate community
Timely communication and response times according to department standards
Physical/Sensory Requirements:
Must be able to lift 25 pounds at a time
Bend, stoop and stretch as needed
Prolonged periods of sitting, standing and or ambulating (Employee has some control over the length of time)
Prolonged use of computers, telephone, and other standard office equipment which includes reading, writing, listening or speaking Fluency in English language (written, oral, spoken); fluency in a second language desirable
Mortgage Modification Specialist
Loan Processor Job In Las Vegas, NV
American Home Saver-TX. Mortgage Assistance
"We Help Make the American Dream an Affordable Reality"
American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP.
Visit us @ *************************
Job Description
American Home Saver offers the opportunity for you to start a business part-time, while maintaining the security of your full-time job.
Regardless of whether you love what you're doing now, and simply need to earn additional income - or if you want to launch an entire new career - American Home Saver offers you the flexibility to decide what's best for you.
American Home Saver lets you start part-time to earn a second income, or transition to a new full-time career while you keep your current full-time job.
American Home Saver is a company of people helping people.
As a Mortgage Modification Specialist (1099 Independent Contractor) you will be meeting face to face with homeowners that are delinquent on their mortgage and facing foreclosure (received NOD) or imminent default (no lates, but struggling to make their payments) . Your responsibility will be to fully explain how the American Home Saver-Mortgage Assistance Program can help them save their home and get back on their feet. You will collect all documentation required to complete the Home Affordable Modification Program (HAMP) paystubs, mortgage statement, bank statement W-2. We will provided you with a minimum of 5 pre-qualified leads per week, however you are allowed to share our services with anyone that may be in need. There are no territory restrictions.
Qualifications
We are seeking individuals in the Clark County area with a background in Home Loan Preservation to work as a independent contractor with our company. The ideal candidate should have a minimum of 1 year's experience working in Home Preservation or Loss Mitigation with Customer interaction. Must have a high school diploma / GED. Pass a criminal background check, have dependable transportation with proof of current liability insurance, access to a computer and a active smart/android cellular phone.
Support: We will provide you with our leading edge web-based technology operating system to give you the tools for success.
Additional Information
SALARY:
Commensurate with experience with excellent opportunity for advancement.