Mortgage Loan Officer
Loan Processor Job In Portland, OR
DC Lending is growing, and we're looking for the right Mortgage Loan Officers to join our team. We're not your typical mortgage brokerage - we're all about creating the best possible platform for our team to win from. We've heard of too many people who don't love the place where they work or are getting taken advantage of by their comp structure or corporate interference.
Here's what we bring to the table:
Competitive comp plan-because your hard work should pay off
Processing/Support that keeps things smooth and efficient
Cutting-edge tech and marketing support to help you grow
A culture that actually puts people first-both clients and our team
What we're looking for:
A licensed Loan Officer with experience in residential lending
Someone who values relationships and isn't just chasing deals
A self-starter who wants to grow their business the right way
A team player-because we win together
We take pride in making mortgages simple, clear, and stress-free for our clients. If that sounds like the kind of place where you'd thrive, let's talk!
Loan Processor - Reside in Oregon
Loan Processor Job In Portland, OR
About Guaranteed Rate: Guaranteed Rate is the 2nd-largest retail mortgage lender in the U.S. By offering industry-leading tools, low-rate mortgages, and unparalleled customer service, we've become the Home Purchase Experts. At Guaranteed Rate, we think big - pushing beyond what most people believe is possible. We strive to work with the best of the best, building business with the best referral partners and hiring the best employees - allowing us to deliver world-class customer service. Our goal is to make sure every customer has a great experience. Headquartered in Chicago with 5,000+ employees in 300+ offices across the U.S. and licensed in all 50 states, we've helped thousands of homeowners with more than $37 billion in home purchase loans and refinances in just the past year alone.
Pay Range: $55k-$65k Base, plus incentive bonus
"MUST LIVE IN THE STATE OF OREGON"
What's the Role?
Guaranteed Rate is currently seeking a hard-working, dedicated Loan Processor to join our innovative and passionate team.
Responsibilities:
* Work closely with our Loan Officers to ensure a timely and accurate experience for our clients-from first time home buyers to refinancers-throughout the entire mortgage process.
* Scheduling and tracking of closing dates, contingency dates and loan lock expirations.
* Review loan approvals and address all conditions required for underwriting and closing.
* Receive on-going, comprehensive training and become an expert on home loan products and the mortgage process.
* Scheduling and tracking of closing dates, contingency dates and loan lock expirations.
* Prepare and submit timely and accurate loan files to the Closing Department.
* Use state of the art technology to manage your loan pipeline as well as conduct credit and underwriting analysis.
* Provide world-class customer service and respectful, consultative guidance to your clients.
Qualifications:
* 3+ years of recent experience in an operational role preferred in the residential mortgage industry - Loan Processing, FHA, VA, Bond, Conventional, Jumbo, and Non-QM.
* Experience using Encompass, Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector.
* Excellent disposition, mindset, communication skills and work ethic.
* Ability to multi-task with strong attention to detail while meeting deadlines in a fast-paced environment.
* Strong listening, problem solving skills and out of box thinking.
* An inherent love of and desire to serve clients and create something unique and fantastic.
* A commitment to integrity and customer service.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason, as protected by law.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).
Applications are being accepted on an ongoing basis.
Mortgage Loan Processor III
Loan Processor Job In Salem, OR
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
What you will do
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
*Must-Have**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Skills and Knowledge*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
*Compensation*
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Loan Processor
Loan Processor Job In Oregon
The Loan Processor takes ownership and is responsible for timely processing of Conventional, FHA, VA, USDA and Bond mortgage loan files. The Loan Processor ensures completeness of mortgage loan applications and works to satisfy requirements for advancement of loan files to Underwriting and Closing, while meeting department service and quality standards. This includes obtaining, reviewing, and assembling documentation, along with preparing and submitting files, demonstrating a knowledge of current rules and regulations. Loan Processors work closely with customers, originators, as well as internal and external partners, providing a high level of professional service.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Review new files within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed
Review mortgage loan applications for accuracy and ensure LOS is updated appropriately
May work directly with borrowers answering questions and assisting in guiding them through the loan process
Confirm and validate loan application information by ordering all necessary documents to satisfy AUS (Automated Underwriting System) findings, investor and agency requirements
Validate loan in automated underwriting systems (DU, LP or GUS)
Use documentation to perform functions, such as calculating verified income or verifying assets, and update Encompass accordingly
Coordinate all third-party services such as survey, appraisal, title, homeowner's insurance, etc.
Review all loan and verification documents for accuracy and update information in LOS (Encompass)
Utilize Government sites for VA and FHA files to place orders and obtain case numbers
Pull credit, order disclosures, appraisal, title, insurance and Verification of Employment (VOE) for loan files
Compile and review documentation (i.e., income, assets, liabilities, employment, etc.) received within 24 hours of receipt and follow up in the event of discrepancies or omitted data. Immediately notify Originator or appropriate staff if any discrepancies are identified
Receive appraisal and supporting documentation and notifies MLO of approval
Upload all relevant documentation received to Image Flow for validation
Prepare loan disclosures according to TRID regulations
Prepare and submit loan files to Underwriting (UW) for pre-approval decision and requests additional documentation to clear conditions
Review loan approval and ensure all tasks are completed and loan is on target to meet expected closing date
Send pre-approval letters and prepares files for closing
Proactively communicate loan status or updates to the Borrower(s), Originator and Third Parties
Assist with the clearing of post-closing conditions received to avoid any financial loss
Update various systems of record with critical loan information
Collaborate with title, valuation, underwriting, closing, technology, and other operational teams
Prepare mortgage loan commitment and denial letters, as applicable
Upon Clear to Close (CTC), submit loan files to Underwriting (UW) for final approval before submittal to Closing
Continue to stay abreast of underwriting and compliance guidelines and well as current regulatory lending laws and requirements
Maintain a focus on enhancing customer service skills and knowledge
Be a team player: actively seek training opportunities, solutions to various loan file issues and share best practices with team members
Review and manage pipeline of up to 25+ loans concurrently
Assist other Processors, Underwriters and Closing team members as needed
Additional duties as assigned
*Unlicensed associates who have borrower contact cannot quote rates, offer or negotiate the terms of a mortgage loan, take a mortgage application, or engage in any other activities that require a mortgage loan originator license.
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications
Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position.
Qualifications include:
Must reside in Oregon or Vancouver, WA.
High School Diploma or Equivalent required
5+ (five) years related experience as a processor, underwriter or equivalent
Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures
Familiarity with TILA / RESPA Integrated Disclosure (TRID)
High level of proficiency with mortgage loan processing and underwriting systems, such as Desktop Underwriting (DU), Loan Prospector (LP) and Guaranteed Underwriting System (GUS). Experience in Encompass and Engen is preferred
Strong PC skill with experience in MS Office including Word, Excel, and Outlook are required
Demonstrated ability to pre-underwrite a loan file
Excellent customer service skills and high standards
Excellent written and oral communication skills to effectively communicate with people at all levels and from various backgrounds
Timely communication and response times according to Department SLA (Service Level Agreements)
Acute attention to detail with strong organizational, problem-solving, multi-tasking and analytical skills
Ability to work independently and handle multiple priorities under stringent timelines
Sound judgment and decision-making skills with the ability to make timely and sound decisions
Proven ability to handle multiple loans and meet closing dates
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Assistant Loan Officer / Credit Analyst
Loan Processor Job In Salem, OR
The Assistant Loan officer / Credit Analyst works with Commercial Loan Officers by providing full administrative support while also assisting clients directly. You will provide diversified support to the initiation, growth and management of commercial loan accounts.
We are proud to offer a competitive salary and compensation package that includes: Medical, Dental and Vision Insurance, 401(k), Life and Long-Term Disability Insurance, Profit Sharing, Health & Dependent Care Reimbursement Accounts, Employee Assistance & Wellness Program, Vacation & Sick Leave, up to 11 Paid Holidays, Tuition Reimbursement, and Banking Privileges.
Hours: Mon-Fri 8:00am - 5:00pm; On-Site/non-exempt hourly/Full-Time
Salary: $48,000 to $78,000 per year, depending on circumstances
Responsibilities:
Overall
Analyze and interpret financial and non-financial underwriting items.
Develop and maintain strong relationships with co-workers and customers.
Maintain knowledge of and compliance with banking regulations and bank policies
Loan Application and Renewal Process
Develop and maintain lists of key information necessary to support the loan process.
Work with loan officer and applicants to develop the loan underwriting package.
Investigate, interpret and analyze credit reports.
Spread, interpret and analyze financial information.
Discuss underwriting findings with loan officers.
Prepare detailed loan presentations for the approval process.
Compile non-financial underwriting to support the loan closing process.
Portfolio Management
Organize and manage workflow.
Assist in resolving routine and complex inquiries.
Assist with maintaining commercial loan portfolios.
Ensure appropriate maintenance of paper and digital files.
Qualifications:
Bachelor's degree in business, Finance, Accounting or equivalent combination of education and experience
Thorough understanding of basic principles of accounting and financial analysis
Microsoft Office/Computer Knowledge required
Bank credit policies and procedures knowledge desired
Credit analysis and analytical skills required
Excellent internal and external customer service required
Physical & Mental Requirements:
Ability to sit/stand at a computer monitor for extended periods of time.
Ability to perform repetitive finger, hand and arm movements.
Ability to lift up to 35 lbs.
Ability to effectively discern information and formulate appropriate action.
Ability to reach, squat, bend and manually manipulate standard office equipment.
Ability to think critically and provide appropriate action.
Disclaimer:
Pioneer Trust Bank, N.A. is an Equal Opportunity and Affirmative Action employer and is committed to employing a diverse workforce. Qualified applicant will receive consideration without regard to race, color, religion, sex, pregnancy, national origin, age, sexual orientation, gender identity, military or veteran status, or disability. All offers are contingent upon the candidate successfully passing a credit check, criminal background and pre-employment drug screening.
Mortgage Loan Officer - OR
Loan Processor Job In Oregon
Full-time Description
Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing.
Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market.
We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort.
This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today.
Hiring Loan Officers licensed in every state except New York.
Requirements
Minimum 2 years' experience and NMLS Safe Act compliant
1 active state license
Established contacts/referral partners
Knowledge of different types of loans and credit bureaus
Working history of loan process and general underwriting guidelines
Funding 1 million in self-generated production
College preferred, not required with proven mortgage experience
Proven track record of proactively soliciting new business
Strong communication skills and detail oriented
Ability to work independently and remote
Mortgage Processor/Closer
Loan Processor Job In Portland, OR
Kelly Services, Inc. is a Fortune 500 company headquartered in Troy, Mich., providing employment to more than 700,000 employees annually, with skills including office services, accounting, engineering, information technology, law, science, marketing, light industrial, education, health care and home care. Kelly Services is an Equal Opportunity Employer.
Job Description
Reviews loan file for completeness and accuracy prior to submitting file to Closing Department for doc prep and funding. Coordinates with loan processor in collection and examination of key documents, examines and validates specific documents to ensure compliance with Bank, regulatory and investor guidelines.
Qualifications
One to two years of experience processing or closing mortgage files
Thorough knowledge of mortgage closing/funding process
Strong knowledge and understanding of RESPA requirements
High School Diploma/GED
Additional Information
All your information will be kept confidential according to EEO guidelines.
Team Loan Originator NE
Loan Processor Job In Portland, OR
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the teams client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff.
Responsibilities
Markets and promotes PrimeLending's financial products;
Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team loan originator(s).
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
One to two years of sales or mortgage banking experience preferred.
Valid driver's license and current automobile liability insurance.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
An ability to quickly assess and process large amounts of information, and must be able to use designated technology.
Must continue to expand knowledge of issues influencing the industry and the organization.
Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume.
Must be proficient in required origination technology and use of other office equipment.
Must maintain confidentiality of borrower and/or company information.
*In accordance with U.S. Department of Labor Regulation Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Processor Job In Portland, OR
Job Details Portland OR - Portland, OR Full Time SalesDescription
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Mortgage Loan Officer - PAID Training Program
Loan Processor Job In Portland, OR
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need:
Passion for helping people achieve their dreams
Experience selling and/or engaged in a service-oriented environment
Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
Competitive, energetic and positive attitude
Detail oriented and demonstrate excellent decision-making skills
Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST). Remote work applicants may not work from the following states: California-**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation:The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year! Benefits: · 401(k)· Dental insurance· Disability insurance· Employee discounts· Health insurance· Life insurance· Paid training· Referral program· Vision insurance Supplemental pay types: · Hourly draw· Commissions· Ramp up incentive· Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Real Estate Loan Specialist I - Salem, NH
Loan Processor Job In Salem, OR
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Service Credit Union is seeking a Real Estate Loan Specialist where you will be responsible for providing superior service to members and prospective members seeking real estate loan products and services with Service CU.
Pay: Starting at $20.43 per hour. Flexible based on experience.
Hours: Full time, Negotiable hours.
Work location: Salem, NH. Hybrid schedule available.
Benefits Include:
Great health and dental benefits starting day one!
PTO, long-term disability, and paid holidays.
401k with 8% company contribution after one year of employment.
Paid leave policy after 12 consecutive months of employment.
Free confidential mental health support program with Talkspace
Free identify theft protection through IdentityForce.
Tuition reimbursement.
Training and career growth opportunities.
The Day to Day:
Interview applicants to develop information concerning their needs and desires to assist in meeting their financial goals with Service Credit Union products and services. This includes, but is not limited to, general inquiries, pre-qualification requests and oral, written and web applications.
Obtain and analyze all pertinent financial and credit data required to effectively evaluate loan requests and acceptable level of risk to recommend approval or denial.
Maintain effective applicant journals to provide consistent member follow up to ensure maximum loan penetration.
Manage their Pro Account in our POS System with follow-up e-mails and phone calls in effort to assist a member in future Real Estate Lending products.
Perform other job related duties as assigned.
Experience and Qualifications:
Must be registered with the Nationwide Mortgage Licensing and Registry and obtain a unique identifier in accordance with the SAFE Act and NCUA Regulation.
Must have verifiable successful experience in real estate loan originations or applicable related experience.
Knowledge of secondary market (FNMA, FHLMC & FHLB) underwriting guidelines.
Willingness to work extended hours, including weekends as needed.
Excellent verbal and written communication skills.
Detail oriented.
Good organizational skills with proven ability to multi-task.
Proficient knowledge of Microsoft products.
Proven analytical skills.
Minimum one year experience in first mortgage origination or related experience required.
High school diploma or equivalent required.
If you are interested in applying your Real Estate loan origination and underwriting skills to further your career and enjoy working in a collaborative, fun environment where success is rewarded, Service Credit Union is the place!
Join us today!
Equal Opportunity Employer
Loan Servicer
Loan Processor Job In Coquille, OR
You are a perfect match for our Credit Union!
The successful candidate must be dependent, self-motivated, detail oriented and have the ability to see building cleaning needs with little direct supervision.
Must have knowledge of professional cleaning procedures and products in a commercial environment and demonstrated experience in custodial duties. Must be able to develop and follow a routine, but be flexible enough to accommodate special projects at Coquille and other banking centers.
Requirements:
The candidate must have a High School Diploma or equivalent and a proven track record in customer service. Two years' experience in financial industry is desired. Above average skill with computer, typing and 10-key skills is required. Familiarity with real estate secondary market, credit union software systems and Microsoft applications is a plus.
Must demonstrate a positive attitude, a professional image, be self-motivated and have the ability to manage multiple projects and tasks simultaneously with a high degree of urgency and accuracy. Must be able to build relationships in the community and possess excellent oral and written communication skills.
Essential Functions:
Work as part of the Loan Servicing team to ensure each loan is professionally serviced and supported. This may include the following tasks:
Fund and book new loans.
Review new loan documents and new loan records for completeness, accuracy and compliance.
Process documentation to ensure security instruments are properly collected and processed with credit union's lien position recorded as expected.
Follow up for final documents from outside vendors and agencies.
File, scan and store documents under established procedures.
Prepare secondary market files for shipping to investors and process purchase advices when loans are sold.
Maintain collateral insurance on member loans within established procedures.
Track insurance and property taxes, utilizing internal and vendor reports. Follow up for invoices and lapses in coverage.
Force place insurance when necessary and revoke escrow waivers when appropriate.
Schedule and process mortgage escrow disbursements and member escrow deposits.
Perform private mortgage insurance activations and terminations. Process early termination requests from members within credit union and investor guidelines.
Annual mortgage escrow analysis, process escrow shortage payments and generate replacement analysis.
Process Hazard/Flood Insurance, Disability, Debt Protection, Credit Life and Life Share claims.
Post payoffs, principal curtailments, reversals, adjustments and corrections on member loans.
Process Skip-A-Pays on consumer loans.
Process lien releases, utilizing internal reports and vendors. Scan released documents into Synergy.
Prepare files for post funding quality control reviews and examiner requests.
Transmit investor reporting and perform secondary market reconciling.
Perform loss mitigation and foreclosure transactions and reporting tasks.
Process escrow holdback, new construction and insurance claim draws.
Ability to assist and respond to member's and credit union staff inquiries by researching systems and documents. Present exception requests to VP Loan Servicing for feedback or approval.
Cross train in all aspects of servicing.
Demonstrate the ability to adapt and implement new procedures.
Represent the Credit Union with honesty, integrity and trust at all times.
Adhere to established internal policies and procedures for compliance.
Complete required compliance training in a timely manner and comply with all regulations within scope of the position.
Adhere to the requirements of the Bank Secrecy Act, OFAC, USA PATRIOT Act and anti-money laundering regulations.
Assists VP Loan Servicing, performing duties as assigned.
Base Expectations:
Be willing to perform any duty (beyond Essential Functions above) as assigned.
Versatility and problem-solving skills are essential to this position.
Demonstrate a good understanding of CU's loan policies and product knowledge.
Demonstrate a good understanding of investor guidelines.
Possess a detailed working knowledge of Microsoft Word and Excel Software applications that is adequate to perform the duties assigned.
Must demonstrate a basic knowledge of accounting principles, and maintain a high degree of accuracy.
Be a team player and serve as a role model for all credit union staff.
Maintain a friendly, professional, positive attitude and provide prompt, efficient and confidential service.
Ensure good working relationships with vendors and investors.
Communicate effectively and professionally with members, coworkers and management, including verbal and written communication.
Demonstrates ability to gather information, work independently and use exceptional judgment.
Follows the Credit Union's Member Service Standards and Telephone Etiquette.
Support management.
Recommend/cross sell additional service opportunities.
Perform other functions as requested.
Working Conditions:
Occasional lifting, carrying, pushing, and pulling of items weighing up to 60 lbs.
Potential exposure to the threat of violence at any time.
Occasional business travel may be required.
Sitting or standing for extended periods of time may be required.
Repetitive motions and extensive keyboarding may be required.
Company's website: ******************
** First Community Credit Union is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process. Equal opportunity employer, including protected Veterans and individuals with disabilities.
Mortgage Loan Officer - Clackamas, OR
Loan Processor Job In Oregon
The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.
Responsibilities
Prospects home lending business to build and develop new client loan originations and relationships and new originations. This can include developing internal referral relationships as well as developing external centers of influence to refer home lending opportunity
Originate and process 1-4 family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines
Responsible for gathering documents at the time of registering a loan and is expected to remain, the primary point of contact for the client during the duration of the loan process
This person is to maintain high standards of client satisfaction and quality, ensure sales/originator systems and workflows are efficiently controlled.
Develops and maintains in-depth knowledge of products and services as well as knowledge of competitors and competitive products while serving as the subject matter expert within the market
Maintains proficiency on sales/originator systems and develop and maintain efficient workflows
Keeps informed of trends and developments in the real estate market and mortgage industry
Ability to foster internal and external relationships.
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.
Education Qualifications
Bachelor's Degree Business related field or equivalent experience (preferred)
Experience Qualifications
3+ years Experience as a loan officer in 1st mortgage production (preferred)
3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred)
Tactical Skills
Excellent communication skills both written and verbal
Demonstrated strong customer service skills
Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.
Strong financial acumen
Personal Skills
Emotional Intelligence: Describes the concepts and underlying tenets of emotional intelligence (EI) as a skill and cites examples as to the impact of EI on business results
Practical Skills
Business Acumen: Works to understand the business priorities of internal and external clients and can describe relevant profitability drivers and considerations
Oral & Written Communication: Develops a clear, complete understanding of needs and problems through careful listening, probing, reflecting, and summarizing; conducts discussions that are sincere and fully expressed
Core Competencies
All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
Driving Requirements
May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.
COMPENSATION AND BENEFITS
This position is eligible to earn an hourly rate of $15.95 per hour. Compensation for this role also includes short-term incentive compensation subject to individual and company performance.
Please click here for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 04/14/2025
KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************.
Consumer Loan Specialist
Loan Processor Job In Salem, OR
Consumer Loan Specialist Company: Mariner Finance Hours: full time- 40 hours per week Qualifications: . * High school diploma, bachelor's degree preferred. * Highly motivated individual with an interest in the consumer finance industry.
* Capable of creating and sustaining individual sales goals.
* Excellent written and verbal communication skills.
* Ability to use various technologies and learn new programs.
* Complete functions in a timely manner while maintaining accuracy.
* Must be able to obtain any essential licenses required by the state.
* Preferred bilingual fluency in English and Spanish.
Incentives:
* Competitive hourly base with monthly bonus structure.
* Health, dental, and vision insurance.
* 401k and company matching.
* 11 paid holidays and 15 days PTO.
* Education assistance program.
Responsibilities:
* Handles inbound customer support calls.
* Manages outbound sales and collection calls.
* Contacts customers with past due balances to offer possible solutions and resolve delinquency.
* Completes full-cycle credit loan application process.
* Analyzes credit and financial information for current and potential customers.
* Consistently achieves monthly sales goals related to company products and services.
* Learns Federal, State, and Local Application Consumer laws to ensure compliant actions.
* Maintains a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
* May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice.
IND1
LI-Onsite
#R71
Compensation: Hourly rate is commensurate with skills and experience. This role is also eligible for a competitive incentive program based on individual and company performance.
Hours of Work:
* Saturday hours required seasonally and as business needs require
* Full-Time, Non-Exempt
* To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced.
Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including:
* Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA
* Vision Insurance
* Dental Insurance
* Company-paid Basic Life, Long-Term Disability, and AD&D Insurance
* Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance
* 401(k) and Company Matching Contributions
* Paid Time Off - full-time employees may accrue a minimum of 120 hours per year
* 11 Paid Holidays
* FMLA
* Employee Assistance Program (EAP)
* Paid Parental Leave
* Referral Incentives
* Education Assistance Program
* Complimentary FIMC Membership Plan
* Access to industry-specific training programs
* Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact ************************** for additional information.
Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level.
Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
For additional information, please visit: ************************************************
Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace.
Mariner Finance, LLC | NMLS #166564
Other details
* Pay Type Hourly
Apply Now
* Salem, OR, USA
Commercial Loan Specialist
Loan Processor Job In Hermiston, OR
More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers. Process loan closings, attain loan perfection, and service loan customers.
In this role you'll have the opportunity to:
Prepare all loan request documents. Gather customer income and net worth information. Answer customer questions.
Responsible for ordering external agency reports such as titles, insurance, etc.
Prepare commitment letters. Arrange for payoff of property liens.
Coordinate loan closings and prepare disbursement checks.
Responsible for verifying loan system accuracy for boarded loans.
Responsible for ensuring each loan file meets bank and regulatory requirements.
Responsible for making advances and payments on commercial lines. Balance commercial loan suspense accounts monthly.
Responsible for complying with policies, procedures, security requirements, and government regulations.
Education & Certifications
H.S. Diploma: required (an equivalent combination of education and experience may be considered)
Experience
0 to 2 years of commercial loan support experience required
Knowledge, Skills and Abilities
Demonstrate ability to independently produce accurate work in a deadline driven environment.
Possess strong analytical skills with the ability to identify document errors or variances and make corrections.
Ability to deliver professional, responsive customer service.
Knowledge of accounting principles.
Proficient in Word, Excel, and commercial loan systems.
Knowledge of state and regulatory requirements pertaining to commercial loans.
Travel
0%
Compensation & Benefits
Targeted starting compensation range is based on location and experience: $21.56 - $25.36
Incentive and commission compensation may be awarded for eligible roles
Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
401k (up to 4% match with immediate vesting)
Tuition reimbursement up to $5,250 annually (minimum service requirement)
Read more about these and additional benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Mortgage Processor/Closer
Loan Processor Job In Portland, OR
Kelly Services, Inc. is a Fortune 500 company headquartered in Troy, Mich., providing employment to more than 700,000 employees annually, with skills including office services, accounting, engineering, information technology, law, science, marketing, light industrial, education, health care and home care. Kelly Services is an Equal Opportunity Employer.
Job Description
Reviews loan file for completeness and accuracy prior to submitting file to Closing Department for doc prep and funding. Coordinates with loan processor in collection and examination of key documents, examines and validates specific documents to ensure compliance with Bank, regulatory and investor guidelines.
Qualifications
One to two years of experience processing or closing mortgage files
Thorough knowledge of mortgage closing/funding process
Strong knowledge and understanding of RESPA requirements
High School Diploma/GED
Additional Information
All your information will be kept confidential according to EEO guidelines.
Loan Originator NE (Central Oregon)
Loan Processor Job In Bend, OR
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Processor Job In Bend, OR
Job Details Bend OR - Bend, OR Full Time SalesDescription
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Consumer Loan Specialist
Loan Processor Job In Salem, OR
Consumer Loan Specialist
Company: Mariner Finance
Hours: full time- 40 hours per week
Qualifications:
.
High school diploma, bachelor's degree preferred.
Highly motivated individual with an interest in the consumer finance industry.
Capable of creating and sustaining individual sales goals.
Excellent written and verbal communication skills.
Ability to use various technologies and learn new programs.
Complete functions in a timely manner while maintaining accuracy.
Must be able to obtain any essential licenses required by the state.
Preferred bilingual fluency in English and Spanish.
Incentives:
Competitive hourly base with monthly bonus structure.
Health, dental, and vision insurance.
401k and company matching.
11 paid holidays and 15 days PTO.
Education assistance program.
Responsibilities:
Handles inbound customer support calls.
Manages outbound sales and collection calls.
Contacts customers with past due balances to offer possible solutions and resolve delinquency.
Completes full-cycle credit loan application process.
Analyzes credit and financial information for current and potential customers.
Consistently achieves monthly sales goals related to company products and services.
Learns Federal, State, and Local Application Consumer laws to ensure compliant actions.
Maintains a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required.
May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service.
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice.
IND1
LI-Onsite
#R71
Compensation: Hourly rate is commensurate with skills and experience. This role is also eligible for a competitive incentive program based on individual and company performance.
Hours of Work:
Saturday hours required seasonally and as business needs require
Full-Time, Non-Exempt
To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced.
Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including:
Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA
Vision Insurance
Dental Insurance
Company-paid Basic Life, Long-Term Disability, and AD&D Insurance
Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance
401(k) and Company Matching Contributions
Paid Time Off - full-time employees may accrue a minimum of 120 hours per year
11 Paid Holidays
FMLA
Employee Assistance Program (EAP)
Paid Parental Leave
Referral Incentives
Education Assistance Program
Complimentary FIMC Membership Plan
Access to industry-specific training programs
Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact ************************** for additional information.
Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level.
Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
For additional information, please visit: ************************************************
Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace.
Mariner Finance, LLC | NMLS #166564
Other details
Pay Type Hourly
Commercial Loan Specialist
Loan Processor Job In Coos Bay, OR
More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers. Process loan closings, attain loan perfection, and service loan customers.
In this role you'll have the opportunity to:Prepare all loan request documents. Gather customer income and net worth information. Answer customer questions.Responsible for ordering external agency reports such as titles, insurance, etc.Prepare commitment letters. Arrange for payoff of property liens.Coordinate loan closings and prepare disbursement checks.Responsible for verifying loan system accuracy for boarded loans.Responsible for ensuring each loan file meets bank and regulatory requirements.Responsible for making advances and payments on commercial lines. Balance commercial loan suspense accounts monthly.Responsible for complying with policies, procedures, security requirements, and government regulations.
Education & CertificationsH.S. Diploma: required (an equivalent combination of education and experience may be considered)
Experience0 to 2 years of commercial loan support experience required
Knowledge, Skills and AbilitiesDemonstrate ability to independently produce accurate work in a deadline driven environment. Possess strong analytical skills with the ability to identify document errors or variances and make corrections. Ability to deliver professional, responsive customer service. Knowledge of accounting principles. Proficient in Word, Excel, and commercial loan systems. Knowledge of state and regulatory requirements pertaining to commercial loans.
Travel0%
Compensation & BenefitsTargeted starting compensation range is based on location and experience: $24.19 - $28.46Incentive and commission compensation may be awarded for eligible roles Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays 401k (up to 4% match with immediate vesting) Tuition reimbursement up to $5,250 annually (minimum service requirement) Read more about these and additional benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.