Loan Processor Jobs in North Carolina

- 548 Jobs
  • Mortgage Loan Officer

    Aafmaa Mortgage Services LLC (AMS

    Loan Processor Job In Jacksonville, NC

    AAFMAA Mortgage Services LLC (AMS) is looking for military oriented professionals with strong sales and customer service skills to join our team and become a Loan Officer, also known as a Mortgage Loan Originator or Military Mortgage Advisor. AMS is part of the American Armed Forces Mutual Aid Association (AAFMAA), the longest-standing not-for-profit, member-owned association which primarily serves the military community. Be part of a team that helps servicemembers, Veterans and their families get they affordable financing they need to build, buy, or refinance a home A wide range of competitively priced and affordable residential purchase and refinance mortgage products including VA Home Loans, VA High Balance mortgages, conventional mortgages, Jumbo Loans, FHA, and our own proprietary Construction Advantage 80SM and Land Advantage loans. Flexibility of choosing 1 of 2 compensation plans: Base salary + incentive/commission plan or Incentive/commission only plan (with higher payouts) An opportunity to build a rewarding and flexible career that will make a positive impact on the lives of military families - from active service members to reserves and National Guard to retired military members, Veterans and their families. Comprehensive marketing support that includes daily company-provided leads, local marketing and events, and customizable marketing tools and materials so you can focus on developing referral relationships and producing new loans. Responsibilities: Originate residential mortgage loans to current and prospective AAFMAA members. Daily qualified inbound & outbound leads provided. Develop and grow relationships with real estate professionals, homebuilders, and other referral sources to generate qualified mortgage leads. Maintain a broad and current understanding of mortgage products, guidelines, pricing strategies, and industry standards. Structure loan scenarios to best meet the needs of each borrower. Engage in local community activities such as working with other not-for-profit military-focused organizations to develop new business and grow awareness of AMS in your market Education and Skills Required: Current mortgage license or ability to get licensed before hire 1-3 years lending experience and mortgage knowledge is preferred but not required. Organized with an attention for details College degree preferred Exceptional oral and written communication and presentation skills Strong phone and in-person sales skills A passion for customer service High proficiency with Microsoft Office products and overall comfort with technology such as lead management/CRM and loan application systems Capacity to work independently, be self-motivated and adapt well to change, but also work well as part of a team that includes other departments such as Marketing, IT, and Processing & Operations
    $45k-73k yearly est. 25d ago
  • Production 2nd Processing DS ( CUT- UP)

    Butterball 4.4company rating

    Loan Processor Job In Mount Olive, NC

    Butterball, LLC, one of America's most iconic brands, helps consumers celebrate Thanksgiving and every day in between. Located in the thriving Raleigh-Durham, North Carolina area, our goal is to provide a diverse array of career opportunities and paths which include our farms, processing facilities and support offices. We are the largest producer of turkey products in the U.S., and we make a lot more than Thanksgiving turkeys. Our company's measurable growth is in no small part due to our team members in North Carolina, Arkansas, Illinois, and Missouri, who each have a seat at the table to contribute to our success Description: Why work for Butterball? This is not just a job, it's a career! We take pride in our employees and our employees take pride in being a valued team member at Butterball! Join us Today and enjoy these great perks! · Academic Tuition Reimbursement · Medical, Dental, & Vision Benefits · Employee Assistance Program · 401K · Referral Bonus up to $2,000- Ask us for details Position Function: Responsible for performing numerous tasks on recently-slaughtered turkeys or tasks that support the overall operations within the department. Essential Duties, Functions, & Responsibilities: · Perform various tasks to include repetitive manual labor to debone meat from the turkeys. · Some jobs are performed with the assistance of tools or other equipment while other jobs are performed by hand. · Observes equipment operation, notifying appropriate personnel of any malfunctions and/or safety issues/concerns. · Will be required to rotate to various functions within the processing department. Knowledge, Skills, Abilities & Other Characteristics: · Follows all safety, USDA, and GMP policies and guidelines. · Maintain a clean and organized work area. · Ability to work in a fast-paced environment. · Ability to communicate effectively and follow verbal and written instructions & policies. · Must be able to work in a team atmosphere. · Must be able to work at line speed upon completion of training period. · Accountable to maintain punctual and regular attendance for scheduled work hours. · Must be willing and able to perform physical requirements of the job with or without reasonable accommodation. · Must be at least 18 years of age and legally authorized to work in the United States. · Must pass a background check, drug screen and pre-employment physical. · Some positions may require the ability to read, write, and/or speak English. Physical Requirements: · Standing 8 - 10 hours per day, · Lift up-to 50 lbs. · Possible bending, stooping, twisting, and squatting. · Repetitive hand intensive task, tight gripping, grasping, pinching, and pulling required Working Conditions: · Work in damp and cold environment. · Work with loud and noisy machinery. · Work with or around chemicals/fumes/pungent odors. · Working with animal organs and animal feces. Minimum Qualifications · No minimum education requirement · No previous work experience required · Must be at least eighteen (18) years old · Must be eligible to work legally in the United States Butterball, LLC is an equal opportunity employer and is committed to the fair and impartial treatment of all employees and applicants for employment without regard to gender, age, race, religion, color, national origin, physical or mental disability, military/veteran status, sexual orientation, gender identity and expression, genetic information, marital status, parental status, pregnancy, or any other status protected by law. We embrace equal opportunity employment. Butterball is committed to the fair and impartial treatment of all employees and applicants for employment without regard to gender, age, race, religion, color, national origin, physical or mental disability, military/veteran status, sexual orientation, gender identity and expression, genetic information, marital status, parental status, pregnancy, or any other status protected by law. This position is deemed Safety Sensitive for purposes of Butterball's Drug/Alcohol Screening & Testing Policy. Details will be provided to individuals who receive a conditional job offer, or upon request.
    $29k-35k yearly est. 5d ago
  • Mortgage Loan Closer - Entry Level

    Straussgroup-Executive Search Consultants 3.6company rating

    Loan Processor Job In Charlotte, NC

    As a Mortgage Loan Closer, you'll directly impact new homebuyers by setting up internal closing controls, managing the closing schedule, and preparing loan documents for closing. Your attention to detail and follow-up skills when reviewing all closing files will make you an asset on our team. Primary Responsibilities Prepare initial and final closing disclosures within required timeframe Prepare and send closing documents timely for closing to buyers and title companies Initiate funding wires for closings Review signed packages for completeness prior to shipping Review files for QC accuracy and clear closing conditions prior to closing Work with multiple internal partners to meet required timelines Qualifications Excellent customer service and oral/written communication skills Strong organization skills, attention to detail, and ability to multi-task *No prior experience is required for this opportunity!
    $47k-57k yearly est. 25d ago
  • Entry Level - Title Processor

    Insight Global

    Loan Processor Job In Charlotte, NC

    This position is willing to pay $50,000-$52,000 depending on experience and qualifications. As a Title Production Processor, you will be responsible for maintaining a pipeline of settlements, while preparing and issuing all title insurance related documents. You will work with multiple attorney partners, across multiple states, to collect necessary documentation in order to produce the required title insurance forms, i.e. invoice, commitment, ICL/CPL, title insurance policies, etc. You will also be responsible for managing the post-closing of all settlements in your pipeline by confirming receipt of all funds necessary for disbursement & balancing the file in our Escrow Accounting System. In addition, you will oversee the reporting functions related to work flow, helping our high-volume operations to run smoothly. • Prepare and deliver all title insurance related documents to the parties involved. • Understand title insurance products and be able to answer questions and resolve problems related thereto. • Develop a positive working relationship with each attorney's office. • Assist operations team to ensure timely disbursements and accurate accounting records • Confirm receipt of all funds necessary for disbursement & balance file in Escrow Accounting System REQUIRED SKILLS AND EXPERIENCE • Title insurance license in state of residence (or ability to acquire) • Excellent leadership and organizational skills • Working knowledge of real estate documentation, policies, compliance, and procedures • Proficient with Microsoft suite, especially Excel program. • Excellent customer service and oral/written communication skills • Strong organization skills, exceptional attention to detail, and ability to multi-task • Ability to maintain a positive attitude, and team mentality, during busy time
    $50k-52k yearly 5d ago
  • Loan Processor I

    Fort Liberty Federal Credit Union

    Loan Processor Job In North Carolina

    Loan Processor-Onsite Purpose: Responsible for reviewing loan packages to ensure all aspects of the underwriting process has been properly completed and that it adheres to company policies and procedures. The Loan Processor reviews the information on the loan application, contract and other documents to determine if the loan applicant meets the loan requirements before it's funded. Participates in an outbound loan marketing campaign involving multi- media contact with members and prospective members. Primary Duties and Responsibilities: Responsible for generating loan package requests that come into the department and verifies that loan disclosures are correct and all pertinent paperwork is in place and properly executed before disbursing funds. Responsible for eDoc signature packages and imaging all loan packages/lending forms to cold storage At the direction of department management, responsible for preparing and processing loan modification agreements/ACH forms/ and other lending related forms Responsible for maintaining Indirect Auto Loan p packages which includes, but not limited to, scanning files to cold storage/maintaining dealer log/updating application logs. Responsible for submitting titles and necessary paperwork to respective DMV offices Responsible for perfecting FLFCU liens on titles and maintain accuracy on the title log, which includes following up with requisite staff regarding necessary or additional paperwork and information. Responsible for working the paid off loan report and performing necessary duties as they relate to paid off loans. Answer inquires via telephone, email, mail and/or in person. Ensures stipulations and documentation are in order and valid before submitting the loan for funding. Maintain proper surveillance and security over applications being processed and funds being disbursed. Other Duties and Responsibilities: Scans completed loan packages in a timely manner and assist others in the department on an as needed basis to complete same assigned task. On an as needed basis participate in offsite functions as a representative of the credit union. Perform other duties as required by Management. Minimum Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Training: High School Diploma. On an annual basis is required to complete mandatory Bank Secrecy Act, OFAC and Red Flag Identity Theft training. Prior Experience: 1-3 years of similar or related experience with at least 1 year in lending. Prior credit union or financial institutional experience preferred. Prior sales experience helpful. Interpersonal Skills: Courtesy, tact and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Other Special Skills and Abilities: Strong working knowledge of all FLFCU products and services. Ability to work under minimal supervision. Good communication skills and the ability to explain complex topics or situations. Must be willing to reach out and call members to solicit loan business. Strong proficiency with all Microsoft applications. General knowledge of credit union lending policies and procedures (internal). Ability to operate a variety of office equipment including phones, scanners, faxes, etc. Physical Demands: The need for physical stamina is low to moderate. Working Conditions: Minimal adverse working conditions. Some fluctuations in temperature experienced in office setting. May need to work beyond normal working hours, pending organization needs.
    $34k-49k yearly est. 9d ago
  • Loan Processor II

    Home Trust Banking Partnership

    Loan Processor Job In Charlotte, NC

    This position is responsible for entering consumer and residential loan data into the loan origination system and assembling and verifying loan documents for accuracy. The incumbent communicates the application status with borrowers, obtains needed documentation, and verifies data. This position is also responsible for managing time sensitive material and meeting deadlines, and helps coordinate the closing process with lenders, borrowers, and settlement agents. Key Responsibilities / Essential Functions * Processes conventional, FNMA loans from application to approval. * Evaluates a borrower's profile to determine whether the borrower qualifies for the program applied. * Calculates income, reviews bank statements, analyzes DU findings, and processes the loan accordingly. * Processes residential loan applications, verifies applicant credit, employment and reserves, and orders additional documentation to complete the loan file. * Reviews and analyzes qualifying income documentations, property valuations, assets, and credit reports. * Orders appraisals, verifications, and any other items required for loan approval. * Reviews disclosures for completeness and compliance. * Responsible for identifying and clearing any/all associated fraud alerts on borrower identity and subject collateral. * Maintains communication with borrowers throughout the loan process, assisting them with any questions and notifying them of any additional requirements. * Manages pipelines to assure timely execution of duties. * Maintain confidentiality and security of sensitive information. Job Requirements Education: * High school diploma or equivalent required. Required: * 2+ years of consumer residential and/or mortgage processing experience. * Familiarity with all federal and state banking regulations, including the Bank Secrecy Act and the USA Patriot Act. * Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws. * General knowledge of bank deposit and investment products and services. * Thorough knowledge of mortgage program, loan policies, and loan processing functions and related requirements and procedures. * Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related software programs. * Excellent attention to detail, and above average organizational and communications skills. * Focus/desire to serve customer needs and provide excellent customer service. Preferred: * Example: 2+ years of Banking or Financial Services experience About HomeTrust Bank HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization. Work Environment, Physical Requirements The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees. * This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. * Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. * Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. * The employee will frequently communicate and must be able to exchange accurate information with others. * The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools. DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
    $34k-48k yearly est. 24d ago
  • Mortgage Loan Processor III

    City National Bank 4.9company rating

    Loan Processor Job In Charlotte, NC

    WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. What you will do * Review loan approvals to determine what documents are required to move to closing. * Communicate and respond to internal customers within 2 hours. * Utilize pipeline reports to effectively manage and prioritize daily workflow. * Ensure all loans are reviewed at least every 3 days. * Effectively manage an individual pipeline of 30-50 loans. * Maintains current knowledge of CNB guidelines and loan programs. * Meet and exceed monthly funding goals as set forth by management. * Other duties as/or assigned by management. *Must-Have** * H.S. Diploma * Minimum 3 years recent mortgage experience. * Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required. * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. *Skills and Knowledge* * Ability to identify and resolve problems in a timely manner. * Strong attention to detail and accuracy. * Ability to maintain high levels of performance, especially in stressful situations. * Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required) * Excellent written and verbal skills. * Excellent organizational skills. * Ability to multi-task and work in a deadline driven environment. * Proficient PC skills, including Microsoft Office and Loan Origination systems. *Compensation* Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
    $25.9-41.4 hourly 28d ago
  • RAC Loan Processor II

    Truist 4.5company rating

    Loan Processor Job In Gastonia, NC

    **The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (*************************************************** _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (careers@truist.com?subject=Accommodation%20request)_ _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** Responsible for ensuring the timely and accurate funding of dealer contract packages. Eliminate dealer/customer fraud by ensuring proper and thorough verification is completed on all loan packages according to company and regulatory policies and guidelines. Provide training and management assistance to Loan Processor I teammates when necessary. Provide a high level of professional service to dealer client base. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Work as a team member with the underwriting and sales staff to accomplish monthly loan volume objectives. 2. Assist with training and supervision of Loan Processor I as required. 3. Ensure all contract and applicant information is accurately verified and entered into Origenate prior to funding in the loan servicing system. Ensure compliance with all guidelines and policies to meet targeted risk tolerance. 4. Follow-up with dealer clients on any outstanding stipulations, verifications, or documents needed to complete the processing of loans to ensure timely funding of contracts while maintaining an excellent Perfect Client Experience (PCE) level of customer service to our consumers and Dealer Client's. 5. Meet or exceed Loan Processor production targets. 6. Build and maintain strong relationships with dealer client base. 7. Assist branch or business center in managing dealer and customer fraud by ensuring thorough and proper verifications are being completed. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of Unusual Financial Observations (UFO) in accordance with company policies and procedures. 8. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of UFO's in accordance with company policies and procedures. 9. Assist management to ensure business center complies with all corporate guidelines and policies as well as all Federal and State regulations. 10. Other critical tasks and duties assigned. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. High School diploma or equivalent education and related training or experience 2. Two years of experience or equivalent training 3. Excellent problem solving skills 4. Excellent analytical ability 5. Excellent written and verbal communication skills 6. Excellent organizational skills 7. Excellent time management skills 8. Ability to work in fast paced environment 9. Ability to work flexible schedule and overtime, as needed 10. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products Preferred Qualifications: 1. Bachelor's degree in Business or related field, or equivalent education and related training or experience 2. Previous experience in finance/credit related industry 3. Knowledge of credit verification process and related documents 4. Bilingual OTHER JOB REQUIREMENTS / WORKING CONDITIONS Sitting/Standing/Walking/Bending/Lifting  Sitting (if checked, indicate frequency) Constantly (More than 50% of the time) ☐ Standing (if checked, indicate frequency) Choose an item. ☐ Walking (if checked, indicate frequency) Choose an item. ☐ Bending (if checked, indicate frequency) Choose an item. ☐ Lifting (if checked, indicate pounds) Choose an item.  Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.  Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.  Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.  Travel (Must select one) Minimal and up to 10% **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site (***************************** . Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._** EEO is the Law (************************************************************************************************** Pay Transparency Nondiscrimination Provision (*********************************************************************************************** E-Verify (********************************************** Contents/E-Verify\_Participation\_Poster\_ES.pdf)
    $33k-42k yearly est. 15d ago
  • MMT-Loan Processor

    D.R. Horton 4.6company rating

    Loan Processor Job In Morrisville, NC

    MMT-Loan Processor - 2407404 Description D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at **************** for more information. D.R. Horton, Inc. is currently looking for an MMT-Loan Processor in the Branch Department. The Loan Processor role is to prepare and organize a home buyer's file before sending it for approval. Loan Processors verify employment information and debt-to-income ratio. They look for any red flags in a loan application and try to resolve any problems before the file gets to closing. Most importantly, they provide a high level of customer service to our home buyers as well as builder partner. Essential Duties and Responsibilities include the following. Other duties may be assigned. Oversee the receipt of a file from a Loan Officer through Final Approval Communicate with the Loan Officer, home buyer, etc. on any items needed for the file Review the file for correct stacking order, Automated Underwriting (AU) findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties Submit all files to a DHI Underwriter at a Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days Complete pre-draws for Closing Submit loan files to Closing after Final Approval Review Loan Processor reports/dashboards, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis Attend weekly Loan Processor meetings as directed by Branch Operations Manager Update comments and communication on all relevant reports Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company Qualifications Education and/or Experience Bachelor's degree, earned within two years, from four-year college or university Ability to accurately and efficiently process and record large amounts of data Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications Proficiency with MS Office and email Preferred Qualifications One to two years related experience and/or training preferred Strong written communication skills and attention to detail Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: Medical, Vision and Dental 401(K) Employee Stock Purchase Plan Flex Spending Accounts Life Insurance Vacation, Sick, Personal Time and Company Holidays Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeople2 Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings! LinkedIn, Twitter, Facebook, Instagram Job: Other Primary Location: North Carolina-Morrisville Organization: Mortgage Schedule: Full-time Job Posting: Dec 20, 2024, 8:54:20 PM
    $39k-52k yearly est. 1d ago
  • Loan Officer

    Agsouth Farm Credit, FLCA 3.6company rating

    Loan Processor Job In North Carolina

    We are seeking a Loan Officer to join our Farm Credit family! This position serves current and prospective customers with sound agricultural credit according to Association policies and procedures. The Loan Officer builds business development strategies, develops customer relationships, and provides loan servicing for their existing portfolio. They operate within delegated lending authority. This position will service Rowan county. Responsibilities: Sales, Business Development & Marketing: Develop new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community. Expand existing relationships by proactively researching customer needs, uses discretion and independent judgment in understanding customer needs, and matching products and services to those needs. Loan Servicing: Monitor specific, individually assigned loans, and assures that the loans receive timely and sound servicing. Call on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems. Credit Administration: Interview applicants, gather and reconcile complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis. Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs; and implementation of business plans in accordance with overall AgSouth objectives. Requirements: Education and/or experience equivalent to a Bachelor's degree 1-3 years related work experience preferred Ability to communicate effectively with all levels of the organization Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Association Ability to travel within the assigned territory and occasional travel across the association Ability to work independently and as a team member under minimal supervision Excellent computer skills Focus on problem solving skills with solutions-driven results Current awareness of economic developments and production technology affecting agriculture in the region Other Details: AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities. Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family! What can we offer you? Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering Corporate incentive plan with spot bonuses for top-notch work Medical, dental and vision insurance, as well as life and disability insurance Flexible spending and health savings accounts Generous 401(k) matching contributions, as well as additional employer contributions Reimbursement for approved higher education pursuits A wellness program for employees, which includes resources for a healthier lifestyle Corporate learning programs for professional development Other perks, such as employee discounts on select cell phone providers, computers, etc.
    $50k-75k yearly est. 60d+ ago
  • RAC Loan Processor II

    Regional Acceptance Corporation 4.0company rating

    Loan Processor Job In Gastonia, NC

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description:Responsible for ensuring the timely and accurate funding of dealer contract packages. Eliminate dealer/customer fraud by ensuring proper and thorough verification is completed on all loan packages according to company and regulatory policies and guidelines. Provide training and management assistance to Loan Processor I teammates when necessary. Provide a high level of professional service to dealer client base. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Work as a team member with the underwriting and sales staff to accomplish monthly loan volume objectives. 2. Assist with training and supervision of Loan Processor I as required. 3. Ensure all contract and applicant information is accurately verified and entered into Origenate prior to funding in the loan servicing system. Ensure compliance with all guidelines and policies to meet targeted risk tolerance. 4. Follow-up with dealer clients on any outstanding stipulations, verifications, or documents needed to complete the processing of loans to ensure timely funding of contracts while maintaining an excellent Perfect Client Experience (PCE) level of customer service to our consumers and Dealer Client's. 5. Meet or exceed Loan Processor production targets. 6. Build and maintain strong relationships with dealer client base. 7. Assist branch or business center in managing dealer and customer fraud by ensuring thorough and proper verifications are being completed. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of Unusual Financial Observations (UFO) in accordance with company policies and procedures. 8. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of UFO's in accordance with company policies and procedures. 9. Assist management to ensure business center complies with all corporate guidelines and policies as well as all Federal and State regulations. 10. Other critical tasks and duties assigned. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. High School diploma or equivalent education and related training or experience 2. Two years of experience or equivalent training 3. Excellent problem solving skills 4. Excellent analytical ability 5. Excellent written and verbal communication skills 6. Excellent organizational skills 7. Excellent time management skills 8. Ability to work in fast paced environment 9. Ability to work flexible schedule and overtime, as needed 10. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products Preferred Qualifications: 1. Bachelor's degree in Business or related field, or equivalent education and related training or experience 2. Previous experience in finance/credit related industry 3. Knowledge of credit verification process and related documents 4. Bilingual OTHER JOB REQUIREMENTS / WORKING CONDITIONS Sitting/Standing/Walking/Bending/Lifting  Sitting (if checked, indicate frequency) Constantly (More than 50% of the time) ☐ Standing (if checked, indicate frequency) Choose an item. ☐ Walking (if checked, indicate frequency) Choose an item. ☐ Bending (if checked, indicate frequency) Choose an item. ☐ Lifting (if checked, indicate pounds) Choose an item.  Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.  Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.  Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.  Travel (Must select one) Minimal and up to 10% General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $32k-42k yearly est. 5d ago
  • Executive Loan Officer (North Carolina)

    Rocket Mortgage 4.4company rating

    Loan Processor Job In North Carolina

    The Rock Family of Companies is made up of nearly 100 separate businesses spanning fintech, sports, entertainment, real estate, startups and more. We're united by our culture - a drive to find a better way that fuels our commitment to our clients, our community and our team members. We believe in and build inclusive workplaces, where every voice is heard and diverse perspectives are welcomed. Working for a company in the Family is about more than just a job - it's about having the opportunity to become the best version of yourself. As an Executive Loan Officer, you'll be the face of Rocket Mortgage to clients in your local community. You'll use your expertise in mortgage origination and the home the buying process to guide clients through the mortgage process and help them achieve their goals. Your established network combined with the Rocket Mortgage brand and support will help you take your business to the next level. About the Role Build and maintain relationships with real estate agents, investment advisors, accountants, other professionals, friends, family and closed clients to market the Rocket brand and help homebuyers or homeowners obtain real estate financing that meets their personal and financial goals Represent the Rocket brand in various civic and community functions to support business development initiatives and drive lead flow Establish, develop and maintain a book of business to drive referral volume and revenue Consult with clients and analyze their financial situations to determine the appropriate loan product to achieve their goals. Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage Evaluate client financial status and documents including their credit, employment, income, assets and property to ensure they qualify for financing Assist clients through the loan process from application to closing including resolving any client concerns Provide every referral source and client with the best client service in the industry Stay up to date on Rocket Mortgage's product offerings, qualifying parameters and process changes About You Minimum Qualifications Experience in mortgage loan origination, including a proven track record of obtaining referrals and generating lead volume Federal NMLS and state mortgage licenses Professional communication, time management and critical/strategic thinking skills Results-driven, with the ability to work independently and as part of a team Preferred Qualifications 3 years of proven success in self-generated mortgage loan origination Desire to work and grow in an entrepreneurial environment Benefits and Perks Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We've got your back. Check out our full list of Benefits and Perks. Rocket Mortgage was founded in 1985. Today, we're a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We're known as experts in the mortgage industry, but we're also innovators - we strive to create the best experiences for our clients from beginning to end. And we're not your typical employer. We're insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals. This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at ************************** . Colorado, New York City, Jersey City, California, D.C and Washington Candidates only: the compensation for this position is seventeen dollars and thirty-one cents per hour. The position may also be eligible for an annual bonus and other employment-related benefits including, but not limited to, medical, dental, and vision benefits, 401K retirement plan, and paid-time off. More information regarding these benefits and others can be found here. The information regarding compensation and other benefits included in this paragraph is only an estimate and is subject to revision from time to time as the Company, in its sole and exclusive discretion, deems appropriate. The Company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be reduced. In no event will the Company reduce the compensation for the position to a level below the applicable jurisdictional minimum wage rate for the position. Los Angeles County Candidates only: qualified applicants with arrest or conviction records will be considered for employment per the Fair Chance Ordinance and the California Fair Chance Act. The Company is an Equal Employment Opportunity employer, and does not discriminate in any hiring or employment practices. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with state and federal law. Applicants requiring reasonable accommodation in completing the application and/or participating in the employment application process should notify a representative of the Human Resources Team, The Pulse, at **************************.
    $44k-70k yearly est. Easy Apply 60d+ ago
  • Mortgage Loan Officer - NC

    Canopy Mortgage

    Loan Processor Job In North Carolina

    Full-time Description Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing. Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market. We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort. This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today. Hiring Loan Officers licensed in every state except New York. Requirements Minimum 2 years' experience and NMLS Safe Act compliant 1 active state license Established contacts/referral partners Knowledge of different types of loans and credit bureaus Working history of loan process and general underwriting guidelines Funding 1 million in self-generated production College preferred, not required with proven mortgage experience Proven track record of proactively soliciting new business Strong communication skills and detail oriented Ability to work independently and remote
    $45k-71k yearly est. 26d ago
  • Mortgage Loan Officer in North Carolina

    Morty

    Loan Processor Job In North Carolina

    Join Morty as a mortgage loan officer in North Carolina. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in North Carolina and dedicated closing team to advance your career and achieve success. Are you a smart, resourceful, and self-sufficient individual? We're actively seeking talented candidates based in North Carolina to join our platform as Mortgage Loan Officers. Our ideal team members are passionate about cultivating a robust mortgage business portfolio while enjoying the flexibility of setting their own pace. Successful Mortgage Loan Officers at Morty possess a deep understanding of mortgage products, exceptional communication skills, and a proven ability to forge strong relationships. Your role will involve close collaboration with homebuyers, providing expert guidance on mortgage options, and overseeing loan origination. IIf you're not licensed, but have been thinking about becoming an MLO, our Blueprint program is likely a better fit. You can also check out our step by step guide to getting licensed in North Carolina! This is a great opportunity to build on your existing sales experience and level up with new tools and support. Your Responsibilities Build your own book of business - Leverage Morty's platform and marketplace to establish, grow, and service an ongoing pipeline of new customers and referrals. You can purchase leads through Morty to help build your business. Establish a local presence - Build and maintain a local presence on the ground in a key market or markets of your choice, acting as Morty's go-to “in-market” expert in the area. Own all communications for your customers - Ensure clients get the advice they need to successfully navigate the home financing process, building trust and working closely with our centralized closing team to ensure transactions go smoothly. Serve as an expert on loan options - Work with customers to make recommendations based on their specific situations; you'll need to be able to clearly articulate Morty's value propositions to customers who don't yet know us. Qualification Required An approved mortgage license Willingness to hit the road to build up a book of mortgage business. Strong communication skills, both written and verbal. Compensation Earn 75bps - 200bps per closed loan depending on your experience and preferences. This a commission only role. This position requires you to pay a platform fee to cover the cost of technology, marketing, and HR services.
    $45k-71k yearly est. 24d ago
  • Loan Processor (On-Site)

    CCM Crosscountry Mortgage

    Loan Processor Job In Cornelius, NC

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer in a professional and effective manner. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's efile. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: High School Diploma or equivalent. A minimum of 5 years' residential mortgage processing experience. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents preferred. Excellent math and analytical skills. Excellent communication skills. Prioritization skills. Encompass experience. Knowledge of DU, LP, Microsoft Office & Windows. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: *********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $34k-48k yearly est. 60d+ ago
  • Mortgage Loan Processor (Durham)

    Latino Credit Union

    Loan Processor Job In Durham, NC

    Full-time Description The Mortgage Loan Processor is responsible for the compilation, verification, and review of mortgage loan applications. The Mortgage Loan Processor works closely with Mortgage Loan Officers to ensure a timely and accurate experience for our members throughout the entire mortgage process that does not involve analysis or decision-making. Essential Duties and Responsibilities: Oversees loan files received from Mortgage Loan Officers (MLOs) through Final Approval. Retrieves and reviews initial disclosures from borrowers. Works with MLOs to address inconsistencies and ensure data is accurate. Prepares credit and collateral packages for submission to underwriting. Orders appraisals and completes a comprehensive review of the appraisal upon receipt. Obtains verifications of employment, mortgage, rent, insurance and other items necessary to document the loan application. Maintain a filing system and procedures to monitor that the required documentation is received and appropriately and according to policies and procedures. Coordinates with MLOs and members to address underwriting conditions and prepare the file for resubmission. Orders tax transcripts from the Internal Revenue Service. Maintain constant communication with loan officers regarding updates and any missing documentation. Orders and reviews pest inspection, appraisal, and flood. Orders additional inspection, if necessary, based on the initial inspection requested. Generate redisclosures and cover letters when applicable. Report invoices and payment of service providers to Accounting. Coordinates loan closings with attorneys and LCCU closing staff. Help train new loan processors and other processing personnel. Assists with other tasks and projects as assigned. Requirements High School diploma or GED equivalent with 2+ years of recent mortgage lending experience or Bachelor's degree in a related field preferred. Experience with Mortgage LOS system(s) and/or TRID compliance preferred. Professional working proficiency in English and Spanish required. Strong organizational skills and attention to detail. Ability to perform efficiently in a fast-paced, multi-task environment. Maintains a professional demeanor in interactions with colleagues. Proficiency in Microsoft Office and other computer software, including email functions. Excellent communication skills with internal teams and external vendors including Real Estate Agents. Must be able to sit at a desk for long periods of time and use a computer. This position is on-site located in Durham, North Carolina. Benefits: We provide a challenging and friendly work environment as well as a competitive salary and benefits package including an employer-paid medical insurance plan, 401(k) plan (with a substantial company match), employer paid life and disability plan and generous paid time off to maintain a healthy work/life balance. Latino Community Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $41k-57k yearly est. 4d ago
  • Loan Processor

    Ticketnetwork 4.1company rating

    Loan Processor Job In Charlotte, NC

    RCN Capital, LLC is a national, direct private lender providing time-sensitive, bridge financing to real estate investors to fund the purchase of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit. Based on our growing success as a national private lender, we are adding a Loan Processor to our highly motivated and detail-oriented team. The Loan Processor will be responsible for managing loan files for their full life cycle and will acting as a liaison between our sales team, borrowers and attorney. The position requires strong communication skills both within our Originations team but also with our borrowers. Ideal candidates will possess strong attention to detail, the ability to multitask in a fast-paced environment, and will maintain excellent customer focus. Primary Responsibilities: Order credit/background checks and prepare summaries Collect and review documents to ensure compliance with loan programs and company guidelines Liaison with sales team, brokers/borrowers and outside attorney Manage electronic loan files from origination to closing Assist in coordination of closing
    $27k-35k yearly est. 37d ago
  • Loan Processor (On-Site)

    Crosscountry Mortgage 4.1company rating

    Loan Processor Job In Cornelius, NC

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer in a professional and effective manner. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's efile. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: High School Diploma or equivalent. A minimum of 5 years' residential mortgage processing experience. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents preferred. Excellent math and analytical skills. Excellent communication skills. Prioritization skills. Encompass experience. Knowledge of DU, LP, Microsoft Office & Windows. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: *********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $39k-48k yearly est. 20d ago
  • Sr. Loan Processor

    Zentech Consulting 3.9company rating

    Loan Processor Job In Charlotte, NC

    Currently seeking qualified candidates for a full time opportunity as a senior loan processor with our client company. Perform duties of Conventional, USDA, FHA, and VA loan processing, closing and preliminary underwriting. Process loan applications from initial set-up through funding, striving to obtain loan approvals within 30 days of application date. Must have 18 months' experience as Loan Processor I or Loan Processor II roles, 18 months' experience of FHA/VA/Conventional loan closing, automated processing and closing experience. Qualifications Required Skills: High volume production experience Conventional, FHA, and VA experience (both purchases and refi's) Must be able to work overtime Exceptional attention to detail is required as is the ability to multi-task during the day. Strong typing skills. Solid computer skills with an emphasis on Microsoft Office. Strong verbal and written communication skills. Organizational skills are required due to the various tasks and attention to detail that each involves. Desired Skills: Processing experience Funding experience Loan document review experience This role is salaried at 40K-60K. Please submit a resume for consideration. Additional Information All your information will be kept confidential according to EEO guidelines.
    $44k-71k yearly est. 24d ago
  • Bilingual Loan Processor

    Vanderbilt Mortgage and Finance 4.2company rating

    Loan Processor Job In Greensboro, NC

    Loan Processor (Non - LO - Processor) Department: Loan Operations Job Status: Full Time/Hourly Reports to: Loan Processing Team Lead Amount of Travel: None Vanderbilt Mortgage and Finance, Inc. (VMF) was established in 1974 and currently services over 150,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we are financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services, and a coast-to-coast presence. We are professionally strong, from entry level to more experienced positions, we are actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success. You will enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work-life balance. JOB SUMMARY The Loan Processor is responsible for collecting, evaluating, and prioritizing the necessary elements to approve and build a loan using Federal and State regulatory guidelines. This role reports to the Loan Processing Team Lead and performs administrative tasks surrounding loan processing and does not negotiate or advise credit terms with consumers. JOB FUNCTIONS Loan Processing Determines proper documentation required based on income/employment types and loan types to verify income, employment, and other financial stipulations to ensure the customer's ability to repay the loan. Works alongside our retail partners and applicants to gather, monitor for accuracy and sort documents. Examples of some documents but not limited to are customer identification, property owner's agreement, park address, contact information, home invoices, trade home titles, proof of property ownerships, real estate purchase agreements, bi-weekly mortgage requirements, job gap letters, site rent, living expenses, landlord references, use home repairs, etc. Calculates and verifies income amounts to ensure provided information is accurate. Reviews legal documents such as deeds, tax receipts, property owner's agreements, and purchase agreements to verify ownership of real estate. Processes final review of loan application and communicates completion to the closing department. Utilizes company and department resources to maintain knowledge of loan operations policies and procedures as well as state and federal regulations to ensure compliance in loan packages. Manages rapid changes in application volumes based on market demands. On average expect to manage a pipeline of 50 applications. Conducts research and makes knowledgeable decisions regarding issues relating to mortgage loan processing. Uses time management skills to balance workload while receiving inbound calls, emails, and meetings. Documents detailed and descriptive notes of customer interactions in loan originations system (LOS) to support internal audits and provide appropriate customer support. Communication and Correspondence Provides process education and expectations to our customers and retail home centers using various methods of communication, such as calls, texts, emails, notes, and our online express portal. Meets and regularly maintains department telephone availability of five and half hours. Responds to voicemails within 24 hours. As well as meeting standards including but not limited to call quality, accuracy, loan turn time, and Net Promoter Score (NPS). Utilizes notes within LOS to communicate the status of applications and follow up with applicants and retail partners. Works and communicates in a one-to-one relationship with a loan officer and approximately three to five retail partners to remain aligned on the status of loan applications. Acts as the main point of contact for our applicants and is expected to have a base understanding of what our sister departments in originations do to deliver updates on their behalf. Continued learning, training, and team building Attends training sessions, monthly and quarterly meetings for process improvements, training, and team building. Completes compliance training regularly through the company portal. Provides peer-to-peer coaching; processing works closely with other departments (closing, audit, land exam) and peer-to-peer coaching is expected and encouraged with processors and sister departments. Develops and maintains strong working relationships with all departments within Originations, home centers, and various other internal teams. Fosters a collaborative environment. Possesses a strong team-oriented mindset and communicates timely with fellow team members to assist with volume and resolve issues as needed. Stays conscious of department and individual goals such as: turn time, NPS, audit scores, checklist items completed, phone response time, email response times, closing percentages, etc. Other duties as assigned This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned. QUALIFICATIONS: High School diploma or equivalent required, college preferred. 0-2 years related experience preferred. Must have strong computer skills with ability to navigate Microsoft Office Suite. Ability to conduct research, multitask, and quickly adjust prioritization of loan files. Great attention to detail, organizational skills, ability to perform under pressure while maintaining accuracy. Positive, resilient attitude while remaining flexible to change. Self-motivated and dependable. Ability to work in a solution oriented, team environment. Must have excellent written and verbal communication skills as well as phone and text etiquette. Willing to learn, hard-working, determined, and assertive. PHYSICAL DEMANDS: Must be able to remain in a stationary position 75% of the time. Will be constantly operating a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer. Will be communicating via phone, Teams, and Zoom. Must be able to exchange accurate information at all times. Must be able to exchange accurate information at all times. Must be able to identify and assess account status and determine appropriate process. Will constantly work in a state-of-the-art indoor temperature controlled, sealed window office environment. BENEFITS: Medical and Dental Plan with Prescription Coverage and Vision Competitive benefits including 401(K) includes 100% company match of the first 4% Paid time off days (PTO), maternity/paternity leave, and holidays Community involvement including Volunteer Paid Time Off (VTO) Tuition Assistance for your first degree Enjoy coming “home” to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being Collaborative and energetic work environment Professional development and promotional opportunities Competitive bonus programs Here are some more reasons to choose Vanderbilt Mortgage! A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401(k) programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more. Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America's Best Employers, America's Best Employers by State, Best Employers for Diversity, Best Employers for Women. As part of Vanderbilt Mortgage's commitment to Opening Doors to a Better Life, VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program. At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members. Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course. Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.Vanderbilt Mortgage. Where you start a job and gain a career! Business Unit - Vanderbilt Mortgage
    $31k-41k yearly est. 7d ago

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Top 10 Loan Processor companies in NC

  1. Grandbridge Real Estate Capital

  2. D.R. Horton

  3. Home Trust Banking Partnership

  4. TicketNetwork

  5. Vanderbilt Mortgage and Finance

  6. Habitat for Humanity

  7. HomeTrust Bank

  8. ManpowerGroup

  9. NVR

  10. Regional Acceptance

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