Mortgage Loan Processor III
Loan Processor Job In Lincoln, NE
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
What you will do
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
*Must-Have**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Skills and Knowledge*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
*Compensation*
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Senior Loan Bond Administrator
Loan Processor Job In Nebraska
The Senior Loan Bond Administrator is responsible for conducting comprehensive research, providing analytical support, and monitoring market risk and property performance within the commercial mortgage loan portfolio. This role oversees the financial conditions of loans and borrowers, ensuring thorough tracking and assessment of credit risk. Additionally, the administrator prepares regular risk rating reassessments and documents any necessary adjustments to credit risk ratings. Serving in a senior capacity, this position leads special projects, system upgrades, and testing initiatives while offering strategic recommendations to enhance processes and solutions.
WHAT WE CAN OFFER YOU:
Estimated Salary:$58,600- $65,000, plus annual bonus opportunity.
401(k) plan with a 2% company contribution and 6% company match.
Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details.
Applicants for this position must not now, nor at any point in the future, require sponsorship for employment.
WHAT YOU'LL DO:
A Senior Loan Bond Administrator analyzes complex mortgage loan activities from acquisition through disposal or maturity.
Take ownership of the issue. Research and resolve accounting and payment irregularities, legal issues, and document interpretations.
Coordinate with other business units, ensuring that problems are resolved with a sense of urgency.
Monitors and tracks the financial conditions of loans, borrowers and property performance.
Prepares a regular reassessment of risk ratings, and the documentation of changes in credit risk ratings when appropriate.
Prepares and presents status reports to senior management on a regular basis.
WHAT YOU'LL BRING:
Strong verbal and written communication and human relations skills; ability to influence.
Demonstrates an advanced level of critical thinking to address problems decisively and develop long term, sustainable solutions.
Strong analytical skills; experience in guiding others, coordinating activities and overseeing several projects simultaneously.
Empowering the team members to meet Company objectives, work under pressure and meet stringent deadlines.
Ability to work independently with strong, strategic planning and organizational skills; self-motivated and directed, and detail oriented.
You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do.
Ability to work at our home office located in Omaha, Nebraska, in a hybrid environment.
PREFERRED:
Coordinate processes between departments and external parties to ensure that complete and accurate handoff, processing, and documentation occurs.
Subject matter experts sought out in matters of real estate financial analysis, forecasting, transactional processing activities while collaboratively building relationships with internal and external partners.
Minimum 5 years+ experience in senior level commercial mortgage loan servicing for institutional investors.
We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply!
If you have questions about your application or the hiring process, email our Talent Acquisition area at careers@mutualofomaha.com. Please allow at least one week from time of applying if you are checking on the status.
Fair Chance Notices
#Circa
Mortgage Loan Processor
Loan Processor Job In Omaha, NE
Who we are
We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
Community: We're proud to support each other and our local communities. We win when our customers win.
To learn more about us, visit **************************
About the role
This role is responsible for processing and managing mortgage loan applications, ensuring that all necessary documentation and information is obtained and verified to successfully complete the loan process. This role specializes in mortgage loans that are kept within the bank's portfolio.
This role is located in Omaha, NE.
What you will do
Manages and processes mortgage loan applications in accordance with bank policies and procedures.
Collects and verifies all necessary financial and personal information required for loan applications.
Orders credit reports, appraisals, and title reports as needed.
Coordinates with loan officers, underwriters, and third-party vendors to ensure timely and accurate completion of loan applications.
Reviews loan files for completeness and accuracy, ensuring compliance with applicable regulations.
Remains current on changes in mortgage lending guidelines and regulations.
May assist with application disclosures and with preparing loan closing documentation.
Other duties as assigned.
What you will need
2+ years of experience in mortgage lending or related field.
Strong communication and customer service skills.
Ability to work in a fast-paced, deadline-driven environment.
Attention to detail and strong organizational skills.
Knowledge of mortgage lending regulations and guidelines.
Proficient with Mortgage Loan Processing software, LaserPro experience preferred, Microsoft Operating System and MS office Suite of products.
What we offer
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Loan Originator NE
Loan Processor Job In Lincoln, NE
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Mortgage Loan Processor
Loan Processor Job In Omaha, NE
Who we are We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.
Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.
Our values
* Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
* Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
* Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
* Community: We're proud to support each other and our local communities. We win when our customers win.
To learn more about us, visit **************************
About the role
This role is responsible for processing and managing mortgage loan applications, ensuring that all necessary documentation and information is obtained and verified to successfully complete the loan process. This role specializes in mortgage loans that are kept within the bank's portfolio.
This role is located in Omaha, NE.
What you will do
* Manages and processes mortgage loan applications in accordance with bank policies and procedures.
* Collects and verifies all necessary financial and personal information required for loan applications.
* Orders credit reports, appraisals, and title reports as needed.
* Coordinates with loan officers, underwriters, and third-party vendors to ensure timely and accurate completion of loan applications.
* Reviews loan files for completeness and accuracy, ensuring compliance with applicable regulations.
* Remains current on changes in mortgage lending guidelines and regulations.
* May assist with application disclosures and with preparing loan closing documentation.
* Other duties as assigned.
What you will need
* 2+ years of experience in mortgage lending or related field.
* Strong communication and customer service skills.
* Ability to work in a fast-paced, deadline-driven environment.
* Attention to detail and strong organizational skills.
* Knowledge of mortgage lending regulations and guidelines.
* Proficient with Mortgage Loan Processing software, LaserPro experience preferred, Microsoft Operating System and MS office Suite of products.
What we offer
* Health Insurance
* Dental Insurance
* Vision Insurance
* Paid Vacation, Sick, and Holiday time
* A competitive 6% 401k match
* And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.
Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Loan Originator NE
Loan Processor Job In Lincoln, NE
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Officer - Lincoln, NE
Loan Processor Job In Lincoln, NE
Loan Officer LINCOLN, NE Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.
About the Position
The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Essential Functions
Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts
Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing
Achieve sales and referral goals
Develop a positive client experience consistently
Recommend loan solutions per lending guidelines and client requirements Manage a portfolio of customer relationships effectively
Seek prospective opportunities to retain and/or develop new clients
Competencies
Proactively seek ways to develop and expand referral network relationships to achieve sales goals
Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability
Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education
Required Education and Experience
BA/BS degree or equivalent experience in residential mortgage sales
2+ years of retail, residential mortgage sales experience
Documented success with residential purchase/refinance mortgage loans
Established relationships with local referral networks
The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to, the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
Work
Environment
This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment.
EEO Statement
Gershman Mortgage is an Equal Opportunity Employer.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
Vice President/Mortgage Loan Officer
Loan Processor Job In Omaha, NE
Creates, collects, analyzes, exercises judgment and advises members on mortgage loan options. Proactively seeks new business and builds pipeline. Maintains organization of portfolio and meets necessary and regulatory deadlines. As this position is 100% commission, significant time calling on prospective members and referral sources is essential.
GREENSTATE CULTURE:
At GreenState, we exist to create lasting value for those we serve. We do this by putting immense value into our employees, members and communities. We empower our employees to create endless opportunities, which will then impact the lives of our members and enhance the vitality of our communities.
Essential Duties and Responsibilities
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Performs essential duties and responsibilities in the following areas which may include, but are not limited to those listed and are subject to change.
Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision. Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival, using their name or acknowledging them, and thanking them for their business. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities. Ensures confidentiality of member information. Supports a diverse and inclusive work environment. Plays a vital role in enriching the community by participating in community service organizations and/or Credit Union sponsored events on an annual basis. Explains the mortgage loan application process and products to the membership. Services by phone or in person the need for answers to inquiries pertaining to mortgage rates, mortgage programs, payments, daily rates, points, etc. Conducts mortgage loan application interviews assisting applicants in the completion of application. Gathers all required applicant information, including collecting, analyzing and advising members on best options to assure proper processing. Reviews applications, exercises judgment and renders loan decision for pre-approval/denial. Works with Underwriters in meeting their guidelines and obtaining loan approval. Is responsible for ensuring that all necessary documentation is in the loan files, including regulatory compliance items. With this position, it is customary to make regular outside sales calls to both prospective members and referral sources. Building relationships with realtors, builders are others that interact with the financial industry is crucial to ensure the ability to hit specific production targets. This may include such things as office calls, lunches or evening receptions as a way to generate future loan prospects. Most of such calls will take place outside of the employee's place of business many of which may extend outside normal work hours. Works with mortgage processing department when necessary to ensure final documentation is received by the investors in a timely manner. Assists to ensure that the various federal reporting documents are delivered in a timely manner, to include the borrowers 1098, sellers 1099, interest reported to the IRS, and the HMDA report. Assists in any necessary training and development needed within the GreenState Mortgage Loan department. Adheres to all state, federal and credit union regulations, policies and guidelines. Coaches, trains, and mentors Mortgage Loan Sales Associates.
Job Requirements/Expectations
JOB REQUIREMENTS:
High school diploma or equivalent (i.e., GED.) with five years of previous mortgage experience. Knowledge of procedures, forms, secondary market guidelines and regulations as they relate to mortgage lending. Knowledge and procedures of Real Estate purchasing and refinancing. Ability, availability, and willingness to work flexible hours to accomplish workload. During periods of peak demand and at other times, job will require a non-traditional workweek with extra hours including evening and/or weekend duties. Ability and willingness to network in the community. This is essential to build potential member base as well as referral sources for future business. Ability to prioritize assignments and organize work efficiently, to handle large volumes of details. Interpersonal skills to represent the credit union in a positive way during member contact. Excellent figure aptitude. Accuracy and attention to detail required. Ability to operate related computer applications. Ability and desire to call on the Realtors and make sales marketing presentations. Ability to deal tactfully and efficiently with members and co-workers on a professional level. Must be bondable. Must be registered pursuant to requirements of the S.A.F.E. Act.
Reporting Relationship
Reports to the Vice President/Mortgage Sales, Senior Vice President/Mortgage Lending or Vice President/Mortgage Lending.
Supervisory Responsibilities
This position is not responsible for the supervision of others.
Equal Opportunity Employment Statement
GreenState Credit Union is an EEO/AA Employer. M/F/Veteran/Disability. We strongly encourage minorities, veterans, and individuals with disabilities to apply for openings with the credit union. #LI #ID
Mortgage Loan Officer - Lincoln, NE
Loan Processor Job In Lincoln, NE
Why Liberty First Credit Union?
Join the best small company to work for in Lincoln and Omaha! We have 100 employees and 6 locations in the Lincoln and Omaha area.
Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers.
Position - Mortgage Loan Officer
General Summary
Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services.
Essential Functions
Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union.
Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners.
Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans.
Gathering the necessary documents for timely and accurate loan processing
Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members.
Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines.
Maintain a working knowledge of credit union's data processing systems.
Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.
Conduct oneself in a positive professional manner in relationship to all credit union activities.
Additional Functions
Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services.
Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability)
Develop a working knowledge of competitors' products and services with a continued interest in improving quality services and products for the credit union.
Complete in-house training based on required classes set up for this position. Continue education in other 2
nd
market mortgage loan products to better meet the needs of potential members.
Assist in any area as directed by management.
Job Requirements
Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines.
College degree preferred in a related discipline (business, finance, etc.)
Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image.
Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.)
Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems.
The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions.
Work Hours - Full-time
Location - Must live in or near one of the following locations, Lincoln, Omaha, or La Vista, NE.
Wage
Experienced candidate earning potential estimated at up to 90k+ per year.
Fully commission based, paid monthly.
LFCU Benefits & Other Programs
Insurance Benefits
Medical - LFCU pays 85% of premium, associates pay only 15%
Dental - Free to employees
Vision - LFCU pays 50% of premium
Life and ADD - LFCU pays 100% of premium
Short-term and Long-term Disability - LFCU pays 100% of premium
AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - employee paid
Flexible Spending Accounts (FSA) - Health Savings and Depending Care
Retirement Plan - LFCU contributes 5% of employee earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions.
Additional Programs
Quarterly all-staff professional development
Tuition Reimbursement
Fitness Club Reimbursement
Free Breakfast on Fridays
LFCU Apparel - 2 free items annually
Jeans Day options with charity donation
Loan Administrator
Loan Processor Job In Milford, NE
Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest technology, a suite of diverse products and services, and knowledgeable bankers - but with a hometown feel that's open, friendly, and welcoming.
The following is an outline of duties for a Loan Administrator
Essential Functions
· Provides account services to customers by processing applications for credit, monitoring and tracking the flow of information with each application.
· Answer questions in person, corresponding professionally on the telephone, mail, and e-mail and refers customers to other Bank services.
· Tracks and Monitors final documentation by reviewing the file for completeness and following up to ensure all proper documentation is present.
· Maintains monthly loan billing statements
· Complies with bank operations and procedures by consulting with and working with the compliance officer to ensure that all loans are documented completely and accurately and all filings are made timely.
· Assists loan officers by performing loan operations.
· Assist with tasks and projects as assigned.
· Complies with Bank operations and procedures, including the Bank Secrecy Act.
· Follows attendance policies in compliance with the employer handbook.
· Maintains customer confidence and protects Bank operations by keeping information confidential.
· Contributes to team effort by accomplishing related results as needed.
Farmers & Merchants Bank offers competitive wages and benefits, including paid time off, a desirable daytime work schedule, and a comfortable and friendly work environment.
Farmers & Merchants Bank is an Equal Opportunity employer. We give consideration to all applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.
Loan Officer
Loan Processor Job In Omaha, NE
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
CRE Construction Loan Administrator
Loan Processor Job In Omaha, NE
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
This role works in partnership with internal partners and CRE Loan Administrators as the primary liaison with customers, attorneys, construction consultants and title company representatives during all phases of construction loan financing.
Construction loan products include developer/investor commercial construction projects such as retail, office, mixed use, industrial, healthcare, SBA; and residential construction including apartments, condos, homebuilder, and affordable housing.
Job duties are as follows:
+ Review and/or negotiate Commercial Real Estate (CRE) construction loan documents.
+ Analyze and administer the construction draw disbursements from the time the loan is approved until the project completion.
**Basic Qualifications**
- High school diploma or equivalent
- Typically, two to three years of experience in commercial real estate loan administration, OR at least five years of transferable experience in commercial loan administration
**Preferred Skills/Experience**
- Basic knowledge of commercial real estate lending including letters of credit, tax credit transactions, borrowing base lending, multi-phased construction, and transactions secured by multiple collateral properties
- Some technical expertise in closing and loan management functions
- Basic knowledge of commercial real estate finance, law, documentation, accounting and data systems
- Experience in Built or other construction draw documentation software
- Proficiency with Microsoft Suite - including Excel, Outlook and Teams
- Bachelor's degree preferred
_This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week._
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
**EEO is the Law**
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $68,850.00 - $81,000.00 - $89,100.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Loan Administrator
Loan Processor Job In Milford, NE
Farmers & Merchants Bank is a family owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest technology, a suite of diverse products and services, and knowledgeable bankers - but with a hometown feel that's open, friendly, and welcoming.
The following is an outline of duties for a Loan Administrator
Essential Functions
· Provides account services to customers by processing applications for credit, monitoring and tracking the flow of information with each application.
· Answer questions in person, corresponding professionally on the telephone, mail, and e-mail and refers customers to other Bank services.
· Tracks and Monitors final documentation by reviewing the file for completeness and following up to ensure all proper documentation is present.
· Maintains monthly loan billing statements
· Complies with bank operations and procedures by consulting with and working with the compliance officer to ensure that all loans are documented completely and accurately and all filings are made timely.
· Assists loan officers by performing loan operations.
· Assist with tasks and projects as assigned.
· Complies with Bank operations and procedures, including the Bank Secrecy Act.
· Follows attendance policies in compliance with the employer handbook.
· Maintains customer confidence and protects Bank operations by keeping information confidential.
· Contributes to team effort by accomplishing related results as needed.
Farmers & Merchants Bank offers competitive wages and benefits, including paid time off, a desirable daytime work schedule, and a comfortable and friendly work environment.
Farmers & Merchants Bank is an Equal Opportunity employer. We give consideration to all applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.
Loan Officer
Loan Processor Job In Bellevue, NE
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Nighttime Closer
Loan Processor Job In Lincoln, NE
Main Responsibilities of a Closer:
Preparing workstations, cooking ingredients, and kitchen equipment for cooking.
Taking Guests orders, assembling custard orders, and cashing out orders.
Providing great guest service late at night.
Multitasking- being able to pre close while focusing on the guests still .
customer service orientated
Cooking and arranging food.
Must be able to close at least 3 nights at week (Sunday-Thursday close @10pm, Fri-Sat @11pm)
Closer Job Description:
We are looking for an experienced Cook or Cashier to fill a vacant position on our nighttime staff and contribute to the overall excellence of our restaurant.
The person we are hoping to employ is first and foremost a skilled, organized, and creative cook. We are looking for someone to work as a team player, follow instructions, and help us delight our customers with delicious food from our menu. In addition to cooking prowess, great communication and organizational skills are paramount.
A good candidate for this job is a person with attention to detail who can keep the kitchen tidy and clean all while preparing, cooking, and arranging food together with the rest of our kitchen staff. We pride ourselves on our exceptional service, and we expect nothing less from our cooks. The advantage goes to candidates with a diploma from a culinary school.
Responsibilities of a Cook:
● Maintaining a sanitized and well-organized kitchen.
● Preparing workstations for cooking.
● Preparing and maintaining kitchen equipment.
● Checking the quality of the ingredients.
● Preparing cooking ingredients using various techniques.
● Cooking food using various culinary techniques.
● Arranging food and ensuring appealing presentation.
● Manage food storage, stock, and ingredient orders.
Closer Job Requirements:
Back of House
Must be skilled in operating kitchen equipment.
● Must be skilled in various cooking techniques.
● Must know and follow sanitation procedures.
● Must showcase teamwork and communication skills.
● Must showcase great organizational skills.
● Must be able to multitask and act quickly.
● Must carry at least a high school diploma.
Front of House
Basic computer knowledge
● Good math skills
● Excellent communication skills
● Ability to effectively resolve complaints
Benefits:
Fun! Work with friends and great people!
Casual workplace: Jeans, Company supplied t-shirt, hat and a smile is the uniform of our team
Competitive wages - based on experience
Opportunities to advance and grow; Promote from within culture.
Flexible schedules for outside activities and school
Scholarships available.
Amazing culture centered on the Team and Family friendly hours
Paid training
Comml Loan Closing Coordinator Sr
Loan Processor Job In Lincoln, NE
Partner with loan officers to provide assistance in coordinating the processing of new loan requests, renewals and refinances of Commercial, Consumer and Real Estate loans. Responsible for making sure the loan types are conforming to lending policy and regulatory guidelines. Will communicate with customers, staff, counsel, title companies, etc. to coordinate assigned closings. Responsible for reviewing the final loan documentation prior to delivery to loan officer. Will be a mentor and train other associates. Other duties as assigned. 5 + years Commercial, Consumer and Real Estate Loan Coordinating experience High School Diploma or Equivalent Understanding of Article 9 Understanding of RESPA & Regulation Z compliance Understanding of Corporate Organizational documentation Understanding of loan documentation and loan structure Strong analytical skills Demonstrated ability to train others Ability to read and interpret the loan approval memorandum Strong team work skills General Knowledge of Microsoft Office Products
**Compensation Range:**
$51,480.00 - $99,330.00
_The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
**Are you ready to be part of something more?**
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
_UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._
_If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._
**_Who we are_**
We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.
Learn more about UMB's vision (******************************************************************************************************
Check out the road to a career at UMB
Closers up to $15/hour
Loan Processor Job In Nebraska City, NE
UP TO $15 PER HOUR BASED ON YOUR AVAILABILITY Closers: We need talented & enthusiastic people! As a local, independent McDonald's franchise, We will give you the tools to be what you want to be, with a schedule that is flexible to YOUR needs. Once hired, you may develop skills & earn promotions into restaurant management! We want to meet YOU!
CREW MEMBERS ARE RESPONSIBLE FOR:
* Greeting customers with a smile *Taking accurate food orders
* Working with the Team to meet Target Goals for the Shift
* Preparing McDonald's World Famous food *Cleanliness of Store
* Being on Time *Ensuring Store is Well-Stocked
This job posting is not a complete , as McDonald's employees perform a number of different tasks every day
.
BENEFITS MAY INCLUDE:
* Competitive Pay *Free Uniforms *Free Meals
* Paid Vacation after 1 year *Discounted Family Meals
* Team Building *Advancement Opportunities
* Health Insurance Plans Available *Flexible Schedule
* Monthly Bonuses *401k with Employer Match
Additional Info:
This job posting contains some information about what it is like to work in a McDonald's restaurant, but it is not a complete job description. People who work in a McDonald's restaurant perform a number of different tasks every day, and this posting does not list all of the essential functions of this job.
This job posting is for a position in a restaurant owned and operated by an independent franchisee and not McDonald's USA.This franchisee owns a license to use McDonald's logos and food products, for example, when running the restaurant.However, this franchisee is a separate company and a separate employer from McDonald's USA.If you are hired for the job described in this posting, the franchisee will be your employer, not McDonald's USA.Only the franchisee is responsible for employment matters at the restaurant, including hiring, firing, discipline, supervisions, staffing, and scheduling employees.McDonald's USA has no control over employment matters at the restaurant.McDonald's USA will not receive a copy of your employment application and it will have no involvement in any employment decisions, including whether you receive an interview for the job or whether you are hired.
By applying to this position, I understand that I am applying to work at a restaurant that is owned and operated by an independent franchisee, not McDonald's USA.I understand that this franchisee is a separate company and a separate employer from McDonald's USA.Any information I provide in this application will be submitted only to the independent franchisee, who is the only company responsible for employment matters at this restaurant.I recognize that the independent franchisee alone will make all decisions concerning employment matters, including hiring, firing, discipline, supervision, staffing and scheduling.By applying for a job at a franchisee operated restaurant, I understand that the information I provide will be forwarded to the franchisee organization in order for that organization to reach out to me and process and evaluate my application. I acknowledge that McDonald's USA will not receive a copy of my employment application and will have no involvement in any employment decisions regarding me, including whether I receive an interview or whether I am hired to work for the franchisee. I understand that I need to contact the franchise organization for information about its privacy practices.
Loan Officer - Lincoln, NE
Loan Processor Job In Lincoln, NE
Loan Officer LINCOLN, NE About Gershman Mortgage Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.
About the Position
The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Essential Functions
* Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts
* Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing
* Achieve sales and referral goals
* Develop a positive client experience consistently
* Recommend loan solutions per lending guidelines and client requirements Manage a portfolio of customer relationships effectively
* Seek prospective opportunities to retain and/or develop new clients
Competencies
* Proactively seek ways to develop and expand referral network relationships to achieve sales goals
* Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability
* Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education
Required Education and Experience
* BA/BS degree or equivalent experience in residential mortgage sales
* 2+ years of retail, residential mortgage sales experience
* Documented success with residential purchase/refinance mortgage loans
* Established relationships with local referral networks
* The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to, the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
Work Environment
This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment.
EEO Statement
Gershman Mortgage is an Equal Opportunity Employer.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
Loan Teller
Loan Processor Job In Bloomfield, NE
div class="job-preview-details" div class="vertical-padding" div Full-time/div /div div class="job-listing-header"Description/div divp /pp Properly inputs all loan data into the bank's computer system including new loans, loan payments, loan advances, loan maintenance, loan participation, etc. and retains supporting documentation. Assist customers and officers with loan questions and finding information on the computer system. Records UCCs, EFS's and ensures renewals are kept current./ppstrong Duties and Responsibilities/strong/polli Input all loan data into the bank's computer system./lili Input all loan participation data into the bank's computer system and work with participating banks to ensure they are notified of changes to the loan./lili Responsible for tracking all original notes./lili Assist customers and officers with loan questions and researching pertinent information in a timely, courteous, and professional manner./lili File all UCCs and EFS's and monitor continuations./lili Review all loan reports and distribute them to the proper area. Use loan reports to properly account for the bank's loans./lili Backup the DFS participation process from start to finish ensuring new volume is booked accurately amp; in a timely manner./lili Be a team player in assuring the loan processing area is run smoothly./lili Required to adhere to all compliance policies and procedures./lili Exhibit professional behavior and promote positive working relationships./lili General teller work /li/ol/div
div class="job-listing-header"Requirements/div
div data-bind="html: Job.Requirements"pbr//pulli High school diploma or GED, College degree preferred /lili Experience preferred/lili Microsoft Office Proficiency preferred/lili Ability to organize, prioritize and manage multiple tasks/lili Ability to relate to customers in a courteous and professional manner/lili Ability to produce accurate results/lili Detail oriented/li/ulpem All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status./em/ppbr//ppem EEO/em/ppbr//ppem Member FDIC/em/p/div
/div
Mortgage Loan Officer - Omaha or LaVista, NE
Loan Processor Job In Omaha, NE
Why Liberty First Credit Union?
Join the best small company to work for in Lincoln and Omaha! We have 100 employees and 6 locations in the Lincoln and Omaha area.
Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers.
Position - Mortgage Loan Officer
General Summary
Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services.
Essential Functions
Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union.
Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners.
Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans.
Gathering the necessary documents for timely and accurate loan processing
Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members.
Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines.
Maintain a working knowledge of credit union's data processing systems.
Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.
Conduct oneself in a positive professional manner in relationship to all credit union activities.
Additional Functions
Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services.
Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability)
Develop a working knowledge of competitors' products and services with a continued interest in improving quality services and products for the credit union.
Complete in-house training based on required classes set up for this position. Continue education in other 2
nd
market mortgage loan products to better meet the needs of potential members.
Assist in any area as directed by management.
Job Requirements
Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines.
College degree preferred in a related discipline (business, finance, etc.)
Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image.
Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.)
Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems.
The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions.
Work Hours - Full-time
Location - Must live in or near one of the following locations, Lincoln, Omaha, or La Vista, NE.
Wage
Experienced candidate earning potential estimated at up to 90k+ per year.
Fully commission based, paid monthly.
LFCU Benefits & Other Programs
Insurance Benefits
Medical - LFCU pays 85% of premium, associates pay only 15%
Dental - Free to employees
Vision - LFCU pays 50% of premium
Life and ADD - LFCU pays 100% of premium
Short-term and Long-term Disability - LFCU pays 100% of premium
AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - employee paid
Flexible Spending Accounts (FSA) - Health Savings and Depending Care
Retirement Plan - LFCU contributes 5% of employee earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions.
Additional Programs
Quarterly all-staff professional development
Tuition Reimbursement
Fitness Club Reimbursement
Free Breakfast on Fridays
LFCU Apparel - 2 free items annually
Jeans Day options with charity donation