Loan Processor Jobs in Mississippi

The Citizens Bank of Philadelphia is currently seeking a Consumer Loan Processor, as follows: Consumer Loan Processor Hours Monday - Friday, 8 to 5 Occasional Saturday Hours About the Position Responsible for the careful and accurate generation of all loan documents associated with the bank's consumer loan platform utilizing loan processing software. About the Opportunity The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE. Essential Duties Generate loan documents for consumer loans utilizing the bank's loan documentation system. Coordinate and organize work load to correspond with scheduled loan closings for multiple loan officers to provide quality customer service. Review loan documents for proper loan policy underwriting, loan committee approvals, regulatory and collateral perfection requirements. Provide assistance to loan officers/assistants concerning proper loan policy underwriting, collateral lien perfection, regulatory requirements and execution of loan documents. Provide back-up to other areas of loan processing, including pre/post review of consumer loans. Other duties as required by supervisory personnel. The Right Person 1 - 3 years successful experience in Loan Processing, Loan Review or Similar Position Prior Experience with loan documentation systems preferred Exceptional Verbal and Written Communication Skills Exceptional Knowledge/Use of Microsoft Office products Ability to work within time constraints High School Diploma or Higher VEVRAA Federal Contractor

WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. What you will do * Review loan approvals to determine what documents are required to move to closing. * Communicate and respond to internal customers within 2 hours. * Utilize pipeline reports to effectively manage and prioritize daily workflow. * Ensure all loans are reviewed at least every 3 days. * Effectively manage an individual pipeline of 30-50 loans. * Maintains current knowledge of CNB guidelines and loan programs. * Meet and exceed monthly funding goals as set forth by management. * Other duties as/or assigned by management. *Must-Have** * H.S. Diploma * Minimum 3 years recent mortgage experience. * Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required. * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act. *Skills and Knowledge* * Ability to identify and resolve problems in a timely manner. * Strong attention to detail and accuracy. * Ability to maintain high levels of performance, especially in stressful situations. * Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required) * Excellent written and verbal skills. * Excellent organizational skills. * Ability to multi-task and work in a deadline driven environment. * Proficient PC skills, including Microsoft Office and Loan Origination systems. *Compensation* Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

About Us Recognized as one of the most successful Black and Women owned credit unions in the nation, HOPE continues to build its brand and impact by expanding access to financial services and engaging in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one's ability to prosper. Since 1994, HOPE has generated more than $3.6 billion in community development financing that has benefitted more than 2 million people in Alabama, Arkansas, Louisiana, Mississippi, Tennessee and nationwide. This work has supported small business owners struggling to gain access to capital, families seeking to own homes and individuals looking for a better way to manage their hard-earned money with a financial institution they can trust. Job Summary The Mortgage Loan Processor is responsible for processing loan files by verifying the information the applicants supply on the application, documenting it in accordance with the terms and conditions of the loan approval, and providing the information necessary for the closing of the mortgage loan. This involves the verifying of the applicant's income, assets, liabilities and collateral value. It may also involve gathering additional documentation required to qualify applicant for various grant programs. Primary and Essential Functions * Review file received from originator/correspondent lender for necessary documentation and disclosures. * Review the file input in mortgage software and any grant specific software. * Follow-up on any documentation that has not been received, including ordering the appraisal, FHA/VA case numbers, and alternative documentation if required, etc. * Follow-up on any grant specific documentation that is needed. * Order Credit Alert Interactive Voice Response System (CAIVERS), check Limited Denial of Participation (LDP)/General Services Administration lists. * Evaluate documentation received for correctness and completeness. * Prepare file for submission to underwriting and grant program underwriter or coordinator. * Follow-up on any additional requirements by underwriter and/or grant program underwriter or coordinator. * Complete information necessary for the closing of the loan including contacting the attorney for setting the closing date, insurance agent for insurance policy, flood cert, etc. * Provide the loan closing documents for grant programs. * Communicate with the originator and applicant concerning the progress of the loan file. * Complete denial/cancellation procedures on all files that are denied or cancelled. * Deliver post-closing documents to grant providers as required. * Provide excellent internal and external customer service. Secondary Functions * Perform general administrative duties such as attending meetings, report production, etc. * Complete tracking of file in mortgage software. * Send updates of file progress to realtor, etc. * Work with other departments when needed on projects related to the mission of HOPE. Regulatory Compliance Requirements * Must comply with registration requirements with National Mortgage Licensing System (NMLS) * Must comply with provisions of the Bank Secrecy Act (BSA). * Must comply with the provisions of the Privacy of Consumer Financial Information regulations. * Must comply with the provisions of the Right to Financial Privacy Act. * Must comply with the provisions of the Equal Credit Opportunity Act (Regulation B). * Must comply with the provisions of the Fair Credit Practice Rule. * Must comply with the provisions of the Fair Credit Reporting Act. * Must comply with the provisions of the Fair Housing Act. * Must comply with the provisions of the Flood Disaster Protection Act. * Must comply with the provisions of the Home Mortgage Disclosure Act (Regulation C). * Must comply with the provisions of the Homeowners Protection Act. * Must comply with the provisions of the National Flood Insurance Act. * Must comply with the provisions of the Real Estate Settlement Procedures Act (Regulation X). * Must comply with the provisions of the Servicemembers' Civil Relief Act. * Must comply with the provisions of the Truth in Lending Act (Regulation Z). * Must comply with the provisions of the Mortgage Disclosure Information Act. * Must comply with the provisions of Appraisal Independence Interim Final Rule * Must comply with the Interagency Appraisal and Evaluation Guidelines * Must comply with the Dodd-Frank Act * Must comply with the Consumer Financial Protection Bureau Accountability for Business Results * Timeliness and quality of the loan process * Loan closing cycle time * Timeliness of grant funding Specified Authority Level * Run Desktop Underwriter * VA/FHA Connection * Approve HUD-1 Form for grant closings * Approve loans for grant compliance according to program guidelines Competencies/Skills * Excellent Customer Service, written and verbal communications skills * Keen analytical skills * Working knowledge of word processor, spreadsheet, other PC applications, or mainframe applications to produce non-standard, creative products * Ability to read and interpret documents, write routine reports and correspondence * Ability to compute rate, ratio, percent, and interpret data * Ability to effectively use DU/Total Scorecard & GUS * Ability to apply commonsense understanding to carry out detailed but uninvolved written or oral instructions * Ability to deal with problems involving a few concrete variables in standardized situations * Knowledge of regulations and requirements of investors, federal regulations and compliance in mortgage lending Desired Qualifications * Bachelor's degree in relevant field preferred or equivalent experience in mortgage lending * Three years' experience in residential mortgage loan processing and/or closing * Demonstrated strength in ability to manage multiple projects at once while maintaining appropriate attention to details All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true. All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position. General Position Statement: Mortgage Loan Processor II is a junior level Loan Processor position responsible for reviewing residential mortgage loan applications and documents. Mortgage Loan Processors work closely with all teams and departments to prepare complete and compliant mortgage loan files. Duties and Responsibilities: Maintain assigned pipeline using LOS dashboards to ensure submission timelines are met. Review loan applications for errors and omissions. Processor to make corrections and keep LOS up to date with accurate and current information. Confirm that disclosures were signed and dated and that lock in is registered or floating. Work with mortgage processing coordinators to ensure all initial orders are completed and received timely with complete and accurate information. Compare credit reports to debts on application and update trade lines with credit bureau. Order VOL, VOM, all payoffs and appraisal corrections, final and/or recertification inspections. Review FHA case numbers, CAIVRS and appraisals. Order VA COE and appraisals utilizing VA Portal. Analyze and complete income calculation forms. Update and submit all loans through the appropriate AUS. Prepare and submit completed forms and documents for approval of DPA programs. Prepare and provide originator with processor preliminary conditions needed using processor checklist for each loan type. Order PMI Certificates. Review and update Flood Determinations. Submit complete loan file to underwriter per agency and investor guidelines and overlays. Work with loan originator and underwriter to clear prior to closing conditions for final underwriting approval. Support a high performing culture through practicing teamwork and communicating with other team members timely and effectively. Maintain a thorough knowledge of Bank products, services, policies, procedures and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fail Lending Act; Regulation E; etc. Complete required compliance training and adhere to the Bank's standard of conduct. Other duties as assigned Participation in the bank's High-Performance Rewards Connections program. Make referrals to Mortgage Dept. and Wealth Management. Position Requirements: Associates degree preferred Two or more years of mortgage processing experience Attend meetings and complete training as required Proficient in Microsoft Office Suite, to include Excel, Word, and Outlook Excellent verbal and written communication skills and strong organizational and time-management skills. Ability to work outside of regular business hours, as deemed necessary and to multi-task and work effectively in a high-pressured environment. BankPlus is an Equal Opportunity Employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law. We maintain a drug-free workplace and perform pre-employment substance abuse testing. Other details Pay Type Hourly

Full-time Description Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing. Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market. We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort. This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today. Hiring Loan Officers licensed in every state except New York. Requirements Minimum 2 years' experience and NMLS Safe Act compliant 1 active state license Established contacts/referral partners Knowledge of different types of loans and credit bureaus Working history of loan process and general underwriting guidelines Funding 1 million in self-generated production College preferred, not required with proven mortgage experience Proven track record of proactively soliciting new business Strong communication skills and detail oriented Ability to work independently and remote

Title: Consumer Loan Officer Department: Retail Reports To: VP, Consumer Sales Supervises: N/A Job Classification: Full-time, Exempt HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial health and wealth of people in under-resourced Deep South communities. Since 1994, these efforts have benefitted more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation. Learn more at *************** Job Summary The Consumer Loan Officer is a key professional responsible for managing consumer loan services. This role involves assisting with and assessing loan applications, evaluating members' creditworthiness, and explaining loan options and terms while ensuring all documentation complies with regulatory standards. Additionally, the Consumer Loan Officer identifies and pursues new loan opportunities throughout HOPE's footprint. By providing expert advice on loan products and proactively engaging with the community, they play a crucial role in expanding the member base and enhancing HOPE's overall success. Responsibilities Conducting needs-based conversations with members Assisting members with completing loan applications Assessing loan applications and creditworthiness Explaining loan options and terms to members Processing loan documentation Ensuring compliance with lending regulations Managing member relationships Advising members on suitable loan products Identifying and pursuing opportunities to expand and deepen individual member relationships Cross-selling different HOPE products to members and collaborating with other departments to ensure a seamless onboarding experience Desired Qualifications Bachelor's degree or equivalent education and experience in relevant field. 2+ years of experience in consumer lending, loan processing, or a related role Experience in sales or cross-selling financial products Work Environment Employee spends the majority of time in office environment, generally accessible to the public, members, and potential members Noise level in the work environment is usually moderate Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Demands Employee is regularly required to sit, stand and walk Employee will use hands to finger, handle or feel, reach with hands and arms, and talk or hear Employee will irregularly lift and/or move up to 10 pounds Employee will frequently travel to various branches within the company's market Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The Citizens Bank of Philadelphia is currently seeking a Consumer Loan Processor, as follows: Consumer Loan Processor Location Philadelphia, MS Hours Monday - Friday, 8 to 5 Occasional Saturday Hours Responsible for the careful and accurate generation of all loan documents associated with the bank's consumer loan platform utilizing loan processing software. About the Opportunity The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE. Essential Duties Generate loan documents for consumer loans utilizing the bank's loan documentation system. Coordinate and organize work load to correspond with scheduled loan closings for multiple loan officers to provide quality customer service. Review loan documents for proper loan policy underwriting, loan committee approvals, regulatory and collateral perfection requirements. Provide assistance to loan officers/assistants concerning proper loan policy underwriting, collateral lien perfection, regulatory requirements and execution of loan documents. Provide back-up to other areas of loan processing, including pre/post review of consumer loans. Other duties as required by supervisory personnel. The Right Person 1 - 3 years successful experience in Loan Processing, Loan Review or Similar Position Prior Experience with loan documentation systems preferred Exceptional Verbal and Written Communication Skills Exceptional Knowledge/Use of Microsoft Office products Ability to work within time constraints High School Diploma or Higher VEVRAA Federal Contractor

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Loan Workout Specialists monitor delinquent commercial and/or consumer loans and advise, restructure/rehabilitate, collect, recover, convert and/or liquidate assets (usually adversely classified) assigned by management to limit losses. ESSENTIAL DUTIES & RESPONSIBILITIES: * Monitors the commercial delinquencies weekly and in conjunction with management * Works closely with officials of lending and borrowing institutions to review and restructure credit and repayment terms and to better secure collateral, attain an equity position, or otherwise establish recourse to other borrower assets * Successfully manages multiple complicated and complex troubled credits/relationships. * Develops and implements strategies to recover principal from borrowers whose non-performing loans have been charged off * Reviews files assigned and develops a plan of action according to Bank and external policy/procedure and regulations. * Communicates and coordinates with legal counsel both in-house and outside all legal activity associated with an assigned file. * Reviews and evaluates appraisals (real estate or movables) as well as environmental reports relative to assigned accounts. * Collects and incorporates all pertinent information for assembly into the department's working and bank files. * Drafts, updates, and presents watch list reports for review to watch loan and selected asset review committees. * Initiates and participates in meetings with clients and many times their advisors, counselors, attorneys and CPA's to address problems and develop solutions. * Coordinates and facilitates interactions between various departments. * Advises and assists loan officers and department managers with account deterioration and changes to approved plans of action. * Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. SUPERVISORY RESPONSIBILITIES: None. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: * Bachelor's degree preferably in Business Administration, Finance, or Accounting * 6 years of relevant experience in credit and/or collections required * Knowledge of sound credit, underwriting, and collateral recovery methods and procedures * Knowledge of tax, legal, and Bank credit/loan policy * Thorough understanding of the legal system relating to loan collections * Ability to prevent losses and to turn around non-performing credits * Ability to understand large and complex loans * 1+ years of supervisory experience preferred. * An equivalent amount of related training, education and experience may be considered ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: * Ability to travel if required to perform the essential job functions * Ability to work under stress and meet deadlines * Ability to operate related equipment to perform the essential job functions * Ability to read and interpret a document if required to perform the essential job functions * Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

The primary purpose of this position is to daily reconcile the Trustmark retail loan system to general ledger and depository accounts. Other assignments pertaining to the retail loans are handled by this position as described below. Responsibilities Reconcile loan system to general ledger accounts. This responsibility includes but is not limit to researching, analyzing, and resolving discrepancies (non-reconciling items). Utilize the Posting Rejects Journal to research and process rejected loan transactions coming from various sources. These transactions include but are not limited to loan payments, late fees payments, sweep transactions, warehouse payments, consumer and commercial loan advances, automatic draft charges, and ACH items. Process loan system charge-downs, charge-offs and write-offs for the Retail Bank. Maintain the retail loan portfolio in accordance with the Servicemembers Civil Relief Act. Re-amortize and restructure employee loans at the point of termination. Support and assist internal and external customers with retail loan, general ledger, credit life, 1098 forms, and dealer reserve inquiries and maintenance. Perform additional duties as assigned. Qualifications Completed High School Completed two years of college with an emphasis on business/accounting courses and two years of work experience -OR- Five years of reconcilement experience pertaining to general ledger accounts and core systems Experience resulting in intermediate skills associated with the following computer software system: Excel Concrete knowledge of primary general ledger accounting principles Thorough understanding of general ledger reconcilement processes gained through education or experience Firm knowledge of financial services with a focus on loan products, loan systems, and accounting Firm computer skills (Word and Excel Test required) Good 10 key calculator skills (Test required) Ability to manage multiple tasks with little or no supervision Ability to work independently or with a team to accomplish work requirements Excellent customer service skills Excellent communication skills Proficient ability to research and analyze data when resolving reconcilement related issues Must be detail oriented and organized Loan systems knowledge preferred Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens. Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are excited to host an interview day on March 26th in our Flowood office. If you are interested in starting your career, click that apply button and we will schedule all qualified applicants! Job Intro The core of an Assistant Manager is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Assistant Managers into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

JOB TITLE: Loan Officer SALARY: Commensurate with Experience MINIMUM EDUCATION AND EXPERIENCE REQUIREMENTS: Bachelor's degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience and two (2) or more years of experience as a loan officer or loan officer trainee. JOB PURPOSE AND SCOPE: Recommends or approves loans in assigned territory within the limits of specific delegated authority. Develops and manages loan portfolios including loan originations in the trade area served by the association. Has some latitude for decision making; works under moderate supervision. ESSENTIAL FUNCTIONS: Responsible for developing and marketing new business within their service area. Assists prospective and current borrowers with their credit needs and with formulating solutions to credit related issues. Makes and services leases, loans for operating equipment and real estate, and offering other related services such as cash management products and crop insurances within delegated authority and in accordance with association policies. Makes and/or conveys decisions on loan approval, structure and pricing. Responsible for exercising credit risk management responsibilities on loans within area of responsibility. Conducts simple to moderately complex credit analyses. Analyzes balance sheets, income statements, and cash flows of potential borrowers to ascertain creditworthiness. Maintains current, adequate and verified financial information on borrowers and guarantors as required by association policy. Performs loan servicing tasks, which may include partial releases, subordination's to mineral leases and right of ways, division orders, reamortizations, assumptions, severance agreements, insurance claims, additional advances, extensions and conversions. Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper. Complies with proper credit administration practices as outlined in the association's policies and procedures. Performs collections on assigned loans and assists senior-level staff and management with collections on all loans in the portfolio. Works with delinquent borrowers to obtain satisfactory loan performance. Assures that adequate insurance coverage is maintained as required by loan conditions and monitors ad valorem taxes to insure that such taxes are paid on the security. May assist with the title examination process on perspective loans to ensure validity of liens on property pledged as collateral or security interest on chattels. Prepares loan closing packages and facilitates the loan closing process as required in accordance with all applicable association and FCA policies and regulations. OTHER DUTIES: May perform appraisals, inspections and/or collateral evaluations in compliance with district and Association standards and procedures. May assist with or attend public relations functions for the Association. SKILL REQUIREMENTS: General knowledge of accounting/financial systems. Specialized knowledge of accounting/finance principles. Skill in oral and written communication. Basic skill level in Microsoft Office applications. Ability to perform basic to intermediate-level accounting/financial analyses under moderate supervision. PHYSICAL ACTIVITIES: Ability to sit for long periods of time. Ability to stand for limited periods of time. Ability to walk for moderate distances. Frequent finger/hand manipulation (e.g. keyboard, office equipment, small hand tools, etc.). Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force. Southern AgCredit, ACA is an EEO/AA/M/F/D/V Employer

Responsive recruiter Benefits: 401(k) matching Bonus based on performance Competitive salary Dental insurance Free uniforms Health insurance Paid time off Profit sharing Tuition assistance Vision insurance Consumer Loan OriginatorSUMMARY/OBJECTIVE:Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans, and processing loan applications. Gather background information and analyze loan applicant's credit history.Saturday rotation required; may also require occasional travel for training as needed. Supervisory Responsibilities: None Essential Functions:Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Assist members with the loan application process to ensure completeness of information. Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application. Calculate debt to income ratios on loan applicants. Complete loan applications over the phone and/or electronically. Validate automated approvals or denials of loan applications. When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future. Verify the accuracy of loan amounts and repayment terms on approved loan applications. Complete loan documents and disburse loans when needed. Implement new loan products and services in accordance with management direction. Cross sell lending and other credit union products. Other duties as assigned. Competencies:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Ability to solve problems within established policies and procedures Ability to accept and perform new job responsibilities as needed Excellent communication skills (oral, written and listening), professional appearance and positive attitude Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals) Have a thorough knowledge of Consumer Lending Compliance and Lending Regulations. Good working knowledge of credit models and credit scoring Education: High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution Experience, Skills and Other Requirements: Must possess strong basic math skills, accuracy and attention to detail Exceptional oral and written communication skills required. Must possess interpersonal skills including courtesy, tact, and diplomacy as they are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Computer Skills - MS Word, Excel, Outlook, and PowerPoint. Certificates, Licenses and Registrations: Must successfully complete BSA training as required Employee must be bondable (insurable) WORK ENVIRONMENT: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primarily in-door office work with quiet to moderate noise level. Occasional work outside the office. Occasional travel for business-related functions. Occasional evening and weekend schedules required. Position Type/Expected Hours of Work:This is a full-time Non-Exempt position. Base salary plus Commission.Days and hours of work are Monday through Thursday 8:00 a.m. to 5:00 p.m., Friday 8:00 a.m. to 5:30 p.m. and occasional Saturdays from 9:00 a.m. until 1:00 p.m. PHYSICAL DEMANDSThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds. Employment Requirements:All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union: U.S. Citizenship Successfully passing a drug test for illegal drugs Successfully passing a background investigation Benefits Offered: 401K, With employee match and profit shares. Medical, Dental & Vision, Life, STD, LTD Paid Holidays Employee Education Assistance Program (Tuition Reimbursement). Contract required with Terms and Conditions. PTO (Paid time off) Employee Assistance Program (EAP) DECLARATIONThis job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Loan Servicing Account Solutions Specialist conducts inbound and outbound calls to resolve the delinquency status of past due customer accounts. Primary Responsibilities Calls customers about early delinquency account statuses Works with customers to resolve account delinquency status while minimizing company interest losses Implements repayment plans as necessary and collects delinquent payments Ensures that files and paperwork are properly and accurately completed May contact outside parties to collect or clarify documentation This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This position is incentive eligible. Requirements High School Diploma or GED Applicants will be expected to pass any assessment associated with the position Skills and Competencies Ability to work in a fast-paced environment Detailed oriented Proficient in Microsoft Excel and Word Strong customer service skills Strong organization skills **Opportunity to earn incentive following training period.** MUST be fluent in Spanish and English Training: Monday - Friday 7:30am-4:30pm (CST) Following training: Must be able to work 40 hours per week Monday - Friday between 7:30am-6:00pm + One night each week until 8:00pm + One Saturday a month from 8:00am - 12:00pm (noon) This position may be filled at a higher level depending on the candidate's qualifications and relevant experience. Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Job Range Target: Minimum: $32,465.00 USD Median: $38,648.40 USD Incentive Pay Plans: This role is eligible to participate in a formulaic incentive plan. Employees have the potential to earn incentives based on performance against defined metrics and goals. Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. *********************************************** Location DetailsHattiesburg Mortgage OpsLocation:Hattiesburg, Mississippi Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for career growth? If you answered yes to these questions, our Consumer Loan Specialist position, sounds like a fit for you. Apply with Mariner Finance today! Consumer Loan Specialist (Account Rep) Reports To Branch Manager FLSA Status Non- Exempt Schedule: Full-time, 40 hours Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. In This Role, You Will: Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding your individual sales and delinquency targets/goals. You will primarily support sales and collections efforts of the branch through respectful, compassionate, and efficient customer service. Prepare to take on increasing responsibilities as you grow in this role and continue growing your career with Mariner Finance! Responsibilities and Essential Duties: * Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products. * Process credit loan applications. Analyze credit & financial information for current and potential customers. * Proactively contact customers with past due balances to offer possible solutions and resolve delinquency. * Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services. * Learn Federal, State, and Local Application Consumer laws to ensure compliant actions. * Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required. * May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service. Required Qualifications: * Minimum of one (1) year of experience in a customer service or sales position. * High school diploma or equivalent. * Reliable transportation required. * Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel. * Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs. * Ability to complete essential duties/functions in a timely, accurate manner. * Demonstrated problem-solving skills and interpersonal skills in demanding situations. * Must obtain applicable, required licenses to sell insurance products offered to customers by the branch. * Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies. Preferred Qualifications: * Cash Handling, selling and/or collecting experience. * Some college coursework. * Bilingual fluency in Spanish/English. Physical Demands: While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Disclaimer This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice. IND1 #LI-Onsite #R7 Compensation: Hourly rate is commensurate with skills and experience. This role is also eligible for a competitive incentive program based on individual and company performance. Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including: * Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA * Vision Insurance * Dental Insurance * Company-paid Basic Life, Long-Term Disability, and AD&D Insurance * Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance * 401(k) and Company Matching Contributions * Paid Time Off - full-time employees may accrue a minimum of 120 hours per year * 11 Paid Holidays * FMLA * Employee Assistance Program (EAP) * Paid Parental Leave * Referral Incentives * Education Assistance Program * Complimentary FIMC Membership Plan * Access to industry-specific training programs * Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact ************************** for additional information. Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level. For additional information, please visit: ************************************************ Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace. Mariner Finance, LLC | NMLS #166564 Other details * Pay Type Hourly Apply Now * Grenada, MS 38901, USA

The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines. Essential Duties of the Position: • Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required. • Complete LPII checklist on all files and adhere to company time frames. • Call and obtain conditions from borrowers and Realtors. • Meets with clients to sign Loan Application and Disclosures. • With new contracts, facilitate the introduction to Realtors via e-mail • All files turned into processing within 24 hours of meeting with the borrower. • Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline. • Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship. • Clears any conditions that require communication to the clients. • Communicates with your team all information pertaining to client and/or property to meet file expectations. • Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.). • Tracks and manages new leads and follows up on referral business. • Sends out correspondence - Thank you cards, Closing Cost Calculators, etc. • Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc. • Be able to quote interest rates and lock loans. • Solve escrow issues • Consistently exceed borrower expectations and Realtor/Builder expectations. • Set up file using the loan officer checklist and turn into processing. • Review all closing statements and compare to signed GFE before signings and correct discrepancies. • Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines). • Face to face meetings with clients • Re disclose all new loans when there is a change of circumstance. • Attend loan closings • Continue to assume responsibilities and help the team grow. • Obtain 3 current client referrals that go to closing each month. Job Requirements: • Must be able to work 40 hours per week and overtime as required. • Must be proficient in Word, Excel and Outlook applications. • Proficient in DU/DO, LP, & major Origination systems. • Must have excellent verbal and written communication skills. • Must have a positive attitude. • Must be dependable, self-motivated and require minimal supervision. • Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines. • Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects. • Must be registered and licensed through NMLS. Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

Title: Consumer Loan Officer Department: Retail Reports To: VP, Consumer Sales Supervises: N/A Job Classification: Full-time, Exempt HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial health and wealth of people in under-resourced Deep South communities. Since 1994, these efforts have benefitted more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation. Learn more at *************** Job Summary The Consumer Loan Officer is a key professional responsible for managing consumer loan services. This role involves assisting with and assessing loan applications, evaluating members' creditworthiness, and explaining loan options and terms while ensuring all documentation complies with regulatory standards. Additionally, the Consumer Loan Officer identifies and pursues new loan opportunities throughout HOPE's footprint. By providing expert advice on loan products and proactively engaging with the community, they play a crucial role in expanding the member base and enhancing HOPE's overall success. Responsibilities Conducting needs-based conversations with members Assisting members with completing loan applications Assessing loan applications and creditworthiness Explaining loan options and terms to members Processing loan documentation Ensuring compliance with lending regulations Managing member relationships Advising members on suitable loan products Identifying and pursuing opportunities to expand and deepen individual member relationships Cross-selling different HOPE products to members and collaborating with other departments to ensure a seamless onboarding experience Desired Qualifications Bachelor's degree or equivalent education and experience in relevant field. 2+ years of experience in consumer lending, loan processing, or a related role Experience in sales or cross-selling financial products Work Environment Employee spends the majority of time in office environment, generally accessible to the public, members, and potential members Noise level in the work environment is usually moderate Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Demands Employee is regularly required to sit, stand and walk Employee will use hands to finger, handle or feel, reach with hands and arms, and talk or hear Employee will irregularly lift and/or move up to 10 pounds Employee will frequently travel to various branches within the company's market Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are excited to host an interview day on March 26th in our Flowood office. If you are interested in starting your career, click that apply button and we will schedule all qualified applicants! Job Intro The core of an Assistant Manager is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Assistant Managers into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true. All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position. General Position Statement: The Loan Officer IV is responsible for meeting the banking needs of our customers. This position will be expected to focus on the generation, approval, and servicing of customer loans, within acceptable loan risk standards, while adhering to bank policy and regulations. This position is also responsible for the generation of deposit transactions necessary to accommodate loan funding. Duties and Responsibilities: Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. Solicits and develops new business on an ongoing basis by calling on current and prospective customers for the generation of loans and deposits. Interviews loan applicants, gathers loan request, customer (CIP), financials and organizational documents. Collects initial customer documents and ensures the completion of an accurate loan application. Evaluate credit data, cash flow, financial statements, and collateral to determine the creditworthiness of applicants. Communicates reason for denial to applicants when their loan request has been denied, as necessary. Reviews loan renewal requests to ensure the continued creditworthiness of the applicant and timely payment of the loan. Submits required documents to Credit Analysis group for early discussion and processing. Submits loan request memorandums to the loan committee for approval. Prepares documents for loan processing including the loan worksheet, loan documentation sheet, and loan review sheet. Perform beneficial ownership analysis and enter required information in nCino for credit. Order appraisal/RE evaluation. Verify all prefunding conditions have been met, including title work review, purchase agreements, appraisal value is sufficient to meet LTV requirement prior to close, and environmental conditions in approval, if applicable. Preliminary review or Articles, Operating Agreements, Bylaws and Certificates of Good Standing for correct titling of borrowers. Perform site visits prior to approval for inspection/verification of collateral. Review financial statements, perform analysis, underwrite the market and comparable for feasibility, underwrite tenants, review leases, review project agreements, underwrite contractors and other third parties involved, consider the terms and conditions required by the borrower to provide feedback if we'd be interested in the credit. Generate commitment letters and term sheets, if needed. For construction loans: Line monitoring for advances Draws and lines of credit Inspections Asset-based lending (ABL) Sweeps Request environmental pre-screen process and completion of questionnaires. Provide accurate and complete HMDA and CRA information requirements. Responsible for accurately closing the loan which includes: Reviewing the loan documents for exceptions. Securing the proper signatures on all documents. Approving funding of the loan. Inspecting and evaluating collateral pledged to existing and prospective loans. Services the loan from loan closing to the date of loan payoff. Ensures customer satisfaction throughout the life of the loans, resolving problems as they arise. Review the Insufficient Funds (NSF) report daily, which includes: Contacting the customer to ensure sufficient funds are available to cover checks submitted for payment. Encoding the item for payment if sufficient funds can be made available. Encoding the item to be returned if funds are not available. Monitors the past due list to ensure loans are paid on a timely basis. Contacts and counsels customers with delinquent accounts, as necessary, by phone or letter to arrange loan payment. Manages expired insurance. Work with charged-off loans as time allows, attempting to work out a suitable payment schedule for the customer. Participates in community affairs to increase the Bank's visibility and to enhance new and existing business opportunities. Maintains a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions, including but not limited to Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E; etc. Completes required compliance training and adheres to the Bank's standard of conduct. Perform other duties as requested. Participation in the bank's High-Performance Rewards Connections Program. Make referrals to the Mortgage Center and Wealth Management. Position Requirements: 5-7 Years of Similar or Related Experience Bachelor's Degree Banking or Finance or Loan Origination Experience Previous BankPlus Product, Services, and Systems Experience Preferred General Computer and Typing Experience with Microsoft Office Suite, Including Excel, Work, and Outlook Driving and Occasional Travel, As Needed for Business Purposes Excellent Verbal and Written Communication Skills Work Outside of Regular Business Hours, As Deemed Necessary Ability to Handle Multiple Tasks Department Expected Portfolio Size Banking Centers $20 MM - $75 MM Private Client $40 MM - $90 MM Commercial Lending Group $35 MM - $80 MM Commercial & Residential Real Estate $40 MM - $150 MM

The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines. Essential Duties of the Position: • Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required. • Complete LPII checklist on all files and adhere to company time frames. • Call and obtain conditions from borrowers and Realtors. • Meets with clients to sign Loan Application and Disclosures. • With new contracts, facilitate the introduction to Realtors via e-mail • All files turned into processing within 24 hours of meeting with the borrower. • Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline. • Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship. • Clears any conditions that require communication to the clients. • Communicates with your team all information pertaining to client and/or property to meet file expectations. • Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.). • Tracks and manages new leads and follows up on referral business. • Sends out correspondence - Thank you cards, Closing Cost Calculators, etc. • Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc. • Be able to quote interest rates and lock loans. • Solve escrow issues • Consistently exceed borrower expectations and Realtor/Builder expectations. • Set up file using the loan officer checklist and turn into processing. • Review all closing statements and compare to signed GFE before signings and correct discrepancies. • Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines). • Face to face meetings with clients • Re disclose all new loans when there is a change of circumstance. • Attend loan closings • Continue to assume responsibilities and help the team grow. • Obtain 3 current client referrals that go to closing each month. Job Requirements: • Must be able to work 40 hours per week and overtime as required. • Must be proficient in Word, Excel and Outlook applications. • Proficient in DU/DO, LP, & major Origination systems. • Must have excellent verbal and written communication skills. • Must have a positive attitude. • Must be dependable, self-motivated and require minimal supervision. • Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines. • Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects. • Must be registered and licensed through NMLS. Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.