Loan Processor
Loan Processor Job In Minneapolis, MN
Support Loan Documentation; proactively seek ways to improve processes.
Perform moderately complex transactional support tasks.
Receive direction from supervisor and escalate non-routine questions.
Interact with client personnel on a range of information.
Required Qualifications:
2+ years of Customer Service, Loan Administration, Collections, or Sales environment experience, or equivalent demonstrated through one or a combination of the following: work or consulting experience, training, military experience, education.
Preferred skills :
1+ years of mortgage experience or financial services experience, previous loan document review experience, Analytical and high attention to detail and accuracy, strong professional oral and written communication skills,ability to partner and collaborate internally, remote learning experience, ability to be successful in a hybrid work environment. This team works one week in the office and one week at home after training.
Thank you for your time, and have a great day!
Final Docs Specialist
Loan Processor Job In Champlin, MN
Job Title: Final Docs Specialist
Company: Granite Bank
Job Type: Full-time
Granite Bank is one of the fastest-growing community banks in Minnesota! We're a locally owned community bank, and we're growing our team of people on a mission to help as many people as possible achieve their financial and homeownership goals. We live by our core values: accessibility, agility, transparency, family feel, and empowerment. Whether it's expanding our product line or having fun company events, we're prepared to adapt to an ever-changing industry while keeping our people first. Come join us!
Job Overview
Granite Bank is seeking a detail-oriented and organized Final Docs Specialist to join our team. This role is crucial in managing and processing final mortgage documents, ensuring compliance with investor guidelines, and maintaining accurate records in our loan origination system.
Essential Responsibilities & Duties
Process incoming mail of trailing documents
Scan & upload final documents to loan origination system
Data entry based on types of documents received
Communicate with correspondent lenders regarding outstanding final documents
Communicate with title companies regarding outstanding final documents
Respond to final document requests from Investors in a timely manner
Ship final documents to investors or document custodians per investor guidelines
Process final document submissions via paper file or electronic submission
Attach Documents to Final Document Conditions in Loan Origination Software
Identifying and track outstanding mortgage documents
Other Duties, Knowledge, Skills, and Abilities
Ability to handle a high volume of emails in Microsoft Outlook
Excellent written and verbal communication skills
Ability to input data accurately and efficiently into computer software systems
Ability to exchange information and to report facts and technical information clearly and concisely
Ability to attend accurately to many details in a timely manner
Ability to comprehend the consequences of various problem situations and to refer them to the appropriate people for resolution
Ability to resolve questions and problems with the supervisor and manage personal workflow and meet deadlines
Preferred Qualifications
Basic understanding of Encompass Loan Origination Software
Intermediate knowledge of Long Form and Short Form Title Policies
Intermediate knowledge of county recording information and property types
Education and Experience
High school diploma or equivalent required
Prior experience in mortgage documentation or a related field preferred
Senior Commercial Loan Closer
Loan Processor Job In Minnetonka, MN
About this role:
Calculated Hire is seeking a Senior Commercial Loan Servicing Specialist in Agency Services, for our Fortune 100 Financial client.
In this role, you will:
Lead a variety of pre-close activities for moderately complex to complex commercial loans, including coordinating all aspects of loan closings
Accurately evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures and regulatory requirements
Document and coordinate legal activities for loan documentation that may also include documentation purchased from third party sources, with internal staff and the Corporate Legal group
Work collaboratively with Credit, Sales and Legal regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards
Review and negotiate complex legal documentation, evaluate risks, develop strategies to mitigate documentation risk and identify procedural modifications
Serve as an escalation point in the resolution of client issues
Conduct quality reviews and monitor key performance metrics as related to efficiencies and effective processes
Identify activities of the team to ensure conformity with established procedures
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal customers
Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Required Qualifications:
4+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Proficient in reading and understanding highly complex loan documentation
Extensive knowledge of Loan IQ
Extensive Syndication Experience
Ability to demonstrate interpersonal, organizational, and effective leadership skills
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Exceptional verbal, written, and interpersonal communication skills
Ability to interact with all levels of an organization, including management
Excellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change
Effective analytical skills including ability to analyze metrics
Sound knowledge of Microsoft Office (Work, Excel, & Outlook)
About the team:
Commercial Loan Closing: Covers jobs responsible for assembling, preparing and reviewing commercial closing documents for loans/transactions; the initial boarding and funding of deals/transactions/facilities onto accounting systems of record. This may include in depth review of collateral, legal agreements and credit approvals to ensure final executed details are captured accurately and regulatory and company requirements are met.
Loan Processor
Loan Processor Job In Lakeville, MN
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at **************** for more information.
D.R. Horton, Inc. is currently looking for a Loan Processor in the Branch Department. The right candidate will process mortgage loans and provide a high level of customer service to our builders as well as our home buyers.
Salary range is $50,000 to $65,000
Essential Duties and Responsibilities
* Oversee the receipt of a file from a Loan Officer through Final Approval
* Review the file for correct stacking order, AU findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
* Submit all files to a DHI Underwriter at your Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
* Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
* Review Loan Processor, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
* Review the Loan Officer's "needs list"
* Maintain an accurate communication log
* Attend weekly processor meetings as directed by the Branch Manager
* Reconcile the Fee Summary Sheet
* Review the Loan Officer's "needs list"
* Maintain an accurate communication log
* Attend weekly processor meetings as directed by the Branch Manager
* Reconcile the Fee Summary Sheet
* Additional duties as assigned
* Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Education and/or Experience
* One-year certificate from college or technical school
* Three to six months of related experience and/or training
* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
* Proficiency with MS Office and email
Preferred Qualifications
* Strong written communication skills and attention to detail
* Ability to accurately and efficiently process and record large amounts of data
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Vision and Dental
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life Insurance
* Vacation, Sick, Personal Time and Company Holidays
Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeople2
Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!
LinkedIn, Twitter, Facebook, Instagram
Mortgage Loan Processor III
Loan Processor Job In Saint Paul, MN
WHAT IS THE OPPORTUNITY? The Mortgage Loan Processor III is responsible for processing home equity line of credit's, purchase, and refinance transactions. They will examine and evaluate approval of client applications and will be responsible for ensuring loans close in a timely basis. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
What you will do
* Review loan approvals to determine what documents are required to move to closing.
* Communicate and respond to internal customers within 2 hours.
* Utilize pipeline reports to effectively manage and prioritize daily workflow.
* Ensure all loans are reviewed at least every 3 days.
* Effectively manage an individual pipeline of 30-50 loans.
* Maintains current knowledge of CNB guidelines and loan programs.
* Meet and exceed monthly funding goals as set forth by management.
* Other duties as/or assigned by management.
*Must-Have**
* H.S. Diploma
* Minimum 3 years recent mortgage experience.
* Minimum 3 years basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
*Skills and Knowledge*
* Ability to identify and resolve problems in a timely manner.
* Strong attention to detail and accuracy.
* Ability to maintain high levels of performance, especially in stressful situations.
* Strong knowledge of federal/state regulatory policies and procedures. (TRID Experience Required)
* Excellent written and verbal skills.
* Excellent organizational skills.
* Ability to multi-task and work in a deadline driven environment.
* Proficient PC skills, including Microsoft Office and Loan Origination systems.
*Compensation*
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Consumer Loan Processor
Loan Processor Job In Rochester, MN
Mayo Employees Federal Credit Union (MEFCU) is looking for someone with a knack for fine details, a collaborative approach, and a passion for providing top-notch service to join our team as a Consumer Loan Processor!
Department: Consumer Lending
Days of Work: Monday - Friday 8 AM - 5 PM; occasional Saturday morning hours (approx. every 5-6 weeks)
Starting salary range: $20-$21 per hour based on experience
Location: Rochester, MN
FLSA Status: Nonexempt
Schedule: Full time
Hours/Pay Period: 80
Remote Worker: No
A Consumer Loan Processor assembles and verifies the accuracy of credit union documentation for various types of consumer loans. They check loan documents for completeness, input data into the appropriate software system and prepare consumer loan papers and disbursements for member signature.
Duties and Responsibilities
Processes consumer loans and ensures accuracy and completeness:
Accurately and efficiently processes all supporting documentation for approved and/or unapproved loans.
Ensures that each loan is processed accurately by ensuring loans are properly documented, closed, disbursed, and filed.
Completes documentation to secure the credit union's interest in loan collateral.
Reviews all disbursed loan files by checking for necessary paperwork, signatures, notices, and computer information such as interest rates, loan type, collateral, payment, etc.
Disburses checks, drafts, and vouchers on approved loans.
Analyzes individual title problems and suggests solutions.
Verifies insurance on property taken as collateral on loan files.
Maintains loan files by filing loan folders and supporting documents.
Purges loan files by destroying out of date or unnecessary loan documents.
Maintains monthly production records of loans funded by loan officer and type of account.
Compiles reports and notices for Credit Committee and Board of Director meetings.
Assists members with account maintenance needs:
Assists members with the servicing of existing account relationships.
Enters data on members and transactions to ensure accurate record keeping of all individual member account activity.
Requirements
Education and Experience Requirements
A high school diploma or equivalent AND one year of experience working in a financial institution.
All employees must be bondable by MEFCU's insurance policy. Continued employment is subject to maintaining favorable bondable status per insurance standards.
Knowledge, Skills, and Abilities
Employees in this position are expected to possess and demonstrate the following knowledge, skills, and abilities throughout their employment:
Knowledge of:
credit union philosophy and operations procedures, rules and regulations governing Consumer Credit
Skill in:
keeping current on economic environment factors that may impact lending, interpersonal communication, organization, time management
Ability to:
handle multiple tasks simultaneously and accurately, prioritize, work independently and as part of a team
Physical and Environmental Criteria
This physical effort required to perform this position is best described as: Sedentary. Exerting up to 10 pounds of force occasionally and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. The majority of this position involves computer work, which requires fine dexterity in the continuous movement of the wrist and fingers.
Sensory requirements necessary in the performance of the essential functions of this position include: sight, hearing, touch.
Environmental conditions that may exist in the performance of the essential functions of this job include: None.
Why Mayo Employees Federal Credit Union?
Our mission of caring for our members drives what we do every single day. Join our team and build your career in an environment where your work is valued, and you can make a difference in the lives of our members.
The Mayo Employees Federal Credit Union offers fantastic benefits, including:
Affordable Medical Plans
Six Paid Holidays and Generous Accrued Paid Time Off Plan
Employer-Paid Life and AD&D Insurance (additional voluntary coverage is available for employee purchase too!)
Employer-Paid Short and Long-Term Disability Insurance
Employer-Paid Health Reimbursement Account or Health Savings Account contribution
401k Plan with Generous Employer Match
Tuition Assistance
Flexible Spending Accounts
Employer-Paid Identity Theft Insurance
Employee Assistance Program
Voluntary Accident and Critical Illness Insurance
Discounted Pet Insurance Program
Salary Description $20-21 per hour
Loan Processor
Loan Processor Job In Pequot Lakes, MN
Join Our Team at First National Bank North!
We are a locally owned community bank seeking enthusiastic, detail-oriented, and customer-focused individuals for a Loan Processor position. Enjoy flexible shifts from Monday to Friday.
Role Overview: As a Loan Processor, you will manage loan files from origination to closing, ensuring quality customer service and assisting loan officers in preparing, processing, and maintaining compliant loan files.
Ideal Candidate:
Minimum of three years of experience as a loan processor required.
Strong attention to detail and excellent customer service skills.
First National Bank North is an Equal Opportunity Employer, welcoming applications from women, minorities, protected veterans, and individuals with disabilities.
Apply now - we look forward to meeting you!
Mortgage Processor
Loan Processor Job In Saint Paul, MN
Temp In need of multiple processors for a financial institution. Individual will be processing mortgage loan applications and work in a team environment to help push documents through. Individuals must have over 2+ years of financial, banking, or mortgage experience, with a high-school diploma. Preference given to those with an AA Degree or Bachelor's Degree in related field. ONLY SERIOUS APPLICANTS NEED TO APPLY.
To register and be consider for this position, please click on the "apply" button. Then click on the link to register with D & I Staffing.
2469 University Avenue West #W120, Saint Paul, MN 55114, United States of America
Commercial Loan Closing Specialist
Loan Processor Job In Minneapolis, MN
About this role: Wells Fargo is seeking a Commercial Loan Servicing Specialist as part of Agency Services division within Commercial Banking Operations. This team services commercial real estate loans by providing account maintenance, funding modifications, and reviewing/preparing closing documents including in-depth review of collateral, legal agreements, and credit approvals to ensure company requirements are met. Learn more about the career areas and lines of business at wellsfargojobs.com.
The Specialist is responsible for supporting syndicated lending activities by managing and coordinating the closing activities of new and amended Credit Facilities. Interaction will include many different originating business units within Wells Fargo, external legal counsel, the borrower, and investors.
In this role, you will:
* Lead a variety of pre-close activities for moderately complex to complex commercial loans, including coordinating all aspects of loan closings
* Accurately evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures and regulatory requirements
* Document and coordinate legal activities for loan documentation that may also include documentation purchased from third party sources, with internal staff and the Corporate Legal group
* Work collaboratively with Credit, Sales and Legal regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards
* Review and negotiate complex legal documentation, evaluate risks, develop strategies to mitigate documentation risk and identify procedural modifications
* Serve as an escalation point in the resolution of client issues
* Conduct quality reviews and monitor key performance metrics as related to efficiencies and effective processes
* Identify activities of the team to ensure conformity with established procedures
* Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals, including training
* Interact with internal customers
* Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Required Qualifications:
* 2+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
* 2+ years of Loan IQ and Loan Syndication experience
* Proficient in reading and understanding complex corporate lending loan documentation
* Ability to demonstrate interpersonal, organizational, and effective leadership skills
* Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
* Ability to interact with all levels of an organization, including management
* Excellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change
* Effective analytical skills including ability to analyze metrics
* Exceptional verbal, written, and interpersonal communication skills
* Advanced Microsoft Office Suite skills (Word, Excel, Outlook)
Job Expectations:
* Ability to work additional hours and different shifts as needed
* Must be able to work at location listed on posting
* This position is not eligible for Visa Sponsorship
Posting Locations:
* Charlotte, North Carolina
* Roanoke, Virginia
* Chandler, Arizona
* Minneapolis, Minnesota
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$43,300.00 - $85,500.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
* Health benefits
* 401(k) Plan
* Paid time off
* Disability benefits
* Life insurance, critical illness insurance, and accident insurance
* Parental leave
* Critical caregiving leave
* Discounts and savings
* Commuter benefits
* Tuition reimbursement
* Scholarships for dependent children
* Adoption reimbursement
Posting End Date:
29 Apr 2025
* Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Regional Business Services Loan Officer
Loan Processor Job In Park Rapids, MN
Regional Business Services Loan Officer -
Department:
Commercial
Grade:
12
Reports To:
SVP of Business Services and AIS
Classification:
Exempt
Supervises Direct:
None
Approved By:
AT
Effective Date:
09/24/2024
Role:
To originate, manage, and supervise a portfolio of commercial loans, with overall objective of maintaining and increasing its asset quality; to develop new and existing business relationships in credit union's southern market.
Essential Functions & Responsibilities:
Assumes responsibility for the management of the business services regional and personal annual goals. Responsible for monitoring the progress of and ensuring the Credit Union's department goals and objectives are achieved per respective region.
Takes applications for commercial loan business. Reviews member financial condition and assesses the member's ability to re-pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans.
Participates in developing lending and deposit business for the Credit Union. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Credit Union's client base.
Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date member files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.
Represents the credit union as appropriate in its relationships with members, sponsor organizations(s), suppliers, other financial institutions, and similar groups.
Authorizes release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.
Assists members with any loan-related questions and concerns.
Assists in collection of past due loans.
Performs other job related duties as assigned.
Performance Measurements:
1.
Achieve or exceed budgeted loan volume (dollars and/or numbers) as assigned.
2.
Ensure loan decisions are made and relayed to appropriate parties within a timely manner.
3.
Maintain below policies delinquency rate and/or managing repayment plans.
4.
Ensure loan decisions are in compliance with all applicable Federal, State, and Lending regulations, policies and procedures.
5.
Troubleshoot and resolve member and internal inquiries in a timely and accurate manner. Ensuring clear communication between all respectable parties.
6.
Provide informed, professional, and accurate service and support to all members and associates.
Knowledge and Skills:
Experience
At least ten years similar or related experience.
Education
(1) A bachelor's degree, or (2) achievement of formal business lending schooling recognized in the industry as business lending certification.
Interpersonal Skills
Motivating or influencing others is a material part of the job. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. The role requires a significant level of trust or diplomacy.
Other Skills
Must have experience in analyzing business financial statements and assessing the viability of businesses. Must have excellent communication and personal relations skills which will assist in TruStar's mission to enrich the lives of our members and the communities that we live and work in.
Physical Requirements
FINGER DEXTERITY: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together. TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information. REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers. AVERAGE VISUAL ABILITIES: Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery. PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
Work Environment
No hazardous or significantly unpleasant conditions. Travel will be required but all locations are within one to two hours and mileage is paid.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.
Post-09-26-2012
Loan Processor Job In Minnesota
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
Post-09-26-2012
Govi
Mongolia (MN)
Fiona Foo
Edward Lake
Professional Services
ACE Healthcare
San Jose, CA
As a process/chemical engineer, you may research and develop new products, such as synthetic materials and biofuels. You could also design manufacturing processes to turn raw materials into domestic and industrial products such as medicines, toiletries and fertilizers.
If you're working in research and development, you will:
Test new ways to develop products in the lab.
Use computer models to work out the safest and most cost-effective production methods.
Plan how to move lab tests into a pilot production phase, then onto large-scale industrial processing.
Develop methods to deal with by-products and waste materials in a safe and environmentally-friendly way.
In manufacturing, you will:
Work with plant designers and measurement and control engineers to design machinery, equipment and quality control instruments.
Help to oversee the day-to-day operation of the processing plant.
Monitor production and deal with problems.
Work closely with quality control and health and safety managers.
Whether you're responsible for both jobs or just one depends on the size of the operation. However, in both cases you're likely to manage a team of chemical engineering technicians.
Hours and environment
In research and development you'll usually work 9am to 5pm, Monday to Friday, with extra hours sometimes to meet project deadlines. In processing and manufacturing, you could work on a seven-day shift system that might include weekends, evenings and nights.
Your workplace would depend on your job but could be a combination of lab, office and processing plant. You may need to use protective clothing and equipment in the lab and some production plant areas.
Skills & Interests
To be a good process engineer you'll need:
Ability in maths and science, particularly chemistry
Good problem-solving skills
Planning and organisational ability
Excellent computer skills
The ability to manage projects, budgets and people
Good spoken and written communication skills
Good English and maths skills
The ability to work as part of a team
A clear understanding of wider commercial pressures.
Mortgage Loan Officer
Loan Processor Job In Mankato, MN
Full-time Description
SCOPE
You are responsible for generating mortgage loans, enhancing relationships & building new referral relationships. The mortgage officer will be responsible for overall credit quality & fee income. Your contributions to the mortgage department help create an AMAZING client experience!
ACCOUNTABILITIES
Mortgage Loan Generator / New Business Development - 80%
You are responsible for generating quality mortgage loans within the guidelines set by bank policy & growth targets. This will include soliciting new business relationships & deepening relationships with existing clients.
You respond to inquiries from prospective customers regarding all types of mortgage & construction loans as well as provide requested information regarding the organization's lending policies & procedures.
You conduct all steps needed to take a mortgage application, collect necessary documents from the client, submit & receive necessary approvals & provide clear notes to the processing team as per the procedure manual.
You are responsible for partnering with other areas of the bank to help create the best relationships with the client.
You are responsible for inputting data into origination software & underwriting automation.
You work with the processor & servicer to ensure we exceed customer expectations.
You maintain lender social media account in cooperation with the head of Marketing.
Compliance - 10%
You comply with federal, state, & local requirements & ensure all documents are compliant & timing requirements are met.
You ensure that all mortgage loan disclosures sent out to the borrower are accurate.
You work closely in helping to correct mortgage loan compliance deficiencies.
You are a resource for bank employees relative to mortgage loans.
You make recommendations to the supervisor regarding improving operations of the department/company.
You assist in the completion of risk assessment reviews.
You stay current on required training.
Other: 10%
You are required to achieve referral results based on annual targets communicated by your supervisor.
As a part of the overall team of bank employees, you may be requested to assist in the support of other bank activities.
You promote the AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3's) & Core Values to guide your behavior.
While performing the duties of this job, you are regularly required to move about inside the office to access file cabinets, office machinery, attend meetings, etc. You have the ability to operate a computer, carry, handle & feel objects; reach with hands & arms; communicate effectively & efficiently in person & over the phone. You must occasionally lift &/or move up to 25 pounds or more with assistance. You have the ability to travel to other locations as needed. Specific vision abilities required include close vision, distance vision, peripheral vision, depth perception & the ability to adjust focus.
The requirements listed above are representative of the knowledge, skills &/or abilities required for this position. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions of this job. This document is intended to describe the general content & performance requirements of this position. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements & does not imply a contract. Other duties may be assigned. Profinium has the exclusive right to alter this at any time without notice.
Profinium, Inc. has the exclusive right to alter this job description at any time without notice.
Profinium, Inc. is an Affirmative Action/Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.
Profinium, Inc. (“Profinium”), may use third-party websites to post employment opportunities. Profinium is not involved in the actual transaction between employment applicants and any third-party website. Authentication on the Internet is difficult; therefore, Profinium cannot and will not confirm that third-party websites are safe and secure with personal information, such as a social security number. Accordingly, Profinium discourages candidates from sharing personally sensitive information with third-party websites. Because Profinium cannot be involved in user-to-user dealings or control the behavior of employment applicants on third-party websites, in the event that you have damages from sharing personally sensitive information with a third-party website, you release Profinium (and our agents and employees) from claims, demands, and damages of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such damages. Profinium is under no legal obligation to, and do not, control the information provided by applicants made available through third-party websites. Profinium expects that you will use caution and common sense when using third-party websites while applying for employment opportunities
Requirements
COMPETENCIES
Teamwork - Adaptability - Attention to Detail - Customer Oriented - Problem-Solver - Sales Skill & Knowledge - Oral & Written Communication -Technology Driven - Time Management
EDUCATION, EXPERIENCE & SKILLS
You VALUE client experience & are capable of committing to a team culture like no other!
You take PRIDE in producing a quality product & having fun along the way!
You have a 4 year degree in business administration or equivalent related experience
You have 3-5 years' experience in a related field
Underwriting experience is a plus!
You have a thorough understanding of mortgage loan products & underwriting guidelines
You have a thorough understanding of all federal, state, & local laws relating to mortgage processing
Preferred, but not required, that you have experience with Encompass, Desktop Underwriter & Loan Prospector
You have knowledge of commonly-used computer software programs such as the Microsoft Suite
You have the ability to maintain confidential information
You have skills needed in a typical office environment, including computer skills & utilization of office equipment
Consumer Loan Servicing Representative
Loan Processor Job In Saint Paul, MN
Full-time Description
Blaze is currently looking for a Consumer Loan Servicing Representative to join its Consumer Lending Team. The Consumer Loan Servicing Representative performs a variety of support duties including assisting members and associates with questions regarding lending products and services by phone, messages, chats, and email. Weekly schedule includes Saturday rotation; currently 1 every 4 Saturdays, but subject to change up business needs. Once fully trained, there will be the opportunity for hybrid work; this is not a fully remote position.
Major Duties and Responsibilities
Answers incoming phone calls and chats about servicing current consumer loans
Assists members by taking payments over the phone through SWBC
Assists members with payment options, set up and changes
Completes requests for payment reversals/recasts
Initiates Payment Deferral Program requests
Collects and reviews proof of insurance for auto loans
Assists members with CPI placement and waivers & requests
Provides pay-offs for members and third parties
Completes Letters of Guarantee requests for insurance companies
Gathers loan information and files Gap and CUNA claims
Assists members with questions on loan products, promotions, and offers
Completes Q2 digital banking messages
Performs other duties as assigned to support effective department operations
Other Duties
Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
Exhibit Blaze's Core Values: Better Lives, Thoughtfully Compassionate, Minnesota's Best, and Give Back
Regular and predictable attendance
Perform other duties as requested
Requirements
Experience/Education/Certifications/Licenses
High School degree or equivalent
Minimum 1-year financial institution experience or equivalent
Customer Service experience preferred
Demonstrated Knowledge
Strong verbal and written communication skills
Computer skills including Microsoft products
Knowledge of DNA core financial platforms desired
Ability to work in a fast-paced environment and manage multiple tasks
Communication Skills
Ability to proactively respond to members/associates to problem-solve based on guidelines; written communications are based on templates but can be modified.
Physical Requirements
Ability to sit and stand; answer calls; operate computer; interact with internal associates and members on the phone; travel to designated offices; lift up to 20 lbs.
Diversity creates a healthier atmosphere, and we encourage diverse applicant depth and breadth. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
We are committed to providing salary ranges for all open positions. Please note that the specific compensation for this role will be determined based on your experience, qualifications, location, and internal equity considerations.
The salary range for this position is: $21.31 - $25.00. This range reflects the base salary for this position. We have other benefits associated with this position which include: low-cost medical (as low as $20 a paycheck), dental insurance, vision insurance, quarterly bonuses, generous vacation and sick time hours, paid leave options, up to 6% 401k contribution, and tuition reimbursement.
Salary Description $21.31 - $25.00
Loan Officer
Loan Processor Job In Sacred Heart, MN
A Growth Opportunity with Citizen's Alliance Bank!
Our loan officers are relationship focused, not sales driven. They work with customers to tailor financing packages that meet the needs of their customers. Credit decisions are made locally in branch or in the immediate region. Citizen's Alliance Bank Loan officers are surrounded by an excellent credit and support staff with the loan officer leading the charge.
Duties include but not limited to the following:
Meet and communicate with customers on a regular basis
Be responsible for all lending aspects for commercial, agricultural, and consumer loans.
Have excellent insight revolving around financial statements and trends
Approve and/or present credit and loans for approval to appropriate authority, as required.
Develop referral networks, suggest alternate channels, and cross-sell products and services
Contact Citizens Alliance Bank's Human Resources Department for a full job description via email: humanresources@citizensalliancebank.com
Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.
Citizens Alliance Bank prides itself on its core values, which are humility, respect, genuine care for others, finds a way, effort, and owning it.
Residential Mortgage Closer
Loan Processor Job In Arden Hills, MN
is required to be on site in office
Frandsen Bank & Trust has an exciting opportunity to work as a Residential Mortgage Closer at our Arden Hills, MN location. This position will involve the closing of residential mortgage loans from Fannie Mae, Freddie Mac, other mortgage investors and Frandsen Bank & Trust portfolio loans. Duties will involve customer service, preparing & monitoring closing documents, following regulatory guidelines, and interpreting mortgage banking policies.
A high level of customer service, attention to detail, technical and data entry skills are required to provide quality service.
Experience
Required: experience working in the banking industry, preferably 2+ years including, but not limited to teller, loan assistant, customer service.
Preferred: banking role related to processing or closing loans.
Associate's degree (AA) or higher from an accredited college or university. May be substituted with a minimum of two years work related experience in the mortgage area. Qualified candidates must also have a high level of time management and organizational skills.
Salary Range: $19.60-$29.00/hour depending on experience.
We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits.
Loan Servicing Specialist I
Loan Processor Job In Saint Louis Park, MN
We are seeking a meticulous and self-directed Loan Servicing Specialist to join our Loan Administration at Bridgewater Bank in St. Louis Park. Reporting to the Loan Servicing Lead, in this role, you will perform a variety of functions associated with the origination of new loans and servicing of existing loans ensuring that loan documentation is accurate and in compliance with laws and regulations.
RESPONSIBILITIES:
File appropriate reports which may include title search, title work, flood certificates, surveys or other due diligence information from various sources and prepare reports and/correspondence as appropriate.
Proactively monitor compliance tracking system to ensure lien is recorded timely this includes insurance and real estate tax monitoring.
Manage internal/external requests and financial transactions within the term of the loan documentation, bank policies and procedures. Includes draws, payments, wire transfers, payoffs, and collateral releases.
Resource for Lenders, Loan Administrators, clients, and outside agencies by performing a variety of customer service activities including responding to requests, researching discrepancies, and resolving issues.
Perform maintenance on E/O/D, non-accrual, and special mention loan accounts.
Manage or maintain Loan Participation portfolio, general ledger accounts, flood related compliance audits and logs, Letter of Credit Log and other daily, month or quarterly reports as assigned.
Monitor payment and correspondence related to real estate taxes and insurance including REO properties, as assigned.
Manage, monitor and/or report activity related to denied/not approved loans, as assigned.
QUALIFICATIONS:
5-7 years of Commercial and Consumer loan servicing experience
Strong oral and written communication skills
High attention to detail and knowledge of rules, regulations and policies relating to loan documentation
Bachelor's degree preferred
ABOUT BRIDGEWATER BANK:
Picture yourself at one of the Twin Cities' best places to work, surrounded by people who challenge you, support you, and inspire you to be your best. Welcome to Bridgewater Bank.
We are on a mission to be the finest entrepreneurial bank in the Twin Cities. Like true entrepreneurs, we run fast and lean. We are in constant evolution and the runway for personal and professional growth is long. People are our strength, and that's why we've created and sustained an award-winning culture that promotes growth and celebrates the big and little wins along the way.
At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and transparency into the business is a given. Working together toward something meaningful with people you enjoy, is just a bonus!
COMPENSATION & BENEFITS:
The typical annual base pay range for this role is between $24.85 - $28. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.
Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Parental leave
401(k) with employer match
Paid vacation & paid holidays
PLEASE NOTE:
The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank's policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.
STATUS: Non-Exempt
Loan Originator NE
Loan Processor Job In Rochester, MN
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Hourly rate is $11.13
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Senior Operations Processor
Loan Processor Job In Minneapolis, MN
**About this role:** Wells Fargo is seeking a Senior Operations Processor as part of the Business Operations team. Learn more about the career areas and lines of business at wellsfargojobs.com (********************************************* . **In this role, you will:**
+ Support Operations in completing larger and more complex business, operational, and customer support initiatives and overall effectiveness of team performance
+ Use technical expertise in the designated area and resolve escalated issues
+ Provide feedback and present ideas for improving or implementing processes and customer support
+ Perform complex operational and customer support initiatives within Operations functional area
+ Assist staff, managers, and colleagues and provide guidance and interpretation of policies and procedures
+ Apply technical knowledge and expertise to perform work and action requests
+ Provide subject matter expertise and interpretation of procedures to staff
+ Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
+ Interact with internal customers
+ Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
**Required Qualifications:**
+ 4+ years of operations support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Proficient in MS Office, particularly MS Excel
+ Strong communication skills
+ Call center customer service experience in the financial services industry
+ Ability to work independently, organizing and managing multiple priorities
+ Excellent verbal, written, and interpersonal communication skills
+ Ability to navigate multiple computer systems, applications, and utilize search tools to find information
+ Ability to work in a fast-paced deadline driven environment
+ Energetic, quick learner, positive attitude, self-motivated
**Job Expectations:**
+ This position offers a hybrid work schedule
+ This position is not eligible for Visa Sponsorship
+ Position will report to one of the posted locations per Enterprise/LOB guidance. Relocation assistance is not available for this position.
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$18.46 - $27.69
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
24 Mar 2025
***** **_Job posting may come down early due to volume of applicants._**
**We Value Diversity**
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-440970
Loan Servicing Specialist I
Loan Processor Job In Saint Louis Park, MN
We are seeking a meticulous and self-directed Loan Servicing Specialist to join our Loan Administration at Bridgewater Bank in St. Louis Park. Reporting to the Loan Servicing Lead, in this role, you will perform a variety of functions associated with the origination of new loans and servicing of existing loans ensuring that loan documentation is accurate and in compliance with laws and regulations.
RESPONSIBILITIES:
* File appropriate reports which may include title search, title work, flood certificates, surveys or other due diligence information from various sources and prepare reports and/correspondence as appropriate.
* Proactively monitor compliance tracking system to ensure lien is recorded timely this includes insurance and real estate tax monitoring.
* Manage internal/external requests and financial transactions within the term of the loan documentation, bank policies and procedures. Includes draws, payments, wire transfers, payoffs, and collateral releases.
* Resource for Lenders, Loan Administrators, clients, and outside agencies by performing a variety of customer service activities including responding to requests, researching discrepancies, and resolving issues.
* Perform maintenance on E/O/D, non-accrual, and special mention loan accounts.
* Manage or maintain Loan Participation portfolio, general ledger accounts, flood related compliance audits and logs, Letter of Credit Log and other daily, month or quarterly reports as assigned.
* Monitor payment and correspondence related to real estate taxes and insurance including REO properties, as assigned.
* Manage, monitor and/or report activity related to denied/not approved loans, as assigned.
QUALIFICATIONS:
* 5-7 years of Commercial and Consumer loan servicing experience
* Strong oral and written communication skills
* High attention to detail and knowledge of rules, regulations and policies relating to loan documentation
* Bachelor's degree preferred
ABOUT BRIDGEWATER BANK:
Picture yourself at one of the Twin Cities' best places to work, surrounded by people who challenge you, support you, and inspire you to be your best. Welcome to Bridgewater Bank.
We are on a mission to be the finest entrepreneurial bank in the Twin Cities. Like true entrepreneurs, we run fast and lean. We are in constant evolution and the runway for personal and professional growth is long. People are our strength, and that's why we've created and sustained an award-winning culture that promotes growth and celebrates the big and little wins along the way.
At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and transparency into the business is a given. Working together toward something meaningful with people you enjoy, is just a bonus!
COMPENSATION & BENEFITS:
The typical annual base pay range for this role is between $24.85 - $28. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.
Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to):
* Healthcare (medical, dental, vision)
* Basic term and optional term life insurance
* Short-term and long-term disability
* Parental leave
* 401(k) with employer match
* Paid vacation & paid holidays
PLEASE NOTE:
The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank's policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.
STATUS: Non-Exempt
Loan Originator NE
Loan Processor Job In Bloomington, MN
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Hourly rate is $11.13
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.