Mortgage Loan Processor
Loan Processor Job In Beltsville, MD
Are you ready to be a key player in helping families achieve their dreams of homeownership? As a Loan Processor, you'll work directly with homebuyers to guide them through one of the most important financial decisions of their lives. You'll thrive in an environment that values respect, empowerment, and growth, all while enhancing the customer experience and supporting your professional development. With your customer service skills and financial acumen, you'll make a difference for families in your community and help them secure quality homes.
What You'll Do:
Transform Lives Through Exceptional Service: Your role will be essential in creating an outstanding homebuying experience. You'll build relationships with homebuyers, providing them with expert guidance and clear communication throughout the entire loan process.
Collaborate Across Teams: Be the vital link between the borrower, the sales team, and underwriting. Ensure that every customer feels supported and informed at every stage of their journey to homeownership.
Manage Loan Files with Precision: Handle multiple loan files simultaneously, gather required documentation, and ensure timely and accurate processing of all mortgages.
Ensure Smooth Closings: From setting up loan files to coordinating closing paperwork, you'll ensure that all documents are complete and correct before passing them to the closing team for a seamless process.
What We're Looking For:
A Customer Service Champion: You're a pro at communication, both verbal and written, with a strong commitment to providing an outstanding customer experience.
A Detail-Oriented, Multi-Tasking Expert: You can juggle multiple priorities, stay organized, and ensure nothing slips through the cracks.
Preferred Education: A Bachelor's degree or relevant experience is a plus!
Why You'll Love Working Here:
Training & Growth Opportunities: Get hands-on, in-office training and support to grow your skills and advance your career.
Path to Leadership: Start your journey as a Loan Processor and work towards advancement!
Impact Your Community: Your role is more than a job-it's an opportunity to make a lasting difference in the lives of families in your area.
Ready to help families achieve their homeownership dreams? Send your resume to ********************* today!
Mortgage Loan Officer
Loan Processor Job In Annapolis, MD
South River Mortgage (SRM) is one of the fastest-growing reverse mortgage originators in the country. Founded in 2019, our mission is focused on helping customers find security in retirement. At SRM we put our customers first by helping them find the best reverse mortgage products that fit their specific needs. Our company is expanding, and we are seeking Mortgage Loan Officers to join our team in-person at our headquarters in Annapolis, MD.
Responsibilities
As a Mortgage Loan Officer, you will work with pre-screened leads developed by the company.
There is no cold-calling or lead generation required.
Your job is to manage leads by providing a phone consultation to help clients meet their retirement goals. You will be trained to present mortgage opportunities over the phone, educating the customer on the product and the process, and will work with the customer throughout the process from start to finish.
Manage leads by phone, email, text, and CRM.
Interview applicants to analyze financial and credit data, determine financing objectives, and advise customer on product, pricing, and process.
Collect and analyze client's financial information and credit worthiness.
Communicate with client to provide or request information and required documentation.
Follow loan from application to closing, ensuring continued communication with the customer throughout the process.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Qualifications
We are seeking dedicated, energetic, team-oriented individuals to join our team who are ready to elevate their sales career to uncapped new heights. We are looking for talented people who put customers at the forefront of everything they do.
Bachelor's degree or equivalent preferred.
Coachable; Ability to retain and apply skills learned through sales trainings.
Detail oriented and organized with ability to manage multiple priorities.
Demonstrate patience and professionalism when interacting with customers.
Strong verbal and written communication skills.
Goal oriented; Motivated and driven by sales and uncapped earning potential.
Ability to work on-site in a team-oriented environment.
What We Offer
$50,000 Base Salary + Training/Licensing Pay + Uncapped Commission + Tier-based Incentives & Bonuses (including Rolex incentive).
Extensive training - participate in ongoing group and individualized trainings with sales leaders.
Internal Promotions.
Paid Training/Licensing.
Medical, Dental, Vision, 401K, Paid Time Off, & Pet Insurance.
Subsidized Gym Membership.
Free office snacks & refreshments.
Our Core Values
Accountability - When we say it, we mean it.
Community - Meet coworkers
and
friends.
Growth - It's more than just a job, it's a career.
Integrity - We choose to do what's right.
Purpose - Meaningful work done by passionate people.
Location
Annapolis, MD is a lively, waterfront city positioned between Baltimore and Washington, D.C.
Brand new state-of-the-art office with employees in mind - from floor to ceiling windows to a fully-stocked pantry to a putting green and more!
Loan Administration Processor
Loan Processor Job In Aberdeen, MD
Job Details Aberdeen Office - Aberdeen, MD Full Time $40,500.00 - $75,000.00 Salary/year BankingDescription
Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. “Community is our Strength” is more than just our tagline, it's how we operate.
At Harford Bank, we pride ourselves on following “The Harford Bank Way”, a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member.
Summary:
The Loan Operations Processor creates Laser Pro documents, coordinates settlement documentation with the consumer loan team, files lien position documentation, tracks missing documents, processes change in terms, processes loan payments and escrow disbursements.
Responsibilities:
Prepares loan documentation from Laser Pro for consumer/commercial installment loan settlements.
Inputs new loans into the core and sets up payment schedules according to loan documentation.
Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs.
Records bank's lien on consumer mortgages and home equity loans to ensure perfection of lien status.
Files liens for vehicle, boat and RV loans.
Sets up and maintains loan files. Organizes file with all required documentation.
Ensures all noted exception items are cleared in a timely manner.
Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items.
Ability to perform reconciliation of general ledger settlement and payable accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items.
Performs input of wire transfers for settlements.
Interacts with loan officers when needed to ensure proper adherence to procedures and policies.
Qualifications
Minimum of 2 years related experience is required.
Demonstrated decision-making.
Demonstrates excellent communications skills.
Proven knowledge of loan information systems, particularly Laser Pro.
Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines.
Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service.
Proven ability to interact with all internal bank departments.
Collaborative approach to business solutions.
Outstanding motivation and drive for team excellence.
Harford Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.
Loan Processor
Loan Processor Job In Columbia, MD
If you're a bright, energetic individual who's customer-focused and dedicated to the success of your team, we'd love to talk to you. As a Loan Processor for NVR Mortgage, you will work directly with our homebuying customers from Ryan Homes, NVHomes and Heartland Homes. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional development. Your customer service expertise and financial background will allow you to help families purchase high quality homes in your community. You will act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience.
This position is based on-site in our NVR mortgage offices.
Primary Responsibilities
* Positively impact the customer experience, while maintaining frequent communication and providing exceptional customer service to homebuyers
* Maintain ongoing communication with NVR Mortgage and Homebuilding staff throughout the entire loan process
* Manage multiple loan files, collect and record customer information, and ensure timely processing of mortgages
* Set up loan files, order all exhibits (i.e., VOE's, VOD's credit report, etc.), and follow up on submitted and pending loans.
* Coordinate closing paperwork, ensure accuracy and completeness of loan files prior to passing to the closing department
Qualifications
* Excellent customer service, and strong oral and written communication skills
* Strong organization skills, attention to detail, and ability to multi-task
* Experience preferred, but not required.
Life at NVR
As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948. We are committed to your success and we will give you the tools, training, and industry knowledge you need to excel and thrive. All of our roles at NVR, whether you are in the field or in the office, allow you to make a major impact in the lives of those who are looking to achieve home ownership. Our management team is tenured and talented (nearly 80% of them promoted from within), so you will have mentors who share their knowledge, provide career guidance and encourage your success.
View more about our exceptional culture and comprehensive benefits at ****************************
We are an Equal Opportunity Employer.
Drug Testing and Credit Check are required.
Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorship.
This role pays $55,000 - $65,000 per year.
#LI-Onsite
Loan Processor
Loan Processor Job In Baltimore, MD
Dominion Financial Services (DFS) is a single-family investment real estate mortgage originator. DFS originates two main loan products - a short term bridge loan for fix & flip investors, and a long-term rental loan for landlords growing their rental portfolios. DFS is thriving in the current competitive environment and shows aggressive quarterly growth. Our current origination volume is $100MM per month. DFS is looking for a detail-oriented Loan Processor to join our growing team.
Our Company's Core Values
Integrity
Accountable & Dependable
Team Centric
System & Process Oriented
Service Ethic
Organized Efficiency - Risk Management & Compliance
In This Role You Will
Process loans from set-up to closing in an organized and timely manner
Coordinate mortgage settlements with borrower, legal, and title
Review document checklists to ensure completeness and accuracy
Review title, legal, and settlement documents
Build relationships with borrowers and deliver a high level of customer service
Communicate with transaction stakeholders
Maintain an individual pipeline of loans
Requirements
3+ years of title and/or mortgage experience
Strong experience with reviewing title documents
Prior experience with Salesforce
Proficiency with Outlook and Adobe products
Experience lending directly to LLCs is a plus
Strong Microsoft Office Experience
Other Qualifications Include
Must be incredibly detail-oriented
Advanced critical thinking and problem-solving skills
Advanced verbal and written communication skills
Strong organizational, planning, and time management skills
Real estate knowledge is a plus
Strong work ethic and can-do attitude
Benefits:
Health insurance
Dental insurance
Vision insurance
401(k)
401(k) matching
Paid time off
While At Dominion You Will Enjoy
Company outings & social events
Virtual events
Companywide competitions and raffles
Personal financial workshops
Orioles season tickets
Loan Processor | Mortgage | Homebuilder | Beltsville | Onsite
Loan Processor Job In Beltsville, MD
Are you a team player? Goal oriented? Do you have high energy? Are you an Overachiever and Competitive?
Amazing opportunity with a Top 5 US Home builder looking to add High Quality Mortgage Loan Professionals to their Potomac/Dumfries Team.
As a Loan Processor, your customer service acumen and financial background will allow you to help families purchase high-quality homes in your community. You'll act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience. You will have a direct impact on the customers ability to secure a loan for their dream home.
Responsibilities
Maintain frequent communication while providing exceptional customer service to homebuyers, branch personnel, and the Homebuilding divisions throughout the entire loan process
Collect and record customer information in a timely manner to ensure timely processing of compliant mortgage loan files
Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE's, VOD's credit report, etc.)
Ensure accuracy and completeness of each loan file processed prior to passing to the closing department
Follow up on submitted loans and/or pended loans
Coordinate closing paperwork and tasks, as required
Remain knowledgeable in all loan programs and guidelines as well as company approved Broker options
Qualifications
Excellent customer service skills
Strong organization skills, attention to detail, and ability to multi-task
Strong oral and written communication skills
Drug Testing and Credit Check are required
In a cyclical industry this opportunity provides job security with a company that has a long record of sustained success. A company that retains and promotes from within through a robust leadership development program with strong company tenure.
Entry Level Mortgage Loan Processor
Loan Processor Job In Beltsville, MD
Salary: $55,000 - 60,000/year As a Mortgage Loan Processor, you will play a key role in helping facilitate the mortgage loan process by gathering and organizing the necessary documentation, ensuring compliance, and working closely with borrowers, loan officers, and underwriters to ensure timely loan approval and closing.
This is a fantastic opportunity for individuals looking to start their career in the mortgage industry and gain hands-on experience in a fast-paced, customer-focused environment.
This is an entry level position, only a bachelor's degree is required.
ResponsibilitiesLoan Documentation Collection: Gather and review all required documentation from borrowers, including income verification, credit reports, asset documentation, and any other necessary paperwork.Data Entry & Processing: Enter borrower information into the loan processing system and ensure all documents are accurate and complete.Communication: Maintain clear communication with loan officers, underwriters, and borrowers to ensure the timely completion of loan files. Answer borrower inquiries and keep them informed on the status of their loan applications.Compliance & Regulatory Adherence: Ensure all loan applications comply with company policies, as well as state and federal regulations, such as RESPA, TRID, and FHA/VA guidelines.Preliminary Underwriting Review: Review loan files for completeness and compliance, identifying potential issues or missing documentation.Loan Pipeline Management: Track and manage multiple loan files simultaneously, ensuring all milestones are met on time and ensuring smooth loan processing.Problem-Solving: Work with borrowers and internal teams to resolve any issues or discrepancies that may arise during the loan processing stage.Team Collaboration: Work closely with other departments (Sales, Underwriting, and Closing) to ensure a seamless loan process and a positive borrower experience.
RequirementsEducation: Bachelor's degree in Finance, Business, or related field required.Experience: No prior mortgage industry experience required, but any previous customer service, administrative, or banking experience is a plus.Strong attention to detail and organizational skills.Ability to handle multiple tasks and deadlines in a fast-paced environment.Excellent written and verbal communication skills.Basic understanding of mortgage products, terminology, and loan documents is a plus but not required.Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
$55,000 - $60,000 a year
Consumer Loan Funding Processor
Loan Processor Job In White Marsh, MD
Hours of Work Monday through Friday: 8:30AM - 5:00PM
Full-time, Non-exempt, On-Site
To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced.
Evening, weekend, and holiday hours required seasonally and as business needs require.
In This Role, You Will:
Be responsible for processing, verifying, and funding incoming sales finance contracts accurately and in a timely manner. Work closely with various departments to gather financial data, analyze funding needs, and ensure compliance with policy requirements and regulations.
Responsibilities and Essential Duties:
• Process funding for sales finance credit contracts and Home Improvement (HI) contracts received into application system ensuring contracts are complete, correct, and in compliance with company policy.
• Collaborate with CAO Underwriters to ensure all approval stipulations are met prior to funding.
• Complete ongoing audits of contracts for completeness of critical contract elements, flagging any discrepancies and notifying supervisor of significant errors during the contract audit process to troubleshoot and provide corrections.
• Review dealer files to verify information such as confirmation of valid business licenses, applicable dealer fees, and any special instructions prior to funding.
• Communicate regularly via email and phone with sales finance dealers to answer questions regarding contracts, clarify contract corrections, provide daily funding notices, and follow-up on outstanding contracts.
• Regularly review pending funding packets (applications, contracts, invoices, etc.) that have not funded for follow-up with the dealer/merchant to finalize and complete.
• Maintain accurate and complete records on sales finance packages processed and funded.
• Solicit and cross-sell other loan products at verification.
• Achieves consistent results by meeting or exceeding expected individual and department goals.
• Strictly comply with applicable federal, state, and local laws and provisions of states in which Mariner operates.
• Follow policies and procedures of the company. Stay informed of updates to company policy and promptly implement applicable changes.
• Handle inbound customer calls; quickly analyze customer situations and provide the most appropriate solutions, ensuring customer satisfaction and respect for customers' time.
• May perform additional functions depending on demand and center staffing in order to provide consistent quality customer service.
Required Qualifications:
• High school diploma or equivalent.
• One (1) year of customer service experience with demonstrated success meeting deadlines.
• One (1) year of experience working within an office environment.
• Reliable transportation required.
• Professional, customer-focused attitude with the ability to effectively problem-solve, think quickly, and react calmly under pressure.
• Excellent interpersonal skills necessary to communicate professionally and effectively, verbally and in writing, with customers, vendors, third parties, and all levels of company staff.
• Proficiency in Microsoft Office Suite with the ability to learn financial services programs.
• Ability to maintain confidentiality and handle sensitive information with discretion.
• Ability to multitask, stay organized, and prioritize tasks effectively to complete assigned duties/functions in a timely, accurate manner.
• Ability to pay close attention to detail with a high degree of accuracy.
• Ability to be flexible and pivot among responsibilities while maintaining high-quality work.
Preferred Qualifications:
• Some college coursework.
Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; and talk or hear. The employee is occasionally required to move about. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
IND1
LI-ONSITE
Compensation: Hourly Rate (commensurate with experience)
Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including:
Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA
Vision Insurance
Dental Insurance
Company-paid Basic Life, Long-Term Disability, and AD&D Insurance
Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance
401(k) and Company Matching Contributions
Paid Time Off - full-time employees may accrue a minimum of 120 hours per year
11 Paid Holidays
FMLA
Employee Assistance Program (EAP)
Paid Parental Leave
Referral Incentives
Education Assistance Program
Complimentary FIMC Membership Plan
Access to industry-specific training programs
Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact ************************** for additional information.
Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level.
For additional information, please visit: ************************************************
Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace.
Mariner Finance, LLC | NMLS #166564
Other details
Pay Type Hourly
Min Hiring Rate $18.00
Max Hiring Rate $21.00
Loan Officer Outside Sales
Loan Processor Job In Towson, MD
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
· Develops and maintains referral sources,
· Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
· Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
· Meets with clients in person to sell mortgage loan products/packages,
· Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
· Obtains credit information and necessary documentation for application process,
· In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
· Engages in marketing and promotional activities in support of their own sales,
· Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
· Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
· Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
· Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
· Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
· Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
· Provides origination services in the state of licensure
· Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
· Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
· Sales experience in the mortgage industry is preferred
· Familiarity with mortgage processes, procedures, rules, regulations, and compliance
· Exceptional customer service skills with a strong attention to detail
· Excellent written and verbal communication skills
· Strong computer skills to include a working knowledge of MS Office
· Ability to comprehend and analyze financial information
· Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
· Established contact and referral list within the real estate and mortgage industries preferred
· Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
Title Processor II
Loan Processor Job In Baltimore, MD
We're thrilled that you are interested in joining us here at the Amynta Group!
The TITLE PROCESSOR I I is responsible for processing automobile title documents for lease payoff along with the functions of a Title Processor I. This is a production based position.
ESSENTIAL JOB DUTIES AND RESPONSIBILITIES*
Accurately read and follow the release instructions in clients database.
Properly sign/stamp title documents and match/attach all other corresponding documents.
Notify the supervisor/lead for any exception issues or questions.
Assist others as necessary.
BASIC
AND PREFERRED
QUALIFICATIONS (EDUCATION AND EXPERIENCE)
HS diploma or General Education Degree (GED)
Some college
0-2 years of experience
Minimal Supervision
MINIMUM JOB SKILLS, ABILITIES AND QUALIFICATIONS
Ability to type 45 + WPM.
Strong handwriting skills.
Strong attention to detail..
Strong work ethic.
Excellent time management skills and organizational skills..
Strong interpersonal skills and ability to work well with people throughout the organization.
Willingness to maintain a professional appearance and provide a positive company image.
Willingness to work non-traditional shifts which meet the needs of the team and company.
Ability to perform under minimal supervision.
Ability to meet expected production guideline.
Willingness to adhere to company policies and rules.
Pass applicable Pre-Screen Testing.
The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants.
Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.
REO Title Processor
Loan Processor Job In Rockville, MD
First Title & Escrow, Inc. serves the real estate industry as an expert-driven and technology focused national title company. We craft our products for the highest level of customer service. Our skilled team across the country ensures the daily process to run in tandem with strategies to comply and maintain the industry's best practices. Join our energetic team and see why we're the leading title company in the nation.
Job Description
* Review lender closing instructions.
* Prepare CD settlement statement within 1 hour of receipt of loan documents.
* Receive approval of CD from lender/broker.
* Review Processing Calendar for assigned deals.
* Confirm receipt of CD by closer.
* Review Title Binders and Abstract for clear title to close.
* Review all Taxes and payoffs.
* Communicate with Broker and Lender on all closings.
* Assist with the confirmation of all closings and fundings.
* Return all voicemails and emails.
Qualifications
* Must have high school diploma
* 3+ years escrow/title closing experience including: CD prep and balance, document prep, post closing, commitment and policy preparation
* TSS, Fannie Mae, and REO desired
* Knowledge of CD settlements statements and real estate closing documents as it relates to
REO transactions.
* Demonstrated ability to interpret settlement statements and real estate closing documents.
* Demonstrated ability to recognize issues and thoroughly review closing documents instructions.
* Demonstrated ability to calculate state specified recordation.
* Demonstrated skill to resolve issues to accurately close the loan.
* Demonstrated ability to review all the pieces of the abstract and chain of title for clearance and fraud related issues.
* Title Express is a plus.
* Common knowledge of Microsoft Office applications.
Additional Information
Benefits include a Safe Harbor 401(k) plan, health/dental care, paid time off and holidays, and competitive pay.
First Title & Escrow is an Equal Employment Opportunity Employer. EOE/M/F/D/V.
Loan Review Specialist I
Loan Processor Job In Annapolis, MD
Shore United Bank is seeking a full-time Loan Review Specialist I to join our team. The Loan Review Specialist I is responsible for reviewing noncomplex commercial loans and performing administrative duties as part of the loan review function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the loan review function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.
Essential Functions Include:
Performs administrative duties as part of the loan review function of which the following are illustrative:
Obtains sufficient data from internal & external sources to assist in the review completion
Exercises good judgment as to credit quality while reviewing and/or re-analyzing the financial condition of borrowers and guarantors to ensure accuracy of the underwriting
Includes compliance issues in the review of commercial credit
Identifies issues that may lead to losses
Assesses the accuracy of risk ratings and recommends appropriate action
Maintains accuracy of work papers and documentation sufficient to support accountability for results and maintains productivity levels according to established standards
Involves lending support as needed in the resolution of identified errors
Reports results of credit relationship review to management and Commercial Relationship Managers
Monitors credit and documentation exceptions
Assists the Loan Review Manager as required to complete special projects and other duties relating to the department and its functions
Identifies and responds to opportunities to communicate affiliates products and services to promote the image of the affiliate and promote Shore Bancshares' community of companies' products and services to potential customers and referring those customers to the proper personnel.
Achieves goals assigned to the Loan Review Specialist as part of the assigned department's annual operating plan.
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the company's compliance with all regulatory requirements, e.g., community reinvestment act (CRA), bank secrecy act (BSA), equal credit opportunity act, etc.
Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
Communicates with management and staff personnel in order to integrate goals and activities.
Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
Maintains appropriate records and provides assigned reports.
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Location: This position can work in our Easton, Annapolis or Waldorf offices. This posting is for our Annapolis office - 200 Westgate Circle, Annapolis, MD 21401.
Position Type/Expected Hours of Work:
Full-time.
Non-exempt.
Days of Work: Monday-Friday.
Required Education and Experience:
A bachelor's degree in business, accounting or finance preferred, or a minimum of one year of related experience with loan review.
Specialized financial analysis training.
Compensation:
The pay range for this position is $24.00 to $28.00 hourly.
Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.
Company Benefits:
Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
Paid parental leave
401k savings plan with up to a 4% company match
Employee Stock Purchase Plan
Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
Opportunity for growth and advancement
Paid training program and continuous training sessions throughout the year on various topics
Generous paid time off and paid sick time
Community involvement opportunities
Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.
Shore United Bank: Good things are happening here.
Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.
Mortgage Loan Officer
Loan Processor Job In Rockville, MD
Full-time Description NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID.
Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.
Lafayette Federal Credit Union has earned the 2024 Top Workplaces award from USA Today!
Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in in our endeavor to be the premier financial partner for every one of our members.
Are you a Mortgage and/or sales professional who is ready to succeed in a conducive yet face-paced work environment with a pool of leads at your fingertips? Looking for competitive compensation structures and endless sales opportunities?
If you are and have the credentials we're looking for, you may be our next Mortgage Loan Officer. This is a truly unique opportunity offers a competitive commission plan and excellent benefits!
About us:
Our Difference
: What makes Lafayette Federal cutting-edge
? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek's America's Best Bank's list, (2) we've received a 5-star rating from Bauer financial, and (3) we've also ranked #12 in S&P Global' s Top Performing Credit Union's in 2022 for the second year in a row!
Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.
Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.
Requirements
A day in the life of a Mortgage Loan Officer will include:
Proactively solicit new residential mortgage business and sell our mortgage products to meet established loan quality and ongoing production goals.
Develop and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
Conducts interviews with prospective borrowers in order to determine the appropriate lending product that meets their needs. Reviews initial application submission, i.e. income assets and credit for accuracy and completeness. Analyzes financial and credit data, determines financing objectives and advises borrowers of product/pricing policies and guidelines. Informs borrower of lending process and provides applicable contact information of lending staff.
Lafayette Federal offers an array of mortgage loan products, including fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. What sets us apart as a lender of choice is our ability to offer dependable services that meet our members' needs. With finance options designed to meet the financial needs of our borrowers such as products that do not require PMI and offer up to 95% financing, No Closing Costs options, Lender Credits, a First Time Homebuyer program offering up to 97% LTV and many more, our MLOs have all the tools they need to succeed. With our ability to lend anywhere in the United States and a no hassle membership field, your success can begin immediately. We also provide you with a full range of technology solutions and resources to get the job done.
Education & Experience
High school diploma or equivalent (GED)
Three to Five years of experience locally (DC, MARYLAND, AND VIRGINIA) and currently employed in the mortgage industry
Active relationships with referral partners and an existing customer database is preferred
Experience originating FHA/VA/USDA loans is preferred
Working knowledge of MS Office applications including but not limited to Outlook, Word, Excel and other applications.
Top benefits or perks:
Joining Lafayette Federal comes with perks to support you in your personal and professional journey.
We provide employees with a generous benefits package including:
Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
Fully funded deductible (HMO Plan)
401k employer matching contribution
Income protection with life insurance, short and long-term disability
Paid time off, holiday leave & birthday leave
Educational assistance
Commuter benefits program and more!
Pay: Competitive loan incentive structure
Location:
We are headquartered in the heart of Rockville, MD where career growth meets urban vitality. Experience the perfect balance of professional opportunity and a lively community, creating a unique environment for success and fulfillment.
The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.
*Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer
*EOE/AA/DISABILITY/VETERAN
Salary Description Attractive Loan Incentive Structure
Loan Specialist
Loan Processor Job In Lanham, MD
Full-time Description
FedChoice is Hiring!
Have you worked in consumer lending? Do you have experience in the credit union or banking industry? Are you ready to embark on a thrilling financial adventure?
We are seeking a motivated, member-focused, target-driven team member to join our Lending Services team as a Loan Specialist.
What You'll be Doing...
FedChoice is looking for a Loan Specialist who is responsible for servicing members in the area of lending related services by guiding members through the entire loan process. This includes accurate and timely loan origination, processing, closures, disbursements and maintenance of Consumer, VISA and Home Equity loan applications. Interviews members to obtain all relevant information in order to provide the best possible solution(s). Communicates to members final application solutions. With knowledge of the Credit Union's various loan products, the Loan Specialist helps members to understand the different loan options and benefits.
Key Areas of Focus...
· Interviews members to determine eligibility to apply for a loan and obtain all required and applicable information in order to submit a complete application for decisioning.
· Keeps members informed of Credit Union services, products and policies.
· Reads and analyzes members' credit reports to ask questions and then obtain answers and reasons from members (i.e. employment, deregulatory accounts, details of loans, etc.).
· Explains loan options, rates, terms and collateral requirements.
· Ensures the loan application/package is complete prior to referring to Underwriting.
· Processes and disburses approved loans accurately and according to standards.
· Researches, responds, and resolves member requests and questions promptly, courteously and professionally.
· Actively and professionally cross-sells Credit Union products and services.
· Any other duties as assigned.
Requirements
You should have:
· High school graduate or equivalent. Must be registered through the National Mortgage Loan system (NMLS) and must maintain registration.
Minimum TWO (2) years of consumer loan interviewing, processing, closing and funding of consumer loans, along with documentation and disclosures experience for unsecured and secured loans.
Proficient with Microsoft Office.
Exceptional written and verbal communication.
Preferred:
· Symitar and MeridianLink knowledge and experience are a plus
· Credit Union or financial institution experience.
When you join FedChoice
You are not joining just another credit union; you are joining a progressive financial institution. At FedChoice Federal Credit Union, we offer an altogether better banking experience for federal employees and their families and an altogether better working experience for FedChoice employees.
Our competitive benefits and perks include:
· Birthday Bliss: Take your special day off and celebrate YOU! We want you to enjoy the moments that matter.
· Casual Chic: Say goodbye to stuffy suits! Embrace the comfort of jeans and sneakers with your FedChoice shirt because great ideas flow best when you're feeling your best.
· Tuition Triumph: Invest in your education with our Tuition Reimbursement program. Your quest for knowledge is important.
· Helping Hand: Life happens, and we've got your back. Our Employee Assistance Program provides support when you need it most, ensuring you're never alone in facing life's challenges.
· Loan Leverage: Unlock exclusive Employee Loan Rates because we understand that sometimes you need a financial ally.
· Flexible Freedom: Break free from the traditional 9-to-5! Depending on your role, a hybrid schedule offers the flexibility to tailor your work life to your unique needs.
· Healthcare Heroes: Medical, dental, and vision coverage - it's like having a magical shield against unexpected health dragons. Plus, life insurance? That's your superhero cape!
· 401(k) Match: Imagine planting a money tree, and every dollar you save grows wings! Our Safe Harbor Contribution and 401(k) match is like a fairy godmother sprinkling financial pixie dust.
· Flexible Spending Account (FSA) or Health Savings Account (HSA): These accounts are like treasure chests. Fill them with pre-tax gold (okay, money), and use it for health expenses. It's like having a magic wallet!
Join us at FedChoice where every day is an opportunity to thrive, grow, and celebrate the extraordinary YOU!
FedChoice is an equal-opportunity employer.
Salary Description $19.40 - $25.00 hourly
Loan Servicing Specialist III
Loan Processor Job In York, PA
Take the lead as subject matter expert on essential duties of a Loan Servicing Specialist I and II; guide projects within scope of department; coach and work with the team to identify and implement process efficiencies; deliver internal support to other business lines and the branches via phone and email.
Qualifications:
Bachelor's degree in related field preferred.
Minimum four (4) years of experience in a loan processing administrative related position utilizing Core Banking System within the financial services industry.
Accomplished reading, verbal and written communication, analytical, mathematical, computer, problem solving, decision making, and interpersonal relations skills; solid working knowledge of daily accounting entries, interfacing and balancing, and Microsoft Office; high level of organization and attention to detail; effectively multi-task and work within compressed time frames while meeting deadlines; be a self-starter and work independently as well as part of a team.
Core Competencies:
* Commitment to Excellence - Focus on delivering excellence and seek to be the 'bank of choice' in all customer interactions; make decisions, set priorities and goals to deliver significant improvements; create an environment for others to strive for excellence.
* Customer Focus - Build and maintain customer satisfaction; provide prompt, efficient and accurate assistance to meet customer requirements; develop working relationships and strive to ensure customer needs are met.
* Integrity - Adhere to Orrstown Bank values and represent those values in decisions and actions; respect and maintain confidentiality; keep commitments; avoid situations and actions considered inappropriate or which present a conflict of interest.
* Risk Management - Ensure compliance with all regulatory requirements and practices; support risk management activities and programs; assist in organizational safety and soundness initiatives.
Essential Duties:
Provide subject matter expertise on maintaining records and data entry in the Bank's Core Banking System for all loan types; conducting loan correction maintenance; preparing letters, forms, checks and other documents; executing accurate processing of loan transactions, payoffs, payments and disbursements; processing escrow analyses and disbursements including insurance and tax payments; reviewing exception reports for loans and processing maintenance or transactions; and preparing daily and monthly reporting, remitting and servicing for investor loans.
Maintain reasonable knowledge of and uphold compliance with Federal National Mortgage Association (FNMA (Fannie Mae)), Federal Home Loan Bank (FHLB), Fair and Accurate Credit Transactions (FACT) Act, Bank Secrecy Act (BSA), and the Bank's Employee Handbook; ensure the Bank maintains a sound loan portfolio with respect to compliance with state and federal laws and regulations, and Bank lending policies and procedures.
Organize and present training materials on policy and procedure updates for team meetings; be instrumental in completing and coordinating special lending related projects and system testing and conversions; communicate proficiently with lenders to answer questions, explain guidelines and resolve loan level suspensions; resolve escalated customer experience incidents while demonstrating outstanding customer service levels.
Identify patterns or connections between situations that are not obviously related and identify key or underlying issues in complex situations; gather additional data and improve one's understanding about situations or issues then take independent action to create opportunities to resolve or prevent problems.
Coordinate specific work tasks with personnel from applicable departments to ensure the smooth and efficient flow of information; report pertinent information to immediate supervisor; compile information as necessary or directed and provide data to appropriate Bank personnel; respond to inquiries relating to the particular area and requests from customers, other Bank personnel, etc., within given time frames and established policy.
Attend regularly scheduled coaching and counseling sessions held by supervisor to achieve the outcome of improved communication, action plan development, positive feedback and performance improvement.
Abide by the current laws and organizational policies and procedures designed and implemented to promote an environment that is free of sexual harassment and other forms of illegal discriminatory behavior in the work place; support risk management practices and overall safety and soundness and the Bank's compliance with all regulatory requirements. Ensure that the department and all personnel adhere to the same; perform tasks that are supportive in nature to the essential functions of the job which may be altered or redesigned depending on individual circumstances.
Regular and predictable attendance; perform other duties as assigned or directed.
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is frequently required to stand and walk. The employee may occasionally lift and/or move up to 10 pounds.
Work Environment:
Work is performed in an office setting with little to moderate exposure to noise, heat, dust or other adverse factors. Working extended hours may be required as needed. The noise level in the work environment is usually quiet.
Loan Processor
Loan Processor Job In Beltsville, MD
If you're a bright, energetic individual who's customer-focused and dedicated to the success of your team, we'd love to talk to you. As a Loan Processor for NVR Mortgage, you will work directly with our homebuying customers from Ryan Homes, NVHomes and Heartland Homes. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional development. Your customer service expertise and financial background will allow you to help families purchase high quality homes in your community. You will act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience.
This position is based on-site in our NVR mortgage offices.
Primary Responsibilities
* Positively impact the customer experience, while maintaining frequent communication and providing exceptional customer service to homebuyers
* Maintain ongoing communication with NVR Mortgage and Homebuilding staff throughout the entire loan process
* Manage multiple loan files, collect and record customer information, and ensure timely processing of mortgages
* Set up loan files, order all exhibits (i.e., VOE's, VOD's credit report, etc.), and follow up on submitted and pending loans.
* Coordinate closing paperwork, ensure accuracy and completeness of loan files prior to passing to the closing department
Qualifications
* Excellent customer service, and strong oral and written communication skills
* Strong organization skills, attention to detail, and ability to multi-task
* Experience preferred, but not required.
Life at NVR
As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948. We are committed to your success and we will give you the tools, training, and industry knowledge you need to excel and thrive. All of our roles at NVR, whether you are in the field or in the office, allow you to make a major impact in the lives of those who are looking to achieve home ownership. Our management team is tenured and talented (nearly 80% of them promoted from within), so you will have mentors who share their knowledge, provide career guidance and encourage your success.
View more about our exceptional culture and comprehensive benefits at ****************************
We are an Equal Opportunity Employer.
Drug Testing and Credit Check are required.
Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorship.
This role pays $55,000 - $65,000 per year.
#LI-Onsite
Loan Processor (Entry Level)
Loan Processor Job In Walkersville, MD
Job Title: Entry-Level Loan Processor Employment Type: Full-Time We are seeking a motivated and detail-oriented Entry-Level Loan Processor to join our dynamic team. This position is ideal for individuals looking to start their career in the financial services industry and gain hands-on experience in loan processing. The successful candidate will assist in the preparation, documentation, and review of loan applications to ensure timely and accurate processing. Training will be provided.
Key Responsibilities:
Application Review: Assist in the initial review of loan applications to ensure completeness and accuracy of required information and documentation.
Document Verification: Verify applicant information by contacting appropriate sources to validate employment, income, assets, and other pertinent details.
Data Entry: Accurately input and update loan application data into the company's loan processing system.
Customer Interaction: Communicate with applicants to request additional information or documentation as needed. Provide updates on application status.
Compliance Adherence: Ensure all loan processing activities comply with regulatory requirements, company policies, and procedures.
File Preparation: Prepare loan files for underwriting by compiling and organizing all required documents.
Coordination: Coordinate with loan officers, underwriters, and other team members to facilitate efficient loan processing and approvals.
Problem Resolution: Identify and resolve issues that may cause delays in the loan processing timeline.
Quality Control: Conduct quality control checks to ensure the accuracy and completeness of loan files before submission.
Reporting: Generate and review reports on loan application statuses and processing timelines.
Qualifications:
Education: High school diploma or equivalent required; Associate's or Bachelor's degree in finance, business, or a related field is preferred.
Experience: Previous experience in a customer service or administrative role is beneficial but not required. Training will be provided.
Skills:
Excellent attention to detail and organizational skills.
Strong communication and interpersonal skills.
Proficiency in Microsoft Office Suite (Word, Excel, Outlook).
Ability to multitask and prioritize work in a fast-paced environment.
Basic knowledge of loan processing and financial services is a plus.
Other Requirements:
Ability to pass a background check.
Willingness to learn and adapt to new tasks and responsibilities.
Working Conditions:
Environment: Office setting with standard working hours. Some overtime may be required based on workload.
Physical Demands: Sitting for extended periods, occasional lifting of up to 20 pounds, and frequent use of computer and telephone.
Benefits:
Competitive salary with opportunities for performance-based bonuses.
Comprehensive health, dental, and vision insurance plans.
Retirement savings plan with company matching.
Paid time off, including holidays and vacation.
Training and professional development opportunities.
$50,000 - $60,000 a year
Loan Administration Processor
Loan Processor Job In Aberdeen, MD
Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. "Community is our Strength" is more than just our tagline, it's how we operate.
At Harford Bank, we pride ourselves on following "The Harford Bank Way", a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member.
Summary:
The Loan Operations Processor creates Laser Pro documents, coordinates settlement documentation with the consumer loan team, files lien position documentation, tracks missing documents, processes change in terms, processes loan payments and escrow disbursements.
Responsibilities:
* Prepares loan documentation from Laser Pro for consumer/commercial installment loan settlements.
* Inputs new loans into the core and sets up payment schedules according to loan documentation.
* Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs.
* Records bank's lien on consumer mortgages and home equity loans to ensure perfection of lien status.
* Files liens for vehicle, boat and RV loans.
* Sets up and maintains loan files. Organizes file with all required documentation.
* Ensures all noted exception items are cleared in a timely manner.
* Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items.
* Ability to perform reconciliation of general ledger settlement and payable accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items.
* Performs input of wire transfers for settlements.
* Interacts with loan officers when needed to ensure proper adherence to procedures and policies.
Qualifications
* Minimum of 2 years related experience is required.
* Demonstrated decision-making.
* Demonstrates excellent communications skills.
* Proven knowledge of loan information systems, particularly Laser Pro.
* Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines.
* Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service.
* Proven ability to interact with all internal bank departments.
* Collaborative approach to business solutions.
* Outstanding motivation and drive for team excellence.
Harford Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.
Loan Officer Outside Sales
Loan Processor Job In York, PA
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
Develops and maintains referral sources,
Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
Meets with clients in person to sell mortgage loan products/packages,
Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
Obtains credit information and necessary documentation for application process,
In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
Engages in marketing and promotional activities in support of their own sales,
Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
Provides origination services in the state of licensure
Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
Sales experience in the mortgage industry is preferred
Familiarity with mortgage processes, procedures, rules, regulations, and compliance
Exceptional customer service skills with a strong attention to detail
Excellent written and verbal communication skills
Strong computer skills to include a working knowledge of MS Office
Ability to comprehend and analyze financial information
Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
Established contact and referral list within the real estate and mortgage industries preferred
Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
REO Title Processor
Loan Processor Job In Rockville, MD
First Title & Escrow, Inc. serves the real estate industry as an expert-driven and technology focused national title company. We craft our products for the highest level of customer service. Our skilled team across the country ensures the daily process to run in tandem with strategies to comply and maintain the industry's best practices. Join our energetic team and see why we're the leading title company in the nation.
Job Description
* Review lender closing instructions.
* Prepare CD settlement statement within 1 hour of receipt of loan documents.
* Receive approval of CD from lender/broker.
* Review Processing Calendar for assigned deals.
* Confirm receipt of CD by closer.
* Review Title Binders and Abstract for clear title to close.
* Review all Taxes and payoffs.
* Communicate with Broker and Lender on all closings.
* Assist with the confirmation of all closings and fundings.
* Return all voicemails and emails.
Qualifications
* Must have high school diploma
* 3+ years escrow/title closing experience including: CD prep and balance, document prep, post closing, commitment and policy preparation
* TSS, Fannie Mae, and REO desired
* Knowledge of CD settlements statements and real estate closing documents as it relates to
REO transactions.
* Demonstrated ability to interpret settlement statements and real estate closing documents.
* Demonstrated ability to recognize issues and thoroughly review closing documents instructions.
* Demonstrated ability to calculate state specified recordation.
* Demonstrated skill to resolve issues to accurately close the loan.
* Demonstrated ability to review all the pieces of the abstract and chain of title for clearance and fraud related issues.
* Title Express is a plus.
* Common knowledge of Microsoft Office applications.
Additional Information
Benefits include a Safe Harbor 401(k) plan, health/dental care, paid time off and holidays, and competitive pay.
First Title & Escrow is an Equal Employment Opportunity Employer. EOE/M/F/D/V.