Loan Processor Jobs in Lakewood, CO

Daily Responsibilities: - Will be responsible for reviewing 10-20 loan files at a time - thoroughly review the documents in the file and compare with information that is in various computer systems - Verify that all information is accurate and valid before passing on for disbursement - if something is missing in the file, will send communication to dealership or credit union via email - flag any information that is out of compliance - not a phone oriented position, but will occasionally have to call a credit union or dealership to clear up information Qualifications MUST HAVES: - Minimum of 1 year of experience in a fast paced, high volume data entry position - Minimum of 1 year of office experience in administrative, banking, data entry, or dealership experience - Proficiency within Excel (ability to edit spreadsheets, track information correctly, and utilize different tabs NICE TO HAVE - Previous auto loan experience, ideally processing - Previous banking or consumer experience with processing - Customer service experience in a banking or financial services setting Pay and Benefits The pay range for this position is $22.00 - $22.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision- Critical Illness, Accident, and Hospital- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available- Life Insurance (Voluntary Life & AD&D for the employee and dependents)- Short and long-term disability- Health Spending Account (HSA)- Transportation benefits- Employee Assistance Program- Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Greenwood Village,CO. Application Deadline This position is anticipated to close on Mar 28, 2025. About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Employment Type: Full Time, including Saturday shift Pay Starting at: $18.81- $19.00 The application window is expected to close on March 31, 2025 We are looking for top talent ready to join our forward-thinking, high volume, dynamic organization. At Schomp, we encourage our team members to be their best, we celebrate our success, and we strive to exceed customer expectations. If you are looking for an amazing team of hard working and fun individuals, apply now! Responsibilities: This position will process car financing deals, including preparing and sending documents to lenders for funding. This position works directly with our sales staff, and does not interact directly with customers. Accurately receipt cash deposits and ensure all monies are received on transactions. Submit credit applications. Responsible for packaging, scanning and funding contracts. Monitor and update the Cash In Transit (CIT) account; update notes in the software application for all unfunded deals. Send/scan all Finance and Insurance contracts for remittance daily, logging all contracts sent. Prioritize car deals to ensure the One Hour promise time to customers is met. Requirements: High School diploma or equivalent Attention to detail and accuracy Math aptitude Interest in Finance Loan processing or credit report experience a plus Ability to work past regular shift, as needed, to complete customer's transactions Why Schomp: Full suite of insurance - medical, dental, vision and life Pet insurance, you read that right, insurance for your furry or not so furry friends 401(k) with company match Paid Time off - Vacation, sick and benefit days Short term and long term disability Accident insurance On site Gym/ Gym reimbursement Your wellness is important to us - we have an Employee Assistance program that offers counseling sessions, financial and legal advice Culture that values and recognizes Commitment to your career and professional development The best part of automotive: Employees are eligible for discounts on vehicles, parts and service Schomp Automotive Group is an Equal Opportunity Employer The compensation range represents the low and high end of the compensation range for this position. Actual compensation will vary depending on factors including but not limited to location, experience and performance. The range listed is just one component of the total compensation package for employees. Other rewards may include bonuses, Paid Time Off policy, region- specific benefits. If you are an individual with a disability and need a reasonable accommodation to assist with your application for employment or the recruiting process, please contact us by sending an email to ***************** or contact ************.

Responsible for supporting the Processing team by managing the order-outs necessary to advance a loan file through the process. - Requires a detail-oriented and deadline-driven individual with strong multitasking and self-prioritization skills. - Assists Loan Processors and Loan Originators in the preparation of loans for underwriting and closings. Adhere to all lending and regulatory guidelines and policies while preparing the loan file Reviewing file documentation for missing or erroneous information Meeting loan application deadlines Assisting Loan Officer with requests and tasks needed to complete and process applications Gathering information for the loan application Assisting Loan Processor with data entry and acquiring documentation necessary for the loan process Must possess excellent written and verbal communication skills Superb analytical skills, time management skills, and attention to detail Experience in mortgage lending and knowledge of the loan process preferred High school diploma or GED required - Bachelor's degree preferred Critical thinking skills

Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011, 2012 and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. We are hiring a Loan Processor for our Branch. Duties and Responsibilities: Review loan application to determine the completeness of all documents and verify the borrows qualification for specified loan product Advise loan officer of any deficiencies or missing documentation Works with escrow to obtain all items necessary for disclosure e.g. estimated HUD, preliminary title report, closing protection letter and wire instructions Prepares GFE, TIL, fee worksheet and all disclosures, orders appraisal and run credit Package and submit complete files to operations through Encompass program Upon receipt of loan approval, works with the loan officer, loan coordinator, and escrow officer to clear all prior to doc conditions and funding conditions Prepares doc request and submits to loan coordinator Arranges signing for borrower with escrow officer Works with funder, loan officer and escrow officer to clear funding conditions Minimum Requirements: Minimum 3 years recent/current mortgage loan processing experience Experience utilizing Encompass mortgage software required Must have experience processing government FHA and VA loans Must have experience processing conventional and non-conforming loans Ability to work collaboratively with others Excellent communication skills Strong customer service skills Ability to multi-task and use deductive reasoning Knowledge of Encompass, Fannie Mae (DU) and Freddie Mac (LP) We offer a comprehensive benefit package including medical, dental, vision, life insurance, 401k, and paid time off. Compensation based on experience and ranges from $35,000 - $36,000/yr. plus bonus. This is a full-time position. Bay Equity is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact our Human Resources Department at ********************.

Loan Specialist - Sales (range $36k - $200k) ABOUT US: The Savings Group is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customers' auto loans prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available. WHAT YOU WILL DO: As a Loan Specialist, you will play a crucial role in providing direct-to-consumer auto finance and refinance solutions. You will deliver superior customer service, respond to inquiries that are already approved for the refinance, and offer additional finance and coverage options to enhance the customer experience. You'll be structuring your loans and pitching optional coverages to the borrowers. You will also manage the loan through the different steps to ensure funding. Your duties include preparing loans for the contracting process, calling borrowers to review electronic documents and title documents, and ensuring all documents are signed and tracked. You'll handle various statuses of the loan, ensuring all steps are followed and errors are fixed promptly. WHAT'S IN IT FOR YOU: Six (6) figure earning potential with hourly/salary plus uncapped commissions. Average Loan Specialists are pacing at $70-80k per year with top performers exceeding $150k+ per year, which is uncapped and has no ceiling This position starts as an hourly based position ($17.31-$18.81 depending on geographic location) and includes overtime pay along with a higher per deal commission plan for the first three full months to allow for ramp up time with great earning potential during your learning period On the first day of the fourth full month Loan Specialists move to salary on the standard commission structure based on a tiered system for overall revenue and product sales On top of uncapped commissions, the better you perform the more leads you are provided, greatly increasing your earning potential 2 weeks training Paid time off and paid holidays 401K with company match Health, dental, vision, life and disability insurance options HOW YOU WILL DO IT: Customer Engagement: Interact with customers to understand their needs and provide tailored auto finance and refinance options. Provide exceptional customer service, addressing inquiries and resolving any issues promptly and professionally. Loan Processing: Facilitate the loan application process from start to finish, ensuring all required documentation is accurately completed and submitted, while working with supporting departments Daily achieving 60+ outbound phone calls, 3 to 5 hours of talk time with texting and emails Product Knowledge: Maintain a deep understanding of our products to effectively offer and explain additional options to customers. Develop sales skills to effectively present benefits of loan options and sell additional products Manage expectations and overcome objections with a consultative sales approach. Work within our lending partners' guidelines. Walk customers through document signing, collecting necessary stipulations, consistent follow up until loan has funded. Quality assurance of all work through provided tools - lender information, state information, documentation, notation, checklists, etc. Collaboration: Work closely with other team members and departments to ensure a seamless customer experience. Compliance: Adhere to all regulatory and company policies to ensure compliance in all loan processing activities. Effectively manage and maintain an organized pipeline. Additional duties as required. WHAT WE ARE LOOKING FOR: We are seeking dynamic individuals who thrive in energetic environments and possess a knack for engaging interactions. While experience in sales is an advantageous asset, it is the versatility and adaptability of a candidate that truly shines in this role. Our successful team members hail from a diverse array of backgrounds, including but not limited to: Customer Service Excellence: Whether it's behind the bar or at the front of a restaurant, providing top-notch service is second nature. Automotive Industry Savvy: From dealerships to repair shops, understanding the fast-paced nature of the automotive world is a valuable skill. Call Center Expertise: Managing high-volume calls with patience and efficiency is a testament to a candidate's resilience and communication prowess. Sales Acumen: A history of sales-oriented roles demonstrates a candidate's ability to persuade and meet targets effectively. We value the rich experiences that candidates from these industries bring to our team, fostering a culture of learning, growth, and success. WHAT YOU NEED: Education: High school diploma, or equivalent required. Associates or bachelor's degree preferred. Language/Communication/Interpersonal: Ability to speak read and write fluent English. Strong verbal and written communication skills, with an emphasis on communication of channel operations. Ability to effectively communicate with all levels of the company. Ability to establish and maintain effective working relationships and objectively coach associates and management through complex issues. Excellent presentation skills. Math Skills: Basic computation skills High Level of Organization: Managing your time, energy and workspace well and can accomplish all your assigned tasks successfully before end of day. Analytical: Detail-oriented with the ability to organize, prioritize, and work independently. Strong reasoning and critical thinking skills. Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations. Technical: Proficient with Microsoft Office and Teams, with intermediate Excel ability. Ability to navigate multiple systems and platforms. Experience with CRMs preferred. Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required. The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources

Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo. See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here. Casual work environment Family-owned, Customer-focused Denver Post Top Workplace Top 50 Family-Owned Business Best of Colorado Business Inc. 5000 Fastest-growing Private Company JOB SUMMARY Employee is responsible for processing and closing loans monthly while maintaining a pipeline conducive to meeting the minimum requirement. Employee is responsible for the secure and accurate accumulation of loan documentation. Employee must ensure the timely and compliant closing of all types of residential mortgage loans within established deadlines. Employee is responsible for training new processors or struggling processors on systems and flow. WHAT YOU WILL BRING 5+ years of experience in mortgage lending or related industry Proficient spoken and written English Punctual, consistent and reliable attendance Excellent customer service skills, including effective and appropriate communication with customers, coworkers, management team and others Ability to work overtime hours as needed Ability to manage fast-paced, high pressure workload with changing priorities Prolonged periods of sitting at a desk and working on a computer (8+ hours per day), including visual acuity for working on two computer monitors, and hand movement for using keyboards for typing and using a mouse to navigate systems Must be able to lift up to 15 pounds occasionally Frequently exposed to noise and a regular flow of people around the office DUTIES AND RESPONSIBILITIES Maintains a secured environment to process loan files Procures verifications for credit items which include, but are not limited to: employment, asset information, rental history, credit reports, etc. Researches and verifies account information and resolves problems for customers as needed Liaisons with third party vendors (appraisal, title, insurance, etc) to obtain necessary documentation for loan approval Reviews documentation and provides conditions for loan approvals needed to comply with underwriting guidelines: borrower documentation, credit, and collateral documentation Analyzes and interprets financial data to fit established parameters set by industry Understands and uses computer programs and systems for the tracking and processing of loans - LOS and AUS systems Provides support duties for management and loan officers as needed Ensures that all necessary disclosures (state, federal and company specific) are provided to client as required Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary. Communicates any and all issues affecting loan process and approval with applicable loan officer Works with underwriting and closing departments to ensure that quality of loan submissions is consistent with maintaining the efficiencies of the loan file flow Communicates concerns or suggestions on improving overall systems to Processing Manager when appropriate Assists with problem-solving when issues arise that involve the successful closing of requested residential loan Maintains necessary pipeline management to ensure timely closings of all loans at a 90% COE success ratio or higher Additional duties responsibilities as assigned Compensation: $40K base pay plus bonus with total compensation up to $155K+ per year WHAT WE BRING Medical, Dental, Vision, 401k Paid time off and sick days Paid holidays Long-term paid disability Paid maternity and bonding leave Full desk equipment provided American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.

Why Westerra? Here at Westerra Credit Union, every employee counts. Our teams are made up of high-performing individuals committed to being HONORABLE, INVENTIVE, and CURIOUS - qualities that make us GREAT! Each person brings their authentic self to work every day, and we want you to feel comfortable being YOU. All of our team members work towards a shared purpose: to teach one another to prosper. We strive to be a modern financial community where we all truly belong, both for our employees and the members we serve. We look forward to seeing how you will contribute to this purpose by positively impacting our members' lives through personal attention, financial education , community engagement, and more. This is true for every role, as we are all member-facing. Founded by schoolteachers in 1934, we are a learning organization at our core. We embed a growth mindset in our employees, ensuring that we all prosper together! If you're ready to make an impact and join a community where you can grow, belong, and thrive, we encourage you to apply today and help shape the future of Westerra! What is the role? The Member Direct Mortgage Loan Officer is responsible for assisting members and potential members through the mortgage loan application process, counseling applicants and working with operations staff throughout the process. A primary focus is on developing leads generated by WCU current member base and other referral lead sources given by WCU while managing current member referrals as well. Member Direct MLO's will work in conjunction with their Contact Center and Consumer Lending Call center partners to provide superior service to our members. The role is responsible to be staffed and available in call queue as well as outbound dialing to generate new business with leads given by Westerra, conducting sales related activities to meet loan volume origination goals. What will be expected of me? Work in conjunction with your contact center partners to provide superior service to our members assisting them with their mortgage needs Develop and build relationships with existing and new borrowers to gain referrals and applications Outbound calling from lead sources provided by Westerra Promote Westerra' s portfolio and secondary market mortgage products, Utilize established tools and processes to manage new leads received from Westerra or other referral partners to ensure highest level of conversion to new applications Conduct a thorough and detailed interview with members and potential new members to identify their financial needs and advise members on products for consideration. Maintain detailed knowledge of agency guidelines and Westerra loan programs. Evaluate and structure first and closed end second mortgage applications. Initiate and guide members timely through a detailed and comprehensive loan application process Loan Operating System (LOS) according to established department policies, processes and procedures. Analyze credit profile, run initial automated underwriting engine (DU), follow findings and/or company product guidelines. Obtain and review all initial documentation for completeness, accuracy and adherence to the Credit Union's quality standards for due diligence and data integrity. Ensure all appropriate disclosures and required documents are issued within the required timeframes to meet compliance standards including but not limited to TRID, HMDA, RESPA, Reg Z, Reg B, ECOA, and/or the Credit Union's lending policies. Communicate in a continuous and timely manner with all parties involved in the transaction (internal and external) to ensure clarity, according to Westerra's established service standards. Properly document all communications in the LOS. Maintain a high level of confidentiality. Production requirements are a minimum of 3-month rolling average of $2,000,000 a month in closed first/second mortgage loans after the first six (6) months of employment. Continue education, compliance courses and training as needed for company, state, federal and investor requirements and guidelines to keep current on all mortgage products, procedures and guidelines. Complete monthly and weekly required reports as determined by the department. Provide support to peers and operations partners as needed within the team. Participate in a weekly file review with processing to proactively resolve issues as a team as they arise. Other duties as assigned. What am I bringing? Experience/Education: 2-4 years of experience in mortgage origination, with a proven track record of funding an average of 3 or more units per month NMLS Registration Skills and Abilities: Demonstrated sales and marketing ability Excellent oral and written communication skills Ability to interact well with others in a positive manner Strong Computer skills including a Loan Operating System (preferred Mortgage Cadence) Microsoft Office applications Desktop Underwriter 10 key, HP or Financial Calculator Ability to Learn and demonstrate that learning on the job Detail oriented with strong organizational and time management skills Must maintain high-level of confidentiality Can be accountable for managing projects/processes, working independently with limited supervision Acts autonomously on most decisions. Requires guidance on more complex judgments. Advanced understanding of the business line and a growing understanding of the overall organization and competitive environment. Able to handle problems that are difficult and sometimes complex Ability to influence timelines, expectations, and proactively negotiate within department What is the work environment like, and are there physical requirements for this role? Remote with little to no external field work Salary: Commission with competitive incentives. What are some of our benefit offerings? Three health plans through UMR that offer a variety of coverage options, including HSA and FSA options Two dental plans through Delta Dental Basic life and AD&D insurance, short-term disability and long-term disability 20+ days of paid time off (PTO) per year Anniversary time off that consists of 1+ days of paid leave for each anniversary year (PLAY) 16 hours of volunteer time off (VTO) per year 11+ paid holidays 401(k) that includes up to 6% match Up to $5250 per year for educational reimbursement 4 weeks paid parental leave Mental health resources including an Employee Assistance Program (EAP) Home office reimbursement for hybrid/remote roles Individualized learning and development programs Please note, applications are accepted on an ongoing basis.

ESSENTIAL DUTIES AND RESPONSIBILITIES Review all assigned Title applications submitted to ensure completion of all required data Review all dealer documentation for accuracy and completeness prior to funding any new loans/letters of credit Handle and resolve all incoming inquiries and escalation issues courteously and professionally Maintain a thorough working knowledge of all partner credit union operational policies and guidelines, products and services Interact with governmental agencies, dealerships, credit union partners assisting them with error resolutions, lien perfections and general title questions QUALIFICATIONS High School Diploma or equivalent work experience required A minimum of 2 years of focused on consumer loan title processing experience required At least 1 year of customer service experience preferred Ability to prioritize and manage multiple projects simultaneously and follow through on issues in a timely manner Proficiency in MS Office (Word, Excel, PowerPoint, Outlook) Strong communication skills, both verbal and written, are necessary Excellent customer service skills with a high attention to detail Prioritize workload based on department requirements and customer needs Strong analytical skills required with a high degree of accuracy Ability to work flexible hours as needed Ability to multi-task in other areas of the unit Aptitude to work independently as well as part of a team Positive attitude and team-oriented Ability to function in changing environment

Job Details Experienced Main Office - Denver, CO Full Time $48,600.00 - $56,900.00 Salary/year Nonprofit - Social ServicesJob Posting Date(s) 02/17/2025 03/31/2025Description Who You Are: You are someone who people can rely on, and you are always there when they need a helping hand. You like variety in your work and seeking unique challenges every day. You're a “people person” who connects on a personal level, builds trust quickly, and can ease tensions. You're also great at looking for solutions and opportunities others may not see. You are looking for a new position where you can make a difference in your life, the lives of others, and the world. In return, you seek an organization that appreciates your individuality and supports you as a member of a diverse and talented team. People often comment on how you are honest, detail oriented, extremely organized, and remain calm under pressure. You know in your heart it is time to find an opportunity to be part of something larger; more impactful. If this sounds like you, please allow us to introduce ourselves. Who We Are: Habitat for Humanity of Metro Denver (Habitat Metro Denver) is part of a global, nonprofit housing organization that seeks to bring people together to build homes, communities, and hope. Habitat for Humanity was founded on the conviction that everyone needs an affordable, healthy, and stable place to live in dignity and safety, and that affordable housing should be a matter of conscience and action for all. To achieve our vision of a world where everyone has a decent place to live, Habitat Metro Denver builds, renovates and sells homes in partnership with low- and moderate-income families. Habitat Metro Denver is also an advocate for policies that create and preserve affordable housing. We work in neighborhoods across five counties in Metro Denver to not only build, renovate and sell new homes, but also to do critical home repairs to help families stay in their homes longer. Since being founded in 1979, Habitat Metro Denver has served more than 2,500 households and is one of the top ten producers in the Habitat U.S. network nationwide. How We Succeed Together: Habitat Metro Denver's Cultural Blueprint highlights the specific behaviors and mindsets that support our core values and guide day-to-day decisions, behaviors, and interactions of every person within our organization. Solid Foundations - Our mission is at the heart of everything we do. We are passionate about our work, our teams, and our relationships. Innovative Design - We are curious. We embrace change. We take risks and initiative to address a complex social issue - housing. We exemplify grit and determination in our relentless pursuit to ensure everyone has a safe and affordable place to call home. Open Doors - We welcome everyone. We aspire to be an inclusive organization that celebrates one humanity - where equity, diversity and inclusion are at the core of every facet of our work. Clear Windows - We approach everyone with kindness, clarity, and transparency. We champion authenticity, illuminate our strengths, and hold ourselves and others accountable. Supportive Structures - We have each other's backs. We collaborate. Becoming better at what we do takes all of us. By building homes and life-changing careers, we make a transformational difference in our lives and the lives of others. GENERAL DESCRIPTION: The Post Closing Loan Specialist is responsible for administering post-closing documentation in preparation for loan sale. They also act as a liaison between the Loan Servicing Vendor and Affordable Mortgage Solutions, LLC (AMS). In addition, this role is a critical “lifeline” that assists our homeowner partners who are struggling with payment delinquency and risk of foreclosure. It requires the highest level of customer service, relationship building, organizational skills, and critical thinking backed by a strong belief in affordable housing and Habitat's mission. The following reflects the organization's definition of essential functions for the job but does not restrict the tasks that may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions. CORE RESPONSIBILITIES: Loan Portfolio Management Manage loan servicing relationships by hosting regular calls, facilitating meeting agenda, and follow through with the resolutions of post-closing issues while leveraging their technological advantage. Support the Housing Programs Department by supplying mortgage documentation and knowledge of post-closing relationships with homeowners, as needed. Collaborate directly with the loan servicer's Loss Mitigation Department to strategize on curing delinquent accounts and monitor progress. Communicate with stakeholders as necessary and process all legal documents associated with post-closing issues (e.g., pay-offs, releases of deeds, refinances, repayment plans, and loan modifications). Ensure that communications and internal decisions regarding homeowners are properly documented and shared with the loan servicer. Manage ongoing communication with all loan investors regarding investor audits, loan data collection, policy requests, etc. Collaborate and coordinate with legal counsel to aid in the process of foreclosures, bankruptcies, and protect AMS' first lien position in the event of an HOA foreclosure. Ensure third-party servicers meet contractual obligations, performance standards, and compliance requirements by monitoring activities, addressing issues, and maintaining effective communication on behalf of Habitat for Humanity Denver. Manage supporting volunteers to ensure that hard copies of recorded documents are received and filed as required. Demonstrate energy and passion for Habitat's mission and Cultural Blueprint values in all aspects of the position Delinquency Prevention Facilitate written and verbal introductions with new homeowners, serving as the primary point of contact between the homeowners, the loan servicer, and Habitat for Humanity Denver. Schedule in-person and virtual meetings with homeowners to discuss delinquencies, offer resources, and provide remediation plans. Research and seek outside foreclosure prevention programs and assist at-risk homeowners with accessing resources. Serve as liaison between property management companies, homeowners, loan servicer, legal counsel, and leadership to resolve Homeowners Associations (HOA) delinquencies. Work with AMS management to review mortgage servicing-related policies and procedures, revising and/or creating as necessary. Supply legal advisors with necessary information for demand letters and foreclosure notices. Support with managing regular mortgage servicing volunteers, including training, auditing completed work, and recruitment. Data Analytics & Reporting Analyze payment histories and review daily servicing reports to identify irregularities/anomalies. Collaborate with the loan servicer to rectify errors. Serve as the main point of contact for data reporting on portfolio performance; ensure meaningful reporting is provided to AMS management in a timely manner. Collect necessary data to onboard new loans as they close, ensuring the process is completed before the first payment is due. Stay current on delinquency levels for AMS' portfolio, identify trends and ways to mitigate and reduce delinquencies over time. Prepare monthly mortgage reports for the Finance and Audit Committee and present data when needed. Create monthly and annual mortgage reports for the Finance and Audit Committee, Habitat for Humanity International, loan investors, Nationwide Mortgage Licensing System (NMLS), banking partners, and internal stakeholders on an as-needed basis. Loan Sales Ensure Loan Sale files are created, complete, and correct by given deadlines; collaborate with title company to rectify errors in lending documents when necessary. Develop checklists outlining necessary documentation for loan sales according to the needs of each investor. Satisfy requests from purchasing banks “investors” by coordinating with buyers to execute additional documentation, as needed. Oversee the loan sale process, managing document uploads and remediation reports in coordination with Senior Management. Coordinate with loan investors on loan swaps when sold loans become delinquent on an as-

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Hourly rate Denver $18.29 Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. With benefits starting on day one, bank holidays off, profit sharing and company-matched 401(k) contributions, we are dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are now accepting resumes for our Loan Specialist position. This is a hybrid position located in Devner, CO. The ideal candidate for this position will have the skills and experience necessary to successfully fulfil the following responsibilities: · Responsible to provide administrative, operational, or customer service support · Duties may include assembling loan documents for transmittal and verifying their accuracy, closing loans and distributing loan proceeds, reviewing new and existing builder qualifications, reviewing budgets, pre-boarding, analyzing financial data, and other duties. · Ensures the accurate, efficient, and timely flow of information and documentation. · May need to follow up with borrower, loan originator, title company or others to resolve questions, correct information, or other issues as needed. · Ensures that everything is complete in compliance with laws, regulations, and internal policies. · Other duties as assigned. Qualifications : · Requires High School diploma or equivalent and some previous banking or loan process experience or other directly related experience. · Basic knowledge of lending processes, loan principles, loan systems. · Knowledge of banking process helpful. · Must have good organizational and customer service skills. · Must possess numeric and verbal aptitudes. · Good written and verbal communications skills. · Ability to complete processes and meet deadlines. · Working knowledge pc's and various word processing, spreadsheet or related software. Benefits : · Medical, Dental and Vision Insurance - START DAY ONE! · Life and Disability Insurance, Paid Parental Leave and Adoption Assistance · Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts · Paid Training, Paid Time Off (PTO) and Paid Federal Holidays off, and any applicable state holidays · Salary Range: $17.25hr to $25.30hr depending on experience · 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience · Mental health benefits including coaching and therapy sessions · Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire · Employee Ambassador preferred banking products Req ID: 066316 To review our Benefits Summary browse here: ********************************************************************************** Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.

Loan Closer FLSA Status: Non-Exempt The Loan Closer is responsible for preparing loan closing documents according to state and/or federal regulations and for insuring loans close in accordance with Underwriter's approval and Universal Lending Corporation policies and procedures. Essential Duties and Responsibilities Prepares closing documents according to state and/or federal regulations Completes the final balanced Closing Disclosure and any Change of Circumstance CD's Ensures loan package meets compliance guidelines Serves as liaison between ULC and closing agent. Completes work within established closing deadlines. Works with title companies on loan scheduling, document delivery, final sign-off Meets performance requirements for volume, quality, and timeliness Performs related duties as assigned by supervisor. Personal Professional Standards Project an image of professionalism through demeanor and appearance while acting with integrity and honesty. Strive for teamwork and cooperation and actively participate in goals for self-improvement. Managerial Responsibility This position does not supervise other employees. Position Qualifications Highschool diploma; or general education degree (GED) required; 4-year college degree preferred 3+ Years Mortgage closing required Basic knowledge of loan documentation Advanced computer skills (Microsoft Suite) and ability to learn/use new Software Familiar with reading and interpreting insurance policies, tax information, prelims, appraisals and settlement statements Ability to work in a fast-paced environment Effective communication skills both written and verbal Strong attention to detail, organization skills and follow-through capabilities Ability to work overtime, when necessary Base Salary: The compensation range for this position is between $50,000 and $70,000per year, depending on experience and skillset. Base Salary is paid bi-weekly, every other Friday with an opportunity for monthly or quarterly bonuses. The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Physical Requirements Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Universal Lending Corporation retains the discretion to add or change job duties at any time. Why Work for Universal Lending Corporation Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.

Qualifications: A Loan Review Specialist should have a B.A. degree or 5 years work experience in the banking industry with an emphasis on credit analysis and credit risk management. A Loan Review Specialist should display basic technical writing skills and computer proficiency. Professional certifications: No regulatory certifications are needed. Job responsibilities: A Loan Review Specialist is guided by Loan Review Managers and Directors in the performance of their job responsibilities, but may also be guided by the Shareholders. Key job responsibilities include the following: Loan Reviews 1. Conduct loan file reviews to evaluate loan quality, evaluate loan documentation, evaluate institutions' loan underwriting practices and evaluate institutions' overall credit administration practices. 2. Conduct exit conferences with Bank staff outlining review findings in a concise and professional manner. Be prepared to answer questions and offer recommendations for corrective action. 3. Prepare written reports outlining findings and submitting recommendations for clients to address. 4. Prepare and submit request letters within 30 days of scheduled reviews. 5. Provide timely responses to phone messages and emails regarding clients' questions and concerns. 6. Prepare detailed and accurate work papers outlining the scope of work performed, including line sheets for each loan and relationship reviewed. 7. Assess client allowance for loan loss methodology and overall adequacy of allowance amounts. Required competencies for advancement: As a Loan Review Specialist progresses with respect to the quality and timeliness of their work, and their understanding of client systems, they will be assigned responsibilities of increasing complexity. The following competencies must be consistently demonstrated before promotion to a Senior Loan Review Specialist is considered: Technical 1. The employee must satisfactorily complete assigned training and professional education programs. 2. The ability to complete work within established timeframes. 3. The ability to complete work accurately, including providing thorough and complete documentation. 4. The ability to work independently with limited oversight. 5. The ability to timely and effectively communicate engagement issues, concerns and findings to supervisory personnel. 6. The ability to present findings and recommendations to clients (both verbally and in written reports) in a clear, concise and professional manner. 7. The employee must possess sufficient technical knowledge related to the areas in which work has been assigned, and have the ability to assume work of increasing complexity. Administrative and Professional 8. The employee must conduct him/her self in a professional manner with confidence and ease in the presence of clients, peers and other FBL personnel. 9. The ability to organize, prioritize and monitor the status of multiple tasks, including timetables. 10. The employee must understand the requirements of various types of engagements. 11. The employee must be familiar with the firm's policies and procedures. 12. The employee must understand industry standards and regulatory and legal requirements.

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need: * Passion for helping people achieve their dreams * Experience selling and/or engaged in a service-oriented environment * Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment * Competitive, energetic and positive attitude * Detail oriented and demonstrate excellent decision-making skills * Excellent written and verbal communication skills to include persuasive, selling skills Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST). Remote work applicants may not work from the following states: California * Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. Compensation: The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year! Benefits: * 401(k) * Dental insurance * Disability insurance * Employee discounts * Health insurance * Life insurance * Paid training * Referral program * Vision insurance Supplemental pay types: * Hourly draw * Commissions * Ramp up incentive * Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. California Consumer Privacy Act Disclosure Acknowledgment Employment Applicants, New Hires, and Employees Residing in California AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.

Job Details Denver CO - Arvada, CO Full Time Sales Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients. Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here. We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality. Responsibilities Educate customers on best financing solutions Manage a large pipeline of loans Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices. Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources. Provide applicants with information regarding the loan application process. Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors Other duties may be applicable as business needs may dictate and as assigned by management. Qualifications Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages Dedicated to growing yourself and your skills Active NMLS license 2+ years of self-gen mortgage origination experience required Knowledge of basic loan programs and loan structuring needed for success Desire to grow and be coachable with the best leadership in the industry Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed). Benefits Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program). Employees Own the Company Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP). Churchill Mortgage Corporation is an Equal Opportunity Employer

Job Details 2001 Lincoln St, #100, Denver, Colorado 80202 - Denver, CO Full Time High School $26.00 - $28.00 Base+Commission/month Negligible Day BankingDescription GENERAL PURPOSE The Centralized Loan Officer is responsible for evaluating and recommending approvals of home equity and consumer loans and advising borrowers on financial status and methods of payments. Additionally, this position is responsible for originating and processing branch, online, and mobile loan applications at the credit union. This position promotes attention to increasing loan volumes from a centralized setting. ESSENTIAL DUTIES AND RESPONSIBILITIES To process all member home equity, consumer loan/new account applications and correspondence. Provide accurate, courteous, friendly, timely and professional service to all members. To accurately process all assigned reports and projects in a timely manner. Meet or exceed application to close ratio, closed loan volume, closed loan units, funded loan goal, and loan cross-sale ratio every month. Interviews all loan applicants for requested loans as well as for other potential future financial needs. Reviews and makes suggested recommendations on all loan requests submitted to underwriting. Serves as a loan processor to collect supporting documentation to approve and complete any loan file. Prepares loan applications to process further or to assign to appropriate lending officer. Prepares loan documents for approved loans according to policies, procedures, and regulations. Must competently present loan documents according to policies and regulations for member's signature. Ensure the protection of the credit union's assets through adequate and accurate verification of property values, tax assessments, members' employment history and earnings, credit information, flood certification and other necessary data utilized in loan decisioning. Work closely with the Snr. Centralized Lending Manager to improve processes, procedures, and efficiencies in the centralized lending department. Support promotions and strategies to meet credit union's goals. Must effectively discuss denial reasons with loan applicants and provide information to help improve financial position. Must participate in Credit Union business development and community relations activities. Create and maintain broker contacts. Comply with all company, third party, agreed, local, states, and federal guidelines, rules, and regulations associated with residential lending. Adhere to all service standards as outlined in the credit union's policies and procedures. Responsible for the compliance of all residential real estate loans Practice and ensure organizational policies and procedures in accordance with BSA and federal regulation compliance. Complete accurate and timely required BSA documentation in compliance with BSA policies and procedures, to include and not limited to OFAC, CTR, and SAR. Ensures that lending operations are conducted in accordance with established Credit Union policies, procedures, approval authority and all fair lending laws (i.e. Equal Credit Opportunity Act, Consumer Credit Protection Act, Truth In Lending Act, Fair Housing Act and Home Mortgage Disclosure Act, etc.). Ensures compliance with the non-discrimination provisions of applicable fair lending laws and regulations. Other duties as assigned. KNOWLEDGE, SKILL, AND ABILITY A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary. Thorough knowledge of principles and processes for providing member and personal services. This includes member needs assessment, meeting quality standards for services, and evaluation of member satisfaction. Considers the relative costs and benefits of potential actions and chooses the most appropriate one. Talks to others to convey information effectively. Knowledge of and ability to apply principles of lending and lending regulations. Thorough knowledge of lending products and credit union lending policies. Must be able to work independently and prioritize workload. EDUCATION OR FORMAL TRAINING A high school education or GED. EXPERIENCE Minimum of two years lending and loan origination background preferred but would consider other related experience. Prefer extensive financial institution background. WORK ENVIRONMENT/PHYSICAL ACTIVITES WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus. While performing the duties, the employee is regularly required to use hands to finger, handle, or feel and talk and hear. The employee is frequently required to stand; walk and reach with hands and arms. The employee is occasionally required to sit and stoop, kneel or crouch. Additional Information BENEFITS This position is eligible for the following benefits: Medical/Dental/Vision Insurance Company Paid Life, Short-term Disability, and Long-term Disability Insurance 401k Employer Contributions & Match Annual Profit Sharing funded into the 401k Employee Loan Discounts Tuition Reimbursement (Max $5,250.00/annually) Paid Time Off Company Paid Holidays Work-Life Balance and Flexible Work Schedules Cross-Training and Career Development Opportunities Employee Recognition Program Monthly Commission Opportunities Annual Bonus Based on Company Performance

Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011, 2012 and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. We are hiring a Loan Processor for our Branch. Duties and Responsibilities: * Review loan application to determine the completeness of all documents and verify the borrows qualification for specified loan product * Advise loan officer of any deficiencies or missing documentation * Works with escrow to obtain all items necessary for disclosure e.g. estimated HUD, preliminary title report, closing protection letter and wire instructions * Prepares GFE, TIL, fee worksheet and all disclosures, orders appraisal and run credit * Package and submit complete files to operations through Encompass program * Upon receipt of loan approval, works with the loan officer, loan coordinator, and escrow officer to clear all prior to doc conditions and funding conditions * Prepares doc request and submits to loan coordinator * Arranges signing for borrower with escrow officer * Works with funder, loan officer and escrow officer to clear funding conditions Minimum Requirements: * Minimum 3 years recent/current mortgage loan processing experience * Experience utilizing Encompass mortgage software required * Must have experience processing government FHA and VA loans * Must have experience processing conventional and non-conforming loans * Ability to work collaboratively with others * Excellent communication skills * Strong customer service skills * Ability to multi-task and use deductive reasoning * Knowledge of Encompass, Fannie Mae (DU) and Freddie Mac (LP) We offer a comprehensive benefit package including medical, dental, vision, life insurance, 401k, and paid time off. Compensation based on experience and ranges from $35,000 - $36,000/yr. plus bonus. This is a full-time position. Bay Equity is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact our Human Resources Department at

We are looking for an experienced Senior Loan Processor to join our tight-knit group of mortgage professionals. The successful applicant will have years of experience in loan processing, excellent attention to detail, and a skilled approach to customer service to help our borrowers navigate the mortgage closing process. We provide the opportunities, the team, and the growth potential to help you achieve your career goals. If this sounds like the ideal job for you, please apply today! Encompass experience preferred Bilingual Preferred - but not required

Why Westerra? Here at Westerra Credit Union, every employee counts. Our teams are made up of high-performing individuals committed to being HONORABLE , INVENTIVE , and CURIOUS - qualities that make us GREAT ! Each person brings their authentic self to work every day, and we want you to feel comfortable being YOU . All of our team members work towards a shared purpose: to teach one another to prosper. We strive to be a modern financial community where we all truly belong , both for our employees and the members we serve. We look forward to seeing how you will contribute to this purpose by positively impacting our members' lives through personal attention, financial education, community engagement, and more. This is true for every role, as we are all member-facing. Founded by schoolteachers in 1934, we are a learning organization at our core. We embed a growth mindset in our employees, ensuring that we all prosper together! If you're ready to make an impact and join a community where you can grow, belong, and thrive, we encourage you to apply today and help shape the future of Westerra! What is the role? The Member Direct Mortgage Loan Officer is responsible for assisting members and potential members through the mortgage loan application process, counseling applicants and working with operations staff throughout the process. A primary focus is on developing leads generated by WCU current member base and other referral lead sources given by WCU while managing current member referrals as well. Member Direct MLO's will work in conjunction with their Contact Center and Consumer Lending Call center partners to provide superior service to our members. The role is responsible to be staffed and available in call queue as well as outbound dialing to generate new business with leads given by Westerra, conducting sales related activities to meet loan volume origination goals. What will be expected of me? Work in conjunction with your contact center partners to provide superior service to our members assisting them with their mortgage needs Develop and build relationships with existing and new borrowers to gain referrals and applications Outbound calling from lead sources provided by Westerra Promote Westerra' s portfolio and secondary market mortgage products, Utilize established tools and processes to manage new leads received from Westerra or other referral partners to ensure highest level of conversion to new applications Conduct a thorough and detailed interview with members and potential new members to identify their financial needs and advise members on products for consideration. Maintain detailed knowledge of agency guidelines and Westerra loan programs. Evaluate and structure first and closed end second mortgage applications. Initiate and guide members timely through a detailed and comprehensive loan application process Loan Operating System (LOS) according to established department policies, processes and procedures. Analyze credit profile, run initial automated underwriting engine (DU), follow findings and/or company product guidelines. Obtain and review all initial documentation for completeness, accuracy and adherence to the Credit Union's quality standards for due diligence and data integrity. Ensure all appropriate disclosures and required documents are issued within the required timeframes to meet compliance standards including but not limited to TRID, HMDA, RESPA, Reg Z, Reg B, ECOA, and/or the Credit Union's lending policies. Communicate in a continuous and timely manner with all parties involved in the transaction (internal and external) to ensure clarity, according to Westerra's established service standards. Properly document all communications in the LOS. Maintain a high level of confidentiality. Production requirements are a minimum of 3-month rolling average of $2,000,000 a month in closed first/second mortgage loans after the first six (6) months of employment. Continue education, compliance courses and training as needed for company, state, federal and investor requirements and guidelines to keep current on all mortgage products, procedures and guidelines. Complete monthly and weekly required reports as determined by the department. Provide support to peers and operations partners as needed within the team. Participate in a weekly file review with processing to proactively resolve issues as a team as they arise. Other duties as assigned. What am I bringing? Experience/Education: 2-4 years of experience in mortgage origination, with a proven track record of funding an average of 3 or more units per month NMLS Registration Skills and Abilities: Demonstrated sales and marketing ability Excellent oral and written communication skills Ability to interact well with others in a positive manner Strong Computer skills including a Loan Operating System (preferred Mortgage Cadence) Microsoft Office applications Desktop Underwriter 10 key, HP or Financial Calculator Ability to Learn and demonstrate that learning on the job Detail oriented with strong organizational and time management skills Must maintain high-level of confidentiality Can be accountable for managing projects/processes, working independently with limited supervision Acts autonomously on most decisions. Requires guidance on more complex judgments. Advanced understanding of the business line and a growing understanding of the overall organization and competitive environment. Able to handle problems that are difficult and sometimes complex Ability to influence timelines, expectations, and proactively negotiate within department What is the work environment like, and are there physical requirements for this role? Remote with little to no external field work Salary: Commission with competitive incentives. What are some of our benefit offerings? Three health plans through UMR that offer a variety of coverage options, including HSA and FSA options Two dental plans through Delta Dental Basic life and AD&D insurance, short-term disability and long-term disability 20+ days of paid time off (PTO) per year Anniversary time off that consists of 1+ days of paid leave for each anniversary year (PLAY) 16 hours of volunteer time off (VTO) per year 11+ paid holidays 401(k) that includes up to 6% match Up to $5250 per year for educational reimbursement 4 weeks paid parental leave Mental health resources including an Employee Assistance Program (EAP) Home office reimbursement for hybrid/remote roles Individualized learning and development programs Please note, applications are accepted on an ongoing basis.