Loan Processor Jobs in Knightdale, NC

Full-time Description The Mortgage Loan Processor is responsible for the compilation, verification, and review of mortgage loan applications. The Mortgage Loan Processor works closely with Mortgage Loan Officers to ensure a timely and accurate experience for our members throughout the entire mortgage process that does not involve analysis or decision-making. Essential Duties and Responsibilities: Oversees loan files received from Mortgage Loan Officers (MLOs) through Final Approval. Retrieves and reviews initial disclosures from borrowers. Works with MLOs to address inconsistencies and ensure data is accurate. Prepares credit and collateral packages for submission to underwriting. Orders appraisals and completes a comprehensive review of the appraisal upon receipt. Obtains verifications of employment, mortgage, rent, insurance and other items necessary to document the loan application. Maintain a filing system and procedures to monitor that the required documentation is received and appropriately and according to policies and procedures. Coordinates with MLOs and members to address underwriting conditions and prepare the file for resubmission. Orders tax transcripts from the Internal Revenue Service. Maintain constant communication with loan officers regarding updates and any missing documentation. Orders and reviews pest inspection, appraisal, and flood. Orders additional inspection, if necessary, based on the initial inspection requested. Generate redisclosures and cover letters when applicable. Report invoices and payment of service providers to Accounting. Coordinates loan closings with attorneys and LCCU closing staff. Help train new loan processors and other processing personnel. Assists with other tasks and projects as assigned. Requirements High School diploma or GED equivalent with 2+ years of recent mortgage lending experience or Bachelor's degree in a related field preferred. Experience with Mortgage LOS system(s) and/or TRID compliance preferred. Professional working proficiency in English and Spanish required. Strong organizational skills and attention to detail. Ability to perform efficiently in a fast-paced, multi-task environment. Maintains a professional demeanor in interactions with colleagues. Proficiency in Microsoft Office and other computer software, including email functions. Excellent communication skills with internal teams and external vendors including Real Estate Agents. Must be able to sit at a desk for long periods of time and use a computer. This position is on-site located in Durham, North Carolina. Benefits: We provide a challenging and friendly work environment as well as a competitive salary and benefits package including an employer-paid medical insurance plan, 401(k) plan (with a substantial company match), employer paid life and disability plan and generous paid time off to maintain a healthy work/life balance. Latino Community Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

If you're a bright, energetic individual who's customer-focused and dedicated to the success of your team, we'd love to talk to you. As a Loan Processor for NVR Mortgage, you will work directly with our homebuying customers from Ryan Homes, NVHomes and Heartland Homes. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional development. Your customer service expertise and financial background will allow you to help families purchase high quality homes in your community. You will act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience. This position is based on-site in our NVR mortgage offices. Primary Responsibilities * Positively impact the customer experience, while maintaining frequent communication and providing exceptional customer service to homebuyers * Maintain ongoing communication with NVR Mortgage and Homebuilding staff throughout the entire loan process * Manage multiple loan files, collect and record customer information, and ensure timely processing of mortgages * Set up loan files, order all exhibits (i.e., VOE's, VOD's credit report, etc.), and follow up on submitted and pending loans. * Coordinate closing paperwork, ensure accuracy and completeness of loan files prior to passing to the closing department Qualifications * Excellent customer service, and strong oral and written communication skills * Strong organization skills, attention to detail, and ability to multi-task * Experience processing loans, preferred * Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred Life at NVR As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948. We are committed to your success and we will give you the tools, training, and industry knowledge you need to excel and thrive. All of our roles at NVR, whether you are in the field or in the office, allow you to make a major impact in the lives of those who are looking to achieve home ownership. Our management team is tenured and talented (nearly 80% of them promoted from within), so you will have mentors who share their knowledge, provide career guidance and encourage your success. View more about our exceptional culture and comprehensive benefits at **************************** We are an Equal Opportunity Employer. Drug Testing and Credit Check are required. Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorship. #LI-Onsite

Job Details Garner NC NC308 - Garner, NC Full TimeDescription Our Loan Originators are responsible for generating and developing business from loan applicants with a variety of financial needs. This position requires strong communication and negotiating skills along with a willingness to provide exceptional customer service in a fast-paced, team environment. This position is paid minimum wage draw against commission. Essential Job Functions: Specific tasks will include, but are not limited to, the following: Maintain an active Mortgage Loan Originator License. Production at or above minimum level of: o Full-time Loan Originator- $1,750,000 in closed loan volume OR 9 or more closed loan transactions in a three-month period (Quarterly). Input and submission of quality files to include complete 1003 and supporting documentation (i.e. income, assets, liabilities and credit), along with proper expectations of processing flow. Maintain sales contact and pipeline throughout the entire loan process. Effectively communicate, work with, and build relationships with all levels of constituents including culturally and linguistically diverse staff members and external candidates and/or vendors, while operating in a fast-paced customer service driven environment. Responsible for generating business through the effective use of the Companys marketing, leads strategies, and self-generation. Responsible for structuring, presenting, and selling the loan to customers. Collect required borrower information to recommend appropriate products or programs. Regularly follow up with potential applicants via telephone, email, or written correspondence to ensure each applicant understands each program. Required Job Functions: Specific tasks will include, but are not limited to, the following: Development of sales based skill set including the ability to build customer base and secure new mortgage loan opportunities within existing and potential customer base. Contact potential customers via telephone and email. This position may require occasional overtime and travel. Additional tasks as assigned. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job. Additional Working Conditions Information: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus. Diversity and Inclusion: At NFM Lending we are a diverse team of champions, industry pioneers and action leaders. We draw on the differences in who we are, what weve experienced, and how we navigate the mortgage industry with focused intention. We work to attract, develop, engage, advance and retain a high performing workforce through fostering an inclusive culture where everyone can join in the journey to success. EOE. Benefits: Additional information about company benefits can be found at the following page. ****************************************

Join our dynamic team as a Bilingual Mortgage Loan Officer (MLO) in Cary, NC, and play a pivotal role in fulfilling our purpose of empowering our members to achieve financial success and brighter futures. In this exciting opportunity, you'll be instrumental in assisting members looking to purchase or refinance their homes, significantly impacting their life journey. Your core responsibility as an MLO involves understanding each member's unique financial needs and guiding them through our extensive suite of mortgage products to find the perfect fit. Our aspiration is to be loved by millions, and as an MLO, you will contribute to this goal by providing exceptional service and support to our members. You'll work collaboratively with our dedicated local teams, including in-house processing and underwriting experts, ensuring a seamless and efficient loan process. This role is perfectly suited for individuals who are passionate about providing exceptional financial solutions within a supportive, team-oriented environment. Join our team in Cary, NC, and embark on a rewarding career with us, where your efforts directly contribute to helping members realize their homeownership dreams and secure brighter futures. About UFCU Founded in 1936, UFCU has grown to serve Members across Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration. Essential Functions Service Analysis: Advise members by identifying the correct mortgage product for their housing needs and financial future Review and analyze credit and Desktop Underwriting (DU) findings Exhibit sales and financial analysis competency in the origination process, creating solutions and mortgage management plans for the member Actively seek opportunities to increase loan volume Exhibit strong consultative sales skills, analytic ability, knowledge of the mortgage bond market, and ability to perform and explain mathematical comparisons of the mortgage options available to the member Comply with RESPA, HMDA, and other laws and regulations Maintain knowledge of current mortgage guidelines System and Member Documentation: Utilize CRM to consistently track and communicate all phases of the loan process from start to closing Serve as a liaison between involved parties in the mortgage transactions such as REALTORS, title company personnel and others Attend the closing when possible Make post-closing follow-up calls to ensure member satisfaction and request referrals Provide timely and accurate loan information to members Display a commitment to providing up-to-date and accurate information by attending a minimum of two professional seminars annually and pursuing on-going learning. Business Development: Serve as UFCU outside sales representative by actively identifying, soliciting, developing relationships with REALTORS, builders and other referral partners to increase mortgage lending business in the community Make calls and presentations to referral partners Create outside referral sources to generate 100% of monthly volume goals Develop and implement sales strategies designed to meet credit union and mortgage lending goals in the community. Participate in industry professional associations to stay informed and educated on the mortgage industry Other: Perform other duties as assigned Adhere to all company policies, procedures and business ethics codes Maintain strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to the MLO role Knowledge/Skills/Abilities Displays strong interpersonal skills through fostering teamwork and demonstrating patience and respect when dealing with difficult situations Fully competent in Microsoft Office, Encompass, and other related software programs. Demonstrates the ability to use loan origination software to efficiently perform job functions. Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending, required. These include but are not limited to: HMDA, RESPA, Fair Housing, ECOA, TIL, and Section 50, Article XVI of the Texas Constitution. Ability to present ideas and thoughts in a clear, concise manner. Ability to make oral presentations with persuasiveness and confidence. Ability to use clear and simple language to get the message across to members and co-workers. Able to quickly build rapport and establish credibility with members and co-workers. Ability to manage multiple projects, under tight deadlines while maintaining the accuracy and integrity of loan documentation. Core Competencies Demonstrating Member Obsession Demonstrating Performance Excellence Demonstrating Innovation Experience Minimum Requirements High school diploma or equivalent required Minimum of two (2) years of inside/outside sales experience required Minimum of two (2) years of mortgage loan origination experience, including experience with self-sourced loans, required Must be fully bilingual in Spanish and English, with the ability to read, write, and speak fluently in both languages Must pass a Spanish language proficiency test as part of the hiring process Must be bondable Preferred Requirements Bachelor's Degree preferred Bilingual in Spanish is preferred Things You Need to Know Before You Apply Physical Demands The physical demands described are representative of those that must be met by an employee, with or without accommodation, in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. Employee will make extensive use of the telephone requiring the ability to effectively and accurately explain complex information. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires working frequently at UFCU Plaza in Austin, Texas. This position may involve periodic stressful conditions. May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. Frequent computer use at a workstation up to two hours at a time. The noise level in the work environment is usually loud.

A strong, independent community bank, North State has served customers for 20 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork and consistency. We believe it's our calling to add value to the lives of those we serve and to do so with a spirit of friendship. We are a full-service bank with focused divisions for mortgage, government lending, leasing and the community association management industry. North State Bank has an exciting opportunity for a Mortgage Loan Officer to be located on corporate campus in North Raleigh. The Mortgage Loan Officer generates sound and profitable mortgage loans and related fee income that are reflective of our business strategy and core values. Essential Duties & Responsibilities: Partners with Bank officers to further cultivate value-added mortgage relationships with existing Bank customers. Actively engages in business development and civic initiatives with contacts throughout the community, including current and prospective customers, builders and real estate brokers to achieve defined goals. Meets Mortgage Division customer service, performance, compliance and regulatory standards and expectations. Interviews and prequalifies potential loan customers. Takes customer loan applications and issues disclosures on appropriate loan origination software. Provides and explains various mortgage loan products to customers. Provides suggestions to customers on actions that may improve their credit worthiness, if needed. Collects appropriate fees from customers, such as those charged for appraisals. Orders appraisals. Obtains all necessary information for verifications and underwriting, such as financial data, tax returns, credit reports, etc. Ensure that all loan packages are complete and accurate prior to submission. Lock the loans and manage locked loan pipeline to ensure the locks remain active. Assists in resolving post-closing deficiencies. Communicates with compliance department on loans that need to be withdrawn or denied along with sending change in circumstance requests Qualifications (Includes education, certifications, experience, etc.) A bachelor's degree in business or a related field; or an equivalent combination of education and experience. Five or more years of mortgage loan origination experience. Possess and maintain eligibility for NMLS registration. Possess a working knowledge of applicable banking and mortgage laws and regulations. Strong teamwork with operational staff is essential. Excellent written and verbal communication skills. Proficiency with Microsoft Excel and Word and underwriting systems, such as DU and LP. North State Bank provides competitive compensation and excellent, flexible benefits program. With North State Bank benefits, you have the flexibility to choose what's right for you and your family. We hope you will see it comes down to one simple truth: North State Bank is a great place to work! North State Bank is an equal opportunity employer and gives consideration for qualified applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity, national origin, disability or protected veteran status. VEVRRA Contractor. 25030581

**BANC OF CALIFORNIA AND YOUR CAREER** Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the "bank"). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through its subsidiary, Deepstack Technologies. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN **THE OPPORTUNITY** Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. **HOW YOU'LL MAKE A DIFFERENCE** + Receive and process customer loan advance requests. + Receive and process customer pay-down requests. + Receive and process all transactions related to Specialty Finance Group. + Receive and process incoming Fed Wires and process accordingly. + Process Warrant fee transactions in loan servicing system and file documents. + Process customer loan statements as needed, which includes all activities needed to submit via postal service. + Update customer information, such as address, banker, branch, etc. in loan servicing system. + Two-touch (approval) transactions in loan servicing system when needed. + Perform Daily Wire Settlement at the end of business day. + Process GTM (Global Treasury Management) and TF (Trade Finance) requests. Includes the increase/decrease of Ancillary Services as well as the Boarding of new requests and closings of existing facilities in the loan system. + Assist customers and client service reps with requests for additional copies of loan invoices. + Complete report for loans to be added/removed to the online banking system (BeB). + Review loan agreement to board Libor and/or Fixed Rate loan into ACBS. + Assist Senior Commercial Loan Servicer with Syndication loans as needed. This includes paying/collecting principal and interest payments as well as sending/receiving the proper notification with the corresponding Banks. + Assist Senior Commercial Loan Servicer with Insurance Monitoring, Reports, System Input, Notifications and Customer Service. + Service Customer and Insurance Company requests-respond to emails both internal and external. + Gather information to request appropriate Insurance documentation to comply with Bank standards. + Collaborate with team members to continuously improve processes and procedures, to meet team goals and objectives. + Meet job expectations regarding attendance and punctuality, as determined by manager. + Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. + Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. + Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. + Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. + Performs other duties and projects as assigned. **WHAT YOU'LL BRING** + Ability to manage multiple tasks/projects and deadlines simultaneously in a fast paced, high production, professional environment + Ability to work independently and utilize critical thinking skills + Discretion and judgment to identify when to escalate issues to the appropriate levels within the organization + Excellent verbal and written communication skills + Able to read, comprehend, and retain knowledge concerning Loan Operations procedures + Fluency with MSOffice software applications (including, but not limited to Word, Excel, and Powerpoint) + Bachelor's Degree and/or relevant work experience or training Required: + 2 years' work experience in banking with an emphasis in the loan and credit administration departments Preferred: + Knowledge of Fidelity - ACBS loan system + Knowledge of bank policies and regulatory requirements **HOW WE'LL SUPPORT YOU** + **Financial Security:** You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. + **Health & Well-Being:** We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). + **Building & Supporting Your Family:** Banc of California partners with providers that offeradoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. + **Paid Time Away:** Eligible team members receive paid vacation days, holidays, and volunteer time off. + **Career Growth Opportunities:** To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. **SALARY RANGE** The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition. Equal Opportunity Employer PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.

Responsibilities: • Participate and complete training as directed by manager/supervisor • Assist with originating and evaluating mortgage loans according to company guidelines and standards. • At the direction of the senior loan officer, meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process. • Assist in reviewing and calculating income on wage-earning and self-employed borrowers. • Assist with the review and recalculation of assets per documentation. • Assist borrowers with mortgage technology systems, e-signing and uploading of documents. • Prepare and organize loan origination documents, and validate required borrower information. • Pull credit reports and run loans through the automated underwriting system. • Order third-party services, and submit files to processing. • Research investor/agency guidelines via AllRegs, ensure loans meet requirements and assist loan officers with structuring loans and selecting qualifying investors. • Generate initial loan disclosures and send to borrowers for execution. • Submit and monitor the status of applications. • Maintain good relationships with clients by keeping them informed. • Interact with real estate agents, appraisers and sales agents as needed. • At the direction of the senior loan officer, coordinate, communicate and guide all borrowers, real estate agents and attorneys through the loan process and loan statuses. • At the direction of the senior loan officer, contact borrowers to collect additional supporting documentation. • Assist with the review and approval of initial closing disclosures, and assist in scheduling closings. Required Qualifications: • Active mortgage loan origination license • Some experience in mortgage banking • Excellent interpersonal, communication, presentation and sales skills • Compliance with financial and lending practices • Strong verbal skills • Professional and outstanding attitude • Microsoft Office skills (Word, Excel, PowerPoint, etc.) • Sales aptitude with a focus on customer service Preferred Qualifications: • Experience with Encompass LOS • Experience with AllRegs • Experience with Total Expert or other CRMs • Experience in a multi-lender environment

Job Details Raleigh NC - Raleigh, NC Full Time Sales Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients. Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here. We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality. Responsibilities Educate customers on best financing solutions Manage a large pipeline of loans Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices. Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources. Provide applicants with information regarding the loan application process. Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors Other duties may be applicable as business needs may dictate and as assigned by management. Qualifications Dedicated to growing yourself and your skills Active NMLS license 2+ years of self-gen mortgage origination experience required Knowledge of basic loan programs and loan structuring needed for success Desire to grow and be coachable with the best leadership in the industry Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed). Benefits Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program). Employees Own the Company Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP). Churchill Mortgage Corporation is an Equal Opportunity Employer

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Job purpose The Loan Specialist will assist with overall operations of the branch office, in particular, customer relations, account building, account management, new loan & payment processing, cash management, and compliance. The Loan Specialist will perform in accordance with RMC's Mission, Vision and Shared Values. Duties and responsibilities Develop and improve customer relations and provide exceptional service to all customers. Data entry of loan applications and documents into RMC systems, take and process credit loan applications, and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security; maintain correct amount of denominations of money in cash drawers daily. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Comply with all company policies and all State and Federal lending regulations; title recording and maintain report. Minimize delinquent debt through appropriate account management activities. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Pull credit bureau files for review by management. Assist management in updating of daily logs and reports. Process mail as needed. Transport money and deposits to and from bank. Maintain all customer files to be in compliance with RMC record retention policies. Order, organize, and maintain branch supplies. Assist in training of new employees as directed by the Branch Manager. Complete training program within the time set forth by the Training Department. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. 6+ months of customer service experience in either a sales/retail environment or cash management environment. Experience with Microsoft Office Suite products. Data entry proficiency. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Preferred Qualifications Experience in consumer finance industry. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Confidence. Sales mentality. Adaptable to an ever changing environment. Working conditions This position works in an office providing customer services to customers and potential customers in person and over the phone. The Loan Specialist typically works 9am to 6pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. This is the Internal Careers page for current Regional team members to search for and apply to an available position within the Company. Regional team members care about our customers, our communities and each other. We value team member diversity and believe it is crucial to achieving our goals. We share our ideas and enthusiasm and help make this a great place to work and grow. We thank you for taking time to listen and help our customers get through life's financial tough spots.

The Mortgage Loan Officer proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals. Position works with realtors, builders, and centers of influence to develop external lead sources as well as partners with branches to drive internal referrals. PRINCIPAL ACCOUNTABILITIES: Time: Description: 15% Identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. 15% Responds to customer inquiries and referrals that are generated from their own contacts as well as branch referrals. 15% Conducts interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. 15% Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. 5% Develops and cultivates self-generated referral sources and partnerships with retail branches. 5% Maintains current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending. 5% Manages mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data. 5% Prepares marketing plans and cross sells other bank products and services. 5% Provides service and oversees all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms. 5% Solicits customers and originates mortgage loans, interviews applicants to obtain pertinent information regarding their loan needs; initiates the lending decision process. 5% Studies and evaluates new activities, policies, programs, services, and markets related to business development strategy. 5% Works with team members in Mortgage Department and other departments to provide information for prompt processing and closing of residential mortgage loan applications. BASIC QUALIFICATIONS: Bachelor's degree with 6 years of experience in mortgage lending, credit and business development or an equivalent combination of education and experience. ADDITIONAL QUALIFICATIONS: * Familiar with Conventional, FHA, USDA, VA Lending and HUD guidelines. * Advanced financial analysts, strong credit underwriting and analytical skills. * Knowledge of conventional and/or government guidelines. * Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending. * Strong network with centers of influence including realtors and builders. * Ability to handle confidential and proprietary information. * Ability to travel within specified region. Excellent communication skills, oral and written. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Affirmative Action/Equal Opportunity Employer

The Pro CRE Loan Specialist position is a specialized position responsible for reviewing and understanding the Commercial Real Estate Loan approval/request, providing thorough, objective analysis of the Loan closing, construction documentation and funding requirements in the RE loan documents, and all supporting documentation required for closing, and confirming that the loan documents provide that the loan is being closed as required by the approval. The closing process may include an objective analysis of the construction documentation and a knowledge of the construction/draw process. This position is expected to lead the RE loan closing, construction monitoring and review process, including funding requests, invoices, AIA requests from the General Contractor, completion requirements as required by the loan documents and other supporting documents and final completion documents. This position ensures collateral remains perfected, legal documentation supports credit approval, and all risk controls have been met in order to proceed with closing and ultimately funding the construction as requested by the Borrower. Loan products include construction loans, term loans, revolving lines of credit and other commercial debt. **ESSENTIAL DUTIES AND RESPONSIBILITIES** + Review Loan Approval for all deal terms and requirements and confirm that all terms, requirements, and Borrower information is consistent with term sheet, commitment letter (if applicable), and Loan Closing Documents. + Verify customized Loan Closing Documents are complete and accurate according to policies and procedures, and provide comments regarding the documents to bank counsel and the Line of Business as needed. + Work with bank counsel and Line of Business to review the attorney prepared Loan Closing Checklist and the documents received. + Request and review bids from 3 rd . party Construction Consultant(s) when required. + Review and approve required project construction documents, and forward to 3 rd . party consultant as required by policy and/or procedures. + Interface with Lenders, Borrowers, Attorneys, Title Companies, General Contractors, Consultants, and Agents to ensure proper documentation is received for Loan Closings and Draw Requests. + Verify Payment Instructions provided by Title Company, Agent and/or Borrower. + Maintain and update project Budget(s) as approved at closing, track changes and ensure funds are sufficient to complete the project. + Approve loan Budget changes within established limits or refer loan to RM or Credit Officer for further approval/override as provided by Policy. + Review and approve Draw Requests and supporting documents as submitted by Borrower and provide documentation to Loan Operations to disburse loan funds within the established SLA. + Manage the disbursement and payment process to and from bank participants, junior lenders and agents. + Provide Primary support and partnership to Relationship Managers (RM) and Portfolio Managers (PM) to ensure construction maintains strong quality, while facilitating risk control measures for the Bank. + Works closely with senior management, RMs, PMs, Credit Risk, Compliance and Internal Audit partners to ensure that the credit remains in compliance with Bank and regulatory policies. + Provide documentation to Loan Operations to book, maintain and update the loan tracking system with Borrower and Loan information. + Manage loan document exceptions. + Monitor requirements as provided by executed leases and permanent lenders. + Maintain a working regulatory knowledge regarding, Flood Insurance, General Insurance, Title Issues, Mechanics Lien Law, Survey's and Bank Loan Documentation. + Perform all other duties as assigned **SUPERVISORY RESPONSIBILITIES** 1. No supervisory responsibilities **QUALIFICATIONS** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: 1. College degree and at least 3 years of experience or equivalent combination of education and experience in banking, construction and/or commercial real estate. **COMPUTER AND OFFICE EQUIPMENT SKILLS** Microsoft Office suite **CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)** None required **About Us** **First Horizon Corp. (NYSE: FHN)** , with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Corporate Diversity Commitment:** We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder. Responsibilities: * Engage in managing the loan pipeline with all team members to meet company efficiency standards * Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property * Collect all required documentation from borrowers and converts to paperless documents * Prepare and submit loan submission sheet to set up * Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees * Negotiate and confirm rates, fees, and lock terms with customer * Lock loans in the system with agreed upon terms and manage locked pipeline through the funding * Communicate regularly with borrowers to meet desired expectations * Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing * Maintain minimum productivity goals Requirements: * NMLS loan originator license required * 1-3 years of Loan Origination experience required * Experience originating purchase loans required * Builder experience strongly preferred * High school diploma or general education degree (GED) required Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set * Inclusive, diverse and collaborative culture where people from all backgrounds can thrive * Work with other passionate, purposeful and customer-centric people * Extensive internal growth and professional development opportunities including tuition reimbursement * Comprehensive benefits package including Medical/Dental/Vision * Wellness program to support both mental and physical health * Generous paid time off for both exempt and non-exempt positions

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets. Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 175+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team? We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility Position Summary: An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant. Essential Duties and Responsibilities: The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process. Conducts preliminary underwriting reviews. Remains front line contact with the borrowers. A credit report is obtained and analyzed by the Loan Originator. The Loan Originator is heavily involved with the client during the application and closing process. Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business. Qualifications: Minimum two years of mortgage loan origination experience Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. Knowledge of residential mortgage processing, underwriting and closing procedures. Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others. Ability to analyze financial information. Excellent interpersonal and communication skills required. Pleasant and professional demeanor is essential. Work requires sound judgment and diplomacy. Outlook proficiency required. Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.

divpb If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!/b/pp/pp/pdivpb Purpose/b/pp Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process. /pp /ppb Duties/b/pulli Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process. /lili Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner. /lili Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions. /lili Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed. /lili Seek guidance for complex lending situations and approval authority from an MLS or above. /lili Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information. /lili Assist membership with servicing of existing mortgage and home equity loans. /lili Follow up with prequalified applicants and on other leads in a timely and effective manner. /lili Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term and market conditions. /lili Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 1) with SVP recommendation. /lili Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration. /lili Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance. /lili Educate members on available services and make referrals for other Credit Union products and services based on their needs. /lili Ensure well documented, easy to review loan application history notes within the Loan Origination System. /lili Work with Lending Contact Center to provide assistance with mortgage lending calls when needed. /lili Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities. /lili Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice. /lili Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume. /li/ul/divulli Consumer unsecured lending as assigned. /lili Answer phone and perform other clerical duties as needed. /lili Complete additional tasks as assigned by management. /lili Participate in additional training and continuing education to enhance knowledge of mortgage originations. /li/ulp/ppb Requirements/b/pulli Must have high school diploma or GED equivalent. ulli Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP). /li/ul/li/ululli Attend Excel and Elevate - New Employee Training (Eamp;E). /lili Complete assigned modules. /lili Previous SECU and/or lending experience preferred. /lili Minimum tier one lending limits assigned at this level. /lili Completion of all requirements of the Associate MSO position preferred, but at a minimum must learn the following quick actionable items:ulli Notaries/lili Safe deposit box entrance/lili Opening and closing of the branch/lili Front desk duties/lili Other dual control assistance as needed. /lili Approving Wires and Cashier's Checks/li/ul/lili Must possess the highest level of integrity and objectivity. /lili Must possess excellent communication skills, both verbal and written. /lili Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc. /lili Must have strong networking and relationship development skills. /lili Meets compliance and regulatory standards. /lili Makes lending decisions consistent with SECU loan policies. /lili Has or is eligible to be registered as an active MLO with the NMLS. /lili Must be organized and meticulous. /lili Must be willing to engage in ongoing training and professional development. /lili Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing. /lili Has completed all required quarterly training courses amp; other training assigned by management. /lili Consistently demonstrates SECU's Core Values. /lili Recommendation of VP/SVP for advancement to this level. /lili Must be able to speak and write English fluently. /lili Must understand and be dedicated to the Credit Union philosophy and work ethic. /lili Must adhere to the work schedule and attendance policies established by the Credit Union. /li/ulp/ppb Job Environment/b/pulli Office setting with physical proximity to other employees and members. /lili Some background noise from other employees, copy machine, and telephone. /lili Some local travel may be required. /li/ulp/ppbspan Physical Demands/span/b/pullispan Must be able to comprehend and carry out job requirements. /span/lilispan Job requires a substantial amount of sitting. /span/lilispan Use hands and fingers to press keys on a computer keyboard to enter or retrieve information. /span/lilispan Use hands and fingers to press telephone keypad and lift telephone receiver. /span/lilispan Answer and operate a telephone. /span/lilispan Lift up to 15 lbs. /span/li/ulp/pp/pp/pp/pp SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law. /pp/pp/ppbi Disclaimer/i/b/pp/ppi State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need. /i/p/div

Loan Processor - 2500051 Description D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at **************** for more information. D.R. Horton, Inc. is currently looking for a Loan Processor in the Branch Department. The right candidate will process mortgage loans and provide a high level of customer service to our builders as well as our home buyers. Essential Duties and Responsibilities Oversee the receipt of a file from a Loan Officer through Final Approval Review the file for correct stacking order, AU findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties Submit all files to a DHI Underwriter at your Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days Review Loan Processor, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis Review the Loan Officer's "needs list" Maintain an accurate communication log Attend weekly processor meetings as directed by the Branch Manager Reconcile the Fee Summary Sheet Review the Loan Officer's "needs list" Maintain an accurate communication log Attend weekly processor meetings as directed by the Branch Manager Reconcile the Fee Summary Sheet Additional duties as assigned Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company Qualifications Education and/or Experience One-year certificate from college or technical school Three to six months of related experience and/or training Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications Proficiency with MS Office and email Preferred Qualifications Strong written communication skills and attention to detail Ability to accurately and efficiently process and record large amounts of data Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: Medical, Vision and Dental 401(K) Employee Stock Purchase Plan Flex Spending Accounts Life Insurance Vacation, Sick, Personal Time and Company Holidays Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeople2 Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings! LinkedIn, Twitter, Facebook, Instagram Job: Other Primary Location: North Carolina-Morrisville Organization: Mortgage Schedule: Full-time Job Posting: Jan 6, 2025, 9:36:08 PM

The Pro CRE Loan Specialist position is a specialized position responsible for reviewing and understanding the Commercial Real Estate Loan approval/request, providing thorough, objective analysis of the Loan closing, construction documentation and funding requirements in the RE loan documents, and all supporting documentation required for closing, and confirming that the loan documents provide that the loan is being closed as required by the approval. The closing process may include an objective analysis of the construction documentation and a knowledge of the construction/draw process. This position is expected to lead the RE loan closing, construction monitoring and review process, including funding requests, invoices, AIA requests from the General Contractor, completion requirements as required by the loan documents and other supporting documents and final completion documents. This position ensures collateral remains perfected, legal documentation supports credit approval, and all risk controls have been met in order to proceed with closing and ultimately funding the construction as requested by the Borrower. Loan products include construction loans, term loans, revolving lines of credit and other commercial debt. ESSENTIAL DUTIES AND RESPONSIBILITIES Review Loan Approval for all deal terms and requirements and confirm that all terms, requirements, and Borrower information is consistent with term sheet, commitment letter (if applicable), and Loan Closing Documents. Verify customized Loan Closing Documents are complete and accurate according to policies and procedures, and provide comments regarding the documents to bank counsel and the Line of Business as needed. Work with bank counsel and Line of Business to review the attorney prepared Loan Closing Checklist and the documents received. Request and review bids from 3 rd . party Construction Consultant(s) when required. Review and approve required project construction documents, and forward to 3 rd . party consultant as required by policy and/or procedures. Interface with Lenders, Borrowers, Attorneys, Title Companies, General Contractors, Consultants, and Agents to ensure proper documentation is received for Loan Closings and Draw Requests. Verify Payment Instructions provided by Title Company, Agent and/or Borrower. Maintain and update project Budget(s) as approved at closing, track changes and ensure funds are sufficient to complete the project. Approve loan Budget changes within established limits or refer loan to RM or Credit Officer for further approval/override as provided by Policy. Review and approve Draw Requests and supporting documents as submitted by Borrower and provide documentation to Loan Operations to disburse loan funds within the established SLA. Manage the disbursement and payment process to and from bank participants, junior lenders and agents. Provide Primary support and partnership to Relationship Managers (RM) and Portfolio Managers (PM) to ensure construction maintains strong quality, while facilitating risk control measures for the Bank. Works closely with senior management, RMs, PMs, Credit Risk, Compliance and Internal Audit partners to ensure that the credit remains in compliance with Bank and regulatory policies. Provide documentation to Loan Operations to book, maintain and update the loan tracking system with Borrower and Loan information. Manage loan document exceptions. Monitor requirements as provided by executed leases and permanent lenders. Maintain a working regulatory knowledge regarding, Flood Insurance, General Insurance, Title Issues, Mechanics Lien Law, Survey's and Bank Loan Documentation. Perform all other duties as assigned SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: College degree and at least 3 years of experience or equivalent combination of education and experience in banking, construction and/or commercial real estate. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.