Mortgage Loan Officer
Loan Processor Job 7 miles from Kaneohe
Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in compliance with the Bank's lending policies and procedures; Develops business relationships with customers; Promotes business for the Bank. Complies with all regulations which apply within the scope of the position, including Bank Secrecy Act.
DUTIES
Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
Provide complete loan applications to processing personnel.
Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
Coordinate and review loan documentation for loan closing.
Assist manager in implementing business plan and marketing strategy to achieve the Bank's financial objectives and CRA goals.
Cross sell other bank products and services.
Provides leadership, training and support to less experienced staff members in the department.
Perform other duties as assigned.
QUALIFICATIONS
EDUCATION: College degree preferred.
EXPERIENCE: Minimum 3 years of experience in originating mortgage loans with a track record of business development.
SKILLS/ABILITIES
Extensive knowledge of mortgage loan and government lending guidelines
strong business development skills
PC proficient in Word and Excel
Excellent verbal and written communication skills
Bilingual in Mandarin required.
$2,000 base salary/month plus commission
WHY WORK FOR US?
Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, New Jersey, Chicago, and Hawaii. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:
Medical insurance
Vision insurance
Dental insurance
401(k)
Disability insurance
Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies
(GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website ****************************
.
Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
Loan Processor
Loan Processor Job 7 miles from Kaneohe
Join the First Hawaiian Bank 'ohana, where our culture flourishes with purpose. We prioritize the 3 C's - Caring, Character and Collaboration - ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 14 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years.
Step into a career that offers stability, excitement, and growth.
Experience the thrill of a dynamic environment paired with a comprehensive training program.
Plus, enjoy the perks of our competitive compensation and benefits package.
If you are ready for a career that empowers you to thrive, your journey starts here.
First Hawaiian Bank is currently seeking a Loan Processor to join the team in our Consumer Credit Service Center.
This role will r esponsible for the preparation of documents, reviewing executed documents submitted by branches, boarding new requests through LoansPQ system into IBS, handling disbursements for new requests of Consumer (loans and lines of credit), conducting quality control review for newly boarded loans for data accuracy, and the balancing of the General Ledger after the new loans are boarded.
Compensation: The salary range for this role is $19.
00 - $23.
25/hour; commensurate with experience.
Work Schedule: Monday - Friday 8:00 AM - 5:00 PM ( hours may vary ) The ideal candidate will have: High school diploma, GED, or equivalent work experience required 1 year of experience in general clerical office work or related field required Bachelor's Degree in business-related field, or Banking experience in the consumer loan area with good working knowledge of the various consumer loan products highly desirable preferred Some working knowledge of banking or consumer finance Frequent contact with Bank personnel at all levels Good knowledge of the Bank's CIP, BSA and AML policies and procedures Strong attention to detail Ability to work under pressure and meet multiple deadlines/tasks Highly organized and able to multi-task Good analytical and proofreading skills Excellent time management skills Good interpersonal skills Good written and verbal communication skills Good team building skills Proficient in Microsoft 365 suite of applications; ability to learn various software programs Benefits: We proudly offer a comprehensive benefits program for all employees.
For more information, Click Here We Value Diversity At First Hawaiian Bank, we are confident that our success is a product of our team's diverse backgrounds, skills, and interests.
We are an EEO Employer and welcome applications from all eligible candidates.
For our full EEO statement, please visit www.
fhb.
com/careers .
Mahalo for choosing First Hawaiian Bank! Are you interested in learning more about us? Come discover who we are by visiting our LinkedIn , Instagram , Facebook pages.
Discover firsthand insights through our Employee Spotlight series, offering a glimpse into the daily lives of our valued team members If this position sounds like an ideal match, we invite you to apply so we can learn more about you.
At First Hawaiian Bank, it all starts with YES!
Wholesale Mortgage Processor
Loan Processor Job 7 miles from Kaneohe
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.
**This position is Hybrid in Honolulu, HI**
Primary Function
The Client Relations Specialist III is responsible for assisting the borrower and production sales team in the coordination of all functions related to the processing and closing of loans.
Direct Reports
N/A
Principal Duties
Serve as subject matter expert (SME) regarding company policies, procedures, and technology.
Manages external business partners' status and internal business partners' multi-state pipeline.
Serves as primary liaison between external/internal business partners and operations staff.
Conducts daily review and follow-up with borrowers and vendors regarding outstanding items; gathers necessary documentation.
Communicates to manager if unable to achieve a timeline or to resolve an error.
Escalates any fraud files to Risk Management Leadership Team.
Assists internal business partners with non-responsive clients and conflict resolution.
Communicates to key stakeholders, including internal business partners and clients, on status/needs.
Performs data entry to update all internal computer systems and loan files with notes regarding all actions that affect the loan process in accordance with company requirements.
Reviews title reports, payoffs, appraisals, income documents, hazard insurance, and all supporting conditions for required standard compliance.
Executes Review Approval Process.
Coordinates scheduling of loan closings with internal business partner and closing agent.
Attends regular pipelines meetings and system training updates.
Performs related duties as assigned by management.
This position is considered a non-loan originator position, meaning participants may not engage in activities of a loan originator, including: communicating directly with borrowers about credit qualification or loan terms, which includes pricing concessions or other transaction-specific terms or conditions.
Education and Experience Requirements
High school diploma or equivalent, required.
Bachelor's degree, preferred.
5+ years processing experience in high volume mortgage setting.
Experience with DU, DO, and LP systems.
Knowledge, Skill, and Ability Requirements
Knowledge of FHA and FNMA policies and guidelines.
Knowledge of mortgage loan processing, compliance, investor products, and underwriting guidelines.
Working knowledge of various fraud tools.
While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
#MW1
Additional Information:
While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
Company Benefits:
Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them!
Medical, dental, and vision insurance
Health Savings Account with employer contribution
401(k) Retirement plan with employer match
Paid Maternity Leave/Parental Bonding Leave
Pet insurance
Adoption Assistance
Tuition reimbursement
Employee Loan Program
The Newrez Employee Emergency and Disaster Fund is a new program to support our team members
Newrez NOW:
Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
Loan Officer
Loan Processor Job 7 miles from Kaneohe
PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. Take Control of the Market and Grow your Business with PRMG
Service your Referral Partners with Confidence!
Work from your own private office centrally located on Oahu
Have the greatest Technology Stack in the industry
Close loans in 49 states
Offer In-house programs & broker capability
Access non-QM to include No Ratio, Stated Income & Bank Statement Programs
Leverage On Site local processing
Compete with the Best pricing in the Islands & across the nation
Honor all DU/ LP - eligible regardless of DTI (no overlays)
Close Conventional, FHA, VA & USDA & Non QM
Leverage Homestyle Renovation & FHA 203k
Offer Jumbo, Portfolio, Vacant lots & Construction loans
MCC participating lender
C& C Down payment participating lender
XINNIX Training Programs
MBS Highway
Total Expert CRM
Sales Boomerang
Responsibilities
Essential Job Functions:
Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours
outside
of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.
Current, valid NMLS license or appointment in good standing.
Qualifications
Must have applicable state licensing.
Two to five years' experience are preferred.
Must also meet one of the following 3 options:
Actively funding more than 2 loans/month, or
Xinnix Training completion for Loan Origination required, or
Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).
Skills:
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.
Travel:
May be required.
Min USD $150,000.00/Yr. Max USD $750,000.00/Yr.
Mortgage Loan Officer - PAID Training Program
Loan Processor Job 7 miles from Kaneohe
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need:
Passion for helping people achieve their dreams
Experience selling and/or engaged in a service-oriented environment
Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
Competitive, energetic and positive attitude
Detail oriented and demonstrate excellent decision-making skills
Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST). Remote work applicants may not work from the following states: California-**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation:The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year! Benefits: · 401(k)· Dental insurance· Disability insurance· Employee discounts· Health insurance· Life insurance· Paid training· Referral program· Vision insurance Supplemental pay types: · Hourly draw· Commissions· Ramp up incentive· Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Loan Officer
Loan Processor Job 5 miles from Kaneohe
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Mortgage Loan Officer - HI
Loan Processor Job In Hawaii
Full-time Description
Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing.
Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market.
We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort.
This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today.
Hiring Loan Officers licensed in every state except New York.
Requirements
Minimum 2 years' experience and NMLS Safe Act compliant
1 active state license
Established contacts/referral partners
Knowledge of different types of loans and credit bureaus
Working history of loan process and general underwriting guidelines
Funding 1 million in self-generated production
College preferred, not required with proven mortgage experience
Proven track record of proactively soliciting new business
Strong communication skills and detail oriented
Ability to work independently and remote
CRE Construction Loan Administrator
Loan Processor Job 7 miles from Kaneohe
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
This role works in partnership with internal partners and CRE Loan Administrators as the primary liaison with customers, attorneys, construction consultants and title company representatives during all phases of construction loan financing.
Construction loan products include developer/investor commercial construction projects such as retail, office, mixed use, industrial, healthcare, SBA; and residential construction including apartments, condos, homebuilder, and affordable housing.
Job duties are as follows:
+ Review and/or negotiate Commercial Real Estate (CRE) construction loan documents.
+ Analyze and administer the construction draw disbursements from the time the loan is approved until the project completion.
**Basic Qualifications**
- High school diploma or equivalent
- Typically, two to three years of experience in commercial real estate loan administration, OR at least five years of transferable experience in commercial loan administration
**Preferred Skills/Experience**
- Basic knowledge of commercial real estate lending including letters of credit, tax credit transactions, borrowing base lending, multi-phased construction, and transactions secured by multiple collateral properties
- Some technical expertise in closing and loan management functions
- Basic knowledge of commercial real estate finance, law, documentation, accounting and data systems
- Experience in Built or other construction draw documentation software
- Proficiency with Microsoft Suite - including Excel, Outlook and Teams
- Bachelor's degree preferred
_This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week._
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
**EEO is the Law**
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $68,850.00 - $81,000.00 - $89,100.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Loan Originator
Loan Processor Job 7 miles from Kaneohe
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type: - Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible) Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Mortgage Loan Officer
Loan Processor Job 7 miles from Kaneohe
The Mortgage Loan Officer will be responsible for building and maintaining strong relationships with realtors, developers, and other external referral sources to drive the mortgage loan business. They will actively seek opportunities to increase income through proactive and effective business development through the sale of various real estate loan products. Their expertise on the mortgage market, along with their ability to use loan origination systems, will be crucial in facilitating the timely processing and closing of loans.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Develops and maintain effective relationships with realtors and developers to obtain mortgage loan business
Actively and regularly work with realtors, and developers to seek opportunities to partner and provide financing for interested buyers at Open Houses, Project Financing Sales Offices, etc.
Actively participate in credit union events, such as the BIA Home Shows, etc.
Effectively follows up on leads generated through external referral sources
Develops and maintain effective relationships with circles of influence and external referral sources such as realtors, project developers, title and escrow companies, appraisers, attorneys, and other third party vendors and contacts
Effectively communicates with escrow, realtor, applicant and other interested parties to provide timely follow through
Responsible for contributing to the mortgage loan budget for the department
Responsible for all aspects of loans brokered out to other lenders.
Is knowledgeable regarding the loan origination system and Symitar system and effectively uses the systems and tools to facilitate the handling/processing of their mortgage loans ensuring timely follow up and closing of loans.
Possesses a thorough knowledge of the laws, customs and pricing structure of the local and national markets
Keeps abreast of current loan programs, regulations and changes in the secondary market guidelines
Performs other duties as assigned
EDUCATION
College degree with concentration in business or real estate, preferred
SKILLS AND EXPERIENCE
Four years of progressive lending experience
Extensive familiarity with mortgage processing and underwriting to secondary market standards with exposure to consumer and other real estate secured loans, including lines of credit.
Previous business development experience that demonstrates abilities to effectively acquire, maintain and grow business relationships and loan portfolios.
Possesses the professional skills appropriate to the job title, including providing outstanding service (to both internal and external customers)
Being knowledgeable in all aspects of mortgage origination and lending, working with integrity and developing meaningful relationships that foster repeat referrals.
Able to work both independently and cohesively with others, fosters team environment
Able to handle all confidential matters professionally, always maintaining the privacy of our member's account information.
Highly self-motivated and be able to work with others to achieve high productivity and work standards
Demonstrates the ability to effectively manage challenging individuals and situations
Strong analytical skills
Excellent oral and written communication skills required
Excellent business development skills
Ability to use a financial calculator.
BENEFITS & PAY
The expected pay range for the Mortgage Loan Officer is $14.00/ hour plus competitive commission structure.
We cover 100% of employees' single medical, drug, vision, and dental monthly health insurance premiums. Employees also love receiving paid volunteer time, our pay it forward program, and matching their charitable donations up to $250 per year per employee. Tuition assistance for higher education is another special way we invest in our workforce. Benefits include, Paid Time Off and 11 Paid Holidays, 401(k) and 3% Employer Contribution, Health insurance, Vision insurance, Dental insurance, 401(k), Prescription drug insurance, Life insurance, Flexible spending account, Disability insurance, Opportunities for advancement, Employee assistance program, Referral program, Retirement plan, Employee discount, Paid training, Professional development assistance, AD&D insurance, Credit union membership, Paid orientation, and more.
Make a difference one life at a time!
About Us
HawaiiUSA Federal Credit Union is a local, not-for-profit, federally insured financial cooperative, owned and operated by our members since 1936. We are dedicated to helping members achieve their financial goals and our employees reach their career aspirations. We are committed to our community by extending ourselves through our time, efforts and resources. Our motto, Life Matters, means celebrating life's experiences and creating fulfilling work opportunities, not just jobs.
Instructions: Please make sure to fill out all required fields in the application process, making sure to list a minimum of 3 employers unless you have worked for less than 3 employers. For required fields that may not apply to you, enter "N/A". Please also include 3 professional references i.e. individuals who you worked with, ideally supervisors.
Other details
Job Family SALES
Pay Type Hourly
Min Hiring Rate $14.00
Travel Required Yes
Required Education High School
Processor I Retail Credit Delivery
Loan Processor Job 7 miles from Kaneohe
Responsible for fulfilling originated loan files in accordance with loan guidelines, Compliance requirements, and scheduled deadlines. Responsible for drawing closing loan documents, reviewing executed loan documents, reviewing prior to final approval conditions, authorizing files for funding and coordinating funding with escrow/loan booking.
Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a "Voyaging Spirit" and being "Positively Ohana". Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrate key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.
Primary Accountabilities:
Facilitates the intake of all new loan applications
* Reviews new application packages and applicable forms for completeness and accuracy
* Follows up and collects missing information and documents to complete the credit package for loan processing
* Prepare and send disclosures to loan applicants
* Sends out a Notice of Incomplete Application if the application cannot be submitted to Underwriting for a credit decision within the required timeframe
* Review the Loan Approval to work with the seller to satisfy loan conditions.
* Ensures excellent customer experience.
* Communicates and coordinates with the critical lines of business including Community Banking, Private Banking and other impacted areas.
Processing
* Reviews the file of the applicants to ensure income, assets, debt, and credit history are within selected loan guidelines
* Orders flood certificates, property inspections, appraisals, credit report supplements, trust reviews, title insurance policies, conveyances, VOE, VOM, VOR and other applicable documents from vendors, including updates.
* Works with underwriters to clarify and edit loan conditions for communication to the seller or borrower.
* Reviews the loan approval to work with the seller to satisfy loan conditions
* Orders insurance policies from insurance agents and communicates with the seller regarding issues with the insurance agents or policies.
* Schedules timing of signing documents and funding/recording dates.
* Completes all other tasks as needed
Closing
* Enter required data into the LOS to prepare documents.
* Review file for all prior to document (PTD) conditions, title report, conveyance document and other necessary. Documents to
* ensure that loans are closed in accordance with approval terms and conditions.
* Review documents and audit for accuracy and missing information.
* Prepare cover sheet and instructions, as needed, and deliver documents to the required party.
* Prepare and send loan settlement statement and lenders instructions to escrow (if applicable)/loan booking.
* Review executed loan documents for completeness
* Review HUD-1 for compliance with loan approval (if applicable).
* Builds the electronic loan file with documents that are received in the Processing and Pre-Closing stages by sorting the electronic document into the proper loan file category within the Imaging Database Log
* Complies with all applicable federal and state laws and regulations
Complies and assists with applicable department wide projects as necessary
Minimum Qualifications:
Education:
* High School Diploma or GED equivalent required.
Experience:
* 1+ years of experience in processing / closing saleable 1-4 family residential conforming, HELOC, Small Business and/or Consumer loans required.
Physical Requirements & Working Conditions:
* Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
* Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
* Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
* Must be able to read and understand bank-related documents.
* Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
Mortgage Loan Manager
Loan Processor Job 7 miles from Kaneohe
Responsible for managing relationships and generating new mortgage loans from Realtors, referral partners, prospective homebuyers and borrowers. Responsible for managing and overseeing a team of HomeLoan Consultants.
Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.
Primary Accountabilities:
Direct Sales and Relationship Management
Individually originate and close a minimum of $1,000,000 per month in residential mortgage loans. Interview applicants to determine their ability to qualify for a mortgage loan. Analyze the applicant's financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs.
Represent Home Loans Division in managing relationships with clients of Home Loans Division including its borrowers who apply for mortgage loans and Realtors, developers and other referral partners who are in a position to refer current or future borrowers to Home Loans Division for mortgage financing opportunities.
Sales Team Management
Provide timely support to all team members in the form of loan training, loan analysis, business development, and loan troubleshooting to ensure regulatory compliance as well as compliance with policies and procedures.
Assist in the recruiting and managing of new team members as positions open or as their team merits expansion.
Data Management
Input customer information into the loan origination system and all other systems (i.e. automated underwriting, contact management, etc.) as deemed necessary.
Consulting
Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of Home Loans Division or of various wholesale funding sources.
Compliance
Knowledge of and compliance with the state and federal laws, rules, and regulations, and the bank's policies and procedures, affecting the employee's job duties and responsibilities that pertains to the Home Loans Division.
Minimum Qualifications:
Education:
High School Diploma required.
Experience:
6+ years of direct sales experience within the mortgage industry required (A bachelor's degree can substitute for 2 years of work experience.)
5+ years of supervisory OR 3+ years management experience required.
License/Certification:
Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO).
Physical Requirements & Working Conditions:
Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
Must be able to read and understand bank-related documents.
Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
Escrow Support Processor
Loan Processor Job 7 miles from Kaneohe
Who We AreJoin a team that puts its People First! First American's Direct division provides comprehensive title insurance protection and professional settlement services for real estate purchases, refinances and equity loans. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for nine consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit **************************** We DoFound typically in centralized processing (rather than an individual branch setting). Provides centralized clerical processing of all documents connected with the initiation or closing of escrows, relieving branches of high volume paperwork. Communicates information and instructions to escrow branches, but not to customers.
HOW YOU'LL CONTRIBUTE
Provides a wide range to a team of Escrow Support Processors and Escrow Officers.
Work is very similar to work performed by associate level, although tasks may be slightly more complex with greater experience and knowledge.
May work on escrow openings and closings.
Performs clerical functions to set up (open) escrow files.
Prepares correspondence, escrow files and orders preliminary title reports.
Performs fund disbursements.
Prepares and delivers closing statements and closing letters.
Schedules and provides instructions to couriers.
Orders payoffs, liens, homeowner association documents and evidence of insurance.
Distributes preliminary report.
Communicates with branches, as needed.
Follows functional area's processes and procedures in daily activities; Troubleshoots as needed.
Actively contributes to the results of a team and works toward achieving goals and objectives.
Other duties as assigned
WHAT YOU'LL BRING
Required Education, Experience, Certification/Licensure
High school diploma or equivalent
1-2 years escrow processing experience
KNOWLEDGE, SKILLS, AND ABILITIES (KSAs)
Must be able to follow Escrow Procedures and have awareness of regulations governing escrow process
Working knowledge of fundamental concepts, practices and procedures of department/field
Good verbal and written communication skills
Establishes effective working relationships at the work group level
Pay Range: 19.80 - 26.40 Hourly
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
What We OfferBy choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it's the right thing to do, but also because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.
Embedded ROI Processor I
Loan Processor Job 7 miles from Kaneohe
Datavant is a data platform company and the world's leader in health data exchange. Our vision is that every healthcare decision is powered by the right data, at the right time, in the right format. Our platform is powered by the largest, most diverse health data network in the U.S., enabling data to be secure, accessible and usable to inform better health decisions. Datavant is trusted by the world's leading life sciences companies, government agencies, and those who deliver and pay for care.
By joining Datavant today, you're stepping onto a high-performing, values-driven team. Together, we're rising to the challenge of tackling some of healthcare's most complex problems with technology-forward solutions. Datavanters bring a diversity of professional, educational and life experiences to realize our bold vision for healthcare.
This is a Remote role
- Full-Time: 6am - 5pm Monday -Thursday
- Comfortable working in a high-volume production environment.
- Processing medical record requests by taking calls from patients, insurance companies and attorneys to provide medical record status
- Documenting information in multiple platforms using two computer monitors.
- Proficient in Microsoft office (including Word and Excel)
We offer:
Comprehensive onsite/virtual training program followed by job shadowing with an assigned mentor
Company equipment will be provided to you (including computer, monitor, virtual phone, etc.)
Full Benefits: PTO, Health, Vision, and Dental Insurance and 401k Savings Plan and tuition Assistance
Pay ranges for this job title may differ based on location, responsibilities, skills, experience, and other requirements of the role.
The estimated base pay range per hour for this role is:
$15-$18 USD
To ensure the safety of patients and staff, many of our clients require post-offer health screenings and proof and/or completion of various vaccinations such as the flu shot, Tdap, COVID-19, etc. Any requests to be exempted from these requirements will be reviewed by Datavant Human Resources and determined on a case-by-case basis. Depending on the state in which you will be working, exemptions may be available on the basis of disability, medical contraindications to the vaccine or any of its components, pregnancy or pregnancy-related medical conditions, and/or religion.
This job is not eligible for employment sponsorship.
Datavant is committed to a work environment free from job discrimination. We are proud to be an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. To learn more about our commitment, please review our EEO Commitment Statement here (************************************************** . Know Your Rights (*********************************************************************** , explore the resources available through the EEOC for more information regarding your legal rights and protections. In addition, Datavant does not and will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay.
At the end of this application, you will find a set of voluntary demographic questions. If you choose to respond, your answers will be anonymous and will help us identify areas for improvement in our recruitment process. (We can only see aggregate responses, not individual ones. In fact, we aren't even able to see whether you've responded.) Responding is entirely optional and will not affect your application or hiring process in any way.
Datavant is committed to working with and providing reasonable accommodations to individuals with physical and mental disabilities. If you need an accommodation while seeking employment, please contact us at *********************** . We will review your request for reasonable accommodation on a case-by-case basis.
For more information about how we collect and use your data, please review our Privacy Policy (**************************************** .
Cash & Coin Vault Processor
Loan Processor Job 7 miles from Kaneohe
Under the direction of the Vault Services and Operations (VSO) Management team, this position provides quality service and support to internal and external customers by processing transactions, answering questions, responding to inquiries and service requests in a timely and professional manner. Adheres to VSO standard safety requirements. If applicable or appropriate, assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.
Qualifications for Internal Candidates
1. Education: High School diploma or G.E.D.
2. Experience: Minimum two years or banking, cash handling, accounting or equivalent work experience.
3. Technical Skills: Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Ability to independently operate required equipment after initial training period.
4. Other Job Qualifications: Demonstrated verbal and written communication skills. Analytical ability and math skills sufficient to balance cash trucks. Able to work independently with frequent interruptions. Must be able to lift/transport up to 50 pounds and be able to stand for extended periods of time. Able to work flexible hours, including weekends and shift work. Steel Toe shoes and ear protection required.
As a Bank of Hawaii employee, you ensure (or assist with ensuring) compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.
Delivering exceptional customer experiences is at the heart of what we do at Bank of Hawaii. We listen, understand and deliver what our customers need to help them build a better tomorrow.
We are an EEO/AA employer, including disability and veterans. For Bank of Hawaii's full EEO statement, please visit ****************************
Provides quality service and/or support in a professional manner, meeting the bank's service guarantees/standards by processing (receives, verifies and balances) deposits received from customers and branches and releases orders to armored couriers. Prepares outgoing cash orders for customers and branches. Fields all communications via telephone, email, fax, or mail including customer deposit discrepancy notifications, customer inquiries and disputes and researches and resolves problems and processes customer requests.
Responsible for balancing cash trucks and adhering to cash handling. Assists with various validation processes, as assigned by VSO management. Provides flexible team support in in meeting daily VSO deadlines.
Provides Team Support, remains flexible to accept additional duties willingly and without hesitation. Ensures daily bag and reconciliation is balanced, reviewed, and completed accurately within established timeframes.
Performs other miscellaneous job responsibilities and duties as assigned.
This position requires use of a personal computer and other standard office equipment (typewriter, fax, copier, calculator, telephone) and various department equipment (sealing devices, pallet jacks, flatbeds/wagons, currency/coin counter, postage meter.
Commercial Real Estate Loan Officer
Loan Processor Job 7 miles from Kaneohe
Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Assists in business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.
Responsibilities
Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis.
Identifies and pursues business development opportunities and solves problems.
Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required.
Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
Cross-sells other bank services.
Performs all other miscellaneous responsibilities and duties as assigned.
Qualifications
Bachelor's degree from an accredited institution or equivalent work experience.
Minimum 3 years of experience in commercial real estate lending, or equivalent work experience.
Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Ability to use an HP12c or similar calculator preferred.
Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver's license, and commute in a timely manner. Travels by air as required.
Coin Processor
Loan Processor Job 106 miles from Kaneohe
With a network of nearly 200 branches, Loomis armored transportation, cash management centers, and cash inventory vaults keep cash flowing throughout financial institutions and retail businesses across the US. Loomis prides itself on providing employees with opportunities for career advancement and job satisfaction. In fact, many of our company's managers, vice presidents, and corporate executives started out in the branches as driver/guards and tellers. Our work can be challenging, but the thousands who have stayed with our company for decades will tell you that if you have the desire to learn and the drive to succeed, Loomis is the place to be. Come join our team!
* This is a warehouse style position*
Job Description
As a Coin Processor, you work with your team to maintain inventory in our cash vaults for our Loomis customers
Responsibilities
* Count, sort, and handle coin bags weighing 50 pounds
* Manage the proper storage of pallets of boxed coin
* Previous forklift experience preferred (though not required)
Requirements
* Repetitiously lift, without assistance, at least 50 pounds from floor level to 3-4 foot level
* Ability to move bulk coin with hand carts or manual pallet jacks
Working Conditions
* Work in a large area within a vault with little or no exposure to outside light
* Full-time schedule can potentially consist of an average of 40 to 50 hours/week, with a minimum of 5 days during a 6-day period
Essential Functions/Job Qualifications
As part of the qualification process for the Coin Processor position, a Human Performance Evaluation (HPE) is required. This evaluation requires successful completion of testing in the following areas:
Lift:
* 25lbs vertical lift from 10 inches to 66 inches from the floor (1X)
Lift-Carry:
* 18lbs vertical lift from 1 inch to 44 inches from the floor, and horizontally transfer 15ft (4X)
* 18lbs vertical lift from 10 inches to 36 inches from the floor and horizontally transfer 300ft (1X)
* 50lbs vertical lift from 10 inches to 36 inches from the floor and horizontally transfer 2ft (2X)
Push-Pull:
* Horizontally transfer 47lbs of force on a sled (single, non-dominant arm), a distance of 1ft (2X)
Repetitive Coupling:
* Squeeze Jamar Hand Dynamometer requiring forces up to 30lbs / both right & left hands (4X each)
Benefits
Loomis offers one of the most comprehensive employees benefit packages in the industry, which includes:
* Vacation and Sick Time (PTO) as well as Paid Holidays
* Health & Dental Insurance
* Vision Insurance
* 401(k) Plan
* Basic Life Insurance Plan
* Voluntary Life Insurance Plan
* Flexible Spending and Health Savings Account
* Dependent Care Account
Industry leading Training and Development
Loomis is an Equal Opportunity Employer and Drug Free Workplace. Qualified applicants will receive consideration for employment without regard to their race, color, religion, national origin, sex, sexual orientation, gender identity, protected veteran status or disability.
Other details
* Job Family Hourly
* Job Function Coin Processor
* Pay Type Hourly
* Hiring Rate $18.90
Apply Now
* Loomis Armored Lihue, HI, 1544 Haleukana St, Lihue, Hawaii, United States of America
Coin Processor
Loan Processor Job 94 miles from Kaneohe
With a network of nearly 200 branches, Loomis armored transportation, cash management centers, and cash inventory vaults keep cash flowing throughout financial institutions and retail businesses across the US. Loomis prides itself on providing employees with opportunities for career advancement and job satisfaction. In fact, many of our company's managers, vice presidents, and corporate executives started out in the branches as driver/guards and tellers. Our work can be challenging, but the thousands who have stayed with our company for decades will tell you that if you have the desire to learn and the drive to succeed, Loomis is the place to be. Come join our team!
*This is a warehouse style position*
Job Description
As a Coin Processor, you work with your team to maintain inventory in our cash vaults for our Loomis customers
Responsibilities
Count, sort, and handle coin bags weighing 50 pounds
Manage the proper storage of pallets of boxed coin
Previous forklift experience preferred (though not required)
Requirements
· Repetitiously lift, without assistance, at least 50 pounds from floor level to 3-4 foot level
· Ability to move bulk coin with hand carts or manual pallet jacks
Working Conditions
· Work in a large area within a vault with little or no exposure to outside light
· Full-time schedule can potentially consist of an average of 40 to 50 hours/week, with a minimum of 5 days during a 6-day period
Essential Functions/Job Qualifications
As part of the qualification process for the Coin Processor position, a Human Performance Evaluation (HPE) is required. This evaluation requires successful completion of testing in the following areas:
Lift:
- 25lbs vertical lift from 10 inches to 66 inches from the floor (1X)
Lift-Carry:
- 18lbs vertical lift from 1 inch to 44 inches from the floor, and horizontally transfer 15ft (4X)
- 18lbs vertical lift from 10 inches to 36 inches from the floor and horizontally transfer 300ft (1X)
- 50lbs vertical lift from 10 inches to 36 inches from the floor and horizontally transfer 2ft (2X)
Push-Pull:
- Horizontally transfer 47lbs of force on a sled (single, non-dominant arm), a distance of 1ft (2X)
Repetitive Coupling:
- Squeeze Jamar Hand Dynamometer requiring forces up to 30lbs / both right & left hands (4X each)
Benefits
Loomis offers one of the most comprehensive employees benefit packages in the industry, which includes:
· Vacation and Sick Time (PTO) as well as Paid Holidays
· Health & Dental Insurance
· Vision Insurance
· 401(k) Plan
· Basic Life Insurance Plan
· Voluntary Life Insurance Plan
· Flexible Spending and Health Savings Account
· Dependent Care Account
Industry leading Training and Development
Loomis is an Equal Opportunity Employer and Drug Free Workplace. Qualified applicants will receive consideration for employment without regard to their race, color, religion, national origin, sex, sexual orientation, gender identity, protected veteran status or disability. Other details
Job Family Hourly
Job Function Coin Processor
Pay Type Hourly
Hiring Rate $18.90
Overnight Closer
Loan Processor Job In Hawaii
The Overnight Closer (Member Services Representative) will be responsible for creating a positive member experience by providing a superior level of customer service to Planet Fitness members, prospective members and guests. The Overnight Closer will be responsible for creating a positive member experience by providing a superior level of customer service to Planet Fitness members, prospective members and guests. You will also be responsible for closing that day's shift for that business day as well as creating an accurate bank deposit.
Essential Duties and Responsibilities
Greet members, prospective members and guests, providing exceptional customer service.
Handle all front desk related activities including:
Answer phones in a friendly manner and assist callers with a variety of questions.
Check members into the system.
New member sign-up.
Take prospective members on tours.
Facilitate needed updates to member's accounts.
Respond to member questions and concerns in a timely and professional manner and elevate to Assistant Manager or Manager as needed.
Assist in maintaining the neatness and cleanliness of the club.
Close shift for that business day.
Create a bank deposit for next day.
Qualifications/Requirements
Customer service background preferred.
Basic computer proficiency.
A passion for fitness and health.
Upbeat and positive attitude!
Punctuality and reliability is a must.
Exceptional customer service skills; able to interact in a positive and professional way with members and co-workers, exceeding the member's expectations.
Strong listener with the ability to empathize and problem solve.
Demonstrate diplomacy in all interactions while using appropriate behavior and language.
High School diploma/GED equivalent required.
Must be 18 years of age or older.
Physical Demands
Continual standing and walking during shift.
Continual talking in person or on the phone during shift.
Ability to work 3rd shift (overnights).
Must be able to occassionally lift up to 50 lbs.
Will occasionally encounter toxic chemicals during shift.
JOIN THE CLUB.
Enhancing people's lives with an affordable, high-quality fitness experience requires a team of inspiring, motivated and fun-loving go-getters. As one of the largest and fastest-growing franchisors and operators of fitness centers in the United States, Planet Fitness is just getting warmed up. We're continuously seeking top talent to join us in cultivating the Judgement Free Zone and shaping the future of our brand. With more than 2,000 locations in all 50 states, the District of Columbia, Puerto Rico, Canada, the Dominican Republic, Panama, Mexico and Australia, there's plenty of opportunity on our Planet and we are always looking for talented individuals to join our team!
Our member mission says it best: our product is a tool, a means to an end; not a brand name or a mold maker, but a tool that can be used by anyone. To use our product, members need to feel inspired and motivated. That's where you come in. If you're looking for a place where you can make a difference in a customer's life, you've found it. Come to add your mojo to the Judgement Free Zone, but stay for the feeling that you're making a difference on our Planet.
TO FIND YOUR PERFECT FIT, SEARCH FOR A CLUB OPPORTUNITY NEAR YOU.
Employees at a franchise location are employed by the Franchisee and are not employees of PFHQ (the Franchisor). PFHQ neither dictates nor controls labor or employment matters for franchisees or their employees, and does not retain any reserved authority to control the terms and conditions of employment for franchisees or their employees. Each franchisee is responsible for ensuring compliance with local, state and federal law.
Home Equity Loan Originator
Loan Processor Job 7 miles from Kaneohe
Join the First Hawaiian Bank 'ohana, where our culture flourishes with purpose. We prioritize the 3 C's - Caring, Character and Collaboration - ensuring a workplace that is not only rewarding, but deeply fulfilling. Consistently recognized as one of the 'Best Places to Work in Hawaii' for 14 consecutive years, we take pride in our longstanding commitment to both our team and the communities we serve, spanning over 165 years.
Step into a career that offers stability, excitement, and growth.
Experience the thrill of a dynamic environment paired with a comprehensive training program.
Plus, enjoy the perks of our competitive compensation and benefits package.
If you are ready for a career that empowers you to thrive, your journey starts here.
First Hawaiian Bank is currently seeking a Home Equity Loan Originator to join our team in the Mortgage Banking Department.
This role is responsible for generating residential hone equity loan production from branch referrals, online prospects and online applications.
Work Schedule: Monday - Friday 8:00AM - 5:00PM (Hours may vary) Compensation: The hourly pay range for this role is: $21.
50 - $25.
50/hour ; commensurate with experience.
The ideal candidate will have: Bachelor's degree in business or related field, or equivalent experience, such as three years' experience in banking, consumer lending, residential lending or mortgage banking environment required Registration as a Mortgage Loan Originator (MLO) through the Nationwide Mortgage Licensing System & Registry (NMLS) is required within 30 days of employment Three years of experience in banking, consumer lending, residential lending or mortgage banking environment required (may be obtained concurrently) Three years of pre-underwriting experience preferred Excellent communication and sales skills supporting the ability to generate loan volume Able to handle confidential matters judiciously Possesses good math, analytical and problem solving skills Possesses attention to detail with excellent follow-through Able to plan and organize Able to work under pressure with multiple deadlines Are you interested in learning more about us? Come discover who we are by visiting our LinkedIn , Instagram , Facebook pages.
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At First Hawaiian Bank, it all starts with YES!