Commercial Loan Processor
Loan Processor Job In Clinton, IL
A growing community bank is seeking a detail-oriented Loan Processor to join its lending team. This position is responsible for reviewing, verifying, and processing loan applications to ensure compliance with bank policies and regulatory requirements. The Loan Processor plays a vital role in delivering excellent customer service and facilitating the smooth processing of loans for individuals and businesses in the community.
Key Responsibilities:
Reviews and verifies loan applications, ensuring accuracy and completeness of all required documentation.
Processes various types of loans, including consumer, mortgage, and commercial loans, according to bank policies.
Communicates with loan officers, underwriters, and customers to collect necessary information and resolve any issues.
Orders credit reports, appraisals, title searches, and other required documents.
Ensures loans comply with state and federal regulations, as well as internal bank policies.
Inputs and updates loan information in the bank's loan processing system.
Coordinates loan closings and prepares final loan documentation.
Provides excellent customer service by addressing borrower inquiries and keeping them informed throughout the loan process.
Maintains accurate records and ensures timely follow-ups on pending loan applications.
Qualifications:
Education: High school diploma or equivalent required; associate's or bachelor's degree in finance, business, or a related field preferred.
Experience: 1-3 years of experience in loan processing, banking, or a related field preferred.
Skills:
Strong attention to detail and organizational skills.
Excellent communication and customer service skills.
Ability to work independently and manage multiple loan files efficiently.
Proficiency in Microsoft Office Suite and loan processing software.
Knowledge of banking regulations, loan documentation, and underwriting guidelines is a plus.
The bank prides itself on fostering strong relationships with customers and supporting the local community. As a Loan Processor, this individual will contribute to the bank's mission of providing personalized financial solutions and exceptional service. The bank offers a supportive work environment, competitive salary, and benefits package, including health insurance, retirement plans, and paid time off.
How to Apply:
Interested candidates can submit a resume Kelli Jamison at ***************************** or call ************
Mortgage Loan Officer
Loan Processor Job In Chicago, IL
Our Client's Company Profile: Our client takes pride in their stability and a strong record of home mortgage lending, commercial lending and deposit banking services to their community. They strive to provide responsive, professional service.
Position Summary: The Mortgage Loan Officer will use their skills to present and sell beneficial financial solutions to clients in their region. This role offers full benefits, including 401k and pension.
Responsibilities:
Overcome client's objections and offer advice and solutions on how to better handle mortgages
Collect financial data to ensure quality recommendations for loan products
Serve as the primary resource for borrowers in seeing out their financial goals
Self-source valuable leads for new clientele
Qualifications:
No NMLS license required
A proven ability to self-source (closing 1-2 loans a month since January 2024)
Able to remain competitive and coachable in a fast-paced environment
Must be able to work in a team and independently
Thorough knowledge of current mortgage lending regulations
Knowledge of Microsoft Word, Excel, Outlook, and PowerPoint
Excellent written and verbal communication skills
Loan Officer
Loan Processor Job In Chicago, IL
At AI Lending, your success is our success. We provide Loan Officers with the tools, support, and opportunities to excel. Our unique model sets us apart-offering premium leads, exclusive partnerships with top-producing real estate professionals, and a streamlined lending process that enables loans to close in as little as 10 days.
We're not just another lender. We give you the competitive edge with:
✅ Leads - Premium leads directly from the real estate teams you support.
✅ Products - Access to six+ correspondent channels, Diamond Status with UWM, and over 200 approved broker relationships.
✅ Marketing - Cutting-edge lead support, major media exposure, and marketing joint ventures.
✅ Competitive Rates - A vast product menu to provide the best solutions for your clients.
✅ Support - Amazing processing support to help you close deals faster than the competition.
With rapid expansion planned for 2025, we have opportunities available in your market right now!
What You'll Do:
• Work closely with high-producing real estate professionals to generate and convert leads.
• Guide clients through the loan application process, evaluating financial profiles and risk factors.
• Present and explain loan products, ensuring clients understand terms and benefits.
• Leverage AI Lending's premium tools, marketing, and support to maximize loan approvals.
• Collaborate with underwriters, processors, and stakeholders to ensure smooth and fast closings.
• Stay ahead of market trends, lending regulations, and AI-driven financial tools.
• Meet and exceed sales targets through relationship-building and strategic outreach.
What We're Looking For:
• Active NMLS License Required.
• Experience in mortgage lending, sales, banking, or financial services preferred.
• Strong understanding of loan products, credit principles, and financial analysis.
• Excellent communication and customer service skills.
• Ability to work independently while leveraging AI Lending's powerful support system.
• Proficiency in CRM software and lending platforms is a plus.
• Licensed Loan Officer (as required by state and federal regulations).
Why AI Lending?
• We provide the leads - Work directly with top-producing real estate teams.
• Fast closings - Loans can close in as little as 10 days.
• Unmatched product selection - Access to 200+ broker relationships and premium lending options.
• Marketing & media exposure - Stay ahead with cutting-edge marketing support.
• Growth & expansion - Join us as we scale nationwide in 2025.
This is more than just a job-it's a career opportunity with a company that invests in your success. If you're ready to take your lending career to the next level, apply today!
Senior Closer
Loan Processor Job In Chicago, IL
A mission-driven nonprofit organization in Chicago is seeking a Senior Closer to facilitate the loan closing process, ensuring accuracy, compliance, and efficiency. Offering a competitive salary of $60,000 - $75,000, this role also includes a comprehensive benefits package with PTO, 401(k), and health insurance. The Senior Closer will play a vital role in coordinating loan closings, maintaining loan documentation, and managing payout files, contributing to the organization's impactful work in the community.
Key Responsibilities of the Senior Closer:
Coordinate and manage the loan closing process, ensuring all required documentation is complete and accurate.
Maintain loan documents and payout files, ensuring proper organization and compliance with policies and regulations.
Collaborate with internal and external stakeholders, including lenders, legal teams, and borrowers, to facilitate a smooth closing process.
Review loan agreements and construction draw schedules to confirm compliance with financing terms and construction practices.
Ensure proper disbursement of loan proceeds in accordance with established guidelines and approval processes.
Monitor and update loan closing procedures to enhance efficiency and mitigate risk.
Qualifications of the Senior Closer:
Bachelor's or Associate's degree required.
At least 5 years of experience in commercial loan closing.
Knowledge of construction practices and loan disbursement processes.
Strong attention to detail with the ability to manage multiple closings and deadlines.
Excellent organizational and communication skills to facilitate collaboration with various stakeholders.
Proficiency in Microsoft Office Suite, with the ability to manage loan documentation electronically.
P-13
Consumer Loan Processor
Loan Processor Job In Chicago, IL
Full-time Description
The Federal Savings Bank, a leading private bank and national lender, is seeking a Consumer Loan Processor to support the rapidly expanding the Consumer Loan Division in our Chicago, IL headquarters. The Federal Savings Bank Consumer Loan Processor is responsible for end-to-end processing of our secured loan products. They will also be cross-trained on processing unsecured loans.
This position is based in our Chicago (Logan Square) corporate headquarters. Qualified candidates must reside a commutable distance at the time of application to be considered. Employee must be able to work onsite 3 days per week.
Responsibilities and Duties:
Act as a source of contact for clients throughout the granting process of loan
Daily utilization of Encompass LOS and automated underwriting systems (DU/LP)
Set and maintain proper expectations with all parties on the loan file
Analyze credit, income, assets, and collateral documents
Analyze package for completeness to ensure loan file meets guidelines prior to submission to underwriting
Clear loan conditions and communicate effectively with Sales, Processing, Underwriting, and Closing teams
Order, as applicable, title, appraisal, hazard insurance, flood insurance, payoffs, and analyze prior to closing
Review and analyze title for all requirements and address any issues, insurance coverage for mortgagee
Maintain loan file compliance while managing pipeline of various volume levels
Work effectively under specific time constraints and meet end-of-month deadlines
Follow policies and procedures & supports the Bank's goals and values
Treat people with respect; keep commitments; inspire the trust of others, work ethically and with integrity, and uphold organizational values
Requirements
Job Requirements:
High school diploma required; 4-year college degree preferred
4+ years of processing experience in any type of lending (Mortgage/Home Equity preferred)
End-to-end processing experience strongly preferred
Able to calculate income, including self-employed
Expert knowledge of agency and investor loan guidelines
Familiarity with Encompass or other similar loan origination software
Proficient with Automated Underwriting (LP & DU) preferred
Ability to manage and lead a loan process
Great attitude, both to internal team and customers
Favorable credit and background required
What We Offer:
Medical, Dental, and Vision insurance
HSA and FSA plan options available
Company-paid life insurance
Partial matched 401k
7 paid holidays
PTO that increases with length of employment
Employee Assistance Plan (EAP) for employee and their household
Employee recognition on a national scale with incentives
Big bank capability, small-bank feel
The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.
Salary Description $50,000 - $70,000 base salary + bonus
Commercial Loan Processor - To 70K - Chicago, IL - Job # 2672
Loan Processor Job In Chicago, IL
Our bank client is seeking to fill a Commercial Loan Processor role located in the Chicago, IL area. The position is responsible for the preparation, accuracy, and completeness of commercial loan packages, using the Bank's documentation system and procedures. The candidate will be processing and preparing commercial loan products, as assigned.
The opportunity has a generous salary of up to $70K and a full benefits package. (This is not a remote position.)
Commercial Loan Processor responsibilities include:
Processing commercial loan requests for both new and renewal loans using prescribed procedures and software.
Making an initial review of the loan approval (Profile), using information available on the loan processing software system and credit file, obtaining required information for underwriting, and preparing loan closing documents.
Preparing all necessary loan documents including Promissory Note, Business Loan Agreement, Construction Loan Agreement, Disbursement Request and Authorization, Resolutions, and Loan Checklist using information from the loan application, profile, and title policy.
Confirming loan approval authority as defined by bank policy; review and obtain an understanding of the loan transaction from the Loan Profile.
Determining that initial underwriting documentation is present according to the approval document.
Reviewing credit files and determining additional documentation needs to support underwriting requirements, such as entity papers, credit reports, purchase contracts, lien searches, title work, appraisal or evaluation, environmental questionnaire, survey, life insurance, and property liability insurance.
Ordering supporting documentation from approved vendors and working with loan officers or customers as needed.
Renewal loan processing includes entering the loan into loan software and working with the servicing loan officer to move the approved credit to close.
Communicating results of documentation review and any processing issues to the loan officer on a timely basis.
Balancing transactions and preparing all general ledger tickets and cashier's checks for disbursement.
Preparing wire forms, wire tickets, and authorizing wires for loan proceeds.
Processing loan file post-closing, including preparation and delivery of instruction letter and the closing packet to the title company if needed.
Assisting with additional loan operation roles, as requested or necessary.
Requirements
Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
High School Diploma or equivalent required; two (2) year degree or higher preferred.
Two or more years of experience in commercial loan document preparation and/or document processing.
Understanding of the required documentation for commercial term loans and lines of credit and the associated collateral documentation.
Ability to prioritize work on complex loan transactions to meet scheduled loan closing dates.
Knowledge of compliance requirements for commercial borrowers.
Knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies.
Highly accurate data entry skills and a strong level of skill working with a variety of PC and internet applications, including LaserPro, Excel, Word, and PowerPoint, and the ability to navigate key industry-specific Internet sites.
Strong multi-tasking, time management, thoroughness, and accuracy skills required.
Solid communication and organizational skills with a focus on teamwork and cooperation.
A high level of confidentiality is required.
Ability to work under deadlines with frequent interruption.
Benefits
The opportunity has a generous salary of up to $70K and a full benefits package. (This is not a remote position.)
Special Loans Processor
Loan Processor Job In Oswego, IL
The Special Loans Processor is responsible for managing and efficiently processing department duties and tasks over various functions including assumptions, recasts, construction loans, renovation loans, ARM loans, etc. The role requires high attention to detail and prioritization skills, knowledge of loan servicing, ability to manage large volumes, and understanding of compliance and industry regulations. The processor will work closely with internal teams, legal departments, and external clients to ensure efficient servicing and resolution of these loans.
About Servbank:
Founded in 1994, Servbank is a banking institution with local roots and national reach. We were built on a foundation of community-orientation, which ensures that no matter who we serve, we do so with the human touch that marks the gold standard of service. We work with individuals, businesses, and communities, so that whether you're a student, a homeowner, a small business owner, or a community leader, we can help you fulfill your goals. Come create excellence with Servbank.
Duties and Responsibilities
Receives, reviews and evaluates requests received regarding Special Loans functions following the necessary procedures
Maintains and follows procedures outlined by the investors and/or clients
Obtains and reviews information needed to process Subordinations, Easements, Partial Releases, Assumptions, as well as any other requests pertaining to the Special Loans area
Processes maintenance in ARM, Balloon, Construction, Renovation and other workstations as required
Responds to internal/external clients and/or borrowers regarding Special Loans requests
Completes tasks within department and investor guidelines
Adapts to change productively
Handles other essential tasks as assigned
Assist in developing job aides and procedural updates as needed.
Ability to effectively communicate verbally and in writing
Excellent listening and organizational skills
Provide superior customer service and work well with all internal and external customers
Client-centered focus
Capable of adapting to changing situations as well as the ability to show strong initiative and use good judgement to make sound decisions
Ability to work in a fast-paced environment
Ability to multi-task and manage time effectively to meet deadlines and manage multiple priorities
Ability to problem solve and research issues when needed in an organized and detail orientated manner
Perform additional responsibilities as needed
Requirements
MSP platform
Flexibility with scheduling on a day-to-day basis, including extended hours and/or Weekends
Experience in 3 or more areas of the following:
o Adjustable-Rate Mortgages (ARM Workstation)
o Assumptions
o Balloon Loans
o Boarding and Investor Reporting Discrepancies
o Construction Loans
o Easements
o Eminent Domain
o HELOC
o Matured Loans
o Non-Amortizing
o Obligors
o Partial Release
o Pre-Payment Penalties
o Recast
o Release of Liability
o Renovation Loans (203k)
o SCRA Loans
o Subordinations
o Successors In Interest (SII)
Education
High School Diploma
EEO Statement:
We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Salary Description $54.8k to $64.1k
Loan Processor III
Loan Processor Job In Illinois
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
* Identify potential issues and communicate to consumer and loan officer.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Stay current with federal, state regulations, policies and industry trends.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Coach and provide guidance to less experienced Processors as needed.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to Loan Officers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
* Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
* Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
* Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Expert knowledge in new construction documentation and condominium projects.
* Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
* Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, supervision is intermittent to infrequent
* Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
* May provide guidance to less experienced team members to resolve/escalate issues of high complexity
* Exercise sound judgment in executing core job responsibilities
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Loan Processor III
Loan Processor Job In Illinois
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Loan Processor
Loan Processor Job In Chicago, IL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 21.00-24.00
Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Commercial Loan Processor
Loan Processor Job In Moline, IL
Join our team as a detail-oriented Commercial Loan Processor at IHMVCU! We are member-focused and dedicated to providing exceptional service while fostering financial well-being for our community. This role is located at our beautiful headquarters on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility.
Summary of Position:
The Commercial Loan Processor will be responsible for the loan origination process for commercial lending products, ensuring that all loan documentation, compliance requirements and internal policies and procedures are adhered to. This position will communicate regularly with the Commercial Loan Officers, members, attorneys, title companies and insurance agencies in providing overall support and assistance for loan documentation preparation, servicing and closing.
The successful candidate should have following skills/qualifications:
* High school diploma or equivalent required; Bachelor's degree in Finance, Business or related field preferred.
* Minimum 2-3 years experience in commercial loan processing, underwriting or related financial experience.
* Knowledge of commercial lending products, processes, and industry regulations.
* Strong attention to detail with the ability to identify discrepancies and ensure accuracy in all loan documentation.
* Proficient in loan processing software and Microsoft Office Suite (Excel, Word, Outlook).
* Excellent verbal and written communication skills with the ability to interact effectively with members, colleagues, and external partners.
* Ability to handle multiple tasks, meet deadlines, and work in a fast-paced environment.
* Strong organizational and problem-solving skills.
Key Responsibilities:
* Review, verify and process commercial loan applications, supporting documentation and legal forms to ensure timely and accurate data entry into the loan origination system.
* Coordinate with commercial loan officers and analysts to gather necessary information and ensure loan packages are complete and ready for approval.
* Prepare loan documents for disbursement and ensure compliance with credit union policies and regulatory requirements.
* Maintain a thorough understanding of loan terms, conditions, and eligibility criteria to effectively process loan applications.
* Communicate with team members and external stakeholders to clarify loan documentation requirements, answer questions and maintain accurate records of all loan statuses.
* Assist with loan closings, confirming all necessary documentation is present, signed and filed appropriately.
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.
Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
* Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
* Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
* Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
* Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm.
* Lifting Demands: Up to 10 lbs.
* Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.
Loan Processor
Loan Processor Job In Chicago, IL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 21.00-24.00
Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Processor
Loan Processor Job In Chicago, IL
pFounded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer who sees the customer behind every loan, we understand that our customers aren't loan numbers - they're homeowners./p
pBefore founding our company, we conducted an exhaustive analysis of the mortgage servicing industry and gained valuable insight into the problems facing mortgage servicers and their customers. With that insight, we set out to build a different kind of servicing company from the ground up./p
pCome join us on our journey to serve our customers and be the leader in our industry! We are currently looking for a strong Loan Processor/strong to join our team!/p
pThe Loan Processor is responsible for ensuring the timely and accurate packaging of all loans originated by the loan officers. This will include gathering information for each loan and take file from pre-approval to closing. He/she will input loan information into LOS, verifying completeness and compliance with company policies. Overall, the loan processor is preparing the application for submittal to underwriting./p
pstrong What you will do for Constructive Loans:/strong/p
ul
li Order and coordinate loan documents/li
li Provide the customer with timely and periodic status updates on their loan application/li
li Return all inquiry calls within one business day/li
li Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports/li
li Ensure that all customer files are complete and in compliance with regulatory agencies and internal policies/li
li Meet crucial deadlines as requested/li
li Analyze and record all incoming documents for compliance and loan eligibility./li
li Reviewing the complete file and ensuring the various documents in the file are in sync with all the others and the loan application on the system/li
li Following up on the status of the services ordered to ensure minimum delay from order to receipt/li
li Upon receipt of the loan decision from the underwriter, liaise with the various internal and external parties in order to address the additional requirements from the underwriter /li
li Verify and validate supporting income, assets, and liabilities. /li
li Review and verify credit reports. /li
li Maintain open communication with customers, real estate brokers, and loan officers to; ensure proper and timely processing and submission of mortgage applications. /li
li Update mortgage applications. /li
li Send and follow-up on verifications to employers, banks, creditors, etc. /li
li Provide status reports on each mortgage indicatingthe process to the loan officers./li
li Ability to review, analyze, and calculate qualifying income documentation from personal and business tax returns/li
li Knowledge of DU and LP systems/li
li Excellent written and verbal communication skills/li
li Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm/li
li Be a Team Player/li
/ul
pstrong What you will bring to Constructive Loans:/strong/p
ul
li High School Diploma or equivalent/li
li2 + years of experience in the mortgage industry preferred/li
li Encompass experience a plus/li
li Proven customer service skills/li
li Proficient computer skills, especially Microsoft Office applications/li
li Effective verbal and communication skills/li
li Ability to manage multiple tasks and projects simultaneously/li
li Must have proven experience processing FHA loans/li
li Strong understanding of GFE, TIL, and RESPA rules/li
li Proven ability to fund a minimum of 20 loans per month /li
/ul
pEquity and Inclusion are embedded into our way of working at Fay. We believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included and is presented with equal opportunities to be successful here at Fay. We are proud to be an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information go to a href="https://nam10.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.dhs.gov%2FE-Verifyamp;data=05%7C02%7Cmcarcione%40faygroup.com%7C3cd0e67a88f74cc493cc08dcde54f808%7Cd61ef6b08efd4c02b6930e73c725846a%7C0%7C0%7C**********23935092%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7Camp;sdata=p%2BGghqh23fRoXuCqwuMY7MajLRmcziHlYspYFUWdIYY%3Damp;reserved=0" rel="noopener" target="_blank"*********************** E-Verify is a registered trademark of the U.S. Department of Homeland Security./p
Cadillac Loan Processor
Loan Processor Job In Barrington, IL
Automotive Loan Processor / Automotive Finance Assistant: Organizes, gathers and processes customer documentation for sales. Essential Duties include the following. Other duties may be assigned. Receives cash, checks and credit card payments from customers; records amount received.
Makes change and issues receipts to customers.
Files within appropriate file system all dealership forms, records, reports, correspondence, or other important material.
Establishes and maintains good working relationships with several finance sources, including the manufacturer.
Processes finance and lease deals accurately and fairly through financial sources to secure approval.
Provides refunds or credit memorandums to customers for returned merchandise or as directed by managers.
Works with department managers to keep abreast of new products and services offered, their features and value, and any changes in price.
Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner.
Checks all paperwork for correct title, lien information, taxes, etc., before forwarding to accounting.
Acquires and maintains current state insurance license, completing continuing credit insurance education as needed.
Answers customer questions about service performed or products purchased, or refers them to someone who can.
Processes all federal, state, and dealer paperwork related to vehicle transaction.
Verify customer insurance requirements.
Ensures collection of all finance and insurance fees.
Processes all credit applications.
Maintains an adequate and current supply of all required contracts and paperwork needed for completion and finalization of car deals
Conducts business in an ethical and professional manner.
Provides clerical and secretarial assistance to departments as needed.
Maintains a professional appearance.
Keeps work area neat and clean.
Performs other duties as assigned.
$17 - $19 an hour
Murgado Automotive Group is an equal opportunity employer. Murgado Automotive Group does not discriminate in employment on account of race/ethnicity, color, religion, national origin, gender, sexual orientation/transgender status, age disability, martial/parental status, citizenship status, military status, political affiliation and/or beliefs, pregnancy, order of protection status or other non-merit status.
We are an employer who participates in the E-verify program with the Department of Homeland and Security.
Commercial Loan Servicer
Loan Processor Job In Naperville, IL
Responsible for servicing all commercial loans. GREENSTATE CULTURE: At GreenState, we exist to create lasting value for those we serve. We do this by putting immense value into our employees, members and communities. We empower our employees to create endless opportunities, which will then impact the lives of our members and enhance the vitality of our communities.
Pay range for this hourly position is $26.38 - $30.85/hr with a progressive benefits package.
Essential Duties and Responsibilities
Performs essential duties and responsibilities in the following areas which may include, but are not limited to those listed and are subject to change.
1. Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision.
2. Demonstrates a positive member service (internal and external) focus at all times.
3. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
4. Plays a vital role in enriching the community by participating in community service organizations and/or Credit Union sponsored events on an annual basis.
5. Ensures confidentiality of member information.
6. Assists in all wire postings and back end file maintenance.
7. Adheres to all state, federal and credit union regulations, policies and guidelines.
8. Develops relationships in the real estate community.
9. Answers the Commercial Servicing direct phone line and email.
10. Assists in year-end completion and mailing of 1098/1099 statements.
11. Coordinates tracking and payment of escrowed insurance coverage. Follows-up on any lapsed or incomplete coverage obtaining current copy of coverage in place.
12. Coordinates tracking and payment of escrowed property taxes twice a year.
13. Assists with the selection, installation (conversions) and maintenance of software products/vendors.
14. Manages monthly mailings to vendors to collect any missing lien waivers and documents accordingly to avoid liens and obtain final title policy
15. Runs the periodic statement file and sending to the statement vendor for production.
16. Coordinates setup and GL posting of all loans.
17. Participates in developing procedures for commercial servicing operations, which include the ongoing support, payoff, tax, insurance and servicing functions.
18. Stays abreast of changes in servicing software, regulations, policies and industry practices to ensure continued compliance.
19. Runs daily and monthly reports as needed.
20. Monitors and adjusts variable rate loan rates, payments, etc., as needed.
21. Assists with processing and maintaining participations accordingly, including coordinating funding/buy backs with participants, monthly transactions, record keeping and reporting.
22. Oversees all escrow accounts including all correspondence with members in regards to their escrows and runs a yearly escrow analysis.
23. Posts commercial payments daily.
24. Researches and corrects payments on loan accounts due to errors in payment application or improper interest rates; backs off payment and makes necessary adjustments; transfers loans to proper account number or note number if error is discovered. Includes any other necessary file maintenance as a result.
25. Prepares releases for mortgages and assignment of rents and coordinates follow up on Mortgage Satisfactions to ensure releases are done in a timely manner.
26. Assists with Participation Loan Sales including file retrieval for review as well as document export, balance updates, and monthly principal and interest reports.
Job Requirements/Expectations
1. High school diploma or equivalent (i.e. GED.) with six months to one year previous related work experience or post-secondary degree in Business, Mathematical Science, or other related field.
2. Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand.
3. Interpersonal skills to represent the Credit Union in a positive way during member contact.
4. Ability to provide quality service to members by phone or in person.
5. Ability to develop and maintain effective working relationships with co-workers.
6. Ability to prioritize assignments and organize work efficiently, to handle large volumes of details.
7. Ability to operate related computer applications, an on-line terminal and other standard office equipment such as a calculator and typewriter.
8. Accuracy and attention to detail required.
9. Lending policies and Real Estate knowledge preferred.
10. Escrow experience desired.
11. Must be bondable.
Reporting Relationship
This position reports to the AVP/Commercial Operations.
Supervisory Responsibilities
This position is not responsible for the supervision of other employees.
Equal Opportunity Employment Statement
GreenState Credit Union is an EEO/AA Employer. M/F/Veteran/Disability. We strongly encourage minorities, veterans, and individuals with disabilities to apply for openings with the credit union. #LI #ID
Consumer Loan Specialist
Loan Processor Job In Galesburg, IL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
* Earn monthly bonuses
* Medical, dental, and vision insurance effective day 1
* 401K with some company match
* Paid Time Off
* Employee Relief Fund
Hourly: $16.25 - $21.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
* Greet and assist every customer in a professional manner
* Marketing for new loans to existing and new customers through solicitation calls
* Educate and upsell customers on all product offerings including loan options and insurance products
* Process loan applications to determine customer eligibility
* Work with past due customers to bring their account current through collection calls
Qualifications
What you should have:
* Customer service mindset
* Experience with sales and/or customer service
* Ability to multitask and effectively manage time
* High School diploma or equivalent.
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#HeightsFinance
#HFCLP
Key Words: Customer Service, Loans, Financial Services, Retail, Bank Teller, Lending, Collections, Sales, Finance
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
Commercial Loan Processor - To 65K - Chicago, IL - Job 3094
Loan Processor Job In Chicago, IL
Commercial Loan Processor - To $65K - Chicago, IL - Job # 3094
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our bank client is seeking to fill a Commercial Loan Processor role located in the Chicago, IL area. The position is responsible for the preparation, accuracy, and completeness of commercial loan packages, using the Bank's documentation system and procedures. The candidate will be processing and preparing commercial loan products, as assigned.
The opportunity has a generous salary of up to $65K and a full benefits package. (This is not a remote position.)
Commercial Loan Processor responsibilities include:
Processing commercial loan requests for both new and renewal loans using prescribed procedures and software.
Making an initial review of the loan approval (Profile), using information available on the loan processing software system and credit file, obtaining required information for underwriting, and preparing loan closing documents.
Preparing all necessary loan documents including Promissory Note, Business Loan Agreement, Construction Loan Agreement, Disbursement Request and Authorization, Resolutions, and Loan Checklist using information from the loan application, profile, and title policy.
Confirming loan approval authority as defined by bank policy; review and obtain an understanding of the loan transaction from the Loan Profile.
Determining that initial underwriting documentation is present according to the approval document.
Reviewing credit files and determining additional documentation needs to support underwriting requirements, such as entity papers, credit reports, purchase contracts, lien searches, title work, appraisal or evaluation, environmental questionnaire, survey, life insurance, and property liability insurance.
Ordering supporting documentation from approved vendors and working with loan officers or customers as needed.
Renewal loan processing includes entering the loan into loan software and working with the servicing loan officer to move the approved credit to close.
Communicating results of documentation review and any processing issues to the loan officer on a timely basis.
Balancing transactions and preparing all general ledger tickets and cashier's checks for disbursement.
Preparing wire forms, wire tickets, and authorizing wires for loan proceeds.
Processing loan file post-closing, including preparation and delivery of instruction letter and the closing packet to the title company if needed.
Assisting with additional loan operation roles, as requested or necessary.
Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
High School Diploma or equivalent required; two (2) year degree or higher preferred.
Two or more years of experience in commercial loan document preparation and/or document processing.
Understanding of the required documentation for commercial term loans and lines of credit and the associated collateral documentation.
Ability to prioritize work on complex loan transactions to meet scheduled loan closing dates.
Knowledge of compliance requirements for commercial borrowers.
Knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies.
Highly accurate data entry skills and a strong level of skill working with a variety of PC and internet applications, including LaserPro, Excel, Word, and PowerPoint, and the ability to navigate key industry-specific Internet sites.
Strong multi-tasking, time management, thoroughness, and accuracy skills required.
Solid communication and organizational skills with a focus on teamwork and cooperation.
A high level of confidentiality is required.
Ability to work under deadlines with frequent interruption.
The next step is yours. Email us your current resume along with the position you are considering to:
************************
Special Loans Processor
Loan Processor Job In Oswego, IL
Requirements
MSP platform
Flexibility with scheduling on a day-to-day basis, including extended hours and/or Weekends
Experience in 3 or more areas of the following:
o Adjustable-Rate Mortgages (ARM Workstation)
o Assumptions
o Balloon Loans
o Boarding and Investor Reporting Discrepancies
o Construction Loans
o Easements
o Eminent Domain
o HELOC
o Matured Loans
o Non-Amortizing
o Obligors
o Partial Release
o Pre-Payment Penalties
o Recast
o Release of Liability
o Renovation Loans (203k)
o SCRA Loans
o Subordinations
o Successors In Interest (SII)
Education
High School Diploma
EEO Statement:
We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Salary Description $54.8k to $64.1k
Loan Processor
Loan Processor Job In Chicago, IL
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
* Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
* Assemble the complete loan package in proper order for underwriting.
* Verify all required documentation (pre-underwrite) in the file.
* Complete the required loan checklist.
* Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
* Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
* Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
* Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
* Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
* Manage pipeline by completing and submitting reports within allotted turn-around times.
* Assist set-up of loans.
* Document all communication related to the loan application in the conversation log.
* Train and assist supervision of new Loan Processors and other processing personnel.
* Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
* Available to work varying hours and overtime if needed.
Qualifications and Skills:
* High School Diploma or equivalent.
* Minimum of 5 years' residential mortgage processing experience.
* Experience with Encompass.
* Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
* Knowledge of DU, LP, Microsoft Office, and Windows.
* Excellent math and analytical skills.
* Excellent communication skills.
* Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
* Hourly Rate: 21.00-24.00
* Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Consumer Loan Specialist
Loan Processor Job In Melrose Park, IL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and existing customers in the lending process. This position is a terrific opportunity to start your career and learn about consumer finance! Our team is goal driven and always strives for business growth, increased sales, and controlled delinquency.
If you are self-motivated, career oriented, and energized by delivering good customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $17.25 - $23.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
Greet and assist every customer in a professional manner
Marketing for new loans to existing and new customers through solicitation calls
Educate and upsell customers on all product offerings including loan options and insurance products