Mortgage Loan Processor
Loan Processor Job In Beltsville, MD
Are you ready to be a key player in helping families achieve their dreams of homeownership? As a Loan Processor, you'll work directly with homebuyers to guide them through one of the most important financial decisions of their lives. You'll thrive in an environment that values respect, empowerment, and growth, all while enhancing the customer experience and supporting your professional development. With your customer service skills and financial acumen, you'll make a difference for families in your community and help them secure quality homes.
What You'll Do:
Transform Lives Through Exceptional Service: Your role will be essential in creating an outstanding homebuying experience. You'll build relationships with homebuyers, providing them with expert guidance and clear communication throughout the entire loan process.
Collaborate Across Teams: Be the vital link between the borrower, the sales team, and underwriting. Ensure that every customer feels supported and informed at every stage of their journey to homeownership.
Manage Loan Files with Precision: Handle multiple loan files simultaneously, gather required documentation, and ensure timely and accurate processing of all mortgages.
Ensure Smooth Closings: From setting up loan files to coordinating closing paperwork, you'll ensure that all documents are complete and correct before passing them to the closing team for a seamless process.
What We're Looking For:
A Customer Service Champion: You're a pro at communication, both verbal and written, with a strong commitment to providing an outstanding customer experience.
A Detail-Oriented, Multi-Tasking Expert: You can juggle multiple priorities, stay organized, and ensure nothing slips through the cracks.
Preferred Education: A Bachelor's degree or relevant experience is a plus!
Why You'll Love Working Here:
Training & Growth Opportunities: Get hands-on, in-office training and support to grow your skills and advance your career.
Path to Leadership: Start your journey as a Loan Processor and work towards advancement!
Impact Your Community: Your role is more than a job-it's an opportunity to make a lasting difference in the lives of families in your area.
Ready to help families achieve their homeownership dreams? Send your resume to ********************* today!
Mortgage Loan Officer
Loan Processor Job In Annapolis, MD
South River Mortgage (SRM) is one of the fastest-growing reverse mortgage originators in the country. Founded in 2019, our mission is focused on helping customers find security in retirement. At SRM we put our customers first by helping them find the best reverse mortgage products that fit their specific needs. Our company is expanding, and we are seeking Mortgage Loan Officers to join our team in-person at our headquarters in Annapolis, MD.
Responsibilities
As a Mortgage Loan Officer, you will work with pre-screened leads developed by the company.
There is no cold-calling or lead generation required.
Your job is to manage leads by providing a phone consultation to help clients meet their retirement goals. You will be trained to present mortgage opportunities over the phone, educating the customer on the product and the process, and will work with the customer throughout the process from start to finish.
Manage leads by phone, email, text, and CRM.
Interview applicants to analyze financial and credit data, determine financing objectives, and advise customer on product, pricing, and process.
Collect and analyze client's financial information and credit worthiness.
Communicate with client to provide or request information and required documentation.
Follow loan from application to closing, ensuring continued communication with the customer throughout the process.
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Qualifications
We are seeking dedicated, energetic, team-oriented individuals to join our team who are ready to elevate their sales career to uncapped new heights. We are looking for talented people who put customers at the forefront of everything they do.
Bachelor's degree or equivalent preferred.
Coachable; Ability to retain and apply skills learned through sales trainings.
Detail oriented and organized with ability to manage multiple priorities.
Demonstrate patience and professionalism when interacting with customers.
Strong verbal and written communication skills.
Goal oriented; Motivated and driven by sales and uncapped earning potential.
Ability to work on-site in a team-oriented environment.
What We Offer
$50,000 Base Salary + Training/Licensing Pay + Uncapped Commission + Tier-based Incentives & Bonuses (including Rolex incentive).
Extensive training - participate in ongoing group and individualized trainings with sales leaders.
Internal Promotions.
Paid Training/Licensing.
Medical, Dental, Vision, 401K, Paid Time Off, & Pet Insurance.
Subsidized Gym Membership.
Free office snacks & refreshments.
Our Core Values
Accountability - When we say it, we mean it.
Community - Meet coworkers
and
friends.
Growth - It's more than just a job, it's a career.
Integrity - We choose to do what's right.
Purpose - Meaningful work done by passionate people.
Location
Annapolis, MD is a lively, waterfront city positioned between Baltimore and Washington, D.C.
Brand new state-of-the-art office with employees in mind - from floor to ceiling windows to a fully-stocked pantry to a putting green and more!
Loan Processor
Loan Processor Job In Alexandria, VA
Piper Companies is seeking a Loan Processor to join a leading credit union based in Alexandria, VA. The Loan Processor will focus on data entry around member loans and assisting members with payoff processing inquiries. Responsibilities of the Loan Processor include:
* Accurately and efficiently enter loan application data into our system
* Verify the accuracy of loan application information and documentation
* Communicate with loan officers and underwriters to ensure all required information is complete
* Ensure compliance with company policies and procedures, as well as federal and state regulations
* Meet or exceed daily and monthly production goals
Qualifications for the Loan Processor include:
* At least 2 years of experience in data entry, preferably in a loan processing or financial services environment
* Strong attention to detail and accuracy
* Excellent organizational and time management skills
* Ability to work independently and as part of a team
* Proficiency in Microsoft Office, including Excel and Word
* Knowledge of loan processing software is a plus
Compensation for the Loan Processor includes:
* Hourly Range: $25 - $30/hr
* Comprehensive Benefits: PTO, Paid Holidays, Cigna Healthcare, Dental, Vision, 401k, Sick leave as required by law
This job opens for applications on 2/19/2025. Applications for this job will be accepted for at least 30 days from the posting date.
Keywords:
Data Entry, Loan Processor, Alexandria, Virginia, Financial Services, Accuracy, Loan Application, Documentation, Compliance, Production Goals, Microsoft Office, Time Management, Organizational Skills, Loan Processing Software, Professional Growth, Benefits
Entry Level Mortgage Loan Processor (Recent Graduates Welcome)
Loan Processor Job In Beltsville, MD
Salary is depending on experience. If you have a passion for business, customer service and growth this is the perfect opportunity for you! Lots of growth opportunities within the company! Responsibilities- Maintain strong communication and customer service to homebuyers, branch personnel and divisions within the company- Manage multiple loan files- Collect and record customer information in a timely manner- Ensure accuracy and completeness of each loan file- Coordinate closing tasks- Follow-up on submitted and pending loans
Requirements- Bachelors Degree- Excellent communication and customer service skills- Hard-working and detail-oriented$55,000 - $60,000 a year
Mortgage Loan Processor-bilingual in English and Spanish.
Loan Processor Job In Washington, DC
About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Purpose
Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting.
Position Responsibilities
Gathers and analyzes documentation and other information to take each loan application from once setup to closing
Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt
Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product
Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including:
Verify 2 years of continued employment - document any gaps
Review asset documentation
Review credit report
Review appraisal
Review title work
Review hazard insurance
Obtain payoffs on refinances by contacting current mortgage holder
Make sure all documentation is legible
Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed.
Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department
Submit loan to underwriting in appropriate file order
Clear all Prior to Closing conditions. - Loans must be “clear to close” at least 48 hours prior to closing
Advise borrower of loan decision and any required conditions
Inputs proper loan information into Encompass so that data and supporting documentation are accurate.
Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines
Follows Processing procedures as designated by Processing Manager
Must meet crucial deadlines such as financing contingencies and closing dates
Works with the MLO and/or LOA regarding missing/requested items
Updates conversation logs in Encompass
Minimum Education & Experience
3-5 years experience in a loan processing role with experience handling loans from start to finish.
Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred.
Experience communicating with borrowers regarding lending requirements.
Experience processing conventional, FHA and VA loans.
Experience with Encompass software is required.
Preferred Skills & Qualifications
Strong background in calculating income is preferred.
Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook.
Excellent verbal and written communication skills.
Proven customer service ability is required.
Must have knowledge of lending terminology and the ability to effectively communicate to borrowers.
Knowledge of underwriting would be helpful.
Independent worker that can produce results
Ability to take initiative
Ability to work in a fast-paced environment and deliver accurate results.
Working Arrangements
This is a fully onsite role expected to work in our Washington, DC office Monday through Friday.
Compensation:
Base Salary Range: $25.51 - $35.71 hourly. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description.
Additional Compensation: This role will include a yearly annual target bonus based on individual performance.
Why Join Us?
Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.
Mortgage Loan Processor-bilingual in English and Spanish.
Loan Processor Job In Washington, DC
About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Purpose
Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting.
Position Responsibilities
* Gathers and analyzes documentation and other information to take each loan application from once setup to closing
* Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt
* Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product
* Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including:
* Verify 2 years of continued employment - document any gaps
* Review asset documentation
* Review credit report
* Review appraisal
* Review title work
* Review hazard insurance
* Obtain payoffs on refinances by contacting current mortgage holder
* Make sure all documentation is legible
* Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed.
* Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department
* Submit loan to underwriting in appropriate file order
* Clear all Prior to Closing conditions. - Loans must be "clear to close" at least 48 hours prior to closing
* Advise borrower of loan decision and any required conditions
* Inputs proper loan information into Encompass so that data and supporting documentation are accurate.
* Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines
* Follows Processing procedures as designated by Processing Manager
* Must meet crucial deadlines such as financing contingencies and closing dates
* Works with the MLO and/or LOA regarding missing/requested items
* Updates conversation logs in Encompass
Minimum Education & Experience
* 3-5 years experience in a loan processing role with experience handling loans from start to finish.
* Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred.
* Experience communicating with borrowers regarding lending requirements.
* Experience processing conventional, FHA and VA loans.
* Experience with Encompass software is required.
Preferred Skills & Qualifications
* Strong background in calculating income is preferred.
* Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook.
* Excellent verbal and written communication skills.
* Proven customer service ability is required.
* Must have knowledge of lending terminology and the ability to effectively communicate to borrowers.
* Knowledge of underwriting would be helpful.
* Independent worker that can produce results
* Ability to take initiative
* Ability to work in a fast-paced environment and deliver accurate results.
Working Arrangements
* This is a fully onsite role expected to work in our Washington, DC office Monday through Friday.
Compensation:
* Base Salary Range: $25.51 - $35.71 hourly. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description.
* Additional Compensation: This role will include a yearly annual target bonus based on individual performance.
Why Join Us?
* Join a growing company with a culture that fosters an entrepreneurial spirit
* Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
* Company Contributions to your 401k - Regardless of your contribution
* Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
* Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.
Entry Level Loan Processor
Loan Processor Job In Elkridge, MD
We are seeking a detail-oriented and motivated Entry-Level Loan Processor to join our team. This role is perfect for individuals looking to start their career in the financial services industry. As a Loan Processor, you will assist in gathering and verifying financial documents, ensuring compliance with loan regulations, and supporting loan officers in processing mortgage and consumer loans efficiently. This position offers hybrid flexibility after 90 days.
1-3 years of any professional experience preferred, recent or upcoming college graduates encouraged to apply!
Responsibilities:Collect, review, and verify loan applications and supporting documents.Ensure all required documentation is complete and accurate before submission.Communicate with loan officers, underwriters, and clients to obtain necessary information.Input and update loan application data in the system.Maintain compliance with federal, state, and lender guidelines.Follow up on pending loan files to meet processing deadlines.Address client inquiries regarding loan applications and documentation.Assist in preparing loan closing documents and ensuring a smooth closing process.
$50,000 - $60,000 a year
Corporate Loan Processor
Loan Processor Job In Alexandria, VA
Job Description Qualifications Company Profile
If you are looking for an organization that offers meaningful and interesting roles with an excellent benefits and compensation package, career development, and camaraderie, look no further than George Mason Mortgage, LLC.
George Mason Mortgage, LLC is an industry-leading lender and a wholly owned subsidiary of United Bank. With headquarters in Fairfax, Virginia, we have expanded our name with retail offices throughout Virginia, Washington, D.C., Maryland, North Carolina and South Carolina. Founded in 1980, our goal is to provide solid financial value to homeowners while standing by our reputation of consistently being a top lender.
Our specialized team of talented individuals allows us to close loans efficiently. With in-office processing, underwriting and closing, we are in control of the mortgage process and work with our clients every step of the way. Join a team of professionals who bring a variety of talent to the table, while working for a reputable company that fully supports its employees.
Loan Processor | Mortgage | Homebuilder | Beltsville | Onsite
Loan Processor Job In Beltsville, MD
Are you a team player? Goal oriented? Do you have high energy? Are you an Overachiever and Competitive?
Amazing opportunity with a Top 5 US Home builder looking to add High Quality Mortgage Loan Professionals to their Potomac/Dumfries Team.
As a Loan Processor, your customer service acumen and financial background will allow you to help families purchase high-quality homes in your community. You'll act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience. You will have a direct impact on the customers ability to secure a loan for their dream home.
Responsibilities
Maintain frequent communication while providing exceptional customer service to homebuyers, branch personnel, and the Homebuilding divisions throughout the entire loan process
Collect and record customer information in a timely manner to ensure timely processing of compliant mortgage loan files
Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE's, VOD's credit report, etc.)
Ensure accuracy and completeness of each loan file processed prior to passing to the closing department
Follow up on submitted loans and/or pended loans
Coordinate closing paperwork and tasks, as required
Remain knowledgeable in all loan programs and guidelines as well as company approved Broker options
Qualifications
Excellent customer service skills
Strong organization skills, attention to detail, and ability to multi-task
Strong oral and written communication skills
Drug Testing and Credit Check are required
In a cyclical industry this opportunity provides job security with a company that has a long record of sustained success. A company that retains and promotes from within through a robust leadership development program with strong company tenure.
Security Processor (Senior Management Analyst)
Loan Processor Job In Vienna, VA
Softtek Government Solutions is seeking a Personnel Security Process (Senior Management Analyst) to support the Administration for Strategic Preparedness and Response (ASPR). ASPR is a public health preparedness and emergency response organization in the Office of the Secretary at the United States Department of Health and Human Services. ASPR was created under the Pandemic and All Hazards Preparedness Act in the wake of Hurricane Katrina to lead the nation in preventing, preparing for, and responding to the adverse health effects of public health emergencies and disasters.
Responsibilities
Receive, analyze, prepare, and submit security packages for applicants that are new hires, transfers, promotions, re-assignments and renewal for various security level sensitivities.
Provide updates to the appropriate personnel across multiple departments by accurately maintaining specific spreadsheets, logs and other trackers, and making sure they are organized in a fashion that is able to be accessed.
Provide guidance on secure communications, including secure telephones, Secure Video Teleconferencing (SVTC), and secure information technology (IT) equipment, such as HHS's Secure Portal and Access Management System (AMS).
Provide expertise to the program offices on HHS policies and procedures regarding personnel, classified information and communication security, and classification management.
Inform the Administrative and Executive Officers of the status of the hiring process for each applicant.
Ensure the implementation of procedures for eQIP, Security Manager, HHS Identity Portal, and various information technology/web-based programs are followed.
Coordinated requests for meetings, discussions, and communications between the division offices and the Office of National Security (ONS).
Training personnel and co-workers in the department as needed.
Qualifications
Required Education
Bachelor's degree
Required Experience
8-10 years of experience
Direct personnel security processing experience
Knowledge of clearance levels and various forms used to process security requests
Excellent attention to detail
Ability to process actions in a timely manner
Demonstrated proactive approaches to problem-solving with strong decision-making capability
Highly resourceful team-player, with the ability to also be extremely effective independently
Proven ability to handle confidential information with discretion, be adaptable to various competing demands, and demonstrate the highest level of customer/client service and response
Demonstrated ability to achieve high performance goals and meet deadlines in a fast- paced environment
Intermediate level Microsoft Office, Microsoft Visio, and Adobe Acrobat skills
Superior time management skills.
Required Clearance
Favorable adjudicated Tier 3 investigation and be able to obtain and maintain a minimum Secret clearance
About Softtek Government Solutions:
Softtek Government Solutions is a professional services firm focused on addressing our nation's most complex threats and challenges. As a small business we're committed to supporting our clients' missions with services delivered by our diverse and experienced staff. With expertise in cybersecurity, emergency preparedness, and public health, our experience base spans federal, state, and local governments, as well as private sector entities.
Softtek Government Solutions encourages collaborative communication and ongoing learning. Some of our benefits include:
Extensive training programs
Gym membership reimbursement
Education reimbursement
Technology benefits
Commuter benefits
Generous paid time off and much more!
Softtek Government Solutions is an Equal Opportunity Employer (EOE)
Loan Specialist
Loan Processor Job In Woodbridge, VA
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Loan Specialist into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Loan Review Specialist I
Loan Processor Job In Waldorf, MD
Shore United Bank is seeking a full-time Loan Review Specialist I to join our team. The Loan Review Specialist I is responsible for reviewing noncomplex commercial loans and performing administrative duties as part of the loan review function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the loan review function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.
Essential Functions Include:
Performs administrative duties as part of the loan review function of which the following are illustrative:
Obtains sufficient data from internal & external sources to assist in the review completion
Exercises good judgment as to credit quality while reviewing and/or re-analyzing the financial condition of borrowers and guarantors to ensure accuracy of the underwriting
Includes compliance issues in the review of commercial credit
Identifies issues that may lead to losses
Assesses the accuracy of risk ratings and recommends appropriate action
Maintains accuracy of work papers and documentation sufficient to support accountability for results and maintains productivity levels according to established standards
Involves lending support as needed in the resolution of identified errors
Reports results of credit relationship review to management and Commercial Relationship Managers
Monitors credit and documentation exceptions
Assists the Loan Review Manager as required to complete special projects and other duties relating to the department and its functions
Identifies and responds to opportunities to communicate affiliates products and services to promote the image of the affiliate and promote Shore Bancshares' community of companies' products and services to potential customers and referring those customers to the proper personnel.
Achieves goals assigned to the Loan Review Specialist as part of the assigned department's annual operating plan.
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the company's compliance with all regulatory requirements, e.g., community reinvestment act (CRA), bank secrecy act (BSA), equal credit opportunity act, etc.
Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
Communicates with management and staff personnel in order to integrate goals and activities.
Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
Maintains appropriate records and provides assigned reports.
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Location: This position can work in our Easton, Annapolis or Waldorf offices. This posting is for our Waldorf branch - 3035 Leonardtown Rd, Waldorf, MD 20601.
Position Type/Expected Hours of Work:
Full-time.
Non-exempt.
Days of Work: Monday-Friday.
Required Education and Experience:
A bachelor's degree in business, accounting or finance preferred, or a minimum of one year of related experience with loan review.
Specialized financial analysis training.
Compensation:
The pay range for this position is $24.00 to $28.00 hourly.
Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.
Company Benefits:
Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
Paid parental leave
401k savings plan with up to a 4% company match
Employee Stock Purchase Plan
Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
Opportunity for growth and advancement
Paid training program and continuous training sessions throughout the year on various topics
Generous paid time off and paid sick time
Community involvement opportunities
Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.
Shore United Bank: Good things are happening here.
Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.
Loan Specialist
Loan Processor Job In Lanham, MD
Full-time Description
FedChoice is Hiring!
Have you worked in consumer lending? Do you have experience in the credit union or banking industry? Are you ready to embark on a thrilling financial adventure?
We are seeking a motivated, member-focused, target-driven team member to join our Lending Services team as a Loan Specialist.
What You'll be Doing...
FedChoice is looking for a Loan Specialist who is responsible for servicing members in the area of lending related services by guiding members through the entire loan process. This includes accurate and timely loan origination, processing, closures, disbursements and maintenance of Consumer, VISA and Home Equity loan applications. Interviews members to obtain all relevant information in order to provide the best possible solution(s). Communicates to members final application solutions. With knowledge of the Credit Union's various loan products, the Loan Specialist helps members to understand the different loan options and benefits.
Key Areas of Focus...
· Interviews members to determine eligibility to apply for a loan and obtain all required and applicable information in order to submit a complete application for decisioning.
· Keeps members informed of Credit Union services, products and policies.
· Reads and analyzes members' credit reports to ask questions and then obtain answers and reasons from members (i.e. employment, deregulatory accounts, details of loans, etc.).
· Explains loan options, rates, terms and collateral requirements.
· Ensures the loan application/package is complete prior to referring to Underwriting.
· Processes and disburses approved loans accurately and according to standards.
· Researches, responds, and resolves member requests and questions promptly, courteously and professionally.
· Actively and professionally cross-sells Credit Union products and services.
· Any other duties as assigned.
Requirements
You should have:
· High school graduate or equivalent. Must be registered through the National Mortgage Loan system (NMLS) and must maintain registration.
Minimum TWO (2) years of consumer loan interviewing, processing, closing and funding of consumer loans, along with documentation and disclosures experience for unsecured and secured loans.
Proficient with Microsoft Office.
Exceptional written and verbal communication.
Preferred:
· Symitar and MeridianLink knowledge and experience are a plus
· Credit Union or financial institution experience.
When you join FedChoice
You are not joining just another credit union; you are joining a progressive financial institution. At FedChoice Federal Credit Union, we offer an altogether better banking experience for federal employees and their families and an altogether better working experience for FedChoice employees.
Our competitive benefits and perks include:
· Birthday Bliss: Take your special day off and celebrate YOU! We want you to enjoy the moments that matter.
· Casual Chic: Say goodbye to stuffy suits! Embrace the comfort of jeans and sneakers with your FedChoice shirt because great ideas flow best when you're feeling your best.
· Tuition Triumph: Invest in your education with our Tuition Reimbursement program. Your quest for knowledge is important.
· Helping Hand: Life happens, and we've got your back. Our Employee Assistance Program provides support when you need it most, ensuring you're never alone in facing life's challenges.
· Loan Leverage: Unlock exclusive Employee Loan Rates because we understand that sometimes you need a financial ally.
· Flexible Freedom: Break free from the traditional 9-to-5! Depending on your role, a hybrid schedule offers the flexibility to tailor your work life to your unique needs.
· Healthcare Heroes: Medical, dental, and vision coverage - it's like having a magical shield against unexpected health dragons. Plus, life insurance? That's your superhero cape!
· 401(k) Match: Imagine planting a money tree, and every dollar you save grows wings! Our Safe Harbor Contribution and 401(k) match is like a fairy godmother sprinkling financial pixie dust.
· Flexible Spending Account (FSA) or Health Savings Account (HSA): These accounts are like treasure chests. Fill them with pre-tax gold (okay, money), and use it for health expenses. It's like having a magic wallet!
Join us at FedChoice where every day is an opportunity to thrive, grow, and celebrate the extraordinary YOU!
FedChoice is an equal-opportunity employer.
Salary Description $19.40 - $25.00 hourly
Title Processor II
Loan Processor Job In Huntingtown, MD
We're thrilled that you are interested in joining us here at the Amynta Group!
The TITLE PROCESSOR I I is responsible for processing automobile title documents for lease payoff along with the functions of a Title Processor I. This is a production based position.
ESSENTIAL JOB DUTIES AND RESPONSIBILITIES*
Accurately read and follow the release instructions in clients database.
Properly sign/stamp title documents and match/attach all other corresponding documents.
Notify the supervisor/lead for any exception issues or questions.
Assist others as necessary.
BASIC
AND PREFERRED
QUALIFICATIONS (EDUCATION AND EXPERIENCE)
HS diploma or General Education Degree (GED)
Some college
0-2 years of experience
Minimal Supervision
MINIMUM JOB SKILLS, ABILITIES AND QUALIFICATIONS
Ability to type 45 + WPM.
Strong handwriting skills.
Strong attention to detail..
Strong work ethic.
Excellent time management skills and organizational skills..
Strong interpersonal skills and ability to work well with people throughout the organization.
Willingness to maintain a professional appearance and provide a positive company image.
Willingness to work non-traditional shifts which meet the needs of the team and company.
Ability to perform under minimal supervision.
Ability to meet expected production guideline.
Willingness to adhere to company policies and rules.
Pass applicable Pre-Screen Testing.
The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants.
Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.
Settlement Processor
Loan Processor Job In Fairfax, VA
As a Settlement Processor/Lot Acquisition Processor, you're responsible for all settlement and closing functions that are required. You are also responsible for reporting on functions related to work flow and status.
Primary Responsibilities
Work as liaison between homebuilder divisions, developers, and lenders to ensure settlements occur as scheduled.
Prepare and review settlement documents to ensure compliance with state recording requirements and department procedures.
Secure lien waivers documents from development contractors.
Ensure ability to provide clear title by identifying and resolving title issues shown on Title Reports/Commitments.
Qualifications
Proficient with Microsoft Office Suite - Excel program.
Excellent customer service and oral/written communication skills.
Strong organization skills, attention to detail, and ability to multi-task.
Entry Level Mortgage Loan Processor
Loan Processor Job In Beltsville, MD
Salary: $55,000 - 60,000/year As a Mortgage Loan Processor, you will play a key role in helping facilitate the mortgage loan process by gathering and organizing the necessary documentation, ensuring compliance, and working closely with borrowers, loan officers, and underwriters to ensure timely loan approval and closing.
This is a fantastic opportunity for individuals looking to start their career in the mortgage industry and gain hands-on experience in a fast-paced, customer-focused environment.
This is an entry level position, only a bachelor's degree is required.
ResponsibilitiesLoan Documentation Collection: Gather and review all required documentation from borrowers, including income verification, credit reports, asset documentation, and any other necessary paperwork.Data Entry & Processing: Enter borrower information into the loan processing system and ensure all documents are accurate and complete.Communication: Maintain clear communication with loan officers, underwriters, and borrowers to ensure the timely completion of loan files. Answer borrower inquiries and keep them informed on the status of their loan applications.Compliance & Regulatory Adherence: Ensure all loan applications comply with company policies, as well as state and federal regulations, such as RESPA, TRID, and FHA/VA guidelines.Preliminary Underwriting Review: Review loan files for completeness and compliance, identifying potential issues or missing documentation.Loan Pipeline Management: Track and manage multiple loan files simultaneously, ensuring all milestones are met on time and ensuring smooth loan processing.Problem-Solving: Work with borrowers and internal teams to resolve any issues or discrepancies that may arise during the loan processing stage.Team Collaboration: Work closely with other departments (Sales, Underwriting, and Closing) to ensure a seamless loan process and a positive borrower experience.
RequirementsEducation: Bachelor's degree in Finance, Business, or related field required.Experience: No prior mortgage industry experience required, but any previous customer service, administrative, or banking experience is a plus.Strong attention to detail and organizational skills.Ability to handle multiple tasks and deadlines in a fast-paced environment.Excellent written and verbal communication skills.Basic understanding of mortgage products, terminology, and loan documents is a plus but not required.Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
$55,000 - $60,000 a year
Loan Processor | Mortgage | Homebuilder | Beltsville | Onsite
Loan Processor Job In Dumfries, VA
Are you a team player? Goal oriented? Do you have high energy? Are you an Overachiever and Competitive?
Amazing opportunity with a Top 5 US Home builder looking to add High Quality Mortgage Loan Professionals to their Potomac/Dumfries Team.
As a Loan Processor, your customer service acumen and financial background will allow you to help families purchase high-quality homes in your community. You'll act as a liaison between the borrower, sales team, and underwriting department to ensure a helpful and friendly home buying experience. You will have a direct impact on the customers ability to secure a loan for their dream home.
Responsibilities
Maintain frequent communication while providing exceptional customer service to homebuyers, branch personnel, and the Homebuilding divisions throughout the entire loan process
Collect and record customer information in a timely manner to ensure timely processing of compliant mortgage loan files
Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE's, VOD's credit report, etc.)
Ensure accuracy and completeness of each loan file processed prior to passing to the closing department
Follow up on submitted loans and/or pended loans
Coordinate closing paperwork and tasks, as required
Remain knowledgeable in all loan programs and guidelines as well as company approved Broker options
Qualifications
Excellent customer service skills
Strong organization skills, attention to detail, and ability to multi-task
Strong oral and written communication skills
Drug Testing and Credit Check are required
In a cyclical industry this opportunity provides job security with a company that has a long record of sustained success. A company that retains and promotes from within through a robust leadership development program with strong company tenure.
Loan Specialist
Loan Processor Job In Woodbridge, VA
divp Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. /pp/pp For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life.
They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities.
As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
/pp/pp If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!/pp/pp/pp Regional Finance is hiring! We are looking for talented and driven individuals to join our team.
Take the next step in your career and click that apply button!br/ br/bJob Intro/b/pp The core of a Loan Specialist is being customer oriented.
If you are interested in helping others in their time of need, then this is the career you have been looking for!/pp/ppb Why work at Regional?/b/pullip Regional offers bcompetitive pay! /bWe do our best to show that we value our team members!/p/lilip You are eligible for a bmonthly bonus/b.
Who doesn't love a nice cash reward for their hard work?/p/lilip You will have bpromotion opportunities/b.
We love to train our Loan Specialist into future Branch Managers! /p/lilip All full-time team members have access to ourb medical, dental, vision and 401(k) benefits/b! /p/li/ulp/ppb Duties and responsibilities/b/pullip Provide exceptional service to all customers.
/p/lilip Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
/p/lilip Maintain office cash with accuracy and proper security.
/p/lilip Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
/p/lilip Minimize delinquent debt through calling customers and collecting on past-due accounts.
/p/lilip Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
/p/lilip Transport money and deposits to and from bank.
/p/lilip Other duties as assigned by leadership.
/p/li/ulp/ppb Minimum Qualifications/b/pullip High School Diploma or Equivalent.
/p/lilip Prior customer service experience in either a sales/retail environment or cash management environment.
/p/lilip Must pass drug screen, criminal and credit background checks.
/p/lilip Valid Driver's License and access to a dependable automobile with liability insurance coverage.
/p/li/ulp/ppb Critical Competencies/b/pullip Demonstrated passion for customer service.
/p/lilip Excellent written and verbal communication skills.
/p/lilip Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
/p/lilip Thrives in a pay for performance atmosphere.
/p/lilip Proven ability to multi-task.
/p/li/ulp/ppb Working conditions/b/ppspanspan This position works in an office providing consumer loan products in person and over the phone.
The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required.
Overtime may be required on an as needed basis and is at the discretion of upper management/span/span.
/pp/pp/ppispan If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: /spana href="**************
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pdf/a /i/pp/pp/pp Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”).
Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
/p/div
Loan Review Specialist
Loan Processor Job In Fairfax, VA
The Loan Review Specialist performs reviews of commercial and consumer loans within the banks portfolios to ensure compliance with established policies, industry standards, and risk acceptability tolerances.
RESPONSIBILITIES:
Analyze all loan data, data provided by customers and internal records including: credit analysis, loan documentation, credit files, and industry and/or geographic analysis on all credits/relationships within the bank's portfolios to ensure accuracy
Ensure completeness and accuracy of all information entered into the Loan Review System.
Identify loans that have missing financial information, are out of compliance with policy, have missing documentation, and/or exceed bank lending standards and risk tolerances, regulatory thresholds, or industry financial averages.
Interact with management, account officers, and portfolio managers in a prompt and professional manner.
The Loan Review Specialist may be trained and required to prepare line sheets, assign risk grades, identify exceptions, and prepare summaries on all credit or relationships reviewed and provide to account officer, portfolio managers, and management.\
Assist in the tracking of the hard copy files that are received and sent to review location.
Qualifications
Bachelor's degree in Business Administration or Finance is highly desired.
Minimum of 1 year of related professional experience or working Banking experience is required.
Strong understanding of accounting/finance concepts and ability interpret financial reports.
Proficiency in Microsoft Office products required.
Prior financial analysis software such as Moody's is highly desired
Excellent written and verbal communication skills required
Ability to demonstrate strong customer relations skills
Strong analytic skills and ability to perform mathematical calculations
Must be able to multi-task and work with minimal supervision.
Ability to travel as needed within the local area and out-of-state.
ESSENTIAL FUNCTIONS:
Sitting for extended periods of time.
Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer and telephone components.
Ability to converse and exchange information with all levels of staff within organization.
Ability to view, observe, perceive, identify, and translate data
Ability to travel via air, rail, automobile and/or bus.
Company Profile With over 175 years of experience, United Bank is one of the region's premier banks with locations in West Virginia, Virginia, Washington, DC, Maryland, Ohio, and Pennsylvania. A subsidiary of United Bankshares, Inc., with dual headquarters in Washington, DC and Charleston, WV, we are a full service financial institution with over $19 billion in assets. At United Bank, our people are our greatest asset. Our company is a perfect fit for hard-working, driven individuals as we provide a culture that is entrepreneurial, efficient, relationship-based and service-oriented. United is proud of our record of growth and our commitment to service - not only to our customers, but also to the communities in which we live and work. United encourages our employees to become involved in the community and in professional activities, and we provide continued training and other support to help all employees achieve their full potential.
Loan Review Specialist I
Loan Processor Job In Annapolis, MD
Shore United Bank is seeking a full-time Loan Review Specialist I to join our team. The Loan Review Specialist I is responsible for reviewing noncomplex commercial loans and performing administrative duties as part of the loan review function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the loan review function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.
Essential Functions Include:
* Performs administrative duties as part of the loan review function of which the following are illustrative:
* Obtains sufficient data from internal & external sources to assist in the review completion
* Exercises good judgment as to credit quality while reviewing and/or re-analyzing the financial condition of borrowers and guarantors to ensure accuracy of the underwriting
* Includes compliance issues in the review of commercial credit
* Identifies issues that may lead to losses
* Assesses the accuracy of risk ratings and recommends appropriate action
* Maintains accuracy of work papers and documentation sufficient to support accountability for results and maintains productivity levels according to established standards
* Involves lending support as needed in the resolution of identified errors
* Reports results of credit relationship review to management and Commercial Relationship Managers
* Monitors credit and documentation exceptions
* Assists the Loan Review Manager as required to complete special projects and other duties relating to the department and its functions
* Identifies and responds to opportunities to communicate affiliates products and services to promote the image of the affiliate and promote Shore Bancshares' community of companies' products and services to potential customers and referring those customers to the proper personnel.
* Achieves goals assigned to the Loan Review Specialist as part of the assigned department's annual operating plan.
* Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
* Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the company's compliance with all regulatory requirements, e.g., community reinvestment act (CRA), bank secrecy act (BSA), equal credit opportunity act, etc.
* Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
* Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
* Communicates with management and staff personnel in order to integrate goals and activities.
* Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
* Maintains appropriate records and provides assigned reports.
* Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Location: This position can work in our Easton, Annapolis or Waldorf offices. This posting is for our Annapolis office - 200 Westgate Circle, Annapolis, MD 21401.
Position Type/Expected Hours of Work:
* Full-time.
* Non-exempt.
* Days of Work: Monday-Friday.
Required Education and Experience:
* A bachelor's degree in business, accounting or finance preferred, or a minimum of one year of related experience with loan review.
* Specialized financial analysis training.
Compensation:
* The pay range for this position is $24.00 to $28.00 hourly.
* Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.
Company Benefits:
* Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
* Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
* Paid parental leave
* 401k savings plan with up to a 4% company match
* Employee Stock Purchase Plan
* Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
* Opportunity for growth and advancement
* Paid training program and continuous training sessions throughout the year on various topics
* Generous paid time off and paid sick time
* Community involvement opportunities
Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.
Shore United Bank: Good things are happening here.
Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.