Loan Processor Jobs in Glenville, NY

Full-time Description Performs all required functions as they relate to Consumer loan processing. Builds and maintains successful member relationships by funding and processing loans to the member's complete satisfaction, while simultaneously ensuring that supporting documentation and records are accurately prepared according to credit union policies. Duties & Responsibilities Works closely with Loan Experts and Underwriters to determine what information is outstanding and follows up on these items in a timely manner. This includes but is not limited to gathering insurance binders, vehicle titles and income verification. Coordinates the disbursal of loans with member via DocuSign, in Branch disbursals, transfer to share accounts or other means. Review and prepare various weekly, monthly and quarterly reports including, share secured, stock secured, certificate secured. Review and prepare department monthly billing statements for approval. Responsible for the inputting and updating of material changes to the department's policy and procedures manuals. Organize and prioritize responsibilities as they relate to job functions. Orders and maintains the department inventory of supplies. Conduct informational surveys upon request. Demonstrates the ability to excel in a fast-paced environment and meets goals and deadlines. All other duties that may be assigned. Requirements One to two years of similar or related experience in Loan Processing/Servicing. Have thorough computer knowledge in Excel and Word in order to create documents, letters, spreadsheets and templates. Strong organizational skills. Ability to work with members and staff tactfully and professionally, both in person and on the phone. Ability to maintain a high level of confidentiality. Interpersonal skills and ability to communicate clearly while handling multiple priorities. Work Schedule: Mon. - Fri. 8:15am - 5:00pm Sat. Rotational Salary Description $19.65 - $20.40/hr

Seasoned mortgage processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product underwriting and investor guidelines. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. PRIMARY RESPONSIBILITIES: + Maintain effective communication with all necessary parties involved in a new loan application from the customer broker correspondent loan officer and co-workers to ensure a seamless and positive application experience + Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application + Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines + Monitor update and analyze credit reports appraisals income documentation and all verifications to ensure they adhere to product underwriting and investor guidelines + Perform other administrative duties supporting the origination department including but not limited to: preparing and mailing commitment letters review title and homeowner's insurance mailing loan suspend notices providing the closing attorney with additional documentation and all applicable processing checklists. SCOPE OF RESPONSIBILITIES: Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Pay and Benefits The pay range for this position is $18.57 - $30.95/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision- Critical Illness, Accident, and Hospital- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available- Life Insurance (Voluntary Life & AD&D for the employee and dependents)- Short and long-term disability- Health Spending Account (HSA)- Transportation benefits- Employee Assistance Program- Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Ballston Lake,NY. Application Deadline This position is anticipated to close on Mar 21, 2025. About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

*12+ Month Contract Opportunity* Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 12+ month, hybrid opportunity in Ballston Lake, NY. Qualified remote employees will be considered. This role will be a W2 employee of Lighthouse Technology Services. What You'll Be Doing: Maintain effective communication with customers, brokers, correspondents, loan officers, and internal teams to ensure a seamless loan application process. Work with various internal departments and external organizations to obtain necessary processing documentation, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. Notify relevant parties of irregularities related to standard mortgage guidelines. Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications to ensure compliance with product, underwriting, and investor guidelines. Perform administrative duties such as preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspension notices, and providing closing attorneys with required documentation. Ensures adherence to all regulatory requirements and guidelines. What You'll Need to Have: Associates degree with a minimum of one year mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year mortgage industry experience. Knowledge of Product, Investor and Compliance Requirements. Knowledge of mortgage processing and underwriting requirements. Customer service experience. Strong organizational skills and attention to detail. Analytical and mathematical ability to evaluate loan applications and regulatory requirements. Ability to assess loan applications, restructure loans as needed, and recommend solutions. Familiarity with mortgage loan systems such as Empower and Encompass preferred. Pay Rate: $24/hr Questions about any of our jobs? Email us at?************************** View all of our open jobs here:?jobs.lhtservices.com

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Scope of Responsibilities: Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Supervisor/Managerial Responsibilities:Education and Experience Required: Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred: Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Physical Requirements:M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

At Citizens, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented CRA Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Maintain 55% of your overall business as CRA eligible and create 8 preapprovals/prequals per month. Conduct 12 homebuyer seminars per year in designated MSA's and report out on referrals from those organizations; the PSM should attend 6 seminars a year with CRA LO. Conduct and participate in mortgage lunch and learn. 1 per month. Work with Low and Moderate income (LMI) branches in their MSA to educate on CRA mortgage products to generate referrals ( if you are assigned branches). Work closely with the Community Development Market manager in your market to participate in CRA related events (Housing Fairs, etc). Volunteer to be on a Board or committee of a not for profit. Schedule on call days with Community Development Market managers (CDMMs) 1 per quarter. Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree or equivalent experience in residential mortgage sales preferred. Three plus years of retail residential mortgage sales experience. Documented residential mortgage loan volume in the past 12 months of $12 million (minimum). Established relationships with local referral networks. Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Strong computer skills and experience utilizing laptop technology. Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the pre-employment screening checks and obtaining a unique identifier from the NMLS. Hours & Work Schedule Hours per Week: 40 Work Schedule: Monday through Friday Pay Transparency Commissioned based. Individuals in this role have historically earned between $80,000.00 - $100,000.00 per year, based on performance and productivity against commission plan parameters. A component of that compensation includes salary ranging between $53,000.00 - $65,000.00 per year We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ***************************************

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Scope of Responsibilities: Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Supervisor/Managerial Responsibilities:Education and Experience Required: Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred: Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Physical Requirements:M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Representative This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of clerical functions in the Loan Services area including: filing, updating systems, assembling documents, and providing customers with accurate, timely information. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* * Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Provide administrative assistance to Loan Services Department including: updating loan data for entry into computer system, assembling documentation for loans, delivering documents to internal customers, and ordering supplies. > Ensure loan files contain accurate documents with proper signatures, dates, and other relevant data according to Company policy, department procedures, and applicable government laws/regulations. > Check documents for proper vesting, legal descriptions, closing dates, and signatures. > Maintain new and paid loan files. Provide internal and external customers with appropriate documentation. Provide information or reports to meet government requirements as appropriate. > Perform variety of clerical duties requiring knowledge of department procedures. Use office computers for data input and other activities, and order reports as required. > Respond to internal and external customer inquiries regarding loan processing, documentation, and other loan information. What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications > High School Diploma or equivalent required > 1 year of office environment experience preferred Skills/Knowledge > Proficient with Microsoft Office Suite including: Word, Excel, Outlook and PowerPoint > Strong communications skills, written and verbal; comfortable communicating with customers, co-workers, and management > Ability to manage multiple tasks, meet deadlines, and work cooperatively in team environment; attention to detail a must Physical Demands: > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes., Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $17.00 - $19.00 commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus and incentive programs, subject to individual and company performance. L1-st1

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Representative This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of clerical functions in the Loan Services area including: filing, updating systems, assembling documents, and providing customers with accurate, timely information. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* *Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Provide administrative assistance to Loan Services Department including: updating loan data for entry into computer system, assembling documentation for loans, delivering documents to internal customers, and ordering supplies. > Ensure loan files contain accurate documents with proper signatures, dates, and other relevant data according to Company policy, department procedures, and applicable government laws/regulations. > Check documents for proper vesting, legal descriptions, closing dates, and signatures. > Maintain new and paid loan files. Provide internal and external customers with appropriate documentation. Provide information or reports to meet government requirements as appropriate. > Perform variety of clerical duties requiring knowledge of department procedures. Use office computers for data input and other activities, and order reports as required. > Respond to internal and external customer inquiries regarding loan processing, documentation, and other loan information. What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications > High School Diploma or equivalent required > 1 year of office environment experience preferred Skills/Knowledge > Proficient with Microsoft Office Suite including: Word, Excel, Outlook and PowerPoint > Strong communications skills, written and verbal; comfortable communicating with customers, co-workers, and management > Ability to manage multiple tasks, meet deadlines, and work cooperatively in team environment; attention to detail a must Physical Demands: > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes., Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $17.00 - $19.00 commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus and incentive programs, subject to individual and company performance. L1-st1

Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. We have an exciting opportunity in our Loan Center! Who you are: You are an excellent communicator with a solid understanding of different loan products, organized, and possess a commitment to exceptional member service. You pay attention to detail, act with strong ethical conduct, and have the capacity to build rapport with members while ensuring transparency throughout the loan process. What you will do: As a Loan Officer Trainee, you will ensure a positive member journey by processing and servicing, whether by phone or online, consumer loans, Visa Credits Cards, accurately and timely in a collaborative environment. Collecting required documents and communicating with our members every step of the loan process. You will educate our members on new products and services that allow them to reach their financial goals. Our Loan Center Progression Model that is designed to provide you advancement in your role and an increase in your salary through on-the-job training and structured compensation increase. Employment Details: Location: HRCCU Operations Center in Corinth, NY. Schedule: Monday through Friday 8:00am to 5pm, with a Saturday shift 9am-1pm rotation. Full time, benefited, ~40 hours per week. Pay rate : Starting at $17.75 to $19.00 per hour, depending on experience. What you will need: Experience: At least one year of similar or related experience. Education: A high school diploma or GED. Why work with us: We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued. Learn more about our company culture and benefits on our careers page! If you are unable to complete this application online due to a disability, please contact Human Resources at ************************ HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser. ***********************************************************************

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's 10 largest financial institutions according to S&P Global. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Associate - Junior Loan Workout Specialist We are seeking an Associate - Junior Loan Workout Specialist in our New York office to service, monitor, and assist in managing a distressed loan portfolio. Primary objectives for this position are to assist in administering and monitoring a portfolio of challenged credits and assisting in the turnaround or exit of complex credit relationships through proactive management and restructuring efforts that may include liquidation of the Borrowers' assets, loan sales, or potentially providing ongoing financing. Special Assets Division's (“SAD”) primary focus is to minimize losses and maximize recoveries. Qualified candidates will be quantitatively based, with strong credit analysis skills, experience creating bespoke complex financial models and familiarity with loan documentation. Essential Duties and Responsibilities: Support Senior Loan Workout Specialists who are responsible for managing challenged loan exposures. Analyze Borrowers' and Guarantors' financial statements (including key performance indicators (“KPIs”) and 13-week cash flow reporting) and develop financial models with Senior Workout Specialists to: (i) measure and monitor operating and financial performance; (ii) adherence to financial covenants; (iii) determine ability to make debt service payments; (iv) analyze reason(s) for default/financial distress; (v) determine ability to turnaround operations to realize improved financial performance; (vi) assess repayment ability; and (v) evaluate enterprise valuations under various restructuring scenarios to ascertain assignment of regulator ratings and guide secondary loan sale recommendations. Use aforementioned analysis / models to prepare timely borrower internal and regulatory rating recommendations and assign proper accrual status on allocated accounts with Senior Loan Workout Specialists. Regularly prepare and submit reports to immediate supervisor, Division Manager, and others within Credit Risk Administration about actual/forecasted borrower rating changes that could impact capital charges or require a charge-off, as well as on matters that could impact deal/portfolio performance. Assist in developing, documenting and implementing detailed action plans and workout strategies, including potential remedies, options, including legal actions challenged credits in our portfolio, and provide periodic status reports to senior management. Assist in developing financial models and written recommendations of action plans for challenged deals, including: (i) to hold a loan because of high likelihood for refinancing or repayment; (ii) various strategies for restructuring loans; or (iii) rationale for selling a loan to with the overriding goal being to optimize MUFG's position and loan recoveries. Review key terms and conditions of loan documentation. Prepare and present high quality written quarterly updates, analyses and remediation strategy recommendations to immediate supervisor, Division Manager, Bank Officers, and Committees. Keep abreast of business and market trends that may affect deal/portfolio performance. Comply with corporate policies, especially for loan provision and charge-off planning. Adhere to applicable compliance/operational risk controls in accordance with regulatory and Americas Risk Management standards and policies. Identify risk-related issues needing escalation to management. Avoid lender liability issues and contain legal/professional expenses by holding parties accountable. Complete other related duties and participate in special projects, forecasting, and reporting, as needed. Qualifications (Education, Experience, Skills): Bachelor's degree in Business Administration, Finance, Accounting or related discipline. Minimum of 2-3 years' experience in wholesale banking credit, rating agency, or turnaround consulting firm, preferably with focus on leveraged finance. Knowledge of financial statement analysis, accounting principles, wholesale credit underwriting, and general bank lending guidelines. Preferred: Completion of a formal bank credit-training program. Strong technical and quantitative (credit and financial analysis) skills. Proficient computer skills including: MS Word, Excel, PowerPoint, Moody's or comparable financial statement spread technology, Bloomberg, FactSet, etc. Detail oriented and demonstrated ability to multi-task. Strong written, verbal, presentation and interpersonal skills. Ability to organize, prioritize work and demonstrated ability to work well with minimal supervision, interact with management and work within a team environment, as well as to work effectively under difficult conditions is critical. Experience with loan documentation and loan workouts. Preferred Qualifications Progress towards CFA designation. The typical base pay range for this role is between $115K - $150K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

*Hybrid Contract Opportunity* Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 6+ month contract opportunity and will be hybrid in Ballston Lake, NY. This role will be a W2 employee of Lighthouse Technology Services. What You'll Be Doing: Maintain effective communication with customers, brokers, correspondents, loan officers, and internal teams to ensure a seamless loan application process. Work with various internal departments and external organizations to obtain necessary processing documentation, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. Notify relevant parties of irregularities related to standard mortgage guidelines. Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications to ensure compliance with product, underwriting, and investor guidelines. Perform administrative duties such as preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspension notices, and providing closing attorneys with required documentation. What You'll Need to Have: 2-3 years of mortgage processing or underwriting experience. Knowledge of mortgage processing and underwriting requirements. Familiarity with mortgage loan systems such as Empower and Encompass. Strong organizational skills and attention to detail. Analytical and mathematical ability to evaluate loan applications and regulatory requirements. Associates Degree or two years of equivalent work experience. Ability to assess loan applications, restructure loans as needed, and recommend solutions. Preferred Experience: Experience in reviewing and accepting loan conditions based on underwriter requirements. Understanding of federal compliance guidelines under the SAFE Act. Strong problem-solving skills related to borrower fee structures and regulatory documentation. Pay Rate: $25/hr Questions about any of our jobs? Email us at?************************** View all of our open jobs here:?jobs.lhtservices.com

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. **Primary Responsibilities:** + Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience + Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. + Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. + Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. + Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. + Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. + Empowered to review and accept loan conditions based on underwriter requirements. + Ensures adherence to all regulatory requirements and guidelines. + Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. **Scope of Responsibilities:** Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. **Supervisor/Managerial Responsibilities:** **Education and Experience Required:** Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. **Education and Experience Preferred:** Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. **Physical Requirements:** M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Ballston Lake, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Go above and beyond for customers - Aspire to deliver outstanding customer service Drive sales through service - Achieve sales and referral goals by developing a positive customer experience Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree preferred or equivalent experience in residential mortgage sales Three plus years of retail residential mortgage sales experience Documented residential mortgage loan volume in the past 12 months of $12 million (minimum) Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences Strong computer skills and experience using laptop technology Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Hours & Work Schedule Hours per Week: 40 Work Schedule: M-F Pay Transparency Commissioned based. Individuals in this role have historically earned between $100,000.00 - $250,000.00 per year, based on performance and productivity against commission plan parameters. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit ***************************************

Services as intermediary for the collection, review and preparation of information for submission of loans for Closing Disclosure (CD) issuance. Collaborates with applicable parties to meet target close date through time management of tasks and pipeline reporting. Ensure accuracy of data being submitted for CD Issuance that includes Hazard Insurance, taxes, fees , payoffs and applicable invoices for third party fees. OR - Responsible for CD Issuance through to issuing closing documents and funding the loan. adhering to product, investor, state and federal guidelines. Primary Responsibilities: Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience, starting with CD preparation to CD Issuance through to issuing Final Closing documents. Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., payoffs, subordination's, releases, tax, title, homeowners/flood information). Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines. This also includes but is not limited to reviewing homeowners, flood, title and tax related documents. Follow up on rate lock expirations and document expirations. Review system of record information to ensure accurate closing documentation can be prepared and that the necessary closing documents are in the system. Perform validation of fees and submit wires to fund all loans within necessary time frames. Prepare and Issue CD timely and accurately, ensuring review of applicable at close conditions, investment required into transaction, and cash back at closing. Report system and closing document issues to management. Test closing documents and custom enhancements for system updates. Assist in new employee/contractor onboarding, and technical training. Aid with expansion of departmental instructional manual/materials. Serve as senior member of staff to support Team Lead in answering questions, briefing peers on policy/procedure updates and providing considerable input on day-to-day business practices. Proven ability to excel in demonstrating key skills and consistently exceeds the agreed upon objectives outlined in positions Annual Performance Objectives. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports diversity and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: The scope of the position involves a high level of risk due to the importance of the regulations that a closer is responsible for adhering to such as TRID, High Cost, TILA, and RESPA. Education and Experience Required: Associate's degree plus a minimum of 2 years' prior Mortgage experience, OR in lieu of a degree, A combined 4 years' higher education and/or work experience, including a minimum of 2 years' prior Mortgage experience. Strong PC skills with knowledge of spreadsheet, word processing, and email software. Specialized knowledge of all product, regulations and policies. Ability to make sound decisions based on information provided. Versatility and flexibility working within an ever changing fast paced mortgage environment. Ability to function independently within time constraints. Excellent verbal and written communication skills. Strong attention to detail and organizational skills. Ability to prioritize daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Notary Public. Education and Experience Preferred: Prior Mortgage experience in Mortgage Closing whether at a Lender, Title Company or Settlement Agent's office. Solid knowledge of Department software. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Representative This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of clerical functions in the Loan Services area including: filing, updating systems, assembling documents, and providing customers with accurate, timely information. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* *Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Provide administrative assistance to Loan Services Department including: updating loan data for entry into computer system, assembling documentation for loans, delivering documents to internal customers, and ordering supplies. > Ensure loan files contain accurate documents with proper signatures, dates, and other relevant data according to Company policy, department procedures, and applicable government laws/regulations. > Check documents for proper vesting, legal descriptions, closing dates, and signatures. > Maintain new and paid loan files. Provide internal and external customers with appropriate documentation. Provide information or reports to meet government requirements as appropriate. > Perform variety of clerical duties requiring knowledge of department procedures. Use office computers for data input and other activities, and order reports as required. > Respond to internal and external customer inquiries regarding loan processing, documentation, and other loan information. What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications > High School Diploma or equivalent required > 1 year of office environment experience preferred Skills/Knowledge > Proficient with Microsoft Office Suite including: Word, Excel, Outlook and PowerPoint > Strong communications skills, written and verbal; comfortable communicating with customers, co-workers, and management > Ability to manage multiple tasks, meet deadlines, and work cooperatively in team environment; attention to detail a must Physical Demands: > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes., Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $17.00 - $19.00 commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus and incentive programs, subject to individual and company performance. L1-st1

Utilize good judgment and underwriting skills to quickly evaluate loan applications for risk and approve loan requests, which are structured to perform and meet member needs. Duties & Responsibilities For all loan types: Exercises sound judgment and discretion to approve or deny loans as specified in the Board approved loan policies based on compliance with applicable laws and regulations and credit criteria; exercises sound judgment and discretion to establish conditions for loan disbursement, issue disbursement instructions to loan processors. Construct and approve loan offers in accordance with delegated approval authority and loan policy. Utilizes policy and procedure to build performing loans. Document adverse actions as needed and prepare systems to produce denial letters. Conduct credit analysis on each loan application including cash flow analysis, debt ratio calculation, credit scoring and collateral valuation. Provide and ensure that all regulatory disclosures are sent in a timely and compliant manner. Adhere to code of ethics. Approves loans with any stipulations. Clarifies any stipulation discrepancies with department processors as needed. Develops cross-sell and up-sell opportunities to maximize member relationship. Consistently meets established productivity performance standards. Adheres to all local, state, and federal laws/regulatory requirements as related to functional areas. Maintain a proficient knowledge of all credit union products and services, as well as industry trends and benchmarks, and products and services offered by the competition. Have and maintain the NMLS designation. Performs other duties as may be assigned. Requirements Possess two to four years of previous lending experience in credit union/banking environment. Credit skill, interpersonal skills and ability to communicate clearly while handling multiple priorities. Demonstrated commitment to making performing loans. Comfort working in a fast-paced environment. Adept at utilizing most current technology and software. Displays a tolerance for risk as defined in Board approved policies. Possesses critical thinking skills and applies learned lending principles according to the unique needs of each member and their risk profile. Displays a positive attitude. Strong commitment to provide excellent member service with a “whatever it takes” attitude. Work Schedule: Mon. - Thurs. 8:15am - 5:00pm Fri. 8:15am - 6:00pm Sat. 9:00am - 1:00pm (Every other week) (Every other week) Salary Description $24.00 - $30.00/hr

Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. We have an exciting opportunity in our Loan Center! Who you are: You are an excellent communicator with a solid understanding of different loan products, organized, and possess a commitment to exceptional member service. You pay attention to detail, act with strong ethical conduct, and have the capacity to build rapport with members while ensuring transparency throughout the loan process. What you will do: As a Loan Officer Trainee, you will ensure a positive member journey by processing and servicing, whether by phone or online, consumer loans, Visa Credits Cards, accurately and timely in a collaborative environment. Collecting required documents and communicating with our members every step of the loan process. You will educate our members on new products and services that allow them to reach their financial goals. Our Loan Center Progression Model that is designed to provide you advancement in your role and an increase in your salary through on-the-job training and structured compensation increase. Employment Details: * Location: HRCCU Operations Center in Corinth, NY. * Schedule: Monday through Friday 8:00am to 5pm, with a Saturday shift 9am-1pm rotation. Full time, benefited, ~40 hours per week. * Pay rate: Starting at $17.75 to $19.00 per hour, depending on experience. What you will need: Experience: At least one year of similar or related experience. Education: A high school diploma or GED. Why work with us: We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued. Learn more about our company culture and benefits on our careers page! If you are unable to complete this application online due to a disability, please contact Human Resources at ************************ HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser.

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Representative This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of clerical functions in the Loan Services area including: filing, updating systems, assembling documents, and providing customers with accurate, timely information. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* * Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Provide administrative assistance to Loan Services Department including: updating loan data for entry into computer system, assembling documentation for loans, delivering documents to internal customers, and ordering supplies. > Ensure loan files contain accurate documents with proper signatures, dates, and other relevant data according to Company policy, department procedures, and applicable government laws/regulations. > Check documents for proper vesting, legal descriptions, closing dates, and signatures. > Maintain new and paid loan files. Provide internal and external customers with appropriate documentation. Provide information or reports to meet government requirements as appropriate. > Perform variety of clerical duties requiring knowledge of department procedures. Use office computers for data input and other activities, and order reports as required. > Respond to internal and external customer inquiries regarding loan processing, documentation, and other loan information. What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications > High School Diploma or equivalent required > 1 year of office environment experience preferred Skills/Knowledge > Proficient with Microsoft Office Suite including: Word, Excel, Outlook and PowerPoint > Strong communications skills, written and verbal; comfortable communicating with customers, co-workers, and management > Ability to manage multiple tasks, meet deadlines, and work cooperatively in team environment; attention to detail a must Physical Demands: > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes., Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $17.00 - $19.00 commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus and incentive programs, subject to individual and company performance. L1-st1

div class="job-preview-details" div class="vertical-padding" div Full-time/div /div div class="job-listing-header"Description/div divp Demonstrates a highly motivated, positive, outgoing personality with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities with members who apply for credit. Consistently demonstrates the ability to think independently, outside the box, by effectively responding to each individual member's unique situation./ppbr//pp Possess a thorough knowledge of the lending process from application to closing. Demonstrates a commitment to exceptional member service and teamwork. Is fully knowledgeable of all credit union products and services and is able to confidently offer appropriate solutions to fit member need./ppbr//ppstrong Duties amp; Responsibilities/strong/pulli Uses strong interpersonal skills and influence to consistently achieve sales goals. Overcomes objections with persuasion and determination. Confidently presents appropriate solutions to fit members' needs./lili Maximizes opportunities to sell credit union products and services to benefit the member and enhance quality and depth of member relationship./lili Is keenly aware of personal, team, departmental and credit union wide goals and prioritizes work to achieve funding of goals. Demonstrates the ability to excel in a fast paced environment and meets goals and deadlines. Demonstrates persistence and overcomes obstacles to maintain above average closing ratios./lili Demonstrates an unsurpassed commitment to exceptional member service that ensures a great experience with each encounter. Effectively responds to the needs and concerns of members; often going beyond the initial need or expressed concern. Follows up to make sure the member's expectations have been met or exceeded./lili Clearly Explains recommendations, products and services in ways members can easily understand. Demonstrates patience, respect and professionalism with members./lili Actively and consistently seeks qualified opportunities to increase loan volume and residual product penetration. Actively supports member education events and seminars./lili Responsible for providing timely and accurate information and responses to decisions to internal and external members. Accurately and efficiently performs transactions and responds to member requests./lili Builds rapport with fellow team members and credit union staff. Shares personal expertise with peers. Fosters a spirit of cooperation to ensure the success of the team./lili Actively participates in and completes all ongoing required loan and sales training./lili Perform other duties as may be assigned./li/ul/div div class="job-listing-header"Requirements/div div data-bind="html: Job.Requirements"ulliA minimum of two years consumer lending experience preferred. One year of experience in a sales environment./lili Must have or gain thorough knowledge of credit union's lending policies and procedures, products and services, laws and regulations./lili Excellent sales, interpersonal, oral and written communication skills required./lili Strong organizational skills./lili Ability to maintain a high level of confidentiality./lili Fluent in MS Excel and Word./lili Become fully familiar with and clearly communicate underwriting philosophies, lending decisions (approved, denied or conditioned), approval stipulations, loan products and services, credit bureau reports and scores, credit histories, applicable Federal regulations, Guaranteed Asset Protection (GAP), Credit Life and Disability insurance, loan and deposit rates, lending policies and procedures and automated underwriting process./li/ulpstrong Work Schedule:/strong Mon. - Fri. 8:00am - 5:00pm or 9:00 am - 6:00pm Sat. 9:00am - 1:00pmbr/em(Sat - Typically on a once-a-month rotation per Loan Expert)/em/p/div div class="job-listing-header"Salary Description/div div$35,000 - $70,000 in Incentives, $16.83/hr base/div /div