Mortgage Loan Processor
Loan Processor Job In Miami, FL
Founded in 1976, Interamerican Bank is a community bank based in Miami, Florida. With a commitment to personalized banking, Interamerican Bank offers a range of financial services including real estate loans, business loans, HELOCs, checking, and savings accounts. The bank is insured by the FDIC and is an equal housing lender.
Role Description
This is a full-time on-site role for a Mortgage Loan Processor at Interamerican Bank in Miami, FL. The Mortgage Loan Processor will be responsible for processing loan applications, underwriting loans, and ensuring compliance with mortgage industry regulations.
Responsibilities
Process residential loan applications from start to closing.
Underwrite loans to assess borrower eligibility and creditworthiness.
Review and analyze loan documents, ensuring accuracy and completeness.
Maintain compliance with mortgage industry regulations and internal guidelines.
Communicate with borrowers, loan officers, and other stakeholders to resolve issues and ensure timely loan closings.
Manage a pipeline of loans efficiently in a fast-paced environment.
Qualifications
3 -5 years of experience in mortgage loan processing and underwriting.
Strong understanding of mortgage lending regulations and guidelines.
Excellent attention to detail and organizational skills.
Ability to analyze financial documents and assess risk.
Strong communication and interpersonal skills.
Bachelor's degree in Finance, Business, or a related field preferred.
Bilingual (English and Spanish); goal oriented; salary commensurate with experience.
EOE/ AA / M/F / D/V / DFWP
Mortgage Loan Processor
Loan Processor Job In Miami, FL
**This is a full time, onsite role, in our office in Miami, FL**
Onyx Funding is a leading commercial real estate financing brokerage that provides real estate investors and developers with best-in-class financing solutions to meet their projects' needs and strategies.
We are looking for highly competitive, driven, and experienced individuals who will actively pursue and source new deals and build new relationships with potential clients.
The ideal candidate must have 1-3 years of capital markets, finance, or commercial real estate experience. With preferred experience in commercial real estate lending or underwriting. This is a full-time, on-site role at the Onyx Funding office located in Miami, FL.
Job Summary:
We are seeking a Loan Processor to join our financial services team. The Loan Processor will be responsible for reviewing and analyzing loan applications, verifying applicant information, and ensuring all loan documents are complete and accurate. The successful candidate will have excellent communication and customer service skills, be detail-oriented, and have a strong ability to multitask.
Key Responsibilities:
Review loan applications and supporting documentation for completeness and accuracy
Verify applicant information, including credit reports, employment, income, and assets
Communicate with applicants and loan officers to gather additional information as needed
Prepare and submit loan files to underwriters for approval
Ensure compliance with all state and federal regulations governing loan processing
Maintain accurate records of loan applications, approvals, and denials
Provide exceptional customer service to clients throughout the loan process
Collaborate with loan officers and underwriters to resolve any issues that arise during the loan process
Meet or exceed established production goals and deadlines
Qualifications:
Associate or bachelor's degree in business, finance, or related field preferred
1-3 years of experience in loan processing or related field
Knowledge of loan processing software and technology
Strong organizational and time management skills
Excellent communication and customer service skills
Ability to work independently and as part of a team
Detail-oriented with strong analytical skills
Knowledge of state and federal regulations governing loan processing
Ideal Candidate Profile:
1-3 years of experience in capital markets, finance, or commercial real estate.
Preferred experience in commercial real estate lending or underwriting.
Exceptional communication and networking skills.
A strong drive to succeed and a proactive approach to business development.
A commitment to excellence in customer service.
Attention to detail.
Join Our Team:
At Onyx Funding, you are not just an employee, but a crucial part of our ambitious journey. If you are passionate about forging new paths in the commercial real estate landscape and want to be part of a dynamic, forward-thinking team, apply now!
Mortgage Processor (Bilingual - English & Spanish)
Loan Processor Job In Boca Raton, FL
Join Our Fast-Growing Team at Reach Home Loans!
At Reach Home Loans, we're not just another mortgage company-we're a team of high performers dedicated to making the home loan process smooth, efficient, and stress-free for our clients. We believe in delivering exceptional customer service, streamlined processes, and clear communication-all while maintaining a fun and supportive work environment.
As a Mortgage Processor, you'll play a critical role in ensuring our loans are handled with speed, accuracy, and care. If you're a detail-oriented professional who thrives in a fast-paced environment and takes pride in delivering a world-class client experience, we'd love to meet you!
What You'll Do:
✅ Process and manage a high volume of mortgage loan files from application to closing.
✅ Ensure all loan documentation is complete, accurate, and meets compliance guidelines.
✅ Communicate clearly and proactively with loan officers, underwriters, and clients to keep everyone informed.
✅ Work closely with borrowers to gather required documents and answer questions-in both English and Spanish.
✅ Identify and resolve issues that could delay closings, ensuring a seamless experience for homebuyers.
✅ Maintain up-to-date knowledge of mortgage guidelines, investor requirements, and compliance regulations.
What We're Looking For:
✔ 2+ years of mortgage processing experience, with a strong understanding of loan guidelines and compliance.
✔ Bilingual in English and Spanish (written and verbal communication).
✔ High level of organization, attention to detail, and problem-solving skills.
✔ Ability to thrive in a fast-paced environment while maintaining accuracy and professionalism.
✔ Excellent communication and customer service skills-our clients deserve the best!
✔ Experience with loan origination systems (Encompass, Calyx, or similar) is a plus.
Why Join Reach Home Loans?
🌟 A Winning Culture: We celebrate hard work, encourage growth, and support each other like family.
🚀 High Standards, High Reward: We expect excellence, and we make sure our team feels valued and empowered.
💡 Growth & Development: We provide ongoing training and mentorship to help you advance in your career.
🏡 Impactful Work: You're not just processing loans-you're helping families achieve their dreams of homeownership.
If you're ready to take your mortgage career to the next level with a company that values both high performance and great culture, apply today!
Mortgage Loan Officer
Loan Processor Job In Fort Lauderdale, FL
Are you a driven and ambitious sales professional looking for your next opportunity?
We are currently seeking a Loan Officer to join our team and help us deliver exceptional service to our clients. As a Loan Officer, you will be responsible for providing personalized financial solutions and building lasting relationships with borrowers. Join us and take the next step in your career while earning competitive compensation and bonuses.
Highlights:
Salary + commission
Leads provided
Absolutely no cold calling
Full suite of benefits
Our office is in Fort Lauderdale, FL
Responsibilities:
Receive live, pre-screened transfers
Pre-approve borrowers
Coach borrowers through mortgage and home-buying process
Connect with real estate agents to expedite loan process
Foster home ownership for the next generation of homeowners
Cater loan products specific to clients' needs
Determine financing eligibility for residential mortgage lending
Qualifications:
Strong communication skills
Ability to build rapport with clients
Deadline and detail-oriented
Licensed with NMLS preferred
College degree preferred
Work Schedule: Monday - Friday, 8:00 AM - 5:00 PM Eastern, no weekends
Senior Loan Processor
Loan Processor Job In Miami, FL
Job Title: Senior Loan Processor
Job Type: Full-Time
About the Role:
Our client is seeking a highly skilled and detail-oriented Senior Loan Processor to join their Residential Lending Team. The ideal candidate will play a crucial role in reviewing, analyzing, and compiling all data associated with residential mortgage and home equity loan applications, ensuring compliance with established policies, procedures, and regulations.
Key Responsibilities:
Review and analyze residential loan applications from inception to closing.
Ensure timely and accurate completion of all residential lending disclosures.
Analyze income documentation, credit reports, and tax return transcripts.
Request and review appraisals, condo questionnaires, and other necessary documents.
Run Desktop Underwriter or Loan Prospector for secondary market applications.
Communicate with loan officers, underwriters, and compliance officers to ensure file completeness.
Prepare and submit complete credit files to senior underwriters for review.
Manage closing documents, including property and flood insurance, title documents, and closing instructions.
Maintain up-to-date knowledge of federal and state loan regulations and secondary market guidelines.
Qualifications:
4+ years of experience in loan processing or related field.
High School Diploma or GED required.
Proficiency in MS Word and Excel.
Strong understanding of Fannie Mae, Freddie Mac, USDA, FHA, and other investor guidelines.
Excellent analytical, problem-solving, and communication skills.
Bilingual English/Spanish is a plus.
Knowledge of federal regulations, including AML/BSA/OFAC compliance.
Skills & Abilities:
Strong attention to detail and ability to manage multiple tasks in a fast-paced environment.
Self-motivated with a commitment to excellence.
Ability to work independently and as part of a team.
Loan Processor
Loan Processor Job In Aventura, FL
We are seeking a Loan Processor to join our team in Aventura, Florida. The successful candidate will be tasked with handling customer loan applications, maintaining accurate customer records, and addressing customer inquiries. Furthermore, the role involves monitoring customer accounts and taking the necessary actions.
Responsibilities:
- Accurately process customer loan applications in a timely manner
- Ensure the maintenance of precise customer records
- Handle and resolve any customer inquiries effectively
- Monitor customer accounts and initiate appropriate actions as needed
- Utilize the Automated Underwriting System for loan processing
- Proficiently use Calyx and Calyx Point tools for loan processing
- Effectively operate CRM systems for customer relationship management
- Conduct data processing tasks efficiently
- Appraise and assess customer loan requests
- Ensure compliance with all relevant regulations during the closing processes
- Display excellent communication skills in all interactions with customers.
QUALIFIED APPLICANTS PLEASE APPLY AND CONNECT WITH STEFANIE FURNISS 786-897-7903
Requirements
- Minimum of 3 years of experience in a Loan Processor role or similar financial position.
- Proficiency in using Automated Underwriting System.
- Ability to effectively utilize Calyx and Calyx Point software.
- Experience with CRM systems is necessary.
- Strong data processing skills are essential.
- Familiarity with About Time software is required.
- Knowledge of appraisals and their corresponding processes.
- Understanding of closing processes in a loan environment.
- Excellent communication skills, both written and verbal.
- Strict adherence to compliance regulations and guidelines in all operations.
QUALIFIED APPLICANTS PLEASE APPLY AND CONNECT WITH STEFANIE FURNISS 786-897-7903
Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.
Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more.
All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.
© 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) .
Mortgage Loan Compliance Specialist
Loan Processor Job In Miami Lakes, FL
Mortgage Loan Compliance Specialist
Single Family Mortgage Loan Compliance File Reviewer wanted for EHousingPlus Division of established Affordable Housing Software and Services company in Miami Lakes. Detailed and organized self-starter to review and process required closing documents to ensure files are within program compliance for servicer purchasing. This position is responsible for ensuring necessary Program and loan documents and disclosures are done accurately, in compliance with regulatory and program guidelines, and support the participating lender pool.
Key Responsibilities
Review files to verify accuracy and completeness of documentation is provided on loan file.
Effectively input results into software database and provide any changes or exception items to lenders.
Accurately answer questions of lenders and agencies relating to details of package requirements.
Qualifications
Program and Mortgage Compliance experience preferred including knowledge of CD, RE Contracts, 1003, Tax documents and TRID.
Knowledge of mortgage loan documentation, loan provisions/terms, and mortgage banking processes are also required.
Ability to understand Single Family Programs and regulations and support participating lenders in determining eligibility for Program and Down Payment Assistance funds.
Must have the ability to analyze documents and apply Program Rules and Eligibility Requirements in order to review and approve submitted loan files.
Candidate will have strong and fluent communication and customer service skills in English.
Must be able to work in a team environment and collaborate with others.
Four Year Degree in Business and or 2 years' experience in related field.
Experience with CRM software packages a plus
Strong written and Verbal Communications Skills
Proficient with desktop tools to be able to create presentations, market product sheets, and other assets for various Information.
Loan Processor II (2nd Shift)
Loan Processor Job In Miramar, FL
Space Coast Credit Union (SCCU), the 3rd largest state charted credit union in Florida, is looking for an Full Time Loan Processor II (2nd Shift) to join our
ONESCCU
team at our Miramar Operations Center! SCCU has been in business for over 70 years, has over 8 billion dollars in assets and WE ARE GROWING!
Our Members are our top priority and we stand behind our Brand Promise:
Honest People, Trusted Products, Time Valued
.
We offer a rich benefits package and career advancement opportunities.
SCCU Team Member Benefits:
ONESCCU annual bonus available!
Medical, Dental & Vision Insurance
HSA (Health Savings Account) with SCCU matching contribution
SCCU Paid Long Term and Short Term Disability coverage
SCCU Paid Term Life Insurance
Employee Assistance Program (EAP)
Paid Time Off
401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
Tuition Reimbursement Program after 1 year of service
Hybrid Work Schedule with 2 days in Office office required
SCCU Team Member financial discounts & perks (save money every month!):
Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
Fixed low rate credit card- 5.99%, if approved
FREE Identify Theft Protection!
No fee SCCU accounts
Loan Processor II Salary Range
$21.43 - $22.83
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Ensures all loan approval stipulations are satisfied per department procedures prior to loan closing.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Adheres to established productivity and loan quality standards to meet quality service standards.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Attendance and punctuality are essential functions of this job.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Modifies personal style or approach in order to adjust to changing environments and respond quickly to new situations. Gives fair consideration to new points of view and reorganizes project/work in order to quickly accommodate urgent tasks.
Consistently demonstrates self-motivation and independent problem-solving skills, requiring only minimal direct supervision, in order to maximize individual productivity and efficiency and attain member satisfaction. Proposes enhancements to work methods or procedures in order to improve process efficiency and/or the quality of results.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish preferred
Hours
Must be available M - F 10:00 am - 7:00 pm, and rotating Saturdays
In-office Private Money Loan Processor
Loan Processor Job In Miami, FL
Job Title: Private Money Loan Processor
Employment Type: Full-Time
About the Role:
We are seeking an experienced Loan Processor with a background in private money lending to join our team in Miami. This is a strictly private money lending role-experience with traditional banking or retail mortgage lending will not be considered. Our firm specializes in business-purpose loans for real estate investors, including Fix & Flip, Bridge, DSCR, and New Construction loans.
Responsibilities:
Process private money loan applications from start to finish.
Work directly with borrowers, brokers, and internal teams to ensure smooth transactions.
Review and verify borrower information, property documents, and loan terms.
Coordinate third-party services, including appraisals, title work, and insurance.
Maintain compliance with private lending guidelines and company policies.
Ensure timely and efficient loan processing to meet closing deadlines.
Qualifications:
Must have direct experience working for a private money lender.
Strong knowledge of private money loan structures, including business-purpose loans for real estate investments.
Ability to handle a high volume of transactions with accuracy and attention to detail.
Excellent communication and organizational skills.
Proficiency in loan processing software and document management systems.
Compensation & Benefits:
Competitive salary based on experience
Performance-based bonuses
Health benefits and 401(k) options
Career growth in a fast-paced, dynamic private lending environment
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Residential Loan Processor Lead
Loan Processor Job In Miami, FL
The Residential Loan Processor Lead is responsible for ensuring the efficient processing and workflow of residential mortgage loans in accordance with established bank policies, service level agreements, and procedures. Additional duties include coordinating the onboarding, offboarding, and training of new staff for Residential Banking Operations.
The Lead supports workflow coordination to ensure production levels and deadlines are met while helping achieve the bank's strategic business objectives. Service quality standards for timeliness, accuracy, and completeness must be maintained. The role ensures compliance with the bank's residential loan procedures and investor loan documentation policies and guidelines.
Principal Duties & Responsibilities:
* Oversee the pipeline to ensure SLA metrics are met daily and loan assignments comply with licensing requirements.
* Provide expertise and guidance on questions and scenarios related to the residential loan process.
* Identify trends and report them to the Operations Support Manager for the implementation of job aids and training tool updates.
* Assist Processors in understanding underwriting decisions and conditions.
* Encourage motivation and engagement through recognition of individual contributions and by promoting positive behaviors that align with cultural values.
* Ensure regulatory excellence by monitoring expectations and supporting adherence to specific regulatory responsibilities.
* Monitor the day-to-day workflow of the residential lending process, ensuring timely processing, submission to underwriting, and closing.
* Collaborate closely with the Residential Operations Support Manager to support department goals and objectives.
* Ensure accuracy of data in the Loan Origination System.
* Hold daily/weekly huddles to review results, discuss changes, and plan next steps with the direct manager and operations staff, ensuring consistent communication and alignment with loan closing objectives.
* Obtain approval for all title requirements, such as Title Commitment, CPL, O&E, and Preliminary CD.
* Create and maintain records for pending documentation or exceptions and follow up on any documentation deficiencies.
* Respond to phone inquiries and emails from the public and bank personnel regarding eligibility, terms, and conditions for various residential programs.
* Ensure compliance with regulatory objectives, including Reg B, Reg Z, and TRID.
* Participate in recruiting and training of operations staff.
* Support the team in delivering an excellent client experience by meeting customer satisfaction objectives, including timely and compliant welcome, approval, closing, and weekly contacts, while ensuring that pipelines do not exceed specified age range.
* Track daily productivity to achieve monthly funding goals and final dispositions.
* Demonstrate a commitment to diversity and create an environment that values everyone's unique contributions, allowing each employee to reach their potential.
Qualifications
* 5-7 years recent mortgage loan processing experience required, with at least 2-4 years in a lead role.
* Thorough working knowledge of Fannie Mae, Freddie Mac, FHA, VA, and Portfolio underwriting guidelines and automated underwriting engines.
* Acts as a champion for the customer/client, ensuring decisions and actions align with their goals.
* Ability to manage risks while ensuring optimal value and outcomes are achieved.
* Demonstrates a bias for action and a commitment to achieving sustainable results.
* Strong analytical, interpersonal, and verbal and written communication skills.
* Detail-oriented.
* Ability to work in a flexible and production-oriented environment.
* Must be able to promote and foster a positive work environment.
* Ability to thrive in a high-stress environment while delivering a high level of customer service.
* Willingness and ability to work as part of a team.
* Proficient in computer usage within a paperless environment.
* Experience with Encompass.
* Must be available to work outside of normal business hours when necessary.
Education
* High School Diploma or GED Equivalent required.
* Associates Degree in Business, Finance or related field.
Special Instructions to Candidates
* Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
* Please view Equal Employment Opportunity Posters provided by OFCCP here.
* The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
* Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at ************ or by e-mail at ***************************.
Residential Loan Processors
Loan Processor Job In Miami, FL
Our client is looking for a Residential Loan Processors to join their team in Miami. The individual will focus on supporting functions of the Loan Operations/Credit Admin department. The professional main responsibilities will be helping eligible applicants obtain loans in a timely and professional manner while protecting our institution's credibility.
Responsibilities
• Review residential loan application packages
• Inputs loan application in the mortgage processing system
• Prepares the required loan disclosures pertinent to the loan request
• Requests appraisal, appraisal review, final inspection, and/or other required reports in order to process loan packages
• Obtains credit reports and flood determination for all clients
• Perform compliance searches to determine if there is adverse media/derogatory information about the client or their respective company
• Prepares Know Your Customer (KYC) form and obtain approval from BSA/AML Officer
• Obtain underwriting conditions upon loan approval; obtain “clear to close” status
• Prepare denials, counter-offers, and change of circumstances forms when necessary
• Prepare re-disclosures when necessary
• Full knowledge and understanding of bank policies, procedures, regulatory and compliance requirements, including but not limited to BSA/AML, CDD, EDD, and others as defined by the Compliance Division and Information Security Division
Requirements
• High school diploma or general education degree (GED) required
• Minimum three years of recent mortgage processing and Banking experience required
Loan Servicing Specialist
Loan Processor Job In Miramar, FL
Are you looking for an organization that values your experience? If so, keep reading! Tropical FCU (TFCU) is a Sun-Sentinel Top Workplace SIX years in a row. Being part of TFCU will provide you with opportunities to engage by learning, growing, contributing, collaborating, and developing professionally. Join us for a great employee experience focused on engaging employees and members alike.
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union to achieve its purpose of guiding members successfully through the financial marketplace. The position is responsible for processing all related servicing functions for consumer, auto lease, and home equity loans.
Essential Duties and Responsibilities include the following. In addition, other duties may be assigned.
Provide service that meets the Service Standards defined by Tropical Financial Credit Union and achieves annual goals established through the Performance Management Process.
* Complete post-closing loan functions for home equity and first mortgage loans, and consumer loans.
* Research and resolve member problems on credit cards, consumer leases, and home equity loans within the required timeframe.
* Process daily loan servicing work duties that include Mortgage Satisfactions, credit disputes, Guarantee Asset Protection (GAP), disability claim filing, due date extensions, payoff quotes, lien placements, lien release, lease functions, and general loan maintenance.
* Support member contact staff with all types of loan inquiries and file maintenance of loan data.
* Research and communicate with members verbally and in writing, responding to inquiries via mail, email, and telephone.
* Work internal exception reports relating to all areas of loan servicing.
* Work with the auto-lease program administrators and handle all types of functions related to auto leases.
* Assist with record retention of loan documents, including scanning.
* Assist with any other loan servicing-related loans and tasks.
* Read and interpret documents such as procedure manuals.
* Write routine reports and correspondence for internal and external members.
* Adhere to established department and organization policies, procedures, objectives, and qualifying standards to ensure the Loan Servicing Department's consistent operations.
* Proposes enhancements to work methods or procedures to improve process efficiency and the quality of results.
* Process daily loan servicing work duties that include boarding new first mortgage loans scanning loan files, retrieving loan files that are paid off, and sending to outside storage. Scan daily work for lending units.
* Pickup, record and distribute mail.
* Keep all loan files in the vault custody area in order and on a timely basis. Track the files that are retrieved from the vault room.
* Work on reports provided by the Loan Servicing Manager.
* Process all paid loans and ensures distribution of paid Commercial, Real Estate and Consumer loans according to established procedures.
* Prepare payoff demand statements and other requests to provide payoff information in written form.
* Maintain, manage and track all pending/outstanding loan documents and exceptions.
* Responsible for processing vehicle titles using the respective states/agencies guidelines.
* Understands each state's requirements, the documentation required and the various electronic titling state processes. Provides expert assistance on titling to our lenders and members.
* Tracks the title report until the lien has been perfected on the title.
* Processes lien releases for paid in full consumer secured collateralized loan titles.
Compliance:
* BSA Compliance - every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will consider the awareness of unusual or suspicious activity relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* Maintains comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, USA Patriot Act, OFAC, Fair Lending, and Credit Card Act.
* Comply with all TFCU policies and procedures to ensure compliance with such regulations.
* Performs other duties as required with or without accommodation.
Qualifications: To perform this job successfully, an individual must perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Excellent verbal and written communication skills are required since the job duties require daily interaction with internal and external members, legal firms, other lenders, other creditors, and institutions.
* Interaction with a variety of individuals inside or outside the organization. Communications can be moderate to high difficulty and sensitivity levels involving complicated situations or demanding encounters. Contacts with others may involve lengthy details and lengthy dialogues and exchanges of information.
* Demonstrate an understanding of the fair debt collection practices act.
* Ability to organize, prioritize and perform multiple job tasks simultaneously.
* Ability to work independently with minimal supervision.
* Ability to carry out detailed written and verbal instructions.
* Ability to communicate verbally and in writing while working with members (internal and external, as appropriate) to ensure complete understanding and comprehension of the communication is intent and content.
* Team player with supportive and motivational orientation
* Proficient in Microsoft Windows Word and Excel and Outlook
* Commitment to continuous improvement evident in attitude and work performed
* Flexible to work evenings and weekends
* Self-starter, Customer service-oriented, Goal Driven, Is a proven performer.
* Knowledge in a variety of loan products and how to service the loans.
* Ability to apply sound judgment and understanding to carry out instructions furnished in written, verbal, or diagram form.
* Ability to meet deadlines in an organized and timely fashion and work independently, with minimal supervision at times.
* Ability to contribute recommendations to improve the work process.
* Bilingual preferred (Spanish/English)
Education and Experience
* High School Diploma required.
* Minimum three years working in a Lending and Servicing of Loans is required from either a financial or lending institution.
Physical Demands: The physical demands described here represent those that must be met by an employee to perform the essential functions of this job successfully. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision and the ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Mortgage Processor II
Loan Processor Job In Boynton Beach, FL
K. Hovnanian American Mortgage is uniquely positioned to deliver the keys to making our customer's dream of home ownership a reality better than any other lender. Why? Because K. Hovnanian Homes is celebrating 60 years of quality and leadership in the home building industry and their homebuyers are our exclusive clients. These families have put their dreams in our hands, and you can as well.
Your attention to detail when collecting, following up and reviewing required documentation for a pipeline of loans will place our customers mind at ease. Processing a loan can be like guiding a traveler on a long safari. Customers can easily feel lost in the complexities, except for those lucky enough to have someone with your exceptional skill to get them through.
We need you to be responsible for processing loans within designated builder communities and managing a pipeline of loans. A key function of the Processor is to collect, follow up and review required documentation according to guidelines of Fannie Mae, Freddie Mac, FHA and VA to facilitate closing and sale ability of the loan. Other functions include but are not limited to updating files 45-60 prior to closing, preparing the file for final underwriting, pre-closing and evaluating all conditions of approval from the underwriting department. Processor must maintain communication with borrower, builder and assigned team to facilitate high customer service levels.
Requirements for this position include at least 2 years of mortgage experience. Knowledge of and familiarity with real estate and mortgage terminology is helpful. Government loan experience is a plus. Strong communication, analytical and math skills are essential.
Our commitment
K. Hovnanian American Mortgage, LLC, an indirect subsidiary of Hovnanian Enterprises, Inc., a well-respected publicly traded company, is committed to providing an environment and programs that help our associates flourish. You can look forward to professional support and extensive benefits-including medical/dental/vision coverage, discounts on mortgages and home appliances, and a 401(k) plan.
Note to Search Firms
K. Hovnanian American Mortgage, LLC is not accepting unsolicited assistance from search firms for this employment opportunity. Please, no phone calls or emails. All resumes submitted by search firms to any associate at K. Hovnanian via email, the Internet or in any form and/or method without a valid written search agreement in place for this position will be deemed the sole property of K. Hovnanian. No fee will be paid in the event the candidate is hired by K. Hovnanian as a result of the referral or through other means.
Loan Closer - Miami, FL
Loan Processor Job In Miami, FL
Loan Closer Miami, FL Do you consistently exceed expectations to deliver exceptional service to every customer? Do you have a high attention to detail, strong communication skills, and deep knowledge of consumer loans? Do you thrive in a collaborative setting where your unique talents are celebrated?
Then join Boats Group as our Loan Closer!
As a Loan Closer, you'll assist customers through the loan application closing process, provide technical support for our online platform, and collaborate with Inside Sales and Underwriting teams to educate and guide them on loan products. You'll also manage liens, ensure timely loan closures, and maintain compliance with company and regulatory standards. Strong communication skills, attention to detail, and a customer-focused attitude are essential for this role, along with a deep understanding of banking regulations and the ability to handle multiple tasks efficiently.
What You'll Do:
* Verify Deal Accuracy: Review and confirm that all loan details and terms match across the system and documents.
* Document Consistency: Ensure that generated documents accurately reflect the agreed-upon loan terms and conditions.
* System Reconciliation: Check that all information in the loan management system aligns with the finalized deal and supporting documents.
* Guide Customers: Assist customers through the consumer loan closing process by responding to inquiries via phone and website.
* Error Identification: Identify and rectify discrepancies between the system data, customer confirmations, and documentation.
* Provide Technical Support: Offer expert technical assistance to clients navigating our online platform, maintaining deep knowledge of all our products and services.
* Collaborate with Teams: Work closely with the Inside Sales and Underwriting teams to educate on loan products, address customer financial needs, and explore loan options.
* Consult and Cross-Sell: Advise customers on the best products for their needs and cross-sell additional products and services when appropriate.
* Manage Liens: Ensure timely closing processing of liens, titles, and registrations.
* Support Operations: Provide clerical support, including copying and filing, to keep customers informed and ensure timely loan closures.
* Ensure Compliance: Guarantee that all consumer loan applications comply with company and regulatory policies.
* Educate and Inform: Partner with Inside Sales and Underwriting teams to support education on consumer loan products and options.
What You Should Have:
* Strong Communication Skills: Excellent written and verbal communication for engaging with customers via phone and email.
* Attention to Detail: Superior attention to detail to manage and closing process loan information accurately.
* Customer Service Focus: A positive attitude and exceptional telephone demeanor to ensure high levels of customer satisfaction.
* Tech Savvy: Ability to quickly learn new software systems and explain them to a non-technical audience.
* Loan Knowledge: Deep understanding of banking and consumer loans, including relevant laws and regulations.
* Project Management: Experience handling multiple projects and tasks efficiently in a fast-paced environment.
* Process Adherence: Commitment to following standard processes, routines, and standards to manage a high volume of loans.
Who You Are:
* Customer-Centric: You go above and beyond to ensure customer satisfaction and provide outstanding service.
* Technical Proficiency: Aptitude for quickly mastering new software systems and providing technical support to clients navigating online platforms.
* Initiative Taker: You take the initiative to find the answer or correct document. You seek out information and don't rely on others to tell you what you seek.
* Precision Specialist: Expert in identifying typos, errors, and discrepancies in documents and serial numbers, ensuring accuracy across various areas
* Team Player: You contribute to team success and build trust with your colleagues.
What You'll Receive:
* Generous Time Off: Take time off as you want as you won't need to accrue them here! In addition to generous personal time, you'll also receive your birthday off, 8 holidays, and the days from Christmas through New Year's Day.
* Volunteering Time: Participate in our volunteer program with 4 paid days annually to contribute to your community.
* Modern Office Perks: Our vibrant Miami office features cutting-edge amenities, such as an electric sit/stand desk, dual monitors, a gym, and a variety of snacks and beverages.
* Comprehensive Benefits Package: Enjoy top-tier Medical, Dental, Vision, and Life insurance, along with a 401(k) plan featuring a 4% match.
* Commuter Benefits: Park conveniently in our building's garage at no charge to you. For train commuters, we subsidize most, if not all, of your monthly pass expenses.
* Professional Development: Take advantage of online training, live courses, and additional funds for courses, seminars, and certifications to enhance your skills.
* Team-Centric Atmosphere: Be part of a close-knit team that prioritizes relationship-building and personal connections.
About Our Crew
Boats Group is the fastest-growing digital business in the recreational boating space. We are a talented team of techies, creatives, marketers, closers and customer advocates who spend each day pushing the boundaries of technology to make buying and selling boats easy. We spend each day surrounded by 500,000 boats from across the globe.
Our passion and unyielding dedication to getting people on the water influence our culture in ways you won't find at other companies. We're the best at what we do because we're working in an industry we love. When you walk through our doors, you'll find smart, dedicated people who consider one another family.
If you want to work in an inclusive, innovative environment where we encourage employees to collaborate, leverage their talents and actively shape the future of the company, then you will enjoy working here!
#LI-Hybrid
Mortgage Loan Processor
Loan Processor Job In Fort Lauderdale, FL
Mortgage Loan Processor (in-house)
Americas Mortgage Professionals is seeking a Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale. As a key player in the loan process, you will assist borrowers in their journey toward homeownership by efficiently handling mortgage loan applications. You will ensure timely and accurate management of loan documentation, and verification of borrower information, and maintain open communication with all parties involved, delivering a seamless mortgage process and exceptional customer service.
This is an in-office position.
Loan Processing: Manage the end-to-end processing of mortgage loan applications, ensuring all documentation is complete, accurate, and compliant with regulatory requirements.
Documentation Verification: Order and review necessary documentation, including Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, Condo Questionnaires, Subordination Requests, and Title Work.
Maintain regular communication with borrowers, loan officers, underwriters, and other team members to provide updates and ensure a seamless loan process.
Pipeline Management: Monitor and manage a pipeline of loans, ensuring timely and efficient progression through the various stages of the loan process.
Ensure all loans comply with company policies, investor guidelines, and regulatory requirements.
Address and resolve any issues or discrepancies that arise during the loan process, working collaboratively with other team members and stakeholders.
Customer Service: Provide exceptional customer service to borrowers, answering questions and guiding them through the loan process with professionalism and expertise.
Continuous Improvement: Identify opportunities to improve processes and procedures to enhance efficiency and customer satisfaction.
Experience: Minimum of 2 years of mortgage broker processing experience, with a preference for 5+ years of experience.
Knowledge: Strong understanding of mortgage loan products (FHA, VA, Conventional, Non-QM) and familiarity with mortgage procedures, processes, and documentation.
Attention to Detail: Exceptional attention to detail, with the ability to accurately review and verify documentation.
Organization: Highly organized, with excellent time management skills and the ability to manage multiple tasks and deadlines simultaneously.
Communication: Excellent interpersonal and communication skills, with the ability to interact effectively with borrowers, team members, and other stakeholders.
Problem-Solving: Strong problem-solving skills, with the ability to address and resolve issues that arise during the loan process.
Education: Minimum of a high school diploma or GED equivalent.
Technology: Proficiency with mortgage loan origination systems and related software.
Mortgage Processor (Home Equity - Hybrid)
Loan Processor Job In Boca Raton, FL
Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators.
Job Description
Position Overview:
The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions:
Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis
Process loans from application to closing including but not limited to:
Collecting and analyzing documents to submit to Underwriting for final approval
Communicating expectations, requirements and program details though established communication standards
Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
Ensure customer service surveys maintain the rating level designated by management
Communicate with all parties involved in the transaction to keep them informed of file status
Review and analyze all necessary documentation, including borrower docs and third-party docs
Interpret policies while analyzing applicant information, property and documentation
Calculate borrower income for all employment types
Comprehensive understanding of credit underwriting guidelines
Qualifications
Requirements:
**Training will be 100% in-office. Post training, position will be 3 days in-office on a weekly basis.
3+ years of current experience in Financial Services with Loan Processing experience preferred
Knowledge of processing, underwriting and closing procedures
Excellent customer service and communication skills
Detail oriented and excellent organizational skills
Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
Problem-solver with strong analytical skills
Adheres to directives, procedures and standards
Ability to work in a paperless environment
Computer proficiency including Microsoft Office Product Suite
Candidates must be available to work outside of normal business hours when necessary
Ability to obtain NMLS-MLO Licenses preferred
Additional Information
· At Mphasis, we promise you the perfect opportunity of building technical excellence, understand business performance and nuances, be abreast with the latest happenings in technology world and enjoy a satisfying work life balance.
· With the current opportunity, you will get to work with the team that has consistently been setting benchmarks for other deliveries in terms of delivery high CSATs, project completion on time and being one of the best teams to work for in the organization.
· You get an open and transparent culture along with freedom to experimentation and innovation
Equal Employment Opportunity Mphasis is an equal opportunity/affirmative action employer committed to a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability or genetic information, gender identity or national origin.
Loan Service Representative
Loan Processor Job In Doral, FL
Loan Service Representative - Electronic Services Department (Main Branch)
Starting Salary: $22.00 Per Hour
The Loan Service Representative (LSR) will be responsible for providing quality service to our members. The LSR will seek to provide solutions to all member account related problems. This high contact person requires an ability to communicate effectively with prospective and current members and to represent the credit union in a positive and professional manner. The LSR actively loads loan applications, and disburses loans to existing members. The LSR protects our member's financial needs by cross-selling insurance protections products (i.e. Mechanical Repair Coverage, GAP, Life, Disability Protection, and ancillary Products)
Essential Duties & Responsibilities:
Communicates with member and/or non member in a professional, friendly, and efficient manner through either in-bound or out-bound calls.
Handles all inquires on deposit accounts and loans including but not limited to: Visa credit cards, loans, bill payments/on-line banking, direct deposit, payroll deduction.
Possess a thorough knowledge of Dade County Federal Credit Union products, services, policies and procedures.
Actively opens accounts, loads loans, and disburses loans.
Effectively cross-sells credit union products and services including payment protection on loans (i.e. Mechanical Repair Coverage, GAP, Life, and Disability Protection, and ancillary products)
Participates in helping to regularly meet or exceed established department service and productivity goals as established by AVP of Branch Operations and/or Electronic Services Director
Complies with all Bank Secrecy Act (BSA) regulations and standards, attends all required BSA training.
Completes special projects and tasks as assigned.
Perform all other related duties as required.
Requirements:
At least 1-3 years related experience and/or training in a bank/credit union call center/branch environment.
Sales experience preferred
Bilingual: English and Spanish
Highly Desireable
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Real Estate Title Processor
Loan Processor Job In Miami, FL
Are you an experienced Title Processor looking to be part of a high-performing real estate closing team in Miami? Do you thrive in a fast-paced, dynamic environment where precision, client service, and efficiency are key? If so, we want to hear from you!
We are looking for a dedicated Processor to deliver seamless, stress-free closings for clients. As we continue to expand, we're looking for a detail-oriented, proactive, and client-focused Title Processor to join our team and play a crucial role in our success.
Open files on Qualia, issue Escrow letters, coordinate closing timelines and deliver constant communication from inception through Closing to Clients.
Working knowledge of Qualia is preferred but not necessary, as long as you have been working with a comparable software and have a working understanding of how to order and prepare Commitments and prepare closing settlement statements.
Title Processor
Loan Processor Job In Pembroke Pines, FL
Are you an experienced title processor looking for an opportunity to take your research, analysis, and teamwork skills to the next level? We are growing rapidly and are looking for someone to help us clear titles for real estate mortgage transactions. If you have a background in title processing or real estate transactions, an eye for detail and discrepancies, and a customer service mindset, apply today!
Support title officers with administrative assistant essential duties, including clerical and data entry assistance
Submit pertinent title and loan documents into software programs (Landtech) to record transactions and track applicant's progress
Research and verify the accuracy of documentation such as property title records, property ownership, public records, deeds, leases, surveys, contracts, and agreements needed to produce a clear title
Manage files from opening to closing
Clear title issues
Multitasking and time-management skills, with the ability to prioritize tasks
Bilingual English/Spanish preferred
Title curative experience
Familiarity with Old Republic Title Insurance and Landtech Platforms is a plus
Paralegal Degree or large firm experience or Licensed Title Agent and Notary Public are a plus
Analytical and detail-oriented, while working at a fast pace and capable of multi-tasking
Excellent problem-solving and organizational skills
Must be a team player and willing to help others in their department whenever necessary
Develops professional relationships and builds rapport with others
Overall good work ethic and willingness to adapt to change
Jr. Processor
Loan Processor Job In Palmetto Bay, FL
With over 200 locations and well over 2,500 on our team, Paramount Residential Mortgage Group Inc. (PRMG) is one of the largest independently owned Mortgage Banks in the nation. The company is experiencing exponential growth in 2021 and will for many years to come. We are looking for highly qualified Jr. Processors to join our Retail team to help support our increased volume. Newly hired Jr. Processors will have the privilege of working with a talented team, along with being mentored for growth. The benefits that PRMG offers are available to all full time employees. We offer competitive salary that will be based off of experience. You will have a variety of medical, dental, vision, and other insurance products to choose from. Each year you will receive two weeks vacation time, over nine paid holidays, and five sick days, and access to our employee discount program! With all of these benefits, it is no wonder why we were voted the top 5 of the 50 Best Companies to work for 2021. So if you are looking for a Jr. Processor position that will be groomed for advancement, then PRMG is the place for you! Apply now!
Job Summary:
Performs the daily functions connected with loan processing. Effectively processes loans in accordance with company policies and procedures. The duties for Processor include, but are not limited to, those described below.
Responsibilities
Verifies, compiles, and inputs/updates application information for mortgage loans.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment
Is able to run AUS after application data is confirmed to be accurate and meets guidelines
Is able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application
Is able to complete and generate various loan application forms/disclosures for borrowers
Is able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan
Is able to perform necessary follow up on any items required for the loan in a timely manner (i.e.…title, insurance, appraisal, loan conditions from borrower, etc.)
Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered
Uses all required Checklists for Underwriting and Closing Departments
Performs other related duties as assigned by Processor, Lead Processor, or Branch Manager
Qualifications
Experience:
Two or more years or
Junior Processor to be assigned to an experienced Processor by Branch Mgr to mentor the Jr LP
Skills:
Ability to make sound judgments regarding the resolution of customer service issues
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative
Ability to handle detailed assignments and maintain confidentiality
Excellent communication and interpersonal skills
Organizational skills necessary to prioritize workload
Education:
High School Diploma or equivalent
Travel:
None
Min USD $15.00/Yr. Max USD $17.00/Yr.