Loan Processor Jobs in Dentsville, SC

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  • Loan Officer

    United Home Loan Services, Inc. | NMLS# 70641 3.5company rating

    Loan Processor Job In Columbia, SC

    United Home Loan Services, Inc. (NMLS# 70641) is a full-service mortgage company headquartered in Greenville, SC. Founded in 2006, our mission is to make home loans more accessible and personalized to meet borrowers' specific financial needs. We leverage relationships with wholesale lending partners to offer competitive rates and a range of loan products. Focusing on open communication, modern technology, and strong relationships, we provide client-oriented solutions and rapid growth opportunities. Role Description This is a full-time role for a Mortgage Loan Officer. As a Loan Officer, you will be responsible for daily tasks related to loan origination, finance, underwriting, and customer service. You will work closely with borrowers to assess their financial needs, guide them through the loan process, and ensure a positive customer experience. Qualifications Loan origination, finance, and underwriting skills Strong customer service skills Knowledge of mortgage industry regulations and guidelines Excellent communication and interpersonal skills Ability to work independently and remotely Attention to detail and strong organizational skills Experience in loan processing and documentation Bachelor's degree in finance, business, or related field ** Note this is a Commission Only Role; an Active NMLS license must be obtained to start work**
    $29k-49k yearly est. 31d ago
  • Consumer Loan Processor II - Home Equity

    TDI 4.1company rating

    Loan Processor Job In Lexington, SC

    Hours: 40 Pay Details: $22.50 - $32.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Consumer Loan Processor II is primarily responsible for providing support to the lending areas by reviewing the accuracy of consumer loans from conditional approval to closing. This job is a Loan Originator and performs at least one of the following functions, or advertises or communicates that they can or will perform any of these functions, with an expectation of compensation or monetary gain: takes an application, arranges a consumer credit transaction, assists a consumer in applying or obtaining consumer credit, offer or negotiates consumer credit, otherwise obtains or makes an extension of consumer credit for another person. Depth & Scope: Contacts customer directly to obtain conditions placed by lender or underwriter Reviews all required support materials, such as titles, and flood certifications to prepare files for closing Prepares required loan documentation for approved loan applications such as disclosures Provides support to customers, branches and lending staff as needed Assists in testing new systems and documentation software Collects and reviews all conditions placed on loan by lender or underwriter Contacts customers to collect and review additional information needed to close the loan as necessary Answers phone calls in queue as well as personal line to assist customers May assist in training the Loan Processor I Advises customers regarding changes in rate and term. Education & Experience: HS Diploma or GED required No Certification(s)/License(s) required 1+ years loan documentation experience Detail oriented Working knowledge of Bank loan products and policies Knowledge of lending software preferred Proven ability to handle heavy workload and meet stringent deadlines Solid oral and written communication skills, with ability to interact effectively with all customers, both internal and external Working knowledge and understanding of regulations from different states Strong PC skills Flexible work schedule (rotation of nights and/or weekends as required) 1+ years loan processing experience preferred Experience with Encompass preferred Customer Accountabilities: Maintains regular communication with the customer by phone or email depending on customer preference. Employee/Team Accountabilities: Completes all annual required training on a timely basis Accurately document conversations with customers in the loan file Establishes and follow up on due dates for documentation OCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
    $22.5-32.5 hourly 2d ago
  • Loan Processor

    Farm Credit 4.5company rating

    Loan Processor Job In Columbia, SC

    .Net Developer Intern (Hybrid - Columbia, SC) AgFirst Farm Credit Bank, a growing agriculture lender with over $45 billion in assets, has an exciting opportunity available for a .Net Developer Intern. The position will be located in Columbia, SC. The internship experience at the Bank is designed to partner with students by creating a stimulating learning experience through working on real projects that impact the business. If you are interested in elevating your career, you should consider an opportunity with us! The .Net Developer Intern will: - Help design, build, test, and maintain third-party software applications - Assist with writing code languages - Help to create robust and scabable solutions - Work with IT professional to design software architecture Preferred Qualifications - Information Technology, Computer Science, or related majors - Undergrad and graduate-level students
    $29k-38k yearly est. 12d ago
  • Mortgage Loan Processor

    Founders Federal Credit Union 4.0company rating

    Loan Processor Job In Lancaster, SC

    Relax... Join our Team! Founders Federal Credit Union helps our members attain their financial goals. Our innovative services, convenient locations, and friendly employees are dedicated to our members and their financial future. Founders Federal Credit Union is strongly committed to providing the highest level of quality service to our members. We realize our outstanding, dedicated employees make it all happen. Are you a Spanish speaking professional looking for a growing company to expand your career? If so, this position may be the right fit for you! We are in search of an individual with mortgage or finance experience who has a desire to grow in the mortgage industry. This individual will bring exceptional skills at multi-tasking, strong communication skills with both members and vendors, and the ability to grasp changing concepts quickly. This position will be located on-site at our Corporate Headquarters in Lancaster, SC. Remote work is not available. Responsibilities and Duties: The primary function of the Mortgage Loan Processor is to serve as the single point of contact for our members throughout the mortgage process and ensure each file is processed in a timely manner with accuracy. They will be responsible for gathering all required documentation and prepare the loan for Underwriting. They must also provide exceptional member service by overseeing the loan process from initial disclosure to closing and provide an on-going communication to all members in process. They will be responsible for accurately managing residential real estate loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current regulations and policies. Additional responsibilities include, but are not limited to: Guide all mortgage applicants through the mortgage process by following the set communication protocol guidelines and performing additional follow up with members when needed. Verify file information from Mortgage Application Processor and Mortgage Loan Officer. Review and confirm the submitted interest rates based on the interest rate sheet, determine when the interest rate can or cannot be locked, and lock application rates when needed. Work closely with Mortgage Loan Officer and mortgage staff to ensure mortgage loan applications are handled in a professional and timely manner. Must have excellent time management and organization skills, high level of accuracy, and the ability to multi-task in a fast pace environment with a high volume work queue. Must maintain integrity of all member sensitive data. Satisfy all loan conditions when received from Mortgage Underwriter, track outstanding documents and follow up with member to collect all required documentation for the mortgage loan. Ascertain loan file readiness for underwriting and submit files to the assigned Mortgage Underwriter. Validate that each loan file approval is within the established lending guidelines. Review credit reports for derogatory credit lines or disputes and other important factors. Proficiently utilize MortgageBot, Imageflow and DocMagic when preparing initial and final mortgage documents. Communicate with other industry professionals, including but not limited to, appraisers, settlement agents, county clerks and insurance companies. Request a real estate appraisal from a licensed real estate appraiser and follow-up until appraisal is received. Request preliminary real estate title opinion or title commitment and follow-up until legal work is received. Verify insurance by obtaining a copy of the policy and must be able to verify policyholders, property address, coverage amounts, policy dates and premiums. Ensure that loan files contain documents with proper signatures, dates, HMDA, escrow and other relevant data. Upload and accurately index all required mortgage documentation into ImageFlow. Set and confirm closing dates with the member and attorney along with adding or updating the information on the SharePoint Closing Calendar. Must prepare and deliver the closing disclosure to any borrower/member listed on the security instrument within the required timeframe. Prepare and deliver accurate and complete closing packages to the attorney's office. Image all required information in Imageflow and ensure the loan is ready to fund. Calculate the accurate initial escrow deposit by reviewing and confirming the due dates for the insurance policy, flood insurance, county and city taxes. Reflect efficiency and a positive member experience by creating a culture of accountability and high productivity. Prepare necessary documentation for modifications, extensions, and partial release of lien requests for mortgage loans, when needed. Must verify borrower's verification of employment and verification of mortgage/rent when needed. Achieve production goals as established by Founders Federal Credit Union. Comply with Founders' policies and procedures, as well applicable laws, regulations, and statutes issued by federal agencies such as NCUA and FFIEC, including, but not limited to, GLB and BSA. Employees have legal and regulatory obligations to respect and protect the privacy of information and its integrity and confidentiality. All other duties as assigned. Qualifications: The Mortgage Loan Processor must possess excellent organizational skills, communication skills, and self motivation, as well as a positive attitude. The individual must have a desire to learn and the ability to accept coaching. Must work efficiently and independently in a fast-paced environment and have a strong attention to detail. Always “Think Member” and look for opportunities to serve our membership in the best interest of the member and the credit union. General knowledge of the real estate industry, prior loan processing experience or financial institution experience is desired. A two-year college degree is preferred, but not required. Benefits: As the Mortgage Loan Processor, you will receive hourly pay, including possible overtime, as well as an annual bonus based on performance. Benefits provided include the following: Paid Holidays Paid PTO Family-oriented culture that values work/life balance Retirement Plan (401k with employer contributions + Pension Plan fully funded by FFCU) Comprehensive Health and Dental Insurance Life and Accidental Death & Dismemberment Insurance (at no cost to employee) Voluntary Supplemental Life Insurance coverage for employee, spouse, and children Health Care and Dependent Care Flexible spending accounts Long Term Care Plan Short-Term & Long-Term Disability Insurance Tuition reimbursement to assist with furthering education Certifications - Assistance with achieving and maintaining Fit Founders Wellness Program A pre-employment criminal background check, drug screen, consumer credit investigation, and previous employer reference check will be required. EOE Candidate must be available Monday-Thursday 8am-5pm, Friday 8am-6pm #FoundersFCU
    $33k-40k yearly est. 12d ago
  • Consumer Loan Processor II - Home Equity

    TD Bank 4.5company rating

    Loan Processor Job In Lexington, SC

    Hours: 40 Pay Details: $22.50 - $32.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Consumer Loan Processor II is primarily responsible for providing support to the lending areas by reviewing the accuracy of consumer loans from conditional approval to closing. This job is a Loan Originator and performs at least one of the following functions, or advertises or communicates that they can or will perform any of these functions, with an expectation of compensation or monetary gain: takes an application, arranges a consumer credit transaction, assists a consumer in applying or obtaining consumer credit, offer or negotiates consumer credit, otherwise obtains or makes an extension of consumer credit for another person. Depth & Scope: * Contacts customer directly to obtain conditions placed by lender or underwriter * Reviews all required support materials, such as titles, and flood certifications to prepare files for closing * Prepares required loan documentation for approved loan applications such as disclosures * Provides support to customers, branches and lending staff as needed * Assists in testing new systems and documentation software * Collects and reviews all conditions placed on loan by lender or underwriter * Contacts customers to collect and review additional information needed to close the loan as necessary * Answers phone calls in queue as well as personal line to assist customers * May assist in training the Loan Processor I * Advises customers regarding changes in rate and term. Education & Experience: * HS Diploma or GED required * No Certification(s)/License(s) required * 1+ years loan documentation experience * Detail oriented * Working knowledge of Bank loan products and policies * Knowledge of lending software preferred * Proven ability to handle heavy workload and meet stringent deadlines * Solid oral and written communication skills, with ability to interact effectively with all customers, both internal and external * Working knowledge and understanding of regulations from different states * Strong PC skills * Flexible work schedule (rotation of nights and/or weekends as required) * 1+ years loan processing experience preferred * Experience with Encompass preferred Customer Accountabilities: * Maintains regular communication with the customer by phone or email depending on customer preference. Employee/Team Accountabilities: * Completes all annual required training on a timely basis * Accurately document conversations with customers in the loan file * Establishes and follow up on due dates for documentation OCC Language: * This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. * Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. * Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. * Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements: * Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
    $22.5-32.5 hourly 4d ago
  • Loan Officer

    Newrez LLC

    Loan Processor Job In Columbia, SC

    is for CAROLINA ONE MORTGAGE, one of the Family of Companies of Newrez LLC. Primary Function The primary function of the Loan officer is to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Principal Duties Utilize and develop a network of resources for mortgage loan business development and solicitation for new business. Utilize, manage and market to a database of customer contacts. Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary. Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information. Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio). Negotiate rate, terms and conditions of the loan. Lock loans on time and in the correct product type to avoid fall-out. Collect up-front fees from applicant. Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center. Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision. Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline. Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition. Represent the Company in various community and civic functions to enhance the Company's image and develop additional business. Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures. Maintain compliance on all loan files and pipeline. Other duties as assigned. Education and Experience Requirements Must have an active state MLO license in each state where business is to be conducted. High-school diploma or GED and a minimum. 3-years lending origination experience. Strong PC skills, including Power Point, Excel, Word and Lotus Notes. Solid knowledge of state and local real estate markets. Knowledge, Skill and Ability Requirements Ability to plan for contingencies and anticipate problems and identify risks. Ability to negotiate persuasively to produce positive outcomes. Ability to effectively listen and respond to customers' needs. Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills. Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment. Ability to instill trust and confidence from others. Ability to effectively convey and receive ideas, information, and directions. Ability to exhibit professional written and verbal communication at all times. Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles. Ability to value contribution of all team members and is effective at resolving workplace conflicts. Ability to establish positive rapport with customers. Ability to seek out new and creative ways to provide solutions to the customer's needs. Ability to demonstrate solid selling skills and techniques. Ability to influence others to gain commitment. Ability to maintain an intense optimism and focus on achieving goals even under adversity. Ability to recover quickly from setbacks and rejections. Ability to maintain and foster strong partnerships with customers. Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service. Ability to complete all required training courses on time. Ability to identify customer needs and adapt sales presentations effectively. While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. #LM-EM1 Company Perks: • 15 Paid Time Off (PTO) days and 18 after 1st anniversary! • 9 Paid Holidays • Casual Workplace • Employee Engagement Activities Company Benefits: • Medical (including Health Savings Account & Flexible Savings Account) • Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan • Performance-based Incentives • Pet Insurance • Advancement Opportunities Newrez NOW: • Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more • 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice • Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee • Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $32k-52k yearly est. 3d ago
  • Loan Officer Associate

    Lennar Mortgage

    Loan Processor Job In Columbia, SC

    We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The Loan Officer Associate assists Loan Officers while developing skills and knowledge to become a Loan Officer in the future. The Loan Officer Associate will complete various on-line and classroom educational sessions while receiving operational and hands-on training by assisting the Loan Officer and Division Managers. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Learning Development: Participate in formal training programs provided by the company. These programs cover various aspects of lending, including understanding different types of loans, assessing creditworthiness, and navigating the loan approval process. Train with manager on mortgage rate sheets in order to learn to accurately price and lock loans. Review various daily/weekly/monthly reports to learn the overall mortgage process from application to closing. Continuous Education and Licensure: Successfully complete testing for mortgage licensing and appropriate state licensing as needed. Maintain up-to-date knowledge of RESPA through continuing education courses. Support and Coordination: Update the loan application with any missing data. Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file. Business Development and Customer Relations: Participate in builder and realtor functions to develop and maintain relationships. Work with Division Manager and Loan Officers on local marketing campaigns. Customer-Centric Approach: Ensure that borrowers can easily reach out through various channels (phone, email, chat) and receive prompt responses. Act as a primary contact between our borrowers and their Loan Officers, schedule and conduct meetings as needed, to discuss any follow-up issues or items that need to be addressed. Collaboration and Flexibility: Assist processors and closers in procuring loan documents from borrowers and other entities as needed. Engage and assist internal associates through various channels (phone, email, chat) and receive a prompt response. Flexible schedule, including weekends and evenings as needed. Requirements High school diploma or equivalent BA or BS preferred Mortgage or banking experience (preferred) Experience in articulating product or service features, benefits, and value A genuine passion for going above and beyond to ensure customer satisfaction Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities. Proficient in using standard office software (e.g., Microsoft Office Suite) Valid driver's license and reliable transportation Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. #IND-MORT Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
    $32k-52k yearly est. 2d ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan Processor Job In Columbia, SC

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: ¡ Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! ¡ Uncapped commissions! ¡ Loan products for all borrower types! ¡ Add additional LO's to your team OR act as an individual LO! ¡ Licensed in 28 states and growing! ¡ Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: ¡ Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. ¡ Maintains a database of past clients for marketing purposes. ¡ History of closing at least 3-5 units per month. Loan Officer Requirements: ¡ An active NMLS/MLO license (required). ¡ Strong knowledge of lending regulations and industry best practices. ¡ Exceptional interpersonal and communication skills. ¡ Analytical mindset with the ability to assess complex financial information. ¡ Sales-oriented mindset with a commitment to achieving targets. ¡ Detail-oriented and organized. ¡ Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $32k-52k yearly est. 60d+ ago
  • Outside Loan Originator

    Interlinc Mortgage Services 4.4company rating

    Loan Processor Job In Columbia, SC

    Job Details 7294 Columbia SC - Columbia, SCDescription Summary/Objective The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office. Essential Duties Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions. Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals. Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets. Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns. Originates the mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes. Maintains current knowledge of agency and investor guidelines as well as state and federal regulations. Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines. Updates borrowers and their agents on the status of loan applications. Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner. Provides superior customer service to achieve customer satisfaction. Qualifications Required Education/Experience Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection. Preferred Education/Experience Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection. Additional Qualifications for Eligibility Additional qualifications for eligibility include an NMLS license. InterLinc Mortgage is an EEO company
    $35k-57k yearly est. 60d+ ago
  • Default Loan Management Coordinator

    Morris College 3.4company rating

    Loan Processor Job In Sumter, SC

    , go to the pdf file here ************ morris. edu/Content/Uploads/Morris College/files/Default%20Loan%20Management%20Coordinator. pdf
    $39k-43k yearly est. 60d+ ago
  • Loan Officer

    Paramount Residential Mortgage Group 4.3company rating

    Loan Processor Job In Columbia, SC

    PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator. Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required. Min USD $0.00/Yr. Max USD $250,000.00/Yr.
    $30k-52k yearly est. 43d ago
  • CRE Construction Loan Administrator

    U.S. Bank 4.6company rating

    Loan Processor Job In Columbia, SC

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** This role works in partnership with internal partners and CRE Loan Administrators as the primary liaison with customers, attorneys, construction consultants and title company representatives during all phases of construction loan financing. Construction loan products include developer/investor commercial construction projects such as retail, office, mixed use, industrial, healthcare, SBA; and residential construction including apartments, condos, homebuilder, and affordable housing. Job duties are as follows: + Review and/or negotiate Commercial Real Estate (CRE) construction loan documents. + Analyze and administer the construction draw disbursements from the time the loan is approved until the project completion. **Basic Qualifications** - High school diploma or equivalent - Typically, two to three years of experience in commercial real estate loan administration, OR at least five years of transferable experience in commercial loan administration **Preferred Skills/Experience** - Basic knowledge of commercial real estate lending including letters of credit, tax credit transactions, borrowing base lending, multi-phased construction, and transactions secured by multiple collateral properties - Some technical expertise in closing and loan management functions - Basic knowledge of commercial real estate finance, law, documentation, accounting and data systems - Experience in Built or other construction draw documentation software - Proficiency with Microsoft Suite - including Excel, Outlook and Teams - Bachelor's degree preferred _This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week._ If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law **EEO is the Law** U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $68,850.00 - $81,000.00 - $89,100.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
    $68.9k-81k yearly 6d ago
  • Loan Specialist

    Regional Finance 4.1company rating

    Loan Processor Job In Sumter, SC

    Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly 40d ago
  • Mortgage Loan Officer - South Carolina (Greenville, Columbia, Charleston)

    Regions Bank 4.1company rating

    Loan Processor Job In Columbia, SC

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. **Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history + Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation + Structures loan to comply with acceptable lending practices and Federal regulations + Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact + Answers customer calls and walk- in customers to discuss various loan products and qualification information + Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business + Cross-sells other bank products and services + Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations + May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. *Compensation is Commission based This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information. **Requirements** + High School Diploma or GED + One (1) year of mortgage lending experience with proven mortgage production + Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners **Preferences** + Bachelor's degree + Prior Mortgage Loan Officer experience **Skills and Competencies** + Good organizational skills + Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. + Knowledgeable on agency and investor regulations and guidelines + Must be able to build and maintain internal and external relationships to deliver high levels of service + Must be able to multi-task competing priorities and meet tight deadlines + Proficient in Microsoft Office products + Sales acumen + Strong written and verbal communication skills *Positions may be available in other cities within SC. **Position Type** Full time **Incentive Pay Plans:** This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. **Position Type** Full time **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. *********************************************** **Location Details** Greenville SC Main **Location:** Greenville, South Carolina Bring Your Whole Self to Work We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do. OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
    $28k-43k yearly est. 46d ago
  • Pre-Closer

    Legal Solutions Group 4.5company rating

    Loan Processor Job In Lexington, SC

    A professional Columbia real estate law firm seeks an experienced *Pre-Closer.* *QUALIFICATIONS:* * Residential Closing Experience. ¡ Knowledge of all aspects of real estate closings to include title insurance. ¡ Experience reviewing title exceptions, coordinating due diligence activities, reviewing and preparation of sale and loan documents, research of corporate and UCC filings, preparing closing checklists and scheduling transaction progress, & general internet research. ¡ Review and verify title abstracts, prepare title commitments and policies. ¡ Prepare closing documents, including settlement statements, deeds, and mortgages. ¡ Draft purchase and sale agreements. ¡ Draft loan documents. ¡ *_2+ years of experience as a pre closer is required._* ¡ Proficient in SoftPro, MS Word, Excel and Outlook ************************************** *QUALIFIED PRE-CLOSERS PLEASE APPLY* Job Type: Full-time Salary: $46,974.07 - $56,570.92 per year
    $47k-56.6k yearly 60d+ ago
  • Post-Closing Coordinator

    State of South Carolina 4.2company rating

    Loan Processor Job In Columbia, SC

    Job Responsibilities This posting will be used to fill 2 positions. Are you looking for a purpose-driven career, not just the same old 9 to 5? One that gives you a reason to come to work beyond just receiving a paycheck? Look no further! The SC Housing Finance and Development Authority (SC Housing) is actively searching for a Post-Closing Specialist to complete our Mortgage Production Team! Why join SC Housing? We know our employees work hard, so we work hard to encourage a culture that promotes work-life balance, well-being and employee engagement/recognition. We are a forward-thinking organization that is committed to changing lives by creating safe, decent, and affordable housing opportunities that fulfill dreams and inspire hope in our citizens. Our staff energizes the work that we do and helps find solutions that make a difference in the lives of others. If you want to be part of an organization that allows you to connect your passion for improving the lives of others to purpose, we invite you to join our team of housing champions! What will you do? Under limited supervision you will perform support tasks related to the reservation, processing, review, approval/denial and purchase of mortgage loans by SC Housing in our Single-Family Homeownership Programs. In this role you will: * Complete prefunding review and audit of closed mortgage loan files delivered to SC Housing for purchase. * Ensure compliance with applicable program and insurer requirements. * Ensure all regulatory compliance documentation is included and executed in accordance with state and federal requirements. * Validate final loan pricing prior to loan purchase, to include assessing fees for late delivery and documenting deficiencies and extensions. * Approve eligible loans for purchase. * Complete daily posting and updates to single-family mortgage program rates via the lender portal. * Provide direct support to the pricing desk by fulfilling initial, re-lock, extension and lock change requests. * Monitor the weekly purchase and monthly settlement gain on sale calculations of loans delivered to the agency by our lending partners. * Carry out all lock desk duties according to agency policies and procedures. * Prepare and reconcile production and allocation data weekly for reporting to management and external partners. * Monitor lender performance and communicate recommendations for process improvements and training. * Stay abreast of industry changes, monitoring and participating in available training for continued development. Minimum and Additional Requirements A high school diploma and three (3) years of applicable experience in housing subsidy programs, mortgage banking, accounting, real estate or another related field. * An equivalent combination of education and experience may be substituted to meet the agency minimum requirements. (i.e. 1 year of education = 1 year of related experience). Must be able to lift and carry files, books, and reports weighing up to 20 lbs. Must be able to perform filing, desk work, and operate general office equipment. Must be able to sit or stand for prolonged or intermittent periods of time while sharing, gathering, or presenting information to other staff members or external parties. The employee must be able to perform these tasks with or without reasonable accommodations. SC Housing is committed to a diverse workforce and does not discriminate on the basis of race, color, national origin, religion, age (40+) disability, or sex (including pregnancy, childbirth, or related medical conditions, sexual orientation, or gender identity). Preferred Qualifications * A bachelor's degree * Experience in mortgage loan processing, file review, closing and post-closing file review, or disclosure preparation Additional Comments What makes us Different? We are a state governmental agency but one unlike you've encountered before. We operate much more like a private sector business. We are a self-sustaining operation that offers rental and homeownership products and services. As a result, we face many of the same regulatory, market, and financial hurdles of private sector financial institutions. Our clear advantage to employees is that we offer challenging and meaningful work, as well as excellent state government benefits. Our Benefits Package: SC Housing offers an exceptional benefits package that includes: * Telecommuting options * Accrued Paid Time Off (15 days annual/vacation leave per year and 15 days sick leave per year) * 13 paid holidays * PEBA Health, dental, vision, long term disability, and life insurance for employees, spouses, and children * PEBA Perks * Free Telehealth Visitsfor State Health Plan members * Free Health Coaching for State Health Plan members * State Retirement Plan * Deferred Compensation Programs 401k and 457 plans * MoneyPlus (tax-favored accounts program) Employee Assistance Program * Employee Discount Programs (PerksCard, TicketsatWork, and WeSave) * Casual Fridays * Tuition Reimbursement Program (after 6 months of employment) And much, much more! Location, Location, Location: The Palmetto State offers something for everyone. Located in the Midlands, Columbia is both the state capital and South Carolina's second-largest city. It is just a short commute to the state's beautiful beaches and gorgeous mountains. Sunny summers and mild winters allow residents to experience the outdoors year-round, a plus considering that Lake Murray is just minutes away. Great universities and colleges, minimal commute times and friendly people make South Carolina the ideal place to build your future.
    $27k-35k yearly est. 10d ago
  • Loan Specialist

    Farm Credit 4.5company rating

    Loan Processor Job In Columbia, SC

    Project Portfolio Specialist (Hybrid - Columbia, SC) The Project Portfolio Specialist is self-motivated and serves as a highly organized Program Leader responsible for managing all aspects of assigned programs or projects. Provide strategic and advisory recommendations to optimize the Bank's Project Portfolio in terms of strategic project commitments, annually budgeted projects, reputational risk, time to market, and cross-program/project dependencies. Reporting to the Director of Project Portfolio, will often lead discovery meetings and work closely with AgFirst's Senior Management teams, as well as key Bank stakeholders. The Project Portfolio Specialist will lead Programs that deliver the Bank's strategic priorities and initiatives, specifically in support of the delivery of the Bank's Digital offerings. Responsibilities include planning, tracking, monitoring, and managing cross‐team/program dependencies and strategic enterprise projects. The Project Portfolio Specialist must adapt to changes in the types of work, and methods of execution, and provide timely solutions to support quality delivery. Supports the development and maintenance of the technical tool components required for the Project Management Life Cycle, Product Development Life Cycle, and System Development Life Cycle artifacts such as the Business Case, Statement of Work, Work Plans (schedules), Risk Logs, Meeting Minutes, Testing Schedules, Implementation Schedules, Change Logs, Lessons Learned, and accurately communicate project status as needed. Additionally, the Project Portfolio Specialist will be responsible for preparing metrics, and specialized reports, and monitoring individual projects' progress within the portfolio, as needed to achieve the Bank's Business Plan. As needed, the Project Portfolio Specialist will also function as an individual Program Manager for assigned projects. What you'll do - Provide the leadership to drive projects so that business objectives are met. - Facilitates and documents project meetings, and decisions, and provides leadership to resolve project conflicts. - Builds viable and acceptable project schedules, cost projections, and dashboards using various tools including but not limited to Clarity PPM, Microsoft Project, Excel, PowerPoint, and other applications commonly used within the PMO. Responsible for adherence to quality standards. Compiles metrics as needed for project, program, or project portfolio measures. - Responsible for all project management activities associated with the SDLC and supporting project management activities for the project management life cycle (PMLC) from concept through final production implementation. - Participates in external department business discovery and organizational job knowledge-sharing events to broaden awareness and effectiven ess. What you'll need - Bachelor's Degree in Business, Computer Science, Information Technology, Finance, or another related field. - Minimum of 5 years of project-related work experience. - PMP, CSM, and CPO preferred. - Knowledge of project monitoring and control techniques. - Thorough knowledge, command, and use of project monitoring and control techniques. - Focuses on customer service, demonstrating a positive influence on cross-team working relationships. - Plans, schedules, and delegates work by resource plans and deadline commitments.
    $38k-67k yearly est. 20d ago
  • SBA Loan Doc Specialist

    U.S. Bank 4.6company rating

    Loan Processor Job In Columbia, SC

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** Coordinates the preparation of loan/lease packages in compliance with policies and procedures, regulatory guidelines and investor standards by gathering and reviewing necessary documents and information within designated time frames. Communicates with staff, customers/clients, realtors, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain additional documents needed to complete the file. Ensures compliance with internal policies, regulatory and investor requirements and customer service standards. May coordinate the closing and funding of assigned loan packages; calculating final closing costs and disbursing funds. **Basic Qualifications** - Bachelor's degree, or equivalent work experience - Typically eight or more years of relevant experience **Preferred Skills/Experience** - Advanced knowledge of legal documents used to support applicable loan/lease processing - SBA experience preferred - Ability to work with legal staff to solve complex documentation needs - Ability to apply critical thinking for all elements of loan documentation construction - Ability to master the bank's documentation software - Comprehensive knowledge of closing policies and procedures, funding policies, underwriting requirements, governmental and agency requirements, terminology and automated processing systems - Comprehensive knowledge of applicable credit policies and approval processes for assigned product(s) - Ability to work effectively and accurately in a fast paced, high production, professional environment - Strong organizational skills - Effective verbal and written communication skills - LaserPro experience highly preferred If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law **EEO is the Law** U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $29.23 - $38.94 - $42.83 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
    $29.2-38.9 hourly 3d ago
  • Loan Officer

    Paramount Residential Mortgage Group 4.3company rating

    Loan Processor Job In Sumter, SC

    PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator. Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required. Min USD $0.00/Yr. Max USD $250,000.00/Yr.
    $30k-52k yearly est. 60d+ ago
  • Experienced Loan Officer

    Farm Credit 4.5company rating

    Loan Processor Job In Columbia, SC

    AgFirst Farm Credit Bank, a growing agriculture lender with over $45 billion in assets, has an exciting opportunity for a Talent Development Intern. The position will be located in Columbia, SC. The internship at the Bank is designed to partner with students by stimulating learning through real projects that impact the business. If you want to elevate your career, you should consider an opportunity with us! The HR Compensation Analyst Intern will be part of the Human Resources team working on a variety of employee compensation-related activities that align with the Bank's Human Resources strategy. The position will obtain hands-on experience through assigned HR projects. The HR Compensation Analyst Intern will work in a data-driven section of the Human Resources environment with a dynamic team that will help you enhance your skills and competencies in all compensation areas. The position will work on projects that will allow the interns to utilize the principles they have learned in their educational program through hands-on real-world applications. The internship will include working with large data sets, sensitive information, and multiple systems to gather reports and analyze data. The Compensation Intern may work collaboratively with areas both within and outside HR to complete projects that require planning, research, analysis, and communication to further the compensation philosophy of AgFirst. Additionally, the HR Compensation Analyst Intern will work independently to research and examine current compensation news, trends, and issues to provide meaningful insight that will benefit our business and the businesses of our customers. The HR Compensation Analyst Intern will receive exposure to many various areas of the business and enhance their analytical and business acumen. What you'll need: - Currently pursuing a Bachelor's or Master's Degree in human resource management or related discipline. - A minimum of 3.0 GPA or above - Be self-motivated with the aptitude and intellectual creativity to address work assignments and further develop your skillset successfully. - Effective analytical thinking, problem-solving, and decision-making skills - Strong communication skills (verbal presentation, written communication)
    $38k-52k yearly est. 3d ago

Learn More About Loan Processor Jobs

How much does a Loan Processor earn in Dentsville, SC?

The average loan processor in Dentsville, SC earns between $25,000 and $48,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.

Average Loan Processor Salary In Dentsville, SC

$34,000

What are the biggest employers of Loan Processors in Dentsville, SC?

The biggest employers of Loan Processors in Dentsville, SC are:
  1. Farm Credit System
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