Mortgage Loan Processor
Loan Processor Job In Miami, FL
Founded in 1976, Interamerican Bank is a community bank based in Miami, Florida. With a commitment to personalized banking, Interamerican Bank offers a range of financial services including real estate loans, business loans, HELOCs, checking, and savings accounts. The bank is insured by the FDIC and is an equal housing lender.
Role Description
This is a full-time on-site role for a Mortgage Loan Processor at Interamerican Bank in Miami, FL. The Mortgage Loan Processor will be responsible for processing loan applications, underwriting loans, and ensuring compliance with mortgage industry regulations.
Responsibilities
Process residential loan applications from start to closing.
Underwrite loans to assess borrower eligibility and creditworthiness.
Review and analyze loan documents, ensuring accuracy and completeness.
Maintain compliance with mortgage industry regulations and internal guidelines.
Communicate with borrowers, loan officers, and other stakeholders to resolve issues and ensure timely loan closings.
Manage a pipeline of loans efficiently in a fast-paced environment.
Qualifications
3 -5 years of experience in mortgage loan processing and underwriting.
Strong understanding of mortgage lending regulations and guidelines.
Excellent attention to detail and organizational skills.
Ability to analyze financial documents and assess risk.
Strong communication and interpersonal skills.
Bachelor's degree in Finance, Business, or a related field preferred.
Bilingual (English and Spanish); goal oriented; salary commensurate with experience.
EOE/ AA / M/F / D/V / DFWP
Mortgage Loan Processor
Loan Processor Job In Miami, FL
**This is a full time, onsite role, in our office in Miami, FL**
Onyx Funding is a leading commercial real estate financing brokerage that provides real estate investors and developers with best-in-class financing solutions to meet their projects' needs and strategies.
We are looking for highly competitive, driven, and experienced individuals who will actively pursue and source new deals and build new relationships with potential clients.
The ideal candidate must have 1-3 years of capital markets, finance, or commercial real estate experience. With preferred experience in commercial real estate lending or underwriting. This is a full-time, on-site role at the Onyx Funding office located in Miami, FL.
Job Summary:
We are seeking a Loan Processor to join our financial services team. The Loan Processor will be responsible for reviewing and analyzing loan applications, verifying applicant information, and ensuring all loan documents are complete and accurate. The successful candidate will have excellent communication and customer service skills, be detail-oriented, and have a strong ability to multitask.
Key Responsibilities:
Review loan applications and supporting documentation for completeness and accuracy
Verify applicant information, including credit reports, employment, income, and assets
Communicate with applicants and loan officers to gather additional information as needed
Prepare and submit loan files to underwriters for approval
Ensure compliance with all state and federal regulations governing loan processing
Maintain accurate records of loan applications, approvals, and denials
Provide exceptional customer service to clients throughout the loan process
Collaborate with loan officers and underwriters to resolve any issues that arise during the loan process
Meet or exceed established production goals and deadlines
Qualifications:
Associate or bachelor's degree in business, finance, or related field preferred
1-3 years of experience in loan processing or related field
Knowledge of loan processing software and technology
Strong organizational and time management skills
Excellent communication and customer service skills
Ability to work independently and as part of a team
Detail-oriented with strong analytical skills
Knowledge of state and federal regulations governing loan processing
Ideal Candidate Profile:
1-3 years of experience in capital markets, finance, or commercial real estate.
Preferred experience in commercial real estate lending or underwriting.
Exceptional communication and networking skills.
A strong drive to succeed and a proactive approach to business development.
A commitment to excellence in customer service.
Attention to detail.
Join Our Team:
At Onyx Funding, you are not just an employee, but a crucial part of our ambitious journey. If you are passionate about forging new paths in the commercial real estate landscape and want to be part of a dynamic, forward-thinking team, apply now!
Mortgage Processor (Bilingual - English & Spanish)
Loan Processor Job In Boca Raton, FL
Join Our Fast-Growing Team at Reach Home Loans!
At Reach Home Loans, we're not just another mortgage company-we're a team of high performers dedicated to making the home loan process smooth, efficient, and stress-free for our clients. We believe in delivering exceptional customer service, streamlined processes, and clear communication-all while maintaining a fun and supportive work environment.
As a Mortgage Processor, you'll play a critical role in ensuring our loans are handled with speed, accuracy, and care. If you're a detail-oriented professional who thrives in a fast-paced environment and takes pride in delivering a world-class client experience, we'd love to meet you!
What You'll Do:
✅ Process and manage a high volume of mortgage loan files from application to closing.
✅ Ensure all loan documentation is complete, accurate, and meets compliance guidelines.
✅ Communicate clearly and proactively with loan officers, underwriters, and clients to keep everyone informed.
✅ Work closely with borrowers to gather required documents and answer questions-in both English and Spanish.
✅ Identify and resolve issues that could delay closings, ensuring a seamless experience for homebuyers.
✅ Maintain up-to-date knowledge of mortgage guidelines, investor requirements, and compliance regulations.
What We're Looking For:
✔ 2+ years of mortgage processing experience, with a strong understanding of loan guidelines and compliance.
✔ Bilingual in English and Spanish (written and verbal communication).
✔ High level of organization, attention to detail, and problem-solving skills.
✔ Ability to thrive in a fast-paced environment while maintaining accuracy and professionalism.
✔ Excellent communication and customer service skills-our clients deserve the best!
✔ Experience with loan origination systems (Encompass, Calyx, or similar) is a plus.
Why Join Reach Home Loans?
🌟 A Winning Culture: We celebrate hard work, encourage growth, and support each other like family.
🚀 High Standards, High Reward: We expect excellence, and we make sure our team feels valued and empowered.
💡 Growth & Development: We provide ongoing training and mentorship to help you advance in your career.
🏡 Impactful Work: You're not just processing loans-you're helping families achieve their dreams of homeownership.
If you're ready to take your mortgage career to the next level with a company that values both high performance and great culture, apply today!
Mortgage Loan Officer
Loan Processor Job In Fort Lauderdale, FL
Are you a driven and ambitious sales professional looking for your next opportunity?
We are currently seeking a Loan Officer to join our team and help us deliver exceptional service to our clients. As a Loan Officer, you will be responsible for providing personalized financial solutions and building lasting relationships with borrowers. Join us and take the next step in your career while earning competitive compensation and bonuses.
Highlights:
Salary + commission
Leads provided
Absolutely no cold calling
Full suite of benefits
Our office is in Fort Lauderdale, FL
Responsibilities:
Receive live, pre-screened transfers
Pre-approve borrowers
Coach borrowers through mortgage and home-buying process
Connect with real estate agents to expedite loan process
Foster home ownership for the next generation of homeowners
Cater loan products specific to clients' needs
Determine financing eligibility for residential mortgage lending
Qualifications:
Strong communication skills
Ability to build rapport with clients
Deadline and detail-oriented
Licensed with NMLS preferred
College degree preferred
Work Schedule: Monday - Friday, 8:00 AM - 5:00 PM Eastern, no weekends
Senior Loan Processor
Loan Processor Job In Miami, FL
Job Title: Senior Loan Processor
Job Type: Full-Time
About the Role:
Our client is seeking a highly skilled and detail-oriented Senior Loan Processor to join their Residential Lending Team. The ideal candidate will play a crucial role in reviewing, analyzing, and compiling all data associated with residential mortgage and home equity loan applications, ensuring compliance with established policies, procedures, and regulations.
Key Responsibilities:
Review and analyze residential loan applications from inception to closing.
Ensure timely and accurate completion of all residential lending disclosures.
Analyze income documentation, credit reports, and tax return transcripts.
Request and review appraisals, condo questionnaires, and other necessary documents.
Run Desktop Underwriter or Loan Prospector for secondary market applications.
Communicate with loan officers, underwriters, and compliance officers to ensure file completeness.
Prepare and submit complete credit files to senior underwriters for review.
Manage closing documents, including property and flood insurance, title documents, and closing instructions.
Maintain up-to-date knowledge of federal and state loan regulations and secondary market guidelines.
Qualifications:
4+ years of experience in loan processing or related field.
High School Diploma or GED required.
Proficiency in MS Word and Excel.
Strong understanding of Fannie Mae, Freddie Mac, USDA, FHA, and other investor guidelines.
Excellent analytical, problem-solving, and communication skills.
Bilingual English/Spanish is a plus.
Knowledge of federal regulations, including AML/BSA/OFAC compliance.
Skills & Abilities:
Strong attention to detail and ability to manage multiple tasks in a fast-paced environment.
Self-motivated with a commitment to excellence.
Ability to work independently and as part of a team.
Loan Processor II
Loan Processor Job In Miramar, FL
Space Coast Credit Union (SCCU), the 3rd largest state charted credit union in Florida, is looking for an Full Time Loan Processor II to join our
ONESCCU
team at our Miramar Operations Center! SCCU has been in business for over 70 years, has over 8 billion dollars in assets and WE ARE GROWING!
Our Members are our top priority and we stand behind our Brand Promise:
Honest People, Trusted Products, Time Valued
.
We offer a rich benefits package and career advancement opportunities.
SCCU Team Member Benefits:
ONESCCU annual bonus available!
Medical, Dental & Vision Insurance
HSA (Health Savings Account) with SCCU matching contribution
SCCU Paid Long Term and Short Term Disability coverage
SCCU Paid Term Life Insurance
Employee Assistance Program (EAP)
Paid Time Off
401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
Tuition Reimbursement Program after 1 year of service
Hybrid Work Schedule with 2 days in Office office required
SCCU Team Member financial discounts & perks (save money every month!):
Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
Fixed low rate credit card- 5.99%, if approved
FREE Identify Theft Protection!
No fee SCCU accounts
Loan Processor II Salary Range
$21.43 - $22.83
Loan Processor II Duties and Responsibilities
Prepares consumer loan applications for closing in branch and electronically, ensuring all closing documents are accurate and compliant with regulatory and credit union procedures.
Ensures all loan approval stipulations are satisfied per department procedures prior to loan closing.
Resolves member problems, obtains information, research records, follows up on details, assesses member needs timely and efficiently and reports the results to the inquiring party to develop and sustain profitable member relationship.
Provides timely response to branch questions concerning loan documents; ensures prompt response to member calls by being in the call queue; prepares corrections as necessary in order to provide branch and member support and ensure accurate loan documentation.
Adheres to established productivity and loan quality standards to meet quality service standards.
Supports the sales efforts of all Express sales team by providing members with appropriate product and service materials in order to enhance the overall SCCU cooperative/member relationship.
Attendance and punctuality are essential functions of this job.
Consistently demonstrates a courteous, tactful and professional approach when dealing with members and internal customers in accordance with established customer service standards. Demonstrates concern and respect for others in all interactions and inspires their confidence and trust.
Demonstrates effective face-to-face communications, and telephone interactions, in accordance with established customer service standards. Articulates ideas, including written communications in a clear, concise manner.
Modifies personal style or approach in order to adjust to changing environments and respond quickly to new situations. Gives fair consideration to new points of view and reorganizes project/work in order to quickly accommodate urgent tasks.
Consistently demonstrates self-motivation and independent problem-solving skills, requiring only minimal direct supervision, in order to maximize individual productivity and efficiency and attain member satisfaction. Proposes enhancements to work methods or procedures in order to improve process efficiency and/or the quality of results.
Loan Processor II Minimum Qualifications
1-3 year's prior experience in a lending related field required, banking experience a plus.
High school diploma or equivalent experience required.
Bilingual English/Spanish preferred
Hours
Must be available M - F 8:00 am - 5:00 pm, and rotating Saturdays
Mortgage Loan Compliance Specialist
Loan Processor Job In Miami Lakes, FL
Mortgage Loan Compliance Specialist
Single Family Mortgage Loan Compliance File Reviewer wanted for EHousingPlus Division of established Affordable Housing Software and Services company in Miami Lakes. Detailed and organized self-starter to review and process required closing documents to ensure files are within program compliance for servicer purchasing. This position is responsible for ensuring necessary Program and loan documents and disclosures are done accurately, in compliance with regulatory and program guidelines, and support the participating lender pool.
Key Responsibilities
Review files to verify accuracy and completeness of documentation is provided on loan file.
Effectively input results into software database and provide any changes or exception items to lenders.
Accurately answer questions of lenders and agencies relating to details of package requirements.
Qualifications
Program and Mortgage Compliance experience preferred including knowledge of CD, RE Contracts, 1003, Tax documents and TRID.
Knowledge of mortgage loan documentation, loan provisions/terms, and mortgage banking processes are also required.
Ability to understand Single Family Programs and regulations and support participating lenders in determining eligibility for Program and Down Payment Assistance funds.
Must have the ability to analyze documents and apply Program Rules and Eligibility Requirements in order to review and approve submitted loan files.
Candidate will have strong and fluent communication and customer service skills in English.
Must be able to work in a team environment and collaborate with others.
Four Year Degree in Business and or 2 years' experience in related field.
Experience with CRM software packages a plus
Strong written and Verbal Communications Skills
Proficient with desktop tools to be able to create presentations, market product sheets, and other assets for various Information.
Mortgage Loan Processor
Loan Processor Job In Miami, FL
Instasks App is a Professional Concierge Service. The app provides top-tiered professionals and clients with an online platform. Our unique approach to building an App is to give the client and the provider instant bookings and an easy process of all services: For example, client requests for quick tasks and large projects. Providers receive custom requests for their specialized skills. The app takes care of all invoicing between client and provider with a detailed invoice. And book all the confirmed jobs. We track providers' locations for the client's en route to any job.
We created a portal platform to guide you in listing your professions. The platform provides you with schedules, invoicing and credit card processing are all part of the enhanced technology. Clients will have a choice to give the providers reviews and star ratings to ensure our elite services when booking on our app. Our mission is to help all providers strive to achieve their financial and independent goals. To have more time with their families and create a brighter future for all.
The App offers opportunities to providers over the age of 18 and, by law, over the age of 21 for any tasks serving liquor. Build your future with a secure & safe platform. Be your own boss by choosing the TASKS that best suit your schedules and be available to work when you want to work. Build your income to help increase your revenue. Book tasks that are within a 15-mile radius. Our language preferred gives you better communication skills during your tasks. Our client's and providers' health & well-being are our highest priorities.
BACKGROUND CHECK POLICY: All providers accountants go through an extensive (background check) through a third party company. The certificates they receive are in place to ensure the provider and client feel safe. The document you receive from the third-party background company can be given to any job you are applying for. Our policy states all providers must go through a third party background check only after you are confirmed for a job. We request you do not go through the background check link until you are confirmed for any jobs.
ETIQUETTE TRAINING POLICY: Each provider will go through etiquette training to ensure that every provider is a friendly and well-mannered individual. We are poised to give our clients the very best in professional service. Our platform should leave no room for laxity as we work hard to bring the very best to our customers.
SKILLS AND ABILITIES: Requires working from detailed instructions and occasional independent decision-making. Ability to read, analyze and interpret documents such as safety rules, operating and maintenance instructions, or procedural manuals.
We are looking for an efficient Mortgage Loan Processor to process mortgage loan files and help clients submit complete applications. You will gather all necessary documentation and spot mistakes to ensure approval for the mortgage.
If you want to succeed as a Mortgage Loan Processor, you should be highly detail oriented.
Customer service and communication skills are key since you'll be the glue that binds all interested parties, from clients to underwriters. Mortgage loan processors should also have an aptitude for math and excellent time management skills.
Responsibilities
Perform a general evaluation of an application (financial documents, mortgage type etc.).
Help the client choose the most appropriate mortgage.
Gather all important data from the client (assets, debts etc.).
Verify information and references by contacting the right sources.
Correct mistakes and investigate inconsistencies.
Submit completed loan files for appraisal.
Act as point of contact between loan officers, underwriters and clients.
Conduct a final review of the file before closing.
Requirements
Proven experience as a Mortgage Loan Processor or similar position.
Understanding of loan underwriting and processing procedures.
Knowledge of legislation and best practices.
Proficient in mortgage loan computer software (e.g. Calyx Point).
Outstanding communication and customer service skills.
Excellent attention to detail.
Well-organized and able to handle the pressure.
Math skills.
High school diploma;s bachelor's will be preferred.
In-office Private Money Loan Processor
Loan Processor Job In Miami, FL
Job Title: Private Money Loan Processor
Employment Type: Full-Time
About the Role:
We are seeking an experienced Loan Processor with a background in private money lending to join our team in Miami. This is a strictly private money lending role-experience with traditional banking or retail mortgage lending will not be considered. Our firm specializes in business-purpose loans for real estate investors, including Fix & Flip, Bridge, DSCR, and New Construction loans.
Responsibilities:
Process private money loan applications from start to finish.
Work directly with borrowers, brokers, and internal teams to ensure smooth transactions.
Review and verify borrower information, property documents, and loan terms.
Coordinate third-party services, including appraisals, title work, and insurance.
Maintain compliance with private lending guidelines and company policies.
Ensure timely and efficient loan processing to meet closing deadlines.
Qualifications:
Must have direct experience working for a private money lender.
Strong knowledge of private money loan structures, including business-purpose loans for real estate investments.
Ability to handle a high volume of transactions with accuracy and attention to detail.
Excellent communication and organizational skills.
Proficiency in loan processing software and document management systems.
Compensation & Benefits:
Competitive salary based on experience
Performance-based bonuses
Health benefits and 401(k) options
Career growth in a fast-paced, dynamic private lending environment
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Loan Originator NE
Loan Processor Job In Boca Raton, FL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Servicing Specialist
Loan Processor Job In Miramar, FL
Are you looking for an organization that values your experience? If so, keep reading! Tropical FCU (TFCU) is a Sun-Sentinel Top Workplace SIX years in a row. Being part of TFCU will provide you with opportunities to engage by learning, growing, contributing, collaborating, and developing professionally. Join us for a great employee experience focused on engaging employees and members alike.
Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union to achieve its purpose of guiding members successfully through the financial marketplace. The position is responsible for processing all related servicing functions for consumer, auto lease, and home equity loans.
Essential Duties and Responsibilities include the following. In addition, other duties may be assigned.
Provide service that meets the Service Standards defined by Tropical Financial Credit Union and achieves annual goals established through the Performance Management Process.
* Complete post-closing loan functions for home equity and first mortgage loans, and consumer loans.
* Research and resolve member problems on credit cards, consumer leases, and home equity loans within the required timeframe.
* Process daily loan servicing work duties that include Mortgage Satisfactions, credit disputes, Guarantee Asset Protection (GAP), disability claim filing, due date extensions, payoff quotes, lien placements, lien release, lease functions, and general loan maintenance.
* Support member contact staff with all types of loan inquiries and file maintenance of loan data.
* Research and communicate with members verbally and in writing, responding to inquiries via mail, email, and telephone.
* Work internal exception reports relating to all areas of loan servicing.
* Work with the auto-lease program administrators and handle all types of functions related to auto leases.
* Assist with record retention of loan documents, including scanning.
* Assist with any other loan servicing-related loans and tasks.
* Read and interpret documents such as procedure manuals.
* Write routine reports and correspondence for internal and external members.
* Adhere to established department and organization policies, procedures, objectives, and qualifying standards to ensure the Loan Servicing Department's consistent operations.
* Proposes enhancements to work methods or procedures to improve process efficiency and the quality of results.
* Process daily loan servicing work duties that include boarding new first mortgage loans scanning loan files, retrieving loan files that are paid off, and sending to outside storage. Scan daily work for lending units.
* Pickup, record and distribute mail.
* Keep all loan files in the vault custody area in order and on a timely basis. Track the files that are retrieved from the vault room.
* Work on reports provided by the Loan Servicing Manager.
* Process all paid loans and ensures distribution of paid Commercial, Real Estate and Consumer loans according to established procedures.
* Prepare payoff demand statements and other requests to provide payoff information in written form.
* Maintain, manage and track all pending/outstanding loan documents and exceptions.
* Responsible for processing vehicle titles using the respective states/agencies guidelines.
* Understands each state's requirements, the documentation required and the various electronic titling state processes. Provides expert assistance on titling to our lenders and members.
* Tracks the title report until the lien has been perfected on the title.
* Processes lien releases for paid in full consumer secured collateralized loan titles.
Compliance:
* BSA Compliance - every employee is required to uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will consider the awareness of unusual or suspicious activity relevant to the department.
* In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and Compliance Departments.
* Maintains comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, USA Patriot Act, OFAC, Fair Lending, and Credit Card Act.
* Comply with all TFCU policies and procedures to ensure compliance with such regulations.
* Performs other duties as required with or without accommodation.
Qualifications: To perform this job successfully, an individual must perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Excellent verbal and written communication skills are required since the job duties require daily interaction with internal and external members, legal firms, other lenders, other creditors, and institutions.
* Interaction with a variety of individuals inside or outside the organization. Communications can be moderate to high difficulty and sensitivity levels involving complicated situations or demanding encounters. Contacts with others may involve lengthy details and lengthy dialogues and exchanges of information.
* Demonstrate an understanding of the fair debt collection practices act.
* Ability to organize, prioritize and perform multiple job tasks simultaneously.
* Ability to work independently with minimal supervision.
* Ability to carry out detailed written and verbal instructions.
* Ability to communicate verbally and in writing while working with members (internal and external, as appropriate) to ensure complete understanding and comprehension of the communication is intent and content.
* Team player with supportive and motivational orientation
* Proficient in Microsoft Windows Word and Excel and Outlook
* Commitment to continuous improvement evident in attitude and work performed
* Flexible to work evenings and weekends
* Self-starter, Customer service-oriented, Goal Driven, Is a proven performer.
* Knowledge in a variety of loan products and how to service the loans.
* Ability to apply sound judgment and understanding to carry out instructions furnished in written, verbal, or diagram form.
* Ability to meet deadlines in an organized and timely fashion and work independently, with minimal supervision at times.
* Ability to contribute recommendations to improve the work process.
* Bilingual preferred (Spanish/English)
Education and Experience
* High School Diploma required.
* Minimum three years working in a Lending and Servicing of Loans is required from either a financial or lending institution.
Physical Demands: The physical demands described here represent those that must be met by an employee to perform the essential functions of this job successfully. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision and the ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
AUDIT EVALUATION & REVIEW ANALYST - 41000827 1 1 1 1
Loan Processor Job In Miami, FL
Working Title: AUDIT EVALUATION & REVIEW ANALYST - 41000827 1 1 1 1 Pay Plan: Career Service 41000827 Salary: $59,740.20 Annually Total Compensation Estimator Tool
Our Organization and Mission: The Office represents the State of Florida in state and federal civil and criminal courts, from trial courts to the Supreme Court of the United States.
Position Summary: This position is in the Office of the Attorney General within the Medicaid Fraud Control Unit in Miami, Florida and involves auditing complex multi-million-dollar healthcare fraud investigations that can result in criminal and/or civil litigation. This position's primary duties require professional auditing or financial analysis work experience. The ability to exercise discretion and judgment when applying the rules,regulations and laws of the Medicaid unit, both Federal and State.
Pay: $59,740.20 Annually
Preference will be given to candidates with a bachelor's degree or master's degree from an accredited college or university with a major inaccounting, finance or a related area, a Certified Public Accountant(C.P.A.) or Certified Internal Auditor (C.I.A.) license.
Qualifications:
Six (6) years of work experience in the area of professional auditing orfinancial analysis experience; or
A bachelor's degree from an accreditedcollege or university with a major in accounting, finance or a related area and at least two (2) years work experience as stated above; or
A master'sor other advanced degree from an accredited college or university inaccounting, finance, business or related area and one (1) year of workexperience as stated above; or
A Certified Public Accountant (C.P.A.) or Certified Internal Auditor (C.I.A.) license can substitute for one year ofrequired work experience.
SKILLS VERIFICATION TEST All applicants who meet the screening criteria/minimum job requirements will be required to take a timed Skills Verification Test. Applicants must receive a core of at least 70% to move to the interview phase.
The Work You Will Do: The responsibilities of this position include, but are not limited to the following:
This position's primary duties require professional auditing or financial analysis work experience. The ability to exercise discretion and judgement when applying the rules, regulations and laws of the Medicaid unit, both Federal and State.
40% Requires the use of professional judgement and experience regarding Medicaid Laws and Regulations and the ability to provide financial expertise to the investigative team by:
* Reviewing resident trust accounts,
* Guiding and directing Medicaid Analysts as needed
* Conducting random sampling in accordance with HHS-OIG standards,
* Calculating Medicaid overpayments and exploitation losses,
* Providing financial interpretation and guidance as required by Assistant Attorneys General, Lead Investigators and Medical Investigators.
30% Serve as lead investigator on cases involving suspected Cost Report Fraud and Prospective Payment System Medicaid provider fraud involving:
* Nursing Homes,
* Hospitals, and
* Intermediate Care Facilities for Individuals with Intellectually Disabilities (ICF/IID).
In this capacity, an Auditor gathers or assists in gathering financial evidence; performs audits, examinations and reviews of financial evidence gathered in accordance with the Agency's and the Medicaid Fraud Control Unit's (MFCU) standard operating procedures, the U.S. Generally Accepted Accounting Principles (GAAP), the U.S. Generally Accepted Auditing Standards (GAAS), and other applicable financial standards/procedures governed by authorative bodies and organizations such as the Financial Accounting Standards Board (FASB), the Auditing Standards Board (ASB), the Accounting and Review Services Committee (ARSC), the Securities and Exchange Commission (SEC), the American Institute of Certified Public Accountants (AICPA).
25% Provide complex analysis (including link analysis) and interpretation of:
* Bank and credit card statements,
* IRS tax returns, both corporate and individual,
* Target assets subject to seizure,
* Financial records, including general ledger, trial balance, income statement, balance sheet, and statement of cash flow.
5% Perform other related duties as assigned.
The Benefits of Working for the State of Florida: Working for the State of Florida is more than a paycheck. The State's total compensation package for employees features a highly competitive set of employee benefits including:
* Annual and Sick Leave benefits.
* Nine paid holidays and one Personal Holiday each year.
* State Group Insurance coverage options, including health, life, dental, vision, and other supplemental insurance options.
* Retirement plan options, including employer contributions (For more information, please click ***************
* Flexible Spending Accounts
* Tuition waivers.
* And more! For a more complete list of benefits, visit *****************************
IMPORTANT NOTICE: To be considered for the position, all applicants must:
Submit a complete and accurate application profile necessary for qualifying such as dates of service, reason for leaving, etc. In addition, all applicants must ensure all employment and/or detailed information about work experience is listed on the application (including military service, self-employment, job-related volunteer work, internships, etc.) and that gaps in employment are explained. NOTE: Any required experience and/or preferences listed in the advertisement must be verified at the time of application.
* Ensure that applicant responses to qualifying questions are verifiable by skills and/or experience stated on the employment application and/or resume. Applicants who do not respond to the qualifying questions will not be considered for this position.
* The elements of the selection process may include a skill assessment exercise.
* Current and future vacancies may be filled from this advertisement for a period of up to six months. Following the six-month period, a new application must be submitted to an open advertisement to be considered for that vacancy.
* OAG employees are paid biweekly. All state employees are required to participate in the direct deposit program pursuant to s. 110.113, Fs.
CRIMINAL BACKGROUND CHECKS/ DRUG FREE WORKPLACE: All OAG positions are "sensitive or special trust" and require favorable results on a background investigation including fingerprinting, pursuant to s. 110.1127(2)(a), F.S. The State of Florida supports a Drug-Free Workplace, all employees are subject to reasonable suspicion or other drug testing in accordance with section 112.0455, F.S., Drug-Free Workplace Act. We hire only U.S. citizens and those lawfully authorized to work in the U.S.
E-VERIFY STATEMENT: The Office of the Attorney General participates in the U.S. government's employment eligibility verification program (e-verify). E-verify is a program that electronically confirms an employee's eligibility to work in the United States after completion of the employment eligibility verification form (i-9).
PERSONS WITH DISABILITY/ADA STATEMENT: The OAG supports the employment of individuals with disabilities and encourages them to seek employment within our agency. If you need an accommodation because of a disability, as defined by the Americans with Disabilities Act, in order to participate in the application process, please notify the people first service center at ************. If you need an accommodation during the selection process, please notify the hiring authority in advance to allow sufficient time to provide an accommodation.
REMINDERS: Male applicants born on or after October 1, 1962, will not be eligible for hire or promotion unless they are registered with the Selective Service System (SSS) before their 26th birthday, or have a Letter of Registration Exemption from SSS. For more information, please visit the SSS website at: https: //************ If you are a retiree of the Florida Retirement System (FRS), please check with the FRS on how your current benefits will be affected if you are re-employed with the State of Florida. If you return to FRS employment before satisfying the required waiting period, your retirement may be voided, and you may have to repay all benefits you have received, including any Deferred Retirement Option Program (DROP) payout.
The State of Florida is an Equal Opportunity Employer/Affirmative Action Employer, and does not tolerate discrimination or violence in the workplace.
Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (***************. Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation.
The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act.
VETERANS' PREFERENCE. Pursuant to Chapter 295, Florida Statutes, candidates eligible for Veterans' Preference will receive preference in employment for Career Service vacancies and are encouraged to apply. Certain service members may be eligible to receive waivers for postsecondary educational requirements. Candidates claiming Veterans' Preference must attach supporting documentation with each submission that includes character of service (for example, DD Form 214 Member Copy #4) along with any other documentation as required by Rule 55A-7, Florida Administrative Code. Veterans' Preference documentation requirements are available by clicking here. All documentation is due by the close of the vacancy announcement.
Location:
MIAMI, FL, US, 33131
Mortgage Processor (Home Equity - Hybrid)
Loan Processor Job In Boca Raton, FL
Digital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators.
Job Description
Position Overview:
The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions:
Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis
Process loans from application to closing including but not limited to:
Collecting and analyzing documents to submit to Underwriting for final approval
Communicating expectations, requirements and program details though established communication standards
Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
Ensure customer service surveys maintain the rating level designated by management
Communicate with all parties involved in the transaction to keep them informed of file status
Review and analyze all necessary documentation, including borrower docs and third-party docs
Interpret policies while analyzing applicant information, property and documentation
Calculate borrower income for all employment types
Comprehensive understanding of credit underwriting guidelines
Qualifications
Requirements:
**Training will be 100% in-office. Post training, position will be 3 days in-office on a weekly basis.
3+ years of current experience in Financial Services with Loan Processing experience preferred
Knowledge of processing, underwriting and closing procedures
Excellent customer service and communication skills
Detail oriented and excellent organizational skills
Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
Problem-solver with strong analytical skills
Adheres to directives, procedures and standards
Ability to work in a paperless environment
Computer proficiency including Microsoft Office Product Suite
Candidates must be available to work outside of normal business hours when necessary
Ability to obtain NMLS-MLO Licenses preferred
Additional Information
· At Mphasis, we promise you the perfect opportunity of building technical excellence, understand business performance and nuances, be abreast with the latest happenings in technology world and enjoy a satisfying work life balance.
· With the current opportunity, you will get to work with the team that has consistently been setting benchmarks for other deliveries in terms of delivery high CSATs, project completion on time and being one of the best teams to work for in the organization.
· You get an open and transparent culture along with freedom to experimentation and innovation
Equal Employment Opportunity Mphasis is an equal opportunity/affirmative action employer committed to a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability or genetic information, gender identity or national origin.
Mortgage Loan Processor
Loan Processor Job In Fort Lauderdale, FL
Mortgage Loan Processor (in-house)
Americas Mortgage Professionals is seeking a Mortgage Loan Processor to join our dynamic and growing team in Fort Lauderdale. As a key player in the loan process, you will assist borrowers in their journey toward homeownership by efficiently handling mortgage loan applications. You will ensure timely and accurate management of loan documentation, and verification of borrower information, and maintain open communication with all parties involved, delivering a seamless mortgage process and exceptional customer service.
This is an in-office position.
Loan Processing: Manage the end-to-end processing of mortgage loan applications, ensuring all documentation is complete, accurate, and compliant with regulatory requirements.
Documentation Verification: Order and review necessary documentation, including Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, Condo Questionnaires, Subordination Requests, and Title Work.
Maintain regular communication with borrowers, loan officers, underwriters, and other team members to provide updates and ensure a seamless loan process.
Pipeline Management: Monitor and manage a pipeline of loans, ensuring timely and efficient progression through the various stages of the loan process.
Ensure all loans comply with company policies, investor guidelines, and regulatory requirements.
Address and resolve any issues or discrepancies that arise during the loan process, working collaboratively with other team members and stakeholders.
Customer Service: Provide exceptional customer service to borrowers, answering questions and guiding them through the loan process with professionalism and expertise.
Continuous Improvement: Identify opportunities to improve processes and procedures to enhance efficiency and customer satisfaction.
Experience: Minimum of 2 years of mortgage broker processing experience, with a preference for 5+ years of experience.
Knowledge: Strong understanding of mortgage loan products (FHA, VA, Conventional, Non-QM) and familiarity with mortgage procedures, processes, and documentation.
Attention to Detail: Exceptional attention to detail, with the ability to accurately review and verify documentation.
Organization: Highly organized, with excellent time management skills and the ability to manage multiple tasks and deadlines simultaneously.
Communication: Excellent interpersonal and communication skills, with the ability to interact effectively with borrowers, team members, and other stakeholders.
Problem-Solving: Strong problem-solving skills, with the ability to address and resolve issues that arise during the loan process.
Education: Minimum of a high school diploma or GED equivalent.
Technology: Proficiency with mortgage loan origination systems and related software.
Loan Closer - Miami, FL
Loan Processor Job In Miami, FL
Loan Closer Miami, FL Do you consistently exceed expectations to deliver exceptional service to every customer? Do you have a high attention to detail, strong communication skills, and deep knowledge of consumer loans? Do you thrive in a collaborative setting where your unique talents are celebrated?
Then join Boats Group as our Loan Closer! As a Loan Closer, you'll assist customers through the loan application closing process, provide technical support for our online platform, and collaborate with Inside Sales and Underwriting teams to educate and guide them on loan products. You'll also manage liens, ensure timely loan closures, and maintain compliance with company and regulatory standards. Strong communication skills, attention to detail, and a customer-focused attitude are essential for this role, along with a deep understanding of banking regulations and the ability to handle multiple tasks efficiently.
What You'll Do:
Verify Deal Accuracy: Review and confirm that all loan details and terms match across the system and documents.
Document Consistency: Ensure that generated documents accurately reflect the agreed-upon loan terms and conditions.
System Reconciliation: Check that all information in the loan management system aligns with the finalized deal and supporting documents.
Guide Customers: Assist customers through the consumer loan closing process by responding to inquiries via phone and website.
Error Identification: Identify and rectify discrepancies between the system data, customer confirmations, and documentation.
Provide Technical Support: Offer expert technical assistance to clients navigating our online platform, maintaining deep knowledge of all our products and services.
Collaborate with Teams: Work closely with the Inside Sales and Underwriting teams to educate on loan products, address customer financial needs, and explore loan options.
Consult and Cross-Sell: Advise customers on the best products for their needs and cross-sell additional products and services when appropriate.
Manage Liens: Ensure timely closing processing of liens, titles, and registrations.
Support Operations: Provide clerical support, including copying and filing, to keep customers informed and ensure timely loan closures.
Ensure Compliance: Guarantee that all consumer loan applications comply with company and regulatory policies.
Educate and Inform: Partner with Inside Sales and Underwriting teams to support education on consumer loan products and options.
What You Should Have:
Strong Communication Skills: Excellent written and verbal communication for engaging with customers via phone and email.
Attention to Detail: Superior attention to detail to manage and closing process loan information accurately.
Customer Service Focus: A positive attitude and exceptional telephone demeanor to ensure high levels of customer satisfaction.
Tech Savvy: Ability to quickly learn new software systems and explain them to a non-technical audience.
Loan Knowledge: Deep understanding of banking and consumer loans, including relevant laws and regulations.
Project Management: Experience handling multiple projects and tasks efficiently in a fast-paced environment.
Process Adherence: Commitment to following standard processes, routines, and standards to manage a high volume of loans.
Who You Are:
Customer-Centric: You go above and beyond to ensure customer satisfaction and provide outstanding service.
Technical Proficiency: Aptitude for quickly mastering new software systems and providing technical support to clients navigating online platforms.
Initiative Taker: You take the initiative to find the answer or correct document. You seek out information and don't rely on others to tell you what you seek.
Precision Specialist: Expert in identifying typos, errors, and discrepancies in documents and serial numbers, ensuring accuracy across various areas
Team Player: You contribute to team success and build trust with your colleagues.
What You'll Receive:
Generous Time Off: Take time off as you want as you won't need to accrue them here! In addition to generous personal time, you'll also receive your birthday off, 8 holidays, and the days from Christmas through New Year's Day.
Volunteering Time: Participate in our volunteer program with 4 paid days annually to contribute to your community.
Modern Office Perks: Our vibrant Miami office features cutting-edge amenities, such as an electric sit/stand desk, dual monitors, a gym, and a variety of snacks and beverages.
Comprehensive Benefits Package: Enjoy top-tier Medical, Dental, Vision, and Life insurance, along with a 401(k) plan featuring a 4% match.
Commuter Benefits: Park conveniently in our building's garage at no charge to you. For train commuters, we subsidize most, if not all, of your monthly pass expenses.
Professional Development: Take advantage of online training, live courses, and additional funds for courses, seminars, and certifications to enhance your skills.
Team-Centric Atmosphere: Be part of a close-knit team that prioritizes relationship-building and personal connections.
About Our Crew
Boats Group is the fastest-growing digital business in the recreational boating space. We are a talented team of techies, creatives, marketers, closers and customer advocates who spend each day pushing the boundaries of technology to make buying and selling boats easy. We spend each day surrounded by 500,000 boats from across the globe.
Our passion and unyielding dedication to getting people on the water influence our culture in ways you won't find at other companies. We're the best at what we do because we're working in an industry we love. When you walk through our doors, you'll find smart, dedicated people who consider one another family.
If you want to work in an inclusive, innovative environment where we encourage employees to collaborate, leverage their talents and actively shape the future of the company, then you will enjoy working here! #LI-Hybrid
Junior Underwriter
Loan Processor Job In Miami, FL
Job Details Miami, FL $18.00 - $20.00 HourlyDescription
Loyalty MGA is looking for a detail-oriented and motivated Junior Underwriter to join our underwriting team. This entry-level position is ideal for individuals looking to develop their underwriting skills while supporting the team in evaluating risks and assisting with the underwriting process. Candidates must have experience with auto and home insurance underwriting.
Key Responsibilities:
Assist senior underwriters in assessing and evaluating insurance applications and risks.
Review and analyze policy applications, client data, and claims histories.
Prepare quotes, endorsements, and binders for insurance policies.
Assist in gathering and verifying information to ensure policies are written in accordance with company guidelines.
Communicate with brokers, agents, and clients to gather additional information or clarify details.
Ensure timely processing of applications and renewals, meeting department deadlines.
Support in maintaining accurate records and documentation for underwriting files.
Assist with identifying and addressing potential risks and recommending adjustments to policy terms.
Stay up-to-date with industry trends and underwriting standards.
Qualifications
Bachelor's degree in Business, Finance, Risk Management, or a related field.
Basic understanding of underwriting principles and the insurance industry.
Strong attention to detail and analytical skills.
Excellent communication and interpersonal skills.
Ability to work well in a team environment.
Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
Bilingual: Fluent in both English and Spanish (spoken and written) to communicate effectively with team members and clients.
A proactive attitude with a willingness to learn and grow in the underwriting field.
Title Processor
Loan Processor Job In Pembroke Pines, FL
Are you an experienced title processor looking for an opportunity to take your research, analysis, and teamwork skills to the next level? We are growing rapidly and are looking for someone to help us clear titles for real estate mortgage transactions. If you have a background in title processing or real estate transactions, an eye for detail and discrepancies, and a customer service mindset, apply today!
Support title officers with administrative assistant essential duties, including clerical and data entry assistance
Submit pertinent title and loan documents into software programs (Landtech) to record transactions and track applicant's progress
Research and verify the accuracy of documentation such as property title records, property ownership, public records, deeds, leases, surveys, contracts, and agreements needed to produce a clear title
Manage files from opening to closing
Clear title issues
Multitasking and time-management skills, with the ability to prioritize tasks
Bilingual English/Spanish preferred
Title curative experience
Familiarity with Old Republic Title Insurance and Landtech Platforms is a plus
Paralegal Degree or large firm experience or Licensed Title Agent and Notary Public are a plus
Analytical and detail-oriented, while working at a fast pace and capable of multi-tasking
Excellent problem-solving and organizational skills
Must be a team player and willing to help others in their department whenever necessary
Develops professional relationships and builds rapport with others
Overall good work ethic and willingness to adapt to change
Real Estate Title Processor
Loan Processor Job In Miami, FL
Are you an experienced Title Processor looking to be part of a high-performing real estate closing team in Miami? Do you thrive in a fast-paced, dynamic environment where precision, client service, and efficiency are key? If so, we want to hear from you!
We are looking for a dedicated Processor to deliver seamless, stress-free closings for clients. As we continue to expand, we're looking for a detail-oriented, proactive, and client-focused Title Processor to join our team and play a crucial role in our success.
Open files on Qualia, issue Escrow letters, coordinate closing timelines and deliver constant communication from inception through Closing to Clients.
Working knowledge of Qualia is preferred but not necessary, as long as you have been working with a comparable software and have a working understanding of how to order and prepare Commitments and prepare closing settlement statements.
Builder Account Loan Consultant
Loan Processor Job In Miami, FL
at loan Depot
The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.
Responsibilities:
Engage in managing the loan pipeline with all team members to meet company efficiency standards
Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property
Collect all required documentation from borrowers and converts to paperless documents
Prepare and submit loan submission sheet to set up
Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees
Negotiate and confirm rates, fees, and lock terms with customer
Lock loans in the system with agreed upon terms and manage locked pipeline through the funding
Communicate regularly with borrowers to meet desired expectations
Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing
Maintain minimum productivity goals
Requirements:
NMLS loan originator license required
1-3 years of Loan Origination experience required
Experience originating purchase loans required
Builder experience strongly preferred
High school diploma or general education degree (GED) required
Why work for #teamloan Depot:
Aggressive compensation package based on experience and skill set
Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
Work with other passionate, purposeful and customer-centric people
Extensive internal growth and professional development opportunities including tuition reimbursement
Comprehensive benefits package including Medical/Dental/Vision
Wellness program to support both mental and physical health
Generous paid time off for both exempt and non-exempt positions
About loan Depot:
loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Mortgage Processor (Home Equity - Hybrid)
Loan Processor Job In Boca Raton, FL
Digital Risk's mission to
Make Mortgages Safe
relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.
Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators.
Job Description
Position Overview:
The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions:
Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis
Process loans from application to closing including but not limited to:
Collecting and analyzing documents to submit to Underwriting for final approval
Communicating expectations, requirements and program details though established communication standards
Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
Ensure customer service surveys maintain the rating level designated by management
Communicate with all parties involved in the transaction to keep them informed of file status
Review and analyze all necessary documentation, including borrower docs and third-party docs
Interpret policies while analyzing applicant information, property and documentation
Calculate borrower income for all employment types
Comprehensive understanding of credit underwriting guidelines
Qualifications
Requirements:
**Training will be 100% in-office. Post training, position will be 3 days in-office on a weekly basis.
3+ years of current experience in Financial Services with Loan Processing experience preferred
Knowledge of processing, underwriting and closing procedures
Excellent customer service and communication skills
Detail oriented and excellent organizational skills
Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
Problem-solver with strong analytical skills
Adheres to directives, procedures and standards
Ability to work in a paperless environment
Computer proficiency including Microsoft Office Product Suite
Candidates must be available to work outside of normal business hours when necessary
Ability to obtain NMLS-MLO Licenses preferred
Additional Information
· At Mphasis, we promise you the perfect opportunity of building technical excellence, understand business performance and nuances, be abreast with the latest happenings in technology world and enjoy a satisfying work life balance.
· With the current opportunity, you will get to work with the team that has consistently been setting benchmarks for other deliveries in terms of delivery high CSATs, project completion on time and being one of the best teams to work for in the organization.
· You get an open and transparent culture along with freedom to experimentation and innovation
Equal Employment Opportunity Mphasis is an equal opportunity/affirmative action employer committed to a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability or genetic information, gender identity or national origin.