Loan Closer
Loan Processor Job 38 miles from Conroe
Loan Closer - Commercial and SBA Loans - On-site
Qualifications
Bachelor's Degree (AA) from four-year college or university and two to five years related experience and/or training; or equivalent combination of education and experience.
Computer skills required: High level proficiency in Microsoft Office Suite.
Advanced knowledge of lending operations and closing procedures.
Responsibilities
Reviews the credit files and completes all necessary documentation for SBA packaging files.
Works closely with commercial lender, business development officer, underwriting, attorneys, document preparation, third-party vendors (i.e., real estate brokers, title companies, insurance agency, etc.) and customers to prepare loan package closing.
Responsible for timely communication with borrower, commercial lender, and pre-closer regarding missing items needed to complete loan closing.
Maintain control over loans(s) in process to detect any potential and/or developing problems and ensure all department managers are informed of any issues.
Orders and reviews UCC/Federal/State/County preliminary lien searches, title commitments, flood search, appraisal, environmental reports, and requests the essential loan documentation as indicated by the credit underwriter and/or Wallis Bank procedures to ensure completeness of loan files.
Review articles and by-laws/operating agreements, where applicable of partnership, corporation and limited liability company (LLC).
Review closing documents upon receipt from bank attorney to ensure conformance with the approved loan terms and conditions.
Ensure prompt payment of Guaranty fee in the SBA/USDA required time frame.
Reconcile equity injection and make final verification determination.
Review of AIA contracts, permits, builders' risk and other construction documents.
Review scanned loan documents on closed loan file assigned to you by VP/Closing Department Manager before it is given for final Quality Control (QC) review.
Updates L Drive to reflect pre-post-closing review is complete. Add comments to reflect steps taken for completion. (i.e., all follow up, requests documentation, status, etc.)
Follow internal audit procedures to ensure files are properly documented and scanned into electronic scanning system.
Works with the Loan Funding Specialist to ensure smooth transition on construction and multi-disbursement projects.
Clear any outstanding items, exceptions and liens, prior to or at, closing time.
Completes annual required compliance training.
Participate in at least one CRA related event.
Performs other duties as assigned by management.
Bilingual (Spanish) Mortgage Loan Officer
Loan Processor Job 38 miles from Conroe
Job Title: Mortgage Loan Officer
Job Type: Full-time
All of us at Chartway stand united in our strong culture of listening and learning. We treat people with respect, integrity, and kindness, and are committed to continuously developing a diverse and inclusive workplace where team members are empowered to be their authentic selves. All backgrounds, viewpoints, and life experiences are welcome, knowing this commitment strengthens our credit union family and communities.
The Mortgage Loan Officer is responsible for originating a mortgage loan with a member or potential member online, by phone, in person or from a team member referral. This position is responsible for accurate and efficient completion of the loan application, using this process as an opportunity to cross sell other credit union loan and deposit products. This position effectively communicates with the member and the mortgage team to ensure problem resolution and member satisfaction in a timely manner. This position establishes and preserves professional business relations with loan referral sources. This position reports to the Mortgage Production Manager and is a commission-based position.
Responsible and Accountable:
To pre-qualify members or potential members, choose appropriate loan plan options, interview the member to complete application, gather necessary documents, assemble loan file, issue preliminary disclosures with related fees and prepare loan application for processing.
To advise members of steps and normal timeframes in loan process, including but not limited to setting expectations for time critical events, rates, fees, APR and other important elements of financing.
To cross sell additional credit union products and services that complement and enhance the member's financial well-being.
Must successfully participate and pass all Continuing Education work as requested by Chartway and /or required by Regulatory agencies
Knowledge, Skills and Abilities:
Solid understanding of the Real Estate industry, home purchase market and life cycle. Have the ability to coach and counsel members in the nuances of home purchase and refinance loans.
Knowledgeable of mortgage program guidelines for credit union approved mortgage loan products as well as strong understanding of Loan Estimate and Closing Disclosure requirement as outlined in TRID, interest rates and APR
Ability to comply with federal, state and local laws as well as credit union policy related to Fair Credit, Equal Housing Opportunity, Truth in Lending and the Home Mortgage Disclosure Act throughout the mortgage application process.
Must have excellent sales skills with the ability to match member needs with credit union products and effectively position benefits for member to seek 1st mortgage financing with Chartway.
Ability to coach and train team members to generate mortgage referrals.
Ability to organize, plan and develop, and deliver home buying seminars to both Realtors and Members.
Ability to build a network of mortgage referral sources within the community
Excellent communication and public relations skills to build relationships with internal and external contacts.
Bilingual in Spanish required
Education and Experience:
Education: Associates degree or equivalent experience.
Experience: Minimum of 2-3 years of 1st mortgage lending sales experience including both purchase and refinance loans required.
Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration.
Chartway Federal Credit Union is an EOE/M/F/Disability/Vet Employer.
Loan Officer
Loan Processor Job 38 miles from Conroe
Title: Loan Officer (if licensed) or Hard Money Specialist (if not)
Compensation: $44,000 per year + revenue incentives
Job Description: We are looking for driven candidates for Loan Officers. We aim to provide you with the knowledge and team support to be the best in the industry. Our staff will work with you to develop and market your lending niche. Whether you have lending experience or are new to the industry, you owe it to yourself to work for the best.
Perks and Benefits:
Health, dental, vision, and life insurance
Great long-term career opportunity and high-performance pay structure!
Ongoing training and team support!
Generous and flexible attendance policy
Incredible work culture, and more
Paid time off and parental leave
Bonus based on performance
Applicant Profile:
Can you provide great customer service?
Are you attentive and engaged?
Are you a team player?
Do you regard integrity as very important?
Do you own your results?
Will you go the extra mile?
Are you organized?
Can you manage your time efficiently and effectively?
Do you like to have fun?
Job Requirements:
Service orientation: must always have the best interests of their customers at heart when advising on their options.
Communication skills: must be able to discuss complex and sometimes sensitive subjects with clarity and tact
Salesmanship: experience is a plus, but not required
Education: a bachelor's degree is preferred, but not required
Current NMLS License: a license is helpful, but not required.
A private equity operating company, oversees a real estate equity firm, a leading mortgage lending company, and a healthcare asset investment firm with a combined asset value of nearly $1 billion.
Direct Loan Processor
Loan Processor Job 38 miles from Conroe
The primary role of this position is to provide members with products and services to provide a positive impact on our members' financial well-being. To accomplish this, this position must deliver consistent, prominent levels of quality service and support to both internal and external members. Key components of this service are to provide clerical and administrative loan support to process consumer loans. This position will primarily be responsible for verifying member provided documents, preparing direct loan documents, conducting quality control of loan documents and funding of those completed loans. This role is responsible for maintaining compliance with all required regulations, policies and procedures, including Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC).
Essential Functions & Responsibilities:
Processes/funds all direct approved loan applications. Ensures loan documents and supporting documents meeting policy and procedures. Ensures outstanding loan stipulations are resolved prior to funding. Provides timely updates to Loan Consultant regarding status of loan application prior to funding.
Assists Loan Consultant and Underwriters with member follow-up to gain clarification needed to finalize loan decisions.
Processes loans that close via Premier Check. Works with dealerships, via phone and email communications, to ensure required documentation is received to approve check and close/fund loan.
Satisfies stipulations and processes site drafts from dealers.
Performs other lending duties and special projects as assigned.
To provide prompt, accurate, courteous, friendly, timely and professional service to all members and ECCU employees.
Fund direct loans within 1 business day of receipt of all documentation with no unresolved errors according to established department standards.
Maintain and demonstrate a working knowledge of credit union standards, policies, procedures including, but not limited to loan and Human Resources policies and applicable state and federal government rules and regulations. -Achieve a high standard of accuracy and attention to detail, resulting in low number of outstanding lien perfections, and prevention of online application fraud.
Maintain compliance/alignment with company culture, internal and external service standards.
Desired candidate will
one to three years experience
be available to work Saturdays, as scheduled.
Must be able to accurately and efficiently count money and make change.
have a high school diploma or GED
have a satisfactory credit history
have basic knowledge of Word, Excel and Outlook
provide prompt, accurate, courteous, friendly, timely and professional service to all members and ECCU employees.
maintain a professional appearance, demeanor, and work environment
maintain a dependable record of attendance and timeliness
Maintain compliance/alignment with company culture, internal and external service standards.
Employee Benefits
Health Insurance
Dental Insurance
Vision Insurance
Paid Time Off
Quarterly performance incentives
Retirement plan
Company paid LTD, STD, and Life Insurance
Professional Development opportunities
Wellness Benefit with tax savings
Stay Pay
We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Loan Servicing Specialist
Loan Processor Job 38 miles from Conroe
The Loan Servicing Specialist will support the broader loan operations team by supporting the day-to-day operations of loans in a broad range of industries that require special handling and industry knowledge. Responsible for a variety of activities to ensure data integrity of loans, including onboarding in the core loan system and perform quality review of loan documentation. The ability to work in a demanding environment with high volume and be able to multi-task while having excellent communication skills, both orally and writing, are important. Candidates should have experience with all loan operation functions while managing multiple workflow systems.
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Manage and directly support a wide-ranging loan portfolio primarily consisting of commercial loans to include real-estate, construction, and varying business industries.
* Manage the day-to-day workflow delivering superior service to internal client partners.
* Duties include onboarding, servicing, and quality review of the loan portfolio.
* Read and interpret credit agreements ensuring all policies and procedures are consistently met.
* Ability to work independently on day-to-day tasks, utilizing prior experience, knowledge, and continuing education.
* Perform high volume transactions including approving loan activity (fundings, repricing, payments, etc.) as instructed in accordance with credit agreements.
* Accurate calculation and tracking of interest and fee accruals at various rate levels.
* Review daily reports to ensure all maintenance, payments, and advances have been completed accurately.
* Monitor and escalate past due principal, interest, and fees to ensure accuracy.
* Communicate with lines of business partners, managers, and other operations partners regarding loan transactions, research, and exceptions.
* Promptly identify, communicate, and remediate errors.
* Help advance positive change within the team and the organization.
* Foster a collaborative teamwork environment.
* Performs all other duties as assigned.
Supervisory Responsibility:
This position has no supervisory responsibilities.
Job Type:
This is a full-time, non-exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.
Work Environment:
This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.
Physical Demands:
This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.
Mental Demands:
The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.
Education and Experience:
* High School Diploma, GED, or equivalent certification
* At least 2-4 years of banking experience
Preferred Qualifications/Requirements:
* Bachelor's Degree or Military experience
* 6+ years of banking experience, preferably in commercial loan operations
* 1+ years of experience with Jack Henry Silverlake
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Mortgage Loan Processor
Loan Processor Job 38 miles from Conroe
JOB TITLE: Loan Processor
SUMMARY: This position is responsible for obtaining necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files.
DUTIES AND RESPONSIBILITIES:
Reviews loans in process daily and determines which loans must be processed immediately.
Performs document audit to approve or reject each loan package for funding.
Resolves any exceptions with customer prior to funding.
Administers the timely daily disbursement and receipt of funds.
Enters data from new loan applications and other documents into computer system.
Orders credit reports, appraisals, flood certifications, and title work.
Refers loans that do not meet basic standards to staff underwriter.
Provides follow-up on a consistent basis with originators, borrowers, and agents to complete processing.
Analyzes loan files and submits completed loans for approval.
Responds to inquiries from originators, agents, and borrowers regarding status of loans in process.
Completes loan sheets and conversion logs.
Ensures regulatory compliance.
Creates and maintains loan files.
Processes approval and denial letters.
Maintains status of all files in process and updates as needed.
Keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status.
Completes all required paperwork and forms in a timely and accurate manner; prepares all required reports.
QUALIFICATIONS:
High school diploma or general education degree (GED)
1-2 years of related experience.
Computer skills required: Microsoft Office Suite and Encompass preferred.
COMPETENCIES:
Adaptability - Adapts to changes in the work environment; manages competing demands.
Customer Service - Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; meets commitments.
Ethics - Treats people with respect; keeps commitments.
Interpersonal Skills - Focuses on solving conflict, maintains confidentiality.
Oral Communication - Speaks clearly and persuasively in positive or negative situations; responds well to questions.
Planning/Organizing - Prioritizes and plans work activities; uses time efficiently.
Problem Solving - Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; works well in group problem solving situations.
Written Communication - Writes clearly and informatively.
Disclaimer:
This position description highlights a general description of duties and responsibilities. Employee(s) may be assigned other duties, in addition to or in lieu of those described herein, and any duties are subject to change at any time, according to the needs of the location or Company.
Mortgage Loan Processor
Loan Processor Job 38 miles from Conroe
General
The Mortgage Loan Processor (MLP) is responsible for processing all real estate applications originated by the Mortgage Loan Officers in accordance with internal credit union policies, procedures, and guidelines. Applications include conventional purchase money, refinance, cash-out refinance, home equity and home improvement loans. Most loans are retained in the credit union's portfolio, but others are sold on the secondary market. This is an extensive member service-oriented position with primary responsibilities for the accurate processing, validating information and documentation, and timely closing a mortgage loan file. MLP's must have the ability to maintain effective communication with the member to ensure coordination and exchange of information for accomplishing the closing of the member's real estate loan. This position will also include some crossover into closing, funding, post-closing, and administrative job duties.
Duties & Responsibilities
Have thorough knowledge of first and second mortgage real estate lending practices, including federal regulatory requirements, state regulations and agency requirements.
Have a thorough understanding of conventional and special mortgage loan programs and knowledge of the necessary documentation for processing and obtaining underwriting approval.
Review Desktop Underwriter verification messages/approval conditions. Verify the accuracy and integrity of all loan data entered into the system including but not limited to names, addresses, government monitoring information, loan information (i.e. loan amount, interest, terms, lock-in expiration dates, etc.)
Communicate with members to provide them with an overview of the process and inform the member of information and documentation necessary to process the loan.
Conduct follow-up on outstanding documentation to ensure receipt to keep file on track for a timely closing.
Order from closing document attorney and/or preparing loan closing documents to prepare for loan closings.
Disclose Closing Disclosures within TRID guidelines, validating information, reconcile loan fees and charges with title companies, attorney's offices, appraisers, surveyors, etc., and accurately perform funding transactions to disburse funds to Borrowers and/or title companies.
Maintain quality within the department by following operational policies and procedures, reporting needed changes, and compliance with Federal regulations.
Manage relationships with vendors including title companies, mortgage insurance companies, document attorney, and appraisal management companies.
The MLP is expected to be flexible with respect to duties, scheduling, and periodically completing duties that may be outside their normal job description.
Job Requirements
Must register with the National Mortgage Licensing System
High school graduate with 5 years experience in mortgage lending with at least 2 years as a Mortgage Loan Processor
Strong verbal and written communication skills
Strong organizational and planning skills
Provide friendly, prompt, professional and accurate service and support to all members and associates
Maintain a dependable record of attendance and timeliness. Ability to work evenings and weekends if needed.
Knowledge of software and hardware necessary to conduct business in a credit union environment, including, but not limited to: multiple line telephones, fax machine, voicemail, Outlook based electronic mail and calendars, E-Fax, Windows, Microsoft Office (Word, Excel, and PowerPoint)
Knowledge and familiarity with Calyx loan origination system strongly preferred
Bilingual in Spanish is a plus.
Physical/Mental Requirements Of The Position:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of the job, the employee is regularly required to stand, sit, use hands, reach with hands and arms, kneel, crouch, and talk and hear.
Ability to move and/or lift 10 pounds.
The vision requirements include close vision and ability to adjust focus.
The mental demands include detailed work, reasoning, math, language, written and verbal communications, multiple concurrent tasks.
Commercial Loan Closer - To 90K - Houston, TX - Job 3249
Loan Processor Job 38 miles from Conroe
Commercial Loan Closer - To $90K - Houston, TX - Job # 3249Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Commercial Loan Closer role in the Houston, TX area. The successful candidate will be responsible for reviewing and verifying loan documents including income, credit, appraisal, and title insurance, and ensuring the information is complete, accurate, and complies with Bank policies, SBA Guidelines as well as meets underwriters' requirements.The position offers a generous salary of up to $90K and a full benefits package. (This is not a remote position).Commercial Loan Closer responsibilities include:
Reviewing the credit files and completing all necessary documentation for SBA packaging files.
Entering information into the loan operating system (LOS), following up and communicating with both loan pre- closers and loan officers to obtain missing or updated documentation to process the loan file in a timely manner.
Working closely with commercial lenders, business development officer, underwriting, attorneys, document preparation, third-party vendors, and customers to prepare loan package closing.
Maintaining control over loans(s) in the process to detect any potential and/or developing problems and ensure all department managers are informed of any issues.
Reviewing closing documents upon receipt from the bank attorney to ensure conformance with the approved loan terms and conditions.
Ordering and reviewing UCC/Federal/State/County preliminary lien searches, title commitments, flood search, appraisal, environmental reports, and requests
Timely communication with the borrower, commercial lender, and pre-closer regarding missing items needed to complete loan closing.
Ensuring prompt payment of Guaranty fee in the SBA/USDA required time frame.
Reviewing articles and by-laws/operating agreements, where applicable of partnership, corporation, and limited liability company (LLC).
Following internal audit procedures to ensure files are properly documented and scanned into an electronic scanning system.
Clearing any outstanding items, exceptions, and liens, prior to or at, closing time.
Performing other duties as assigned by management.
Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience:
Bachelor's Degree (AA) from a four-year college or university and two to five years related experience and/or training; or equivalent combination of education and experience.
Advanced knowledge of lending operations and closing procedures.
Knowledge of commercial lending and SBA lending processes is required to assist in the preparation of this information.
Ability to calculate figures and amounts to apply math concepts.
Ability to apply sound judgment and understanding to carry out instructions and/or to solve problems with variables.
The next step is yours. Email us your current resume along with the position you are considering to:************************
Loan Originator NE - Champion Forest
Loan Processor Job 38 miles from Conroe
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Originator
Loan Processor Job 38 miles from Conroe
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type: - Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible) Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Loan Specialist
Loan Processor Job 45 miles from Conroe
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
* Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
* High degree of integrity.
* Sales mentality.
* Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Senior Loan Closer
Loan Processor Job 38 miles from Conroe
Siepe is a rapidly growing, Dallas-based SaaS company, specializing in developing tech-enabled solutions for firms in the hedge fund and financial services industry. Our mission is to deliver a single source of truth from which investment managers can find strategic, actionable insights to drive competitive advantage and business growth. We are a profitable company and offer competitive compensation and benefits while also providing an opportunity for advancement in a growing business.
Siepe is seeking an experienced individual with a strong business acumen to execute a variety of operational objectives. As a member of the Siepe team, you will work closely with our product groups performing the day-to-day functions, identifying operational improvements, and supporting the various lines of business. Responsibilities
Knowledge and understanding of LSTA / LMA Settlement documents, agent bank notices, credit agreements, and other governing credit documents.
Demonstrated ability to coordinate with all parties involved to receive and review trade documentation and execute settlements.
Effectively communicate with clients and various parties ensuring status reports are delivered in a timely manner.
Ability to manage processes and deliverables meeting or exceeding SLA (Service Level Agreements) requirements.
Ability to resolve complex issues and or escalate in a timely manner.
Ability to train, develop, and provide oversight to staff.
Effectively manage client relationships while providing quality service.
Comply with and enforce standard policies and procedures.
Design efficient quality control metrics.
Establish performance targets.
Work can average 45-50 hours per week.
Qualifications
Bachelor's degree, or 5 years of related work experience.
Proficiency in Microsoft Office products with intermediate to advanced knowledge of Excel required.
Extensive knowledge of all asset-class transactions and payment requirements.
Extensive knowledge of the Loan Settlements process and settlement platforms.
Extensive knowledge of LSTA / LMA guidelines and loan settlement requirements.
Must be authorized to work in the US without the need for current or future sponsorship.
Skills
Pays attention to detail and takes ownership and pride in delivering quality work outputs.
Ability to adapt to changing environments and possess excellent analytical and problem-solving skills.
Ability to handle multiple projects simultaneously.
Strong verbal and written communication skills.
Takes initiative and ownership of job responsibilities and performs duties accurately and timely.
Self-motivated, self-starter, and challenge-seeker.
We are proud to offer a comprehensive benefits package that supports your well-being both inside and outside of work. Enjoy paid holidays and vacation, 401k matching, and bonus opportunities, as well as access to our learning & development program to help you grow your career. Additional perks include daily catered lunches, monthly celebrations, quarterly offsite events, and annual holiday parties. We also provide a generous employee referral program. Join us and be part of a company that invests in your success and values your contributions!
Commercial Loan Consultant(AM Shift)
Loan Processor Job 38 miles from Conroe
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications.
We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.
Summary:
A Commercial Loan Consultant is a seasoned collector who is responsible for all collections and loss mitigation work outs on new and existing portfolios in order to maximize recovery and disposition loans to the appropriate work out strategy.
Responsibilities:
Receive and review loan information
Contact borrowers in order to cure delinquency, setup payment arrangements and/or settle accounts through the use of manual calls, an automated dialer, and by utilizing the LM worklist.
Identify and recommend optimal workout strategies based on individual borrower circumstances
Identify and recommend assistance strategies as necessary
Increase frequency of borrower contact based on days since last payment
Collect documents and information related to rehab progress, and maintenance improvement requests
Collect documents needed for Loss mitigation options.
Work Loss Mitigation processes as a SPOC to assist with getting borrowers to the correct workout based on client direction and individual borrower circumstances.
Work the shared Commercial team email boxes for Loan servicing, general inquiries, and payoff requests.
Work the Commercial team Voicemail for return calls.
Qualifications/Skills:
Experience in collections required
Familiarity with maneuvering around the Internet through various skip tracing sites
Familiarity with loan terminology, rights, and processes
Excellent work ethic, high productivity, and attention to detail
Superior verbal communication and negotiation skills
Flexibility to work weekends required
Must take the writing assessment provided
Ability to multitask is required
Superior typing and computer skills required
Compensation/Bonus/Incentives:
Competitive pay
Monthly bonuses payouts
Additional incentives based on business needs
Educational Requirements:
High school graduate, college degree preferred but not required
Additional Information:
While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement.
Company Benefits:
Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them!
Medical, dental, and vision insurance
Health Savings Account with employer contribution
401(k) Retirement plan with employer match
Paid Maternity Leave/Parental Bonding Leave
Pet insurance
Adoption Assistance
Tuition reimbursement
Employee Loan Program
The Newrez Employee Emergency and Disaster Fund is a new program to support our team members
Newrez NOW:
Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
Mortgage Modification Specilalist
Loan Processor Job 38 miles from Conroe
American Home Saver-TX. Mortgage Assistance
"We Help Make the American Dream an Affordable Reality"
American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP.
Visit us @ *************************
Job Description
American Home Saver offers the opportunity for you to start a business part-time, while maintaining the security of your full-time job.
Regardless of whether you love what you're doing now, and simply need to earn additional income - or if you want to launch an entire new career - American Home Saver offers you the flexibility to decide what's best for you.
American Home Saver lets you start part-time to earn a second income, or transition to a new full-time career while you keep your current full-time job.
American Home Saver is a company of people helping people.
As a Mortgage Modification Specialist (1099 Independent Contractor) you will be meeting face to face with homeowners that are delinquent on their mortgage and facing foreclosure (received NOD) or imminent default (no lates, but struggling to make their payments) . Your responsibility will be to fully explain how the American Home Saver-Texas Mortgage Assistance Program can help them save their home and get back on their feet. You will collect all documentation required to complete the Home Affordable Modification Program (HAMP) paystubs, mortgage statement, bank statement W-2. We will provided you with a minimum of 5 pre-qualified leads per week, however you are allowed to share our services with anyone that may be in need. There are no territory restrictions.
Qualifications
We are seeking individuals with a background in Home Loan Preservation to work as a independent contractor with our company. The ideal candidate should have a minimum of 1 year's experience working in Home Preservation or Loss Mitigation with Customer interaction. Must have a high school diploma / GED. Pass a criminal background check, have dependable transportation with proof of current liability insurance, access to a computer and a active smart/android cellular phone.
Support: We will provide you with our leading edge web-based technology operating system to give you the tools for success.
Additional information
Additional Information
SALARY:
Commensurate with experience with excellent opportunity for advancement.
Loan Servicing Specialist
Loan Processor Job 25 miles from Conroe
The Loan Servicing Specialist will support the broader loan operations team by supporting the day-to-day operations of loans in a broad range of industries that require special handling and industry knowledge. Responsible for a variety of activities to ensure data integrity of loans, including onboarding in the core loan system and perform quality review of loan documentation. The ability to work in a demanding environment with high volume and be able to multi-task while having excellent communication skills, both orally and writing, are important. Candidates should have experience with all loan operation functions while managing multiple workflow systems.
Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Manage and directly support a wide-ranging loan portfolio primarily consisting of commercial loans to include real-estate, construction, and varying business industries.
* Manage the day-to-day workflow delivering superior service to internal client partners.
* Duties include onboarding, servicing, and quality review of the loan portfolio.
* Read and interpret credit agreements ensuring all policies and procedures are consistently met.
* Ability to work independently on day-to-day tasks, utilizing prior experience, knowledge, and continuing education.
* Perform high volume transactions including approving loan activity (fundings, repricing, payments, etc.) as instructed in accordance with credit agreements.
* Accurate calculation and tracking of interest and fee accruals at various rate levels.
* Review daily reports to ensure all maintenance, payments, and advances have been completed accurately.
* Monitor and escalate past due principal, interest, and fees to ensure accuracy.
* Communicate with lines of business partners, managers, and other operations partners regarding loan transactions, research, and exceptions.
* Promptly identify, communicate, and remediate errors.
* Help advance positive change within the team and the organization.
* Foster a collaborative teamwork environment.
* Performs all other duties as assigned.
Supervisory Responsibility:
This position has no supervisory responsibilities.
Job Type:
This is a full-time, non-exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.
Work Environment:
This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.
Physical Demands:
This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.
Mental Demands:
The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.
Education and Experience:
* High School Diploma, GED, or equivalent certification
* At least 2-4 years of banking experience
Preferred Qualifications/Requirements:
* Bachelor's Degree or Military experience
* 6+ years of banking experience, preferably in commercial loan operations
* 1+ years of experience with Jack Henry Silverlake
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Loan Originator NE - Clear Lake
Loan Processor Job 38 miles from Conroe
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Closer
Loan Processor Job 38 miles from Conroe
JOB TITLE: Mortgage Loan Closer
is responsible for closing loans and disbursing loan funds.
DUTIES AND RESPONSIBILITIES:
Reviews approved mortgage loan approvals to determine conditions that must be met prior to closing have been satisfied and reviewed by underwriting.
Ensures that all loans meet guidelines for quality and regulatory compliance and investor closing standards are met.
Maintains communication with customers, departments, closing agents, realtors, and builders to promote positive business relations and relate loan status.
Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages.
Reviews files prior to closing to verify that abstracts and/or title opinions are clear; forwards copies to all parties involved; reviews all surveys, termite inspections, final inspections, and verifies accuracy of closing conditions.
Closes the loan; inputs information into computer, prepares additional documentation, balances account for closing, prepares package for closing agent and/or customer, and ensures timely recording of all documents and disbursement of all funds.
Prepares and explains closing requirements to closing agent and/or customer.
Protects bank collateral by reviewing and analyzing title work to verify that all liens are clear.
Reviews and verifies executed closing packages to ensure all documents are signed appropriately and all fees are included with the package.
Maintains knowledge of all mortgage and compliance policies and procedures.
QUALIFICATIONS:
Bachelor's Degree from four-year college or university preferred. Will consider a combination of education and experience.
A minimum of 2 years closer/funder or related experience.
Computer skills required: Microsoft Office Suite and Encompass preferred.
COMPETENCIES:
Adaptability - Adapts to changes in the work environment; manages competing demands.
Customer Service - Manages difficult or emotional customer situations; responds promptly to customer needs; solicits customer feedback to improve service; meets commitments.
Ethics - Treats people with respect; keeps commitments.
Interpersonal Skills - Focuses on solving conflict, maintains confidentiality.
Oral Communication - Speaks clearly and persuasively in positive or negative situations; responds well to questions.
Planning/Organizing - Prioritizes and plans work activities; uses time efficiently.
Problem Solving - Identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; works well in group problem solving situations.
Written Communication - Writes clearly and informatively.
Disclaimer:
This position description highlights a general description of duties and responsibilities. Employee(s) may be assigned other duties, in addition to or in lieu of those described herein, and any duties are subject to change at any time, according to the needs of the location or Company.
Loan Specialist
Loan Processor Job 43 miles from Conroe
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button!
Job Intro
The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
* Regional offers competitive pay! We do our best to show that we value our team members!
* You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
* You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers!
* All full-time team members have access to our medical, dental, vision and 401(k) benefits!
* Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
* Provide exceptional service to all customers.
* Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
* Maintain office cash with accuracy and proper security.
* Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
* Minimize delinquent debt through calling customers and collecting on past-due accounts.
* Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
* Transport money and deposits to and from bank.
* Other duties as assigned by leadership.
Minimum Qualifications
* High School Diploma or Equivalent.
* Prior customer service experience in either a sales/retail environment or cash management environment.
* Must pass drug screen, criminal and credit background checks.
* Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
* Demonstrated passion for customer service.
* Excellent written and verbal communication skills.
* Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
* Thrives in a pay for performance atmosphere.
* Proven ability to multi-task.
* High degree of integrity.
* Sales mentality.
* Adaptable to an ever-changing environment.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Mortgage Modification Specilalist
Loan Processor Job 38 miles from Conroe
American Home Saver-TX. Mortgage Assistance "We Help Make the American Dream an Affordable Reality" American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP.
Visit us @ *************************
Job Description
American Home Saver offers the opportunity for you to start a business part-time, while maintaining the security of your full-time job.
Regardless of whether you love what you're doing now, and simply need to earn additional income - or if you want to launch an entire new career - American Home Saver offers you the flexibility to decide what's best for you.
American Home Saver lets you start part-time to earn a second income, or transition to a new full-time career while you keep your current full-time job.
American Home Saver is a company of people helping people.
As a
Mortgage Modification Specialist
(1099 Independent Contractor) you will be meeting face to face with homeowners that are delinquent on their mortgage and facing foreclosure (received NOD) or imminent default (no lates, but struggling to make their payments) . Your responsibility will be to fully explain how the American Home Saver-Texas Mortgage Assistance Program can help them save their home and get back on their feet. You will collect all documentation required to complete the Home Affordable Modification Program (HAMP) paystubs, mortgage statement, bank statement W-2. We will provided you with a minimum of 5 pre-qualified leads per week, however you are allowed to share our services with anyone that may be in need. There are no territory restrictions.
Qualifications
We are seeking individuals with a background in Home Loan Preservation to work as a independent contractor with our company. The ideal candidate should have a minimum of 1 year's experience working in Home Preservation or Loss Mitigation with Customer interaction. Must have a high school diploma / GED. Pass a criminal background check, have dependable transportation with proof of current liability insurance, access to a computer and a active smart/android cellular phone.
Support: We will provide you with our leading edge web-based technology operating system to give you the tools for success.
Additional information
Additional Information
SALARY:
Commensurate with experience with excellent opportunity for advancement.
Associate Loan Originator, NE
Loan Processor Job 38 miles from Conroe
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
Responsibilities
Markets and promotes PrimeLending's financial products;
Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team.
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 6 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.