Loan Processor Jobs in Concord, CA

The SBA Relationship Loan Officer plans and implements financial institution sales and marketing programs targeted toward the business community and examines, evaluates, and recommends approval of all types of Small Business Administration loans. Essential Job Functions Assists lending team in all facets of growing and managing the bank's SBA loans. Develops new and additional deposits, cash management and bank services revenue. Works with clients to resolve account or service-related problems Maintains ongoing visibility with client base Calls and visits target customers to promote and sell establishment products and services. Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit. Develops, revises, or eliminates products and services experiencing less than satisfactory performance. Acquires and grows profitable account relationships with moderately complex business customers and commercial real estate investors/owners. Accurately analyzes borrowers' financial status, credit and property evaluations, credit histories, corporate financial statements and other relevant financial information to determine feasibility of granting loans; prepare loan presentations with the assistance of loan processors to Loan Committee for approval. Reviews and updates credit and loan files and loan agreements to ensure that they are complete and accurate according to policy. Cohesively partners with GBC team members and business lines to deliver exemplary customer service of GBC's full complement of products and offerings. Compiles and analyzes market research data to develop portfolio of products and services focused on needs of target market. Generates new products and services to complement current portfolio. Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales. Designs selling program to promote establishment consumer and business loan products. Oversees all stages of loan development program to ensure compliance with establishment policies and procedures. Supervisory Responsibility This position has no supervisory responsibilities Knowledge: Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data. Knowledge of business and management principles. Knowledge of principles and processes for providing customer and personal services. The ability to: Communicate information and ideas in speaking so others will understand. Apply general rules to specific problems to produce answers that make sense. Listen to and understand information and ideas presented through spoken words and sentences. Qualifications/Requirements Bachelor Degree/Master's Degree or equivalent. Actively strive to increase customers' deposit business within the bank. Demonstrated sales experience, negotiation skills, business development, portfolio management skills, accounting and/or financial acumen. Consecutive Absence Requirements The incumbent of this position must satisfy a 10-day consecutive absence requirement on an annual basis. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to: stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk to hear. The employee must occasionally lift and/or move up to 25 pounds.

Emeryville, CA (in-office 2 days a week) Founded in 2014 and headquartered in Emeryville, CA, Newfi Lending is proudly owned by Apollo Global Management, one of the largest private equity firms in the world. As a leading non-QM lender, we are committed to providing innovative lending solutions to borrowers nationwide. Through our Wholesale, Correspondent, and Consumer Direct channels, we specialize in serving self-employed borrowers, real estate investors, and individuals seeking unique ways to access home equity. Our proprietary loan programs and common-sense exceptions help us expand opportunities for our clients. At Newfi Lending, we value forward-thinking, dynamic professionals who want to be part of our growing success story. If you're passionate about helping borrowers achieve their financial goals, apply today to join our team! Why Join Newfi Lending? Comprehensive Compensation Package: Enjoy competitive pay, including salary and commission. Hybrid Work Opportunity: Work flexibly from home and the office. Support and Tools: Access member service leads, digital mortgage technology, local processing, and unique second lien products available only through Newfi Lending. Proven Leadership: Be guided by industry veterans who bring extensive experience and a proven track record in mortgage innovation. Client Introductions: Benefit from qualified leads generated by our in-house lead generation teams and partners. Requirements Who We're Looking For: We are seeking driven, enthusiastic professionals who can build lasting client relationships and thrive in a fast-paced, technology-forward environment. Requirements: Proven ability to convert company-provided leads into funded loans while adhering to company protocols. A minimum of 2 years of mortgage experience and success in loan origination. High comfort level with advanced online technologies and digital tools. Active NMLS license (UST) and SAFE Act compliance. Positive, energetic attitude with strong relationship-building skills. A motivated, growth-oriented mindset. Benefits: Competitive compensation package, including salary and commission. Comprehensive benefits: 401(k), medical, dental, and vision coverage.Industry-leading technology and tools to support your success. Access to a full-time Loan Assistant for administrative support. A collaborative work environment with leadership available at your fingertips. Newfi Lending is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. Apply Today! Visit us at ************* or ********************** to learn more about this exciting opportunity and join the Newfi team. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by persons assigned to this position. They are not intended to be an exhaustive list of all associated responsibilities, skills, efforts, or working conditions. The Company reserves the rights to change, amend, add, delete, and otherwise assign any and all duties, responsibilities, and position titles, as it deems necessary to meet the needs of the business.

Title: Senior Loan Processor Required 3 days per week in the office (M, T, W). Please do not apply if this does not align with you. ABOUT THE COMPANY We are an independent private real estate lending and investment firm, specializing in bridge loans, bespoke lending solutions and alternative investments. Our team has over 60 years of collective real estate industry experience. We are committed to providing reliable and efficient lending solutions to our borrowers and exceptional performance, client service, and transparency to our investors. JOB SUMMARY We are seeking a detail-oriented Senior Loan Processor to join the team. The loan processor is responsible for ordering, gathering, reviewing, and preparing borrower and property documents for residential and commercial loans. This includes ensuring all loan conditions are fulfilled and meets company guidelines. The ideal candidate will have extensive experience and a strong background in private money lending. The loan processor will work closely with loan underwriting and servicing teams. JOB RESPONSIBILITIES: Review loan application for accuracy, compliance, and completeness ensuring that all loans are prepared and processed to comply with regulatory lending guidelines and company policies. Utilize loan origination software to organize and process files. Order appraisals, title commitments, and compliance reports. Effectively communicate and collaborate with borrower(s), escrow, realtors, vendors, and staff providing status updates and outstanding items to facilitate an organized, accurate, and timely closing. Review, collect, and fulfill underwriting conditions. Examine supporting documentation and investigate any inconsistencies to identify potential fraud or misrepresentation. Ensure disclosures are prepared and delivered to the appropriate party. Prepare and deliver documents in an accurate and timely manner adhering to regulatory requirements. Generate loan documents (including but not limited to purchase, refinance, loan modifications, etc.). Coordinate loan closing, recording, and funding with escrow. Review signed closing documents to ensure accuracy, proper execution, and completeness. Work with the servicing team to prepare and disburse the loan. Prepare annual Mortgage Call Reports and NMLS Reports Perform post-closing responsibilities including preparing and submitting DRE reports and investor disclosures. QUALIFICATIONS: Associate or bachelor's degree preferred. A minimum of 3 years' experience as a Loan Processor Knowledge of real estate loan processes, documentation and closing procedures preferably in the private money lending sector. Knowledge of private money lending and hard money loans Strong organizational, interpersonal, and customer service skills Good multitasking abilities with outstanding time management skills Excellent written and verbal communication skills Proficiency in Microsoft Word and Excel Familiarity with Loan Origination Software such as Calyx Point and/or Encompass, ideally “The Mortgage Office” Positive, can-do, professional attitude WE VALUE OUR TEAM MEMBERS! Here are just a few of the benefits and perks we offer. Competitive Salary Medical, Dental, and Vision Benefits Paid Holidays Incentive Bonus Program Company Outings and Events Company Vacations Engaging Work Environment This is a full-time position.

Processes 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines; provides strong oral and written communication and support to originators and customers. Responsibilities * Reviews loans in process daily with the ability to prioritize files according to the mortgage contingency dates and rate lock expiration dates. * Performs a diligent and thorough review of income, credit and asset documents to determine eligibility. * Initiates a welcome call and missing items letter within the designated Service Level Agreement (SLA) from receipt of the loan file. * Completes applicable agency income calculation forms accurately. * Orders services required for the loan process (i.e.: flood certification, appraisal, automated underwriting etc.) * Provides follow-up on a consistent basis with originators, borrowers, the closing department and agents to complete processing. * Responds to inquiries from originators, agents, the closing department and borrowers regarding status of loans in process. * Maintains and accurate and complete continuing history of the loan file via conversation log entries. * Re-discloses the loan in compliance with applicable changed circumstance. * Gathers various documentation deemed necessary by underwriting and organizes / files appropriately for use by department. * Sends necessary documents such as disclosures (in the case of home equity loan and home equity line of credit applications), revised disclosures, consumer explanation letters, commitment letters, and flood notices. * Corresponds with the borrowers, loan officers, and underwriters to keep the process moving and resolve any outstanding issues. * Maintains a complete paperless file through the loan origination software accurately. * Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status. Qualifications * High school diploma or equivalent required, bachelor's preferred. * Two to four years related experience or equivalent. * Thorough working knowledge of real estate documentation, policies, compliance and procedures. * High level of proficiency with mortgage loan processing and underwriting systems. * Excellent written and oral communication skills * MS Office Suite proficiency. * Experience with Encompass preferred. * Excellent customer service skills. WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus.

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hourly: 40 Hazard and Flood Insurance Tracking Responsibilities * Monitor all loan types for required Hazard and Flood Insurance utilizing reports and notifications. * Under strict timelines send required letters and/or force placement of insurance through the bank's designated vendor. * Process, sort and document information for insurance documents received via mail on a daily basis. * Reports, spreadsheets and conversation logs completed with accuracy. * Provide exceptional customer service whether working with a customer directly or by working with bank personnel. Requirements * One year general business experience preferably within banking. * Knowledge of insurance and/or property type loans and lines. * Solid computer skills with experience working with different system applications including Microsoft Word and Excel. * Comfort and confidence in working directly with senior banking staff. * Excellent verbal and written communication including spelling and grammar. * PC and typing proficiency, organizational and analytical skills. * Self-starter with an ability to work under strict timelines and in a fast paced environment. EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $19.61

Pay Range: $32.33/Hr - $ 35.71/Hr Candidate will work with MSAT Process Validation group with the following responsibilities: * Responsible for performing data mapping of Continued Process Verification (CPV) software. * Assist in the development and implementation of CPV data mapping strategies. * Collect, organize, and map process data and QC data from various sources to ensure accurate and comprehensive data sets. * Perform CPV evaluation and generate CPV reports. * Generate new work instruction and curriculum to implement new CPV software. * Maintain accurate and up-to-date documentation of CPV activities and data mappings. * Support other process validation projects (as needed) to ensure processes are validated to required standards. * Reviews and interprets data for accuracy for completed validations/re-validations and prepares report packages by analyzing and summarizing the data to support test and protocol requirements. * Manage all moderate troubleshooting efforts for protocol discrepancies. * Basic understanding of GMP (Good Manufacturing Practices) and regulatory guidelines. * Proficiency in Microsoft Office including Word, Excel, and Visio. * Experience with Minitab or similar statistic analysis software is preferred * Process validation background is preferred. * Biopharmaceutical experience with knowledge of cell culture and purification manufacturing processes is preferred. * Excellent technical writing and verbal communication skills * Strong analytical and problem-solving skills. * Ability to work effectively in a team environment. * Demonstrate ability to manage multiple activities while maintaining a high level of organization. * Demonstrate flexibility in problem solving, providing risk-based options towards challenges for Management review and decision making. Required: Bachelor's Degree.

UNCLE Credit Union is seeking a highly skilled and experienced Senior Real Estate Loan Processor to join our dynamic. UNCLE Credit union has been recognized at the Best Credit Union in the East Bay for 7 consecutive years and has been voted Top Workplace for 3 consecutive years (2022,2023 and 2024). Job Summary: We are looking for an experienced Senior Real Estate Loan Processor to join our Credit Union. The Senior Loan Processor should have years of experience in processing 1st Mortgages and Home Equity Lines of Credit, excellent attention to detail, ability to multi-task in a high-volume environment, and a skilled approach to customer service to help our members navigate through the mortgage process. The ideal candidate will be responsible for helping to manage the loan process from application to closing and ensuring compliance with all regulations. Key Responsibilities: * Serve as the main point of contact for title companies, real estate agents, mortgage loan originator, members, and mortgage underwriters to facilitate a timely loan closing. * Review, analyze and verify member income, employment history, credit report, and assets. * Ensure all loan files meet regulatory requirements, FNMA and FHLMC guidelines, and company policies. * Oversee the timely submission of loans for underwriting approval. * Monitor key dates and deadlines to ensure timely closing. * Must understand TRID, LLE and CD set up and balancing for disclosure. * Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval. * Order third party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested. * Input loan file documentation accurately into necessary LOS. Experience with Encompass, Meridian Link, and Symitar a plus. * Experience with completing Salary and Self-Employed Income Calculations Worksheets. * Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines. Qualifications: Education: High School diploma or equivalent; college degree preferred. Experience: Minimum of 3-5 years of experience in mortgage lending, underwriting and closing. Skills: * Excellent problem-solving abilities and decision-making capabilities. * Ability to work under pressure and manage multiple priorities. * Strong attention to detail and commitment to accuracy. * High level of integrity and professionalism in handling sensitive data and systems. Compensation: * $35-38/hr. DOE. Benefits: * Competitive salary and performance-based and corporate bonuses. * Comprehensive health, dental, and vision insurance. * 401k Retirement savings plan with 4% employer match. * Defined Benefit Plan-100% Employer contribution. * Opportunities for professional development and career advancement.

Wealthfront is seeking a mortgage loan closer to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to deliver exceptional service to clients, ensuring a smooth and efficient closing experience. You will guide clients through the final steps of their home loan journey; ensuring accuracy, compliance and a seamless closing transaction. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities * Prepare and review CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines * Coordinate with title companies, escrow agents and borrowers to facilitate the closing process * Ensure all loan closing packages meet compliance standards * Verify final loan terms, fees and funding details before closing * Collaborate with processing, origination, and post-closing departments * Collaborate with leadership, compliance, and legal to ensure adherence to evolving regulations * Lead complex closing transactions and provide expertise on loan documentation, compliance and funding * Proactively maintain loan pipeline, tasks, and objectives * Perform Post-closing duties as needed * Prioritize assignments and schedule workload to meet critical deadlines with ability to manage a high volume of loan activity with a high degree of accuracy * Resolve escalations related to title, escrow, compliance and funding * Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions * Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun Expertise * Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work * Advanced working knowledge of Federal and state regulations including TRID and state-level disclosure requirements * Self-driven with the ability to work independently and collaboratively * Excellent organizational skills, able to set and meet deadlines in a high paced environment * Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization * Intellectually curious and interested in applying technology to enhance business processes * Prior experience in retail mortgage loan closing * Excellent communication skills focusing on both internal and external communications * Openness to adapting to industry changes Requirements * 4+ years mortgage loan Closing, Post-closing & QC experience * Proficiency in LOS systems, Document Preparation software and closing platforms * Strong knowledge of closing guidelines * Experience training and mentoring * Understanding of state and federal lending regulations * Extensive knowledge and understanding of customer service and intrapersonal best practices Estimated annual salary range: $55,800 - 62,000 USD plus Equity. Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more! About Wealthfront Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money. We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including: * A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features. * A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions. * Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums. Our award-winning products have attracted over 1 million clients who trust us with more than $80 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk! For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Please review our candidate privacy notice. Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC ("Wealthfront Advisers"), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details. By "award-winning products", please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

Pay 33hr Candidate will work with MSAT Process Validation group with the following responsibilities: Responsible for performing data mapping of Continued Process Verification (CPV) software. Assist in the development and implementation of CPV data mapping strategies. Collect, organize, and map process data and QC data from various sources to ensure accurate and comprehensive data sets. Perform CPV evaluation and generate CPV reports. Generate new work instruction and curriculum to implement new CPV software. Maintain accurate and up-to-date documentation of CPV activities and data mappings. Support other process validation projects (as needed) to ensure processes are validated to required standards. Reviews and interprets data for accuracy for completed validations/re-validations and prepares report packages by analyzing and summarizing the data to support test and protocol requirements. Manage all moderate troubleshooting efforts for protocol discrepancies. Skills: Basic understanding of GMP (Good Manufacturing Practices) and regulatory guidelines. Proficiency in Microsoft Office including Word, Excel, and Visio. Experience with Minitab or similar statistic analysis software is preferred Process validation background is preferred. Biopharmaceutical experience with knowledge of cell culture and purification manufacturing processes is preferred. Excellent technical writing and verbal communication skills Strong analytical and problem-solving skills. Ability to work effectively in a team environment. Demonstrate ability to manage multiple activities while maintaining a high level of organization. Demonstrate flexibility in problem solving, providing risk-based options towards challenges for Management review and decision making. Required Skills: PROCESS VALIDATION DATA MAPPING PROBLEM SOLVING DOCUMENTATION Additional Skills: PROBLEM-SOLVING CELL CULTURE VISIO PROCESS DATA GMP FERMENTATION BIOPHARMACEUTICAL

What You'll Do The Loan Servicing Specialist is primarily responsible for processing high volume commercial and mortgage loans and ensuring the successful delivery of the loan related services quickly, accurately, courteously and in a confidential manner. Tasks include but are not limited to: processing and funding loans with a high level of accuracy and attention to detail, processing all loan payments and payoffs for active, charged-off, and non-accrual loans, and reconciling general ledger accounts daily. Primary Responsibilities Board loans and lines of credit to the Bank s loan accounting system Performs callback process on loans/lines boarded as back up Reconciles daily General Ledger accounts including: Loans in Process, Suspense and Escrow Process payments, payoffs, construction draws, charge offs, recoveries and non-accruals Handle phone call inquiries in regard to loan payments and advances Assist co-workers in completing daily workload when necessary to ensure all closing deadlines are me Provide high level of customer service to both internal and external customers Perform basic functions as needed daily such as file maintenance, organize and maintain files\ Qualifications High School Diploma or the equivalent required Loan Servicing experience or other directly related experience a plus Advanced skills in personal computer operation and proficiency in Microsoft Office Word and Excel, Fiserv ITI software Advanced math skills ability to calculate interest, percentages, ratios and locate routine mathematical errors Competencies Communication strong communication skills; can effectively assist other staff and follow up with customer inquires Accuracy and Thoroughness strong attention to detail and ability to meet productivity standards Dependability can exercise personal and professional responsibility and work with limited direction when needed Initiative undertake self-development activities and seek increased responsibilities, asking for and offering help when needed Productivity proven ability to produce results in a fast-paced environment Planning and Organizing able to prioritize, organize and manage your time effectively Service promptly respond to requests for service and meet commitments made to customers and other employees Judgment and Discretion maintain confidentiality of sensitive information and exhibit sound and accurate judgement when making decisions Collaboration can work well with other departments and individuals, maintaining communication needed to keep the workflow going Why You Should Apply Full-time position with excellent compensation and benefits package Generous time off programs Bonus program Profit-sharing Discounted stock purchase program Excellent growth and development opportunities And much more! Pay Range (Hourly): $20-$25/hour The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management. First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status. The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! Purpose Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process. Duties Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process. Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner. Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions. Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed. Seek guidance for complex lending situations and approval authority from an MLS or above. Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information. Assist membership with servicing of existing mortgage and home equity loans. Follow up with prequalified applicants and on other leads in a timely and effective manner. Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term and market conditions. Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 1) with SVP recommendation. Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration. Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance. Educate members on available services and make referrals for other Credit Union products and services based on their needs. Ensure well documented, easy to review loan application history notes within the Loan Origination System. Work with Lending Contact Center to provide assistance with mortgage lending calls when needed. Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities. Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice. Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume. Consumer unsecured lending as assigned. Answer phone and perform other clerical duties as needed. Complete additional tasks as assigned by management. Participate in additional training and continuing education to enhance knowledge of mortgage originations. Requirements Must have high school diploma or GED equivalent. Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP). Attend Excel and Elevate - New Employee Training (E&E). Complete assigned modules. Previous SECU and/or lending experience preferred. Minimum tier one lending limits assigned at this level. Completion of all requirements of the Associate MSO position preferred, but at a minimum must learn the following quick actionable items: Notaries Safe deposit box entrance Opening and closing of the branch Front desk duties Other dual control assistance as needed. Approving Wires and Cashier's Checks Must possess the highest level of integrity and objectivity. Must possess excellent communication skills, both verbal and written. Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc. Must have strong networking and relationship development skills. Meets compliance and regulatory standards. Makes lending decisions consistent with SECU loan policies. Has or is eligible to be registered as an active MLO with the NMLS. Must be organized and meticulous. Must be willing to engage in ongoing training and professional development. Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing. Has completed all required quarterly training courses & other training assigned by management. Consistently demonstrates SECU's Core Values. Recommendation of VP/SVP for advancement to this level. Must be able to speak and write English fluently. Must understand and be dedicated to the Credit Union philosophy and work ethic. Must adhere to the work schedule and attendance policies established by the Credit Union. Job Environment Office setting with physical proximity to other employees and members. Some background noise from other employees, copy machine, and telephone. Some local travel may be required. Physical Demands Must be able to comprehend and carry out job requirements. Job requires a substantial amount of sitting. Use hands and fingers to press keys on a computer keyboard to enter or retrieve information. Use hands and fingers to press telephone keypad and lift telephone receiver. Answer and operate a telephone. Lift up to 15 lbs. SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law. Disclaimer State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.

The SBA Relationship Loan Officer plans and implements financial institution sales and marketing programs targeted toward the business community and examines, evaluates, and recommends approval of all types of Small Business Administration loans. Essential Job Functions Assists lending team in all facets of growing and managing the bank's SBA loans. Develops new and additional deposits, cash management and bank services revenue. Works with clients to resolve account or service-related problems Maintains ongoing visibility with client base Calls and visits target customers to promote and sell establishment products and services. Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit. Develops, revises, or eliminates products and services experiencing less than satisfactory performance. Acquires and grows profitable account relationships with moderately complex business customers and commercial real estate investors/owners. Accurately analyzes borrowers' financial status, credit and property evaluations, credit histories, corporate financial statements and other relevant financial information to determine feasibility of granting loans; prepare loan presentations with the assistance of loan processors to Loan Committee for approval. Reviews and updates credit and loan files and loan agreements to ensure that they are complete and accurate according to policy. Cohesively partners with GBC team members and business lines to deliver exemplary customer service of GBC's full complement of products and offerings. Compiles and analyzes market research data to develop portfolio of products and services focused on needs of target market. Generates new products and services to complement current portfolio. Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales. Designs selling program to promote establishment consumer and business loan products. Oversees all stages of loan development program to ensure compliance with establishment policies and procedures. Supervisory Responsibility This position has no supervisory responsibilities Knowledge: Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data. Knowledge of business and management principles. Knowledge of principles and processes for providing customer and personal services. The ability to: Communicate information and ideas in speaking so others will understand. Apply general rules to specific problems to produce answers that make sense. Listen to and understand information and ideas presented through spoken words and sentences. Qualifications/Requirements Bachelor Degree/Master's Degree or equivalent. Actively strive to increase customers' deposit business within the bank. Demonstrated sales experience, negotiation skills, business development, portfolio management skills, accounting and/or financial acumen. Consecutive Absence Requirements The incumbent of this position must satisfy a 10-day consecutive absence requirement on an annual basis. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to: stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk to hear. The employee must occasionally lift and/or move up to 25 pounds.

Title: Senior Loan Processor Required 3 days per week in the office (M, T, W). Please do not apply if this does not align with you. ABOUT THE COMPANY We are an independent private real estate lending and investment firm, specializing in bridge loans, bespoke lending solutions and alternative investments. Our team has over 60 years of collective real estate industry experience. We are committed to providing reliable and efficient lending solutions to our borrowers and exceptional performance, client service, and transparency to our investors. JOB SUMMARY We are seeking a detail-oriented Senior Loan Processor to join the team. The loan processor is responsible for ordering, gathering, reviewing, and preparing borrower and property documents for residential and commercial loans. This includes ensuring all loan conditions are fulfilled and meets company guidelines. The ideal candidate will have extensive experience and a strong background in private money lending. The loan processor will work closely with loan underwriting and servicing teams. JOB RESPONSIBILITIES: Review loan application for accuracy, compliance, and completeness ensuring that all loans are prepared and processed to comply with regulatory lending guidelines and company policies. Utilize loan origination software to organize and process files. Order appraisals, title commitments, and compliance reports. Effectively communicate and collaborate with borrower(s), escrow, realtors, vendors, and staff providing status updates and outstanding items to facilitate an organized, accurate, and timely closing. Review, collect, and fulfill underwriting conditions. Examine supporting documentation and investigate any inconsistencies to identify potential fraud or misrepresentation. Ensure disclosures are prepared and delivered to the appropriate party. Prepare and deliver documents in an accurate and timely manner adhering to regulatory requirements. Generate loan documents (including but not limited to purchase, refinance, loan modifications, etc.). Coordinate loan closing, recording, and funding with escrow. Review signed closing documents to ensure accuracy, proper execution, and completeness. Work with the servicing team to prepare and disburse the loan. Prepare annual Mortgage Call Reports and NMLS Reports Perform post-closing responsibilities including preparing and submitting DRE reports and investor disclosures. QUALIFICATIONS: Associate or bachelor's degree preferred. A minimum of 3 years' experience as a Loan Processor Knowledge of real estate loan processes, documentation and closing procedures preferably in the private money lending sector. Knowledge of private money lending and hard money loans Strong organizational, interpersonal, and customer service skills Good multitasking abilities with outstanding time management skills Excellent written and verbal communication skills Proficiency in Microsoft Word and Excel Familiarity with Loan Origination Software such as Calyx Point and/or Encompass, ideally “The Mortgage Office” Positive, can-do, professional attitude WE VALUE OUR TEAM MEMBERS! Here are just a few of the benefits and perks we offer. Competitive Salary Medical, Dental, and Vision Benefits Paid Holidays Incentive Bonus Program Company Outings and Events Company Vacations Engaging Work Environment This is a full-time position.

Full-time Description Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hours: 40 Loan Processor l / Consumer Payment Processing Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision making skills required. Good verbal and written communication skills a must. Responsibilities: Responsible in the processing of all consumer loan payments and payoffs for active and charged off loans and lines. Handle the phone call inquiries in regards to consumer loan payments. Callback of payments and payoffs processed by another Loan Processor. Prepare histories for consumer loans. Requirements Requirements: One year general business experience preferably with banking Excellent communication, organization and analytical skills a must PC proficiency required, along with the ability to function under very tight time constraints with few to no errors 10-key and typing skills mandatory Must be detail oriented EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $17.98

UNCLE Credit Union is seeking a highly skilled and experienced Senior Real Estate Loan Processor to join our dynamic. UNCLE Credit union has been recognized at the Best Credit Union in the East Bay for 7 consecutive years and has been voted Top Workplace for 3 consecutive years (2022,2023 and 2024). Job Summary: We are looking for an experienced Senior Real Estate Loan Processor to join our Credit Union. The Senior Loan Processor should have years of experience in processing 1 st Mortgages and Home Equity Lines of Credit, excellent attention to detail, ability to multi-task in a high-volume environment, and a skilled approach to customer service to help our members navigate through the mortgage process. The ideal candidate will be responsible for helping to manage the loan process from application to closing and ensuring compliance with all regulations. Key Responsibilities: Serve as the main point of contact for title companies, real estate agents, mortgage loan originator, members, and mortgage underwriters to facilitate a timely loan closing. Review, analyze and verify member income, employment history, credit report, and assets. Ensure all loan files meet regulatory requirements, FNMA and FHLMC guidelines, and company policies. Oversee the timely submission of loans for underwriting approval. Monitor key dates and deadlines to ensure timely closing. Must understand TRID, LLE and CD set up and balancing for disclosure. Obtain and verify that all loan documentation, such as title insurance, appraisals, loan applications, credit reports, and income and asset declarations are accurate and provided promptly to underwriters for loan approval. Order third party documentation and reports for residential home loans, create and maintain the mortgage loan file, and assist in clearing underwriting conditions as requested. Input loan file documentation accurately into necessary LOS. Experience with Encompass, Meridian Link, and Symitar a plus. Experience with completing Salary and Self-Employed Income Calculations Worksheets. Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines. Qualifications: Education: High School diploma or equivalent; college degree preferred. Experience: Minimum of 3-5 years of experience in mortgage lending, underwriting and closing. Skills: Excellent problem-solving abilities and decision-making capabilities. Ability to work under pressure and manage multiple priorities. Strong attention to detail and commitment to accuracy. High level of integrity and professionalism in handling sensitive data and systems. Compensation: $35-38/hr. DOE. Benefits:

Wealthfront is seeking a mortgage loan closer to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to deliver exceptional service to clients, ensuring a smooth and efficient closing experience. You will guide clients through the final steps of their home loan journey; ensuring accuracy, compliance and a seamless closing transaction. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities Prepare and review CDs, loan documents and escrow instructions to ensure compliance with federal, state and investor guidelines Coordinate with title companies, escrow agents and borrowers to facilitate the closing process Ensure all loan closing packages meet compliance standards Verify final loan terms, fees and funding details before closing Collaborate with processing, origination, and post-closing departments Collaborate with leadership, compliance, and legal to ensure adherence to evolving regulations Lead complex closing transactions and provide expertise on loan documentation, compliance and funding Proactively maintain loan pipeline, tasks, and objectives Perform Post-closing duties as needed Prioritize assignments and schedule workload to meet critical deadlines with ability to manage a high volume of loan activity with a high degree of accuracy Resolve escalations related to title, escrow, compliance and funding Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun Expertise Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work Advanced working knowledge of Federal and state regulations including TRID and state-level disclosure requirements Self-driven with the ability to work independently and collaboratively Excellent organizational skills, able to set and meet deadlines in a high paced environment Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization Intellectually curious and interested in applying technology to enhance business processes Prior experience in retail mortgage loan closing Excellent communication skills focusing on both internal and external communications Openness to adapting to industry changes Requirements 4+ years mortgage loan Closing, Post-closing & QC experience Proficiency in LOS systems, Document Preparation software and closing platforms Strong knowledge of closing guidelines Experience training and mentoring Understanding of state and federal lending regulations Extensive knowledge and understanding of customer service and intrapersonal best practices Estimated annual salary range: $55,800 - 62,000 USD plus Equity. Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more! About Wealthfront Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money. We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including: • A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features. • A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions. • Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums. Our award-winning products have attracted over 1 million clients who trust us with more than $80 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk! For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Please review our candidate privacy notice. Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details. By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

Title: Senior Loan Processor Required 3 days per week in the office (M, T, W). Please do not apply if this does not align with you. ABOUT THE COMPANY We are an independent private real estate lending and investment firm, specializing in bridge loans, bespoke lending solutions and alternative investments. Our team has over 60 years of collective real estate industry experience. We are committed to providing reliable and efficient lending solutions to our borrowers and exceptional performance, client service, and transparency to our investors. JOB SUMMARY We are seeking a detail-oriented Senior Loan Processor to join the team. The loan processor is responsible for ordering, gathering, reviewing, and preparing borrower and property documents for residential and commercial loans. This includes ensuring all loan conditions are fulfilled and meets company guidelines. The ideal candidate will have extensive experience and a strong background in private money lending. The loan processor will work closely with loan underwriting and servicing teams. JOB RESPONSIBILITIES: Review loan application for accuracy, compliance, and completeness ensuring that all loans are prepared and processed to comply with regulatory lending guidelines and company policies. Utilize loan origination software to organize and process files. Order appraisals, title commitments, and compliance reports. Effectively communicate and collaborate with borrower(s), escrow, realtors, vendors, and staff providing status updates and outstanding items to facilitate an organized, accurate, and timely closing. Review, collect, and fulfill underwriting conditions. Examine supporting documentation and investigate any inconsistencies to identify potential fraud or misrepresentation. Ensure disclosures are prepared and delivered to the appropriate party. Prepare and deliver documents in an accurate and timely manner adhering to regulatory requirements. Generate loan documents (including but not limited to purchase, refinance, loan modifications, etc.). Coordinate loan closing, recording, and funding with escrow. Review signed closing documents to ensure accuracy, proper execution, and completeness. Work with the servicing team to prepare and disburse the loan. Prepare annual Mortgage Call Reports and NMLS Reports Perform post-closing responsibilities including preparing and submitting DRE reports and investor disclosures. QUALIFICATIONS: Associate or bachelor's degree preferred. A minimum of 3 years' experience as a Loan Processor Knowledge of real estate loan processes, documentation and closing procedures preferably in the private money lending sector. Knowledge of private money lending and hard money loans Strong organizational, interpersonal, and customer service skills Good multitasking abilities with outstanding time management skills Excellent written and verbal communication skills Proficiency in Microsoft Word and Excel Familiarity with Loan Origination Software such as Calyx Point and/or Encompass, ideally “The Mortgage Office” Positive, can-do, professional attitude WE VALUE OUR TEAM MEMBERS! Here are just a few of the benefits and perks we offer. Competitive Salary Medical, Dental, and Vision Benefits Paid Holidays Incentive Bonus Program Company Outings and Events Company Vacations Engaging Work Environment This is a full-time position.

The SBA Relationship Loan Officer plans and implements financial institution sales and marketing programs targeted toward the business community and examines, evaluates, and recommends approval of all types of Small Business Administration loans. Essential Job Functions Assists lending team in all facets of growing and managing the bank's SBA loans. Develops new and additional deposits, cash management and bank services revenue. Works with clients to resolve account or service-related problems Maintains ongoing visibility with client base Calls and visits target customers to promote and sell establishment products and services. Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit. Develops, revises, or eliminates products and services experiencing less than satisfactory performance. Acquires and grows profitable account relationships with moderately complex business customers and commercial real estate investors/owners. Accurately analyzes borrowers' financial status, credit and property evaluations, credit histories, corporate financial statements and other relevant financial information to determine feasibility of granting loans; prepare loan presentations with the assistance of loan processors to Loan Committee for approval. Reviews and updates credit and loan files and loan agreements to ensure that they are complete and accurate according to policy. Cohesively partners with GBC team members and business lines to deliver exemplary customer service of GBC's full complement of products and offerings. Compiles and analyzes market research data to develop portfolio of products and services focused on needs of target market. Generates new products and services to complement current portfolio. Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales. Designs selling program to promote establishment consumer and business loan products. Oversees all stages of loan development program to ensure compliance with establishment policies and procedures. Supervisory Responsibility This position has no supervisory responsibilities Knowledge: Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data. Knowledge of business and management principles. Knowledge of principles and processes for providing customer and personal services. The ability to: Communicate information and ideas in speaking so others will understand. Apply general rules to specific problems to produce answers that make sense. Listen to and understand information and ideas presented through spoken words and sentences. Qualifications/Requirements Bachelor Degree/Master's Degree or equivalent. Actively strive to increase customers' deposit business within the bank. Demonstrated sales experience, negotiation skills, business development, portfolio management skills, accounting and/or financial acumen. Consecutive Absence Requirements The incumbent of this position must satisfy a 10-day consecutive absence requirement on an annual basis. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to: stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk to hear. The employee must occasionally lift and/or move up to 25 pounds.

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision-making skills required. Good verbal and written communication skills a must. * Provide support for banks Consumer and Commercial Loan Adjustment Departments * Proficient with MS Access, Excel & Word * Answer phone calls/emails from Officers regarding charge off related items * Applying payments to each bank correct General Ledger Accounts * Processing Charge-offs (C/O) and Recoveries within deadline * Processing special C/O requests: Contra Reversal, OREO * Prepare Projection Report for distribution to LAD Manager as assigned * Verification of Lien Release, Reconveyance, UCC Termination, Assignment of Life Insurance requests * Prepare & distribute Storage Labels for both LAD offices, data input to corresponding database * Prepare & Pay Repo Invoices * Liaison between internal/external auditors * Research information within bank systems and files * Daily balancing to specific GL's * Preparing Fee Worksheets and Transfers * Scanning * Month end Board Reports, OREO certifications * Monthly Balance Offs * Notary, is a plus Requirements * Solid computer skills with experience working with different system applications including Microsoft Word and Excel. * Comfort and confidence in working directly with senior banking staff. * Excellent verbal and written communication including spelling and grammar. * PC and typing proficiency, organizational and analytical skills. EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $20.77