Loan Processor Jobs in Cohoes, NY

Full-time Description Performs all required functions as they relate to Consumer loan processing. Builds and maintains successful member relationships by funding and processing loans to the member's complete satisfaction, while simultaneously ensuring that supporting documentation and records are accurately prepared according to credit union policies. Duties & Responsibilities Works closely with Loan Experts and Underwriters to determine what information is outstanding and follows up on these items in a timely manner. This includes but is not limited to gathering insurance binders, vehicle titles and income verification. Coordinates the disbursal of loans with member via DocuSign, in Branch disbursals, transfer to share accounts or other means. Review and prepare various weekly, monthly and quarterly reports including, share secured, stock secured, certificate secured. Review and prepare department monthly billing statements for approval. Responsible for the inputting and updating of material changes to the department's policy and procedures manuals. Organize and prioritize responsibilities as they relate to job functions. Orders and maintains the department inventory of supplies. Conduct informational surveys upon request. Demonstrates the ability to excel in a fast-paced environment and meets goals and deadlines. All other duties that may be assigned. Requirements One to two years of similar or related experience in Loan Processing/Servicing. Have thorough computer knowledge in Excel and Word in order to create documents, letters, spreadsheets and templates. Strong organizational skills. Ability to work with members and staff tactfully and professionally, both in person and on the phone. Ability to maintain a high level of confidentiality. Interpersonal skills and ability to communicate clearly while handling multiple priorities. Work Schedule: Mon. - Fri. 8:15am - 5:00pm Sat. Rotational Salary Description $19.65 - $20.40/hr

Pay Range: $70,415.00 - $93,902.00The Commercial Loan Administrator Team Leader works under the supervision of the Commercial Loan Administrator Manager and is responsible for managing a team of Commercial Loan Administrators in the areas of loan and account documentation, closing, funding, modification and administration of Commercial relationships while instilling the highest level of customer service ethics. Ensures consistent training, development, mentorship, and direct supervision of staff to maintain compliance with Bank policies, procedures and regulatory guidelines. Collaborates with Commercial Loan Administrator Manager and Regional Leadership to maintain proper CLA coverage and provide ongoing customer service and documentation support to Relationship Manager(s). Acts as the Relationship Manager's liaison on assigned commercial accounts, providing professional and efficient service to external and internal customers to ensure data accuracy, avoid losses and reduce undue risk. Responsible to analyze transaction structure and determine pertinent information to gather from a variety of sources, coordinates preparation and review of loan documentation, and ensures bank policy and regulatory compliance. Education and Experience: Associates or Bachelor's degree in Business or Accounting, or equivalent combination of education and relevant work experience. 6 years relevant experience in Commercial Lending Prior supervisory experience. Skills and Abilities: Strong listening and communication skills with the ability to deliver quality customer service to both internal and external customers in a fast-paced, ever-changing environment. Extensive knowledge of Commercial Lending, including loan documentation, loan transaction accounting, and end-to-end lending processes. Knowledge of applicable regulations and how they are integrated in the lending process. Ability to maintain confidential and highly sensitive information Intermediate-to-expert competency with Microsoft Office (Word, Excel, Outlook, PowerPoint, Teams); bank accounting (loan, deposit and general ledger); electronic file storage; Preferred: customer relationship management program; loan origination/workflow systems Tasks Performed: 25% Effectively supervise a team of Commercial Loan Administrators by providing centralized instruction and guidance to ensure consistent, streamlined workflows and performance, through training, development, mentorship and direct supervision of staff. Monitor team's ongoing performance to ensure consistent service level agreements, compliance requirements and department and individual goals are being met. Act as the primary contact for questions or concerns raised by the CLA Team. 25% Establish and maintain proper administrative coverage through identifying, hiring, motivating and retaining top talent. Conduct interviews and perform customary human resources functions. Onboard new Commercial Loan Administrators, identify and coordinate ongoing training needs, assist in developing appropriate curriculum, and actively train Commercial Loan Administrators when needs arise, in collaboration with the Commercial Loan Administrator Manager and Commercial Banking Training Administrator. 25% Assist Relationship Manager(s) with new loan requests for both existing and new borrowers to the bank, loan modifications and renewals to ensure proper documentation is obtained to underwrite, document and book loans. Responsible to review loan requests entered into the loan origination system to ensure data integrity, streamline the origination process, increase efficiency, and minimize downstream impacts. Responsible to review loan approval and perform post-approval due diligence to ensure all compliance requirements are met and loan adheres to bank policies and procedures. Gather additional documentation and order third party reports as required by loan approval to meet loan terms and conditions. Review business entity and organizational documents to ensure the entity is in good standing and identify authorized signers. 10% Collaborates with Relationship Manager and Attorney to facilitate loan closing. Coordinates Pre-Review of draft documents, gathers fees associated with closing, calculates interim interest and provides amortization schedule, as applicable. Performs initial review of signed loan documents to ensure proper documentation was obtained, signed, and dated properly and submit completed package for final review and boarding. Upload all documentation into the electronic file system and ensure original required documents are kept according to retention policy. Monitor document exceptions and follow up to ensure resolution. Responsible to disburse loan closing proceeds such as payoffs, wire transfers, and official checks in accordance with the Loan Closing Statement. 10% Responsible for ongoing loan maintenance and customer service activities, including direct contact with borrowers, attorneys, accountants, insurance agents and other vendors. Process on-going loan transactions such as loan advances, pay downs, payments and constructions draws, confirming proper customer authorization and sufficient funds to prevent fraud and mitigate loss. Monitors reports for upcoming renewals, past dues, maturities, overdrafts and delinquencies. Expedites problem resolution for customer questions, problems and issues. Researches and resolves payment, billing, late fees, amortization, holds, rate option and other customer issues, involving loan servicing. Acts as a liaison between customer and subject matter experts to ensure customer receives prompt and timely response. 5% Other duties as assigned Physical Requirements: Communicate effectively with internal and/or external customers Stationary 75% of time or greater Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. Parental Leave: Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage: Ensuring your overall health and well-being. Flexible Spending Accounts: For healthcare and dependent care expenses. Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits: Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance: Supporting your growing family. Tuition Reimbursement: Invest in your education and career growth. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Generous Parental Leave: Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave: For your health and safety. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.

*12+ Month Contract Opportunity* Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 12+ month, hybrid opportunity in Ballston Lake, NY. Qualified remote employees will be considered. This role will be a W2 employee of Lighthouse Technology Services. What You'll Be Doing: Maintain effective communication with customers, brokers, correspondents, loan officers, and internal teams to ensure a seamless loan application process. Work with various internal departments and external organizations to obtain necessary processing documentation, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. Notify relevant parties of irregularities related to standard mortgage guidelines. Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications to ensure compliance with product, underwriting, and investor guidelines. Perform administrative duties such as preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspension notices, and providing closing attorneys with required documentation. Ensures adherence to all regulatory requirements and guidelines. What You'll Need to Have: Associates degree with a minimum of one year mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year mortgage industry experience. Knowledge of Product, Investor and Compliance Requirements. Knowledge of mortgage processing and underwriting requirements. Customer service experience. Strong organizational skills and attention to detail. Analytical and mathematical ability to evaluate loan applications and regulatory requirements. Ability to assess loan applications, restructure loans as needed, and recommend solutions. Familiarity with mortgage loan systems such as Empower and Encompass preferred. Pay Rate: $24/hr Questions about any of our jobs? Email us at?************************** View all of our open jobs here:?jobs.lhtservices.com

Seasoned mortgage processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product underwriting and investor guidelines. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. PRIMARY RESPONSIBILITIES: + Maintain effective communication with all necessary parties involved in a new loan application from the customer broker correspondent loan officer and co-workers to ensure a seamless and positive application experience + Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application + Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines + Monitor update and analyze credit reports appraisals income documentation and all verifications to ensure they adhere to product underwriting and investor guidelines + Perform other administrative duties supporting the origination department including but not limited to: preparing and mailing commitment letters review title and homeowner's insurance mailing loan suspend notices providing the closing attorney with additional documentation and all applicable processing checklists. SCOPE OF RESPONSIBILITIES: Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Pay and Benefits The pay range for this position is $18.57 - $30.95/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision- Critical Illness, Accident, and Hospital- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available- Life Insurance (Voluntary Life & AD&D for the employee and dependents)- Short and long-term disability- Health Spending Account (HSA)- Transportation benefits- Employee Assistance Program- Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Ballston Lake,NY. Application Deadline This position is anticipated to close on Mar 21, 2025. About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Scope of Responsibilities: Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Supervisor/Managerial Responsibilities:Education and Experience Required: Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred: Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Physical Requirements:M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Go above and beyond for customers - Aspire to deliver outstanding customer service Drive sales through service - Achieve sales and referral goals by developing a positive customer experience Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree preferred or equivalent experience in residential mortgage sales Three plus years of retail residential mortgage sales experience Documented residential mortgage loan volume in the past 12 months of $12 million (minimum) Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences Strong computer skills and experience using laptop technology Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Hours & Work Schedule Hours per Week: 40 Work Schedule: M-F Pay Transparency Commissioned based. Individuals in this role have historically earned between $100,000.00 - $250,000.00 per year, based on performance and productivity against commission plan parameters. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit ***************************************

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. **Primary Responsibilities:** + Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience + Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. + Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. + Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. + Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. + Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. + Empowered to review and accept loan conditions based on underwriter requirements. + Ensures adherence to all regulatory requirements and guidelines. + Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. **Scope of Responsibilities:** Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. **Supervisor/Managerial Responsibilities:** **Education and Experience Required:** Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. **Education and Experience Preferred:** Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. **Physical Requirements:** M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Ballston Lake, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator ("Outside LO") is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC ("CCM") processes and product guidelines. Job Responsibilities: * Source mortgage leads. * Build relationships with real estate agents and other lead sources. * Analyze potential loan markets and develop referral networks to locate prospects for loans. * Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. * Meet with applicants to obtain information for loan applications and answer questions about the process. * Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. * Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. * Generate complete loan applications with corresponding documentation. * Improve loan applications and documentation by informing the applicant of additional requirements. * Help customers by answering questions and responding to requests. * Handle customer complaints and take appropriate action to resolve them. * Own the communication with the real estate agent or referral source. * Confer with processing and underwriting to aid in resolving mortgage application problems. * Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. * Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. * Mortgage coaching available. Qualifications and Skills: * NMLS License Required under the S.A.F.E. Act of 2008. * Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems. * Experience proactively soliciting new business. * Encompass experience, preferred. * Knowledge of all mortgage products and programs. * Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. * Advanced communication and collaboration skills. * Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Commission only. * The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Representative This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of clerical functions in the Loan Services area including: filing, updating systems, assembling documents, and providing customers with accurate, timely information. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* * Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Provide administrative assistance to Loan Services Department including: updating loan data for entry into computer system, assembling documentation for loans, delivering documents to internal customers, and ordering supplies. > Ensure loan files contain accurate documents with proper signatures, dates, and other relevant data according to Company policy, department procedures, and applicable government laws/regulations. > Check documents for proper vesting, legal descriptions, closing dates, and signatures. > Maintain new and paid loan files. Provide internal and external customers with appropriate documentation. Provide information or reports to meet government requirements as appropriate. > Perform variety of clerical duties requiring knowledge of department procedures. Use office computers for data input and other activities, and order reports as required. > Respond to internal and external customer inquiries regarding loan processing, documentation, and other loan information. What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications > High School Diploma or equivalent required > 1 year of office environment experience preferred Skills/Knowledge > Proficient with Microsoft Office Suite including: Word, Excel, Outlook and PowerPoint > Strong communications skills, written and verbal; comfortable communicating with customers, co-workers, and management > Ability to manage multiple tasks, meet deadlines, and work cooperatively in team environment; attention to detail a must Physical Demands: > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes., Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $17.00 - $19.00 commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus and incentive programs, subject to individual and company performance. L1-st1

Job: Loan Originator Job Type: Permanent (Non-Officer/Sales; Exempt) Salary: Base of $40,000 plus Commissions of 15 bps on new Commercial & Residentail loans and 40 bps on new Morgages. Compensation package includes $500 Auto allowance and Company cell phone. Education Requirements and Experience Requirements: AAS Business Administration, Finance or Equivalent Minimum of 5 years previous experience in the Banking Industry Minimum 2 - 3 years previous experience in mortgage Origination including sales, loan processing underwriting and closing. Minimum of 2 years currently in Commercial Banking/Lending Industry Qualifications: Solid knowledge of mortgage loan products, as well as FHLMC, FNMA, FHA, VA and SONYMA guidelines Desire to be successful with a willingness to learn and a proactive attitude. Ability to work in a team setting. Knowledge of the market, and the ability to identify and engage with potential sales opportunities. The ability to develop, retain and expand relationships with Centers of Influence. Ability to acquire new business by prospecting in assigned territory. Ability to work self-directed. Core Competencies: Leadership: The ability to take charge, willingness to lead, offer opinions and direction. Integrity: The ability to always work in an honest and ethical capacity. Cooperation: The ability to be pleasant amongst others on the job, work in a team-setting environment and rely on partners. Attention to Detail: The ability to be thorough in completing work tasks such as credit memos. Dependability: The ability to be reliable, responsible, dependable, and fulfill set forth obligations in a timely manner. Position Description: This position requires you to be offsite a minimum of one to two hours a day, one or two times a week to engage in selling. This requirement will be tracked through the scheduling tool of the CRM platform (Quest). Use of this tool is mandatory to ensure this requirement is being met. While working as a Loan Originator, the candidate will develop and maintain a mortgage referral network of residential and commercial real estate agents, brokers, and other sources. Responsible for interviewing applicants, collecting, and analyzing financial, credit and related information. Responsible for advising applicants of all the necessary requirements involved from application through closing. Negotiating provisions and structuring of loans, working in coordination with the processing staff to ensure timely turnaround of loan applications. The candidate originates both Residential and Commercial Loan requests in accordance with established lending policies including having an understanding of Fannie Mae guidelines if applicable. The Loan Originator will work with the Loan Underwriter to determine creditworthiness of borrowers and feasibility of loans by preparing loan proposals for presentation by understanding the business, its borrowers, guarantors and business history, and its ability to repay the loan. The Loan Originator will ensure that all documentation is complete and compliant with regulatory requirements prior to closing and be responsible for knowledge of all bank products and will work with underwriting for pricing each loan according to the Bank's pricing matrix based on the associated risk; this requires an understanding of each customer's needs and matching those to the risk level each credit brings. They will review completed applications prior to submission on all required documents, completion of all forms, and the adherence to all applicable guidelines and regulations. They will respond to customer inquiries and, through knowledge of the Bank's products and programs, counsel all prospective mortgage customers as to the financing that best suits the borrower's needs. They will support the growth of the Bank throughout the year through cross-selling, meeting, and surpassing sales goals (as applicable), proactively make suggestions for products or initiatives that enhance product offerings or streamlines operations, saving money and/or allowing for potential bank growth. They will be responsible for protecting and keeping secure the business of the Bank and for compliance with the high standards of conduct: strength of character, trustworthiness, honesty, reliability, discretion, and sound judgment, which is normally required of persons within a financial institution holding a position of trust. They will participate in the Bank's business development activities and promote the Bank's favorable image. Must be active within the community and participate in various organizations and will provide management with information on the community and recommendations on how the Bank can meet customer needs and take a proactive role in changes affecting the commercial banking industry. They will actively assist in ensuring compliance of loans with state and federal regulations and adherence to Bank Compliance policy. They will complete all Bank training programs as assigned in a timely manner. They will always represent themselves with a high-level of professionalism with Bank personnel at all levels as well as outside contacts to include regulatory agencies, attorneys, and Bank customers. Position reports to V.P. - Lending.

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Specialist This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of functions in the Loan Services area including: filing, updating systems, assembling documents and reports, and providing customers with accurate, timely information. Work closely with Loan Services Associate and unit to assess needs, complete projects, and perform tasks in support of the efficient and effective servicing of loans. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* *Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Support and assist team members; work closely with management and unit to assess needs and determine level of assistance > Perform various job duties and coordinate work tasks to ensure the efficient and effective servicing of loans > Work on projects as needed to support department and Company goals > Assist with problem resolution for both internal and external customer situations. Includes: identifying the problem, researching facts and solution options, and communicating resolution to reduce repeat situations, improving efficiency, and increasing customer satisfaction > Assist with creating and updating procedures for job duties > Other duties as assigned What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications: > High school degree or equivalent experience required > 2 years of experience required in banking or lending; experience in Loan Services preferred Skills/Knowledge: > Ability to work independently and cooperatively with a team > Strong organizational skills with ability to handle multiple priorities and meet strict deadlines > Strong communication and customer service skills; comfortable interacting with customers, co-workers, and management > Proficient with Microsoft Office Suite including: Word, Excel, and Outlook Physical Demands > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our employment decisions are made without regard for: race, color, religion, national origin or ethnic origin, gender (including pregnancy), sexual orientation, gender identity or expression, age, disability, veteran status, or any other characteristic protected by law. As a multi-bank holding company, Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $19.00 - $21.00 an hour commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus program, subject to individual and company performance. L1-st1

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of all mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. Advanced communication and collaboration skills. Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Commission only. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. We have an exciting opportunity in our Loan Center! Who you are: You are an excellent communicator with a solid understanding of different loan products, organized, and possess a commitment to exceptional member service. You pay attention to detail, act with strong ethical conduct, and have the capacity to build rapport with members while ensuring transparency throughout the loan process. What you will do: As a Loan Officer Trainee, you will ensure a positive member journey by processing and servicing, whether by phone or online, consumer loans, Visa Credits Cards, accurately and timely in a collaborative environment. Collecting required documents and communicating with our members every step of the loan process. You will educate our members on new products and services that allow them to reach their financial goals. Our Loan Center Progression Model that is designed to provide you advancement in your role and an increase in your salary through on-the-job training and structured compensation increase. Employment Details: Location: HRCCU Operations Center in Corinth, NY. Schedule: Monday through Friday 8:00am to 5pm, with a Saturday shift 9am-1pm rotation. Full time, benefited, ~40 hours per week. Pay rate : Starting at $17.75 to $19.00 per hour, depending on experience. What you will need: Experience: At least one year of similar or related experience. Education: A high school diploma or GED. Why work with us: We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued. Learn more about our company culture and benefits on our careers page! If you are unable to complete this application online due to a disability, please contact Human Resources at ************************ HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser. ***********************************************************************

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's 10 largest financial institutions according to S&P Global. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Associate - Junior Loan Workout Specialist We are seeking an Associate - Junior Loan Workout Specialist in our New York office to service, monitor, and assist in managing a distressed loan portfolio. Primary objectives for this position are to assist in administering and monitoring a portfolio of challenged credits and assisting in the turnaround or exit of complex credit relationships through proactive management and restructuring efforts that may include liquidation of the Borrowers' assets, loan sales, or potentially providing ongoing financing. Special Assets Division's (“SAD”) primary focus is to minimize losses and maximize recoveries. Qualified candidates will be quantitatively based, with strong credit analysis skills, experience creating bespoke complex financial models and familiarity with loan documentation. Essential Duties and Responsibilities: Support Senior Loan Workout Specialists who are responsible for managing challenged loan exposures. Analyze Borrowers' and Guarantors' financial statements (including key performance indicators (“KPIs”) and 13-week cash flow reporting) and develop financial models with Senior Workout Specialists to: (i) measure and monitor operating and financial performance; (ii) adherence to financial covenants; (iii) determine ability to make debt service payments; (iv) analyze reason(s) for default/financial distress; (v) determine ability to turnaround operations to realize improved financial performance; (vi) assess repayment ability; and (v) evaluate enterprise valuations under various restructuring scenarios to ascertain assignment of regulator ratings and guide secondary loan sale recommendations. Use aforementioned analysis / models to prepare timely borrower internal and regulatory rating recommendations and assign proper accrual status on allocated accounts with Senior Loan Workout Specialists. Regularly prepare and submit reports to immediate supervisor, Division Manager, and others within Credit Risk Administration about actual/forecasted borrower rating changes that could impact capital charges or require a charge-off, as well as on matters that could impact deal/portfolio performance. Assist in developing, documenting and implementing detailed action plans and workout strategies, including potential remedies, options, including legal actions challenged credits in our portfolio, and provide periodic status reports to senior management. Assist in developing financial models and written recommendations of action plans for challenged deals, including: (i) to hold a loan because of high likelihood for refinancing or repayment; (ii) various strategies for restructuring loans; or (iii) rationale for selling a loan to with the overriding goal being to optimize MUFG's position and loan recoveries. Review key terms and conditions of loan documentation. Prepare and present high quality written quarterly updates, analyses and remediation strategy recommendations to immediate supervisor, Division Manager, Bank Officers, and Committees. Keep abreast of business and market trends that may affect deal/portfolio performance. Comply with corporate policies, especially for loan provision and charge-off planning. Adhere to applicable compliance/operational risk controls in accordance with regulatory and Americas Risk Management standards and policies. Identify risk-related issues needing escalation to management. Avoid lender liability issues and contain legal/professional expenses by holding parties accountable. Complete other related duties and participate in special projects, forecasting, and reporting, as needed. Qualifications (Education, Experience, Skills): Bachelor's degree in Business Administration, Finance, Accounting or related discipline. Minimum of 2-3 years' experience in wholesale banking credit, rating agency, or turnaround consulting firm, preferably with focus on leveraged finance. Knowledge of financial statement analysis, accounting principles, wholesale credit underwriting, and general bank lending guidelines. Preferred: Completion of a formal bank credit-training program. Strong technical and quantitative (credit and financial analysis) skills. Proficient computer skills including: MS Word, Excel, PowerPoint, Moody's or comparable financial statement spread technology, Bloomberg, FactSet, etc. Detail oriented and demonstrated ability to multi-task. Strong written, verbal, presentation and interpersonal skills. Ability to organize, prioritize work and demonstrated ability to work well with minimal supervision, interact with management and work within a team environment, as well as to work effectively under difficult conditions is critical. Experience with loan documentation and loan workouts. Preferred Qualifications Progress towards CFA designation. The typical base pay range for this role is between $115K - $150K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

*Hybrid Contract Opportunity* Lighthouse Technology Services is partnering with our client to fill their Mortgage Loan Processor position! This is a 6+ month contract opportunity and will be hybrid in Ballston Lake, NY. This role will be a W2 employee of Lighthouse Technology Services. What You'll Be Doing: Maintain effective communication with customers, brokers, correspondents, loan officers, and internal teams to ensure a seamless loan application process. Work with various internal departments and external organizations to obtain necessary processing documentation, including Verification of Employment, IRS Transcripts, title searches, appraisals, and bank statements. Notify relevant parties of irregularities related to standard mortgage guidelines. Monitor, update, and analyze credit reports, appraisals, income documentation, and verifications to ensure compliance with product, underwriting, and investor guidelines. Perform administrative duties such as preparing and mailing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspension notices, and providing closing attorneys with required documentation. What You'll Need to Have: 2-3 years of mortgage processing or underwriting experience. Knowledge of mortgage processing and underwriting requirements. Familiarity with mortgage loan systems such as Empower and Encompass. Strong organizational skills and attention to detail. Analytical and mathematical ability to evaluate loan applications and regulatory requirements. Associates Degree or two years of equivalent work experience. Ability to assess loan applications, restructure loans as needed, and recommend solutions. Preferred Experience: Experience in reviewing and accepting loan conditions based on underwriter requirements. Understanding of federal compliance guidelines under the SAFE Act. Strong problem-solving skills related to borrower fee structures and regulatory documentation. Pay Rate: $25/hr Questions about any of our jobs? Email us at?************************** View all of our open jobs here:?jobs.lhtservices.com

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines. Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists. Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions. Empowered to review and accept loan conditions based on underwriter requirements. Ensures adherence to all regulatory requirements and guidelines. Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Scope of Responsibilities: Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Supervisor/Managerial Responsibilities:Education and Experience Required: Associates Degree or two years equivalent work experience. Two to three years prior mortgage processing or underwriting experience. Education and Experience Preferred: Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Physical Requirements:M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBallston Lake, New York, United States of America

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of all mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. Advanced communication and collaboration skills. Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Commission only. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

The Arrow Financial Corporation is seeking dynamic, authentic individuals to join our amazing team! Currently, we are looking for an experienced professional to join Loan Services team as: Loan Services Specialist This opportunity may be perfect for you if you have experience in: > Working Collaboratively in a Call Center environment > Problem Solving and Excellent Customer Service Skills > Task Prioritization and Attention to Detail About this position: Responsible for a variety of functions in the Loan Services area including: filing, updating systems, assembling documents and reports, and providing customers with accurate, timely information. Work closely with Loan Services Associate and unit to assess needs, complete projects, and perform tasks in support of the efficient and effective servicing of loans. This position is in office. This position can sit in either our Colonie or Glens Falls Office Locations: Glens Falls, New York Headquarters Colonie, New York Business Office* *Please note all training for this position will be in Glens Falls, New York. Essential Job Functions: > Support and assist team members; work closely with management and unit to assess needs and determine level of assistance > Perform various job duties and coordinate work tasks to ensure the efficient and effective servicing of loans > Work on projects as needed to support department and Company goals > Assist with problem resolution for both internal and external customer situations. Includes: identifying the problem, researching facts and solution options, and communicating resolution to reduce repeat situations, improving efficiency, and increasing customer satisfaction > Assist with creating and updating procedures for job duties > Other duties as assigned What you will need to thrive in this role: In addition to your work and life experiences, as well as your passion and excitement for the profession, you would benefit from having: Education/Certifications: > High school degree or equivalent experience required > 2 years of experience required in banking or lending; experience in Loan Services preferred Skills/Knowledge: > Ability to work independently and cooperatively with a team > Strong organizational skills with ability to handle multiple priorities and meet strict deadlines > Strong communication and customer service skills; comfortable interacting with customers, co-workers, and management > Proficient with Microsoft Office Suite including: Word, Excel, and Outlook Physical Demands > Must be able to sit for prolonged periods of time and walk/stand for brief periods of time. > Must be able to repetitively use a telephone and computer mouse and keyboard. > Ability to lift/move up to 15 lbs. What we will bring to the table: We believe in investing in our employees and helping them grow their career with us. We offer a pleasant, inclusive work environment, career development opportunities, and competitive compensation. Through our total rewards program, we offer a comprehensive benefits package featuring: > Competitive compensation including potential bonus and incentives as well as paid vacation, sick time, and holidays > Medical, Dental, and Vision Insurance and Flexible Spending Plan > Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership > Education and Tuition Reimbursement > Employee Assistance Program for our employees and their immediate family members We are an Equal Opportunity Employer. Our employment decisions are made without regard for: race, color, religion, national origin or ethnic origin, gender (including pregnancy), sexual orientation, gender identity or expression, age, disability, veteran status, or any other characteristic protected by law. As a multi-bank holding company, Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms. The salary range for this position is $19.00 - $21.00 an hour commensurate with experience and education. Additional compensation may be earned through the Company's annual bonus program, subject to individual and company performance. L1-st1

Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. We have an exciting opportunity in our Loan Center! Who you are: You are an excellent communicator with a solid understanding of different loan products, organized, and possess a commitment to exceptional member service. You pay attention to detail, act with strong ethical conduct, and have the capacity to build rapport with members while ensuring transparency throughout the loan process. What you will do: As a Loan Officer Trainee, you will ensure a positive member journey by processing and servicing, whether by phone or online, consumer loans, Visa Credits Cards, accurately and timely in a collaborative environment. Collecting required documents and communicating with our members every step of the loan process. You will educate our members on new products and services that allow them to reach their financial goals. Our Loan Center Progression Model that is designed to provide you advancement in your role and an increase in your salary through on-the-job training and structured compensation increase. Employment Details: * Location: HRCCU Operations Center in Corinth, NY. * Schedule: Monday through Friday 8:00am to 5pm, with a Saturday shift 9am-1pm rotation. Full time, benefited, ~40 hours per week. * Pay rate: Starting at $17.75 to $19.00 per hour, depending on experience. What you will need: Experience: At least one year of similar or related experience. Education: A high school diploma or GED. Why work with us: We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring open communication and employees feel valued. Learn more about our company culture and benefits on our careers page! If you are unable to complete this application online due to a disability, please contact Human Resources at ************************ HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser.