Loan Processor Jobs in Chelmsford, MA

Incorporated in 1834, Hingham Institution for Savings is one of America's oldest banks. The Bank provides commercial mortgage and relationship banking services in Boston, Nantucket, Washington, D.C. and the San Francisco Bay Area. Publicly-traded but family-run since 1993, our objective has been to build one of America's great banks, characterized by superior long-term financial results, a fortress balance sheet that provides unquestionable assurance to our depositors, and an enduring culture of growth and success. We have a small, entrepreneurial team - just under 100 people - and we hold ourselves to high standards. The Residential Lending Group is responsible for delivering outstanding service to our clients seeking residential lending products. We offer portfolio lending via our Massachusetts-based branch network as well financing both primary and second homes in the Washington DC metropolitan area and San Francisco. The processing, underwriting and closing of residential loans resides within this group. Hingham's bankers work closely with our customers to assist with their financial needs. With a personal approach, we have the ability to deliver and comment quickly, in a streamlined process, and we can structure unusual transactions that provide unique value to customers. Role: Strong candidates for this role will have a demonstrated record of accomplishment in residential mortgage loan processing, solid communications skills, the ability to work well under pressure, and in-depth knowledge of regulatory requirements for residential mortgage lending. In this position, you will process the loan file from origination through to closing, working closely with the residential mortgage loan officers and our law office and providing exceptional customer service. Responsibilities: * Responsible for reviewing and verifying the accuracy of the borrower(s) financial documentation and the mortgage loan application. * Responsible for gathering all the necessary documentation that is required to receive the loan approval. This includes income documentation, bank statements, liabilities and any other pertaining information as applicable. * Responsible for organizing, labeling and updating all documents that were provided into its appropriate folder within the Bank's google drive. * If the file is incomplete or not ready for credit decisions, issue and monitor Notice of Incomplete Application to keep within compliance timeframes. * Acts as a point of contact to loan officers, Attorneys, vendors from origination through the close of the mortgage transaction. * Attend weekly Pipeline meetings with Loan Officers * Prepares required initial or amended disclosures to ensure compliance with all state/federal regulations and bank guidelines. * Order services and monitor receipt of services included but not limited to: Flood Certifications, appraisal, title requests and credit reports. * Communicates loan status' and related documentation deficiencies to loan officers. Audits loan file documentation to confirm appropriate & accurate receipt and completion of any/all application documentation including, appropriate signatures, dates and other relevant data. * Reviews and evaluates loan file information/documentation for both compliance and pre-underwriting. * Ensures that the loan file is complete, accurate and in accordance with Bank requirements including HMDA data collection within Bank's core loan origination system (Encompass). * Prepares loan closing documents in accordance with all Bank and regulatory guidelines. * Review all closing conditions are satisfied and executed according to closing instructions. * Resolves any post-closing quality control issues. Qualifications: * 2+ years of experience directly processing and closing residential mortgage loans * Proficient understanding and commitment to regulatory compliance within residential lending * Strong analytical skill with the ability to collect, organize and disseminate significant amounts of information with attention to detail and accuracy * Ability to apply logical and creative thinking to solve complex lending problems * Strong written and verbal communication skill, including ability to organize and present ideas and information in a simple, concise and unambiguous manner. * Resilient and able to work autonomously in the face of ambiguity * Familiarity with Encompass LOS is a plus.

ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: As a Senior Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelor's degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous paid training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.

It's an exciting time to be at Hanscom Federal Credit Union! As a member of our Consumer Lending Department, you will join a dynamic team of purpose-driven individuals committed to delivering exceptional service to our members. Who we are - Hanscom Federal Credit Union Members-first - our members are our top priority. We make business decisions with our members at the top of mind. Integrity - we're honest and committed to doing what's best for our members and our company. What is right isn't the same as what is easy. Teamwork - we are in this together and we all benefit from our success. Innovation - we identify new ideas for processes or products that will lead to positive changes and take the initiative to implement the changes. Empathy - we understand that communication starts by listening, understanding diverse perspectives, and caring about others' sustained success. What we offer A full-time, permanent position that will reward you through an annual bonus program. Medical, Dental, Vision, FSA, 401(k), Student Loan Paydown, and paid Sick and Vacation time benefits. A flexible hybrid work schedule environment. We are committed to fostering career growth and development - when you join our organization it's not just a job. We look to develop your skills aligned to our business needs and help you progress in your career. Who you are - Senior Consumer Loan Processor You are a dynamic, detail oriented, intuitive person with the ability to develop relationships, build rapport and become a trusted team member. You are able to provide everyone you assist or support with a high level of service, have strong organization and multi-tasking skills, and are searching for a rewarding career where you are valued and respected. What you'll do Responsible for the accurate and timely funding of all indirect loans, including but not limited to gathering and reviewing all necessary documentation, delaying funding as necessary, and contacting internal and external stakeholders to move loans to funding. Handle escalated and complex calls, including but not limited to difficult dealers, funding issues, and calls escalated from members and staff. Is the point of contact for underwriters, applicants and MEC to facilitate smooth communication and resolve issues in a timely manner. Provides prompt, efficient, and professional service to all members with transactions, loan maintenance, loan questions and payoff requests by answering the loan department extension. Processes monthly dealer reserve chargeback report and invoices; records dealer payments of chargebacks on spreadsheet and tracks payment of unpaid invoices. Coach and mentor new hires to the Consumer Lending Processing Team and ensure that existing staff are trained and following updates to HFCU's policies, procedures, and systems. Responsible for gathering loan documentation for examinations and audits of HFCU's lending programs; assists with investigating concerns presented by examiners and auditors. Participates in projects as requested. Processes changes and system upgrades. Works with vendors and internal staff to learn, understand and test new items as necessary. Identify lending platform inefficiencies and provide recommendations for solutions. Verifies and adheres to all lending regulations whether they are federal, state, or HFCU policies. Identify and escalate any irregularities or possible fraud to supervisors for review Responsible for reviewing Indirect vehicle loan title documentation to help ensure that HFCU's lien is in place so that a title may be obtained and held by HFCU. Assisting with Titles for direct loan Title Perfection Creating, updating and maintaining Processes and Procedures for Organization's use Assumes additional responsibilities as requested. Knowledge/Skills/Experience Required: 1-3 years of similar or related experience, including preparatory experience. Education/Certifications/Licenses A high school degree or equivalent PHYSICAL REQUIREMENTS Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. WORKING CONDITIONS Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. MENTAL AND/OR EMOTIONAL REQUIREMENTS Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. ** Must be authorized to work in the US **

About Us: At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners. About This Role: Responsible for the timely processing of all mortgage loan applications received by Credit Union through multiple lending channels in compliance with Federal, State and Local Regulatory Requirements, within established timelines to meet loan closing deadlines. Key Responsibilities: Provide strong verbal and written communication to members, mortgage brokers, and internal stakeholders during the application process. Effectively manage pipeline, prioritizing loan files to meet loan-level timelines including commitments, mortgage contingency dates, close dates, and rate locks. Generate Loan Estimates on a timely basis to meet Regulatory requirements including 3-day disclosure requirement. Accurately Calculate Fannie Mae Loan Level Price Adjustments (LLPA). Order services through 3rd parties including credit reports, flood certs, appraisals and settlement and title services. Assist with incoming calls to Real Estate Lending phone queue. Collect and review all loan documents to satisfy loan conditions, prepare loan files for underwriting, ensuring documentation is in order, accurate and complete prior to advancing to Underwriter for review. Note: Reviewing loan file requires working knowledge and understanding of loan applications, credit report, asset statements (including sourcing large deposits and EMD's), income docs (including paystubs, W- 2's, tax returns), appraisals, title work, etc...and the ability to identify possible deficiencies in file, including possible fraud/risk and ask appropriate questions, obtain clarifications and/or updated docs as needed. Perform File Maintenance, Compliance and QC tasks including but not limited to: Issuing 21-day letters, ensuring accuracy and completeness of HMDA data, performing Pre-Closing QC. Who You Are: Minimum 1-3 years current Conventional Mortgage Loan Processing experience. Processing loans through Encompass LOS experience preferred. Ability to multi-task and process high loan volume in fast-paced system & technology based. environment; encouraging and cultivating continuous process improvement. In-depth understanding of current Regulatory Requirements relative to TRID, as well as other State and Federal Regulatory requirements. Experience generating and reviewing Loan Estimates (LE's). Working knowledge and understanding of Fannie Mae Guidelines and AUS. Strong attention to detail is critical to success in the role. Excellent written and verbal communication skills. Candidate will be highly positive, proactive, self-motivated and possess the ability to effectively manage their time with competing task. Candidate must be able to work from our Chelmsford, MA location. What We Offer: Competitive salary and benefits package Opportunities for professional development and career growth Hybrid Schedule (min 3 days in office to maximize collaboration) A collaborative and inclusive work environment Paid Time Off, Wellness Time & Paid Federal holidays 401K with 6% match High Performance Culture Become a part of a team where your ideas are valued, your growth is supported, and your work makes a difference. Apply today and take the next step in your career with USALLIANCE. EQUAL OPPORTUNITY EMPLOYER USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce. This is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements. This may be modified at any time, for any reason, at the sole discretion of management. At this time, USAlliance Federal Credit Union will not sponsor a new applicant for employment authorization or offer any immigration related support for this position (i.e., H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, or another type of work authorization). If you need sponsorship now or in the future, look for this statement in the before you apply: “USAlliance Federal Credit Union will consider sponsoring a new, qualified applicant for employment authorization for this position”. If this is not listed in the job description, USAlliance Federal Credit Union will not provide sponsorship for the candidate to work in the United States. In the spirit of pay transparency, we are excited to share the base hourly range for this position is $23.43 - $28.70 , exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer. Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth. We also offer a generous compensation and benefits package. All positions must adhere to standard BSA/AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.

Title: Senior Loan Servicing Representative Department: Loan Servicing Reports to: Loan Servicing Officer Supervises: None Classification: Non-exempt Date Prepared: November 22, 2024 Summary / Objective The Senior Loan Servicing Representative responsibilities include performing a variety of loan servicing and processing activities in conformance with established bank policies, procedures and objectives. Functions include, but are not limited to, the booking of loans on the Bank's core system, quality control and auditing of loan documents, document maintenance, tracking and review of all pending loan documents, exceptions and end of month financial reporting. Experience & Education Requirements: Bachelor's degree or equivalent lending experience Background in financial institution's real estate, commercial and/or consumer lending procedures Excellent understanding of lending procedures, Federal and State lending regulations Proven customer service skills Essential Job Functions: Responsible for booking and/or modifying Residential and Consumer loans, as well as an understanding for Commercial loans. This entails the ability to read and interpret promissory notes and modification agreements to establish the proper schedules and data in the system that will reflect the contract with the member. Must be able to use sound judgment when selecting codes, such as property type, account type, flags, etc., as each of these is critical to the system and reporting Assist with Commercial onboarding, modification, and quality control checks Ensure all loan documentation is accurate, complete, and in compliance with internal and regulatory standards Maintain, manage, and track all pending and outstanding loan documents, resolve exceptions and ensure that any missing or incorrect information is identified and corrected promptly Perform loan field maintenance and transactions, such as printing notices, payoff processing, unapplied payments, returned payments, tax and insurance escrow disbursements and loan modifications Research and resolve servicing Issues, clear system errors and verify report within scope of authority and expertise. Process loan payments and perform complex transactions, including, but not limited to, recalculating principal, interest, escrow and other payment information for accounts, as necessary. Process and prepare all paid off documentation to the customer and/or attorney, releasing collateral liens appropriately Daily/Monthly reporting of FNMA MPF loans Monitor real estate taxes, flood & hazard insurance, and other charges on secured properties Instruct vendors to impose forced-placed insurance coverage on acquired properties, ensure proper coverage, and pay premiums. May manage collection activities to include telephone calls, letters to borrowers and documentation of same. Address credit bureau disputes, investigate claims, and confirm or remove derogatory items from customer's credit history. Adhere to timelines and deadlines established, based on client needs and department workflow. Comply with all federal and local rules, laws and regulations Maintain written policies and procedures. Maintain knowledge of department policies and procedures through internal and external training activities Assist with departmental ad hoc projects, as necessary. Conduct regular reviews to recommend improvements in workflow, efficiency, and quality. Assist in all areas of lending as required, including providing backup support, conducting system testing and upgrades Qualifications Required knowledge, skills & abilities: Excellent knowledge of banking regulations and policies and procedures Knowledge of loan processing practices, methods and procedures Knowledge of Commercial, Real Estate and Consumer loan files and documents Excellent interpersonal, communication & computer skills Ability to apply critical thinking and problem solving skills Ability to provide courteous, knowledgeable and professional customer service on the phone Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision. Ability to perform accurate data input into a variety of software. COCC, DNA preferred, yet not required. Successful completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Requires manual dexterity and sitting and standing for longer periods of time Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

On The Money Talent is excited to partner with one of the nation's top 3 retail mortgage lenders, renowned for delivering industry-leading tools, competitive mortgage rates, and exceptional customer service. This innovative company has a nationwide presence with 5,000+ employees, 300+ offices, and is licensed in all 50 states. In 2024, they helped thousands of homeowners secure over $37 billion in home purchase loans and refinances. Why Choose This Opportunity? For over 24 years, this organization has been committed to delivering unparalleled value to customers, employees, and referral partners by focusing on: Competitive rates and cutting-edge technology. Transparent processes and an easy-to-navigate mortgage experience. A supportive and growth-oriented culture for employees. Innovation at the Forefront This lender is a leader in transforming the mortgage industry with technology that simplifies the lending process for Loan Originators and customers alike. Their tools and platforms enable Loan Originators to work more efficiently, secure faster approvals, and deliver exceptional service to clients. Opportunities for Loan Originators As a Loan Originator, you'll have access to: Industry-leading technology to streamline the loan process, giving you more time to focus on building relationships and growing your business. A diverse portfolio of loan products to meet the unique needs of your clients. Marketing and sales support to help you expand your reach and enhance your brand. A culture of excellence that values your expertise and provides opportunities for career advancement. Opportunities for Branch Managers Branch Managers will benefit from: Full operational support to ensure your branch runs smoothly and efficiently. Access to advanced technology and tools that empower your team to close more loans. A focus on building a collaborative and high-performance culture within your branch. Competitive compensation and incentives designed to reward your success. Key Achievements of Our Client Over $35 billion in funded loans in 2023. Consistently ranked as a top national mortgage lender. High customer satisfaction with a significant number of referrals from happy clients. What We're Looking For We're seeking experienced Loan Originators and Branch Managers throughout who are passionate about helping clients achieve their homeownership goals. Ideal candidates will have: Proven success in mortgage lending or branch management. A strong focus on building relationships and delivering excellent customer service. The ability to thrive in a fast-paced, technology-driven environment. Join a team that is reshaping the future of the mortgage industry and empowering professionals to reach new heights in their careers. Apply today to take your next step with an organization that's dedicated to your success!

Temporary Description Processor: Under General supervision, responsible for processing of mortgage and home equity loan applications. Establishes loan files and orders appropriate documentation. Is accountable for completeness and accuracy of documents. Prepares the file for review prior to submission for underwriting, verifies that all requested documentation is received, and accurate and sufficient information received in order to make a tentative decision on the request. Responsibilities and Duties Include: Reviews mortgage loan files received via mail, internet or from Originators/Branch staff for further processing. Obtains credit report for initial analysis of the request. Look up deeds and assessed value information and upload to files. Responsible for initial review of online applications. Contact applicant for additional required information to proceed with application. Comprehensive understanding of Products and guidelines when reviewing new applications. Using original documents, inputs all data pertinent to the new file into the computer terminal. Responsible for ensuring that all loan documentation is complete, accurate, verified, and complies with credit union policies. Contacts borrowers for required fees and processes withdrawals from member accounts as specified. Responsible for the completion of all Disclosures and Regulatory documents. Processes the request by ordering credit reports, appraisals, flood determinations, employment, and liabilities and so forth. Prepares letters or emails requesting additional information if needed. Calculates estimated mortgage insurance premiums if applicable. Calculates income, property taxes and insurance. Checks the loan files when documents are returned to determine accuracy and if additional borrower information is needed as determined by secondary market guidelines. Updates the information on the file in the computer as changes are received. Contacts borrowers and others to obtain the necessary information. Maintains a number of activity logs to generate weekly or monthly reports. Maintains the HMDA documentation for reporting and updates accordingly. Assists in the updating of weekly mortgage rates on system for APR's, payment per thousand, etc. and updates applicable departments. Updates ARM indexes and product description forms. Compiles information for the rate sheet, weekly surveys, and distributes accordingly. If applicable, mails monthly, or when change warrants, lending rates to appropriate parties. When requested, assists in assembling loan files for packaging to private mortgage insurance companies and investors. Obtains various insurance commitments and verifies the accuracy of the information. When requested, updates the files after analysis from the Underwriter. Verifies that the figures on the analysis sheet corresponds to the figures on the final application. Assists with reviewing of the commitment letter for accuracy, consistency, and typos, and calculates the Annual Percentage Rates. When requested, assists with completion of denial letters, maintains the files based on retention schedules. Preforms additional duties as requested. Requirements Qualifications: A minimum of two (2) years experience in processing all types of mortgage 1st and 2nd lien products. Knowledgeable in secondary market documentation, MGL and regulations. Knowledge of TRID, RESPA, HMDA, Regulation B and Z requirements desired. Excellent organizational skills. Proficient Computer skills, including Word and Excel. Proficient clerical and typing skills and a broad knowledge of lending departmental operations and procedures. Good interpersonal skills necessary to gather data from a number of sources and to positively represent the Credit Union during such contacts. Salary Description $22 - $30

MasonWest LLC was founded in 2012 with our core industry focus being Banking, Financial Services, Insurance, Accounting, Finance & Legal. As a leader in the executive search industry, we take pride in our partnerships and strive in delivering the recruiting and human capital expertise you deserve. Our depth of experience and dedication to the process of executive search combined with delivering unparalleled results for our clients and candidates is the formula to a winning long term solution. Our focus is on attracting the right talent to help our client's business succeed while delivering searches on a national basis. Job Description MasonWest is currently searching for an experienced Loan Review Officer for one of our banking clients near Waltham, MA. Job Desrciption: The loan review function at our banking client oversees and conducts the independent loan review process across the company, which is designed to: Promptly identify loans having potential credit weaknesses so that timely corrective action can be taken to minimize losses. Assess relevant trends that may affect collectability. Provide information to assess the adequacy of the Allowance For Loan & Lease Losses (ALLL). Assess the adequacy of and adherence to internal loan policies. Evaluate the activities of lending personnel especially as it relates to thorough and complete underwriting, early detection of problem loans, and knowledge of his or her loan portfolio. Provide management and the board of directors with objective, accurate, and timely information of the quality of the portfolio. Essential Duties: 1. Under the direction of the Director of Credit Review conduct independent credit reviews of loans and portfolios in accordance with the annual plan. 2. Ensure that loan reviews done on individual loans analyze credit quality; sufficiency of credit and collateral documentation; proper lien perfection; proper approval by the loan officer and loan committees; adherence to any loan agreement covenants; and compliance with internal policies and procedures and laws and regulations; and the appropriateness and timeliness of identification of problem loans by loan officers. 3. Prepare information reports to assist senior management in risk related matters as needed. 4. Participate in risk discussions throughout the banks such that current review work is part of the banks' dialogue on risk appetite. 5. Perform other duties as requested or directed. Qualifications: Formal credit training or equivalent experience is preferred. At least 5 years of credit review and / or related credit work at similar sized and/or larger institutions. Awareness of sound lending practices and basic regulatory requirements covering extension of credit and managing credit risk. Curiosity and analytic sensibility. Excellent written and oral communication skills. Proficiency in Microsoft Word, Excel and PowerPoint. Diplomacy and tact. Position will require frequent traveling Bachelor's degree in relevant field. Additional Information All your information will be kept confidential according to EEO guidelines.

Job Details Headquarters - Lowell, MA Full Time $17.54 - $26.31 HourlyDescription Jeanne D'Arc Credit Union offers competitive wages, excellent benefits, a pleasant working environment, and the opportunity for career growth and advancement. We count on our valued workforce to be professional, provide exceptional member service, and help our members make smart financial choices. Come join our team as a Loan Servicing Representative, where under the direction of the Loan Servicing Officer, you will demonstrate a broad knowledge of loan products, collateral types, borrowing entities, and loan servicing activities and is able to perform various duties related to the ongoing servicing and maintenance of all loan products. Quality of the work produced and level of productivity is within the acceptable range for the department and corresponds to the level of experience; adheres to established policies and procedures. Supports the Credit Unions' Core Value and Ultimate Goal and the departments focus on service, quality, efficiency, and teamwork. ESSENTIAL DUTIES AND RESPONSIBILITIES Assist with the timely perfection, renewal, and release of various collateral, including, but not limited to, titled vehicles, UCC-1 financing statements, mortgage security agreements, assignments of lease and rents. Maintain exception reports, VINTEK system, and Miser system for monitoring, record-keeping, and audit purposes. Prepare discharges of real estate collateral on all real estate loans that have been paid in full so that our security interest in the property is released. Prepare subordination documentation in order to maintain our lien position in pledged collateral. Process payments of flood insurance, vehicle insurance, real estate property insurance, and private mortgage insurance; work with third-party vendors to coordinate renewal, cancellation, and force placement of insurance; maintain flood insurance records to ensure compliance with the requirements of the Flood Disaster Protect in Act. Perform new indirect auto loan activities, including set up of new accounts on the miser system, review of required documentation for completeness, reconcile and process new loan funds, and submit dealer invoices for early payoff rebates. Set up and maintain Miser loan data information in accordance with appropriate new loan modification, loan workout, renewal, or charge-off documentation; prepare necessary modification documentation in accordance with approved modification requirements. Perform the review of new loans to ensure appropriate documentation has been obtained and that the loan has been correctly set up on the Miser system. Prepare files, screenprints, and preliminary checklists and assist with resolving exceptions. Review internal file maintenance journals and various exception reports to ensure the appropriateness of transactions, that the corresponding supporting documentation has been obtained, and to identify and correct exceptions for data integrity purposes. Coordinate payoff quotes at the request of members, attorneys, and other financial institutions; reconcile and process payoff funds upon receipt to ensure appropriate closure of the account. Process a variety of loans transactions including payments, payoffs, advances, charge-offs, adjustments, corrections. Respond to internal and external loan-related member questions & research. Participate in department projects and in the development of department procedures. Performs all other duties as assigned. Qualifications Experience: One year of related experience is required. Education: High school diploma or equivalent required or an equivalent combination of education and experience. Interpersonal Skills: Position requires personal contact with others inside and outside the Credit Union, thus requiring a high degree of confidentiality, discretion, diplomacy, and tact in communication. Builds relationships and fosters positive interactions with Credit Union team members, members, and vendors by demonstrating friendly, helpful, and efficient service. Good written and verbal communication skills are required, including communicating clearly and concisely. Patience, active listening, and sound judgment are required. Must have the ability to understand and communicate products, services, and regulations.

Are you an experienced Title Processor looking to be part of a fast-paced, fun, and collaborative team? A leading NH/ME Title & Closing Company seeks a detail-oriented and reliable professional to join our Bedford, NH, office. Great East Title is a local real estate title company serving real estate brokerages and lenders throughout Maine and New Hampshire. We operate as a cohesive team, assisting buyers, sellers, real estate agents, and loan officers in navigating the complexities of the real estate closing process. This is a full-time, in-office position in Bedford, NH. If you're looking for a workplace where your skills are valued and your contributions make an impact, apply today! Benefits of working at Great East Title: Unlimited Paid Time off 12 Paid Holidays Medical with company-paid HSA Dental and Vision Insurance 401(k) Plan + company match Voluntary Critical Illness, Accident, Long-Term Disability and Life/AD&D Insurance plans Medical Flexible Spending/Dependent Care Accounts What You'll Do: Work in a team-focused environment, always ready to pitch in and provide the top-tier customer service we're known for. Obtain payoffs, tax information, condo certificates, and other necessary details to finalize the Closing Disclosure. Prepare all closing documents with accuracy and efficiency. Build and maintain strong relationships with real estate agents and lenders. Requirements What We're Looking For: Strong communication and organizational skills A proactive mindset and team-oriented attitude Title processing experience and a solid understanding of closing procedures

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Go above and beyond for customers - Aspire to deliver outstanding customer service Drive sales through service - Achieve sales and referral goals by developing a positive customer experience Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree preferred or equivalent experience in residential mortgage sales Two plus years of retail residential mortgage sales experience Documented residential mortgage loan volume in the past 12 months of $8 million (minimum) Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences Strong computer skills and experience using laptop technology Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers Function: Under the general direction of the Secondary Market Lending Sales Manager, solicits and develops new sources of business and loan opportunities and originates residential loan products in accordance with established Bank policies and procedures. We are looking for candidates with: Proven loan origination sales experience at local bank or mortgage lender 2 or more years of mortgage origination experience preferred Familiarity with Middlesex County preferred Knowledge and understanding of secondary market underwriting guidelines Well developed interpersonal, communication and customer service skills Ability to travel freely and work without direct supervision Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act Essential Job Functions: Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business. Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits. Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries. Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers. Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible. Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards. Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken. Assists with special assignments/projects, and in the development of new products and services to remain competitive. Contact our Human Resources Division or visit ******************** for more details and to apply. Or submit your resume to: Email: **************** Fax: ************ Phone: ************ East Cambridge Savings Bank, Attn: Human Resources 344 Cambridge Street Cambridge, MA 02141 East Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled

Role: The Loan Coordinator is to provide servicing for consumer loans to members and internal colleagues; audit consumer loans, prepare title documentation, and ensure accurate records are kept. Essential Functions & Responsibilities: - Audits consumer loan files within the required time frame with minimal errors; informs management of any auditing concerns, including; possible loan fraud. Process paid loans. Ensure all loans comply with established TCU policies and procedures. - Prepares title applications, submits to state and follows up on all outstanding titles. - Ensure all titles and UCC's are recorded in a timely manner and to inform your manager, of any issues. - All department logs (audit, title UCC, new loans) and weekly/monthly reports to be completed accurately and in a timely manner. - Provide accurate and professional service to new and existing members both internal and external. Assist members in a timely fashion. Responds to members phone calls and e-mails, as well as other correspondence in within one (1) day. Maintain absolute confidentiality in regard to internal and external members information while adhering to TCU's Service Strategies Standards. - Maintains, organizes, and secures the file room; and perform other related duties, as assigned. Knowledge and Skills: Experience * (1) one year to (3) three years of similar or related experience. Education A high school education or GED. Interpersonal Skills Work normally involves contacts with persons beyond immediate associates generally regarding routine matters for purposes of giving or obtaining information which may require some discussion. Outside contacts, take the form of services to t

WHAT'S NOT TO LOVE ABOUT WORKING AT ST. MARY'S BANK? At St. Mary's Bank, we take pride in our heritage as New Hampshire's- and the Nation's- first credit union. For over a century we've been committed to the credit union philosophy of "people helping people." St. Mary's is a cooperative financial institution, which means that our success, depends on the success of our members. As a solid, stable financial institution with over a century of success, we have created a work environment that rewards dedicated employees with benefits to help them achieve their personal and professional best. THE BEST JOBS ENRICH YOUR LIFE WITH MUCH MORE THAN JUST MONEY St. Mary's Bank offers its employees highly competitive compensation packages. But that's just the beginning of what makes working on our team so rewarding. At St. Mary's: * You have the opportunity to do what you do best everyday * Your opinions count * Your fellow employees are committed to quality * Your job is important * You are directly connected to the company's mission * You will have opportunities to learn and grow * You have an opportunity- and a duty- to serve your community through volunteerism St. Mary's Bank is currently looking to fill a full-time Residential Loan Originator position. This position is responsible for producing quality mortgage loans, providing great service and quality information to members assisting them through the mortgage process and ensuring compliance of all federal, state and Credit Union regulations. Qualifications: * Minimum of an Associate's Degree in business or finance with five or more years of experience in first mortgage origination and an active well-established book of business and COIs to consistently originate production averaging a minimum funded loan volume of $1MM monthly for the most recent 24-months, previous 24-month production mix should be a minimum of 60% purchase volume. * Ability to effectively communicate and collaborate with members, sales partners, vendors and co-workers and convey mortgage and other credit union products and services. * Must be proficient in use of internet/cloud-based technology mortgage systems including but not limited to LOS, POS and Pricing, Microsoft Office Suite applications and Excel. * Able to accurately determine interest rates, buy-downs, pricing for Conventional, HFAs and Government programs. * Maintain a thorough knowledge and understanding of Conventional, FHA, VA, NHHFA, USDA RD, HFAs and portfolio lending and how they work and be able to communicate these effectively to all borrowers. * This position may be eligible for remote, hybrid or onsite work environments

We are seeking a motivated and detail-oriented Loan Processing Support Specialist to ensure the seamless processing of residential loans from application through approval and closing. This role involves performing pre-funding and post-closing reviews, verifying loan collateral, and adhering to both bank and investor documentation policies and guidelines. The ideal candidate will have a solid understanding of loan processing, excellent customer service skills, and a commitment to maintaining accuracy and compliance. Key Responsibilities: Provide support to the loan processing team, ensuring the timely and accurate processing of all loan requests. Input all residential loan files into the computer system, prepare and mail required disclosures, and order necessary documents (credit reports, VOE's, VOD's, and VOM's). Pre-underwrite loan files by collecting and verifying all required documentation and explanations from borrowers before submitting to underwriting. Forward loan files to investors for approval and follow up on investor rate lock approval as needed. Ensure the timely and accurate booking and funding of all loans, ensuring compliance with documentation requirements. Address documentation exceptions and follow up on any deficiencies to resolve them promptly. Provide client service and support to the lending staff, assisting with inquiries and maintaining smooth communication across departments. Conduct post-closing reviews to ensure that loan files meet all documentation and regulatory requirements. Maintain and track records for pending documentation and exceptions, following up on any discrepancies. Respond to inquiries from the public and internal staff about eligibility, terms, and conditions of various residential loan programs. Assist the Residential Closer in preparing loan packages for closing when required. Ensure compliance with bank policies, procedures, investor guidelines, and regulatory requirements. Perform other duties as assigned by the Loan Processing team. Requirements In-depth knowledge of banking regulations, policies, and procedures related to loan processing. General understanding of loan documentation and post-closing reviews. Familiarity with collateral control, loan servicing requirements, compliance, and secondary markets. Basic knowledge of compliance regulations such as RESPA, Fair Lending, and HMDA. Strong interpersonal, communication, and computer skills. Ability to apply critical thinking, problem-solving, and sound judgment with minimal supervision. Excellent customer service skills, particularly on the phone, with the ability to provide courteous and professional assistance. Proficient in data entry with experience using software programs such as DNA, CoreLogic, Encompass, and Velocity. Ability to work independently and display initiative, taking responsibility for tasks and decisions. Successful completion of in-house or approved training programs is preferred. Benefits: Competitive salary Health, dental, and vision insurance 401(k) plan with 10% company contribution Paid time off and holidays Professional development opportunities Tuition reimbursement

Title: Senior Commercial Loan Servicing Representative Department: Loan Servicing Reports to: Loan Servicing Officer Supervises: None Classification: Non-exempt Date Prepared: November 22, 2024 Summary / Objective The Senior Commercial Loan Servicing Representative responsibilities include performing a variety of loan servicing and processing activities in conformance with established bank policies, procedures and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. Experience & Education Requirements: Bachelor's degree or equivalent lending experience Background in financial institution's real estate, commercial and/or consumer lending procedures Excellent understanding of lending procedures, Federal and State lending regulations Proven customer service skills Essential Job Functions: Responsible for booking and/or modifying commercial loans. This entails the ability to read and interpret promissory notes and modifications agreements to establish the proper schedules and data in the system that will reflect the contract with the member. Must be able to use sound judgment when selecting codes such as property type, account type, flags, etc. as each of these is critical to the system and reporting Perform a post-closing review of all new loans and amendments for compliance and accuracy, while working closely with the closing attorneys and relationship managers to ensure that all changes are completed and loans are closed in compliance with the approval. Review legal documents for accuracy and completeness. Ensure collateral recording information is secure and maintained in the core banking system Maintain and manage the collateral document tracking Monitor, maintain and update rate and payment change records as required. Send adjustment notices to customers and respond to any customer inquiries or concerns. May manually calculate daily interest rate and per diem rate for customer/lender/attorney. Establish and maintain organized commercial loan files Review various reports to clear system errors and update loans as needed Research and resolve servicing issues in support of loan officers and customers within the scope of authority and expertise. Perform complex transactions, and loan payments, including but not limited to recalculating principal, interest and other payment information for accounts and performing escrow as necessary. Process commercial mortgage, commercial loan, and construction loan payoff requests from internal and external customers Prepare paid off documentation for the customer and/or attorney, releasing collateral liens Review various daily monitoring reports to ensure payments were processed correctly. Adhere to timelines and deadlines established based on client needs and department workflow. Perform other job-related duties as assigned by Managers(s). Qualifications Required knowledge, skills & abilities: Excellent knowledge of banking regulations and policies and procedures Knowledge of loan processing practices, methods and procedures Knowledge of Commercial, Real Estate and Consumer loan files and documents Excellent interpersonal, communication & computer skills Ability to apply critical thinking and problem solving skills Ability to provide courteous, knowledgeable and professional customer service on the phone Ability to assume responsibility, display initiative, exercise good judgment and make and act upon decisions with minimal supervision. Ability to perform accurate data input into a variety of software; COCC, DNA preferred, yet not required Successful completion of in-house training programs or other approved training programs Compliance with BSA regulations as appropriate to the position Physical Demands and Work Environment: Ability to use standard equipment such as computers, phones, photocopiers Requires manual dexterity and sitting and standing for longer periods of time Must be able to work schedules that meet the needs of the Bank, which may include early morning, evening and /or weekend hours Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

About Us: At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners. About This Role: Responsible for the timely processing of all mortgage loan applications received by Credit Union through multiple lending channels in compliance with Federal, State and Local Regulatory Requirements, within established timelines to meet loan closing deadlines. Key Responsibilities: Provide strong verbal and written communication to members, mortgage brokers, and internal stakeholders during the application process. Effectively manage pipeline, prioritizing loan files to meet loan-level timelines including commitments, mortgage contingency dates, close dates, and rate locks. Generate Loan Estimates on a timely basis to meet Regulatory requirements including 3-day disclosure requirement. Accurately Calculate Fannie Mae Loan Level Price Adjustments (LLPA). Order services through 3rd parties including credit reports, flood certs, appraisals and settlement and title services. Assist with incoming calls to Real Estate Lending phone queue. Collect and review all loan documents to satisfy loan conditions, prepare loan files for underwriting, ensuring documentation is in order, accurate and complete prior to advancing to Underwriter for review. Note: Reviewing loan file requires working knowledge and understanding of loan applications, credit report, asset statements (including sourcing large deposits and EMD's), income docs (including paystubs, W- 2's, tax returns), appraisals, title work, etc...and the ability to identify possible deficiencies in file, including possible fraud/risk and ask appropriate questions, obtain clarifications and/or updated docs as needed. Perform File Maintenance, Compliance and QC tasks including but not limited to: Issuing 21-day letters, ensuring accuracy and completeness of HMDA data, performing Pre-Closing QC. Who You Are: Minimum 1-3 years current Conventional Mortgage Loan Processing experience. Processing loans through Encompass LOS experience preferred. Ability to multi-task and process high loan volume in fast-paced system & technology based. environment; encouraging and cultivating continuous process improvement. In-depth understanding of current Regulatory Requirements relative to TRID, as well as other State and Federal Regulatory requirements. Experience generating and reviewing Loan Estimates (LE's). Working knowledge and understanding of Fannie Mae Guidelines and AUS. Strong attention to detail is critical to success in the role. Excellent written and verbal communication skills. Candidate will be highly positive, proactive, self-motivated and possess the ability to effectively manage their time with competing task. Can

East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers Function : Under the general direction of the Secondary Market Lending Sales Manager, solicits and develops new sources of business and loan opportunities and originates residential loan products in accordance with established Bank policies and procedures. We are looking for candidates with: Proven loan origination sales experience at local bank or mortgage lender 2 or more years of mortgage origination experience preferred Familiarity with Middlesex County preferred Knowledge and understanding of secondary market underwriting guidelines Well developed interpersonal, communication and customer service skills Ability to travel freely and work without direct supervision Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act Essential Job Functions: Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business. Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits. Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries. Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers. Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible. Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards. Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken. Assists with special assignments/projects, and in the development of new products and services to remain competitive. Contact our Human Resources Division or visit ******************** for more details and to apply. Or submit your resume to: Email: **************** Fax: ************ Phone: ************ East Cambridge Savings Bank, Attn: Human Resources 344 Cambridge Street Cambridge, MA 02141 East Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled