Loan Processor
Loan Processor Job 12 miles from Bothell
Are you hungry for growth and driven to succeed? Do you thrive in a dynamic and fast-paced environment and love to make money? Then this Commercial and Equipment Loan Processor position at a rapidly growing Commercial Lending firm could be the perfect role for you! In this role you will work directly with the sales team and banks/funders to provide impeccable and exemplary customer service in managing and securing funding for your clients. This direct-hire, full-time opportunity offers fully paid career development and generous benefits.In addition to providing administrative support to the sales team, the Loan Processor will communicate and work closely with banks and clients to make sure all documentation is correct and ready for the lender's approval. Loan Processor's key responsibilities:
Work closely with banks/funders to understand the types of financing offered.
Maintain accurate client profiles and account information.
Respond to client calls and emails with high level of urgency and attention to detail.
Assist in researching and reading a variety of background checks and credit bureau reports.
Process and document client assets and all aspects of the loan to prepare for approval
Act as liaison between client and lender.
If you have a passion for being detail-oriented and love to learn and grow, this could be a terrific next-step in your career! Schedule: 8:00am-5:00pm, Monday - Friday
*This is a fully in office position located in Kirkland
Loan Processor desired qualifications:
Strong proficiency in MS Suite and CRM's
Experience reading credit reports is preferred
1 year of commercial banking or finance experience preferred
Elevated communication skills, written and verbal, including grammar and spelling
Strong organizational and problem-solving skills with keen attention to detail and accuracy
Excellent interpersonal skills and a pro-active work ethic
Strong ability to multi-task and prioritize
Pay: $90-100k Base Salary Benefits:
Generous bonus program
Healthcare Insurance
Generous 401(k) with company contribution
Paid Vacation
Paid career development and certification
Location: Kirkland
If you're seeking a Loan Processor role with a growing firm and potential for you to grow in your career, apply today and call for Maggie at 425-###-####.
SBA Loan Processor
Loan Processor Job 8 miles from Bothell
Base Salary Range:
SBA Loan Processor: $27.38 - $34.22 - $41.07 hourly SBA Loan Processor Senior: $30.12 - $37.64 - $45.18 hourly
Depending on qualifications and experience, SBA Loan Processor or SBA Loan Processor Senior may be considered.
At Heritage Bank, we work hard, but also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy!
As part of our team you'll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month*, while also enjoying 11 paid holidays each calendar year, and an annual float day. *pro-rated from start date, and/or hours worked. To view Benefits Summary: Apply > Current Openings > position > attachment.
Position Overview:
Heritage Bank has an exciting opportunity to join our organization! We are seeking a Small Business Administration (SBA) Loan Processor at our Everett, Washington office. The SBA Loan Processor is responsible for processing approved SBA loans through post-closing, and ensures compliance with all Bank and SBA policies, procedures and government regulations. Additionally, this position is relied upon to properly and accurately document files to reflect SBA eligibility and approval conditions.
Preferred geographical location is Everett, WA; depending on qualifications and experience, other Heritage Bank locations in Idaho, Washington, or Oregon may be considered.
The successful candidate:
Provides exceptional level of customer service around all aspects of the banking relationship and SBA process with a focus on the processing aspects in conjunction with the SBA Lending Officer and/or Commercial Banker assigned to the relationship.
Independently interacts with prospective and existing clients to collect information both for SBA approval and loan closing including, but not limited to, SBA Form 1919, updated financial information as necessary, entity documentation, leases, etc.
Independently and accurately enters data into SBA software application to submit loans for SBA approval.
Orders, collects, reviews and coordinates all pre-closing due diligence documentation prior to closing of SBA (7a and 504) loans, to include but is not limited to: company formation documents, Form 4506, flood certification, title policy, survey, environmental, insurance coverage, real estate tax status, collateral description, UCC search, invoices, bill of sale, etc.
Upon assignment of approved SBA loan(s), thoroughly reviews files (both digital and physical) for completion and efficiently assembles a final checklist of items necessary to gain SBA approval as well as close loan.
Communicates with customers and bankers on a regular basis to ensure loans move through pipeline in a timely and efficient manner. Resolve problems, issues or questions, both verbally and in writing, to ensure customer satisfaction and to maintain productive relationships with other bank staff / departments.
Partners with lender and/or meets with customer and escrow to sign closing documents.
Completes and tracks post-closing requirements, as required, i.e. closing package to customer, set up ticklers, close out and follow SBA protocol scanning set-up in a timely and accurate manner, etc.
Attends training classes on SBA SOP, or other classes to further knowledge of SBA processing.
Participates in the construction administration process by collecting and reviewing required information for monthly draw in conjunction with the RECAD team.
Complies with governing regulations by maintaining current knowledge of commercial law, UCC, SBA SOP's and Banking regulations and polices to ensure conformity with required laws and terms.
Maintains current knowledge of banking and lending rules and regulations and assures compliance with all Bank policies and procedures, as well as applicable state and federal regulations.
Contributes to success of department by cross training and assisting in other departmental responsibilities.
Understands and maintains working knowledge of, and ensures bank activities are performed in compliance with, all state and federal banking laws and regulations applicable to areas of responsibility.
Ensures Bank activities are performed in compliance with the Bank's Policies and Standards, in partnership with Enterprise Risk Management and other internal banking partners.
Requirements:
High School Diploma or equivalent - required.
Processor - 3+ years recent experience in SBA operations, demonstrating working knowledge and understanding of SBA SOP and processing and closing SBA 7A loans, SBA 504 loans and SBA Express loans - required.
Processor Senior - 4+ years recent experience in SBA operations, demonstrating working knowledge and understanding of SBA SOP and processing and closing SBA 7A loans, SBA 504 loans and SBA Express loans - required.
Provides an exceptional level of quality service for internal/external customers; responds to customers' needs, questions and concerns in an accurate, effective, and timely manner.
Demonstrated ability to build and maintain positive, professional relationships, to successfully interact with all levels and functional areas of the organization.
Excellent listening, verbal, written and telephone etiquette business communication skills, with the ability to communicate outstanding/follow up issues over the phone, in person and via email; with the ability to read, write, speak and understand English well.
Strong working knowledge of principles, procedures, requirements, regulations, and policies related to assigned area, as well as the Bank's policies, procedures, products, and services.
Knowledge of SBA lending and servicing SOPs, to include working knowledge of lending practices, disclosures, terminology and legal documents.
Strong organizational, time management, data review and processing skills; with the ability to manage multiple assignments and goals, with minimal direction.
Proficient math skills and working knowledge of bank accounting practices with the ability to determine loan-to-value, payment-to-income, and debt-to-income ratios.
Demonstrated self-motivational skills and the ability to work in a high pressure, high-volume production-oriented environment while ensuring deadlines are met.
Demonstrated problem-solving skills with excellent attention to detail and a strong focus on accuracy.
Demonstrated ability to quickly focus on key issues and make decisions under pressure of time constraints.
Unquestionable integrity in handling sensitive and confidential information required.
Proficient use and understanding of MS Office products (Word, Excel, Outlook), with the ability to learn and adapt to new technologies quickly. Working knowledge of financial servicing loan and documentation systems, preferred.
Work Environment:
Climate controlled office environment.
Occasionally exposed to outdoor weather conditions.
Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent employee and/or customer contacts and interruptions during the day.
Work requires regular attendance, punctuality, and adherence to agreed-upon schedule with willingness to work a flexible schedule and extended hours, as needed.
Physical Demands:
Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day.
Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile which often requires dexterity of hands and fingers with repetitive wrist and hand motion.
Typically sitting at a desk or table; intermittently standing, stooping, bending at the waist, climbing, kneeling or crouching to file materials and/or site/property inspections; Occasional lifting 20 - 30 lbs.
Travel Time: Frequent travel for business development and customer meetings; willingness to travel to other branch and customer locations when needed; valid driver's license, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions.
Heritage Bank is an Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law.
Job applicants have certain legal rights. Please click
here
for information regarding these rights.
If you need assistance completing the online application, please email: *******************************
Salary Range Disclaimer
The base salary range represents the min, mid and max of Heritage Bank's salary range for this position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank's total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses.
##JobCategory:Commercial Banking##
##Street:2831 Colby Ave##
##City:Everett##
##State:WA##
##ZipCode:98201##
##Internal:false##
*mon
SBA Loan Processor
Loan Processor Job 8 miles from Bothell
Base Salary Range: SBA Loan Processor: $27.38 - $34.22 - $41.07 hourly SBA Loan Processor Senior: $30.12 - $37.64 - $45.18 hourly Depending on qualifications and experience, SBA Loan Processor or SBA Loan Processor Senior may be considered. At Heritage Bank, we work hard, but also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy!
As part of our team you'll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month*, while also enjoying 11 paid holidays each calendar year, and an annual float day. *pro-rated from start date, and/or hours worked. To view Benefits Summary: Apply > Current Openings > position > attachment.
Position Overview:
Heritage Bank has an exciting opportunity to join our organization! We are seeking a Small Business Administration (SBA) Loan Processor at our Everett, Washington office. The SBA Loan Processor is responsible for processing approved SBA loans through post-closing, and ensures compliance with all Bank and SBA policies, procedures and government regulations. Additionally, this position is relied upon to properly and accurately document files to reflect SBA eligibility and approval conditions.
Preferred geographical location is Everett, WA; depending on qualifications and experience, other Heritage Bank locations in Idaho, Washington, or Oregon may be considered.
The successful candidate:
* Provides exceptional level of customer service around all aspects of the banking relationship and SBA process with a focus on the processing aspects in conjunction with the SBA Lending Officer and/or Commercial Banker assigned to the relationship.
* Independently interacts with prospective and existing clients to collect information both for SBA approval and loan closing including, but not limited to, SBA Form 1919, updated financial information as necessary, entity documentation, leases, etc.
* Independently and accurately enters data into SBA software application to submit loans for SBA approval.
* Orders, collects, reviews and coordinates all pre-closing due diligence documentation prior to closing of SBA (7a and 504) loans, to include but is not limited to: company formation documents, Form 4506, flood certification, title policy, survey, environmental, insurance coverage, real estate tax status, collateral description, UCC search, invoices, bill of sale, etc.
* Upon assignment of approved SBA loan(s), thoroughly reviews files (both digital and physical) for completion and efficiently assembles a final checklist of items necessary to gain SBA approval as well as close loan.
* Communicates with customers and bankers on a regular basis to ensure loans move through pipeline in a timely and efficient manner. Resolve problems, issues or questions, both verbally and in writing, to ensure customer satisfaction and to maintain productive relationships with other bank staff / departments.
* Partners with lender and/or meets with customer and escrow to sign closing documents.
* Completes and tracks post-closing requirements, as required, i.e. closing package to customer, set up ticklers, close out and follow SBA protocol scanning set-up in a timely and accurate manner, etc.
* Attends training classes on SBA SOP, or other classes to further knowledge of SBA processing.
* Participates in the construction administration process by collecting and reviewing required information for monthly draw in conjunction with the RECAD team.
* Complies with governing regulations by maintaining current knowledge of commercial law, UCC, SBA SOP's and Banking regulations and polices to ensure conformity with required laws and terms.
* Maintains current knowledge of banking and lending rules and regulations and assures compliance with all Bank policies and procedures, as well as applicable state and federal regulations.
* Contributes to success of department by cross training and assisting in other departmental responsibilities.
* Understands and maintains working knowledge of, and ensures bank activities are performed in compliance with, all state and federal banking laws and regulations applicable to areas of responsibility.
* Ensures Bank activities are performed in compliance with the Bank's Policies and Standards, in partnership with Enterprise Risk Management and other internal banking partners.
Requirements:
* High School Diploma or equivalent - required.
* Processor - 3+ years recent experience in SBA operations, demonstrating working knowledge and understanding of SBA SOP and processing and closing SBA 7A loans, SBA 504 loans and SBA Express loans - required.
* Processor Senior - 4+ years recent experience in SBA operations, demonstrating working knowledge and understanding of SBA SOP and processing and closing SBA 7A loans, SBA 504 loans and SBA Express loans - required.
* Provides an exceptional level of quality service for internal/external customers; responds to customers' needs, questions and concerns in an accurate, effective, and timely manner.
* Demonstrated ability to build and maintain positive, professional relationships, to successfully interact with all levels and functional areas of the organization.
* Excellent listening, verbal, written and telephone etiquette business communication skills, with the ability to communicate outstanding/follow up issues over the phone, in person and via email; with the ability to read, write, speak and understand English well.
* Strong working knowledge of principles, procedures, requirements, regulations, and policies related to assigned area, as well as the Bank's policies, procedures, products, and services.
* Knowledge of SBA lending and servicing SOPs, to include working knowledge of lending practices, disclosures, terminology and legal documents.
* Strong organizational, time management, data review and processing skills; with the ability to manage multiple assignments and goals, with minimal direction.
* Proficient math skills and working knowledge of bank accounting practices with the ability to determine loan-to-value, payment-to-income, and debt-to-income ratios.
* Demonstrated self-motivational skills and the ability to work in a high pressure, high-volume production-oriented environment while ensuring deadlines are met.
* Demonstrated problem-solving skills with excellent attention to detail and a strong focus on accuracy.
* Demonstrated ability to quickly focus on key issues and make decisions under pressure of time constraints.
* Unquestionable integrity in handling sensitive and confidential information required.
* Proficient use and understanding of MS Office products (Word, Excel, Outlook), with the ability to learn and adapt to new technologies quickly. Working knowledge of financial servicing loan and documentation systems, preferred.
Work Environment:
* Climate controlled office environment.
* Occasionally exposed to outdoor weather conditions.
* Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent employee and/or customer contacts and interruptions during the day.
* Work requires regular attendance, punctuality, and adherence to agreed-upon schedule with willingness to work a flexible schedule and extended hours, as needed.
Physical Demands:
* Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day.
* Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile which often requires dexterity of hands and fingers with repetitive wrist and hand motion.
* Typically sitting at a desk or table; intermittently standing, stooping, bending at the waist, climbing, kneeling or crouching to file materials and/or site/property inspections; Occasional lifting 20 - 30 lbs.
Travel Time: Frequent travel for business development and customer meetings; willingness to travel to other branch and customer locations when needed; valid driver's license, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions.
Heritage Bank is an Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law.
Job applicants have certain legal rights. Please click here for information regarding these rights.
If you need assistance completing the online application, please email: *******************************
Salary Range Disclaimer
The base salary range represents the min, mid and max of Heritage Bank's salary range for this position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank's total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses.
##JobCategory:Commercial Banking##
##Street:2831 Colby Ave##
##City:Everett##
##State:WA##
##ZipCode:98201##
##Internal:false##
* mon
Consumer Loan Processor
Loan Processor Job 18 miles from Bothell
iVantage Group is a nationally recognized provider of staffing services and project based solutions located in Brighton, Michigan. Recipient of Crain's Detroit Business “Best Places to Work” award along with being one of Inc. 500's Fasting Growing Firms in the United States. Certified as a Minority & Women Owned Business Enterprise we excel at finding exceptional talent that can't be found. Our 24/7/365 real time recruiting engine is state of the art and has allowed our organization to obtain elite vendor status at local clients such as BCBSM, HAP, General Motors, OnStar, Flagstar, Comerica, Delta Dental, Consumers Energy, Jackson National Life, and Carhartt. We provide our consultants with long term Contract, Contract-to-Hire and Permanent Placement services. Simply put - we will take your career to the next level!
For more information on iVantage Group please visit us at ************************ .
Overview
iVantage Group which is one of Michigan's fastest growing Staffing and Direct Placement firms is currently searching for qualified Retail and Home Lending Processor with experience in the following:
Experience with common GSA's (FNMA, FHLMA, FHA, VA, USDA)
Knowledge of AUS systems (LP & DU)
Knowledge of MDIA and RESPA disclosure requirements
Position: Retail and Home Lending Processor
Industry: Information Technology
Employee Benefits: Comprehensive Benefit Plan
Responsibilities / Job Description:
The Processor works with loan officers, borrowers, and third party providers to obtain documentation and submit a thorough, accurate, and complete loan package to Underwriting.
Pro-actively maintains control of the loan file, monitors dates for approval, appraisals, purchase deadlines and closing, and ensures that all deadlines are met in a timely and efficient manner.
Recognizes and resolves challenges early in the process, and provides excellent customer service.
Qualifications
Skills
Effective communication skills with a high level of customer service
Ability to multi-task and operate effectively in a high-paced environment
Detail orientated with proficient organizational skills
Ability to adapt to and accept change
Strong listening and problem solving skills
Additional Information
All your information will be kept confidential according to EEO guidelines.
Contact Andrew McAlpine: ************ or ***********************************
Loan Processor III
Loan Processor Job 18 miles from Bothell
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
* Identify potential issues and communicate to consumer and loan officer.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Stay current with federal, state regulations, policies and industry trends.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Coach and provide guidance to less experienced Processors as needed.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to Loan Officers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
* Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
* Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
* Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Expert knowledge in new construction documentation and condominium projects.
* Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
* Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, supervision is intermittent to infrequent
* Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
* May provide guidance to less experienced team members to resolve/escalate issues of high complexity
* Exercise sound judgment in executing core job responsibilities
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Senior Loan Processor
Loan Processor Job 46 miles from Bothell
Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011 and 2012, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area.
We are hiring a Senior Loan Processor to work for our Puyallup, WA team.
Duties and Responsibilities:
Review loan application to determine the completeness of all documents and verify the borrows qualification for specified loan product
Gather necessary items from clients to complete the loan file
Advise loan officer of any deficiencies or missing documentation
Works with escrow to obtain all items necessary for disclosure e.g. estimated HUD, preliminary title report, closing protection letter and wire instructions
Prepares LE, fee worksheet and all disclosures, orders appraisal and run credit
Package and submit complete files to operations through Encompass program
Upon receipt of loan approval, works with the loan officer, loan coordinator, and escrow officer to clear all prior to doc conditions and funding conditions
Prepares doc request and submits to loan coordinator
Arranges signing for borrower with escrow officer
Works with funder, loan officer and escrow officer to clear funding conditions
Minimum Requirements:
Have MLO license for WA State
Minimum 5 years recent/current mortgage loan processing experience
Must be able to meet strict deadlines
Experience utilizing Encompass mortgage software required
Must have experience processing government FHA and VA loans
Must have experience processing conventional and non-conforming loans
Ability to work collaboratively with others
Excellent communication skills
Must be a team player
Strong customer service skills
Ability to multi-task and use deductive reasoning
Knowledge of Encompass, Fannie Mae (DU) and Freddie Mac (LP)
Must be able to maintain efficiently a 30-40 loan pipeline
Must be able to calculate income, including Self- Employed
Have Product knowledge of Conventional, FHA, VA & USDA Guidelines
Knowledge of processing in Multiple States
We offer a comprehensive benefit package including; medical, dental, vision, life insurance, 401k, and paid time off. Compensation is based on experience and ranges from $27- $30 per hour, plus bonus plan. This is a full-time position.
Bay Equity is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact our Human Resources Department at ********************.
Loan Processor III
Loan Processor Job 18 miles from Bothell
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Mortgage Loan Processor
Loan Processor Job 44 miles from Bothell
Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now! Responsibilities
Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
Put together loan packages and submit to lender underwriting for approval or denial
Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports
Assist borrowers in determining the best mortgage type based on interview and situation
Qualifications
Must have Experience in Processing mortgage and home loans
We are a team with a strong culture and as such require all team members to work in our Sumner Washington office. This position is not for remote
Superb analytical skills, time management skills, and attention to detail
Must have excellent written and verbal communication skills
High school diploma or GED required - Associate's degree in accounting, finance, or business preferred
2 years minimum experience in loan processing required
FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
Compensation $54,000 - $62,000 DOE
Loan Specialist - Seattle, WA (In Office)
Loan Processor Job 17 miles from Bothell
Commerce Bank of Washington, a division of Zions Bancorporation, is currently hiring a Loan Specialist in downtown Seattle, WA. This is a fully in office role. This specialist will do the following: · Provides administrative and/or operational support within for the Documentation Dept. Review completeness of incoming original loan documents for all types of loans, including but not limited to: Consumer, Commercial; Real Estate for verifying
· Maintain files with all necessary documents
· Responsible for ensuring insurance is up to date and not lapsed
· Maintains Collateral files
· Process paid loans and release collateral
· UCC filings, terminations and amendments
· Research and resolve lending inquires and issues
· Prepare and process monthly/quarterly reports as needed
· Responsible for post-closing items including but not limited to: ticklers, filing, scanning, answer questions and follow up with other vendors or the employees
· Other duties as assigned
Required Qualifications:
· Requires High School diploma or equivalent and 2+ years of previous banking or loan processing, documentation, loan assistant experience or other directly related experience. A combination of education and experience may job requirements.
· Proficient knowledge of lending processes, loan principles, documentation and loan systems
· Knowledge of banking process and procedures helpful
· Must have strong organizational and customer service skills
· Must be accurate, possess numeric and verbal aptitudes
· Strong research, audit and communications skills, both written and verbal
· Ability to complete processes and meet deadlines
· Proficient working knowledge computer program i.e word processing, spreadsheets or related software
Benefits:
· Medical, Dental and Vision Insurance - START DAY ONE!
· Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
· Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
· Salary Range - $24.05 to $35.27 depending on experience
· Paid Training, Paid Time Off (PTO). (PTO covers both sick and vacation days without distinguishing between them), 11 Paid Federal Holidays, and any applicable state holidays
· 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
· Mental health benefits including coaching and therapy sessions
· Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
· Employee Ambassador preferred banking products
HISTORY
The Commerce Bank of Washington believes that delivering exceptional service to our clients is the single most important function we perform in our role as bankers. We are dedicated to enriching businesses and professional firms by providing them and their principals with highly personalized banking and investment banking services from experienced bankers committed to long-term banking relationships. As a true partner we help local entrepreneurs and professionals realize their full potential by providing banking services that serve their unique needs.
Req ID: 066229
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Processor Job 43 miles from Bothell
Job Details Tacoma, WA - Tacoma, WA Full Time SalesDescription
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Mortgage Loan Officer - PAID Training Program
Loan Processor Job 17 miles from Bothell
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!
Who Makes a Great Loan Originator?
Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you.
Do I Need Experience in the Mortgage Industry?
No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry.
Compensation? Perks?
Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn.
These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria.
What You'll Need:
* Passion for helping people achieve their dreams
* Experience selling and/or engaged in a service-oriented environment
* Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
* Competitive, energetic and positive attitude
* Detail oriented and demonstrate excellent decision-making skills
* Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST).
Remote work applicants may not work from the following states: California
* Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation.
Compensation:
The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year!
Benefits:
* 401(k)
* Dental insurance
* Disability insurance
* Employee discounts
* Health insurance
* Life insurance
* Paid training
* Referral program
* Vision insurance
Supplemental pay types:
* Hourly draw
* Commissions
* Ramp up incentive
* Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ********************************
AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ******************************************************
When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Junior Mortgage Loan Closer
Loan Processor Job 17 miles from Bothell
Who we are
Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, DST, and NFX, Tomo is poised to become one of the most valuable fintech startups of our generation.
Are you passionate about helping homebuyers achieve their dreams? Do you thrive in a fast-paced, team-oriented environment? If you're eager to start your career in the mortgage industry or closing department, this is your chance to learn from the ground up!
As a Junior Closer, you'll gain hands-on experience in the mortgage process from start to finish. You'll assist in coordinating loan closings, preparing closing packages, and ensuring seamless transactions so homebuyers get their keys on time. With a strong desire to grow, you'll develop the skills needed to become a seasoned closer/funder while delivering top-tier customer service..
This role is a hybrid role, based in office Monday through Wednesday and is remote optional Thursday & Friday.
The things you'll do…
Redisclose all fee changes due to changes in loan terms throughout the process (e.g. third party fees, changes in appraised values, etc.) to ensure Tomo is in compliance.
Request and monitor all lender wires through the warehouse bank to fund loans on behalf of the entire closing team.
Track all signed physical loan documents to ensure timely delivery to warehouse banks and subsequent shipment to designated investors.
Your role will evolve to…
Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting before document preparation.
Input required closing data in the loan origination system
Review compliance reports and remediate any fails or alerts
Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
Prepare and issue the Initial Closing Disclosure.
Draw and release closing documents to the Settlement Agent
Authorize funding of loan
Assist in resolving any post-closing issues as needed
The things you're exceptional at…
Attention to detail and organizational skills
Staying current on federal, state, investor and internal policies and procedures
Maintaining transparency between all teammates involved in a customer's journey
You may also have the extras…
A bachelor's degree
1+ years of professional experience (bonus if that is recent mortgage closing/funding experience)
What's in It for You?
Career growth: Multiple paths within Tomo, including elite operational roles
Competitive compensation and benefits
Equity ownership: All teammates receive stock options
Coaching and mentorship: Build a foundation for a mortgage career
The expected annual compensation for this position will be between
$55,000 - $60,000 USD
Mortgage Loan Officer in Washington
Loan Processor Job 17 miles from Bothell
Join Morty as a mortgage loan officer in Washington. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Washington and dedicated closing team to advance your career and achieve success.
Are you a smart, resourceful, and self-sufficient individual? We're actively seeking talented candidates based in Washington to join our platform as Mortgage Loan Officers. Our ideal team members are passionate about cultivating a robust mortgage business portfolio while enjoying the flexibility of setting their own pace. Successful Mortgage Loan Officers at Morty possess a deep understanding of mortgage products, exceptional communication skills, and a proven ability to forge strong relationships. Your role will involve close collaboration with homebuyers, providing expert guidance on mortgage options, and overseeing loan origination.
If you're not licensed, but have been thinking about becoming an MLO, our Blueprint program is likely a better fit. You can also check out our step by step guide to getting licensed in Washington!
This is a great opportunity to build on your existing sales experience and level up with new tools and support.
Your Responsibilities
Build your own book of business - Leverage Morty's platform and marketplace to establish, grow, and service an ongoing pipeline of new customers and referrals. You can purchase leads through Morty to help build your business.
Establish a local presence - Build and maintain a local presence on the ground in a key market or markets of your choice, acting as Morty's go-to “in-market” expert in the area.
Own all communications for your customers - Ensure clients get the advice they need to successfully navigate the home financing process, building trust and working closely with our centralized closing team to ensure transactions go smoothly.
Serve as an expert on loan options - Work with customers to make recommendations based on their specific situations; you'll need to be able to clearly articulate Morty's value propositions to customers who don't yet know us.
Qualification Required
An approved mortgage license
Willingness to hit the road to build up a book of mortgage business.
Strong communication skills, both written and verbal.
Compensation
Earn 75bps - 200bps per closed loan depending on your experience and preferences.
This a commission only role.
This position requires you to pay a platform fee to cover the cost of technology, marketing, and HR services.
Commercial Loan Specialist
Loan Processor Job 17 miles from Bothell
More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers. Process loan closings, attain loan perfection, and service loan customers.
In this role you'll have the opportunity to:Prepare all loan request documents. Gather customer income and net worth information. Answer customer questions.Responsible for ordering external agency reports such as titles, insurance, etc.Prepare commitment letters. Arrange for payoff of property liens.Coordinate loan closings and prepare disbursement checks.Responsible for verifying loan system accuracy for boarded loans.Responsible for ensuring each loan file meets bank and regulatory requirements.Responsible for making advances and payments on commercial lines. Balance commercial loan suspense accounts monthly.Responsible for complying with policies, procedures, security requirements, and government regulations.
Education & CertificationsH.S. Diploma: required (an equivalent combination of education and experience may be considered)
Experience0 to 2 years of commercial loan support experience required
Knowledge, Skills and AbilitiesDemonstrate ability to independently produce accurate work in a deadline driven environment. Possess strong analytical skills with the ability to identify document errors or variances and make corrections. Ability to deliver professional, responsive customer service. Knowledge of accounting principles. Proficient in Word, Excel, and commercial loan systems. Knowledge of state and regulatory requirements pertaining to commercial loans.
Travel0%
Compensation & BenefitsTargeted starting compensation range is based on location and experience: $27.09 - $31.87Incentive and commission compensation may be awarded for eligible roles Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays 401k (up to 4% match with immediate vesting) Tuition reimbursement up to $5,250 annually (minimum service requirement) Read more about these and additional benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Loan Originator NE
Loan Processor Job 27 miles from Bothell
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Specialist - Seattle, WA (In Office)
Loan Processor Job 17 miles from Bothell
Commerce Bank of Washington, a division of Zions Bancorporation, is currently hiring a Loan Specialist in downtown Seattle, WA. This is a fully in office role.
This specialist will do the following:
· Provides administrative and/or operational support within for the Documentation Dept. Review completeness of incoming original loan documents for all types of loans, including but not limited to: Consumer, Commercial; Real Estate for verifying
· Maintain files with all necessary documents
· Responsible for ensuring insurance is up to date and not lapsed
· Maintains Collateral files
· Process paid loans and release collateral
· UCC filings, terminations and amendments
· Research and resolve lending inquires and issues
· Prepare and process monthly/quarterly reports as needed
· Responsible for post-closing items including but not limited to: ticklers, filing, scanning, answer questions and follow up with other vendors or the employees
· Other duties as assigned
Required Qualifications:
· Requires High School diploma or equivalent and 2+ years of previous banking or loan processing, documentation, loan assistant experience or other directly related experience. A combination of education and experience may job requirements.
· Proficient knowledge of lending processes, loan principles, documentation and loan systems
· Knowledge of banking process and procedures helpful
· Must have strong organizational and customer service skills
· Must be accurate, possess numeric and verbal aptitudes
· Strong research, audit and communications skills, both written and verbal
· Ability to complete processes and meet deadlines
· Proficient working knowledge computer program i.e word processing, spreadsheets or related software
Team Loan Officer
Loan Processor Job 46 miles from Bothell
We're searching for some really great people who enjoy customers as much as we do.
Named as one of Puget Sound Business Journal's Best Places to Work three years running, 2021, 2022 and 2023. We are a certified Great Place to Work™ and were named a Best Workplace eight times, most recently in 2024 in the Financial Services and Insurance category.
Check out our rating at: Working at Evergreen Home Loans | Great Place To Work
Wow happens every day at Evergreen. Our vision is centered on changing the world one relationship at a time.
Learn more about us on our website here.
Discover what's possible with Evergreen.
We're looking to add people who feel the same way we do about our customers, our associates, and the work we do. In return, you'll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You'll also enjoy a comprehensive benefits package and an attractive 401K plan to help you grow along with us!
We are seeking dynamic individuals to join our Dorman Team in Puyallup! We are looking for Team Loan Officers with a current NMLS License. High energy and a positive attitude is a MUST!
Our Team Loan Officer will be referred business and relationships from our lead loan officers. They will help with referrals that we generate as well as provide great customer care to our clients.
Desired Skills and Experience:
Must be ambitious, coachable, a team player, humble, and FUN!
Passionate customer-focused Loan Originator
Current NMLS License
Strong attention-to-detail and excellent communicator
Works well with others and fosters a positive team atmosphere
Has strong command of technology including loan originating software systems and Microsoft Outlook
Physical Requirements:
Ability to work in a fast-paced, occasionally noisy environment.
Must be able to walk/ sit for at least 8 hours or more (Majority of shift is spent sitting).
Must be able to speak and hear, lift and carry up to twenty five pounds (25 lbs) or occasionally more.
Requires all forms of dexterity and mobility throughout the shift.
Occasionally required to reach with hands and arms, sit climb or balance, stoop, kneel, crouch or crawl.
Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus.
Benefits and Perks:
Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses. Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen. Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available. Associates are automatically enrolled in Evergreen's 401(k) plan. Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit.
Compensation:
This is a commission only position. Associate may be eligible for bonuses or other variable earnings as determined upon hire.
Evergreen is an equal opportunity employer and E-Verify employer.**************************
Equal Housing Lender
©2025 Evergreen Moneysource Mortgage Company dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit ***************************
Loan Control Specialist I, Consolidated Loan Operations (Federal Way, WA)
Loan Processor Job 38 miles from Bothell
Salary Range:
$20.14 - $28.17
(Depending on knowledge, skills, abilities and location. Certain level jobs may be eligible for bonus, commission, and/or equity awards.)
This job will be open and accepting applications for a minimum of three days from the date it was posted.
Benefits* worth writing home about:
Medical, dental, and vision coverage for employees and their families
Life, disability and family Leave
401(k) and Roth 401(k) with employer match
Wellness program, employee assistance program, “Commute Trip Reduction” (CTR) and various employee discounts
Generous vacation, sick leave, 11 paid holidays, and 16 hours of paid leave every year for community service work
Free employee checking account and employee home loan discounts
*For eligible employees averaging 20 or more hours per week.
EO/AA Employer including Vets and Disabled.
Qualified applicants with arrest and conviction records will be considered in accordance with legal requirements.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
California applicants may click this link Fair Chance Ordinance for Los Angeles County to see additional information.
Job Description Summary:
The Loan Control Specialist I is an entry level position responsible for handling a variety of functions and tasks regarding consumer and mortgage loans. Functions performed may include, but are not limited to, document requests, reconveyance processing, manual loan boarding, research and response to correspondence and email requests, HELOC's, loan modifications, service release, reamortizations, SCRA, adjustable rate mortgages, billing statement inquiries and loan audits. This position will respond to calls and inquiries (written and email) and provide coverage to other departments as needed. In all interactions the Specialist must provide accurate and timely information with excellent customer service for both internal and external customers, adhering to procedures and applicable regulations and requirements. They are responsible for providing an outstanding customer service experience for loan customers, third party requestors and internal HomeStreet staff.
Job Details:
PRIMARY FUNCTIONS:
Follow established procedures in authenticating customers and ensure customer confidentiality.
Effective Communication - Written and Verbal:
Answer telephone inquiries, correspondence, tasks and emails in a professional and friendly manner and ensure that issues are resolved both promptly and thoroughly.
Provide excellent customer service to internal and external customers and business partners to ensure timely resolution and thorough responses to issues.
Must demonstrate excellent customer service skills to include patience, tact, empathy and problem-solving skills when dealing with customers and internal requestors.
Daily Production - Accuracy and Timeliness in processing and meeting/exceeding deadlines:
Ensure all transactions are processed in accordance with Bank, investor and regulatory guidelines.
Work closely with internal and external customers for the timely and accurate updating of loan and borrower information.
Perform a variety of processing which may include document requests, reconveyances/title releases, HELOC's, loan boarding, reamortizations, SCRA, service release, modifications, loan audits and miscellaneous loan research, ensuring work is processed on time and accurately.
Maintain and document a clear audit trail on all transactions.
Adhere to department procedures and participate in maintaining procedures to current processing guidelines.
Meet or exceed all processing deadlines and timeframes and work with a sense of urgency to complete tasks.
Problem Solving - Resourcefulness, Ownership and Responsibility:
Perform research on accounts as needed, contacting internal or external business partners to obtain information/documentation to assist with research and resolution of Loan Servicing issues.
Resolve escalated issues or escalate to the appropriate resource as needed following department procedures and protocol.
Assist with audit documentation or department requests as needed.
Respond to and provide information to customers (internal and external) on a wide variety of loan servicing topics to include, but not limited to, reconveyances/title releases, reamortizations, adjustable rate mortgages, billing statements, HELOC's, loan boarding, service release, modifications, audits and research on related loan servicing issues.
Update the loan servicing system with accurate and thorough processing notes when applicable.
Maintain a balance between company policy and customer benefit in decision making. Handles issues in the best interest of both customer and HomeStreet Bank, offering options and alternatives to best fit the situation.
Resolve basic customer issues and escalate cases when appropriate.
Promptly prepare and image documents and miscellaneous items.
Teamwork:
Participate in department projects to include procedures, cross training, testing and other duties as assigned.
Work within team and department to adapt to changes within the workflow and industry.
Provide coverage to other areas as needed.
May participate in projects as assigned by the supervisor.
Work in a positive environment with internal Loan Servicing and HomeStreet partners.
Willing to assume other duties/projects as assigned.
Cross train in other areas of the department and Loan Servicing.
QUALIFICATIONS:
A minimum of one year Loan Servicing experience preferred.
High School degree required.
Proficient in Microsoft Word, Outlook and Excel.
Demonstrated data entry skills of 40-50 WPM.
Black Knight Financial Services MSP Servicing system experience preferred.
Mortgage and consumer loan experience preferred.
Excellent customer service skills; May have occasion to meet with customers on modification requests or to resolve servicing related issues.
High accuracy level in completing responsibilities with strong attention to detail, documentation, problem solving, and strong organizational skills.
Ability to communicate clearly and professionally, both verbally and in writing.
Ability to adhere to strict servicing guidelines and follow compliance, investor and regulatory requirements.
Ability to research and resolve loan issues and recommend solutions.
Bi-lingual proficiency (Spanish) preferred.
Demonstrated passion for excellence with respect to treating and caring for customers. Maintain a pleasant, patient and friendly attitude.
Willingness to work a flexible schedule and occasional overtime when needed.
Regular and punctual attendance.
Be a self-starter; possess a strong work ethic and team player mentality.
Strong ability, desire and enjoyment in working with other employees and customers in a cooperative and friendly spirit.
Able to learn quickly and work within deadlines. Ability to multi-task and prioritize work load.
Possess good judgment, ability to accept responsibility and handle confidential information.
Ability to accept and facilitate change, whether indicated by corporate needs, market or regulatory requirements.
Willingness to assume additional duties/projects as they arise.
PHYSICAL CONSIDERATIONS:
Good vision and hearing (corrected if necessary), able to sit for long hours, manual dexterity to include but not limited to, filing, reaching, and bending. Ability to lift 25 pounds.
WORK ENVIRONMENT:
Hours: 8:00 a.m. to 5:00 p.m. Ability to work overtime as needed.
This Position Description may not be limited to the Functions and Requirements as outlined, now or in the future. For example, changes in corporate needs, position demands, or individual performance may result in changes to the Functions or Requirements of this position.
Area:
Loan Servicing (Corporate)
SBA Loan Processor
Loan Processor Job 8 miles from Bothell
Base Salary Range:
SBA Loan Processor: $27.38 - $34.22 - $41.07 hourly SBA Loan Processor Senior: $30.12 - $37.64 - $45.18 hourly
Depending on qualifications and experience, SBA Loan Processor or SBA Loan Processor Senior may be considered.
At Heritage Bank, we work hard, but also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy!
As part of our team you'll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually* and eight hours of paid sick leave per month*, while also enjoying 11 paid holidays each calendar year, and an annual float day. *pro-rated from start date, and/or hours worked. To view Benefits Summary: Apply > Current Openings > position > attachment.
Position Overview:
Heritage Bank has an exciting opportunity to join our organization! We are seeking a Small Business Administration (SBA) Loan Processor at our Everett, Washington office. The SBA Loan Processor is responsible for processing approved SBA loans through post-closing, and ensures compliance with all Bank and SBA policies, procedures and government regulations. Additionally, this position is relied upon to properly and accurately document files to reflect SBA eligibility and approval conditions.
Preferred geographical location is Everett, WA; depending on qualifications and experience, other Heritage Bank locations in Idaho, Washington, or Oregon may be considered. The successful candidate:
Provides exceptional level of customer service around all aspects of the banking relationship and SBA process with a focus on the processing aspects in conjunction with the SBA Lending Officer and/or Commercial Banker assigned to the relationship.
Independently interacts with prospective and existing clients to collect information both for SBA approval and loan closing including, but not limited to, SBA Form 1919, updated financial information as necessary, entity documentation, leases, etc.
Independently and accurately enters data into SBA software application to submit loans for SBA approval.
Orders, collects, reviews and coordinates all pre-closing due diligence documentation prior to closing of SBA (7a and 504) loans, to include but is not limited to: company formation documents, Form 4506, flood certification, title policy, survey, environmental, insurance coverage, real estate tax status, collateral description, UCC search, invoices, bill of sale, etc.
Upon assignment of approved SBA loan(s), thoroughly reviews files (both digital and physical) for completion and efficiently assembles a final checklist of items necessary to gain SBA approval as well as close loan.
Communicates with customers and bankers on a regular basis to ensure loans move through pipeline in a timely and efficient manner. Resolve problems, issues or questions, both verbally and in writing, to ensure customer satisfaction and to maintain productive relationships with other bank staff / departments.
Partners with lender and/or meets with customer and escrow to sign closing documents.
Completes and tracks post-closing requirements, as required, i.e. closing package to customer, set up ticklers, close out and follow SBA protocol scanning set-up in a timely and accurate manner, etc.
Attends training classes on SBA SOP, or other classes to further knowledge of SBA processing.
Participates in the construction administration process by collecting and reviewing required information for monthly draw in conjunction with the RECAD team.
Complies with governing regulations by maintaining current knowledge of commercial law, UCC, SBA SOP's and Banking regulations and polices to ensure conformity with required laws and terms.
Maintains current knowledge of banking and lending rules and regulations and assures compliance with all Bank policies and procedures, as well as applicable state and federal regulations.
Contributes to success of department by cross training and assisting in other departmental responsibilities.
Understands and maintains working knowledge of, and ensures bank activities are performed in compliance with, all state and federal banking laws and regulations applicable to areas of responsibility.
Ensures Bank activities are performed in compliance with the Bank's Policies and Standards, in partnership with Enterprise Risk Management and other internal banking partners.
Requirements:
High School Diploma or equivalent - required.
Processor - 3+ years recent experience in SBA operations, demonstrating working knowledge and understanding of SBA SOP and processing and closing SBA 7A loans, SBA 504 loans and SBA Express loans - required.
Processor Senior - 4+ years recent experience in SBA operations, demonstrating working knowledge and understanding of SBA SOP and processing and closing SBA 7A loans, SBA 504 loans and SBA Express loans - required.
Provides an exceptional level of quality service for internal/external customers; responds to customers' needs, questions and concerns in an accurate, effective, and timely manner.
Demonstrated ability to build and maintain positive, professional relationships, to successfully interact with all levels and functional areas of the organization.
Excellent listening, verbal, written and telephone etiquette business communication skills, with the ability to communicate outstanding/follow up issues over the phone, in person and via email; with the ability to read, write, speak and understand English well.
Strong working knowledge of principles, procedures, requirements, regulations, and policies related to assigned area, as well as the Bank's policies, procedures, products, and services.
Knowledge of SBA lending and servicing SOPs, to include working knowledge of lending practices, disclosures, terminology and legal documents.
Strong organizational, time management, data review and processing skills; with the ability to manage multiple assignments and goals, with minimal direction.
Proficient math skills and working knowledge of bank accounting practices with the ability to determine loan-to-value, payment-to-income, and debt-to-income ratios.
Demonstrated self-motivational skills and the ability to work in a high pressure, high-volume production-oriented environment while ensuring deadlines are met.
Demonstrated problem-solving skills with excellent attention to detail and a strong focus on accuracy.
Demonstrated ability to quickly focus on key issues and make decisions under pressure of time constraints.
Unquestionable integrity in handling sensitive and confidential information required.
Proficient use and understanding of MS Office products (Word, Excel, Outlook), with the ability to learn and adapt to new technologies quickly. Working knowledge of financial servicing loan and documentation systems, preferred.
Work Environment:
Climate controlled office environment.
Occasionally exposed to outdoor weather conditions.
Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent employee and/or customer contacts and interruptions during the day.
Work requires regular attendance, punctuality, and adherence to agreed-upon schedule with willingness to work a flexible schedule and extended hours, as needed.
Physical Demands:
Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day.
Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile which often requires dexterity of hands and fingers with repetitive wrist and hand motion.
Typically sitting at a desk or table; intermittently standing, stooping, bending at the waist, climbing, kneeling or crouching to file materials and/or site/property inspections; Occasional lifting 20 - 30 lbs.
Travel Time: Frequent travel for business development and customer meetings; willingness to travel to other branch and customer locations when needed; valid driver's license, proof of insurance, and access to reliable transportation; or the ability to access and utilize an alternative method of transportation, when needed, to carry out job-related essential functions.
Heritage Bank is an Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, disability, or any other basis protected by applicable law.
Job applicants have certain legal rights. Please click here for information regarding these rights.
If you need assistance completing the online application, please email: *******************************
Salary Range Disclaimer
The base salary range represents the min, mid and max of Heritage Bank's salary range for this position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank's total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses.
##JobCategory:Commercial Banking##
##Street:2831 Colby Ave##
##City:Everett##
##State:WA##
##ZipCode:98201##
##Internal:false##
*mon
Consumer Loan Processor
Loan Processor Job 18 miles from Bothell
iVantage Group is a nationally recognized provider of staffing services and project based solutions located in Brighton, Michigan. Recipient of Crain's Detroit Business “Best Places to Work” award along with being one of Inc. 500's Fasting Growing Firms in the United States.
Certified as a Minority & Women Owned Business Enterprise we excel at finding exceptional talent that can't be found. Our 24/7/365 real time recruiting engine is state of the art and has allowed our organization to obtain elite vendor status at local clients such as BCBSM, HAP, General Motors, OnStar, Flagstar, Comerica, Delta Dental, Consumers Energy, Jackson National Life, and Carhartt.
We provide our consultants with long term Contract, Contract-to-Hire and Permanent Placement services. Simply put - we will take your career to the next level!
For more information on iVantage Group please visit us at
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Overview
iVantage Group which is one of Michigan's fastest growing Staffing and Direct Placement firms is currently searching for qualified
Retail and Home Lending Processor with experience in the following:
Experience with common GSA's (FNMA, FHLMA, FHA, VA, USDA)
Knowledge of AUS systems (LP & DU)
Knowledge of MDIA and RESPA disclosure requirements
Position:
Retail and Home Lending Processor
Industry:
Information Technology
Employee Benefits:
Comprehensive Benefit Plan
Responsibilities / Job Description:
The Processor works with loan officers, borrowers, and third party providers to obtain documentation and submit a thorough, accurate, and complete loan package to Underwriting.
Pro-actively maintains control of the loan file, monitors dates for approval, appraisals, purchase deadlines and closing, and ensures that all deadlines are met in a timely and efficient manner.
Recognizes and resolves challenges early in the process, and provides excellent customer service.
Qualifications
Skills
Effective communication skills with a high level of customer service
Ability to multi-task and operate effectively in a high-paced environment
Detail orientated with proficient organizational skills
Ability to adapt to and accept change
Strong listening and problem solving skills
Additional Information
All your information will be kept confidential according to EEO guidelines.
Contact Andrew McAlpine:
************ or ***********************************