Loan Processor Jobs in Bethlehem, PA

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build business relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: This position is compensated through commission earnings. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

div itemprop="description"section class="job-section" id="st-company Description"divp class="googlejobs-paragraph--empty"/ph2 class="title"Company Description/h2/divdiv class="wysiwyg"pSummit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO, founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. /ppstrong Benefits and Perks:/strong/pulli We offer a competitive compensation structure/lili Professional and financial growth through building teams/lili Professional Coaching and mentoring/lili Full benefits including 401K with match/lili Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation)/li/ul/div/sectionsection class="job-section" id="st-"divp class="googlejobs-paragraph--empty"/ph2 class="title"Job Description/h2/divdiv class="wysiwyg" itemprop="responsibilities"pstrong Summit Funding is expanding in Pennsylvania! We are now hiring for experienced and growth-minded Loan Officers in the Allentown area. /strong/pp At the core of Summit Funding's values is a partnership. We partner with communities, our home buyers, our referral partners, and our employees, and we'd love to explore partnering with you as a celebrated addition to our team of successful Mortgage Loan Officers. /pp The strength and success of our partnerships are evidenced in our ranking year after year as a top 50 national mortgage lender. It is our job to make sure you succeed. You will have direct access to Leadership, highly skilled trainers, coaching, a cutting-edge marketing team, top-of-the-line technology and recruiting support, in-house processing, superior underwriting, and closing teams along with additional knowledgeable support staff to help you grow your business. /ppstrong What our Loan Officers are responsible for:/strong/pulli Developing long-term relationships with realtors, homebuilders, and other self-generated purchase-focused referral sources through daily, weekly, and monthly touches. /lili Serving borrowers as the subject matter expert on the mortgage process and product knowledge. /lili Originating and closing residential home loans. /li/ulp Depending on experience and location Summit Funding Loan Officers may be classified as outside sales exempt employees and are paid 100% commissions on the loans originated and closed or non-exempt employees and are paid minimum wage as a factor of commissions on the loans originated and closed. Summit Funding's compensation structure provides you the opportunity to earn based on your performance. /p/div/sectionsection class="job-section" id="st-qualifications"divp class="googlejobs-paragraph--empty"/ph2 class="title"Qualifications/h2/divdiv class="wysiwyg" itemprop="qualifications"ulli Currently producing Mortgage Loan Originators with stable work history. /lili Closing 1 residential home loan a month on average. /lili Must be currently licensed with NMLS. /lili An established referral database for sourcing your own purchase leads. /li/ul/div/sectionsection class="job-section" id="st-additional Information"divp class="googlejobs-paragraph--empty"/ph2 class="title"Additional Information/h2/divdiv class="wysiwyg" itemprop="incentives"pAll your information will be kept confidential according to EEO guidelines. /p/div/section/div

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview Represent Fulton Mortgage Company as a Community Reinvestment Act Loan Officer in targeted territories. Originate Community Reinvestment Act qualifying mortgage loans. Establish and support relationships with Realtors and Housing Authorities. Plan, organize and speak at first time homebuyer seminars. Assist first time homebuyers with low to moderate income purchase homes. Solicit first mortgages through contacts with Realtors, Housing Authorities, and Developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their home ownership goals. This is a full-time career opportunity based out of our City Line location in Bethlehem, PA. Responsibilities Develops and expands referral sources in order to solicit first mortgages. Meet and Market local Realtors in order to establish relationships. Meet with Local Housing Authorities and speak and train first time homebuyers. Maintains regular contact with Realtors and Housing Authorities in their offices and on site at open houses and at first time homebuyer seminars and events. Regularly, seeks opportunities to meet with new Housing Agencies to discuss first time homebuyer programs. Participates in Community Reinvestment Act events, meetings and forums. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged. Meet with Lenders Mortgage Insurance Borrowers to originate Community Reinvestment Act Mortgage Loans. Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources. Performs work related to the loans the incumbent originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support incumbent's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process. Qualifications Education High School Diploma or equivalent. Specialty: not applicable at this level. (Required) Experience 2 or more years recent residential mortgage lending in the local market. (Required) 2 or more years experience in Sales and Marketing. (Required) 2 or more years established relationships with realtors. (Required) 1 or more years experience with Housing Authorities and First Time Homebuyer programs. (Required) Knowledge, Skills, and Abilities fluency in Spanish (Preferred) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. The hourly rate for this position is $25.72 - $42.84. Additional Compensation Components This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build business relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: This position is compensated through commission earnings. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

The Consumer and Construction Loan Underwriter is responsible for the underwriting of residential construction loans and residential consumer loans. They will be responsible for reviewing and analyzing construction and consumer loan applications to ensure compliance with industry guidelines and bank policies. Essential Functions * Review credit, income, asset, property and project documentation from the consumer to ensure compliance with all bank policy and underwriting guidelines. * Responsible for efficient processing of construction and consumer loan applications including underwriting, loan documentation. * Assist management during the processing of both consumer and construction loans on an as needed basis. * Monitor loan turnaround time. * Communicate with mortgage sales and operations staff to maintain a high level of customer service. * Support branch network by communicating loan status, policy, procedures, and products. * Work closely with loan production officers and bank department managers and staff to promote open and effective communication and to ensure quality service delivery to customers. * Communicates with Management on a loan-by-loan basis in recommending exceptions to policy. * Maintain current knowledge of all industry and bank policies and procedures. Additional Functions * Assist Consumer Lending Department on additional projects and products on an as needed basis. Education and Experience * High school diploma or equivalent required. * Four year college degree preferred. * Three years of Residential or Consumer underwriting experience required. . * Excellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required. Licenses and Certifications * N/A Skills/Knowledge/Abilities Required * Knowledge of principles and practices to ascertain and assess customer needs, meet quality standards of customer service, and evaluate customer satisfaction. * Knowledge of economic, accounting, and finance principles and practices, the financial markets, banking, and the analysis and reporting of financial data. * Expert knowledge of credit underwriting concepts. * Excellent oral and written communication skills. * Ability to effectively present information and respond to inquiries from senior management, vendors and the general public; ability to write business correspondence. * Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations. * Ability to work independently with little supervision. Physical Requirements * Ability to sit for long periods of time up to 75% of work hours. * Ability to use hands to grasp, handle, type or feel. * Ability to talk, listen and see. * Ability to lift multiple loan files and boxes of files up to 10lbs. Working Conditions * Moderate sound as in business office with office machines, computers, and people traffic. Compliance * It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. NO OUT OF STATE APPLICANTS PLEASE All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for career growth? If you answered yes to these questions, our Consumer Loan Specialist position, sounds like a fit for you. Apply with Mariner Finance today! Consumer Loan Specialist Reports To Branch Manager FLSA Status Non- Exempt Schedule: Full-time, 40 hours Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. In This Role, You Will: Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding your individual sales and delinquency targets/goals. You will primarily support sales and collections efforts of the branch through respectful, compassionate, and efficient customer service. Prepare to take on increasing responsibilities as you grow in this role and continue growing your career with Mariner Finance! Responsibilities and Essential Duties: Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products. Process credit loan applications. Analyze credit & financial information for current and potential customers. Proactively contact customers with past due balances to offer possible solutions and resolve delinquency. Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services. Learn Federal, State, and Local Application Consumer laws to ensure compliant actions. Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required. May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service. Required Qualifications: Minimum of one (1) year of experience in a customer service or sales position. High school diploma or equivalent. Reliable transportation required. Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel. Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs. Ability to complete essential duties/functions in a timely, accurate manner. Demonstrated problem-solving skills and interpersonal skills in demanding situations. Must obtain applicable, required licenses to sell insurance products offered to customers by the branch. Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies. Preferred Qualifications: Cash Handling, selling and/or collecting experience. Some college coursework. Bilingual fluency in Spanish/English. Physical Demands: While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and tal

Grow Your Career in Commercial Processing! Are you a detail-oriented professional with a passion for commercial loan processing? If so, we invite you to join our team as a Commercial Loan Processor. This role offers the opportunity to process and close commercial loans and lines-all while advancing your career in a dynamic, community-focused environment. What You'll Do: * Process and close commercial loans and lines, ensuring compliance with state and federal regulations and bank policies. * Facilitate loan documentation preparation and review. * Serve as a liaison between loan officers, clients, outside counsel, insurance agents, and vendors. * Maintain and update loan files, databases, and internal reports. * Order necessary documents from third-party vendors and manage document distribution via DocuSign. * Participate in weekly pipeline meetings and prepare fund request documents. * Identify opportunities for process improvements and recommend procedural changes. What You Bring: * Experience: 2-4 years in loan servicing, loan administration, or commercial processing. * Education: Associate's degree required. * Knowledge: Understanding of Commercial Real Estate and related documentation; mortgage processing experience preferred. * Technical Skills: Familiarity with LaserPro and Vision systems preferred. * Attention to Detail: Strong organizational skills, accuracy in documentation, and advanced computer proficiency. * Communication: Excellent written and verbal communication skills, with a problem-solving mindset. Why Join Us? * Competitive Compensation - Base salary plus commission, offering unlimited earning potential. * Career Growth - Support for professional development, training, and licensing. * Community Impact - Work with a trusted local bank that values strong relationships. * Work-Life Balance - Flexible scheduling to meet client and personal needs. If you're ready to grow your career in commercial loan processing, we'd love to hear from you! Apply today and become part of our team!

Responsible for soliciting and originating mortgage loan products for the Bank, contributing positively to bank production goals. Responsibilities Job Duties and Responsibilities Assist borrowers in completing their applications for financing, gathering and entering complete information as needed in the Bucks, Montgomery, and Lehigh areas. Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing. Deliver “best in class” customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types. Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services. Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications. Meet and exceed published individual and department goals for sales activity, productivity, and processing times. Become the client's “trusted advisor” by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria. Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times. Identify borrower cross-selling opportunities, delivering “warm transfers” to internal partners to support bank cross-sell goals. Compliance Comply with applicable bank regulations, such as regulations governing disclosures Comply with applicable bank regulations, such as regulations governing currency transactions, purchase of negotiable instruments, and money laundering (BSA, AML) Participate in annual compliance and other job-related training Other duties as assigned Qualifications Skills and Competencies Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS). Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business. Excellent written and oral communication skills. Ability to manage time extraordinarily well. Excellent presentation and public speaking skills. Familiarity with Microsoft Office. Education and Experience High school diploma or GED required; college degree preferred. Minimum of two years' previous experience in a sales oriented environment, with proven track record of success, required; network of established referral sources preferred.

Objective * Originates residential mortgage loans in accordance with the guidelines of Firstrust Bank and/or its investors. Follows through from the origination process through and after loan closing to ensure customer satisfaction. The position is challenged to meet loan production goals, while ensuring the quality standards and compliance requirements. Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer. Minority/Female/Disabled/Veteran Responsibilities/Duties Originates quality mortgage loans in accordance with the required goals as established by Firstrust Bank. Accurately completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its investors. Requests necessary documentation from borrowers to insure loans conform to the guidelines and program requirements. Submits complete mortgage applications to the lending department for processing in a timely fashion. Ensures all loans are processed and closed in a timely, accurate, and quality manner in order to establish and maintain total customer satisfaction. Actively solicits mortgage loan business from external loan sources such realtors, builders, financial advisors, accountants, etc. Actively solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development Officers. Exhibits and shows support of both the Mission and Core Values of Firstrust Bank. Ensures daily compliance with all federal (Sarbanes-Oxley Act, Section 404) and state regulations. Perform other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage Lending. Essential Functions Views and prepares loan applications via a computer terminal. Ability to use standard office equipment such as fax and copier. Travel to customer sites as necessary. Ability to communicate effectively to solicit new business. Ability to converse with internal and external clients to exchange information. Lift files/documents up to 10 pounds. Knowledge - Skills & Abilities Two plus years of retail, residential mortgage sales experience Active NMLS License Documented residential mortgage loan origination volume in the past 12 months of $10 million A complete understanding of residential lending from origination through closing/delivery Previous experience on a mortgage loan origination system Established relationships with local referral networks Excellent verbal and written communication with the ability to effectively explain programs, loan terms and features, policies and benefits to customers In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements Excellent interpersonal and negotiation skills Strong analytical and organizational skills College degree preferred Demonstrated PC/computer skills with a solid understanding of MS office (Word, Excel and Outlook)

The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality. Responsibilities Prospects home lending business to build and develop new client loan originations and relationships and new originations. This can include developing internal referral relationships as well as developing external centers of influence to refer home lending opportunity Originate and process 1-4 family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines Responsible for gathering documents at the time of registering a loan and is expected to remain, the primary point of contact for the client during the duration of the loan process This person is to maintain high standards of client satisfaction and quality, ensure sales/originator systems and workflows are efficiently controlled. Develops and maintains in-depth knowledge of products and services as well as knowledge of competitors and competitive products while serving as the subject matter expert within the market Maintains proficiency on sales/originator systems and develop and maintain efficient workflows Keeps informed of trends and developments in the real estate market and mortgage industry Ability to foster internal and external relationships. Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. Education Qualifications Bachelor's Degree Business related field or equivalent experience (preferred) Experience Qualifications 3+ years Experience as a loan officer in 1st mortgage production (preferred) 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred) Tactical Skills Excellent communication skills both written and verbal Demonstrated strong customer service skills Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management. Strong financial acumen Personal Skills Emotional Intelligence: Describes the concepts and underlying tenets of emotional intelligence (EI) as a skill and cites examples as to the impact of EI on business results Practical Skills Business Acumen: Works to understand the business priorities of internal and external clients and can describe relevant profitability drivers and considerations Oral & Written Communication: Develops a clear, complete understanding of needs and problems through careful listening, probing, reflecting, and summarizing; conducts discussions that are sincere and fully expressed Core Competencies All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies. Physical Demands General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs. Driving Requirements May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required. #INDKEY COMPENSATION AND BENEFITS This position is eligible to earn an hourly rate of $15.00 per hour. Compensation for this role also includes short-term incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 04/17/2025 KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************.

Requirements Education/Training: A high school diploma or equivalent; specialized loan processing education/training. Skill(s): Must demonstrate strong communication skills; moderate interpersonal relations skills; proficient PC skills, including Microsoft Word and Excel, and knowledge of lending software; moderate knowledge of loan documentation and requirements for completion; proficient in all phases of loan documentation and processing for small business/commercial, residential, and consumer transactions. Experience: A minimum of five (5) years' experience in related loan processing positions normally required. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 50 pounds. This position requires regular use of a computer.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO, founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks: We offer a competitive compensation structure Professional and financial growth through building teams Professional Coaching and mentoring Full benefits including 401K with match Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation) Job Description Summit Funding is expanding in Pennsylvania! We are now hiring for experienced and growth-minded Loan Officers in the Allentown area. At the core of Summit Funding's values is a partnership. We partner with communities, our home buyers, our referral partners, and our employees, and we'd love to explore partnering with you as a celebrated addition to our team of successful Mortgage Loan Officers. The strength and success of our partnerships are evidenced in our ranking year after year as a top 50 national mortgage lender. It is our job to make sure you succeed. You will have direct access to Leadership, highly skilled trainers, coaching, a cutting-edge marketing team, top-of-the-line technology and recruiting support, in-house processing, superior underwriting, and closing teams along with additional knowledgeable support staff to help you grow your business. What our Loan Officers are responsible for: Developing long-term relationships with realtors, homebuilders, and other self-generated purchase-focused referral sources through daily, weekly, and monthly touches. Serving borrowers as the subject matter expert on the mortgage process and product knowledge. Originating and closing residential home loans. Depending on experience and location Summit Funding Loan Officers may be classified as outside sales exempt employees and are paid 100% commissions on the loans originated and closed or non-exempt employees and are paid minimum wage as a factor of commissions on the loans originated and closed. Summit Funding's compensation structure provides you the opportunity to earn based on your performance. Qualifications Currently producing Mortgage Loan Originators with stable work history. Closing 1 residential home loan a month on average. Must be currently licensed with NMLS. An established referral database for sourcing your own purchase leads. Additional Information All your information will be kept confidential according to EEO guidelines.

The Mortgage Loan Officer is responsible for managing and growing profitable residential lending relationships. The incumbent will be responsible for originating and pre-qualifying mortgage loans, ensuring that goals are met, adhering to all applicable policies and procedures , and satisfying customer needs. Essential Functions * Responsible for originating self-generated mortgage loans in addition to loans referred by Unity Bank referral sources. * Conduct evaluations of borrowers' financial statuses. * Counsel prospective borrowers to assist them in obtaining mortgage financing, and maintain regular contact with borrower(s) once a pre-qualification has been issued. * Assist mortgage operations in obtaining documentation for underwriting and closing of submitted applications. * Provide bank personnel and customers with information on current interest rates and new mortgage products. * Actively enhance the financial relationship of the mortgagee by cross selling Unity Bank products and services where applicable. * Contact and develop interpersonal relationships with prospective lead sources such as real estate professionals and prospective borrowers. Additional Functions * Work towards meeting targets set by management. * Generate leads in the local area through existing customers and other lead sources such as networking and community events. * Maintain knowledge of current bank products and mortgage lending laws and guidelines . Job Requirements and Qualifications Education and Experience * High school diploma. * Five years of experience in mortgage lending. * Must have existing book of business. Licenses and Certifications * NMLS registration. Skills, Knowledge, and Abilities * Excellent computer skills in a Microsoft Windows environment including proficiency in Word and Excel. * Thorough knowledge of mortgage laws, federal and state, as well as Fannie Mae, Freddie Mac & FHA guidelines. * Knowledge of loan origination systems. * Knowledge of market trends in the mortgage industry. * Ability to ascertain customer needs and advise on appropriate products and services. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume. * Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications. * Ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence. * Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations. * Ability to work independently with little supervision. Physical Requirements * Ability to sit for long periods of time up to 75% of work hours. * Ability to talk, listen, read, write and see. * Ability to use hands to grasp, handle or feel. * Ability to use standard office equipment such as a telephone, Blackberry, computer keyboard, telephone, copier, fax machine, and calculator. Working Conditions * Moderate sound as in business office with office machines, computers, and people traffic. * Potential work in very loud areas while traveling such as road construction sites. * Travel up to 70% of working hours. Unity Bank is an Equal Employment Opportunity/Affirmative Action Employer Minorities/Females/Individuals with Disabilities/Veterans This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. This is a full-time, commissioned career opportunity based out of Bethlehem, PA. Responsibilities Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged. Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process. Qualifications Education High School Diploma or equivalent. (Required) Experience 1 or more years Recent residential mortgage lending experience. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. (Required) 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Other sources could be repeat customers, referrals from current clients as well as branch referrals. (Required) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for career growth? If you answered yes to these questions, our Consumer Loan Specialist position, sounds like a fit for you. Apply with Mariner Finance today! Consumer Loan Specialist Reports To Branch Manager FLSA Status Non- Exempt Schedule: Full-time, 40 hours Monday through Friday. Saturday hours required seasonally and as business needs require. Work hours will depend on the business hours of the time zone serviced. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. In This Role, You Will: Support branch operations by learning functions of consumer finance and demonstrating proficiency by meeting or exceeding your individual sales and delinquency targets/goals. You will primarily support sales and collections efforts of the branch through respectful, compassionate, and efficient customer service. Prepare to take on increasing responsibilities as you grow in this role and continue growing your career with Mariner Finance! Responsibilities and Essential Duties: * Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products. * Process credit loan applications. Analyze credit & financial information for current and potential customers. * Proactively contact customers with past due balances to offer possible solutions and resolve delinquency. * Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services. * Learn Federal, State, and Local Application Consumer laws to ensure compliant actions. * Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions as required. * May perform additional functions depending on market demand and branch staffing in order to provide consistent quality customer service. Required Qualifications: * Minimum of one (1) year of experience in a customer service or sales position. * High school diploma or equivalent. * Reliable transportation required. * Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel. * Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs. * Ability to complete essential duties/functions in a timely, accurate manner. * Demonstrated problem-solving skills and interpersonal skills in demanding situations. * Must obtain applicable, required licenses to sell insurance products offered to customers by the branch. * Must perform work related tasks at the assigned branch location except in the event of an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies. Preferred Qualifications: * Cash Handling, selling and/or collecting experience. * Some college coursework. * Bilingual fluency in Spanish/English. Physical Demands: While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; operate computer and phone systems; and talk or hear. The employee is occasionally required to move about. The employee is required to be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Disclaimer This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice. IND1 #Li-Onsite #R4 Compensation: Hourly rate is commensurate with skills and experience. This role is also eligible for a competitive incentive program based on individual and company performance. Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including: * Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA * Vision Insurance * Dental Insurance * Company-paid Basic Life, Long-Term Disability, and AD&D Insurance * Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance * 401(k) and Company Matching Contributions * Paid Time Off - full-time employees may accrue a minimum of 120 hours per year * 11 Paid Holidays * FMLA * Employee Assistance Program (EAP) * Paid Parental Leave * Referral Incentives * Education Assistance Program * Complimentary FIMC Membership Plan * Access to industry-specific training programs * Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact ************************** for additional information. Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level. For additional information, please visit: ************************************************ Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke-free workplace. Mariner Finance, LLC | NMLS #166564 Other details * Pay Type Hourly Apply Now * Allentown, PA, USA * Bethlehem, PA, USA * Easton, PA, USA

Responsible for soliciting and originating mortgage loan products for the Bank, contributing positively to bank production goals. Responsibilities Job Duties and Responsibilities * Assist borrowers in completing their applications for financing, gathering and entering complete information as needed in the Bucks, Montgomery, and Lehigh areas. * Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing. * Deliver "best in class" customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types. * Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services. * Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications. * Meet and exceed published individual and department goals for sales activity, productivity, and processing times. * Become the client's "trusted advisor" by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria. * Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times. * Identify borrower cross-selling opportunities, delivering "warm transfers" to internal partners to support bank cross-sell goals. Compliance * Comply with applicable bank regulations, such as regulations governing disclosures * Comply with applicable bank regulations, such as regulations governing currency transactions, purchase of negotiable instruments, and money laundering (BSA, AML) * Participate in annual compliance and other job-related training * Other duties as assigned Qualifications Skills and Competencies * Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS). * Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business. * Excellent written and oral communication skills. * Ability to manage time extraordinarily well. * Excellent presentation and public speaking skills. * Familiarity with Microsoft Office. Education and Experience * High school diploma or GED required; college degree preferred. * Minimum of two years' previous experience in a sales oriented environment, with proven track record of success, required; network of established referral sources preferred.

Objective * Originates residential mortgage loans in accordance with the guidelines of Firstrust Bank and/or its investors. Follows through from the origination process through and after loan closing to ensure customer satisfaction. The position is challenged to meet loan production goals, while ensuring the quality standards and compliance requirements. Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer. Minority/Female/Disabled/Veteran Responsibilities/Duties * Originates quality mortgage loans in accordance with the required goals as established by Firstrust Bank. * Accurately completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its investors. * Requests necessary documentation from borrowers to insure loans conform to the guidelines and program requirements. * Submits complete mortgage applications to the lending department for processing in a timely fashion. * Ensures all loans are processed and closed in a timely, accurate, and quality manner in order to establish and maintain total customer satisfaction. * Actively solicits mortgage loan business from external loan sources such realtors, builders, financial advisors, accountants, etc. * Actively solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development Officers. * Exhibits and shows support of both the Mission and Core Values of Firstrust Bank. * Ensures daily compliance with all federal (Sarbanes-Oxley Act, Section 404) and state regulations. * Perform other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage Lending. Essential Functions * Views and prepares loan applications via a computer terminal. * Ability to use standard office equipment such as fax and copier. * Travel to customer sites as necessary. * Ability to communicate effectively to solicit new business. Ability to converse with internal and external clients to exchange information. * Lift files/documents up to 10 pounds. Knowledge - Skills & Abilities * Two plus years of retail, residential mortgage sales experience * Active NMLS License * Documented residential mortgage loan origination volume in the past 12 months of $10 million * A complete understanding of residential lending from origination through closing/delivery * Previous experience on a mortgage loan origination system * Established relationships with local referral networks * Excellent verbal and written communication with the ability to effectively explain programs, loan terms and features, policies and benefits to customers * In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements * Excellent interpersonal and negotiation skills * Strong analytical and organizational skills * College degree preferred * Demonstrated PC/computer skills with a solid understanding of MS office (Word, Excel and Outlook)