Loan Officer Jobs in Worcester, MA

Under the general direction of the Senior Vice President Lending, performs a variety of business development, analytical and administrative tasks all geared toward the promotion of the Bank's commercial loan products and services. Responsibilities Generate new business. Actively solicits both internal and external referral sources. Responsible for development of annual business plan and budget . Responsible for taking independent action on all loan requests and relationships within assigned authority. Analyze credit reports and financial statements to assess risk and eligibility. Negotiate loan terms with clients and ensure compliance with regulatory requirements. Responsible for the annual development of the commercial services business plan. Stays current with all lending laws, UCC and other applicable regulations. Participates in strategic planning, budgeting and new product development at the loan department level. Member of the Bank's Commercial Loan Committee. Responsible for working with external auditors and bank Regulators as needed. Ensure compliance with Bank Secrecy Act, AML, OFAC and USA Patriot Act including Customer Identification Program, customer due diligence, identifying high risk accounts, understand the due diligence required for lending transactions, and reporting suspicious activities to supervisor or BSA Department. Position requires obtaining a unique identifier to be used on all Mortgage documents originated by the employee and maintaining registration through the Nationwide Mortgage Registry System (NMLS). Qualifications Education equal to 4 year college degree, preferably in the area of accounting or finance. Seven years banking experience, including five years of commercial lending / credit analysis. Formal credit training is highly desired. The ability to conduct in-depth financial analysis as it pertains to a prospective borrower, its related entities and its owners. Will regularly have unpredictable hours due to nature of business development role.

MasonWest LLC was founded in 2012 with our core industry focus being Banking, Financial Services, Insurance, Accounting, Finance & Legal . As a leader in the executive search industry, we take pride in our partnerships and strive in delivering the recruiting and human capital expertise you deserve. Our depth of experience and dedication to the process of executive search combined with delivering unparalleled results for our clients and candidates is the formula to a winning long term solution. Our focus is on attracting the right talent to help our client's business succeed while delivering searches on a national basis. Job Description MasonWest is currently searching for an experienced Loan Review Officer for one of our banking clients near Waltham, MA. Job Desrciption: The loan review function at our banking client oversees and conducts the independent loan review process across the company, which is designed to: Promptly identify loans having potential credit weaknesses so that timely corrective action can be taken to minimize losses. Assess relevant trends that may affect collectability. Provide information to assess the adequacy of the Allowance For Loan & Lease Losses (ALLL). Assess the adequacy of and adherence to internal loan policies. Evaluate the activities of lending personnel especially as it relates to thorough and complete underwriting, early detection of problem loans, and knowledge of his or her loan portfolio. Provide management and the board of directors with objective, accurate, and timely information of the quality of the portfolio. Essential Duties: 1. Under the direction of the Director of Credit Review conduct independent credit reviews of loans and portfolios in accordance with the annual plan. 2. Ensure that loan reviews done on individual loans analyze credit quality; sufficiency of credit and collateral documentation; proper lien perfection; proper approval by the loan officer and loan committees; adherence to any loan agreement covenants; and compliance with internal policies and procedures and laws and regulations; and the appropriateness and timeliness of identification of problem loans by loan officers. 3. Prepare information reports to assist senior management in risk related matters as needed. 4. Participate in risk discussions throughout the banks such that current review work is part of the banks' dialogue on risk appetite. 5. Perform other duties as requested or directed. Qualifications: Formal credit training or equivalent experience is preferred. At least 5 years of credit review and / or related credit work at similar sized and/or larger institutions. Awareness of sound lending practices and basic regulatory requirements covering extension of credit and managing credit risk. Curiosity and analytic sensibility. Excellent written and oral communication skills. Proficiency in Microsoft Word, Excel and PowerPoint. Diplomacy and tact. Position will require frequent traveling Bachelor's degree in relevant field. Additional Information All your information will be kept confidential according to EEO guidelines.

Full-time Description SCU Credit Union has a mission to positively impact the financial well-being of our members by providing access to a wide range of products and services; to support the diverse communities we serve through education and collaboration; and to foster a rewarding environment for our employees! We put our members at the heart of everything we do and strive to exceed their expectations by providing: empathy, giving back, integrity, stability, and an inclusive culture. If you align with these values too, we would love for you to join our team! General Summary: Under general supervision, but in accordance with established policies and procedures, Originator is responsible for developing a network of brokers and professional contacts in order to solicit lending services for potential home buyers or refinance borrowers. Counsels borrowers regarding financial matters and advises them of the Credit Union's products and services which best suit their needs. Obtains mortgage applications and supporting documentation, conducts analysis and recommendations on prospective applicants and forwards same to Credit Union's processors. Responsibilities and Duties include: Establish and maintain contact with real estate professionals in a specific territory through direct calls, real estate board gatherings, and other functions. Territory to be defined and redefined at the option of the employer Develop relationships with realtors, builders, appraisers, attorneys, and other business professionals to create referral sources for new mortgage originations. Required to work on the road soliciting real estate sales personnel and prospective homebuyers. Interview and counsel mortgage loan borrowers while matching their financing needs to the various programs offered. Counsels borrowers regarding financial matters, advising them on products, rates and suggests best products and terms to meet their needs. Assembles loan applications and supporting documents and forwards same, along with own analysis and recommendations to the Credit Union's processors. System data entry and pipeline management. Meets with support personnel to explain analysis and clarify recommendations, and provides information about the loan under consideration. Follows up to ascertain that all documents are completed and returned, and that borrowers are satisfied. Obtains information and follow up on details to expedite the processing of mortgage loans. Refers borrowers to other Credit Union departments for additional services. Example: Share accounts, Certificate of Deposits, Consumer Loans, Member Business Loans, Wealth Management, etc. Contacts current non-Mortgage Credit Union members to solicit new business by mail, internet or phone to expand their use of Credit Union services. Ensures adherence to mortgage loan underwriting standards and product guidelines from secondary market investors. Maintains compliance with all applicable laws and regulations concerning mortgage lending. Represents the Credit Union at trade functions and meetings of professional associations and other groups to promote Credit Union services. Maintains a wide variety of contacts within and outside the Credit Union to promote Credit Union products and services. All Mortgage Loan Originators (“MLO”) are required to register with the Nationwide Mortgage Licensing System and Registry (“NMLS”) Requirements Qualifications: Extensive human relations and communication skills. Ability to use his/her own initiative, good interpersonal and organizational skills to represent the Credit Union in a professional image. Interpersonal skills necessary to relate to other people and to maintain a friendly, cheerful, and courteous demeanor throughout the day and evening. Full knowledge of all mortgage lending products, to be able to sell the Credit Union's lending services aggressively. A general knowledge of other credit union services and to refer members to those areas. A thorough understanding of loan documentation criteria and the business objectives for the real estate lending department. Required to work on the road, soliciting real estate sales personnel and prospective homebuyers. The flexibility necessary to work irregular hours and to travel. Ability to meet sales goals Work experience: Two to three years of increasingly responsible experience in many of the mortgage lending functions in order to become familiar with origination functions. Real Estate Sales, professional sales or previous mortgage experience required. A strong network of contacts in order to generate purchase business. Salary Description: Hourly + Commission $30,000 - $120,000+ annualized SCU Credit Union is an equal employment opportunity employer. Salary Description Hourly + Commission ($30k - $120k+ annualized)

Taunton Federal Credit Union is seeking an experienced mortgage originator to assist us in developing new business and maintaining existing consumer, business, and vendor relationships. This position will generate a pipeline for the Credit Union, developing relationships with a network of professional contacts and potential borrowers in the charter area. This position is responsible for communication with applicants throughout the process and tracking the underwriting, approval, and closing of residential first mortgage loans. Essential Functions: - Actively source new business by taking and reviewing applications for mortgage loans. - Attend and participate in meetings and committees, and represent the Credit Union at professional and networking events. - Analyze applicant financial conditions while facilitate underwriting decisioning through communication with stakeholders. - Complete completion of all loan documentation, ensuring complete and accurate information. - Stay informed of lending trends, market conditions, and other factors to best serve members' needs. - Participate in developing lending and deposit business for the Credit Union by creating a member experience that serves members needs. - All Mortgage Loan Originators (MLO) are required to register with the Nationwide Mortgage Licensing System and Registry (NMLS) Qualifications/Education/Experience/Personal Characteristics: - High energy level, good interpersonal skills and ability to work independently. - Excellent communication skills. - Previous Mortgage Origination experience required - Financial Services experience including lending. - Knowledge of all mortgage lending products. A general knowledge of other credit union services. - Flexibility in working irregular hours and ability to travel. - a strong network of contacts in order to generate business - knowledge of Microsoft Office products. Physical General requirements: Continuous: Hearing, talking, sitting, standing,, reaching with hands and arms Frequent: Standing, use hands and fingers to handle or feel Occasional: Reaching with hands and arms, stooping and crouching Work Environment: The above information on this position description has been designed to indicate the general Environment nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assign to this job. Job descriptions are not intended as and do not create employment contracts. Taunton Federal Credit Union maintains its status as an at-will employer. Employment is not for any specific time and may be terminated at will, without notice, at any time with or without cause. Employees may also resign at any time. No telephone calls please, qualified applicants will be contacted directly.Taunton Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

East Cambridge Savings Bank's Lending Division is actively recruiting for Residential Loan Officers Function : Under the general direction of the Secondary Market Lending Sales Manager, solicits and develops new sources of business and loan opportunities and originates residential loan products in accordance with established Bank policies and procedures. We are looking for candidates with: Proven loan origination sales experience at local bank or mortgage lender 2 or more years of mortgage origination experience preferred Familiarity with Middlesex County preferred Knowledge and understanding of secondary market underwriting guidelines Well developed interpersonal, communication and customer service skills Ability to travel freely and work without direct supervision Able to register as a licensed Mortgage Loan Originator as required under the S.A.F.E. Act Essential Job Functions: Responsible for selling and originating high quality mortgage loans to meet established production goals. Develops relationships with attorneys, local housing agencies, developers and real estate brokers to generate new mortgage business. Solicits customers generated through various channels, including but not limited to external contacts, First Time Home Buyer seminars, telephone or electronic e-mail leads, the Bank's website, etc. Analyzes each applicant's data, working with the borrower to prepare a complete application. Initiates processing and conducts preliminary underwriting. Determines and recommends appropriate loan products to meet the needs of the customer. Approves consumer loans up to established limits. Manages the customer experience. Serves as the liaison between all parties i.e. Brokers, borrowers, and the Bank during the application process for mortgage loans. Prior to closings, acts as liaison with attorneys to ensure documentation is accurate and consistent. Responds to customer questions and inquiries. Establishes and maintains effective working relationships with Banking Center personnel, providing guidance as needed. Maintains a general understanding of all products and services offered to effectively present these products and services to customers. Represents the Bank by participating in various networking, community and industry related activities which includes but is not limited to speaking at Mortgage Seminars, representing the Bank at Mortgage Trade Fairs, acting as a Mortgage Consultant at banking centers, etc. Promotes Bank services and products to potential customers when possible. Keeps abreast of residential and consumer loan products and the applicable State and Federal regulations and compliance issues. Complies fully with all federal, state and local laws and regulations, policies and procedures, including but not limited to the S.A.F.E. Act and its registration, renewal and updating standards. Analyzes each applicant's loan and deposit relationship with the Bank, reviewing how various Bank products may address an applicant's banking needs and ensuring that any appropriate cross sale opportunities have been undertaken. Assists with special assignments/projects, and in the development of new products and services to remain competitive. Contact our Human Resources Division or visit ******************** for more details and to apply. Or submit your resume to: Email: **************** Fax: ************ Phone: ************ East Cambridge Savings Bank, Attn: Human Resources 344 Cambridge Street Cambridge, MA 02141 East Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled

Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Works independently to cultivate new mortgage business. Markets, services and promotes the bank's mortgage products. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Follows-up on potential customers via travel or telephone. Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc. Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors. Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Interact with various housing agencies and governmental entities focused on CRA initiatives. Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs. The incumbent is required to travel extensively with limited supervision. The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel). Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships. Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act. Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $24.76 - $41.27 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationSpringfield, Massachusetts, United States of America

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, Develops and maintains referral sources, Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, Meets with clients in person to sell mortgage loan products/packages, Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, Obtains credit information and necessary documentation for application process, In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, Engages in marketing and promotional activities in support of their own sales, Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries Provides origination services in the state of licensure Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications Sales experience in the mortgage industry is preferred Familiarity with mortgage processes, procedures, rules, regulations, and compliance Exceptional customer service skills with a strong attention to detail Excellent written and verbal communication skills Strong computer skills to include a working knowledge of MS Office Ability to comprehend and analyze financial information Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management Established contact and referral list within the real estate and mortgage industries preferred Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

This inside sales position will be responsible for generating sales for home equity lines of credit through leads and applications obtained through, but not limited to, the retail branch network, internal phone and web referrals and other internal direct to customer campaigns. Primary responsibilities include Through timely and responsive customer contact; needs based selling techniques; and by adhering to all applicable quality and service guidelines, meet production and customer satisfaction targets. Ensure follow up and follow through with both Internal and External customers is occurring with a sense of urgency. Meet and exceed established department service level agreements. Qualifications, Education, Certifications and/or Other Professional Credentials BA /BS degree or equivalent experience 4 years of sales experience in financial services 3 years of current Mortgage and Home Equity experience Ability to work independently and successfully in a team environment Experience working in a call center environment Superior organization and time management skills Demonstrated ability to handle multiple tasks efficiently in fast environment Effective written and verbal communication skills essential Capable of delivering results within specified timeframe Proficient PC skills, including MS Office experience Hours & Work Schedule Hours & Work Schedule Hours per Week: 40 Work Schedule: M-F 8-5

About Brookline Bank Since 1871, Brookline Bank has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 30 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Brookline Bank is currently seeking a Mortgage Banking Originator. This position may be based in our Wellesley Hills location . This position is responsible for soliciting and servicing a variety of residential mortgage loans. Interview applicants, collect financial data and documents, and make recommendations regarding the loan products that best meet the borrower's needs. Assist buyers in the purchase process through closing. If you are experienced in mortgage originations and interested in joining the team then please apply today! Principal Duties and Responsibilities • Develop and expand internal and external referral sources to grow mortgage business. • Work closely with borrower(s) to secure all required information and loan documentation required for underwriting. • Submit applications and supporting documentation consistent with all state and federal regulatory and compliance guidelines. • Provide ongoing communication and updates to borrower(s) on the status of their loan request. • Provide all follow-up documentation as requested by underwriting/processing within a timely manner. • Follow up on all conditions to ensure timely loan closings and rates lock expirations are satisfied. • Cross-sell other bank products and work with appropriate business partners to deepen banking relationship. • Work to meet the credit needs of the communities the Bank serves, including helping low- to moderate-income residents acquire and remain in affordable housing. • Cultivate and maintain relationships with branch personnel within lending area. Job Specifications Bachelor's degree preferred. Minimum of 5 years' experience in mortgage originations with a well-developed client base. Extensive knowledge of various loan products including: FHA, VA, and MassHousing, LMI Lending and portfolio lending. Knowledge of FNMA/FHLMC products and guidelines. Extensive knowledge of mortgage application procedures including disclosures, GFE, TIL, HMDA and RESPA requirements. Ability to work independently and be self-motivated. Effective written and verbal communication skills. Bilingual Spanish highly preferred. Excellent sales and consulting skills. Strong interpersonal skills. Accuracy and attention to detail.

Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N. A. , operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities As a member of the Retail Banking Team, the Mortgage Loan Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Loan Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business. Grow Your Pipeline - Proactively generate mortgage loan opportunities through networking, outreach, and a structured sales approach targeting realtors, builders, financial planners, and other referral sources. Close More Deals - Identify customer needs through a formal consultative process, present tailored mortgage solutions, and guide clients through the loan process from application to closing. Be the Go-To Expert - Educate customers on loan programs, underwriting guidelines, and market trends while ensuring compliance with regulatory policies. Deliver White-Glove Service - Conduct personalized consultations, either in-office or at convenient locations, to ensure a seamless borrowing experience. Maximize Cross-Selling Opportunities - Expand relationships by referring clients to other banking services, including deposit accounts, business banking, insurance, and wealth management. Own the Loan Process - Oversee the loan application lifecycle, coordinating with underwriting, processing, and closing teams to ensure timely funding. Stay Ahead of the Market - Keep informed of industry trends, local market conditions, and regulatory updates to position yourself as a trusted mortgage advisor. Make an Impact - Represent the bank at local business and community events, delivering exceptional value and building brand awareness. Drive Compliance & Excellence - Maintain full compliance with federal and state mortgage regulations while upholding the highest standards of professional ethics. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion. Perform other related duties as assigned or directed. Ancillary Duties: Cooperate with other members of department to achieve department goals Cooperate with employees of other departments to provide quality service, solve problems and achieve bank goals Qualifications Education, Training and Requirements: An Associate's degree or equivalent preferred. High School Diploma or GED required. Specialized Banking and lending education and training. Valid driver license. Skills: A Winning Mindset - Proven sales experience with a drive to exceed goals and a passion for helping clients understand the value of working with you. A Sales-First Approach - Strong relationship-building skills and the ability to generate referrals and new business opportunities. Financial Knowledge - An understanding of mortgage products, underwriting guidelines, and regulatory requirements. Technology & Communication Skills - Proficiency in mortgage software, CRM systems, and strong verbal/written communication abilities. Education & Licensing - An Associate's degree (or equivalent experience), specialized banking/lending training, and active NMLS registration under The SAFE Act. A Commitment to Growth - Willingness to embrace and share new ideas and different perspectives that enhance personal growth and success while participating in ongoing sales coaching and mentorship. Must be able to consistently demonstrate the Company's core values: Integrity, Excellence, Teamwork, and Humility Other: This position requires National Mortgage Licensing System ("NMLS") registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Experience: 3+ years of experience in a professional sales environment in financial services normally required. Other Job Information Hours: Fill In hours/week Compensation: Commensurate with experience plus commisions and potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on! Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus. The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law. The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department. Minimum USD $19. 23/Hr. Maximum USD $19. 23/Hr.

About Brookline Bank Since 1871, Brookline Bank has built a legacy of consistent financial strength, trust, outstanding banking services, and strong customer relationships. Today, we have 30 branches that deliver an expanding array of valuable banking and financial services geared to helping individuals and businesses manage their finances. As a trusted financial resource to our customers, it's our everyday commitment to do more, deliver more, and exceed expectations. What is Brookline Bank's most valuable asset? Our employees! That's why we offer competitive pay and excellent benefits which includes a matching 401k. We pride ourselves on hiring candidates that embrace our Core Four Values: Adaptability, Accountability, Leadership, and Teamwork. Brookline Bank provides a great working environment that offers opportunities for advancement. Brookline Bank is currently seeking a Mortgage Banking Originator. This position may be based in our Wellesley Hills location. This position is responsible for soliciting and servicing a variety of residential mortgage loans. Interview applicants, collect financial data and documents, and make recommendations regarding the loan products that best meet the borrower's needs. Assist buyers in the purchase process through closing. If you are experienced in mortgage originations and interested in joining the team then please apply today! Principal Duties and Responsibilities * Develop and expand internal and external referral sources to grow mortgage business. * Work closely with borrower(s) to secure all required information and loan documentation required for underwriting. * Submit applications and supporting documentation consistent with all state and federal regulatory and compliance guidelines. * Provide ongoing communication and updates to borrower(s) on the status of their loan request. * Provide all follow-up documentation as requested by underwriting/processing within a timely manner. * Follow up on all conditions to ensure timely loan closings and rates lock expirations are satisfied. * Cross-sell other bank products and work with appropriate business partners to deepen banking relationship. * Work to meet the credit needs of the communities the Bank serves, including helping low- to moderate-income residents acquire and remain in affordable housing. * Cultivate and maintain relationships with branch personnel within lending area. Job Specifications * Bachelor's degree preferred. * Minimum of 5 years' experience in mortgage originations with a well-developed client base. * Extensive knowledge of various loan products including: FHA, VA, and MassHousing, LMI Lending and portfolio lending. * Knowledge of FNMA/FHLMC products and guidelines. * Extensive knowledge of mortgage application procedures including disclosures, GFE, TIL, HMDA and RESPA requirements. * Ability to work independently and be self-motivated. * Effective written and verbal communication skills. * Bilingual Spanish highly preferred. * Excellent sales and consulting skills. * Strong interpersonal skills. * Accuracy and attention to detail.

We are seeking a motivated and detail-oriented Mortgage Loan Originator all across Massachusetts to join our dynamic team. In this referral-based position, you will be responsible for guiding clients through the mortgage application process, ensuring compliance with mortgage regulations, and providing exceptional customer service. The ideal candidate will possess strong sales skills, a solid understanding of mortgage servicing, and the ability to work effectively with various accounting software. Responsibilities Develop and maintain relationships with clients to understand their mortgage needs and provide tailored solutions. Assist clients in completing loan applications and gather necessary documentation for underwriting. Evaluate applicants' financial information to determine eligibility for loans. Ensure compliance with Fair Housing regulations throughout the loan origination process. Utilize accounting software and other tools to manage loan processing efficiently. Maintain accurate records of all transactions and client interactions. Stay informed about industry trends, changes in regulations, and new products to better serve clients. Collaborate with underwriters and other team members to ensure timely processing of loans. Provide ongoing support to clients throughout the mortgage servicing process. Requirements Proven experience as a Mortgage Loan Officer or in a similar sales role within the mortgage industry. Deep knowledge of mortgage loan products, regulations, and the home loan process. Excellent communication, negotiation, and interpersonal skills. Self-motivated with a strong drive to build a referral-based business. Ability to establish and maintain relationships with a diverse range of professionals and clients. Active NMLS license required (or the ability to obtain one). Strong organizational skills and attention to detail. Join us as we strive to provide exceptional mortgage solutions while fostering a supportive environment for our employees' growth and success!

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. * Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. * Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. * Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. * Participate in sales meetings, neighborhood promotions, and marketing programs. * Ensure the maintenance of Welcome Home Center models and inventory homes. * Complete required training and participate in community events and phone banks. Requirements * High school diploma or equivalent; college degree and real estate license preferred. * 1-2 years of experience in homebuilding or real estate sales preferred. * Valid driver's license and reliable transportation. * Strong communication, organizational, and customer service skills. * Proficiency in Microsoft Office and ability to use sales tracking tools. * Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Automotive Loan Processor / Automotive Finance Assistant: Organizes, gathers and processes customer documentation for sales. ESSENTIAL DUTIESEssential Duties include the following. Other duties may be assigned.Receives cash, checks and credit card payments from customers; records amount received. Makes change and issues receipts to customers. Files within appropriate file system all dealership forms, records, reports, correspondence, or other important material. Establishes and maintains good working relationships with several finance sources, including the manufacturer. Processes finance and lease deals accurately and fairly through financial sources to secure approval. Provides refunds or credit memorandums to customers for returned merchandise or as directed by managers. Works with department managers to keep abreast of new products and services offered, their features and value, and any changes in price. Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner. Checks all paperwork for correct title, lien information, taxes, etc., before forwarding to accounting. Acquires and maintains current state insurance license, completing continuing credit insurance education as needed. Answers customer questions about service performed or products purchased, or refers them to someone who can. Processes all federal, state, and dealer paperwork related to vehicle transaction. Verify customer insurance requirements. Ensures collection of all finance and insurance fees. Processes all credit applications. Maintains an adequate and current supply of all required contracts and paperwork needed for completion and finalization of car deals Conducts business in an ethical and professional manner. Provides clerical and secretarial assistance to departments as needed. Maintains a professional appearance. Keeps work area neat and clean. Performs other duties as assigned.$17 - $19 an hour Murgado Automotive Group is an equal opportunity employer. Murgado Automotive Group does not discriminate in employment on account of race/ethnicity, color, religion, national origin, gender, sexual orientation/transgender status, age disability, martial/parental status, citizenship status, military status, political affiliation and/or beliefs, pregnancy, order of protection status or other non-merit status. We are an employer who participates in the E-verify program with the Department of Homeland and Security.

Job purpose is not remote! Under the supervision of the Consumer Loan Supervisor and the AVP of Consumer Lending, processes consumer loans on a timely and accurate basis and provides a consistently high level of quality service to members and potential members in the lending process. Prepares, analyzes, processes, and documents all required forms and documentation for consumer loan products. Provides member and departmental support for all aspects of consumer loan and consumer loan servicing within the Credit Union. Handles all member transactions with complete discretion and confidentiality. Duties and responsibilities * Interviews consumer loan applicants in person, by phone, or electronically and assists borrowers in providing information, and answering questions to find the best loan product for their needs. * Works with the borrower to gather financial information such as credit reports and verify the accuracy to determine creditworthiness. * Answers questions from borrowers throughout the loan process and explains to the borrowers such things as interest rates, loan limits, insurance products, payoffs, etc. * Gather all required information and documentation to secure a consumer loan. * Prepare and submit detailed loan packages to the underwriters for approval or denial. * Verifies contents and completion of approved loan folders and inputs onto the computer system. * Maintains a filling system and procedures to monitor that the required documentation is received in a timely manner and maintained appropriately and according to policies and procedures. * Closes approved loans; completes all necessary loan documents to close the file; and prepares payroll designation and all other related documents to bring to completion. * Ensures that all members and potential members feel welcome to the Credit Union and are supported professionally in the process. * Informs members of Credit Union products and services, explaining features and benefits; cross-sells products and services when appropriate and within scope of responsibility. * Scans checks and performs other duties within the department as needed. * Cross-trains and performs all positions within the Mortgage Loan Department * Participate in activities that help reinforce our PICK US values and support a positive internal culture. * Attends training sessions upon request. * Adheres to the Credit Union's anti-money laundering and Bank Secrecy Act policies and procedures. * Assumes other duties as new products, services, or technology are introduced. * Note: The above is a description of the ordinary and essential duties of the position. Other duties both related and unrelated to the above may be assigned and therefore required. Qualifications * Professional and pleasant interpersonal and communication skills. * Position requires general knowledge of all Credit Union products and services as well as credit procedures. * Requires education equivalent to a four-year high school education. Proficiency with computer software applications including Word and system applications is required. * Position requires two years of experience in a bank, or Credit Union with consumer loan processing experience preferred. * Position requires the ability to read and understand oral and written instructions. Requires the ability to effectively communicate with members or employees and to solve day-to-day problems involving several variables in standard situations. * Intermediate mathematical skill required (adding, subtracting, multiplying, dividing, percentages, interest). Working conditions Must be able to routinely perform indoors in climate-controlled shared work area with minimal noise. At times having to interact with difficult members. Physical requirements While performing the essential duties of the position, the employee would be regularly required to stand, sit, walk, stoop, kneel, talk, and hear. Vision requirements include close vision and the ability to focus. The nature of this position requires physical mobility and the ability to occasionally lift and/or move a maximum of 25 pounds. Direct reports None This job description is only a summary of the typical functions of the job, not an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties.

Athol Savings Bank is seeking a seasoned Residential Mortgage Originator to join our lending team, focusing on originating mortgages in Western Middlesex and Worcester Counties. We provide a broad range of mortgage products, including construction and portfolio loan programs, backed by an exceptional operations team. We are looking for a highly motivated individual with a proven ability to generate mortgage loans and cultivate a robust referral network that includes realtors, builders, and other key influencers. Active participation in community-based activities is also essential. The Residential Mortgage Originator will work closely with customers to identify the best mortgage solutions, leveraging their in-depth knowledge of mortgage criteria, documentation, credit requirements, and all applicable Federal and State regulations. Ideal candidates will have: 1-3 years preferred experience with originating consumer loans, auto loans, or mortgage loans . A solid understanding of finance and lending products. The ability to work independently, maintain flexibility, and communicate professionally and effectively. Athol Savings Bank offers a comprehensive benefits package that includes: Medical, dental, and vision insurance. Life and disability insurance. Generous paid time off. 401(k) retirement plan and pension plan. Tuition reimbursement program. Join our team and be part of a community-focused bank dedicated to helping customers achieve their financial goals!

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: Build relationships between new customers and the ADT brand and product portfolio Complete in-home consultation and assessment Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices Complete customer onboarding and education of key products and services Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements High School diploma or the equivalent Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: Comprehensive paid training program Full benefits on the 1st of the month after 31 days of employment Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending Future = 401(k) with employer matching Life = Paid vacation time Company vehicle provided Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards Tuition reimbursement Employee Referral bonuses - when you refer a friend or family members Pay and Benefits Disclosure The pay range for this role is $18.70 an hour plus commission and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBoston, Massachusetts, United States of America

Athol Savings Bank is seeking a seasoned Residential Mortgage Originator to join our lending team, focusing on originating mortgages in Western Middlesex and Worcester Counties. We provide a broad range of mortgage products, including construction and portfolio loan programs, backed by an exceptional operations team. We are looking for a highly motivated individual with a proven ability to generate mortgage loans and cultivate a robust referral network that includes realtors, builders, and other key influencers. Active participation in community-based activities is also essential. The Residential Mortgage Originator will work closely with customers to identify the best mortgage solutions, leveraging their in-depth knowledge of mortgage criteria, documentation, credit requirements, and all applicable Federal and State regulations. Ideal candidates will have: 1-3 years preferred experience with originating consumer loans, auto loans, or mortgage loans. A solid understanding of finance and lending products. The ability to work independently, maintain flexibility, and communicate professionally and effectively. Athol Savings Bank offers a comprehensive benefits package that includes: Medical, dental, and vision insurance. Life and disability insurance. Generous paid time off. 401(k) retirement plan and pension plan. Tuition reimbursement program. Join our team and be part of a community-focused bank dedicated to helping customers achieve their financial goals!