Commercial Loan Officer
Loan Officer Job 10 miles from West Jordan
Job Title: Commercial Loan Officer
Job Type: Full-time
All of us at Chartway stand united in our strong culture of listening and learning. We treat people with respect, integrity, and kindness, and are committed to continuously developing a diverse and inclusive workplace where team members are empowered to be their authentic selves. All backgrounds, viewpoints, and life experiences are welcome, knowing this commitment strengthens our credit union family and communities.
The Commercial Loan Officer is responsible for sourcing, originating, and managing loans for commercial real estate and small businesses. This role emphasizes building and maintaining strong relationships with members, prospective borrowers, and key referral partners to expand the credit union's commercial lending portfolio. By engaging with clients through various channels-including in-person meetings, phone calls, and digital outreach-the Commercial Loan Officer plays a crucial role in identifying lending opportunities and providing customized financial solutions.
This position requires a comprehensive understanding of credit analysis, risk assessment, and loan structuring. The Commercial Loan Officer will evaluate financial statements, analyze risk factors, and ensure loan applications comply with the credit union's policies and regulatory guidelines. Additionally, the officer will guide applicants through the loan process, ensuring accuracy and completeness while delivering high-quality service and responsiveness.
Collaboration is essential, as this role works closely with the Business Lending Team to facilitate smooth loan approvals and resolve any issues. The Commercial Loan Officer should also identify opportunities to cross-sell additional credit union products that meet business members' financial needs. Staying informed about market trends, regulatory changes, and industry best practices is vital for success in this role.
Responsible and Accountable for:
Identify and cultivate relationships with potential borrowers, developers, real estate professionals and brokers to solicit leads for commercial real estate loans.
Networking within the local business community to promote the Chartway brand and build relationships with brokers and others to source new leads.
Participating in community events, conferences, networking, or other events to promote Chartway Credit Union and commercial lending.
Pre-qualify members or potential members, interview the member to complete application, gather necessary documents, assemble loan file, issue preliminary disclosures with related fees, and prepare loan application for processing.
Assist borrowers with completing loan applications and submitting documents through the Online Application Portal.
Entering new commercial loan borrower leads, loan application data, and documents into loan origination system for processing.
Assist in loan closing activities such as preparation of loan documents, coordinating title company closings, etc.
Evaluates credit data, financial statements, cash flow and collateral to determine credit quality of applicants. Educates members regarding credit products and services and how they can serve their needs. Communicates reasons for decline for applicants when their loan request is denied.
Conduct site visits to view and document condition of collateral.
Advise members of steps and normal timeframes in loan process, including but not limited to setting expectations for time critical events, rates, fees, APR and other important elements of financing.
Cross sell additional credit union products and services that complement and enhance the member's financial well-being.
Must successfully participate and pass all Continuing Education work as requested by Chartway and /or required by Regulatory agencies
Assist loss mitigation team with collection efforts on past due loans.
Mentoring/Assisting novice commercial loan officers in building commercial loan program at Chartway.
Build relationships with, advise, and educate retail team members and others on Commercial Real Estate products and advise on how to properly refer members for Commercial Loans.
Must have, or obtain within 60 days of employment, a current NMLS individual license and maintain current NMLS designation at all times while Commercial Loan Officer.
Knowledge, Skills, and Abilities:
Ability and desire to make solicitation calls in person and on the phone.
Ability to build a network of commercial real estate referral sources, generate sales leads and produce loans on own initiative.
Ability to analyze financial statements to determine liquidity, cash flow, debt-to-worth, trends, and etc. Underwriting skills to include ability to add context to credit memorandum, write analysis on repayment ability, liquidity, cash flow, trends, leverage, collateral, management, and credit.
Ability to submit prospecting leads and enter loan application data into commercial loan origination systems.
Understanding of NCUA and credit union guidelines for commercial loans and good understanding of member business lending.
Presentation skills to present loans to business loan committee.
Ability to work collaboratively and autonomously in a fast-paced environment.
Ability to assist in minimizing risk to credit union, maximize borrowing potential and maintain professional reputation of credit union.
Education and Experience:
Minimum 2 years commercial lending/sales or related sales experience. Knowledge of commercial lending.
Associate's degree in business, finance or related field, or equivalent experience.
Bilingual in Spanish preferred
Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration.
Chartway Federal Credit Union is an EOE/M/F/Disability/Vet Employer.
Chief Lending Officer - Utah First Credit Union
Loan Officer Job 10 miles from West Jordan
Utah First Credit Union is seeking a dynamic and strategic Chief Lending Officer to join their executive management team. This key leadership position will oversee residential, commercial, and consumer lending activities at the credit union. Reporting directly to the President/CEO, the Chief Lending Officer will be responsible to drive Utah First's unique lending culture while achieving both loan production and credit quality objectives. You will serve as a key decision-maker in loan approvals and ongoing loan quality reviews to ensure all lending and loan servicing activities align with the Credit Union's risk tolerance, growth goals and meet all regulations including those promulgated by NCUA. The role encompasses responsibility for loan production, growth, and origination, as well as product development, pricing strategies, loan underwriting, portfolio management, secondary market sales, and asset quality. The ideal candidate will possess exceptional interpersonal and presentation skills, coupled with a Bachelor's degree in Business Administration or Finance and ten to fifteen years of leadership experience in the financial services industry
Company Profile
Utah First Credit Union began in 1935, in the midst of the Great Depression. A group of German immigrants were having a difficult time finding anyone to help them with the loans they needed to bring their families to America. They banded together to form a grassroots credit union that would serve all members of the community. Here, people found the positive answers and opportunities they needed to build their future. We've built Utah First around the idea of being significant to our members, employees, and the communities we serve. We do so by building and strengthening relationships with our membership. We know our employees are key to achieving these objectives. That is why we offer competitive compensation, comprehensive benefits, and a supportive, team-oriented work environment. We have 11 locations. Headquartered in downtown Salt Lake City, Utah First is the 8th largest credit union in Utah. To learn more, visit *************************
Community Profile
Salt Lake City, Utah or SLC is the capital and most populous city of Utah as well as the seat of Salt Lake County, which is the most populous county in Utah. SLC sits in a mountain bowl 4,300 feet up, with access to all forms of explorations; four world-class ski resorts are only 45 minutes from Salt Lake International Airport (with 10 more close by), there is a lineup of canyons to the east for hiking, biking, climbing, and camping. There are also plenty of indoor adventures, concert venues, restaurants, theaters, museums, professional basketball and professional hockey, and golf courses to enjoy. Utah is home to five national parks. SLC has an abundance of exciting things for the whole family to discover and enjoy.
Compensation
A competitive compensation and benefit package will be offered to the selected candidate.
Apply Now
To submit your confidential application and learn more about the positions represented by D. Hilton Associates, please visit us at *************** and click on Find a Career.
You may recommend others for candidacy by contacting Jasmine Morehead, Assistant Vice President at **************, extension 126, or *******************.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job 10 miles from West Jordan
Job Details Salt Lake City, UT - Salt Lake City, UT Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Mortgage Loan Officer - PAID Training Program
Loan Officer Job 10 miles from West Jordan
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!
Who Makes a Great Loan Originator?
Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you.
Do I Need Experience in the Mortgage Industry?
No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry.
Compensation? Perks?
Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn.
These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria.
What You'll Need:
* Passion for helping people achieve their dreams
* Experience selling and/or engaged in a service-oriented environment
* Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
* Competitive, energetic and positive attitude
* Detail oriented and demonstrate excellent decision-making skills
* Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST).
Remote work applicants may not work from the following states: California
* Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation.
Compensation:
The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year!
Benefits:
* 401(k)
* Dental insurance
* Disability insurance
* Employee discounts
* Health insurance
* Life insurance
* Paid training
* Referral program
* Vision insurance
Supplemental pay types:
* Hourly draw
* Commissions
* Ramp up incentive
* Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ********************************
AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ******************************************************
When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Mortgage Loan Officer in Utah
Loan Officer Job 7 miles from West Jordan
The Loan Officer is responsible for soliciting and servicing various consumer mortgage loans. Provides decisions on loans and makes recommendations. The Loan Officer will be the primary contact with borrowers from the time of application through loan closing. He/she will work closely with the Loan Processor and later the Loan Closer to collect data in packaging loans for submission to underwriting, assist with any conditions for approval, and then any conditions for documents and funding.
The Loan Officer will be responsible for pre-qualifying the borrower, taking a complete loan application from the borrower, and identifying the appropriate loan program.
RESPONSIBILITIES:
Complete a loan application (1003) quickly and efficiently.
Maintain an NMLS License in the State in which loans will be originated.
Established COI database with constant expansion activity.
Experience originating conventional Fannie Mae, Freddie Mac, Non-Conforming, FHA, and VA loans.
Working knowledge of basic underwriting guidelines for conventional loans.
Familiar with compliance laws.
QUALITIES:
The Loan Officer must have a valid NMLS license.
Punctual, reliable, dependable, works well with others, is efficient with multi-tasking, is a good listener, exhibits effective critical thinking and decision-making skills, and is an effective communicator with co-workers and clients.
Required Skills:
BASIC Mac Funding Decision-Making Loans Critical Thinking
Mortgage Loan Officer Spanish Speaking
Loan Officer Job In West Jordan, UT
We Cyprus Credit Union is hiring a full time Spanish Speaking Mortgage Advisor. Are you passionate about sales and have a strong work ethic that embodies what credit unions stand for? Are you interested in starting a career with an exciting and respected financial institution that offers opportunities for comradery, professional growth, and advancement? If so, please read on!
The future of Cyprus Credit Union is only as bright as our team. We employ a team of like-minded banking professionals. In order to attract and retain quality talent, we offer competitive pay, and comprehensive benefits, provide opportunities for employee advancement, share resources for career development, and encourage a work-hard/play-hard lifestyle. Additionally, we value diversity, volunteering for our communities and taking steps to do our part in reducing our carbon footprint.
As a Mortgage Advisor, you will earn a competitive base pay depending on your experience and qualifications with the opportunity for bonuses and incentives. We also offer employees the following comprehensive benefits:
* Health, dental, life, and vison insurance plans
* 401k and retirement savings plan
* 12 paid holidays
* Paid day off for your birthday
* PTO that will start accumulating on day one
* Earn additional PTO when you volunteer in the community
* Competitive tuition reimbursement
Due to our "Most loved" atmosphere, Cyprus Credit Union was named one of the BEST credit unions to work for since 2020!
Here at Cyprus we value the success and rewards that come as we learn and grow together! Through our "career pathing "programs we offer continuous trainings that can provide you with opportunities in advancement. If this sounds like something you have been waiting for, don't hesitate apply now to start your future with Cyprus!
DUTIES OF A MORTGAGE LOAN OFFICER
Assumes responsibility for the effective and professional completion of assigned loan origination functions.
* Interviews, takes complete applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members.
* Performs follow-up work as necessary to achieve conditional approval within established time frames.
* Notifies member if loan is referred back to Mortgage Advisor because of problem ratios or credit ratings.
* Advises members of loan approval or denial. Explains loan denials precisely and clearly to members.
* Completes lending operations in accordance with established Credit Union policies and legal requirements.
Assumes responsibility for establishing and maintaining effective and professional business relations with members, Realtors and building professionals.
* Answers questions and requests, and resolves problems.
* Informs members of Credit Union loan policies and services.
* Counsels members regarding money management and financial matters. Counsels members whose loan requests were denied, explaining reasons and alternatives.
* Maintains and projects the Credit Union's professional reputation.
Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.
* Coordinates functions with related departments and assigned Branches and provides support as needed.
* Assists Processing personnel and serves as a backup as needed.
* Keeps management informed of area activities and of any significant problems.
* Attends and participates in sales meetings and committees as required.
* Completes required records and reports.
* Under the direction and/or assignment of the Mortgage Sales Manager, assist in the training, coaching and mentoring or existing and new mortgage sales staff.
Assumes responsibility for related duties as required or assigned.
* Professionally cross-sells other Credit Union services.
* Stays informed regarding changes in lending standards, related legal requirements, and trends in local real estate and competitive market.
* Ensures that work area is clean, secure, and well maintained.
QUALIFICATIONS FOR A MORTGAGE LOAN OFFICER
Education/Certification
Bachelor's Degree from a 4-year accredited university or college or an equivalent of education and mortgage experience. Additional coursework in business or related field preferred. Must have and maintain an NMLS ID number (S.A.F.E. Act registration) Required Knowledge
Understanding of the foundation of determining credit worthiness. Knowledge of Credit Union loan policies, products, procedures, processing, and underwriting guidelines. Familiarity with title reports, insurance, and appraisals. Experience Required
Two to four years of loan origination experience in a credit union or finance environment preferred. Ability to generate leads for the community. Documented amount of retail residential mortgage funding's in the past 12 months with established relationships from local referral sources preferred. Skills/Abilities
Strong interviewing skills. Excellent communication and public relations abilities. Good analytical and financial skills. Able to operate related computer applications, calculator, and other basic business equipment.
READY TO JOIN OUR EXCEPTIONAL FINANCE TEAM? If you feel that you would be right for this member services position, please fill out our initial 3-minute, mobile-friendly application.
Loan Officer
Loan Officer Job 32 miles from West Jordan
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer
Loan Officer Job 30 miles from West Jordan
As one of the nation's leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We're currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking-and also have an innate ability to manage and lead. This is a commission only position and we are willing to train the right person!
What You'll Do
* Establish strong relationships with realtors, builders, developers, CPA's, and financial planners
* Gain applicable expertise in local and national real estate markets
* Negotiate ideal price, terms, and conditions for home mortgages
* Determine and address problems that may arise during the loan application process
* Daily and Monthly Responsibilities
* Coordinate customer interaction and interface with all parties involved in each individual loan
* Guide customers through the loan process, including negotiation, terms, and conditions
* Maintain a customer's relationship with corresponding realtors, builders, developers, CPA's, and financial planners
* Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA
* Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages
What You'll Love About Us
* Great Company Culture
* Top Workplaces 8 years in a row (2016, '17, '18, '19, '20, '21, '22, '23)
* Going Places. Company recently added to the Russell 2000 Index, attributing our strong growth
* Health Benefits. Medical with HSA and FSA options, dental, and vision
Requirements
What We'll Love About You
* Minimum 3 years of loan originator experience preferred
* Advanced knowledge of lending and credit markets
* Knowledge of all Federal and State real estate lending regulations
* Excellent written and verbal communication skills
* Advanced interpersonal skills, with a strong focus on customer service
* Highly detail-oriented
* Bilingual in English/Spanish highly preferred
Consumer Direct Loan Originator
Loan Officer Job 10 miles from West Jordan
Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country.
For more information on Veterans First Mortgage, please visit ************************************
Why join us?
An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment
Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more
Generous paid time off and flexible work hours
Opportunities to grow and develop in your career
Promote-from-within culture
You can make a difference!
Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune
Why join this team?
Come be a part of our vision in being the most referred and respected mortgage brand in the military community
Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training
Leads are provided through our visionary Marketing team utilizing our cutting edge lead program
In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership
The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits
Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun
What You'll Do:
Dedicated to delivering award winning customer service in an inside sales environment
Identify prospective customers through company generated inbound leads
Conduct customer needs analysis to learn and understand customer's goals
Create relationships with prospects and customers to establish trust and highly encourage referral business
Conduct thorough follow up, outbound calls to interested consumers
Close sales and advise customer of next steps
Stay current on new products available for customers, completing ongoing education for licensing and compliance
Qualifications:
Proven track record of success in a sales or customer service oriented environment
Strong phone presence, listening and presentation skills
Ability to multitask, problem solve and efficiently manage time in a fast paced environment
Strong at communicating and relationship building
Team player with the ability to thrive in a structured and competitive environment
Bachelor's degree and 2+ years professional experience preferred
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated hourly rate for this role is $17.31 , along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills and experience.
#LI-Onsite
Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Loan Officer Outside Sales
Loan Officer Job 10 miles from West Jordan
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
· Develops and maintains referral sources,
· Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
· Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
· Meets with clients in person to sell mortgage loan products/packages,
· Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
· Obtains credit information and necessary documentation for application process,
· In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
· Engages in marketing and promotional activities in support of their own sales,
· Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
· Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
· Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
· Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
· Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
· Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
· Provides origination services in the state of licensure
· Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
· Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
· Sales experience in the mortgage industry is preferred
· Familiarity with mortgage processes, procedures, rules, regulations, and compliance
· Exceptional customer service skills with a strong attention to detail
· Excellent written and verbal communication skills
· Strong computer skills to include a working knowledge of MS Office
· Ability to comprehend and analyze financial information
· Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
· Established contact and referral list within the real estate and mortgage industries preferred
· Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
Consumer Direct Loan Originator
Loan Officer Job 10 miles from West Jordan
Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country.
For more information on Veterans First Mortgage, please visit ************************************
Why join us?
* An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment
* Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more
* Generous paid time off and flexible work hours
* Opportunities to grow and develop in your career
* Promote-from-within culture
* You can make a difference!
* Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune
Why join this team?
* Come be a part of our vision in being the most referred and respected mortgage brand in the military community
* Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training
* Leads are provided through our visionary Marketing team utilizing our cutting edge lead program
* In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership
* The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits
* Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun
What You'll Do:
* Dedicated to delivering award winning customer service in an inside sales environment
* Identify prospective customers through company generated inbound leads
* Conduct customer needs analysis to learn and understand customer's goals
* Create relationships with prospects and customers to establish trust and highly encourage referral business
* Conduct thorough follow up, outbound calls to interested consumers
* Close sales and advise customer of next steps
* Stay current on new products available for customers, completing ongoing education for licensing and compliance
Qualifications:
* Proven track record of success in a sales or customer service oriented environment
* Strong phone presence, listening and presentation skills
* Ability to multitask, problem solve and efficiently manage time in a fast paced environment
* Strong at communicating and relationship building
* Team player with the ability to thrive in a structured and competitive environment
* Bachelor's degree and 2+ years professional experience preferred
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated hourly rate for this role is $17.31 , along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's qualifications, skills and experience.
#LI-Onsite
Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
Independent Loan Review Manager
Loan Officer Job 10 miles from West Jordan
About Us: Celtic Bank is a growing bank committed to providing exceptional financial services while maintaining a strong risk management framework. As we continue to expand, we are looking to enhance our internal controls and risk management systems. We are seeking a talented and experienced Independent Loan Review Manager to establish and lead our independent loan review program in alignment with interagency guidance on credit risk review systems.
Position Overview:
The Independent Loan Review Manager will be responsible for developing, implementing, and overseeing an independent loan review system to ensure the ongoing health and stability of our loan portfolio. This role will ensure compliance with interagency guidance and best practices for credit risk management, and work closely with senior management and the board to provide regular reports and actionable insights on our loan portfolio.
WHAT MAKES CELTIC DIFFERENT
Managers are mentors
Questions are encouraged
Business causal is everyday
Hard work is rewarded
You're always learning
WHAT YOU'LL DO AT CELTIC BANK
Design and implement an independent credit risk review system to assess and manage risks in the bank's loan portfolio.
Regularly review and evaluate loan quality, including underwriting standards and adherence to policies, loan classifications, collateral adequacy, and borrower performance.
Conduct periodic independent assessments of loan portfolios, ensuring accurate classification of loans (pass, special mention, substandard, doubtful) in accordance with regulatory guidelines.
Ensure compliance with the Interagency Guidance on Credit Risk Review Systems and other relevant regulations.
Work with senior management to develop strategies for managing problem loans, including identifying corrective actions and providing recommendations.
Prepare detailed reports on loan quality, risk concentrations, loan classifications, and other key metrics, for presentation to the Board of Directors and executive management.
Collaborate with the loan origination, credit, and compliance teams to identify and address any credit risk issues, and implement improvements to processes or systems as needed.
Maintain independence from the loan production process to ensure impartial assessments of credit risk and loan performance.
Stay up to date with changes in regulatory requirements, industry best practices, and trends related to credit risk management.
Requirements
WHAT YOU'LL NEED TO DO IT
Bachelor's degree in Finance, Accounting, Business Administration, or a related field (Master's or professional certifications such as CPA, CFA, or CRCM is a plus).
Experience in credit risk management, loan review, or a similar role within a banking or financial services environment.
Strong understanding of business/commercial credit risk assessment, loan underwriting, loan portfolio management, and loan classification.
Familiarity with Interagency Guidance on Credit Risk Review Systems.
Proven experience with independent loan reviews, credit audits, or similar functions in a banking setting.
Strong analytical and problem-solving skills, with the ability to evaluate loan quality, identify risks, and make recommendations for improvement.
Excellent communication and interpersonal skills, with the ability to report complex findings to senior management and the board.
Demonstrated ability to work independently while collaborating effectively with cross-functional teams.
Benefits
HOW YOU'LL BENEFIT
Medical, dental, vision
401(k) with employer match
Life and long-term disability coverage
HSA and FSA plans
Holidays and paid time off requests
Robust wellness program (we're talking catered meals three times a week, lunch and learns, and onsite gym!)
Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical and Other Requirements
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.
Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.
Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.
Mortgage Loan Originator
Loan Officer Job 41 miles from West Jordan
Bank of Utah, with over 60 years in business, was founded by Frank M. Browning, an Ogden business executive. The bank officially opened for business on December 1, 1952 with 16 employees and $1 million in assets. It has now grown to 350 employees and over $1.3 billion in assets. The bank currently has 17 full service branches along the Wasatch Front; mortgage offices in South Towne, Price, and Logan; and both personal and corporate trust teams in Salt Lake City and Ogden. Bank of Utah offers personal banking, home lending, trust management and investment services.
Benefits of Working with Us:
Bank of Utah's comprehensive benefits package promotes health and wellness, financial well-being and career growth. A few highlights include:
Great work-life balance, with a Monday-Friday schedule
Competitive benefits, including health, eye, dental and life insurance
401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)
Incentive pay
12 paid bank holidays + earned vacation time
Training opportunities for new employees
Learning incentives to expand your banking knowledge and grow in your career (including opportunities to learn about all of our departments, such as mortgage, branch operations, commercial lending, personal trust, corporate trust, compliance, payments processing and more)
Volunteer opportunities to make a difference in the communities where you work and live
Awards and recognition to celebrate you and your colleagues for living the bank's values
To qualify for this position you must have:
Associates Degree in Business or equivalent training and/or experience
Minimum of 3 years related mortgage lending experience
This position requires you to:
Originate permanent single-family residential FHA, VA, conventional, and construction mortgage loans
Participate in related business development activities.
Market the Bank of Utah Mortgage services and customer relationships to help generate mortgage lending activity for the Bank.
Adhere to all procedures and applicable federal, state, and local laws, regulations, rules, and ordinances; such as the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), and the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE).
Register with the National Mortgage Licensing System and Registry (NMLS).
Mortgage Loan Closer/Funder
Loan Officer Job 24 miles from West Jordan
Full-time Description
We are looking for an eager employee to take on this position and who is curious about gaining a deeper knowledge into the loan process. In this role you will be reviewing files, communicating with the loan team and title company, and performing quality control. Our hope is to bring someone on who has had multiple experiences in other parts of the specialist departments. This role will require someone who has grit, multitasking abilities, resilience, and is determined to close the file in pristine condition. Someone who is beyond willing to go the extra mile.
Experience Preferred: Experience in mortgage loan closing/funding preferred.
Requirements
Responsibilities:
Review loan documents to ensure accuracy and completeness.
Coordinate with various parties to gather necessary documentation for loan closing.
Prepare and finalize loan documents for closing/funding.
Ensure compliance with all regulatory requirements and company policies.
Work efficiently under pressure to meet tight deadlines.
Quick learner capable of adapting to evolving industry standards and procedures.
Self-starter with strong motivation and the ability to work autonomously.
Coachable individual willing to learn and implement feedback for professional growth.
Comfortable with change and able to adjust to new technologies and processes seamlessly.
Effective communicator both verbally and in written communication.
Strong attention to detail to ensure accuracy in loan closing/funding processes.
Qualifications:
Previous experience in mortgage loan closing/funding preferred.
Proficient in reviewing loan documents and ensuring accuracy.
Excellent communication skills, both verbal and written.
Detail-oriented with strong organizational skills.
Ability to work well under stress and meet tight deadlines.
Self-motivated with a proactive approach to problem-solving.
Coachable attitude with a willingness to learn and grow professionally.
Comfortable with change and adaptable to new processes and technologies.
Benefits:
Competitive salary based on experience.
Comprehensive benefits package including health, dental, and vision insurance.
Retirement savings plan options.
Opportunities for professional development and advancement.
Dynamic and collaborative work environment.
How to Apply: Please submit your resume and a cover letter detailing your relevant experience and why you would be a great fit for this position.
Salary Description $18 - $20 Hourly
Loan Coordinator
Loan Officer Job 8 miles from West Jordan
Full-time Description
The Loan Coordinator plays a pivotal role in bridging key areas of the credit process, ensuring that loan closing preparation and activities are packaged effectively for the Loan Administration Department. By serving as a central point of contact, the Loan Coordinator facilitates the movement of loan applications and documentation from final approval to closing, ensuring that every step is conducted accurately and in a timely manner. The Loan Coordinator coordinates closely with the Loan Administration Department to synchronize efforts, minimize delays, and uphold regulatory and procedural compliance. The Loan Coordinator is responsible for general loan portfolio management and tickler management reporting.
Requirements
Essential Duties & Responsibilities:
Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; and provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards.
Order flood determinations, environmental reports, preliminary title reports, UCC searches, credit reports, and other necessary loan reports; review and report any potential issues or discrepancies to the Relationship Manager (RM) and/or Assistant Relationship Manager (ARM).
Obtain proper evidence of insurance in accordance with Bank guidelines, to include flood insurance, if required.
Pre-document review: work collaboratively with RM/ARM to ensure accurate, complete and timely loan document requests are submitted to Loan Administration. Act as liaison between lending team and Loan Administration for both pre-document review and post loan signing.
Coordinate internal/external payoffs with Production and Loan Administration teams.
Responsible for ensuring all financial and other information needed for credit approval and loan portfolio administration is imaged in AccuLoan within defined Bank standards.
Manage post-close loan conditions; ensure all loan ticklers are set up properly; work with lending team to resolve in timely manner.
Monitor reports such as tickler, past-due and maturing loan reports, and work with lending team to resolve in a timely manner, as assigned.
Perform other duties as assigned.
Preferred Qualifications:
3 years of experience in commercial loan processing and documentation.
Bachelor's degree in Finance or Accounting a plus but not required.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
Private Mortgage Banker (SAFE) UT
Loan Officer Job 10 miles from West Jordan
About this role:
Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com.
In this role, you will:
Participate in soliciting residential mortgages from various sources
Produce high quality jumbo loans which are compliant and provide excellent customer service
Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Basic Microsoft Office skills
Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
Excellent verbal, written, and interpersonal communication skills
Mortgage industry experience
Knowledge and understanding of sales prospecting and generating referrals
Customer service experience
Experience working with high net-worth clients
Job Expectations:
This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Completion of formal position specific training programs
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled
Posting End Date:
29 Apr 2025
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Mortgage Loan Officer - PAID Training Program
Loan Officer Job 10 miles from West Jordan
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need:
Passion for helping people achieve their dreams
Experience selling and/or engaged in a service-oriented environment
Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
Competitive, energetic and positive attitude
Detail oriented and demonstrate excellent decision-making skills
Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST). Remote work applicants may not work from the following states: California-**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation:The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year! Benefits: · 401(k)· Dental insurance· Disability insurance· Employee discounts· Health insurance· Life insurance· Paid training· Referral program· Vision insurance Supplemental pay types: · Hourly draw· Commissions· Ramp up incentive· Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job 41 miles from West Jordan
Job Details Provo, UT - Ogden, UT Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Officer
Loan Officer Job 27 miles from West Jordan
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Closer/Funder
Loan Officer Job In West Jordan, UT
Cyprus Credit Union is looking to hire a Mortgage Closer/Funder. Do you have a strong work ethic that embodies what credit unions stand for? Are you interested in starting a career with an exciting and respected financial institution that offers opportunities for comradery, professional growth, and advancement? If so, please read on!
The future of Cyprus Credit Union is only as bright as our team. We employ a team of like-minded banking professionals. In order to attract and retain quality talent, we offer competitive pay, and comprehensive benefits, provide opportunities for employee advancement, share resources for career development, and encourage a work-hard/play-hard lifestyle. Additionally, we value diversity, volunteering for our communities and taking steps to do our part in reducing our carbon footprint.
As a Mortgage Closer/Funder you will earn a competitive pay depending on your experience and qualifications with the opportunity for bonuses and incentives. We also offer both our part-time and full-time member services employees the following comprehensive benefits:
* Health, dental, life, and vison insurance plans
* 401k and retirement savings plan
* 12 paid holidays
* Paid day off for your birthday
* PTO that will start accumulating on day one
* Earn additional PTO when you volunteer in the community
* Competitive tuition reimbursement
Due to our "Most loved" atmosphere, Cyprus Credit Union was named one of the BEST credit unions to work for since 2020!
Here at Cyprus we value the success and rewards that come as we learn and grow together! Through our "career pathing "programs we offer continuous trainings that can provide you with opportunities in advancement. If this sounds like something you have been waiting for, don't hesitate apply now to start your future with Cyprus!
A DAY IN THE LIFE OF THE MORTGAGE CLOSER/FUNDER
the Post Closer is Responsible for providing administrative support for all mortgage loan closing and post-closing activities. Responsible for ensuring that final loan documents are received and delivered to investors in a timely and accurate manner. Maintain departmental records, reports, and files. Assist in preparing, organizing, and delivering accurate and complete loan packages for both loan servicing and secondary market activities. Organize loan documents for closing, funding, and imaging processes. Assist in processes necessary for secondary market loan purchase. Assists other departmental functions in secondary reviews of loan processes.
Assume responsibility for providing effective administrative support for mortgage loan closings.
* Help prepare appropriate closing documents for members in accordance with loan program. Calculate closing figures.
* Review all closing documents for completeness and accuracy including title reports and lock confirmations.
* Coordinate closings with title companies
* Ensure compliance with underwriting conditions.
* Obtain and sign off closing conditions.
Assumes responsibility for monitoring final loan documentation for delivery to the secondary market
* Monitors internal and investor reports for outstanding final docs.
* Accounts for the status of all missing documents.
* Obtains final documents from title companies and/or applicable systems.
* Files and images documents as they are received.
* Checks mortgage loan documentation for accuracy and completeness.
* Forward necessary documents and information to investors.
Assumes responsibility for the effective completion of closing, funding and loan purchase activities.
* Prepare file for the closing, funding, and delivery of loans.
* Assist in the second review for Cenlar data, 2nd mortgage funding's, and construction draws.
* Completes uploading of files and suspense items for purchase by investors.
* Deliver necessary bar-coded documents to Cenlar for loan servicing.
* Assist in monitoring, document review, and shipping of files to FHA
Assumes responsibility for assisting in related accounting and computer maintenance for loan purchase processes.
* Assist in balancing loans purchased on secondary market.
* Assist in distributing purchase information to appropriate departments.
* Enter computer data for loan tracking
Assumes responsibility for maintaining effective coordination and communication with area personnel, Credit Union personnel, and management.
* Assists and supports area and Credit Union personnel as needed.
* Completes reports and records promptly and accurately.
* Assists in tasks for QC Audits.
* Maintains departmental files. Files loans after closing and shreds files as determined by QC Audits.
* Attends and participates in meetings as required.
* Keeps management informed of area activities and of any significant problems.
Assumes responsibility for establishing and maintaining profession business relationships with members and investors.
* Resolves requests and problems promptly and courteously.
* Maintains and conveys the Credit Union's professional reputation.
Assumes responsibility for related duties as required or assigned.
* Ensures that work is clean, secure, and well maintained.
* Completes special projects as assigned.
PERFORMANCE MEASUREMENTS
* Records, reports, and files are accurate and up-to-date.
* Loan packages are legally compliant, complete, and submitted, purchased and insured in a timely manner to the secondary market.
* Good business relations exist with members. Problems and questions are courteously and promptly resolved or referred.
* Good business relations exist with secondary market investors. Loan packages are processed and delivered according to Credit Union procedures and legal policies.
* Loan shipping activities are effectively coordinated with record retention functions.
* Good coordination exists with area personnel and with management. Assistance and support are provided as needed. Management is properly informed.
* The Credit Union's professional reputation is maintained and conveyed
QUALIFICATIONS
Required Knowledge:
Basic knowledge of legal documents related to mortgage loans. Understanding of loan financing process. Familiarity with loan funding's
Skills/Abilities
Good verbal and public relations skills. Strong typing abilities. Good basic math skills. Able to use related computer applications. Well organized.
Experience Required
Minimum of two years of experience with the Credit Union
Education/Certification
High school graduate or equivalent.
Ready to join a team that values growth and community? Apply now and begin your future with Cyprus Credit Union!