Vice President, Commercial Loan Officer / SBA Lender
Loan Officer Job 16 miles from Saint Paul
MBFC (Minnesota Business Finance Corp.) is the #1 Minnesota SBA Lender, originating and servicing SBA 504 fixed asset commercial loans in partnership with the U.S. Small Business Administration since 1983 covering the entire state of Minnesota, Wisconsin, North Dakota and select counties in South Dakota, and Iowa. With offices in the Minneapolis Metro area, St. Cloud, Detroit Lakes, Slayton, Fargo and Superior, MBFC provides exceptional responsive service to its clients!
We have an immediate full-time opening for an experienced Business Development Officer in our Twin Cities - Metro market. Business development activities include calling on bank/lending and economic development partners, prospects, and existing borrowers. This position will pre-qualify for eligibility and credit worthiness, originate, evaluate, and recommend approval of SBA 504 Loan Applications. This position will also conduct and facilitate timely SBA 504 loan closings and fundings. There's already a proven existing MBFC customer base to step into with plenty of growth opportunities as well.
If you have a passion for helping small businesses succeed and grow and want a stable career with longevity and opportunity for growth that offers fantastic pay and benefits, this position is for you! MBFC has a fantastic, friendly staff made up of long-time employees that provide exceptional support to our Business Development Officers.
Qualifications:
• Four-year college degree in business, finance, or related field preferred.
• Previous commercial lending/SBA lending experience preferred.
• Exceptional oral, written, and interpersonal skills.
• Ability to analyze business financial statements.
• Excellent time management skills.
• Detail oriented.
MBFC offers competitive pay and benefits, with opportunities for growth and advancement.
Please send your resume and cover letter to: Nadene Kruize, President & CEO, ****************
Commercial Loan Officer
Loan Officer Job 16 miles from Saint Paul
Are you experienced in commercial loan portfolio management, commercial lending, or commercial credit and looking to expand your skills in a more dynamic role? Our client, a staple in the banking community, is excited to welcome its next commercial loan officer to its growing team in this net new role.
You'll leverage your credit expertise to originate and manage commercial loans, work directly with business owners, and collaborate with senior leadership to drive strategic lending decisions.
What You'll Do:
Develop and expand a network of business owners, real estate investors, and referral sources.
Generate new lending relationships, focusing on C&I and CRE lending.
Manage and grow a commercial loan portfolio, ensuring long-term client success.
Provide consultative, solutions-based advice to business clients.
What You Bring:
A bachelor's degree or equivalent.
3+ years of commercial credit experience.
Foundation knowledge of working capital and cash flow lending.
Strong relationship-building skills with the ability to cultivate long-term connections.
What's in It for You?
A well-defined career path with the opportunity for professional growth
Competitive salary + performance-based bonuses
Comprehensive benefits package (Medical, Dental, Vision, 401k with match)
If you're ready to take your career to the next level in a fast-growing, relationship-driven banking environment, we want to hear from you!
Loan Analyst
Loan Officer Job 16 miles from Saint Paul
About the Company
The Loan Analyst is responsible for assisting in lending product pricing, financial modeling, and portfolio valuation activities. This role helps establish the organization's rate structures and risk-based lending strategies to optimize loan performance and revenue. This includes developing loan program pricing, forecasting interest rate impacts, and monitoring portfolio trends. The Analyst will contribute to the preparation of pricing recommendations and financial reports presented to company leadership. They will collaborate with cross-functional teams to analyze, refine, and execute pricing analysis initiatives to support business objectives.
About the Role
Essential Functions
Analyze financial trends, pricing models, and economic data to ensure competitive loan pricing.
Develop loan rate structures, assess risk factors, and optimize financial performance.
Perform variance analysis of loan production, forecast models, and profitability metrics.
Support ongoing pricing strategy adjustments based on portfolio performance insights.
Review lending program trends and recommend enhancements to drive business growth.
Assist in risk assessment, pricing impact evaluation, and revenue forecasting.
Participate in cross-functional projects to improve financial modeling and pricing systems.
Ensure accuracy of pricing reports, financial forecasts, and business analysis.
Qualifications
Bachelor's degree in Business, Finance, Economics, or a related field.
5+ years of experience in financial analysis, pricing strategy, or risk modeling.
Experience in financial services, lending, or credit analysis preferred.
Strong proficiency in SQL, Power BI, Excel, and financial modeling tools.
Ability to interpret loan pricing trends, capital market data, and risk-based pricing strategies.
Attention to detail and ability to work in a fast-paced financial environment.
Senior Commercial Loan Closer
Loan Officer Job 29 miles from Saint Paul
About this role:
Calculated Hire is seeking a Senior Commercial Loan Servicing Specialist in Agency Services, for our Fortune 100 Financial client.
In this role, you will:
Lead a variety of pre-close activities for moderately complex to complex commercial loans, including coordinating all aspects of loan closings
Accurately evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures and regulatory requirements
Document and coordinate legal activities for loan documentation that may also include documentation purchased from third party sources, with internal staff and the Corporate Legal group
Work collaboratively with Credit, Sales and Legal regarding proper procedures and documentation requirements necessary to ensure accuracy with negotiated terms and ensure alignment with appropriate compliance standards
Review and negotiate complex legal documentation, evaluate risks, develop strategies to mitigate documentation risk and identify procedural modifications
Serve as an escalation point in the resolution of client issues
Conduct quality reviews and monitor key performance metrics as related to efficiencies and effective processes
Identify activities of the team to ensure conformity with established procedures
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal customers
Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Required Qualifications:
4+ years of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Proficient in reading and understanding highly complex loan documentation
Extensive knowledge of Loan IQ
Extensive Syndication Experience
Ability to demonstrate interpersonal, organizational, and effective leadership skills
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Exceptional verbal, written, and interpersonal communication skills
Ability to interact with all levels of an organization, including management
Excellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change
Effective analytical skills including ability to analyze metrics
Sound knowledge of Microsoft Office (Work, Excel, & Outlook)
About the team:
Commercial Loan Closing: Covers jobs responsible for assembling, preparing and reviewing commercial closing documents for loans/transactions; the initial boarding and funding of deals/transactions/facilities onto accounting systems of record. This may include in depth review of collateral, legal agreements and credit approvals to ensure final executed details are captured accurately and regulatory and company requirements are met.
Mortgage Loan Officer II
Loan Officer Job 47 miles from Saint Paul
This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.
Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.
Principal Responsibilities:
1. Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
3. Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
4. Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
5. Remain current on industry products and developments, ensuring the bank's ongoing competitive advantage.
6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
7. Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
9. Provide guidance and assistance to the other Mortgage Department Staff.
10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
11. Adhere to compliance procedures and participate in required compliance training.
The anticipated hourly range for this role is between $30.55 and $41.24. This range is a good faith estimate for the position. The actual compensation offered to a candidate may differ based on various factors, including the individual's relevant experience, training, skills, work location, and other considerations. For those in eligible roles, we offer incentive compensation based on individual performance. Furthermore, this role may qualify for a variety of benefits, such as Medical, Dental, and Vision insurance, Health Savings Accounts, 401(k)/ESOP, Paid Time Off, Flexible Work Arrangements, Paid Parental Leave and Student Loan Repayment Assistance. Learn more at *************************
Compensation Grade
Hourly Grade 6
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete
Equal Employment Opportunity Policy Statement
. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at ************ or email ***************.
Loan Officer - Bloomington, IN
Loan Officer Job 24 miles from Saint Paul
Loan Officer Bloomington, IN Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships.
Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero!
Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation.
Essential Loan Officer Functions:
Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro.
Networking and Rapport: Create referral magic with realtors, builders, and your amazing network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients.
Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the journey of mortgage lending with calm and caring advice.
Sky-High Possibilities: Set ambitious goals and unleash your marketing superpowers with the support of our in-house marketing department. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals.
Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business.
Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals.
A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success.
Experience Desired:
A proactive networker, continuously expanding your referral sphere of influence.
A productivity powerhouse fueled by self-motivation and attention to detail.
A lifelong learner, constantly honing your skills and staying ahead of the curve.
BA/BS or 2+ years of sales experience, ideally in retail residential mortgages.
Boasts a winning track record with purchase/refinance loans.
Has built strong relationships with local referral networks.
Active NMLS# required.
You believe in the power of homeownership to transform lives.
Build a business that thrives on your talent!
Want to start a conversation?
Contact: Scott Mort - Vice President, Business Development ****************** ************
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Work Environment
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Physical Demands
An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required-no or limited exposure to physical risk. Work is typically performed in a typical office work environment.
EEO Statement
Gershman Mortgage is an equal opportunity employer.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
Mortgage Loan Officer
Loan Officer Job 24 miles from Saint Paul
SWBC is an international financial services company, providing products and services to help businesses, families, and financial institutions meet some of their most critical goals. SWBC has employees across the U.S. We are licensed to market and service a variety of financial products in all 50 states, and our products are offered through several wholly owned subsidiary corporations.
When you work with SWBC Mortgage, you gain access to a team of mortgage professionals that are ready to help you realize your homeownership goals. We offer loan programs for most any borrower. Whether you are a first-time homebuyer, a veteran, need down-payment assistance, or whatever your unique situation, we are here to help you find the happiest way home.
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Job Description
If you are interested in being part of a great team and meet your professional goals, a career at SWBC Mortgage is the right choice for you! This position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Mortgage Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. We have unique ways of addressing problems in the marketplace with our custom solutions that will help you create professional relationships with referral sources.
If you are an existing, professional mortgage loan officer and struggle with bringing value to local real estate agents, builders and other financial service providers, we have strategies and mentorship for you. Or perhaps your business needs a new environment to thrive. Our compensation is better than the banks/credit unions and we offer more mentorship, guidance, strategy than a broker shop.
SWBC Mortgage Corporation has a marketing and compliance team at the ready to help you create the materials you need to stand out in our marketplace. We have a weekly 30 minute call with our sales leader and regular guest speakers that will give you ideas and confidence to be your best. The mentorship and guidance you will receive from our team leader is unparalleled and proven to help fellow loan officers succeed.
Qualifications
Availability: Immediate, obtaining NMLS license required before start, contact for details
Basic Standards:
Interest in the field of business management/ marketing/ sales/ finance
Finance and/or client relationship background preferred, but not required
Ability to work with cloud based technologies, web platforms and MS Office products, outgoing personality; ability to communicate with clients via phone and in person
Ability to pass background and compliance testing, as well as licensing testing
Basic mathematical skills required, advanced mathematical abilities helpful
All employees need to reside in Minnesota for this position.
Additional Information
The mortgage industry offers Loan Officers a high level of job security. Most Loan Officers make their career in this industry. Our company has 35 years of experience and we know what it takes to be successful. We will show you how to generate opportunities and we're willing to help you enjoy a level of success for yourself that big corporate jobs do not offer.
Loan Officer
Loan Officer Job 9 miles from Saint Paul
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Experienced Mortgage Loan Officer
Loan Officer Job 16 miles from Saint Paul
The EMAC Group is a provider of mortgage recruiting services, we offer an extensive network of mortgage professionals and proven expertise developed over 20 years of experience identifying, attracting and recruiting mortgage talent for our clients.
Job Description
Our Client is a State Chartered Bank is focused on growing market share in Minneapolis. Bank is hiring talented Mortgage Loan Officers with a track record of identify new borrowers, develop and maintain a quality network of referral partners that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts.
Bank leads area available to the ideal candidate, Mortgage Loan Officers will participate in business development opportunities with bank customer, internal staff and community to promote home ownership. You will be responsible for new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information.
It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Minimum Qualifications:
Currently in the mortgage industry
Actively relationships with referral partners and existing customer database.
A track record of success as a Mortgage Loan Originator
Compensation:
Very competitive Production Commission Structure
Qualifications
Required Qualifications:
BA/BS degree or equivalent experience in residential mortgage sales preferred
Three plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Strong computer skills and experience utilizing laptop technology
Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Additional Information
Please contact Tabitha Wolf at: ************
Associate Partner / Junior Loan Officer
Loan Officer Job 9 miles from Saint Paul
Join CMG Home Loans as an Associate Partner and be part of a team that's passionate about serving others, working hard, and building lasting relationships. We're Hiring in Woodbury, MN!
Looking to make a meaningful impact on the lives of your clients?
Opportunities for personal and professional growth
Collaborative and supportive team environment
Constant learning and development
The Associate Partner / Junior Loan Officer is responsible for assisting the Loan Officer with originating, processing, and closing residential mortgage loans.
ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:
Assists the Loan Officer / Senior Loan Officer in the collection and analysis of the Consumer's financial information.
Assists the Loan Officer / Senior Loan Officer in assessing the customer's financial circumstances to determine whether the Consumer and the property qualify for a particular loan.
Reviews the loan application package taken by Senior Loan Officer for completeness and accuracy.
Under supervision of the Loan Officer / Senior Loan Officer, identifies any missing items from the loan application package which the processor may require when processing the loan application.
Under supervision of the Loan Officer / Senior Loan Officer, maintains regular contact with the Consumer, referral partners and CMG Mortgage between application and closing to apprise them of the status of the application and gather any additional information as needed; and
Under supervision of the Loan Officer / Senior Loan Officer, prepares any information requests, such as credit inquiries or address discrepancies, for review and signature by the Consumer.
Employee will additionally utilize his/her knowledge, training and experience to solicit, originate and facilitate the processing and closing of loan products and financing of residential real estate transactions on behalf of the Company's customers.
QUALIFICATIONS AND EXPERIENCE:
Need to be able to multitask, assign priorities, and work under time constraints.
Heavy computer use.
Standard office environment, equipment and tasks, including work at a computer terminal.
This position requires partial sitting and walking throughout the day.
Employee must be open to work overtime to complete assigned tasks.
SUPERVISORY RESPONSIBILITIES:
Direct Reports: N/A
PHYSICAL and ENVIRONMENTAL CONDITIONS:
This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.
Base Compensation Information - This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure. The compensation range for this position will be provided upon request. (Due to their geographic location, residents of the states of CA & CO, and for New York City are excluded from this role at this time.)
CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected].
CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company's gift to CMG Financial and may be forwarded to our recruiters for their attention.
Commercial Mortgage Loan Administration Specialist
Loan Officer Job 16 miles from Saint Paul
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
About this role:
Wells Fargo is seeking a Commercial Mortgage Loan Administration Specialist in Commercial Real Estate Operations as part of Wholesale Lending Operations division. Learn more about our career areas and lines of business at wellsfargojobs.com.
In this role, you will:
* Manage and Service Commercial Construction Loans including reviewing related documentation, maintaining budgets, communicating with parties on identified issues, approving transactions and disbursing
* Participate in less complex initiatives and identify opportunity for process improvements for timely processing of all incoming business lending within Transaction and Processing
* Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
* Review site inspections for loans within their portfolio
* Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the function, policies, procedures and compliance requirements for loan approval documents
* Collaborate and consult with functional colleagues, internal partners and stakeholders, including internal and external customers if applicable
* Work with both origination and central analysts in the preparation of loan approval documents
Required Qualifications:
* 2+ years of Transactions and Processing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
* Commercial real estate experience
* Residential and commercial appraisal experience
* Ability to interpret and research loan origination, legal, or real estate documents
* Exposure to Wells Fargo banking systems such as LIQ, LAM, CCM and C360
* Knowledge and understanding of builder, construction, or renovations lending
* Knowledge and understanding of commercial real estate operations
* Knowledge and understanding of the Flood Disaster Protection Act (FDPA)
* Commercial loan documentation, preparation, or review experience
* Ability to navigate multiple computer systems, applications, and utilize search tools to find information
* Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important
* Ability to work in a fast-paced deadline driven environment
* Effective organizational, multi-tasking, and prioritizing skills
* Excellent verbal, written, and interpersonal communication skills
* Intermediate Microsoft Office (Word, Excel, and Outlook) skills
* Strong analytical skills with high attention to detail and accuracy
Primary Posting Locations:
* 1525 W WT Harris BLVD Charlotte, NC
* 600 S 4th St, Minneapolis, MN
#CommercialBanking
Job Expectations:
* Candidates must be willing to work additional hours as needed.
* Candidates must be willing to work the hours of 8-5 and commit to three days in office at one of the posted locations below.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$55,300.00 - $98,300.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
* Health benefits
* 401(k) Plan
* Paid time off
* Disability benefits
* Life insurance, critical illness insurance, and accident insurance
* Parental leave
* Critical caregiving leave
* Discounts and savings
* Commuter benefits
* Tuition reimbursement
* Scholarships for dependent children
* Adoption reimbursement
Posting End Date:
2 Apr 2025
* Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Loan Officer
Loan Officer Job 25 miles from Saint Paul
Loan Officer (Field) We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Requirements
Highschool Diploma or Equivalent
Four-year college degree (preferred)
Minimum of 3 years of Loan Originating experience
Valid driver's license and dependable mode of transportation
NMLS License & specific State license or be (willing to get within 30 days of employment)
Fluent in Spanish -Speaking and Writing (preferred)
Self-starter and able to work independently
Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
A genuine passion for delivering exceptional experiences to customers
Proficient in using standard office software (e.g., Microsoft Office Suite)
Proficient in using mortgage industry software and tools
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an hourly rate of $11.54 - $12, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Originator NE
Loan Officer Job 24 miles from Saint Paul
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Hourly rate is $11.13
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Originator - (North Region IL, WI, MN)
Loan Officer Job 25 miles from Saint Paul
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
* An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
* Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
* Family-friendly work hours
* With 175+ community bank locations, we offer opportunities to grow and develop in your career
* Promote from within culture
Why join this team?
* We have a culture that encourages an entrepreneurial spirit
* We offer multiple opportunities for development and upward mobility
Essential Duties and Responsibilities:
* The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
* The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process.
* Conducts preliminary underwriting reviews.
* Remains front-line contact with the borrowers.
* A credit report is obtained and analyzed by the Loan Originator.
* The Loan Originator is heavily involved with the client during the application and closing process.
* Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business.
Qualifications:
* Minimum two years of mortgage loan origination experience
* Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
* Knowledge of residential mortgage processing, underwriting, and closing procedures.
* Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others.
* Ability to analyze financial information.
* Excellent interpersonal and communication skills are required.
* A pleasant and professional demeanor is essential.
* Work requires sound judgment and diplomacy.
* Outlook proficiency required.
* Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
* Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $11.50, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
New Home Consultant
Loan Officer Job 25 miles from Saint Paul
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Requirements
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
General Overview of Compensation & Benefits:
We reasonably expect $1000 per pay period for 6 pay periods; max of $6K then an ongoing $1000 biweekly draw against commission subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
#IND-SALES
#LI-LS3
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Private Mortgage Banker (SAFE)
Loan Officer Job 16 miles from Saint Paul
About this role:
Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com.
In this role you will:
Participate in soliciting residential mortgages from various sources
Produce high quality jumbo loans which are compliant and provide excellent customer service
Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk
Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication
Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Required Qualifications:
2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
Desired Qualifications:
Basic Microsoft Office skills
Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
Excellent verbal, written, and interpersonal communication skills
Mortgage industry experience
Knowledge and understanding of sales prospecting and generating referrals
Customer service experience
Experience working with high net-worth clients
Job Expectations:
This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (************************************************* provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Completion of formal position specific training programs
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$0.00 - $0.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
15 Apr 2025
*
Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Mortgage Loan Officer II
Loan Officer Job 23 miles from Saint Paul
This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.
Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.
Principal responsibilities are to:
1. Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
3. Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
4. Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
5. Remain current on industry products and developments, ensuring the bank's ongoing competitive advantage.
6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
7. Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
9. Provide guidance and assistance to the other Mortgage Department Staff.
10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
11. Adhere to compliance procedures and participate in required compliance training.
The anticipated hourly range for this role is between $35.74 and $48.25. This range is a good faith estimate for the position. The actual compensation offered to a candidate may differ based on various factors, including the individual's relevant experience, training, skills, work location, and other considerations. For those in eligible roles, we offer incentive compensation based on individual performance. Furthermore, this role may qualify for a variety of benefits, such as Medical, Dental, and Vision insurance, Health Savings Accounts, 401(k)/ESOP, Paid Time Off, Flexible Work Arrangements, Paid Parental Leave and Student Loan Repayment Assistance. Learn more at *************************
Compensation Grade
Hourly Grade 6
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete
Equal Employment Opportunity Policy Statement
. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at ************ or email ***************.
Experienced Loan Officer for State Chartered Bank
Loan Officer Job 16 miles from Saint Paul
The EMAC Group is a provider of mortgage recruiting services, we offer an extensive network of mortgage professionals and proven expertise developed over 20 years of experience identifying, attracting and recruiting mortgage talent for our clients.
Job Description
Our Client is a State Chartered Bank is focused on growing market share in Minneapolis. Bank is hiring talented Mortgage Loan Officers with a track record of identify new borrowers, develop and maintain a quality network of referral partners that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts.
Bank leads area available to the ideal candidate, Mortgage Loan Officers will participate in business development opportunities with bank customer, internal staff and community to promote home ownership. You will be responsible for new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information.
It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Minimum Qualifications:
Currently in the mortgage industry
Actively relationships with referral partners and existing customer database.
A track record of success as a Mortgage Loan Originator
Compensation:
Very competitive Production Commission Structure
Qualifications
Required Qualifications:
BA/BS degree or equivalent experience in residential mortgage sales preferred
Three plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Strong computer skills and experience utilizing laptop technology
Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Additional Information
Please contact Tabitha Wolf at: ************
Commercial Mortgage Loan Administration Specialist
Loan Officer Job 16 miles from Saint Paul
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
**About this role:**
Wells Fargo is seeking a Commercial Mortgage Loan Administration Specialist in Commercial Real Estate Operations as part of Wholesale Lending Operations division. Learn more about our career areas and lines of business at wellsfargojobs.com.
**In this role, you will:**
+ Manage and Service Commercial Construction Loans including reviewing related documentation, maintaining budgets, communicating with parties on identified issues, approving transactions and disbursing
+ Participate in less complex initiatives and identify opportunity for process improvements for timely processing of all incoming business lending within Transaction and Processing
+ Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
+ Review site inspections for loans within their portfolio
+ Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the function, policies, procedures and compliance requirements for loan approval documents
+ Collaborate and consult with functional colleagues, internal partners and stakeholders, including internal and external customers if applicable
+ Work with both origination and central analysts in the preparation of loan approval documents
**Required Qualifications:**
+ 2+ years of Transactions and Processing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
**Desired Qualifications:**
+ Commercial real estate experience
+ Residential and commercial appraisal experience
+ Ability to interpret and research loan origination, legal, or real estate documents
+ Exposure to Wells Fargo banking systems such as LIQ, LAM, CCM and C360
+ Knowledge and understanding of builder, construction, or renovations lending
+ Knowledge and understanding of commercial real estate operations
+ Knowledge and understanding of the Flood Disaster Protection Act (FDPA)
+ Commercial loan documentation, preparation, or review experience
+ Ability to navigate multiple computer systems, applications, and utilize search tools to find information
+ Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important
+ Ability to work in a fast-paced deadline driven environment
+ Effective organizational, multi-tasking, and prioritizing skills
+ Excellent verbal, written, and interpersonal communication skills
+ Intermediate Microsoft Office (Word, Excel, and Outlook) skills
+ Strong analytical skills with high attention to detail and accuracy
**Primary Posting Locations:**
+ 1525 W WT Harris BLVD Charlotte, NC
+ 600 S 4th St, Minneapolis, MN
\#CommercialBanking
**Job Expectations:**
+ Candidates must be willing to work additional hours as needed.
+ Candidates must be willing to work the hours of 8-5 and commit to three days in office at one of the posted locations below.
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$55,300.00 - $98,300.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
2 Apr 2025
***** **_Job posting may come down early due to volume of applicants._**
**We Value Diversity**
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-443643
Loan Originator - (North Region IL, WI, MN)
Loan Officer Job 24 miles from Saint Paul
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets.
Why join us?
* An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
* Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
* Family-friendly work hours
* With 175+ community bank locations, we offer opportunities to grow and develop in your career
* Promote from within culture
Why join this team?
* We have a culture that encourages an entrepreneurial spirit
* We offer multiple opportunities for development and upward mobility
Essential Duties and Responsibilities:
* The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business.
* The Loan Originator assists the borrower in determining the proper loan program, completing the loan application, and gathering the required supporting documentation to begin the loan process.
* Conducts preliminary underwriting reviews.
* Remains front-line contact with the borrowers.
* A credit report is obtained and analyzed by the Loan Originator.
* The Loan Originator is heavily involved with the client during the application and closing process.
* Develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit new business.
Qualifications:
* Minimum two years of mortgage loan origination experience
* Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
* Knowledge of residential mortgage processing, underwriting, and closing procedures.
* Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others.
* Ability to analyze financial information.
* Excellent interpersonal and communication skills are required.
* A pleasant and professional demeanor is essential.
* Work requires sound judgment and diplomacy.
* Outlook proficiency required.
* Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
* Ability to travel
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The minimum estimated hourly rate for this role is $11.50, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.