Loan Officer Jobs in Raleigh, NC

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  • Private Banking Officer

    Greene Resources 4.1company rating

    Loan Officer Job In Raleigh, NC

    Private Banking Officer Pay: Starting at $125,000/year Experience: 10 years of banking experience Education: Bachelor's degree. Type: Full-time; Direct Hire Greene Resources is seeking a Private Banking Officer to join a growing and dynamic team! Job Description: Develop and cultivate new private banking relationships to achieve targeted deposit income and ancillary product sales objectives. Proactively manage and service the existing portfolio by identifying opportunities for growth and enhanced client engagement. Collaborate with the sales team to maintain exceptional service standards, leverage individual strengths, and build a market reputation for excellence. Ensure accurate and thorough maintenance of all relationship files. Utilize internal and external resources, including other lenders and their teams, to anticipate and address client needs effectively. Provide supervision and guidance to staff, if applicable. Comply with all federal laws, rules, and regulations related to Anti-Money Laundering (AML), including the Bank Secrecy Act (BSA). Position Requirements: Proficient in Microsoft Word, Excel, and Outlook. Extensive knowledge of loan documentation and regulatory requirements. Strong understanding of bank products and affiliates, with the ability to effectively promote and cross-sell. Demonstrated success in business development and sales. Well-established connections with referral sources and centers of influence within the market. Excellent communication skills with the ability to interact professionally at all levels. Goal-oriented, self-motivated, and driven to achieve results. High sense of urgency with strong decision-making abilities. Has a high sense of urgency and strong decision-making abilities. Greene Resources is part of Array Corporation, the leading technology-enabled workforce solutions company whose mission is to fix how labor is bought, sold and delivered to enable universal access to the American Dream. We are proud to be an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
    $125k yearly 30d ago
  • Mortgage Loan Officer / Home Loan Specialist

    Churchill Mortgage Corporation 3.2company rating

    Loan Officer Job In Raleigh, NC

    Job Details Raleigh NC - Raleigh, NC Full Time Sales Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients. Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here. We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality. Responsibilities Educate customers on best financing solutions Manage a large pipeline of loans Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices. Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources. Provide applicants with information regarding the loan application process. Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors Other duties may be applicable as business needs may dictate and as assigned by management. Qualifications Dedicated to growing yourself and your skills Active NMLS license 2+ years of self-gen mortgage origination experience required Knowledge of basic loan programs and loan structuring needed for success Desire to grow and be coachable with the best leadership in the industry Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed). Benefits Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program). Employees Own the Company Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP). Churchill Mortgage Corporation is an Equal Opportunity Employer
    $37k-67k yearly est. 52d ago
  • Towne Mortgage of the Carolinas - Mortgage Loan Officer

    Towne Family of Companies

    Loan Officer Job In Raleigh, NC

    As a Mortgage Loan Officer, you may look forward to: Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval. Completing application and gathering supporting documentation. Reviewing and completing regulatory disclosures with customer. Maintaining existing and generating new sources of referral business. Quoting interest rates and securing pricing through the Secondary Marketing Department on behalf of the Customer. Collecting required application fees. Inputting application data into Loan Origination Software (LOS). Utilizing automated underwriting systems (AUS) to obtain credit recommendations. Communicating with customers, both internal and external, regarding the status of the loan and relaying information to all interested parties. Communicating with all parties in a professional and courteous manner. Managing his/her pipeline of loans to verify accuracy of the current loan status. Acknowledging and abiding by TowneBank Mortgage Policies and Procedures. Mentoring other Loan Officers. Relaying to Senior Management any industry changes or trends that may be of interest to them. Participating in TowneBank, TowneBank Mortgage, and area association events. Actively participating in all aspects of the Real Estate Office sales meetings and office functions: Preparing Mortgage Minutes for presentation at each sales meeting. Providing on-going training for the real estate agents (lunch and learns). Working closely with the Broker/Sales Manager Attending Loan Officer Meetings. Representing the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. Obeying all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). You are a person that (required skills): Has a valid NMLS number. Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans. Has a proven sales record based on closed loan production. Currently possess sources of referral business for purchase transactions. Has a High School Diploma or equivalent. Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines. You'll be better prepared if you have (desired skills): Working knowledge of Microsoft Office products. Working knowledge of Encompass software. Physically you can anticipate to: Express or exchange ideas by means of the spoken word via email and verbally Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation Not substantially exposed to adverse environmental conditions The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities. #TMOC #mortgage
    $45k-72k yearly est. 60d+ ago
  • Bilingual Mortgage Loan Officer (Spanish) - North Carolina

    University Federal Credit Union 4.1company rating

    Loan Officer Job 8 miles from Raleigh

    Join our dynamic team as a Bilingual Mortgage Loan Officer (MLO) in Cary, NC, and play a pivotal role in fulfilling our purpose of empowering our members to achieve financial success and brighter futures. In this exciting opportunity, you'll be instrumental in assisting members looking to purchase or refinance their homes, significantly impacting their life journey. Your core responsibility as an MLO involves understanding each member's unique financial needs and guiding them through our extensive suite of mortgage products to find the perfect fit. Our aspiration is to be loved by millions, and as an MLO, you will contribute to this goal by providing exceptional service and support to our members. You'll work collaboratively with our dedicated local teams, including in-house processing and underwriting experts, ensuring a seamless and efficient loan process. This role is perfectly suited for individuals who are passionate about providing exceptional financial solutions within a supportive, team-oriented environment. Join our team in Cary, NC, and embark on a rewarding career with us, where your efforts directly contribute to helping members realize their homeownership dreams and secure brighter futures. About UFCU Founded in 1936, UFCU has grown to serve Members across Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration. Essential Functions Service Analysis: * Advise members by identifying the correct mortgage product for their housing needs and financial future * Review and analyze credit and Desktop Underwriting (DU) findings * Exhibit sales and financial analysis competency in the origination process, creating solutions and mortgage management plans for the member * Actively seek opportunities to increase loan volume * Exhibit strong consultative sales skills, analytic ability, knowledge of the mortgage bond market, and ability to perform and explain mathematical comparisons of the mortgage options available to the member * Comply with RESPA, HMDA, and other laws and regulations * Maintain knowledge of current mortgage guidelines System and Member Documentation: * Utilize CRM to consistently track and communicate all phases of the loan process from start to closing * Serve as a liaison between involved parties in the mortgage transactions such as REALTORS, title company personnel and others * Attend the closing when possible * Make post-closing follow-up calls to ensure member satisfaction and request referrals * Provide timely and accurate loan information to members * Display a commitment to providing up-to-date and accurate information by attending a minimum of two professional seminars annually and pursuing on-going learning. Business Development: * Serve as UFCU outside sales representative by actively identifying, soliciting, developing relationships with REALTORS, builders and other referral partners to increase mortgage lending business in the community * Make calls and presentations to referral partners * Create outside referral sources to generate 100% of monthly volume goals * Develop and implement sales strategies designed to meet credit union and mortgage lending goals in the community. * Participate in industry professional associations to stay informed and educated on the mortgage industry Other: * Perform other duties as assigned * Adhere to all company policies, procedures and business ethics codes * Maintain strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to the MLO role Knowledge/Skills/Abilities * Displays strong interpersonal skills through fostering teamwork and demonstrating patience and respect when dealing with difficult situations * Fully competent in Microsoft Office, Encompass, and other related software programs. Demonstrates the ability to use loan origination software to efficiently perform job functions. * Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending, required. These include but are not limited to: HMDA, RESPA, Fair Housing, ECOA, TIL, and Section 50, Article XVI of the Texas Constitution. * Ability to present ideas and thoughts in a clear, concise manner. Ability to make oral presentations with persuasiveness and confidence. Ability to use clear and simple language to get the message across to members and co-workers. * Able to quickly build rapport and establish credibility with members and co-workers. * Ability to manage multiple projects, under tight deadlines while maintaining the accuracy and integrity of loan documentation. Core Competencies * Demonstrating Member Obsession * Demonstrating Performance Excellence * Demonstrating Innovation Experience Minimum Requirements * High school diploma or equivalent required * Minimum of two (2) years of inside/outside sales experience required * Minimum of two (2) years of mortgage loan origination experience, including experience with self-sourced loans, required * Must be fully bilingual in Spanish and English, with the ability to read, write, and speak fluently in both languages * Must pass a Spanish language proficiency test as part of the hiring process * Must be bondable Preferred Requirements * Bachelor's Degree preferred * Bilingual in Spanish is preferred Things You Need to Know Before You Apply Physical Demands The physical demands described are representative of those that must be met by an employee, with or without accommodation, in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent * While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. * Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. * Employee will make extensive use of the telephone requiring the ability to effectively and accurately explain complex information. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * This position requires working frequently at UFCU Plaza in Austin, Texas. * This position may involve periodic stressful conditions. * May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. * Frequent computer use at a workstation up to two hours at a time. * The noise level in the work environment is usually loud.
    $59k-78k yearly est. 60d+ ago
  • Bilingual Mortgage Loan Officer (Spanish) - North Carolina

    UFCU Main 4.1company rating

    Loan Officer Job 8 miles from Raleigh

    Join our dynamic team as a Bilingual Mortgage Loan Officer (MLO) in Cary, NC, and play a pivotal role in fulfilling our purpose of empowering our members to achieve financial success and brighter futures. In this exciting opportunity, you'll be instrumental in assisting members looking to purchase or refinance their homes, significantly impacting their life journey. Your core responsibility as an MLO involves understanding each member's unique financial needs and guiding them through our extensive suite of mortgage products to find the perfect fit. Our aspiration is to be loved by millions, and as an MLO, you will contribute to this goal by providing exceptional service and support to our members. You'll work collaboratively with our dedicated local teams, including in-house processing and underwriting experts, ensuring a seamless and efficient loan process. This role is perfectly suited for individuals who are passionate about providing exceptional financial solutions within a supportive, team-oriented environment. Join our team in Cary, NC, and embark on a rewarding career with us, where your efforts directly contribute to helping members realize their homeownership dreams and secure brighter futures. About UFCU Founded in 1936, UFCU has grown to serve Members across Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration. Essential Functions Service Analysis: Advise members by identifying the correct mortgage product for their housing needs and financial future Review and analyze credit and Desktop Underwriting (DU) findings Exhibit sales and financial analysis competency in the origination process, creating solutions and mortgage management plans for the member Actively seek opportunities to increase loan volume Exhibit strong consultative sales skills, analytic ability, knowledge of the mortgage bond market, and ability to perform and explain mathematical comparisons of the mortgage options available to the member Comply with RESPA, HMDA, and other laws and regulations Maintain knowledge of current mortgage guidelines System and Member Documentation: Utilize CRM to consistently track and communicate all phases of the loan process from start to closing Serve as a liaison between involved parties in the mortgage transactions such as REALTORS, title company personnel and others Attend the closing when possible Make post-closing follow-up calls to ensure member satisfaction and request referrals Provide timely and accurate loan information to members Display a commitment to providing up-to-date and accurate information by attending a minimum of two professional seminars annually and pursuing on-going learning. Business Development: Serve as UFCU outside sales representative by actively identifying, soliciting, developing relationships with REALTORS, builders and other referral partners to increase mortgage lending business in the community Make calls and presentations to referral partners Create outside referral sources to generate 100% of monthly volume goals Develop and implement sales strategies designed to meet credit union and mortgage lending goals in the community. Participate in industry professional associations to stay informed and educated on the mortgage industry Other: Perform other duties as assigned Adhere to all company policies, procedures and business ethics codes Maintain strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to the MLO role Knowledge/Skills/Abilities Displays strong interpersonal skills through fostering teamwork and demonstrating patience and respect when dealing with difficult situations Fully competent in Microsoft Office, Encompass, and other related software programs. Demonstrates the ability to use loan origination software to efficiently perform job functions. Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending, required. These include but are not limited to: HMDA, RESPA, Fair Housing, ECOA, TIL, and Section 50, Article XVI of the Texas Constitution. Ability to present ideas and thoughts in a clear, concise manner. Ability to make oral presentations with persuasiveness and confidence. Ability to use clear and simple language to get the message across to members and co-workers. Able to quickly build rapport and establish credibility with members and co-workers. Ability to manage multiple projects, under tight deadlines while maintaining the accuracy and integrity of loan documentation. Core Competencies Demonstrating Member Obsession Demonstrating Performance Excellence Demonstrating Innovation Experience Minimum Requirements High school diploma or equivalent required Minimum of two (2) years of inside/outside sales experience required Minimum of two (2) years of mortgage loan origination experience, including experience with self-sourced loans, required Must be fully bilingual in Spanish and English, with the ability to read, write, and speak fluently in both languages Must pass a Spanish language proficiency test as part of the hiring process Must be bondable Preferred Requirements Bachelor's Degree preferred Bilingual in Spanish is preferred Things You Need to Know Before You Apply Physical Demands The physical demands described are representative of those that must be met by an employee, with or without accommodation, in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. Employee will make extensive use of the telephone requiring the ability to effectively and accurately explain complex information. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires working frequently at UFCU Plaza in Austin, Texas. This position may involve periodic stressful conditions. May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. Frequent computer use at a workstation up to two hours at a time. The noise level in the work environment is usually loud.
    $46k-62k yearly est. 60d+ ago
  • Loan Originator NE - Raleigh

    Primelending 4.4company rating

    Loan Officer Job In Raleigh, NC

    Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
    $27k-48k yearly est. 60d+ ago
  • Loan Officer

    Caliver Beach Mortgage

    Loan Officer Job 8 miles from Raleigh

    Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
    $45k-72k yearly est. 60d+ ago
  • Mortgage Loan Officer

    North State Bank 3.8company rating

    Loan Officer Job In Raleigh, NC

    A strong, independent community bank, North State has served customers for 20 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork and consistency. We believe it's our calling to add value to the lives of those we serve and to do so with a spirit of friendship. We are a full-service bank with focused divisions for mortgage, government lending, leasing and the community association management industry. North State Bank has an exciting opportunity for a Mortgage Loan Officer to be located on corporate campus in North Raleigh. The Mortgage Loan Officer generates sound and profitable mortgage loans and related fee income that are reflective of our business strategy and core values. Essential Duties & Responsibilities: Partners with Bank officers to further cultivate value-added mortgage relationships with existing Bank customers. Actively engages in business development and civic initiatives with contacts throughout the community, including current and prospective customers, builders and real estate brokers to achieve defined goals. Meets Mortgage Division customer service, performance, compliance and regulatory standards and expectations. Interviews and prequalifies potential loan customers. Takes customer loan applications and issues disclosures on appropriate loan origination software. Provides and explains various mortgage loan products to customers. Provides suggestions to customers on actions that may improve their credit worthiness, if needed. Collects appropriate fees from customers, such as those charged for appraisals. Orders appraisals. Obtains all necessary information for verifications and underwriting, such as financial data, tax returns, credit reports, etc. Ensure that all loan packages are complete and accurate prior to submission. Lock the loans and manage locked loan pipeline to ensure the locks remain active. Assists in resolving post-closing deficiencies. Communicates with compliance department on loans that need to be withdrawn or denied along with sending change in circumstance requests Qualifications (Includes education, certifications, experience, etc.) A bachelor's degree in business or a related field; or an equivalent combination of education and experience. Five or more years of mortgage loan origination experience. Possess and maintain eligibility for NMLS registration. Possess a working knowledge of applicable banking and mortgage laws and regulations. Strong teamwork with operational staff is essential. Excellent written and verbal communication skills. Proficiency with Microsoft Excel and Word and underwriting systems, such as DU and LP. North State Bank provides competitive compensation and excellent, flexible benefits program. With North State Bank benefits, you have the flexibility to choose what's right for you and your family. We hope you will see it comes down to one simple truth: North State Bank is a great place to work! North State Bank is an equal opportunity employer and gives consideration for qualified applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity, national origin, disability or protected veteran status. VEVRRA Contractor. 25030581
    $42k-67k yearly est. 7d ago
  • Loan Originator

    NFM 4.3company rating

    Loan Officer Job 4 miles from Raleigh

    Job Details Garner NC NC308 - Garner, NC Full TimeDescription Our Loan Originators are responsible for generating and developing business from loan applicants with a variety of financial needs. This position requires strong communication and negotiating skills along with a willingness to provide exceptional customer service in a fast-paced, team environment. This position is paid minimum wage draw against commission. Essential Job Functions: Specific tasks will include, but are not limited to, the following: Maintain an active Mortgage Loan Originator License. Production at or above minimum level of: o Full-time Loan Originator- $1,750,000 in closed loan volume OR 9 or more closed loan transactions in a three-month period (Quarterly). Input and submission of quality files to include complete 1003 and supporting documentation (i.e. income, assets, liabilities and credit), along with proper expectations of processing flow. Maintain sales contact and pipeline throughout the entire loan process. Effectively communicate, work with, and build relationships with all levels of constituents including culturally and linguistically diverse staff members and external candidates and/or vendors, while operating in a fast-paced customer service driven environment. Responsible for generating business through the effective use of the Companys marketing, leads strategies, and self-generation. Responsible for structuring, presenting, and selling the loan to customers. Collect required borrower information to recommend appropriate products or programs. Regularly follow up with potential applicants via telephone, email, or written correspondence to ensure each applicant understands each program. Required Job Functions: Specific tasks will include, but are not limited to, the following: Development of sales based skill set including the ability to build customer base and secure new mortgage loan opportunities within existing and potential customer base. Contact potential customers via telephone and email. This position may require occasional overtime and travel. Additional tasks as assigned. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job. Additional Working Conditions Information: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus. Diversity and Inclusion: At NFM Lending we are a diverse team of champions, industry pioneers and action leaders. We draw on the differences in who we are, what weve experienced, and how we navigate the mortgage industry with focused intention. We work to attract, develop, engage, advance and retain a high performing workforce through fostering an inclusive culture where everyone can join in the journey to success. EOE. Benefits: Additional information about company benefits can be found at the following page. ****************************************
    $35k-48k yearly est. 23d ago
  • Mortgage Originators & Branches NC

    On The Money Talent Acquisition Partners

    Loan Officer Job In Raleigh, NC

    On The Money Talent is proud to represent a highly respected privately owned mortgage lender, headquartered in Newark, Ohio, with 30 years of experience and licensing in 17 states. Known for their unwavering commitment to ethics, integrity, and improving the lives of families, this organization creates raving fans not just among customers, but also among their employees. This lender is dedicated to helping you build your business with unparalleled resources, support, and a culture that truly puts people first. Who We're Looking For: We are seeking existing branches, experienced self-generating originators, or aspiring branch managers in North Carolina who want to thrive in a supportive, growth-focused environment. Why Choose This Opportunity? 100% Independent: Work with the autonomy and flexibility you deserve. Direct Lending Advantage: Operate as a Fannie Mae, Freddie Mac, and Ginnie Mae Direct Lender with the ability to service loans in-house. Streamlined Operations: Enjoy common-sense processing and underwriting with a 24-hour turnaround and a help desk for loan scenario guidance. Best-in-Class Compensation: Aggressive plans with multiple options to fit your goals. Unmatched Support: A tenured, professional leadership team dedicated to your success. Innovative Technology: Leverage cutting-edge tools to streamline your workflow. Robust Marketing Support: A dedicated marketing department helps craft targeted campaigns and strategic “Keep in Touch” (K.I.T.) programs, ensuring you stay top-of-mind with clients and referral partners. Co-branding options included! Comprehensive Product Suite: Access every loan product available in the market to serve your clients' needs. Total Compensation and Benefits Package: Medical, dental, and vision insurance. 401(k) retirement plan. Company-paid life insurance. And much more! Required Qualifications: 3-5 years of mortgage sales experience, with a proven track record of originating conventional and government real estate mortgage loans. If you're a motivated mortgage professional looking to advance your career with a company that prioritizes your success, offers unmatched tools, and fosters a culture of integrity, this is the opportunity you've been waiting for. Take the next step in your career-apply now and join a trusted industry leader!
    $24k-50k yearly est. 60d+ ago
  • Builder Loan Consultant

    Loan Depot 4.7company rating

    Loan Officer Job In Raleigh, NC

    The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder. Responsibilities: * Engage in managing the loan pipeline with all team members to meet company efficiency standards * Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property * Collect all required documentation from borrowers and converts to paperless documents * Prepare and submit loan submission sheet to set up * Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees * Negotiate and confirm rates, fees, and lock terms with customer * Lock loans in the system with agreed upon terms and manage locked pipeline through the funding * Communicate regularly with borrowers to meet desired expectations * Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing * Maintain minimum productivity goals Requirements: * NMLS loan originator license required * 1-3 years of Loan Origination experience required * Experience originating purchase loans required * Builder experience strongly preferred * High school diploma or general education degree (GED) required Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set * Inclusive, diverse and collaborative culture where people from all backgrounds can thrive * Work with other passionate, purposeful and customer-centric people * Extensive internal growth and professional development opportunities including tuition reimbursement * Comprehensive benefits package including Medical/Dental/Vision * Wellness program to support both mental and physical health * Generous paid time off for both exempt and non-exempt positions
    $34k-50k yearly est. 4d ago
  • Loan Originator (North Carolina)

    Wintrust Financial Corp 4.9company rating

    Loan Officer Job In Raleigh, NC

    Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets. Why join us? * An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) * Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few * Family-friendly work hours * With 175+ community bank locations, we offer opportunities to grow and develop in your career * Promote from within culture Why join this team? * We have a culture that encourages an entrepreneurial spirit * We offer multiple opportunities for development and upward mobility Position Summary: An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant. Essential Duties and Responsibilities: * The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. * The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process. * Conducts preliminary underwriting reviews. * Remains front line contact with the borrowers. * A credit report is obtained and analyzed by the Loan Originator. * The Loan Originator is heavily involved with the client during the application and closing process. * Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business. Qualifications: * Minimum two years of mortgage loan origination experience * Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. * Knowledge of residential mortgage processing, underwriting and closing procedures. * Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others. * Ability to analyze financial information. * Excellent interpersonal and communication skills required. * Pleasant and professional demeanor is essential. * Work requires sound judgment and diplomacy. * Outlook proficiency required. * Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 * Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
    $15 hourly 28d ago
  • Mortgage Loan Officer

    Fidelity Bank of North Carolina 4.1company rating

    Loan Officer Job In Raleigh, NC

    The Mortgage Loan Officer proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals. Position works with realtors, builders, and centers of influence to develop external lead sources as well as partners with branches to drive internal referrals. PRINCIPAL ACCOUNTABILITIES: Time: Description: 15% Identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. 15% Responds to customer inquiries and referrals that are generated from their own contacts as well as branch referrals. 15% Conducts interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. 15% Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. 5% Develops and cultivates self-generated referral sources and partnerships with retail branches. 5% Maintains current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending. 5% Manages mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data. 5% Prepares marketing plans and cross sells other bank products and services. 5% Provides service and oversees all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms. 5% Solicits customers and originates mortgage loans, interviews applicants to obtain pertinent information regarding their loan needs; initiates the lending decision process. 5% Studies and evaluates new activities, policies, programs, services, and markets related to business development strategy. 5% Works with team members in Mortgage Department and other departments to provide information for prompt processing and closing of residential mortgage loan applications. BASIC QUALIFICATIONS: Bachelor's degree with 6 years of experience in mortgage lending, credit and business development or an equivalent combination of education and experience. ADDITIONAL QUALIFICATIONS: * Familiar with Conventional, FHA, USDA, VA Lending and HUD guidelines. * Advanced financial analysts, strong credit underwriting and analytical skills. * Knowledge of conventional and/or government guidelines. * Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending. * Strong network with centers of influence including realtors and builders. * Ability to handle confidential and proprietary information. * Ability to travel within specified region. Excellent communication skills, oral and written. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Affirmative Action/Equal Opportunity Employer
    $41k-48k yearly est. 60d+ ago
  • Loan Originator (North Carolina)

    Wintrust Mortgage, a Division of BBT 4.1company rating

    Loan Officer Job In Raleigh, NC

    Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we're dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $62 billion in assets. Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 175+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team? We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility Position Summary: An employee in this position procures new mortgage transactions for the bank. The primary responsibility is to bring in new loan requests into the bank for processing. The Loan Originator is the primary contact for the loan applicant. Essential Duties and Responsibilities: The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program. The file is handled by the Mortgage Originator until it is time to request loan documents and closing is scheduled. By turning in the file at this point, the Loan Originator is able to go out and generate new business. The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process. Conducts preliminary underwriting reviews. Remains front line contact with the borrowers. A credit report is obtained and analyzed by the Loan Originator. The Loan Originator is heavily involved with the client during the application and closing process. Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business. Qualifications: Minimum two years of mortgage loan origination experience Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs. Knowledge of residential mortgage processing, underwriting and closing procedures. Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others. Ability to analyze financial information. Excellent interpersonal and communication skills required. Pleasant and professional demeanor is essential. Work requires sound judgment and diplomacy. Outlook proficiency required. Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 Ability to travel Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate's location, qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank and Wisconsin's Bank , we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.
    $15 hourly 27d ago
  • Part Time - Loan Originations Document Support

    State Employees' Credit Union 3.8company rating

    Loan Officer Job 16 miles from Raleigh

    If you are motivated and believe in the credit union philosophy of "People Helping People," join our team! This is an entry-level position that includes the receipt, review, and upload of all electronic documents related to the mortgage loan process to the Credit Union's mortgage loan origination system, as well as facilitating MLO understanding of the electronic signature and documentation process. In this position, one is tasked with ensuring a smooth member experience and efficient gathering of vital information during the mortgage loan process. Responsibilities: • (40 %) Upload eSigned member documents into the mortgage loan origination system • (10 %) Resend email links to members as needed • (20 %) Assist branch and lending contact center personnel with first mortgage electronic signature questions, concerns, and issues. • (10 %) Scan ink-signed documents into ImageFlow • (10 %) Print & mail physical documents as requested by MLOs • (10 %) Answer Tier II and departmental phone calls Required Education & Experience (Knowledge, Skills, & Abilities): • HS Diploma or GED • Able to key data accurately and efficiently Preferred Education & Experience (Knowledge, Skills, & Abilities): • Associate or 2-year degree • Proficiency with MS Office Work Environment & Physical Requirements: • Hybrid position - some in-office work required • Sitting for prolonged periods • Computer use for prolonged periods • Telephone use for prolonged periods • Must be able to type and answer telephone • Some office noise, (phones, typing, co-workers) SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law. Disclaimer State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
    $37k-47k yearly est. 23d ago
  • Mortgage Loan Originator

    Howard Hanna 4.1company rating

    Loan Officer Job 21 miles from Raleigh

    Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage's mission of providing top level service to our clients, colleagues, and the communities we service. Our affiliation with Allen Tate Realtors, the #1 Real Estate company in the Carolinas, offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential. A top candidate will have the following skills and experience: * Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred. * Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with agents, customers and team members. * Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners. * Strive to be the best version of you - Be professional, approachable, empathetic, and positive! Howard Hanna Mortgage is offering our team members: * Competitive compensation plan * Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more. Qualified candidates please send resumes to: ************************** Howard Hanna Financial offers their Loan Officers a strong partnership with Allen Tate Realtors: About Allen Tate Companies Allen Tate Companies is the Carolinas' leading real estate company, based on closed transactions sides, with 71 offices and more than 2,100 Realtors in the Charlotte, Triad, Triangle, High Country, Highlands/Cashiers and Asheville/Mountain regions of North Carolina and the Upstate region of South Carolina. Allen Tate provides real estate, mortgage, insurance, and relocation services throughout the entire homeownership life cycle. We are committed to providing and protecting quality of life for the communities we serve. For more information, visit allentate.com. About Howard Hanna Howard Hanna Real Estate Services is the #1 family-owned and operated independent broker in the country. The full-service real estate company has more than 500 real estate, mortgage, insurance, title, and escrow service offices across 13 states, including Allen Tate Realtors in the Carolinas and The F.C. Tucker Company in Indiana, with more than 15,000 sales associates and staff, including many of the industry's top-producing real estate agents. For more information, visit howardhanna.com. HowardHanna.com Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.
    $42k-58k yearly est. Easy Apply 60d+ ago
  • Mortgage Loan Processor (Durham)

    Latino Credit Union

    Loan Officer Job 21 miles from Raleigh

    Full-time Description The Mortgage Loan Processor is responsible for the compilation, verification, and review of mortgage loan applications. The Mortgage Loan Processor works closely with Mortgage Loan Officers to ensure a timely and accurate experience for our members throughout the entire mortgage process that does not involve analysis or decision-making. Essential Duties and Responsibilities: Oversees loan files received from Mortgage Loan Officers (MLOs) through Final Approval. Retrieves and reviews initial disclosures from borrowers. Works with MLOs to address inconsistencies and ensure data is accurate. Prepares credit and collateral packages for submission to underwriting. Orders appraisals and completes a comprehensive review of the appraisal upon receipt. Obtains verifications of employment, mortgage, rent, insurance and other items necessary to document the loan application. Maintain a filing system and procedures to monitor that the required documentation is received and appropriately and according to policies and procedures. Coordinates with MLOs and members to address underwriting conditions and prepare the file for resubmission. Orders tax transcripts from the Internal Revenue Service. Maintain constant communication with loan officers regarding updates and any missing documentation. Orders and reviews pest inspection, appraisal, and flood. Orders additional inspection, if necessary, based on the initial inspection requested. Generate redisclosures and cover letters when applicable. Report invoices and payment of service providers to Accounting. Coordinates loan closings with attorneys and LCCU closing staff. Help train new loan processors and other processing personnel. Assists with other tasks and projects as assigned. Requirements High School diploma or GED equivalent with 2+ years of recent mortgage lending experience or Bachelor's degree in a related field preferred. Experience with Mortgage LOS system(s) and/or TRID compliance preferred. Professional working proficiency in English and Spanish required. Strong organizational skills and attention to detail. Ability to perform efficiently in a fast-paced, multi-task environment. Maintains a professional demeanor in interactions with colleagues. Proficiency in Microsoft Office and other computer software, including email functions. Excellent communication skills with internal teams and external vendors including Real Estate Agents. Must be able to sit at a desk for long periods of time and use a computer. This position is on-site located in Durham, North Carolina. Benefits: We provide a challenging and friendly work environment as well as a competitive salary and benefits package including an employer-paid medical insurance plan, 401(k) plan (with a substantial company match), employer paid life and disability plan and generous paid time off to maintain a healthy work/life balance. Latino Community Credit Union is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $41k-57k yearly est. 8d ago
  • Commercial Real Estate Construction Loan Specialist

    First Horizon 3.9company rating

    Loan Officer Job In Raleigh, NC

    The Pro CRE Loan Specialist position is a specialized position responsible for reviewing and understanding the Commercial Real Estate Loan approval/request, providing thorough, objective analysis of the Loan closing, construction documentation and funding requirements in the RE loan documents, and all supporting documentation required for closing, and confirming that the loan documents provide that the loan is being closed as required by the approval. The closing process may include an objective analysis of the construction documentation and a knowledge of the construction/draw process. This position is expected to lead the RE loan closing, construction monitoring and review process, including funding requests, invoices, AIA requests from the General Contractor, completion requirements as required by the loan documents and other supporting documents and final completion documents. This position ensures collateral remains perfected, legal documentation supports credit approval, and all risk controls have been met in order to proceed with closing and ultimately funding the construction as requested by the Borrower. Loan products include construction loans, term loans, revolving lines of credit and other commercial debt. ESSENTIAL DUTIES AND RESPONSIBILITIES Review Loan Approval for all deal terms and requirements and confirm that all terms, requirements, and Borrower information is consistent with term sheet, commitment letter (if applicable), and Loan Closing Documents. Verify customized Loan Closing Documents are complete and accurate according to policies and procedures, and provide comments regarding the documents to bank counsel and the Line of Business as needed. Work with bank counsel and Line of Business to review the attorney prepared Loan Closing Checklist and the documents received. Request and review bids from 3 rd . party Construction Consultant(s) when required. Review and approve required project construction documents, and forward to 3 rd . party consultant as required by policy and/or procedures. Interface with Lenders, Borrowers, Attorneys, Title Companies, General Contractors, Consultants, and Agents to ensure proper documentation is received for Loan Closings and Draw Requests. Verify Payment Instructions provided by Title Company, Agent and/or Borrower. Maintain and update project Budget(s) as approved at closing, track changes and ensure funds are sufficient to complete the project. Approve loan Budget changes within established limits or refer loan to RM or Credit Officer for further approval/override as provided by Policy. Review and approve Draw Requests and supporting documents as submitted by Borrower and provide documentation to Loan Operations to disburse loan funds within the established SLA. Manage the disbursement and payment process to and from bank participants, junior lenders and agents. Provide Primary support and partnership to Relationship Managers (RM) and Portfolio Managers (PM) to ensure construction maintains strong quality, while facilitating risk control measures for the Bank. Works closely with senior management, RMs, PMs, Credit Risk, Compliance and Internal Audit partners to ensure that the credit remains in compliance with Bank and regulatory policies. Provide documentation to Loan Operations to book, maintain and update the loan tracking system with Borrower and Loan information. Manage loan document exceptions. Monitor requirements as provided by executed leases and permanent lenders. Maintain a working regulatory knowledge regarding, Flood Insurance, General Insurance, Title Issues, Mechanics Lien Law, Survey's and Bank Loan Documentation. Perform all other duties as assigned SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: College degree and at least 3 years of experience or equivalent combination of education and experience in banking, construction and/or commercial real estate. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc) None required About Us First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
    $54k-84k yearly est. 36d ago
  • Loan Specialist - Internal

    Regional Management 4.2company rating

    Loan Officer Job 4 miles from Raleigh

    Job purpose The Loan Specialist will assist with overall operations of the branch office, in particular, customer relations, account building, account management, new loan & payment processing, cash management, and compliance. The Loan Specialist will perform in accordance with RMC's Mission, Vision and Shared Values. Duties and responsibilities Develop and improve customer relations and provide exceptional service to all customers. Data entry of loan applications and documents into RMC systems, take and process credit loan applications, and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security; maintain correct amount of denominations of money in cash drawers daily. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Comply with all company policies and all State and Federal lending regulations; title recording and maintain report. Minimize delinquent debt through appropriate account management activities. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Pull credit bureau files for review by management. Assist management in updating of daily logs and reports. Process mail as needed. Transport money and deposits to and from bank. Maintain all customer files to be in compliance with RMC record retention policies. Order, organize, and maintain branch supplies. Assist in training of new employees as directed by the Branch Manager. Complete training program within the time set forth by the Training Department. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. 6+ months of customer service experience in either a sales/retail environment or cash management environment. Experience with Microsoft Office Suite products. Data entry proficiency. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Preferred Qualifications Experience in consumer finance industry. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Confidence. Sales mentality. Adaptable to an ever changing environment. Working conditions This position works in an office providing customer services to customers and potential customers in person and over the phone. The Loan Specialist typically works 9am to 6pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. This is the Internal Careers page for current Regional team members to search for and apply to an available position within the Company. Regional team members care about our customers, our communities and each other. We value team member diversity and believe it is crucial to achieving our goals. We share our ideas and enthusiasm and help make this a great place to work and grow. We thank you for taking time to listen and help our customers get through life's financial tough spots.
    $23k-39k yearly est. 60d+ ago
  • Loan Specialist

    Regional Finance of North Carolina 4.1company rating

    Loan Officer Job 16 miles from Raleigh

    Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
    $41k yearly 39d ago

Learn More About Loan Officer Jobs

How much does a Loan Officer earn in Raleigh, NC?

The average loan officer in Raleigh, NC earns between $36,000 and $89,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average Loan Officer Salary In Raleigh, NC

$57,000

What are the biggest employers of Loan Officers in Raleigh, NC?

The biggest employers of Loan Officers in Raleigh, NC are:
  1. PRMG
  2. The PNC Financial Services Group
  3. Cornerstone Bank
  4. Draper and Kramer
  5. North State Bank
  6. UFCU
  7. PNC
  8. Fidelity Bank MA
  9. Churchill Mortgage
  10. University Credit Union
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