Mortgage Loan Officer
Loan Officer Job 167 miles from Pine Bluff
The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines.
Essential Duties of the Position:
• Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required.
• Complete LPII checklist on all files and adhere to company time frames.
• Call and obtain conditions from borrowers and Realtors.
• Meets with clients to sign Loan Application and Disclosures.
• With new contracts, facilitate the introduction to Realtors via e-mail
• All files turned into processing within 24 hours of meeting with the borrower.
• Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline.
• Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship.
• Clears any conditions that require communication to the clients.
• Communicates with your team all information pertaining to client and/or property to meet file expectations.
• Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.).
• Tracks and manages new leads and follows up on referral business.
• Sends out correspondence - Thank you cards, Closing Cost Calculators, etc.
• Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc.
• Be able to quote interest rates and lock loans.
• Solve escrow issues
• Consistently exceed borrower expectations and Realtor/Builder expectations.
• Set up file using the loan officer checklist and turn into processing.
• Review all closing statements and compare to signed GFE before signings and correct discrepancies.
• Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines).
• Face to face meetings with clients
• Re disclose all new loans when there is a change of circumstance.
• Attend loan closings
• Continue to assume responsibilities and help the team grow.
• Obtain 3 current client referrals that go to closing each month.
Job Requirements:
• Must be able to work 40 hours per week and overtime as required.
• Must be proficient in Word, Excel and Outlook applications.
• Proficient in DU/DO, LP, & major Origination systems.
• Must have excellent verbal and written communication skills.
• Must have a positive attitude.
• Must be dependable, self-motivated and require minimal supervision.
• Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines.
• Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects.
• Must be registered and licensed through NMLS.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
Mortgage Loan Officer - Level 3
Loan Officer Job 41 miles from Pine Bluff
Typical business work hours are 8:00 A.M. to 5:00 P.M. Monday through Friday, some over-time may be required. This is considered a starting position for the sales force, you will be expected to have willingness to work closely with others, be a part of a team whose primary focus is to promote company growth and service the customer as you will be their main point of contact. At times, a Loan Officer can structure their time to work around their client base time zone or peak hours for sales calls. Loan Officers are expected to self-manage their time. This is a non-exempt position.
Purpose:
Loan Officers serve as a main contact point for Borrower and Retail Operations with the loan origination process. It is expected of them to take the initiative to generate their own client base and/or work leads provided by Bank of England Mortgage. Stay abreast of new types of loans and other financial products in order to better meet the customers' needs. The Loan Officer must meet or exceed the set weekly and/or monthly production goals management has established. Communicate with their
Manager/Supervisor on a daily or weekly basis regarding personal production. Meet strict deadlines and maintain compliance. Resolve issues/difficulties across multiple departments while maintaining a high level of customer service to internal and external customers while meeting their expectations.
Essential Functions/Duties:
· Market and promote company initiatives through outbound phone calls, emails, direct mail, association conventions, networking, advertising or other means of generating interest from potential clients. Market loan products to individuals promoting services that may meet the customers' needs.
· Develop a pipeline of prospective clients through identifying potential clients and decision makers with the client organization and set up meetings with client
decision makers. Plan persuasive approaches and pitches that speak to the prospective client's needs, concerns and objectives.
· Develop a rapport with new clients and provide support that will continually improve the relationship. Present an image that mirrors that of the prospective client.
This also requires developing and retaining the customer base by presenting new solutions and services to clients.
· Handle objections by clarifying, emphasizing and working through differences to a positive conclusion. Use a variety of styles to persuade or negotiate appropriately.
· Manage developing client accounts through consistent follow-up, communication and maintaining accurate notes to the Branch Manager.
· Ability to perform all aspects of business to business development within the real estate and construction sector with emphasis on developing a pipeline of clients, networking, negotiating and closing deals.
· Work with internal and corporate colleagues to meet customer/client needs.
· Attend branch events, industry functions such as association events, conferences and seminars that will identify opportunities for campaigns, services and lead to garnering new clients.
· Meet with applicants to obtain information for loan applications and answer applicant's questions regarding the loan process. Input loan application information into Encompass System. Gather all necessary and required documentation for loan approvals.
· Obtain and compile copies of loan applicants' credit histories, corporate financial statements and other financial information. Prepares mortgage loan file by reviewing loan application, clarifying or obtaining additional information as necessary. Analyzing, reviewing and resolving application issues prior to submitting to Loan Processing.
· Submit applications to credit analysts for verification and recommendation. Initiate preliminary research needed on the loan to help determine mortgage eligibility. Analyze applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
· Facilitates mortgage loan applications process by interfacing with Borrower in supplementing additional needed data for completed applications.
· Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
· Handle customer complaints and take appropriate action to resolve them.
· Confer with Underwriters to aid in resolving mortgage application problems.
· Work closely with processors, closers and underwriters. Assists in coordinating closing appointments in conjunction with the closing staff.
· Maintains and ensures complete and accurate compliance with RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act and other regulations regarding the mortgage application process.
· Review Loans to ensure that they are complete and accurate according to policy. Compute payment schedules. Approve loans within specified limits and refer loan
applicants outside those limits to management for approval. Review and update credit and loan files.
· Understands and complies with mortgage industry regulations, including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community
Reinvestment Act, Truth-in-Lending laws, etc.
· Protect Company's reputation and image by maintaining Borrower confidence, deliver a high level of customer service and by keeping mortgage loan information
confidential.
· Attend bi-monthly and or weekly production meetings with staff and management.
· Honesty and integrity in dealing with others and accountability in standing behind your work; initiative and self-motivation in serving the client, getting the job
completed thoroughly and on time; good written and oral communication skills, including the ability to listen to others and understand their needs; confidence in yourself and enthusiasm regarding your service. Organizational skills in having the ability to prioritize and manage numerous tasks at the same time. Miscellaneous duties as assigned.
Position Requirements:
· High School Diploma or GED equivalent required; some college preferred; College degree desired.
· Intermediate computer skills (MS Office, Mortgage Loan Applications/Software)
· Minimum of three (3) years' recent work experience as a full-time Mortgage Loan Officer in the banking industry.
· Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity
when dealing with customers and changing work demand.
· Must possess basic PC skills in Microsoft Windows, Word, PowerPoint and Excel or equivalent software. Encompass experience desired.
· Demonstrate effective and strong verbal and listening communication skills with the ability to effectively communicate with principals, executive management and clients.
· Demonstrate the assertiveness, perseverance, energy and passion - results oriented behavior required to be successful in this role.
· Demonstrate effective problem solving, planning & time management skills.
Loan Officer - Little Rock, AR
Loan Officer Job 41 miles from Pine Bluff
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company's growth through outside sales activities and lead generation
Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver's license and dependable transportation
NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Officer
Loan Officer Job 134 miles from Pine Bluff
A successful Loan Originator increases mortgage loan production by developing contacts, attracting mortgage customers and reviewing and processing loan applications. The Loan Originator is responsible for providing excellent customer service from the beginning to the end of the mortgage loan process.
Main Job Tasks and Responsibilities:
Attracts new mortgage loan applications by developing relationships specifically in the real estate community and making sales calls to prospective customers.
Provides applicants with information regarding the loan application process.
Obtains complete loan applications including all supporting documentation needed to process the loan.
Reviews information by examining application and documentation, reviewing credit worthiness, calculating repayment risk from information and documentation received from the borrowers.
Pre-qualifies potential loan applicants by analyzing credit and financial background.
Follows up on processing the loan by obtaining additional applicant information if necessary.
Maintains communication with the borrower from time of application through closing.
Establishes the rate with the borrower both verbally and in writing prior to settlement.
Understands and supports the company's policies and procedures to provide proper and effective treatment to all the company's customers.
Resolves any customer questions and disputes in an expeditious and tactful manner.
Reviews and reports complaints from customers and recommends corrective action to management.
Protects the bank and the customer by keeping all mortgage loan information confidential.
Performs other related duties as assigned.
Education and Experience:
High School Diploma or equivalent is required
Prior mortgage sales experience is preferred
Key Competencies:
Budgeting
Oral Communication Skills
Written Communication Skills
Customer Relations
Customer Service
Good Math Skills
Negotiations
Professionalism
Time Management
Requirements:
Registration with NMLS
Mortgage Loan Officer - Arkansas
Loan Officer Job 41 miles from Pine Bluff
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
Answers customer calls and walk- in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
*Compensation is Commission based
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
Requirements
High School Diploma or GED
One (1) year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
Preferences
Bachelor's degree
Prior Mortgage Loan Officer experience
Skills and Competencies
Good organizational skills
Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
*Positions may be available in other cities within AR.
Position Type
Full time
Incentive Pay Plans:
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Position Type
Full time
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
***********************************************
Location DetailsLittle Rock MainLocation:Little Rock, Arkansas
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Consumer Loan Officer
Loan Officer Job 185 miles from Pine Bluff
Title: Consumer Loan Officer
Department: Retail
Reports To: VP, Consumer Sales
Supervises: N/A
Job Classification: Full-time, Exempt
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial health and wealth of people in under-resourced Deep South communities. Since 1994, these efforts have benefitted more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation. Learn more at ***************
Job Summary
The Consumer Loan Officer is a key professional responsible for managing consumer loan services. This role involves assisting with and assessing loan applications, evaluating members' creditworthiness, and explaining loan options and terms while ensuring all documentation complies with regulatory standards. Additionally, the Consumer Loan Officer identifies and pursues new loan opportunities throughout HOPE's footprint. By providing expert advice on loan products and proactively engaging with the community, they play a crucial role in expanding the member base and enhancing HOPE's overall success.
Responsibilities
Conducting needs-based conversations with members
Assisting members with completing loan applications
Assessing loan applications and creditworthiness
Explaining loan options and terms to members
Processing loan documentation
Ensuring compliance with lending regulations
Managing member relationships
Advising members on suitable loan products
Identifying and pursuing opportunities to expand and deepen individual member relationships
Cross-selling different HOPE products to members and collaborating with other departments to ensure a seamless onboarding experience
Desired Qualifications
Bachelor's degree or equivalent education and experience in relevant field.
2+ years of experience in consumer lending, loan processing, or a related role
Experience in sales or cross-selling financial products
Work Environment
Employee spends the majority of time in office environment, generally accessible to the public, members, and potential members
Noise level in the work environment is usually moderate
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Demands
Employee is regularly required to sit, stand and walk
Employee will use hands to finger, handle or feel, reach with hands and arms, and talk or hear
Employee will irregularly lift and/or move up to 10 pounds
Employee will frequently travel to various branches within the company's market
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Mortgage Loan Originator I
Loan Officer Job 41 miles from Pine Bluff
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.
Essential Duties and Responsibilities
Originates mortgage loan applications
Negotiates terms and rates of the loans
Obtains customers' vital information and provides expert advice relative to product options
Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
Secures interest rate lock-ins with investors
Manages pipeline so as to protect the bank from interest rate risk
Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
Performs other duties and responsibilities as assigned.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Skills
Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
Ability to read, analyze and interpret financial report and/or legal documents
Ability to write routine reports and business correspondence
Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
Education and/or Experience
HS Diploma/GED
2-3 years of mortgage origination or banking exprience
Computer Skills
MS Office programs
Certificates, Licenses, Registrations
NMLS license
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.
Mortgage Loan Officer
Loan Officer Job 194 miles from Pine Bluff
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.
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Mortgage Loan Originator I
Loan Officer Job In Pine Bluff, AR
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.
Essential Duties and Responsibilities
Originates mortgage loan applications
Negotiates terms and rates of the loans
Obtains customers' vital information and provides expert advice relative to product options
Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
Secures interest rate lock-ins with investors
Manages pipeline so as to protect the bank from interest rate risk
Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
Performs other duties and responsibilities as assigned.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Skills
Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
Ability to read, analyze and interpret financial report and/or legal documents
Ability to write routine reports and business correspondence
Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
Education and/or Experience
HS Diploma/GED
Computer Skills
MS Office programs
Certificates, Licenses, Registrations
NMLS license
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.
Consumer Loan Originator
Loan Officer Job 254 miles from Pine Bluff
Responsive recruiter Benefits:
401(k) matching
Bonus based on performance
Competitive salary
Dental insurance
Free uniforms
Health insurance
Paid time off
Profit sharing
Tuition assistance
Vision insurance
Consumer Loan OriginatorSUMMARY/OBJECTIVE:Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans, and processing loan applications. Gather background information and analyze loan applicant's credit history.Saturday rotation required; may also require occasional travel for training as needed. Supervisory Responsibilities: None Essential Functions:Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Assist members with the loan application process to ensure completeness of information.
Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
Calculate debt to income ratios on loan applicants.
Complete loan applications over the phone and/or electronically.
Validate automated approvals or denials of loan applications.
When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future.
Verify the accuracy of loan amounts and repayment terms on approved loan applications.
Complete loan documents and disburse loans when needed.
Implement new loan products and services in accordance with management direction.
Cross sell lending and other credit union products.
Other duties as assigned.
Competencies:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.
Ability to solve problems within established policies and procedures
Ability to accept and perform new job responsibilities as needed
Excellent communication skills (oral, written and listening), professional appearance and positive attitude
Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals)
Have a thorough knowledge of Consumer Lending Compliance and Lending Regulations.
Good working knowledge of credit models and credit scoring
Education:
High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution
Experience, Skills and Other Requirements:
Must possess strong basic math skills, accuracy and attention to detail
Exceptional oral and written communication skills required.
Must possess interpersonal skills including courtesy, tact, and diplomacy as they are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
Computer Skills - MS Word, Excel, Outlook, and PowerPoint.
Certificates, Licenses and Registrations:
Must successfully complete BSA training as required
Employee must be bondable (insurable)
WORK ENVIRONMENT: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Primarily in-door office work with quiet to moderate noise level.
Occasional work outside the office.
Occasional travel for business-related functions.
Occasional evening and weekend schedules required.
Position Type/Expected Hours of Work:This is a full-time Non-Exempt position. Base salary plus Commission.Days and hours of work are Monday through Thursday 8:00 a.m. to 5:00 p.m., Friday 8:00 a.m. to 5:30 p.m. and occasional Saturdays from 9:00 a.m. until 1:00 p.m. PHYSICAL DEMANDSThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds. Employment Requirements:All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:
U.S. Citizenship
Successfully passing a drug test for illegal drugs
Successfully passing a background investigation
Benefits Offered:
401K, With employee match and profit shares.
Medical, Dental & Vision, Life, STD, LTD
Paid Holidays
Employee Education Assistance Program (Tuition Reimbursement). Contract required with Terms and Conditions.
PTO (Paid time off)
Employee Assistance Program (EAP)
DECLARATIONThis job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.
Mortgage Loan Processor II - Crescent, Ridgeland, MS
Loan Officer Job 164 miles from Pine Bluff
At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true. All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position.
General Position Statement:
Mortgage Loan Processor II is a junior level Loan Processor position responsible for reviewing residential mortgage loan applications and documents. Mortgage Loan Processors work closely with all teams and departments to prepare complete and compliant mortgage loan files.
Duties and Responsibilities:
Maintain assigned pipeline using LOS dashboards to ensure submission timelines are met.
Review loan applications for errors and omissions. Processor to make corrections and keep LOS up to date with accurate and current information.
Confirm that disclosures were signed and dated and that lock in is registered or floating.
Work with mortgage processing coordinators to ensure all initial orders are completed and received timely with complete and accurate information.
Compare credit reports to debts on application and update trade lines with credit bureau.
Order VOL, VOM, all payoffs and appraisal corrections, final and/or recertification inspections.
Review FHA case numbers, CAIVRS and appraisals.
Order VA COE and appraisals utilizing VA Portal.
Analyze and complete income calculation forms.
Update and submit all loans through the appropriate AUS.
Prepare and submit completed forms and documents for approval of DPA programs.
Prepare and provide originator with processor preliminary conditions needed using processor checklist for each loan type.
Order PMI Certificates. Review and update Flood Determinations.
Submit complete loan file to underwriter per agency and investor guidelines and overlays.
Work with loan originator and underwriter to clear prior to closing conditions for final underwriting approval.
Support a high performing culture through practicing teamwork and communicating with other team members timely and effectively.
Maintain a thorough knowledge of Bank products, services, policies, procedures and
appropriate regulatory issues as related to daily job functions including but not limited to:
Bank Secrecy Act; Privacy Act; Fail Lending Act; Regulation E; etc. Complete required
compliance training and adhere to the Bank's standard of conduct.
Other duties as assigned
Participation in the bank's High-Performance Rewards Connections program. Make referrals to Mortgage Dept. and Wealth Management.
Position Requirements:
Associates degree preferred
Two or more years of mortgage processing experience
Attend meetings and complete training as required
Proficient in Microsoft Office Suite, to include Excel, Word, and Outlook
Excellent verbal and written communication skills and strong organizational and time-management skills.
Ability to work outside of regular business hours, as deemed necessary and to multi-task and work effectively in a high-pressured environment.
BankPlus is an Equal Opportunity Employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.
We maintain a drug-free workplace and perform pre-employment substance abuse testing.
Other details
Pay Type Hourly
Residential Lending Loan Officer Senior
Loan Officer Job 41 miles from Pine Bluff
WHAT IS THE OPPORTUNITY? This position is responsible for referral-based sales of first mortgage and concurrent second loan products to existing and potential private banking and high net worth clients. By partnering with CNB's Relationship Managers, the position will support business development activities of line units and develop sales strategies to attract, retain and expand CNB client relationships through the sale of mortgage loan products and services. Conduct client/prospect needs analysis and develop proposed solutions/sales presentations to meet their needs. Maintain current knowledge of all first mortgage and concurrent second loan products and services offered.
What you will do
* Services the mortgage needs of Private Banking, Wealth Management and Personal and Business Banking clients whose lending needs can result in moderate to complex transactions. This individual may accompany a senior lender on business development calls and participate as a member of a lending team. Loans are generally super-jumbo in size. The position focuses on the following areas: credit structuring and analysis, assisting Relationship Managers in cross- selling first mortgages and/or establishing new relationships. Assist team leaders in training programs as needed.
* Uses proactive, consultative sales skills and strategies to identify client needs, quantify service / product benefits and present recommendations to targeted clients and prospects as assigned.
* Develops and negotiates mortgage loan sales plans in conjunction with Relationship Managers, Regional Managers, Banking Office Managers and Line Officers to support existing clients and develop new CNB relationships. Coordinates client/prospect calling activities with Relationship Managers and serves as primary technical expert for all mortgage loan products, programs and pricing.
* Fosters ongoing relationships within assigned territory by providing product/service information, attending officer meetings, conducting training sessions and supporting the business unit's effort to attract, retain and expand client relationships.
* May identify business opportunities and solicit referrals of other Bank products or services from existing clients, referral sources and other professionals in the industry.
* Negotiates transactions; prices loan products within targeted rate of return; coordinates the documentation and closing of loan transactions, ensures conformance with Bank policy and regulatory requirements. Exercises sound credit and risk judgment in recommending loans for approval.
* May coordinate the cross-selling of other product and/or services (i.e., cash management, foreign exchange, investment and trust, etc.). May interface with other Bank departments as necessary to define responsibilities and coordinate objectives for all product areas.
* Obtains and completes mortgage loan application packages, including supporting documentation required to process loan requests; reviews information to ensure that files submitted meet regulatory agency and CNB policies; forwards application packages to Residential Lending within specified times in order to meet regulatory requirements for initial disclosures and timely processing as required under Regulation B and RESPA.
* Contacts borrowers directly for additional information related to loan requests, summarizes information and exercises sound credit and risk judgment in recommending transactions for approval.
* Maintains a solid understanding of the Bank's credit products, programs policies and procedures.
* Participates in the development of marketing strategies and sales objectives that are consistent with overall company objectives. Maintains an awareness of consumer market conditions and provides current information on industry trends and competitive practices that may be used in the development and/or delivery of mortgage loan products.
* Effectively manages a pipeline of loans on a daily basis.
* Represents CNB by actively participating in outside civic and community affairs, business and industry-related organizations, and other professional activities as appropriate.
* Complies fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc.).
* Performs other duties as assigned or requested.
*Must-Have**
* H.S. Diploma
* Minimum of 2 years mortgage lending experience in sales and loan originations
* Minimum of 5 years of business development/direct sales experience required
* Minimum of 2 years private banking experience required
* Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act.SAFE Act Registration.
*Skills and Knowledge*
* Excellent communication skills both written and verbal
* Prioritizes and plans work activities
* Excellent customer service skills
* Ability to effectively convey information to others
* Excellent organizational skills
* Strong research and analytical skills
* Ability to recognize, analyze, and solve a variety of problems
* Excellent multi-tasking and problem solving skills
* Ability to use discretion when handling sensitive personal information.
* Ability to work well under pressure
* Ability to multi-task and manage deadlines
*Compensation*
This is a commission-based role and does not have a set salary range.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Consumer Loan Processor
Loan Officer Job 193 miles from Pine Bluff
The Citizens Bank of Philadelphia is currently seeking a Consumer Loan Processor, as follows:
Consumer Loan Processor
Hours
Monday - Friday, 8 to 5
Occasional Saturday Hours
About the Position
Responsible for the careful and accurate generation of all loan documents associated with the bank's consumer loan platform utilizing loan processing software.
About the Opportunity
The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.
Essential Duties
Generate loan documents for consumer loans utilizing the bank's loan documentation system. Coordinate and organize work load to correspond with scheduled loan closings for multiple loan officers to provide quality customer service. Review loan documents for proper loan policy underwriting, loan committee approvals, regulatory and collateral perfection requirements. Provide assistance to loan officers/assistants concerning proper loan policy underwriting, collateral lien perfection, regulatory requirements and execution of loan documents. Provide back-up to other areas of loan processing, including pre/post review of consumer loans. Other duties as required by supervisory personnel.
The Right Person
1 - 3 years successful experience in Loan Processing, Loan Review or Similar Position
Prior Experience with loan documentation systems preferred
Exceptional Verbal and Written Communication Skills
Exceptional Knowledge/Use of Microsoft Office products
Ability to work within time constraints
High School Diploma or Higher
VEVRAA Federal Contractor
New Home Consultant
Loan Officer Job 134 miles from Pine Bluff
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Requirements
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#CB
#LI-CI1
#IND-SALES
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Reconcilement Specialist II
Loan Officer Job 173 miles from Pine Bluff
The primary purpose of this position is to daily reconcile the Trustmark retail loan system to general ledger and depository accounts. Other assignments pertaining to the retail loans are handled by this position as described below. Responsibilities
* Reconcile loan system to general ledger accounts. This responsibility includes but is not limit to researching, analyzing, and resolving discrepancies (non-reconciling items).
* Utilize the Posting Rejects Journal to research and process rejected loan transactions coming from various sources. These transactions include but are not limited to loan payments, late fees payments, sweep transactions, warehouse payments, consumer and commercial loan advances, automatic draft charges, and ACH items.
* Process loan system charge-downs, charge-offs and write-offs for the Retail Bank.
* Maintain the retail loan portfolio in accordance with the Servicemembers Civil Relief Act.
* Re-amortize and restructure employee loans at the point of termination.
* Support and assist internal and external customers with retail loan, general ledger, credit life, 1098 forms, and dealer reserve inquiries and maintenance.
* Perform additional duties as assigned.
Qualifications
* Completed High School
* Completed two years of college with an emphasis on business/accounting courses and two years of work experience-OR-
* Five years of reconcilement experience pertaining to general ledger accounts and core systems
* Experience resulting in intermediate skills associated with the following computer software system: Excel
* Concrete knowledge of primary general ledger accounting principles
* Thorough understanding of general ledger reconcilement processes gained through education or experience
* Firm knowledge of financial services with a focus on loan products, loan systems, and accounting
* Firm computer skills (Word and Excel Test required)
* Good 10 key calculator skills (Test required)
* Ability to manage multiple tasks with little or no supervision
* Ability to work independently or with a team to accomplish work requirements
* Excellent customer service skills
* Excellent communication skills
* Proficient ability to research and analyze data when resolving reconcilement related issues
* Must be detail oriented and organized
* Loan systems knowledge preferred
Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
Mortgage Loan Originator
Loan Officer Job 177 miles from Pine Bluff
Originate conventional, FHA, VA and RD loans which are compliant with investor requirements and all State and Federal laws and regulations; Promote Bank products and services to existing and potential clients in the community ESSENTIAL DUTIES & RESPONSIBILITIES:
* Provides expert mortgage advice to potential borrowers
* Stays current with
* Bank's underwriting policy;
* Investor guidelines;
* Applicable State and Federal laws and regulations and
* Changes in other aspects of the mortgage industry
* Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community
* Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis
* Delivers all compliance documents and disclosures in a timely manner
Additional Duties
* Takes a very complete application and collects all required documentation (such as income tax return, bank account number, purchase agreement, and property description, etc.) for verification.
* Prepares the borrower(s) for the process and keeps ALL of the parties involves in the process, up to date on all important developments and current status of application
* Informs applicant of closing costs such as appraisal, credit report, and notary fees
* Coordinates the closing with the borrower(s), closing agents, Realtors and others involved in the transaction
* Interviews loan applicants to document income, debt, and credit history
* Determines if applicant meets establishment standards for further consideration
* Answers applicant's questions and asks for signature on information authorization forms
* Submits application forms to Mortgage Loan Processor for verification of application information
* Calls applicant or other persons to resolve discrepancies, such as credit report showing late payment history
* Informs applicant of loan denial or acceptance
* Keeps Bank associates up to date on changes in the industry and works as a team member with the other lines of business
* Keeps all compliance requirements up to date and maintains a working knowledge of the products and services provided by the other lines of business and Bank affiliates
* Other duties and special projects as assigned by Senior Management
* Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.
MINIMUM REQUIRED EDUCATION & EXPERIENCE:
* Bachelors Degree preferred
* 2 years of sales experience required
* 2 4 years of Mortgage origination experience is preferred
* This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment you will be required to either register on NMLS or re-register and move your previous registration. Your continued employment in this position is contingent upon successful registration immediately after your start date and annual renewal of your registration thereafter. In addition, information obtained during the registration process may impact your employment.
* Knowledge of all Mortgage laws, procedures, rules, regulations, etc. on a federal, relevant state, local and bank-wide basis
* Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, PowerPoint and Access; Ability to learn or knowledge of Outlook email program
* Excellent communication, analytical, customer service and organizational skills
* Ability to work effectively with all levels of personnel
* Strong presentation skills
ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS:
* Ability to work under stress and meet deadlines
* Ability to travel
* Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an undue hardship then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Interview Day for Loan Specialists and Assistant Managers
Loan Officer Job 170 miles from Pine Bluff
Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.
For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.
If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!
Regional Finance is hiring! We are excited to host an interview day on March 26th in our Flowood office. If you are interested in starting your career, click that apply button and we will schedule all qualified applicants!
Job Intro
The core of an Assistant Manager is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for!
Why work at Regional?
Regional offers competitive pay! We do our best to show that we value our team members!
You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work?
You will have promotion opportunities. We love to train our Assistant Managers into future Branch Managers!
All full-time team members have access to our medical, dental, vision and 401(k) benefits!
Pays an average of $46,000, this amount can vary based on your location and cost of living adjustments!
Duties and responsibilities
Provide exceptional service to all customers.
Process credit loan applications and use product knowledge to present loan solutions to current and potential customers.
Maintain office cash with accuracy and proper security.
Grow account volume through good judgment and effective customer solicitations in the branch and by telephone.
Minimize delinquent debt through calling customers and collecting on past-due accounts.
Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy.
Transport money and deposits to and from bank.
Other duties as assigned by leadership.
Minimum Qualifications
High School Diploma or Equivalent.
Prior customer service experience in either a sales/retail environment or cash management environment.
Must pass drug screen, criminal and credit background checks.
Valid Driver's License and access to a dependable automobile with liability insurance coverage.
Critical Competencies
Demonstrated passion for customer service.
Excellent written and verbal communication skills.
Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers.
Thrives in a pay for performance atmosphere.
Proven ability to multi-task.
Working conditions
This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: **************************************************************************************************
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.
Consumer Loan Processor
Loan Officer Job 193 miles from Pine Bluff
The Citizens Bank of Philadelphia is currently seeking a Consumer Loan Processor, as follows: Consumer Loan Processor Location Philadelphia, MS Hours Monday - Friday, 8 to 5 Occasional Saturday Hours Responsible for the careful and accurate generation of all loan documents associated with the bank's consumer loan platform utilizing loan processing software.
About the Opportunity
The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.
Essential Duties
Generate loan documents for consumer loans utilizing the bank's loan documentation system. Coordinate and organize work load to correspond with scheduled loan closings for multiple loan officers to provide quality customer service. Review loan documents for proper loan policy underwriting, loan committee approvals, regulatory and collateral perfection requirements. Provide assistance to loan officers/assistants concerning proper loan policy underwriting, collateral lien perfection, regulatory requirements and execution of loan documents. Provide back-up to other areas of loan processing, including pre/post review of consumer loans. Other duties as required by supervisory personnel.
The Right Person
1 - 3 years successful experience in Loan Processing, Loan Review or Similar Position
Prior Experience with loan documentation systems preferred
Exceptional Verbal and Written Communication Skills
Exceptional Knowledge/Use of Microsoft Office products
Ability to work within time constraints
High School Diploma or Higher
VEVRAA Federal Contractor
Senior Mortgage Banker
Loan Officer Job 142 miles from Pine Bluff
The Senior Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank branch managers, Realtors, and builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual serves as the facilitator of the mortgage loan process, and also must maintain productive relationship with mortgage operations staff.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER
Responsibilities
* Originate all types of one to four family residential loans
* Maintain written goals that are created in conjunction with the Mortgage Banking Department
* Coordinate loan production throughout assigned service area
* Maintain prescribed system status report of all loan cases in process
* Report monthly on the calls made to banks, realtors, and builders
* Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area
* Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable
* Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation
* Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process
* Assist customer with closing contingencies
* Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken
* Provide the Realtor (if applicable) with a weekly written review on the progress of the loan
* Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries
* Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor
* Survey local market areas regularly
* Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week
* Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA
* Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association
* Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position
* Attend production meetings as designated by management
* Maintain licenses and certifications, if applicable
* Work independently in an outside sales setting which requires reliable transportation
* Perform other related duties as assigned
The aforementioned duties are all essential job functions of this position.
Qualifications
* High school diploma or equivalent required
* Minimum of 5 years of Mortgage Origination/Banker experience
* Ability to originate one to four family residential mortgage products
* Thorough knowledge of FHLMC/FNMA, FHA, VA, and other general mortgage banking lending procedures and requirements
* Ability to communicate verbally and in writing and to deal cordially with the public
* Ability to organize time effectively
* Ability to learn and comprehend regulatory directives and procedures in a short period of time
* Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking"
* Ability to work independently and make decisions following state and federal regulatory guidelines
* Must have a reliable means of transportation to facilitate responsibilities
Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.
Ag Lending Officer
Loan Officer Job 40 miles from Pine Bluff
MAJOR RESPONSIBILITIES AND DESIRED QUALIFICATIONS: Serve as the initial customer contact in the Lonoke Branch. Primary responsibilities include: * Checks, receipts, deposits, inquiries * Loan support * Managing files * Provide administrative support to branch office team
CRITICAL COMPETENCIES INCLUDE:
* Excellent customer service skills
* Strong verbal and interpersonal skills
* Organization skills with preference for detailed work with high accuracy
* Loan processing a plus
REQUIRED KNOWLEDGE AND EXPERIENCE:
Requires high school diploma. Prefer 2+ years progressive experience in financial institution or related office environment. Ability to work with a variety of people. Ability to effectively use various computer applications. Knowledge of office practices and loan processing/servicing procedures desired.
SEND RESUME OR APPLICATION TO:
Attn: Katie Edmison - Loan Assistant/Lonoke
AgHeritage Farm Credit Services
119 E. Third Street, Ste. 200
Little Rock, AR 72201
Job Link: *********************************************
EEO/AA/M/F/V/D - No Agencies Please